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From Haylofts to Hardwoods: How One Family Salvaged a Historic Barn
Great-grandparents milked cows here. A father and daughter both played in the hayloft as kids. Now a new generation runs barefoot on its wood.
How to Stop Impulse Buying and Hold Onto Your Money
Impulse buying can wreak havoc on your bank account. Hereâs how to cut that mindless shopping habit out of your life.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Holiday budget tips: 7 ways to reduce seasonal spending
Holiday gift giving can be a drain, both on your mental health and your wallet. We’ve put together a list of ideas to help your celebrate Christmas within your limits. Keep your holiday budget in check by using free decorations, avoiding flights, and spending less than 10% of your monthly income on gifts.
The post Holiday budget tips: 7 ways to reduce seasonal spending appeared first on Money Under 30.
How to manage money for financial success in the U.S. military
Howdy! I’m Spencer, an active-duty Air Force officer investing for financial independence by age 40. Since 2016, my wife and I have saved half of my active-duty paycheck into our financial independence accounts. I started writing in 2012 about achieving FI in the military on my website Military Money Manual.
Because J.D. has no experience with the military, for Veterans Day he asked me to share the lessons I think every servicemember needs to know about getting rich slowly. These are the concepts I wish someone had explained to me as a newly-commissioned officer in 2010. (These lessons are just as applicable to the enlisted side of the house.)
I’ve split this article into two sections.
First, I’ll cover some basic lessons for beginners: taking care of yourself, emergency funds, military friendly banks, tracking your money, and TSP investing.
Next, I’ll cover some advanced topics: investing for financial independence, military deployment, travel, and military credit-card perks.
Let’s start with the basics.
Educate Yourself
One of the harshest life lessons you must learn early in your military career is this: “No one is looking out for you except you.â
You must take responsibility to educate yourself about saving, investing, spending, and achieving financial independence. If you have a really good supervisor or commander in the military, they may explain the Thrift Savings Plan (TSP) to you, but that’s probably it.
If you want to achieve financial independence in the military, you need to learn how to do it yourself. There are many resources available to learn about money, including:
- /r/MilitaryFinance on Reddit
- /r/personalfinance on Reddit
- The military finances page at the Bogleheads wiki
- Any of the books on my recommended reading list (or J.D.’s list)
I believe it’s important to always be learning, to always be asking questions. If you have questions about your military pay, benefits, or personal finance, type them into Google. Ask your supervisor. Ask your buddies (but don’t always take their advice haha).
Never be afraid to ask questions. Keep yourself educated about money.
9 ways to save money on cheap weekend trips
Wondering how to save money on a weekend trip? Start here.
The post 9 ways to save money on cheap weekend trips appeared first on Discover Bank – Banking Topics Blog.
Exploring the City of Angels: 11 Unique Things to Do in Los Angeles for New Locals
Your points and miles checklist for January 2023
7 Sneaky Travel Charges to Avoid
How to Save Money by Traveling in the Off-Season
If youâre like me, you avoid crowds at all costs. You grocery shop on a weekday afternoon when most people are at work. Youâre the last person to be found in line at a food festival, or on a wait list for a champagne brunch. And when it comes to vacation, you prefer to travel
The post How to Save Money by Traveling in the Off-Season appeared first on MintLife Blog.