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The 401(a) Plans and Rollover Rules (what you need to know)

January 30, 2023 by Brett Tams

There’s a type of retirement plan that’s in the “401 family” that gets little attention. Maybe that’s because only a relatively small number of employers offer it, even though the number of employees participating in the plan is probably in the millions. It’s called the 401(a) plan, and while it’s much like the 401(k) plan […]

The post The 401(a) Plans and Rollover Rules (what you need to know) appeared first on Good Financial Cents®.

Posted in: Retirement, Starting A Family Tagged: 2021, 2022, 2023, 401(k) plan, 401k, AAMS, Accredited Asset Management Specialist, ad, advisor, All, analysis, assets, author, balance, basics, before, beneficiaries, beneficiary, Benefits, Blog, blue, bond, bonus, book, business, cents, chance, Choices, College, color, Commercial, commission, Compensation, cost, custom, data, death, decision, Deductible, disclosure, dividends, earnings, employer, entry, Family, faq, Featured, Fees, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, freedom, fund, funds, General, good, Google, government, great, green, Grow, house, Illinois, Income, income tax, Insurance, insurance premiums, Invest, investment, IRA, IRAs, irs, items, job, layout, Learn, Life, life insurance, list, Loans, Main, Make, married, mess, money, More, new, offer, Other, ownership, payments, pension, Personal, personal finance, plan, planner, Planning, podcast, protection, Purchase, Rates, required minimum distributions, Research, retirement, retirement account, retirement accounts, retirement funds, retirement plan, Retirement Planning, retirement plans, returns, Revenue, right, RMDs, rollover, roth, Roth IRA, Roth IRA conversion, save, School, schools, science, SEC, securities, selling, single, spouse, stable, stock, target, tax, tax rates, taxes, the balance, time, title, traditional, traditional IRA, trustee, under, value, Video, wealth, wealth management, will, withdrawal, work, workers, working, youtube

What early retirement was like in 1957 (according to Life magazine)

January 30, 2023 by Brett Tams

Sometimes I hit the jackpot in my quest to find old material about retirement and early retirement. Last week, for instance, I was reading Early Retirement Dude’s history of the financial independence movement when he mentioned a Life magazine photo essay about early retirement from February 1957. Say what?

Within minutes, I was reading the article via Google Books. Within an hour, I had ordered not just that issue of Life but three others with retirement articles. Within days, the magazines were on my doorstep. I’m telling you: We live in the future!

Life magazine article on early retirement

Posted in: Retirement, Taxes Tagged: 2, aging, All, apartments, art, beach, before, big, Books, buffett, building, Built, business, Buy, buy a house, california, cats, Children, College, country, data, Early retirement, Earn money, estate, expenses, Family, family life, farm, financial independence, Financial Wize, FinancialWize, Florida, fun, furniture, goal, good, Google, government, history, house, How To, ideas, Income, index, interest, internet, investments, jobs, Law, Legal, library, Life, life magazine, Live, living expenses, Make, making, man, marriage, married, men, money, More, more money, Move, new, office, Other, Personal, Phoenix, photos, pilot, pittsburgh, pool, pressure, products, project, property, Real Estate, Research, research papers, retire early, retirement, return, Salary, savings, Sell, stable, swimming, teaching, time, tracking, trading, traditional, under, vocation, warren, washington, work, working, young

2 Compelling Reasons To Buy The Most Expensive House In Your Neighborhood

January 30, 2023 by Brett Tams

With the recent extension of the homebuyers tax credit and expansion to include a current homeowner tax credit, there is probably going to be a lot of people in the market for a new house.  These credits are yet another way people can benefit from economic weakness.  If you are in the market for a new […]

The post 2 Compelling Reasons To Buy The Most Expensive House In Your Neighborhood appeared first on Bible Money Matters and was written by Craig Ford. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Posted in: Mortgage, Real Estate, Refinance Tagged: 2, agents, All, apartment, ask, author, average, big, Budget, Buy, buy a home, College, college student, company, cost, Credit, credits, entry, estate, expensive, Financial Wize, FinancialWize, flowers, Ford, gifts, good, great, hold, home, Homebuyers, Homeowner, house, kids, Learn, Live, Make, Make Money, market, married, money, Money Matters, More, Mortgage, Most Expensive, Move, nebraska, neighbors, new, Other, poor, pressure, priorities, proof, property, Purchase, Real Estate, Real Estate Agents, right, save, School, Sell, smoke, Spending, student, students, tax, tax credit, time, title, value, will, work, working, Yard

The Legality behind Your New Home Purchase

January 30, 2023 by Brett Tams

by Ratehub.ca The home buying experience can be overwhelming and exhausting, but the moment you sign your name on the deed/title, you know it would have all been worth it. However, there is a mountain of legal paperwork that awaits your review, so take the time to speak to a real estate lawyer to fully […]

The post The Legality behind Your New Home Purchase appeared first on Zoocasa Blog.

Posted in: Market News Tagged: All, Bank, Blog, Buying, Buying a Home, Calculators, clear, deed, education, estate, experience, Financial Wize, FinancialWize, funds, home, home buying, Home Ownership, house, hunting, interest, joint tenancy, lawyer, Legal, legal documents, man, married, More, Mortgage, mortgage calculators, Mortgage Rates, Mortgages, new, new home, Other, ownership, party, property, protect, Purchase, Rates, Real Estate, Real Estate Lawyer, Review, right, selling, spouse, states, survivorship, time, title, will

How to Fill Out Gift Tax Form 709

January 30, 2023 by Brett Tams

How to Fill Out Gift Tax Form 709

Form 709 is the way to report to the IRS any gifts made in the prior year that are subject to the gift tax. Don’t worry, though. Most people will never pay any taxes on gifts made over the course of their lives. The annual gift tax exemption amount is fairly substantial; the lifetime gift […]

The post How to Fill Out Gift Tax Form 709 appeared first on SoFi.

Posted in: Financial Advisor Tagged: 2, 2021, 2022, 2023, action, advice, advisor, agent, All, app, ARM, assets, Benefits, blue, bonds, Buy, buy a house, Children, clear, color, cost, couple, Credit, credit score, cryptocurrencies, cryptocurrency, data, death, Debt, down payment, equity, estate, estate tax, executor, existing, Family, Family Finances, faq, filing taxes, Financial Goals, financial tips, Financial Wize, FinancialWize, first home, General, gift, gift tax, gifts, goals, good, Grandchildren, GSTT, home, home equity, house, How To, Income, income tax, Insurance, investments, irs, Law, Learn, Legal, lenders, loan, Loans, Make, market, married, Medical, mobile, money, More, needs, net worth, new, offer, offers, Other, payments, points, property, Rates, Real Estate, relay, return, rewards, right, running, savings, seller, selling, shares, shower, sofi, Software, Spending, spouse, stock, stocks, Strategies, student, student loan, Style, tax, tax exemptions, tax law, tax refund, taxes, time, tips, Transaction, transfer tax, TransUnion, trust, trusts, tuition, under, value, will

Survey: Millennials Experience Daily Financial Stress, The Majority Ignore It to Cope

January 30, 2023 by Brett Tams

Finances are a leading cause of stress that can deteriorate mental and physical health if left unchecked. Stress and finances are unavoidable parts of life, and you’d be hard-pressed to find someone who hasn’t experienced money troubles themselves.  In 2019, 59 percent of Americans were living paycheck to paycheck, and a majority expected to continue

The post Survey: Millennials Experience Daily Financial Stress, The Majority Ignore It to Cope appeared first on MintLife Blog.

Posted in: Financial Planning, Investing, Personal Finance Tagged: 2, 2022, advice, advisor, All, author, Bank, bank account, before, Blog, Budget, Budgeting, budgets, building, Built, Buying, Career, color, Credit, credit card, credit score, data, Debt, Debt Repayment, debt to income ratio, education, experience, experts, Fall, Family, fiduciary, Finance, finances, Financial Advisor, Financial Goals, Financial Literacy, Financial Planning, Financial stress, financial well-being, Financial Wize, FinancialWize, Getting Started, goals, Google, graph, habits, health, homes, How To, Income, Infographic, interest, jobs, jump, layout, Learn, learned, lessons, Life, Make, making, married, men, millennials, mindset, Mint, mint.com, mobile, money, money moves, More, most popular, Motivation, offers, parents, passive, passive income, Pay Off Debt, paycheck, paycheck to paycheck, payments, percent, Personal, personal finance, poor, Popular, pretty, questions, Recession, Research, right, save, second, shares, Spending, stable, stimulus, stress, Style, survey, surveys, time, tips, title, tools, tracking, Unemployment, wealth, wellness, white, will, women, work, working

One of Bel-Air’s Most Opulent Homes Hits the Market

January 30, 2023 by Brett Tams

The former residence of Hollywood and TV star Yvette Mimieu is on the market for the first time in half a century for $39,500,000. 

The post One of Bel-Air’s Most Opulent Homes Hits the Market appeared first on RealtyBizNews: Real Estate Marketing & Beyond.

Posted in: Paying Off Debts Tagged: 1970s, 2021, air, All, architect, author, Bathrooms, Bedrooms, bel air, Bel-Air Country Club, beverly hills, Beverly Hills real estate, Blogging, Built, business, Career, closets, country, custom, design, dining, dining room, dream, estate, Featured News, Financial Wize, FinancialWize, fireplace, fireplaces, front, garden, gym, Hollywood, home, homes, house, Housing, Howard Ruby, interior design, Jacqueline Kennedy Onassis, Jade Mills Estates, Kalef Alaton, kitchen, library, living room, Los Angeles real estate, marble, Marilyn Monroe, market, Marketing, married, More, most popular, neighborhoods, News, Paul Newman, plants, pool, Popular, projects, property, Real Estate, Real Estate Marketing, rental, right, room, spa, Sports, story, Style, suite, time, title, tv, TV Shows, unique

5 Blessings That Have Come From a Tight Budget

January 29, 2023 by Brett Tams

Guest post from Rachel of The Purposeful Wife Forced frugality often feels like a bad thing. Making cutbacks, adhering to a tight grocery budget, and preparing all of your meals at home isn’t always fun. Yet many blessings accompany frugal living. I’ve learned so much as my husband and I have tried to get out of debt andRead More

Posted in: Real Estate News Tagged: 2, All, Appreciate, at home, author, Blogging, Books, Budget, Buying, Children, Christmas, christmas gifts, cleaning, cleansing, Clothing, Contentment, crafts, creativity, Crystal Paine, data, Debt, disclosure, DIY, entry, Family, finances, Financial Wize, FinancialWize, food, frugal, Frugal Living, Frugality, fun, Get Out of Debt, gifts, good, green, grocery, grocery budget, Grow, guest, guest post, Guest Post Submissions, home, How To, Income, journey, Learn, learned, lessons, Life, LITE Feed (non-deal) Posts, Live, Living Like No One Else, Make, making, marriage, married, money, More, motherhood, natural, needs, new, Pantry, pantry staples, plan, pretty, project, Purchase, right, room, save, Save Money, savings, staples, swagbucks, thankful, thrift, time, title, washing, will

8 Tips for a Budget Dream Wedding with Budget Breakdown

January 29, 2023 by Brett Tams

Wedding Budget Breakdown: Line Item by Line Item

The prospect of getting hitched often gives a couple butterflies — about their enormous wedding budget. But marrying your special someone doesn’t have to mean going into debt. A wedding budget breakdown can help you prioritize which elements matter most to you, so you can achieve the wedding of your dreams without going overboard. We’ll […]

The post 8 Tips for a Budget Dream Wedding with Budget Breakdown appeared first on SoFi.

Posted in: Financial Advisor Tagged: 2, 2021, 2022, agent, All, Amount Of Money, app, ask, at home, average wedding costs, Backyard, balance, before, Benefits, big, bills, blue, book, borrowing, Budget, budget mistakes, budget wedding, Budgeting, Budgeting & Goals, cents, clear, color, coordinate, cost, couple, craigslist, creativity, Credit, credit card, credit score, cryptocurrency, data, Debt, Decor, design, destination wedding, DIY, dream, engagement, engagement ring, Entertainment, Equifax, existing, expense, expenses, Family, Family Finances, faq, Financial Goals, financial tips, Financial Wize, FinancialWize, financing, first home, flowers, fund, funds, General, gift, goals, good, great, groceries, guest, guests, health, hold, home, house, How To, idaho, ideas, Income, interest, interest rates, Investing, items, Learn, Life, lighting, list, Live, loan, low, LOWER, Main, Make, makeup, making, market, marriage, married, memories, Mistakes, money, More, more money, Move, Music, needs, new, New Jersey, new york, offer, offers, Other, panic, parents, party, Paying Off Debt, photography, plan, planner, Planning, points, priorities, products, project, projects, property, questions, Rates, Real Life, relay, Review, rewards, right, Salary, save, Save Money, Saving, saving money, savings, savings plan, second, Sell, shares, simple, sofi, Spending, stock, Strategies, Style, survey, tax, the balance, time, tips, tools, Transportation, TransUnion, value, Video, wants, washington, Wedding, wedding budget, wedding costs, wedding on a budget, wedding season, weddings, will, work, youtube

When Should You Downgrade Your Car Insurance?

January 29, 2023 by Brett Tams

When should you drop or keep collision insurance? What about comprehensive? And what’s the difference between comprehensive and collision? These are all important questions that should be answered before making any changes to your existing coverage.

The post When Should You Downgrade Your Car Insurance? appeared first on The Simple Dollar.

Posted in: Apartment Decorating, Auto, Auto Insurance Tagged: 2, 2022, 457, accessibility, action, ad, Advertising, affordable, agent, All, app, Auto, auto insurance, balance, before, bills, black, blue, book, Budget, car, Car Insurance, car insurance rates, cheap car insurance, Clean, clear, commissions, commute, company, Compensation, cost, Credit, credit score, customer service, data, Debts, decision, Deductible, deductibles, disclosure, Discounts, Drivers, driving, existing, expenses, expensive, experience, farm, Fees, Financial Wize, FinancialWize, gap, gas, goal, good, Grow, Guides, habits, helpful, home, Home Insurance, How To, impact, Income, Insurance, insurance agent, insurance coverage, insurance premiums, items, Life, Lifestyle, list, LLC, low, low rates, LOWER, Make, making, market, married, miles, mobile, Mobile App, model, money, monthly budget, More, Moving, needs, new, offer, offers, Other, payments, Personal, poor, premium, products, Purchase, questions, Quotes, rate, Rates, ratings, rental, Research, Review, right, risk, safe, safety, save, Save Money, Saving, savings, School, shopping, Showcases, simple, state farm, states, student, theft, time, title, tools, under, Underwriting, unique, update, usaa, used car, value, Ways to Save, white, will, work
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