American Express: 32% Off NBA Store If A Player Scores A Triple Double With Promo Code
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American Express is offering 32% off NBA Stores when a player scores a triple double in the NBA Playoffs with promo code AMEX32
China is done.
OK, OK. That might be a little over the top. Perhaps we could say that China’s time as the world’s greatest growth darling is done. So if you want access to an emerging market with blistering “China-like” economic growth, African stocks are the last great investing frontier.
That might sound ridiculous at first. But then, in 1978, when China first began its economic reforms, it might have seemed ridiculous to believe that China would grow to become the world’s second largest economy a generation later. And yet, here we are!
Africa is developing a real middle class for the first time in its history. By some estimates, Africa’s middle class is already well more than 300 million people. More conservative estimates put the number closer to 170 million people. But we don’t need to split hairs: Even at the lower end of the estimate, we’re talking about a lot of consumers.
Of course, “middle class” in Africa might mean something very different than middle class in suburban New Jersey. Africa is a frontier market in the truest sense of the word, and much of the continent is at a very low level of development. But that’s exactly what makes Africa exciting. It’s a lot easier to grow at China-like rates when you’re effectively starting at zero.
Technology is also allowing developing countries to skip entire levels of development. Much of Africa will never have wired internet, let alone wired phones. It’s vastly cheaper and quicker to throw up cell towers, so that’s the direction they’ll go. And they’ll have none of the cost of maintaining legacy infrastructure.
Think about banking and finance. You likely take your bank account for granted. But only about a third of Africans have access to formal bank accounts. This creates massive opportunities for disruptive fintech operators to step in and eliminate the need for a bank account altogether. If your first experience with payments was something that looked like PayPal, Venmo or Apple Pay, and that became the norm ⦠why would you ever bother with a bank?
These are the kinds of opportunities that are alive and well in Africa. Today, we’re going to look at three of the best African stocks (and two funds!) that will take advantage of them.
Data is as of April 13.
Putting your money to work is one of the best ways to maximize your financial potential. Whether you make six figures a year or minimum wage, every dollar you bring in is an opportunity to make more. But strategically allocating…
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Time is running out if you haven’t already filed your 2021 federal tax return. For most people, the tax return filing deadline is April 18 this year (residents of Maine and Massachusetts get one extra day). So, for all you tax procrastinators out there, it’s time to get moving. One of the first things you should do is collect and organize your tax records. If you’re going to file your own 1040, you should also check out tax software options. If you need more time to file your return, request a tax filing extension (although you’ll still have to pay any tax you expect to owe). And, no matter when you fill out your 2021 tax return, you first want to familiarize yourself with the tax law changes that may impact it.
Many (but not all) of the new items on the 2021 1040 form come from the American Rescue Plan Act, which was enacted last March. This Covid-relief bill made changes to the child tax credit, child and dependent care credit, earned income tax credit, and more. Other changes stem from the expiration of earlier Covid-related provisions that expired at the end of 2020. There are a few modifications to some of the main 1040 schedules, too. And, of course, there are the normal inflation-based adjustments that occur every year.
There are many reasons why you should know and understanding these changes up front. First and foremost, it very well may result in a larger tax refund or a smaller tax bill. You’re also likely to get through your return faster if you’re already aware of any new twists and turns. If someone else prepares your 1040, it will be easier to catch any errors when you review the return. But since “Tax Day” is right around the corner, you don’t have much time left to get up-to-speed on what’s new and changed for your 2021 tax return. So take a look at our list below and study up now so you know what to look for before tackling your 1040.
Sometimes, scholarships, grants, and student loans for the student arenât enough to pay for the full cost of college. In that case, you might be considering taking out a Parent PLUS loan to help your child finance college â or maybe youâve already taken out one of these loans. In either case, itâs never too […]
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For retirees whose main asset is their house, a reverse mortgage can look very attractive. But is it a smart move?
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