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What Does Pet Insurance Cover? | Good Financial Cents®

March 25, 2023 by Brett Tams

Not only does pet insurance cover the cost of increasingly expensive medical treatment for your pet, but it can also help afford life-saving treatment.
Posted in: Banking Tagged: 2021, 429, acupuncture, ad, Alabama, All, allergies, apple, Arizona, Arkansas, Auto, average, before, Benefits, big, bold, ca, california, cars, cats, choice, Cities, coinsurance, color, Colorado, company, Connecticut, cost, ct, Deductible, deductibles, disclosure, display, dogs, existing, expense, expensive, Family, Fees, Financial Wize, FinancialWize, Florida, food, Free, funds, future, Georgia, get started, good, hawaii, health, Health Insurance, healthcare, Healthcare Costs, healthy, hold, home, homeowners, id, idaho, Illinois, indiana, industry, Insurance, insurance coverage, insurance plans, items, Life, life insurance, list, louisiana, low, LOWER, maine, Make, making, manage, Maryland, Massachusetts, md, Media, Medical, medications, Michigan, mississippi, missouri, mobile, money, montana, More, nebraska, Nevada, new, New Jersey, new york, north carolina, offer, offers, or, Oregon, Other, payments, Pet, pets, place, plan, plans, policies, premium, prescription drugs, prescriptions, preventative, proactive, questions, Quotes, renters, Renters Insurance, right, routine, Saving, second, South Carolina, south dakota, space, states, Style, Tennessee, term life insurance, texas, time, title, Utah, virginia, washington, Washington DC, wellness, will, Wisconsin, work

14 Surprising Things That Are Taxable

March 25, 2023 by Brett Tams

How many of these forms of income did you realize were subject to federal taxes?
Posted in: Moving Guide Tagged: 1099, 2, 2017, 2021, 2022, agreements, All, bartering, before, beneficiary, Benefits, business, Children, commission, Compensation, Credit, credit card, data, Debt, Debts, Deductible, dividend, dividends, divorce, earnings, expensive, federal income taxes, Financial Wize, FinancialWize, Free, fund, gift, gifts, government, id, Income, Income Taxes, interest, irs, job, jobs, lists, low, man, market, money, offers, Oil, or, organizing, Other, panic, park, payments, pretty, property, retirement, Retirement Income, return, returns, Revenue, rich, scam, security, self-employed, selling, Side, social, social security, social security benefits, states, Style, tax, tax returns, taxable, taxable income, taxes, time, tour, Travel, under, Unemployment, value, wages, will, woman, work, workers, wrong

5 Long-Term Insurance Options for 2022

March 24, 2023 by Brett Tams

Long-term insurance offers a way to offset some of the costs associated with older age through contingent coverage policies and premiums.
Posted in: Banking Tagged: 2, 2021, 2022, 2023, 429, activities of daily living, actual, ad, ADL, Alabama, All, annuities, annuity, Arizona, Arkansas, assets, average, basic, bathroom, before, beneficiaries, Benefits, Broker, brokerage, brokers, business, ca, california, cape, chance, choice, Colorado, company, Connecticut, Consumer Affairs, Coral, cost, country, ct, data, death, death benefit, Deductible, deductibles, Disability, Discounts, event, expense, expensive, Family, Financial Wize, FinancialWize, Florida, Free, funds, General, Georgia, get started, Giving, good, guide, hawaii, health, Health Insurance, healthcare, healthy, helpful, history, home, home care, home healthcare, home safety, homes, household, How To, id, idaho, Illinois, improvements, Income, index, indiana, industry, Inflation, Insurance, insurance premiums, international, items, Life, life insurance, list, Live, Living, long-term care, long-term care costs, long-term care coverage, long-term care insurance, long-term care policy, louisiana, low, LOWER, Main, maine, Make, making, married, Maryland, Massachusetts, md, Medicaid, Medical, Medicare, Medicare Advantage, men, Michigan, mississippi, missouri, mobile, money, montana, More, Move, nebraska, needs, Nevada, new, New Jersey, new york, north carolina, nursing home costs, offer, offers, one year, opportunity, or, Oregon, Other, payments, pension, Personal, personal care, place, plan, plans, plymouth, podcast, policies, premium, price, products, protection, Purchase, Review, Reviews, right, safety, san francisco, save, search, Seniors, short, simple, single, South Carolina, south dakota, spouse, states, Style, Tennessee, texas, time, title, Underwriting, unique, Utah, virginia, washington, Washington DC, whole life insurance, will, Wisconsin, women, work, young

7 Best Long-Term Care Insurance of 2023

March 24, 2023 by Brett Tams

Did you know that the average American has a nearly 70% chance of needing some form of long-term care upon reaching age 65? But did you also know that you may be able to prepare for the event by purchasing long-term care insurance? That’s why we’ve prepared this guide of the 7 best long-term care […]

The post 7 Best Long-Term Care Insurance of 2023 appeared first on Good Financial Cents®.

Posted in: Banking, Insurance Tagged: 2, 2022, 2023, 429, activities of daily living, actual, ad, ADL, Alabama, All, annuities, annuity, Arizona, Arkansas, assets, average, basic, bathroom, before, beneficiaries, Benefits, Broker, brokerage, brokers, business, ca, california, cape, chance, choice, Colorado, company, Connecticut, Consumer Affairs, Coral, cost, country, ct, data, death, death benefit, Deductible, deductibles, Disability, Discounts, event, expense, expensive, Family, Financial Wize, FinancialWize, Florida, Free, funds, General, Georgia, get started, Giving, good, guide, hawaii, health, Health Insurance, healthcare, healthy, helpful, history, home, home care, home healthcare, home safety, homes, household, How To, idaho, Illinois, improvements, Income, index, indiana, industry, Inflation, Insurance, insurance premiums, international, items, Life, life insurance, list, Live, Living, long-term care, long-term care costs, long-term care coverage, long-term care insurance, long-term care policy, louisiana, low, LOWER, Main, maine, Make, making, married, Maryland, Massachusetts, md, Medicaid, Medical, Medicare, Medicare Advantage, men, Michigan, mississippi, missouri, mobile, money, montana, More, Move, nebraska, needs, Nevada, new, New Jersey, new york, north carolina, nursing home costs, offer, offers, one year, opportunity, or, Oregon, Other, payments, pension, Personal, personal care, place, plan, plans, plymouth, podcast, policies, premium, price, products, protection, Purchase, Review, Reviews, right, safety, san francisco, save, search, Seniors, short, simple, single, South Carolina, south dakota, spouse, states, Style, Tennessee, texas, time, title, Underwriting, unique, Utah, virginia, washington, Washington DC, whole life insurance, will, Wisconsin, women, work, young

Good news: Today’s 30-year mortgage rates tumble below 6% | March 23, 2023 – Fox Business

March 24, 2023 by Brett Tams

Good news: Today’s 30-year mortgage rates tumble below 6% | March 23, 2023  Fox Business

Posted in: Renting Tagged: 15-year, 2, 2021, 2023, 30-year, 30-year mortgage, actual, All, ask, assumptions, average, Bank, before, Benefits, borrowing, build, business, Buy, buy a house, Buying, Buying a Home, calculator, closing, closing costs, color, Compensation, conventional loan, cost, covid, COVID-19, COVID-19 pandemic, Credit, credit score, ct, Current Mortgage Rates, data, decisions, Deductible, disclosure, down payment, equity, Family, Featured, Fees, Finance, finances, Financial Wize, FinancialWize, fixed, Freddie Mac, Free, getting a mortgage, goal, goals, good, great, home, home equity, home purchases, Homebuyers, homeowners, house, improve your finances, interest, interest rate, interest rates, Investor, lenders, Lifestyle, Living, loan, low, LOWER, market, Media, money, More, Mortgage, mortgage calculator, mortgage interest, Mortgage Interest Rates, mortgage payment, mortgage payments, MORTGAGE RATE, Mortgage Rates, mortgage refinance, Mortgages, new, News, NMLS, Operations, or, Origination, Other, ownership, pandemic, payments, Personal, personal finance, points, products, rate, Rates, Refinance, refinancing, rental, renting, repayment, Reviews, right, savings, single, single-family, space, tax, time, tools, wealth, will

6 Money Moves You Must Make in Your 50s and Beyond

March 22, 2023 by Brett Tams

Getting older has its challenges. Here are some ideas to put more gold in your golden years.

Posted in: Moving Guide Tagged: 2, 2023, active, advice, affordable, All, allowance, app, appliances, Auto, average, Benefits, big, bills, bold, bonds, bonus, building, business, Buy, car, car loan, cars, choice, company, Consumer Affairs, Consumers, contracts, cost, crypto, data, Deductible, diversification, diversify, double, driving, Fall, Family, fiduciary, finances, Financial Wize, FinancialWize, Florida, Free, front, funds, future, gold, good, Google, Google reviews, great, hawaii, health, healthy, heating, home, home repairs, homeowners, house, household, ideas, identity theft, Insurance, Invest, IRAs, Life, Links, Live, loan, Local, long-term care, long-term care insurance, low, Make, Medicare, mobile, Mobile App, money, money moves, More, more money, needs, new, offers, or, Other, password, peace, Personal, personal information, place, plan, plans, plumbing, pretty, protect, protection, rental, repair, retirement, return, returns, Reviews, right, save, Saving, savings, scam, scams, security, short, simple, single, states, stocks, stress, target, theft, theft protection, time, trust, value, warranty, washington, wealth, will, woman, work, workers, working, wrong

What Is a Good Monthly Retirement Income?

March 21, 2023 by Brett Tams

A good monthly retirement income is typically 80% of pre-retirement income. Median income for households headed by someone over 65 was $3,968 per month.

Posted in: Investing, Moving Guide Tagged: 2, 2021, 2022, 2023, 401(k) plan, 401(k)s, affordable, assets, average, balance, before, Benefits, Blog, bond, bonds, Bureau of Labor Statistics, Buy, Capital Gains, capital gains tax, CDs, Census Bureau, company, Compensation, Consumers, cost, Credit, credits, currency, data, Deductible, deductions, defined benefit, deposit, Deposits, downsizing, earning, earnings, employer, equity, ETFs, Financial Wize, FinancialWize, fixed, fixed income, Free, fund, funds, General, good, government, home, home prices, house, Income, income tax, Income Taxes, interest, Invest, Investing, investment, IRA, IRAs, line of credit, list, Living, loan, Loans, low, Make, military, money, More, Mortgage, Move, Moving, mutual funds, nerdwallet, offer, offers, or, ownership, paycheck, payments, pension, place, plan, plans, Popular, Prices, property, Rates, reach, required minimum distributions, retirees, retirement, Retirement Income, retirement plans, Reverse, reverse mortgage, roth, Roth IRA, Roth IRAs, Salary, savings, Savings Accounts, security, Sell, selling, Selling Your Home, single, social, social security, statistics, stocks, target, tax, tax-advantaged, taxable, taxable income, taxes, the balance, time, traditional, traditional IRA, U.S. Census Bureau, value, will, withdrawal, work, working

Tax savings: Home loan top up could be the cheapest loan available for you – The Economic Times

March 21, 2023 by Brett Tams

Tax savings: Home loan top up could be the cheapest loan available for you  The Economic Times

Posted in: Savings Account Tagged: 2, 2023, acquisition, active, All, assets, before, Benefits, Borrow, borrowers, borrowing, Budget, buyers, Capital Gains, CEO, color, construction, cost, Debt, decision, Deductible, deductions, Employment, existing, expenses, Financial Wize, FinancialWize, funds, home, home buyers, Home Improvement, home loan, home loans, home renovation, home renovations, homeowners, house, improvement, Income, income tax, interest, interest rate, interest rates, investment, Investment Funds, lessons, loan, loan interest, Loans, LOWER, money, More, new, new home, offer, one year, or, Other, payments, Personal, Personal Loans, plan, principal, property, Purchase, rate, Rate Hikes, Rates, renovation, renovations, repayment, rise, save, Save Money, savings, security, Spending, tax, tax benefits, tax deductible, tax deductions, taxable, taxable income, taxes, time, under, wealth, will

How to Get the Student Loan Interest Deduction

March 21, 2023 by Brett Tams

top view working on desk with flowers

If you’re tackling school debt and looking for ways to maximize your tax refund, one avenue to consider is the student loan interest deduction. This benefit allows you to take a tax deduction for the interest you paid on student loans that you took out for yourself, your spouse, or your dependents. The deduction can […]

The post How to Get the Student Loan Interest Deduction appeared first on SoFi.

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Smart Money: Are CDs Worth It, and Managing a Life-Changing Windfall

March 20, 2023 by Brett Tams

In this episode of the podcast, the hosts discuss whether CDs are a good option and then talk with a listener about how to manage a financial windfall.

Posted in: Moving Guide, Personal Finance Tagged: 2, 2016, 2022, 2023, accountant, active, advisor, affordable, All, Amount Of Money, apartment, Appreciate, Apps, ask, assets, average, balance, Bank, Banking, beach, before, big, Blog, brokerage, bucket, build, building, business, Buy, buy a home, buy a house, buyers, Buying, buying a car, Buying a house, california, car, car prices, Career, CD, CDs, certificate of deposit, choice, Choices, company, cons, conversions, cost, couple, Credit, credit card, Credit Card Debt, credit score, credits, currency, data, Debt, Debts, decision, decisions, Deductible, deposit, depression, desk, diversification, dividends, divorce, down payment, driving, education, efficient, Emergency, Emergency Fund, Employment, energy, Entertainment, environment, equity, estate, event, EVs, existing, expensive, experts, Extra Money, Fall, Family, Federal Reserve, federal student loans, Finance, Financial Advisor, Financial Goals, Financial Wize, FinancialWize, financing, fixed, Foreclosures, Free, Fresh start, fun, fund, funny, future, General, get started, Giving, goal, goals, good, government, great, growth, Guaranteed Rate, habits, health, Health and Wellness, hold, home, Home Price, home prices, Home Values, Homebuilders, Homeowner, homeowners, house, Housing, Housing market, housing prices, How To, humor, improvement, Income, industry, Inflation, interest, interest rate, interest rates, Invest, Investing, investment, investments, investors, IRA, IRAs, job, lenders, Life, list, Live, Living, Liz Weston, loan, Loans, low, LOWER, Main, Make, making, man, manage, market, markets, memories, mental health, millennial, mistake, money, money goals, More, more money, Mortgage, Motivation, Move, Moving, moving in, moving out, National Association of Realtors, nerdwallet, new, offer, ok, opportunity, or, Other, out of state, pandemic, parents, park, paycheck, Paying Down Debt, payments, peace, percent, personal finance, photos, place, plan, Planning, podcast, pretty, price, Prices, priorities, private student loans, products, pros, Pros and Cons, questions, Raise, rate, Rates, ready, Real Estate, Realtors, Recession, Refinance, refinancing, Relationships, Rent, rental, Research, retirement, retirement account, retirement accounts, retirement savings, return, returns, Review, right, rise, risk, roth, Roth IRA, Roth IRAs, safe, Salary, san francisco, save, Saving, Saving for Retirement, savings, Savings Account, Savings Accounts, School, second, securities, security, Sell, selling, short, Side, Side Hustles, single, smart, Smart Money, space, Spending, stable, stage, Start Saving, statistics, stock, stock market, stocks, student, student debt, student loan, student loan debt, student loan payment, Student Loans, tax, tax brackets, tax credits, the balance, The Stock Market, the west, time, timing, tips, town, traditional, traditional IRA, under, used car, vacations, vehicles, versus, wealth, wellness, West Coast, will, windfalls, work
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