expense
Safe Harbor 401k Plan: What Is It? Is It for You?
Safe harbor 401(k) plans enable companies to sidestep the annual IRS testing that comes with traditional 401(k) plans, in part by providing a contribution to all employeesâ retirement accounts that vests immediately. Typically a perk used to attract top talent, safe harbor 401(k) plans are a way for highly compensated employees, like company executives and […]
The post Safe Harbor 401k Plan: What Is It? Is It for You? appeared first on SoFi.
7 Dumb Ways Retirees Blow Their Savings
Are Banking Apps Safe? We Show you How to Tell
You work hard for your money, so itâs crucial that you make sure you are using desktop or mobile banking apps that protect your data. Interest in financial technology (fintech) apps and online banking is growing as fewer people are visiting brick and mortar banks to access their bank accounts. This has people wondering about [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
10 Best Hotel Rewards Credit Cards of 2021 – Reviews & Comparison
ââExplaining Asset Allocation by Age
Asset allocation is an investment strategy that helps you decide the ratio of different asset classes in your portfolio, to ensure that your investments align with your risk tolerance, time horizon, and goals. In other words the way you allocate, or divide up the assets in your portfolio helps to balance risk, while aiming for […]
The post ââExplaining Asset Allocation by Age appeared first on SoFi.
7 Bond Funds to Anchor Your Retirement Portfolio
Retirement savers need to weigh interest-rate and inflation risks when structuring their investments. These seven bond funds help them do just that.
How Many Grad Schools Should You Apply To?
Applying to grad school can sometimes feel reminiscent of applying for undergrad. After all, youâre familiar with the process of gathering application materials, and some things, like asking professors for references and taking standardized tests, may not be as intimidating as they were when applying for undergrad. But there still may be other unknowns. Not […]
The post How Many Grad Schools Should You Apply To? appeared first on SoFi.
How Life Insurance Fits into a Retirement Plan
While some may view life insurance as a simple way to replace income or cover final expenses, there are many benefits to considering it as an important part of a broader retirement plan.
5 Ways to Build Your Credit if You’re Constantly Denied
To build credit, you have to get approved for credit. But often, youâll get rejected if you donât have a solid credit history â which is incredibly frustrating if youâve never had credit or youâre recovering from past mistakes. If youâve been denied for credit too many times to count, youâve come to the right [â¦]
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.