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Mobile vs Modular vs Manufactured Homes: Key Differences

March 7, 2023 by Brett Tams

Mobile vs Modular vs Manufactured Homes: Key Differences

Mobile, manufactured, modular. These types of homes sound similar, and they’re all prefabricated, but they differ in cost, customization, ease of financing, and more. When it comes to old mobile homes and modular vs. manufactured homes, here’s what to know if you’re considering a purchase. What Is a Mobile Home? Unlike a stick-built, or traditional, […]

The post Mobile vs Modular vs Manufactured Homes: Key Differences appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership, Mortgage Tagged: 2, 457, All, appreciation, average, Bank, before, blue, Budget, build, building, Built, Buy, buyer, buyers, cabin, clear, codes, color, construction, cost, Credit, credit score, custom, Department of Housing and Urban Development, design, Development, display, doors, double, down payment, Down payments, existing, expense, expenses, expensive, faq, FDIC, Fees, FHA, Finance, financial tips, Financial Wize, FinancialWize, financing, fireplace, First-time Homebuyers, floor, flooring, foundation, freedom, General, government, HLGen, home, home construction, Home Ownership, homebuyer, Homebuyers, Homeowner, homes, Housing, HR, HUD, Income, InvestY, kitchen, Land, layout, Learn, Legal, lighting, loan, Loans, Local, log cabin, low, Make, Media, mobile, modern, More, Mortgage, mortgage loan, Mortgages, needs, new, NMLS, offer, Other, payments, Personal, personal loan, place, plan, plumbing, Prefab, price, products, property, Purchase, puzzle, rate, Refinance, Rent, resale, resale value, right, safety, single, sofi, space, states, steel, Strategies, Style, tiling, time, tips, title, traditional, U.S. Department of Housing and Urban Development, value, white, will, windows, youtube

All About $15,000 Personal Loans

February 26, 2023 by Brett Tams

All About $15,000 Personal Loans

Personal loans used to be considered a last resort to resolve cash flow issues. Today, according to the U.S. Chamber of Commerce, personal loans are the fastest growing lending vehicle in the nation. Personal loans are appealing partly because of their flexibility. They can be used for almost any purpose, whether to fix up a […]

The post All About $15,000 Personal Loans appeared first on SoFi.

Posted in: Financial Advisor Tagged: 2, 2022, advice, affordable, All, annual percentage rate, apr, average, bad credit, Bank, bank account, banks, basic, before, Benefits, bills, Borrow, borrowers, Budgeting, calculator, clear, cons, consolidate credit card debt, consolidating debt, Consumers, cosigner, cost, Credit, Credit Bureaus, credit card, Credit Card Debt, credit cards, credit history, credit rating, credit repair, Credit Report, credit score, credit scores, Credit unions, Debt, deposit, display, Equifax, existing, expenses, expensive, experian, Family Finances, faq, FDIC, Fees, financial tips, Financial Wize, FinancialWize, fixed, Free, FTC, funds, General, good, good credit, guarantor, history, home, Housing, How To, HR, interest, interest rate, interest rates, InvestY, Law, Learn, Legal, lenders, lending, Life, Living, living expenses, loan, loan interest, Loans, LOWER, Make, making, money, More, more money, Mortgage, needs, negotiate, nerdwallet, NMLS, offer, offers, online lenders, organization, Origination, Other, payments, Personal, personal loan, Personal Loans, personal_loan, PLGen, poor, pre-approval, products, proof, rate, Rates, Rent, repair, repayment, Review, right, risk, security, social, social security, sofi, soft inquiry, SpendPL, Strategies, Style, time, tips, traditional, TransUnion, under, variable, wants, will, work

Applying for a $20,000 Personal Loan

February 25, 2023 by Brett Tams

Applying for a $20,000 Personal Loan in 2022

You’ll likely need a credit score in the Good range (670 to 739) or higher to qualify for a $20,000 personal loan with a competitive interest rate. If your credit rating is Poor or even on the lower end of Fair, you may have difficulty getting approved for a personal loan. Personal loans offer relatively […]

The post Applying for a $20,000 Personal Loan appeared first on SoFi.

Posted in: Financial Advisor Tagged: 2021, 2022, advice, All, AllY, applying for a loan, ask, bad credit, Bank, banks, basic, before, bills, Borrow, borrowers, borrowing, borrowing money, Budgeting & Goals, calculator, clear, cost, Credit, credit cards, credit history, credit rating, credit repair, credit score, credit scores, credit union, Debt, debt consolidation, Debts, display, Employment, expenses, faq, FDIC, Fees, fico, fico score, financial independence, Financial Wize, FinancialWize, FTC, fun, funds, good, good credit, good credit score, history, home, Home Improvements, hot, hot tub, Housing, HR, improvements, Income, install, interest, interest rate, interest rates, InvestY, Law, Learn, Legal, lenders, loan, Loans, low, low rates, LOWER, Make, making, Managing Debt, Medical, medical bills, medical expenses, money, MoneyGen, More, most popular, negotiate, NMLS, offer, organization, Other, party, paycheck, payments, Personal, personal loan, Personal Loans, personal_loan, plan, PLGen, poor, Popular, present, price, products, proof, proof of income, property, Raise, rate, Rates, repair, risk, running, Saving, saving money, security, smart, social, social security, sofi, Spending, Style, time, under, vacation, vacations, value, wants, will, work

Ethereum Classic vs Ethereum 2.0: What’s the Difference?

February 12, 2023 by Brett Tams

What is Ethereum Classic (ETC)? ETC vs ETH

Ethereum 2.0 is the new and improved version of the original Ethereum project, while Ethereum Classic is a smaller, less well-known fork from the original Ethereum blockchain, dating back to 2016. The native coin of Ethereum 2.0 is ETH, unchanged from the original Ethereum project. The native coin of Ethereum Classic is ETC. Ethereum 2.0 […]

The post Ethereum Classic vs Ethereum 2.0: What’s the Difference? appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, 2016, 2021, 2022, 2023, active, active investing, advice, advisor, All, app, Applications, Apps, assets, average, Bank, before, big, bitcoin, blockchain, blue, bonus, Broker, brokerage, build, building, Built, business, Buy, cats, CFPB, clear, color, contracts, Credit, crypto, crypto assets, cryptocurrencies, cryptocurrency, dating, decision, display, efficient, energy, energy-efficient, Fall, faq, Finance, Financial advice, Financial Wize, FinancialWize, FINRA, funds, future, gas, goal, goals, government, great, Growing Wealth, history, HR, industry, Invest, InvestHH, InvestHL, Investing, investment, investments, investors, InvestY, Learn, legacy, Legal, lending, liquidity, list, LLC, loan, Loans, low, LOWER, Make, market, model, money, More, Mortgage, mortgage refinancing, most popular, needs, new, offer, offers, oldest, organization, Original, Other, party, past performance, Personal, Personal Loans, place, Popular, portfolio, products, project, projects, proof, protection, refinancing, Research, retirement, retirement funds, right, risk, savings, SEC, second, securities, security, Sell, smart, social, sofi, Software, space, Spring, stake, states, stocks, student, Student Loans, Style, Technology, theft, time, trading, traditional, trust, unique, updates, upgrade, upgrades, value, virtual, wealth, will, work

What Is Greenwashing?

February 7, 2023 by Brett Tams

What Is Greenwashing?

Greenwashing is when a company markets itself as more environmentally friendly than it actually is. Also known as “green sheen,” this tactic is used to attract consumers who prefer products with high environmental standards. The term greenwashing is taken from whitewashing, which is when a company or individual conceals its wrongdoings by presenting a cleaned-up […]

The post What Is Greenwashing? appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, 2021, active, active investing, Advertising, advice, advisor, air, All, assets, Bank, before, beginner, big, branding, Broker, brokerage, building, business, Buy, Buying, Choices, Clean, clear, commission, company, Competition, Consumers, Credit, cryptocurrency, customer service, data, disclosure, diversification, donations, eco, eco-friendly, Economy, electric, energy, environment, environmentally friendly, equity, ESG, ETFs, EVs, exchange traded funds, expenses, experience, Fall, faq, Finance, Financial advice, Financial Goals, Financial Wize, FinancialWize, FINRA, flowers, friendly, fund, funds, future, gas, goals, good, green, green products, Growing Wealth, growth, guide, healthy, history, How To, HR, impact, index, industry, Invest, InvestGen, InvestHL, Investing, investment, investment returns, investments, investors, InvestY, language, Learn, Legal, lending, liquidity, LLC, loan, low, LOWER, Make, making, manufacturing, market, Marketing, markets, Media, millennials, money, MoneyHL, More, more money, natural, needs, new, offer, office, Oil, Operations, Original, Other, party, past performance, plan, policies, portfolio, Prices, principal, products, programs, protect, Purchase, quality, reach, Regulatory, repair, Research, returns, rise, risk, SEC, Secondary, secondary market, securities, Sell, selling, shares, single, smart, social, sofi, stable, statistics, stock, stocks, story, Style, sustainability, sustainable, tax, Terminology, time, tips, toxic, trading, traditional, Transportation, USDA, value, volatility, volume, volunteer, wealth, will, wrong

Understanding Promotional Certificate of Deposit (CD) Rates

February 1, 2023 by Brett Tams

Promotional Certificate of Deposit (CD): How It Works

There’s a good chance that you’re familiar with certificates of deposit, or CDs, a financial product that typically pays a fixed interest rate if you keep your funds on deposit for a specific period of time. Sometimes, though, you may encounter an offer for a promotional CD, or bonus CD. This is a type of […]

The post Understanding Promotional Certificate of Deposit (CD) Rates appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing, Money Tagged: 2, 2022, 2023, advice, advisor, All, AllY, assets, balance, Bank, bank account, bank of america, Banking, banks, before, blue, bond, bonds, bonus, build, CD, CDs, certificate of deposit, chance, chase, Checking Account, clear, College, College Savings, color, cons, Convenience, couple, Credit, credit union, deposit, Direct Deposit, earn interest, earning, earnings, experience, faq, FDIC, Fees, financial tips, Financial Wize, FinancialWize, fixed rate, funds, General, good, Grow, Growing Wealth, Guaranteed Rate, Housing, How To, Income, Inflation, Insurance, interest, interest rate, interest rates, Invest, Investing, investing in the stock market, investment, investments, investors, InvestY, IRA, Learn, Legal, Life, low, LOWER, Main, Make, making, market, money, money market, MoneyGen, MoneyHH, More, Move, needs, new, offer, offers, Other, parents, party, payments, plan, points, premium, products, Promotion, property, pros, Pros and Cons, rate, Rates, ready, Research, return, returns, right, risk, rollover, safe, Saving, savings, Savings Account, Savings Accounts, security, simple, sofi, Spending, stock, stock market, stocks, Strategies, Style, tax, taxes, The Stock Market, time, tips, traditional, value, vehicles, wants, will, withdrawal, work

Is Crypto Mining Still Profitable in 2023?

January 31, 2023 by Brett Tams

Is Mining Cryptocurrency Worth It in 2021?

Crypto mining is still profitable, but it’s potentially not as profitable as it was in years past. That’s true for a number of reasons, including the fact that for most of 2022 and into early 2023, crypto values were down way off their peaks. Cryptocurrencies generally still have value, but calculating miner profitability can be […]

The post Is Crypto Mining Still Profitable in 2023? appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, 2021, 2022, 2023, active, active investing, advice, advisor, affordable, All, Alternatives, app, assets, average, Bank, before, bitcoin, blockchain, blue, bonus, Broker, brokerage, build, Built, business, Buy, CFPB, chance, clear, codes, color, Competition, cons, cost, country, Credit, crypto, crypto assets, cryptocurrencies, cryptocurrency, earning, energy, entry, expense, expensive, Fall, faq, Fees, Finance, Financial advice, Financial Wize, FinancialWize, FINRA, funds, General, goals, government, great, Grow, Growing Wealth, hold, house, impact, industry, internet, Invest, InvestHL, Investing, investment, investment risk, investments, InvestY, InvestZ, Learn, Legal, lending, LLC, loan, Loans, low, LOWER, Main, Make, making, market, money, More, Mortgage, mortgage refinancing, needs, new, offer, offers, oldest, Operations, Other, Personal, Personal Loans, plan, pool, products, profit margin, programs, proof, pros, Pros and Cons, protection, rate, refinancing, Regulation, Regulatory, renting, Research, retirement, retirement funds, returns, reward, rewards, right, risk, running, savings, SEC, second, securities, security, Sell, single, sofi, Software, space, states, student, Student Loans, Style, sustainable, Technology, time, trading, traditional, Transaction, trust, upgrade, value, wealth, will, work, working

How Much Equity Do I Have in My Home?

January 11, 2023 by Brett Tams

houses with percent symbol mobile

Making monthly mortgage payments can feel like chipping away at an iceberg, especially in the beginning. Savvy homeowners take heart that each payment earns them a little more ownership in their property. But do you know exactly how much ownership, commonly called “equity,” you currently have? Simply put, home equity is the difference between the […]

The post How Much Equity Do I Have in My Home? appeared first on SoFi.

Posted in: Financial Advisor, Home Ownership Tagged: 15-year, 15-year mortgage, 30-year, 30-year mortgage, 4%, All, apr, ask, balance, Bank, black, Black Knight, Borrow, Budgeting & Goals, build, Calculators, clear, cost, Credit, Debt, down payment, equity, Extra Money, FDIC, Finance, Financial Wize, FinancialWize, General, good, HELOC, helpful, home, home equity, home equity line of credit, home equity loan, Home Improvements, Home Ownership, home value, Home Values, Homebuyers, Homeowner, homeowners, homes, Housing, How To, improvements, inspection, interest, interest rates, InvestY, items, Learn, Legal, lenders, liens, line of credit, list, list price, loan, Loans, Make, market, mobile, money, More, Mortgage, mortgage cost, mortgage payment, mortgage payments, Mortgage Rates, Mortgages, needs, offers, Other, payments, Personal, Personal Loans, personal_loan, principal, products, property, rate, Rates, refinancing, ROI, second, second mortgages, smart, sofi, SpendPar, SpendPL, states, Strategies, taxes, tips, tools, updates, will, work

How to Win a Bidding War

January 10, 2023 by Brett Tams

couple on laptop together

In housing markets teeming with buyer demand, it’s not uncommon to put an offer on a home only to be outdone by a competing offer. If two or more potential buyers want a property badly enough, they may find themselves locked in a bidding war. The tea leaves indicate that 2023 will throw cold water […]

The post How to Win a Bidding War appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Home Ownership, Mortgage Tagged: agent, All, AllZ, Backyard, Bank, before, bidding, bidding wars, big, Borrow, Buy, buy a home, buyer, buyers, Buying, Buying a house, childhood home, Clean, clear, closing, closing costs, company, contingencies, contingency, conventional loan, country, couple, deposit, dogs, down payment, earnest money, escrow, estate, experts, Fall, FDIC, finances, Financial Wize, FinancialWize, financing, First-time Homebuyers, fixed rate, General, good, Growing Wealth, guide, home, home loans, Home Ownership, Homebuyers, house, Housing, Housing inventory, How To, inspection, inventory, InvestSLR, InvestY, Legal, lenders, loan, Loans, Make, market, markets, money, More, more money, Mortgage, Mortgages, Moving, needs, offer, offers, payments, Personal, products, property, Purchase, rate, Rates, Real Estate, real estate agent, RETUPD, risk, sales, seller, sellers, SLRUPD, sofi, Spending, SpendSLR, states, Strategies, TAXUPD, timing, tips, title, Transaction, war, will, work, working

Guide to Bitcoin Halving

January 8, 2023 by Brett Tams
Guide to Bitcoin Halving

bitcoin on blue and pink background

“Bitcoin halving” refers to an event that happens every four years when the block rewards for Bitcoin miners get cut in half. This reduces the supply of new bitcoins by 50%. The crypto halving process was built into the Bitcoin protocol to ensure that Bitcoin would be a good store of value by remaining a […]

The post Guide to Bitcoin Halving appeared first on SoFi.

Posted in: Financial Advisor, Growing Wealth, Investing Tagged: 2, 2016, advice, All, app, assets, Bank, before, bitcoin, blue, bonus, Broker, brokerage, business, Buy, CFPB, clear, cost, crypto, crypto assets, cryptocurrencies, cryptocurrency, ETFs, Finance, Financial advice, Financial Wize, FinancialWize, General, goals, good, government, Growing Wealth, guide, Invest, InvestHH, Investing, InvestLL, investment, investments, investors, InvestY, Learn, lending, LLC, loan, Loans, market, markets, money, More, Mortgage, Move, needs, new, offer, offers, Original, Other, Personal, Personal Loans, Planning, politics, pressure, products, protection, refinancing, retirement, retirement funds, rewards, risk, savings, second, securities, sofi, states, stocks, student, Student Loans, tips, trading, Vs., wealth, will, work
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