historical
Discover it 5% Cash Back Categories This Quarter (Calendar)
8 Awesome New Haven Suburbs to Consider Living In
Find out 8 New Haven suburbs. Whether you’re living in New Haven or moving to Connecticut, consider buying a home in one of these suburbs.
The post 8 Awesome New Haven Suburbs to Consider Living In appeared first on Redfin | Real Estate Tips for Home Buying, Selling & More.
Should I Pay Off My Credit Card Or Save?
If you find yourself in the enviable financial position of earning more money than you are spending, you might be wondering what’s the best use of your extra money each month. You might want to start saving for emergencies or upcoming large expenses. Another possibility is to start paying down your credit card or other
The post Should I Pay Off My Credit Card Or Save? appeared first on MintLife Blog.
Series I savings bonds: A safe investment with a high return
I get a lot of questions about money. These questions tend to vary based on the asker and her needs, but there’s one question I get more often than any other: “What’s a safe investment with a high return?”
For the past decade or so, I’ve had no answer to this question. Savings accounts and certificates of deposit are safe, sure, but they’re no longer attractive investments. Since the Great Recession of 2008/2009, interest rates have remained shockingly low. This is by design. The government doesn’t want you parking your money in a savings account. They want that money out circulating in the economy.
Over the long term, the stock market offers excellent returns. But when people are asking for “safe” investments, they’re wanting avoid short-term volatility, which means stocks are out of the question. (And stuff like Bitcoin and precious metals are even more out of the question!)
Today, however, while catching up on my blog reading, I stumbled upon a link from Michael Kitces’ weekly roundup for financial planners. The story he shared blew my mind. Writing in The Wall Street Journal, Jason Zweig explains the safe, high-return trade hiding in plain sight. (This article is behind a paywall.) That safe, high-return trade? U.S. government Series I savings bonds.
These inflation-adjusted bonds are currently yielding 3.54% annually!
12 Things You Can Get for Free in January
Housing Market Tracker: Inventory falls again
In this week’s Housing Market Tracker, Lead Analyst Logan Mohtashami shows how total inventory could break under 1 million.
Most of America Thinks It’s a Bad Time To Buy a Home. Expect a ‘Continued Decline in Home Sales,’ Fannie Mae Says.
Mortgage financing options in a higher interest rate environment – Consumer Financial Protection Bureau
Mortgage financing options in a higher interest rate environment Consumer Financial Protection Bureau
IRA: #RealMoneyTalk, What Is That?
Some of us know it as I.R.A while others pronounce it âeye-ruh.â No matter if youâre team âI-R-Aâ or team âeye-ruhâ, you should definitely know what it means! These letters stand for Individual Retirement Account. Donât roll your eyes! I know âretirementâ sounds like something you should only worry about when youâre much older, but
The post IRA: #RealMoneyTalk, What Is That? appeared first on MintLife Blog.