There’s no question that furthering your education can be an expensive endeavor. But depending on what you study, students in some majors can expect to pay a significantly higher price than others.
If your goal is to study law, medicine, or veterinary medicine, for example, and you plan to get a graduate degree, you could end up owing five or six times more than the average person with a bachelor’s degree.
Whether you choose your major out of passion or for the potential paycheck — or both — only time will tell if you’ll get the outcome you’re hoping for. In the meantime, it can be a good idea to look at how much you might have to borrow to finance the course of study you’re considering.
Student Loan Debt in America
How much do student loan borrowers in the United States owe after college?
According to the Federal Reserve’s most recent numbers, outstanding U.S. student loan debt reached $1.74 trillion in the second quarter of 2024. That’s nearly triple what the Fed says Americans owed in 2006.
Gen Xers have the most student loan debt out of any other generation, with an average balance of $44,290 per borrower. Baby boomers have the second-largest amount at $42,520 per borrower, and millennials average $32,800 per borrower.
And the United States isn’t the only country with a high amount of student debt. In England, the value of outstanding loans reached £236 billion (approximately $261 billion in U.S. dollars) at the end of March 2024. The government there forecasts the value of outstanding loans will be around £500 billion (approximately $553 billion in U.S. dollars) by late 2040s.
While student loan forgiveness and other reforms are often discussed here and abroad, little is happening so far.
Recommended: Average Student Loan Debt: By Career
Average Student Loan Debt
According to the Education Data Initiative, the average federal student loan debt balance is $37,853 per borrower. And if you include private loan debt, the average balance may be as high as $40,681.
Of course, the amount you might borrow (or have borrowed) could vary significantly depending on your major and the degree required to pursue your chosen profession.
The average student loan debt for a borrower with a bachelor’s degree, for example, is about $30,500. But if your major moves you on to a graduate degree, the cost can move on, as well — to an average of $65,667 for the graduate degree only ($84,203 on average in total student loan debt). And if you’re thinking about a degree in law or medicine, your debt could be in the hundreds of thousands.
Federal student loan programs also allow graduate students to borrow more money than undergraduates. Though there’s a $31,000 cap on federal loans for undergraduate students who are dependents, graduate students may be eligible to borrow up to the full cost of attendance through the federal Grad Plus program.
Other factors that affect the amount students end up borrowing can include the cost of living in the state where the school is located, whether the school is public or private, and whether the student is paying in-state or out-of-state tuition.
Recommended: How to Pay for College
Student Loan Debt by Major
When you first start thinking about how to choose your college major, it’s likely you base your top choices on the academic subjects you’ve always been good at or things you’re interested in. Maybe you have a passion for a subject you feel destined to pursue.
If you’re a practical person, you also may have considered what career that degree might potentially lead to, and how much you’d earn if it became your profession.
What you may not have thought about — at least not at first — was how much it might cost you to major in one subject vs. another. Or if you might have to get an advanced degree in your major to actually get the job, or paycheck, of your dreams.
Here’s a look at the average student loan debt for some popular degrees:
Law Degree
$160,000 upon graduating
74% graduate in debt
Medical Degree
$243,483 upon graduating
73% have educational debt
Recommended: What Is the Average Medical School Debt?
Dental School
$296,500 upon graduating
82% take out student loans
Nursing
Associate Degree in Nursing (ADN): $23,302
Bachelor of Science in Nursing (BSN): $28,917
Master of Science in Nursing (MSN): $49,047
Almost 70% take out student loans.
Recommended: A Look at the Average Cost of Nursing School
Business Administration
$41,000 to $170,000 for MBA students
54% of MBA graduates take out loans
Architecture
$40,000 in debt
(% who borrow not available)
Veterinary Medicine
$179,505 on average
82% graduate with debt
Pharmacy
$167,711
82.2% take out student loans
Education/Teaching
$55,800
45% take out loans
Communication/Journalism
Bachelor’s degree: $31,651
Master’s degree: $27,911
(% with loans not available)
Associate Degree Debt by Major
Below is the average debt of students graduating with an associate degree based on major, per Education Data Initiative:
• Alternative and Complementary Medicine and Medical Systems: $38,533
• Computer Systems Analysis: $27,924
• Behavior Sciences: $21,859
• Construction Management: $19,423
• Marketing: $16,628
• Animal Sciences: $12,705
• Education, General: $11,035
• Engineering, General: $10,299
• Biological and Physical Sciences: $7,591
Bachelor’s Degree Debt by Major
Below is the average debt of students graduating with a bachelor’s degree based on major, per Education Data Initiative:
Below is the average debt of students graduating with a master’s degree based on major, per Education Data Initiative:
• Advanced/Graduate Dentistry and Oral Sciences: $158,155
• General Sales: $104,650
• Real Estate Development: $97,023
• Landscape Architecture: $80,409
• International Business: $65,052
• Public Health: $48,726
• Engineering Science: $45,887
• Insurance: $43,408
• Construction Management: $37,620
• Engineering, General: $33,235
• Education, General: $29,434
Doctoral Degree Debt by Major
Below is the average debt of students graduating with a doctoral degree based on major, per Education Data Initiative:
• Pharmacy, Pharmaceutical Sciences, and Administration: $310,330
• Psychology, Other: $187,804
• Public Administration: $146,194
• Health and Medical Administration Services: $101,589
• Education, General: $82,131
• Biology, General: $42,879
Federal vs Private Student Loan Debt
As these student loan debt statistics show, the rising cost of attending college can be a heavy financial burden for many Americans. And because there are limits on how much students can borrow in federal loans each year, many turn to private student loans to help cover their education bills.
The national private student loan balance now exceeds $128 billion, according to EducationData.org, which says 88.93% of that balance is in undergraduate loans and 11.07% is in graduate student loans.
Private student loans are a pretty small piece of the overall outstanding student loan debt in the United States — about 8.84%. But the number of students taking out private loans is growing. Student loan borrowers owe 71% more in private student loan debt than they did a decade ago, the Student Borrower Protection Center reports.
Recommended: Private Student Loans vs Federal Student Loans
The Takeaway
No matter what your major is, there’s a good chance you may have to take on some debt to get the education you need and want.
And the final bill could be substantial: The average federal loan debt balance is $37,843 per borrower, but if you choose a major that requires a graduate degree, it could be two or three times that amount, or more.
Most student borrowers use federal loans to help pay for their education. But a combination of federal and private loans may be necessary to cover all your costs.
If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.
Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.
FAQ
How much student loan debt is there in the United States?
According to the Federal Reserve’s most recent numbers, outstanding U.S. student loan debt reached $1.74 trillion in the second quarter of 2024.
What is the average U.S. student loan debt per student?
According to Education Data, the average federal student loan debt balance is $37,843 per borrower. If you include private loan debt, the average balance may be as high as $40,681.
Who owns the most student debt?
The federal government — or, more specifically, the U.S. Department of Education — owns about 92.5% of all student loan debt in America.
Photo credit: iStock/FabrikaCr
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Well, it looks like we’re here in another US election year already.
As Advanced Mustachians, we already know that the ongoing battle of Harris vs. Trump should not be consuming much of our time. Sure, we do our research and cast our votes but after that we move right on to focus on other things within our own circle of control.
But out of all the things the politicians like to bicker about, there’s one area where MMM does need to set the record straight, and that area is of course money. Your money, the economy in general, and the overall wealth of the nation.
Politicians are already not known for being the sharpest tools in the shed when it comes to technical stuff like science, technology, or economics. But this year the discourse has become particularly dumb, as our candidates try to manipulate undecided voters in swing states with ideas that are based on irrational emotions rather than sound economic sense.
For one particularly funny example, you may have noticed that the competing party (Trump in this case) is attacking the incumbents (Biden/Harris) over the “bad economy.” When in fact the US economy is stronger than it has ever been, with the lowest unemployment we’ve ever seen as well.
It’s hard to imagine a better situation than we have right now, and in fact the recent bout of higher inflation is a sign that things have been going too well, and we needed to step on the brakes with the help of higher interest rates.
But somehow the people still seem to believe that we have a “bad” economy. Take a look at this Gallup poll showing that while most people (85%) are doing really well right now, they assume that it’s just their own good fortune – only 17% believe the economy is doing well.
This is mathematically impossible, because if most people are doing well, that’s the definition of a good economy! And suspiciously enough, this widespread wrongness correlates quite nicely with the rise of social media misinformation.
So the politicians and the news have been doing the opposite of what they should be doing in an ideal situation (sharing accurate information). And sure, we can always just ignore their speeches and go on with our lives. But when it comes to economics, knowledge is power (and money). The more accurately we understand how things really work, the wealthier we will all become.
So with all that in mind, I hereby present you with my list of the…
Top Dumb Things Politicians Want You To Believe About The Economy
1:The President Controls the Economy
If there’s a recession, the opposition party likes to blame it on the current president. If the economy is booming, the current president likes to give himself (or possibly soon herself) credit for all of that success. But really, the US economy is way too big – and thankfully way too free – for the president to control or really even influence all that strongly.
In reality, our economy is a gigantic machine which converts labor and materials into things like iPhones, hospitals and pumpkin pies. And although we’re the biggest economy at 26% of the planet, we are still heavily influenced by that much bigger 74% of economic activity that the other 7.6 billion people on Earth are busy producing everywhere else.
When we have our inevitable little boom and bust cycles, they are mostly caused by the normal cycle of irrational exuberance (and greed) like the 2007 housing boom, followed by brief periods of extreme fear and pessimism like the 2008-2012 financial and housing crash.
The government does play a role too, by setting tax rates and other rules. But the effects of these policies are usually so delayed and unpredictable, that you can’t draw a straight line between today’s president and today’s economy. In other words, the government does its best to adjust the rudder on our giant ship, but in the short term our economy lurches around on the waves and storms of the ocean.
2:The President Controls Interest Rates
This one is especially funny to me, as our candidates feign sympathy for the hard life of middle class Americans, who now face higher borrowing costs on their credit cards and car loans and mortgages. They claim they will fight to bring the interest rates down. Trump even goes as far as bullying our Federal Reserve board members (who can only do their jobs if we allow them to function as independent experts) and suggesting that he would take over the whole department, if elected.
The real story is that while monetary policy would be a terrible tool to leave in the hands of a sitting president (see Argentina), it does function as an excellent set of gas and brake pedals for the economy if used properly. When things slow down and unemployment gets too high, a cut to the interest rates will produce a boost in everything from new jobs to stock prices. But if things get too hot, you get rapid inflation which can mess up the system.
3: Inflation has Made Life Harder for Americans (and the President Can Magically Reverse it)
This line of reasoning is even dumber than the last one. For a couple of years after the Covid era, we had rapid inflation. It was caused by a rare combination of a goods shortage caused by things like factory closures and remote work, plentiful demand from government stimulus spending and low interest rates. These factors have since ironed themselves out, and inflation is back down to an ultra-low 2.4%.
But most significantly, wages have still risen faster than inflation so we are all better off than before! Since 2019, overall prices are up 19% and our wages are up 21%. So even after all that inflation, we are still doing just fine. But the candidates are still bickering over inflation as if it’s an actual problem, and even worse promising to “bring prices back down”. And they’ve managed to convince the electorate that “higher wages and prices” is the same thing as “a bad economy”. Which is just plain wrong.
Bonus dumbness: politicians also occasionally blame “greedy corporations” for increasing prices to hoard profits. While price increases are totally acceptable in a market system (as a business owner you are free to set prices wherever you like), in reality it doesn’t usually happen because our markets are too competitive. For example, a recent deep analysis from NPR showed that no, grocery stores haven’t made any windfall profit at all off of this recent bout of Covid-fueled inflation.
4: The President Controls Housing Prices
One important thing that has changed over the past ten years is that US house prices and rents have both risen much faster than general inflation and even wages. On the positive side, interest rates have also risen which tends to make houses feel more expensive and is supposed to help bring house prices down. But it hasn’t happened yet which means we have the double whammy of higher prices and higher interest costs for mortgage borrowers.
The dumb part is that our candidates are proposing things that would make the problem even worse, like subsidies for first-time homebuyers or schemes to reduce the interest rates. When really the solution is to increase the supply of housing, which I personally think will happen if we stop putting up roadblocks for homebuilders (myself included) to build housing.
Things like faster and cheaper permits, less onerous and expensive building codes, eliminating suburban-style zoning and setback and car parking rules, and changing laws so that NIMBYs no longer get any say over what other people do with their own land could all help reduce the cost of building a house by about 50%, quickly and permanently.
5: The President Controls Gas Prices, and They Are Currently “High” and We Want Them Lower
Ahh, gasoline! The most ridiculous of things to worry about and the fuel for many of MMM’s rants since 2011.
First of all, on an inflation-adjusted basis, gasoline is still about the same price as it was in 1950: in the $3-4 range per gallon, in today’s dollars.
Secondly, it is so cheap that even with our huge inefficient American vehicles, the average household is still only spending 2.5% of their disposable income on the stuff! (The funny part is that they spend many times more on the rest of the car ownership experience while thinking gas is the part that is expensive)
Third, gasoline has been obsolete for almost a decade now. You can get a used electric car for less than the price of a comparable used gas car, or if you’re a fancypants money waster like me, new EVs are also cheaper than their gas counterparts. You get a faster, nicer car that almost never needs maintenance OR gasoline, and save money.
So why are we even still talking about this antique fuel of a previous era? Why aren’t the candidates also arguing over the price of Kodak film or typewriters or fax machines?
6: The Economy is Something We Should Even Worry About
The funniest part about all this economic talk is that we’re focusing on the wrong thing. While hard work and business and advancing the frontiers of human knowledge are all fun things, the reality is that we passed the point of having “Enough” decades ago. When the American middle class complains about how hard we have it these days, it’s like a bunch of overfed people at a buffet wishing they could just have one more flavor of donuts stacked onto the table.
Yes, we have income and wealth inequality so that the rich tend to get richer more quickly. And yes, we should keep that in check with a somewhat progressive tax system because a more equal society tends to be a more peaceful and happy one.
But have you noticed that as the rich people get richer, they don’t get any happier? It’s because after you pass the point of “Enough”, adding more money doesn’t really help much.
And “Enough” is much more defined by your mindset (and your collection of life skills) than your paycheck. So if the politicians really cared about improving our happiness and wellbeing, they’d be preaching the Principles of Mustachianism rather than pandering to the specific requests of coal miners or billionaires.
But alas, winning an election is a very different thing than proposing stuff that is actually best for the country. And for that reason, we cast our votes for the best party and then tune back out until the next election.
Happy voting!
In the Comments: Has the election season been getting you down, pumping you up, or just giving you a thorough dose of “Meh”?
Further Reading/Watching:
While researching economic stats for this article, I came across a quirky but informative series of videos called USA Facts by none other than Microsoft co-founder Steve Ballmer. It seems that he had the same frustration as me: Americans are fighting over a bunch of opinions and misinformation without even bothering to look up the actual facts. So he made a well-produced series of videos that just share the facts without the baggage of political hype on top of them. I wish our politicians could do the same thing!
Bonus Podcast based on this article! Thanks to the magic of AI, you can direct the wizardry within Google to generate a custom-made podcast on almost anything on the Internet. A reader just emailed me this take on this episode – remarkably human-like and even entertaining! https://notebooklm.google.com/notebook/0e1d0af8-8888-466c-abe4-8b1da8986773/audio
The company also announced the appointment of Jeff Carroll as senior vice president and chief technology officer. Carroll brings over 20 years of experience in technology operations, including infrastructure, cloud platforms, and technology modernization initiatives. Most recently, he held the position of senior vice president of platform and cloud engineering at Sabre, where he managed … [Read more…]
Founded in San Francisco in 2016, Raise launched a fully digital real estate management platform. Raise’s co-founder and CEO, Justin Bedecarre, will take on the role of head of Americas leasing innovation at JLL, overseeing Raise’s integration into JLL’s US leasing operations. Read next: Fed rate cut brings fresh optimism to commercial real estate sector … [Read more…]
Glendale, CA, may be just outside the bustling streets of Los Angeles, but this city is brimming with hidden gems and unique things to experience that cater to all tastes. Whether you’re thinking about buying a home in Glendale, CA, or renting a house or have your eyes on an apartment in the city, you’ll soon discover there’s plenty of unique things to do in Glendale, CA.
From comedy nights and cultural explorations to delicious food and scenic adventures, here’s a guide to some of the city’s must-visit spots, blending fun, relaxation, and community vibes.
1. Laugh out loud at Flappers Comedy Club
If you’re in the mood for some laughs, head to Flappers Comedy Club. Located in nearby Downtown Burbank, this 1920’s-themed venue celebrates the repeal of Prohibition with top-notch comedic performances from the likes of Jay Leno, Bill Burr, Whitney Cummings, and Arsenio Hall. Enjoy a full speakeasy restaurant and bar menu while catching a show seven nights a week. It’s a place where humor meets history, providing the perfect setting for a fun night out with friends or loved ones. Discovering the unique things here makes for an unforgettable experience.
2. Savor New York-style pizza at Slice House
For pizza lovers, Slice House in Burbank is a must-visit. Known for its authentic New York-style pizza, this spot also offers unique things like Sicilian and Detroit-style pies, all crafted by renowned pizza maker Tony Gemignani. In addition to pizza, Slice House features tasty lunch specials that pair slices with salads and drinks. With plenty of TVs showing sports games and a daily happy hour serving craft beer and wine, it’s the perfect place to enjoy great food and community vibes, whether you’re dining in, picking up, or ordering for delivery.
Photo courtesy of Slice House Burbank
3. Sip on craft cocktails at The Famous Craft Bar
For a laid-back bar experience without the pretense, visit The Famous Craft Bar in Glendale. Offering an elevated yet relaxed atmosphere, this local watering hole serves up craft cocktails, a curated selection of wines, and a variety of craft beers. It’s the perfect place to unwind, no matter your drink preference, and experience some of the unique things this bar has to offer.
4. Enjoy classic dining at Foxy’s Restaurant
Bonnie of Bonnie’s Pilates, a long-time fan of Glendale, says, “I’ve been dining at Foxy’s Restaurant for 20 years. It’s an iconic Glendale diner that’s been serving from-scratch favorites since 1964. With its funky Swiss Chalet architecture, it’s a surprise that you can get some of the best Mexican food in LA County.” Whether you’re craving American or Mexican fare, Foxy’s is the perfect stop before or after a shopping trip at the Americana, located just across the street.
5. Taste filipino flavors at Max’s Restaurant
For a taste of the Philippines, visit Max’s Restaurant in Glendale, just steps away from the Americana at Brand. Famous for its signature fried chicken recipe, this beloved restaurant has been serving up authentic Filipino flavors for nearly 80 years. Whether you’re new to Filipino cuisine or a long-time fan, Max’s is the perfect place to experience warm hospitality and comforting dishes made with love.
Photo courtesy of Max’s Restaurant
6. Visit Paperback Brewing for local brews
For a lively community vibe and great craft brews, head over to Paperback Brewing in Glendale. Set inside an old airplane hangar, this brewery offers not just a unique setting but also an unforgettable experience. One highlight is the Wish You Were Beer Show, where locals and visitors gather to socialize over fresh craft beer in a laid-back, welcoming atmosphere. The friendly staff and fun events make Paperback Brewing a go-to spot for meeting neighbors and enjoying unique things in craft beer.
7. Cruise around with Ebird Express
For a fun and unique way to explore Glendale, hop aboard the Ebird Express party bike. This lively excursion allows you and a group of friends to pedal through the city while enjoying drinks, music, and good company. The multi-rider bicycle, often referred to as a pedal pub, is a great option for parties, tours, or special events. And if pedaling sounds like too much work, don’t worry—the bike comes equipped with an assist motor to keep things rolling smoothly. It’s one of the many unique things to do in Glendale.
8. Experience fun and flavor at Brewyard Beer Company
Brewyard Beer Company, Glendale’s first full-distribution brewery, offers a mix of Japanese and Filipino-inspired beers and seltzers. Located off San Fernando Road under the Western Avenue Bridge, Brewyard is more than just a place to grab a drink. It hosts a range of events, including trivia nights, karaoke, movie screenings, and Nite Markets, making it a go-to spot for entertainment and unique things in craft beer.
Photo courtesy of Brewyard Beer Company
9. Relax with an in-home massage from Tranquil
If you’re looking for relaxation, consider an in-home massage from Tranquil in Glendale, offering extended hours for convenient scheduling. Whether you’re winding down after a hike in the Verdugo Mountains or just need some time to relax, a little self-care will leave you feeling refreshed.
10. Find romance at the Americana at Brand
Published author Marcello Kline describes Glendale as a “fantastic and romantic city outside of Los Angeles” that inspired his debut novel, The Art Gallery. The city plays a key role in the characters’ blossoming romance, with the Americana at Brand being a notable location. Though not a hidden gem, Kline shares that walking around the outdoor mall at night, with its light strands, cascading fountains, and background music, creates a romantic atmosphere. These unique features make it a perfect spot for a date.
11. Refuel at Panini Kabob Grill
Located in the Glendale Galleria Mall, Panini Kabob Grill is the perfect place to grab a delicious, freshly made meal after a long day of shopping. With a diverse menu that includes charbroiled kabobs, crispy paninis, refreshing salads, and creamy pasta dishes, this restaurant prides itself on using high-quality ingredients prepared from scratch. Whether you prefer to dine indoors or on their spacious patio, Panini Kabob Grill offers a welcoming environment to unwind and enjoy a hearty meal.
Photo courtesy of Panini Kabob Grill
12. Immerse yourself in Glendale’s art and history
The art scene is one of the many things Glendale is known for, offering a variety of enriching experiences, from museums to live performances. For history buffs, the Martial Arts History Museum provides a fascinating look at martial arts traditions, while the Museum of Neon Art showcases eclectic and kinetic displays of historic signage. The city’s beloved Alex Theater, a historic landmark dating back to 1925, regularly hosts live performances, including concerts, plays, and film screenings, making it a cultural hub for the community.
For art lovers, the stunning Brand Library features rotating exhibitions of contemporary art, and the Forest Lawn Museum often presents thought-provoking traveling exhibitions, blending the past with modern creativity. These experiences highlight some of the unique things in Glendale’s cultural landscape.
13. Refresh and refuel at Da Juice Bar
For a healthy, refreshing treat, head to Da Juice Bar on Brand Blvd. Offering a variety of options such as empanadas, acai bowls, smoothies, and freshly made juices, this local favorite is perfect for breakfast, lunch, or an afternoon snack. Whether you’re craving something light or a full meal, this spot r has a little something for everyone.
Photo courtesy of Sense Spa
14. Rejuvenate at Sense Spa
For a truly unique experience, visit Sense Spa, Glendale’s first scalp management center. Combining traditional relaxation techniques with cutting-edge technology, Sense Spa focuses on improving scalp health through treatments like Japanese carbonated springs and advanced scalp care products. In addition to their scalp treatments, they also offer sound aromatherapy body spa services, providing a peaceful and rejuvenating experience for every guest.
Unique Things to do in Glendale: Wrapping up
Glendale is a city that blends charm, culture, and community, offering a variety of unique things to see and do. From savoring diverse cuisines to exploring vibrant arts and entertainment scenes, there’s no shortage of hidden gems waiting to be discovered. Whether you’re a local or just passing through, Glendale’s distinct offerings promise memorable experiences for everyone.
For many years, SeatGuru served as the go-to site for viewing airplane seat maps to choose the best seat for your flight. But SeatGuru hasn’t been meaningfully updated in years. The best source for checking airplane seat maps these days is AeroLOPA.
AeroLOPA is arguably one of the best aviation resources that have been launched in the past few years, offering hundreds of detailed airline seat maps. However, AeroLOPA isn’t as beginner-oriented as SeatGuru, so you’ll need to know what you’re looking for or use other tools in conjunction with it.
Here’s what to know about AeroLOPA and how to use this resourceful tool to find your perfect seat.
What is AeroLOPA?
AeroLOPA is a website that has compiled and published hundreds of seat maps covering a vast majority of the airlines in the world. The site digitizes each airline’s Layout of Passenger Accommodations — most commonly known by the abbreviation LOPA — letting you see the exact arrangement of aircraft seats, windows, lavatories, bassinets, galleys, etc., for each aircraft type.
Which airlines does AeroLOPA publish seat maps for?
AeroLOPA publishes seat maps for pretty much any airline you can think of.
As of September 2024, AeroLOPA published seat maps for the following 168 airlines:
Aegean Airlines.
Aer Lingus.
Aerolíneas Argentinas.
Aeroméxico.
Air Algérie.
Air Astana.
Air Austral.
airBaltic.
Air Belgium.
Air Canada.
Air Caraïbes.
Air China.
Air Dolomiti.
Air Europa.
Air France.
Air India.
Air Japan.
Air Macau.
Air Mauritius.
Air New Zealand.
Air Serbia.
Air Tahiti Nui.
Air Transat.
Alaska Airlines.
Allegiant.
American Airlines.
Asiana Airlines.
Austrian Airlines.
Azerbaijan Airlines.
Bangkok Airways.
Batik Air.
Binter Canarias.
Blue Islands.
Boliviana de Aviación.
Breeze Airways.
British Airways.
Brussels Airlines.
Canadian North.
Caribbean Airlines.
Cathay Pacific.
Cayman Airways.
Cebu Pacific.
China Airlines.
China Eastern.
China Southern.
Copa Airlines.
Corsair International.
Croatia Airlines.
Cyprus Airways.
Delta Air Lines.
Discover Airlines.
Eastern Airways.
Edelweiss.
Ethiopian.
Etihad Airways.
Eurowings.
Fiji Airways.
Flair Airlines.
French Bee.
Frontier Airlines.
Garuda Indonesia.
Hainan Airlines.
Hawaiian Airlines.
Helvetic Airways.
HK Express.
Hong Kong Airlines.
Icelandair.
ITA Airways.
Japan Airlines.
JetBlue Airways.
Juneyao Air.
Kenya Airways.
Korean Air.
Kuwait Airways.
La Compagnie.
Lufthansa.
Malaysia Airlines.
Middle East Airlines.
Mongolian Airlines.
Northwest Airlines.
Norse Atlantic Airways.
Norwegian Air Shuttle.
Pegasus Airlines.
Philippine Airlines.
Porter Airlines.
Qatar Airways.
Rex Airlines.
Royal Air Maroc.
Royal Brunei Airlines.
Royal Jordanian.
Saudia Airlines.
Shanghai Airlines.
Shenzhen Airlines.
Singapore Airlines.
Smartwings.
South African Airways.
Southwest Airlines.
Spirit Airlines.
Spring Airlines.
SriLankan Airlines.
Starlux Airlines.
Sun Country Airlines.
SunExpress.
Sunwing Airlines.
TAP Air Portugal.
Thai Airways.
Thai Lion Air.
Tianjin Airlines.
Transavia.
Turkish Airlines.
United Airlines.
Uzbekistan Airways.
Vietnam Airlines.
Virgin Atlantic.
Virgin Australia.
Viva Aerobus.
XiamenAir.
AeroLOPA shortcomings
Although AeroLOPA is an excellent free resource, the site has some room for improvement.
Can’t search by airline, flight number and date
One frustration casual travelers may experience is that AeroLOPA doesn’t provide the ability to find flight seat maps by entering your airline, flight number and date. Instead, to see your flight seat map, you’ll first need to research what aircraft type you’re flying via another resource and then search AeroLOPA for that aircraft type.
The founder of AeroLOPA shared that he actively worked on adding a feature that lists the aircraft being used for a specific route on a specific day.
However, airlines often have multiple seating arrangements for the same aircraft type, without a clear indication which arrangement is being used for a particular flight. Rather than potentially provide inaccurate information, AeroLOPA focuses on publishing seat maps and letting travelers figure out the aircraft type themselves.
Lack of analysis
Another shortcoming is that AeroLOPA doesn’t provide any commentary on what seats are good or bad — like what you’d find on SeatGuru. Instead, you’ll need to examine the AeroLOPA seat map to determine the best seat based on your preferences.
This may not be an issue for frequent travelers who can quickly suss out their preferred seat. However, infrequent travelers likely prefer having some guidance.
How to use AeroLOPA
The first step to using AeroLOPA is to check your airline flight booking for the aircraft type being used on your flight. This may be shown as a three-digit code (e.g., 777 or 77W) or spelled out (e.g., Boeing 777-300ER). If you logged into your airline’s website or flight booking platform to find your aircraft type, leave that page open as you might need it in a moment.
Next, open AeroLOPA’s website and scroll through the list of airlines until you find your operating carrier. Clicking on the airline’s link will take you to AeroLOPA’s fleet page for the airline. The next challenge is to figure out the right seat map to refer to.
How to determine your exact aircraft type
Most airlines have several arrangements for the same aircraft type. For instance, take American Airlines. American uses only the Boeing 777 and Boeing 787 for its entire wide-body fleet. Here’s where that aircraft code is useful. Knowing whether you’re on a 777-200ER vs. 777-300ER or a 787-8 vs. 787-9 can narrow your results.
However, as you can see above, American has two different seating arrangements for the Boeing 777-200ER, 787-8 and 787-9. In this case, you’ll need to open the airline’s website — or your flight booking platform — in conjunction with AeroLOPA to figure out the right option.
Go into the seat selection functionality to see the seating arrangement for your flight. In the example below, American already does a good job displaying the cabin arrangement, including bathrooms and galleys.
However, other important aspects — such as missing windows — aren’t reflected on American’s seat map. That’s where AeroLOPA can help you select the best seat.
Reviewing the two AeroLOPA seat maps for American Airlines 787-9 aircraft, you’ll see that one cabin has eight rows of business class seating and another has nine rows. For the flight in the example above, the eight-row seat map on the left is the corresponding seat map.
Now that you know which seat map to examine, you can review that AeroLOPA seat map for details like lavatory placement and window arrangement. In this case, there are no lavatories immediately in front of row 1 or immediately behind row 8, making these seats a bit more appealing than otherwise.
However, row 5 is missing a window on both sides of the aircraft.
For some airlines, AeroLOPA even shares the seat manufacturer and seat type. In this example, American installed the Collins Aerospace Super Diamond in business class, a great reverse-herringbone seat that’s used by several airlines.
If you’re trying to find the perfect airline seat …
AeroLOPA is an incredible resource for travelers looking to select the perfect seat. It publishes detailed seat maps for over 160 airlines, with up to dozens of seat maps per airline.
However, this free tool isn’t the beginner-focused one-stop flight seat map tool that SeatGuru used to be. You’ll need to know your aircraft type and arrangement to make the most out of AeroLOPA. But, for knowledgeable travelers, AeroLOPA seat maps are worth bookmarking.
Jeb Bentley to succeed Jeff Lueken as Chief Investment Officer and Kelly Culler to succeed Don Robertson as Chief Human Resources Officer effective January 1, 2025 MILWAUKEE, Sept. 26, 2024 /PRNewswire/ — Northwestern Mutual, a leading financial services company, today announced senior leadership changes as part of the company’s strategic succession planning process. The organizational moves … [Read more…]
Update 9/19/24: Deal is back and valid until November 18, 2024.
The Offer
Check your Citi Offers for either 2.5% or 4% back at the Giant or Stop & Shop grocery chain. Offer can be used up to 12 times with max cashback total of $30.
The Fine Print
May be redeemed 12 time(s) by the offer end date.
Max award is a $30 statement credit.
Offer is nontransferable and the enrolled card must be active and in good-standing in order to be eligible for an award. Offers cannot be combined or stacked with other offers. If a merchant processes your online order in separate transactions, you may only earn an award on the first processed transaction if it meets all other offer criteria. Other exclusions and restrictions may apply. We may determine that certain offers are ineligible for an award. We may, in our sole discretion, suspend or deny your eligibility for all or part of the merchant offers program at any time without advanced notice to you.
Our Verdict
Grocery deals are always nice. This one has a respectable $30 max cashback for some real savings.
Frequentmiler notes that there’s also a Rakuten in-store cashback offer for Stop & Shop, as well a SimplyMiles offer. Those two run on the same network so you’ll have to choose which one of those you want.
Do you want to learn how to make $400 fast? Making extra money can be really helpful for unexpected expenses or saving up. You might need it for rent, a car repair, or a medical bill. Or maybe you’re saving for something special and just want to earn a little more. Sometimes, you need quick…
Do you want to learn how to make $400 fast?
Making extra money can be really helpful for unexpected expenses or saving up. You might need it for rent, a car repair, or a medical bill. Or maybe you’re saving for something special and just want to earn a little more.
Sometimes, you need quick cash, and $400 can make a big difference. Finding ways to make money fast doesn’t have to be hard and can be done in many different ways that fit your skills and schedule.
Best Ways To Make $400 Fast
Below are the best ways to make $400 fast.
1. Sell printables
Selling printables can be a great way to earn money quickly. Printables are digital products that buyers download and print at home. These can be anything from planners to party decorations to holiday cards.
The best part is you only need to create them once, and they can be sold many times.
After creating your printable, you’ll need a platform to sell it. Etsy is a popular choice because it’s easy to set up and lots of people shop there for printables. When listing your product, make sure to use good photos and detailed descriptions because this helps buyers find your printables.
I have several friends who make over $1,000 each month by selling printables, and they do it all from home! It’s a side hustle that I frequently think about starting.
You can learn more at How I Make Money Selling Printables On Etsy.
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
2. Start a blog
Starting a blog can be a great way to make $400. It may not always be fast, but once you get your blog started, you may be able to make money and create new income streams.
To make money, you can place ads on your blog. You can also write sponsored posts or review products. Another way to earn is by promoting products you like through affiliate links. When someone buys a product through your link, you get a commission.
For me, I love blogging and I make over $400 a day online with my blog. I also get to work from home and have a flexible schedule, and I love it!
You can learn how to start a blog with my free How To Start a Blog Course (sign up by clicking here).
3. Answer online surveys
Taking online surveys is a simple way to make extra money. Many companies pay for your opinions to help improve their products. You can do this from home and on your own schedule.
It would take some time to make $400 by answering surveys, but it is easy and very flexible. Or, you could combine many of the side hustles on this list to reach your $400 goal faster.
The survey companies I recommend signing up for and the best paying survey sites include:
Freecash – This is one of my favorite rewards sites right now! You can get paid to take surveys, play games on your phone, and more.
American Consumer Opinion
Survey Junkie
Swagbucks
Branded Surveys
Prime Opinion
Five Surveys
User Interviews
KashKick
Pinecone Research
Many of the survey sites above give a sign-up bonus to new members and pay via free gift cards or cash to your PayPal account.
I have taken many, many surveys over the years, and I like how flexible they are to answer because you can answer them in your free time (such as when watching a TV show).
4. Sell your old phones
Got an old phone lying around? You can turn it into quick cash, many times up to (or over) $400. Many people don’t realize how much money is just sitting in their junk drawer. Phones, even ones that aren’t the latest model, can be worth quite a bit.
You can sell your old phone on:
Decluttr
eBay
Facebook Marketplace
Craigslist
And more!
You’ll want to remember to erase all your personal data before selling your phone. This is very easy, though, so don’t let it stop you from selling your phone.
5. Join Freecash
Freecash is a website where you can make money by doing fun and easy tasks on your computer or phone. When you join Freecash, you can get paid to test apps, play games, and complete surveys.
I have personally earned $722 from this site, and I have received $720 in free Amazon gift cards. $302 of that was from playing Bingo on my phone through Freecash in just one week!
Click here to sign up for Freecash for free.
6. Bookkeeping
Bookkeeping can be a way to make money from home. You don’t need a college degree to start, and many online courses offer the training needed to get going.
Bookkeepers help businesses manage their finances. This includes tracking income, expenses, and creating reports.
Many businesses, big and small, need bookkeepers. As a result, there’s always a demand for this service. With hard work and dedication, you might earn around $40,000 a year or more.
I recommend signing up for the free training – How to start a profitable bookkeeping side hustle, that can generate $2,000 to $16,000 a month (part-time)!
You can also learn more at How I Made $10,000+ Monthly With A Bookkeeping Business Online.
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This free training will show you how to start a profitable bookkeeping side-hustle in the next 30 days—even if you have no prior experience!
7. Proofread
Proofreading is a great way to make money quickly. Many writers need an extra set of eyes to catch mistakes in their work. As a proofreader, you’ll look for grammar, punctuation, and spelling errors. This job can be done from home, and you get to choose your own hours.
You can proofread all kinds of content. This includes articles, blog posts, books, student papers, and even advertising copy.
Due to the high demand for written content, there’s always a need for proofreaders. This makes it a stable way to earn money.
You can learn more at How To Start A Proofreading Business And Make $4,000+ Monthly.
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This free training teaches you how to start a proofreading side hustle (and how to earn $1,000+ per month!), even if you are brand new and don’t have any previous proofreading experience.
8. Sell jewelry online
Selling your jewelry online can be a way to make $400 fast. If you have items like engagement rings, luxury watches, or necklaces you no longer wear, you can turn them into cash.
Start by choosing a reliable place to sell your jewelry. For example, websites like Worthy can help you sell jewelry like rings and necklaces.
You can learn more at Where To Sell Jewelry: 12 Best Places For Extra Money.
9. Affiliate marketing
Affiliate marketing is a great way to make money online and it’s one of my favorite online business ideas. You can earn commissions by promoting products and services. When someone buys through your referral link, you get a percentage of the sale.
This is my favorite way to make money, as it can all be done online. I can make money while on a vacation or sleeping, and it’s easy to share links to products that you already use and believe in.
My favorite way to do affiliate marketing is by sharing links to products on a blog. You can learn more about this at Affiliate Marketing Tips For Bloggers – Free eBook.
10. Freelance on Fiverr
Fiverr is a great way to make $400 fast by selling your skills online. You can sell services like writing, graphic design, or even voice-overs.
You can easily start freelancing by creating a free account on Fiverr. You’ll choose a username and set up your seller profile where you highlight your skills and what you can sell to clients.
Next, create your first gig. A gig is a service you provide. You can start small, with gigs priced at $5, and then increase your rates as you gain experience (yes, this means that you can earn more than $5 per service that you sell on Fiverr!).
Also, another site to look into if you want to freelance online is Upwork!
11. Pet sitting services
Pet sitting is a great way to make extra money if you love animals. Many people need help taking care of their pets when they’re at work or on vacation. This job usually involves feeding, playing with, and sometimes walking the pets.
You can start by signing up on dog walking websites and apps like Rover or Wag. These platforms connect pet sitters with pet owners. You can choose your working hours and set your rates.
We used to have a dog sitter (back when we had dogs), and we paid her $35 to watch each dog each night (she watched them in her own home). That means she was making $70 a night and we typically had her watching our dogs for 7 days or longer.
12. Sell handmade crafts on Etsy
Selling handmade crafts on Etsy is a great way to make $400 fast. You can set up your own shop and start selling right away. People love unique, handmade items, and Etsy is the place to find them.
You can sell all kinds of things on Etsy, like jewelry, woodwork, soap, and knitted items.
Etsy charges a fee for each listing and a transaction fee when you make a sale, so you’ll want to make sure to price your items to cover these costs and still make a profit.
13. Sell lawn care services
Selling lawn care services is a great way to make $400 quickly. If you have a lawn mower and some basic tools, you can sell your services to neighbors or people in your community.
Start by mowing lawns. You can charge around $30 to $50+ per lawn, depending on the size. If you mow just 8 to 10 lawns, you’ll reach $400 fast.
14. Babysit for neighbors
Babysitting is a way to make money fast. Many parents need someone to watch their kids for a few hours, so you can sell your help during weekends or evenings.
Tell your neighbors and friends that you are available to babysit, or even post in local parent Facebook groups. Let them know your rates and how they can reach you. You might be surprised by how many opportunities you get.
Babysitting rates can vary, but you can charge around $15 to $25 per hour, depending on where you live.
15. Drive for a rideshare service
One of the fastest ways to make $400 is to drive for a rideshare service like Lyft or Uber. You get paid for each trip you complete, and you can work as much or as little as you want.
To make the most money, you can focus on driving during peak hours. These are the times when people need rides the most, like mornings and evenings, making it easier for you to get more trips.
Another tip is to drive during special events or on weekends. People usually need rides for events, and requests increase, which means more money for you.
16. Sell clothes
Whenever I needed money fast, I would go through my closet and find clothes to sell. I did this a lot, especially when I was younger (and had more clothing, haha).
Selling clothes is a quick and easy way to make extra money. You probably have clothes in your closet that you don’t wear anymore. These might be items that don’t fit, are out of style, or just don’t suit you anymore. Instead of letting them take up space, you can sell them online.
There are many websites and apps where you can sell your clothes. Poshmark and ThredUp are popular choices. On Poshmark, you can create listings with photos and descriptions of your clothing. Once your item sells, you ship it to the buyer. ThredUp is more hands-off. You send your clothes to them, and they handle the selling process.
If you prefer selling in person, you can look for local consignment shops or secondhand stores. These places buy gently used clothes and resell them. You might not make as much money as selling online, but it’s fast and super easy.
You can learn more at 16 Best Places To Sell Clothes For Cash.
17. Become a virtual assistant
Becoming a virtual assistant (VA) is a great way to make $400 fast.
Virtual assistants help businesses with tasks they don’t have time for. This can include managing emails, scheduling appointments, and handling social media accounts.
You can set your own hours and work from home, which is one of the best parts of this job. Whether you want to work part-time or full-time, being a VA can give you flexibility.
As you gain experience, you can increase your rates. New VAs might start at $15 to $20 per hour, but experienced VAs can earn much more. You could make up to $50 per hour if you specialize in certain areas, for example.
You can learn more at Best Ways To Find Virtual Assistant Jobs.
18. Rent out your extra space
Renting out your extra space is a great way to make extra money.
If you have a spare room in your house, you can list it on Airbnb. Many people need short-term rentals; you can charge by the night and this can add up quickly. Another way to make money with a spare room is to find a long-term renter. Back when I had spare bedrooms, I would actually rent out each room for $400.
You can even rent out your storage space, a parking spot, and more. A site to start with for this is Neighbor.
19. Donate plasma
Donating plasma is a quick way to make some extra money. You can make around $200 a month by donating regularly. Some centers even have bonuses that can boost your earnings to $400 in your first month.
You can learn more at How To Make Money Donating Plasma.
20. Sell unwanted gift cards
Have gift cards you don’t plan to use? You can turn them into cash quickly. Many places will buy them from you and pay real money. This is an easy way to make some quick cash.
Some ways to sell gift cards include:
Raise
CardCash
CardSell
Gameflip
GiftCash
21. Join a focus group
Joining a focus group can be a great way to make money quickly. Focus groups pay you for your opinion on products, services, or ads. These groups can be either online or in person. This makes them super flexible for any schedule.
Payment varies a lot, with some focus groups paying around $20 for a quick session, while others can pay up to $400 for more detailed feedback. The amount usually depends on the length and type of study. Even a one-hour session can earn you between $50 and $100.
I once did a focus group that paid me about $400 for just 75 minutes. That’s more than what most focus groups pay, but usually, you can expect to earn between $50 to over $100 per hour. The amount you get paid depends on how long the study is and what it’s about, but there are some studies that pay more.
One focus group company that I recommend is User Interviews. User Interviews recruits participants to answer surveys and share their feedback.
22. Sell video games
Selling video games can be a quick way to make money. If you have games you no longer play, why not turn them into cash?
You can sell your old video games in ways such as:
Decluttr
eBay
Amazon Trade-In
OfferUp
Facebook Marketplace
23. Sell power washing services
Selling power washing services can help you make $400 fast. Many people need their driveways, sidewalks, and houses cleaned.
You’ll need a power washer to get started. You can buy one or rent it from a local store.
You can advertise your services on social media or in your neighborhood and create flyers and business cards to hand out.
You can charge by the hour or by the job. Typical rates can be between $50 and $100 an hour. You can clean a driveway in just a couple of hours, so you can probably easily make $400 in one weekend.
24. Tutor
Tutoring students can be a quick way to make $400. You can help kids with their homework, teach a language, or explain tough subjects like math and science. Many parents are willing to pay good money for someone who can help their children do better in school.
Online tutoring is flexible too because you can set your own hours and work from home. Websites like Tutor.com, Wyzant, and Preply are great places to start.
Tutoring can pay well too. Rates can range from $15 to $60 or more per hour, depending on the subject and your experience (for example, advanced subjects like calculus or test prep can pay even higher rates).
25. Become a freelance writer
Freelance writing is a great way to make $400 fast with an online business. You can write for blogs, websites, magazines, and companies. Since you work for yourself, you get to choose which projects to take on.
Freelance writing pays well and beginners can earn around $50 per article, but as you gain experience, you can charge more. Some experienced writers make over $1,000 per 1000-word article.
I have been a freelance writer for years and I have definitely enjoyed it. It’s a fun online job where you can work from home and choose the subjects you want to write about.
26. Sell stock photos
If you love taking pictures, you can turn that hobby into cash by selling stock photos. Many websites let you upload your images for sale.
Some popular ones include Shutterstock, Adobe Stock, and Depositphotos. People such as businesses, bloggers, and marketers buy these photos for their own use. You can earn money each time someone downloads your photo.
You might not make $400 overnight, but your earnings can add up quickly with enough photos in your portfolio.
You can learn more at 18 Ways To Get Paid To Take Pictures.
27. Rent out your car
Renting out your car can be a simple way to make extra cash. There are many platforms like Turo that let you rent your car to others.
You don’t have to do much. Just list your car, set the price, and wait for renters. These platforms handle insurance and payments, making it easier for you.
I have rented a car while on vacation on Turo several times, and I enjoyed it each time. It is an easy-to-use site!
28. Wash cars
Washing cars is a great way to make quick money.
You can start by selling your car washing services to neighbors, friends, and family. You can also make flyers and put them up around your community to let people know about your business.
29. Participate in a medical study
Participating in a medical study can be a quick way to make $400. Many research studies pay volunteers for medical research.
You can find opportunities in local hospitals, universities, and clinics.
When my husband was younger, he took part in a few medical research studies to help us make extra money. He usually earned about $1,000 for a weekend of his time. These were very in-depth, though, with lots of blood work and needles (so you may want to ask about this if that makes you squeamish).
Recommended reading: 19 Best Places To Find Paid Research Studies
30. Sell furniture
If you have any old furniture lying around, like a couch, coffee table, dresser, or dining set, then you can make quick cash by selling it.
You can start by listing your items or selling to places such as:
Facebook Marketplace
Craigslist
eBay
AptDeco
1stDibs
Consignment shops
OfferUp
Etsy
You can learn more at 15 Best Places To Sell Used Furniture For Cash.
31. Help people move
You can make $400 fast by selling moving services. People always need help moving, whether it’s across town or to a new apartment.
You can start by advertising your services on social media and local websites like Craigslist and by letting your friends and family know you are available too.
You can charge by the hour or by the job. Some movers charge $50 an hour, so you could reach your goal quickly. Make sure you have the necessary tools and equipment, such as a dolly and packing supplies.
32. Drive for a delivery service
Driving for a delivery service is a great way to make some quick cash. There are many gig economy apps like DoorDash, Instacart, Uber Eats, and Grubhub that hire drivers to deliver food and groceries. You can sign up easily and start working in a few days.
You get to pick your own hours, making it a flexible job. This means you can work in the mornings, evenings, or weekends. Plus, you can make between $12 and $20 per hour and often get tips on top of that.
33. Transcribe audio files
Transcribing audio files into text is a good way to make extra money. As a transcriptionist, you listen to audio recordings and type what you hear. This job requires good listening and typing skills.
You don’t need a lot to get started. Just a computer, internet access, and a pair of headphones will do.
Many companies pay per audio hour, not the time it takes you to transcribe. Rates can range from $15 to $30 per audio hour. Once you get the hang of it, you might earn $400 a month.
You can learn more at 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly.
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In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.
34. Clean houses
Cleaning houses is a way to make $400 quickly.
People are always looking for help to keep their homes tidy. You can sell your cleaning services to friends, neighbors, or find clients online (you can post an ad on sites like Facebook Marketplace or Craigslist).
You don’t need much to start. Basic cleaning supplies like sponges, sprays, and rags will do, which is great.
You can charge per hour or per job. So, if you charge around $20 to $25 an hour, you can make $400 in just 2 days of work.
35. Sell your wedding dress
One quick way to make some cash is by selling your wedding dress.
You can get a good amount of money, especially if your dress is from a popular designer or in great condition.
There are several websites and stores that buy used wedding dresses. Or, if you want to sell locally, try visiting consignment shops. These stores may take your dress on consignment and pay you when it sells. Or, they might buy it outright, giving you money up front.
36. Do junk removal
Junk removal can be a quick way to make $400. Many people need help getting rid of old furniture, appliances, or just clutter. You don’t need special skills, just some muscle and a vehicle to carry the junk.
You can find work by advertising on websites like Craigslist or Facebook Marketplace. Local community boards are also good places to post your services.
You can charge by the hour or by the job. Many junk removal services charge a minimum fee of around $100 to $150 per load (and go up from there depending on weight and size). With some hard work, it’s possible to reach the $400 mark in a day or two.
37. Host a garage sale
Hosting a garage sale is one of the quickest ways to make $400, especially if you have items you no longer use.
You can start by decluttering your home and picking out things like clothes, toys, furniture, kitchen items, and electronics that are just taking up space. The average household has hundreds of thousands of things (yes, that’s not a typo!), so there’s probably something you can sell.
Once you’ve gathered your items, pick a weekend to host your sale, preferably when the weather is nice. To attract more buyers, advertise your sale on social media, local community boards, and garage sale websites.
You can even team up with neighbors or friends to increase foot traffic. By the end of the weekend, you can easily reach your $400 goal while also clearing out clutter from your home!
Frequently Asked Questions
Below are answers to common questions about how to make $400 fast.
How to make $400 dollars in one day?
You can make $400 in one day by selling more expensive items like old phones, laptops, or collectibles. If you have time to build a business, then you may want to try becoming a freelancer, such as with writing or graphic design.
How to make $400 dollars as a kid?
For kids who want to make $400, you may want to try selling handmade crafts or old toys. Yard work, pet sitting, or babysitting are great ways to earn money quickly too.
Are there any fun ways to earn $400 as an 11-year-old?
Yes, there are fun ways for an 11-year-old to make $400 fast! You can walk dogs, set up a lemonade stand, or sell baked goods. You might also like creating and selling crafts or printables with help from a parent.
How to make $400 a day online?
If you want to learn how to make $400 fast online, then selling items online is usually the fastest. You could list items from around your home, like furniture or old electronics, on Facebook Marketplace and possibly get paid the same day if you find a buyer quickly. If you want to eventually in the future make $400 in a single day online, then you could do things like blogging, freelance writing, and virtual assisting.
How to make $400 in a week?
You can make $400 in a week by selling items on sites like eBay or Facebook Marketplace. You can also look for quick gig jobs (such as on the Craigslist gigs section where they list random odd jobs like handyman gigs), do freelance work, or sell services like tutoring or lawn care.
What can I sell for $400?
You can sell old phones, laptops, furniture, jewelry, or clothes to make $400.
How To Make $400 Fast – Summary
I hope you enjoyed this article on how to make $400 fast.
Making $400 quickly is possible if you have the right plan. You can sell things you don’t need, sell your skills as a freelancer, take online surveys, and more.
There are lots of ways to reach your goal, and it’s important to pick something that works with your schedule and skills.
What do you think is the best way to make $400 fast?
Homebuyers who want modern touches and few maintenance worries may opt to purchase new construction or have a home built to order.
In mid-2024, the median price of a new home was $429,800, according to the U.S. Census Bureau. As homebuyers have found a shortage of existing homes on the market in recent years, new-home construction has worked to fill the gap and consumers may find builders offering incentives to choose new construction. You’ll want to understand the market and learn some of the lingo.
Understanding New Construction Homes
On the upside, newly constructed homes can come with warranty-backed electronics, energy efficiency, and high-end features.
But new construction isn’t without potential snags, such as construction delays and the mounting price of upgrades.
The type of new construction you choose will determine cost and ability to customize and may also affect your home loan options.
• Tract homes. These go up in a builder’s new development. The buyer chooses the lot and design features.
• Spec homes. These are move-in-ready homes, but the buyer still might be able to choose some of the finishings. It’s a good idea to understand the difference between standard property features and upgrades.
• Custom homes. A builder tailors a house to the buyers’ specifications on their land.
How Do I Buy a New Construction Home?
A first step is to get preapproved for a mortgage and hire a real estate agent. You’ll choose a builder, go over your desired home features, and sign the builder contract, which will include the anticipated timeline, the cost, and all other details.
Mortgage options for a tract or spec home are the same as buying an existing home: conventional or government-backed home loans.
Those who are building a custom home might use a construction loan for the build and then obtain a mortgage once the home is complete. There are, however, FHA, VA, USDA, and conventional construction-to-permanent loans, also called single-close loans.
Figuring Out the Costs of New Construction
How much does it cost to build a new house? For 2,500 square feet, it could cost $345,000, but of course, there are lots of variables, including location, the price of labor and materials, and your tastes.
For a spec home, it might be a good idea to look at comparables in your area. For a new build, HomeAdvisor suggests budgeting the amount each project of the home requires as well as the necessary time to build.
In normal times, expect to spend about 50% of your budget on materials, HomeAdvisor says.
Buying a staged model house? The upgrades are considered marketing costs, and the home may have been walked through many times. You might have lots of room to negotiate.
First-time homebuyers can prequalify for a SoFi mortgage loan, with as little as 3% down.
Pros and Cons of Building or Buying a New Construction Home
Buying new has its pros and potential cons.
Pros
Everything’s New. Novelty can be a lure all its own. From a practical standpoint, new items signal less maintenance for years.
Additionally, with a from-scratch property, homebuyers may also be able to build their house on the precise plot of land that they want. Buying an existing home could mean having more neighbors nearby or less choice about the size or borders of the property.
Warranties. Appliances, roofing, and the HVAC system may be covered by manufacturer and construction warranties. Replacement or repair may be guaranteed for years, which can be a big relief when buying new construction as opposed to buying an existing home. Ask most homeowners about typical home repair costs. They are the opposite of fun.
Energy Efficiency. Homebuilding has been moving toward energy efficiency, or green architecture. Features like solar panels, treated windows, efficient lighting, and energy-saving appliances curb home energy expenses over the life of owning a home.
Reduced Homebuyer Competition. If a buyer opts to build a new home on an undeveloped tract of land, chances are low that a competing homeowner wants to build in that exact location at the same time.
Benefitting From Buying Discounts. A local contractor has ties to building supply companies and hardware stores. These business-to-business connections may translate into lower costs.
Cons
Land-Starved Locations and Zoning. The denser a community — think a big city or large suburb — the harder it may be to find land to build on. Moreover, local zoning regulations often regulate the size and type of new homes that can be built on residential lots.
Potential Building Delays. It takes 7 to 12 months on average for a contractor to build a house, and 12.1 months for an owner to, according to census data. That’s a significant wait, but building delays are fairly common and add to the bottom line. If a homebuyer needs to rent, for instance, while the house is being constructed, any delays could mean extra housing expenses.
New-home buyers can prepare for changes by touring similar finished homes in the community, researching the builder’s reputation, and speaking to residents. It’s also a good idea to talk with the builder about common construction delays and how unexpected costs are handled.
Negotiating Price May Be Harder. When working with a homebuilding company, negotiating may not be possible. Many builders attach a minimum price to the construction of a new home.
Upgrades Add Up. If wood floors, glass-front cabinets, and premium tile are must-haves, be prepared to pay for them. There is usually a “starting-from” price attached to newly constructed homes. Upgrades can add substantial costs to a new home.
Buying Tips for Newly Built Homes
Prepare to breathe in that new-house smell, but first lay the foundation.
Line Up Financing
When it comes to buying any type of house, getting prequalified is good. Getting preapproved is more serious, because you will have let lenders vet your finances and give you a specific amount you qualify for.
Lenders can also recommend the best kind of financing for a new build.
Hire a Real Estate Agent
Homebuyers wanting to make a new dream home a reality may want to find a good real estate agent. Here’s one reason why that’s important: The sales contact from the home construction company is hired to represent the seller (i.e., the builder or developer). A buyer’s agent can champion buyers’ interests, negotiate the contract, and answer questions.
Ask for Builder Concessions, Sign the Contract
Homebuyers aren’t likely to get a builder to slash a new home’s sales price, but they might be able to gain some concessions. Some builders may offer upgrades at a reduced price to incentivize a homebuyer to buy.
Upgrades may come in the form of a higher grade of carpet, granite countertops, a more advanced HVAC unit, or higher-end kitchen appliances. It doesn’t hurt to ask.
Once you’re pleased with your decisions, you’ll sign the builder contract to buy a spec home or start construction on a home.
The Takeaway
Newly constructed homes have obvious appeal, but they can come with potential delays and other drawbacks. Buyers who have their heart set on a brand-new home will find that financing often works the same way as it does for an existing-home purchase.
Looking for an affordable option for a home mortgage loan? SoFi can help: We offer low down payments (as little as 3% – 5%*) with our competitive and flexible home mortgage loans. Plus, applying is extra convenient: It’s online, with access to one-on-one help.
SoFi Mortgages: simple, smart, and so affordable.
FAQ
Can you negotiate the price of a new construction home?
Negotiating the price of a new construction home can be challenging as many builders set a minimum price. However, it might be possible to negotiate upgrades or concessions instead of a price reduction. Homebuyers can work with a real estate agent to help them negotiate with the builder.
What is a realistic budget for building a house?
A realistic budget for building a house will vary depending on the location, size, and desired features. In general, a 2,500 square foot home requires a budget of around $345,000, not including the cost of land. But cost can increase or decrease depending on the specific materials and finishes chosen.
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¹FHA loans are subject to unique terms and conditions established by FHA and SoFi. Ask your SoFi loan officer for details about eligibility, documentation, and other requirements. FHA loans require an Upfront Mortgage Insurance Premium (UFMIP), which may be financed or paid at closing, in addition to monthly Mortgage Insurance Premiums (MIP). Maximum loan amounts vary by county. The minimum FHA mortgage down payment is 3.5% for those who qualify financially for a primary purchase. SoFi is not affiliated with any government agency.
†Veterans, Service members, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veterans Affairs. VA loans are subject to unique terms and conditions established by VA and SoFi. Ask your SoFi loan officer for details about eligibility, documentation, and other requirements. VA loans typically require a one-time funding fee except as may be exempted by VA guidelines. The fee may be financed or paid at closing. The amount of the fee depends on the type of loan, the total amount of the loan, and, depending on loan type, prior use of VA eligibility and down payment amount. The VA funding fee is typically non-refundable. SoFi is not affiliated with any government agency.