Gen X Women On Average Believe They Will Need Over $2 Million to Retire Comfortably – More Than Any Other Group of Women, According to Northwestern Mutual Planning & Progress Study Worried About Wealth: Gen X women report higher levels of financial anxiety about retirement preparedness “Generation Zeal:” Gen Z women plan to retire nine … [Read more…]
Gen X Women On Average Believe They Will Need Over $2 Million to Retire Comfortably – More Than Any Other Group of Women, According to Northwestern Mutual Planning & Progress Study Worried About Wealth: Gen X women report higher levels of financial anxiety about retirement preparedness “Generation Zeal:” Gen Z women plan to retire nine … [Read more…]
Do you want to learn how to start a travel blog? Starting a travel blog can be a fun journey that combines your love for travel and writing. You have the chance to share your adventures, tips, and personal stories with a wide audience. Starting a blog changed my life. When I began Making Sense…
Do you want to learn how to start a travel blog?
Starting a travel blog can be a fun journey that combines your love for travel and writing. You have the chance to share your adventures, tips, and personal stories with a wide audience.
Starting a blog changed my life. When I began Making Sense of Cents (the blog that you’re reading right now!), I had no idea that sharing my writing would lead to financial freedom and the ability to work from anywhere.
For nearly a decade, I’ve traveled full-time – by RV, sailboat, and plane – and it’s been an incredible way to live. Along the way, I’ve shared my experiences, travel tips, and stories, and it’s allowed me to connect with fellow travelers from all over the world.
Whether you want to turn it into a business, a career, or just a fun hobby, a travel blog lets you connect with other travelers and inspire them to explore new places.
Creating a travel blog doesn’t need to be expensive. With some basic steps, you can set up your blog and start sharing your travel experiences in no time. This guide will help you understand what you need to get started, from choosing a domain name to setting up your website and reaching your first readers.
Quick note: I have a free How To Start A Blog FREE Course you can click here to join. Join over 80,000 people who have already taken the course. Want to see how I built a $5,000,000 blog? In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.
Over a decade ago, I started my blog, Making Sense of Cents, without much planning. I stumbled upon an article about a blogger and thought it would be fun to share details about my own life. At first, it was just a hobby with no real expectations.
I didn’t even realize you could make money from blogging back then. But around six months in, a blogger friend introduced me to my first advertiser, and I earned $100. That’s when I really started to see the potential.
Since then, my blog has grown far beyond anything I could’ve imagined, and I’ve earned more than $5,000,000 over the years. Blogging completely changed my life, giving me the freedom to work from anywhere.
What kept me going was my genuine love for everything related to blogging but also my love for travel. That passion made it easy to dedicate time and effort to grow the blog into what it is today, because I love running an online business that allows me to travel whenever and wherever I want.
Now, I’m excited to help you start your own blog and find success too.
A travel blog is a website where someone shares their travel experiences, tips, and advice. The person who writes it, called a travel blogger, posts about the places they’ve been, activities they’ve tried, and things they’ve learned.
Many travel bloggers also give recommendations for places to stay, eat, and things to do. It’s a way to inspire and help others plan their own trips.
Travel blogs can focus on topics like budget travel, luxury trips, family vacations, solo adventures, and so much more.
Some examples of topics that a travel blog may cover include:
You can pick one or more of these topics to focus on. When you stick to one or two areas, it does help you become more known as an expert in that field, though.
Recommended reading: What Is A Blog, How Do Blogs Make Money, & More
Anyone with a passion for travel can start a travel blog!
You don’t need to be a professional writer or photographer. You also don’t need to be a full-time traveler.
Starting a travel blog is a great way to document your adventures and connect with others. Whether you’re traveling full-time or just on weekends, your travel blog can become a helpful resource for other travelers.
Starting a travel blog has many benefits.
Starting a travel blog can be a fun and rewarding way to combine your love for travel with new skills and opportunities.
Below is how to start a travel blog and make money, step by step!
Choosing a niche is the first step in starting a successful travel blog. A niche is a specific topic or focus area for your blog. Picking the right niche helps you stand out and attract readers who are interested in that topic.
Think about what you love most about travel. Do you enjoy food, adventure, or culture? Your niche could be anything from luxury travel to budget trips, or even solo adventures.
Another great idea is to think about who you want to help with your blog. Are you writing for families, couples, or solo travelers?
It’s also smart to see what’s trending. Wildlife travel, romantic getaways, and travel for digital nomads are popular niches right now. Research what’s trending and pick something that excites you.
Once you have your niche, you can create content that matches what your readers are looking for. This way, you make sure your blog is both fun to read and useful.
To start a travel blog, you’ll need a blogging platform. WordPress is my favorite choice, and it’s what I use for my blog.
WordPress is where you create and manage your blog posts. It’s like the main hub for your blog. You can log in, write new posts, add pictures or links, and publish them for your readers. It’s a simple tool that makes running your blog easy. Plus, one of the best things about WordPress is that you don’t need to know how to code. It’s user-friendly and has lots of ways to customize your blog.
Here are the steps to start a self-hosted WordPress blog:
You can see my full tutorial for this at How To Start A WordPress Blog On Bluehost. There are step-by-step directions included here if you want more detail and/or want to see screenshots of the exact things you should click on.
Plus, if you use my tutorial, you can get the lowest pricing as well as a free domain name!
Deciding on a travel blog name is a big step. You want it to be fun and easy to remember. It’s also good to make it tell what your blog is about.
Here are some more tips:
Take your time and have fun with it. Your blog name is the first thing people see, so make it catchy and memorable.
Don’t forget, you can get your domain name (your blog name) for free when you sign up for Bluehost! Click here to claim your free domain name.
With a travel blog, your site design is very important.
Your travel blog’s design and layout are important because readers like to see a clean and easy-to-navigate blog design. It makes it easier for them to find what they are looking for, and this helps to keep them on your site longer.
Plus, we’ve all seen a bad site design in the past, and when that happens, usually you don’t stay reading that blog for very long (right?!).
So, your blog design is important because you want readers to continue reading and to even come back in the future!
There are three options for designing your travel blog:
Doing it yourself is usually the cheapest, but it can take a lot of time. Paying for a custom site design is usually fairly expensive.
My favorite option – I’m a big fan of simply buying a premade blog design. They are a lot more affordable than a custom design and look amazing. One premade blog design site that I recommend is Restored 316. Restored 316 is super easy to use and they have a lot of great blog design options, especially for travel blogs.
Please click here if you’d like to go the easy way and get an affordable premade blog design (this is what I recommend).
To make your travel blog successful, start by setting up your main pages. These pages help your readers easily navigate your site.
Your important pages should include:
Creating social media accounts can be super helpful for growing your travel blog.
Social media allows you to share your pictures, travel tips, and stories, making it easier for people to find your blog and follow your adventures.
Social media is especially helpful for a travel blog because it allows you to reach a larger audience and engage with readers in real time. Posting pictures and videos of your trips on Instagram or TikTok, for example, can inspire people to visit your blog for more detailed itineraries and travel advice.
The social media platforms you can start include:
You don’t have to be active on all of them, but claiming your blog name on each platform is a smart move to keep your brand name consistent. Then, I also recommend adding social media buttons to your blog so that readers can find you on social media from your blog.
A blog content plan is a simple way to organize what you’ll write and post on your blog.
It helps you stay on track and reach your goals, like getting more readers or making more sales.
A good content plan includes a list of topics, post titles, when to publish, and the goal of each post (like promoting something or helping your readers).
It can also include keywords, picture ideas, and how you’ll share your posts. It’s basically a guide to keep your blog running smoothly and growing.
Your travel blog content plan doesn’t need to be complicated, though. It can be as simple as a list of trips or destinations you want to write about. How detailed you make it is up to you.
Here are some blog post ideas for a travel blog content plan:
Writing your first post can be exciting and a bit scary. I think pretty much every blogger is a little nervous to share their first blog post – this is completely normal.
Here are some things to think about when writing a blog post:
You can make money from your travel blog in many ways, such as:
To get readers to your travel blog, you need to promote it.
Here are some ways to get pageviews on your blog:
My favorite guide that teaches many different strategies to grow your pageviews is 21 Strategies I Used to Increase My Monthly Page Views from 17k to 400k+ in 10 Months. If you are a new blogger, check out this resource! The author went from 17,000 monthly pageviews to 400,000 and shares all of her best tips in this guide.
Starting a travel blog can be exciting and rewarding. Many people are curious about how to get started, the costs involved, and if it’s possible to make money. Here are some common questions about making money with travel blogging.
Yes, travel bloggers can make money. Many travel bloggers earn income through advertisements, affiliate marketing, sponsored posts, and selling products or services. Of course, not every travel blogger makes money, but some do.
Starting a travel blog can be affordable. Here are some common expenses:
Initial costs can range from $50 to a few hundred dollars. You’ll spend more if you get a custom design or pay for freelance writers, though, of course.
Travel blogging can be exciting but takes a lot of hard work when it comes to writing, photography, and social media. It involves:
It requires passion and dedication, but many find it rewarding.
While travel blogging has perks, there are challenges too, such as inconsistent income (earnings can vary month to month); it can be time-consuming (creating content and maintaining a blog takes a lot of time); it can lead to travel stress (constant travel can be exhausting); and privacy concerns (sharing personal experiences can sometimes feel invasive).
Many successful travel bloggers have become well-known. Some of these include Nomadic Matt, Anna Everywhere, The Blonde Abroad, Expert Vagabond, Adventurous Kate, The Points Guy, Y Travel Blog, and Jessie on a Journey. There are many more travel bloggers, and then there are also travel Instagrammers, travel YouTubers, and more!
I hope you enjoyed this article on how to start a travel blog and make money.
I’ve been running this blog that you’re reading for quite some time now, and it’s one of the best decisions that I’ve ever made.
If you are thinking about starting a blog, I highly recommend trying it out! It can be done relatively affordably and all from home, so I think it’s worth the try.
Starting a travel blog is a fun way to share your adventures and connect with fellow travelers around the world. When I first began blogging, I had no idea it would lead to me being able to earn a full-time income and allow me to travel full-time. Whether you’re looking to turn it into a career or just want to share your travel tips and stories, creating a travel blog can open up new opportunities to explore the world and inspire others to do the same.
Reminder: I have a free How To Start A Blog FREE Course you can click here to join. Join over 80,000 people who have already taken the course. Want to see how I built a $5,000,000 blog? In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.
Do you want to learn how to start a travel blog?
Recommended reading:
Source: makingsenseofcents.com
Northwestern Mutual to Award Record $8.2 Billion Dividend to Policyowners in 2025 Payout is expected to be the industry’s largest and more than triple the size of Northwestern Mutual’s nearest competitor Company’s legacy of returning value to policyowners stretches back more than 150 years and totals more than $160 billion MILWAUKEE, Oct. 1, 2024 /PRNewswire/ — … [Read more…]
Named one of the cloudiest, snowiest, and coldest U.S. cities, Anchorage AK, is also one of the prettiest. With the Chugach Mountains in the distance and lots of gorgeous water, Anchorage truly has an abundance of natural beauty. Not to mention, Anchorage was also named one of the most affordable places to live in Alaska!
However, if you’re not sure where to start your sightseeing journey, don’t worry. We’ve compiled Anchorage’s 10 top beautiful places to check out whether you’ve just signed a lease for your rental home, are looking for an apartment, or have lived in your Anchorage, AK home for several years and many more to come.
In no particular order, our first recommendation is the Tony Knowles Coastal Trail. This is one of Agnes Stabinska’s, of travel blog Alaska Itinerary, favorites for a reason. She particularly loves the stunning views of the coastline, Chugach Mountains, and if you’re lucky – Denali in the distance.
“It’s perfect for walking, biking, and photography, especially around sunset when the light beautifully illuminates the landscape. This 11-mile-long scenic path stretches from downtown Anchorage to Kincaid Park. Along the trail, some of the best viewpoints include Earthquake Park, which offers historical insights and beautiful coastal views, and Point Woronzof, where you can catch stunning sunset views and spot airplanes taking off from the nearby airport,” says Agnes.
Another great option is The Turnagain Arm located just thirty minutes from downtown Anchorage. Bloggers José Luis Vílchez and Cora Rose of Art We There Yet? love this spot for three main reasons: to “1) Watch surfers ride the bore tide (a unique phenomenon that only happens in a few key places on the globe). 2) Look for eerie stands of dead trees along the Upper Arm. Often called “ghost forests”, these trees died when the land suddenly fell 6-8ft during the historic 1964 earthquake (second largest in recorded history). 3) Drive up Portage Valley Rd and view glacier after glacier clinging to the valley walls.” Their absolute favorite is the 14-mile isthmus trail which is the only stretch of land connecting the Kenai Peninsula to mainland Alaska, so make sure you add that to the top of your list.
Photo courtesy of Art We There Yet?
Next up, we have Humphrey Hawksley’s favorite place – Mount Baldy. “Matt Worden from Go Hike Alaska led me on the thousand feet climb along well marked trails where you can absorb Alaska’s expanse, beauty and tranquility,” notes Humphrey. “Roaming the ridgeline, you have mountainscape on one side and panoramic scenes across the Eagle River on the other,” he describes.
Afterwards, Humphrey recommends checking out the Writer’s Block Bookstore and Cafe for a cup of joe, a new read, and some music. As the author of the Rake Ozenna thriller series (set in Alaska), we know his suggestion is foolproof.
“A hidden oasis in Anchorage is Potter’s Marsh, a wildlife viewing boardwalk and bird sanctuary,” says Your Alaskan Adventures’ Deborah Raarup. On this boardwalk stroll, you can expect to see moose, a variety of birds, and even some muskrats year round, as well as swans and their baby cygnets in the spring.
Additionally, “On a clear day, you can see the beautiful Chugach Mountains to the east and the Turnagain Arm to the west,” tells Deborah. With the abundant wildlife and beautiful backdrop. Potter’s Marsh is truly “one of the best places in Anchorage to get outside on an easy hike to see wildlife.”
Photo courtesy of Your Alaskan Adventures
Add in a bit of Alaskan history with your nature outing at Earthquake Park. Although a tragic event, this spot commemorates the 1964 earthquake with several signs explaining the effects of the disaster. Beyond your daily history lesson, this park also features incredible trails with the best coastal views and if you’re in luck, gorgeous wildflowers. Don’t forget to stop at the oversation points to take in a grand sight of Cook Inlet and the surrounding mountains.
It wouldn’t be an Anchorage article without the mention of Chugach State Park! This beloved spot “provides Anchorage residents and visitors with world-class backcountry recreation via numerous trailheads within a half hour drive from the international airport and downtown of Alaska’s largest city,” says Mat Brunton, mountain guide and outdoor educator of Chugach Mountain Institute.
It’s hard to find a park with more diverse landscapes as Chugach has it all: rugged mountains, glaciers, lush forests, and pristine lakes. Beyond hiking, this park is great for biking, spotting wildlife (moose, bears, eagles, etc.), fishing, camping, snowshoeing, and more. With the beautiful scenery and several activities to enjoy, it’s truly a favorite destination for outdoor lovers of all levels for a reason.
Looking to explore? The National Center for Outdoor & Adventure Education (NCOAE) offers the best wilderness adventures for both teens and adults. Starting in Anchorage, you’ll travel to McCarthy, settle in, and trek across the Alaskan wilderness to a rendezvous point.
What next? Great question! At this remote airstrip, a bush plane will pick you up for a journey further into the backcountry – how cool! “During these days, participants hone their outdoor and leadership skills in the heart of the Alaskan wilderness. The landscape and wildlife provide a dramatic backdrop for the learning experience. Participants may encounter moose, lynx, bears, ground squirrels, Dall sheep, and other wildlife during their guided trip. Whatever challenges the Alaskan wilderness presents, you’ll gain the skills to endure and enjoy it with confidence and style. And once your adventure is complete, you’ll be returned safe and sound to Anchorage,” describes brand and business journalist Mikal Belicove.
Indigo Alpine Guides owner Jack Bynum’s perfect day includes a hike to Flattop Mountain. An accessible hike for all levels, this mountain is arguably the most climbed in all Alaska. There are several different paths to choose from, so enjoy having a choose-your-own-adventure moment. Before the hike, Jack recommends fueling up at Fire Island Bakery and/or grabbing breakfast at Middleway Cafe. If you’re doing a late afternoon hike, Jack suggests stopping for a bite at Hearth Pizza for a well-deserved slice or two.
For the ideal afternoon activity, take artist Duke Russell’s suggestion and scooter down to ship creek and the public boat launch. This spot “provides beautiful views of the downtown skyline as well as the Chugach Mountains and Government Hill,” describes Duke. Additionally, “When the tide is out, you’ll see many sea birds feeding in the flats along ship creek,” he adds. A scooter ride followed by a scenic view and beautiful birds? What more could you ask for?
Thirsty for water? Alaskan Sights and Bites’ co-owners Dan and Chris Morris absolutely love Lake Hood. As the world’s busiest seaplane bases, it’s the perfect spot to watch the takeoff and land. And with the backdrop of the Chugach Mountains? There’s no better Alaskan experience. It’s also “a great spot to take photos, and get a feel for the adventurous spirit of Alaska — a place we often share with guests on our Alaskan Sights & Bites van tours,” add Dan and Chris.
Source: rent.com
The other day I noticed that mortgage rates were being advertised at some really low levels.
Many quotes in the mortgage rate table on my own site were in the mid-5s.
That got me curious how low rates could be with a really favorable loan scenario, such as a 760+ FICO, 20% down home purchase, owner-occupied, single-family residence.
So I headed over to Zillow’s Mortgage Marketplace to see what I could come up with.
Knowing that VA loan rates are typically the lowest, I threw that in too and lo and behold, saw 30-year fixed rates that began with a “4.”
I threw the screenshot up on Twitter and simply said, “Guys, it’s not a mortgage rate story anymore.”
The tweet got a good amount of traction, likely because of those very low 4.875% 30-year fixed rate quotes in the screenshot.
And some felt it was deceiving to post rates like that, which might not be reflective of the entire borrower universe at the moment.
After all, not everyone has a 760 FICO score or the ability to put down 20%, nor might they be eligible for a VA loan.
I also threw in two discount points, since most of the low rates advertised today require the borrower to pay some money at closing in order to obtain a “below-market” rate.
In reality, you can put nothing down on a VA loan and get the same pricing since there aren’t mortgage pricing adjustments on such loans. The same goes for having a lower FICO score.
So the loan scenario wasn’t as crazy hard to qualify for as it first appeared. And when I re-ran the scenario today you could actually get a rate of 4.75% with just one discount point.
But that wasn’t even the point I was trying to make. It wasn’t about a 4.875% rate vs. 4.75% rate, or a 5.25% rate. Or any specific rate at all.
It was that the high mortgage rate story we’ve been fixated on for the past two hours is over.
The housing market today is no longer being driven by the high rate story. We exhausted it, first being caught off guard by how quickly rates increased in early 2022.
Then wondering how high they might go, if they’d hit a new 21st century high (they didn’t!).
That was followed by pondering when they’d begin to fall again (they peaked last October and have dropped quite a bit since then).
And so it’s not about rates anymore.
That brings me to my point. The housing market is now at a crossroads where high mortgage rates are no longer the focus.
Most prospective home buyers today will see that mortgage rates have come down significantly.
The 30-year fixed was basically averaging 8% just before last Halloween, and today is closer to 6.25%.
As I illustrated with some mortgage rate shopping, it’s also possible to bring down that rate to the high 4% range, or the very low 5s, even for conforming loans backed by Fannie and Freddie.
This means anyone who has been pondering a home purchase during the past couple years is no longer obsessed with rates.
Instead, they’re likely considering other factors, such as home prices, the cost of insurance, their job stability, the wider economy, and even the election.
If they were looking at homes when rates were closer to 8%, they’re surely still looking with rates approaching 5% (they could be there soon without all the perfect FICO scores and discount points).
But if they’re no longer looking to buy, or they’re having doubts, it’s not because of high mortgage rates anymore. Those are no longer to blame.
Perhaps now they’re worried that asking prices are too high and could fall. Maybe they’re concerned that the economy is on shaky ground and a recession is coming.
After all, there’s an expectation that the Fed is going to cut its own fed funds rate 200 basis points over the next year.
That doesn’t exactly exude consumer confidence.
What I’m most excited about now that high mortgage rates are old news is that we finally get to “find out.”
By that, I mean we get to see how this housing market performs in a period of slowing economic growth, with Fed rate cuts and a possible recession on the table.
Remember, the Fed wouldn’t be cutting rates if they weren’t worried about rising unemployment and a softening economy.
In other words, we’re going to see what this housing market is really made of. As I’ve said many times before, there’s no inverse relationship between mortgage rates and home prices.
One does not go up if the other goes down. And vice versa. We already saw home prices continue to rise as mortgage rates jumped from 3% to 8%.
So is it possible that both mortgage rates and home prices could fall in tandem? Sure. Granted nominal home price declines aren’t common to begin with.
But we’re finally going to put it to the test. And I’m looking forward to it.
(photo: Brittany Stevens)
Source: thetruthaboutmortgage.com
Looking for a vibrant city brimming with unique experiences? Birmingham, AL often surprises visitors with its rich tapestry of culture, history, and innovation. In the heart of the Deep South, this dynamic city offers more than just its storied past—it’s a realm filled with surprising adventures and exciting explorations.
So whether you’re searching for apartments in Birmingham, homes for sale, homes for rent, or just starting to envision life in the city, we’ll give you a sneak peek of just some of the unique things to do in Birmingham, AL.
Elevate your entire game day experience by turning the event into an all-day celebration. Instead of worrying about parking or navigating traffic, you can focus on enjoying the day with your friends, with the party starting as soon as you step on board. It’s an unforgettable way to build excitement, share in the camaraderie, and keep the energy going long after the game ends.
Turn game day into an unforgettable experience by taking a party bus tour to a college football game with a company like After 6 Tours. Enjoy the pre-game excitement with friends, travel in luxury, and kick off the celebration before the first whistle. Touring through town in the party bus makes the journey as thrilling as the game itself.
From classic Southern comfort food to innovative international cuisine, Birmingham is known for its restaurant scene. A food crawl lets you savor a variety of flavors, meet passionate local chefs, and discover the vibrant community that makes Birmingham’s food scene so special. Whether you’re a foodie or just looking for a fun way to spend the day, a food crawl offers a delicious journey through the heart of the city.
Eat.Drink.Ride. is a party bus that stops by the best bites in town without missing a beat. Enjoy a unique culinary adventure with friends while traveling in style as the party bus keeps the fun rolling, ensuring your taste buds have as much fun as you do. It’s a great way to find new local eateries and not worry about parking or getting towed, all while enjoying a luxurious ride in a party bus.
Whether you’re an outdoor enthusiast or simply looking to try something new, Sims Cave Park is a must-see in Birmingham. This guided tour takes you deep into the heart of Birmingham’s underground cave systems, where you’ll crawl and climb through passages, uncovering hidden chambers and ancient rock formations. As you explore the dark caverns, you’ll get up close with the natural beauty of stalactites, stalagmites, and other stunning geological features that have formed over thousands of years. This tour offers a unique opportunity to experience the raw, untouched wilderness beneath the city, making it an unforgettable adventure for anyone looking to connect with nature in an entirely new way.
Mountain biking is just one of the many unique things to do in Birmingham, AL. The city’s area’s terrain provides everything from scenic, leisurely rides through rolling hills to challenging courses filled with steep climbs, sharp turns, and technical descents. Popular spots like Oak Mountain State Park and Red Mountain Park are well-known for their extensive trail networks, offering miles of paths winding through lush forests and rocky landscapes. For those seeking an adrenaline-pumping adventure, RideBHM, the city’s premier downhill mountain bike park, delivers the perfect blend of speed and skill.
RideBHM features a variety of trails, from beginner-friendly routes to more challenging courses with jumps and technical sections. Situated in the scenic Red Mountain area, RideBHM allows riders to enjoy the natural beauty of Birmingham’s landscape while experiencing the adrenaline rush of downhill biking. In addition to the trails, the park offers bike rentals, lessons, and community events, making it a hub for outdoor adventure in the Birmingham area.
If you’re new to Birmingham and a book lover, finding your new go-to bookstore is probably high on your to-do list. Each bookstore has its own character, but Thank You Books is a must-visit. This charming, woman-owned bookstore offers a warm and inviting atmosphere with a diverse selection of new books for every type of reader. From bestsellers, independent press titles, and translated works to poetry, cookbooks, and everything in between, Thank You Books invites visitors and locals alike to spend a cozy afternoon lost amongst their bookshelves.
Whether you’re up for a relaxed evening sipping unique wines with wood-fired pizza or exploring a trendy wine bar and enjoying delicious small plates and cozy vibe, Birmingham’s wine scene has something for everyone.
Relax with an evening at Red Or White Wine, where you can sip on unique wines and enjoy delicious, freshly-made pizza. Whether you’re catching up with friends or savoring a laid-back date night, the blend of fine wine and woodfired pizza makes for a delightful experience that’s hard to beat. Feeling like taking the wine to go? They’re happy to have a large selection of wines featuring small-production, family-owned producers from all over the world.
If you’re moving to Birmingham, AL, you’ll find downtown is rapidly becoming a hotspot in the food and beverage scene. In this prime location, Aviné Wine Bar is best known for their great cocktails, small plates, and retail wine shop. Between their quiche Lorraine and rosemary poppin’ corn, there’s always something intriguing and enjoyable to discover at Aviné.
Cat-n-Bird Winery offers a selection of varietals sourced from vineyards around the world, all meticulously handcrafted on-site. Every Saturday, the winery comes alive with live music, food trucks, and the popular wine slushies that are a must-try. Enjoy a vibrant atmosphere where you can sip on unique wines, savor delicious street food, and soak up the lively tunes.
Visiting The Vintage Wine Shoppe for a wine tasting is a delightful experience that immerses you in a world of fine wines. Here, you can sample a curated selection of exquisite wines, each chosen to highlight unique flavors and characteristics. Whether you’re a seasoned wine lover or new to the scene, The Vintage Wine Shoppe provides a refined yet welcoming setting for an unforgettable tasting experience.
After a night of indulgence, hitting the gym or joining a fitness class can be the perfect way to reset. Many fitness studios and workout classes offer fun and engaging ways to work up a sweat while boosting your mood and energy levels.
Taking a pole fitness class at Studio Steel is an exhilarating experience that combines strength, flexibility, and creativity. The classes cater to all skill levels, so whether you’re a beginner or an advanced student, you’ll find a challenge that fits your abilities. By the end of each session, you’ll not only have gained confidence but also developed a new appreciation for the artistry and athleticism of the sport. Twirl your way into pole fitness and enjoy working off that night of wine while having a blast.
If you love to laugh, dance, and have a great time, Jamme’s Crunk Fitness is the Birmingham stop for you. Forget a gym membership—the classes at Jamme’s are so fun that you won’t even notice you’re working off that delicious Southern cooking. Plus, it’s a unique experience in Birmingham that offers a fresh and energetic twist on fitness.
If you’re a big music fan, Birmingham, AL will be a great place to call home with its lively music scene. From soulful blues to energetic rock, the city offers an unforgettable experience for every type of music lover. No matter if you’re a local or a visitor, the electric ambiance and diverse sounds of Birmingham promise an evening full of excitement and rhythm.
Enjoying live music is a unique experience that brings music to life with an infectious energy that recordings often can’t capture. To catch an unforgettable evening of electrifying music, Tom Little, Editor at Magic City Bands, has the ideal spots for you.
“Live music is one of Birmingham’s specialties,” shares Little. “You can find great shows all over town, from fresh indie artists at Saturn to huge touring acts at the BJCC or Oak Mountain Amphitheatre, plus a community of talented musicians performing at breweries, bars, and restaurants. They all provide the soundtrack of the city. If you want to participate, you can even jump in on one of the open mic nights occurring throughout the week.”
The Alabama Symphony Orchestra has been an iconic part of Birmingham for over 100 years. You can count on a lineup of classical masterworks that will take your breath away and mesmerizing performances that sync the orchestra with iconic films.
The Alabama Symphony Orchestra hosts world-class soloists and guest artists who showcase their extraordinary talents to expose you to a diverse range of musical styles. Bring your loved ones along to create cherished memories filled with joy, laughter, and, of course, beautiful music. With breathtaking performances held at various concert halls, it’s the perfect way to explore the uniqueness of Birmingham and meet fellow music enthusiasts.
Watching a ballet performance is one of the most unique things to do in Birmingham, AL because every show is a little different. Watching ballet is truly mesmerizing because it’s like seeing a beautiful story told through dance. The way dancers move so gracefully and with such precision, combined with the stunning choreography and music, creates an experience that’s both captivating and emotional. There’s something magical about watching them express deep feelings and stories through their bodies—it’s an art form that draws you in and leaves you feeling like you’ve witnessed something truly special.
Find yourself awestruck by the elegance with a trip to The Alabama Ballet, the state’s premiere professional ballet company. Whether you’re a seasoned ballet enthusiast eager to see The Nutcracker or just looking to enjoy a beautiful dance performance, The Alabama Ballet is the perfect choice.
PaperWorkers Local is a nonprofit printmaking studio dedicated to fostering creativity through non-toxic printmaking practices. The studio offers a welcoming community workspace with memberships and monthly workshops led by professional artists. Located in Birmingham’s vibrant Lakeview district, it’s just steps away from popular restaurants and bars. Don’t miss the opportunity to explore and embrace your artistic side, and let your creativity flourish in ways you might never have imagined.
Taking a cooking class at Cooking With Culture is a fantastic way to immerse yourself in the unique culinary traditions of Birmingham. Each class offers hands-on experience with authentic recipes and techniques from around the world, guided by passionate instructors.
It’s not just about learning to make authentic Italian dishes like fresh pasta and tiramisu; it’s a deep dive into the rich history and culture that shape these recipes. The classes provide a unique experience that’s both educational and delicious—perfect for anyone looking to truly connect with the city’s diverse culinary scene.
Make sure to check out the Alabama Jazz Hall of Fame, located at the historic Carver Theatre. Established in 1978, this vibrant nonprofit celebrates the legacy of Alabama’s jazz legends. As you explore its captivating exhibits, you’ll discover stories and artifacts that bring the rich history of jazz to life. The Hall of Fame also hosts a range of exciting events and concerts, offering an immersive experience that celebrates the artistry and heritage of jazz.
Birmingham’s golf courses cater to all skill levels, providing a perfect opportunity to enjoy a day on the links amidst stunning Southern landscapes.
“Every new resident of Birmingham should consider creating a bucket list of nearby golf courses. There are numerous courses to choose from within a 75-mile range,” shares JW Farquhar at Golfholes, a golf course directory site. “However, the Robert Trent Jones Trails are the most popular three courses and are probably on the bucket list of most US golfers.”
As you meander through the walkable neighborhoods of Birmingham, AL, you’ll discover a city brimming with distinctive experiences, hidden gems, and endless unique things to do. Whether you’re a local rediscovering your hometown or a visitor seeking something off the beaten path, The Magic City promises memorable moments at every turn. So, the next time you’re looking for an adventure, remember that Birmingham’s unique charm is just waiting to be explored.
Source: rent.com
Ensuring your home is safe and comfortable for your pet involves more than just providing food and water. A truly pet-friendly home requires thoughtful planning and adjustments to create an environment where your pet can thrive. Whether you are looking at homes for sale in Seattle, already renting an apartment in Boston, or moving to a rental house in Little Rock, here’s a comprehensive guide to pet-proofing your home, covering everything from furniture choices fit for your established dog to safety measures and grooming practices for your new kitten.
First and foremost, your pet needs a space to call their own. “To make your home more pet-friendly, it’s essential to create a safe and comfortable environment for your furry friend. Start by using pet-friendly furniture and flooring that can withstand wear and tear,” shared the team at Purrfect Grooming.
One tip for ensuring that your pet is comfortable is to designate specific areas for your pet in your home. Vânia Boto from 4EveryPet suggests that you “provide a comfortable and secure environment for your pet to relax in, such as a cozy bed, a place to hide when they feel insecure, fresh water, and safe toys. For cats, add scratching areas where they can have fun.” Regular maintenance of your pets’ areas will promote cleanliness and comfort.
Choosing the right materials when furnishing and designing your home can have great benefits for maintaining its integrity when you have pets. “Invest in pet-friendly furniture and flooring that can withstand scratches and stains, such as leather or microfiber couches and tile or laminate floors,” suggests Michael Darville from Burns Court Veterinary Care.
Klarice from Georgia Carpet Industries provided great insights on the best flooring options for pet parents:
“When choosing pet-friendly flooring, it’s essential to consider three key factors: maintenance, durability, and sound absorption. If you’re looking for carpet, Shaw Pet Perfect Plus Collection excels in sound absorption and is easy to maintain, making it a top choice.
If you’re looking for hard surface flooring there are two options depending on your budget and needs: Mohawk RevWood Premiere Laminate stands out for its durability and ease of cleaning and COREtec Soft Step Luxury Vinyl Collection combines all three elements — ease of maintenance, durability and sound absorption.”
Choosing the right flooring can prevent unnecessary wear and tear and is a great solution to aid in creating a pet-friendly home.
Caleb Kidwell, owner of Pet Care for the Palm Beaches, chimed in with some additional tips for pet-safe decor for your home: “Swap out low-hanging drapes for cordless blinds to prevent potential accidents, and consider installing scratch-resistant flooring and stain-resistant fabrics for furniture, which not only protect your home but also reduce the stress of constant cleaning.”
Outfitting your home with pet-safety in mind can be challenging, however Dr. Sarah Wooten suggests that you “Get down on all fours and view your home from your pet’s point of view – you will see the world from a different perspective that may allow you to see hazards that you would otherwise miss.” Furniture and floors aren’t the only things to keep in mind when making your home pet-friendly, be sure to take note of the above advice when renovating and decorating your home for your pets safety!
“Puppies and small breeds: Puppies and smaller dog breeds often need extra warmth, especially in cooler climates. Sweaters and cozy jackets can help maintain their body temperature. Louie de Coton provides high-quality, soft, chemical-free
clothing with body temperature regulators that are perfect for keeping your new pet comfortable during chilly days. Their sweaters and jackets are made from gentle, hypoallergenic materials that are both stylish and functional.Protection from the elements: New pets, particularly those with short coats or sensitive skin, may benefit from raincoats or waterproof clothing to stay dry during walks in the rain. Louie de Coton’s raincoats are designed with both practicality and fashion in mind. They feature waterproof and windproof fabrics and comfortable fits to protect your pet from getting soaked, while still looking chic.”
Pets are inquisitive creatures that can often find their noses sniffing in places that they shouldn’t be, so it’s important to keep this in mind when making a pet-friendly home. Josh Nolasco from Honest Renovations shared his thoughts on how to best create a hazard-free space for your pet: “Hide or secure electrical cords to prevent chewing, consider using cord protectors or cable management products. Also, using trash cans with secure lids or placing them in cabinets can help prevent pets from rummaging through them.”
Tori Levitt, Chief Kindness Officer & Concierge at Doolittle’s Doghouse notes that “Providing a safe haven for the family pet is as critical as proper nutrition, daily exercise, mental stimulation and affection. Some tips for keeping them safe include: removing toxic plants, both indoors and out, and storing medications and cleaning products in high cabinets. Small objects can be choking hazards, especially those with batteries (like remote controls), and non-toxic cleaners are best for floors and surfaces pets are in close contact with. For pet parents looking to expand their knowledge on the best ways to care for their pets, the American Animal Hospital Association (AAHA) has great resources to explore.”
The team at DoggyLoveandMore also weighed in with their thoughts on this topic, as well as sharing some best practices for getting a new puppy acquainted with things outside of their new home: “Bringing a new fur baby home is so exciting but also overwhelming. Our top tips for new pet parents are to puppy proof your home by making sure kitchen cabinet doors are always closed, and placing plastic bags or anything they could choke on out of reach.”
Some other best practices include creating “designated spaces for your fur baby to eat, sleep, and play, which will help them to feel more comfortable & secure in their new home. Be sure to keep any potentially harmful items out of reach. Lastly, consider using baby gates to restrict access to certain areas, and pay close attention to household plants as some can be toxic to pets,” shared Bryten Hanson from Revive HQ. Zach from Romingo is also a proponent of using baby gates, adding that they help “prevent your pet from chewing on valuable furniture and support potty training. During the first few weeks, it’s important to limit your pup’s access to the entire home until they begin to learn the rules.”
While bringing a new pet home is an exciting time for us humans, sometimes the adjustment period for your new buddy can be stressful. Being patient and exercising consistency are important for the long-term health and happiness of your pet. See the tips from our experts below to understand more:
Consistency is key: “When raising a puppy, consistency is key. While their cuteness can make it tempting to bend the rules, sticking to a routine helps your pup understand expectations and feel secure. Whether it’s meal times, potty training, or obedience commands, being consistent ensures your puppy develops good habits and grows into a well-behaved adult dog,” shares Siyen from Co Pet Parent.
Be patient: Jennifer from Unleashed with Love notes that “Bringing a new pet home is a lot like waiting for the mailman — patience is a must! While it might be familiar territory for you, it’s a whole new world for your furry friend. Set up a cozy, designated area where your pet can retreat to feel safe and secure. As little space and patience now will help build a tail-wagging, lifelong bond.”
Another prudent tip is to ensure that your pet is on a grooming schedule. Sarah Hayden from Mobile Pet Shine details some important things to know about the benefits of keeping a tight grooming schedule for your fur baby: “Denver’s premier grooming service, Mobile Pet Shine, recommends setting your pets up on a grooming schedule. Regular bathing and brushing removes dirt, debris, and dead hair to prevent matting and reduce the likelihood of skin infections. Not only does routine grooming help keep your dogs and cats feeling their best, but it keeps your home clean as well. Pet hair and dander can cause air quality issues that affect your family’s health, along with clogging HVAC filters that impede your system’s efficiency.”
Grooming needs may vary depending on your pet and what they require. When determining a grooming schedule, there are variables to consider to make certain that you are providing your pet with optimal care. “Is your cat an indoor buddy, outdoor adventurer, or both? An outdoor cat will require baths more frequently,” notes Barbara Nyke from Barara Nyke Interiors & Design.
Barbara also shared that “The fur length of a longhaired cat requires more maintenance. My Betty, no longer prancing about on earth, was a gorgeous Maine Coon and needed regular brushing to prevent matting. Persian cats do as well.” Lastly, some conditions like skin problems, ticks and fleas may require additional grooming practices like bathing. However Barbara warns that bathing a cat may be more of a challenge than you are prepared to take on: “Personally, I only recommend bathing a cat if you have nerves of steel and you’re wearing body armor!!!”
In addition to maintaining the cleanliness of your home, ensuring that your pet is groomed is also crucial to your pets health. Our amazing experts at Purrfect Grooming, a prime resource for those local to the Florida area, recommend “Regular grooming, such as bathing and brushing, which helps maintain your pet’s hygiene and reduces shedding, keeping your home cleaner,” with Michael Darville from Burns Court Veterinary Care adding that “Grooming and bathing are essential to maintain your pet’s health and reduce shedding, but be cautious with over bathing, as it can dry out their skin. Lastly, avoiding using products with harsh chemicals or strong scents is crucial. This mindful approach to pet care protects your pet’s sensitive systems and shows your commitment to their well being.”
When thinking about grooming your pet, don’t overlook the importance of keeping their nails trimmed, both for the health of your pet and your home. “If you have hardwood floors, rugs or nice couches, one of the best ways to keep them from getting damaged by your pups is to consistently trim their nails.
Long nails can scratch your floors, and they also make it easier for your pup to slide and get injured on slick surfaces. Dogs’ nails have a vein in them, so it’s important to keep them trimmed on a regular basis to make it easier to keep them short. The longer they grow, the harder they are to trim. If you’re uncomfortable trimming your own nails, check out your local groom shop like Paws ‘n’ Rec – your furry family member will love their s’paw day,” suggests Madison Velez from Paws ‘n’ Rec.
As mentioned above, avoiding strong scents around your home is in your dog’s best interest. A dog’s nose is incredibly sensitive, with approximately 220 million olfactory receptors in their noses, compared to around 5 million in humans.
“When bringing a new dog home for the first time, it’s important to sniff out certain products to keep things safe and comfy. Strong-scented cleaning products can make your dog’s sensitive nose do backflips (and not the fun kind). Stick to pet-safe, unscented, or lightly scented cleaners to avoid turning your home into a nose-wrinkling zone,” notes Jennifer from Unleashed with Love.
Choosing a nutritionally balanced food is imperative to ensuring the long-term health of your pet. With so many options on the market, making this decision can be a tough one. Luckily, pet expert Melinda Meltzer from Stay and Play Pet Sitting shared some tips to aid in picking the proper food for your pet: “The right food is imperative. Choosing the food that is complete nutritionally and offers all the vitamins – A, C, and E – that was formulated by a holistic vet is a sure fire way to reduce vet visits and the cost of being a pet parent.
With so many options on the market, it can be confusing on which is best for your pet-friendly home. A pet food without fillers, corn, or artificial colors is a great start. But changing food can cause stomach upset and a mess to clean up. So I recommend Life’s Abundance pet food, supplements and treats. The company has been around for over 20 years and never had a recall. As a pet care professional, with a good conscience and my expertise, I highly recommend it”
Making sure that your pet stays entertained and amused will go a long way in creating a pet-friendly home. But don’t worry, great toys can be provided with a very modest investment on your part:
“You don’t have to break the bank to keep your new dog entertained — sometimes the best toys come from everyday items! Toilet paper rolls can be transformed into fun, DIY toys that will have your pup wagging with joy. Simply stuff them with treats or use them for a game of fetch, and watch as your dog enjoys a budget-friendly playtime. Creativity and a little bit of resourcefulness can turn simple items into hours of tail-wagging fun!” notes Jennifer from Unleashed with Love.
For cats, provide “Standard carpet covered posts with no levels, or multiple levels with scratching posts,” suggests Barbara Nyke from Barara Nyke Interiors & Design. She also shared that for an economical alternative, you can “make your own using twine wrapped around a post nailed down to a 12 x 12 covered plyboard. My Bullitt loves his recycled cardboard scratching board. When it’s all scratched out, it goes into the blue bin!”
To be sure that your pet is as satisfied as possible, tailor your toy and treat selections specifically to fit your pet. Tara Lynn, pet photographer at Tara Lynn and Co., advises to “Make sure you have age-appropriate toys and chew sticks or treats available. Puppies naturally love to chew as they lose their puppy teeth and older dogs can get bored. Having dog-specific chews available will encourage them to leave your shoes and furniture intact. For cats, a scratching post is a must to help them sharpen their claws without ruining your furniture.”
It’s no secret that pets love a good snack, healthy treats are a great source of pleasure and amusement for your furry friend. Melissa, owner of Dough ReMia has great advice for treating your pup:
“My words of advice for pet-proofing your home would be to make sure you stock up on healthy dog treats! I would make sure you have a designated area to keep your dog treats so that you are always prepared to reward their good behavior! As well, I would recommend that you store your dog treats in a cool, dry, safe place to maintain freshness. When you move into your new home, gradually offer dog treats to help your pup get acclimated more easily. This will help your dog feel more relaxed and have less stress/anxiety in their new environment. BONE Appetit!”
All in all, maintaining your pets health and well-being with engaging toys and tasty treats is a great practice!
In the vein of keeping your pet adequately entertained, ensuring that they take part in a lot of exercise is a great way to fulfill both their mental and physical needs. Madison Velez shared additional information on the importance of keeping your dog tired. “A tired dog is a happy and less destructive dog. Many behavioral issues that impact our homes are the result of dogs with pent up energy. Coming home to a chewed up couch or new pair of shoes can often be avoided with longer walks, training sessions, or a few days a week at your local doggy daycare like Paws ‘n’ Rec, where dogs go to chase their dreams, not their tails.”
There are many ways to ensure that your pet gets adequate exercise, one of which is a walk around your neighborhood. Though we might not like doing it, one non-negotiable aspect of walking your dog is picking up their waste. Beth from the dooloop shares best practices for handling this challenging part of walking your dog:
“Making your dog a welcome addition to the neighborhood is all about training and responsibly dealing with their poop out on walks! Having a dooloop bag poop holder shows your neighbors that you’re taking care of your dog’s poo and maintaining leash control. The harsh truth is that there are many lazy reasons that people don’t scoop. Don’t be that person, it’s bad for the environment, neighborliness, and will make your beloved dog less welcome. Spread peace, not poo!”
The dooloop is a hands-free bag holder designed to keep your hands free of poop when out walking your furry companion, and is a great way to responsibly handle your dog’s waste on a walk.
Check out these additional suggestions from Fay Anderson on the best ways to keep your pet safe when walking: “Visibility is key for safety during evening or early morning walks. Reflective clothing or accessories can help ensure your pet is seen by others. Louie de Coton offers products with reflective properties that enhance visibility during low-light conditions. Their apparel and accessories are designed to be functional while maintaining the brand’s signature stylish look. Whether your pet needs protection from the elements, comfort for sensitive skin, or simply wants to look their best, Louie de Coton provides high-quality options that cater to every need.
Key aspects of owning a pet are adequate socialization and training. Ensuring that your dog is comfortable interacting with other humans and pets, especially when they are outside of the safe environment that you’ve built for this at home, will go a long way in contributing to your pets well-being. Below the team at DoggyLoveandMore share insight on some proven ways to socialize your pet:
“We recommend slowly introducing your pup to neighbors, other dogs and parks. Some pups and rescues love those things right away but others take time to build up their confidence. Let your pup test the waters at their own pace and before you know it, they’ll be leading you around the neighborhood instead of the other way around!”
Socialization and training go hand in hand when you are focused on welcoming a new pet for your home. Take heed of these important tips from Pet Parent Playbook when training your pet:
While caring for a pet can be incredibly fulfilling for pet parents, it most definitely comes with unique challenges. Fortunately, technology in this day and age makes this task easier than it ever has been in the past. “To truly pet-proof your home, think beyond the basics. Invest in smart technology like pet cameras to keep an eye on your furry friend even when you’re away. suggests Caleb Kidwell from Pet Care for the Palm Beaches.
Jennifer from Unleashed with Love also recommends pet cameras, noting that “For pet owners who find themselves missing their new furry friend when they’re away, interactive pet cameras are a game-changer. Not only can you check in on your pet’s adorable antics, but these cameras also help ensure they’re not turning your home into their own personal chew toy amusement park. With a quick glance, you can enjoy seeing those wagging tails and mischievous glances without the worry of a little canine chaos! One of our personal favorites is Furbo — it lets you toss treats and chat with your pups even when you’re not home!”
Cameras are not the only pet technology that can make your life easier when making a pet-friendly home; appliances like specialized vacuum cleaners and automatic feeders are other handy appliances to have around: “Regular grooming and bathing will help keep your pet comfortable and your home free from excess fur, but also investing in a high-quality vacuum specifically designed to handle pet hair will ensure your floors stay clean and fur-free! We also advise that you be cautious and keep any chocolate chip cookies out of reach!” shares Laurie Harris, founder of Maliko.
Barbara Nyke from Barara Nyke Interiors & Design also recommends investing in a feeder. “Automatic pet feeders are purrfect for both cat and dog kibble and come with a range of awesome features such as a variety of styles, different price points, and a common type are machines that dispense specified amounts of food- while other styles use multiple slots that you fill with food. In addition, some feeders can be programmed for several feedings per day. These feeders may have cameras, two-way audio, and other smart features! If an automatic pet feeder sounds like the perfect addition to your pet routine, we’d love to help you find the best fit.”
If you need some extra assistance maintaining the health of your pet, smart technology has many viable options to consider!
While making the interior of your home fit for habitation by your pet is of utmost importance, don’t forget to make necessary adjustments to any outdoor spaces that your dog may have access to. Steve from Fetch the Sun advises that “If you plan to have your dog spend a significant amount of time in your yard, ensure that they have access to adequate shade and water. Also, create a spot where they can lie down comfortably.
Consider building or purchasing a doghouse and keep their water bowl filled with clean, cool water. Always keep an eye on the weather if you plan on keeping your dog outside for extended periods; dogs can overheat easily, and colder temperatures can be dangerous for your pup.” Steve also warns to mitigate dangers in your outdoor space, sharing the following tips to keep your pet safe:
Pets become accustomed to their surroundings and routines, and disruptions can cause them stress and unhappiness. Unfortunately, maintaining a completely stress-free environment is not possible at all times, so when events like travel and moving arise, do your best to make the changes as seamless as possible. “Moving is a very stressful time and pets feel your emotions. When you are stressed, they feel it. Try to keep your pets bed, and food in the same place until it is time to pack them up. Pack up your pets’ things last.” advises Rebeca Hennie from Dog Gone Taxi.
Rebeca also has you covered with suggestions to keep your pet as happy as possible during travel: “If flying with a pet – purchase a travel kennel 2-3 weeks in advance. Put your pets bedding inside so it knows this is a safe place. When it is time for the actual pet move day [this can be a different date than your move day] stay calm and don’t get too excited or emotional.
If you show that you are high on emotions, your pet will think something is wrong and that the kennel is not a safe place. If you are moving overseas, we recommend using a professional IPATA pet shipper like Dog Gone Taxi. By following these pet-proofing tips, you can create a safer, more comfortable environment for your pet.” Take some of the stress out of travel and moving with your pet by using the above tips and tricks!
Setting up a pet-friendly home is an essential step in creating a safe and welcoming environment for your furry friends. As is spelled out above by our knowledgeable experts, by incorporating the right furniture, flooring, and safety measures, you ensure that your pet’s space is both comfortable and secure. Take initiative to ensure that regular grooming and careful management of potential hazards are a part of your pet care routine, and embrace smart technology to aid in maintaining a well-organized space. With these strategies, you’ll be well on your way to making your home a happy haven for your beloved pets.
Source: rent.com
Only One in Three American Millionaires Feel “Wealthy” and Nearly Half Say Their Financial Planning Needs Improvement, According to Northwestern Mutual Planning & Progress Study What’s it like to feel like a million bucks? Millionaires indicate it’s less about believing you’re rich and more about having confidence and clarity about the future. Nearly 80% of … [Read more…]
Both cashier’s checks and money orders are forms of payment that are guaranteed, but money orders tend to be for smaller amounts and to cost less.
With both of these payment forms, the payer’s funds are tapped before they’re issued, so there’s no risk of the money not clearing, which can be a considerable advantage over personal checks. Money orders have limits on the dollar amount but cost less to obtain — and don’t require a bank account. You can get a cashier’s check for a much larger amount, but you generally need to acquire it from a bank or credit union, and it’ll cost a bit more.
Money orders are a form of guaranteed payment that you can purchase at a bank or credit union, post office, money transfer service company, big-box retailer like Walmart, and even some convenience stores and supermarkets.
A money order offers assurance to the person you’re paying: Because you prepay for the money order, the payee knows that the funds are guaranteed. (This is not the case with a personal check, which could bounce when they go to deposit it.)
Although they are called money orders, this is a form of paper payment, much like a check drawn on your checking account.
Money orders can work well as a secure and convenient way to transfer funds. They typically only cost a few dollars at most, and they’re a great solution for someone who doesn’t have a bank account and thus no access to paper checks. You can fund a money order with cash, a debit card, or traveler’s checks. In some cases, you can also buy a money order with a credit card.
However, money orders usually have a $1,000 limit domestically (and $700 internationally).
Like money orders, cashier’s checks are prepaid and thus offer the payee a higher level of confidence that the payment will go through. Available from financial institutions where you bank, cashier’s checks are often available for large amounts (there may not be any upper limit) and with more security features. This can make them useful in real estate and other transactions that involve major sums of money.
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You can usually only purchase a cashier’s check at a bank or credit union — and the financial institution may only offer them to current members. As with a money order, you pay for a cashier’s check in advance but in this case with funds from your account. The bank will hold those funds until the recipient deposits the cashier’s check.
Cashier’s checks cost more money (around $10, generally), but they offer greater security features than money orders. Cashier’s checks are ideal for large purchases; there isn’t a $1,000 limit as there usually is with money orders.
Money orders offer a number of advantages, but they also have some drawbacks to consider.
Money orders don’t require a bank account to purchase them. For the 4.5% of American households that are unbanked, this option provides a way to send money securely.
Money orders are available at many locations you may visit during daily errands. You can buy a money order at the post office, the bank, Walmart, Western Union, or sometimes even your grocery store or a nearby convenience store. And with fees of just a dollar or two, they can also be an affordable option.
Because you prepay for a money order, the payment is guaranteed. This offers assurance to whomever you’re paying — and is sometimes required for transactions to be completed.
Money orders are typically capped at $1,000 domestically (and even less internationally). If you need to make a larger payment, you may need to get a cashier’s check or find another payment method.
Both money orders and cashier’s checks offer more security than personal checks — and certainly more security than using cash to make a payment. What’s more, neither payment option displays your account information (like a personal check).
That said, money orders offer fewer security features than a cashier’s check. For example, if a money order is lost or stolen before you fill out all the required information, anyone could fill it out for themselves and take the money. (With a cashier’s check, the payee’s name is filled out when it’s purchased.)
Cashier’s checks also carry a number of pros and cons:
Cashier’s checks are ideal for larger transactions, like when making a down payment on a new car or paying closing costs on a house. If you need guaranteed payment for more than $1,000, a cashier’s check can be a good way to go.
Cashier’s checks are backed by a financial institution and typically have more security features than a money order. This may be worth the cost: For a few more dollars, you may have additional peace of mind.
When you deposit a personal check, it could take a few days for the funds to be available. But because cashier’s checks (and money orders) are prepaid, the recipient can usually get immediate access to funds.
Cashier’s checks are typically around $10, making them more expensive than money orders. Personal checks are free, as long as your bank has already provided you with a free checkbook.
You can’t get a cashier’s check just anywhere; you likely need to get them at a financial institution where you bank. (In rare cases, you may be able to purchase one at a financial institution where you are not an account holder.)
While you can use a money order or a cashier’s check in many scenarios, here are times it may be better to go with a money order:
• It’s a small transaction: Money orders are generally secure and are more affordable than cashier’s checks. If the transaction is under $1,000, you can usually save money by going with a money order.
• You don’t have a bank account: If you don’t have a bank account, you probably won’t be able to get a cashier’s check. A money order may be your only option.
• You’re already at the post office: … or the grocery store … or Walmart. If you don’t want to make a special trip to the bank for a cashier’s check, you can pick up a money order at several convenient locations.
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Money orders can be an affordable and useful option, but in some scenarios, you might want to use a cashier’s check instead, such as when:
• It’s a large purchase: Cashier’s checks aren’t bound by a $1,000 limit. If you’re making a big purchase and need guaranteed funds, a cashier’s check can work well.
• You want bank-backed security: If the payee is hesitant about a personal check, they might also pause before accepting a money order. To ease any concerns from the person you’re paying, you may want to give them a bank-backed cashier’s check.
Cashier’s checks and money orders are typically more secure than cash and personal checks, but there are things you can do to stay safer when using these payment methods, such as:
• Filling out money orders right away: If you lose a money order that doesn’t have the information filled out yet, anyone could fill it out to themselves and cash the money order. Banks typically fill out cashier’s checks before handing the paper over to you, reducing this risk.
• Using reputable vendors: Thoroughly research a vendor before buying a money order. Because only banks and credit unions sell cashier’s checks, you can be more confident in the check’s authenticity upon purchase.
• Keeping your receipts: In case any disputes arise, it’s a good idea to have your receipt. This may also enable you to stop the payment (if the recipient hasn’t yet cashed it), if needed.
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Cashier’s checks and money orders both offer a secure way to make guaranteed payments. Money orders can be better for smaller transactions and are available for purchase at more locations. Cashier’s checks, only available at banks and credit unions, offer heightened security and can be purchased for larger dollar amounts.
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Cashier’s check prices can vary, but you can generally expect to pay around $10 for a single cashier’s check. This makes them slightly more expensive than money orders.
Money orders are typically easier to buy than cashier’s checks. Money orders are available at the post office, banks, Walmart, Western Union, and select supermarkets and convenience stores. They’re also more affordable, and you don’t need a bank account to purchase one.
While both cashier’s checks and money orders offer security features that can make them safer than personal checks, cashier’s checks offer a higher level of safety than money orders since they’re backed by a financial institution (and for instance, the payee’s name is filled out at time of purchase). You can only purchase cashier’s checks at a bank or credit union.
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SoFi members with direct deposit activity can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. SoFi members with direct deposit are eligible for other SoFi Plus benefits.
As an alternative to direct deposit, SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant. SoFi members with Qualifying Deposits are not eligible for other SoFi Plus benefits.
SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.50% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.
SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.
Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
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Source: sofi.com