423 cases per 100,000 resident for state with highest identity theft
This post originally appeared on Finder.com.
As the world continues to cope with COVID-19, America is seeing cases of identity theft soar to record highs. Of the 3.2 million reports to the FTC’s Consumer Sentinel Network Data Book in 2019, 20% — or 650,572 — related to identity theft. And already in the first quarter of 2020, reports of fraud and identity theft are up 20.1% from the previous quarter.
The numbers could rise as more people continue to work from home and new reports of coronavirus-related fraud and scams come in.
Among these all-time-high cases, credit card fraud leads the charge.
I just watched a documentary on the dark web, and I will never feel safe using my credit card again!
Luckily I don’t have to worry about that. I have ExtraCredit, so I get $1,000,000 ID protection and dark web scans.
I need that peace of mind in my life. What else do you get with ExtraCredit?
It’s basically everything my credit needs. I get 28 FICO® scores, rent and utility reporting, cash rewards and even a discount to one of the leaders in credit repair.
It’s settled; I’m getting ExtraCredit tonight. Totally unrelated, but any suggestions for my new fear of sharks? I watched that documentary too.
…we live in Oklahoma.
Identity Theft vs. Account Takeover
Identity theft involves the unauthorized access of personal information, such as your name and Social Security number. Account takeover is when a fraudster accesses account information, such as credit card numbers, with the intent of committing fraud on existing accounts.
In 2019, victims reported $160.3 million worth of losses resulting from identity theft, according to the FBI. Credit card fraud made up the overwhelming majority of that $160.3 million.
This number represents only what was reported through the FBI’s Internet Crime Complaint Center. However, and doesn’t account for reports made directly to field agents.
Most Common Types of Identity Theft
Swiping the competition in 2019 was credit card fraud, which accounted for 41.78% of all identity theft reports to the FBI, followed by other identity theft, which includes fraud conducted via email and social media. The least common was government documents or benefit fraud at 3.54%.
Identity Theft and Credit Card Fraud by State
The dubious honor of state with the most identity theft reports goes to Georgia, with the Peach State logging 423 cases per 100,000 people in 2019–176 of those falling under the credit card fraud umbrella.
Florida came in just south of Georgia with 154 cases of credit card fraud per 100,000 people, followed by California and Texas.
The state with the fewest number of reports was South Dakota, with 47 reports of fraud per 100,000 people, followed by Vermont and Wyoming.
Several states in the middle of the country also came in at the middle of the pack, like Missouri and Colorado, with 41 and 45 reports of credit card fraud per capita, respectively.
Credit Card Fraud by Metro Area
Georgia maintains its top spot in individual metropolitan areas, accounting for three of the five areas with the most reports of identity theft per capita–Warner Robins, Atlanta-Sandy Springs-Roswell and Macon-Bibb County. A person convicted of financial transaction card fraud of more than $100.00 within a six-month period in Georgia can be charged with a felony. The ramifications can be a fine of up to $5,000.00 or a prison term of one and five years. On the flip side, Muncie, Indiana, logged the least number of reports at 37 per 100,000 people, followed by Glens Falls, New York, and Tullahoma-Manchester, Tennessee.
Top 10 metropolitan areas with highest identity theft per 100,000 residents – data
Rank
Metropolitan area
Reports per 100,000 residents
Number of reports
1
Warner Robins, GA Metropolitan Statistical Area
661
1,281
2
Atlanta-Sandy Springs-Roswell, GA Metropolitan Statistical Area
570
33,940
3
Miami-Fort Lauderdale-West Palm Beach, FL Metropolitan Statistical Area
556
34,458
4
Macon-Bibb County, GA Metropolitan Statistical Area
455
1,045
5
Memphis, TN-MS-AR Metropolitan Statistical Area
446
6,027
6
Columbus, GA-AL Metropolitan Statistical Area
433
1,322
7
Columbia, SC Metropolitan Statistical Area
411
3,420
8
Los Angeles-Long Beach-Anaheim, CA Metropolitan Statistical Area
410
54,553
9
Houston-The Woodlands-Sugar Land, TX Metropolitan Statistical Area
367
25,656
10
Dallas-Fort Worth-Arlington, TX Metropolitan Statistical Area
367
27,637
Top 10 metropolitan areas with lowest identity theft per 100,000 residents – data
Rank
Metropolitan area
Reports per 100,000 residents
Number of reports
1
Muncie, IN Metropolitan Statistical Area
32
37
2
Tullahoma-Manchester, TN Micropolitan Statistical Area
34
35
3
Glens Falls, NY Metropolitan Statistical Area
34
43
4
Lewiston-Auburn, ME Metropolitan Statistical Area
38
41
5
Appleton, WI Metropolitan Statistical Area
41
97
6
Owensboro, KY Metropolitan Statistical Area
41
49
7
Wenatchee, WA Metropolitan Statistical Area
42
50
8
Bismarck, ND Metropolitan Statistical Area
41
54
9
Ogdensburg-Massena, NY Micropolitan Statistical Area
43
46
10
Eau Claire, WI Metropolitan Statistical Area
43
72
Methodology
Finder sourced all data from the Consumer Sentinel Network Data Book 2019, released by the Federal Trade Commission in January 2020. The Consumer Sentinel Network Data Book uses reports in its Sentinel secure online database available to law enforcement only. These consumer reports are about fraud, identity theft and other consumer protection topics, with more than 3.2 million consumer reports filed in 2019.
The reports in Sentinel are sourced directly from:
People who call the FTC’s call center or report online
Reports filed with other federal, state, local and international law enforcement
Organizations like the Better Business Bureau and Publishers Clearing House
Is Kansas City in Kansas, or is it in Missouri? It’s kind of both. Both are individually incorporated cities, but together they make up the greater Kansas City metropolitan area.
Long ago, in the 1830s, KCMO got started as a trade outpost to fit hunters with furs and traps. Now, that’s morphed into manufacturing and it dabbles in tech, transportation and healthcare. For visitors, it’s better known for LEGOLAND, the National World War I Museum, tons of art galleries and museums, the Airline History Museum, too many fountains to count and, of course, Kansas City barbecue.
The concentration of barbecue alone is enough to focus on, as Kansas City has the most barbecue restaurants per capita than anywhere else in the U.S. Characterized by burnt ends with extra flavor, and a thicker-than-most tomato-based sweet barbecue sauce smothered on the smoked meat (not on the side!), Kansas City barbecue has made a name for itself for obvious reasons.
Residents cheer on several pro sports teams, like the Kansas City Chiefs, the Kansas City Royals and the Kansas City Current.
The Kansas City metro area has 2.34 million residents. The median age is 35 years old and the median household earns about $55,000. With a whopping 240 neighborhoods making up the city, there’s plenty of variety and subcultures to add to the spice of life for Kansas City residents. Here are 15 of the up-and-coming best neighborhoods in Kansas City for 2022.
Median 1-BR rent: $1,135
Median 2-BR rent: $1,410
Walk score: 48/100
Constructed in the 1920s, Brookside has that beloved historical feeling. But throw in a couple of community staples, like festivals, parades and fairs, and you’ve got a local color you can’t beat.
Kansas City residents claim Brookside is “quintessential Kansas City.” From ghost tours, toy shops, local makers and retailers, art galleries and museums — not to mention all the great food, pubs and cafes — Brookside has a little bit of everything for everyone and offers a whole lot of fun.
Walk score: 83/100
The Country Club Plaza can often feel otherworldly to the rest of Kansas City, thanks to its Spanish-inspired architecture. It’s a pretty popular area since it’s known as the shopping capital of the city, spanning 15 blocks of retail. From designer to local, there’s a shop for everyone.
If visitors don’t come for the shopping, they probably came for the food because it’s just that good. And if they didn’t come for either, they definitely came for one of the two art museums in the neighborhood. If nothing else, maybe they’re there to count all the fountains, of which there are many. It’s no wonder this is one of the best neighborhoods in Kansas City.
Median 1-BR rent: $1,420
Median 2-BR rent: $1,695
Walk score: 85/100
Like many neighborhoods in metropolitan cities across the U.S., Crossroads was once a warehouse district. When the manufacturers left, the area was vacant until someone had a vision. The area became what it’s known for today, the Crossroads Arts District.
Each month on the first Friday, this neighborhood puts on an art crawl spanning 20 blocks with 70 retailers involved. The neighborhood is also home to the Kauffman Center for the Performing Arts, which stages theatrical performances, music and dance recitals.
The area has plenty of breweries and bars to make a whole evening out of the arts, along with great restaurants, too. Hipsters and young professionals flock to the area for its creative vibes and good times.
Median 1-BR rent: $1,735
Median 2-BR rent: $2,420
Walk score: 69/100
Home to LEGOLAND, the city’s aquarium, the Money Museum and a covered ice rink in the winter, there are tons of things to do in Crown Center for families and singles.
Just south of Downtown, this neighborhood also has the Crown Center Mall where there’s plenty of shopping opportunities and local retailers, too. Obviously, the area has plenty of great dining options to boot.
Median 1-BR rent: $1,135
Median 2-BR rent: $1,410
Walk score: 48/100
As one of America’s leading best downtowns, Downtown Kansas City has a lot to offer to keep itself in the ranks. Home to a year-round, Saturday-and-Sunday City Market, come rain or shine, residents have every excuse to go downtown on the regular.
Downtown also hosts about 130 free events each year and boasts dining options from across the world.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 48/100
East Bottoms was a booming neighborhood closer to its founding back around 1800. It was well known for its J. Rieger & Co. Distillery, producer of over 100 different products, founded in 1887.
The distillery was eventually forced to shut down during the prohibition, but in 2014, the original owner’s great-great-great-grandson got the distillery up and running again. In addition to its specialty spirits you can taste all over the country in craft cocktails, this distillery opened up its own tasting and dining rooms which revitalized the area and urged other pubs and breweries to join the mix, making it one of the best neighborhoods in Kansas City.
This is a great area in Kansas City to meet up with friends to have a great time.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 54/100
Two of KCMO’s most notable, must-see museums are in the 18th & Vine District: The Negro Leagues Baseball Museum and the American Jazz Museum. Throw in some barbecue (there are plenty of options in the area), and you have three of Kansas City’s biggest passions: Baseball, jazz and barbecue.
Since it’s such a storied area, residents and visitors can enjoy live entertainment and music regularly.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 48/100
In recent years, after a stint marked by crime, Manheim Park has gone under a reconstruction period. Merging together old historic constructions with modern designs, there’s a visual flow and continuity in this little neighborhood. This community-member-lead reinvigoration has even been published nationally.
Manheim Park has put in the work to transform itself into an upcoming area with ample easy-living apartments, and the momentum isn’t slowing down anytime soon.
Source: Rent./The Briarcliff City Apartments
Median 1-BR rent: $1,023
Median 2-BR rent: $1,200
Walk score: 28/100
This quiet suburban area of Northland packs a punch thanks to the riverboat casinos, Worlds of Fun amusement park and a shopping district. Along with local retailers are art galleries, festivals and firework shows.
There are also a couple of indoor sporting venues, like rock climbing, or the restaurant-and-play duo that brought pickleball to Kansas City, Chicken N Pickle.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 66/100
Another cove for older, architecturally rich and Victorian homes, Pendleton Heights is definitely worth checking out. Young professionals, families just starting out, artists and creatives tend to flock to this area, and its residents seem to stick around for the long haul.
This rather diverse neighborhood is a tight-knit community where residents tend to look out for one another, and one of the best neighborhoods in Kansas City is also the perfect area to call home.
Median 1-BR rent: $1,504
Median 2-BR rent: $2,187
Walk score: 85/100
Butting up against the Missouri River, River Market has gone by many names in the past, but was the city’s first incorporated district. Its name aptly implies that long ago, the river-side access lent this area to a lot of trade. That still carries into today, though it looks a little different now thanks in part to its bustling open-air farmer’s market.
If you’re into old mobster histories, this district has plenty of that, thanks to its River Quay (just one of the area’s many previous names) era now long ago. A mob war broke out and resulted in burning buildings and businesses, along with a few mob members’ deaths. After the fiasco, the mob left the area, as depicted in “Casino.”
If you lean away from all things true-crime, River Market’s fresh and bustling food, bar and boutique scenes serve as plenty of an attraction, too.
Source: Rent./Gladstone Pointe
Median 1-BR rent: $645
Median 2-BR rent: $750
Walk score: 63/100
About two miles east of downtown, overlooking the Missouri River, Scarritt Point is a well-located neighborhood full of history. With well-manicured streets and sidewalks, overhung with large shady trees, this area was prominent back in the day among affluent families who built large homes.
If old historical residences are what you’re after, this neighborhood is right for you. It’s chock full of local flavors and good dining, too.
Median 1-BR rent: $940
Median 2-BR rent: $1,340
Walk score: 86/100
If you’re looking for a beautiful, well-manicured area loaded with parks, creeks and lush greenery, maybe even a rose garden, then the South Plaza area is the ideal neighborhood for you.
It’s home to the University of Missouri – Kansas City, the Kansas City Repertory Theatre and the National Museum of Toys and Miniatures, so residents have plenty to keep busy. Not to mention the creative and trendy restaurants on-hand in this neighborhood, too. All that goes a long way to help it stay one of the best neighborhoods in Kansas City.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 48/100
The Sunset Hill area is a beautiful neighborhood with great parks and lovely, Colonial- and Tudor-styled homes. This well-maintained area is where young families tend to gravitate, so there are plenty of amenities at hand.
A quick 10-minute drive will bring you right to Country Club Plaza’s offerings, without having to sacrifice the quiet nature of this little suburban haven. With great food and drinks nearby, it’s hard to say no to Sunset Hill!
Source: Rent./The Ridge at Chestnut
Median 1-BR rent: $765
Median 2-BR rent: $870
Walk score: 58/100
Waldo is one of the main entertainment districts in Kansas City. It tactfully balances nightlife with family-friendly events, like the Waldo Fall Festival. Where good drinks are pouring, good plates are easy to find, as is shopping.
Each year, Waldo is home to the Trolley Run, a race following the historic streetcar or trolley tracks throughout the neighborhood. There’s a tight-knit feeling in Waldo, where residents look out for each other and have fun together.
The best neighborhoods in Kansas City — find one that’s right for you
If you found a neighborhood that sounds like your own personal hiatus, check out these apartments for rent in Kansas City!
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
Whether you live in the Philly metro area, the Rust Belt or on the shores of Lake Erie, you’re probably interested in finding the best car insurance in Pennsylvania. But every driver is different, and that means your insurance needs will be unique from other drivers, even if they live next door.
NerdWallet analyzed 32 insurance companies in Pennsylvania to help you find the best option for you. We split our top picks into four categories:
If you’d rather just see a full list of the best car insurance companies in Pennsylvania, you can jump to the bottom of the page.
See what you could save on car insurance
Easily compare personalized rates to see how much switching car insurance could save you.
How we found the best car insurance in Pennsylvania
NerdWallet’s editorial team considered pricing, discounts, complaint data from the National Association of Insurance Commissioners and more to determine the best car insurance companies in Pennsylvania. Our “ease of use” category includes factors such as website transparency and how simple it is to file a claim. As we continue to evaluate more insurance providers and receive fresh market data, our list of best car insurance companies is likely to change over time. In our analysis, we only include insurance companies that have achieved a minimum NerdWallet star rating of 4.5.
Why you can trust NerdWallet
Our writers and editors follow strict editorial guidelines to ensure fairness and accuracy in our coverage so you can choose the insurance company that works best for you. Our ratings are specific to auto insurance; a company’s rating for other products may be different on our site. See our criteria for evaluating auto insurance companies.
Best car insurance in Pennsylvania overall: NJM
NJM had the highest overall score in our car insurance analysis for Pennsylvania drivers, out of 32 eligible companies. These star ratings focus primarily on factors that affect a customer’s experience with the insurer.
Best overall
NJM
NJM is among our best car insurance companies for 2023, but it is available in only five states.
Great set of discounts
Ease of use
Average
NAIC complaints
Far fewer than expected
Best overall
NJM
NJM is among our best car insurance companies for 2023, but it is available in only five states.
Great set of discounts
Ease of use
Average
NAIC complaints
Far fewer than expected
Best Pennsylvania car insurance for your budget: State Farm
Depending on your driver profile, the best car insurance in Pennsylvania may not be the cheapest for you. But it’s possible to get car insurance from a company that’s highly rated and also affordable.
The cheapest top-rated company in Pennsylvania is State Farm. Our analysis showed that the average rate for full coverage insurance from State Farm is $1,194 a year, or $100 a month for Pennsylvania drivers. Of course, your rate will be different. (You can read our methodology to see how we determine average rates.)
🤓Nerdy Tip
We don’t have data for every single company that offers coverage to Pennsylvania drivers, so compare car insurance rates from several companies to make sure which one is the cheapest for you.
Best budget pick
State Farm
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.
Average set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Best budget pick
State Farm
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.
Average set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Best Pennsylvania car insurance for customer satisfaction: Auto-Owners
Auto-Owners is the best car insurance company in Pennsylvania in terms of customer satisfaction. It has the fewest customer complaints to Pennsylvania insurance regulators for a company of its size out of all of NerdWallet’s 5 star-rated insurers in the state.
Best for customer satisfaction
Auto-Owners Insurance
Auto-Owners offers generous perks and a wide range of coverage options but is available in only 26 states.
Great set of discounts
Ease of use
Below average
NAIC complaints
Far fewer than expected
Best for customer satisfaction
Auto-Owners Insurance
Auto-Owners offers generous perks and a wide range of coverage options but is available in only 26 states.
Great set of discounts
Ease of use
Below average
NAIC complaints
Far fewer than expected
Best Pennsylvania car insurance for ease of use: State Farm
State Farm is the best car insurance company in Pennsylvania in terms of how easy it is to use and navigate both the company website and mobile app. Drivers can view their policy and submit claims online, and the State Farm mobile app has high user ratings for iOS and Android devices.
Best for ease of use
State Farm
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.
Average set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Best for ease of use
State Farm
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.
Average set of discounts
Ease of use
Above average
NAIC complaints
Fewer than expected
Full list of the best car insurance companies in Pennsylvania
If you’re looking for even more options, NerdWallet analyzed 32 car insurers to find the best car insurance companies in Pennsylvania. Here are the insurers that earned a NerdWallet star rating of 4.5 or higher.
Today we are speaking with Leslie Heindel, the woman behind 365 New Orleans and Be New Orleans!
1. Who are you and what do you do?
My name is Leslie Heindel. I’m a 5th generation New Orleanian and have been a REALTOR since 2014. My niche market is single women, but I help all kinds of folks. I am super passionate about shopping locally and I’m very community focused.
2. What was your inspiration behind the 365 New Orleans campaign? Why the emphasis on artists?
I thought it would be a great way to highlight small businesses, artists, and non-profits in New Orleans and the metro area. I wanted people to know it was completely free and there were no gimmicks – because we had pushback when we started. People wanted to know what the catch was. Artists are self-employed and they are their own business. We have so many amazing artists in New Orleans that the project could have just been about them. However, not enough of them get exposure or know how to market themselves well. I say this as an opportunity to give them a shout-out.
3. How many days have you completed so far, and what are a couple favorite people/places?
Today (6/17) we are at Day 331. Oh god, so many of them are my favorites. Angela Grillo who is a dream reader was pretty amazing. I ended up hiring her and just think she’s supremely talented. Desmond Melancon is an artist who does hand beading. His work is so intricate and phenomenal. Mose, Mary, and Me makes pop-culture candles. I own so many of them and was excited to meet the creator. oh! And NOLA Sips. I saw a woman selling adult-beverages that looked like grown up Capri Suns outside of the Beyonce concert. I KNEW I had to track her down – and I did!
4. What’s the biggest surprise since you started?
The reception it’s received. Many of the featured people have told me they have gotten new clients and that was all I ever hoped for. Also, while I hoped it went well, I had so many supporters trying to help me get to the finish line.
5. How do you measure the ROI of your efforts?
There is no ROI because that’s not what this is about. While I have picked up some business from it – not everything is about making money. This was never about that. 365 New Orleans is about promoting our small businesses and shining the light on them – not me. I’ve paid a social media manager, I am throwing a party for all the participants. This is a project strictly coming from the heart.
6. What your advice to other agents/brokers considering taking this approach?
HAVE A GAME PLAN. This is a massive undertaking. Lots of people start and never finish. If you don’t think you have enough people and places for 365 days – then do it another way. Do one a week then! If I could turn back time, I would have had a month worth of interviews before starting. I only had 7 interviews completed when I launched. It was a huge gamble, but it paid off.
If you don’t have the time to post everyday, get a social media manager. It was the best money I ever spent.
Thanks to Leslie for taking the time to provide color on her efforts. If you’d like to learn more, contact her at [email protected] or on Linkedin here.
Are you looking to learn how to find a free car? Cars are expensive. There’s no doubt about that. Is it possible to get free cars? Getting a free car may sound too good to be true, but it’s possible for people who meet certain requirements, which we will talk about below. In this article,…
Are you looking to learn how to find a free car?
Cars are expensive.
There’s no doubt about that.
Is it possible to get free cars?
Getting a free car may sound too good to be true, but it’s possible for people who meet certain requirements, which we will talk about below. In this article, I’ll show you how to get a free car through different ways, from charity donations to assistance programs, and more.
I understand that there are so many people who would benefit from a more affordable transportation option. After all, a car can be essential to landing a job, getting to work, helping you pick up and drop off your children at childcare (so that you can work!), getting groceries, and so much more.
Low-income families, single parents, individuals with disabilities, veterans and their families, and so many others may particularly benefit from getting free vehicles to improve their quality of life.
Whether it’s making it easier to get to work, taking the kids to school and childcare, or simply attending important appointments, acquiring a free car can have a significant impact on your daily life.
Related content:
Why do free cars exist?
Free cars exist to help people who need transportation.
There are many organizations whose sole purpose is to help you get a free car because they know how much it can change a person’s life.
Below are some organizations that may help you find a free car:
Nonprofit Organizations— Some nonprofit organizations give away cars for free to those who need one. They work with local partners and households and accept donations of old cars and used cars, which are then fixed up and given to those who need them. These organizations usually target specific groups of people, such as low-income families, working families, single parents, military families, or disabled individuals, who may find it hard to afford a car on their own.
Churches and Private Charities— Churches and private charities may offer car help in your community as well. They usually work on a smaller scale, providing help to local residents experiencing hardships and may just give out a free car here and there. These organizations often rely on donations from members of the community and local businesses, and they require applicants to demonstrate a genuine need for a vehicle. You may need to contact local churches and charities directly to learn more about how to get a car for free.
People donate their used cars all the time. Their reasons may be either because they have no use for the car, they want to avoid the hassle of selling a car, for tax breaks, or they want to help others.
Who can benefit from free cars?
There are many people who can benefit from a free car, such as:
Low-income families— If your family is struggling with money and you are finding it hard to afford your bills, you might be eligible to receive a free car if you can show your need to an organization.
Single mothers and single parents — Single moms and parents need transportation so that they can get to work and also be able to bring their children to childcare. Not having a car can make this much more difficult.
Domestic violence victims — Having reliable transportation can be important for the safety and well-being of domestic violence victims. Some organizations have experience providing a free car in this situation and understand the need for privacy.
Disabled individuals — If you have a disability, you might be eligible to receive a free car to help you get around and be more independent.
Veterans and military families — Veterans and military families can also benefit from free car programs. There are organizations dedicated to providing assistance to those with a military background, to repay them for their service and sacrifices.
Victims of natural disasters — If you have experienced loss from a natural disaster, then you may benefit from many charitable free car organizations.
Of course, there are many more people who could benefit from finding affordable transportation as well. This is not a full list of those who might need a free vehicle.
Now, you do want to be cautious with getting a free car. If you are receiving government assistance, such as housing assistance, welfare, or food stamps, then accepting a free car may be considered income and it can affect your benefits. This is something that you will definitely want to think about as you do not want to lose these benefits.
How To Get A Free Car
There are organizations that help you get a car when you need a free vehicle. And there are other ways to find a free car as well. Below are some of the options that you may want to look into:
1. 1-800-Charity Cars
1-800-Charity Cars (also known as Free Charity Cars) is a nonprofit organization that provides free vehicles to eligible people, including domestic violence victims, the medically needy, victims of natural disasters, veterans and military families, and families transitioning from public assistance to work. It was the first charity of its kind in the nation.
This is the original free charity cars organization and they have given away over $70,000,000 in cars (over 9,000 cars) nationwide since they started the organization in 1996.
To apply, you will need to meet their eligibility criteria and submit an application on their website. Some of their eligibility requirements include being over the age of 18, being a resident of the U.S., having a valid driver’s license, being at or below 200% of the Federal Poverty Level, and having a genuine need for a vehicle.
This is a good place to start if you need a free car and you’re wondering where can I get a donated car for free.
2. Vehicles for Change
Vehicles for Change was started in 1999 and has given out over 7,500 cars to low-income families for little to no cost.
This organization helps residents in the states of Maryland and Northern Virginia. Cars are repaired and restored by people seeking workforce training as auto mechanics.
Donated vehicles are provided to families in need who meet their eligibility requirements. Eligible applicants must have a verifiable job offer or be working at least 30 hours per week, have no DUIs, and have a valid driver’s license to begin the application process.
3. Good News Garage
Good News Garage is a car donation program to look into if you’re trying to find a free car. They provide refurbished free cars for low-income families that meet their eligibility requirements. They give out around 200 cars to families in need each year and have provided around 5,500 cars since starting in 1996.
This organization is available for those in need who live in the New England area of Massachusetts, Vermont, and New Hampshire.
Good News Garage also has a transportation program. If you need to get to a job or get your children to childcare, then their program Ready To Go may be able to help you with this as well.
4. Online Car Donation
OnlineCarDonation.org is another platform that donates refurbished vehicles to needy individuals and families.
Online Car Donation gives free cars to people such as those with physical challenges, families living in homeless shelters, military families, and more.
You can apply by filling out their application form on their website and providing the required documents to prove your eligibility.
After you submit your application for a free car, if you are chosen, you will be contacted within 30 days. If you do not hear back within that time frame, their website says you can apply again as applications are only valid for 30 days.
5. With Causes Charitable Network
The WithCauses.org Network helps individuals and families in need by providing resources and assistance, which includes help getting a free car. The eligibility requirements may vary, so visit their website to find out if you qualify and how to apply.
6. Salvation Army free car program
The Salvation Army offers a free car program for eligible candidates.
They mainly focus on helping domestic violence victims, families in dire financial situations, and the homeless. Visit your local Salvation Army branch to inquire about their car donation program and how to apply.
7. Cars 4 Heroes
Cars4Heroes donates free cars to first responders, military veterans, and their families who are in need of transportation.
Cars 4 Heroes was started in 1996, and the organization currently gives away over 300 cars a year in the Kansas City, Kansas, metro area.
You can fill out their application form on their website and provide the required documentation to be considered for a free car.
8. Local church
Your local churches or other religious institutions may have programs that provide free vehicles to families that need help getting a car.
You may want to contact your nearby churches to find out if they have any car donation programs and how to apply or if they have eligibility requirements. They may know someone that they can connect you with to help you get a free car.
9. Check Facebook Marketplace and Craigslist
Many people often give away their cars or sell them at low prices on platforms like Facebook Marketplace and Craigslist.
If I was wondering about free cars near me, then I’d browse through these websites regularly to find out if anything is available. The search can be customized by entering your budget and location to see if anything suitable turns up.
10. Find a job that gives you a free car
There are jobs that may give you a free car as well, in case none of the above options works for you.
Some job positions that may come with a company car include sales representatives, district managers, or regional directors who spend a lot of time traveling between different offices.
To start your search for jobs that give you a car to take home, you can look for job postings with phrases like “company car provided” or “full-time vehicle provided.” Job websites such as Indeed, LinkedIn, and Glassdoor make it simpler to find such job listings by using specific keywords, so you may try searching for those. I did a quick search and was able to pull up jobs easily by typing those phrases into the keyword search bar.
Some employers might offer a car allowance instead of providing a free car. In this case, you would receive a monthly stipend to use toward your vehicle expenses. This would offset some of your car expenses, such as monthly payments or maintenance.
Also, if you know someone who currently has a company car, you can try asking them for tips and advice. They might even refer you to open positions at their workplace, and this can help you get a job with a free car as well.
11. Look for a free dealer donation
Dealer donations are a little more difficult of an option, as car dealers are in the business of making money, not giving away all of their cars that make them that money.
But, it doesn’t hurt to try if you have the time to write a letter and reach out to a car dealership.
To obtain a car dealer donation of a free used car, you’ll want to start by seeing what local dealerships are in your area. You can research their involvement in charitable activities to see if they even give out free cars (maybe do a simple search of the dealership’s name plus the term “free car” or something like that), as this will show you that they are open to the idea of donating a vehicle to those in need of a free car.
Once you have a list of local dealers to reach out to, there are ways to get a free car from a dealership. You can write a letter talking about your situation and reasons for requesting a donated car. You should talk about your struggles and the positive impact the donation will have on your life (such as, what a donated car will help you do).
When writing your letter for a free dealer donation, here are some things to think about:
Write the letter to the dealership’s owner or general manager, as they will likely have the authority to approve a car donation or be able to talk to someone who does have that authority.
Explain your situation fully and provide the specific reasons why you need a car.
Talk about how a car donation would improve your life and allow you to overcome challenges or achieve goals.
Provide information on any relevant programs or resources, such as a community organization or nonprofit, that may support your request for a free car.
After you have written your letter, submit it to the dealership. You may do this by sending it to the physical mailing address of the person, their email address, or perhaps even handing your letter to them in person.
Here are answers to common questions you may have about finding a free car:
What are other transportation options if I can’t find a free car?
There may be a long waiting period if you are applying for a donated car. If you are not able to find a free vehicle, then you may need to look into other options to get around town. Here are some ideas on how to get around if you don’t have a car of your own:
Public Transportation— If you live in a place with public transportation, then this option is something to look into. One great thing about public transportation is that you won’t have to pay to maintain a vehicle or repair anything. Of course, public transportation sometimes takes longer and may not be widely available to you (unfortunately, there are many towns in the U.S. that do not have great public transportation options), and that is something to think about. Also, more and more cities offer public transportation at no charge. You may have to apply for a special card to get this free service, or it may be available to everyone. It’s worth asking around about because it can save you hundreds of dollars a month.
Carpooling — Carpooling is an option to think about if you are unable to find a free car, especially for people who live in areas with limited public transportation. Car owners may be looking for riders so that the expense of ownership is offset a bit. You’ll need to share the cost of expenses, such as gas, tolls, parking, and wear and tear. You may be able to share rides with coworkers, friends, or neighbors. To save money, you could offer to trade babysitting, gardening, or home repairs for the ride. Also, check out carpooling apps that apply to your local area.
Rideshare Services — Now, rideshare most likely won’t be the most affordable option, but sometimes you don’t have a choice. Rideshare services, such as Uber and Lyft, may be able to get you to where you need to go if you don’t have any other options. To save money, use an app that compares rideshare companies and finds you the cheapest price. And, as far as your work commute, it’s good to know that some companies offer rideshare services as a benefit to their employees and will pay for the full cost or part of it.
How can I find free cars given away near me?
Yes, you can find free cars given away near you. There are many local organizations that may be able to help you out. You can research the various charity programs in your area and see if you meet their eligibility requirements for a free car.
Many charities, such as Charity Cars, provide free vehicles to people in need. These organizations often target specific groups of people, like veterans or victims of domestic violence.
Next, reach out to local branches of organizations like the Salvation Army or Goodwill Industries. These organizations may also auction off donated cars at affordable prices. Reach out to your nearest branch to learn more about available vehicles and to find out if they hold any auctions.
Another option is Online Car Donation, which aims to provide free cars to as many people in need as possible. Fill out their application to see if a reliable used car is available for you. They also offer trucks, vans, and sometimes even modified vehicles for individuals with disabilities.
Remember to be patient but also to keep trying, as it can sometimes take time to find the right opportunity for a free car. And, many times your application is only good for 30 days, so keep in mind that you may have to submit it over and over again.
Is Free Charity Cars legit?
Yes, Free Charity Cars is a legitimate organization that connects eligible people with free vehicles. They have high ratings and many endorsements.
How to get a car if you can’t get a free one?
If you’re not able to get a free car, you do have some other options, such as learning how to get a cheap car and learning the best way to get a car loan with a low interest rate.
Here are my tips for finding a cheap car:
Shop around for cars that are affordable to you: Many organizations offering a free car may also give you the option of purchasing a refurbished vehicle from them at a much lower cost than elsewhere. Otherwise, check out your local dealerships, online car-selling platforms, and even Craigslist to find the best deals on reliable cars in your area. Don’t limit yourself to just one site; shop around and be patient until you find a car that fits your budget.
Buy a used car: Buying a used car rather than a brand new one can save you money. Pre-owned vehicles tend to be more affordable and can still offer reliable transportation.
Negotiate for the best price: Don’t be afraid to negotiate the price of the car with the car seller or dealership. They may be able to lower the price, especially if you can show them that similar cars are around for cheaper prices elsewhere.
Check your credit score: Before applying for a car loan, make sure that you know your credit score. A better credit score increases your chances of getting a lower interest rate on your car loan. If you can, I recommend you take the steps to improve your credit score (even while searching for a free car) in case you need to apply for a car loan.
You can learn more about building up your credit score at Everything You Need To Know About How To Build Credit.
Shop around for car loans: Just as you should shop around for the best car deal, you should do the same for car loans. Different lenders may offer different interest rates and loan terms.
Choose a shorter loan term: While a shorter car loan term means higher monthly payments, you’ll pay less in interest overall, making the car less expensive over the years.
There are plenty of options for finding cars that may not be entirely free but are still affordable to you.
Related content: Save Money With These Top Tips For Buying A Car
How To Get A Free Car — Summary
I hope you enjoyed today’s article on how to get a free car.
If you need a car but cannot afford one, there are several ways to possibly get a free car. Many programs and organizations exist to help people get a free car, especially if you belong to certain categories, such as low-income families, veterans, domestic violence victims, or those transitioning from public assistance.
Remember, you do want to be cautious with getting a free car as well. If you are receiving government assistance, such as housing assistance, welfare, or food stamps, then accepting a free car may be considered income, and it can affect your benefits.
To find free cars near you, it’s important to explore local nonprofit organizations, as well as community centers, churches, or social services agencies that may have information about free car programs or resources in your area. Some jobs come with a company car that you can take home.
Here are some potential resources to assist you in getting a free car:
Local nonprofit organizations
Online car donation websites
Community centers and churches
Social services agencies
Remember that just because you meet the eligibility requirements for a free car and apply for one, it does not mean that you will succeed. There are many people who would like to receive a free vehicle as well. However, you can increase your chances of getting a free car if you can show that you have a need and you have a story to share (since people personally review the applications to see who needs the car the most).
The Greater Houston region is the fifth largest metro area in the nation. That features Houston and five other cities with a population of over 100,000, including The Woodlands, Sugar Land, Pasadena, Pearland and League City. And many places in the metro carry a high cost of living and elevated rent prices.
They say everything is bigger in Texas. But around Houston, you can find some of the cheapest big city Texas rents in these 10 cheap cities near Houston, including H-Town itself. The list includes both large suburbs and small ones. Some are adjacent to the city proper, and some are in the outskirts outside Beltway 8. The following cities carry the lowest rents in Greater Houston for an average two-bedroom apartment.
Average 2-BR rent: $1,637
Rent change since 2021: +23.08%
The 10th cheapest city near Houston is, in fact, Houston. The fourth-largest city in North America, Houston is a city of many facets. It’s a college town and a sports town. It’s a port city and an oil city. It’s a culture city and a space city. No wonder it’s been named the most diverse city in the U.S. And it’s also one of the most LGBTQA-friendly cities, as well, and celebrates one of the largest annual Pride parades in the world.
Not only does Houston take pride in its diversity, but it also enjoys a diverse economy. At its heart, Houston is, of course, an energy town. The city’s largest employer remains Phillips 66. But it’s also grown in other industries, including aeronautics, biomedical research, technology and education. It’s been ranked among the top cities for job creation, paycheck worth and the overall best place for business and careers.
Houston is also a sprawling city. Along with a gleaming The Loop downtown, there are several business and commerce hubs around the city. Westchase, Midtown, Uptown, Greenway Plaza, Memorial City, Greensport and more can claim second downtown status. And at a rent of $1,637 a month for an average two-bedroom, it’s one of the more affordable top-tier large cities in the nation. However, that represents an over 23 percent jump from last year.
Average 2-BR rent: $1,445
Rent change since 2021: +17.5%
The view is very nice from here. The stunning seaside city of Seabrook sits along the shore of Galveston Bay. The resort town is a haven for full-time residents, snowbirds and tourists alike. Both down Waterfront Drive on the Clear Creek channel and downtown along Bayfront Boulevard are a plethora of fish markets, antique shops, bed & breakfasts and fresh seafood restaurants.
Seabrook also features a bevy of parks and green spaces. Most of the city’s parks have a trail network that runs eight miles from Pine Gully Park to Rex L. Meador Park. The latter is also home to the annual Lucky Trails Marathon.
The city’s bayfront is a resort coast attracting water lovers from all around with marinas, restaurants and hotels. But Seabrook is also a relatively affordable spot for local renters. Just $1,445 a month will rent you an average two-bedroom unit. That’s in spite of a jump in rents year to year of 17.48 percent.
Average 2-BR rent: $1,435
Rent change since 2021: +18.7%
Everything is bigger in Texas. And some things are getting even bigger. The city of Conroe was the fastest growing city in the entire nation between mid-2015 and mid-2016. That’s nothing new for the city of 92,000. Conroe, a large city itself, is essentially a large suburb of The Woodlands, itself a large suburb of Houston.
Average rents for a Conroe two-bedroom list for just $1,435 monthly. And that’s including a nearly 19 percent increase from a year ago. Despite its distance from Houston, it’s a popular commuter bedroom community, a 45-minute ride into downtown.
But there’s also plenty for Conroevians right in their own city. Conroe’s downtown is a Texas cultural arts hub, anchored by the 90-year old Crighton Theatre and the Owen Theatre. Outdoor venue spaces are at Conroe Founder’s Plaza and Heritage Place. Music organizations include Conroe Symphony, Conroe Art League and Montgomery County Choral Society.
As well, Conroe is a park-lovers oasis. The city rings the southern shore of Lake Conroe. Along the lake are a number of parks, paths, fishing piers, golf clubs and camping resorts. Closer to downtown are the Lone Star Monument and Historical Flag Park honoring the Texas flag and the Heritage Museum. On the city’s east side are the Lone Star Convention & Expo Center and the Montgomery County Fairgrounds.
Average 2-BR rent: $1,269
Rent change since 2021: +10.8%
The city of Galveston is not, in fact, the largest city in Galveston County. That honor goes to League City, halfway between the Gulf and Houston. This booming city doubled in population from 2000 to 2010 and grew an additional 30 percent in the last decade. League City has grown nearly seven-fold since 1980.
What league, you may ask? The name League City is for a man, actually. J. C. League was the visionary that laid out the city in the 1890s. But you can attribute the city’s modern-day boom to two factors. First, real estate costs in Galveston skyrocketed, and many migrated north to League City. That coincided with the rising popularity of several waterside resorts along Clear Lake, attracting visitors down from Houston. Among these within League City are Waterford Harbor Yacht Club Marina and South Shore Harbor Resort.
League City’s downtown radiates out from the intersection of Main Street and Texas Route 3. The district has numerous pizzerias and chain restaurants, big box stores and local bars. Rents for two-bedroom apartments average just $1,269 a month. That keeps it in the top 10 cheapest cities near Houston, despite a 10.83 percent jump over the last year.
Average 2-BR rent: $1,264
Rent change since 2021: +4.6%
Be it ever so humble, there’s no place like home. And for 16,000 Texans, home is the northeast Houston suburb of Humble. Humble is a commuter’s dream, lying just north of Beltway 8 and directly across I-69 from George Bush Airport. And for all that convenience, a two-bedroom apartment rents for just $1,264 monthly on average.
Humble began life as a prototypical turn-of-the-century oil boomtown. Its oilfield was at one time the biggest-producing field in Texas. The Humble Oil & Refining Company, dating back over 110 years, is the direct predecessor of Exxon.
Today, the city’s lively downtown main street anchors the super-regional 130-store Deerbrook Mall. Many other restaurants and shopping centers line the I-69 service roads and Farm to Market 1960 Bypass Road. Just to the south are Memorial Hermann Northeast Hospital and the Humble Museum. And the big annual event is the PGA Tour’s Shell Houston Open, held each year at Humble’s Golf Club of Houston.
Average 2-BR rent: $1,224
Rent change since 2021: +23%
One of the smaller towns on this list, Webster benefits greatly from its location. The town of just 12,000 sits in the heart of the Clear Lake region. It’s adjacent to the Clear Lake City section of southeast Houston and north of Clear Creek from the port suburbs. And sitting right alongside Johnson Space Center (JSC), many NASA employees enjoy living in Webster.
Along with aerospace engineers, Webster is a key bedroom community for tech workers from around the Clear Lake area. Its streets house a variety of software, biotech and electronics professionals along with industry support personnel. Even highly-paid tech workers benefit from Webster’s cheap rents. A two-bedroom apartment leases for an average of just $1,224 a month.
Thanks to its proximity to JSC, Webster also benefits from Clear Lake’s space and resort tourism boom. For a town so small, it features at least a dozen hotels. It’s also home to HCA Houston Healthcare Clear Lake medical campus. And it’s just across the street from the super-regional Baybrook Mall, which features more than 220 stores.
Average 2-BR rent: $1,182
Rent change since 2021: +13.4%
Texas is oil country, for sure. But oil is the entire reason Baytown exists. After World War II, three major oil boomtowns consolidated into today’s Baytown. Dominating the Houston Ship Channel eastern shore, Baytown is still home to several of the world’s largest industrial facilities. There are massive sites run by Covestro, Chevron Phillips and ExxonMobil. Additionally, Baytown is home to the hefty Jindal Steel mill and Cedar Port Industrial Park, the fifth largest such complex in the world.
But all those petroleum and industrial workers have to live somewhere, and many choose to live right there in Baytown. Much of that is due to the city’s affordability. The monthly rent for a two-bedroom is just $1,182 on average. And it remains that cheap, despite a 13.44 percent jump in lease price from last year.
Thankfully, there’s more to Baytown than just live and work. There’s plenty of play. One standout feature is the Downtown Arts District. This arts campus includes Baytown Little Theater, Lee College Performing Arts Center and Art Gallery of Baytown. The lush Baytown Nature Center inhabits a large peninsula splitting Crystal and Scott Bay. And it’s also home to Houston Raceway Park, the location of the NHRA SpringNationals drag racing event.
Average 2-BR rent: $1,075
Rent change since 2021: N/A
What better city in Texas is there to live in than Texas City? That’s particularly true if you work in one of Galveston Bay’s several energy and manufacturing industries. The bustling deepwater port is home to a number of heavy industry consortiums, container shipping firms and petrochemical refineries. In fact, the Texas City Industrial Complex is the hub of the petrochemical industry.
And it’s within this frame that lies Texas City’s most infamous day. In 1947, two enormous explosions destroyed three petroleum ships that killed hundreds and leveled the port and the city. But Texas City rebuilt, earning the nickname “The Town That Would Not Die.” Today, it’s a busy port city and a cheap city near Houston. Rents here average just $1,075 a month for a two-bedroom.
There’s a lot more to Texas City than oil, especially if you enjoy the outdoors. The city maintains over 40 parks, including several along the Great Texas Coastal Birding Trail. Additionally, the Texas City Prairie Preserve is a 2,300-acre wetland habitat with access to public hiking and camping.
Near the city center is Bay Street Park and Nessler Park Family Aquatic Center. Texas City is also home to the Houston area’s Tanger Outlet mall and College of the Mainland.
Average 2-BR rent: $1,025
Rent change since 2021: +0.8%
Looking for the cheapest suburb in Greater Houston? Look to the southeast at the popular town of Pasadena. With an average rent of $1,025 monthly, the connecting ‘burb carries the most affordable rent of any spot in commuting distance of Downtown.
With a population of over 150,000, Pasadena is the second-largest city in Harris County after Houston itself. Commuters enjoy its proximity to key Houston neighborhoods. It also offers easy access to Beltway 8 and Sam Houston Tollway, which intersect Pasadena Freeway in the suburb’s northeast section.
But Pasadena is convenient to more than just The Loop. The Houston Ship Channel, Bayport Industrial District and Johnson Space Center are all within a few minutes of Pasadena. The city also features plenty of culture all its own, of many facets. Pasadena offers its own philharmonic and orchestra, livestock show and rodeo and historical museum. It calls itself the “Strawberry Capital of the South” and holds an annual strawberry festival. And it’s also where the classic feature “Urban Cowboy” took place.
Not only is Pasadena directly connected to Houston, but it also has a continuous path to the Gulf. Pasadena’s Armand Bayou Nature Center at the city’s southern tip is the largest urban wilderness preserve in the nation. Bisecting it is its eponymous bayou. The Bayou waterway empties into Mud Lake and then into Clear Lake. Those lakes sweep past the Bayport Channel and out into Galveston Bay.
Average 2-BR rent: $825
Rent change since 2021: -1.2%
If you don’t mind a little distance, you can find the cheapest city near Houston up north in Huntsville. Just $825 a month on average will snag you a nice two-bedroom unit in the Walker County seat. In fact, Huntsville is the only city near Houston with an average two-bedroom rent under a grand.
But why would one want to live an hour outside the city? That’s because the city of nearly 46,000 has plenty of life all its own. Just ask Sam Houston, the namesake for the big city to the south. Not only did Houston live in Huntsville for many years, but it’s also where he’s buried.
If you’re burning for a deeper dive into Sam Houston’s history, visit the Huntsville museum created in his honor. And if that’s not enough, his visage in “A Tribute to Courage” goes for miles along I-45. The 67-foot high statue of Houston is the tallest of any single historical figure in the country. Everything is bigger in Texas. Except for rents in Huntsville.
And the economy in Huntsville is nearly recession-proof. The city’s two largest employers are in industries that will always thrive. The Texas Department of Criminal Justice employs over 6,700, including at the city’s Texas Prison Museum. Huntsville is also home to Sam Houston State University and its 20,000 students.
Find an apartment near Houston
We don’t have a problem finding these 10 cheap cities near Houston for renters. From north of The Woodlands south to Galveston Bay, you can find an affordable two-bedroom in Greater Houston.
Which cities near Houston are right for your budget? Check out all the available apartments in Houston and metro H-Town on Rent..
The rent information included in this summary is based on a calculation of multifamily rental property inventory on Rent. as of February 2021. Rent prices are for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
With its vast landscapes and diverse cultures, Texas offers a tune for every soul seeking a place to call home. From the pulsing beats of its big cities to the mellow rhythms of its small towns, the Lone Star State has its own symphony of life. Dive in, and let’s explore the best places to live in Texas, where the horizon stretches as far as your dreams and where every corner sings its own unique song.
Population: 946,177
Average age: 33.7
Median household income: $78,965
Average commute time: 25.0 minutes
Walk score: 42
Studio average rent: $972
One-bedroom average rent: $1,677
Two-bedroom average rent: $1,939
Alright, alright, alright! Austin isn’t just the state capital; it’s the live music capital that’s a bubbling cauldron of culture, nature and rhythm. Located along the Colorado River in Central Texas, this vibrant Texas city boasts an appealing mix of live music, authentic Tex-Mex and rolling hills that’ll have you believing you’re in a perpetual state of golden hour. With Barton Springs to take a cool dip and trails that’ll lead you on a whimsical journey through Mother Nature’s finest, Austin is a testament to how humans and the environment can jam together harmoniously.
When it comes to making a living, compared to other Texas cities, Austin sets the pace. It has a thriving tech scene, making it one of the best places to live in Texas for job-seekers, innovators and dreamers alike. The University of Texas plants its roots deep in the heart of the city, nurturing minds and setting the pace for a bright future.
And that sense of community? It’s tighter than a snare drum, with folks who’ll greet you with that down-to-earth southern charm and a genuine “howdy.” So, if you’re looking for a slice of Texan paradise that’s got the soul of a poet and the energy of a rock star, you might just wanna mosey on down to Austin.
Population: 288,253
Average age: 38.9
Median household income: $99,729
Average commute time: 26.8 minutes
Walk score: 41
Studio average rent: $1,319
One-bedroom average rent: $1,592
Two-bedroom average rent: $2,142
Tucked away just north of the major center of Dallas, Plano is like that smooth, steady rhythm in a country ballad. It’s one of the many Texas cities where tradition melds with the contemporary, creating a melody of life that’s hard to resist. With sprawling parks stretching their green fingers across the cityscape and serene lakes offering a peaceful retreat, Plano’s natural beauty is a testament to the Lone Star State’s charm.
If we’re talking job opportunities, Plano’s jam-packed. Often hailed as one of the best places to live in Texas, this city has become a magnet for business, and why not? With a thriving job market, affordable housing and top-notch schools, the city’s got its finger on the pulse of prosperity. Immerse yourself into the community and you’ll feel that genuine Texan spirit, where neighbors quickly become family and every gathering feels like a backyard BBQ.
Population: 114,532
Average age: 40.1
Median household income: $130,000
Average commute time: 29 minutes
Walk score: 18
One-bedroom average rent: $1,160
Two-bedroom average rent: $1,621
Hidden among towering pines and gentle oaks, The Woodlands is like that quiet refrain in a song that captures your heart and soul. A master-planned community that’s designed to be in harmony with its environment, this place boasts winding pathways, serene waterways and pristine pockets of wilderness that’d make you think you’re in a Texas fairytale. It’s a dance between nature and civilization, where the pace of life finds that sweet spot between laid-back and lively.
Look beyond those tranquil trails and you’ll find a bustling hub of opportunity. The Woodlands is not just one of the best places to live in Texas; among the best cities, it’s also a hotspot for enterprises and a cradle for education. Here, businesses grow like wildflowers after a spring rain and schools sculpt the next generation with expertise and zeal.
Population: 2.288 million
Average age: 33.3
Median household income: $53,600
Average commute time: 26.1 minutes
Walk score: 47
Studio average rent: $1,230
One-bedroom average rent: $1,232
Two-bedroom average rent: $1,582
Houston is like that soulful guitar solo that starts slow but then takes you on a wild, foot-tapping ride. To put it simply, Houston is one of the cherished Texas cities with depth, energy and a whole lot of heart. As one of the largest cities in the U.S., the Houston population is sizable.
The sprawling Houston metro area weaves together a truly unique collection of cultures, flavors and sounds. Bayous snake their way through the city, offering pockets of green amid the urban bustle, while the scent of Tex-Mex and barbecue fills the air, making taste buds dance from dawn till dusk.
If you’re looking to put down roots in one of the best places to live in Texas, Houston’s got more than a few cards up its sleeve. With booming sectors from energy to aerospace, the job market here is as hot as a Texas summer. Pair that with some top-tier universities and schools, and it’s easy to see that Houston is invested in the future. Oh, and the community vibe? It’s like a big family reunion, accepting, full of life and always up for a good time.
Population: 1.288 million
Average age: 32.9
Median household income: $62,633
Average commute time: 25.7 minutes
Walk score: 46
Studio average rent: $1,472
One-bedroom average rent: $1,404
Two-bedroom average rent: $2,010
Dallas is like that infectious chorus you can’t help but hum along to, it has a clear style and an undeniable swagger. As the heart of North Texas, Big D pulsates with a certain energy, from the glitz of its downtown skyscrapers to the soulful hum of Deep Ellum’s blues.
But it ain’t all concrete and steel; the Trinity River winds its way through the historic downtown area, offering residents a slice of nature’s bounty right in their backyard. The Dallas Fort Worth area, with its unique blend of cosmopolitan sheen and Southern soul, confidently stakes its claim among the best places to live in Texas.
But what’s a song without its verses? Dallas belts out opportunities like a star on the rise. Downtown Dallas is a hub for commerce, tech and finance, Dallas draws dreamers and doers and offers them a stage to shine. Education takes the spotlight too, with institutions that nurture and challenge young minds, preparing them for the grand show of life. Look further into the neighborhoods in Dallas, and you’ll discover a community spirit that’s warm, welcoming, and as hearty as a Texas steak.
Population: 1.452 million
Average age: 33.8
Median household income: $55,084
Average commute time: 24.6 minutes
Walk score: 37
Studio average rent: $975
One-bedroom average rent: $1,142
Two-bedroom average rent: $1,416
San Antonio feels like the slow, mesmerizing strum of a steel guitar. Situated in Southern Texas, it’s a Texas city where history, culture and contemporary ideas converge in a harmonious melody. Settled along the banks of its namesake river, this city tells tales of battles past, while mariachi tunes float through the air, whispering stories of heritage and passion.
But San Antonio isn’t just about the past; it’s got an eye on the horizon. With an economy as spicy and varied as its famed Tex-Mex cuisine, opportunities sizzle in industries ranging from healthcare to tourism and beyond. The city’s schools and colleges stand tall, committed to churning out the leaders of tomorrow. For souls seeking a city that blends tradition with tomorrow, San Antonio just might hit the right note.
Population: 935,508
Average age: 33
Median household income: $67,927
Average commute time: 27.9 minutes
Walk score: 35
Studio average rent: $1,177
One-bedroom average rent: $1,412
Two-bedroom average rent: $1,782
Fort Worth has the charm of the classics with a touch of the modern beat. Dubbed ‘Cowtown’ due to its deep-rooted cowboy heritage, this city showcases rodeos and honky-tonks, making you tip your hat to the Texas of yesteryear. But amid the echoes of boot heels on wooden floors, there’s an urban sophistication that unfurls, with art museums and jazz bars painting a diverse canvas. The blend of the rustic and the refined makes Fort Worth stand out among the best places to live in Texas.
But let’s not stop at the surface. Look closer, and Fort Worth reveals a thriving economic landscape. From aviation to healthcare, this city’s opportunities soar as high as the Texas sky. With educational institutions fostering the spirit of inquiry and innovation, it’s a city where dreams are not just dreamt but crafted with purpose.
Population: 116,382
Average age: 35.1
Median household income: $85,350
Average commute time: 24.7 minutes
Walk score: 44
Studio average rent: $2,002
One-bedroom average rent: $1,671
Two-bedroom average rent: $2,125
Richardson is like that deep, soulful bass line underpinning a groovy track. It’s steady, foundational and undeniably cool. Just a stone’s throw from the bustle of Dallas, this city shines with a charm all its own, threaded with green belts and parks where nature whispers tales of timeless beauty. The serenity of Spring Creek and Cottonwood Park, coupled with the urban buzz, sets Richardson apart, making it easily one of the best places to live in Texas.
Dubbed the ‘Telecom Corridor’, Richardson isn’t just about leisure. It’s a hotspot for tech giants and startups alike, providing a dance floor where innovation takes the lead. Education here is top-tier, with the University of Texas at Dallas shaping bright minds and lighting the path forward.
Population: 11,072
Average age: 47.1
Median household income: $54,771
Average commute time: 20.7 minutes
Average rent: $1,250
Fredericksburg feels like that soft strum of a six-string on a porch as the sun sets. Fredericksburg is intimate, soulful and undeniably Texan. Tucked away in the heart of Hill Country, this affordable place blends German heritage with Lone Star spirit. With vineyards rolling out like nature’s own red carpet and historic architecture telling tales of yesteryears, Fredericksburg offers a retreat that’s both serene and spirited. Its quaint charm and pastoral beauty make its small-town charm resonate harmoniously among the best places to live in Texas.
Yet, beyond the initial allure of its winding trails and the melodies of its festivals and outdoor activities, Fredericksburg pulses with opportunity. Its growing tourism and thriving local businesses craft a strong culture where tradition meets enterprise. The town’s schools, with their commitment to nurturing roots while reaching for the stars, play a harmonious tune for the future of this steadily growing small town on the rise.
Population: 109,373
Average age: 41.5
Median household income: $123,261
Average commute time: 31.1 minutes
Walk score: 28
Studio average rent: $1,007
One-bedroom average rent: $2,693
Two-bedroom average rent: $1,665
Think of Sugar Land as that slow, sultry saxophone solo that fills a room with its rich, captivating tones. Nestled just southwest of Houston, this gem of a city sparkles like its name suggests, blending suburban serenity with an urban edge. Majestic oaks shade manicured streets, while shimmering lakes reflect the powerful Texas sun. Nature takes center stage, from the serenity of Brazos River Park to the chirping melodies of Oyster Creek. It’s no wonder Sugar Land strikes a chord among the best cities to live in Texas.
But don’t be fooled by its sweet facade; Sugar Land’s got rhythm and drive compared to bigger cities. The city has a bustling business sector, anchored by strong healthcare and energy industries, offering new residents a tune of prosperity that many are drawn to dance to. Schools here compose symphonies of success for the younger generation, making this an ideal spot for everyone from young professionals to established families to call home.
Settle down in one of Texas’ top spots
In Texas, there’s a city for everyone, be it under the bright city lights or the serene country stars. Finding the best places to live in Texas is like finding the perfect rhythm for one’s heart — it’s a journey of soul, spirit and endless possibilities.
You’re never alone in your search for the perfect place in the Lone Star State, so, when the dust settles and the music fades, remember: in Texas, home isn’t just a city; it’s a feeling. And the best place to fund that feeling is right here.
Rent prices are based on an average from Rent.’s multifamily rental property inventory as of June 2023.
Other demographic data comes from the U.S. Census Bureau.
The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.
Texas continues to outpace other states in attracting new residents, according to migration data from John Burns, with Houston, San Antonio and Fort Worth showing strong housing demand. The other top cities for in-migration include Jacksonville, Florida, Charlotte, North Carolina, and Nashville, Tennessee.
However, the Austin housing market, which boomed during the pandemic, is now seeing barely positive migration numbers, along with Phoenix, Arizona, and Las Vegas, Nevada.
According to Altos Research, the Austin metro housing market shows signs of a substantial normalization in home prices compared with the overall trends of the pandemic years and pre-pandemic years. The median sale price for a home in the Austin metro area reached a peak of $675,000 in April 2022. By April 2023, that figure had dropped by 14.07% to a median sale price of $580,000. As of August 2023, the median sale price in the Austin metro area had moderated further to $569,900.
The John Burns report shows housing demand is weak in Sacramento and Riverside-San Bernardino, California.
Meanwhile, in metros such as Denver, Seattle and Philadelphia, the concern doesn’t revolve so much about the people coming in but too many going out, as out-migration is becoming a real issue.
At the very bottom of the list, the East Bay area, Orange County, San Diego, San Jose, Miami, Washington, D.C., Boston, Chicago and San Francisco show very negative domestic out-migration. However, this exodus might be offset by international migration.
To conduct this study, John Burns monitored domestic migration trends in near real time, using postal address change forms that are current within a few months. This data excludes international migration.
A new report from RealtyTrac revealed that overall foreclosure activity was down a sharp 23% year-to-date through October, but it’s a different story for the priciest properties nationwide.
For homes worth $5 million and above, the foreclosure rate was actually up 61% during the same time period.
Of course, the volume is nowhere close to that of more modest homes. In fact, less than 200 properties with price tags north of $5 million have received a foreclosure notice so far this year.
That compares to 1.2 million properties in all value ranges through October.
Miami Mansions Finally Getting Foreclosed On
The biggest surge was seen in the Miami-Ft. Lauderdale metropolitan area, where 47 properties valued at more than $5 million received foreclosure notices, a 488% increase from a year ago.
The Los Angeles metro had the second highest number of super jumbo foreclosures with a total of 35, but the foreclosure rate was up only 3% from a year earlier.
Third was the Atlanta metro, where a total of 18 $5 million plus foreclosures translated to a 260% year-over-year increase.
The Orlando metro was the fourth most active with 12 high-end foreclosures representing a 500% increase in activity. Put another way, just two $5 million homes got notices last year.
Rounding out the top five was the New York-Northern New Jersey metro area, which saw a 29% year-over-year increase thanks to its nine $5 million+ foreclosures.
[How Long After Foreclosure Can I Purchase a Home?]
What the Increase Could Signal
So clearly the volume isn’t that large, which makes the percentage increases less significant, but it does mean banks are changing their tune somewhat.
RealtyTrac VP Daren Blomquist noted that it could mean lenders are more financially stable to handle these large losses now. And that a stronger housing market comes with more prospective buyers, which translates to higher prices for these expensive properties.
A few years ago, foreclosing on these behemoths may have meant multi-million dollar losses.
Today, the damage may be a lot less substantial thanks to renewed demand and a lack of supply relative to the buyer pool.
This new analysis reminded me of a post I wrote two and a half years ago, in which ForeclosureRadar founder Sean O’Toole argued that larger loan balances equated to longer foreclosure timelines.
In other words, borrowers with enormous loan balances, such as those with $5 million properties, were more likely to be severely underwater, which would cost the banks big if they foreclosed.
It’s one thing for a homeowner to be $20,000 underwater on a $200,000 property. But when a homeowner is $1 million deep, the lender might pause before pursuing that loss.
Another possibility is that most of the states that saw major percentage increases are judicial states, meaning foreclosures are handled through the courts and take a lot longer to process, so starting with the smaller ones might make more sense.
It could also be that these states are finally seeing a turnaround, whereas other states have already scored major appreciation since hitting bottom.
For the record, Florida and California accounted for more than 60% of all “ultra high-end foreclosures” so far this year, though activity is actually down in the Golden State compared to a year ago.
The southeastern state of Kentucky is a fantastic destination to find southern culture. It’s renowned for its bluegrass music, bourbon and moonshine, college basketball and delicious Southern cuisine. Some of its biggest industries include coal, tobacco and automobile manufacturing.
Its landscapes range from rolling hills to the wooden peaks of the Appalachian Mountains. Beneath it all winds Mammoth Cave, the longest-known cave system in the world. But Kentucky is arguably best known for its horse culture. As the home of the Kentucky Derby, the raising, breeding and racing of horses are integral to Kentucky’s way of life and identity.
From the picturesque scenery to the southern culture, you’re thinking Kentucky would be a fine place to set down roots. But hold your horses. You also need to consider what the cost of living is like there to determine if it fits your budget and needs. What may sound great could be a horse of a different color. Luckily, Kentucky is, by and large, a very affordable place to live. From housing to groceries, many aspects of life here cost below the national average. This article breaks down the cost of living in different areas around Kentucky to help you make educated choices about where to live.
Kentucky housing prices
If you love big-city life, Kentucky isn’t for you. The state has only two major cities, which are Louisville and Lexington. Louisville is the biggest metropolitan area in the state, with 628,594 residents, according to 2021 census. Lexington and the surrounding Fayette County follow with 321,793 residents. But what Kentucky lacks in quantity of big cities, it makes up for with quality. Both Lexington and Louisville are bustling metropolises that are seats of culture, industry, business, athletics and history.
You can save big on rent living in this southern state. Housing costs in Kentucky sit well below the national average. This is true of both Louisville and Lexington, as well as small- to mid-sized cities across the state like Frankfort, the state’s capital. Renters and prospective homeowners have plenty of affordable cities and areas to choose from. Here’s what you can expect to pay for renting an apartment or buying a home in different Kentucky cities.
Lexington
Housing costs in Lexington, the Horse Capital of the World, are 24.6 percent below the national average. A one-bedroom apartment costs an average of $1,254 per month. A more spacious two-bedroom will run you approximately $1,607. While these rates may look good compared to other big cities, there’s a catch. The cost of a one-bedroom is up 33 percent from the previous year. Two-bedroom apartments are up even more, rising a whopping 56 percent. While housing costs here are currently affordable, they’re clearly on the rise and fast.
The cost of buying a home here is also going up, but not as steeply. Since 2021, the average cost of buying a house in the Lexington area has climbed 16.8 percent. The median price for a home here is $297,000.
Louisville
Despite being the bigger city, housing prices in Louisville are lower than in Lexington. This is good news for locals of this friendly and fun-loving city. It keeps more cash in their pockets for classic Louisville activities like cheering on the Cardinals at football and basketball games or sipping Kentucky bourbon at local distilleries.
Housing costs here are 22.6 percent below the national average. With a wide range of different neighborhoods to choose from, you can expect to pay around $1,040 per month for a one-bedroom apartment or $1,199 for a two-bedroom. Same as with Lexington, though, the average cost of rent is going up. Rental costs for one- and two-bedroom apartments are up 19 and 21 percent, respectively.
Average rents here are less expensive than in Lexington. But at the same time, Louisville housing costs sit slightly closer to the national average.
Louisville’s housing market has seen some growth over the past year, going up 11.4 percent from the previous year. The median price for purchasing a home here is $255,000.
Food prices
While it would be great to live exclusively off Kentucky Fried Chicken, a balanced diet is necessary. Luckily, food prices around Kentucky are a few points below the national average. The average Kentucky resident shells out between $2,801 and $3,200 for food for the entire year. This puts them in ninth place for states with the lowest average grocery costs. Here’s how far below the national average Kentucky’s two biggest cities rank:
Lexington is 6.4 percent below
Louisville is 6.2 percent below
Both Lexington and Louisville are pretty much neck-and-neck when it comes to food costs and prices for food items. A half-gallon of milk in Louisville costs $1.52 compared to $1.85 in Lexington. A loaf of bread in Lexington will set you back $3.88 versus $3.46 in Louisville. And good news for fried chicken lovers. A two-piece meal costs exactly $1.12 in both cities. At those prices, you can bring home the Kentucky fried goodness all the time.
The comparative costs for dining out are also pretty similar. A casual meal out at an inexpensive restaurant costs roughly $15 in Louisville and $13.50 in Lexington. But say you’re going out for a special occasion and celebrating with a fancy three-course meal at a mid-range restaurant. The price difference grows 39.13 percent, costing $57.50 in Louisville and $80 in Lexington.
Utility prices
Utility costs in Kentucky are one of the few costs of living areas that exceed the national average. As the fifth-biggest coal producer in the United States, the majority of the state’s energy comes from coal. Roughly 69 percent of the electricity generated was coal-powered. If the negative environmental impacts of that leave a bad taste in your mouth, don’t worry. Alternative and sustainable energy sources like hydroelectric and biomass are on the rise. Here’s how the cost of utilities in Kentucky’s biggest cities compares to the national average:
Lexington is 5.4 percent above
Louisville is 2.7 percent above
Locals in Lexington will be paying out slightly more for their utilities than Louisville residents. Average total energy costs per month in Lexington come out to $190.87 and $187.17 in Louisville. Total energy combines electricity, natural gas and other sources of energy. The cost of Internet service, which is a modern necessity, is also pretty close. In Louisville, 60 megabits per second costs. $62.27. In Lexington, it’s slightly pricier at $69.00.
Transportation prices
Most cities and counties around Kentucky have some form of public transit. This almost exclusively consists of bus fleets. Thanks to the state’s history as a railroad hub, passenger rail routes offer regional connections around the state. Amtrak currently serves four different Kentucky cities, including Louisville. While no cities in Kentucky have a subway system for mass transit, Louisville does have a system of former freight subways no longer in use.
Kentucky has a giant automobile manufacturing industry, so using cars is a way of life here. But cities still offer affordable and far-reaching public transit options. Here’s how transportation prices around Kentucky stack up against the national average.
Lexington is 6.1 percent below
Louisville is 8.4 percent above
There’s a pretty clear difference between the two, with Louisville exceeding the national average by a lot. Louisville is a big car city and is a big, spread-out city in general. With higher gas prices and more areas to cover, it stands to reason why prices are higher here.
Lextran in Lexington
Lextran Public Transit provides public transportation throughout the city. Its service doesn’t extend to the surrounding Fayette County area. Their fleet consists of 71 buses running 25 fixed routes. The entire system has nearly 900 different stops around town.
A single one-way ride on a Lextran bus costs $1.00, with free transfers valid for 90 minutes. A Day Pass runs $3.00. A 30-Day Pass doesn’t offer a discount for buying in bulk, coming out to a dollar a day at $30. Reduced fares and passes are available for children, the elderly and students. A semester pass for students of the nearby University of Kentucky costs $50.
Having affordable and reliable public transportation in Lexington is important. Apart from the university area and downtown, most areas are not very walk- or bike-friendly. The city’s walk score is 53. The bike score is barely higher at 56. Despite the low cost and various routes, public transit in Lexington is only ranked 33. Many residents rely on cars to get around.
TARC in Louisville
Consisting of 227 buses covering 30 different routes, TARC offers public transit throughout Louisville and its broader metro area. This includes parts of Clark County and Floyd County in neighboring Indiana. 33 of its 227 buses are hybrid-electric and 15 are all-electric.
TARC has several different fare structures. A one-way ride costs $1.75 if you pay with cash. But if you use the company’s MyTARC card, a single ride costs $1.50. Riders can also transfer within two hours of paying upon boarding. Passes with the MyTARC card include $3.50 for a full day pass and $50 for a 30-day pass. These options only apply to their local fixed routes, however. Fares are different for express and circulator routes. A single ride with a MyTARC card on an Express Route is $2.50. Reduced fares and passes are available for eligible riders like youth between 6-17 and people who are 65-plus.
In an effort to make the TARC more attractive to residents, there’s been talk of eliminating fares. By offering free bus service, local officials hope it would ease congestion by incentivizing more people to use the bus. It would also have sustainability benefits.
RiverLink tolls the three bridges connecting Kentucky to Indiana. The tolling system is all-electronic, so drivers will find no tollbooths or lines on the bridges. Rates vary depending on whether or not you have a RiverLink account and transponder. If you have neither and are passing through, high-resolution cameras capture a photo of your license plate and send information to you about paying the toll.
Louisville is not the most walkable or bikeable city, either. Its walk score is a low 46. The bike score is slightly better at 51. Public transit around town has a transit score of only 33. As a major car city, most residents here have and use their own cars. But prepare to pay for parking. A monthly parking pass for downtown costs between $55 and $65.
Healthcare prices
It’s easy to see low or affordable average healthcare costs and get excited. But healthcare is one of the most difficult costs of living areas to quantify. This is because health and, therefore, caring for our health is so subjective. Healthcare costs can vary widely depending on factors like pre-existing conditions, prescription costs, location and other factors. Some cities and areas have cheaper healthcare, in general. It’s recommended you see your general care physician at least once a year. The same is true for dentists and optometrists.
That being said, healthcare costs in Kentucky fall well below the national average. Yet it’s also one of the unhealthiest states in America. But Kentucky locals can expect to pay less than the national average for care. How much less varies by city:
Lexington is 18.7 percent below
Louisville is 21.2 percent below
One of the reasons healthcare costs are lower is because Kentucky hospitals are frequently ranked as some of the best in the region. If you need to go to the doctor in Louisville, your out-of-pocket costs will be around $82.50. In Lexington, it’s $93. Heading to a dentist for a cleaning and check-up costs $86.67 in Louisville compared to $93 in Lexington. An over-the-counter bottle of Ibuprofen costs the same in both cities at $9.49.
Goods and services prices
Miscellaneous goods and services are Kentucky’s other main cost of living area that exceeds the national average. This broad category encompasses everything from going to get a haircut to taking your clothes to the dry cleaners. But it’s still an essential part of everyone’s monthly budget. All those smaller costs can quickly add up. Here’s how Kentucky cities compare to the national average for miscellaneous goods and services:
Lexington is 8.9 percent above
Louisville is 7.0 percent above
Since Lexington and Louisville are great cities for having a social life, you need to keep an eye on these expenditures. Going to see a movie in Lexington costs around $11.05. Heading to catch a feature film in Louisville though is $11.61. Do you do yoga? You’ll pay about $20 per class in Louisville but $14 in Lexington.
The costs of taking care of others in your life also fall under this category. This includes regular expenses like taking pets to the vet and childcare. Taking your furry best friend to get checked up at the vet costs around $61.67 in Louisville and $60.37 in Lexington. For childcare, you’ll be paying far more in Louisville. The cost of a month of preschool or kindergarten in Louisville sets you back over $1,000. In Lexington, the amount is nearly halved to $538.88.
Taxes in Kentucky
Kentucky’s overall state sales tax is 6 percent. One benefit of living here is that individual cities or counties don’t levy an extra sales tax. So, you’re only paying 6 percent sales tax no matter where you are in the state. Say you go out and spend $1,000 on fine Kentucky bourbon. With the 6 percent tax rate, $60 of that $1,000 goes to taxes.
Lexington has a combined tax rate of 6 percent
Louisville has a combined tax rate of 6 percent
Other taxes you should consider before moving to a new state are income taxes. Income taxes are higher in some states than in others. If you want less money being taken directly out of your paycheck, you want to live in a state with lower income taxes. In Kentucky, income tax is a flat 5 percent.
How much do I need to earn to live in Kentucky?
You want to make enough money to take advantage of all the fun things to do while also paying for your essentials like housing and groceries. Since housing generally takes the biggest chunk out of a person’s monthly budget, it’s used as the metric to determine how much money you need to earn to comfortably live somewhere. Experts recommend that you only spend 30 percent of your gross monthly income on housing. That leaves 70 percent for groceries, bills, savings and all those miscellaneous goods and services.
According to the U.S. Census, the median household income in Kentucky is $52,238. The average rent in Kentucky is $1,082 for a one-bedroom apartment. Assuming the 30 percent rule, you’d need to make at least $3,606 per month. That comes out to roughly $43,272 annually.
If you’re unsure what Kentucky city fits into your budget, use this handy rent calculator to crunch some numbers.
Living in Kentucky
There are many benefits to living in Kentucky. You can live in a vibrant big city but go into the beautiful countryside riding horses within minutes. It has great food, sports and people. It’s also an overall affordable state in general. With most costs of living categories falling under the national average, various cities and towns in Kentucky are bound to fit a wide range of budgets.
The Cost of Living Index comes from coli.org.
The rent information included in this summary is based on a calculation of multifamily rental property inventory on Rent. as of June 2022.
Rent prices are for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
