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Does Adding Your Spouse to a Credit Card Affect Your Credit?

March 31, 2023 by Brett Tams

Does Adding Your Spouse to a Credit Card Affect Your Credit?

While credit scores and credit histories don’t merge when you get married, there are some scenarios when your spouse’s credit can impact yours, and vice versa. That said, you may wonder if your union spells good or bad news for your credit. Your three-digit credit score can be an important factor in borrowing money at […]

The post Does Adding Your Spouse to a Credit Card Affect Your Credit? appeared first on SoFi.

Posted in: Financial Advisor Tagged: 2, 457, advice, agent, analysis, app, authorized user, balance, Bank, bank account, bank accounts, basic, bills, blue, Borrow, borrowers, borrowing, borrowing money, Budget, Budgeting, budgets, build, build credit, builder, building, Building Credit, Built, car, car loan, cash back, Cash Back Rewards, CD, clear, color, cons, cosigner, couple, Credit, credit builder loans, credit bureau, Credit Bureaus, credit card, credit card account, Credit Card Debt, credit card issuer, credit cards, credit history, credit limit, credit monitoring, credit rating, credit repair, Credit Reports, credit score, credit scores, Credit unions, data, Debt, debt consolidation, Debt Repayment, Debts, decision, deposit, Deposits, design, Digit, display, earning, education, envelope system, Fall, Family, Family Finances, faq, Fashion, Financial Goals, Financial Literacy, financial tips, Financial Wize, FinancialWize, financing, Free, FTC, fun, funds, General, goals, good, good credit, good credit score, habits, helpful, history, home, hours, house, How To, HR, impact, interest, interest rates, international, Invest, Law, Learn, lenders, Life, line of credit, Links, loan, Loans, low, LOWER, Make, making, manage, marriage, married, mastercard, Media, missed payments, missouri, money, Money Management, More, Mortgage, Move, needs, new, News, offers, online lenders, or, organization, Other, party, pay bills, payment history, payments, Personal, personal loan, Personal Loans, place, plan, plans, poor, Popular, pros, Pros and Cons, Purchase, rate, Rates, repair, repayment, Review, rewards, right, save, savings, Savings Account, savings plan, secured credit card, secured credit cards, security, short, Side, simple, single, smart, sofi, Spending, spouse, Strategies, Style, time, tips, title, TransUnion, Travel, under, Websites, will, work, youtube

How to Open a Business Checking Account Online with No ChexSystems

March 30, 2023 by Brett Tams

Are you struggling to open a business checking account because of ChexSystems? Our guide has got you covered with practical tips and advice.
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15 Best Bank Accounts for Kids Under 18 (Checking & Savings) – Rates for 2023

March 29, 2023 by Brett Tams

Opening a bank account for your kids and becoming a joint account holder is a great way to teach kids basic money management skills like budgeting, saving, and setting long-term financial goals. We round up the best checking and savings accounts for kids under age 18.
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What Is The SIPC and How Does it Protect Your Investments?

March 29, 2023 by Brett Tams

As a financial planner, I get a lot of concerned questions from my clients regarding their investments. One recently asked me: What exactly happens if the brokerage firm I’m custodied with goes out of business? This is a great question because many people don’t know their investments have protection in the first place, or they’re […]

The post What Is The SIPC and How Does it Protect Your Investments? appeared first on Good Financial Cents®.

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3 Best Savings Accounts for Kids (Minors Under Age 18)

March 29, 2023 by Brett Tams

Teach your kids financial independence with the best savings accounts for kids. Learn how to choose the right account and earn interest on your money.
Posted in: Credit 101 Tagged: 2, 2023, active, All, alliant, app, apple, author, balance, Bank, bank account, Banking, banks, basic, before, build, building, Built, Calculators, capital one, categories, Checking Account, Checking Accounts, Children, color, cost, Credit, credit cards, credit union, Credit unions, custom, data, Debit Card, deposit, disclosure, earn interest, Emergency, Emergency Fund, experience, Family, Fees, financial independence, Financial Wize, FinancialWize, Free, friendly, fund, funds, General, goals, good, grocery, guardian, How To, HR, id, Insurance, interest, interest rates, kids, Learn, Legal, lessons, list, Live, low, maintenance, Make, Make Money, manage, market, math, Media, mobile, Mobile Check Deposit, money, Money Management, Money Transfer, More, Move, new, News, offer, Online Banking, or, Other, overdraft, overdraft protection, ownership, parents, place, plan, prepaid debit card, protect, protection, questions, Rates, reach, Review, right, save, Saving, saving strategies, savings, Savings Account, savings account for kids, Savings Accounts, second, single, social, Spending, Spending Less, Strategies, Style, time, title, tools, Transaction, Travel, Twitter, under, value, wealth, wire transfers, withdrawal, work, young, young adults

Indy Explains: How to buy a house in Nevada – The Nevada … – The Nevada Independent

March 28, 2023 by Brett Tams

Indy Explains: How to buy a house in Nevada – The Nevada …  The Nevada Independent

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SIPC vs. FDIC: Understanding Key Differences

March 28, 2023 by Brett Tams

Whether you’re saving money in a bank account or investing it in the market, you want some reassurance that it’s safe. The Federal Deposit Insurance Corporation (FDIC) and the Securities Investor Protection Corporation (SIPC) ensure banks and other financial institutions, … Continue reading →

The post SIPC vs. FDIC: Understanding Key Differences appeared first on SmartAsset Blog.

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What Is FedNow?

March 26, 2023 by Brett Tams

FedNow is the instant payments service run by the Federal Reserve. It’s set to launch in July. Learn more about what to expect.

Posted in: Banking, Moving Guide Tagged: 2017, 2021, 2023, ACH, All, assets, Automated Clearing House, Bank, bank account, Banking, banks, before, Benefits, big, Blog, Budget, business, Consumers, cost, Credit, credit union, Credit unions, currency, data, fed, Federal Reserve, Fees, Financial Services, Financial Wize, FinancialWize, fraud, funds, government, helpful, Holidays, hours, house, House Financial Services Committee, industry, Jerome Powell, launch, Learn, list, LLC, LOWER, Make, manage, money, Money Transfer, More, Moving, nerdwallet, new, offer, Operations, or, Other, overdraft fees, payments, pilot, plans, PTAP, Raise, reach, right, risk, security, settlement, social, social security, social security benefits, states, target, tax, tax refunds, the fed, time, Treasury, united, united states, venmo, will

Are Money Market Accounts Safe?

March 26, 2023 by Brett Tams

When banking failures occur, depositors naturally become worried about their money. They also tend to question whether to withdraw cash from their accounts or leave it where it is. And as depositors look for a safe place to house their … Continue reading →

The post Are Money Market Accounts Safe? appeared first on SmartAsset Blog.

Posted in: Checking Account, Credit Card News, Financial Advisor, Savings Account Tagged: 2, 2023, 429, Administration, advisor, All, apple, author, balance, Bank, bank account, bank accounts, Banking, banks, before, Benefits, big, Blog, brokers, calm, categories, Checking Account, Checking Accounts, choice, Commercial, cost, Credit, credit union, Credit unions, Crisis, data, Debit Card, decision, decisions, deposit, earn interest, entry, facebook, FDIC, Federal Deposit Insurance Corporation, Financial Advisor, financial advisors, Financial Goals, Financial Plan, Financial Wize, FinancialWize, Free, funds, future, General, get started, goals, good, Google, Grow, guide, habits, house, id, impact, index, Insurance, interest, interview, irs, Learn, LOWER, Main, Make, making, market, Media, meta, MMA, money, money market, Money Market Account, money market accounts, More, mutual funds, NCUA, needs, new, News, offer, or, Other, panic, Personal, place, plan, points, proactive, property, questions, Rates, reach, ready, reddit, Revenue, Review, right, safe, savings, Savings Account, Savings Accounts, Side, social, Spending, spending habits, Style, time, tips, title, tools, Twitter, unique, will, withdrawal, working

Are Certificates of Deposit (CDs) FDIC-Insured?

March 25, 2023 by Brett Tams

Certificates of deposit (CDs) offer a great, more structured way to save. CDs have specific time terms that typically vary from a few months to a decade. After you make your initial deposit, you can’t access your funds until the … Continue reading →

The post Are Certificates of Deposit (CDs) FDIC-Insured? appeared first on SmartAsset Blog.

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