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VA Escape Clause – VA Home Loans – Veterans Affairs (.gov)

March 23, 2023 by Brett Tams

VA Escape Clause – VA Home Loans  Veterans Affairs (.gov)

Posted in: Savings Account Tagged: agents, All, Benefits, build, builder, buyer, color, company, construction, contracts, cost, deposit, Deposits, design, down payment, earnest money, escrow, estate, event, Finance, Financial Wize, FinancialWize, funds, home, home loans, HR, items, Legal, loan, Loans, making, money, negotiate, new, new construction, or, Other, price, property, Purchase, questions, Real Estate, Real Estate Agents, Refund, Regulatory, return, sales, seller, The VA, title, title companies, Transaction, upgrades, VA, value, veterans, veterans affairs

The Secret of Financial Security: Consider Living Below Your Means

March 21, 2023 by Brett Tams

Many celebrities are happy living modestly despite the lavish lifestyle at their finger tips. If they can do it, so can you.
Posted in: Credit Cards Tagged: 2021, 2022, 2023, All, app, Apps, avalanche, average, balance, bedroom, Behavior, Benefits, bills, Borrow, Budget, Budgeting, buffett, build, Buying, car, choice, city, Clothes, coffee, couple, creativity, Credit, credit card, Credit Card Debt, credit cards, Credit Report, data, Dave Ramsey, Debt, Debts, dining, dining out, downsizing, eating out, Emergency, Emergency Fund, expense, expenses, expensive, experience, experts, Fees, Finance, finances, Financial Wize, FinancialWize, Free, free credit report, frugal, fund, future, groceries, Grow, guardian, gym, habit, happy retirement, healthy, Hollywood, home, house, Housing, Income, Inflation, interest, interest rate, interview, Invest, Investing, investment, job, kids, Life, Lifestyle, Live, Living, loan, Local, Luxury, Make, man, money, monthly budget, monthly expenses, More, more money, Move, Moving, needs, negotiate, new, new home, or, Other, Other Retirement Accounts, paycheck, paycheck to paycheck, payments, peace, penny, Personal, plan, priorities, programs, questions, rate, Rates, Rent, Research, restaurants, retirement, retirement accounts, save, Save Money, Saving, savings, second, security, shopping, sleep, smart, social, Spending, Spending Less, stage, story, Strategies, streaming, stress, Style, subscriptions, taxes, the balance, time, tips, tracking, Transportation, utilities, vacation, wants, warren, wealth, woman, workers, working, YNAB, young, Zero-Based Budgeting

Mortgage rates are volatile. Should you lock your rate today? – KCRA Sacramento

March 20, 2023 by Brett Tams

Mortgage rates are volatile. Should you lock your rate today?  KCRA Sacramento

Posted in: Renting Tagged: 15-year, 2, 2023, 30-year, 30-year fixed mortgage, ad, All, app, ARM, ARMs, ask, average, before, branding, Buy, calculator, climate, closing, color, cost, Credit, credit score, credit scores, data, Debt, debt-to-income, decisions, disclosure, down payment, DTI, Economy, experience, Fall, fed, Federal Reserve, Fees, FHA, Financial Wize, FinancialWize, fixed, Free, government, growth, home, Home appraisal, homebuyer, Homebuyers, Income, Inflation, Insurance, insurance premiums, interest, interest rate, interest rates, jobs, jobs report, lenders, Life, loan, Loans, low, LOWER, Make, making, Media, mobile, Mobile App, Monetary policy, money, More, Mortgage, Mortgage Insurance Premiums, mortgage interest, mortgage loans, MORTGAGE RATE, Mortgage Rates, Mortgages, Move, negotiate, new, offer, offers, one day, or, Other, payments, percent, Personal, plans, points, Prices, rate, Rate Hikes, RATE LOCK, Rates, rise, risk, seller, shopping, Shopping for a mortgage, social, the fed, time, USDA, usda loans, VA, widget, will

1033: The Benefits of Joining a Real Estate Team With Sara O’Malley

March 18, 2023 by Brett Tams

Wondering whether or not you should join a real estate team? On today’s podcast with Sara O’Malley, we discuss what the right real estate team can do for a new agent. Tune in and find out what Sara loves most about her team and the biggest benefits teams offer new agents. Sara also shares social media tips, why it pays to be real in real estate, and a sound strategy for earning more agent referrals. 🚨🚨Register for the Real Estate Rockstars Mastermind in May!🚨🚨
➡️➡️https://bit.ly/RERmastermind

Posted in: Small Business Tagged: 2022, agent, agents, average, baltimore, Benefits, big, Buying, College, company, Deals, design, dream, dream home, earning, Earning More, East Coast, estate, facebook, Financial Wize, FinancialWize, formula, Free, freelance, graduated, guests, home, home purchase, Instagram, investment, investment property, Keller Williams, leadership, Learn, learned, legacy, Life, Links, low, Make, market, Marketing, Maryland, Media, More, negotiate, new, offer, or, organization, podcast, pressure, price, property, Purchase, questions, Quick Tips, Real Estate, real estate agent, Real Estate Agents, referrals, Review, right, sales, science, seller, sellers, shares, social, Social Media, the west, tips, Twitter, value, virginia, working

Applying for Your First Mortgage Loan – FDIC

March 17, 2023 by Brett Tams

Applying for Your First Mortgage Loan  FDIC

Posted in: Savings Account Tagged: 2, 2022, About Mortgages, adjustable rate mortgage, Administration, affordable, Amount Of Money, ARM, ARMs, ask, Bank, bank account, before, borrowers, business, Buy, buy a home, buy a house, buyers, Buying, Buying a Home, CFPB, choice, closing, closing costs, color, Consumer Financial Protection Bureau, Consumers, conventional loan, Conventional Loans, cost, couple, Credit, credit history, Credit Report, credit score, deposit, down payment, Down payments, escrow, event, FDIC, Fees, FHA, Financial Wize, FinancialWize, first home, first-time buyers, fixed, fixed rate, Fixed rate mortgage, Free, funds, future, General, good, government, guide, helpful, history, home, home search, homes, house, Housing, How To, how to save money, ideas, inspection, Insurance, interest, interest rate, interest rates, investment, items, Learn, lenders, lending, loan, Loans, low, LOWER, Make, money, More, Mortgage, mortgage lending, mortgage loan, mortgage payment, mortgage payments, Mortgages, Move, Moving, negotiate, News, offer, or, Other, payments, plan, points, price, principal, property, property tax, property taxes, protection, Purchase, Quotes, rate, Rates, ready, repayment, retirement, retirement accounts, returns, right, save, Save Money, savings, search, selling, shopping, Shopping for a mortgage, smart, stage, states, story, target, tax, tax returns, taxes, time, tips, title, title search, united, united states, update, USDA, VA, veterans, veterans affairs, will

10 Overwhelming Reasons for I Don’t Want to Go to Work

March 15, 2023 by Brett Tams

Inside: This guide will help you identify the reasons why I don’t want to go to work, and provide tips on how…

Read More… 10 Overwhelming Reasons for I Don’t Want to Go to Work

Posted in: Money Tips Tagged: 2, 2021, 2022, 2023, action, active, advice, All, Amazon, appreciation, Apps, art, ask, at home, balance, basic, bed, before, bills, book, boring, breakfast, build, burnout, business, Career, Career Change, Careers, chance, clear, coffee, color, commission, communication, company, cost, couch, customer service, data, decisions, depression, disclosure, dream, efficient, Emotions, employer, Employment, energy, environment, expectations, Fall, Family, faq, fatigue, Financial Wize, FinancialWize, finding a new job, fire, Free, freelance, fun, gas, gift, goal, goals, good, great, Grow, guide, health, healthcare, helpful, home, hours, How To, HR, human resources, ideas, impact, Income, interest, job, jobs, Learn, Life, Links, list, Local, low, LOWER, Make, Make Money, making, manage, meal prep, Media, mental health, mindset, money, Money Management, More, Motivation, Music, needs, negotiate, new, new job, offer, office, organization, organize, Other, painting, palette, passive, passive income, Personal, plan, poor, prep, pressure, priorities, productivity, project, protect, reach, Relaxation, remote working, retire early, return, reward, rewards, right, routine, safe, Salary, search, short, Side, Side Hustle, simple, single, sleep, Spending, stable, Strategies, stress, Style, target, time, tips, title, tools, toxic, tracking, trend, trust, updates, vacation, will, work, work-life balance, working

Home loan tenures jump to over 50 years on rate hikes | Mint – Mint

March 15, 2023 by Brett Tams

Home loan tenures jump to over 50 years on rate hikes | Mint  Mint

Posted in: Savings Account Tagged: 2, 2021, 2022, 2023, All, app, ask, balance, Bank, banks, borrowers, Breaking News, Budget, business, color, cost, Credit, credit score, data, deposit, exercise, experts, Finance, finances, Financial Goals, Financial Wize, FinancialWize, fund, goal, goals, good, good credit, good credit score, home, home loan, home loans, impact, Income, interest, interest rate, interest rates, investment, jump, lenders, leverage, Live, loan, Loans, LOWER, Make, market, Mint, mobile, Mobile App, money, More, Move, negotiate, new, News, offer, one year, Original, Other, payments, Personal, planner, points, principal, property, rate, Rate Hikes, Rates, repayment, Salary, savings, Servicing, short, time, title, updates, value, wealth, will, withdrawal

APR (Annual Percentage Rate) — What It Is & How to Calculate

March 14, 2023 by Brett Tams

Have you ever wondered what an APR really is? Learn how to calculate it and — most important — how to use it to compare the cost of credit.
Posted in: Credit 101 Tagged: 2, 2023, active, Advertising, All, annual percentage rate, apple, apr, ATM, author, average, bad credit, balance, balance transfer, Balance Transfers, Bank, Banking, banks, basic, before, big, bills, Borrow, borrowers, borrowing, borrowing money, Budget, build, Buy, buy a house, buyers, Buying, calculator, car, car loans, cash advance, casino, choice, closing, closing costs, Clothes, co-signer, color, Compound, Compound Interest, compounding, Compounding Interest, consolidating debt, cost, couple, Credit, credit card, credit card issuer, credit cards, credit history, credit score, credit scores, crime, data, Debt, decision, decisions, double, Economy, existing, expensive, Family, Federal funds rate, Fees, Finance, Financial Services, Financial Wize, FinancialWize, financing, fixed, fixed rate, formula, fund, funds, future, gas, General, Giving, goals, good, good credit, groceries, history, home, home loans, house, How To, HR, impact, Income, industry, interest, interest rate, interest rates, investment, items, Land, Law, Learn, lenders, lending, Life, list, loan, Loans, low, LOWER, Make, Make Money, making, market, math, max out, Media, Mistakes, money, More, more money, Mortgage, mortgage loans, Mortgages, Move, Moving, multiple offers, multiply, needs, negotiate, new, offer, offers, one year, Origination, Other, Paying Down Debt, payments, penny, Personal, Personal Loans, pets, points, present, pretty, principal, programs, Purchase, questions, rate, Rates, Refinance, refinancing, repayment, Research, Reviews, rewards, Rewards Programs, right, risk, save, Save Money, Saving, saving money, savings, Savings Accounts, second, seller, shopping, short, short-term loans, simple, single, social, Style, the balance, time, title, unsecured loans, update, value, variable, Weird, will, work

‘Compounding challenges’ for homebuyers as rising mortgage rates aggravate shortage of 6.5 million homes — but analysts still see opportunities in spring – Yahoo Finance

March 13, 2023 by Brett Tams

‘Compounding challenges’ for homebuyers as rising mortgage rates aggravate shortage of 6.5 million homes — but analysts still see opportunities in spring  Yahoo Finance

Posted in: Renting Tagged: 15-year, 2, 2022, 30-year, 30-year fixed rate, advice, affordability, Applications, average, borrowers, builders, Buy, buy a home, buyers, Buying, color, Competition, compounding, construction, Consumers, cost, couple, Crisis, data, dining, dining out, double, Economy, equity, expectations, expensive, experts, Family, Finance, Financial Wize, FinancialWize, financing, first-time buyers, fixed, fixed rate, Freddie Mac, gap, Grow, growth, home, home construction, home loan, Homebuilders, Homebuyers, homes, Housing, interest, inventory, inventory shortage, Joel Kan, leverage, Listings, Live, loan, low, Low inventory, LOWER, market, MBA, Media, Millionaire, money, More, Mortgage, mortgage applications, Mortgage Bankers Association, Mortgage Rates, Mortgages, Multi-Family, NAR, National Association of Realtors, negotiate, new, new listings, News, offers, Other, portfolio, president, price, Prices, Purchase, purchase applications, rate, Rates, realtor, Realtor.com, Realtors, Refinance, rental, rental housing, rise, Rising mortgage rates, sales, Sam Khater, sellers, short, shortage, single, single-family, single-family construction, Spending, Spring, time, Travel, warranty, will, working, yahoo finance

How to Switch Banks: A Hassle-Free Guide

March 13, 2023 by Brett Tams

Learn how to switch banks without any hassle! Our comprehensive guide will take you through the entire process step-by-step.
Posted in: Credit 101 Tagged: 2, 2023, accessibility, active, agents, All, app, ask, ATM, balance, Bank, bank account, bank accounts, Banking, banks, before, Benefits, bills, bonuses, CDs, charitable giving, Checking Account, Children, closing, codes, company, Convenience, couple, Credit, credit cards, credit union, Credit unions, customer service, Debit Card, decision, deposit, Direct Deposit, Discounts, employer, environmental, environmentally friendly, Fees, finances, Financial Goals, financial management, Financial Wize, FinancialWize, Free, friendly, fund, funds, future, get started, Giving, goals, good, guide, home, home loans, hours, How To, interest, interest rates, investment, investments, Learn, lease, Life, Life Events, list, Loans, low, LOWER, maintenance, Make, manage, market, married, missed payments, mobile, Mobile App, Mobile Banking, money, money market, money market accounts, More, Mortgage, needs, negotiate, netflix, new, offer, offers, office, Online Banking, Other, overdraft fees, patient, pay bills, paycheck, payments, paypal, Personal, personal information, place, plan, poor, prep, products, programs, proof, protect, questions, Rates, reach, ready, Rent, Research, resolution, rewards, rich, right, savings, Savings Account, Savings Accounts, search, security, shares, simple, smart, social, social security, social security benefits, Style, subscription services, subscriptions, time, tools, traditional, Transaction, transfer money, Travel, update, utilities, venmo, will, work
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