Free Interactive Christmas Budget Calculator
Head on over to Early Bird Mom and check out her free Interactive Christmas Budget Calculator.
Head on over to Early Bird Mom and check out her free Interactive Christmas Budget Calculator.
I don’t know you personally (yet), but my guess is that you own an IRA or employer-sponsored retirement account such as a 401(k) or 403(b). Such accounts are where the majority of Americans hold their longterm savings. However, like anything governed by the Congress and the IRS, there are plenty of rules, exceptions, and quirks. Here are some lesser-known facts about retirement accounts.
1. The deadline for 2011 IRA contributions is April 17, 2012.
It’s too late to make a 2011 contribution to your 401(k), but you have until the tax-filing deadline to contribute to an IRA. That’s usually April 15, but it’s been extended to April 17 this year since April 15 falls on a Sunday, and April 16 is Emancipation Day in the District of Columbia (as well as the birthday of Peter Billingsley, who played Ralphie in A Christmas Story, but I don’t think the IRS cares about that as much).
2. Contribution limits are up for 401(k)s, not for IRAs.
The most you can contribute to an IRA in 2012 is the same as the limits for 2011: $5,000, with an additional $1,000 for those age 50 or older. However, the amount you can contribute to a 401(k) has been increased to $17,000, with an extra $5,500 for the 50-and-older crowd. So if you maxed out your 401(k) in 2011 and want to contribute the max this year, you’ll need to increase your paycheck withholding.
Have you maxed out your Roth IRA for the 2013 tax year? If at all possible, you should make the maximum contribution for 2013 and start preparing to do so in 2014. Why?
The post Don’t Procrastinate On Your Roth IRA Contributions appeared first on Bible Money Matters and was written by Britt Gillette. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
It’s Labor Day weekend in the United States, the holiday that traditionally marks the end of summer and the beginning of the new school year. Officially, it’s intended as “a day off for the working citizens”.
Because it’s Labor Day, I’ve been recalling all of the jobs I’ve had in my life. When I was young, I wanted to be a business executive or an astronaut or a writer. I’ve actually managed to become the latter, but it hasn’t been a very direct path.
My first paid work came in junior high. During the summer, my friends and I would pick beans and cucumbers and strawberries at nearby farms. This was piece work, though, and I didn’t make a lot of money. I spent most of it at the video arcade. My first job where I drew a paycheck was planting cauliflower.
Guest post from of OneThingAlone.com Are you drowning in produce? Right about now, vegetable gardens around the country are bringing in their harvest. And if you’re a gardener, you probably have more cucumbers, zucchini, and tomatoes than you know what to do with. Letting them go to waste is a shame, but exactly how manyRead More
Superstar singer Lizzo recently bought her own fancy home in Los Angeles and we couldn’t be happier for her. The hardworking, lovable star who said she has dedicated her life to making positive music paid $15 million for the star-studded property in late 2022. In her first interview about her new digs she described it as […]
The post Spotlight on: Lizzoâs house in Los Angeles, a $15M luxe ‘treehouse’ with a celebrity past appeared first on Fancy Pants Homes.
Inside: You want to make sure you can get Amazon packages delivered on Saturday. Here is how… We all love Amazon for…
Read More… Does Amazon Deliver on Saturday? When Will Your Order Ship and Time
The best time to visit Mount Rushmore will vary. The national monument offers different programming at certain times of the day/year, so plan accordingly.
The travel Nerds share their views on all sorts of issues, such as when to get to the airport, what upgrades or perks are best and whether to check a bag.