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How to Retire Forever on a Fixed Chunk of Money

January 28, 2023 by Brett Tams

These last two articles have focused on how common it is for early retirees to continue making money after they say goodbye to the cubicle. I share stories like that because I’ve seen it happen in so many lives, including my own. Plus, if you do it right, work is fun. But the downside of all […]

Posted in: Investing, Money Tips, Retirement Tagged: 2, 401(k) plan, 401k, Advertising, advice, advisor, affordable, All, allowance, apartment, balance, betterment, big, Big Picture, bills, Blog, bond, bond yields, bonds, book, brokerage, Budget, Buy, Buying, Checking Account, clear, Colorado, company, cost, Cost of Living, crash, Credit, credit card, Deductible, design, dividend, dividends, Early retirement, Economy, efficient, employer, existing, expenses, expensive, Fall, Family, Fees, Financial Advisor, financial independence, Financial Wize, FinancialWize, Forecasts, freedom, front, fun, fund, funds, General, good, great, green, groceries, Grow, growth, health, Health Insurance, healthcare, healthy, hold, house, How To, ideas, Income, index, index fund, index funds, Inflation, Insurance, Investing, investment, investment portfolio, investments, IRA, job, kids, Life, Lifestyle, list, Live, low, LOWER, Make, making, Making Money, market, math, Medical, medical bills, Mistakes, modern, money, More, more money, Most Expensive, Move, natural, needs, net worth, new, News, office, Original, Other, pension, Personal, plan, portfolio, probability, questions, race, rate, Rent, retire early, retirees, retirement, retirement account, retirement accounts, Retirement Income, retirement plan, returns, rewards, rich, right, risk, robo-advisors, running, safe, safety, savings, security, Sell, selling, shares, Side Hustle, simple, simulation, single, social security, Spending, Spending Less, states, stock, stock market, stocks, story, Strategies, sustainable, tax, tax loss harvesting, television, The MMM Blog, The Stock Market, time, united, Vanguard, volatility, wealth, wealthfront, will, withdrawal, work, working

10 Personal Finance Rules College Students Can’t Afford To Break

January 27, 2023 by Brett Tams

Personal finance 101 may not be on your course schedule, but that doesn’t mean you can’t school yourself on how to manage money. Learn these 10 personal finance rules that you can’t afford to break.Personal finance 101 may not be on your course schedule, but that doesn’t mean you can’t school yourself on how to manage money. Learn these 10 personal finance rules that you can’t afford to break.

The post 10 Personal Finance Rules College Students Can’t Afford To Break appeared first on Money Under 30.

Posted in: Commercial Real Estate Tagged: 2021, advice, after college, All, assessment, Auto, auto insurance, average savings, Bank, before, Budget, Budgeting, build, building, business, car, Career, Careers, clear, College, college graduate, college students, company, cooking, Credit, credit card, credit cards, credit score, data, Debt, decades, decision, deposit, Direct Deposit, discover, diversify, dream, Emergency, Emergency Fund, employer, employer-sponsored retirement plan, entry, expense, expenses, experience, experts, Family, Fees, Finance, financial tips, Financial Wize, FinancialWize, first job, fund, funds, get started, goals, good, good credit, grace period, graduation, great, groceries, habits, health, healthy, home, How To, impact, Income, industry, Insurance, interest, interest rate, interest rates, Investing, investment, investment portfolio, investments, IRA, job, jobs, Learn, learned, lenders, Life, Live, LLC, loan, Loans, low, LOWER, Make, Manage Money, manage my money, market, Marketing, marriage, married, money, Money Management, More, Mortgage, mortgage loan, Move, needs, new, offers, office, opportunity, organize, Other, paycheck, payments, Personal, personal finance, plan, portfolio, principal, protect, Purchase, questions, rate, Rates, ready, refinancing, retirement, retirement plan, Review, rewards, right, risk, routine, running, Salary, sales, save, Save Money, Saving, Saving for Retirement, savings, Savings Account, School, search, single, Spending, stage, Start Saving, stress, student, student loan, Student Loans, students, Style, time, tips, title, tools, under, unique, value, wealthfront, will, work, young, young people

The 8 Best Robo-Advisors of 2023

January 26, 2023 by Brett Tams

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Robo-advisors are growing increasingly popular, especially with Millennial and Gen Z investors, as an alternative to traditional portfolio management. But not all robo-advisors are created […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Posted in: Investing, Market News Tagged: 2, 2021, 2022, 2023, 529, 529 college savings plan, Account management, Acorns, Advertising, advice, advisor, All, AllY, app, Apps, assessment, assets, Auto, Bank, Banking, banks, basic, before, betterment, big, bonds, Borrow, Broker, brokerage, Built, Buy, Capital Gains, cash back, CDs, Checking Account, Checking Accounts, Choices, Clean, College, College Savings, college savings plan, company, cons, cost, Credit, credit card, credit cards, crypto, cryptocurrency, data, decades, deposit, diversification, earning, eco, eco-friendly, education, energy, entry, estate, Estate Planning, ETFs, evergreen, expense, Expense Ratio, expenses, experience, Family, faq, FDIC, Fees, Finance, Financial Advisor, Financial Goals, Financial Literacy, Financial Plan, Financial Planning, Financial Wize, FinancialWize, Freebies, freelancers, friendly, funds, General, get started, goals, good, great, growth, Income, Insurance, interest, Invest, Investing, investment, investment portfolio, investment strategies, investments, investors, IRA, IRAs, job, jump, Learn, Life, line of credit, list, Live, loan, Loans, low, LOWER, m1 finance, Main, Make, Make Money, market, markets, millennial, mobile, Mobile App, money, money market, money market accounts, More, Mortgage, mutual funds, needs, new, offer, offers, Other, Personal, personal finance, personal loan, Personal Loans, pie, plan, planner, Planning, Popular, portfolio, premium, pros, Pros and Cons, Purchase, quality, questions, Rates, ready, Real Estate, real estate investment, REITs, repub, retirement, retirement accounts, Retirement Planning, retirement savings, returns, Review, risk, robo-advisor, robo-advisors, rollover, roth, Roth IRAs, safe, save, Save Money, savings, Savings Account, savings plan, Schwab, SEC, second, securities, selling, SEO, sep ira, shares, single, smart, sofi, Software, Spending, stocks, Strategies, suite, tax, tax loss harvesting, tax-advantaged, time, title, tools, trading, traditional, Travel, trust, trusts, under, unique, upgrade, Vanguard, wealthfront, white, will, windows, women, work, young

Interview with Ben Miller, founder of ChroniFI

January 26, 2023 by Brett Tams

ChroniFi is a cool new personal finance software, and founder Ben Miller stopped by to tell us all about it.

Posted in: Money Basics, Personal Finance Tagged: 2, 2021, All, app, Apps, ARMs, at home, ben, Benefits, big, Blog, Budgeting, Careers, Choices, chronifi, clear, College, cost, couple, data, dream, earning, existing, Finance, finance software, finances, financial independence, Financial Wize, FinancialWize, fire, gap, Giving, goal, habits, Happiness, home, Income, interest, interview, Investing, investments, job, jobs, Learn, Life, Make, making, market, miller, Mint, money, Money Basics, More, more money, new, nyc, Other, Personal, personal finance, plan, podcast, present, retirement, risk, safe, save, Save Money, Saving, second, Software, story, time, wall, wealthfront, will, work, working

When Do You Pay Capital Gains Tax and How Does It Work?

January 23, 2023 by Brett Tams

Here’s your complete guide to capital gains tax — from what it is to calculating how much you owe.

Posted in: Mortgage Tips Tagged: 2022, 2023, 457, All, art, assets, Bank, big, bonds, calculator, Capital Gains, capital gains tax, capital gains taxes, cars, couple, cryptocurrency, day trading, dividends, employer, estate, exchange traded funds, experience, Fall, filing jointly, finances, Financial Wize, FinancialWize, formula, fund, funds, guide, head of household, hold, home, Homeowner, homeowners, household, How To, Income, income tax, Income Taxes, interest, interest rates, Invest, Investing, investment, investments, IRA, irs, low, LOWER, Make, married, math, money, More, mutual funds, offer, Other, plan, Purchase, rate, Rates, Real Estate, retirement, retirement account, Revenue, roth, Sell, selling, Seniors, Software, stock, stocks, story, tax, tax filing, tax filing status, tax loss harvesting, tax rates, taxable income, taxes, trading, Transaction, wants, wealthfront, woman, work, working, young

Credit Card Delinquencies at 10-Year Low, Expected to Surge in 2023

January 20, 2023 by Brett Tams

The average American has more than $6,000 in credit card debt. That figure is climbing quickly as total U.S. credit card debt surpasses $930 billion, closing in on the all-time high set in 2019. The vast majority of people who carry credit card balances are current on their bills. Sure, they’re paying too much to
Posted in: Credit 101 Tagged: 2, 2021, 2022, 2023, 30 days past due, 4%, All, apple, avalanche, balance, Bank, bank accounts, Banking, banks, before, big, bills, brokerage, build, building, CD, CDs, certificate of deposit, clear, closing, color, Consumers, consumption, COVID-19, COVID-19 pandemic, Credit, credit card, Credit Card Debt, credit card issuer, credit cards, credit scores, Crisis, data, Debt, debt payoff, debt snowball, Delinquencies, Delinquency rate, deposit, Economy, Emergency, equity, estate, existing, fed, Federal Reserve, finances, financial crisis, Financial Wize, FinancialWize, Forecast, Forecasts, funds, General, Get Out of Debt, good, government, graph, great, growth, historical, home, home equity, Housing, Housing market, housing prices, Income, Inflation, Insurance, interest, interest rate, interest rates, job, labor market, Layoffs, lending, Loans, low, LOWER, Make, making, market, markets, Mistakes, money, More, new, News, Originations, pandemic, party, patterns, Personal, Personal Loans, plan, pool, products, rate, Rates, Real Estate, Recession, Residential, returns, save, savings, Savings Account, Savings Accounts, snowball, Spending, stimulus, Strategies, Style, target, the fed, tipping, TransUnion, Travel, trend, trends, Underwriting, war, wealthfront, will, work, working

17 Best Passive Income Ideas To Make Money Without The Effort

January 18, 2023 by Brett Tams

Here are some of the best passive income ideas we’ve come across that can enable you to make hundreds or even thousands of dollars passively each year.

The post 17 Best Passive Income Ideas To Make Money Without The Effort appeared first on Bible Money Matters and was written by Marc. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Posted in: Making Money, Mortgage Tips Tagged: active, ad, advisor, airbnb, All, Amazon, Amount Of Money, apartments, app, Apps, Bank, before, Benefits, betterment, big, Blog, Blogging, browsing, business, Buy, Buying, Campaigns, car, cars, cash back, Cities, Clean, cleaning, Commercial, commission, company, condo, condos, cost, Credit, credit card, Credit Card Debt, credit cards, Crowdfunding, customer service, data, debit cards, Debt, design, dividend, dividends, estate, evergreen, existing, expenses, Extra Money, Fall, Family, Fees, Finance, Financial Wize, FinancialWize, flipping, flips, formula, garage, General, get started, Getting Started, gift, Gift Cards, goals, good, great, groceries, grocery, grocery stores, Grow, Growing Wealth, guide, habits, helpful, home, Home Improvement, homes, house, How To, How to Make Money, ideas, impact, improvement, Income, industry, install, interest, inventory, Invest, Investing, investment, investments, investors, job, jobs, Learn, lending, Life, liquidity, list, lists, Live, living expenses, Loans, low, m1 finance, Main, maintenance, Make, Make Money, make money blogging, making, Making Money, market, Marketing, mobile, money, Money Matters, More, more money, most popular, multiple income streams, new, offer, offers, office, online business, online purchases, online shopping, Other, ownership, passive, passive income, peer-to-peer lending, Personal, Pet, podcast, points, Popular, portfolio, present, products, project, projects, property, Purchase, Rates, Real Estate, Real Estate Investing, real estate investment, referrals, REITs, renovations, Rent, rental, rental properties, rental property, Rentals, renters, renting, Research, restaurant, restaurants, returns, Review, rewards, rich, risk, robo-advisors, running, sales, save, Saving, saving money, savings, search, Sell, selling, shares, shopping, short-term rentals, Side Hustle, side job, single-family, single-family homes, space, stock, stock market, stocks, storage, target, The Stock Market, townhouses, Travel, trusts, under, unique, walmart, wealth, wealthfront, Websites, will, work

7 Robo Advisors You Need to Know Right Now

January 17, 2023 by Brett Tams

The best robo-advisors use technology and algorithms to craft intelligent portfolios based on their customer’s risk tolerance and timeline. Many offer helpful online tools to help them determine their short-term and long-term goals. Better yet, they all have highly-rated apps that make it easy to track investment returns and progress on a mobile device. Perhaps […]

The post 7 Robo Advisors You Need to Know Right Now appeared first on Good Financial Cents®.

Posted in: Money Basics Tagged: 2, 2023, Account management, Accredited Asset Management Specialist, Acorns, ad, advice, advisor, All, AllY, Alternatives, Amount Of Money, annuities, app, Apps, assets, author, balance, Banking, before, Benefits, betterment, bitcoin, Blog, bonds, brokerage, brokers, Budgeting, build, business, business planning, Buy, Checking Account, commission, commissions, company, cons, Consumers, cost, crypto, cryptocurrency, customer service, diversification, dividend, DIY, entry, estate, Estate Planning, ETFs, expense, expenses, expensive, Family, Featured, Fees, Finance, Financial advice, Financial Advisor, Financial Freedom, financial goal, Financial Goals, Financial Planning, Financial Wize, FinancialWize, Fintech, first home, fraud, funds, get started, goal, goals, good, Google, helpful, high net worth, home, household, How To, Illinois, index, index funds, Inquiries, Insurance, Invest, Investing, investment, investment portfolio, investments, investors, IPOs, IRA, IRAs, kids, Law, Learn, Life, life insurance, list, Live, loan, low, m1 finance, Make, making, Making Money, Manage Money, market, mobile, Mobile App, money, More, Most Expensive, Move, mutual funds, needs, net worth, new, offer, offers, Online Trading, Other, Personal, personal finance, pie, plan, planner, Planning, podcast, Popular, portfolio, premium, priorities, products, pros, Pros and Cons, protect, protection, Purchase, questions, ratings, ready, refinancing, Regulatory, retirement, retirement accounts, Retirement Planning, returns, Reviews, risk, robo-advisor, robo-advisors, roth, Roth IRAs, safe, save, Saving, Saving for Retirement, School, science, SEC, securities, security, Sell, selling, shares, smart, sofi, Software, Spending, stock, Stock Brokers, stocks, Strategies, student, student loan, tax, Technology, timeline, tools, trading, traditional, trust, trusts, under, unique, wealth, wealth management, wealthfront, Wedding, will, withdrawal, work, work out, working, youtube

Best Online Trading Platforms of 2022 – Updated for June

January 16, 2023 by Brett Tams

The best online trading platforms let even early investors dive in with ease while still leveraging the technology and tools to succeed as an investor.
Posted in: Money Basics Tagged: 2022, 2023, Accredited Asset Management Specialist, Acorns, active, ad, advice, advisor, All, AllY, app, Apps, assets, author, Bank, bank accounts, Banking, basic, basics, before, betterment, bitcoin, Blog, bonds, bonus, bonuses, Broker, brokerage, brokerage firms, brokers, build, building, business, Buy, Choices, commission, commissions, company, Competition, cons, country, Crowdfunding, crypto, cryptocurrencies, cryptocurrency, customer service, data, Debit Card, decision, deposit, estate, ETFs, existing, experience, Family, Featured, Federal Reserve, Fees, fidelity, Finance, Financial Advisor, Financial Freedom, Financial Wize, FinancialWize, fund, funds, futures, General, get started, good, Google, growth, guide, hold, How To, Illinois, industry, interest, Invest, Investing, Investing Advice, investment, investments, investors, IRA, irs, Learn, lending, Life, list, lists, Live, Loans, Local, low, m1 finance, Main, Make, making, market, mobile, Mobile App, money, More, Move, Moving, mutual funds, needs, new, offer, offers, online investing, Online Trading, Other, Personal, personal finance, plan, planner, Planning, podcast, portfolio, premium, products, pros, Purchase, Real Estate, retirement, retirement accounts, Retirement Planning, returns, Review, Reviews, robinhood, robo-advisor, robo-advisors, Schwab, science, SEC, second, securities, Sell, selling, single, Social Media, space, stock, Stock Brokers, stock market, stock trading, stockbrokers, stocks, story, strong buy, subscriptions, suite, tax, Technology, tools, trading, traditional, Transaction, under, volatility, Vs., wealth, wealth management, wealthfront, will, work, youtube

How To Invest | Investing Essentials for Beginners & Intermediates

January 16, 2023 by Brett Tams

Explore this guide on investing for beginners! Looking for guidance and tips on how to invest? You’ve come to the right place!
Posted in: Money Basics Tagged: 403b, Accredited Asset Management Specialist, active, advisor, affordable, agent, All, Alternatives, Amount Of Money, annuities, annuity, Apps, ask, assets, author, baby, balance, Bank, Banking, bar, beach, beach house, becoming a landlord, before, Benefits, betterment, big, Blog, bond, bonds, Borrow, Broker, brokerage, brokers, build, business, Buy, buyer, Buying, clear, College, commission, commodities, company, cost, couple, Credit, credit scores, crypto, Debt, debt-to-income, decades, deposit, diversification, diversify, diversity, dividends, Earning Potential, earnings, Economy, Emergency, Emotions, energy, equity, Essentials, estate, ETFs, existing, expensive, experience, Family, Featured, Fees, Finance, finances, Financial Advisor, Financial Freedom, financial independence, Financial Wize, FinancialWize, financing, flight, flipping, formula, foundation, front, fun, fund, funds, futures, get started, Getting Started, Giving, goals, gold, good, Google, government, great, Grow, growth, guide, helpful, home, homeowners, house, House Flipping, How To, ideas, Illinois, Income, income tax, index, Inflation, Insurance, insurance agent, interest, interest rates, Invest, Investing, investment, investments, investors, IRA, IRAs, job, jump, landlord, Learn, lenders, lending, Life, list, loan, Loan officer, Loans, Local, Main, Make, Make Money, making, Making Money, market, modern, money, More, more money, mutual funds, needs, new, News, offer, office, Other, P2P loans, passive, payments, peer-to-peer lending, penny stocks, pension, Personal, personal finance, personal information, plan, planner, Planning, podcast, pool, portfolio, products, projects, property, Purchase, race, rate, Rates, ratings, ready, Real Estate, Real Estate Investing, real estate investment, REITs, rental, rental properties, retirees, retirement, retirement plan, Retirement Planning, returns, rich, risk, robo-advisor, robo-advisors, roth, Roth IRA, Salary, save, savings, Savings Account, Savings Accounts, School, science, SEC, security, Sell, selling, shares, Small Business, social security, states, stock, stocks, Strategies, students, tax, Tax Advantages, tax returns, taxes, tips, tools, trading, traditional, traditional IRA, Treasury, trusts, united, update, Video, wealth, wealth management, wealthfront, will, withdrawal, work, working, young, youtube
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