Picking up and moving across the country is no easy feat. From organizing your belongings, packing up, moving yourself and making a new space a home, the whole process can be overwhelming.
The cost of a long-haul move isn’t a cheap expense, either. Costing well into the thousands, it may seem tempting to reach for a personal loan to finance the cost. But while it is helpful to some, a loan is not a one-size-fits all option.
I recently spoke with Jeremiah, a young adult who recently embarked on a cross-country move from the South to the West Coast, and asked him about his experience with paying for a move from one coast to the other.
Average cost of a long-haul move
The average cost of a cross-country move can range between $4,000 to $8,000. However, the costs can fall below or well exceed these ranges depending on the total distance traveled, the weight of your move and the amount of time it takes to transport your items. This number excludes the cost of living in a different city — also known as the cost of living index — and only takes moving-specific expenses into account.
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When Jeremiah took the leap, packed up his life and moved to California this year, he said he didn’t consider a loan since he was moving into another rental unit and had some savings. “I had saved up a little nest egg for a potential home down payment the year before,” he said. “This move would have been for a rental so I didn’t need all that cash handy and could dip into savings to afford it.”
However, he added that if he were to move again, he probably wouldn’t take out a loan if he had the same nest egg, but that he can see the appeal of taking out a low-interest loan on top of the cash for more ease of mind.
“The idea of a loan would make me a bit more cautious about the move [or] less impulsive [or would] make me really consider all the reasons why I want that adventure,” he said.
How to know when to take out a loan for moving expenses
Right now may not be the ideal time to borrow a personal loan, especially if you have unstable or low credit. Interest rates are currently at an all-time high — according to a Bankrate study, the average rate is 11.29 percent — and experts are unsure when the Fed will begin dropping rates.
With the average rate being so high, it’s possible that the interest accrual alone could amount to more than the cost of the move over the life of the loan. That being said, taking out a personal loan right now may not be the best funding option — discluding those who qualify for the lowest rates and fees.
If you have a good-to-excellent credit score, a steady income and a strong credit history, then it may be worth it to prequalify with a few lenders to see if the rates are competitive enough to make a loan worth it in the long run.
How to finance unexpected moving costs
There will always be bumps in the road and unexpected costs that arise, so the best thing you can do is to be prepared financially for any emergencies that could pop up.
For Jeremiah, some of these situations couldn’t have been more unexpected. “Unfortunate unexpected costs were related to pre-shipments being stolen [or] needing to ship myself something twice,” he said. “Thankfully I could dispute with Amazon or Ikea but some returns or disputes passed the window if I purchased too far in advance.”
A personal loan or credit card could be useful for financing emergency expenses — like paying for stolen furniture — rather than trying to pay out-of-pocket for new furnishings. However, never borrow more than you need and pay attention to the rates you’re offered; you don’t want to be paying off that new sofa and television for years down the road.
Before taking any financial action in the case of an emergency or unexpected event, it’s always best to check with the moving furniture company to see if they have a refund or replacement policy.
Pros and cons of using a loan to pay for a move
Just like every other financing option, using a loan to cover the cost of a move has both its advantages and disadvantages. Whether it’s the right choice for you depends on your immediate needs, your financial situation and whether your budget will comfortably allow for the payments in the future.
Pros
Ease of mind if emergencies arise
May help promote cautious spending
Can be used for furnishing, mover expenses and any non-discretionary costs that are involved with a road-trip or longer flight
Cons
Low interest rates are harder to get approved for
Could be paying it off for years down the road
Have to keep up with the monthly payments to limit interest accrual and credit decline
When to consider a personal loan to cover the cost of a move
If you’ve exhausted all of your other options and have decided that a credit card may not be the best option for your finances, then it may be time to look into a personal loan.
However, this is only recommended to borrowers with good credit who meet all of the lender’s minimum application requirements. Otherwise you could be offered sky-high interest rates and fees that could end up setting you back financially.
How to find the best personal loan
Since there is no universally accepted ‘best’ personal loan, compare lenders to find the best loan for you. Prequalify whenever possible and for as many lenders as you can to find out what the most competitive offer looks like for your credit situation.
What’s best for you will also depend on whether the lender offers benefits and perks that will assist you in managing your balance. For example, it’s common to see banks offer an interest rate reduction as a loyalty perk for pre-existing customers or lending institutions offer a similar perk for enrolling in autopay.
It’s no secret that celebrities have said some wild and outrageous things—both on-screen and off. From ridiculous demands to understanding complicated topics, these famous people will make you shake your head in disbelief. Whether it was a misinformed statement or something downright silly, prepare to be amazed by what they had to say or did! So get ready for an entertaining read as we explore the dumbest statements uttered by our beloved stars of stage and screen.
1. Not Fake a Hate Crime
One user posted, “Jussie Smollett. Tracy Morgan said it best: ‘Yeah, they gave me a role on “Empire.” Contractually, they gave me millions of dollars. Contractually, all I gotta do is not fake a hate crime.’”
Another user replied, “Dave Chappelle’s bit about Jussie Smollett was pretty funny too. ‘The black community supported Jussie Smollett by keeping our mouths shut.’”
“This is the top one for me. It took so much careful planning and effort,” one commenter added.
2. If I Did It
One Redditor posted, “Making a book called ‘If I Did It’ after being acquitted of murder.”
Another user replied, “The family of OJs victims got the rights of the book and made the ‘if’ incredibly small.”
One commenter added, “Also, the forward they added is called ‘He Did It.’”
Another Redditor said, “Kids today will never understand what a BIG FREAKIN’ DEAL the whole OJ thing was, from the car chase to the trial. So really, if it weren’t for OJ, we wouldn’t have The Kardashians.”
One user explained, “OJ was one of those athletes who managed to cross over to pop culture. He was on TV often between his acting and product endorsements. In addition to being considered one of the best football players, he had a squeaky-clean image. The closest parallel I can draw today is if Peyton Manning killed his wife and went on a police chase. Of course, there probably wouldn’t be a racial component as there was with OJ, but as far as images are concerned, OJ and Manning would be similar.”
3. Joining Scientology
One user posted, “Joining Scientology, promoting it, and defending it.”
Another user replied, “Just look at Danny Masterson, they tried to cover up his [sexual] scandal, and thankfully he was convicted.”
4. Performing an Ukulele Apology
“Playing the ukulele to ‘apologize’ for being creepy to kids you met on the internet,” one Redditor posted.
Another user commented, “There’s no quicker way to make people think you’re diddling kids than writing a song about it!”
One commenter responded, “I saw a meme about it today, and it was like ‘Common playing in A minor got you in this situation in the first place’ and I was crying laughing.”
5. Trying to Bring a Controlled Substance On an Airplane
Another user added, “Former NBA player Damon Stoudamire tried to get over 1 ounce of [drugs] onto an airplane, but got caught at the metal detectors because he wrapped it in Aluminum Foil.”
One user asked, “Is that what happened to him?! I was wondering why he just got up and disappeared.”
“He’s the head coach of Georgia Tech,” one Redditor answered.
6. Being Bill Cosby
A Redditor shared, “Bill Cosby for being Bill Cosby. Millions adored this man as the father figure they always wanted. Until he wasn’t the father figure anyone wanted.”
One replied, “This one hurt severely. The public loved him. He had great stand-up routines and tv shows. I got to see him perform once.
“Then, Boom. It turns out he’s [sexually assaulted and] drugged women. Ugh.”
Another user added, “It was absolutely heartbreaking. I watched every episode of The Cosby Show, some more than once. It made me feel good; happy memories; everything was okay. Until it wasn’t.”
7. The Streisand Effect
“Barbra Streisand created Streisand effect. She didn’t want her home to be known on the internet, so she did everything in her power to remove pictures and addresses but wasn’t successful, and in return, her home became a hot topic,” one user added.
One user replied, “It seems dumb today, but the internet was pretty new and kind of unknown to most people. I imagine this was thought the same way as going after a tabloid. But instead, we witnessed an entirely new phenomenon.”
Another user added, “The funny thing was, prior to her lawsuit, the picture featuring her house had been viewed five times. Presumably, one of those was Streisand herself, and another was her lawyer. IIRC, the offending picture was part of a project to photograph the entirety of the California coastline. So thousands of images. One of which happened to show the back of her house. There was nothing in the picture that identified the house as hers.”
8. Antonio Brown Incidents
One user posted, “Here’s a list of Antonio Brown incidents from another thread. He could have legit been a potential Hall Of Fame player, as he was arguably one of the best WRs in the NFL. Then… he took crazy to a level that makes Kanye look sane. The dude has a lot more time to add some stupid [things] to it, but here goes:
“Edit: The newest is buying an Arena Football Team to be an owner/player then not paying league dues… currently the target of a class-action lawsuit for withholding paychecks to players as well.
“•Kicked out of Florida International University after fighting a security guard…
“• His second year in the league, he took a personal stretch limo to a charity event, had them open every single expensive bottle of wine, and rejected it. They refused to pay for it (charity, remember), then left. -credit Nduguu77…
• Trashed a condo and threw furniture out a window 14th-floor window, which almost hit some people, notably a child…
“• Threw a fit over Juju winning team MVP and trashed him on social media…
“• Held out and refused to show up to training camp because the NFL would not approve his helmet because it was too old for their safety standards…
“• Got fined by the Raiders for not attending camp…
“• Tried to fight Mike Mayock, called him a cracker, had to be held back by Vontaze Burfict, then punted a football down the practice field and said, ‘Fine me for that.’ [He was fined.]…
“• Released a video where he used audio of Jon Gruden, who didn’t know he was being recorded, which is illegal in California (full disclosure, Gruden has said he gave permission, but the generally accepted theory is that he said that in the hope that it would help get him to show up to the facility and not alienate him.)
“• Demanded a release from the Raiders…
“• Made a lot of crazy tweets saying stuff like ‘Devil is a lie,’ a proverb about burning down a village… he made a lot of crazy tweets around this time is the point here…
“• Signed with the Patriots…
“• The sexual assault allegations came out (the one where he’s getting sued)
“• The sexual harassment allegations came out (the one where he’s not getting sued)
“• Threatened the woman not suing him in a group text that included his lawyer and had a picture of her kids in the text
“• Got released by the Patriots after one week
“• Went off on a tweet storm and said a lot of crazy [things] about a lot of people, and was supportive of people sending threats to the writer of the article detailing the sexual harassment allegations
“• Said he was done with the NFL
“• Went back to college via online classes
“• Tried to outsource his homework to Twitter
“• Wants to come back to the NFL
“• Filed several grievances to try and get more than $40 million from the Raiders and Patriots…
“• Tweeted a couple of bizarre tweets about the Raiders using him for HBO ratings and the Patriots trying to steal his stuff and kept using this weird chicken-based metaphor
“• Tried out for the Saints and brought an entourage and film crew to shoot a music video with him when specifically told not to do that…
“• Tweeted ‘No more white woman 2020.’…
“• Used a bunch of slurs and profane language toward cops in an Instagram video he posted
“• A police youth football league cut ties with him and returned a donation after the release of the video saying there was an ‘irreparable rift’ between the department and AB…
“• Was involved in a dispute with movers at his home, where he allegedly threw rocks at the movers and moving vans. He is currently being investigated for battery by the police…
“• Warrant issued for the arrest of AB…
“• Rumors spread about AB signing with Tampa or Seattle
“• AB announces his retirement (for what I believe is the third time, it’s hard to find a good record of the rest of them.) Two days later, AB wants to play again and is asking for the league to wrap up its investigation
“• The NFL announces an eight-game suspension for AB… under investigation for the bike-throwing incident
“• Allegedly acquired fake covid-19 card. Confirmed to have acquired a fake covid-19 card and subsequently suspended for three games
“• Removed jerseys and pads and threw them in the stands before exiting the game verse the Jets. Was subsequently cut from the Bucs for stripping on the field…”
9. Praising Nazi Germany
“Losing a billion-dollar shoe deal b/c he couldn’t stop talking about how much he loves Hitler,” one user added.
Another user replied, “When Alex Jones is trying to reign you in, you know you’re spouting some crazy [things].”
One commenter shared, “That was such a bizarre interview. Alex REPEATEDLY gave him outs like, ‘As a fashion designer, surely you just appreciated their uniforms, RIGHT?’ And Kanye pretty much says, ‘Nah, I just like Hitler, man.’ Wtf?”
10. Staging a Hate Crime
One user answered, “[Jussie Smollet] is a contender, although many choices exist. He stages a hate crime to gain leverage in contract negotiations… He hires meatheads to do the deed and pays them with a check. Of course, he lied the whole time, then the video turns up, and the DA figures it out.
“But being famous, he pulls strings and escapes prosecution for making a false claim. THEN…the political tide shifts, and he runs his mouth and refuses to reimburse the county for the cost of the investigation. And so the new DA says f- it and prosecutes him, and he gets convicted because he was obviously guilty.”
11. Posting a Video of Violent Death
“Logan Paul posted a full YouTube video of someone hanging in a forest,” one user posted.
Another user commented, “Well, his whole family seems like crap, so no surprise he’s a huge [jerk].”
One Redditor added, “Even worse was that he was in Aokigahara, the ‘suicide forest’ in Japan. It’s unclear why that forest is such a popular place for people to un-alive themselves, but to revel in such a horrible event for internet fame is despicable.”
12. Saying You Could Have Saved Flight 11
One user posted, “Mark Wahlberg saying if he had been on flight 11 (like he was supposed to), it wouldn’t have crashed because he would have killed the terrorists then figured out how to land the plane.”
Another user replied, “So he said what every person in Boston says daily.”
13. Debating Word Definitions
One user shared, “That time Jennifer Garner corrected Conan O’Brien on the word snuck is one of my favorites. The fact that she throws in the bit about him going to Harvard makes it extra delicious.”
Another user replied, “His laugh when pulling out the dictionary to prove her wrong lives in my mind rent-free.”
14. Gwenyth Paltrow’s Goop
“Gwenyth Paltrow and everything she promotes. Here’s a tea made with echinacea, random plants I got from cutting my yard. I stirred it with my [privates]. It’ll cure ED, lung cancer, whatever. Now available at Goop,” posted one user.
Another user replied, “Doesn’t everyone want a $100 candle that smells like my [body]..?”
15. A Math Called Terryology
One user posted, “Terrance Howard ‘invented’ his own math called Terryology.”
Another user replied, “‘How can it equal one?’ he said. ‘If one [times] one equals one, that means that two is of no value because one [times] itself has no effect. One [times] one equals two because the square root of four is two, so what’s the square root of two? Should be one, but we’re told it’s two, and that cannot be.’”
Do you agree with the statements listed above? Share your thoughts!
Source: Reddit.
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If you live in a typical American household, 66% of which own a pet, you know the many benefits of being a pet parent. Pets provide companionship, reduce stress and even improve your health. Pet owners, especially those with dogs, are more likely to get outside and take a stroll through the park. So what could be the down side?
Although the benefits outweigh the costs, pets are expensive. It’s important to take a close look at the financial side of pet ownership before you add a new member to the family. Even if you’ve considered the adoption fee and supplies, the ongoing costs of food, grooming, and routine vet bills add up.
If you’re financially savvy, you may have looked into ways to save on pet food or perform at-home pet pedicures, but veterinary visits can add up. Scheduling routine physicals and keeping up to date on vaccines is the best preventative measure against future health conditions that may be costly to treat. Emergency medical care can leave even the most prepared pet owner in a mountain of debt. Or in the worst cases, economic euthanasia—a heartbreaking decision for any family.
Most people agree that the unconditional love of a pet is worth any amount of money. Still, preparing for the true cost of pet ownership can help you plan your budget. Pets become a part of the family, and making sure you can afford one can help you avoid tough decisions down the road. Fortunately, if you plan ahead, you can maintain the health of your pet and your finances.
Cost of Owning a Dog
Based on the average life span of 12 years, the lifetime cost of owning a dog can range from $20,000 to over $55,000. Studies show about half of all pet owners underestimate the cost of raising a pet. Before purchasing a dog, it’s important to understand both the initial cost of bringing a dog into your home and the ongoing annual expenses of raising a dog.
Note: Expenses and costs are possible ranges
One-Time Expenses
Aside from emergency care, most major expenses occur in the first year. New pet owners can expect to shell out nearly $400 for the bare necessities alone. Depending on the specific breed and size of dog, these costs could range well over $2,000. Below is a look at some initial costs you can expect to incur.
Adoption fee/cost: $0 to $700—can be higher depending on breed
Food and water bowls: $10 to $100
Spaying or neutering: $200 to $800
Initial medical exam and vaccines: $70 to $300
Collar, tags, and leash: $25 to $60
Bed and crate: $35 to $250
Carrying crate: $60 to $150
Microchipping: $20
Total one-time expenses: $420 to $2,180
In some cases, puppies can be more expensive than healthy adult dogs, since they need more shots and veterinary procedures. They may also require obedience training due to their boundless energy and tendency to chew on household items.
Annual Expenses
How much do dogs cost per year? According to the ASPCA, the average pet owner spends nearly $1,400 annually on their furry pal. However, other sources put this number much higher.
Below is a look at some of the expenses you can expect to incur every year you have a dog. If you have multiple dogs, these costs will be a lot more.
Food: $200 to $700
Vaccines and routine care: $200 to $500
Heartworm and flea prevention: $175 to $200
Vitamins: $58
License: $15
Treats and chew toys: $100 to $300
Grooming supplies: $25 to $75
Total average cost of owning a dog per year: $773 to $1,848
In addition to the basics, such as food and veterinary care, other routine and unexpected expenses will arise. You’ll also need to consider pet-related costs that come along with life events, such as travel and moving. For instance, many apartments charge a pet deposit. You also may need to pay additional cleaning fees.
Professional grooming: $200 to $400
Training: $100 to $400 per hour
Boarding and travel fees: $25/day
Accessories: $0 to $500
Pet health insurance: $225 to $516 annually
While raising your dog is a significant investment, most pet owners feel it’s money well spent. After all, you get paid back with unconditional love and affection.
Cost of Owning a Cat
Cats may be less expensive to own than dogs, but even these lower-maintenance creatures can put a dent in your bank account. For one reason, cats tend to live longer than dogs—they have a life span of about 15 years. Additionally, 44% of cat owners have more than one cat, compared to just 35% of dog owners. The average lifetime cost of owning a cat can range from $12,000 to $26,000.
The biggest factor affecting the life span and total expenses of a cat is whether it lives indoors or outdoors. An outdoor cat has a much shorter life span—only five years on average—and is at greater risk of injury from other animals, traffic, and diseases. If you plan to let your cat outdoors, lower your financial risk by vaccinating against diseases and purchasing pet insurance to cover potential injuries.
You also want to ensure it’s not illegal to let your cat roam outside in your area. If your beloved cat ends up at animal control, you’ll have to pay a fee to get it back.
One-Time Expenses
As with dogs, the initial expenses of cat ownership are the highest. You can expect to pay up to $1,000 when buying a cat.
Adoption fee/cost: $0 to $300—can be higher depending on breed
Food and water bowls: $5 to $30
Spaying or neutering: $145 to $200
Initial medical exam: $130 to $175
Collar or leash: $10 to $20
Litter box: $10 to $50
Cat bed: $20 to $100
Carrying crate: $35 to $70
Microchipping: $20
Total one-time expenses: $355 to $965
Annual Expenses
Of course, cats aren’t always predictable. You may have a certain cat food in mind—one that fits your budget—but that doesn’t mean your cat will like it. Cats can also be particular about the type of litter they use. Still, the following ranges give you an idea of what to expect in the years ahead.
Food: $200 to $500
Medical care and vaccines: $200 to $550
Flea and tick prevention: $140 to $200
Treats: $35 to $100
Litter: $150 to $200
Toys and scratching post: $20 to $100
License: $15
Grooming supplies: $28
Total annual cost to own a cat: $788 to $1,693
Cats have a penchant for knocking things off tables, and they don’t differentiate between empty toilet paper rolls and expensive vases. Additionally, they have sharp claws, and if you don’t give them someplace to scratch, they may turn your furniture into a shredding post. This is all to say you may want to set aside money for miscellaneous expenses.
Here are some other extras you may want to consider:
Pet health insurance: $175 to $350 per year
Accessories: $0 to $300
Pet sitting or boarding: $25/day
Ways to Save Money on Your Furry Pet
Pet costs can quickly get out of hand if you’re not careful. Fortunately, you can do several things to save money on care for your pets.
Spay or Neuter
Unless you’re a breeder, having your pet spayed or neutered should be one of your top priorities. Not only can this step help you save money in the long run, but it can also prevent unwanted litters of puppies or kittens.
Set a Budget
Setting a budget for your pet expenses can help you avoid spending too much on unnecessary purchases. Start by tracking how much you spend per month on pet care expenses. Use this information to set your budget for these costs.
Buy in Bulk
You can save a significant amount of money throughout the year by purchasing your pet food and treats in bulk. With proper storage, many types of pet food have a shelf life of up to 18 months.
Preventive Care
The best way to keep your pet’s medical expenses down is to invest in preventive care. Scheduling regular checkups, including dental care, and ensuring your pet is up to date on all necessary shots, including heartworm and vaccines against fleas and ticks, can avoid costly medical charges later.
Groom at Home
Instead of paying anywhere from $200 to $400 for professional grooming services, you can groom your pet at home. Once you purchase the original supplies, which can cost around $50, you can groom your pet at home for significantly less money.
Cash-Back Rewards and Loyalty Programs
Consider purchasing your pet supplies using a cash-back rewards credit card. This step can help you save money by earning cash back on your everyday purchases.
Should You Buy Pet Insurance to Cover Pet Costs?
One step that can make the cost of pet ownership more affordable is pet insurance. The right insurance plan can help cover some of your pet’s medical expenses. This, in turn, can reduce your out-of-pocket expenses.
Pet insurance can also give you peace of mind knowing that if your pet requires unexpected medical care, some costs may be covered. It’s important to realize not all pet insurance policies are alike. Be sure to carefully read the benefits and exclusions for each policy to ensure you select the one that’s right for your situation.
Prepare for the Unexpected
Emergency Vet Expenses
When you bring home your new fur baby, the last thing you want to think about is a tragedy or major illness hitting them, but it’s important to be prepared. Even if you establish healthy habits such as regular exercise, you should plan ahead for unexpected veterinary bills.
Once you become a pet parent, you may find that you’ll do anything for your canine or feline companion, even risking your credit to save their lives. While many pet owners feel that their pet’s well-being is worth the necessary sacrifices, setting aside money for a rainy day can help deflect some of the costs of an emergency procedure or unexpected illness.
Pet Insurance
Putting money aside for unexpected pet expenses is a good idea, but it’s difficult to save enough to cover a major medical bill—especially if you’re paying off existing debt at the same time. A diagnostic procedure alone can cost up to $2,000. And common medical conditions, such as orthopedic surgery or removing a foreign body can cost $7,000. If your pet has a chronic condition requiring regular follow-up visits or medications, your pet could rack up tens of thousands of dollars in medical expenses.
Rather than set yourself up to be forced to decide between your financial health and your pet’s health, plan for the worst by taking out pet insurance. With ongoing expenses adding up, it’s tempting to cut corners by skipping pet insurance, but the peace of mind it will give you is invaluable.
Tips for Budgeting for a Pet
Advance planning, such as signing up for health insurance or contributing to a savings account with your pet in mind, can help keep you out of financial water. But there are other ways to make pet ownership affordable and keep costs down.
Consider whether you’re willing to cut back in other areas
Being a responsible pet owner requires sacrifices of your time and sometimes, your finances. You may need to reconsider your morning latte once you’re splurging on treats for your new best friend.
It takes a village
Pet sitting or boarding can cost you $15 to $60 a day, but asking for help from friends and neighbors can save you money, even if you offer to pay for their time.
Search out low-cost clinics for routine pet care
Animal welfare organizations often offer low-cost vaccinations, spaying, and neutering, saving you money both now and in the long run by helping prevent costly medical conditions. Check with your local humane society or local pet rescue groups to get more information.
Avoid Pet Debt
Prevention can be the most effective tool for avoiding surprise pet costs. Regular exams help detect problems earlier making them less expensive and more likely to have a positive outcome. For example, spaying/neutering your pets reduces their risk of certain cancers.
If you can’t afford an expensive but necessary medical procedure, you may be able to get financial assistance from veterinary medical colleges or non-profit organizations. The American Veterinary Medical Association has a list of organizations that offer aid to pet owners with financial needs. This list is by no means comprehensive, so if you don’t find an option there, keep looking.
Credit Cards for Pet Owners
While you don’t want to rely on credit cards alone to cover the cost of owning a pet, choosing the right card can help you earn cash back and rewards points on pet-related purchases you’re already making. Some even offer 0% financing, which is useful for transferring a hefty vet bill from an existing card to a new one. Depending on whether you plan to use the card for pet purchases alone or everyday spending will help you determine which card is best for you.
If you’re considering bringing a furry friend home, make sure your credit is in good standing first. A credit card that rewards pet purchases can make it more affordable to own a pet. You’ll want to check your credit scores to know where your credit stands before you apply, so you can reduce the risk of a rejected application and come up with a plan to work your way toward better credit if necessary.
Austin is known for being cool. I got to experience it first hand when I had the pleasure of staying at one of the coolest hotels in the city: Hotel San Jose. Tucked inside lush garden walls, the hotel felt like a tiny oasis in a sweltering city – my own secret garden! It was such a breath of fresh air to stay in a small bungalow style hotel with just 40 rooms. A truly calming and relaxing experience: it now tops my Gotta Getaway list.
Hotel San Jose was founded by an attorney who left her job in New York to return to her native home of Texas. She had always admired the run down hotel across the street and wished to fix up the place. At the time, the hotel was in a bad neighborhood, full of crime, but Liz took a leap of faith and bought the place in hopes to renovate and make her dreams a reality. In the process, she made a documentary about the residents of the hotel, gentrification and urban renewal called “Last Days of the San Jose”, and in the end transformed Hotel San Jose into a gorgeous respite.
I was immediately smitten with the design of the rooms! Iconic pieces like the Eames Chair and butterfly chair were nestled into cozy quarters with chic cowhides and minimalist furniture. The clean lines of the bed and sofas were balanced with a pop of color and whimsy with things such as these beautiful Mexican blanket inspired kimono style bathrobes I’ve got to have one! that hung in the bathroom.
However, the best part about the hotel has to be the outside gardens and landscaping. The exterior, much like the interiors, stays true to the minimalist Mexican inspired design aesthetic. Cacti and greenery abound in the cool concrete exterior and grounds. Colorful lanterns and richly hued emeralds and terra cotta furniture blended right in with their surroundings, making me feel like I had really taken a mini vacation South of the border!
Isn’t that pool just gorge? If you’re ever in Austin, I highly recommend retreating to the Hotel San Jose. I have one more spot in Austin to share with you coming up this week that I know you are just going to love as much as I did. Stay tuned!
original photography for apartment 34 by chris perez
Minimalism is the pursuit of perfection through subtraction.
Finding peace and simplicity within your apartment is a universal aspiration for renters, especially in today’s fast-paced world. As the central hub of most apartments, the living room stands out as the perfect area to embrace the minimalist lifestyle and carve out your own niche of tranquility. From decluttering tips to stylish furniture and more, the ideas below will help you create a minimalist haven in your apartment.
What is minimalism?
Minimalism is not simply about reducing clutter or using fewer items. It’s about removing the non-essential in order to allow the essential to speak. It’s about understanding the profound elegance of simplicity as well as the power of space, light and proportion.
In a minimalist design, each element in the space must be meticulously considered for its individual merit and its relation to the whole. Materials are chosen for their inherent beauty, not disguised with ornamentation. Through this meticulous process of reduction, a certain purity of form and function is achieved. The result is a space that exudes calm, serenity and a timeless quality. That is the essence of minimalism in apartment design.
15 minimalist living room decor ideas
If you’re interested in cutting the clutter and creating a sleek living room, minimalism is for you. Transforming your space into a simplistic state is easy with these minimalist-friendly decor ideas.
1. Neutral wall color
Monochromatic color schemes are found in almost all minimalistic spaces. By using varying shades of a single color throughout the room, you add depth and elegance to the space.
2. Simple furniture
The easiest way to fit into a monochromatic color scheme is by choosing simple furniture. Look for couches, chairs and other large decor items in neutral colors that have clean lines and minimal embellishments.
3. Curated bookshelf
Minimalist spaces are well known for being clutter-free. This is often attained through functional storage solutions with intentional fillings. Bookshelves are great minimalist storage solutions that display a select collection of books and cherished items, adding a touch of personal style to your living space.
4. Natural material rug
Rugs often serve as statement pieces or focal points. In minimalism, textured rugs can tie a monochromatic space together while adding visual interest with a pattern. Examples of natural materials that make for great rugs include bamboo, hemp, jute and leather.
5. Sheer curtains
To help a minimalist space feel less dull, opt for sheer curtains that allow some light into the room. Linen or other less opaque curtains, still offer the privacy of curtains while bringing in natural light to brighten a monochromatic space. For more visual interest, look for a curtain with a texture or simple pattern.
6. Recessed lighting
Minimalist lighting fixtures with clean lines, like pendant lights or recessed lighting, fit the desired clean aesthetic. If you’re unable to change ceiling fixtures, floor lamps also have clean lines and can be placed strategically to leave the room feeling airy.
7. Geometric mirror
Mirrors are great decor pieces. Wall mirrors, floor mirrors and framed accent mirrors can fill space without feeling overwhelming to the design. Plus, mirrors reflect light often making the room feel bigger.
8. Indoor plants
Worried about your minimalist space feeling lifeless? Indoor plants or succulents bring life into the space while remaining tasteful. Plants are mostly muted in color and small in stature, perfect for minimalistic decor.
9. Cohesive gallery wall
Gallery walls are a great way to set the tone of a minimalist living room while adding your own personal touch. Ensure your gallery wall stays within minimalist design principles by using simple frames so the space doesn’t feel overcrowded.
10. Negative space
Negative space refers to the empty areas in a room. It’s tempting to fill any space in a living room that feels barren, however, in minimalist fashion, allowing negative space is encouraged. It improves visual clarity and makes the overall design more aesthetically pleasing.
11. Neutral geometric patterned pillows
Sticking to a monochromatic scheme is difficult if you want a visually interesting space that is still minimalist. Geometric patterned throw pillows are a great solution to feel like you’re adding a pop without throwing off the minimalist vibe.
12. Transparent coffee table
The sleek, modern look of transparent furniture pieces is unmatched in the minimalist decor world. A transparent coffee table is a great option for fitting the theme of the room without having to worry about finding something within the decided color scheme.
13. Corkboard wall decor
Apartment living rooms often bleed into entryways, making cohesive decor for these meeting spaces tricky. Corkboard walls serve as a neutral middle-man for any spaces that meet your minimalist living room.
14. Scandanavian-inspired accent chair
Minimalism stems from Scandinavian-style decor. The clean lines and modern design of Scandinavian interiors have heavily influenced the minimalist movement and their designers are known for creating breathtaking spaces with limited resources.
15. Decorative ladder
Wooden ladders are popular decor pieces for living rooms and match up with minimalist decor style guidelines. These ladders are good for holding neutral blankets or stand-alone pieces to match your monochromatic color scheme.
Simplify your space
Simplicity doesn’t mean sacrificing style or comfort but rather finding the perfect balance between the essentials and extras. With these decor ideas, your living room will reflect your unique taste but also provides an escape from the maximalist outside world. Embark on a journey of peace and simplicity right in the heart of your apartment – your living room. Find your dream apartment today!
Wesley is a Charlotte-based writer with a degree in Mass Communication from the University of South Carolina. Her background includes 6 years in non-profit communication and 4 years in editorial writing. She’s passionate about traveling, volunteering, cooking and drinking her morning iced coffee. When she’s not writing, you can find her relaxing with family or exploring Charlotte with her friends.
Trends may come and go, but even through all the ups and down, there’s one classic staple that always manages to stay relevant: Denim. In fact, denim is so versatile that some people are even incorporating the material into their home decor. It might sound odd at first, but think about it — denim is tried and true, and most importantly, it goes with everything. Not to mention, its nostalgic timelessness makes it perfect for the Y2K-obsessed and beyond.
Believe it or not, denim decor isn’t a new concept. Chronically online folks know that jean-based interior design products go viral all the time, like the jitcher, the jouch, and the jench/jool, to name a few. But unfortunately, they go viral for the wrong reasons. It’s no secret that the all-jean aesthetic has been a punchline ever since Britney and Justin walked the AMAs red carpet in those matching outfits in 2001. That’s probably where denim decor gets its underserved bad rap from, and why the style has inspired its very own genre of memes over the years. In actuality, though, when done right, denim decorations can transform to match a range of different interior design styles, including Americana, rustic, and of course, Y2K.
Denim furniture has been around since at least the 1970s when Ikea released a whole line of jean decor that included the Tajt, a foldable chair that’s iconic to the brand. According to TikTok user @fabiiikea, the denim finish, along with its leather and chrome touches, made the furniture piece “easy to incorporate into many different home styles.”
If your vintage style leans closer toward the 2000s than the 1970s, you can take a page out of set designer @keabunz’s book and turn your old jeans into a whole feature wall.
Sure, sleeping in your jeans isn’t all that comfortable, but that doesn’t mean your denim decorations can’t be cute and cozy all at once. Just ask @uglyxaf, who has nothing but good things to say about their jillows, jair, and jottoman. “Jean couture will always be GOATed,” says the creator.
If you’re ready to bring the ~jeanaissance~ into your home, check out these denim decor pieces from HomeGoods, West Elm, and more.
Don’t worry — this jean blanket is made with cotton, not denim.
Jillows are a subtle way to get in on the trend.
These light wash curtains are a Y2K dream.
You can never go wrong with a pouf.
This jair is just as stylish as it is trendy.
The Y2K revival is not only here to stay, but it’s making its way into your home, too, so you might as well jump on trend ASAP before the next nostalgic trend takes over.
Floods. Wildfires. Deadly heat. Rising seas. In the face of scary climate news, it’s easy to feel overwhelmed. After all, extreme weather threatens one of your biggest assets — your home. But there are steps you can take to protect your house, your family and your finances from climate change.
1. Evaluate your risk
The best place to start is by getting a realistic picture of how likely your home is to experience a natural disaster.
For a broad overview, check the National Risk Index from the Federal Emergency Management Agency. The site shows the likelihood of events such as hurricanes, wildfires, tornadoes and coastal flooding at a county or census tract level.
To gauge your home’s individual risk, try riskfactor.com, a tool from the nonprofit First Street Foundation. Plug in your address to see your home’s chances of flooding, wildfires, strong wind or extreme heat over the next 30 years, along with recommended solutions.
Local government agencies can also help you evaluate your property’s hazards. For example, the nearest fire department or forestry agency may be able to assess your property’s wildfire risk, says Kimiko Barrett, a wildfire research and policy analyst at Headwaters Economics, a nonprofit research group.
Local governments may have elevation certificates and other information about a property’s chance of flooding, says Susanna Pho, co-founder of Forerunner, a provider of flood resilience software.
Did you know…
An elevation certificate is a document that lists a building’s lowest elevation point and flood zone as determined by the Federal Emergency Management Agency.
Planning a move? Look beyond curb appeal when evaluating potential homes, says Aris Papadopoulos, a resilience expert at Florida International University’s Extreme Events Institute. In the face of climate change, homeowners “need to prioritize the resilience of the house a lot more than they ever did before,” he says.
For example, you may want to ask how old the roof is and whether the home has ever been damaged by a disaster. (In some states, sellers must disclose their home’s flood history.)
Consider the elevation of the home, too. If it’s less than 15 feet above a coastline, river bank or even a dry creek bed, it could be at risk of flooding, Papadopoulos says.
You can check the websites listed above to evaluate a potential home’s risk before you put in an offer. You may also want to consult the Buyer’s Guide to Resilient Homes from the Federal Alliance for Safe Homes.
2. Buy the right insurance coverage
Once you know which disasters pose the biggest risk to your home, check your insurance policy to make sure you have the coverage you need.
What’s covered (and what’s not)
Most homeowners insurance covers fire and wind damage but won’t pay for claims related to external flooding sources like heavy rain or overflowing rivers. If your home is at risk, you’ll need to buy flood insurance separately.
🤓Nerdy Tip
Although scientists aren’t sure whether climate change influences earthquakes, it’s worth noting that homeowners insurance won’t cover earthquake damage either. If you live near an active fault, you may want to consider earthquake insurance.
Keep in mind that a separate deductible may apply for certain types of disaster claims. (A homeowners insurance deductible is the amount of a claim you’re responsible for.)
For instance, you may have a $1,000 deductible for most claims and a 2% deductible for hurricane claims. The percentage is based on your dwelling coverage limit. So if your house has $300,000 worth of dwelling coverage, your deductible for a hurricane claim would be $6,000.
Choose the right coverage limits
Imagine your home burns down in a wildfire, and it costs $400,000 to rebuild. If your policy has only $350,000 of dwelling coverage, you’ll have to pay the extra $50,000 yourself. That’s why it’s so important to choose coverage limits that are adequate for your home.
Did you know…
Dwelling coverage is the part of a homeowners policy that pays to rebuild or repair the structure of your home.
Your dwelling coverage limit should reflect the reconstruction price of your home — not the price you paid for it or what you could sell it for today.
Although insurance companies have calculators that can help you choose the right amount, you may also want to speak with a licensed contractor in your area, says Dori Einhorn, the owner of Einhorn Insurance Agency in San Diego.
She recommends asking, “If I have to rebuild my house from soup to nuts, what am I looking at? How much is that going to be?”
You can then compare that estimate with the dwelling coverage limit your insurance agent suggests. “If your agent comes back with a figure that’s drastically different,” Einhorn says, “that’s a good indication that they don’t know what’s up.”
You’ll also want to check the limit on your personal property coverage, which pays for damage to furniture, electronics and other belongings. The best way to gauge how much your stuff is worth is to take a home inventory.
If it’s been a while since you reviewed your coverage limits, take another look to make sure they’ve kept up with inflation. And don’t forget to tell your insurance company about any major renovations you’ve done recently. Things like upgrading your kitchen or building an addition can increase the amount of coverage you need.
Finding coverage in tough markets
In certain high-risk areas such as Florida, Louisiana and California, it’s getting harder to buy affordable insurance. Some homeowners have received non-renewal notices from their insurers and had trouble finding another company to cover them.
If you find yourself in this situation, a good independent insurance agent is often your best resource. They can shop around on your behalf and look for lesser-known companies that may be willing to insure your house. Many states have created “insurers of last resort” to provide policies for people who can’t get them anywhere else. An independent agent can help you find your state’s last-resort insurer, if it has one.
3. Make your home more resilient
While having insurance can be a vital part of disaster recovery, you can take certain steps to prevent damage in the first place. Some of these changes may earn you a discount on your homeowners policy.
Your plan of action depends on your budget and which disasters are most likely in your area. Below are recommendations to help strengthen your house against three common causes of insurance claims: flooding, wildfires and wind.
Flooding
“The most fail-proof way to protect against flooding is to elevate your home,” Pho says. But not everyone can afford such an expensive project. To minimize flood damage, you can also:
Elevate appliances such as water heaters, heating and cooling systems, and electrical panels.
Avoid storing valuable items on the lowest level of your home.
Keep your gutters and downspouts clean.
Install a sump pump or other drainage system in your basement.
Use landscaping to channel water away from your home.
Install sewer backfill valves to keep flood water from entering your home through drain pipes.
Anchor fuel tanks to a concrete slab to keep them from washing away.
Add flood vents to let water flow through your basement without compromising the structure of the building.
Wildfires
Wildfires typically don’t engulf your home in a huge wall of flame, according to Barrett. Instead, most homes catch fire due to embers, which are “flying balls of flame that launch themselves a mile ahead of a wildfire front,” she says. If they land on a part of your house that’s flammable, they can ignite a spot fire that destroys your home.
To reduce your home’s wildfire risk, Barrett recommends taking a holistic approach, looking at your entire home and addressing flammable areas one by one.
Start with your roof. Does it have valleys where pine needles or other debris can gather? Clean them out regularly. If you have a wooden roof, can you replace it with a more fire-resistant alternative, such as asphalt or metal?
Even small things can make a difference, Barrett says — like moving firewood away from the house or making sure you don’t leave a wooden broom leaning against an outside wall.
Below are a few other steps you can take to make your home more resistant to fire:
Replace exterior materials with less flammable alternatives such as metal window frames, stucco walls and multi-pane windows.
Design your landscaping to create a defensible space around your home. This includes choosing fire-resistant plants, minimizing the use of mulch, keeping lawns well mowed and clearing debris.
Install fire sprinklers.
Cover vents, chimneys and soffits with fine metal mesh to keep embers out.
Seal gaps in exterior walls with fire-resistant caulk or foam.
Wind
Your roof is one of your first lines of defense against a hurricane, tornado or other windstorm.
So when it comes time to get a new one, “I would ask people to look to replace it not just with another roof built to code but to something that’s built above code,” says Papadopoulos. “You’ll have a stronger roof on your house that in case of a tornado or hurricane is less likely to tear apart. And when you lose that roof, believe me, you lose the whole house.”
Papadopoulos recommends installing a roof that’s up to a standard known as Fortified, developed by the Insurance Institute for Business & Home Safety. The Fortified program is a set of building upgrades designed to protect homes and businesses from wind, hail and other severe weather.
Other Fortified upgrades include things like chimney bracing, pressure-rated windows and doors, and attic vents that are resistant to wind and rain.
To further reduce your home’s risk of wind damage, you can:
Choose a garage door rated for wind and impact.
Install hurricane shutters or impact-resistant windows.
Make sure porch and carport roofs are properly anchored.
Brace soffits by sealing the area where they’re inserted.
Minimize items that could turn into projectiles by securing outdoor furniture, keeping trees properly trimmed and using mulch instead of gravel for landscaping.
Add hurricane clips or straps to help secure your roof.
For more ideas on strengthening your home against climate change, see flash.org, which offers tailored advice based on where you live. You can sort the site’s suggestions by cost, impact and type of disaster.
There aren’t many big box retailers whose names spark joy in our hearts the same way Target does. Designers are no different than those of us whose Target run to pick up basics turns into hours perusing the aisles for inspiration. (#targetstyle hails over 3M posts on Instagram, after all.) While it’s often seen as a one-stop-shop for everything nail polish to dish towels, Target’s designer partnerships with Studio McGee, Magnolia’s Hearth & Hand, and Justine Blakeney’s branch of Jungalow, Opalhouse, make it a treasure trove for outfitting interiors without breaking the budget.
But they’re not the only in-house brands for scoring design-forward finds. While designers scour Etsy and Parisian flea markets for unexpected, even bespoke treasures, and love Amazon and HomeGoods for basics, Target is the sweet spot for distinct decor and quality materials. The interior designers we spoke with kept noting just how impressed they are with Target’s bed sheets, pillow covers, and vessels. “Our clients are always shocked when we tell them that the bedding is from Target,” says Tamarra Younis of Union of Art Interiors in Los Angeles. “While we absolutely love a luxury bedding set, there is something really nice about knowing that your sheets and towels aren’t so precious on a daily basis. Because let’s be honest, it’s only a matter of time before your dog jumps on the bed with dirty paws or you dribble your morning coffee on those fresh whites!”
Target’s furniture, accessories, and rugs are definitely impressive as well. “Target online is my go-to,” says Amy Pigliacampo of Amy Pigliacampo Interiors in Los Angeles. “They have so many items you’ll never see in store, including hundreds of side tables, lamps, and rugs.”
Opalhouse designed with Jungalow Ceramic Figural Vase Blue – Opalhouse™ designed with Jungalow™
Opalhouse designed with Jungalow Ceramic Figural Vase Blue – Opalhouse™ designed with Jungalow™
Now 25% Off
Sculptural Vases
“I love Target for vessels,” says Jessica Davis, founder of Atelier Davis in Atlanta, who picks up bold vases like this blue stunner from Opalhouse. “Their collaborations with McGee and Jungalow [for Opalhouse] always yield some fun accessories that are inexpensive but help to add something sculptural to a space.”
Hearth & Hand with Magnolia Stoneware Pasta/Grain Bowl, Hearth & Hand™ with Magnolia
Hearth & Hand with Magnolia Stoneware Pasta/Grain Bowl, Hearth & Hand™ with Magnolia
Stoneware Bowls
Rosanna Bassford, principal of Memmo Interiors in Silicon Valley, California, has picked up Hearth & Stone with Magnolia rim bowls because they remind her of a Japanese meets Scandi design look. “The vertical edge gives it a modern look while the unglazed bottom adds a bit of rustic warmth,” she says.
Brightroom Large Twisted Open Checkered Weave Milk Crate Natural – Brightroom™
Brightroom Large Twisted Open Checkered Weave Milk Crate Natural – Brightroom™
Woven Storage Baskets
Jennifer Hunter, principal of her eponymous design studio in New York is all about chunky, natural woven baskets for kids’ rooms or play rooms. “They are great storage options that are still chic to be kept in view,” she says.
Aspen designer Kristin Dittmar of Kristin Dittmar Design also stocks up on light woven baskets to keep pantries, sculleries, and bathrooms organized.
Threshold 13.5
Threshold 13.5
Woven “Planters”
In a stroke of genius, Palm Beach Gardens, Florida, interior designer Shani Core, uses Target’s large rattan baskets as planters.
Amy Lamb
Dinnerware
Emily Moss, principal of Emily Moss Designs in Anna Maria, Florida, loves the stylish and durable stoneware that she uses for styling dining tables and kitchen islands. “The quality and price point make it one of our consistent go-to Target items,” she says. “The organic shape really adds to a high-end look for a finished tablescape,” as on the table she set above.
Bree Knit Throw Pillow Cover
Bree Knit Throw Pillow Cover
Decorative Pillow Covers
Chelsey Cox and Rachel Rector of Chinotto House Design Co. in Gainesville, Florida, look no further than Target for solid-colored, decorative pillow covers then pair them with inexpensive pillow inserts from Amazon. They then mix and match the Target pillows with pricey silk pillows from designers such as Laine + Allege.
Target
Acrylic Tissue Boxes
“One of my go-to items that never fails to impress me are Target’s acrylic tissue box holders,” says Kara Childress, principal of Houston-based Kara Childress Interiors. “Their aesthetic appeal and versatility bring an elevated touch to any powder bath or bathroom!”
Threshold designed w/Studio McGee Round Leather Links – Threshold™ designed with Studio McGee
Threshold designed w/Studio McGee Round Leather Links – Threshold™ designed with Studio McGee
Decorative Touches
For styling a bookshelf, or on top of a coffee table book, Sara Malek Barney, of BANDD/DESIGN in Austin, loves miscellaneous home decor items from Target’s exclusive lines—like these leather links from Threshold and Studio McGee collection. “They add a depth and organic texture to a space as well as fresh, affordable styling.”
Threshold Bourne Nightstand – Threshold™
Threshold Bourne Nightstand – Threshold™
Now 20% Off
Nightstands
Target sells a ton of furniture online–way more than you find in the store. “I have bought nightstands on numerous occasions,” says Peter Spalding CCO and co-founder of design marketplace Daniel House Club in Portland, Oregon. “They usually fall between $250 and $500, which really helps when you’re working on a shoestring. The style range is huge and these are the sorts of small casegoods that are easy to move to a second or third bedroom when a client can afford something else.”
Safavieh Casablanca CSB552 Hand Woven Rug – Safavieh
Safavieh Casablanca CSB552 Hand Woven Rug – Safavieh
Wool rugs
“My secret weapon is sourcing 100% wool rugs from Target’s website,” says Los Angeles-based designer Amy Pigliacampo of Amy Pigliacampo Interiors. “I have gotten some of the most incredible deals this way and if they don’t work out, returns are free! It’s my all-time fave.”
Casaluna King Reversible Textured Cotton Chambray Coverlet Natural/Warm Brown – Casaluna™
Casaluna King Reversible Textured Cotton Chambray Coverlet Natural/Warm Brown – Casaluna™
Casa Luna Linens
Several designers mentioned getting linens at Target, and Casa Luna bedding came up repeatedly. “We are obsessed,” says Tamarra Younis of Union of Art Interiors in Los Angeles, who has used their towels and bed linens in several projects. “Not only are these products very reasonably priced, they are sustainably made, so soft, luxurious, and come in an array of lovely color options.”
Christine Vroom of Christine Vroom Interiors in Palos Verdes Estates, California, uses Casa Luna sateen and percale for clients who are on a time or budget pinch. “They are a great option for kids’ or guest bedrooms, and no one would really know the difference with that soft, luxurious feeling sateen,” she says.
For Bridget Tiek, principal interior designer at Tiekbyday, in Baton Rouge, Louisiana, the Casa Luna coverlets, shams, and throws are the real steal. “They’ve got that soft feel and organic look of something far more expensive,” Tiek says.
Threshold Woven Textural Stripe Bed Throw Rust – Threshold™
Threshold Woven Textural Stripe Bed Throw Rust – Threshold™
Colorful Throws
“A lovely cotton end-of-bed throw is an easy way to bring in a little color and texture with minimal investment,” says Andrea May, principal of Andrea May Interiors in La Jolla, California. This one is from Target’s Threshold line.
Threshold Outdoor Rug Worn Stripe- Threshold
Threshold Outdoor Rug Worn Stripe- Threshold
Outdoor Rugs
Courtnay Tartt Elias of Houston-based Creative Tonic Design is a die-hard fan of Target’s seasonal outdoor items, especially their outdoor rugs. “They are great quality for the price, and I’ve found them to be quite durable,” she says.
Tartt Elias often buys towels for secondary bathrooms—and loves how “fluffy” they are! “They’re perfect for relatively infrequent use, both price-wise and quality-wise,” she says.
Threshold Large Ceramic Table Lamp Black – Threshold™
Threshold Large Ceramic Table Lamp Black – Threshold™
Stylish Lamps
For lamps that look like an old piece of pottery, Amy Peltier, founder and creative director of Peltier Interiors in San Marino, California, knows that Target has options. “These stylish lamps are just the right size for a small accent chest or table,” she says.
On the other hand, those looking for a retro accent can indulge in white metal mushroom domed lamps recommended by Pigliacampo.
Boise, Idaho, interior designer Maren Baker picks up bath accessories and soap dispensers. “Either, ceramic or glass with a nice silver pump,” she says. “I also use them in my kitchen for hand and dish soap.”
Christopher Knight Home Nahunta Modern Knitted Cotton Round Pouf Coral – Christopher Knight Home
Christopher Knight Home Nahunta Modern Knitted Cotton Round Pouf Coral – Christopher Knight Home
Ottoman Poufs
When Dittmar is looking for organic texture and a pop of color, she browses Target for ottoman poufs. “They add layers to a space, are the perfect size, and add a touch of whimsy,” she notes.
Threshold 3pc King Space Dyed Cotton Linen Duvet Cover & Sham Set Light Gray – Threshold™
Threshold 3pc King Space Dyed Cotton Linen Duvet Cover & Sham Set Light Gray – Threshold™
Duvet Cover and Sham Set
For a more earthy aesthetic, Moss likes the cotton-linen duvet and sham set as the “perfect neutral, foundational element for any bedroom.” She uses it as a base to then layer on color, patter and texture with pillows and blankets. Her pro tip: Add a high-end duvet insert to add fullness to the appearance and to customize temperature preference for cooling or warmth based on the seasons.
Ready to get your start in real estate? If so, don’t miss today’s podcast with Amy Rogers, an agent who started selling homes after investing in them herself. On this episode, Aaron and Amy discuss the transition from buying homes to selling them, offer advice to new agents, and cover strategies for growing market share in a shifting market. Amy also explains why a morning routine should be a part of every real estate agent’s day and how to apply what you learn by listening to the show.
Listen to today’s show and learn:
Why Amy Rogers decided get into real estate [2:38]
Amy’s start as a real estate agent [3:44]
How Amy found her first clients [6:10]
Amy’s first year in real estate [10:35]
Focusing on market share in 2023 [12:51]
Strategies for growing market share [15:34]
Amy’s opinion on CRMs and follow up [20:03]
Why Amy is focusing on social media in 2023 [22:27]
What Amy wishes she knew as a new real estate agent [23:48]
When Amy started listening to Real Estate Rockstars [26:04]
Taking action on what you learn [27:49]
Amy’s favorite real estate transaction [31:34]
The importance of a powerful morning routine [35:04]
Amy’s real estate investments [37:44]
Why Amy loves North Dakota [42:06]
Amy’s advice for people thinking about real estate [43:18]
Where to find and follow Amy Rogers [45:18]
Amy Rogers
As a real estate investor and real estate agent, Amy understands the importance of the best buy at the right time. As a military spouse and mother of four, she understands the significance of cultivating a home and putting down roots.
After bouncing between five states in six years and landing in Minot during a record-breaking blizzard, Amy was ready to call a place home. And Minot did not disappoint! Within hours of our arrival, with the help of new neighbors, they were unpacked, had fresh Christmas cookies and a snow cleared driveway.
In the five years Amy’s family has gotten to claim Minot as their own, “Minotians” have cared for their special needs son, supported her vintage furniture refinishing business, and supplied her with multiple opportunities to reinvent shabby properties into beautiful investment homes.
Whether Amy is transforming an old shuffleboard table into a kitchen island, rehabbing a 100-year-old bungalow, or serving the wonderful people of “NoDak” as their friendly real estate agent, she does so with care, skill, and an eye for value.
No matter if you are searching for your first home, your forever home, a flip, the next property in your portfolio, or the home of your dreams, Amy can help you with that!
Related Links and Resources:
It might go without saying, but I’m going to say it anyway: We really value listeners like you. We’re constantly working to improve the show, so why not leave us a review? If you love the content and can’t stand the thought of missing the nuggets our Rockstar guests share every week, please subscribe; it’ll get you instant access to our latest episodes and is the best way to support your favorite real estate podcast. Have questions? Suggestions? Want to say hi? Shoot me a message via Twitter, Instagram, Facebook, or Email.