Moving out of your parents’ house for the first time can feel exciting. Freedom, peace, and no one telling you what to do. But in reality, it’s not as easy—or as cheap—as it looks. There are hidden costs you may not have considered, and careful budgeting is key. You’ll also need to save enough money before making the leap to your own place. So, how much should you have saved before taking the plunge? Let’s break down the costs and help you figure out exactly how much you need to move out on your own.
So, how much money should you save before moving out?
Moving out is more expensive than you might think. While the cost of moving and monthly rent payments certainly factor into the cost, there’s so much more to consider. The actual amount varies depending on the person, but the general recommendation is to have six months worth of living expenses saved up before you move out and live on your own. Obviously, this can vary widely depending on where you live, as the cost of living in an apartment in Waco, TX pales in comparison to what you’ll pay in a San Francisco apartment. Let’s break down some of the expenses you’ll have to account for.
First, assess your current spending
Before you determine how much money you’ll need to move out, it’s crucial to evaluate how much you’re spending right now. Start by reviewing your last six months of bank statements. Break down your expenses into categories such as transportation, entertainment, food, and subscriptions. This will help you see what your monthly spending looks like and where your money is going.
Don’t overlook debts. If you’re making regular payments on student loans, a car, or credit cards, consider how these obligations will affect your ability to pay rent and other living expenses. If your current debt load feels overwhelming, try to pay down some of it before making the move to your own place. Understanding your current spending habits will give you a solid foundation to start building a budget for life after you move out.
Determine how much rent you can afford
One of the most important steps in moving out is determining how much rent you can realistically afford. A common reccomendation is that you should be spending no more than a third of your monthly take-home income on rent. To figure this out, start by calculating your monthly income after taxes. Multiply that amount by 0.30 to get the maximum rent you should consider. For example, if you take home $3,000 per month, you’d aim to spend no more than $900 on rent.
Keep in mind, this 30% rule is just a guideline. If you have other significant financial commitments, like loan payments or savings goals, you may need to adjust your rent budget accordingly. On the other hand, if you’re in a lower-cost area or sharing rent with roommates, you might be able to afford a higher percentage.Take a look at the average monthly rent in the city or area you wish to find a place. This will give you an idea of where you can afford to live and how much you’ll expect to pay.
Budget for additional upfront fees
Rent is just one part of the cost of leasing your first apartment. Before you even move in, you’ll need to prepare for several upfront fees. These expenses can catch you off guard if you’re not aware of them, so it’s important to budget for them alongside your rent.
Common fees include:
Application fee: Often ranging from $50 to $100, this fee covers the cost of processing your rental application.
Background check fee: Landlords typically charge between $35 and $75 to run a background check as part of the rental process.
Credit check fee: This can cost anywhere from $30 to $50, depending on the landlord.
Security deposit: Usually equal to one month’s rent, but it could be as high as two months’ rent in some cases. This deposit protects the landlord in case of damage or unpaid rent.
First and last month’s rent: Many landlords require both upfront to ensure you don’t skip out on the lease.
Move-in fees: These can range from $100 to $500, depending on your building, and are meant to cover elevator usage or building staff during your move.
Pet fees: If you have a pet, expect to pay a pet deposit or pet rent. Deposits may range from $200 to $500, while pet rent could add $25 to $50 per month to your rent.
Altogether, these fees can add up quickly, so be sure to include them in your budget as you plan for your move. By knowing what to expect, you can avoid surprises and make the transition to your new home smoother.
Factor in basic apartment necessities
But all those fees aren’t the only things you’ll need for your first month. Your apartment is empty, your cupboards are bare. You’ll need to stock up on cleaning and cooking supplies.
Before you settle in, you’ll need to shop for toilet paper, tissues, paper towels, garbage bags, laundry soap, dishwashing liquid, all-purpose cleaner, lightbulbs and other apartment essentials.
Don’t plan on ordering food every night, as that cost can add up quickly. You’ll have to cook at home to keep expenses down. In the kitchen, the cabinets and fridge will need to be filled with basic necessities like flour, sugar, baking soda, and vegetable oil, not to mention cookware. Be prepared to pay upwards of $200 to fill your pantry and supply closet.
Don’t forget utilities and recurring expenses
As soon as you move in, you’ll have to start to pay your monthly bills for recurring expenses. Utilities will consist of your electric bill to run your heat, air conditioning and appliances, your water bill and (in some apartments) a natural gas bill. Expect to pay between $125 and $175 a month in basic utilities.
There are additional monthly utility costs, as well, including internet access and cable or streaming services. If you’re cutting the cord and can still stay on your parents’ Netflix and Hulu account, you’ll save a ton, but you’ll still need an internet connection from your cable company or another provider.
You might also face monthly fees for garbage pickup, recycling, sewer and even parking. And don’t forget about your cell phone bill.
Do some research on the average costs of these services in the area to which you’re planning to move, and calculate how they fit into your budget. Pay all your bills on time, and don’t make the mistake of falling into debt and ruining your credit score.
Moving costs
Then there’s the cost of actually moving. Depending how much stuff you have, how much furniture you’re bringing with you and how far away you’re moving, your costs will vary. The average cost of hiring a moving company. Save some cash by having friends help or borrowing a truck.
Regardless of your furniture situation, you’ll need to budget for some. Even if you’re simply moving your own furniture into your new apartment, you’ll likely need to rent a moving truck or hire professional movers to haul that bed, couch and other large items.
If you decide to buy new furniture, try to keep costs down by hitting thrift stores and Facebook Marketplace. Renting a partially furnished apartment may be a more efficient option even if you’ll pay a bit more in rent.
Account for lifestyle costs
When you move out of your parents’ house, your lifestyle expenses are likely to increase. Beyond rent and utilities, you’ll need to account for everyday living costs that can add up quickly. These include groceries, transportation, entertainment, dining out, and personal items like clothing or toiletries.
If you’re used to sharing household responsibilities or having meals provided, managing all of this on your own can be an adjustment. Groceries alone can be a significant expense, especially if you’re not accustomed to meal planning or cooking at home. You’ll also need to factor in transportation costs, whether it’s fuel for your car, public transit passes, or rideshares.
It’s also important to think about how you’ll spend your free time. If you’re someone who enjoys going out frequently or spending on hobbies, you’ll need to adjust your budget accordingly to ensure you can maintain the lifestyle you want while still covering your essentials.
Keep an emergency fund
Aside from all that, you should put away as much as you are able in case of emergency or job change. Always keep somewhere between $500 and $2,000 aside for unexpected health, car or other circumstances — and don’t touch it.
Ready to move? Make sure you’re financially prepared
Now that you know the true cost of leaving the nest, you can compare it to your paycheck and determine if you can afford to move out, how much rent you can manage and how much you must save. Remember, you’ll need to be able to cover six months of these expenses to be comfortable. The last thing you want to do to yourself is miscalculate your expenses and have to move back in with your folks.
Showing off luxury homes that cost millions of dollars to build is quite the process. Every detail has to be on point, ensuring that the quality materials and high-end finishes are beautifully complemented by just the right decor choices, for maximum impact.
The goal is pretty clear — to showcase the property in the best possible light, and to make it easier for the would-be buyers to imagine themselves living there. And, of course, to make them more amenable to parting with hefty sums of money to make the house their own.
But how can sellers master the art of staging multimillion-dollar homes? In this article, we’ll go over some key strategies to make luxury home staging a success.
Understanding the target buyer and their preferences
To understand the target audience, we will need to first get into how the luxury home market works and what attracts buyers in this price range.
And no, we’re most certainly not suggesting you stalk potential buyers online to find out what their hobbies are and stage the home accordingly — much like Modern Family’s Phil Dunphy once did, in a hilarious episode of the long-lived sitcom.
If you know the price range of the property, the very first thing you should do is your homework: pull up as many similarly priced listings as you can, and start studying each and every one.
What are some of the most common design elements employed throughout? What types of design styles look best? Which types of light fixtures, artwork, and statement decor make the biggest impact? Write down everything that catches your eye and you already have a great starting point.
Refine your buyer persona
Your next step should be to look into the demographics of potential buyers for your specific property. Who would be most interested in buying the house?
Focus on their age, cultural background, profession etc. Marketing becomes a lot easier when you actually know your customers. Now, divide them into specific categories (e.g., young tech entrepreneurs, international investors, retirees looking for a second home) to understand their preferences.
And from there, it’s a no-brainer. Techbros may prefer homes with cutting-edge technology, international investors might look for strong ROI and a positive legal plus tax environment, while retirees may seek exclusive amenities like a private pool. Find that right fit and things will flow smoothly from there.
Meet them where they’re at
Remember that luxury buyers often make decisions based on emotional appeal or status. Understand what triggers these emotional responses — such as a grand entrance, unique features, or high-end finishes, and try to tap into that.
Costs and investments to keep in mind
Typical McMansions rent over-the-top furniture, art, lighting, and thousands of other types of accessories to appeal to their customers. To move these extremely expensive items, you’ll need professional movers. And if your schedule is tight, you’ll need to cough up some extra bucks. Also, watch out for an additional storage fee if the items can’t be delivered in time.
Working with real estate agents adds another layer of expense. Some stagers work on a commission basis, taking a percentage of the final sale price. There are also costs for joint marketing efforts like professional photography, virtual tours, and brochures to put the home on display.
Overall, the money that goes into staging includes renting luxury furnishings and decor. Which, depending on the property’s size and needs, can range from a few thousand to tens of thousands of dollars. A home value calculator can be a great tool to get a clearer picture of what the price should be — so that you can factor in all of the above costs, and bake them into the listing price.
The science of layout and flow
To make a home functional as well as aesthetically pleasing, you need a clear understanding of how people see and move through space. The next step is to make strategic choices that account for this aspect. Choices that will highlight the home’s best features all the while maintaining a sense of harmony.
Entryway
Firstly, the entryway sets the tone for the entire home. Keep it open, uncluttered, and welcoming. Opt for neutral or pastel colors on the walls.
You may also play around with textures without creating visual clutter— like a woven mat or a smooth bench. However, if you would like to incorporate vibrant colors, just make sure your designers know the difference between tacky and tasteful.
Focal points
Think about focal points and pathways — every room should have a clear eye-catching focal point. It could be anything like a large window with a view, a piece of art, or a furnace.
The layout for pathways should feel easy to move through. You want to maintain a natural flow, an unobstructed path. So it’s best to not have any large furniture that takes away from the charm.
Lighting
Now, let’s talk about the power of lighting and reflective surfaces. Install pendant lights or scones for warm, inviting lighting. Consider adding a small table lamp or LED strip on the entryway.
Reflective surfaces are amazing at creating a particular mood or ambiance. Mirrors help reduce harsh shadows and distribute light more evenly throughout a room. For example, glass tables, metallic accents, or mirrored furniture are a great way to make an area look polished.
Virtual and augmented reality staging
If investing in quality staging and upscale furniture just isn’t in the budget — especially after a pricey building process — VR and AR can serve as great alternatives to showcase a property for potential buyers (particularly if you’re targeting out-of-state or foreign buyers). Here’s how:
Detailed views: Use VR or AR to create detailed, 360-degree views of standout features like custom-built kitchens, luxury bathrooms, or unique architectural details.
Immersive walkthroughs: Create VR tours that let potential buyers walk through the property as if they were physically there. Keep the focus on spacious living rooms or scenic views, with detailed commentary or annotations.
Virtual open houses: Host virtual open houses using VR to allow foreign investors to explore the property in real-time.
Real-time customization: Include features that allow buyers to make real-time modifications like changing wall colors or flooring options. For instance, light-colored wood floors generally make a room look bigger. Marble can also make a space feel larger, especially if it’s light in color with minimal veining. Both options can work in this context so it is best to have an option to try out both of them.
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Do you want to learn how to make $400 fast? Making extra money can be really helpful for unexpected expenses or saving up. You might need it for rent, a car repair, or a medical bill. Or maybe you’re saving for something special and just want to earn a little more. Sometimes, you need quick…
Do you want to learn how to make $400 fast?
Making extra money can be really helpful for unexpected expenses or saving up. You might need it for rent, a car repair, or a medical bill. Or maybe you’re saving for something special and just want to earn a little more.
Sometimes, you need quick cash, and $400 can make a big difference. Finding ways to make money fast doesn’t have to be hard and can be done in many different ways that fit your skills and schedule.
Best Ways To Make $400 Fast
Below are the best ways to make $400 fast.
1. Sell printables
Selling printables can be a great way to earn money quickly. Printables are digital products that buyers download and print at home. These can be anything from planners to party decorations to holiday cards.
The best part is you only need to create them once, and they can be sold many times.
After creating your printable, you’ll need a platform to sell it. Etsy is a popular choice because it’s easy to set up and lots of people shop there for printables. When listing your product, make sure to use good photos and detailed descriptions because this helps buyers find your printables.
I have several friends who make over $1,000 each month by selling printables, and they do it all from home! It’s a side hustle that I frequently think about starting.
You can learn more at How I Make Money Selling Printables On Etsy.
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
2. Start a blog
Starting a blog can be a great way to make $400. It may not always be fast, but once you get your blog started, you may be able to make money and create new income streams.
To make money, you can place ads on your blog. You can also write sponsored posts or review products. Another way to earn is by promoting products you like through affiliate links. When someone buys a product through your link, you get a commission.
For me, I love blogging and I make over $400 a day online with my blog. I also get to work from home and have a flexible schedule, and I love it!
You can learn how to start a blog with my free How To Start a Blog Course (sign up by clicking here).
3. Answer online surveys
Taking online surveys is a simple way to make extra money. Many companies pay for your opinions to help improve their products. You can do this from home and on your own schedule.
It would take some time to make $400 by answering surveys, but it is easy and very flexible. Or, you could combine many of the side hustles on this list to reach your $400 goal faster.
The survey companies I recommend signing up for and the best paying survey sites include:
Freecash – This is one of my favorite rewards sites right now! You can get paid to take surveys, play games on your phone, and more.
American Consumer Opinion
Survey Junkie
Swagbucks
Branded Surveys
Prime Opinion
Five Surveys
User Interviews
KashKick
Pinecone Research
Many of the survey sites above give a sign-up bonus to new members and pay via free gift cards or cash to your PayPal account.
I have taken many, many surveys over the years, and I like how flexible they are to answer because you can answer them in your free time (such as when watching a TV show).
4. Sell your old phones
Got an old phone lying around? You can turn it into quick cash, many times up to (or over) $400. Many people don’t realize how much money is just sitting in their junk drawer. Phones, even ones that aren’t the latest model, can be worth quite a bit.
You can sell your old phone on:
Decluttr
eBay
Facebook Marketplace
Craigslist
And more!
You’ll want to remember to erase all your personal data before selling your phone. This is very easy, though, so don’t let it stop you from selling your phone.
5. Join Freecash
Freecash is a website where you can make money by doing fun and easy tasks on your computer or phone. When you join Freecash, you can get paid to test apps, play games, and complete surveys.
I have personally earned $722 from this site, and I have received $720 in free Amazon gift cards. $302 of that was from playing Bingo on my phone through Freecash in just one week!
Click here to sign up for Freecash for free.
6. Bookkeeping
Bookkeeping can be a way to make money from home. You don’t need a college degree to start, and many online courses offer the training needed to get going.
Bookkeepers help businesses manage their finances. This includes tracking income, expenses, and creating reports.
Many businesses, big and small, need bookkeepers. As a result, there’s always a demand for this service. With hard work and dedication, you might earn around $40,000 a year or more.
I recommend signing up for the free training – How to start a profitable bookkeeping side hustle, that can generate $2,000 to $16,000 a month (part-time)!
You can also learn more at How I Made $10,000+ Monthly With A Bookkeeping Business Online.
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This free training will show you how to start a profitable bookkeeping side-hustle in the next 30 days—even if you have no prior experience!
7. Proofread
Proofreading is a great way to make money quickly. Many writers need an extra set of eyes to catch mistakes in their work. As a proofreader, you’ll look for grammar, punctuation, and spelling errors. This job can be done from home, and you get to choose your own hours.
You can proofread all kinds of content. This includes articles, blog posts, books, student papers, and even advertising copy.
Due to the high demand for written content, there’s always a need for proofreaders. This makes it a stable way to earn money.
You can learn more at How To Start A Proofreading Business And Make $4,000+ Monthly.
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This free training teaches you how to start a proofreading side hustle (and how to earn $1,000+ per month!), even if you are brand new and don’t have any previous proofreading experience.
8. Sell jewelry online
Selling your jewelry online can be a way to make $400 fast. If you have items like engagement rings, luxury watches, or necklaces you no longer wear, you can turn them into cash.
Start by choosing a reliable place to sell your jewelry. For example, websites like Worthy can help you sell jewelry like rings and necklaces.
You can learn more at Where To Sell Jewelry: 12 Best Places For Extra Money.
9. Affiliate marketing
Affiliate marketing is a great way to make money online and it’s one of my favorite online business ideas. You can earn commissions by promoting products and services. When someone buys through your referral link, you get a percentage of the sale.
This is my favorite way to make money, as it can all be done online. I can make money while on a vacation or sleeping, and it’s easy to share links to products that you already use and believe in.
My favorite way to do affiliate marketing is by sharing links to products on a blog. You can learn more about this at Affiliate Marketing Tips For Bloggers – Free eBook.
10. Freelance on Fiverr
Fiverr is a great way to make $400 fast by selling your skills online. You can sell services like writing, graphic design, or even voice-overs.
You can easily start freelancing by creating a free account on Fiverr. You’ll choose a username and set up your seller profile where you highlight your skills and what you can sell to clients.
Next, create your first gig. A gig is a service you provide. You can start small, with gigs priced at $5, and then increase your rates as you gain experience (yes, this means that you can earn more than $5 per service that you sell on Fiverr!).
Also, another site to look into if you want to freelance online is Upwork!
11. Pet sitting services
Pet sitting is a great way to make extra money if you love animals. Many people need help taking care of their pets when they’re at work or on vacation. This job usually involves feeding, playing with, and sometimes walking the pets.
You can start by signing up on dog walking websites and apps like Rover or Wag. These platforms connect pet sitters with pet owners. You can choose your working hours and set your rates.
We used to have a dog sitter (back when we had dogs), and we paid her $35 to watch each dog each night (she watched them in her own home). That means she was making $70 a night and we typically had her watching our dogs for 7 days or longer.
12. Sell handmade crafts on Etsy
Selling handmade crafts on Etsy is a great way to make $400 fast. You can set up your own shop and start selling right away. People love unique, handmade items, and Etsy is the place to find them.
You can sell all kinds of things on Etsy, like jewelry, woodwork, soap, and knitted items.
Etsy charges a fee for each listing and a transaction fee when you make a sale, so you’ll want to make sure to price your items to cover these costs and still make a profit.
13. Sell lawn care services
Selling lawn care services is a great way to make $400 quickly. If you have a lawn mower and some basic tools, you can sell your services to neighbors or people in your community.
Start by mowing lawns. You can charge around $30 to $50+ per lawn, depending on the size. If you mow just 8 to 10 lawns, you’ll reach $400 fast.
14. Babysit for neighbors
Babysitting is a way to make money fast. Many parents need someone to watch their kids for a few hours, so you can sell your help during weekends or evenings.
Tell your neighbors and friends that you are available to babysit, or even post in local parent Facebook groups. Let them know your rates and how they can reach you. You might be surprised by how many opportunities you get.
Babysitting rates can vary, but you can charge around $15 to $25 per hour, depending on where you live.
15. Drive for a rideshare service
One of the fastest ways to make $400 is to drive for a rideshare service like Lyft or Uber. You get paid for each trip you complete, and you can work as much or as little as you want.
To make the most money, you can focus on driving during peak hours. These are the times when people need rides the most, like mornings and evenings, making it easier for you to get more trips.
Another tip is to drive during special events or on weekends. People usually need rides for events, and requests increase, which means more money for you.
16. Sell clothes
Whenever I needed money fast, I would go through my closet and find clothes to sell. I did this a lot, especially when I was younger (and had more clothing, haha).
Selling clothes is a quick and easy way to make extra money. You probably have clothes in your closet that you don’t wear anymore. These might be items that don’t fit, are out of style, or just don’t suit you anymore. Instead of letting them take up space, you can sell them online.
There are many websites and apps where you can sell your clothes. Poshmark and ThredUp are popular choices. On Poshmark, you can create listings with photos and descriptions of your clothing. Once your item sells, you ship it to the buyer. ThredUp is more hands-off. You send your clothes to them, and they handle the selling process.
If you prefer selling in person, you can look for local consignment shops or secondhand stores. These places buy gently used clothes and resell them. You might not make as much money as selling online, but it’s fast and super easy.
You can learn more at 16 Best Places To Sell Clothes For Cash.
17. Become a virtual assistant
Becoming a virtual assistant (VA) is a great way to make $400 fast.
Virtual assistants help businesses with tasks they don’t have time for. This can include managing emails, scheduling appointments, and handling social media accounts.
You can set your own hours and work from home, which is one of the best parts of this job. Whether you want to work part-time or full-time, being a VA can give you flexibility.
As you gain experience, you can increase your rates. New VAs might start at $15 to $20 per hour, but experienced VAs can earn much more. You could make up to $50 per hour if you specialize in certain areas, for example.
You can learn more at Best Ways To Find Virtual Assistant Jobs.
18. Rent out your extra space
Renting out your extra space is a great way to make extra money.
If you have a spare room in your house, you can list it on Airbnb. Many people need short-term rentals; you can charge by the night and this can add up quickly. Another way to make money with a spare room is to find a long-term renter. Back when I had spare bedrooms, I would actually rent out each room for $400.
You can even rent out your storage space, a parking spot, and more. A site to start with for this is Neighbor.
19. Donate plasma
Donating plasma is a quick way to make some extra money. You can make around $200 a month by donating regularly. Some centers even have bonuses that can boost your earnings to $400 in your first month.
You can learn more at How To Make Money Donating Plasma.
20. Sell unwanted gift cards
Have gift cards you don’t plan to use? You can turn them into cash quickly. Many places will buy them from you and pay real money. This is an easy way to make some quick cash.
Some ways to sell gift cards include:
Raise
CardCash
CardSell
Gameflip
GiftCash
21. Join a focus group
Joining a focus group can be a great way to make money quickly. Focus groups pay you for your opinion on products, services, or ads. These groups can be either online or in person. This makes them super flexible for any schedule.
Payment varies a lot, with some focus groups paying around $20 for a quick session, while others can pay up to $400 for more detailed feedback. The amount usually depends on the length and type of study. Even a one-hour session can earn you between $50 and $100.
I once did a focus group that paid me about $400 for just 75 minutes. That’s more than what most focus groups pay, but usually, you can expect to earn between $50 to over $100 per hour. The amount you get paid depends on how long the study is and what it’s about, but there are some studies that pay more.
One focus group company that I recommend is User Interviews. User Interviews recruits participants to answer surveys and share their feedback.
22. Sell video games
Selling video games can be a quick way to make money. If you have games you no longer play, why not turn them into cash?
You can sell your old video games in ways such as:
Decluttr
eBay
Amazon Trade-In
OfferUp
Facebook Marketplace
23. Sell power washing services
Selling power washing services can help you make $400 fast. Many people need their driveways, sidewalks, and houses cleaned.
You’ll need a power washer to get started. You can buy one or rent it from a local store.
You can advertise your services on social media or in your neighborhood and create flyers and business cards to hand out.
You can charge by the hour or by the job. Typical rates can be between $50 and $100 an hour. You can clean a driveway in just a couple of hours, so you can probably easily make $400 in one weekend.
24. Tutor
Tutoring students can be a quick way to make $400. You can help kids with their homework, teach a language, or explain tough subjects like math and science. Many parents are willing to pay good money for someone who can help their children do better in school.
Online tutoring is flexible too because you can set your own hours and work from home. Websites like Tutor.com, Wyzant, and Preply are great places to start.
Tutoring can pay well too. Rates can range from $15 to $60 or more per hour, depending on the subject and your experience (for example, advanced subjects like calculus or test prep can pay even higher rates).
25. Become a freelance writer
Freelance writing is a great way to make $400 fast with an online business. You can write for blogs, websites, magazines, and companies. Since you work for yourself, you get to choose which projects to take on.
Freelance writing pays well and beginners can earn around $50 per article, but as you gain experience, you can charge more. Some experienced writers make over $1,000 per 1000-word article.
I have been a freelance writer for years and I have definitely enjoyed it. It’s a fun online job where you can work from home and choose the subjects you want to write about.
26. Sell stock photos
If you love taking pictures, you can turn that hobby into cash by selling stock photos. Many websites let you upload your images for sale.
Some popular ones include Shutterstock, Adobe Stock, and Depositphotos. People such as businesses, bloggers, and marketers buy these photos for their own use. You can earn money each time someone downloads your photo.
You might not make $400 overnight, but your earnings can add up quickly with enough photos in your portfolio.
You can learn more at 18 Ways To Get Paid To Take Pictures.
27. Rent out your car
Renting out your car can be a simple way to make extra cash. There are many platforms like Turo that let you rent your car to others.
You don’t have to do much. Just list your car, set the price, and wait for renters. These platforms handle insurance and payments, making it easier for you.
I have rented a car while on vacation on Turo several times, and I enjoyed it each time. It is an easy-to-use site!
28. Wash cars
Washing cars is a great way to make quick money.
You can start by selling your car washing services to neighbors, friends, and family. You can also make flyers and put them up around your community to let people know about your business.
29. Participate in a medical study
Participating in a medical study can be a quick way to make $400. Many research studies pay volunteers for medical research.
You can find opportunities in local hospitals, universities, and clinics.
When my husband was younger, he took part in a few medical research studies to help us make extra money. He usually earned about $1,000 for a weekend of his time. These were very in-depth, though, with lots of blood work and needles (so you may want to ask about this if that makes you squeamish).
Recommended reading: 19 Best Places To Find Paid Research Studies
30. Sell furniture
If you have any old furniture lying around, like a couch, coffee table, dresser, or dining set, then you can make quick cash by selling it.
You can start by listing your items or selling to places such as:
Facebook Marketplace
Craigslist
eBay
AptDeco
1stDibs
Consignment shops
OfferUp
Etsy
You can learn more at 15 Best Places To Sell Used Furniture For Cash.
31. Help people move
You can make $400 fast by selling moving services. People always need help moving, whether it’s across town or to a new apartment.
You can start by advertising your services on social media and local websites like Craigslist and by letting your friends and family know you are available too.
You can charge by the hour or by the job. Some movers charge $50 an hour, so you could reach your goal quickly. Make sure you have the necessary tools and equipment, such as a dolly and packing supplies.
32. Drive for a delivery service
Driving for a delivery service is a great way to make some quick cash. There are many gig economy apps like DoorDash, Instacart, Uber Eats, and Grubhub that hire drivers to deliver food and groceries. You can sign up easily and start working in a few days.
You get to pick your own hours, making it a flexible job. This means you can work in the mornings, evenings, or weekends. Plus, you can make between $12 and $20 per hour and often get tips on top of that.
33. Transcribe audio files
Transcribing audio files into text is a good way to make extra money. As a transcriptionist, you listen to audio recordings and type what you hear. This job requires good listening and typing skills.
You don’t need a lot to get started. Just a computer, internet access, and a pair of headphones will do.
Many companies pay per audio hour, not the time it takes you to transcribe. Rates can range from $15 to $30 per audio hour. Once you get the hang of it, you might earn $400 a month.
You can learn more at 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly.
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In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.
34. Clean houses
Cleaning houses is a way to make $400 quickly.
People are always looking for help to keep their homes tidy. You can sell your cleaning services to friends, neighbors, or find clients online (you can post an ad on sites like Facebook Marketplace or Craigslist).
You don’t need much to start. Basic cleaning supplies like sponges, sprays, and rags will do, which is great.
You can charge per hour or per job. So, if you charge around $20 to $25 an hour, you can make $400 in just 2 days of work.
35. Sell your wedding dress
One quick way to make some cash is by selling your wedding dress.
You can get a good amount of money, especially if your dress is from a popular designer or in great condition.
There are several websites and stores that buy used wedding dresses. Or, if you want to sell locally, try visiting consignment shops. These stores may take your dress on consignment and pay you when it sells. Or, they might buy it outright, giving you money up front.
36. Do junk removal
Junk removal can be a quick way to make $400. Many people need help getting rid of old furniture, appliances, or just clutter. You don’t need special skills, just some muscle and a vehicle to carry the junk.
You can find work by advertising on websites like Craigslist or Facebook Marketplace. Local community boards are also good places to post your services.
You can charge by the hour or by the job. Many junk removal services charge a minimum fee of around $100 to $150 per load (and go up from there depending on weight and size). With some hard work, it’s possible to reach the $400 mark in a day or two.
37. Host a garage sale
Hosting a garage sale is one of the quickest ways to make $400, especially if you have items you no longer use.
You can start by decluttering your home and picking out things like clothes, toys, furniture, kitchen items, and electronics that are just taking up space. The average household has hundreds of thousands of things (yes, that’s not a typo!), so there’s probably something you can sell.
Once you’ve gathered your items, pick a weekend to host your sale, preferably when the weather is nice. To attract more buyers, advertise your sale on social media, local community boards, and garage sale websites.
You can even team up with neighbors or friends to increase foot traffic. By the end of the weekend, you can easily reach your $400 goal while also clearing out clutter from your home!
Frequently Asked Questions
Below are answers to common questions about how to make $400 fast.
How to make $400 dollars in one day?
You can make $400 in one day by selling more expensive items like old phones, laptops, or collectibles. If you have time to build a business, then you may want to try becoming a freelancer, such as with writing or graphic design.
How to make $400 dollars as a kid?
For kids who want to make $400, you may want to try selling handmade crafts or old toys. Yard work, pet sitting, or babysitting are great ways to earn money quickly too.
Are there any fun ways to earn $400 as an 11-year-old?
Yes, there are fun ways for an 11-year-old to make $400 fast! You can walk dogs, set up a lemonade stand, or sell baked goods. You might also like creating and selling crafts or printables with help from a parent.
How to make $400 a day online?
If you want to learn how to make $400 fast online, then selling items online is usually the fastest. You could list items from around your home, like furniture or old electronics, on Facebook Marketplace and possibly get paid the same day if you find a buyer quickly. If you want to eventually in the future make $400 in a single day online, then you could do things like blogging, freelance writing, and virtual assisting.
How to make $400 in a week?
You can make $400 in a week by selling items on sites like eBay or Facebook Marketplace. You can also look for quick gig jobs (such as on the Craigslist gigs section where they list random odd jobs like handyman gigs), do freelance work, or sell services like tutoring or lawn care.
What can I sell for $400?
You can sell old phones, laptops, furniture, jewelry, or clothes to make $400.
How To Make $400 Fast – Summary
I hope you enjoyed this article on how to make $400 fast.
Making $400 quickly is possible if you have the right plan. You can sell things you don’t need, sell your skills as a freelancer, take online surveys, and more.
There are lots of ways to reach your goal, and it’s important to pick something that works with your schedule and skills.
What do you think is the best way to make $400 fast?
That’s made it a magnet for buyers from outside Texas – not least because while some are able to keep their out-of-state jobs and work remotely, the city also has a “very solid” jobs market that’s accessible to plenty of movers, Tubau said. Attention from outside buyers is having another impact on the housing market: … [Read more…]
So you’re ready to start the next chapter in your life. Perhaps you’re moving out of your college apartment in Charleston and into a rental in San Diego, or maybe you’re considering renting a house in Austin for the first time. Regardless of your situation, your first time renting is always going to be a learning experience.
This ApartmentGuide article is packed with rental checklists, budgeting advice, and essential tips for novice renters.
Keep reading to find out the 20 key things you need to do and know for a smooth and successful first-time renting experience
1. Determining Your Budget
Setting a realistic budget is a crucial first step in the apartment hunting process. Start by evaluating your monthly income and subtracting essential expenses like food, transportation, and existing bills. Next, account for one-time costs such as security deposits, moving expenses, and application fees. Also, consider ongoing expenses like utilities, renters insurance, and potential maintenance costs. Financial experts recommend that when calculating your rent, it should ideally consume no more than 30% of your monthly income.
2. Choose your neighborhood
Choosing the right neighborhood is crucial when renting your first apartment. Consider factors like proximity to work, preferred transportation methods, and the overall vibe of the area. Ask yourself:
How close am I to work?
Do I prefer driving, taking public transportation, or walking?
Do I need quiet, or do I want to live in the middle of it all?
Is my dream location more expensive than its surrounding neighborhoods?
How far do I want to be from museums, restaurants, and attractions?
Additionally, think about the convenience of essential shops and services. Living near grocery stores, hair salons, and good restaurants can significantly enhance your daily life. Having a few walkable options is a bonus, as is being close to public transportation if it’s available. Make sure to factor in your commute time by mapping out the distance during typical travel hours. A long commute can affect your daily routine, so it’s essential to find a balance between your ideal neighborhood and practicality.
3. Decide if you need a roommate
Deciding whether to have a roommate is a crucial step in renting your first apartment. Having a roommate can significantly reduce your financial burden by splitting rent, utilities, and other expenses. However, living with someone requires compatibility and mutual respect for each other’s lifestyles and habits.
Consider the following factors when deciding if you need a roommate:
Financial benefits: Sharing costs can make living in a desirable neighborhood or a larger apartment more affordable.
Lifestyle compatibility: Ensure your potential roommate has a compatible lifestyle, including cleanliness standards, sleep schedules, and social habits.
Shared responsibilities: Discuss how household chores, groceries, and other responsibilities will be divided.
Privacy needs: Determine how much personal space and privacy you need and whether a roommate arrangement can accommodate this.
Conflict resolution: Consider your ability to communicate effectively and resolve conflicts, as disagreements are inevitable.
Having a clear roommate agreement and understanding from the start can help ensure a harmonious living situation. Whether you decide to live alone or with a roommate, make sure it aligns with your financial situation and personal preferences.
4. Decide if you need a co-signer
Sometimes, first-time renters may need a co-signer to secure an apartment. A co-signer, often a guardian or a close one, agrees to take on the financial responsibility if you are unable to pay rent. This can be crucial if you have limited credit or rental history. Make sure your co-signer is prepared to provide their financial information and sign the lease agreement.
If you don’t need a co-signer, consider collecting a few character references to write letters you can bring with when you turn in your rental application. Since you won’t have a rental history, these can help persuade the property owner that you’ll be a good tenant.
5. Know the upfront costs
Rent is not your only financial concern with a new apartment. Even before the monthly expenses, you need to save for the additional fees. Between application fees, a security deposit, a pet fee if applicable and first and last month’s rent, you’re going to shell out some serious money before you even get the keys to your first apartment.
To budget for this, plan on having a few months’ rent already in the bank to cover costs.
6. Know your long-term costs
Renting an apartment for the first time involves various long-term costs. Initially, you’ll need to cover the security deposit and possibly the first and last month’s rent upfront. Monthly rent payments are the most obvious ongoing expense, but utilities, renter’s insurance, and maintenance costs also add up. Over time, your rent costs may increases and moving costs can further impact your budget. Here are some of the long term costs associated with renting that you should plan for:
Security deposit
First and last month’s rent
Monthly rent payments
Utilities (electricity, water, gas, internet)
Renter’s insurance
Maintenance and repair expenses
Rent increases
Furnishing and replacing items over time
7. Prepare any necessary documents
Preparing the necessary paperwork is an essential step when renting your first apartment. Gathering documents like recent pay stubs, bank statements, and photo ID in advance can expedite the application process. Property managers typically require verification of your identity, employment, and financial stability. Being organized and ready with these documents will help ensure a smoother and quicker review.
8. Understand lease terms
Lease terms refer to the specific conditions and rules outlined in a rental agreement that both the landlord and tenant must follow. Familiarize yourself with common rental agreement terms and read your lease thoroughly. If anything is unclear, seek clarification before signing. Pay special attention to sections on regulations, restrictions, late rent policies, and potential eviction actions. If you find terms you disagree with, discuss them with your property manager. It’s acceptable to request changes, though not all negotiations will be successful. Being well-informed and proactive ensures you understand your obligations and rights as a tenant.
9. What amenities are you looking for?
If you made a list of things that you couldn’t live without in your first apartment, what would be on it? Do you need in-unit laundry so that you don’t need to leave your apartment to do laundry Do you need an on-site workout room to help keep you in shape? Do you need an elevator instead of stairs to get to your apartment? These are important things to consider when renting an apartment to ensure you enjoy where you’re living.
10. Pet or no pet
If you have pets or plan to get one, it’s important to factor them into your apartment search. If you have a furry friend, make sure your property manager allows pets and your particular breed. Most pet-friendly buildings have a pet deposit or add a pet fee onto your monthly rent, so it’s good to know how much that is for budgeting.
11. Know when the best time is to rent an apartment
Timing your apartment search can significantly impact your options and costs. Understanding the rental market’s seasonality and when the best time is to rent an apartment will help you find the best deals and the widest selection of available units. Here are some key points to consider:
Peak seasons: The busiest times for apartment hunting are late spring and summer (May through August). During these months, many leases end, and new inventory becomes available. However, competition is high, and rent prices can be at their peak.
Off-peak seasons: The best deals are often found in the fall and winter months (October through February). Fewer people are moving, so landlords may lower prices or offer incentives to fill vacancies. While the selection might be more limited, you can take advantage of lower rents and reduced competition.
Early planning: Start your search at least two months before your desired move-in date. This allows you to explore multiple options and secure a place that meets your needs and budget.
Flexibility: If possible, be flexible with your move-in date. This can give you leverage to negotiate better terms or take advantage of last-minute deals.
12. Do you need renter’s insurance?
Renter’s insurance protects your personal belongings, covers liability if someone is injured in your apartment, and helps with temporary housing costs if your apartment becomes uninhabitable. It’s usually affordable, costing around $15 to $30 per month. Some landlords require renter’s insurance, but even if it’s not mandatory, having it is a smart way to protect yourself and your belongings.
13. Questions to ask during an apartment tour
When touring potential apartments, asking the right questions can help you make an informed decision. Here are essential questions to consider:
What is the monthly rent, and what utilities are included? Are there any additional fees?
What is the length of the lease? Are there options for month-to-month or shorter-term leases?
What is the security deposit, and are there any non-refundable fees? Are there pet deposits or fees?
How are maintenance requests handled? Is there a 24/7 emergency maintenance service?
What amenities are available (gym, pool, laundry facilities)? Are there any additional costs for using these amenities?
Is parking available, and is there a fee? What are the options for public transportation nearby?
What security measures are in place (gated access, security cameras)? How is the neighborhood’s safety?
How are lease renewals handled? What is the history of rent increases in the building?
Is subletting allowed? What are the terms for breaking the lease early?
14. Know how to spot rental scams
Protecting yourself from rental scams is essential when searching for an apartment. Scammers often target unsuspecting renters with too-good-to-be-true deals or pressuring tactics. Here’s how to spot and avoid rental scams:
Too good to be true: If the rent is significantly lower than similar properties in the area, it might be a scam. Be cautious of deals that seem too good to pass up.
No in-person viewing: Scammers often avoid in-person meetings. Insist on seeing the property before making any commitments. If the landlord makes excuses for not showing the apartment, it’s a red flag.
Upfront payments: Be wary of landlords asking for large sums of money upfront, especially if they demand cash or wire transfers. Legitimate landlords will typically require a security deposit and the first month’s rent, but not before you’ve seen the property and signed a lease.
Pressure tactics: Scammers might pressure you to act quickly, claiming there’s another interested tenant. Take your time to research and verify the legitimacy of the listing.
Incomplete or suspicious listings: Listings with vague details, grammatical errors, or lack of contact information should raise suspicion. Check for consistency across different rental platforms and look for professional presentations.
Verify ownership: Research the property and verify the owner’s identity. Check property records or contact the building’s management to confirm the landlord’s legitimacy.
15. Pack by priority
Packing for your first apartment is a great opportunity to declutter and start fresh. Instead of bringing everything from your childhood home or college dorm, prioritize what you really need and use. Here’s how to streamline your move:
Declutter: Assess your belongings and decide what’s essential. Let go of items that are no longer useful or hold sentimental value only.
Donate or recycle: Give away or recycle things you don’t need. This reduces clutter and helps others.
Store sentimental items: For items you’re not ready to part with, consider storing them at a close one’s or friend’s place. If you don’t miss them after a few months, it’s a sign you can let them go.
By packing only what’s necessary, you’ll make moving easier and keep your new apartment organized and clutter-free.
16. Move-in plan
The two common options for moving are doing it yourself or hiring professional movers. Once you decide which way to go, schedule your move-in day. Rent your own moving van and secure friends who can commit to helping. Call around to a few local movers, get price quotes and put down a deposit. Shop for moving supplies a few weeks before the big day and begin packing in small increments to make sure you aren’t doing it all at the last minute.
Informing your property manager or landlord of your move-in day is essential for a smooth transition. It allows them to prepare facilities, such as reserving the elevator or protecting floors and walls during the move. Additionally, it ensures they can have the apartment ready, complete any necessary maintenance, and provide you with keys and access instructions.
17. Essential items for your first apartment
Once your lease is signed, it’s time to focus on outfitting your new apartment with essentials. Start with the basics: a bed, seating, dishes, and basic kitchenware. Prioritize items that you’ll use daily, like sheets, towels, cleaning supplies, and paper products. Shopping for these necessities before moving day ensures you’re prepared from the start. Remember, some furniture items might take a few days to be delivered, so plan accordingly.
After securing the essentials, gradually expand your list to include items like trash cans, dressers, a coffee table, and a dining set. Buy based on what you can afford and what you genuinely need, avoiding the urge to splurge on non-essentials.
18. First time apartment traps to avoid
While it’s tempting to fill your new apartment with all the latest gadgets and decor, focus on what you truly need versus what you want. Limited space means prioritizing functionality over luxury. Avoid cluttering your kitchen with seldom-used appliances like bread makers or stand mixers unless you cook often.
To avoid overcrowding, realistically assess your storage space and layout. If possible, obtain a floor plan or take measurements of your new apartment before move-in day. This helps in planning your purchases and ensures you don’t overdo it with unnecessary items. Prioritizing essential items and thoughtful planning will make your new apartment functional and comfortable without overwhelming it with clutter.
19. Maximizing your space and organizing
Effective storage solutions are crucial for maintaining an organized and clutter-free apartment. Most apartments lack extensive closet space and built-in shelving, so you’ll need to get creative with space-saving options. Under-bed storage bins are excellent for storing off-season clothing, while furniture pieces like ottomans with hidden compartments provide extra storage. Bookcases, wall-mounted shelves, and decorative bins can also help keep your essentials organized and add aesthetic appeal.
To avoid a cluttered feel, use a combination of storage solutions that blend functionality with style. Thoughtful organization will make your apartment feel more spacious and comfortable.
20. Personalizing and decorating your apartment
Decorating your apartment transforms it into a home that reflects your personality. Start by selecting favorite pictures, art pieces, and decor items that resonate with you. Consider creating a cohesive design with a color scheme or theme that ties your space together.
Take your time with this step and let it evolve naturally as you settle in. Prioritize getting essential items in place first, as this will give you a better perspective on how to incorporate decorative elements effectively. Thoughtful decoration not only enhances your living space but also makes it uniquely yours.
Austin, Texas, is a city that captures the hearts of many with its unique blend of creativity, innovation, and southern charm. Known for its legendary music scene, vibrant tech industry, and welcoming community, Austin offers a lifestyle that is both dynamic and laid-back. Not sure if the city is for you? Read on to find out what to expect if you’re considering a move to the Austin area in 2024.
You know it from: Slacker, Dazed and Confused, Zombieland
Average 1 bedroom rent: $1,445 | Austin apartments for rent, Austin houses for rent
Average home price: $565,000 | Austin homes for sale
Average cost of full-service moving services: $126/hr for 2 movers
Average cost to rent a moving truck: $19 – $39/day
Top industries: Technology, Healthcare, Manufacturing
Move here for: Live music, the food, the nightlife
Be sure to bring: A bathing suit and an instrument
The heat can be oppressive and it will wear on you over time
Summers in Austin are brutal. There’s just no way around it. From late May through September, temperatures hover around 100°F. If you are moving from a cooler area such as New England or the West Coast, expect this to be an adjustment. Air conditioning is an absolute necessity here. While the intense heat can be daunting, the rest of the year is typically mild, with short, cool winters.
Moving Tip:Austin is the 2nd hottest big city in Texas, second only to El Paso. The city’s numerous swimming holes, like Barton Springs Pool and Deep Eddy Pool, provide popular escapes from the heat.
The music scene is legendary
Austin is known as the “Live Music Capital of the World” for good reason. The city hosts numerous music festivals, including the famous Austin City Limits (ACL) and South by Southwest (SXSW). The Old Settler’s Music Festival just outside of town is another highlight. On any given night, dozens of venues along Sixth Street and the Red River Cultural District are buzzing with live performances. Music lovers will appreciate the variety and frequency of shows, from local indie bands to international superstars. The city’s commitment to music extends to free outdoor concerts at places like Zilker Park and Auditorium Shores.
The cost of living is rising
While Austin had a long standing reputation for affordability. Whether you’re hoping to rent or buy in Austin, the influx of tech companies and new residents has driven up housing prices significantly. The average rent for a one-bedroom apartment is now just under $1,500, and home prices have seen double-digit increases year over year. Despite this, many still find Austin’s cost of living manageable compared to other tech hubs. However, potential movers should budget accordingly and consider exploring neighborhoods further from the city center for more affordable options.
Tech industry boom
Austin has become a major tech hub, earning the nickname “Silicon Hills.” Major companies like Apple and Google have established significant presences here, bringing high-paying jobs and economic growth. The job market is robust, particularly in tech and innovation sectors. For tech professionals, Austin offers exciting career opportunities without the astronomical cost of living found in Silicon Valley. Additionally, the city’s supportive startup ecosystem encourages entrepreneurship and innovation.
Community spirit
Austin prides itself on its community spirit and welcoming atmosphere. The city’s motto, “Keep Austin Weird,” reflects its embrace of individuality and creativity. Local events, such as the Pecan Street Festival and the ABC Kite Festival, foster a sense of togetherness. Neighborhoods like South Congress and East Austin are known for their eclectic mix of shops, restaurants, and street art. This strong sense of community is evident in the numerous local initiatives and volunteer opportunities available to residents.
Dogs are welcome here
Austin is known for being exceptionally pet-friendly. Many restaurants, bars, and even shops welcome pets, and there are numerous dog parks around the city. Red Bud Isle and Auditorium Shores are popular spots for off-leash play. Additionally, the annual Austin Pet Expo and events like Barks for Beers showcase the city’s love for pets. Pet owners will find a welcoming environment and plenty of activities to enjoy with their furry friends.
Beer, Tacos, and BBQ
The food scene in Austin is dynamic and diverse. The city is famous for its barbecue, with Franklin Barbecue often cited as the best in the country. Tacos are a staple, and places like Torchy’s Tacos and Veracruz All Natural are local favorites. Beyond barbecue and tacos, Austin boasts an excellent craft beer scene. A plethora of food trucks serve up a variety of cuisines, from Thai to vegan fare. Food festivals, such as the Texas Monthly BBQ Fest and the Austin Food + Wine Festival, further highlight the city’s culinary prowess.
Lakes, parks, and trails
Austin offers abundant outdoor activities, thanks to its numerous parks, lakes, and trails. Lady Bird Lake is a hotspot for kayaking, paddleboarding, and hiking along the Ann and Roy Butler Hike-and-Bike Trail. Zilker Park, home to the annual Austin City Limits Festival, provides green space for picnics, sports, and the Barton Springs Pool. The nearby Hill Country offers additional opportunities for hiking, camping, and wine tasting. Nature enthusiasts will find plenty to explore in and around the city.
You will probably need a car so be prepared for rush hour traffic
Austin’s rapid growth has led to significant traffic congestion. The city’s infrastructure struggles to keep up with the increasing population, especially during rush hour on highways like I-35 and MoPac. Public transportation options include buses and a limited light rail service, but many residents still rely on cars. Recent initiatives aim to improve the situation, including expansions to the light rail system and increased bike lane networks. However, you should be prepared for commute times that can rival larger cities.
Cultural diversity
Austin is a melting pot of cultures, which is reflected in its food, music, and festivals. The city’s diverse population includes significant Hispanic and Asian communities, contributing to a rich tapestry of cultural experiences. Festivals like the Austin Asian American Film Festival and the Texas Book Festival celebrate this diversity. This cultural blend makes Austin a vibrant place to live, offering residents a chance to experience a wide range of traditions and cuisines.
Growing bike-friendly options
Austin is increasingly becoming bike-friendly city with an extensive network of bike lanes and trails. The city’s B-cycle bike-sharing program makes it easy to get around without a car. The Veloway and the Southern Walnut Creek Trail are popular routes for both casual riders and serious cyclists. The city also hosts events like the annual Austin Bike Fest, promoting cycling as a sustainable and enjoyable mode of transportation. For those moving to Austin, investing in a good bike can enhance the living experience.
Creative and artistic vibes
Austin’s artistic community is thriving, with countless galleries, theaters, and street art installations. The East Austin Studio Tour and the Blanton Museum of Art are just a couple of highlights. The city also hosts various film festivals, including the Austin Film Festival, which attracts filmmakers and cinephiles from around the world. Street art, particularly in neighborhoods like the HOPE Outdoor Gallery, adds to the city’s creative atmosphere, making it an inspiring place to live.
Higher ed excellence
Austin is home to several highly regarded educational institutions, most notably the University of Texas at Austin. UT Austin is a major research university with a diverse range of programs and a vibrant campus life. The presence of such a large university contributes to the city’s youthful energy and provides ample opportunities for continuing education and professional development. Additionally, the city has strong public and private school systems.
Active nightlife
The nightlife in Austin is energetic and varied, catering to a wide range of tastes. Sixth Street is famous for its bars and live music venues, while the Warehouse District offers a more upscale experience. Rainey Street, known for its bungalow-style bars and food trucks, is a favorite among locals and visitors alike. Whether you’re into dancing, live music, or a quiet drink at a speakeasy, Austin’s nightlife scene has something for everyone.
A commitment to sustainability
Austin is dedicated to environmental sustainability, with numerous initiatives aimed at reducing the city’s carbon footprint. The city has a robust recycling program and incentives for using renewable energy sources. Community gardens, farmers’ markets, and composting programs are also prevalent. The Sustainable Food Center and the Austin Zero Waste Alliance are just two organizations working towards a greener Austin. Residents who prioritize eco-friendly living will find plenty of support and resources in the city.
Methodology: Average rent prices sourced from Rent.com July 2024. Home prices sourced from Redfin July 2024. Average moving costs sourced from MoveBuddha. Employment data sourced from Gravity USA.
Living on your own can be expensive, especially these days, thanks to inflation and a scarcity of housing. Add to that the fact that when we’re younger, we tend to have lower incomes, and it can be a major financial challenge to afford living on your own.
That said, it is certainly possible to afford moving out of your parents’ place. The key is to start planning and saving well in advance of your intended move. As a general rule, you want to have at least six months’ worth of living expenses saved up before setting off on your own. That may sound like a tall order, but these tips and strategies can help you get there.
Key Points
• Before moving out, ideally save six months’ worth of living expenses, though some manage with less.
• Calculate all potential upfront and ongoing costs to ensure affordability.
• Consider sharing expenses with a roommate to make moving more feasible.
• Research and compare housing options in different locations to maximize value.
• Establish an emergency fund to cover unexpected expenses after moving out.
How to Financially Prepare to Live on Your Own
One of the most important first steps in getting ready to move out is determining how much it’s going to cost. Once you come up with a ballpark figure, you can determine a realistic timeline, then start setting aside a portion of every paycheck into a savings account that pays a competitive rate (such as a high-yield savings account) earmarked for your move.
Upfront Costs and Regular Bills
Let’s say a friend clues you in on a great deal on an apartment rental and says to hurry and get an application in. Just a minute, please! Before you can move out, you need to make sure you can truly afford to do so.
Start your research by tallying up all upfront costs and regular bills you’ll need to pay such as rent, auto and renters insurance, utilities, cell phone service, health insurance, transportation, and groceries. After calculating all necessary expenses, see how much room is left in your budget for extras like dining out or traveling.
Also consider the one-time hits your finances will take when you head out on your own: There may be broker’s fees, moving expenses (more on that in a minute), and other charges, as well as the price of buying furniture and other items for your home.
By looking at your budget this way, you can get an idea of whether you can comfortably afford to move out or if you need to wait a little bit longer to make a move work financially. You want there to be some breathing room in your budget so you don’t wind up putting necessities on your credit card and racking up debt.
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12 Steps to Afford Moving Out
Now that you have an overview of costs and expenses, it’s time to take the next step and drill down on understanding what you can afford, when you’re ready to move out, and how to navigate a move more easily.
These steps can help you get your own place without going broke.
1. Assess How Much Rent You Can Afford
As you plan this big step in adulting, you are likely most focused on how much rent you can pay. You’ll want to come up with a range of how much rent you can take on while still managing your other necessary bills, such as student loans, health insurance, and car payments.
It’s a good idea to tally up all your expenses and subtract that from your monthly after-tax income to see how much room is left in your budget and if the amount you can afford to pay is doable in your area. If you’re feeling as if you can’t quite come up with the necessary rent, you may want to consider how to move to another state or a nearby city that’s more affordable.
2. Consider Getting a Roommate
If it’s too hard to afford rent all on your own, you can think about having a roommate to help share the expenses with. Having a roommate can also make moving out for the first time feel less lonely.
3. Research Homes and Locations
Speaking of rent: Whether you plan to rent or buy when you move out, you’ll want to do some research on different housing opportunities in different areas. That way, you can see where you can get the most bang for your buck while still meeting your personal goals.
For instance, if you really value having a short commute, you might search for a studio instead of a one-bedroom apartment in the neighborhood you are targeting, if one-bedroom units are pricey. Or, if you’re hoping to rent a house, see what kind of prices you find in a neighborhood that’s adjacent to the one you are targeting or choose to go farther afield. You might find better deals due to more housing supply.
Recommended: Tax Breaks for Young People
4. Research the Cost of Movers
If you have a fair amount of things to move, it’s important to budget for the cost of movers. Yes, a friend with a van may be able to help with some smaller items, but things like a queen-size bed typically require movers.
Depending on how much you have to move and how far the move is (25 miles? 250?), your costs could be a few hundred or thousands. Ideally, you’ll want to get a couple of estimates from companies that come and actually eyeball how much you have.
Also, be sure to find out whether moving materials are included as you create your moving checklist. You may well be charged for boxes, wardrobes, tape, and moving blankets. In addition, it’s a good idea to inquire about “drive time” to and from your locations, which you may be billed for.
5. Don’t Make Any Excuses
It’s easy to think, “I can’t afford to move out” or “Rentals are hopelessly expensive” and give up (or at least procrastinate for a good long time). But if there’s a will, there’s usually a way. Finding your motivation and patience can be crucial to taking this step and getting your own place.
It’s common to get complacent when moving forward feels hard. If you do have to remain living with your parents or another family member while you save up to move out, keep your eye on the prize. Set up alerts for new home listings, put the word out that you are hunting for a home of your own, and keep saving and making career progress so you can attain your goal of moving out.
You might chat with friends or friends of friends to get their best advice on making your independent living dreams come true. They may have valuable hacks for you, too.
6. Have an Emergency Fund Saved Up
One way to lessen the financial stress of moving out is to have an emergency fund ready and waiting. That way, when you do move out on your own and hit an unexpected (and major) expense, you will have a financial cushion available to help you out.
How much should you have in an emergency fund? Experts advise having three to six months’ worth of basic living expenses stashed away (a high-yield savings account can work well). Figure out what that amount would be with the housing costs you expect to pay, and begin saving. Even $25 or $100 a month is a good start to get that layer of protection going.
7. Track Your Spending
When you are considering moving out for the first time, it’s wise to track your spending for a month or two. This will give you an idea of how much you tend to pay out each month, which can help you get a better idea of how much rent you can afford. For instance, how much do you typically spend on gas? On your WiFi provider? On eating out? As you look at these costs, you may be better prepared to know your budget once you are also paying housing costs.
Looking at your outflow of cash can also help you cut back on nonessential spending. For instance, you might realize you are spending over $100 a month on those iced coffees to go.
8. Budget for Home Needs
Figuring out how to move out with low income can be tricky. One hidden expense that is easy to forget about when budgeting for a move is home needs. Cleaning supplies, furniture, and appliances are expenses mom or dad may have taken care of in the past. Soon, they will be your responsibility. Consider how much that will cost and budget for it.
Also, if you are planning to buy a home instead of rent, budget for property taxes, home maintenance, and repairs.
9. Look for Cheaper Options on Furniture
When you are first starting out, you don’t need to splurge on expensive furniture. Thrift stores, garage sales, and inexpensive retailers can all get the job done. Freecycle and other similar sites (or Facebook and Nextdoor groups) can yield free or low-cost furnishings, too.
Over time, it’s likely to become easier to swap those inexpensive finds out for higher-quality pieces of furniture.
10. Manage Your Finances
To make moving out possible financially, it’s a good idea to keep a close eye on the money coming in and out each month. You’ll want to take some time to get all finances in order and to create a budget for this new chapter. Learning to manage money is a big step towards independence. It will have you that much more prepared for on-your-own living.
Your bank may well have an app that can help you track your incoming funds and your spending, which can help with this endeavor.
11. Set a Moving Timeline
Once it’s clear that a move is affordable, create a final timeline for finding a place to rent or buy and then moving in. Block out weekends for home hunting, and note how long before your move you want to get quotes from moving companies.
If you still need to save a bit more money, you can extend this timeline to include saving for a few months.
12. Be Realistic
It can take time to build the life you dream of, so don’t sweat it if your first home isn’t all that glamorous. Part of the fun of life is figuring things out and evolving over time. Many people have had first apartments that they still fondly look back on, despite how tiny, dark, or inconveniently located they may have been.
The best things in life often take time to fall into place, so be patient as you pursue your financial and lifestyle goals.
Prioritizing Financial Independence Over Savings
Many young people feel stuck at their parents’ because the finances of this situation make it possible to save on rent. They worry about moving out and not being able to save as much as they used to.
While there’s some truth to that point of view, understand that, yes, money is likely to be tight at first, but that is part of this rite of passage. Granted, you may not be able to save as you were before, but you can likely sock away a bit of money in savings (through your employer and/or into an emergency fund, perhaps) and begin to build your credit history, too.
It’s a big leap, but remember that your income will probably rise over time and help you save. Plus, living away from your parents can help you build your budgeting skills and financial savvy.
Banking With SoFi
Saving up for a major expense like a move? SoFi can help. When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards. Qualifying accounts can even access their paycheck up to two days early.
Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.
Better banking is here with SoFi, NerdWallet’s 2024 winner for Best Checking Account Overall.* Enjoy up to 4.60% APY on SoFi Checking and Savings.
FAQ
How much money should you have saved before moving out?
How much money you’ll need to move out varies from person to person. One rule of thumb is to save up at least six months’ worth of living expenses before moving out of a parent’s or family member’s home.
How do you move out when you can’t afford it?
It’s important for your financial health to not move out until you can afford to do so. To get to that point as quickly as possible, consider saving some of every paycheck and putting it in a savings account earmarked for your move. You might also want to look into sharing expenses with a roommate or perhaps taking on a temporary side hustle to earn extra income.
How do I know if I’m ready to move out?
You can get an idea of whether or not you’re ready to leave your parents’ place by calculating how much it will cost to live on your own. Sometimes, it’s just a matter of having a sufficient amount of income and savings. If you can afford to pay for rent and other necessities, plus have some fun (such as the occasional movie or dinner out), and you’ve built up some emergency savings, then you may be ready.
The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
*Awards or rankings from NerdWallet are not indicative of future success or results. This award and its ratings are independently determined and awarded by their respective publications.
SoFi members with direct deposit activity can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate.
As an alternative to direct deposit, SoFi members with Qualifying Deposits can earn 4.60% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant.
SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.60% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.
SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.
Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
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Thinking of making the Golden State your new home? California offers residents stunning natural landscapes, bustling metropolitan areas, and a thriving tech industry, making it a top destination for movers. Whether you’re exploring homes for sale in Los Angeles, considering renting a home in San Francisco, or touring apartments for rent in San Diego, here’s what you need to know before moving to California.
California at a glance
California provides a mix of natural beauty and urban life. From the breathtaking Yosemite National Park to the stunning beaches of Malibu, the state is perfect for both outdoor enthusiasts and city lovers. The largest cities in California, Los Angeles, San Francisco, and San Diego, are bustling hubs of activity. California’s economy is driven by technology, entertainment, agriculture, and manufacturing, with companies like Apple, Google, and Tesla headquartered here.
The state’s cultural scene includes vibrant music, arts, and culinary delights, while its strong educational institutions like Stanford and UC Berkeley, along with a robust job market, make it an attractive place to live. For those seeking affordability, cities like Sacramento and Fresno, offer more budget-friendly living options. Whether exploring the Pacific Coast Highway, hiking in the Sierra Nevada, or visiting the farmers’ markets in San Francisco, California is a great place to live.
1. The cost of living is higher than many states
The cost of living in California is notably high, with San Francisco being a prime example where living expenses are 18% higher than in other popular metros like Seattle. For instance, the median home sale price in San Francisco exceeds $1.4 million, while Sacramento sees a median price of $516,000. In terms of rent, the average monthly rent for a one-bedroom apartment in Los Angeles is approximately $2,653, compared to about $3,597 in San Francisco and $2,822 in San Diego. Everyday living expenses such as groceries, utilities, and transportation are also more expensive compared to national averages. However, there are more affordable cities in California, the more inland you go, where housing and daily expenses are significantly lower.
For those looking to call the Golden State home, it’s essential to consider the pros and cons of living in California to give you a better idea of what to expect.
2. Wine is a big deal in the state
California has an outstanding wine country renowned for its world-class vineyards and wine production. Napa Valley, known for its picturesque landscapes and prestigious wineries like Robert Mondavi and Opus One, attracts wine enthusiasts from across the globe. Sonoma County, with its diverse microclimates and acclaimed wineries such as Francis Ford Coppola Winery and Jordan Vineyard & Winery, further enhances California’s reputation as a premier destination for wine tourism.
Travel tip: To optimize your visit to Wine Country in California, it’s advisable to schedule appointments ahead at wineries, particularly during peak seasons like spring and fall. Planning your itinerary in advance and securing reservations for winery tours and tastings ensures you can enjoy a seamless experience at your preferred vineyards.
3. California has some of the highest taxes in the nation
California has some of the highest taxes in the country, including a top state income tax rate of 13.3%, the highest of any state. Additionally, the state’s sales tax averages around 8.85%, with some localities charging even higher rates. Property taxes, while not the highest in the nation, can still be substantial due to the high property values, especially in areas like the Bay Area and Los Angeles. It’s important to know these tax implications before deciding to move to California, as you’ll need to work these costs into your budget.
4. The technology sector is thriving in California
California is well-known for Silicon Valley, a vibrant hub of technology and innovation that fuels numerous high-tech jobs across the state. From tech giants like Apple in Cupertino, Google in Mountain View, to Facebook in Menlo Park, these companies are joined by a thriving startup scene with companies such as Airbnb and Uber originating here. This dynamic ecosystem drives advancements in computing, software development, artificial intelligence, and biotechnology, influencing industries globally and creating diverse career opportunities in California.
5. You’ll need to prepare for potential earthquakes
Living in California requires preparation for potential natural disasters. The state is seismically active, and being earthquake-ready involves having an emergency plan, securing heavy furniture, and keeping essential supplies like water and non-perishable food stocked. Familiarizing yourself with evacuation routes and understanding earthquake safety protocols are essential for residents to stay safe during seismic events.
6. The outdoor recreation opportunities are abundant
California offers abundant opportunities for outdoor recreation, catering to a wide range of interests. Hike among ancient redwoods in Muir Woods National Monument, surf the waves at renowned spots like Huntington Beach, explore the stark beauty of Death Valley National Park, or hit the slopes in Mammoth Lakes during winter. Whether you prefer biking along scenic coastal routes, camping in the Sierra Nevada, or kayaking in Lake Tahoe’s clear waters, California’s natural beauty provides endless adventures for outdoor enthusiasts year-round.
Insider scoop: If you’re heading to Malibu for surfing, Zuma Beach is an excellent choice to avoid crowds, especially for beginners and intermediate surfers. Plus, it’s famous as the filming location for Baywatch.
7. There are many educational institutions to choose from
California has a wealth of prestigious educational institutions, including the renowned University of California system and Stanford University. These institutions offer top-tier academic programs across various disciplines, attracting students and researchers from around the world. Whether you’re considering higher education opportunities or seeking excellent K-12 schools, California’s educational landscape is rich with options.
8. California deals with wildfire seasons
California experiences wildfire seasons, primarily during the dry summer and fall months, with peak activity from July through September. The state’s diverse terrain, including dense forests in the north and chaparral-covered hillsides in the south, is particularly susceptible to wildfires due to hot temperatures, low humidity, and occasional Santa Ana winds. It’s crucial for residents to stay informed about fire conditions, adhere to local fire safety regulations, and have evacuation plans ready.
9. You’ll find many pet-friendly establishments throughout the state
California is known for being exceptionally pet-friendly, with numerous amenities and accommodations catering to pets and their owners. Many cities boast extensive networks of dog parks, pet-friendly beaches like Carmel Beach and Huntington Dog Beach, and even restaurants and cafes. Additionally, the state hosts events such as pet parades and adoption fairs, reflecting its commitment to fostering a welcoming environment for pets.
Insider scoop: Some wineries have designated areas where well-behaved pets can accompany their owners during tastings, allowing both humans and pets to enjoy the scenic vineyard views together.
10. Drought is a significant concern in California
Drought is a significant and recurring concern in California, impacting various aspects of life across the state. In recent years, regions like the Central Valley and Southern California have faced severe water shortages, affecting agriculture, urban water supplies, and ecosystems. For instance, cities like Los Angeles and San Diego have implemented water conservation measures, while agricultural areas have struggled with reduced irrigation allocations. The state regularly encourages residents and businesses to conserve water through initiatives such as rebates for water-efficient appliances and landscaping.
11. California hosts well-known annual festivals
California hosts a plethora of festivals throughout the year, catering to diverse interests and cultural celebrations. From the iconic Coachella Valley Music and Arts Festival in Indio, which draws music enthusiasts from around the globe, to the vibrant San Francisco Pride Parade celebrating LGBTQ+ pride, the state offers something for everyone. Additionally, food lovers can indulge in events like the Gilroy Garlic Festival or the LA Food Fest, showcasing California’s rich culinary diversity.
12. People flock to the state’s national parks
California’s national parks are some of the most sought-out destinations in the U.S., renowned for their awe-inspiring landscapes and diverse ecosystems. Yosemite National Park, home to iconic landmarks like Half Dome and Bridalveil Fall, offers extensive hiking trails amidst towering sequoias and pristine alpine lakes. Joshua Tree National Park, famous for its surreal rock formations and the distinct Joshua trees, provides a playground for climbers and a prime spot for stargazing under its clear desert skies. These parks not only showcase California’s natural beauty but also serve as vital habitats for a variety of wildlife.
Travel tip: To hike one of California’s iconic trails, Half Dome, you’ll need to secure a permit. With only 225 permits available per day, it’s essential to plan well in advance. For more details, visit the National Park Service website.
13. California boasts an active lifestyle
California embraces an active lifestyle, offering residents abundant opportunities for outdoor activities and fitness. From surfing along the Pacific coast to hiking in the Sierra Nevada mountains, the state’s diverse geography encourages a wide range of physical pursuits year-round. Additionally, cities like Los Angeles and San Francisco promote fitness through numerous parks, bike lanes, and fitness studios, fostering a culture where staying active is both enjoyable and accessible.
14. California has some of the worst traffic in the nation
California grapples with some of the worst traffic congestion in the nation, particularly in major metropolitan areas like Los Angeles, San Francisco, and San Diego. Commuters often face gridlock on highways such as the I-405 in Los Angeles or the Bay Bridge in San Francisco during peak hours. The state’s high population density, extensive urban sprawl, and reliance on cars contribute to the challenging traffic conditions experienced by residents and visitors.
Methodology
Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.
Thinking of making the Beaver State your new home? Oregon offers residents breathtaking natural scenery, vibrant urban centers, and a flourishing tech industry, making it a top destination for movers. Whether you’re looking at homes for sale in Portland, considering renting a home in Bend, or touring apartments for rent in Eugene, here’s what you need to know before moving to Oregon.
Oregon at a glance
Oregon provides a mix of natural beauty and urban life. From the stunning Crater Lake to the lush forests of the Willamette Valley, the state is perfect for both outdoor enthusiasts and city lovers. The largest cities in Oregon, Portland, Eugene, and Salem, are bustling hubs of activity. Oregon’s economy is driven by technology, agriculture, and manufacturing, with companies like Nike, and Columbia Sportswear headquartered here.
The state’s cultural scene includes vibrant music, arts, and culinary delights, while its strong educational institutions and job market make it an attractive place to live. For those seeking affordability, cities like Gresham, Springfield, and Salem offer more budget-friendly living options. Whether exploring the Oregon Coast, hiking around Mount Hood, or visiting the Portland Saturday Market, moving to Oregon is a great consideration.
1. The national parks in Oregon are stunning
Oregon’s national parks are stunning natural treasures, offering diverse landscapes and unparalleled beauty. Crater Lake National Park showcases the deepest lake in the U.S., known for its vivid blue waters and surrounding volcanic peaks. Further north, the lush forests and cascading waterfalls of Mount Hood National Forest attract hikers and outdoor enthusiasts seeking adventure in a picturesque setting. Additionally, the rugged coastline and sea stacks of Oregon’s coastal parks, like Cape Perpetua Scenic Area, provide dramatic vistas and opportunities for coastal exploration and wildlife viewing.
Travel tip: To make the most of your visit to Crater Lake, aim to arrive before 9 am or after 4 pm to avoid waiting in long lines at the entrance stations. For further details about this stunning National Park, visit the National Park Service page.
2. Oregon has diverse climates throughout the state
Oregon’s diverse climates range from the lush, temperate rainforests of the western coast, where cities like Astoria receive over 70 inches of rain annually, to the arid high desert regions of the eastern part of the state, such as Bend, which gets less than 12 inches of rain per year. Additionally, Salem and Portland are among the rainiest cities in the U.S., contributing to the state’s reputation for varied and sometimes wet weather patterns.
The Willamette Valley, including cities like Eugene and Salem, experiences a mild, Mediterranean climate with warm, dry summers and cool, wet winters, ideal for growing wine grapes and other agriculture. In contrast, the southern part of the state, around Medford, enjoys a more temperate climate with hot, dry summers and mild, wet winters, supporting a variety of fruit orchards and vineyards.
3. There’s no sales tax in the state
Oregon is one of the few states in the U.S. that does not impose a sales tax, which can be beneficial for residents as it reduces the overall cost of goods and services. This tax policy can attract people looking to save money on everyday purchases, making it an appealing destination for those considering relocation. Additionally, the absence of sales tax can simplify financial planning and budgeting for households.
4. Oregon has amazing vineyards
Oregon’s Willamette Valley stands out globally for its stunning vineyards and production of world-class Pinot Noir wines. This is exemplified by acclaimed wineries like Domaine Serene and Archery Summit. The region’s diverse climate and fertile soil create optimal conditions for cultivating exceptional grape varietals, making it a mecca for wine enthusiasts. Additionally, the Columbia Gorge area complements this reputation with its own distinct vineyards, such as Maryhill Winery, contributing to Oregon’s acclaimed wine industry.
Travel tip: The sprawling vineyards make walking impractical, so planning your transportation ahead of time is essential when visiting the Willamette Valley for wine tasting. Uber and Lyft availability in the region can be inconsistent, so arranging a designated driver or booking a wine tour service in advance is advisable.
5. There’s people to help pump your gas
In Oregon, it’s common to find attendants at gas stations who pump your gas for you, making it a convenient service for drivers. This practice eliminates the need to leave your car, especially in bad weather or if you’re in a hurry. Additionally, the service provides an added level of safety and convenience, particularly for those who may have difficulty with self-service pumps.
6. There are plenty of unique festivals and cultural events
Oregon hosts a wide array of unique festivals and cultural events, offering something for everyone to enjoy. The renowned Oregon Shakespeare Festival in Ashland draws theater enthusiasts from around the world, featuring an extensive lineup of classic and contemporary plays performed in multiple theaters. Meanwhile, Portland’s annual Rose Festival pays homage to the city’s heritage with vibrant parades, exhilarating dragon boat races, and breathtaking floral exhibitions.
Travel tip: For budget-conscious visitors with flexible schedules, consider purchasing discounted day-of tickets for performances at the Oregon Shakespeare Festival.
7. Oregon is very environmentally-friendly
Oregon is renowned for its strong commitment to environmental sustainability, with cities like Portland and Eugene leading the way in green initiatives. Portland, for example, has implemented extensive public transportation options such as the MAX light rail and streetcars, significantly reducing carbon emissions. Meanwhile, Eugene is recognized for its widespread use of renewable energy sources like hydroelectric power and geothermal heating, alongside innovative community recycling programs aimed at minimizing waste and promoting recycling efforts.
Discover the pros and cons of living in Oregon to gain insight into the state’s unique lifestyle.
8. Biking is a popular mode of transportation
Biking is a popular mode of transportation for residents in Oregon, especially in cities like Portland, known for its extensive network of over 400 miles of bike lanes and trails. The state’s commitment to promoting cycling is evident through its bike-friendly policies and infrastructure. This makes Portland one of the most bikeable cities in the nation. Additionally, events like Portland’s annual Pedalpalooza festival celebrate the vibrant cycling community and advocate for safer streets for all riders, further enhancing the city’s reputation as a cyclist-friendly destination.
9. Although there’s no sales tax, the income taxes are high
Oregon has one of the highest state income tax rates in the country ranging from 4.75%-9.9%, which can significantly impact residents’ take-home pay. The state’s progressive tax system means higher earners face steep rates, making it essential for potential movers to consider this in their financial planning. Despite the absence of sales tax, the high income tax rate can be a notable factor in the overall cost of living in Oregon.
10. The cost of living can be high in popular metros
The cost of living in Oregon varies widely across the state, with significant differences in housing prices. For example, in Portland, the median home sale price is around $539,500, while average rental prices hover around $1,812 per month for a two-bedroom apartment. In contrast, cities like Medford offer relatively lower housing costs, with median home prices averaging around $400,000 and rental prices averaging approximately $1,520 per month. These variations reflect regional differences in demand, amenities, and overall economic factors impacting housing markets across Oregon.
When choosing the best place to live in Oregon, it’s important to factor in considerations like affordability, amenities, and lifestyle preferences.
11. You’ll find a variety of different food throughout the state
Oregon offers a vibrant culinary scene celebrated for its diverse and farm-fresh food offerings. Cities like Portland are renowned for their bustling food cart pods, where locals and visitors can savor a variety of international cuisines. From Korean BBQ tacos to gourmet grilled cheese sandwiches, there’s plenty to try. Additionally, the state’s abundant farmlands contribute to a thriving farm-to-table movement, with restaurants across Oregon showcasing seasonal ingredients like Oregon hazelnuts, Willamette Valley wines, and fresh Pacific Northwest seafood.
Insider scoop: If you’re in Portland, be sure to visit the Barley Pod, where you’ll discover ample seating, charming string lights, and a central brewery hub.
12. The summers are hot and smoky
Summers in Oregon can be characterized by hot temperatures and occasional wildfire smoke, particularly in regions like the Willamette Valley and Central Oregon. High temperatures often reach into the 80s and 90s Fahrenheit, making it essential for residents and visitors to stay hydrated and seek shade during peak heat hours. Additionally, wildfire season, typically from late summer through early fall, can occasionally lead to reduced air quality due to smoke drifting from nearby forest fires, prompting advisories and precautions from local authorities.
13. Oregon has a beautiful coast
Oregon is renowned for its stunning coastline, which spans over 360 miles along the Pacific Ocean. The state’s rugged shoreline is dotted with picturesque sea stacks, sandy beaches, and dramatic cliffs, offering breathtaking vistas and opportunities for outdoor recreation such as hiking, whale watching, and beachcombing. Popular coastal destinations like Cannon Beach with its iconic Haystack Rock and the quaint town of Newport with its historic bayfront further highlight Oregon’s natural coastal beauty.
Fun fact: Cannon Beach is home to a surprisingly large population of bunnies. If you choose to camp at one of the nearby campgrounds, you can expect to encounter these adorable furry residents.
14. Mount Hood is an hour away from Portland
Oregon is home to majestic Mount Hood, a prominent landmark and popular outdoor destination for residents and visitors alike. Standing at over 11,200 feet, Mount Hood offers year-round recreational opportunities such as skiing, snowboarding, hiking, and camping. Its proximity to Portland, just about 60 miles away, makes it a convenient escape into nature, showcasing Oregon’s diverse landscapes and outdoor lifestyle that attracts outdoor enthusiasts and adventurers.
Methodology
Population data sourced from the United States Census Bureau, while median home sale prices, average monthly rent, and data on affordable and largest cities are sourced from Redfin.
Inside: Learn what 26 an hour is how much a year, month, and day. Plus tips to budget your money. Don’t miss the ways to increase your income.
You’re probably wondering if I made $26 a year, how much do I truly make? What will that add up to over the course of the year when working?
Is $26 an hour good?
Is this wage something that I can actually live on? Or do I need to find ways that I can increase my hourly wage? How much more is $26.50 an hour annually?
When you finally start earning $26 an hour, you are happy with your progress as an hourly employee. Typically, this is when many hourly employees start to become salaried workers.
In this post, we’re going to detail exactly what $26 an hour is how much a year. Also, we are going to break it down to know how much is made per month, bi-weekly, per week, and daily.
That will help you immensely with how you spend your money. Because too many times the hard-earned cash is brought home, but there is no actual plan for how to spend that money.
By taking a step ahead and making a plan for the money, you are better able to decide how you want to live, make sure that you put your money goals first, and not just living paycheck to paycheck struggling to survive.
The ultimate goal with money success is to be wise with how you spend your money.
If that is something you want too, then keep reading. You are in the right place.
$26 an Hour is How Much a Year?
When we ran all of our numbers to figure out how much is $26 per hour is as an annual salary, we used the average working day of 40 hours a week.
40 hours x 52 weeks x $26 = $54,080
$54,080 is the gross annual salary with a $26 per hour wage.
As of June 2023, the average hourly wage is $33.58 (source).
Let’s break down how that number is calculated.
Typically, the average workweek is 40 hours and you can work 52 weeks a year. Take 40 hours times 52 weeks and that equals 2,080 working hours. Then, multiply the hourly salary of $26 times 2,080 working hours, and the result is $54,080.
That number is the gross income before taxes, insurance, 401K, or anything else is taken out. Net income is how much you deposit into your bank account.
That is super close to the $55000 salary threshold, which is just below the median salary for a middle-income worker.
Work Part Time?
But you may think, oh wait, I’m only working part time. So if you’re working part time, the assumption is working 20 hours a week at $26 an hour.
Only 20 hours per week. Then, take 20 hours times 52 weeks and that equals 1,040 working hours. Then, multiply the hourly salary of $26 times 1,040 working hours and the result is $27,040.
How Much is $26 Per Month?
On average, the monthly amount would average $4,507.
Annual Amount of $54,080 ÷ 12 months = $4,507 per month
Since some months have more days and fewer days like February, you can expect months with more days to have a bigger paycheck. Also, this can be heavily influenced by how often you are paid and on which days you get paid.
Plus by increasing your wage from $21 an hour, you average an extra $867 per month. So, yes a few more dollars an hour add up!
Work Part Time?
Only 20 hours per week. Then, the monthly amount would average $2,253.
How Much is $26 per Hour Per Week
This is a great number to know! How much do I make each week? When I roll out of bed and do my job, what can I expect to make at the end of the week?
Once again, the assumption is 40 hours worked.
40 hours x $26 = $1,040 per week.
Work Part Time?
Only 20 hours per week. Then, the weekly amount would be $520.
Here are jobs that pay weekly.
How Much is $26 per Hour Bi-Weekly
For this calculation, take the average weekly pay of $1,040 and double it.
$1,040 per week x 2 = $2,080
Also, the other way to calculate this is:
40 hours x 2 weeks x $26 an hour = $2,080
Work Part Time?
Only 20 hours per week. Then, the bi-weekly amount would be $1,040.
How Much is $26 Per Hour Per Day
This depends on how many hours you work in a day. For this example, we are going to use an eight-hour workday.
8 hours x $26 per hour = $208 per day.
If you work 10 hours a day for four days, then you would make $260 per day. (10 hours x $26 per hour)
Work Part Time?
Only 4 hours per day. Then, the daily amount would be $104.
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$26 Per Hour is…
$26 per Hour – Full Time
Total Income
Yearly Salary(52 weeks)
$54,080
Yearly Wage (50 weeks)
$52,000
Monthly Salary (173 hours)
$4,507
Weekly Wage (40 Hours)
$1,040
Bi-Weekly Wage (80 Hours)
$2,080
Daily Wage (8 Hours)
$208
Net Estimated Monthly Income
$3,441
**These are assumptions based on simple scenarios.
Paid Time Off Earning 26 Dollars an Hour
Does your employer offer paid time off?
As an hourly employee, you may or may not get paid time off.
So, here are the scenarios for both cases.
For general purposes, we are going to assume you work 40 hours per week over the course of the year.
Case # 1 – With Paid Time Off
Most hourly employees get two weeks of paid time off which is equivalent to 2 weeks of paid time off.
In this case, you would make $54,080 per year.
This is the same as the example above for an annual salary making $26 per hour.
Case #2 – No Paid Time Off
Unfortunately, not all employers offer paid time off to their hourly employees. While that is unfortunate, it is best to plan for less income.
Life happens. There will be times you need to take time off for numerous reasons – sick time, handling an emergency, or even vacation.
So, let’s assume you take 2 weeks off without paid time off.
That means you would only work 50 weeks of the year instead of all 52 weeks. Take 40 hours times 50 weeks and that equals 2,000 working hours. Then, multiply the hourly salary of $26 times 2,000 working hours, and the result is $52000 per year.
40 hours x 50 weeks x $26 = $52,000
You would average $208 per working day and nothing when you don’t work.
$26 an Hour is How Much a year After Taxes
Let’s be honest… Taxes can take up a big chunk of your paycheck. Thus, you need to know how taxes can affect your hourly wage.
Also, every single person’s tax situation is different.
On the basic level, let’s assume a 12% federal tax rate and a 4% state rate. Plus a percentage is taken out for Social Security and Medicare (FICA) of 7.65%.
Gross Annual Salary: $54,080
Federal Taxes of 12%: $6,490
State Taxes of 4%: $2,163
Social Security and Medicare of 7.65%: $4,137
$26 an Hour per Year after Taxes: $41,290
This would be your net annual salary after taxes.
To turn that back into an hourly wage, the assumption is working 2,080 hours.
$41,290 ÷ 2,080 hours = $19.85 per hour
After estimated taxes and FICA, you are netting $19.85 an hour. That is $6.15 an hour less than what you thought you were paid.
This is a very highlighted example and can vary greatly depending on your personal situation. Therefore, here is a great tool to help you figure out how much your net paycheck would be.
Plus budgeting on over $19 an hour wage is much different.
$26 an Hour Salary Calculator
Now, you get to figure out how much you make based on your hours worked or if you make a wage between $26.01-26.99.
This is super helpful if you make $26.40 or $26.44.
You are probably wondering can I live on my own making 26 dollars an hour? How much rent or mortgage payment can you afford on 26 an hour?
Using our Cents Plan Formula, this is the best-case scenario on how to budget your $26 per hour paycheck.
When using these percentages, it is best to use net income because taxes must be paid.
In this example, we calculated $26 an hour was $19.85 after taxes. That would average $3,440 per month.
According to the Cents Plan Formula, here is the high-level view of a $26 per hour budget:
Basic Expenses of 50% = $1720.42
Save Money of 20% = $688.17
Give Money of 10% = $344.08
Fun Spending of 20% = $688.17
Debt of 0% = $0
Obviously, that is not doable for everyone. Even though you would expect your money to go further when you are making double the minimum wage. So, you have to be strategic in ways to decrease your basic expenses and debt. Then, it will allow you more money to save and fun money.
To further break down an example budget of $26 per hour, then using the zero based budget template is extremely helpful.
recommended budget percentages based on $26 per hour wage:
Category
Ideal Percentages
Sample Monthly Budget
Giving
10%
$315
Savings
15-25%
$766
Housing
20-30%
$1,082
Utilities
4-7%
$225
Groceries
5-12%
$315
Clothing
1-4%
$45
Transportation
4-10%
$180
Medical
5-12%
$225
Life Insurance
1%
$23
Education
1-4%
$45
Personal
2-7%
$83
Recreation / Entertainment
3-8%
$135
Debts
0% – Goal
$0
Government Tax (including Income Taxes, Social Security & Medicare)
15-25%
$1,066
Total Gross Income
$4,507
**In this budget, prioritization was given to basic expenses. Thus, some categories like giving and saving were less.
Can I Live off $26 Per Hour?
At this $26 hourly wage, you are more than likely double the minimum wage. Things should be easy to live off this $26 hourly salary.
However, it is still slightly below the median income of over $60,000 salary. That means it can still be a tough situation.
Is it doable? Absolutely.
In fact, $26 an hour is higher than the median hourly wage of $19.33 (source). That seems backward, but typically salaried workers earn more per hour than hourly workers.
Can you truly live off $26 an hour annually?
You just have to have the desire to spend less than your income. Plus consistently save.
If you are constantly struggling to keep up with bills and expenses, then you need to break that constant cycle. It is possible to be smart with money.
You need to do is change your money mindset.
This is what you say to yourself… Okay, I have aspirations and goals to increase how much I make. This is the time to start diversifying my income into multiple streams and start investing. I am going to stretch my 26 dollars per hour.
In the next section, we will dig into ways to increase your income, but for now, is it possible to live on $26 an hour?
Yes, you can do it, and as you can see it is possible with the sample budget of $26 per hour.
Living in a higher cost of living area would be more difficult. So, you may have to get a little creative. For example, you might have to have a roommate. Move to a lower cost of living area where rent is cheaper.
Also, you must evaluate your “fun spending” items. Many of those expenses are not mandatory and will break your budget. You can find plenty of free things to do without spending money.
5 Ways to Increase Your Hourly Wage
This right here is the most important section of this post.
You need to figure out ways to increase your hourly income because I’m going to tell you…you deserve more. You do a good job and your value is higher than what your employers pay you.
Even an increase of 50 cents to $26.50 will add up over the year. An increase to $27 an hour is even better!
1. Ask for a Raise
The first thing to do is ask for a raise. Walk right in and ask for a raise because you never know what the answer will be until you ask.
If you want the best tips on how specifically to ask for a raise and what the average wage is for somebody doing your job, then check out this book. In this book, the author gives you the exact way to increase your income. The purchase is worth it or go down to the library and check that book out.
2. Look for A New Job
Another way to increase your hourly wage is to look for a new job. Maybe a completely new industry.
It might be a total change for you, but many times, if you want to change your financial situation, then that starts with a career change. Maybe you’re stressed out at work.
Making $26 an hour is too much for you and you’re not able to enjoy life, maybe changing jobs and finding another job may increase your pay, but it will also increase your quality of life.
3. Find a New Career
Because of student loans, too many employees feel like they are stuck in the career field they chose. They feel sucked into the job that they don’t like or have the potential they thought it would.
For many years, I was in the same situation until I decided to do a complete career change. I am glad I did. I have the flexibility that I need in my life to do what I want when I need to do it. Plus I am able to enjoy my entrepreneurial spirit.
This is a great way to find success and deny all of the naysayers.
4. Find Alternative Ways to Make Money
In today’s society, you need to find ways to make more money. Period.
There is no way to get around it. You need to find additional income outside a traditional nine-to-five position or typical 40 hour a week job. You will reach a point where you are maxed on what you can make in your current position or title. There may be some advancement to move forward, but in many cases, there just is not much room for growth.
So, you need to find a side hustle – another way to make money.
Do something that you enjoy, turn your hobby into a way to make money, turn something that you naturally do, and help others into a service business. In today’s society, the sky is the limit on how you can earn a freelancing income.
Must Read: 20 Genius Ways on How to Make Money Fast
5. Earn Passive Income
The last way to increase your hourly wage is to start earning passive income.
This can be from a variety of ways including the stock market, real estate, online courses, book sales, etc. This is where the differentiation between struggling financially to becoming financially sound.
By earning money passively, you are able to do the things that you enjoy doing and not be loaded down, with having a job that you need to work, and a place that you have to go to. And you still make money doing nothing.
Here is an example:
You can start a brokerage account and start trading stocks for $50. You need to learn and take the one and only investing class I recommend. Learn how the market works, watch videos, and practice in a simulator before you start using your own money.
One gentleman started with $5,000 in his trading account and now has well over $36,000 in a year. Just from practice and being consistent, he has learned that passive income is the way for him to increase his income and also not be a slave to his job.
Tips to Live on $26 an Hour
In this last section, grasp these tips on how to live on $26 an hour or just above a $50k yearly salary. On our site, you can find lots of money saving tips to help stretch your income further.
Here are the most important tips to live on $26 an hour. More importantly stretch how much you make, in case you are in the “I don’t want to work anymore” mindset. Highlight these!
1. Spend Less Than You Make
First, you must learn to spend less than you make.
If not you will be caught in the debt cycle and that is not where you want to be. You will be consistently living paycheck to paycheck.
In order to break that dreadful cycle, it means your expenses must be less than your income.
And when I say income, it’s not the $26 an hour. As we talked about earlier in the post, there are taxes. The amount of taxes taken out of your paycheck is called your net income which is $26 an hour minus all the taxes, FICA, social security, and Medicare are taken out. That is your net income.
So, your net income has to be less than your net income.
2. Living Below Your Means
You need to be happy. And living on less can actually make you happier. Studies prove that less is better.
Finding contentment in life is one thing that is a struggle for most.
We are driven to want the new shiny toy, the thing next door, the stuff your friend or family member got. Our society has trained you that you need these things as well.
Have you ever taken a step back and looked at what you really need?
Once you are able to find contentment with life, then you are going to be set for the long term with your finances.
Here is our story on owning less stuff. We have been happier since.
3. Make Saving Money Fun
You need to make saving money fun. If you’re good, since you must keep your expenses low, you have to find ways to make your savings fun!
Find new ways of saving money and have fun with it.
Even better, get your family and kids involved in the challenge to save money. Tell them the reason why you are saving money and this is what you are doing.
Here are 101 things to do with no money. Free activities without costing you a dime. That is an amazing resource for you and you will never be bored.
And you will learn a lot of things in life you can do for free. Personally, some of the best ones are getting outside and enjoying some fresh air.
4. Make More Money
If you want if you do not settle for less, then find ways to make more money. If you want more out of life, then increase your income.
You need to be an advocate for yourself.
Find ways to make more money.
It could be a side hustle, a second job, asking for a raise, going to school to change careers, or picking up extra hours.
Whatever path you take, that’s fine. Just find ways to make more money. Period.
5. No State Taxes
Paying taxes is one option to increase what you take home in each paycheck.
These are the states that don’t pay state income taxes on wages:
Alaska
Florida
Nevada
New Hampshire
South Dakota
Tennessee
Texas
Washington
Wyoming
It is very interesting if you take into account the amount of state taxes paid compared to a state with income taxes.
Also, if you live in one of the higher taxed states, then you may want to reconsider moving to a lower cost of living area. The higher taxes income tax states include California, Hawaii, New Jersey, Oregon, Minnesota, the District of Columbia, New York, Vermont, Iowa, and Wisconsin. These states tax income somewhere between 7.65% – 13.3%.
6. Stick to a Budget
You need to learn how to start a budget. We have tons of budgeting resources for you.
While creating a budget is great, you need to learn how to use one.
You do not have to budget down to every last penny.
You need to make sure your expenses are less than your income and that you are creating sinking funds for those irregular expenses.
Budget Help:
7. Pay Off Debt Quickly
The amount that you pay interest on debt is absolutely absurd.
Unfortunately, that is how many of these companies make their money is from the interest you pay on debt.
If you are paying 5% to even 20-21% or higher, you need to find ways to lower that debt quickly.
Here’s a debt calculator to help you. Figure out your debt-free date.
Make that paying off debt fast is your target and main focus. I can tell you from personal experience, that it was not until we paid off our debt that we finally rounded the corner financially. Once our debt was paid off, we could finally be able to save money. Set money aside in separate bank accounts and pay for cash for things.
It took us working hard to pay off debt. We needed persistence and patience while we had setbacks in our debt-free journey.
Jobs that Pay $26 an Hour
You can find jobs that pay $26 per hour. Polish up that resume, cover letter, and interview skills.
Job Search Hint: Always send a written follow-up thank you note for your interview. That will help you get noticed and remembered.
First, look at the cities that require a minimum wage in their cities. That is the best place to start to find jobs that are going to pay higher than the federal minimum wage rate. Many of the cities are moving towards this model so, target and look for jobs in those areas.
Possible Ideas:
Virtual Assistant
Freelance writer
CDL Truck Driver
Managers
Entry Level Marketing Jobs
Data Entry Clerks
Customer service managers
Bank tellers
Maintenance workers
Freight broker – Learn how easy it is to start!
Administrative assistants
Athletic Trainers
Event Planners
Security guard
Movers
Warehouse workers
Certified Nursing Assistant
Companies that pay more than $26 per hour:
Costco
Wayfair
Amazon
Best Buy
Target
Wells Fargo
Disney World
Disney Land
Bank of America
JP Morgan
Cigna
Aetna
$26 Per Hour Annual Salary
In this post, we detailed 26 an hour is how much a year. Plus all of the variables that can impact your net income. This is something that you can live off.
How much is 26 dollars an hour annually…
$54,080
This is right between $50,000 per year and $56k a year. In this post, we highlighted ways to increase your income as well as tips for living off your wage.
Use the sample budget as a starting point with your expenses.
You will have to be savvy and wise with your hard-earned income. But, with a plan, anything is possible!
Still thinking I don’t want to work anymore, you aren’t alone and need to start to plan for your early retirement.
Learn exactly how much do I make per year…
Know someone else that needs this, too? Then, please share!!
Did the post resonate with you?
More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!
Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.