Grab some popcorn, find the most comfortable seat in your house, and start counting down—we’ve collected our list of the best classic movies of all time! We’re talking timeless classics that are as relevant today as they were when they first hit theaters decades ago. From love stories to action-packed adventures, these films span a variety of genres that will keep you entertained for hours on end. Whether you want to relive the golden era of film or simply take a trip down memory lane, transport yourself back into an age where storytelling was king!
1. Jurassic Park
The OP opened the topic with, “Jurassic Park only recently, and I think it still works. In fact, it touches more subjects and problems and patches a lot more plot holes than a lot of today’s blockbusters.”
Jurassic Park is Steven Spielberg’s massive blockbuster franchise that revolves around two paleontologists and mathematicians. They are among a select group chosen to tour an island theme park populated by dinosaurs created from prehistoric DNA. They later found out it wasn’t as safe as they thought when various ferocious predators break free and go on the hunt.
2. Inside Out
One Redditor replied to the OP and shared, “F— This post makes me feel old.”
Another user responded, “Personally, I think those old Disney flicks like Inside Out are really timeless. Edited twice for grammar.”
Another agreed, “Same. And I’m not even what you’d consider ‘old.’”
3. Chinatown
“Chinatown…..oooooh, I love me some noir. Also, if the early 90’s is classic, then Glengarry Glen Ross. Edit: the first Dirty Harry movie, also Escape from Alcatraz. Remains of the Day…I still cry a bit when I watch that. The first Superman movie with Christopher Reeve…sure, it’s got ridiculously dated effects, but the joy of Williams’ score and Reeve just being perfect for Clark Kent and Superman is always uplifting to me,” one usershared.
4. City Lights
One user highlighted some movies, “Good list. I’d throw City Lights, The Adventures of Robin Hood, Kind Hearts and Coronets, Rebecca, Rear Window, The Wicker Man, and The Last Picture Show on there.”
Another user replied, “Thank you for that. When I think of classics, I think of that time period; maybe I’m getting old.”
One Redditor commented, “Period films should always hold up… it is in their design.”
5. Citizen Kane
One user also shared another list, “When it comes to classic old movies that still hold up today, opinions may vary. However, here are a few examples that are often regarded as timeless:
“Citizen Kane (1941)—Orson Welles’ masterpiece is widely regarded as one of the greatest films ever made. Its storytelling, compelling characters, and exploration of power and identity continue to captivate viewers.
“Casablanca (1942)—This romantic drama set during World War II is known for its memorable quotes, enduring performances, and timeless themes of love, sacrifice, and political intrigue.
“The Shawshank Redemption (1994)—Though not as old as some other classics, this film has achieved cult status and is considered one of the best movies ever made. Its gripping story, exceptional performances, and messages of hope and redemption have resonated with audiences worldwide.
“Gone with the Wind (1939)—This epic historical romance is still highly regarded for its sweeping scale, memorable characters, and lush cinematography. It remains a classic example of old Hollywood filmmaking.
“Psycho (1960)—Alfred Hitchcock’s psychological thriller continues to be praised for its suspenseful storytelling, iconic shower scene, and groundbreaking techniques. Its impact on the horror genre is still felt today.”
6. The Godfather
One added, “The Godfather.”
This mob drama, based on Mario Puzo’s novel, follows the Italian-American crime family of Don Vito Corleone. Michael, the son, joins the Mafia, leading to violence and betrayal, affecting Michael’s relationship with his wife, Kay.
7. It’s a Wonderful Life
A user shared, “I’d say maybe most of Frank Capra’s films still hold up. Even if the world isn’t the same.”
Some of Frank Capra’s films are It’s a Wonderful Life (1946), It Happened One Night (1934), Mr. Smith Goes to Washington (1939), Mr. Deeds Goes To Town (1936), and Lost Horizon (1937).
8. Twin Peaks: Fire Walk With Me
“Twin peaks fire walk with me. Still scarier than most of the so-called horror movies nowadays.”, posted by a Redditor.
Twin Peaks: Fire Walk with Me is a 1992 American psychological horror film directed by David Lynch and written by Lynch and Engels. It is a prequel to the television series Twin Peaks, which combines detective fiction, horror, supernatural, offbeat humor, and soap opera tropes. The film has a darker tone, with most television cast members reprising their roles, but some notable cast members, such as Lara Flynn Boyle and Richard Beymer, did not return for various reasons.
9. Pinocchio (1940)
One user shared some movie names and posted, “Plenty still hold up in terms of artistic/entertainment value: Citizen Kane, 12 Angry Men, Strangers on a Train, Repulsion, Vertigo, Pinocchio (1940 version), The Great Escape, The 39 Steps, The Magnificent Seven, The Dirty Dozen, The Sting, Jaws, Romeo and Juliet (1968 version), All About Eve, The Grapes of Wrath, Cool Hand Luke, and Hud. Loads more too.”
10. White Heat
Another user commented, “Cagney in White Heat for sure, any of the original James Bond movies w SC of course, Taking of Pelham 123 (original version), 2001, Mr. Roberts, Far From the Madding Crowd, jeezz too many to mention, THAT is why TMC is so important to our continuation of literate culture… Movies are artwork and are the antidote to our mindless modern American culture. Hey, you kids out there, stop watching fascist corporate stuff, Captain Avenger-type stuff; it is destroying your minds!!”
Have you seen the films listed here? Do you agree that they should be given more attention? Let us know your thoughts!
Source: Reddit.
10 Crazy Good Movies Where Women Are the Bad Guys
Are you looking for a movie night with a twist? Look no further than these Reddit-voted top ten films where women take on the destructive bad guy role.
10 Crazy Good Movies Where Women Are the Bad Guys
10 of the Worst TV Series Ever According to the Internet
There’s Seinfeld, The Sopranos, Game of Thrones, The Office, and other legendary shows. But have you considered that for each show that garners universal critical acclaim, there is an inverse show lurking on the other end of the IMDb rating scale?
10 of the Worst TV Series Ever According to the Internet
15 Cover Songs that are Better than the Original
Sometimes, a cover of a song ends up doing far better than the original. Some covers are so good that we didn’t even realize the cover version wasn’t actually the original.
15 Cover Songs that are Better than the Original
These 11 Movies Are So Bad You’ll Wish You Could Unsee Them
The movies we love best are a combination of excellent characters, plots, stories and cinematography. But if these factors can make great movies, they can also make terrible movies—the ones that make people cringe, the ones we swear they’ll never watch again.
These 11 Movies Are So Bad You’ll Wish You Could Unsee Them
10 Celebrities Who Are Universally Disliked
People will always have preferences and something to say about celebrities. What you might love may not be the same for others. Whether it’s about their past behaviors, legal issues, or feuds with other celebrities, here is a list of celebrities people just cannot stand.
Have you ever heard a song that, no matter how many times you listen to it, always takes you back to the same emotion? It’s like music is some kind of magical time machine; from the very first note, it melts all your worries away and transports you right into the depths of whatever feeling it stirs up in your heart. Whether it be sadness or joy, nostalgia or anticipation, we’ve all experienced times when certain songs can bring us right back to a powerful emotional moment with just a few chords. Below are the top 18 songs that never fail to make our hearts ache with sweet sorrow each and every time they play.
1. Songs by John Denver
One Redditor posted, “A lot of John Denver songs. They take me back to the days when I had a cassette deck in my car, driving through mountains with my mountain girl. Feels like a long time ago, a lot of amazing memories.”
2. “You’re Gonna Go Far” Noah Kahan
“‘You’re Gonna Go Far’—Noah Kahan,” one user posted.
3. Songs by Coldplay
One Redditor shared, “Any Coldplay as it was the last music my husband and I listened to right before he suddenly passed away.”
4. “Silent All These Years” Tori Amos
One online user shared, “‘Silent All These Years’, Tori Amos.”
Another user confirmed, “Yes! Always fierce, and always goosebumps, with that minor key thrown in! I hear my voice … and it’s been …”
5. “In the Aeroplane Over the Sea” by Neutral Milk Hotel
One Redditor shared, “The song “In the Aeroplane Over the Sea” by Neutral Milk Hotel makes me cry by the time it gets to the last verse.
“It’s corny to like that album by this point because it’s been so overplayed, but that song just sounds like the realization that you’re happy and that you made it. It sounds like the feeling of watching fireworks with the love of your life on a warm night, surrounded by happy people and children playing, feeling like if it all ended here, you’d be good with that. Such a nice timeless song.”
6. “Broadripple Is Burning” by Margot and the Nuclear So and So’s
An online Redditor shared, “‘Broadripple is Burning’ by Margot and the Nuclear so and so’s.”
7. “18 and Life” by Skid Row
One user posted, “Skid Row’s ’18 And Life’. It was my sister’s favorite song. She passed away in 2010.”
8. “Only Time” by Enyas
One user shared his story, “Since my son-in-law’s 2005 suicide, Enya’s ‘Only Time,’ but it actually works for all sudden deaths.”
9. “Smother” by Daughter
“‘Smother’ by Daughter.
“When I first listened to this track and, subsequently, the album, I was in a very dark place. Listening to it now just brings everything back with crystal clarity. Sometimes they are happy tears of being proud of where I am now, but more often than not, they are sad tears,” one user shared.
10. “Remember to Forget Me” by Blink-182
One user shared, “Remember to forget me by Blink-182. Hits hard.”
11. “The A Team”
One user posted, “Ed Sheeran. ‘The A Team’. My daughter died of a drug overdose.”
Another user replied, “I’m so sorry. ❤️🩹”
12. “Break You Open”, Airplay Version
“Break You Open (Airplay version). Who knows, knows,” another user posted.
13. “Long Long Time” by Linda Ronstadt
One user added, “Linda Ronstadt ‘Long Long Time’.”
Another user responded, “I had to add this one to my list after watching Nick Offerman sing it to his partner on The Last of Us! … “
14. “I Believe In You” by Amanda Marshall
One Redditor shared, “When I see the music video for ‘I Believe in You’ by Amanda Marshall. It’s so bittersweet and encouraging. I have to stop thinking of it now, or I’ll end up in the middle of Reddit.”
15. “Dance With My Father” by Luther Vandross
Another Redditor commented, “‘Dance With My Father’—Luther Vandross.”
16. “Mama’s Arms” by Joshua Kadison
“‘Mama’s Arms’ by Joshua Kadison. I was a little bit older than the boy in the song (19, to be exact), but the feeling was 100% the same. Starting to cry just typing that, and it happened 20 years ago.
“‘Going back to a tender age So full of confusion and rage Daddy says ‘Boys, your mama’s gone’…” one user quoted.
17. “End of a Day” by Jonghyun
One user shared, “‘End of a Day’—Jonghyun.
“This artist took his life in 2017, and the lyrics have some similarities to the note he left. Parts where he wanted to be told he did good and tried his best. The song absolutely breaks my heart every time it comes on.”
18. “Toire No Kamisama” by Kana Uemura
“Toire no Kamisama by Kana Uemura. The title (The god in the Toilet) sounds funny/strange when you first hear it, but it’s a really sweet and heartbreaking story of a girl and her grandmother. AFAIK, it’s based on the singer’s real experience,” posted one user.
Have you heard some of the songs listed above? Share your thoughts in the comments!
Source: Reddit.
Who is one actress you can never stand watching, no matter their role? After polling the internet, these were the top-voted actresses that people couldn’t stand watching.
10 Actresses People Despise Watching Regardless of Their Role
These 7 Celebrities are Genuinely Good People
We’ve all heard the famous adage that “no publicity is bad publicity,” and while it tends to be accurate, there are certainly exceptions. But what about those few stars who stay out of the limelight and get along without a hint of trouble?
These 7 Celebrities are Genuinely Good People
These 10 Activities Are an Immediate Red Flag
Have you ever known someone and thought you liked them—until you learned about their hobbies? Then you get to know them and then you’re like, “Wow, red flag.” Well, you’re not alone.
These 10 Activities Are an Immediate Red Flag
Some celebrities definitely seem to enjoy the limelight and keep working to stay in the public eye. While others quickly move out of the spotlight. Many of these actors and actresses stepped out of the spotlight to live a more private life without constant media pressures.
10 Celebrities That Made the Big Times Then Disappeared Off The Face of the Earth
We’ve all been there – sitting through a movie that we can’t help but cringe at, but somehow it still manages to hold a special place in our hearts.
These 10 Terrible Movies Are Still People’s Favorites
Do you want to become a bookkeeper and earn money from home? If so, you may be interested in learning about the most popular bookkeeping course out there – Bookkeeper Launch. In this Bookkeeper Launch Review, I will help you learn everything that you can about this course so that you can decide if you…
Do you want to become a bookkeeper and earn money from home? If so, you may be interested in learning about the most popular bookkeeping course out there – Bookkeeper Launch.
In this Bookkeeper Launch Review, I will help you learn everything that you can about this course so that you can decide if you should take it or not.
Bookkeeper Launch is a popular course that teaches people how to do bookkeeping and start their own virtual bookkeeping businesses. It’s made for people with various levels of experience (even if you’re a beginner!) and covers what you need to start a successful bookkeeping business.
In this article, we’ll explore what Bookkeeper Launch teaches, how it’s organized, and what people who have purchased it think, to help you decide if it’s a good use of your time and money.
Please click here if you want to sign up for Bookkeeper Launch.
10
This free training will teach you what you need to know to become a virtual bookkeeper and make money from home.
Key Takeaways
Bookkeeping jobs are great because you can learn the skills you need from the comfort of your home, and then you can also work the job at home while creating your own schedule.
Bookkeeper Launch is a complete program that teaches bookkeeping skills and guides students in starting their own businesses.
The course is around 60 hours long and over 10,000 people have taken this course!
The course teaches a lot, starting from the basics of accounting to ways to get clients through marketing.
You do not need to have previous experience in accounting or bookkeeping to get started.
There is a free workshop that helps you get started with becoming an online bookkeeper.
The cost for Bookkeeper Launch is $249 a month for 12 months, or $2,499 up front.
Bookkeeper Launch Review
What is a bookkeeper?
A bookkeeper is a person who keeps track of money-related activities for businesses and individuals. They make sure that all the financial records are correct, current, and well-organized. If you become a bookkeeper, you’ll do things like putting in numbers, making sure bank records match, and creating financial reports.
Bookkeeping tasks may include:
Recording financial transactions
Categorizing and organizing financial information, such as filing receipts
Producing financial statements
Bank statement reconciliation
Creating financial reports
Processing invoices
Cash flow management
Running payroll
People with virtual bookkeeping jobs work remotely from home, and they do not physically need to go into the office. Bookkeeping is a great option for remote work because all of a bookkeeper’s work can be done online or with computer software.
If you are a freelance bookkeeper, you may have several clients or just one. It simply depends on what type of bookkeeping business you want to run.
Recommended reading: How To Become a Bookkeeper and Make $40,000 Per Year
How much do virtual bookkeepers make?
The amount that a virtual bookkeeper can make will vary.
This is because it depends on how many hours you put toward it each week (do you want to work part-time or full-time, for example), what you’re doing to grow your business, and more.
As an online bookkeeper, you may be able to earn around $40,000 or more each year. This is around 12 to 16 clients each month. Per-hour pay may range anywhere from $60 to $100 an hour.
It’s not uncommon for a bookkeeper to make approximately $300 a month for one client, and that’s working around 4 to 5 hours a month total.
Recommended reading: Online Bookkeeping Jobs: Learn How To Get Started Today
What is Bookkeeper Launch?
Bookkeeper Launch (formally called Bookkeeper Business Launch) is an online course that teaches you how to begin and grow your own bookkeeping business.
It’s sold by Bookkeepers.com and created by Ben Robinson, who has more than 15 years of experience as a Certified Public Accountant, and he used to own a CPA firm until he sold it.
The course covers important areas like basic bookkeeping, starting your business, ways to promote it, and finding customers. When you join Bookkeeper Launch, you’ll learn what you need to start a virtual bookkeeping business and work from your home or any place you like.
Who is Bookkeeper Launch for?
Bookkeeper Launch was created for people who want to either start their own bookkeeping business or improve their current bookkeeping skills. It doesn’t matter if you’re a beginner or already have some experience, the course has useful tools and direction tailored to what you require.
It’s a good fit for people who want a flexible work schedule, like dealing with numbers, and are careful about details. If you’re prepared to establish a thriving bookkeeping business, Bookkeeper Launch could be just the right choice for you.
This course is made for people who are thinking about changing their careers and for those who are already experienced. It helps you learn all the details of bookkeeping and also how to start and expand your own business.
What’s in Bookkeeper Launch?
Below I will be talking about what is in the Bookkeeper Launch course.
What’s included in the Bookkeeper Launch course?
The Bookkeeper Launch course teaches you everything you need to know to start a 100% virtual bookkeeping business from scratch.
There is a lot included in this course from lessons, practice exams, checklists, and more.
Bookkeeper Launch is made up of 3 main categories plus the “Power Units,” each focusing on the 3 key areas of learning about bookkeeping.
Category #1 – 21st Century Bookkeeping Skills is all about becoming a high-quality bookkeeper. You will learn exactly what a bookkeeper does, all about the most important financial statements that you will be creating (Balance Sheets, Income Statements, Statements of Cash Flow), how to create financial reports, and more. You will even learn how to clean up a business owner’s books and organize the worst financial mess.
Category #2 – Clients is where you’ll get your first handful of clients to get your business off the ground. This module is all about how to get clients and find bookkeeping jobs. You’ll learn how to find clients, how to price your services, how to send proposals, and more. There’s even a lesson on “How to Yakkity-Yak” which is how to promote your bookkeeping services without being spammy or annoying.
Category #3 – Business Systems is where you’ll develop the systems you’ll need to succeed (and run your business day-to-day). This module will teach you how to be as efficient as possible with your bookkeeping services so that you can get things done quickly but also correctly. You will learn how to set up and manage your business, how to save money with your business, how to save time running your business, and more.
Power Units are for when you’re ready to grow your business. They will teach you how to follow up with possible new clients, how to get referrals, and more. There is a helpful email template that you can use as well as a follow-up system for email outreach.
You also get to use the Bookkeeper Launch Resource Libraries. This includes guides, templates, worksheets, and more so that you can start a successful bookkeeping business.
When you’ve finished the course and the exams, you will receive the Bookkeeper Launch Certificate of Completion as well as a badge to show on your website or social media accounts.
Bookkeeper Launch also provides a 7-day plan to launch your business. This is a step-by-step plan to get your business started in just one week. You will learn how to set up your business legally, how to onboard a client, and more.
You can see the full syllabus here.
Support and community
A great thing about the Bookkeeper Launch program is that it has strong support and a community. You can get lots of help and tips from experienced bookkeepers in online groups and live sessions when you purchase the course.
There is a support group community for everyone who has taken this course that is hosted on Facebook. There are over 8,000 people in this private group! You can ask questions whenever you like, and learn tips from others in the group.
Once you join the course, you can get help whenever you need it from their team. There is unlimited email support which is great for whenever you have questions. There are also 2 weekly live question-and-answer sessions that they host in their group.
They even have a “Legal Lunch” in their group so that you can get help from a lawyer. Each month, Bookkeeper Launch invites a lawyer into their group consultation call. You can ask any questions on the live call about setting up your business.
How much does Bookkeeper Launch cost?
The Bookkeeper Launch course teaches you everything you need to know to be a successful bookkeeper. It’s split into different sections that cover important topics. There is Bookkeeper Launch Pro, Bookkeeper Launch Premier, and Bookkeeper Launch Team.
You can sign up by making one payment or by paying monthly, which makes it affordable for different budgets.
Free training: They also have free training that you can take. If you are interested in finding online bookkeeping jobs, I recommend signing up for this free workshop that’s all about finding a virtual bookkeeping job. Here, you will learn how to start a freelance bookkeeping business. You can sign up for free here.
Below, I will be talking about each of the Bookkeeper Launch options:
Bookkeeper Launch Pro
With this option, you get the full course (the Bookkeeper Launch System) and access to the private Facebook group of virtual bookkeepers as well as resource library access.
You get the bookkeeping course plus bonus materials such as Hacks & Facts and Profit Maximizers. This comes with unlimited access and updates.
Bookkeeper Launch Pro costs $249 monthly for 12 months, or $2,499 up front.
Bookkeeper Launch Premier
This is your fastest path to becoming a bookkeeper, and you get access to everything in Bookkeeper Launch Pro plus more. You get the full course and the private community plus weekly group coaching to guide you through building your business.
This level comes with 8 group coaching sessions, unlimited open mic sessions, accountability, and more.
Bookkeeper Launch Premier costs $299 monthly for 12 months, or $2,999 up front.
Bookkeeper Launch Team
With Bookkeeper Launch Team, you get everything in Bookkeeper Launch Pro and Bookkeeper Launch Premier, as well as:
The Marketing Machine
Outstanding Processes & People (OPP)
Exclusive “Elite” Community of Bookkeeping Entrepreneurs
Licensed access for 2 of your team members to the 21st Century Bookkeeping Skills section of Bookkeeper Launch (these are called Knowledge Licenses)
Bookkeeper Launch Team costs $4,999 up front.
Bookkeeper Launch refund policy
This course has a 30-day money-back guarantee. So, if you are not 100% happy with the course, you can get a refund.
Pros and cons of Bookkeeper Launch
As someone who is considering the Bookkeeper Launch course, it’s important to think about the pros and cons before making your decision. Below is a list of some key things to consider in order to help you make the best choice.
Pros:
Good income potential – Many Bookkeeper Launch graduates have reported earning $50,000 or more per year as bookkeeping professionals.
Quality content – According to reviews, the course has comprehensive, easy-to-understand lessons that set you up for success as a bookkeeper.
Expert guidance – Ben Robinson, a Certified Public Accountant with over 20 years of experience, teaches the course. His credibility in the field contributes to the course’s value.
Strong track record – Thousands of people have gone through the Bookkeeper Launch program and started successful bookkeeping businesses, attracting high-paying clients in the process.
Cons:
Price – One of the main drawbacks is the cost of the course. Some potential students may find it difficult to justify the expense, especially if they are just starting out in the bookkeeping profession and may have financial constraints.
Time – The course takes around 90 days to complete, as it teaches you everything that you need to know.
Bookkeeper Launch reviews and ratings
No review is complete without looking for feedback from actual course students. The Bookkeeper Launch course has received many positive reviews from numerous students.
People who finished the course really liked what they learned and how supportive it was. A lot of them have started their own bookkeeping businesses, which shows that the course really works. These good reviews make the Bookkeeper Launch course seem even more trustworthy and show that it’s a great start for a bookkeeping career.
You can read Bookkeeper Launch success stories here.
Bookkeeper Launch course review BBB
Bookkeeper Launch has an A+ rating from the Better Business Bureau. With over 40 reviews, they have managed to maintain an average of 5 stars. This high ranking from the BBB shows that the course has a good reputation and provides excellent value to its students.
Bookkeeper Launch course review Reddit
I browsed Reddit for firsthand reviews of the course and found many positive reviews for Bookkeeper Launch.
One review I found said:
“I highly recommend BL over the DIY/free method. I was a bit skeptical at first, but purchasing BBL (as it was called back then) was one of the best decisions I’ve made. You will learn about much more than just the bookkeeping, and will forever have access to a HUGE network of bookkeeping professionals.” – BookToTheFutureLLC
Frequently Asked Questions About Bookkeeper Launch Course
Below are answers to common questions about the Bookkeeper Launch course.
Is it hard to become a virtual bookkeeper?
Becoming a virtual bookkeeper may seem hard at first, but with the right training and resources, you can develop the skills and knowledge to succeed. It’s important to be dedicated, focused, and open to learning new things as you go through your training.
Does Bookkeeper Launch teach bookkeeping?
Yes, Bookkeeper Launch is a course designed to teach you everything you need to know about bookkeeping, along with marketing and business-building strategies to help you launch your own virtual bookkeeping business.
How effective is the Bookkeeper Launch course?
Bookkeeper Launch has a proven track record, with thousands of people who have successfully started their own bookkeeping businesses and attracted high-paying clients. The course holds an A+ rating with the Better Business Bureau and has received numerous positive reviews from its students.
What is the cost of the Bookkeeper Launch?
Bookkeeper Launch Pro costs $249 monthly for 12 months, or $2,499 up front.
Are there any prerequisites for this course? Do I need to be an accountant beforehand?
No, this course is great for beginners with no prior knowledge of bookkeeping. It starts with basic concepts and gradually progresses to harder topics.
Who is the founder of Bookkeeper Launch?
Bookkeeper Launch was founded by Ben Robinson, a former Certified Public Accountant (CPA) who has dedicated himself to helping aspiring bookkeepers start successful businesses.
Is there a certification provided upon completion?
There is not a certification, but you do get a certificate. When you’ve finished the course and the exams, you will receive the Bookkeeper Launch Certificate of Completion as well as a badge to show on your website or social media accounts.
Is Bookkeeper Launch accredited?
Bookkeeper Launch is not accredited by any educational institution. However, it has an A+ rating with the Better Business Bureau and over 10,000 students have taken the course.
Is Bookkeeper Launch self-paced? How long is the Bookkeeper Launch program?
Yes, Bookkeeper Launch is a self-paced, online course, which means you can go through the lessons and complete the training at your own pace. This flexibility makes it a great option if you have other commitments or are looking for a course that fits your schedule.
Is Bookkeeper Launch free?
Bookkeeper Launch is not free. But, they do have a free training workshop that you can sign up for. Their free workshop is all about how to find a virtual bookkeeping job. Here, you will learn how to start a freelance bookkeeping business. You can sign up for free here.
Are there any discounts or promo codes available?
Discounts and promo codes for Bookkeeper Launch may be available from time to time. It’s best to check the Bookkeeper Launch website or sign up for their newsletter to receive updates on any current promotions or discounts. If you sign up for their free workshop, you’ll be informed of any sales. Also, there is a 30% military discount for active duty or retired service members as well as their spouses.
Is Bookkeeper Launch legitimate and worth it?
If you want to be a successful independent bookkeeper, turning what you know into a real business can be scary. It’s not always easy to figure out how to make it work. That’s why this course for beginning bookkeepers can really help.
A good bookkeeper course covers more than just the basics. It also teaches important things that are sometimes forgotten but really important for starting a bookkeeping business. This includes how to get clients and handle money.
Bookkeeper Launch Review
I hope you enjoyed this Bookkeeper Launch Review.
Bookkeeper Launch is a great course to take if you are looking to start a virtual bookkeeping business. Over 12,000 people have taken this course, and there are many, many positive reviews for it.
Bookkeeper Launch teaches you how to start your own online bookkeeping business right from the very beginning, even with no experience.
This course will teach you how to learn real bookkeeping skills (such as how to prepare financial statements and other tasks you may be doing for businesses as a bookkeeper) and actually find clients so that you can make money and work from home.
The course is self-paced too, which means that you can take the course as quickly or as slowly as you would like.
I have heard great reviews about this bookkeeping course from many of my readers, and I know of many people who have found bookkeeping jobs because of what they have learned through this training.
Do you want to become an online bookkeeper? What did you think of the Bookkeeper Launch course?
Have you ever rented a movie on a whim, expecting it to be just okay—only to find yourself surprisingly transfixed? We’ve all experienced this kind of pleasant surprise at least once or twice, but why is it that the most unsuspected films can sometimes leave us completely entranced? Below are some unearthing 20 movies you don’t expect to love—but absolutely should.
1. My Cousin Vinny
“When My Cousin Vinny came out, I thought this was going to be stupid. I laughed and laughed,” one user shared.
Another user agreed and commented, “One of the all-time greats! The whole ‘imagine yo’ a deer’ speech makes my day. Every single time! Marisa Tomei is the best part of that whole movie, hands down.”
2. Star Wars
One user shared, “(I’m old) In 1977, my friends and I were supposed to go see Rocky or something, but it was sold out. Instead, we went to a movie I had never heard of called Star Wars. Wow!”
Another user shared her story and stated, “My mom told me about my dad taking my brother to see Star Wars in theatres when it first came out. There was no pomp and circumstance. No long lines of people waiting to see it. There wasn’t today’s hype like it was just another movie release.
“It was hard to imagine.”
3. The Lego Movie
One Redditor commented, “Lego Movie!!! What I thought would be a complete cash grab with no substance (looking at you, Emoji Movie), I left feeling like I got a big hug with the writing, the plot and the talent!!”
One replied, “Absolutely. For being basically a 2-hour long corporate ad, it was very funny, touching, and provocative. Lego Movie is awesome! ‘Hi, you don’t know me, but I’m on TV so that you can trust me!’”
4. The Mummy (1999)
One Redditor shared, “Brendan Fraser’s Mummy movie.”
Another user replied, “Yes! This was the first movie I’d ever seen in a real theatre. We had no idea what the movie was about, but my God, that was an epic film for little kids to see!”
5. October Sky
“October Sky with Jake Gyllenhaal and Chris Carter. Great story about a 1950s coal mining town and a teenager wanting to get out and go to college to be a NASA engineer,” one Redditor shared.
Another user replied, “It’s based on a true story. So good.”
6. Edge of Tomorrow
One Redditor posted, “Edge of Tomorrow. Didn’t know much about it outside. It wasn’t doing great in the box office, and no one knew what it was about.”
Another confirmed and posted, “Yesh, this one was better than I expected. It’s one of the few movies I enjoy re-watching.”
7. Up
Another user commented, “Up (the Pixar movie). It was so beautiful and emotional. I’ve seen it many times since. Wonderful movie!”
One user replied, “I was not expecting nor was I prepared for that absolute gut punch in the beginning.”
8. Puss in Boots: The Last Wish
“Puss in Boots: The Last Wish! It was so cute and funny but, at the same time, kind of had a deeper theme than I’d expect from a kid’s movie (Puss the Cat has now died eight times and is down to his last life and is realizing that he is going to die one day),” one user posted.
Another user replied, “This movie was much better than it had any right to be. Dreamworks’ top 3 for me.”
9. Clue
One user shared, “Clue. Not what I expected. Amazing movie.”
Another user jokingly added, “I guess you can say you had no Clue what you expected … I’ll see myself out.”
10. Little Miss Sunshine
One Redditor posted, “Little Miss Sunshine. I can’t remember what I expected going into the theatre, but it certainly wasn’t what it turned out to be. I absolutely loved the movie.”
One user also replied, “The gag of Steve Carrell’s character losing both his boyfriend and his title as the foremost Proust scholar to the same dude is f- hilarious. Kind of thing that makes you go, “‘Who the f- wrote this?’”
11. Stardust
Another online user posted, “Stardust. And I know I’m going to get s- for this, but to me, it’s on a level with the princess bride. It’s intelligent, funny, … all while staying family friendly with a great story and a great lesson.”
One agreed and exclaimed, “WHAT a good movie! It’s one of the rare movies that is (IMHO) better than the book.”
12. Cabin in the Woods
“Cabin in the Woods. I thought it was going to be a s- horror cliche movie; it ended up being one of my favourite movies!” posted one user.
Another Redditor commented, “I watched it because I’m trying to watch all ‘1001 movies you must see before you die’ and thought it was strange a seemingly basic horror movie cut. It was super fun to be surprised by how entertaining and clever that movie turned out to be; I really really enjoyed it and didn’t think I would.”
13. Kingsman: The Secret Service
One Redditor shared, “Kingsman: The Secret Service. It came out with no real advertising, the trailer looked average, and when I saw its opening day, the theatre was almost empty.
“Holy crap, though, the movie blew me away. I compare it to John Wick, where there was no hype or expectation, then it blew people’s socks clean off.”
One user replied, “I enjoyed the Kingsman films.”
14. Spiderman: Into the Spiderverse
“Spiderman: Into the Spiderverse … I watched it on a date, expecting not even to want to pay attention. Now it’s my favorite superhero movie,” shared one user.
15. Terminator 2
One user posted, “Terminator 2. I was dragged into seeing it. I’m not a fan of sci-fi/fantasy, but that is one fun movie.”
Another user replied, “All-time favorite film. I’m a huge Arnold fan, tho.”
16. District 9
One user shared, “District 9.”
Another user replied, “Amen. I walked into the theatre wholly blind and barely heard about it. Me and some friends just walked past a poster and agreed it looked interesting. One of my best cinema experiences.”
17. Lord of the Rings
“My mum took me to see Lord of the Rings when it first showed. I had no idea what it was. She told me it was adapted from books she’d thought I’d like. Hands down my favourite movies of all time, and great memories :),” one Redditor shared.
18. Dredd
One online user added to the thread, “Dredd. Absolutely loved the dark turn the new movie had.”
Another person then asked and commented, “‘Are you ready?’ The second time is really a great callback.”
One user also responded, “Thanks. I have it on one of my queues ‘just because.’ I had no real intention of watching it, but now I will.”
19. Eurotrip
“Eurotrip. My brother and I went in expecting it to be funny. We’ve been quoting it ever since.”, one Redditor posted.
One user also replied, “‘Oh, mi scuzi!’ Same dude, same.”
20. Galaxy Quest
One user shared, “Galaxy Quest. I thought it would be a bad comedy, but I really enjoyed it.”
Another Redditor quoted, “‘Never give up, never surrender!’”
What do you think of the movies listed above?
Share your thoughts down in the comments!
Source: Reddit.
10 Actors Perfectly Cast for Their Character Roles
Have you ever watched a movie or show and been completely lost in it because of how well an actor or actress became their character? Check out this article for a whole list of actors who were perfectly cast!
11 Vampire Movies That Will Make You Thirst for More
You know that feeling where you’re on a movie kick in a certain genre, but you seem to run out of good movies to watch? Well, if you’re down for a vampire movie or three, check out this article for the best ones out there!
10 Incredible Movies That People Rated 10 Out of 10
It’s pretty hard to replicate the experience of watching your favorite movie for the first time, but we’ve put together a list of movies that people have rated at a perfect 10/10. Next time you need a good movie to watch, check this out!
10 Famous People Who Canceled Themselves With Their Own Stupidity
We’ve all been there: you make a comment you haven’t thought through at all, and the whole room goes silent at what you’ve just said. But can you imagine doing that as a famous person—and getting canceled? Check out this list of celebrities who did just that!
13 Things You Shouldn’t Do When You’re in the US
Are you planning a trip to the US? Culture varies a lot between countries, even countries that share borders. So if you’re headed to the good old U. S. of A, here are a few pointers to make your travels go more smoothly!
Cult films are the gems of movie culture; they evoke a sense of nostalgia, timelessness and individuality that regular blockbusters and top-grossing movies can’t replicate. Have you ever watched a cult classic and felt connected to its peculiar humor, cryptic storyline or unconventional characters? Movies like these aren’t often part of the mainstream, but they tell their own unique stories. We’ve compiled 20 captivating cult classics everyone should watch!
1. Rocky Horror Picture Show
One user posted, “Rocky Horror Picture Show.”
Another user replied, “Nothing quite like a sweet transvestite from trans-xual Transylvania!”
One commenter added, “Sorry, the script called for killing Meatloaf…”
Another Redditor exclaimed, “The OG cult classic.”
2. Evil Dead
One Redditor shared, “Evil Dead.”
Another user replied, “YES!!! I absolutely love the third one. ‘The only things you’re in charge of are Jack and s-, and Jack left town.’”
One commenter added, “Listen up, you primitive screw heads!”
Another shared, “You wouldn’t understand the future. It’s full of molecules and, er …”
3. Heathers 1989
“Heathers 1989!” one user mentioned.
Another user commented, “Underrated answer.”
4. This Is Spinal Tap
One Redditor commented, “This Is Spinal Tap.”
Another user shared, “Lol, funny story. So, a friend of mine had to go to the hospital, and they needed to do a spinal tap on him. The guy f- it up ten times and got it right on the 11th. My friend called me to b-. When I arrived to visit him, I gave him his get well soon gift, This is Spinal Tap on DVD.”
5. Young Frankenstein
One commenter shared, “Young Frankenstein. So quotable!”
Another user commented, “That movie was hilarious.”
One Redditor added, “Blücher!”
6. Repo Man
“Repo Man,” one user shared.
Another replied, “A man’s gotta have a code.”
7. The Room
One Redditor commented, “The Room.”
One user replied, “Oh, hi, Mark!”
8. Snatch
“Snatch,” one user commented.
Another user responded, “‘Got anything to declare?’ ‘Yeah, don’t go to England.’”
9. Clerks
One user shared, “Clerks.”
Another user quoted, “Daa dunn daa dunn daa dunn salsa shark.”
10. A Clockwork Orange
“A Clockwork orange,” posted by one Redditor.
Another user commented, “It’s a bit scarier now than when it first came out because some of what it foreshadowed came true. I remember being in a theatre when it first came out and seeing a sign that talked about how the theatre would not show this film—not because it was violent, but because there was [unclothed people] in it.”
11. Donnie Darko
One Redditor shared, “So many, but for some reason, Donnie Darko was my first thought upon reading your question.”
Another Redditor replied, “That movie is a trip. I need to watch it now and see if it has the same impact.”
12. Office Space
“Office Space,” one Redditor mentioned.
Another user added, “Mother s-, son of a f-!”
13. Crybaby
One user posted, “Crybaby.”
Another user commented, “This is one of my all-time favourites. I hardly ever see it mentioned, even though it’s so wonderfully campy.”
14. Withnail and I
“Withnail and I,” one user posted.
Another user commented, “I can’t believe I had to scroll this far to find Withnail.”
One added, “Dealing with a b- behind the eyes.”
15. Pulp Fiction
One Redditor posted, “Pulp Fiction got a bunch of Oscar nominations (and one win) and massive acclaim in its initial release; it was immediately recognized as brilliant and was the most influential film of the decade it came out in. If that’s a cult classic, the term has lost all meaning.”
One user commented, “That’s my take too. A lot of people think ‘cult classic’ means ‘offbeat movie that isn’t a traditional Hollywood flick in its time, that I love.’ To me, it’s not cult unless it barely got attention when it was released, and hardly anyone outside its niche knows it exists.
“Something like Boondock Saints, Simon, King of the Witches, or Satan’s Sadists would be ‘cult classics.’”
16. Blazing Saddles
One user shared “Blazing Saddles.”
Another user commented, “15 is my limit on schnitzengruben.”
One commenter added, “Mongo like candy.”
17. Forbidden Zone
“Forbidden Zone. It features a younger Danny Elfman in it as the devil. (His brother Richard directed it,)” one user posted.
18. Rosemary’s Baby
One user shared, “Rosemary’s Baby, of course. That was a classic with a cult in it.”
19. Angel Heart
One Redditor shared, “Angel Heart, a very underrated movie. It should have been s-, but it was actually a great movie.”
20. Freaks 1932
“Freaks 1932, everyone’s heard of it, but how many people have actually watched it?” one user shared.
Do you agree with the title listed above? Share your thoughts and comment below!
Source: Reddit.
10 Actors Perfectly Cast for Their Character Roles
Have you ever watched a movie or show and been completely lost in it because of how well an actor or actress became their character? Check out this article for a whole list of actors who were perfectly cast!
11 Vampire Movies That Will Make You Thirst for More
You know that feeling where you’re on a movie kick in a certain genre, but you seem to run out of good movies to watch? Well, if you’re down for a vampire movie or three, check out this article for the best ones out there!
10 Incredible Movies That People Rated 10 Out of 10
It’s pretty hard to replicate the experience of watching your favorite movie for the first time, but we’ve put together a list of movies that people have rated at a perfect 10/10. Next time you need a good movie to watch, check this out!
10 Famous People Who Canceled Themselves With Their Own Stupidity
We’ve all been there: you make a comment you haven’t thought through at all, and the whole room goes silent at what you’ve just said. But can you imagine doing that as a famous person—and getting canceled? Check out this list of celebrities who did just that!
13 Things You Shouldn’t Do When You’re in the US
Are you planning a trip to the US? Culture varies a lot between countries, even countries that share borders. So if you’re headed to the good old U. S. of A, here are a few pointers to make your travels go more smoothly!
Northwestern Mutual Study Finds Gen Z Wants to Talk About Family Finances Far Earlier than Previous Generations Gen Z trusts family members and advisors – and not “FinTok” influencers – for financial advice Millennials want to talk to parents about wills, life insurance, inheritance and long-term care plans a full decade earlier than Boomers+ MILWAUKEE, … [Read more…]
Have you ever been in a conversation and heard something so irritating that it grates on every fibre of your being? We all have those things people say that drive us crazy, whether it’s the friend who corrects your grammar or the family member who gives unsolicited advice. No matter how much we want to let out a deep sigh and roll our eyes whenever we hear these dreaded words, there’s often no escape! So, if you’re fed up with hearing some of the world’s most annoying phrases day after day, join us as we take an entertaining look at the top 20 things we hate hearing from people below.
1. Why Are You So Quiet?
One user posted, “‘Why are you so quiet?’ or cracking jokes about the fact that I’m quiet.”
One user added, “Extroverts are rude without knowing it themselves … asking introverts that question is like asking extroverts ‘Why are you so noisy?’”
2. Emotional Dumping
One Redditor shared, “All their problems.”
3. I’ll Pray for You
“I’ll pray for you,” posted one user.
4. You’ll Regret It When They Die
One user posted, “‘You’re going to regret … when this person passes away’ No, I’m not.”
5. That Vaccines Cause Autism
One online user added to the thread, “The ASD/Spectrum myths. Like the one about vaccines spreading it, or it being contagious and [stuff] like that. As someone on the spectrum, I have to wonder why and how people think these things.”
Another user replied, “Got told today my son doesn’t look autistic.”
One added, “Yep. Some people will do that. I try to ignore it, but it gets hard. I hate hearing stories like this because they shouldn’t happen. I hope you and him are okay.”
6. You Don’t Know if You Like It
“‘You don’t know what you like because you’ve never tried it.’ That’s not true. Even if you haven’t tried something before, you can still form an opinion based on what you know about it or what you have heard from others,” one user shared.
7. You Need to Start Dating Again
One user shared, “‘You need to start dating again.’ Me: NOPE!”
8. Their Uninformed Opinions
One Redditor added to the comments, “Their uninformed opinions.”
9. Excuses
“Excuses,” posted one user.
10. Trust Me
One user shared, “‘Trust me.’ Instant distrust.”
11. I Give Up
One user added to the thread, “I give up.”
12. It’s Not That Hard
Another Redditor shared online, “‘It’s not even that hard.’ Luckily, people don’t really say that to me, but I hear others saying it to others. C’mon now, don’t say that to anyone; instant confidence drops.”
13. Only Gays Have Long Hair
“‘Only gays have long hair.’ If someone would say this to me, I would say: ‘Okay, and?’” one user stated.
14. Insults
One user stated, “Insults.”
15. Gossip
One user mentioned “Gossip.”
One user replied, “Especially bad ones.” Another user added, “Yeah, they do gossip as if it is a hobby … “
16. When Will You Get Married?
“When will you get married?” one user posted.
17. You’re Overreacting
One user added to the thread, “‘You’re overreacting’ when I tell them how I feel (angry or sad situations.) ‘Smile more’ (THIS ONE, YOU’RE AN AH IF YOU ARE GONNA GET ANGRY WHEN I DON’T LISTEN AND NOT HELP ME BE HAPPY AGAIN)
“‘What is wrong with you?’ (When you trigger my overprotective sensors or smth that makes me react badly.)
“‘Stop screaming.’ (Stop triggering/angering me, please. I can’t control my feelings and body at all.)
“‘Why do you have to be so sensitive?’ (I don’t believe that it’s my fault … )
“‘Who asked?’ (Bro, nobody cares who asked. Just let me have a conversation.)
“‘Why are you so quiet?’ (idk, but when I’m not, please don’t ignore/talk over/interrupt me.)
“‘I can’t be friends with you because you eat pineapple on pizza/do smth crazy.’ (Bro, you can’t do that irl as not jokingly; what kind of AH are you? I’d be fine if you actually find smth real as crazy, not an unpopular opinion that won’t hurt you—except support of SA, Abuse, Pedos or similar stuff).
“‘You’re weird.’ (WHO BUILT ME like that? I NEVER ASKED FOR DIS– except for disgusting/creepy stuff.)
“Don’t harass me, please.”
18. Everything’s Gonna Be Okay
One user stated, “‘Everything’s gonna be okay.’ Been hearing that for 30 years…”
19. You’ll Have to Become Vegan
One Redditor added, “My family has something weird against veganism. I don’t know why or if it has to do with anything, but it’s so weird when they crack jokes like ‘Shut up or you’ll have to eat vegan schnitzel,’ ‘Starting off tomorrow you’ll have to become vegan,’ and then they expect me to say something like ‘Noooo!’
“I’m not scared of meat alternatives; I’ve had vegetarian meat before and they actually taste well; my family, however, who have never tried vegan meat ever, have constant rants about how disgusting vega(n) meat is. I basically eat everything in this house with the exception of a few vegetables, yet I’m still the ‘picky one.’”
20. I Don’t Mean to Be Rude but …
“‘I don’t mean to be rude/offend you, but …’
“Something rude and/or offensive always follows. And since they know that in advance, stop making excuses or just don’t say anything.”
Do you agree with the statements listed above? Share your thoughts down in the comments!
Source: Reddit.
10 Actors Perfectly Cast for Their Character Roles
Have you ever watched a movie or show and been completely lost in it because of how well an actor or actress became their character? Check out this article for a whole list of actors who were perfectly cast!
11 Vampire Movies That Will Make You Thirst for More
You know that feeling where you’re on a movie kick in a certain genre, but you seem to run out of good movies to watch? Well, if you’re down for a vampire movie or three, check out this article for the best ones out there!
10 Incredible Movies That People Rated 10 Out of 10
It’s pretty hard to replicate the experience of watching your favorite movie for the first time, but we’ve put together a list of movies that people have rated at a perfect 10/10. Next time you need a good movie to watch, check this out!
10 Famous People Who Canceled Themselves With Their Own Stupidity
We’ve all been there: you make a comment you haven’t thought through at all, and the whole room goes silent at what you’ve just said. But can you imagine doing that as a famous person—and getting canceled? Check out this list of celebrities who did just that!
13 Things You Shouldn’t Do When You’re in the US
Are you planning a trip to the US? Culture varies a lot between countries, even countries that share borders. So if you’re headed to the good old U. S. of A, here are a few pointers to make your travels go more smoothly!
Update 11/3/23: Added note below about possible new rule which auto-declines applications if there was a hard pull done on your credit report from any bank in the past 5 days. This also may cause a decline for another 60 days since Citi will just use the old credit pull for up to 60 days. (After 5 days you can call reconsideration and ask them to run your credit report again for approval.)
Original Post:
Citi has strict rules on how many card applications they’ll accept from someone. Many people are confused about this, and we’ll try explaining Citi’s rules as clearly as possible.
Note: This post is not about Citi’s 24-month rules regarding how frequently you can get a signup bonus (we have a separate post on that churning rule). Here we’ll discuss when they’ll process your application at all and when they’ll deny you, often without even pulling your credit.
There are still some question marks here – please contribute your own data points in the comments. We’ll try to keep this post updated with any future rule changes as well.
Personal Cards (8/65)
There are two rules to be aware of regarding Citi personal cards:
Must wait 8 days after application before applying for another card. While this rule is well known, there are data points of those who got approved for a second card within 8 days, so this might not be a hard rule (Flyertalk). Based on this, I’d guess that a hard pull will be done for applications within 8 days.
No more than 2 Citi applications within 65 days. The real rule is 60 days, but it’s become common to wait 65 as a safeguard since Citi has been known to miscount.
These two rules have borne the short-hand ‘Citi’s 8/65 rule’.
That is, after applying for a Citi card (Day #1), wait eight days before applying for another Citi card on Day #9. Then you’ll have to wait until Day #66 to apply for a third card. Then on Day #74 you can apply for the next one. And so on.
Business Cards
Regarding business cards, the rule is as follows:
Must wait 90 days between business card applications. Again, we’ll wait an extra 5 days to be safe.
For example, if you apply for a business card today Day #1, you can apply for another business card on Day #96.
Personal + Business Combo
It appears that both business cards and personal cards combine toward for the 65-day wait. A friend reports that during a recent business card application, Citi didn’t even do a hard pull due to the fact that he had done two personal two applications within the past 60 days. Other reports (1, 2) confirm this as well.
The 8-day rule is often relaxed when applying for one business and one personal card, meaning that you can apply for a personal and business card on the same day or the same week and don’t have to wait 8 days in between (Frequentmiler and others). This can be the case even when applying for both with your SSN. Being the 8-day rule is a soft rule, it’s difficult to track solid data on this.
You can apply for a business card using an EIN within 8/65 since business applications run separately. Thus, it’s possible to get three cards within 60 days (2 personal and one business) (1, 2, 3). [However, note, there are data points indicating that while EIN applications don’t count your previous SSN applications against you, SSN applications DO count your previous EIN applications against you (1). Hopefully, this makes sense.]
Notes about the Rules
Even denials count. For example if you were denied for your second card on Day #9, you still have to wait until Day #66 for the third application. And the same is probably true for business cards: if you were denied a business card, you’ll have to wait 95 days to try again.
If your application did not get processed, e.g. if you violated the 8/65 rule, that application will likely not count against you toward your 8/65 (Reddit).
The only day that matters is the application date, not the card approval date.
All calendar days count, even non-business days.
Other Rules
5-Day Credit Pull Rule
Frequentmiler has some reports indicating a possible new rule which auto-declines applications if there was a hard pull done on your credit report from any bank in the past 5 days. This also may cause a decline for another 60 days afterward since Citi will just use the old credit pull for up to 60 days. (After 5 days you can call reconsideration and ask them to run your credit report again for approval.)
New 1/60 Rule?
In the past few months, some people have been told by Citi that only one new card can be approved per 60-days.
Is there a new 1/60 rule? Based on numerous data points, my understanding is that this is not a firm approval rule. There does seem to be a fraud detection in place when you apply for two cards within 60 days which requires manual intervention. I believe this issue is only when you apply for two of the same cards (e.g. two AA cards), but not when you apply for two separate cards.
Max Hard Pull Rule (6/6)?
Many people mention that Citi does not approve applicants who have six hard pulls on their credit report within the past six months.
There’s not a whole lot of information out there on this rule, but it’s probably a generalization, not a firm rule. There will presumably be a hard pull if you apply when you have more 6/6.
Since this rule tracks pulls, not cards, it’s much easier to get around it by spreading your hard pulls around various credit reports. Most people are usually under 6/6 since even if they do have six hard pull, overall, in the past six months, there will be a few pulls with each credit bureau, not six with a single one.
Max Credit
This isn’t a rule, but some people mention having a hard time getting approved for a card after they have a certain number of cards, or, perhaps, a certain amount of overall credit limit with Citi. This is probably true for a lot of card issuers, and it’s something to keep in mind.
If you have too many cards and high credit limits, consider proactively closing some of them before applying. Or try asking the credit analyst to close out another card in order to get the new one approved.
FAQ
1) You say that denials count. What if I mistakenly applied for a third card within 60 days. Does the 8/65 start over or is the dead application rendered non-existent?
Flyertalk suggests that your clock probably resets anyway, as if it were a real application. Some data points confirm this as well. (I did hear one data point about a Citi business card which would seem to suggest otherwise regarding the 90 day business rule.)
2) Is a product change considered an application toward your 8/65?
Logically, it shouldn’t count since it’s not an application.
3) If you have a targeted offer which doesn’t have the 24-month language, will it bypass the 8/65 rule?
No. It’s subject to 8/65 and it counts against future applications as part of 8/65.
4)Any advice if can’t remember the exact date I applied?
You can figure it out from your application number. The date is written year/month/day in the application number. For example, 201412150000 means you applied on December 15, 2014. (Flyertalk)
5) Is there an easy way to count up 8/65 without adding up the days on the calendar?
Try this.
6) Can I apply for a card I already have to have two of the same card?
You can usually do that with personal cards but not with business cards. That does not mean you’ll get the bonus on the second card. Read more about that here.
Inside: Intuit bought its popular Mint app and now it shutting down leaving users scrambling to find an alternative. This guide will help you understand Intuit’s decision to move Mint to Credit Karma and provide a list of alternatives for personal finance management.
In an era where personal finance apps are thriving more than ever, the shutdown news of Intuit’s Mint app comes as a shock for many.
When I heard the news, I couldn’t believe my ears… moving Mint’s feature to Credit Karma – a credit repair app?!?!
Once I got over the shock, I knew you wanted the best information out there to decide on what to do next.
Our guide here is dedicated to helping Mint users navigate the ongoing changes and prepare for what’s next in their personal finance journey.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
The Downfall: Intuit’s Decision to Shut Down Mint
Mint has always been a beacon in the realm of top budgeting apps; mostly due to the fact it was free.
However, Intuit’s decision to close Mint marks the end of an era. Yet, there is a teaser… Mint is propelling people to Credit Karma.
Here is a statement in the Mint App News:
“Credit Karma is thrilled to invite all Minters to continue their financial journey on Credit Karma, where they will have access to Credit Karma’s suite of features, products, tools and services, including some of Mint’s most popular features.”
Mint App News1
Mint’s commendable service, free albeit with ads, which has been helping many people manage their finances effectively, will be missed by Minters—time to understand why this happened.
Why is Mint Shutting Down?
A surprising fact is that a free personal finance app like Mint isn’t a sustainable business. Most free apps have marginal direct costs associated with their services, unlike personal finance apps. They heavily rely on expensive data aggregators to gather the necessary financial data, causing a steady revenue loss for Mint per free user.
Intuit’s model has never been able to cover these costs leading to a revenue crisis. That was a key reason why I believe Intuit decided to shut down Mint. While Intuit denied Mint’s expenses being material in their quarterly earnings calls in 2023, they did note however they are looking to grow their consumer base across all of their products. 2
The Controversy Surrounding Mint’s Shutdown
While the financial reason behind Mint’s closure is understandable, this decision has provoked a wave of consternation among the users. Massive user outcry on Reddit underscores the integral role Mint played in their lives, and some even accuse Intuit of abandoning its commitment to free financial management resources.3
Given the fairly recent acquisition of Mint into Intuit, this may be surprising for many including these Twitter users.10
Not totally surprised to see this move to kill @Mint by @Intuit. @CreditKarma had plans to compete directly with Mint while independent & it makes sense to have a single consumer portal.
Very worried about the execution. 😬 https://t.co/pki8J3R2lg
— Adam Nash (@adamnash) November 1, 2023
Intuit is shutting down budgeting app Mint and is trying to get people to instead use Credit Karma, an app without any budgeting functionality https://t.co/j2AXvLtd6F
— bart (@bart_smith) November 2, 2023
Pt 1/2 Opened my @mint app today to find that they had moved the platform over to Credit Karma! What the hell!? And worst of all, they got rid of all of the features that I liked about Mint! I loved Mint, it helped me take my personal finances seriously!!
— Trevbotplaya (@trevbotplaya) October 25, 2023
When is Mint shutting down?
Yes, Mint is being shut down. Mint’s curtains will be drawn on January 1, 2024.
From this date, users will no longer be able to access their accounts or use any Mint services as we know them today.
So, don’t be caught off-guard; stay prepared and choose the right alternative before Mint bids adieu. We have other options below to help you guide this transition.
Mint User’s Guide: Next Steps to Credit Karma
Okay, one piece of advice I always give at Money Bliss is to plan and carve your own money journey. So, let’s move from panic to planning:
What should Mint users do now?
It’s natural to feel perturbed by Mint’s shutdown. Yet, the smart step is to immediately switch to planning mode.
Some crucial actions include exporting your transactions from Mint for future use and deleting your account once you have secured all necessary information.
In this interim period, also make sure to explore personal finance app alternatives, considering their features and support services, to find one that fits your needs perfectly.
Starting Afresh: Alternatives to Mint App
In light of recent events, here are the best apps available for Minters.
Switching to a new personal finance app might feel daunting initially, but there’s no need to worry. This era offers a wide array of options, many of which employ advanced technology and provide a user-friendly experience.
Look for apps that offer seamless data importation from Mint with a CSV file, comprehensive financial overview, dependable security features, and preferably, competitive pricing as well.
Diving into Details: A Comparison of Mint Alternatives
When comparing Mint alternatives, consider factors such as user interface, functions, cost, and customer feedback. Each app has its unique strengths.
For instance, YNAB stands out for budgeting, and Quicken shines in terms of portfolio management, while Simplifi offers a user-friendly interface. You may pick a budget app based on your budgeting preference, such as budget by paycheck or zero based budgeting.
Research thoroughly to find the app that delivers your personal financial needs the best.
YNAB
YNAB, or You Need a Budget, stands out for its award-winning budgeting system. It’s not a clone of Mint, but rather, it takes a unique approach to helping people proactively track spending and work towards financial goals.
YNAB stands out in personal finance management since it allows for utmost user control with its four simple pillars:
Give Every Dollar a Job
Embrace Your True Expenses
Roll with the Punches
Age Your Money
Additionally, YNAB presents flexible customization options for category names, a feature that enhances user experience, along with an open-source toolkit for extensive reporting while maintaining supreme user data privacy.
Learning Curve: YNAB requires diligence and customization in its early stages, but offers a robust set of personalized budgeting tools once users cross the learning curve.
Import Existing Mint Transactions: Yes 4
Price: Free 34 day trial and then a subscription-based model of $14.99 monthly or $99 annually.
Most people struggle with YNAB because of the steeper learning curve as well as getting one month ahead on their money. This is YNAB’s rule #4 to age your money, which is a smart money move and one we do personally.
No need to compare YNAB vs Mint anymore.
YNAB
Enjoy guilt-free spending and effortless saving with a friendly, flexible method for managing your finances.
Pros:
Comprehensive approach to budgeting, helping you plan monthly budgets based on your income.
Offers expert advice, making it suitable for those who require an in-depth, forward-thinking budgeting strategy.
Superior synchronization skills make it the winner in this area.
YNAB has extra features like goal setting for budgeting, shared budgeting tools for partners.
Option to manually add and upload transactions from accounts each month.
YNAB prioritizes user privacy.
Start 34 Day Free Trial
YNAB vs Mint
Simplifi
Simplifi by Quicken is a budgeting app that strikes a fine balance between complexity and simplicity.
Cheaper than a gallon of gas per month, Simplifi by Quicken a great bargain that offers a clean, intuitive, and clutter-free interface. It allows users to effortlessly track their spending, monitor savings goals, capture bills, and more.
Learning Curve: Simplifi is smooth due to its user-friendly interface and detailed instructions
Import Existing Mint Transactions: Yes 6
Price: Starting at $2.39/ month for new users
Simplifi has been rated as a preferred choice for people who want a fuss-free app to manage finances.
simplifi
Manage your money less in 5 minutes each week.
Reach your money goals with confidence!
“The easiest, most comprehensive way to both see where your money is going and plan for future expenses.”
Start FREE Trial
Quicken
This is the personal finance software I have been using for over 25 years.
Quicken offers robust personal finance management tools that make it easier to track expenses, income, and investments. Many people complain their budgeting feature isn’t up to par, but their cash flow reporting overcomes this as you can see your spending and plan accordingly.
Quicken Classic Deluxe: Robust & feature-rich | Best for power users
Quicken Classic Premier: Robust & feature-rich including investment| Best for serious users
Quicken Classic Business & Personal: Best-in-class business features integrated with our flagship personal finance product
Quicken might be the most suitable option for current Mint users due to its compatibility and ease of use. Unlike Mint, Quicken is not free, but its expansive features such as detailed expense tracking, report generation, and robust investment tracking arguably justify the cost. Plus you can add attachments of receipts into the transactions.
Learning Curve: Quicken may present a significant learning curve for beginners.
Import Existing Mint Transactions: Yes 5
Price: Starts at $4.19/ month for Quicken classic for new users. All plans have a 30 day money back guarantee.
It’s a perfect match for anyone requiring a comprehensive personal finance tool. You can sync between multiple devices as I covered in my Quicken review.
Quicken
Personal finance and money management software allows you to manage spending, create monthly budgets, track investments, retirement and more.
I have used this platform for over 20 years now.
Pros:
Birds-eye view of your complete financial picture.
Conveniently download your spending activities, and automatically categorize them (Quicken connects to over 14,000 financial institutions).
Track investments with it’s features like portfolio analytics, retirement goals, and market comparison.
Cons:
Little complex to use at first, the learning curve is moderate.
Yearly subscription-based model to use the platform.
Save 40% on New Memberships
Our Review
Monarch Money
Monarch Money’s unique selling point is its robust data connectivity. Armed with state-of-art financial transaction infrastructure that integrates with various data aggregators, Monarch promises effective budgeting and financial planning. It’s not free but offers a 7-day free trial to test its features.
Its subscription charges are $14.99 per month or $99.99 per year, a fair trade for its impressive service.
This is the latest top budget app to surface as true competition.
Learning Curve: Monarch Money boasts an intuitive and user-friendly interface, making the learning curve minimal and easy for new users.
Import Existing Mint Transactions: Yes 7
Price: Try Monarch Premium for free for 7 days. Then choose between the $14.99/month or annual $99/year plan.
Monarch Money facilitates financial planning with goal setting and forecasts, allows Mint transactions importation for history preservation, has customer-driven rapid development, provides a multi-user platform for collaborative financial management, is available across multiple platforms, and provides efficient customer service.
Tiller Money
Tiller Money might be the perfect solution for spreadsheet enthusiasts. This unique budgeting tool uses spreadsheets to manage finances and daily transaction updates. It is highly customizable with categories and reports to help you stay on top of your spending.
Tiller Money is a definite contender in the personal finance app scene.
Learning Curve: While Tiller Money requires a basic understanding of spreadsheets, users can easily customize it to suit their personal budget needs.
Import Existing Mint Transactions: Yes 8
Price: Starts with a free trial for 30 days and then charges a reasonable annual fee of $79.
A notable feature is its ability to pull and categorize credit card transactions, providing an in-depth view of spending habits.
Tiller Money
Your financial life in a spreadsheet, automatically updated each day.
Tiller is the fastest, easiest way to manage your money with the unlimited flexibility of a spreadsheet.
Update your finances in one place, so you can take control of spending, optimize cash flow, and confidently plan your financial future.
Pros:
Tiller automatically updates Google Sheets and Microsoft Excel with your latest spending, balances, and transactions each day.
No more tedious data entry, CSV files, or logging into multiple accounts.
You can customize everything and finally track your money, your way.
Try Tiller Free
Empower
Empower, formerly known as Personal Capital, is a comprehensive personal finance app that provides tools for managing income, expenses, assets, and liabilities.
With its intuitive interface, Empower users can seamlessly track their spending, create custom budgets, and even get insights into their net worth which can be updated on a monthly basis, thereby aiding in effective financial management. Additionally, their retirement planner is one of the best available – plus for free.
Learning Curve: Empower has a relatively intuitive interface, making the learning curve fairly manageable for new users.
Import Existing Mint Transactions: No 9
Price: Free to use
The downfall is Empower provides wealth management services, so there is a heavy sales pitch to bring assets under management.
Empower
Empower offers powerful tools to help you plan your investment strategy along with basic budgeting features and a great net worth tool.
As a free app, Empower can help you to save money, save time, and even make more money.
Get Started
Empower Personal Wealth, LLC (“EPW”) compensates Money Bliss for new leads. Money Bliss is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.
How to Move From Mint to Credit Karma?
Yep, I gave you the alternatives to Mint first.
Yet, the goal for Intuit is to move to Credit Karma. The core issue right now is while we do know which features will be transferred from Mint to Credit Karma. We are not sure as Minters if we will like the new layout and features offered with Credit Karma.
Right now, the budgeting feature will not be offered at Credit Karma, which I know for many Money Bliss readers is a big feature lost.
Learn more on how to move from Mint to Credit Karma.
Intuit’s Current Portfolio of Products
Intuit buying out Mint in 2020, you may be wondering about the current products offered by Intuit. 10
Intuit offers a range of financial and tax preparation products, including
Most notable is the success of TurboTax and Credit Karma.
Frequently Asked Questions
Once Mint shuts down, it’s crucial to know that Intuit will no longer have access to your financial data. All account and transaction information associated with your Mint profile will be deleted permanently from Mint’s databases.
To prevent any loss of important financial information, make sure to export all your transactions from Mint before the shutdown date arrives.
This highlights the importance of regularly backing up financial data as you may not know the next steps a company has for their product.
Yes, you can migrate your Mint data to a different personal finance app before Mint shuts down.
After you export your transactions from Mint, you can then import them to your new finance management app, ensuring you seamlessly carry over all essential financial information and continue managing your finances smoothly. However, bear in mind that the steps to do this may vary depending on the app you choose as your next financial companion.
Coping with the Closure: Dealing with the Loss of Mint
For long-time Minters, Mint’s shutdown can feel like losing a trusted companion. It’s natural to feel a sense of loss and uncertainty. I completely understand. That is why I haven’t switched from Quicken because of the long-term history.
However, remember that technology promises continual growth and evolution. There are numerous other personal finance apps out there, likely even better ones suited to your needs.
So, take a deep breath, do your research, and move on to the next chapter of your financial journey with confidence.
Source
Intuit MintLife. “Intuit Credit Karma welcomes all Minters!” https://mint.intuit.com/blog/mint-app-news/intuit-credit-karma-welcomes-minters/. Accessed November 1, 2023.
Intuit. “Event Details – Intuit Investor Day 2023.” https://investors.intuit.com/events-and-presentations/event-details/2023/Intuit-Investor-Day-2023/default.aspx. Accessed November 1, 2023.
Reddit. “Thoughts on the Mint shutdown from Monarch CEO (and first Mint product manager.” https://www.reddit.com/r/mintuit/comments/17llnbu/thoughts_on_the_mint_shutdown_from_monarch_ceo/. Accessed November 1, 2023.
YNAB. “File-Based Import: A Guide.” https://support.ynab.com/en_us/file-based-import-a-guide-Bkj4Sszyo. Accessed November 1, 2023.
Quicken. “Quicken for Windows: Importing Address Book Records From Another Program.” https://www.quicken.com/support/quicken-windows-importing-address-book-records-another-program. Accessed November 1, 2023.
Quicken Simplifi. “How to Manually Import Transactions.” https://help.simplifimoney.com/en/articles/4413430-how-to-manually-import-transactions. Accessed November 1, 2023.
Monarch. “Move data over from Mint to Monarch.” https://help.monarchmoney.com/hc/en-us/articles/4411877901972-Move-data-over-from-Mint-to-Monarch. Accessed November 1, 2023.
Tiller. “How to Easily Export Mint Transactions to a Spreadsheet.” https://www.tillerhq.com/exporting-mint-transaction-data-into-a-google-sheet-spreadsheet/. Accessed November 1, 2023.
Empower. “Am I able to see more than 3 months of data in Empower Personal Dashboard after I first link my account?” https://support-personalwealth.empower.com/hc/en-us/articles/201170160-Am-I-able-to-see-more-than-3-months-of-data-in-Empower-Personal-Dashboard-after-I-first-link-my-account-. Accessed November 1, 2023.
Intuit MintLife. “Intuit to Acquire Mint.com.” https://mint.intuit.com/blog/press/intuit-to-acquire-mint-com/. Accessed November 1, 2023.
Know someone else that needs this, too? Then, please share!!
Did the post resonate with you?
More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!
Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.
All of us have done some foolish things when we were just little kids. Most of those are only for fun and are seemingly safe. However, it’s not always the case; some of the things we do as children can have a greater impact on our childhood—or worse, they’re affecting us in still as adults. Here are 12 things people did innocently as children that affected their childhood. Let us know in the comments if you resonate with some of the things listed here!
1. Messenger Bags and Side-Bangs
Do you like wearing messenger bags? Having bangs when you’re a kid?
Well, one Reddit user shared, “I used to wear messenger bags in the 6th grade to be trendy, and wore my bangs to cover my left eye. Now I have borderline severe scoliosis from the weight of the bag being on one side, and my left eye is lazy.”
2. Playing Music Too Loud
One commenter said, “Wear headphones and play the music as loud as my walkman/discman would go. Now I have tinnitus.”
Another one replied, “Oof it’s rough! I have a particular day and time that I know I screwed my hearing up, and I’ve had tinnitus ever since.”
One Redditor added, “It’s literally what happened to me. I always used to get it would last like 30 seconds and go away. It would suck, but I always knew it would stop. And then… one night, I was sleeping, and it woke me up out of my sleep. It never went away. I’ve had it for 8 years now. Some days are bad, and some days I barely notice it. It’s always noticeable when I’m going to sleep. Just gotta learn to live with it, sadly.”
3. Not Brushing Your Teeth
Were you also lazy about brushing your teeth? Well it doesn’t take long for you to start having dental problems.
“Was too lazy to brush my teeth. My parents didn’t seem to notice if I did it or not. I’d probably only do it for like 30 seconds every other day. And only ever once a day. I’m now facing lots of expensive treatment and having to go to private because getting an NHS is nigh on impossible,” one user shared.
“Same. Spent over £3k sorting my teeth in my 20’s, from years of neglect. 12 fillings, two root canals and 3 years of braces. Decent enough teeth now thankfully, but could have [saved] much pain if I’d [brushed] and [gone to the dentist],” someone replied.
4. Lying on One Side Too Much
One Reddit user shared, “I used to use my laptop lying down on one side with my arm propping up my head, for hours and hours. I have permanent back alignment issues.”
Another user replied, “I still do this when I’m tired, and it always ends up with a first rib subluxation. I’m used to doing it, though, it’s a tough habit to break.”
Another one added, “I have always leaned on my right side, and now I have tendinitis in my rotator cuff, and I’m only reminded not to lean if it starts hurting shortly after I start leaning that way.”
5. Finding Safe Places
Some of us have had a terrible childhood, and sadly, most of those memories and defense mechanisms we’ve come to use as children will still greatly affect us in adulthood.
One person stated, “Hide in small spaces to get away from my abusive parents. Now whenever I’m panicking, I try to look for small spaces to hide in and will panic more if I can’t find one.”
The second person replied, “The feeling of despair I get when I realize there’s nowhere for me to hide is terrible. It’s like being stuck in the middle of the ocean. I’m sorry you experienced the same thing.”
6. Being Antisocial
While you may have enjoyed your own company as a child by playing video games all day, it may ultimately significantly impact your adulthood.
One Redditor stated, “Being an introvert and staying home playing video games all the time, now that I’m 28 don’t have any friends, the loneliness is getting worse.”
Another one replied, “Oof I feel this. I never really learned how to be social and make lasting friends. At least I found a husband who also avoided everyone and played video games lol.”
One commenter said, “I kinda feel this, but I don’t regret the gaming. It was fun. And I still made lots of friends when I went to college, who I still hang out and play games with. Maybe I’m just lucky, but you might find some luck too if you manage to find people who share your interests.”
7. Wearing Bad Shoes
“Wore nothing but chucks and flats from age 12 to my late twenties and now my feet are messed up,” someone shared.
“Really? How is that harmful?” another user asked.
“No arch support,” someone replied.
A fourth commenter added, “No. Humans were never made to need arch support. Muscles in the foot should be strengthened by use (barefoot walking). Now we need arch supports because we smash our feet so dang narrow and reshape the foot with modern footwear our feet are literally deformed. Hence the need for supports, cushioning, toe spring, shoes with heel drop, etc.”
8. Not Showing Emotions
One person shared, “Hid my emotions because I was trying to be ‘manly.’ Now I have psychological issues from trying to be someone other than myself, not to mention high blood pressure, back and neck pain, hair loss, and a number of other ailments.”
Then the second person replied, “I’m sad that the older generations were taught that men shouldn’t ‘have emotions’, I’m glad it’s being realized that everyone has emotions, we’re not robots after all! I hope you find peace.”
9. Eating Your Feelings
Do you binge eat when things get too complicated and too much to handle? While it can help you a bit when dealing with stress, it actually does more harm than good.
“I have a weird relationship with food from binge eating so much and my dad basically getting us McDonald’s on the daily. I’m not overweight, but I’m definitely unhealthy and steadily gaining more weight than I’m comfortable with. Cooking somewhat healthy meals at home is easy for a week, then I fall back into my old ways.”
“Put a stop to it now seriously i was raised on McDonald’s and Burger King. I’m 32 and literally… I’m the fattest I’ve ever been. Just got a trainer, and his reaction to my soda intake was an eye opener,” someone replied.
10. Staring at the Sun
Do you remember staring at the sun when you were a kid? Well, you’re not the only one.
“I don’t know why, but I stared at the sun wearing 3d glasses for a minute or two. Now, when I close my left eye, the white walls are very slightly reddish. When I close my right eye, the white walls are very slightly bluish. Definitely damaged some cones in my eyes,” shared one person.
11. Bullying Others
One person stated, “I was a bully. A horrible bully. And I live with shame every day of my life because of it.”
The second person replied, “You can’t undo your past, but you can work on doing some ‘good’—help the underprivileged, something for the environment, kids, animals… Lots of ways to give back to society and feel better. Make it happen!”
A third commenter added, “Think of it this way: the fact that you feel bad about it now means that you have grown as a person. You know how bad you were before and have the knowledge of how to be good now. A lot of people don’t come to this realization in their whole lives, so you did something special.”
Do you have similar experiences you’d like to share? Let us know in the comments.
Source: Reddit.
These are 10 Things That Completely Destroyed The Love in a Relationship
There’s no question that relationships can be confusing, but here are some of the top things to avoid if you want to keep your relationship healthy!
10 Actors and Actresses People Refuse to Watch Ever Again
We all have a favorite actor or actress, but most of us have a least-favorite as well. Check out this list of actors and actresses people never want to see performing again!
Top 10 Worst Human Inventions of All Time
Some inventions are world-changing, and some of them, well, they change the world in the wrong ways. Here are some of the worst inventions Redditors could think of.
10 Famous Celebrities Who Look Like They Smell Terrible
We’ve all had moments of hygiene faux pas—but these celebrities just look like they don’t take care of themselves at all.
10 Terrible Fads People Are Glad Died Out
Every fad has its time in the limelight, but some of them come and go faster than others; and some just need to die out right away. Check out this list of fads of which people were happy to see the last.