• Sample Page

Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

Mortgage Bankers Association

Dave Stevens on understanding this housing market

January 30, 2023 by Brett Tams

Dave Stevens discusses the psychology of this housing market and five things loan originators need to remember if they want to succeed now.

Posted in: Mortgage, Mortgage Rates Tagged: 2, 2021, 2022, 2023, aging, All, author, Banking, basic, before, betting, bitcoin, business, Buy, buyer, buyers, Buying, cabin, cars, CEO, College, Consumers, country, covid, Credit, data, Demographics, Digit, Economy, estate, Family, fed, Federal Reserve, FHA, Finance, Financial Wize, FinancialWize, First-time Homebuyers, Forecast, Forecasts, Freddie Mac, good, Graphic, great, history, hold, home, home prices, home purchases, Home Values, homebuyer, Homebuyers, Homeowner, hotels, house, Housing, Housing market, Housing markets, industry, interest, interest rate, Layoffs, leadership, learned, Legislation, lenders, lending, lessons, loan, Loans, low, Make, market, markets, MBA, MBA forecasts, millennials, More, Mortgage, Mortgage Bankers Association, mortgage lenders, MORTGAGE RATE, Mortgage Rates, Mortgages, new, offer, Opinion, Other, points, president, pretty, Psychology, Purchase, rate, Rates, Real Estate, realtor, Realtors, Recession, Refinance, refinancing, restaurants, return, right, sales, Sell, sellers, selling, shortages, single, single-family, skill, Spending, Stearns, stimulus, story, the fed, time, timing, title, value, Video, volume, wells fargo, will, working

LOs, mortgage rates and the long, cold winter ahead

January 29, 2023 by Brett Tams

Despite a recent decline in mortgage rates, the housing market is still nowhere near normal and volume will remain low for the foreseeable future.

Posted in: Mortgage, Mortgage Rates Tagged: 2021, 2022, 2023, 30-year, 30-year fixed rate loan, affordability, Applications, Apps, Bank, bar, borrowing, Consumer Price Index, Credit, credit rating, Credit risk, data, experts, fed, Federal Reserve, Financial Wize, FinancialWize, Fitch Ratings, floor, front, funds, growth, holiday, home, home loans, home prices, Housing, Housing market, improvement, index, industry, industry experts, Inflation, interest, interest rates, job, job market, Joel Kan, Jumbo loans, Life, loan, loan officers, Loans, Logan Mohtashami, low, LOWER, market, MBA, More, Mortgage, mortgage applications, mortgage apps, Mortgage Bankers Associaiton, Mortgage Bankers Association, Mortgage Products, MORTGAGE RATE, Mortgage Rates, mortgage refinancing, Move, new, News, Origination, points, president, products, projects, Purchase, Purchase loans, rate, Rates, refinancing, rental, risk, second, thanksgiving, the fed, time, title, volume, will, winter, working

Mortgage applications continue to improve ahead of spring homebuying season

January 29, 2023 by Brett Tams

The US mortgage market continues to see improvement in application volume as interest rates declined for the third consecutive week. Mortgage applications rose 7% on a seasonally adjusted basis – up 1% when unadjusted – for the week ending January 20, according to the Mortgage Bankers Association. Refinance applications jumped 15% from the previous week, … [Read more…]

Posted in: Refinance, Savings Account Tagged: 2, 2022, 30-year, 30-year fixed rate, Applications, Financial Wize, FinancialWize, fixed rate, good, Homebuyers, homebuying, improvement, industry, interest, interest rates, Joel Kan, loan, market, MBA, Mortgage, mortgage applications, Mortgage Bankers Association, mortgage market, Mortgage Rates, News, president, Purchase, purchase applications, rate, Rates, Refinance, refinance applications, Spring, updates, volume

Mortgage rates are down, but not enough for most borrowers

January 28, 2023 by Brett Tams

The average 30-year fixed-rate mortgage rate decreased to 6.33% this week, down 16 basis points compared to the previous week, according to the latest Freddie Mac survey.

Posted in: Mortgage, Mortgage Rates, Real Estate Tagged: 2, 2022, 2023, 30-year, All, Applications, Bob Broeksmit, Budget, Buy, buyer, CEO, clear, Compensation, construction, Consumer Price Index, Consumers, cost, Credit, Danielle Hale, data, down payment, Economy, Fall, fed, Federal Reserve, Financial Wize, FinancialWize, Freddie Mac, funds, growth, holiday, home, home loan, Home Price, home prices, home shoppers, Home Values, homebuyer, Homebuyers, homes, hourly, house, index, Inflation, investors, labor market, loan, Loans, Local, low, LOWER, making, manufacturing, market, MBA, Monetary policy, More, Mortgage, mortgage applications, Mortgage Bankers Association, Mortgage News, MORTGAGE RATE, Mortgage Rates, News, pandemic, patterns, points, president, Purchase, rate, Rates, Real Estate, realtor, Realtor.com, Sam Khater, second, survey, thanksgiving, the fed, trend, trends, Underwriting, will, work

It’s bad enough mortgage rates are over 7% – now it’s harder to qualify for a home loan – CNBC

January 27, 2023 by Brett Tams

It’s bad enough mortgage rates are over 7% – now it’s harder to qualify for a home loan  CNBC

Posted in: Renting Tagged: 30-year, black, Black Knight, business, color, company, Credit, credit score, Crisis, data, Delinquencies, Economy, Fall, fed, Federal Reserve, financial crisis, Financial Wize, FinancialWize, foreclosure, funds, good, Google, graham, home, home loan, home prices, Homebuyers, Housing, Housing market, index, Inflation, interest, interest rates, Joel Kan, Jumbo loans, lenders, loan, loan programs, Loans, LOWER, market, More, Mortgage, Mortgage Bankers Association, mortgage credit, Mortgage Credit Availability, Mortgage News, Mortgage Rates, Mortgages, Move, new, News, offer, pandemic, Popular, programs, rate, Rates, Recession, soaring, Software, the fed, value, will

Optimism spreads after new home sales climb in December

January 27, 2023 by Brett Tams

Mortgage rates are falling and builders are offering incentives to buyers, but that wasn’t enough to prop up new home sales in 2022. 

Posted in: Mortgage, Mortgage Rates, Real Estate Tagged: 2, 2021, 2022, 30-year, 30-year mortgage, 30-year mortgage rate, affordability, All, Applications, before, Builder Sentiment, builders, buyers, Buying, Census Bureau, construction, cost, data, DEPARTMENT OF HOUSING AND URBAN AND DEVELOPMENT, Department of Housing and Urban Development, Economy, entry, Fall, Family, Financial Wize, FinancialWize, home, home builders, home market, home prices, Home Sales, Homebuilders, homeownership, homes, Housing, Housing market, Housing Starts, HUD, Joel Kan, LOWER, market, MBA, More, Mortgage, mortgage applications, Mortgage Bankers Association, MORTGAGE RATE, Mortgage Rates, Mortgages, nerdwallet, new, new construction, new home, new home sales, offer, pandemic, president, rate, Rates, Real Estate, Residential, sales, shopping, single, single-family, SINGLE-FAMILY HOUSING STARTS, Spring, trend, trends, U.S. Census Bureau, will, winter, Zillow

Affordability improves, as do hopes for a good spring  

January 27, 2023 by Brett Tams

Affordability has improved in the mortgage market since December due to declines in mortgage rates and slower home price appreciation.

Posted in: Mortgage, Mortgage Rates, Real Estate, Refinance Tagged: 2, 2022, 30-year, 30-year fixed rate, affordability, affordability concerns, affordable housing, Applications, builders, buyers, data, Doug Duncan, Economics, Economy, experts, Fannie Mae, Financial Wize, FinancialWize, First-time Homebuyers, Freddie Mac, good, growth, home, home builders, Home Price, home price appreciaiton, home prices, homebuyer, homebuyer affordability, Homebuyers, homebuying, Housing, Housing market, improvement, index, industry, industry experts, Inflation, interest, interest rates, interview, job, LOWER, market, MBA, More, Mortgage, Mortgage Bankers Association, mortgage market, Mortgage News, mortgage payments, Mortgage Rates, Mortgages, nerdwallet, new, new home, News, payments, points, president, Purchase, purchase applications, Rates, Real Estate, Recession, Research, sales, Sam Khater, Spring, time, trend, will

Mortgage rates rise back above 7% – CNN

January 26, 2023 by Brett Tams

Mortgage rates rise back above 7%  CNN

Posted in: Renting Tagged: 2, 2021, 2022, 30-year, affordability, affordable, Applications, before, Bob Broeksmit, bonds, Buy, buy a home, buyer, buyers, Buying, CEO, color, cost, Credit, Danielle Hale, data, decision, down payment, Economy, Fannie Mae, fed, Federal Reserve, Finance, Financial Wize, FinancialWize, fixed rate, Freddie Mac, front, good, Google, home, Home Price, Home Sales, homebuyer, Homebuyers, homeownership, homes, house, Housing, Housing market, impact, Inflation, interest, interest rates, investors, Loans, low, LOWER, Make, making, market, MBA, median home price, money, More, Mortgage, mortgage applications, Mortgage Bankers Association, MORTGAGE RATE, Mortgage Rates, Mortgages, National Association of Realtors, News, points, president, Purchase, Purchase loans, Raise, rate, Rates, realtor, Realtor.com, Realtors, running, sales, Sam Khater, soaring, survey, the fed, time, Treasury, Treasury bonds, volatility, will

More Good News for Mortgage Rates on the Horizon

January 26, 2023 by Brett Tams

Despite the fact that mortgage rates are already in record territory, the Fed doesn’t seem to be satisfied just yet. The Federal Reserve has played a part in pushing mortgage rates lower via a strategy known as “Operation Twist,” which is the method in which they replace their short-term debt holdings with long-term debt. That… Read More »More Good News for Mortgage Rates on the Horizon

The post More Good News for Mortgage Rates on the Horizon appeared first on The Truth About Mortgage.

Posted in: Mortgage News, Mortgage Rates, Refinance, Renting Tagged: 2, 30-year, 30-year mortgage, All, buyers, Buying, data, Debt, Economy, Employment, existing, Fall, fed, Federal Reserve, Financial Wize, FinancialWize, Freddie Mac, good, home, home buying, home prices, Home Sales, homeowners, jobs, low, LOWER, making, Monetary policy, money, More, Mortgage, Mortgage Bankers Association, Mortgage News, MORTGAGE RATE, Mortgage Rates, Move, News, panic, points, Popular, present, pressure, Purchase, rate, Rates, Refinance, sales, savings, securities, the fed, time, Treasury, volume, wants, will

As mortgage rates decline, the mantra is ‘no buyers left behind’ 

January 26, 2023 by Brett Tams

Mortgage rates are continuing to decline, which is bringing borrowers on the sidelines back to the market.

Posted in: Mortgage, Mortgage Rates, Refinance Tagged: 2022, 2023, 30-year, 30-year mortgage, active, affordability, agents, Applications, buyer, buyers, Cardinal Financial, Chad Earnest, company, Credit, data, estate, Fall, Financial Wize, FinancialWize, fixed rate, good, home, home loans, home prices, Homebuilders, Homebuyers, homebuying, interest, interest rate, investments, Joel Kan, Jumbo loans, Lead Generation, loan, Loans, LOWER, market, Marketing, MBA, More, Mortgage, mortgage applications, Mortgage Bankers Associaiton, Mortgage Bankers Association, Mortgage News, MORTGAGE RATE, Mortgage Rates, Mortgages, News, opportunity, Origination, points, president, products, Purchase, purchase applications, Purchase loans, rate, Rates, Real Estate, Real Estate Agents, Refinance, refinancing, Spring, texas, traditional, under
1 2 … 18 Next »

Archives

  • January 2023
  • July 2022
  • June 2022
  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • October 2020

Categories

  • Account Management
  • Apartment Communities
  • Apartment Decorating
  • Apartment Hunting
  • Apartment Life
  • Apartment Safety
  • Auto
  • Auto Insurance
  • Auto Loans
  • Bank Accounts
  • Banking
  • Borrowing Money
  • Breaking News
  • Budgeting
  • Building Credit
  • Building Wealth
  • Business
  • Car Insurance
  • Car Loans
  • Careers
  • Cash Back
  • Celebrity Homes
  • Checking Account
  • Cleaning And Maintenance
  • College
  • Commercial Real Estate
  • Credit 101
  • Credit Card Guide
  • Credit Card News
  • Credit Cards
  • Credit Repair
  • Debt
  • DIY
  • Early Career
  • Education
  • Estate Planning
  • Extra Income
  • Family Finance
  • FHA Loans
  • Financial Advisor
  • Financial Clarity
  • Financial Freedom
  • Financial Planning
  • Financing A Home
  • Find An Apartment
  • Finishing Your Degree
  • First Time Home Buyers
  • Fix And Flip
  • Flood Insurance
  • Food Budgets
  • Frugal Living
  • Growing Wealth
  • Health Insurance
  • Home
  • Home Buying
  • Home Buying Tips
  • Home Decor
  • Home Design
  • Home Improvement
  • Home Loans
  • Home Loans Guide
  • Home Ownership
  • Home Repair
  • House Architecture
  • Identity Theft
  • Insurance
  • Investing
  • Investment Properties
  • Liefstyle
  • Life Hacks
  • Life Insurance
  • Loans
  • Luxury Homes
  • Making Money
  • Managing Debts
  • Market News
  • Minimalist LIfestyle
  • Money
  • Money Basics
  • Money Etiquette
  • Money Management
  • Money Tips
  • Mortgage
  • Mortgage News
  • Mortgage Rates
  • Mortgage Refinance
  • Mortgage Tips
  • Moving Guide
  • Paying Off Debts
  • Personal Finance
  • Personal Loans
  • Pets
  • Podcasts
  • Quick Cash
  • Real Estate
  • Real Estate News
  • Refinance
  • Renting
  • Retirement
  • Roommate Tips
  • Saving And Spending
  • Saving Energy
  • Savings Account
  • Side Gigs
  • Small Business
  • Spending Money Wisely
  • Starting A Business
  • Starting A Family
  • Student Finances
  • Student Loans
  • Taxes
  • Travel
  • Uncategorized
  • Unemployment
  • Unique Homes
  • VA Loans
  • Work From Home
hanovermortgages.com
Home | Contact | Site Map

Copyright © 2023 Hanover Mortgages.

Omega WordPress Theme by ThemeHall