$80 an Hour is How Much a Year as Annual Income
You’re probably wondering if I made $80 a year, how much do I truly make? What will that add up to over…
Read More… $80 an Hour is How Much a Year as Annual Income
You’re probably wondering if I made $80 a year, how much do I truly make? What will that add up to over…
Read More… $80 an Hour is How Much a Year as Annual Income
While most erosion in value has already occurred, more is expected albeit at a lower rate, he suggested: “We feel there could be another 5% to 7% decrease as a possibility. The market still needs more clarity in terms of how high the Fed will go, for how long, and exactly how that’s going to … [Read more…]
Seasonality has hit and the red-hot market is slowing down but still fast paced in comparison to previous years.
The post Denver Housing Market Update November 2021 appeared first on Homie Blog.
People tend to think of vocational jobs â which require special skills and training, but not necessarily a college degree â as paying less than careers that call for higher education. But there are plenty of vocational jobs, in a wide range of fields, that can provide a competitive paycheck. And those jobs can be […]
The post 22 High Paying Trade Vocational Jobs in 2023 appeared first on SoFi.
Today I have a great blog post about how to create a financial plan from my blogging friend Jim Wang. Enjoy! Ever walk out of a restaurant and see a fishbowl at the entrance, filled with business cards? The sign next to it would say “Want a free dinner? Meet with a financial planner!” When […]
The post How To Come Up With A Financial Plan Without Visiting A Professional appeared first on Making Sense Of Cents.
Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 3.95 percent, down from 3.98 percent.
You’re probably wondering if I made $60 a year, how much do I truly make? What will that add up to over…
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Today, I’m pleased to present a guest article from one of my favorite money bloggers of all time: Jacob Lund Fisker. Fisker founded Early Retirement Extreme in 2007. It quickly became an influential voice for the nascent FIRE movement. In fact, I think it’s fair to say that FIRE wouldn’t be what it is today with his work.
Fisker retired from blogging in 2011. Since then, he and I have exchanged long emails on sometimes arcane subjects. Occasionally I ask him for advice. Recently, I asked him if he’d be willing to update people on where he’s been and what he’s been doing for the past decade. He agreed.
Here, then, is Fisker’s story of life after Early Retirement Extreme (and extreme early retirement). Be warned: His story is not short.
Starting in 2007 (and largely finishing by 2011), I formalized a philosophical alternative to consumerism in the form of a 1000+ post blog and 100,000+ word book [J.D.’s review], which I mistakenly called “Early Retirement Extreme” (or ERE in acronym form). These days, I stick to the acronym form. 😛
Central to my philosophy was the renaissance ideal of spending your life mastering a productive level of competence in a broad range of subjects. This arsenal of “renaissance skills” would then be combined into a mutually reinforcing web-of-goals, which made living more interesting and balanced â but also more cost- and resource-efficient and resilient in the face of the growing complexities and uncertainties of the 21st century.
Being a theoretical physicist by training (and remaining one in spirit) compelled me to present all of this as a theory of everything, rather than the more typical format of a light non-fiction autobiography or overview. As I didnât really figure on a general audience â it was fairly non-existent back in 2008 â that also meant using graphs and equations when applicable.
The benefit of that format was that others could use the ERE design principles to construct their own particular plan according to their own individual circumstances and goals instead of retracing the footsteps of one particular individual.
Eventually, I considered the problem of “How to escape the earn-buy cycle in order to live a more interesting life” solved and sufficiently “communicated”. In 2011, I stopped blogging. I continued to follow the ERE principles in the spirit of the renaissance ideal with the goal of solving other big problems. Being financially independent (FI), I no longer require any compensation even if I still appreciate it â if nothing else than just to keep score or divert the lucre towards more useful purposes (e.g. supporting people on Kiva or Patreon).
Career workers who don’t know me typically ask me what I do for a living, expecting an answer in the form of a job title. (That tends to get awkward and I still don’t have a clever response.)
Similarly, people in the FIRE community (and the media that now covers it since they discovered it a couple of years ago) expect a curriculum vitae in the form of instagram-friendly bucket-list of accomplishments. However, following the systems-based web-of-goals approach, it’s really hard to answer that in a way that satisfies linear formats.
I follow many different leads and do many different things â often concurrently â and sometimes in ways where they combine and result in new, unexpected opportunities (the serendipity effect). It’s therefore difficult to summarize the last ten years of my life in chronological order, so let me instead attempt it as a “skill” or activity-based resume in no particular order.
This format makes more sense since the ERE strategy is to learn something and add value to the process and its environment, a side-effect of which is that I usually don’t have to pay to solve problems and that I sometimes get paid. As a consequence, my spending also remains ridiculously low. (I’ll get to that near the end of this article.)
I apologize that this is long and boring, but ten years is a long time and one can get a lot done in ten years â not all of which might be as interesting to the reader as it is or was to me. So, for the sake of completeness and in no particular order, and perhaps with the hope that I don’t have to write another autobiography for the next ten years, here’s a first-hand answer to the question: “Whatever happened to Jacob Lund Fisker?”
You’re probably wondering if I made $38 a year, how much do I truly make? What will that add up to over…
Read More… $38 an Hour is How Much a Year as Annual Income
However, homebuilder Jerry Konter noted that single-family production is running well below a one million-unit rate, indicating ongoing weakness in the housing market as high construction costs and elevated interest rates continue to present affordability challenges. “Even though single-family starts are up on a monthly basis, permits indicate that the housing market will slow down … [Read more…]