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budgeting tips

$25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips)

March 18, 2023 by Brett Tams

$25 per hour is $52000 a year. Find out how this is calculated and pick up budgeting tips and side hustle ideas.

The post $25-an-Hour Is How Much a Year? (Plus Budgeting and Side Hustle Tips) appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, 2022, 2023, 401k, 529, AAMS, Accredited Asset Management Specialist, actual, Advertising, advisor, airbnb, All, Amazon, analysis, ARMs, assumptions, author, Auto, average, Bank, bank account, bank statement, basic, before, bills, Blog, blue, book, Broker, Budget, Budgeting, budgeting tips, build, business, car, cents, child care, Clean, cleaning, cnbc, color, commission, cost, Cost of Living, create a budget, Credit, credit card, custom, customer service, data, Debt, decisions, deck, deductions, design, desk, disclosure, dividend, doordash, Downpayment, driveway, driving, earning, Emergency, Emergency Fund, employer, employer match, employer-sponsored retirement plan, Entertainment, entry, event, expense, expenses, experience, experts, Fall, Family, Featured, Finance, finances, Financial Advisor, Financial Freedom, Financial Planning, financial stability, Financial Wize, FinancialWize, fixed, Florida, food, Free, free time, freedom, freelance, Freelance writer, freelancers, fund, funds, future, gas, get started, goal, good, Google, Graphic, green, groceries, guests, health, Health care, hold, home, hourly, hours, house, Housing, How To, ideas, Illinois, impact, Income, Income Taxes, industry, instacart, Insurance, interest, interest rate, investment, investments, items, job, Job Search, jobs, Leaders, Learn, Lifestyle, Links, list, Live, Living, loan, Loans, Local, LOWER, Main, maintenance, Make, Make Money, making, manage, market, Marketing, md, Media, Medical, medical expenses, Medicare, Miscellaneous, money, More, more money, Mortgage, Movers, multiply, needs, negotiating, net income, Nevada, new, new job, new york, new york times, offer, offers, or, orange, organizing, Other, passive, passive income, Paying Down Debt, payments, Personal, personal finance, personal finances, Pet, photography, plan, planner, Planning, podcast, poverty, present, products, Purchase, quality, rate, reach, Rent, rental, Rentals, Research, retirement, retirement plan, Retirement Planning, retirement savings, Review, room, Salary, savings, science, search, SEC, security, Sell, selling, short, short-term rental, short-term rentals, Side, Side Hustle, Side Hustles, single, smart, social, social security, south dakota, Spending, state tax, state taxes, states, students, tax, tax deductions, tax time, taxes, Tennessee, texas, The Wall Street Journal, time, tips, title, Transportation, trust, Twitter, Uber, unique, utilities, vacation, variable, Video, virtual, virtual assistant, walking, wall, Wall Street, washington, wealth, wealth management, Websites, will, woman, work, workers, working, youtube

American Family Budget: An Interview With Dave Ramsey’s Daughter, Rachel Cruze

February 20, 2023 by Brett Tams

Because my husband and I created our family’s budget based on Dave Ramsey’s teachings, I have wondered what life was like for his children. In Smart Money Smart Kids, the book that Ramsey says was 20 years in the making, he and his daughter Rachel Cruze lay out a plan for parents based on her

The post American Family Budget: An Interview With Dave Ramsey’s Daughter, Rachel Cruze appeared first on MintLife Blog.

Posted in: Real Estate News Tagged: 2, 2022, active, All, app, Apps, author, automation, balance, bar, basic, before, bills, Blog, book, Budget, Budgeting, budgeting tips, budgeting tools, budgets, buffett, calculator, car, categories, Checking Account, Checking Accounts, checklist, Children, clear, color, contingency, Credit, credit card, credit score, credit utilization, data, Dave Ramsey, Debt, Debt Repayment, decisions, deposit, Direct Deposit, discover, education, Emergency, Emergency Fund, employer, entry, exercise, existing, expense, expenses, expensive, Extra Income, Family, family budget, finances, Financial Goals, Financial stress, financial well-being, Financial Wize, FinancialWize, fixed, food, Free, fun, fund, Get Out of Debt, Giving, goals, good, habits, health, healthcare, Healthcare Costs, healthy, ideas, Income, Insurance, interest, interview, investments, keep track of money, kids, layout, Learn, Life, life insurance, Lifestyle, Make, making, max out, meta, Mint, mint.com, mobile, money, More, needs, new, Other, parents, payments, peace, percent, place, plan, Planning, pretty, Purchase, Rent, repayment, retirement, right, room, routine, save, Saving, Saving 101, Saving for Retirement, savings, Savings Account, Savings Goals, second, separate accounts, shopping, simple, single, smart, Smart Money, Smart Spending, Spending, Start Saving, stress, Style, tax, the balance, time, tips, title, tools, tracking, tv, under, vacation, versus, wants, warren, white, will, work

4 Rules for Creating a Painless Budget

February 19, 2023 by Brett Tams

Find out how to craft a spending plan that allows you to reach your goals — and doesn’t hurt.
Posted in: Taxes Tagged: 50/30/20 budget, actual, advice, All, Apps, ask, author, Banking, bankruptcy, basics, before, Budget, Budgeting, budgeting tips, budgets, build, building, business, Buying, Buying a Home, categories, company, consumer debt, creating a budget, Credit, credit card, Debt, Debt Repayment, Emergency, Emergency Fund, employer, expense, expenses, facebook, Family, Fees, Finance, finances, Financial Wize, FinancialWize, foundation, Free, frugal, fun, fund, funds, future, General, Giving, goal, goals, great, hacks, hold, home, How To, ideas, Income, Lifestyle, Liz Weston, Loans, measure, money, Money-Saving Ideas, More, Mortgage, Moving, must-haves, needs, new, News, offer, offers, office, organization, overdraft fees, percent, Personal, personal finance, plan, Planning, reach, Rent, repayment, retirement, retirement account, Retirement Planning, reward, right, running, save, Save Money, Saving, Saving for Retirement, savings, science, short, Sites, Spending, spreadsheets, student, Student Loans, Style, tax, time, tips, under, utilities, wants, warren, will, winter, work, workers

Family Budgeting Tips That Actually Work

February 17, 2023 by Brett Tams

Following a family budget is challenging, especially when unexpected costs pop up. Pick a method you like, stay flexible and emphasize spending on what you value.

Posted in: Moving Guide, Personal Finance Tagged: 2023, 50/30/20 budget, air, All, assessment, assets, banks, big, birthday, Blog, Budget, Budgeting, budgeting tips, business, Buy, Buying, california, charlie, child care, Children, coffee, College, company, currency, data, Deals, Discounts, Essentials, expense, expenses, expensive, experts, facebook, Fall, Family, family budget, family budgeting, Finance, financial coach, Financial Wize, FinancialWize, fixed, Florida, food, Free, future, garage, gifts, Giveaways, goals, grocery, habit, holiday, hot, Housing, How To, ideas, Instagram, interest, interest rates, items, kids, lessons, leverage, Live, Local, Make, Media, Michigan, Mistakes, money, More, needs, nerdwallet, new, Other, park, payments, Personal, personal finance, personality, Pet, place, plan, planner, Planning, Prices, Rates, restaurants, shopping, social, Social Media, Spending, Sports, spreadsheets, time, tips, utilities, vacation, vacations, value, variable, Venice, wealth, white, will, work

Financial Management for Freelancers

February 12, 2023 by Brett Tams

Being a freelancer means different financial circumstances than most other people. Here are tips for financial management for freelancers.

The post Financial Management for Freelancers appeared first on MintLife Blog.

Posted in: Financial Planning, Investing, Money Management Tagged: 2, 2022, advice, All, at home, at risk, author, Bank, bank accounts, Benefits, bills, Blog, bold, Budget, Budgeting, budgeting tips, building, business, clear, College, color, covid, COVID-19, create a budget, Credit, data, earnings, education, Emergency, employer, expenses, experts, finances, Financial Goals, financial management, Financial Plan, Financial Planning, Financial Wize, FinancialWize, Free, freedom, freelance, freelancers, frugal, fund, get started, gig, goals, groceries, guide, healthy, home, How To, How to Make Money, Income, layout, Life, list, Living, LOWER, Luxury, Make, Make Money, married, meta, Mint, mint.com, mobile, money, Money Management, More, needs, new, organization, Other, paycheck, payments, Personal, plan, planner, Planning, pool, products, rate, Refinance, refinance your home, risk, safety, save, savings, Savings Account, security, self-employed, separate accounts, simple, Spending, stress, Style, taxes, television, time, tips, title, tools, Unemployment, vacation, wants, Ways to Save, white, will, work, workers, working

NEFCU Mortgage Rates Review

February 11, 2023 by Brett Tams

Established in 1961 and headquartered in Williston, New England Federal Credit Union (NEFCU) is Vermont’s largest credit union, with 90,000 members and investable assets of more than $1 billion. Serving six counties in the northwestern portion of the state, NEFCU’s stated goal is “empowering members to make good financial decisions so they can improve their […]

The post NEFCU Mortgage Rates Review appeared first on Good Financial Cents®.

Posted in: Home, Loans Tagged: 15-year, 2, 2021, 30-year, 429, AAMS, Accredited Asset Management Specialist, active, ad, Adjustable Rate Mortgages, Advertising, advice, advisor, affordable, air, Alabama, All, analysis, Arizona, Arkansas, ARM, ARMs, assets, author, Auto, Bank, Basketball, before, Blog, blue, book, Broker, Budget, Budgeting, budgeting tips, build, business, Buy, buyer, buyers, Buying, Buying a house, Calculators, california, car, car loans, Cash-Out Refinance, cents, color, Colorado, commission, company, Connecticut, construction, contacts, cost, creating a budget, Credit, credit cards, credit score, credit scores, credit union, ct, custom, Customer Experience, data, Debt, debt-to-income, deposit, disclosure, donations, down payment, earning, education, entry, equity, experience, experts, Fall, Featured, FHA, FHA loans, fico, Finance, finances, Financial Advisor, Financial Education, Financial Freedom, Financial Wize, FinancialWize, financing, first-time home buyer, First-time Homebuyers, fixed, fixed rate, Florida, franklin, Free, freedom, fund, General, Georgia, goal, good, Google, government, green, harvest, hawaii, helpful, history, hold, home, home buyer, home loan, home search, Homebuyers, homeowners, Homepage, house, Housing, housing finance, idaho, Illinois, improvement, Income, indiana, industry, Insurance, interest, interest rate, interest rates, investment, investments, job, journey, Jumbo loans, Learn, lenders, Life, list, loan, Loans, louisiana, low, LOWER, Main, maine, Make, making, market, Maryland, Massachusetts, md, Michigan, military, mississippi, missouri, money, montana, More, Mortgage, mortgage calculators, mortgage loan, mortgage payments, Mortgage Products, Mortgage Rates, Mortgages, Moving, nebraska, needs, Nevada, new, new home, New Jersey, new york, new york times, north carolina, offers, Oregon, Other, payments, percent, Personal, personal finance, personal finances, personal information, plan, planner, Planning, podcast, poor, pre-approval, products, project, Purchase, quality, random, rate, Rates, Refinance, refinancing, Research, retirement, Retirement Planning, Review, Reviews, rise, routing number, School, science, search, SEC, security, selling, social, social security, South Carolina, south dakota, Style, Tennessee, texas, The Wall Street Journal, time, tips, title, tools, trust, Underwriting, Utah, VA, VA loans, value, veterans, veterans affairs, virginia, wall, washington, Washington DC, wealth, wealth management, will, Wisconsin, work, youtube

Could Not Having A Budget Destroy Your Finances?

February 10, 2023 by Brett Tams

Making a budget is extremely important. However, many people don’t know how to make a budget, how to save money with a budget, or understand why they should have a budget in the first place. According to my article Are You Better Than Average?: 68% of people live paycheck to paycheck. 26% have no emergency […]

The post Could Not Having A Budget Destroy Your Finances? appeared first on Making Sense Of Cents.

Posted in: Debt, Home Tagged: 2, All, at home, average, Benefits, better than average, big, bills, Budget, Budgeting, budgeting software, budgeting tips, budgets, Buy, buy a home, Buying, Buying a Home, car, car loan, cents, couple, create a budget, creating a budget, Credit, credit card, Credit Card Debt, data, Debt, debt free, debt payoff, debt payoff stories, diet, Early retirement, Emergency, Emergency Fund, Entertainment, expense, expenses, Extra Money, Family, fast food, finances, Financial Goals, financial independence, Financial Wize, FinancialWize, financing, food, fun, fund, goal, goals, great, guide, habits, home, household, household budget, How To, how to become debt free, how to create a budget, how to make a budget, how to save money, impact, improvement, Income, interest, job, Learn, list, Live, Living, loan, Make, making, Making a Budget, Media, money, monthly budget, More, more money, needs, nerdwallet, net worth, offer, Other, Pay Off Debt, paycheck, paycheck to paycheck, Personal, place, poor, protect, Purchase, reach, restaurants, retirement, rich, right, save, Save Money, Saving, saving money, savings, simple, Software, Spending, spending too much, Start Saving, statistics, stories, student, student loan, student loan debt, subscriptions, time, tips, title, tracking, traditional, Transaction, vacation, will, work

Budgets Don’t Have To Be Boring – How To Have Fun While Budgeting

February 3, 2023 by Brett Tams

For many people, following a budget sounds like a headache. Some may also think budgeting means you won’t be able to have fun and enjoy your life. But, that’s not the case at all. Yes, budgets are about discipline, and you will have to say “no” at times. However, if you’re living beyond your means, […]

The post Budgets Don’t Have To Be Boring – How To Have Fun While Budgeting appeared first on Making Sense Of Cents.

Posted in: Money Tips Tagged: 2021, affordable, All, Alternatives, Amount Of Money, at home, Backyard, big, bills, book, Books, Borrow, Budget, Budgeting, budgeting tips, budgets, Buying, car, cents, Cities, clear, Clothing, cost, Credit, credit cards, data, Debt, dogs, Early retirement, Emergency, Emergency Fund, Entertainment, expense, expenses, expensive, Extra Money, Fall, Family, finances, Financial Wize, FinancialWize, fixed, food, freedom, friendly, frugal, fun, fund, future, game night, General, Giving, goal, goals, good, great, groceries, guide, habits, health, Health Insurance, helpful, home, home fun, hot, house, Housing, How To, How to become a mystery shopper, ideas, Income, Insurance, interest, interest rate, items, kids, lake, Learn, lending, library, Life, list, Live, loan, Local, low, LOWER, Make, making, money, monthly budget, More, more money, movies, needs, new, offer, Other, park, paycheck, payments, percent, plan, Planning, pretty, pros, protect, rate, Rent, Research, restaurants, retirement, retirement savings, rewards, rewards credit cards, rich, save, Saving, Saving for Retirement, savings, savings goal, searching, shopping, Side Hustle, simple, smart, Spending, Sports, stress, student, student loan, student loan debt, surveys, swimming, time, tips, title, town, Travel, utilities, vacation, vacations, variable, versus, Video, will, work, working

How To Make A Budget (And Actually Stick To It Every Month)

February 3, 2023 by Brett Tams

For many people “budget” is a six-letter dirty word, but it doesn’t have to be. You may be aware that you need a budget to help you reach your long-term financial goals, but many people don’t know where to begin to create an effective budget. A budget is one of the most critical financial tools […]

The post How To Make A Budget (And Actually Stick To It Every Month) appeared first on Good Financial Cents®.

Posted in: Mortgage Tips Tagged: 2, 2021, AAMS, Accredited Asset Management Specialist, action, advice, advisor, affordable, aid, All, allowance, analysis, annuity, apartment, Appreciate, Apps, apr, ask, assets, at home, author, Auto, auto insurance, avalanche, average, Backyard, balance, balance transfer, balance transfer credit card, Balance Transfers, Bank, bank account, bank accounts, Banking, bankruptcy, bar, basic, basics, before, beneficiaries, beneficiary, Benefits, best credit cards, bills, black, Blog, blue, bond, bonds, book, borrowing, Budget, Budgeting, budgeting tips, budgeting tools, budgets, build, building, Built, business, business insurance, Buy, Buying, Capital Gains, capital gains tax, car, Car Insurance, cars, categories, CD, CD Laddering, cents, child care, Children, Choices, Clean, Clothing, coffee, color, commission, company, contingencies, cooking, cost, couple, court, create a budget, creating a budget, Credit, credit card, Credit Card Debt, credit cards, creditors, custom, data, Dave Ramsey, death, Debt, debt free, Debt Repayment, debt snowball, Debts, deck, Deductible, disclosure, discover, Discover it, discrimination, diversify, dividends, divorce, DIY, driving, earning, Earning Potential, earnings, Emergency, Emergency Fund, employer, Entertainment, entry, envelope system, estate, Estate plan, Estate Planning, executor, expense, expenses, experts, Extra Money, Fall, Family, Featured, Fees, filing taxes, Finance, finance software, finances, Financial Advisor, Financial Freedom, Financial Goals, Financial Wize, FinancialWize, food, foundation, free budgeting, freedom, front, front door, fun, fund, funds, future, gas, Get Out of Debt, get started, gift, gifts, Giving, goal, goals, good, Google, great, green, groceries, grocery, grocery bill, grocery list, growth, guardian, guide, habits, health, Health Insurance, healthy, healthy meals, helpful, high yield savings, high yield savings account, history, hold, hole, home, Homeowner, house, How To, how to make a budget, Illinois, impact, Income, income tax, inheritance, Insurance, insurance coverage, interest, interest rate, interest rates, interference, internet, Invest, Investing, investment, investment strategies, investments, IRA, items, jobs, kids, landlord, lawsuit, Lawsuits, lawyer, Learn, Legal, lessen, Life, life insurance, Lifestyle, list, Live, living will, Loans, low, low-income, LOWER, Main, Make, making, Manage Money, Managing Your Money, market, marriage, Medical, medical bills, medications, Mint, Miscellaneous, mistake, Mistakes, money, Money Management, monthly expenses, More, more money, Mortgage, Mortgage Rates, Move, movies, Moving, mutual funds, needs, new, News, organization, Other, party, Pay Off Debt, paycheck, payments, Personal, personal finance, Personal Loans, pets, plan, planner, Planning, podcast, policies, pool, poor, Popular, portfolio, pretty, private student loans, Professionals, property, protect, protection, Purchase, quality, questions, Quotes, rate, Rates, ready, Refinance, refinancing, Rent, rental, rental property, renter, renters, renting, repair, Research, retirement, retirement funds, Retirement Planning, retirement plans, return, Review, rewards, right, risk, roth, Roth IRA, safe, save, Save Money, Saving, saving money, savings, Savings Account, Savings Accounts, savings plan, School, science, SEC, securities, Sell, selling, shares, simple, simple IRA, snowball, sofi, Software, Spending, spending too much, spouse, stage, Start Saving, stock, stocks, Strategies, student, student debt, Student Loans, takeout, target, tax, tax deductible, tax time, taxable income, taxes, tenant, time, tips, tools, tracking, Transportation, Treasury, treasury bills, trend, trends, trust, tuition, tv, umbrella insurance, under, unique, update, vacation, waiver, wants, wealth, wealth management, Wedding, will, work, working, wrong, youtube

5 Steps to Become a Successful Freelancer

February 2, 2023 by Brett Tams

When I graduated from college with a degree in Anthropology many moons ago, my career options felt limited. I could get a job in corporate America, accept another unpaid internship, or submit to the grind of retail. You only picked up gigs or freelanced if you couldn’t find a “real job.”   These days, pursuing freelancing

The post 5 Steps to Become a Successful Freelancer appeared first on MintLife Blog.

Posted in: Early Career, Financing A Home Tagged: 2, 2022, advice, All, art, artists, author, balance, basics, beginner, Benefits, Blog, Budgeting, budgeting tips, build, building, business, buyers, Career, Careers, College, color, company, contacts, covid, COVID-19, COVID-19 pandemic, Creative Mornings, Credit, data, dream, Early Career, earning, earning money, employer, entry, existing, experience, Family, Featured, Finance, Financial Wize, FinancialWize, freelance, freelancers, gig, Graphic, great, guide, How To, how to freelance, how to negotiate, Income, job, job market, jobs, layout, Learn, learned, Life, low, Main, Make, Make Money, making, Making Money, market, Marketing, Mint, mint.com, mobile, money, More, more money, most popular, Moving, needs, negotiation, offer, offers, opportunity, Other, own business, ownership, pandemic, Personal, personal finance, Planning, Popular, portfolio, pretty, project, projects, Purchase, rate, Rates, ready, Research, Review, risk, salaries, Salary, save, Showcases, Side Hustle, starting your own business, student, Style, summer, time, tips, title, tools, traditional, under, Unemployment, unemployment rate, virtual, Websites, white, will, woman, work, workers, working, wrong
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