Chicago, with its vibrant culture and dynamic cityscape, offers a lot, but living in such an urban hub can be costly. Wondering about rental prices in Chicago? On average, studios go for $1,572 per month, one-bedrooms at $1,907 and two-bedrooms at $2,558. If these prices are beyond your budget, don’t worry.
If you’re in search of a more pocket-friendly option that still keeps you within reach of Chicago’s energy, you’re in the right place! We’re thrilled to present to you 10 of the most cost-effective suburbs surrounding Chicago. These areas range from serene, small-town atmospheres to bustling, vibrant communities, offering a diverse array of living experiences. Read on to find your potential new, affordable home in one of these affordable Chicago suburbs.
Average rent for a studio: $1,450
Average rent for a one-bedroom: $950
Average rent for a two-bedroom: $1,400
Distance from Chicago: 17 miles
Apartments for rent in Oak Lawn
Leading our list of affordable ‘burbs in Chicago is Oak Lawn, a suburb boasting affordability and proximity, only 17 miles southwest of Chicago. It offers substantial savings, especially with one-bedroom apartments. Oak Lawn is not just about affordability; it’s a community rich in recreational activities and cultural events. The Oak Lawn Park District hosts numerous community events and sports leagues, while Wolfe Wildlife Park provides nature trails and birdwatching opportunities. The downtown area is a hub of activity with its eclectic mix of local eateries, boutiques and seasonal farmer’s markets, reflecting the suburb’s unique charm.
Average rent for a studio: $890
Average rent for a one-bedroom: $1,005
Average rent for a two-bedroom: $1,195
Distance from Chicago: 45 miles
Apartments for rent in Joliet
Joliet, a suburb with a robust historical background, is our next top pick. About 45 miles southwest of Chicago, it offers rents significantly lower than the city’s. Joliet is not just budget-friendly; it’s rich in history and culture. The Old Joliet Prison, now a museum, offers a unique glimpse into the past, and the Rialto Square Theatre, known for its stunning architecture, presents a range of performances. Joliet also boasts the Harrah’s Joliet Casino for entertainment and a bustling downtown area with an array of dining and shopping options.
Average rent for a studio: $922
Average rent for a one-bedroom: $1,162
Average rent for a two-bedroom: $2,142
Distance from Chicago: 10 miles
Apartments for rent in Oak Park
Just 10 miles west of Chicago, Oak Park combines affordability with cultural richness. This suburb is renowned for its architectural heritage, particularly the Frank Lloyd Wright Home and Studio and the Ernest Hemingway Birthplace Museum. Oak Park’s charm extends to its vibrant arts scene, with galleries and theaters and its commitment to green spaces, as seen in the expansive Oak Park Conservatory. The suburb’s bustling downtown area offers a diverse range of dining, shopping and entertainment options, making it an attractive place for those who appreciate both history and modern conveniences.
Average rent for a studio: $2,022
Average rent for a one-bedroom: $1,375
Average rent for a two-bedroom: $1,450
Distance from Chicago: 15 miles
Apartments for rent in Skokie
Skokie, located 15 miles north of Chicago, is an affordable option that doesn’t skimp on amenities. This suburb is known for its cultural diversity and community-focused events. The Emily Oaks Nature Center offers an oasis for nature enthusiasts, while the Skokie Northshore Sculpture Park showcases impressive outdoor art. Skokie’s vibrant downtown area features a range of shopping and dining options, and its renowned school system makes it a great choice for families.
Average rent for a studio: $1,260
Average rent for a one-bedroom: $1,400
Average rent for a two-bedroom: $1,980
Distance from Chicago: 40 miles
Apartments for rent in Aurora
Aurora, about 40 miles west of Chicago, is known for its lively urban atmosphere combined with more affordable living costs. Home to the Oakhurst Forest Preserve and the historic Paramount Theatre, Aurora offers a range of outdoor and cultural activities. The city’s downtown area is a mix of historic and contemporary, with various shopping, dining and nightlife options. Aurora also hosts several festivals and community events throughout the year, reflecting its vibrant community spirit.
Average rent for a one-bedroom: $1,533
Average rent for a two-bedroom: $1,844
Distance from Chicago: 30 miles
Apartments for rent in Arlington Heights
Arlington Heights, 30 miles from Chicago, offers a blend of suburban tranquility and urban amenities. Its downtown area is a bustling hub with a variety of shops, restaurants and entertainment options. The suburb also features multiple parks and recreational facilities, making it an attractive place for outdoor enthusiasts and families.
Average rent for a studio: $1,433
Average rent for a one-bedroom: $1,573
Average rent for a two-bedroom: $1,900
Distance from from Chicago: 33 miles
Apartments for rent in Schaumburg
Schaumburg, situated 33 miles northwest of Chicago, is a suburban haven balancing a slightly longer commute with affordable living. It’s home to the Spring Valley Nature Center & Heritage Farm and the sprawling Woodfield Mall, one of the largest shopping destinations in the region. Schaumburg also boasts a variety of dining and entertainment options and is known for its well-developed park district and community services.
Average rent for a studio: $1,836
Average rent for a one-bedroom: $1,600
Average rent for a two-bedroom: $1,902
Distance from Chicago: 20 miles
Apartments for rent in Des Plaines
Des Plaines, a suburb known for its affordability and proximity to Chicago, offers a blend of urban and suburban living. The Des Plaines Theatre provides entertainment options, while the downtown area is filled with shops and eateries. Outdoor enthusiasts will enjoy Prairie Lakes Park, offering scenic beauty and recreational activities.
Average rent for a studio: $1,207
Average rent for a one-bedroom: $1,652
Average rent for a two-bedroom: $2,300
Distance from Chicago: 15 miles
Apartments for rent in Evanston
Evanston, just 15 miles from Chicago, offers a relaxed lifestyle with plenty of activities, making it an easy pick among the best affordable Chicago suburbs. Known for the Northwestern University campus, this suburb has a college-town feel with historic architecture and events. The Evanston Art Center and The Lakefill, with its stunning skyline views, are highlights, making Evanston an ideal suburb for those seeking a mix of culture and tranquility.
Average rent for a studio: $2,020
Average rent for a one-bedroom: $1,820
Average rent for a two-bedroom: $2,311
Distance from Chicago: 35 miles
Apartments for rent in Naperville
Naperville, a dynamic suburb 35 miles west of Chicago, is known for its vibrant community and scenic beauty. The Naperville Riverwalk and the Naper Settlement are popular attractions. The city boasts a lively downtown area with shops, restaurants and cultural venues, making it a sought-after location for those who desire a mix of suburban charm and urban amenities.
Discover your ideal home in these affordable Chicago suburbs
These suburbs offer more than just affordability; they are communities rich in culture, history and amenities, providing an enhanced quality of life. From quaint streets to bustling local businesses and peaceful parks, there’s a perfect fit for everyone – families, professionals, and retirees alike. These suburbs don’t just ease your wallet; they enrich your life, fostering close-knit communities where lasting friendships and memories are made. Here, the spirit of Chicago is alive in a more accessible, affordable form, where the true value of a city is reflected in its people and the warmth of the community they create.
Thinking of transitioning from renting to owning? Explore our guide to the most affordable Chicago suburbs for homebuyers.
Methodology: Affordability is based on whether a suburb’s one and two-bedroom rent was less than Chicago and under 45 miles from downtown Chicago. Average rental data from Chicago rental market trends on October 26, 2023. Population data sourced from the United States Census Bureau.
What makes a city a great food city? Well, just like with any dish, it takes the right ingredients, which can vary. Perhaps the city is located in an agriculturally-rich area. Or the city is a diverse melting pot, creating a place for expression and creativity where chefs can share recipes from around the world or experiment with fusion cuisines. It also needs to have well-stocked grocers that carry specialty items.
No matter what, a great food city should be a place where chefs are supported by a population that loves dining out and supporting local restaurants. Whether you’re a chef looking for where to launch your next venture, or a food lover looking for the next big thing, here are the best cities for chefs to practice their craft.
Finding the best cities for chefs
So then, where do chefs thrive? There are different factors to consider, like grocery cost, population size and specialty stores where chefs can source high-quality ingredients. Taking all those into account, here are the ten best cities for chefs.
10. Grand Rapids, MI
While Grand Rapids may not immediately jump off the page as a great dining destination, you’d be surprised. There’s a robust craft brewing scene, top-notch cafes and a range of beloved, non-chain dining options.
Sourcing fish and seafood from the nearby Great Lakes and using area farms for fresh produce, seasonality is key. Chefs can even dine where they shop. They can tuck into fish and chips at fishmonger and restaurant Fish Lads, or grab a bite at the Grand Rapids Downtown Market while also shopping for produce, olive oil or spices.
Groceries are also the most affordable of all the cities in the top ten. Not only do chefs get to experiment with fresh, regional ingredients in Grand Rapids, but it’s extremely affordable to do so.
9. Santa Fe, NM
With its blend of cultural influences, the food scene in Santa Fe is unparalleled in the Southwest. With Native and Hispanic cuisines leading the playbill, an excellent supporting cast of other global offerings like Indian and Italian rounds it out. And lovers of spicy food find themselves falling under the spell of New Mexico’s famed Hatch green chiles, which feature heavily in local cuisine.
Against such a gastronomically diverse background, chefs also have a wide range of markets and grocers to choose from. There are 0.23 specialty grocers and 0.5 markets per 10,000 residents. So with a population of over 85,000, there are options aplenty. And that population, plus robust summer tourism crowds in Santa Fe, are only too happy to support local chefs.
8. Napa, CA
Ah, Napa.
As the seat of California wine country, this town of just over 78,000 would naturally be a great place for chefs to create exceptional meals. With a strong focus on high-end fares like Italian, French and New American, there’s an incredible variety of tastes to try. And experimenting with pairing with local wines is another plus.
The area’s agricultural history and current reputation for viticulture give Napa chefs easy access to locally-grown, fresh foodstuffs at local markets and grocers. With 0.89 markets per 10,000 residents, chefs can find everything from fresh produce to meats at spots like the Oxbow Public Market. There are also 23 non-chain establishments per capita, making it incredibly easy to support the local restaurant community.
7. Conroe, TX
Sitting on edge of Lake Conroe, the 91,000-population town of Conroe is a lakeside slice of country living within driving distance of Houston. As with many smaller towns, community and hospitality are important. So the local dining is heavily focused on family-run, feel-good food and service. Obviously, barbecue is huge here, as well as Mexican.
Chefs have their pick of the litter when it comes to specialty markets and grocers, with 0.54 grocers and 0.21 markets per 10,000 residents. And the cost of groceries is one of the lowest on the top ten list, so chefs in Conroe can prepare excellent food on a reasonable budget.
6. Cincinnati, OH
Cincinnati chili. Reuben sandwiches. Ice cream. Gooey pizza. Tender ribs. If you love big food with big, bombastic flavor, Cincinnati is the place. From regional treasures like Cincinnati-style chili, which is piled on top of spaghetti or hot dogs, to creative riffs on classics like burgers, chefs here love going big.
As a larger city, grocery costs are elevated, but there’s an abundance of markets and grocers. With 0.42 markets per capita and 0.16 grocers, in a city of over 300,000, there’s always something fresh and delicious close by for chefs to work with. From getting meats and produce at Country Farm Fresh Market to finding global flavors and fun at the famed Jungle Jim’s International Market, accessing the best ingredients is never an issue.
Cincinnati also ranks among the top cities with the most non-chain dining establishments in the top 10. So if you’re a chef looking for a place that welcomes bold flavor and never-say-die energy, head to the Queen City.
5. Asheville, NC
Over the past decade, the Blue Ridge Mountains-based Asheville has emerged as North Carolina’s preeminent food city. This scenic mountain hideaway has it all, from excellent craft brews and comforting Southern fare to elevated fine dining. This dedication to authentic food in all its forms has created a restaurant scene with 35 non-chain restaurants per 10,000 residents.
As a food scene that revels in experimentation and pushing the envelope, chefs in Asheville have an environment in which they can creatively grow and thrive. And the local supply options support that as well, with 0.21 grocers and markets per capita. And don’t forget to try that famous North Carolina barbecue!
4. Pensacola, FL
For seafood chefs seeking new stomping grounds, Pensacola, on the far western end of Florida’s panhandle, has enough attributes to crack the top five best cities for chefs. Sitting right on the edge of Pensacola Bay, fresh seafood is always within reach. The local food scene is rich with delicious seafood spots, as well as Southern and global fare.
With 0.94 markets per capita, chefs can head to specialty stores like Joe Patti’s Seafood and Four Winds International Market for both local and far-flung ingredients. And at 54 non-chain restaurants per 10,000 people, there are plenty of options for the nearly 53,000 residents of Pensacola.
3. West Des Moines, IA
Image source: Rent. / Sun Prairie Apartments
Betcha didn’t know just how vital Iowa is to U.S. agriculture. The Hawkeye State is the nation’s biggest producer of eggs, corn and pork. It also produces 14 percent of cattle in the United States, giving us tender flavorful steaks and beef. With such high-quality produce and meat, it’s no wonder chefs and meat lovers can have a field day here.
In West Des Moines, which forms the western edge of greater Des Moines, chefs will find a particularly hospitable environment for their craft. There’s an abundance of specialty grocers to choose from, like Fresh Thyme Market, providing quality meats, produce and other ingredients. Dining-wise, chefs can express themselves at classic steakhouses and casual brewpubs or branch out into other meat-heavy cuisines like Brazilian. There’s also great Mexican and Asian dining to be found in West Des Moines.
2. Marietta, GA
Snagging second-place for best cities for chefs is the 60,867-strong city of Marietta. Sitting northwest of Atlanta, Marietta is home to a hidden gem food scene. There’s something for everyone, from home-style Southern and farm-to-table to traditional Latin American cuisines.
This gives chefs a large playing field, allowing them to carry on the treasured culinary traditions to American diners, craft dishes from around the world or create exciting combos. Shopping is done at established specialty grocers like Cajun Meat Company, and with 1.15 markets per 10,000 residents, there’s plenty to go around.
One caveat: The cost of groceries is the highest of all the cities on the top 10 list.
1. Greenville, SC
The surrounding states must look on South Carolina with envy, as it’s home to two of the South’s best food cities. First, there’s Charleston (one of our best cities for brunch), and then, No. 1 on the list of the best cities for chefs, is Greenville.
This up-and-coming foodie haven has everything from top-tier Southern comfort food to sophisticated fine dining. Chefs can have fun with flavor at casual neighborhood spots, or get creative with elegant plating at high-end restaurants. And while grocery cost is second only to Marietta on this list, the local population is extremely supportive of their dining scene. There are 59 non-chain restaurants per 10,000 residents, so it’s plain to see that the inhabitants of Greenville love dining out and eating well. Here, chefs are sure to find a supportive and loving audience for whatever they want to cook.
The top 50 cities for chefs
Want to expand your cooking and culinary horizons beyond the top ten? There are many other options for chefs to choose from, as you’ll see from the top 50.
Methodology
To determine the best cities for chefs, we looked at all cities with at least 50,000 residents according to the U.S. Census Bureau’s 2019 estimates that had at least one specialty grocer, market and non-chain (local) restaurant. That final list included 386 cities spread all across the country. We then ranked each city by the following factors:
The average cost of groceries: The cost of an average grocery bill in the metro area of each city according to cost of living estimates from the Council for Community and Economic Research.
Specialty markets: Per capita and business density calculations in each city from a list of commercially licensed business data. Specialty markets include ethnic, organic and health food.
Food markets: Per capita and business density calculations in each city from a list of commercially licensed business data. Food markets include butchers and farmers markets.
Local restaurants: Per capita and business density calculations in each city from a list of commercially licensed business data. Local restaurants include all dining establishments that are labeled as non-chain.
Each of these factors was weighted equally, and the cities with the best overall score were determined to be the best cities for chefs.
Inside: Are you looking to maximize your rewards and credit card hacks? This guide will teach you the most effective methods for using your hacking, signing up for bonus rewards, and making efficient card purchases.
Credit card use extends beyond just making purchases. Savvy credit card users understand that with the right set of hacks and optimal usage, there’s a world of rewards that are ripe for the picking.
Money saved can be money earned, and this simple philosophy forms the cornerstone of these 25 credit card hacks you’ll be learning about today.
Why do credit card hacks matter? Well, I just received a $700 check for credit card rewards. That is enough to pay for a weekend trip away.
What are Credit Card Hacks?
Credit card hacks are creative strategies employed by credit card users to maximize the benefits and rewards offered by their credit cards while also potentially saving more money.
This trend has become more popular in recent years due to the rise in premium travel and cashback cards that offer lucrative ongoing rewards programs. Users who learn about these hacks can save you money on travel or just put cold hard cash back in your wallet.
With strategic approaches, these hacks provide an avenue to optimize rewards and navigate the financial landscape more effectively.
Proven Credit Card Hacks to Maximize Rewards
Tip #1 – Utilize sign-up bonuses
One of the most attractive features of credit cards is the sign-up bonuses they offer, which are essentially rewards that cardholders can earn after meeting a certain spending threshold within a specified timeframe. The bonuses can range from hundreds to even thousands of points, miles, or cash – favorably impacting your rewards balance.
To illustrate, if you take the Chase Sapphire Preferred® credit card, both partners in a household can get up to 50,000 extra points each as part of the sign-up bonus.
Bonus tip: Stagger your applications, so once one person gets the bonus after meeting the spending requirement, the other person can then apply and achieve the next round of bonuses.
Tip #2 – Increase credit limit
The principle behind this is simply buffering your “credit utilization ratio”, which is how much of your total available credit you are utilizing.
To illustrate how a credit limit increase will work, let’s consider an example: with a credit limit of $10,000 and a credit usage of $3,000, your utilization ratio stands at 30%. But once your credit limit increases to $15,000 with the same credit usage, your utilization ratio drops to 20% – which is a noticeable improvement.
Remember, when requesting a credit limit increase, some card issuers might execute a hard inquiry on your credit report, which could temporarily decrease your score. Hence, you should try to find out beforehand whether your issuer is likely to perform a hard or soft credit pull. Soft inquiries won’t affect your credit score, making them the preferable approach.
Tip #3 – Master balance transfers
A balance transfer, executed proficiently, can be an effective way to handle significant credit card debt. By focusing on reducing the cost of debt through lower interest rates, balance transfer can accelerate your debt repayment process while saving you considerable money over time.
This is what one of my clients did and the date when the 0% interest ended was very motivating to pay off their debt.
This process entails the shuffling of debt from one card (usually one with a high interest rate) to another card—preferably with a 0% promotional APR offer. With this interest-free period, you can focus on repaying the principal balance, hence clearing your debt faster.
As a finance expert, make sure balance transfers are only beneficial if you’re mindful of the terms, like how long your 0% rate will last and what fees are involved in the transfer to the new card.
Tip #4 – Purchase prepaid cards with credit
Need a way to spend a certain dollar amount by a certain deadline? Then, look at purchasing prepaid cards with a credit card as a strategy to earn extra rewards points. This method entails buying prepaid cards or gift cards using your credit card, and later using these prepaid cards to cover those expenses you typically will use.
In other cases, customers have reported that their credit card companies have clawed back rewards points that were initially given for gift card purchases. Double check their terms and conditions, many issuers, including American Express, explicitly exclude such transactions from earning rewards. 1
Tip #5 – Harnessing the 15/3 Methodology
The 15/3 Methodology is a credit card hack that intends to optimize your credit utilization ratio—one of the significant factors that impact your credit score.
Here’s how it works: You pay off a majority of your card’s balance 15 days before your statement date, and then pay off the remaining balance three days before the statement date. By doing this, you create the illusion of a lower balance, which can positively impact your credit score.
There is still a debate about whether or not this strategy improves your credit card score. Paying your bill on time will definitely improve your score.
Tip #6 – Strategies to earn additional rewards through third-party programs
An often overlooked but highly effective credit card hack is utilizing third-party apps and websites that offer additional rewards when you shop at participating retailers and restaurants. These rewards are additional to the cash back, miles, or points awarded by your credit card.
One such app is Dosh, a cashback app. By linking your credit card to your Dosh account, you can earn up to 10% cash back from participating retailers on top of the rewards earned from your credit card. Similarly, apps like Drop and Bumped give users points for every dollar spent, and these points can be redeemed for gift cards.
Furthermore, many airlines and hotels participate in dining rewards programs where you’ll earn extra rewards at select restaurants. Airlines like United, Southwest, Delta, and hospitality giant companies like Marriott and Hilton actively participate in such programs.
Tip #7 – Earn a credit card sign-up bonus then canceling the card right away
Also known as credit card flipping or churning, the tactic of earning a credit card sign-up bonus and then canceling the card right away has been employed by some savvy credit card users to maximize rewards.
However, this practice isn’t as easy or beneficial as it appears. While it sounds like an accessible system to generate easy money, it comes with several potential pitfalls that could make it a risky move.
Firstly, numerous card issuers have, over the years, implemented stricter rules to deter this practice. Chase, for instance, has the 5/24 rule indicating you can have only five new credit cards within the last 24 months. 2
Repeatedly opening and closing the same card can result in a declined application or rescinded bonus and hurt your credit score-perceived as credit misbehavior by the issuer.
It can also be viewed as unethical and potentially lead to you being barred from opening accounts with that issuer in the future.
Churning can negatively affect your ability to get approved for future credit cards and loans because lenders may think you’re a risky borrower.”
Tip #8 – Develop a multi-card system
This method aims to cover all your spending by using different cards that offer elevated rewards for certain purchase categories.
For instance, we have one card that pays an unlimited flat rate of 2% on all purchases. Then, another rewards card offering increased category rewards, with travel and gas. Then a there card that rotates through various categories each quarter.
Diversifying your spending amongst several credit cards can help you to earn the maximum possible rewards. However, endowing yourself with several credit cards is not for everyone as it requires careful financial management. In some cases, the potential of overspending can outweigh the benefits.
Tip #9 – Transfer points between multiple cards
Transferring points between cards (provided they are from the same issuer) is another useful strategy whereby you can redeem them at their maximum possible value.
The goal is to make your spending work for you and maximize the rewards you can earn from daily expenses. However, people should employ this strategy responsibly and ensure they’re not overspending just to earn rewards.
In such a strategy, points on traditional cashback cards can be transferred to airline and hotel partners when you also have a transferable points card like the Sapphire Reserve or Sapphire Preferred. So, not only are you earning cashback on your purchases, but you’re also accumulating lucrative points that can be redeemed for travel.
Tip #10 – Don’t use cash
In the world of credit card rewards, cash is no longer king. Whenever feasible, you should consider using your credit cards instead of cash or debit to pay for everyday purchases. This allows you to earn rewards on purchases you’re making anyway.
The best way to implement this is for you to bills with their credit cards instead of cash or debit and set this up on autopay. This serves a dual purpose of potentially earning rewards on these payments whilst also conveying a positive message to the banks about your money management skills, leading to possible credit score improvements.
However, this method works best when your spending doesn’t increase as a result. Only use your credit card for expenses that you’d normally pay in cash and for which you already have the money set aside to pay.
Tip #11: Time your purchasing
Being strategic about when you make your credit card purchases can help you wring out some extra benefits.
One way to optimize your earning potential and maintain a healthy credit score is to plan your large purchases around your credit card’s billing cycle. Making your most significant purchases immediately after your statement date ensures that you have the longest possible repayment period, effectively offering you a short-term, interest-free loan.
Furthermore, if your issuer has a rewards cut-off at the end of a calendar year, you can make larger purchases ahead of time to push yourself into a higher rewards bracket.
Tip #12 – Make Micropayments
Rather than making one full payment, consider making multiple payments over the billing cycle, commonly referred to as ‘micropayments.’ This helps keep your running balance low and, in turn, your credit utilization ratio – the percentage of your available credit limit you’re using – also low, positively impacting your credit score.
Plus it helps to keep your checking account at a more accurate level.
Tip #13: Have your spouse apply for the same credit card
Known informally as the “two-player mode” amongst credit card hacking enthusiasts, having your spouse or partner apply for the same credit card can be an effective strategy to earn double the sign-up bonus. This approach is based on the idea that instead of just adding your spouse or partner as an authorized user to your card, they should apply separately.
For instance, if a card like the Chase Sapphire Preferred® offers a 50,000 points bonus on sign-up, both partners can potentially earn up to 100,000 points collectively, essentially doubling the bonus.
But remember, this hack should be used strategically – you should stagger your card applications and ensure each of you fulfills the spending criteria to qualify for the bonus.
Tip #14 – Importance of prompt payment
Quite possibly the hack with the most significant impact on both your credit score and your pocket, prompt payment of your credit card bill cannot be overstated.
Making on-time payments can drastically improve your credit score since your payment history is the most heavily-weighted factor that credit scoring models consider.
Plus paying your balance in full each month can help you avoid interest charges and penalties, effectively saving you money in the long run.
Tip #15 – Know What Rewards you Want
Rewards such as travel miles, discounts at partnered retailers, cashback, or access to premium experiences like airport lounges or concert tickets are available, depending on your card.
By understanding and leveraging these varied rewards, you can get the most excellent value out of your credit card expenses.
Cautionary Advice on Credit Card Hacks
While credit card hacks can undoubtedly offer substantial benefits when done right, pitfalls can ensue if one isn’t careful.
Pitfall #1 – Overspending
For starters, these hacks can inadvertently lead to overspending or unnecessary purchases. Be wary of making purchases you don’t need or can’t afford in an attempt to earn more rewards or meet the spend necessary for a sign-up bonus.
Consequently, the pursuit of credit card rewards could also lead to accumulated debt if you’re not diligent about paying off your balance in full each month. The interest that you need to pay on balances carried over can easily eat up the value of any rewards earned.
Pitfall #2 – Impact on your Credit Score
Applying for multiple cards can lead to hard inquiries on your credit report, which can temporarily lower your credit score. Similarly, canceling cards after acquiring the sign-up bonus could harm your credit utilization ratio and your length of credit history, both key factors in your credit score calculation.
Additionally, irresponsible habits like ‘credit card churning’ and ‘paying for everything with credit’ may risk your relationship with card issuers. Some companies might close accounts or even ban individuals from opening new ones if they’re perceived as abusing the system.
While some of the top-tier reward and travel credit cards often come with hefty annual fees, not all of them are worth paying. This is especially true when a card’s annual fees outstrip the value of the rewards earned.
Before you sign up for a credit card with an annual fee, it’s advised to read the fine print and estimate what you can earn from it. You should evaluate whether the perks, bonuses, rewards, and credits offered offset the annual fee cost.
Personally, I don’t use any cards that have an annual fee.
Pitfall #4 – Paying interest
Credit card interest can significantly impact your overall financial health if you’re not careful. The money invested toward paying it off could be better used elsewhere – for saving, investing, or spending on your needs and desires. Hence, one of the best “credit card hacks” out there is to simply stop paying interest.
You want to focus on debt free living.
Pitfall #5 – Avoiding counterproductive habits like “balance surfing”
Balance surfing is a strategy where you continually move credit card debt from one card with an ending 0% APR promotion to another card with a new 0% APR offer. While this approach can potentially delay interest payments, it can become a dangerous cycle if you find yourself simply transferring debt instead of reducing it.
Meanwhile, the total debt remains the same. Without a consistent debt repayment strategy, this method can lead to an endless cycle of balance surfing.
What are some of the best credit card rewards and hacks for 2024?
As we venture into the new year, some credit card reward strategies remain timeless while others evolve in response to new credit card offers and updated reward programs. In 2024, here are some of the best credit card hacks worth considering:
Take Advantage of Updated Card Offers: Credit card issuers frequently update their card offers and rewards programs. Ensure you stay updated on these changes to maximize your card benefits.
Focus on Cards with Flexible Reward Categories: Some cards, like the Bank of America® Customized Cash Rewards credit card, allow you to choose your highest cash-back category (like online shopping, dining, or grocery stores). These flexible category cards can be more advantageous as you can adapt them to your spending habits.
Leverage Rotating Categories: Cards like the Chase Freedom Flex℠ and Discover it® Cash Back offer 5% cash back on up to $1,500 in purchases in various categories that rotate each quarter, once you activate. Plan your spending in advance to leverage these rotating categories optimally.
Remain Alert on Loyalty Program Partnerships: Many credit cards and airlines have partnerships with other brands. This can mean increased rewards when shopping with those brands, so always watch for new partnerships or promotions.
Revisiting Annual Fees: If your credit card perks no longer justify its annual fee due to changes in lifestyle or spending habits, consider downgrading to a no-fee card from the same issuer. This way, you can save on annual fees without closing your account which could potentially harm your credit score.
Diversify Your Rewards: While it may be tempting to concentrate all your spending on a single card, diversifying your rewards can make you earn more. Consider employing a multi-card system to maximize rewards across different spending categories.
Your credit card should be a tool to enhance your financial flexibility, not a burden that leads to financial stress.
Frequently Asked Questions (FAQs)
Deciding whether to focus on paying off a single card or distributing payments over several cards can seem complicated, but there are a couple of methodologies to strategize your payoff.
The Debt Avalanche method suggests focusing on the card with the highest interest rate first. Once you’ve paid this card off in its entirety, you then move on to the card with the next highest interest rate. This can potentially save you more money in the long term as it targets high-interest debt first.
Alternatively, the Debt Snowball method, proposed by financial guru Dave Ramsey, recommends paying off the card with the smallest balance first, then moving on to the card with the second-smallest balance. While you may not save as much money in interest compared to the debt avalanche method, the psychological motivation of paying off a credit card balance entirely may be more important for maintaining consistent repayment.
Either method requires you to make minimum payments promptly on all cards to avoid late fees and possible credit score damage.
Getting credit card points without spending any additional money may seem like wishful thinking, but there are certain strategies that you can employ to achieve this. Strategically managing your credit cards can turn your everyday spending into reward points, miles, or cash back.
Referral Bonuses: Many credit card companies offer referral bonuses to their existing cardholders who refer friends or family members. If the person you referred gets approved for the card, you can earn bonus points.
Cardholder Perks: Credit card companies often run promotions offering bonus points for certain activities. These can range from enrolling in paperless billing, adding authorized users to your account, or completing an online financial education course. Check with your card issuer to view any current promotions.
Shopping Portals: Many credit card issuers, and even airline and hotel rewards programs, have their own online shopping portals where you can earn additional bonus points for every dollar spent. If you were already planning on making an online purchase, consider making it through these portals to earn extra rewards.
Sign-up Bonuses: Some cards offer sizeable sign-up bonuses for new cardholders who meet a required minimum spend within the first few months. Although this technically requires spending money, it doesn’t require spending more money if you use your card for purchases you were already planning to make.
While implementing certain credit card strategies can potentially earn you higher rewards or save money, they can also unintentionally harm your credit score if not executed responsibly.
Several factors can contribute to this potential downfall:
Opening and Closing Accounts: A high frequency of card applications can lead to multiple hard inquiries on your credit report, which might lower your score in the short term. Closing credit cards, especially older ones, can affect both your credit utilization ratio and the age of your credit history, two significant factors in your credit score calculation.
Carrying a Balance: Maintaining a high credit utilization ratio—i.e., carrying a large balance relative to your credit limit—can negatively impact your credit score.
Late Payments: If these deadlines are not strictly adhered to, they could result in late payments, which can seriously harm your credit score.
Excessive Spending: Some tactics lead to unnecessary spending to earn more reward points or meet an initial spend required for a sign-up bonus. Not only can this increase your credit utilization ratio and potentially lower your credit score, it can lead to debt if these balances are not paid off in time.
While both rewards cards and travel rewards cards offer perks to their users in return for spending, the primary difference lies in the kind of rewards they offer and their target user base.
A Rewards Card generally offers cash back, points, or miles for every dollar spent, redeemable in a variety of ways. This is the type of card I prefer. For example, you may redeem your accumulated rewards as cash back into your account, use them to purchase products or services, or exchange them for gift cards. The flexibility of rewards makes these cards are suitable for people with varied spending habits and prefer a variety of redemption options.
A Travel Rewards Card, on the other hand, is designed specifically for frequent travelers. These cards earn you points or miles on specific travel-related expenses, like booking flights or hotel stays. The redeemed rewards are typically used towards further travel-related expenses like airfare, hotel stays, or car rentals. Travel Rewards Cards often offer additional travel-centric perks like free checked bags, priority boarding, airport lounge access, and more.
Consider your spending habits, lifestyle, travel frequency, and preference in terms of reward redemption.
Protecting yourself from credit card fraud is an important aspect of managing your credit card usage effectively.
Monitor Your Accounts Regularly: Keep a thorough watch on your credit card statements for any unauthorized or suspicious charges. Report them to your credit card issuer as soon as possible.
Use Secure Networks: When making online purchases, only shop on secure websites (look for “https” in the web address), and avoid using public Wi-Fi networks for transactions.
Keep Your Personal Information Safe: It’s important to dispose of old credit card statements properly, and avoid giving out credit card information over the phone unless you initiated the call and you trust the recipient.
Protect Your PIN and Password: Don’t share these with anyone, and avoid using easily guessable combinations like birth dates or the last four digits of your social security number.
Enable Account Alerts: Most banks now offer optional security alerts that can be sent via text message or email whenever a charge above a certain amount gets made to your account.
Protect Your Computer and Phone: Make sure your devices are equipped with up-to-date antivirus software and that your phone is locked with a secure password or fingerprint identification.
In case you become a victim of credit card fraud, know the steps to protect yourself – report it to your bank or credit card company immediately, file a report with the Federal Trade Commission, and report it to the three major credit bureaus, requesting them to put a fraud alert or a credit freeze on your account.
Also remember, credit cards don’t have routing numbers.
Making the Most of Credit Card Hacking
When used wisely, credit card hacks and reward strategies can play a significant role in stretching your budget and rewarding your spending. These secrets of savvy credit card use — from aligning your card to your spending habits, making the most of sign-up bonuses and reward categories, to understanding the ins and outs of your credit card’s rewards structure — can help maximize your potential rewards and save money.
Personally, we use all of our credit card rewards to pay for our travel expenses.
However, it’s paramount to remember that these tips and tactics should not encourage unnecessary spending or carrying a balance. Only spend within your means, ensure you pay off your balances each month to avoid interest charges and remember to safeguard your credit score by handling credit card applications and closures cautiously.
Ultimately, credit card hacks and rewards should fit within your overall financial plan and goals, adding value to your everyday spending habits and rewarding you for well-managed financial practices.
Remember your goal is to reach your FI number.
Source
Reddit. “American Express Clawing Back Points Earned From Gift Card Purchases.” https://www.reddit.com/r/AmexPlatinum/comments/14hywaq/american_express_clawing_back_points_earned_from/. Accessed January 19, 2024.
CNN. “What is the Chase 5/24 rule?” https://www.cnn.com/cnn-underscored/money/chase-5-24-rule#:~:text=The%205%2F24%20rule%20is,your%20approval%20odds%20with%20Chase. Accessed January 19, 2024.
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Denver’s blend of outdoor adventures, thriving cultural scene, and major sports teams has drawn people from all over, making the Mile High City a great place to call home. If you’re new to the area, you may wonder how much rent costs in Denver. On average, the monthly rent is $1,801 for a studio, $2,043 for a one-bedroom unit and $2,741 for a two-bedroom unit.
If you’re on the hunt for a more affordable place to call home while still enjoying all that Denver has to offer, you’ve come to the right place. In this article, we’ll show you 11 affordable Denver suburbs you may want to consider renting this year. These suburbs provide a balance between affordability and access to the outdoor beauty and urban amenities Denver is known for.
Average rent for a studio: $1,055
Average rent for a one-bedroom: $1,361
Average rent for a two-bedroom: $1,628
Distance from Denver: 10 miles
Apartments for rent in Arvada
Claiming the first place on our list of affordable Denver suburbs is Arvada. Compared to Denver, you’ll save about $700 monthly on rent for a one-bedroom apartment in Arvada. It’s only about 10 miles northwest of Denver, so you’re not too far from the city center. Arvada offers a blend of outdoor and cultural attractions for its residents. You can explore the beautiful Apex Park for hiking and mountain biking or visit the historic Olde Town Arvada, filled with charming shops, restaurants and a vibrant arts scene that showcases the town’s rich history.
Average rent for a studio: $1,650
Average rent for a one-bedroom: $1,542
Average rent for a two-bedroom: $1,953
Distance from Denver: 10 miles
Apartments for rent in Aurora
Just 10 miles east of Denver is our second suburb, Aurora. The area is home to about 389,400 residents, and the average rents are much less than in Denver. For example, a one-bedroom unit in Aurora costs $1,542, compared to $2,043 in Denver.
There are plenty of outdoor activities in Aurora, like hiking and watching the wildlife in Cherry Creek State Park. You can also explore the Aurora Reservoir, which has fishing, paddleboarding and picnicking opportunities, making it a great destination for those seeking adventure and relaxation.
Average rent for a studio: $1,465
Average rent for a one-bedroom: $1,574
Average rent for a two-bedroom: $2,027
Distance from Denver: 10 miles
Apartments for rent in Thornton
For those on the hunt for budget-friendly suburban living near Denver, Thornton is just 10 miles to the north. The average rent for a one-bedroom unit is $1,574, compared to Denver’s $2,043 rent, meaning you’ll have considerable savings. Thornton has a range of outdoor activities, such as Trail Winds Park, which offers opportunities for sports, fitness and community gatherings. You can also visit Carpenter Park Fields for picnicking, playing and enjoying the scenic lakeside surroundings, making it an ideal spot for outdoor recreation.
Average rent for a studio: $1,399
Average rent for a one-bedroom: $1,623
Average rent for a two-bedroom: $1,957
Distance from Denver: 12 miles
Apartments for rent in Northglenn
Northglenn, which is around 12 miles to the north, is our fourth most affordable suburb. With the average rent for a one-bedroom costing about $400 less than in Denver, Northglenn may be the suburb for you. Northglenn offers numerous outdoor recreational opportunities, including the scenic E.B. Rains Jr. Memorial Park, with its playgrounds, walking trails and a skate park.
Average rent for a studio: $1,300
Average rent for a one-bedroom: $1,650
Average rent for a two-bedroom: $1,984
Distance from Denver: 8 miles
Apartments for rent in Lakewood
About 8 miles southwest of Denver, you’ll find the suburb of Lakewood, another great area to add to your list. Home to 156,000 residents, Lakewood can be a great option for renters looking for a less busy city — and affordable rental prices. Lakewood is home to the stunning Bear Creek Greenbelt, where you can enjoy hiking, boating and water sports, all set against picturesque lakes and foothills. The city is also home to Heritage Lakewood Belmar Park, which hosts performances, art exhibitions and cultural events.
Average rent for a studio: $910
Average rent for a one-bedroom: $1,752
Average rent for a two-bedroom: $2,250
Distance from Denver: 7 miles
Apartments for rent in Commerce City
Ranked sixth on our list, Commerce City is a widely recognized Denver suburb. This community has close to 64,300 residents, making it feel more like a small town. Like many of the other affordable Denver suburbs, Commerce City is full of outdoor activities. For example, you can explore Barr Lake State Park, a birdwatcher’s paradise with hiking trails, a nature center and opportunities for wildlife viewing in a tranquil lake setting. The city is also home to Dick’s Sporting Goods Park, a major sports venue hosting soccer games, concerts and other events throughout the year.
Average rent for a one-bedroom: $1,779
Average rent for a two-bedroom: $2,204
Distance from from Denver: 16 miles
Apartments for rent in Broomfield
Coming in seventh place on our list of renter-friendly Denver suburbs is Broomfield. It’s only about 16 miles northwest of downtown, making it an excellent option for those commuting. The city is home to Bay Aquatic Park, a family-friendly waterpark perfect for all ages. You can also explore one of the many green spaces like Broomfield Commons Open Space or The Field Open Space.
Average rent for a studio: $1,800
Average rent for a one-bedroom: $1,787
Average rent for a two-bedroom: $2,412
Distance from Denver: 7 miles
Apartments for rent in Englewood
If you reside in Denver, Englewood is a name you’re likely familiar with. The rents in Englewood average $1,787 for a one-bedroom unit and $2,412 for a two-bedroom unit, so you’re still saving on costs compared to Denver. Englewood has plenty of parks to explore, like Centennial Park, which has a playground and scenic picnic areas along the South Platte River. The city is also home to the Gothic Theatre, a historic music venue hosting concerts and events.
Average rent for a studio: $1,750
Average rent for a one-bedroom: $1,866
Average rent for a two-bedroom: $1,900
Distance from Denver: 7 miles
Apartments for rent in Wheat Ridge
Wheat Ridge is a beautiful suburb if you’re a renter looking to remain very close to Denver. This area is just about 7 miles west of downtown Denver, meaning you’re never far from a day spent in Denver. Even better, there are plenty of things to do in Wheat Ridge. For example, you can explore Crown Hill Park, a natural oasis with hiking trails, birdwatching and areas for fishing and picnicking.
Average rent for a studio: $1,300
Average rent for a one-bedroom: $1,939
Average rent for a two-bedroom: $2,500
Distance from Denver: 10 miles
Apartments for rent in Littleton
Littleton secures the 10th position on our list of affordable Denver suburbs to consider renting an apartment this year. This suburb has a population of 45,200 and is roughly 10 miles south of Denver. In Littleton, you can explore the charming Historic Downtown Littleton, with its boutique shops, restaurants and vibrant arts scene. The city is also close to the stunning Chatfield State Park, where visitors can enjoy boating, hiking and picnicking against the backdrop of the picturesque Chatfield Reservoir.
Average rent for a studio: $1,608
Average rent for a one-bedroom: $1,949
Average rent for a two-bedroom: $2,523
Distance from Denver: 9 miles
Apartments for rent in Westminster
Westminster is the final suburb on our list. You’ll find Westminster, situated about 9 miles north of Denver. Commute times can vary depending on traffic, but you’ll still save on rent costs. In Westminster, you’ll find plenty of unique and one-of-a-kind attractions.
The area is home to the Butterfly Pavilion, where visitors can interact with live butterflies and other invertebrates. You can also visit Standley Lake Regional Park to hike, boat and watch the wildlife in a beautiful natural setting. If you’re looking to take the leap from renter to buyer, make sure to also check out the most affordable Denver suburbs to buy a home.
Mile High City’s hidden gems
Denver offers a diverse range of neighborhoods, each with its own unique charm and affordability. Exploring the city’s less-expensive areas can unveil hidden gems where residents can enjoy a more budget-friendly cost of living. Denver provides opportunities for individuals seeking affordability without compromising on quality of life whether it’s in Northglenn or Aurora.
As the Mile High City continues to grow, these cost-effective neighborhoods and home prices stand out as appealing options for those looking to make the most of their living expenses in this vibrant and dynamic city. If you’re looking to make your move to Denver, explore available apartments to find the perfect Colorado rental for you.
Methodology
Affordability is based on whether a suburb’s one and two-bedroom rent was less than Denver and under 16 miles from downtown Denver. Average rental data from Denver rental market trends on October 26, 2023. Population data sourced from the United States Census Bureau.
The desire to get a good deal unites practically all travelers. Whether you’re looking for a cheap getaway or a luxury vacation, no one wants to spend more than necessary. When it comes to booking flights, travelers may naturally head to an airline’s website. However, that’s not always the best site to book flights.
Whether it’s taking advantage of credit card perks, earning bonus miles or saving money, the best flight booking site can vary depending on your situation and willingness to get creative. Let’s take a look at six of the best sites to book flights and when each is the best option.
The best flight booking sites
1. Google Flights
For ease, speed and features, Google Flights is arguably the best website for flight searches. Search results appear almost instantly. Filters let you narrow down to nonstop options, select a subset of airlines, limit by price or factor in the price of a bag. Similarly, you can use Google Flights filters to avoid certain airlines, multi-stop itineraries, long layovers, early flights or pretty much whatever you might want to avoid.
You can easily check flexible dates, and if you’re flexible on where you go you can use the Explore map to see prices for a variety of destinations for certain dates, a certain month or anytime in the next six months.
Google Flights partners with hundreds of airlines and online travel agencies (OTAs) to pull current flight prices. That way you don’t have to search each of these sites to be able to see the options. Once you select your preferred trip, Google Flights links you to the top booking options for actually booking your flight — including the airline itself and the best OTA booking options.
The downsides of Google Flights are few. One is the lack of Southwest flight prices. Although Southwest flight schedules will show in flight search results, Southwest flight prices aren’t available. That’s because Southwest chooses to publish flight prices only on its website.
Another downside is that Google Flights doesn’t always show the cheapest prices — particularly for international flights. That means it’s worth double-checking prices on another site before booking through Google Flights.
2. Kayak
Like Google Flights, Kayak searches hundreds of other websites and flight booking platforms to find the best deal. Kayak generally doesn’t let you book flights directly. However, one benefit of Kayak is the streamlined process. Rather than having to click through several pages to confirm your selection, clicking “view deal” on the results page can take you right to the cheapest booking option.
Also, some travelers may find Kayak’s flexible date search a bit easier to work with as you can see results from several days in the search results — eliminating the need to check each day’s results separately.
But perhaps the most important reason to use Kayak instead of Google Flights is that it can catch better deals. For example, we found a $550 round-trip flight from Los Angeles to Barcelona using Google Flights. Kayak found a way to lower that price to just $472 round-trip — at least once you scroll past an advertisement.
Note that Kayak manages other flight search sites — including Momondo and Cheapflights — so the results may be very similar between these sister sites.
3. Expedia
So far, we’ve focused on ease in flight searching, and that’s going to be enough for many travelers. However, now let’s add in some additional elements to consider when choosing the best flight booking site: earning rewards and saving by booking packages. Expedia excels at both of these.
Through the new One Key rewards program, travelers can earn 0.2% in OneKeyCash from flight bookings made through Expedia. That’s not much, but it can stack on top of the awards you earn from the airline and those that you earn on your credit card purchase.
Even better, you’ll earn credits toward One Key elite status by booking your flight through Expedia. As you climb up the tiers, you’ll unlock up to 20% savings on hotels, get hotel upgrades, priority support and even price drop protection.
Plus, Expedia boasts that travelers can “save up to 30%” when bundling a hotel with a flight booking — although actual discounts are likely to vary.
4. Capital One Travel
For many Capital One cardholders, Capital One Travel might just be the best flight booking site. Part of this is to take advantage of cardholder benefits. For example, Capital One Venture X Rewards Credit Card holders earn 5x Capital One miles when booking flights through the Capital One Travel portal. Plus, Capital One Venture X Rewards Credit Card holders get up to $300 off travel booked through the Capital One Travel portal each cardholder year.
Also, Capital One Travel can help you truly get the best price for your flight. Capital One partnered with travel data company Hopper to show suggestions about when it’s the best time to book.
Capital One backs up these recommendations with money. If you book a flight through Capital One Travel when Hopper recommends doing so, you’ll get up to a $50 credit toward future travel if the price drops within the next 10 days.
5. Kiwi
Would you be willing to book a trip as two separate tickets in order to save money? That’s the idea behind Kiwi. Instead of simply searching flights from your home airport to your destination, Kiwi checks all potential options to get between A and B. That could mean taking a bus or train from your home city to another to catch a flight to your destination. Or, Kiwi might pair a low-cost domestic flight with a cheap international flight from another city to lower your total cost.
For example, when we priced out a round-trip flight from Phoenix to Tokyo, the cheapest option when booked as one ticket cost $1,353 round-trip — and that’s with an overnight stay in Vancouver.
Pricing out the same itinerary and dates through Kiwi drops the price to just $789 round-trip. The secret? Booking this as two round-trip flights: One from Phoenix to Los Angeles on Frontier and a separate round-trip from Los Angeles to Tokyo on Zipair.
Keep in mind that there are risks with booking separate tickets to get where you want to go. If a delay or cancellation causes you to miss your connection, the second airline/bus/train company isn’t obligated to honor your ticket and rebook you on the next option. So make sure to factor in all of the risks of booking travel like this.
6. BookWithMatrix
ITA Matrix is a very powerful and ultra-customizable search platform for finding exactly the flight itinerary you want — whether that’s booking a longer layover, avoiding certain aircraft types or booking nerdy trips such as the Alaska Milk Run.
The catch: Travelers can’t actually book flights through ITA Matrix. And, unlike Google Flights, ITA Matrix doesn’t even link to the best flight booking site for that itinerary. Instead, travelers are left to attempt to re-create the same itinerary through another flight booking website — which can be hard in the case of certain complex itineraries.
Enter BookWithMatrix. Travelers can copy-paste their perfect itinerary from ITA Matrix into BookWithMatrix to get bookable links through the airline or select OTAs.
Alternatively, travelers have the option to install the PowerTools extension in Google Chrome. This extension adds booking links right on the ITA Matrix itinerary page, avoiding the need to browse to another page.
Final thoughts on the best flight booking site
There’s not a one-size-fits-all best website for booking flights. Instead, the best flight booking site for you is going to depend on how simple you want the process to be, whether you’re willing to get creative with your booking, and even which credit cards you have.
For most travelers, the simplicity of Google Flights is going to make it the best one-stop shop for searching and booking flights. However, it’s worth considering other options if you’re flying internationally, want to book a flight-and-hotel package or have a Capital One Venture X Rewards Credit Card.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024, including those best for:
The Austin-Bergstrom International Airport in Austin, Texas, is growing almost as fast as the city itself. And as the closest airport to major events like South by Southwest, Austin City Limits music festival and more, the compact airport sees its fair share of traffic.
And while many visitors who pass through spend their time at the airport’s local restaurants or shops, Austin airport lounges also offer a place to kick back and unwind before your flight.
Let’s take a look at the airport’s four lounges, how to access them and what each has to offer travelers.
An overview of Austin airport lounges
While there are a number of airlines that fly in and out of Austin, only three have lounges: United Airlines, American Airlines and Delta Air Lines. There’s also a Chase lounge for Chase Sapphire Reserve®cardholders.
🤓Nerdy Tip
Besides the Chase lounge, there aren’t any other options that are accessible via non airline-specific membership, such as Priority Pass, or for Capital One or American Express cardholders.
These lounges are located in the main terminal, the Barbara Jordan Terminal, so no matter what gate you’re flying out of, any lounge is only a short walk away. There are no lounges in the airport’s smaller South Terminal, which is a few minutes’ drive down the road.
To enter the airline lounges, you typically need at least one of the following:
A first or business class ticket with American, Delta or United.
A lounge membership with American, Delta or United.
Elite status with one of the above airlines or their airline alliance.
A purchased day pass (if the lounge offers them).
It’s also important to note that all Austin airport lounges will ask to see a same-day departing boarding pass to enter. Save for one exception —travelers flying American or a Oneworld Alliance airline with a first or business class ticket — these lounges are only accessible on your way out of town, not upon arrival.
Delta Sky Club
On the mezzanine level near gate 4.
Open from 4:15 a.m. to 8:00 p.m. daily. Passengers can access the lounge any time within three hours before their scheduled flight.
Entry requirements:
Hold a Delta One or SkyTeam Premium flight boarding pass.
Hold an Executive or Individual Delta Sky Club membership, which is available to Medallion members.
Hold a Delta SkyMiles® Reserve American Express Card or Delta SkyMiles® Reserve Business American Express Card, which offers free access to the lounge.
Hold the Delta SkyMiles® Platinum American Express Cardor Delta SkyMiles® Platinum Business American Express Card, which offers cardholders the option to purchase access for $50 per person.
Terms apply.
Lounge amenities: Inside the lounge located above the gates, there’s a full-service bar, comfortable seating, tables for dining or working, Wi-Fi and a covered outdoor deck. There’s coffee, tea, complimentary and premium alcoholic beverages and a hot food buffet.
United Club
On the mezzanine level, across from gate 22.
Open 4:30 a.m. – 7:15 p.m. daily.
Entry requirements: .
Hold a boarding pass for:
A premium cabin on an international itinerary.
First class with a Star Alliance member airline.
Hold United Club membership.
Have purchased a one-day pass.
Hold the United Club℠ Infinite Card, which includes United Club membership.
United Club℠ Infinite Card
NerdWallet Rating
Intro offer
90,000
Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Miles
Lounge amenities: The Austin airport United Club offers a full-service bar, light snacks and complementary Wi-Fi, plus lounge chairs, high-top tables and space to get a bit of work done.
American Airlines Admirals Club
Across from gate 22.
Open Sunday to Friday 4:15 a.m. – 9:15 p.m and Saturday 4:15 a.m. – 8:15 p.m.
Entry requirements:
Hold a first or business class ticket on a departing or arriving flight operated by American or a Oneworld Alliance airline.
Hold an Admirals Club membership.
Hold a Citi® / AAdvantage® Executive World Elite Mastercard®.
Have purchased a one-day pass (provided there’s space in the lounge that day).
Lounge amenities: Inside this airport lounge in Austin, you’ll find complimentary food and drinks, including coffee and tea, a full-service bar, Wi-Fi and space to work.
Chase Sapphire Terrace
On the mezzanine level by gate 1.
Open daily from 10 a.m.– 8 p.m. Passengers can access the lounge anytime within three hours before their scheduled flight.
Entry requirements:
Hold a Chase Sapphire Reserve® card or a J.P. Morgan Reserve credit card. You may also bring in two guests.
Chase Sapphire Reserve®
NerdWallet Rating
Intro offer
60,000
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®.
Points
Lounge amenities: There’s indoor and outdoor seating on the terrace of this Austin airport lounge, plus grab-and-go food, local beverages, games like shuffleboard and cornhole and comfortable seating in a modern and sunny space.
Austin airport lounges recapped
While there are a handful of lounges at the Austin airport, don’t expect the variety and multiple locations you might see at larger hubs like New York-John F. Kennedy.
The four lounges are all located within the main terminal, so it’s easy to locate a place to kick back, relax, grab a bite and maybe get some work done before your flight.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024, including those best for:
RICHLAND TWP., Pa. – Eagles, Flyers, 76ers and Phillies fans will soon have a new spot to score jerseys, hats and other fan gear in upper Bucks County.
Rally House, a specialty sports store chain offering an expansive selection of apparel, gifts, home decor and other types of merchandise representing local NCAA, NFL, NBA, MLB, NFL and MLS teams, is planning to open a new location in a few months at 244 N. West End Blvd. in Richland Township.
The new store will fill the space previously occupied by Tuesday Morning, a home goods retailer, in the Trainer’s Corner shopping center, just outside Quakertown.
“We are opening a new Rally House location in Quakertown and excited to get it open to residents and fans,” stated Colin Novick, Rally House’s media and production manager. “We are aiming to have this store open in early spring in April.”
Rally House traces its origins to 1989, when Tim and Mabel “Peg” Liebert started “Mabel’s Kitchen,” a catalog featuring Kansas-related apparel, gifts and other merchandise.
Mabel’s Kitchen evolved into another business, “Kansas Sampler,” which featured five Kansas City area stores selling Kansas Jayhawks, Kansas State Wildcats, Kansas City Chiefs and Kansas City Royals gear.
The company experienced great success, and the Lieberts eventually decided to expand the business to other markets under the “Rally House” name in 2008, according to a company description.
Today, Rally House has more than 180 locations across 18 states. The new Quakertown area store will supplement more than a dozen other regional locations, including a Lehigh Valley shop in Lower Macungie Township, two other Bucks County stores and several locations in Montgomery County.
Rally House stays true to its roots by providing “an impeccable selection of local and team-related apparel and gifts, including exclusive designs available only at Rally House,” according to the company’s website.
Regional stores offer a wide array of merchandise, including clothing, blankets, glassware and signs, featuring logos and designs of Philadelphia and surrounding area teams.
Customers at the Lehigh Valley store, for example, can shop plenty of Philadelphia Eagles, Flyers, 76ers and Phillies items, along with merchandise showcasing designs of various regional universities, including Lehigh, Kutztown, Penn State, Temple, Villanova, Drexel, St. Joseph’s and West Chester.
Other area sports teams, including Lehigh Valley IronPigs and Philadelphia Union, are also represented.
Philadelphia area teams are primarily featured, but there is also a selection of merchandise featuring other popular teams such as the New York Yankees, Pittsburgh Steelers and New York Giants.
Customers can browse apparel such as T-shirts, sweatshirts, coats and shorts, along with footwear and fashion accessories such as slippers, hats, scarves and jewelry.
A wide variety of other gifts and home décor include items such as glassware, coasters, garden gnomes and flags, foam fingers, stuffed animals, keychains, pens, pennants, ornaments, cornhole boards, trash cans, calendars and umbrellas.
“Much like each person, no two Rally House stores are identical,” a message on the company’s website reads.
“They each carry merchandise customized and tailored to the specific collegiate and professional teams in that area. In additional to team apparel, Rally House offers a wide selection of local styles. This includes our very own exclusive line of RALLY Brand™ merchandise. The same items we have in our stores can also be found online at any time. We want to make things as easy and seamless as possible for fans who want to show their unique team spirit, regardless of wherever they live or shop.”
In addition to selling items relating to local sports teams, Rally House also works in conjunction with local sports stars and celebrities. These partnerships manifest themselves in the form of ticket giveaways, autograph sessions, radio remote contests and meet-and-greet events.
For the latest Rally House updates, follow the business’ pages on Facebook and Instagram. Info: rallyhouse.com.
Allentown updates
New Wawa could take Brass Rail’s spot next to Sheetz
ALLENTOWN, Pa. – The Allentown Planning Commission discussed a preliminary/final land development plan for a proposed Wawa convenience store Tuesday afternoon at city hall.
The proposal is offered for 3015 Lehigh St., the site of the former Brass Rail property. The plan involves consolidating two of the three existing lots, demolishing existing features on the consolidated lot and constructing the convenience store.
Should the proposed Wawa come to fruition, it would operate about 100 yards away from a Sheetz convenience store and gas station. Sheetz opened in August 2023 at the southeast corner of Lehigh Street and 29th Street, near Auto Zone. Additional nearby convenience stores and gas stations include a Turkey Hill on the other side of Sheetz and another Wawa about a mile north on Lehigh Street. Full story here.
Downtown Allentown Market welcomes new food vendor, says goodbye to another
ALLENTOWN, Pa. – The new year is bringing more changes to the Downtown Allentown Market, with one food vendor recently setting up shop and another bidding farewell.
Joining the 27 N. Seventh St. market is Randevoo, offering a twist on traditional Asian fusion cuisine.
Randevoo held a soft opening on Jan. 5 in space that was previously occupied by two other Asian concepts, Shinsen and Honmono Sushi, the latter of which closed in June following the owner’s move to Florida. Read more here.
Lower Macungie news
Lower Macungie planners recommend approval for Topgolf
L. MACUNGIE TWP., Pa. – The Lower Macungie Township Planning Commission recommend approval of a preliminary/final plan of an open-air entertainment facility Tuesday night at the administration building.
The plan, offered by Jaindl Land Co., involves the proposed Topgolf facility at the Lehigh Valley Town Center, slated for 361 Schantz Road and 4511 Cedarbrook Road. The proposed Topgolf and Town Center have already received conditional use approval.
Tuesday night’s recommendation involved the Topgolf facility, which includes a 72-bay golf driving range with a two-story, 20,460-square-foot building and associated parking on 11.5 acres within the Lehigh Valley Town Center. Topgolf will have site access from a private drive in association with the Town Center development. Read more.
New Lehigh County car wash to open later this month, joining 2 sister locations
LOWER MACUNGIE TWP., Pa. – Drivers looking to keep their vehicles in tip-top shape will soon have a new car wash to frequent in the Lehigh Valley.
The Car Wash on Hamilton, committed to providing customers with a “seamless and efficient car wash experience,” is expected to open by the end of January at 6794 Hamilton Blvd. in Lower Macungie Township.
The newly constructed car wash, totaling around 4,000 square feet, will supplement two sister locations: The Car Wash on Broadway, which opened in 2015 at 4540 Broadway in South Whitehall Township, and The Car Wash on West Main, which opened in October at 200 W. Main St. in Macungie. Full story here.
Bethlehem area buzz
Bethlehem restaurant closes, but owners continuing to serve customers via food trailers
BETHLEHEM, Pa. – The owners of a Bethlehem restaurant, serving up burgers, ice cream and more, have closed their eatery to focus on mobile operations.
Husband and wife Norman and Jill Matthews of Bangor have decided to shutter their 3.5-year-old south Bethlehem eatery, Dinky’s Ice Cream Parlor & Grill, and transition to a “completely mobile” business model, according to a post on Dinky’s Facebook page.
“That means we have two trailers, one that is just purely ice cream and the other is a food/ice cream truck,” they announced on the business’ Facebook page. “We will be going to different events, fairs, parties, food truck gatherings and hopefully breweries in the in the surrounding areas. Then we can get caught up with our loyal customers. Read more here.
Family-run restaurant rebrands with new name, look in Bethlehem
BETHLEHEM, Pa. – A popular fast-casual eatery, serving “gourmet quality comfort food,” is kicking off the new year with some changes in Northampton County.
Hummus House, a family-run restaurant known for its fresh sandwiches, salads, wraps and more, has rebranded to HandHeldz at 518 E. Third St. on Bethlehem’s South Side.
New signage was installed on Monday, and the business’ first day as HandHeldz was on Tuesday. Read more.
New expansive facility offers prime training space for athletes, teams in Northampton County
BETHLEHEM TWP., Pa. – A new indoor training facility is helping sports teams, clubs and athletes stay at the top of their game in the Lehigh Valley.
Powerballers Athletic Center, offering year-round training opportunities and a top-tier environment where youth and individuals of all ages can passionately pursue and enjoy their sport, opened in late November at 2550 Brodhead Road in Bethlehem Township.
The 14,000-square-foot facility features 10,000 square feet of flexible turf space, over 1,200 square feet of strength training space, batting cages, certified coaches and a climate-controlled environment. Full story here.
Expanding businesses
HiJinx Brewing Company to bring ‘fun and friendly’ vibe to 2nd Lehigh Valley location
A popular Allentown brewery is expanding its footprint in Lehigh County.
HiJinx Brewing Company, producing a wide array of craft beers that include IPAs, pilsners, porters and stouts, on Thursday announced plans to open an additional location at Sports Factory of the Lehigh Valley, 6616 Ruppsville Road, Upper Macungie Township.
The new location will supplement HiJinx’s original taproom and production facility, a 4,000-square-foot venue that opened in 2014 at the Allentown Economic Development Corporation’s Bridgeworks Enterprise Center, 905 Harrison St., Allentown. The brewery is in Suite 111. Read more here.
A-Treat Birch Beer expands as a fountain soda option at more Lehigh Valley restaurants
A month after announcing a partnership with Lehigh Valley hot dog shop chain Yocco’s, Jaindl Beverage Company – owner of A-Treat soda brand – has announced more local venues carrying A-Treat soda on tap.
In addition to being served at all five Yocco’s locations, A-Treat Birch Beer is now available as a fountain drink at Westside Grill in Upper Macungie Township, Wild Turkey Grill (at The Club at Twin Lakes) in North Whitehall Township and Moselem Springs Golf Club in Richmond Township, Berks County.
Westside Grill, Wild Turkey Grill and Moselem Springs Golf Club are owned by Jaindl Land Development. Read more.
Odds and ends
‘The store of the future’: Dave & Buster’s gears up for grand reopening after remodel
WHITEHALL, Pa. – A popular entertainment facility is ready to level up its services in Lehigh County.
Dave & Buster’s, the entertainment and dining chain that invites guests to “eat, drink, play and watch,” on Friday debuted its reimagined Lehigh Valley location on Friday.
The Whitehall Township location, at 1491 MacArthur Road, opened in October 2020 at a Lehigh Valley Mall outparcel, which was previously home to Friendly’s and Wendy’s restaurants as well as an office building. Full story here.
The Promenade Shops welcomes new tenant, hosting ‘Wonderland on Main’ event
UPPER SAUCON TWP., Pa. – The new year has brought a new tenant to The Promenade Shops at Saucon Valley.
Fulton Bank, offering a broad array of financial products and services in Pennsylvania, New Jersey, Maryland, Delaware and Virginia, on Monday opened its newest Lehigh Valley branch at 3060 Center Valley Parkway, Suite 839, Upper Saucon Township.
The branch offers a variety of services, including deposits, loans, check cashing and safe deposit boxes. Read more here.
Schuylkill County winery earns ‘best white wine’ in Pa. distinction from prominent wine critic
WEST PENN TWP., Pa. – A Schuylkill County winery is making a splash in 2024, with high praise on a well-known wine media platform.
Galen Glen Winery, at 255 Winter Mountain Drive in the Andreas section of West Penn Township, earlier this week received acclaim on JamesSuckling.com, a prominent wine media platform and events company with offices in Hong Kong.
Senior Editor Stuart Pigott labeled the Galen Glen Riesling Lehigh Valley Stone Cellar 2022 as “the best white wine he has ever tasted from Pennsylvania,” according to a Weekly Tasting Report. Read more.
Berks buzz
‘Stay and sip a while’: Folino Estate owners open 2nd Vintner’s Table wine bar and restaurant
WYOMISSING, Pa. – The owners of Folino Estate Winery near Kutztown have opened another tasty venue in Berks County.
Husband and wife Marco and Andrea Folino, who opened Folino Estate in Greenwich Township in 2015, on Tuesday opened a second location of Vintner’s Table – a wine bar and restaurant serving up Folino’s hand-crafted, award-winning wines along with charcuterie and light bites – at 945 Hill Have. Suite 100 in Wyomissing.
“We welcome you to reserve a seat at our table,” an announcement on Vintner’s Table’s Facebook page reads. “Our menu was a labor of love carefully curated to bring you an elevated dining experience full of rustic Italian flavors paired with our award winning wines in a chic and cozy atmosphere that invites you to stay and sip a while.” Full story here.
New golf simulator at Sly Fox has golfers hitting the virtual links
WYOMISSING, Pa. – There’s a new gathering place inside an already familiar spot in Wyomissing that can transport you to dozens of golf courses around the world.
While it’s winter outside, the basement of Sly Fox Brewing, dubbed the Foxskeller, features a whole different vibe.
Golfers are teeing up and taking their swings on brand new golf simulators. Read more here.
Vinyl enthusiasts to descend on Leesport Farmers Market this weekend for ‘Record Riot’
ONTELAUNEE TWP., Pa. – It’s about the search for something special.
“Number one, I’m a collector. All these guys that sell records they all are interested in records, so I’m looking at his records saying ‘What does he have?’ And I saw something I want to buy,” said Record Riot event organizer Stephen Gritzan.
Thumbing through crates of creative work put to vinyl is a physical interaction that seems increasingly rare. Read more.
‘Heavy heart’: Moe’s Southwest Grill location to close after 10 years in Berks County
EXETER TWP., Pa. – An eatery serving up made-to-order burritos, quesadillas, nachos and tacos is ending operations this weekend in Berks County.
A location of Moe’s Southwest Grill, a fast-casual restaurant franchise serving “high quality and fresh southwestern food,” will close on Sunday at 4725 Perkiomen Ave. in Exeter Township.
The restaurant is located in the Exeter Commons, between a Fine Wine & Good Spirits store and L.A. Nails Day Spa. Full story here.
Closing notes
Rite Aid closes Bethlehem store, with another Lehigh Valley location set to shutter on Jan. 15
Two Rite Aid stores in the Lehigh Valley are ceasing operations this month, joining several other regional locations of the pharmacy chain that closed in 2023.
First, a Rite Aid store at 104 E. Third St. on Bethlehem’s South Side shuttered on Wednesday, Jan. 10, according to storefront signage, addressed “Attention: store closure.” Read more here.
American Eagle Outfitters closing Lehigh Valley store
PALMER TWP., Pa. – A well-known clothing retailer is reducing its brick-and-mortar footprint in the Lehigh Valley.
American Eagle Outfitters, a leading global specialty retailer offering high-quality, on-trend clothing, accessories and personal care products, will close its American Eagle store at the Palmer Park Mall in Palmer Township on Jan. 20, a store manager said.
The manager could not comment on the reasons surrounding the upcoming closure. Read more.
Discount variety store closes in Easton area
PALMER TWP., Pa. – A destination for affordable snacks, household items, party supplies and more has closed in Northampton County.
One Dollar Zone!, a discount variety store “where you can find trusted brands and thousands of great quality items for as low as $1.00,” closed a couple of weeks ago at 785 S. 25th St. in Palmer Township.
It’s unclear what led to the store’s closure. A company representative did not return a message seeking more information, and a sign on the door simply reads, “WE ARE CLOSED.” Full story here.
2023 was a turbulent year for airline elite status. A few major airlines announced significant loyalty program changes — many of which went into effect on Jan. 1, 2024. In most cases, it’s made a more challenging path with higher spending requirements to earn airline elite status.
Some of the most notable and drastic shifts happened to the Delta Air Lines SkyMiles loyalty program. In September, the airline announced it would award Medallion elite status solely based on spending and limit Delta Sky Club access for many customers starting in 2024. The updates were so drastic that Delta walked back some of its most controversial changes, including reducing the spending requirement to earn status.
Other airlines have made minor loyalty program modifications:
Frontier Airlines overhauled its loyalty program to align status earning with dollar spending rather than based on physical miles flown. This kicked in with the new year.
Southwest Airlines made it easier to earn elite status in 2024 by reducing the number of flights needed to earn status.
As of March 2024, Alaska Airlines will simplify partner redemptions based on distance and cabin. According to Alaska Airlines, more than 60% of partner nonstop routes will start at a lower price point (but that implies others will become more expensive).
American Airlines made some changes in 2024, including adding new earning and redemption opportunities. It’ll also soon offer one-day lounge passes for sale.
Which airline program provides the most value?
NerdWallet’s analysis focuses on elite status perks that offer concrete value, such as bonus rewards, seat upgrades and free checked bags. We compared these values against the spending needed to earn each status level. That indicates which elite programs truly offer excellent value per dollar spent.
To generate a single number to compare loyalty programs, we calculate an “effective rewards rate,” which accounts for the value of the benefits you receive relative to the amount you already spent with the airline.
There’s variation across airline loyalty programs, but the average return across all programs is 6.28% in value per dollar spent, meaning you’d get an average of a little over $6 per $100 spent.
Alaska’s rewards program stands out at the top end with its 9.7% rate — the equivalent of earning nearly $10 in value for every $100 spent. Hawaiian Airlines, which in December announced plans to merge with Alaska, isn’t far behind with an 8.89% earning rate.
Frontier and Spirit Airlines trail far behind with paltry 3.92% and 3.45% rewards rates, respectively.
Understand what status is worth
Some programs slap labels like “Gold” and “Platinum” on benefits that hardly sparkle, so be skeptical of chasing titles that sound fancy but ultimately offer mediocre benefits.
A-List Preferred is the highest level of status with Southwest, but its value is low, with no option for premium class seats or airport lounges. You’d have to spend an estimated $14,400 to earn A-List Preferred (though you could get it for less if you fly a lot of low-cost flight segments), yet NerdWallet values its benefits at less than $1,400. Don’t try too hard to chase Southwest status.
Meanwhile, the top tiers at Alaska, Hawaiian, United Airlines and American Airlines mean something. With Alaska MVP Gold 100K, you’ll receive nearly $9,000 in value with the first-class upgrades, free checked bags and lounge passes. Earning it requires an estimated $12,000 in Alaska spending, translating to a roughly 73% rewards rate.
Earning United Premier 1K status is neither cheap nor easy, as you’ll have to spend an estimated $30,000 with United for the honor. But NerdWallet values the benefits (which include instant premium cabin upgrades and priority check-in) at nearly $19,000, offering a 64% return.
Look for promotions
You can sometimes find limited-time promotions with easier routes to earning elite status. For example, United MileagePlus is currently running a Premier Status Match Challenge through the end of 2024.
Leverage airline credit cards
If you’re chasing elite status for benefits like free checked bags, Wi-Fi or early boarding, many airline credit cards offer those perks without awarding you elite status.
How to approach airline elite status in 2024
As more airlines tie elite status to spending, it can feel like the value of your loyalty has taken a nosedive, especially if you previously earned status through low-cost flights. On the other hand, some high rollers are rejoicing. After all, a higher threshold to earn status only makes it more valuable for folks who have it through reduced competition for seat upgrades or fewer people overcrowding airport lounges.
However, having elite status is only part of the reason to pick which airline to fly. Sometimes elite status can be more limiting than freeing, as you might be more inclined to fly at an inconvenient time or book a more expensive flight just to flex your benefits.
By leveraging credit card bonuses, seeking targeted promotions and being open-minded to the best flight rather than one operated by the brand you have status with, you can maximize the value of your travel.
Not to mention, airfares have dropped over the past year despite inflation affecting most other sectors. Some experts expect airfares to continue dropping. According to American Express Global Business Travel’s 2024 Air Monitor report, economy class flights from North America to Europe are expected to drop by 3.5% versus their 2023 prices, while those to Asia are expected to drop by 7.5%.
For price-conscious consumers, that might be a better trade anyway.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024, including those best for:
Renting in Dallas? Here’s where to go if you’re looking for the most reasonably priced suburbs for 2024.
The vibrant heart of North Texas, Dallas, has a diverse culture, iconic landmarks and Southern hospitality, all making it a great place to live. But did you know it also features affordable suburbs?
If you’re considering moving to Dallas, you may be wondering how much rent costs in Dallas. The average monthly rent is $1,477 for a studio, $1,371 for a one-bedroom unit and $1,862 for a two-bedroom unit. Depending on your budget, these prices may not align with your renting priorities.
So, if you’re searching for a more budget-friendly area without compromising access to Dallas, you’re in the right place. In this article, we’ll explore five of the most affordable Dallas suburbs. That way, you can enjoy Dallas’ sights and amenities without the price tag.
Average rent for a one-bedroom: $1,045
Average rent for a two-bedroom: $1,450
Distance from Dallas: 14 miles
Apartments for rent in Duncanville
Claiming the first place on our list of affordable Dallas suburbs is Duncanville. On average, you’ll save about $400 on rent for a one-bedroom apartment. Nicknamed the City of Champions, this area is located approximately 14 miles southwest of Dallas, so you’re not too far from the city center.
In Duncanville, you can experience the charm of the historic downtown district, filled with quaint shops, delicious dining options and cultural events. The city also offers recreational opportunities at Armstrong Park, where you can enjoy picnicking and walking trails, making it a great destination for outdoor enthusiasts.
Average rent for a studio: $1,039
Average rent for a one-bedroom: $1,215
Average rent for a two-bedroom: $1,430
Distance from Dallas: 15 miles
Apartments for rent in Mesquite
The second suburb on our list is Mesquite, just 15 miles east of Dallas. The area is home to about 147,700 residents, and the average rents are much less than in Dallas. If you plan to rent a two-bedroom unit, the monthly cost is approximately $1,430.
Mesquite has plenty of awesome attractions, including the Mesquite Championship Rodeo, where you can experience the excitement of live rodeo events, making it an easy pick for our top affordable Dallas suburbs. Additionally, the city offers the Mesquite Arts Center, featuring art exhibitions, performances and cultural events throughout the year.
Average rent for a studio: $1,560
Average rent for a one-bedroom: $1,314
Average rent for a two-bedroom: $1,664
Distance from Dallas: 13 miles
Apartments for rent in Irving
For those on the hunt for budget-friendly suburban living near Dallas, Irving takes third place. In addition to more affordable prices, Irving is just 13 miles west of downtown Dallas.
You can explore the Irving Arts Center, which hosts art exhibitions, performances and events in Irving. The city is also home to the Mandalay Canal Walk, a picturesque area with winding waterways, gondola rides and a variety of dining options, offering a one-of-a-kind setting.
Average rent for a studio: $1,491
Average rent for a one-bedroom: $1,330
Average rent for a two-bedroom: $1,625
Distance from Dallas: 14 miles
Apartments for rent in Grand Prairie
Grand Prairie, which is around 14 miles to the west, offers an affordable suburban alternative. In Grand Prairie, you can check out Lynn Creek Park at Joe Pool Lake, with opportunities for boating, swimming and hiking amidst the picturesque lakeside surroundings. The city is also home to the Texas Trust CU Theatre, a popular venue for concerts, comedy shows and other live entertainment.
Average rent for a studio: $1,053
Average rent for a one-bedroom: $1,379
Average rent for a two-bedroom: $1,747
Distance from Dallas: 15 miles
Apartments for rent in Garland
Just 15 miles from downtown is Garland, the final of the affordable Dallas suburbs to make our list. Home to 242,000 residents, Garland can be a great option for renters looking for a less busy city — and affordable rental prices. While the rent for a one-bedroom unit may be slightly higher in Dallas, a two-bedroom unit costs just over $100 less in Garland.
Living in Garland, you can explore the beautiful Spring Creek Forest Preserve, which offers hiking trails, wildlife viewing and a serene escape into nature. The city also features the Granville Arts Center, a cultural hub with theaters and art galleries that host a variety of performances and exhibitions. If you’re looking to take the leap from renter to buyer, make sure to also check out the most affordable Dallas suburbs to buy a home.
Is Dallas for you?
In a city as vibrant and diverse as Dallas, discovering the best bang for your buck is like finding hidden treasures in a sprawling urban jungle. Navigating through the maze of neighborhoods, we’ve unearthed the gems that not only won’t break the bank but might just leave you with some extra cash for those irresistible Tex-Mex dinners.
So, as you embark on your quest for the perfect pad, rest assured that the cheapest places in Dallas aren’t just affordable – they’re the keys to unlocking a city full of opportunities and adventures. Your wallet will thank you, and so will your sense of wanderlust. Cheers to finding your piece of budget-friendly paradise in an apartment in the heart of the Lone Star State!
Methodology
Affordability in our study of affordable Dallas suburbs is based on whether a suburb’s one and two-bedroom rent was less than Dallas and under 15 miles from downtown Dallas. Average rental data from Dallas rental market trends on October 26, 2023. Population data sourced from the United States Census Bureau.
Wesley is a Charlotte-based writer with a degree in Mass Communication from the University of South Carolina. Her background includes 6 years in non-profit communication and 4 years in editorial writing. She’s passionate about traveling, volunteering, cooking and drinking her morning iced coffee. When she’s not writing, you can find her relaxing with family or exploring Charlotte with her friends.
Renting in Chicago? Discover the 10 most affordable Chicago suburbs to rent in 2024.
The Windy City, with its diverse neighborhoods and ever-evolving skyline, has much to offer its residents. But living in Chicago often comes with a high price tag, and you may be wondering how much rent costs in Chicago. The average rent is $1,572 a month for a studio, $1,907 a month for a one-bedroom unit and $2,558 for a two-bedroom unit. However, these prices may not fit your budget.
If you’re seeking a more affordable alternative to Chicago while remaining close enough to enjoy Chicago’s hustle and bustle, you’re in the right place. This article will explore 10 of the most affordable Chicago suburbs. From tranquil small towns to lively communities, you just might find your next hometown below.
Average rent for a studio: $1,450
Average rent for a one-bedroom: $950
Average rent for a two-bedroom: $1,400
Distance from Chicago: 17 miles
Apartments for rent in Oak Lawn
Our most affordable Chicago suburb is Oak Lawn. Only about 17 miles southwest of Chicago, you’re just a short distance from the city center. The average rent for a one-bedroom apartment is nearly half the cost compared to Chicago, so living in Oak Lawn can save you a lot.
In Oak Lawn, you can explore one of the parks like Oak Lawn Park District and Wolfe Wildlife Park. Additionally, you can discover a variety of local restaurants and shops in the downtown area, providing a taste of the town’s unique character and charm.
Average rent for a studio: $890
Average rent for a one-bedroom: $1,005
Average rent for a two-bedroom: $1,195
Distance from Chicago: 45 miles
Apartments for rent in Joliet
About 45 miles southwest of Chicago is our top pick of affordable Chicago suburbs, Joliet. The area is home to about 150,400 residents, and the average rents are much less than in Chicago. For example, a one-bedroom unit in Joliet costs $1,005 compared to $1,907 in Chicago.
If you move to Joliet, you’ll find a lot of fascinating places to explore. For example, you can visit the Old Joliet Prison, which offers guided tours and a glimpse into its rich history. You can also see a show at the Rialto Square Theatre, an elegant and historic venue that hosts a variety of live performances, from rock concerts to Broadway shows.
Average rent for a studio: $922
Average rent for a one-bedroom: $1,162
Average rent for a two-bedroom: $2,142
Distance from Chicago: 10 miles
Apartments for rent in Oak Park
Another great suburb for renters is Oak Park, roughly 10 miles west of Chicago. The rental prices are great as the average rent for a one-bedroom unit is about $750 a month less than in Chicago.
In Oak Park, you can immerse yourself in the town’s architectural history by taking a guided tour of the Frank Lloyd Wright Home and Studio, highlighting the undeniable style of this renowned architect. You can also visit the Ernest Hemingway Birthplace Museum, showcasing the author’s life and works. Additionally, Oak Park is home to the beautiful and expansive Oak Park Conservatory, a serene environment amidst lush botanical gardens.
Average rent for a studio: $2,022
Average rent for a one-bedroom: $1,375
Average rent for a two-bedroom: $1,450
Distance from Chicago: 15 miles
Apartments for rent in Skokie
Skokie is an affordable option for renters while remaining only 15 miles north of Chicago. With the average rent for a one-bedroom costing about $530 less than in Chicago, Skokie may be the suburb for you.
Skokie is also home to the scenic Emily Oaks Nature Center, providing nature lovers with hiking trails, wildlife observation and environmental education programs. You can also explore Skokie Northshore Sculpture Park, which has massive sculptures along landscaped paths.
Average rent for a studio: $1,260
Average rent for a one-bedroom: $1,400
Average rent for a two-bedroom: $1,980
Distance from Chicago: 40 miles
Apartments for rent in Aurora
About 40 miles west of Chicago, you’ll find Aurora, another great suburb to add to your list. Home to 179,200 residents, Aurora is an awesome option for renters looking for a city-like atmosphere with more affordable rental prices.
Aurora is home to the beautiful Oakhurst Forest Preserve, with hiking trails, birdwatching areas, and a stocked lake. You can also visit the Paramount Theatre, a historic venue showcasing a variety of performances, from Broadway shows to acoustic sets and more.
Average rent for a one-bedroom: $1,533
Average rent for a two-bedroom: $1,844
Distance from Chicago: 30 miles
Apartments for rent in Arlington Heights
Securing the sixth spot on our list, Arlington Heights is a familiar Chicago suburb. This area is home to roughly 76,000 residents, making it feel more like a small town.
Arlington Heights has a solid downtown area with a great selection of shops and restaurants, creating a lively and welcoming atmosphere. The town is also home to Lake Arlington, which has miles of trails and picturesque views.
Average rent for a studio: $1,433
Average rent for a one-bedroom: $1,573
Average rent for a two-bedroom: $1,900
Distance from from Chicago: 33 miles
Apartments for rent in Schaumburg
Next on our list of renter-friendly Chicago suburbs is Schaumburg. It’s about 33 miles northwest of downtown, meaning it’s a little longer commute into the city. But saving on rent by living in this affordable city may make the additional commute time worth it.
There is plenty to do in Schaumburg, like exploring Spring Valley Nature Center & Heritage Farm, which has trails and a 19th-century farm. Schaumburg is also home to the Woodfield Mall, which has a range of retail stores, dining options and entertainment venues.
Average rent for a studio: $1,836
Average rent for a one-bedroom: $1,600
Average rent for a two-bedroom: $1,902
Distance from Chicago: 20 miles
Apartments for rent in Des Plaines
If you call Chicago home, you might already know about Des Plaines, one of its most affordable suburbs. The rents in Des Plaines average $1,600 for a one-bedroom unit and $1,902 for a two-bedroom unit, so you’re still saving substantially compared to Chicago.
In this affordable Chicago suburb, you can spend the evening seeing a show at Des Plaines Theatre and explore the charming downtown area. You can also enjoy the scenic beauty of Prairie Lakes Park.
Average rent for a studio: $1,207
Average rent for a one-bedroom: $1,652
Average rent for a two-bedroom: $2,300
Distance from Chicago: 15 miles
Apartments for rent in Evanston
Moving to Evanston provides a more laid-back lifestyle than Chicago’s city atmosphere. But you’ll find Evanston offers lots of activities for its residents compared to other Chicagoland suburbs.
You can explore the beautiful Northwestern University campus, known for its historic architecture, college-town vibe and live events. The Evanston Art Center, which hosts various art exhibitions and classes, is also a must-visit, providing a creative outlet for art enthusiasts and a taste of the local arts scene. Additionally, you can see the skyline views of the Chicago skyline from The Lakefill, a park along Lake Michigan, making it an easy pick for top affordable Chicago suburbs.
Average rent for a studio: $2,020
Average rent for a one-bedroom: $1,820
Average rent for a two-bedroom: $2,311
Distance from Chicago: 35 miles
Apartments for rent in Naperville
Rounding out our list of affordable Chicago suburbs is Naperville. This suburb has a population of 149,100 and is roughly 35 miles west of Chicago. In Naperville, you can explore the Naperville Riverwalk, a scenic linear park along the DuPage River, perfect for leisurely walks, picnics and enjoying the majesty of the Midwest.
Naperville is also home to the Naper Settlement, a living history museum with historic buildings and interactive exhibits, giving a glimpse into Naperville’s past.
Find your next home in one of these affordable Chicago suburbs
The Chicago suburbs listed above are a testament to the fact that affordability doesn’t have to come with compromise. From quaint streets lined with cozy homes to bustling local businesses and serene parks, these suburbs offer unique opportunities for families, professionals and retirees alike.
The affordability of these suburbs doesn’t just ease the wallet; it enriches lives, fostering tight-knit communities where neighbors become friends, and memories are made. In the suburbs featured above, the spirit of Chicago thrives in a more accessible, affordable package, proving that the heart of a great city isn’t defined by its price, but by its people and the warmth of the community they build.
If you’re looking to leave your apartment and make the move from renter to buyer, make sure to also check out the most affordable Chicago suburbs to buy a home.
Methodology: Affordability is based on whether a suburb’s one and two-bedroom rent was less than Chicago and under 45 miles from downtown Chicago. Average rental data from Chicago rental market trends on October 26, 2023. Population data sourced from the United States Census Bureau.