With a slick Insta post captioned, “black is beautiful from my skin to even stars in a jet black sky 🖤,” Trippie Redd, the hit machine, showed off his Florida mansion, and it’s as unapologetically bold as his music.
We talking about Michael Lamar White IV here, known to the beat-droppin world as Trippie Redd. The American rapper, singer, and songwriter ain’t just making waves — nah, he’s creating tsunamis with his tracks.
Since bursting into the scene in 2017 with his debut mixtape A Love Letter to You, Trippie has been serving us double platinum-certified singles like a gourmet chef. His studio albums, like Life’s a Trip and Pegasus soared to the top of the Billboard 200.
His artistic alchemy ain’t just in the studio; it spills over into his abode, as majestic and enigmatic as his anthems, recently unveiled on the rapper’s Instagram feed.
Drenched in the slickest shade from roof to floor, Trippie’s all-black Florida mansion is flipping the script on our vanilla home dreams.
The moment fans peeped at the majestic mansion dipped in the deepest of blacks, the comments section lit up like the Fourth of July:
“That AC bill gonna be twerkin’ harder than us at a Trippie concert!” one commenter said, hinting at the sizzling Florida heat and the year-round sun hitting the black exteriors from sunrise to sunset.
And they aren’t wrong! Imagine the digits on that electric bill that, as one commenter pointed out “could straight up pass for a mortgage payment in Cali!”
Another chimes in with, “Gives very much Adams family, I see the vision 😂,” catching the eerie but swanky aura. Yet another fan found similarities with another famous movie house, “Bro is living in Gru’s house,” referencing the famous Despicable Me character and his black house.
Machine Gun Kelly himself, the rap game’s own rocker — who now goes simply by MGK — slid into the comments, hailing Trippie as the “real dark knight” — yeah, Batman’s got nothin’ on this superstar.
And MGK likely knows what he’s talking about, as he and Trippie have been spending lots of time together preparing for the release of their joint album Genre:Sadboy which came out on March 29. So don’t go stepping on Trippie Redd’s toes.
But let’s break it down for real — Trippie’s been serving us hits since 2017 with his debut mixtape and hasn’t slowed down, not even to take a breath. From A Love Letter to You to Life’s a Trip, and soaring through the Billboard charts with bangers like Dark Knight Dummo and Topanga, the man’s been on a relentless roll.
So, it only makes sense his house hits as hard as his tracks, right?
More stories
12 most expensive rapper houses: Drake, Jay-Z, and Kanye in the lead
Snoop Dogg’s house of 20+ years and his spaceship-inspired music studio
See Inside Rapper Polo G’s House, a Stately Mansion Worth $5 Million
Significantly more Americans own a home now than a decade ago, but the disparity between Black homeownership rates and those of other racial and ethnic groups has grown wider, according to the National Association of Realtors.
Overall, U.S. homeownership increased over the decade to 2022, with 10.5 million more homeowners across the country, the study by the trade group found, drawing on Census data. Asian Americans experienced the sharpest increase over the period, with ownership rates soaring to a historic high of 63.3%. Hispanic Americans saw a gain of 3.2 million households, to reach a new peak of 51.1%.
While Black Americans also saw homeownership advance, the gain was modest. And at 44.1%, their rate is notably lower than that for Asian, Hispanic and White Americans. The gap between Blacks and Whites – the highest among the four major groups – widened by a percentage point from 2012, to 28 percentage points.
“Minority homeownership gained ground,” Jessica Lautz, NAR deputy chief economist and vice president of research, said in a statement. “While the gains should be celebrated, the pathway into homeownership remains arduous for minority buyers.”
The NAR’s analysis showed 55% of Asian and 51% of Black and Hispanic howe owners were first-time buyers, something that places them at a particular disadvantage in a market marked by high prices and limited supply. That’s because first-timers “must rely on down-payment sources beyond gained housing equity,” Lautz said.
Other challenges for would-be buyers of color include difficulties in saving for a down payment — as they typically spend higher proportions of their income on rent and paying back student loans.
Black homebuyers, for instance, reported the highest levels of student-loan debt among all groups, with 41% carrying a record high median debt of $46,000, while 29% of Hispanic buyers had student loan debt with a median of $33,000. The NAR has also cited data showing Black Americans draw on pension or 401(k) savings more than any other group.
Citing data from the Home Mortgage Disclosure Act, the NAR last year said Black and Hispanic homebuyers face additional barriers in securing mortgages, such as higher denial rates compared with their White and Asian counterparts.
For those who do obtain mortgages, the interest rates tend to be higher on average, Tuesday’s report showed. For loans originated in 2022, 20% for Blacks and 21% for Hispanics exceeded 6%, in contrast with lower percentages among Asian and White borrowers.
Leveraging natural materials, raw detailing and a laid-back vibe, industrial design can work for everyone.
Industrial interior design has emerged as a popular trend in recent years, and with good reason. This unique style combines elements of modern design with raw materials, resulting in an effortlessly cool and stoic look when executed correctly, regardless of if you rent or buy.
Drawing inspiration from the blank canvases of rundown or even abandoned factories, warehouses and manufacturing plants, industrial interior design is a reaction to the mass exodus of large-scale American manufacturing operations and the massive properties they constructed and then ultimately left behind.
In this article, we will explore everything you need to know about industrial interior design, provide you with the best ideas to incorporate this style into your home or apartment and, above all, finally answer the question, what is industrial interior design?
What is industrial interior design?
Industrial interior design takes inspiration from industrial buildings and elements like exposed pipes, metal, brick and unfinished concrete. This design style embraces the rawness and imperfections of these materials, creating a unique and authentic home atmosphere.
Spaces with industrial interior design typically feature open floor plans with abundant windows, allowing for ample natural light. The color palette used in industrial design is usually darker, with shades of white, black and gray prevailing.
By using materials in their rawest and roughest forms, industrial interior design captures a minimalist aesthetic that celebrates the movement of natural materials, often incorporating dark metals to tie the look together.
The characteristics of industrial interior design
To better understand industrial interior design, let’s explore some of its defining characteristics.
Visible structural elements
One of the key features of the industrial design style is the celebration of visible structural elements. Exposed brick walls, beams and open ductwork are common in industrial-style homes. These elements add a sense of authenticity and industrial charm to the space.
Rough wood or concrete floors
Industrial interiors often feature rough wood or raw concrete floors. These materials not only add to the industrial aesthetic but also provide durability and a sense of realness. Concrete floors can also be polished to achieve a more refined look, while rough wood floors contribute to the rustic appeal of industrial design.
Neutral color palette
Industrial interiors typically employ a neutral color palette, with an emphasis on darker tones like blacks, grays and off-whites. These colors create a sense of depth and contrast, allowing other design elements to stand out.
Raw and reclaimed materials
Industrial design embraces the use of raw and reclaimed materials. Leather and wood are frequently used in furniture and decor, showcasing the natural beauty and texture of these materials. Reclaimed wood, in particular, is a quick way to add a touch of history, character and warmth to industrial spaces.
Emphasis on steel and dark metal
Steel and dark metals play a significant role in industrial interior design. These materials are used structurally in beams and columns, as well as in decorative elements, furniture, fixtures and artwork. The use of dark metals adds sophistication to any room and complements the overall industrial aesthetic.
High ceilings and large windows
Industrial spaces often feature high ceilings and massive windows. This architectural design allows for ample natural light, creating a bright and airy atmosphere in open spaces. The combination of high ceilings and sizable windows also contributes to the sense of openness and spaciousness in industrial interiors.
Minimalist spirit
Industrial design embraces a minimalist spirit, with a focus on simplicity and functionality. Excessive ornamentation and detailing are not commonly found in industrial spaces. Instead, the emphasis is on clean lines and the beauty of raw materials.
Origins and history of industrial interior design
The origins of industrial interior design can be traced back to the Industrial Revolution in the 19th and 20th centuries. The rise of mass production led to the construction of factories and warehouses built with harsh materials like steel and concrete. These industrial buildings featured large windows, open floor plans, high ceilings and exposed architectural elements like brick walls and metal pipes.
In the 1960s and 70s, the industrial interior design style gained popularity alongside the rise of loft-style living in large cities. Old warehouses and factories were repurposed into residential spaces, offering unique and spacious living environments.
This trend continues to evolve, and today industrial design is not only limited to loft apartments but has become a sought-after style for a spectrum of residential and commercial projects.
The differences between industrial style interior design and modern industrial interior design
Industrial interior design and modern industrial interior design are both popular styles, but they have distinct characteristics and elements that set them apart.
Industrial style interior design
Origins: This style originated from the industrial era where old factories, warehouses and industrial spaces were converted into living spaces. It often incorporates elements from these original industrial settings.
Materials: Common materials include exposed brick, metal, concrete and reclaimed wood. The use of raw, unfinished materials is a hallmark of this style.
Color palette: The color scheme tends to be neutral and earthy, with a focus on gray, black and white tones, often complemented by the natural colors of the materials used.
Decorative elements: Decor is minimal in traditional industrial design. It may include vintage or antique items, industrial lighting fixtures like pendant lights and functional furniture pieces.
Space: Open floor plans are common, with high ceilings and large windows. The layout often emphasizes spaciousness and a sense of openness, as you’ll see in the photo of the coffee/wine bar below.
Modern industrial interior design
Evolution: This style is a contemporary adaptation of the traditional industrial style interiors. It blends elements of modern design with industrial features.
Materials: While it also uses materials like metal, concrete and wood, modern industrial design often incorporates more refined finishes and may include modern materials like glass and stainless steel.
Color palette: The modern industrial palette may be broader, including the neutral tones of traditional industrial design but also allowing for more pops of color and contrast.
Decorative elements: There is often a mix of old and new decor. Modern industrial design style might include things like contemporary art, modern furniture designs and sleek lighting fixtures alongside more traditional industrial decor.
Space: Like traditional industrial design, modern industrial spaces often have open layouts, but they might be more structured with defined areas for different purposes and a balance between open space and coziness.
While both styles share a love for raw, unfinished materials and an open concept, traditional industrial design stays true to its roots with a focus on vintage and rugged elements. In contrast, modern industrial design mixes these elements with more contemporary, refined and colorful finishes.
How to incorporate industrial interior design in your place
Now that we have explored the fundamentals of industrial interior design, let’s delve into some of the best ideas to incorporate this style into your own space. With ideas for renters and buyers, there’s no excuse to miss out on this aesthetic.
1. Put your place in neutral
Embrace a soft color palette of neutral shades and tints to create an industrial ambiance. Blacks, grays and browns form the foundation of industrial design, providing an earthy and grounded feel. Use brown and tan for a soothing touch or black for a more suave look.
2. Mix modern and rustic
One of the advantages of industrial design is the freedom to mix modern and rustic elements. Blend contemporary pieces with rustic settings to achieve a balanced and visually appealing aesthetic. This combination creates a dynamic and eclectic atmosphere.
3. Open your mind and your floorplan
Open floorplans are a hallmark of modern industrial design. Embrace the spaciousness and flexibility of an open-plan layout, connecting the kitchen, dining area and living room seamlessly. This design choice allows for easy movement and promotes a sense of togetherness.
4. Light it up
Lighting plays a crucial role in industrial design. Embrace statement lighting pieces like Edison bulbs to add warmth and character to your space. Exposed wiring and industrial-style fixtures contribute to the overall industrial aesthetic.
5. Throw caution out the window
Crittall windows, with their metal grids, are synonymous with industrial interior design. These large windows not only let in abundant natural light but also create a connection between the interior and the outdoors. Their sleek and minimalist design adds a touch of elegance to industrial spaces.
6. Embrace au naturel
Bring the outdoors inside by incorporating plants and greenery into your industrial space. Indoor plants add life, color and a sense of freshness to the raw and industrial atmosphere. The combination of natural greenery and ample natural light creates a harmonious and inviting environment.
7. Go heavy metal
Metal is a key element in industrial design. From brass and copper to chrome and iron, metal accents add visual interest and texture to the space. Polished metal creates a sleek and modern look, while brushed or beaten metal adds a vintage charm. Experiment with different metal finishes to find the perfect balance for your industrial interior.
8. Expose the bones
Embrace exposed architectural elements, like concrete and brick, to showcase the raw beauty of the building’s structure. Exposed concrete walls, poured concrete floors and exposed brick walls add character and authenticity to industrial spaces. The imperfections and weathering of these materials contribute to the overall charm of industrial design.
9. Fake it to make it
If you’re not working with a historical building, you can still create a sense of industrial authenticity by incorporating faux architectural elements. Faux beams, columns and mock lofts can be used to mimic the look of an industrial space. These elements add visual interest and contribute to the overall industrial character of the design.
10. Showcase the vents and ducts
Make a design statement out of typically overlooked industrial elements like vents and ducts. These functional industrial elements can be painted in bold colors to create a striking contrast or left in their natural metal finish. Matte black or steel vents are popular choices that add a touch of industrial elegance.
11. Personalize your space
Complete your industrial interior with carefully chosen accessories and decor items. Artworks, lamps, decorative pieces and cushions can enhance the industrial vibe and add a personal touch to the space. Look for distressed leather cushions, natural linen textiles and steampunk-inspired accessories to complement the industrial style.
12. Focus on the floors
Give special attention to the flooring in your industrial space. Poured concrete floors with their raw and textured finish are a classic choice that perfectly captures the industrial look. If you prefer a different material, consider using raw-looking stone or reclaimed wood flooring. The key is to select a flooring material that is naturally robust and resilient, adding to the overall industrial vibe.
13. Woo with wood
Reclaimed wood is an excellent choice for achieving an industrial look. Its raw texture, knots and rings add character and warmth to the space. Repurposed wood furniture and accent pieces create a sense of history and sustainability. Consider using reclaimed wood for tables, shelves or even wall paneling to add a rustic touch to your industrial interior.
14. Store more
Make your interior designer happy and keep your industrial interior organized and clutter-free by incorporating efficient storage solutions. Industrial style interior design staples like floating shelves, metal cabinets and exposed storage systems (think repurposed lockers or vintage postal sorting cabinets) are not only functional but also add to the overall industrial aesthetic. Find unique storage ideas that combine recycled materials and good lighting to create a visually appealing and practical space.
Industrial style interior design basics by room
In a kitchen, bedroom and living room designed in pure industrial interior style, you can expect certain key features and elements that are characteristic of this design theme. Here’s a breakdown of the most common tricks industrial interior designers use and what you might typically find in each of the following rooms.
In all these rooms, the industrial interior design emphasizes utility, simplicity and raw, unfinished materials, creating a unique blend of ruggedness, coziness and hominess.
Industrial kitchen
Materials: Exposed brick walls, concrete or stainless steel countertops, rustic materials and open metal shelving. Pipes and ductwork are often left exposed for an added industrial feel.
Appliances and fixtures: Commercial-grade appliances, often stainless steel and large, simple sinks with industrial-style faucets.
Lighting: Pendant lights with metal finishes or Edison bulbs. Track lighting might also be used.
Furniture: A large, sturdy wooden table with metal legs, paired with metal or industrial-style chairs. Bar stools made of metal or with a metal base and leather seats are common near the kitchen island.
Decorative elements: Minimal decorations, with a focus on functionality. You might find vintage industrial items or tools repurposed as decorative elements.
Industrial bedroom
Materials: Exposed brick or concrete walls. The flooring might be concrete, distressed wood or have a raw metal finish.
Bed: A simple, robust bed frame, often made of metal or reclaimed wood. The bedding is typically neutral in color, focusing on texture rather than patterns.
Lighting: Simple, functional lighting like metal pendant lights or floor lamps with an industrial design.
Furniture: Minimalist furniture with a focus on utility and a raw, unfinished look. A metal or wooden wardrobe and a simple, sturdy dresser are common.
Decorative elements: Decorations are sparse, with possible additions of vintage industrial or rustic pieces, like old signs, black and white photos or reclaimed industrial gear.
Industrial living room
Materials: Exposed beams, brick walls and concrete or wooden floors. In an ideal situation, the room will feature large, factory-style windows.
Seating: Comfortable, spacious sofas, often in neutral colors or leather and paired with metal or wooden coffee tables with a raw, unfinished look.
Lighting: Industrial-style floor lamps, track lighting or sizable, metal pendant lights.
Furniture: A mix of old and new, with pieces that have clean lines but a rugged, utilitarian feel. A statement piece like a vintage industrial cart or metal shelving is common.
Decorative elements: Again, decorations are minimal but might include vintage industrial objects, metal artworks or simple, abstract pieces.
Is industrial interior design right for you?
Industrial interior design offers a unique and captivating aesthetic that celebrates the rawness and authenticity of the industrial interior design style. By embracing visible structural elements, rugged materials and a minimalist spirit, you can create a stylish and inviting industrial interior.
Incorporate these industrial interior design ideas into your own space to achieve the perfect blend of modern and rustic in the industrial interior design in your own place, whether you’re renting a home or looking to buy a house.
When it comes to racial inequity, a recent report from the Brookings Institution highlights some good news along with a concerning trend: Black wealth is increasing, but so is the racial wealth gap.
The report analyzed data from the Federal Reserve’s October 2023 Survey for Consumer Finances , a comprehensive survey on household wealth in the U.S. that is updated every three years. Household wealth measures the total value of assets a family owns (such as housing and business equity) minus their debts (such as student loans and credit card bills). Let’s take a closer look at the numbers.
Between 2019 and 2022, total wealth increased for all racial and ethnic groups, including Blacks. Median Black wealth increased from $27,970 to $44,890 but continued to lag behind other racial groups. In 2022, median wealth was approximately $62,000 for non-white Latino or Hispanic households and $285,000 for white households.
This means that in 2022, for every $100 in wealth held by white households, Black households held only $15.
Even more concerning: The nation’s racial wealth gap increased between 2019 and 2022. During that time, median wealth increased by $51,800, but the racial wealth gap increased by $49,950, resulting in a total difference of $240,120 in wealth between the median white household and the median Black household.
This gap has existed for a long time. Since 2010, the wealth disparity between Black and white families has continually expanded, the Brookings Institution notes, peaking in 2022. The divide largely stems from decades of systemic biases and structural barriers that have adversely impacted Blacks. Racial inequality in the housing, investment, debt, and credit markets has disadvantaged Black Americans’ ability to build, maintain, and pass on wealth. This has held true even as a healthy job market and rising home values have helped to boost Black wealth in recent years.
What Employers Can Do
While there is no magic bullet to end the racial wealth disparity, employers can use financial wellness programs to effectively narrow the gap. Offering the right tools and perks can give Black employees the opportunity to get a foothold in the housing market, accumulate savings, reduce their student debt, and build wealth over time.
Here’s a look at four programs that can help make your employees of color (along with all your employees) more financially resilient.
Promote Black Home Ownership
Owning versus renting a home contributes to wealth creation, but decades of discrimination in housing and credit markets have limited Black families’ access to homeownership. Only 44% of Black individuals own a home, according to the Brookings report, compared to nearly 73% of white individuals.
Offering benefits that promote employee home ownership can help bridge this gap and contribute to Black employee’s overall financial well-being.
Many employers are offering direct down payment assistance, such as paying a percentage of an employee’s down payment up to a maximum, or offering a loan that may be forgiven over a period of employment. This type of benefit is ever more appreciated in today’s inflated housing market, where mortgage rate hikes and limited inventory have caused down payment costs to swell.
Another way to help first-time Black home buyers is to offer counseling on accessing government-sponsored grants and low-interest loans designed to help first-time buyers cover down payments and closing costs. You might consider teaming up with local mortgage experts, financial counselors, and real estate pros (ideally from the Black community). They may offer free seminars and reduced fees and commissions for their services in return for a large pool of potential clients.
Recommended: Considering Housing Assistance Benefits? You Can Fight Discrimination Too
Provide Emergency Savings Support
On balance, Black households have a fraction of the wealth of white households, leaving them in a much more precarious financial situation when a crisis strikes. Wealth allows households to weather a financial emergency such as a loss of income or a family member’s illness.
A growing number of employers now offer ways to help employees bolster their backup savings so they’re able to meet unexpected expenses without racking up high-interest debt. This can provide all employees, and especially workers of color, increased financial stability and a foundation from which they can build long-term wealth. Having an emergency savings account can help employees feel more comfortable saving for retirement since they have funds set aside in case of emergency.
To encourage employees to prioritize emergency savings, consider offering an automated emergency savings program that allows them to make paycheck contributions to a dedicated account — possibly with a company match. You may also want to explore the new workplace emergency savings program linked to retirement accounts called PLESA (pension-linked emergency savings accounts) that went into effect on January 1 as part of the SECURE 2.0 Act.
PLESAs are designed to help employees increase their emergency savings while simultaneously saving for retirement. How it works: Employers can now offer non-highly compensated employees an option to link their retirement plan to an emergency savings account. Employees may make Roth (after-tax) contributions until the account maxes out at $2,500 (or a lesser limit established by the employer). After that, additional contributions can be directed to the employee’s defined contribution plan or put on hold until the balance falls below the limit, at which point the employee can start contributing again.
Balances in an emergency savings account are eligible for distribution at least once per month and the first four distributions in a year must be free from any distribution fees.
Recommended: How Much Should Your Employees Have in Emergency Savings?
Help Close the Investment Gap
Investing in the financial markets, and especially the stock market, has historically been a major way to build wealth, and many Americans today invest this way through defined contribution retirement savings plans such as 401(k)s. However, stock equity was the area with the largest disparity in wealth growth among races, according to the Brookings report. Indeed, stock equity makes up nearly 30% of white wealth but only 4% of Black wealth.
Targeted and effective financial planning and investing counseling can help Black employees more easily access the equity markets. To incentivize Black (as well as all) employees to start investing sooner rather than later, consider offering a 401(k) match — that free money can prompt workers to enroll and boost their contributions. You might also use a default opt-out feature, which automatically enrolls workers in your retirement plan unless they choose not to participate by actively opting out. Additionally, think about offering retirement benefits to more employees (including new and part-time employees). Not imposing a lengthy qualifying work period encourages more workers to save for retirement and consider their financial futures.
Recommended: How to Support Your Low-Wage Workforce
Offer Student Loan Repayment Benefits
A college degree can be critically important to building a financially successful career, but student loan debt can delay the lifelong process of building wealth just as people are starting out in their careers. This is particularly true for Black college graduates, who owe an average of $25,000 more in student loan debt than white college graduates. Indeed, four years after graduation, black students owe an average of 188% more on their student loans than white students.
Racial disparities in student loan debt are a big part of the Black-white wealth gap. The student debt burden impedes the ability of Black graduates to build wealth in the same way as their white counterparts.
Employer-sponsored student loan repayment benefits can help bridge this gap, especially when they are targeted to employees who need them most. Two important benefits to consider:
• Student Loan Repayment Assistance Under the CARES Act, employers can now contribute $5,250 annually per employee toward tuition reimbursement or student loan payments on a tax-exempt basis through 2025. Employers can make the payments directly to their employees’ student loan servicers or lenders, or they can provide them to the employees themselves, who can then put them toward their student debt.
• Matching 401(k) Loan Payment Contributions Starting in 2024, the Secure Act 2.0 formally authorizes matching contributions for student loan repayment. This allows companies to match employees’ qualified student loan payments with contributions to their qualified retirement accounts. Employees can pay down student debt while still participating in retirement savings, including 401(k)s, 403(b)s, SIMPLE IRAs, and government 457(b) plans. This program can be a particular boon for Black employees, allowing them to pay down student debt while still participating in retirement savings, hopefully starting at an early age.
Recommended: How Does an HR Team Implement a Student Loan Matching or Direct Repayment Benefit?
The Takeaway
Employers can do their share to help bridge the racial wealth gap by offering the benefits and services that help Black employees in becoming investors as well as homeowners and reduce their student debt. This makes employers part of the solution to one of our nation’s most pressing and persistent challenges. SoFi at Work can help. We provide the benefit platforms and education resources that can enhance financial wellness throughout your workforce.
Photo credit: iStock/kate_sept2004
Products available from SoFi on the Dashboard may vary depending on your employer preferences.
SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score provided to you is a VantageScore® based on TransUnion® (the “Processing Agent”) data.
Advisory tools and services are offered through SoFi Wealth LLC, an SEC-registered investment adviser. 234 1st Street San Francisco, CA 94105.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
Home decor is a manifestation of personal style, and 2024’s interior design trends provide even more ways to express your point of view—boldly.
The accent walls and mid-century modern furniture that ruled 2023’s interior design trends aren’t disappearing entirely. But in the upcoming year, we can say goodbye to standard design rules and all-minimal-everything. Embrace clashing patterns, chrome counters, ultra-luxurious materials, and maximalism. Whether that means trading in beige soft sheets for a Barbiecore pink bedding set, or adding bow-adorned wallpaper to your kitchen a lá Sandy Liang, nothing is off-limits in 2024.
Like a fun pair of heels or sparkly party dress, 2024’s home trends are all about embracing creativity and fun. With expert input from interior designers and trend predictors, explore the five most popular interior design trends of 2024 that will help you express your individuality through your space.
2024 Interior Design Trend: Kitschy Kitchens
Oleksandr Shcherban//Getty Images
Gone are the days of clean marble and white walls in the kitchen. In 2024, we can expect to see more personality, color, and spunk in this essential area.
“We’re going to say goodbye to farmhouse kitchens, and hello to Kitschy Kitchens, or what we like to call ‘Kitschens,’” says Pinterest global trends and insight lead Sydney Stanback. “A way that people can tap into this trend is through incorporating thrifted finds, vintage appliances and eye-jarring pops of paint into their kitchen designs and cooking areas.”
2024 Interior Design Trend: Plenty of Patterns
Harrison Eastwood//Getty Images
Clean white walls are on their way out. “Having languished in the realm of neutrality for what feels like an eternity, we’ve witnessed the rise and subsequent demise of farmhouse, mid-century modern, and the all-encompassing minimalism craze. The universal aesthetic is teetering on the edge of ‘been there, done that,’” says Danielle Walish, Havely’s VP of merchandising and product design. “People are craving homes with character, personality, and a bit of oomph–a bold departure from the subdued styling that has held sway for too long.” Now, it’s time for a pattern on pattern (on pattern) renaissance.
“We’re not just talking about a small print here and there,” Walish elaborates. “It’s all about mixing it up–upholstery, textiles, wallpaper and beyond. From classic stripes to whimsical florals, modern motifs to organic botanicals. It’s all about making a statement.”
2024 Interior Design Trend: Master Metals
First chrome metallics came for statement earrings, then they came for home interiors. In 2024, metallic hues will enter living spaces in a new, big way.
“A trend that we’ve been seeing pop up recently, specifically within the fashion space–thanks to a certain very iconic artist who was on tour this summer–is cool silver tones. And cool silver tones and bold chrome will continue to grow in 2024, but will also evolve into the home category,” Pinterest’s Stanbuck says. “People trade in their trusty neutrals for something a bit more hardcore. We especially see that Gen Z and Millennials on Pinterest are driving this heavy metal aesthetic.” Aluminum accents are a shortcut to bring the shiny trend into home decor.
2024 Interior Design Trend: Saturated Spaces
asbe//Getty Images
Whether you want a pop of pink or a moody sitting room, 2024 is all about accessorizing with color. “From rich blacks and sultry navies to more lively hues of blues, greens, and even pinks, the color trends of 2024 advocate for a daring approach,” says Havenly design editor Heather Goerzen. “Excitingly, we’re observing a refreshing pushback against the ubiquitous all-white aesthetic. Whether through the application of monochromatic paints or the embrace of deep, saturated color schemes, color in all its glorious shades is reclaiming the spotlight.”
The expert notes that the trend manifests everywhere from painted alcoves and striking wallpapers to deep wood tones and evocative upholstery. “If ever there was a moment to unleash your color perspective,” Goerzen says, “it’s now.”
Quiet luxury was never just about fashion; it also crept into the home. “A year ago, everything, everywhere, was light-washed oak, calacutta marble, and matte accents,” Havenly VP of creative and design Shelby Girard reflects. “At first, this felt like such a refreshing scene–it was simultaneously calm and inspiring, collected and effortless. However, with such widespread adoption, particularly with new builds, the aesthetic began to feel a little…expected.” That’s why, in 2024, we’re seeing a return to luxurious materials of yore.
“As traditional design is once again taking center stage, we’ve seen a backlash against the usual materials and a desire to seek out elements that in and of themselves are more unique, dramatic, and notable,” Girard explains. “Think richly veined marbles in a range of striking colors, lush velvets with added dimension, crystal chandeliers for a hint of glamour, dark wood tones that speak to heritage, and un-lacquered hardware for a lovely patina.”
Why trust Harper’s Bazaar?
For more than 150 years, Harper’s Bazaar has been the preeminent fashion, beauty, and lifestyle resource for women at every age. We cover what’s new and what’s next in home by working with the world’s leading authorities in interior and architectural design, textiles, and more. Every story we publish has been thoroughly researched and vetted by our team of editors and industry experts.
Tatjana Freund is Hearst’s Fashion & Luxury Commerce Editor, covering beauty, fashion and more across multiple brands. Previously, she worked at ELLE.com and Marie Claire. She’s a fan of whiskey neat, podcasts that give her nightmares, and one time Zoë Kravitz laughed at a joke she made.
LOS ANGELES – Rep. Maxine Waters held a town hall meeting on Saturday where she pointedly asked executives from City National Bank, PNC Financial Services and Wells Fargo & Co., if they would each open a branch in her district. She said she wanted to hold the banks accountable for promises made in recent merger agreements or consent orders.
The town hall meeting at Inglewood High School got fiery at times as Waters pressed the three bank executives to answer questions from constituents in her 43rd congressional district in South Los Angeles. Waters, the ranking member of the House Financial Services Committee, said she invited all the top banks to attend but was turned down by Bank of America, Citigroup, JPMorgan Chase and U.S. Bancorp.
Next week, the Senate Banking Committee plans to hold an annual oversight hearing with executives from the nation’s top banks. Waters said she was disappointed that Republicans in the House would not hold a similar hearing. Her town hall, she said, would try to fill in the gap.
When Jeffrey Martinez, executive vice president and head of branch banking at PNC Bank, described how the Pittsburgh bank was upholding its pledge to invest an eye-popping $88 billion in local communities over four years as part of its 2020 acquisition of BBVA, Waters asked specifically if PNC was coming to her neighborhood.
“When are you going to open up a branch in my district?” Waters said. “We have a problem with branch banking not being available to us in all of our communities in the way they should be. We call them banking deserts.”
Martinez responded: “That’s a great question, it’s an important one and one of the things we’ve slated even though we’re new to California.”
“We would like to help you find a location,” Waters said, to thunderous applause and laughter from the crowd of about 300. “I’m so looking forward to establishing” a branch here, she added.
Waters then described how City National Bank in Los Angeles had agreed in January to pay $31 million to settle redlining allegations brought by the Justice Department. As part of the agreement, City National has promised to open one branch in a majority-Black and Hispanic neighborhood in L.A. County.
“Can you discuss where you might be opening the branch?” Waters asked. “Where are you with all of this?”
David Cameron, City National’s executive vice president of personal and business banking responded, “That is a great question,” drawing laughter from the audience.
“I don’t have any announcement on where we’re going to put that branch.”
To which Waters replied: “Oh, we’ll help you,” to further applause from the audience.
City National plans “to go above and beyond,” the agreement to invest at least $29.5 million in a loan subsidy fund for residents of majority-Black and Hispanic neighborhoods in Los Angeles County, Cameron said. The bank has hired more than 20 loan officers to support the initiative to provide grants of up to $15,000 each to first-time homebuyers.
Waters also questioned why City National did not have a mortgage loan officer at a local branch on Crenshaw Boulevard in Los Angeles.
“You’ve done well at that branch, are you going to expand that branch and put a loan officer there?” Waters said. “Can you do these things?”
Waters skillfully thanked each of the bankers for showing up to the town hall meeting, while also hitting them hard on consent orders.
“I really thank you for coming today. I know that you know we have a lot of questions for you, based on the fines that you received and all of that,” she told Cameron, and then asked the audience to give him a round of applause.
She also asked Colleen Canny, Wells Fargo’s executive vice president and national head of branch banking, why the San Francisco bank has been closing so many branches, which Waters estimated at 2,000 branch closings over many years. She cited the Wells Fargo 2016 fake accounts scandal that led the Federal Reserve to impose an asset cap on the bank.
“First tell us, why did you close those branches?” Waters asked.
Canny said that customer transactions through branches have fallen 50% over the past three years as more banking is done online, through mobile apps or ATMs.
“We still think branches are important and we continue to look at our branch footprint to ensure we have the proper coverage,” Canny said.
Waters lamented that banks are closing branches in inner cities where seniors who may not necessarily use a cell phone to bank still prefer to go to a branch in person.
“I want to tell you something that is a cultural discovery for everybody,” Waters told the bankers and the audience. “We like to go to a teller as we put our money across the counter. We like this kind of interaction with the people that we do service with and this is the kind of cultural consideration that the bank should take into account.”
At the town hall, which lasted for four hours, constituents asked a wide range of questions including why there were long lines at their local branches and why they were not able to get small business loans or even speak directly to the same banker on each visit. CFPB Director Rohit Chopra, who spoke after the bankers, answered a range of questions on reverse mortgages, digital redlining and junk fees.
Waters also lambasted the banking industry generally for Republican-led efforts in the House, which voted on Friday to nullify the Consumer Financial Protection Bureau’s small-business data-collection rule. Despite the bill’s passage in a 221-202 vote, President Joe Biden has vowed to veto the bill and uphold the rule.
The head organizer for Rise Economy, the consumer group formerly known as the California Community Reinvestment Coalition, asked the bankers generally why they did not support the Consumer Financial Protection Bureau.
“Your industry trade groups are attacking the CFPB, they’re attacking fundamental consumer protections … and very basic data on small business lending that we fought hard for for nearly 10 years,” said Jyotswaroop Kaur Bawa, chief of organizing and campaigns at Rise Economy. “We want you to tell us specifically how many Black and Hispanic-owned businesses you make loans to and at what rate—that’s what the fight is about.”
The small-business lending rule is expected to be used by the CFPB to identify discrimination, though the bureau exempted more than 2,000 community banks and small businesses from the rule. The coalition sued the CFPB in 2019 for taking so long to issue the rule, which Dodd-Frank’s Section 1071 mandated.
The 1071 rule was about wealth-building and closing the wealth gap, Waters said.
“The Senate Republicans put up a great fight against getting the rule, the data that we needed to determine why we can’t get small business loans — they fought us very hard, and they said they represented the banks,” Waters said. “Republicans won on trying to kill that rule that would give us information that would show that Blacks, Latinos, women and LGBTQ would not be getting small business [loans.]”
Water did commend one bank: First Citizens BancShares, which acquired the failed Silicon Valley Bank and last month announced an agreement to invest more than $6.5 billion in California and Massachusetts communities through an updated community benefits plan. The agreement, Waters said, paved the way for a branch to be opened in Watts.
Waters characteristically played to the audience by rattling off the various programs created after the pandemic including loans that banks delivered via the Paycheck Protection Program.
“You’re wondering, if there’s all this money around, why haven’t we been able to get some of it,” Waters said.
Farmhouse decor has been a prominent design style in recent years, popular for its ability to create inviting and warm spaces in the home. Embracing natural wood, vintage furniture, and cottage architectural details, farmhouse is a cozy and timeless style of decorating.
While farmhouse decor ideas typically lend themselves best to older homes that have interesting details that help create the look, the farmhouse trend has no doubt been embraced in recent years in newer homes too. With the right furniture and colors, a farmhouse style can be successfully achieved to create a cozy home.
home decor trend still relevant in the world of interior design? We spoke to the interior design experts to get their take on whether this is one to take forward into 2024.
Is farmhouse decor still on trend?
‘Farmhouse style has seen many iterations over the past decade, with Joanna Gaines of Magnolia Farms starting a craze when she popularized shiplap on her show, Fixer Upper. It’s evolved quite a bit since then,’ says Lina Galvao of interior design studio Curated Nest.
‘I would not say it’s no longer on trend, though the look of it has evolved to become fresher, more colorful, and more modern,’ she suggests. While Lina proposes that farmhouse decor may be somewhat less of a core interior design trend, she suggests that the farmhouse look is more of a timeless design style that will be continually embraced by homeowners.
Brian Paquette: At Home
farmhouse kitchen will have country accents such as curved “feet” on the toe-kick, beams, schoolhouse or barn-style lighting, and maybe a vintage range,’ Lina says.
For Lina, embracing farmhouse decor yet keeping it relevant for 2024 is all about ensuring it has a modern twist: ‘I think there’s room for this farmhouse look, which could be easily updated to become more modern via the hardware or lighting to adapt to current interior design trends as needed.’
Nicole Cullum, interior designer and founder of Color Caravan also suggests that the timeless nature of farmhouse decor means it’s one that’s here to stay; striking a balance between modern and traditional decor.
‘Any good trend has something timeless to it. Farmhouse decor has stuck around because it speaks to our love of pairing natural textures with modern color trends and palettes. Rustic wood tones mixed with matte blacks, warm neutrals, and crisp whites give a comforting and sophisticated style without going overly modern or too traditional.’
‘I hope the beautiful parts of farmhouse decor, like mixing organic textures with modern color palettes continue in design,’ Nicole says.
Chicago-based interior designer Kate Marker’s advice is to embrace the simplicity and natural beauty of farmhouse decor by focusing on its original details.
‘Farmhouse decor can still be relevant if done in an authentic, repurposed way. Actual farmhouse details that can be installed in a fresh setting lend warmth and interest – think of a farm sink, reclaimed barn wood or beams, or an old steel window. Keeping things rustic and simple so the natural beauty of materials is on display is always a winning way to channel a farmhouse style.’
Kate Marker
Kate Marker Interiors, Kate oversees all design projects to ensure they are a reflection of the client while incorporating the KMI aesthetic. Kate’s strengths lie in her endless ideas & inspiration, relentless work ethic, unwavering vision, and great sense of humor, which, lucky for everyone she works with, is infectious.
While interior designers say that farmhouse decor is a timeless look that will most likely continue to be embraced in 2024, the design style can be interpreted in a number of ways, especially in the kitchen. Tom Howley, Creative Design Director at Tom Howley Kitchens explains how you can achieve a farmhouse kitchen, creating a classic and homely feel.
‘Farmhouse interiors are known for their original features – rustic beams, exposed stone walls, weathered floors, and quirky nooks. Kitchens within these idyllic properties are often designed with a focus on comfort, traditionalism, and tactility, making this style an appealing choice for those wanting to create an inviting sanctuary.’
‘Traditional shaker-style cabinetry is perfect for creating a welcoming, lived-in look. The shaker style has universal appeal with beautifully balanced proportions that focus on scale, symmetry, and simplicity. Natural wood is an integral part of farmhouse kitchens, as it adds a sense of warmth and tactility. You can incorporate wood in the form of flooring, stand-alone furniture such as a farmhouse table, shelving, chopping boards, or integrated wooden trays to break up painted cabinetry.’
It’s clear that farmhouse decor is a timeless design style that’s here to stay. Perfect for achieving a home that feels welcoming and laid back, farmhouse decor is all about embracing the original, rustic features and building upon these by decorating with neutrals and adding cozy textiles.
However, to ensure this style doesn’t end up looking dated, consider a more modern farmhouse style that balances the old and new for a fresh take on this core design trend.
As the autumn leaves fall and the air grows chill, the timeless allure of classic Halloween movies beckons us once again to the eerie and fantastical realms they depict.
Films like Beetlejuice, Hocus Pocus, The Addams Family, Sleepy Hollow, The Nightmare Before Christmas, and Friday the 13th have become staples of the season, drawing us into worlds where the supernatural reigns and the eerie takes center stage.
Yet, beyond the talented actors, eerie plotlines, and haunting soundtracks, there is another essential element that breathes life into these cinematic masterpieces — the sets and interiors.
These iconic films transport us to a realm where witches, ghosts, monsters, and vampires coexist with the living, where the macabre meets the mundane. The interiors of these movies play a pivotal role in setting the stage, creating an ambiance that is both captivating and spine-tingling.
They are the canvas on which the artists behind the scenes — visionary movie directors, stellar production designers, and art directors — paint a rich tapestry of emotions, invoking a unique blend of awe and fear that leaves a lasting imprint on our psyche.
It’s no secret that the setting and backdrop for a movie are of paramount importance, but in the realm of fantasy and horror, this importance is magnified. A well-crafted set can serve as a character in its own right, immersing the audience in a carefully designed world where the surreal becomes reality.
The creaking floorboards, dimly lit corridors, and eerie artifacts scattered about these cinematic interiors hold the power to transport us to the very heart of the narrative, intensifying our connection to the story and its characters.
Reimagining the interiors of our favorite Halloween classics with the help of AI
These classic Halloween movies, some dating back decades, have become an annual tradition for many, a comforting yet spine-tingling journey back to a time when our greatest fear was the monster under our bed.
They’ve left an indelible mark on our hearts and imaginations, making us yearn for the feeling of nostalgia and suspense they offer. In a world that perpetually seeks the new and novel, there is a unique satisfaction in revisiting these timeless classics, like worn pages in a cherished book.
But, what if you could revisit these iconic movie interiors in a fresh, modern light? What if you could reimagine the Addams Family mansion in the 21st century or walk through the halls of Sleepy Hollow with a new perspective? Thanks to the wonders of artificial intelligence and computer-generated imagery, we can now explore these treasured movie settings as if they were born anew.
With a little help from the creative team over at Swift Direct Blinds, we’ll delve into the magic of AI-generated images that recreate the interiors of our favorite Halloween movies. These images provide a modern lens through which we can appreciate the artistry of the original sets while also marveling at the potential for reinterpretation.
By fusing the nostalgia of yesteryears with the technological prowess of today, we bridge the gap between tradition and innovation, offering a fresh look at the beloved and the eerie. Join us as we embark on a journey to unearth the haunted beauty of classic Halloween movie interiors, rekindling our love for the timeless and the macabre in a new, hauntingly realistic light.
#1 Beetlejuice
Beetlejuice, directed by Tim Burton, has solidified its place in cinematic history as a beloved cult classic. Released in 1988, the film has retained its charm, continuing to enchant audiences with its darkly whimsical and quirky narrative.
Set in the afterlife and the realm of the deceased, Beetlejuice introduces us to the Maitlands, a recently deceased couple who find themselves trapped in their own home. When the Deetz family moves in and begins to alter their beloved residence, the Maitlands seek the help of the titular character, Beetlejuice, an obnoxious and mischievous ghost.
What sets Beetlejuice apart and contributes to its enduring popularity are its aesthetics. The film’s production design and set decoration transport us to a world that is a delightful blend of the gothic and the absurd.
The Maitland’s haunted house is a marvel of grotesque beauty, filled with eccentric and grotesque details that are meticulously crafted to perfection. And AI managed to capture all of its magic in recreating an interior design inspired by the 1988 movie, as we’ve seen above.
#2 Sleepy Hollow
Tim Burton’s Sleepy Hollow, released in 1999, is a modern classic that has left a lasting mark on the world of fantasy and horror cinema. This adaptation of Washington Irving’s The Legend of Sleepy Hollow starring Johnny Depp and Christina Ricci transports us to a hauntingly atmospheric world where mystery and the supernatural reign supreme.
The story unfolds in the eerie, fog-shrouded town of Sleepy Hollow, where the legendary Headless Horseman terrorizes the inhabitants. Ichabod Crane, a skeptical constable from New York, is sent to investigate the grisly murders attributed to this decapitated specter.
As he delves deeper into the macabre secrets of the town, Ichabod discovers a web of dark conspiracies, and the line between the living and the dead becomes chillingly blurred.
Sleepy Hollow is beloved for a multitude of reasons, but its aesthetics play a crucial role in its appeal.
Tim Burton’s signature style is on full display in this film, and it’s impossible not to be entranced by the hauntingly beautiful world he creates. The movie’s visuals are a mesmerizing blend of Gothic and Victorian influences, rich in dark and brooding atmospheres.
The misty, moonlit woods and decaying manors of Sleepy Hollow are brought to life with an enchanting and eerie allure.
The film’s muted color palette, dominated by deep blacks, blood reds, and smoky grays, lends it an unmistakable sense of foreboding. The costumes, too, are meticulously designed to capture the essence of the period, making the characters feel like they’ve stepped out of a haunting painting.
And the interiors AI conjured in the image above beautifully reflect the moody aesthetics of the world Burton created.
#3 Friday the 13th
Friday the 13th (1980), is a beloved classic in the slasher genre. The film follows a group of camp counselors who, while trying to reopen a summer camp, are terrorized by an unknown assailant. As the body count rises, the identity of the killer becomes a chilling mystery.
This film is cherished for its role in popularizing the slasher subgenre and its effective use of suspense and tension. Its aesthetics, though simpler compared to other horror films, play a significant part in its appeal.
The movie’s camp setting, with its rustic cabins, dense woods, and isolated lakeside, creates a sense of vulnerability and fear.
See also: Is it Real? Michael Myers’ house in ‘Halloween’
The dark, shadowy cinematography and gruesome practical effects contribute to the film’s enduring reputation as a quintessential slasher classic. Its iconic killer, Jason Voorhees, has become a symbol of horror, and the film’s aesthetics remain an integral part of its enduring legacy.
And here’s how the movie’s aesthetics translates into interior design:
#4 The Nightmare Before Christmas
The 1993 stop-motion animated masterpiece The Nightmare Before Christmas
has carved a special place in the hearts of audiences as a holiday classic. This enchanting film, directed by Henry Selick and produced by Tim Burton, takes us to the whimsical worlds of Halloween Town and Christmas Town.
The story revolves around Jack Skellington, the Pumpkin King of Halloween Town, who stumbles upon Christmas Town and becomes captivated by the holiday’s joy and cheer.
Determined to bring Christmas to his fellow residents, Jack embarks on a misadventure that blurs the lines between the macabre and the merry, resulting in a heartwarming and visually stunning narrative — that AI managed to transform into eccentric interiors that blend both the eerie and cheerful visual elements of the Halloween classic.
What makes “The Nightmare Before Christmas” so beloved are its unique aesthetics. The film is a visual marvel, with its meticulously crafted stop-motion animation creating a surreal and captivating world.
The character design, with its array of eccentric and endearing denizens, including Jack Skellington, Sally, and Oogie Boogie, is both spooky and lovable. The contrast between the dark, Tim Burton-inspired Halloween Town and the cheerful Christmas Town is an aesthetic triumph that underscores the film’s central theme of transformation and discovery.
#5 The Addams Family
The Addams Family, the 1991 cinematic adaptation of the classic TV series, remains a beloved classic known for its quirky characters and distinctive aesthetics.
Directed by Barry Sonnenfeld, the film brings the delightfully macabre Addams family to life on the big screen. The family’s eccentricities, from Gomez and Morticia’s passionate yet gothic love to Wednesday’s morbid fascination and Pugsley’s appetite for destruction, add a refreshing twist to the family comedy genre.
Aesthetically, the film is a visual feast.
The production design immerses viewers in the eerie and opulent world of the Addams mansion, which becomes a character in its own right. The mansion boasts a foreboding exterior and lavish, cobweb-covered interiors filled with bizarre artifacts and contraptions.
And while the exterior of the opulent house is by no means easy to replicate, AI quickly reimagined the interiors of the Addams family house, carefully incorporating the movie’s key themes and aesthetics.
The film’s color palette combines dark, moody tones with vibrant pops of color, capturing the whimsical and Gothic elements that set it apart from conventional family comedies.
The Addams Family embraces the macabre without losing its sense of humor, making it a unique and enduring classic that celebrates the unconventional while reminding us that there’s beauty in embracing the bizarre.
#6 Hocus Pocus
Another Halloween classic, Hocus Pocus (1993) has cast its spell on audiences for decades, becoming a cherished tradition during the spooky season.
The original movie — a much-awaited sequel was released in 2022 — weaves a captivating tale of three witch sisters resurrected on Halloween night in modern-day Salem, Massachusetts, and the trio’s quest for immortality.
Related: The wonderfully witchy Hocus Pocus Houses & filming locations for the new movie
The film’s enduring appeal lies in its enchanting blend of humor, supernatural elements, and timeless aesthetics. The Sanderson sisters, played by Bette Midler, Sarah Jessica Parker, and Kathy Najimy, infuse the story with their zany yet malevolent charm, making them iconic Halloween figures.
The film’s witty and light-hearted approach to witchcraft and the supernatural, coupled with the nostalgic ’90s setting, creates a perfect blend of family-friendly Halloween spookiness with aesthetics that continue to captivate both young and old alike.
And they translate into some equally charming interiors that perfectly capture a timeless and whimsical Halloween atmosphere.
Visually, Hocus Pocus captures the essence of Halloween with its cozy small-town setting, complete with quaint colonial houses and a centuries-old cemetery.
The film’s visuals evoke the quintessential Halloween ambiance, replete with autumnal colors, jack-o’-lanterns, and the sisters’ distinctive witchy attire. The Sanderson sisters’ spellbinding concoctions and magical mishaps, rendered through practical effects, add a touch of enchantment to the film’s aesthetics, making it a feast for the eyes.
#7 Little Shop of Horrors
The 1986 cult classic is celebrated for its unique blend of musical comedy and horror. Directed by Frank Oz, the film tells the story of Seymour, a meek floral shop worker who discovers a peculiar plant with a ravenous appetite for human flesh. As the plant, Audrey II, grows and demands increasingly gruesome sacrifices, the story takes dark and humorous twists.
The film’s beloved status can be attributed to its entertaining combination of humor and horror, with a cast that includes Rick Moranis, Ellen Greene, and Steve Martin. Little Shop of Horrors offers a fresh take on the B-movie horror genre, using catchy musical numbers and witty dialogue to add an unexpected charm to the story.
Aesthetically, the film features a distinct 1960s urban backdrop with a color palette reminiscent of comic book aesthetics, easily replicated by AI when creating Little Shop of Horrors-inspired interiors.
The imaginative design of Audrey II, a menacing and larger-than-life carnivorous plant, is a visual highlight, blending seamlessly with the film’s darkly comedic themes.
The film’s aesthetics play a crucial role in making it memorable, creating a world where the bizarre and the hilarious intersect, ensuring Little Shop of Horrors remains a beloved classic for those who appreciate its quirky charm.
More stories
Is the Practical Magic House Real? A Throwback to the Magical Movie House that Bewitched Us All!
Is It Real? The Creepy Neibolt House in Stephen King’s ‘It’
Inside Guillermo del Toro’s spine-chilling Bleak House: A treasure trove of horror memorabilia
The U.S. homeownership rate was 67.8 percent during the first quarter of 2008, down from 68.4 percent a year ago and the lowest rate since 2002, according to a report released today by the Department of Commerce’s Census Bureau.
National vacancy rates in the first quarter 2008 were 10.1 percent for rental housing and 2.9 percent for homeowner housing, which were largely unchanged from the same period a year earlier.
More startling, however, is the record 18.6 million vacant housing units in the U.S., up from 17.6 million a year earlier.
Of the 13.9 million vacant homes that were for year-round use, approximately 4.1 million were for rent, 2.3 million were for sale, and 7.5 million were vacant for a “variety of other reasons,” such as foreclosure.
Regional homeowner vacancy was lowest in the Northeast, at a two percent rate, followed by the Midwest at 2.9 percent, and the West and South each at 3.2 percent.
The homeownership rate was highest in the Midwest during the first quarter, at 72 percent, followed by the South at 69.7 percent, the Northeast at 64.7 percent, and the West at just 62.8 percent.
The homeownership rate by age of householder during the quarter was highest for those aged 55 to 64 (80.4 percent), and lowest for those below the age of 35, just 41.3 percent.
Non-Hispanic white householders reported the highest rate of homeownership at 75 percent, followed by “Other Races” at 58.1 percent and single-race Blacks at 47.1 percent.
There were an estimated 129.4 million housing units in the United States in the first quarter of 2008, of which about 110.8 million housing units were occupied, 75.1 million by owners and 35.7 million by renters.
The proliferation of special-purpose credit programs should help increase homeownership rates among Black households, but it won’t happen without specialized expertise and intentionality, according to industry leaders.
The products have gained traction in the aftermath of 2020 racial justice protests following the death of George Floyd as businesses attempt to address wealth disparities between Blacks and whites. Since the end of the Great Financial Crisis, the difference in homeownership rates between Black and white households has widened, with the 2020 gap exceeding the difference that existed in 1960.
But offering SPCPs is not about doing “a good thing,” according to Nikitra Bailey, executive vice president of the National Fair Housing Alliance. They ought to be a business priority moving forward as well.
“We know that seven out of 10 future borrowers are going to be families of color,” she said at a September roundtable discussion organized by four government regulating agencies. “This is actually about the health and the financial safety and soundness of our mortgage market.”
Financial institutions that have taken the initiative to introduce SCPCs in the past two years say that success depends not only on having more minority loan and banking officers. Desired outcomes can only occur by bringing to the table historical knowledge and sensitivity to enable effective communication with the stakeholders they’re meant to serve. Those types of efforts may require a shift in the typical approach to customer acquisition and originator compensation.
“We’re building the trust within the community, recognizing that there’s still a level of mistrust with banks amongst minority communities,” said Michael Innis-Thompson, senior vice president and head of community lending and development and fair lending center of excellence at TD Bank, which has offered SPCPs since early 2022.
Recognizing the need to have professionals who both look like and can relate to their likely clients, TD created a network of community mortgage loan officers serving as “credible intermediaries” to help build that trust, Innis-Thompson said.
With community loan officers focused on outreach to low-to-moderate income people of color, “their payment structure is designed, so that they have a salary to compensate for the additional community work they do on top of loan commissions, versus a standard loan officer that’s on pure commission,” he said.
“There’s an incentive for them to continue to develop these relationships, and we designed it specifically that way.”
Much of the work involved with strengthening SPCPs entails finding partnerships in neighborhoods. With a great deal of nuance in each program as well as differences between individual SPCPs, there’s a fair amount of education required before the first transaction can take place, according to Dale Baker, president of home lending at KeyBank.
“We do sit down with Realtors, we do work with various community groups, trade associations, affinity groups, faith based organizations, to provide education. And, in exchange they help us with getting the information out to their members, constituency, et cetera, in order to take advantage of this funding,” he said. Baker also added that KeyBank has received interest from loan officers themselves who want to join the company as a result of their bringing SPCPs to the market.
The most constructive partnerships make the work for lending officers simpler, thanks to the backing of influential sources.
“When you’re dealing with community organizations, for example, those are trusted intermediaries that potential homebuyers go to. When they’re sharing the information, they consider it credible.” Innis-Thompson said.
The work behind special-purpose credit programs don’t end once the loan closes, but require regular monitoring to improve upon them. While the fine details may seem complicated, having analysts who can examine processes and identify missed opportunities is vital toward fulfilling the mission SPCPs were created to address. Even after their programs rolled out, lenders continue to sort through their data to see if they failed to offer the program to an eligible borrower.
“That’s a key point about any special-purpose credit programs — monitoring to see if it’s really having the effect that it was designed to have,” Innis-Thompson noted.