Are Social Security Payments at Risk if the U.S. Defaults on Its Debt?
Payments could be delayed.
Urban Institute
The Ultimate Guide to Tax Benefits of Rental Property
Investing in income properties is a great path to financial independence. Itâs a form of passive income â after the initial legwork. First, youâll need to do some research on the rental and real estate market in your area to find the right property at the right price and lock the best investment interest rate. […]
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It Has Been This Bad Before. How Home Buyers Got It Done in 1981 – NerdWallet
It Has Been This Bad Before. How Home Buyers Got It Done in 1981 NerdWallet
The Most Rewarding Jobs in America for 2023
Youâve probably heard that life is too short to spend time on unfulfilling work. While any job can be rewarding, some jobs are inherently better than others. If you need to make a change â and youâre looking for something more fulfilling than a paycheck â we have some ideas. First weâll consider the criteria […]
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Your Positive Rental History Will Now Help You Qualify for a Mortgage
In a bid to help more renters become homeowners, Fannie Mae has introduced a new âinnovationâ that will incorporate rental history into its automated underwriting system. The added feature, which will launch on September 18th, 2021 via Fannie Maeâs Desktop Underwriter (DU), automatically identifies recurring rent payments in an applicantâs bank statement data. This will… Read More »Your Positive Rental History Will Now Help You Qualify for a Mortgage
The post Your Positive Rental History Will Now Help You Qualify for a Mortgage appeared first on The Truth About Mortgage.
Our Racially Divided Housing Market Is Changing, Thanks to Millennials
A look at how we got here and where we’re headed.
Examining the Race Gap in Homeownership
Despite the Fair Housing Act of 1968 and other federal laws, a large race gap in homeownership continues to exist across the United States. The Black homeownership rate in the fourth quarter of 2021 stood at 43%, compared with 74% for non-Hispanic whites, according to the U.S. Census Bureau. A large race gap in homeownership […]
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How to Compare Mortgage Refinance Offers
Refinancing your mortgage can save you money. Learn how to compare the refinance offers you receive during this process.
Private Mortgage Insurance (PMI) vs. Mortgage Insurance Premium (MIP)
PMI or MIP may be the ticket to homeownership if you have a down payment of less than 20%, but mortgage insurance adds up over the years and is something to pay attention to. Private mortgage insurance may be required for conventional home loans, those not backed by the government. Mortgage insurance premium is always […]
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19 Black-Owned Banks and How to Support Them
Banking Black isn’t a new concept, but it’s gaining momentum amid the rise of the Black Lives Matter movement. But what does it mean to bank Black? According to the Urban Institute, a Black financial institution provides services to minority communities and is 51% or more Black-owned. Black financial institutions have been around for centuries, […]
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