Gilbert, a city known for its charming neighborhoods and suburban feel, offers a variety of walkable areas for its renters. From the historic charm of the Heritage District to the modern appeal of The Islands, each neighborhood has its unique allure. Rentals are fairly expensive, though, with the average one-bedroom apartment costing $1,595.
In this ApartmentGuide article, we will explore the most walkable neighborhoods in Gilbert, providing a comprehensive guide for those who prefer to navigate their city on foot. So, get ready to discover the pedestrian-friendly charm of Gilbert.
All data sourced March 2024.
1. Heritage District
Walk Score: 55
Heritage District is the most walkable neighborhood in Gilbert, with a Walk Score of 55. Known for its historic charm, residents and visitors alike can explore the area and take advantage of its walkable layout. Notable attractions include the Downtown Gilbert Water Tower and the Gilbert Historical Museum.
Search for Heritage District apartments for rent.
2. Gilbert Commons
Walk Score: 50
Gilbert Commons has a Walk Score of 50, making it the second most walkable neighborhood in Gilbert. There’s a lot to love about the area, from its quiet residential streets to its proximity to shopping centers. While you’re walking around the neighborhood, check out the Copper Still moonshine Grill.
See Gilbert Commons apartments for rent.
3. Higley Park
Walk Score: 49
Higley Park is the third most walkable neighborhood in Gilbert. There are numerous walkable areas and attractions throughout Higley Park, like the neighborhood’s namesake park and the Rocker Pointe Community Pool. And if you’re in the mood for an adventure, you’re not far from the Discovery District Park.
Find Higley Park apartments for rent.
4. Gilbert Ranch
Walk Score: 48
Gilbert Ranch has plenty of amenities a resident might need within walking distance. From grocery stores like Sprouts, to restaurants like Isabel’s Armor, you’re sure to find something to love. A notable amenity is the Ashland Ranch Neighborhood Park, which is a great spot for locals and visitors alike.
Browse Gilbert Ranch apartments for rent.
5. Park Village
Walk Score: 46
As the fifth most walkable neighborhood in Gilbert, Park Village is known for its peaceful atmosphere. Consider exploring Park Village Park or grabbing some ice cream at Handel’s. There are plenty of other amenities in this welcoming community as well, like the Freestone District Park.
Discover Park Village apartments for rent.
6. Val Vista Lakes
Walk Score: 42
Val Vista Lakes has a Walk Score of 42, making it the sixth most walkable neighborhood in Gilbert. Known for its beautiful lakes and community amenities, residents and visitors can choose from walkable amenities such as Val Vista Lakes Clubhouse and Village Square at Dana Park. While you’re out, check out the Riparian Preserve at Water Ranch.
Look for Val Vista Lakes apartments for rent.
7. The Islands
Walk Score: 38
The Islands is the seventh most walkable neighborhood in Gilbert. This serene community has quite a few hotspots for residents to visit on foot, including The Islands Community Park and Mr. Zeke’s restaurant. While you’re walking, take a moment to enjoy the scenic views of the lake.
Search for The Islands apartments for rent.
8. Spectrum at Val Vista
Walk Score: 37
Spectrum at Val Vista has a Walk Score of 37, making it the eighth most walkable neighborhood in Gilbert. There’s a lot to love about the area, from grabbing brunch at First Watch, to taking a walk at Spectrum Park. If you’re up for a longer outing, nearby San Tan Village shopping center is very popular among locals.
Find Spectrum at Val Vista apartments for rent.
9. Dave Brown Lamoreaux Farms
Walk Score: 35
The ninth most walkable neighborhood in Gilbert is Dave Brown Lamoreaux Farms. Pedestrians can enjoy the variety of restaurants, cafes, and shops, like Tap N Tikka, Mythical Coffee, and the Great Gadsby Bakery. It’s also easy to walk over to the Heritage Trail for a great day out.
Peruse Dave Brown Lamoreaux Farms apartments for rent.
10. Silverhawke
Walk Score: 35
Silverhawke is the tenth most walkable neighborhood in Gilbert. Local attractions here include the Sand Volleyball Court, Oaktree Park, and the nearby shopping centers, providing residents a spot to get together and enjoy their community.
Discover Silverhawke apartments for rent.
Check out more walkable cities in Arizona.
Methodology: Walk Score, a Redfin company, helps people find walkable, bikeable, and transit-friendly places to live, rating areas on a scale from 0-100. To calculate a Walk Score for a given point, Walk Score analyzes thousands of walking routes to nearby amenities, population density, and metrics such as block length and intersection density. Points are awarded based on the distance to amenities in each category.
Fort Wayne, a city known for its rich industrial history and natural spelndor, is also home to many walkable neighborhoods. These areas offer renters a unique blend of convenience and charm, making everyday errands a breeze without the need for a car. Fort Wayne is also fairly inexpensive for renters, with one-bedroom apartments costing an average of $1,230.
In this ApartmentGuide article, we will take you on a virtual tour of the most walkable neighborhoods in Fort Wayne. So, get ready to discover the pedestrian-friendly side of this city.
All data sourced March 2024.
1. Williams Park
Walk Score: 79
Williams Park is the most walkable neighborhood in Fort Wayne, with a Walk Score of 79. Known for its historic charm, residents and visitors alike can explore the area and take advantage of its walkable layout. Notable attractions include the Williams Park Pavilion and the surrounding green spaces.
Search for Williams Park apartments for rent.
2. Poplar
Walk Score: 79
Poplar has a Walk Score of 79, making it the second most walkable neighborhood in Fort Wayne. There’s a lot to love about the area, from its tree-lined streets to its close-knit community. While you’re walking around the neighborhood, check out the Poplar Ridge Apartments, a local landmark.
See Poplar apartments for rent.
3. Hoagland Masterson
Walk Score: 77
Hoagland Masterson is the third most walkable neighborhood in the city. There are numerous walkable areas and attractions throughout Hoagland Masterson, like The Oyster Bar and the Ivan Lebamoff Reservoir Park. And if you’re in the mood for an adventure, you’re not far from the Fort Wayne Children’s Zoo.
Find Hoagland Masterson apartments for rent.
4. Fairfield
Walk Score: 76
Fairfield has plenty of amenities a resident might need within walking distance. From Lutheran Park to Bravas restaurant, you’re sure to find something to love. A notable amenity is the Helen P. Brown Natatorium, which is a great spot for locals and visitors alike.
Browse Fairfield apartments for rent.
5. Williams-Woodland Park
Walk Score: 76
As the fifth most walkable neighborhood in the city, Williams-Woodland Park is known for its historic homes. Consider exploring the Williams-Woodland Park Historic District or grabbing a bite to eat at West Coast Grille with friends. There are plenty of other amenities in this charming community as well, like the Ivan Lebamjoff Reservoir Park and Williams Park.
Discover Williams-Woodland Park apartments for rent.
6. Creighton Home
Walk Score: 73
Creighton Home has a Walk Score of 73, making it the sixth most walkable neighborhood in Fort Wayne. Known for its community spirit, residents and visitors can choose from walkable amenities such as The Chateau On Broadway and McCulloch Park. While you’re out, check out Zesto Ice Cream.
Look for Creighton Home apartments for rent.
7. LaRez
Walk Score: 72
LaRez is the seventh most walkable neighborhood in Fort Wayne. This friendly community has quite a few hotspots for residents to visit on foot, including the Three Rivers Distilling Company and the Allen County Public Library. While you’re walking, take a moment to enjoy the quiet streets.
Search for LaRez apartments for rent.
8. Bloomingdale
Walk Score: 71
Bloomingdale has a Walk Score of 71, making it the eighth most walkable neighborhood in the city. There’s a lot to love about the area, from grabbing a bite to eat at nearby Clara’s Pizza King, to taking a walk at Lawton Park. If you’re up for a longer outing, nearby Fort Wayne Museum of Art is popular among locals.
Find Bloomingdale apartments for rent.
9. West Central
Walk Score: 71
The ninth most walkable neighborhood in Fort Wayne is West Central. Pedestrians can enjoy the variety of restaurants, cafes, and shops, like the Swinney Tennis Center and Parkview Field. It’s also easy to walk over to Swinney Park for a great day out.
Peruse West Central apartments for rent.
10. Oakdale
Walk Score: 70
Oakdale is the tenth most walkable neighborhood in the city. Local attractions here include the 07 Pub and Packard Park, providing residents a spot to get together and enjoy their community.
Discover Oakdale apartments for rent.
Methodology: Walk Score, a Redfin company, helps people find walkable, bikeable, and transit-friendly places to live, rating areas on a scale from 0-100. To calculate a Walk Score for a given point, Walk Score analyzes thousands of walking routes to nearby amenities, population density, and metrics such as block length and intersection density. Points are awarded based on the distance to amenities in each category.
Charlotte, a city known for its lively arts scene and southern charm, is also home to a variety of walkable neighborhoods. From the historic charm of Fourth Ward to the friendly atmosphere of First Ward, there’s a neighborhood to suit every renter’s preference. Rentals are also fairly inexpensive, with one-bedroom units costing an average of $1,490.
In this ApartmentGuide article, we’ll take you on a virtual tour of the most walkable neighborhoods in Charlotte. So, get ready to discover the pedestrian-friendly gems of this city.
All data sourced March 2024.
1. Fourth Ward
Walk Score: 89
Fourth Ward is the most walkable neighborhood in Charlotte, with a Walk Score of 89. Known for its historic charm, residents and visitors alike can explore the area and take advantage of its walkable layout. Notable attractions include the Fourth Ward Park and the McColl Center for Art + Innovation.
Search for Fourth Ward apartments for rent.
2. First Ward
Walk Score: 85
First Ward has a Walk Score of 85, making it the second most walkable neighborhood in Charlotte. There’s a lot to love about the area, from its modern architecture to its vibrant arts scene. While you’re walking around the neighborhood, check out the Spectrum Center, home to the Charlotte Hornets.
See First Ward apartments for rent.
3. Second Ward
Walk Score: 84
Second Ward is the third most walkable neighborhood in the city. There are numerous walkable areas and attractions throughout Second Ward, like the Levine Museum of the New South and the NASCAR Hall of Fame. And if you’re in the mood for an adventure, you’re not far from Marshall Park.
Find Second Ward apartments for rent.
4. Cherry
Walk Score: 80
Cherry has plenty of amenities a resident might need within walking distance. From the Metropolitan shopping center to the Little Sugar Creek Greenway, you’re sure to find something to love. A notable amenity is the Cherry Community Park, which is a great spot for locals and visitors alike.
Browse Cherry apartments for rent.
5. Dilworth
Walk Score: 78
As the fifth most walkable neighborhood in the city, Dilworth is known for its historic bungalows and tree-lined streets. Consider exploring Latta Park or grabbing a bite to eat at the Dilworth Tasting Room with friends. There are plenty of other amenities in this urban community as well, like the Carolinas Medical Center and Freedom Park.
Discover Dilworth apartments for rent.
6. South End
Walk Score: 74
South End has a Walk Score of 74, making it the sixth most walkable neighborhood in Charlotte. Known for its nightlife, residents and visitors can choose from walkable amenities such as the Atherton Mill and Market and the Rail Trail. While you’re out, check out the Mint Museum Uptown.
Look for South End apartments for rent.
7. Third Ward
Walk Score: 72
Third Ward is the seventh most walkable neighborhood in the city. This urban community has quite a few hotspots for residents to visit on foot, including the Bank of America Stadium and the BB&T Ballpark. While you’re walking, take a moment to smell the flowers at Romare Bearden Park.
Search for Third Ward apartments for rent.
8. Brookhill
Walk Score: 70
Brookhill has a Walk Score of 70, making it the eighth most walkable neighborhood in the city. There’s a lot to love about the area, from grabbing a bite to eat at nearby Price’s Chicken Coop, to taking a walk at Revolution Park. If you’re up for a longer outing, nearby Sedgefield Park is popular among locals.
Find Brookhill apartments for rent.
9. Elizabeth
Walk Score: 66
The ninth most walkable neighborhood in Charlotte is Elizabeth. Pedestrians can enjoy the variety of restaurants, cafes, and shops, like the Fig Tree Restaurant, the Sunflour Baking Company, and the Elizabeth Creamery. It’s also easy to walk over to Independence Park for a great day out.
Peruse Elizabeth apartments for rent.
10. Commonwealth
Walk Score: 66
Commonwealth is the tenth most walkable neighborhood in the city. Local attractions here include the Plaza Midwood and the Veterans Park, providing residents a spot to get together and enjoy their urban community.
Discover Commonwealth apartments for rent.
Methodology: Walk Score, a Redfin company, helps people find walkable, bikeable, and transit-friendly places to live, rating areas on a scale from 0-100. To calculate a Walk Score for a given point, Walk Score analyzes thousands of walking routes to nearby amenities, population density, and metrics such as block length and intersection density. Points are awarded based on the distance to amenities in each category.
Whether you’re going on a far-flung adventure this spring or plan on sticking closer to home, the quarterly bonus categories on the Chase Freedom Flex℠ and the original Chase Freedom® give you plenty of opportunities to earn elevated rewards on everyday purchases and maybe some splurges, too. And if you have the Flex version of the card, the quarterly categories are especially rich.
Holders of the Chase Freedom Flex℠ and the Chase Freedom® earn 5% cash back on up to $1,500 in combined spending in bonus categories that change every three months. From April 1 through June 30, 2024, the bonus categories are:
Select hotel bookings.
If you have the Chase Freedom Flex℠, you may notice that a couple of those categories already earn extra cash back because of the card’s fixed bonus rewards. The quarterly bonus rates “stack” on top of those. That means Flex cardholders (but not holders of the original Freedom) can earn up to 9% back on hotels booked through Chase, and up to 7% back on dining purchases. More on that below.
To receive elevated rewards, cardholders need to activate the bonus categories online by June 14. Rewards will apply retroactively, so as long as you activate by the deadline, you’ll earn extra cash back on all eligible purchases made throughout the quarter.
Chase Freedom® and Chase Freedom Flex℠ bonus rewards categories for 2024
Q1 (Jan. 1-March 31)
Grocery stores.
Fitness clubs and gym memberships.
Self-care and spa services.
Q2 (April 1-June 30)
Select hotel bookings.
Restaurants.
Amazon.com.
Q3 (July 1-Sept. 30)
TBD (In 2023: Gas stations and electric vehicle charging; select live entertainment).
Q4 (Oct. 1-Dec. 31)
TBD (In 2023: PayPal; wholesale clubs; select charities).
Stacked rewards let Flex cardholders score big
Amazon is a mainstay bonus category for quarterly rewards, and the sheer breadth of items you can buy through the online marketplace makes it an easy way to earn extra rewards. But the other two categories — dining and select hotel bookings — have the potential to be much more valuable for Chase Freedom Flex℠ cardholders, thanks to the card’s ongoing rewards. Here’s how.
In addition to the bonus cash back cardholders can earn in rotating categories, the Chase Freedom Flex℠ also has the following “fixed” bonus categories that don’t change:
3% back at restaurants.
3% back at drugstores.
5% back on qualifying Lyft services purchased through the Lyft app (through March 31, 2025).
1% back on all other purchases.
Hotels booked through Chase already earn elevated rewards throughout the year (5% back), as do dining purchases (3% back). The quarterly bonus doesn’t replace those rewards; it “stacks” on top of them, meaning you can earn up to 9% back on hotels booked through Chase, and up to 7% back on dining purchases.
The original Chase Freedom® (which is no longer available to new applicants) has the same 5% rotating bonus calendar but does not have the fixed categories. So holders of that card will earn 5% in all of the quarterly categories.
🤓Nerdy Tip
Why 7% and 9%? When Chase awards 5% cash back in its quarterly categories, it does so using this logic: Purchases that normally get 1% cash back are now earning an additional 4% cash back — so the quarterly bonus is 4% on top of the usual rewards. So for the second quarter of 2024, restaurant spending that usually earns 3% with Chase Freedom Flex℠ earns 4% on top of that, for a total of 7%. Hotels booked through Chase usually earn 5%, so adding 4% to that gets you to 9% cash back.
Watch out for foreign transaction fees
These elevated rewards on dining and hotels booked through Chase make the Chase Freedom Flex℠ and Chase Freedom® ideal travel companions for spring and early summer trips. But if you’re traveling internationally, you might want to think twice before you whip out either card to pay for a meal or a hotel reservation.
Chase generally charges a 3% foreign transaction fee on its nontravel credit cards, which will cut into the value of any rewards you earn. The reward rates are high enough that you can still come out ahead, but you may need to do a little math first.
The information related to Chase Freedom® credit card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.
Do you want to make money from your phone? I have been making money from my phone for many years now, and it’s a great way to make extra income or even a full-time income! Your phone can help you make money in many ways too. You can sell things you don’t need or use…
Do you want to make money from your phone?
I have been making money from my phone for many years now, and it’s a great way to make extra income or even a full-time income!
Your phone can help you make money in many ways too. You can sell things you don’t need or use your skills on freelance platforms. Answering surveys, selling photos, or being a virtual friend can also make you money, all from wherever you are comfortable.
Best Ways To Make Money From Your Phone
Below are the best ways to make money from your phone.
1. Answer surveys
You can earn money with your phone by answering surveys. Companies pay for your opinion, and you can do this whenever you have free time, such as when you’re just sitting on the couch watching TV with your phone in your hand.
Surveys are like a bunch of questions that companies ask to find out what you like or what you think about something. They might ask about the food you eat, the games you play, or even about your shopping habits.
You answer these questions, and in return, they give you money, points, or free gift cards (such as free Amazon gift cards) as a way to thank you for your time.
Some of the paid online survey companies I recommend are:
Here are 11 Paid Online Survey Sites if you want to learn more.
I have done many paid surveys over the years, and I love how I can answer them right from my phone and whenever I want. I can answer them while watching a video, during a lunch break, before or after work, and more.
2. Sell photos
You can use your phone to take pictures and make money. Selling stock photos is a fun way to make money through passive income without actively working for it.
Not all photographers need a fancy camera to start. Your phone can work perfectly and the newest smartphones can take great, high-quality photos. My phone can take great pictures and it wasn’t super expensive – it’s just a normal Android phone.
With stock photography, you can upload pictures you’ve taken with your camera or phone to a platform like Depositphotos. When someone buys one of your photos, you earn a commission.
Websites, companies, and blogs use stock photos for many reasons. Businesses use them to improve their content, websites, or overall appearance when they might not have the time to take all the photos they need.
I personally often use stock photos in my blog posts, and I know many others who do too. The pictures throughout this article (yes, the one that you are reading) are all stock photos.
Stock photography includes pictures of things such as:
Travel and landscapes
Business and finance, like laptops, offices, and people working
Family, such as parents and children
Household items, such as a living room and kitchen
Animals, such as pets and wildlife
Vehicles like cars and boats
Health and wellness, such as fitness-related images, healthy food, someone working out
Sports, from professional events to casual games
Recommended reading: 18 Ways You Can Get Paid To Take Pictures
3. Instacart Shopper
Making money through your phone is possible with grocery and food delivery apps like Instacart. As an Instacart Shopper, you get paid to shop for groceries and deliver them to people who order online.
Getting groceries delivered is a service that lots of people are using more and more. I’ve used it a few times when I didn’t have time to go shopping or didn’t have a car.
With this job, you have the freedom to make your own schedule, and you can get paid pretty fast – sometimes the same day.
Delivering groceries is a popular side job, and all you need is a valid driver’s license, a car, and your cell phone.
You earn money for each delivery and get to keep all your tips. Platforms like Instacart and Shipt can help you make around $15 to $20 per hour.
Learn more at Instacart Shopper Review: How much do Instacart Shoppers earn?
4. JustAnswer
JustAnswer is a site where you can make money by using your phone to help others. If you have skills or knowledge in a particular area, you can answer questions and earn cash.
JustAnswer states that you can make $2,000 to $7,000 a month as an expert answering questions online on their site.
People ask questions, and the site matches them with an expert who can answer. For example, someone might ask how to change their oil or why their cat is sick. As an expert, you’ll be answering questions and giving personalized help through text chat.
There are experts in fields like mechanics, doctors, lawyers, veterinarians, home experts, appraisers, computer and tech experts, and more.
You can work whenever you want from your computer or cell phone, and you get to choose which questions you want to answer.
To get started, apply online on JustAnswer. They’ll verify your credentials (every expert on this platform is verified by a third party and needs to have licenses, education, or employment in their field of expertise). Once approved, you’ll have a quick meeting with the JustAnswer team to learn how to use the platform.
It takes about one week to become verified, and you can receive payments through direct deposit, PayPal, or Venmo.
Recommended reading: 28 Ways To Get Paid To Text
5. DoorDash
When you want to make money with your phone, DoorDash is one way you can do that. DoorDash is a gig app where you deliver food to people.
Working with DoorDash means you’re part of the gig economy, delivering restaurant meals to customers. You have the flexibility to pick your hours and decide when and where you want to work.
Depending on your location, you can deliver food with a car or by bike.
The app is your main tool for the job, and it shows you your orders, where to go, and how to get there.
Your earnings depend on each delivery. You can make $2 to $10 or more, plus tips.
Please click here to sign up for DoorDash.
6. Fiverr
Fiverr is a way to make money from your phone as it’s an online platform where people do all sorts of online work, like writing, designing, or making videos.
Some services you can sell to make money from your phone include:
Chat support customer service – Manage customer service for a business as a freelancer.
Social media posting assistant – Help clients schedule and post content on their social media platforms, such as Instagram and Facebook.
Virtual fitness coaching – You can give fitness coaching sessions or create personalized workout plans from your phone.
Online language lessons – Teach language lessons through video calls or voice messages.
Life coaching – Share motivational messages, life advice, or coaching sessions through your phone, such as in phone calls or texts.
Mobile app testing – Test and give feedback on mobile apps for developers.
When someone buys your service from your listing, they pay Fiverr. Fiverr takes 20%, and you receive 80% of the funds after a 14-day pending period.
Another popular platform somewhat similar to Fiverr for freelancers is Upwork.
7. RentAFriend
If you’re looking to make money from your phone, RentAFriend could be an interesting choice. This platform allows you to get paid for being a friend.
As a RentAFriend, you might respond to text messages and have phone conversations with the person. You can be a friend in person, over video chat, or through text messages, depending on your preference.
With RentAFriend, you set your own hours and the price for your time. Earnings can range from $10 to $50 per hour, depending on what you decide.
Here’s how it works:
Sign up on the RentAFriend website.
Create a profile that shows who you are and what kinds of activities you enjoy.
Once your profile is live, people can find you and request your friendship services.
People join this site to find a friend and someone to talk to, and that’s where you come in.
8. Papa app
Papa is a website where you can chat with older adults, help them around their house and with shopping, and more.
You’re simply giving them some extra support with their day-to-day tasks, and you can earn money right from your phone for some of these tasks.
As a Papa Pal, you get to set your own schedule. The amount you can earn per hour varies depending on your location.
9. BetterHelp therapist
If you’re a licensed therapist, you might like making money using your phone with BetterHelp. BetterHelp is an online platform where therapists help people.
You can work with clients by chatting, phone calls, or video calls. You’ll need good internet and a private place to talk.
As a therapist on BetterHelp, estimated earnings are around $100,000 per year for working 40 hours per week. You can also work part-time at around 5 to 15 hours per week and earn around $8,000 to $27,000 each year.
To join, they require at least 3 years of experience in therapy for adults, couples, or teens.
10. Play games on your phone
There are many money making apps where you can get paid to play games on your phone.
Game apps pay real money rewards because they earn money through ads and in-app purchases. To motivate you to keep playing their games, they share a portion of their earnings with you.
Here’s a quick list of the top game apps that pay real cash:
KashKick
Swagbucks
InboxDollars
When selecting gaming apps to make money, it’s important to check reviews and understand how you receive your earnings. Be cautious with apps that require payment to play or promise rewards that seem too good to be true. Also, keep track of the time you spend playing games to make sure it is worth it.
Recommended reading: 23 Best Game Apps To Win Real Money
11. User Testing
UserTesting is a way you can make money by trying out websites and apps. Companies will pay you for your honest thoughts on how easy they are to use.
To participate in tests, you’ll need a computer or a smartphone, an internet connection, and a microphone. Some tests may also require a webcam.
When you test websites, you look out for things that don’t work well or can be confusing. Your feedback helps companies improve as they want real opinions, not just quick answers.
Here’s how it works:
Sign up with a user testing site.
They’ll give you tasks, like finding something on a website. Most tests take about 15 to 20 minutes.
You record your screen and talk about what you’re thinking.
After you’re done, you send your feedback.
You get paid! You could earn around $10 per test.
Payments are usually made through online services like PayPal.
I have personally paid someone to do a UserTesting review on this site, Making Sense of Cents. It’s a great way to see what a stranger thinks of your website and they gave me tons of helpful tips and let me know what changes I should make to make my website better for readers.
12. Sell used items online
If you have stuff you don’t use anymore, selling it online can be a smart way to make some money. Your old phones, clothes, games, and books could be worth something to someone else.
And, you can do all of this right from your cell phone!
Whether you have old things around your home that you want to sell or if you want to start a reselling business, there are many apps that make it easy to sell stuff right from your phone.
Some of the best selling apps are Poshmark for clothing, Worthy for jewelry, Facebook Marketplace for local sales, and Decluttr for electronics.
I have personally sold many items over the years on various sites to make extra income. At one point, I even had a small reselling business. So, I understand firsthand how helpful these sites and apps can be!
13. Sell your data
You can earn money from your phone by selling your data through apps. These apps pay you for the data you don’t use. You might be concerned about safety, but in most cases, it is safe.
These apps usually operate in the background, helping companies understand how people use the internet. Data apps aren’t full-time jobs and you won’t get rich from them, but they can be easy side gigs.
Honeygain is one app where you can earn cash, and you get paid for data you’re not using. You just install the app, and it runs without you doing anything extra.
You receive payment based on the amount of traffic passing through your connection, with Honeygain paying $1 for every 10 GB of traffic.
14. Instagrammer
If you love sharing photos and videos, Instagram can be a great way for you to make some extra money with your social media accounts.
I have made income from Instagram over the years, and while it’s not my full-time income, it is a fun way to make money from my phone.
This is because you can start an Instagram on whatever niche you want, such as fitness, travel, fashion, family, and more. So, you may be able to have a lot of fun managing and growing your social media account.
Then, you’ll want to make sure you regularly share high-quality content, use relevant tags, post reels, and interact with your audience to steadily increase your follower count.
15. Get paid to walk
You can actually make money just by walking! There are apps that track your steps and reward you for staying active. You can download these to your phone, start walking, and watch your steps turn into rewards.
Sweatcoin is one app you might like. If you’re over 13 and have a smartphone, you can join. It changes your walking into points that you can use. You can get stuff like gift cards or even support charities.
Getting paid is easy:
Join an app – Sign up for an app that fits you.
Walk and collect – Carry your phone and collect points as you walk.
Earn rewards – Swap your points for things like money to PayPal or cool products.
Some apps might hook up to a fitness tracker. This way, if your phone isn’t with you, you won’t miss out on any steps.
Frequently Asked Questions
Below are answers to common questions about how to make money from your phone.
How can I use my phone to make money?
You can make money on your phone by selling things you no longer need on apps like Decluttr or through your own store on platforms like Shopify. You could also complete online surveys, sign up for market research, or perform tasks on gig economy apps.
How can I make passive income on my phone?
One way to make passive income from your phone is to sell stock photography. You could take pictures from your phone, and then sell them over and over again online!
How can teenagers earn money using mobile apps?
Teenagers can earn money from their phones in their spare time by taking online surveys, performing tasks, selling products online, or using apps that reward users for maintaining good habits, like staying active.
How can I make $100 a day on my phone?
There are many ways to make $100 a day from your phone, such as selling items online and signing up for gig jobs like Instacart.
What are the quickest ways to make money on your phone?
The fastest ways to make money with your phone include taking surveys, using cash back shopping apps (because you may shop online a lot already!), playing games that have real rewards, and delivering groceries or meals with gig apps.
How can I learn how to make money with my phone without any investment?
There are many ways to make money from your phone for free, such as answering surveys, selling items that you already own (such as old clothing that you no longer wear, CDs, DVDs, or old devices that you don’t use anymore), driving for Uber, delivering groceries with Instacart, and more.
What apps can I use to make money with my phone?
Apps like Instacart, Papa, and Uber are all good ways to make side hustle money with your phone. There are many other ways that I didn’t mention above that are good options, such as Fetch Rewards (scan your receipt from grocery shopping), Acorns (micro-investing app for your spare change), Ibotta (a grocery shopping app), Neighbor (rent out your storage), Lyft (drive others around), TaskRabbit (sell your handyperson services, such as building furniture), OfferUp (selling stuff that you no longer need), and Rakuten (get cash back on your online shopping).
These apps are available on both Google Play stores and the iOS app store.
How To Make Money From Your Phone – Summary
I hope you enjoyed this article on the many ways to make money from your phone.
As you can see from the above, there are many ways to make extra cash from your phone, from part-time gigs to full-time income. Whether you have an Android or Apple phone, there are many ways on the list above that you may want to try out.
What do you think is the best way to make money with a phone?
Atlanta is a city that is known for its buzzing energy, southern charm, and a stellar music scene, Atlanta is a city where everyone can find their niche and fit in. Whether you’re exploring the historic streets of Sweet Auburn, indulging in the food, or taking in the natural beauty of Georgia, Atlanta is a city that welcomes all with open arms.
This article will guide you through ten of the top things that make Atlanta such a desirable place to call home, shedding light on the things locals love about the city.
1. The Birthplace of Martin Luther King Jr.
Atlanta is famously known as the birthplace of Dr. Martin Luther King Jr. Visitors can explore the Martin Luther King Jr. National Historical Park, which includes his childhood home, the church where he and his father pastored, and his final resting place. This area serves not only as a historical site but also as a source of inspiration, reflecting on the powerful impact of King’s life and teachings on the fight for racial equality in America.
2. CNN Center
The CNN Center is the global headquarters of the Cable News Network, offering visitors a unique look behind the scenes of one of the world’s largest news organizations. Through studio tours, guests can witness the live production of news broadcasts, learn about the history of news media, and even try their hand at being a news anchor. It’s a must-visit for anyone interested in the inner workings of journalism and broadcast media.
3. Trap Music Museum
Known as “the world’s first hip hop museum,” the Trap Music Museum offers an immersive experience into the world of trap music through art installations, memorabilia, and one-of-a-kind exhibits that depict the history, evolution, and cultural significance of trap music. The museum has sections dedicated to influential trap artists and producers, showcasing their contributions to this relatively new but extremely popular genre.
4. World of Coca-Cola
Atlanta is the birthplace of Coca-Cola, the world’s most famous soft drink. The World of Coca-Cola museum offers a rare experience into the brand’s history, featuring a variety of exhibits that showcase the drink’s secret formula, its global impact, and its memorable advertising campaigns. Visitors can also taste over 100 different beverages from around the globe, making it a fun and fizzy adventure for all ages.
5. The Varsity
The Varsity is an iconic fast-food restaurant located in the heart of Midtown and is famed for being the world’s largest drive-in. Opened in 1928, it has become a landmark and a beloved institution in the city, serving classic American fare like hamburgers, hot dogs, fries, and its famous frosted orange milkshake. The impact of The Varsity on Atlanta goes beyond its menu; it is a gathering place for locals and visitors alike, drawing people from all walks of life, including students, tourists, and celebrities.
6. Georgia Aquarium
Home to tens of thousands of animals, including 500 species from around the world and more than 60 habitats, the Georgia Aquarium is one of the largest aquariums in the world. It provides a breathtaking look into the underwater world, featuring massive tanks, interactive exhibits, and educational programs. Highlights include the Ocean Voyager exhibit, where visitors can walk through an acrylic tunnel surrounded by sharks, rays, and other massive sea creatures. It’s an aquatic experience like no other.
7. Atlanta Botanical Garden
Situated in the Ansley Park area, the Atlanta Botanical Garden is a serene oasis that showcases a spectacular collection of plants and flowers from around the world. With its stunning landscapes, seasonal exhibits, and the Canopy Walk, a 600-foot-long skywalk that allows visitors to explore the treetops of the Storza Woods, the garden is a tranquil retreat from the city surrounding it.
8. The Atlanta BeltLine
The Atlanta BeltLine is a comprehensive revitalization effort that transforms the city’s former railway corridors into a network of public parks, multi-use trails, and transit options. It connects neighborhoods, supports sustainable growth, and provides a unique space for outdoor activities, art installations, and community events. The BeltLine is not only a place to get your steps in but also a living example of Atlanta’s commitment to urban renewal and green space.
9. Centennial Olympic Park
Built for the 1996 Summer Olympics, Centennial Olympic Park is now a hub of activity for those in downtown Atlanta. This 21-acre park serves as a legacy of the games, offering visitors interactive fountains, walking paths, and a calendar filled with concerts and festivals. It’s a place where locals and tourists alike come to relax, play, and celebrate the city’s spirit of unity and achievement.
10. The High Museum of Art
The High Museum of Art is one of the top spots to see the works of famous artists in the Southeast, housing an impressive collection of classic and contemporary pieces. Its many exhibits span various mediums and cultures, from Renaissance paintings to modern sculpture and from African art to works by Southern artists. The museum’s striking architecture, designed by Richard Meier and Renzo Piano, provides the perfect backdrop for its extensive collections. The High Museum of Art is not just a place to check out some art; it’s a place to experience the power of creativity and inspiration in its purest form.
If you’re the kinda gal that always forgets to blow her candles out when she leaves the house, a fragrance diffuser might just be your new best friend. This one has notes of fig leaf, cedarwood, and fig sap, and comes in an adorable votive.
2
this squiggly mirror
Catcan Aesthetic Irregular Mirror
2
this squiggly mirror
Catcan Aesthetic Irregular Mirror
Now 11% Off
Credit: Amazon
The internet is obsessed with this cute lil mirror, and, honestly, I can see why. How chic!
3
this earthy candle
Boy Smells Agua de Jardín Candle
3
this earthy candle
Boy Smells Agua de Jardín Candle
Credit: Boy Smells
With notes of pimento berry, jasmine, and ivy leaves, this candle smells like a fragrant forest. And that sounds pretty divine to me.
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4
this cute glassware
Bellaforte Shatterproof Tritan Plastic Tall Tumbler (Set of 4)
4
this cute glassware
Bellaforte Shatterproof Tritan Plastic Tall Tumbler (Set of 4)
Credit: Amazon
Not only are these glasses gorgeous, but they also claim to be unbreakable. I love STEM!
5
these v practical vases
LZV Ceramic Vase (Set of 2)
5
these v practical vases
LZV Ceramic Vase (Set of 2)
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Credit: Amazon
You’re gonna need somewhere to put all your fresh (and let’s be real, also faux) flowers. This stunning two-piece vase set is where it’s at.
6
these trendy candles
ACITHGL Bubble Candles (Set of 2)
6
these trendy candles
ACITHGL Bubble Candles (Set of 2)
Credit: Amazon
Just bite the bullet already and get yourself some of these precious bubble candles. Your Instagram feed is practically begging you to.
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7
this cozy blanket
Justina Blakeney Hand in Hand Throw
7
this cozy blanket
Justina Blakeney Hand in Hand Throw
Yes, your couch needs a throw blanket. And yes, this one is neutral enough to work year-round.
8
this decorative throw pillow
ZANYB Soft Knot Ball Throw Pillow
8
this decorative throw pillow
ZANYB Soft Knot Ball Throw Pillow
Plop one of these plush bad boys on your couch or bed, and voilá! Spring has sprung.
9
this weighted blanket
Bearaby Hand-Knit Weighted Blanket
9
this weighted blanket
Bearaby Hand-Knit Weighted Blanket
Credit: Amazon
Most animals come out of hibernation in the spring, but this breathable weighted blanket from the brand Bearaby will make you want to stay indoors for a few more months (at least). I’m personally obsessed with this pretty moonstone grey color.
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10
this beaded chandelier
ALICE HOUSE 14.2″ Wood Bead Chandelier
10
this beaded chandelier
ALICE HOUSE 14.2″ Wood Bead Chandelier
Go the extra mile and switch out your current lighting fixture for this beaded beauty. Trust me, it can completely transform a room.
11
these faux flowers
Kamang Artificial Poppy Silk Flowers (3 Stems)
11
these faux flowers
Kamang Artificial Poppy Silk Flowers (3 Stems)
How pretty are these silk poppy flowers? The best part is they don’t need watering.
12
this tea set
Jusalpha Glass Teapot with Warmer and 6 Tea Cups Set
12
this tea set
Jusalpha Glass Teapot with Warmer and 6 Tea Cups Set
This glass teapot set is timeless. And it’ll give you an excuse to brew some pretty colored teas!
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this dish towel
Shirayuki Japanese Kitchen Cloth
13
this dish towel
Shirayuki Japanese Kitchen Cloth
Switch out that (potentially moldly and otherwise just downright gross) dish towel for this cute, spring-forward one.
14
this floral garland
Lvydec Silk Peony Garland
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this floral garland
Lvydec Silk Peony Garland
Hear me out: This garland of silk peonies would look so fab draped ever-so-effortlessly across your dining room table or fireplace mantle.
15
this woven basket
Deco 79 Large Seagrass Woven Wicker Basket
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this woven basket
Deco 79 Large Seagrass Woven Wicker Basket
This wicker basket is perfect for storing extra throw blankets, pillows, spare linens, or literally anything else—all without being a total eyesore.
Kim Duong is the senior shopping editor at Cosmopolitan, overseeing shopping coverage online for all things fashion, lifestyle, beauty, and sex. When she’s not musing about which products are actually worth your hard-earned cash, she’s also writing (sometimes slightly unhinged) fashion content in print. You can find her previous writing in Refinery29, InStyle,Travel + Leisure, and StyleCaster. Follow her on Instagram for bottomless cute dog content and did-that-really-happen-to-me story times in her highlights.
Hannah Chubb is the lifestyle editor at Cosmopolitan, covering all things home, travel, food, health, career, and more. She spends pretty much every hour of every day curating the internet for the best new products, trends, and travel destinations. You can typically find her looking for houses she can’t afford on Zillow or Airbnb, planning her next meal before she gets to the restaurant, or taking all of the Justin Bieber classes over and over and over again on Peloton. Follow her on Instagram.
Bakersfield is a city that uniquely blends its historical roots with a keen eye toward the future, offering a distinct experience unlike any other.
From its legendary country music heritage to its significant role in the oil and agriculture industries, Bakersfield is a city that stands out in the heart of the Golden State.
Whether you’re exploring its scenic outdoor spaces, diving into its rich musical history, or enjoying the local food scene, living in Bakersfield is not a bad way to spend your days.
1. The Bakersfield sound
Bakersfield strikes a chord in the hearts of country music lovers everywhere. Known as the birthplace of the Bakersfield Sound, this city played a pivotal role in shaping the direction of country music in the 1950s and 1960s. Legends like Buck Owens and Merle Haggard brought a raw, electrifying sound to the genre, distinguishing themselves from the polished Nashville style. Today, Buck Owens’ Crystal Palace stands as a living monument to this musical heritage, offering live performances, a museum, and a restaurant, all dedicated to preserving and celebrating the unique sound that Bakersfield contributed to the world of country music.
2. Oil
Bakersfield’s economy has been significantly shaped by the oil industry since the late 19th century. The city sits atop one of the largest oil-producing areas in the United States, making it a critical hub for energy production. This industry has not only powered local economic growth but has also provided numerous job opportunities, shaping the city’s landscape and community. The presence of oil derricks scattered around the outskirts is a testament to the enduring legacy and importance of the oil industry in Bakersfield.
3. Agriculture
The fertile lands surrounding Bakersfield contribute to its status as a powerhouse in the agricultural sector. Known for producing a wide variety of crops, including almonds, carrots, and citrus, the city plays a crucial role in feeding the nation and the world. Bakersfield’s agricultural success is celebrated annually at the Kern County Fair, where locals and visitors alike can experience the diversity and richness of the region’s produce.
4. Kern River
Bakersfield’s geographical location offers unique opportunities for outdoor enthusiasts. The city is a gateway to the great outdoors, with the Kern River providing a playground for water sports, fishing, and hiking. The surrounding areas, such as the Sequoia National Forest, offer breathtaking landscapes and a chance to escape into nature. Whether it’s rafting down the river or exploring the trails, Bakersfield is a haven for those seeking adventure and natural beauty.
5. The Fox Theater
The Fox Theater is an architectural and cultural gem in the heart of Bakersfield. Since its opening in 1930, the theater has hosted a myriad of performances, from movies to live concerts and plays. Its stunning restoration has preserved its historical charm while allowing it to remain a vibrant venue for entertainment. The Fox Theater is a symbol of the city’s commitment to preserving its cultural landmarks and continuing to offer a rich arts scene.
6. Higher education
Bakersfield is home to several higher education institutions, including California State University, Bakersfield (CSUB), and Bakersfield College. These institutions not only provide educational opportunities for residents but also contribute to the local economy and cultural life. With a variety of programs and initiatives, these schools are integral in preparing the next generation of leaders and innovators.
7. The Basque community
Bakersfield boasts a significant Basque community, one of the largest in the United States. This cultural presence is celebrated through its cuisine, with several Basque restaurants offering traditional meals in a communal setting. The annual Basque Festival showcases traditional dance, music, and sports, highlighting the rich cultural heritage that the Basque community brings to the Bakersfield area.
8. Kern County Museum
The Kern County Museum provides a deep dive into the historical and cultural fabric of Bakersfield and the surrounding region. With exhibits ranging from oil production to the pioneer experience and the development of the Bakersfield music scene, the museum offers a comprehensive look at the forces that have shaped the area. It’s a must-visit for anyone looking to understand the city’s past and its impact on the present.
9. First Friday Art Walk
Bakersfield’s art and culture scene is vibrant and growing, with galleries, theaters, and community events that celebrate local talent and creativity. The First Friday Art Walk in downtown Bakersfield is a popular monthly event where artists and performers showcase their work. This thriving ecosystem reflects the city’s diverse population and its staunch support for the arts.
10. Carrots
Carrot farming plays a significant role in Bakersfield, California, positioning the region as a leading producer of carrots in the United States. The area’s favorable climate and fertile soil provide ideal conditions for carrot cultivation, contributing substantially to the local economy and employment. Bakersfield’s carrot industry not only supports a vast network of farmers and agricultural workers but also hosts research and development in carrot breeding and farming techniques, enhancing the quality and yield of the crop.
Are you all about saving, spending, or do you hide your head in the sand when it comes to personal finance matters? This money personality quiz helps you uncover your money style. That, in turn, can be a way to learn about your strengths and weaknesses and manage your cash that much better.
Each person handles their money in a unique way. Some people are laser-focused on saving and building their nest egg. Others believe that money is there to be spent on fun and satisfying purchases and experiences. And still others would prefer to look the other way when talk turns to 401(k)s and IRAs.
By knowing your money M.O., you can take steps to enhance your financial status. Ready? Read on for the details.
What’s Your Money Personality?
Steady Saver
Did the money personality quiz say you’re a steady saver? That likely means that you are well aware of your monthly budget and how much cash is coming in and going out. In addition, you are probably following the standard financial advice to save at least 10% or 20% of your take-home pay.
You may well be investing that in a 401(k) and getting a company match and putting funds into an IRA, too.
You are the kind who may have multiple bank accounts, with savings for various short- and long-term goals, such as the down payment on a home and your toddler’s future educational needs. Heck, you might even brag a little to friends and family about how much you have socked away.
Overall, you have some very impressive financial habits down pat. Keep up the good work. However, are you missing out on living your best life? There is the possibility that you may be overdoing it and being perhaps a tad too rigid. Does saving for Junior’s college fund mean the family can’t take a vacation for the next 17 years? Check in with yourself, and make sure you aren’t overly focused on your future goals.
💡 Quick Tip: An online bank account with SoFi can help your money earn more — up to 4.60% APY, with no minimum balance required.
Get up to $300 when you bank with SoFi.
Open a SoFi Checking and Savings Account with direct deposit and get up to a $300 cash bonus. Plus, get up to 4.60% APY on your cash!
Super Spender
To cut to the chase, you love the things that money can buy. Nothing wrong with that! Omakase dinners at that new Japanese restaurant, the perfect new dining table, the latest mobile device, and baby’s first Disney vacay: There are plenty of things that your income can buy that make daily life delightful and memorable.
But when you see money as simply a conduit for experiencing the best here and now, you are likely risking a couple of very important things:
• You may be incurring debt.
• You may not be planning for your future.
• You may be succumbing to lifestyle creep vs. building wealth.
So here are some steps to take:
• Consider whether you are saving towards the important milestone goals that many people aspire to, such as the down payment on a home, a college fund for your kids, and a healthy retirement account.
Meeting with a financial advisor may be a wise move to get you on track for saving for these aspirations and perhaps learning more about the fine points of investing.
• Take a look at your budget, or make one if you don’t yet have one. Among the various budgeting methods is the popular 50/30/20 rule, which says to put 50% of your take-home towards needs, 30% to wants, and 20% towards savings and additional debt payments.
• Check in with your credit card debt. You don’t want your balances and credit utilization ratio to get too high. If you find you are facing challenges, consider a snagging balance transfer credit card offer, using a lower-interest personal loan to pay off credit card debt, or working with a nonprofit credit counseling agency to reduce your load.
The Money Shunner
If the money personality quiz indicates that you’re a money shunner, it may mean you are not comfortable with financial matters so you choose to look the other way. Many people feel stressed when thinking about money, whether because they don’t think they are good with numbers or they don’t have a solid base in personal finances (after all, you probably didn’t sit through a budgeting basics class in high school).
But if you tend to avoid money matters, you could be missing opportunities to reach your personal goals and gain a sense of security.
To gain financial literacy, you can dip into self-education. Your bank may have a library of content, or you can try well-respected books, magazines, newsletters, and podcasts. You might also take a class, whether in person or online.
In addition, meeting with a financial advisor could be helpful.
You may also want to pay more attention to your budget and understand your income and how much you’re spending and saving. These steps can help you make friends with your money and get it to work harder for you.
Recommended: Getting Back on Track After Going Over Budget
The Takeaway
A money personality quiz can reveal what your relationship with your finances is like. It can help identify whether you tend to be focused on saving (perhaps too much so), spend a bit too freely, or don’t pay enough attention to your cash. By tweaking your approach, you could build your financial literacy and wealth. Making sure you have the right advisors and banking partner are other important facets of this.
Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.
Better banking is here with up to 4.60% APY on SoFi Checking and Savings.
FAQ
What are some common money personality types?
There are different ways to categorize money personalities. You may see ones that use the terms spender, saver, and avoider, among others.
How do I know if my money style is too much about spending?
Typical signs that your money style involves too much spending can be having a large amount of credit card debt, living paycheck to paycheck, and not saving enough (or at all).
If my money style is a saver, isn’t that good?
Saver can be an excellent habit and can help you reach your financial goals and be prepared for whatever comes your way. However, you likely don’t want to go overboard and should enjoy your earnings as well.
The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
SoFi members with direct deposit activity can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a deposit to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate.
SoFi members with Qualifying Deposits can earn 4.60% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant.
SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.60% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.
SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.
Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at https://www.sofi.com/legal/banking-rate-sheet.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
Advertiser Disclosure: Credit.com has partnered with CardRatings for our coverage of credit card products. Credit.com and CardRatings may receive a commission from card issuers.
Editorial Disclosure:Opinions, reviews, analyses and recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Snapshot: The Chase Sapphire Reserve® is best for consumers who travel frequently and want to earn bonus points on flights, hotels and car rentals. Although it has a high annual fee, it also comes with a generous welcome offer, gives you access to more than 1,300 airport lounges and includes multiple types of travel insurance.
Pros
Cons
5X points on flights
Steep annual fee
10X points on hotels and rental cars booked with Chase
Focuses heavily on travel rewards
Includes trip cancellation and trip interruption insurance
1-to-1 point transfer to multiple hotel and airline loyalty programs
Full Review of Chase Sapphire Reserve® Card
This card is great if you want to earn bonus points based on your travel spending. As part of the Visa network, the Chase Sapphire Reserve® works at millions of merchants around the world, making it a convenient option for road warriors. Additionally, your Chase Ultimate Rewards® points are even more valuable when you use them to book travel through the Chase portal.
What You’ll Like About This Card
Annual Travel Credit
Every year, Chase gives you statement credits worth up to $300 based on your travel spending. To receive the credit, you must use your Chase Sapphire Reserve® card to make eligible travel purchases. Flights, car rentals, hotel bookings, bus fare and parking fees all count toward this requirement.
If you qualify for the full $300, you can earn back more than half the cost of the annual fee just by using your Chase Sapphire Reserve® card to pay your travel expenses. Note that the card resets every year around your anniversary date, not at the end of the calendar year.
Generous Welcome Offer
Need more credit?
Chase also offers a generous welcome bonus for new cardholders. bonus_miles_fulll
Travel Insurance Benefits
The Chase Sapphire Reserve® comes with several types of travel insurance:
Trip cancellation: If you have to cancel a trip for a covered reason, one of Chase’s insurance partners may reimburse you for your prepaid, nonrefundable expenses. For example, if your travel companion passes away before your departure date, you may be able to recoup the money you spent on flights and hotels.
Trip interruption: Sometimes, you have to end a trip earlier than expected due to an emergency. For example, if you come down with a serious illness overseas, you may have to return to the United States right away. If this happens, one of Chase’s travel insurance partners may reimburse you for your prepaid, nonrefundable expenses.
Baggage delays: If you’re traveling via a common carrier, such as a commercial airline or railroad, Chase may reimburse you for clothing, toiletries and other expenses associated with baggage delays. A common carrier is any company that charges members of the public for transportation services.
Auto rental collision damage waiver: Your Chase Sapphire Reserve® also comes with rental car coverage. To use this benefit, you must decline the collision insurance offered by the rental company. If you’re in an accident or someone steals or vandalizes your rental, one of Chase’s insurance partners may pay to replace or repair the vehicle.
Bonus Points on Travel Categories
One of the best reasons to get the Chase Sapphire Reserve® is because you get extra bonus points on several types of travel expenses. If you use Chase to book a hotel or rent a vehicle, you’ll earn 10 bonus points per dollar spent. For example, a hotel stay worth $500 gives you 5,000 bonus points.
You’ll also earn 5 points per dollar spent on airfare. If you spend $1,200 on a first-class ticket to Hawaii, for example, you’ll earn 6,000 bonus points. Chase offers 3 points per dollar spent on other travel expenses.
Bonus Points on Dining Purchases
The Chase Sapphire Reserve® is even more beneficial if you dine out frequently. When you make an eligible restaurant purchase, you’ll earn 3 points per dollar spent.
Airport Lounge Access
Chase Sapphire Reserve® members have access to more than 1,300 airport lounges around the world. You’re also allowed to bring up to two guests per visit.
Additional Value When Redeeming Through Chase Ultimate Rewards®
The value of your bonus points increases by 50% when you redeem them through Chase Ultimate Rewards®. This makes it easier to use your bonus points to cover your travel expenses.
The Drawbacks
High Annual Fee
The Chase Sapphire Reserve® comes with an expensive annual fee. Although this is a bit steep, you can easily earn back the fee if you qualify for the $300 annual travel credit and use some of your other card benefits.
Focus on Travel
The Chase Sapphire Reserve® is a great credit card if you travel frequently. It may not be the best fit for your needs if you’re a homebody who prefers to earn bonus points in other categories, as non-travel categories only earn bonus points at a rate of 1 point per dollar spent. For example, if you spend $300 on clothing, you’ll only earn 300 bonus points.
Is It Worth It?
The Chase Sapphire Reserve® is absolutely worth it if you travel or dine out often enough to earn more than the annual fee in benefits. Note that this card is reserved for consumers with scores in the good to excellent range.
Chase Sapphire Reserve® FAQ
Is the Chase Sapphire Reserve® card hard to get?
The Chase Sapphire Reserve® card is somewhat hard to get, as it’s reserved for consumers with good to excellent credit scores.
Is the Chase Sapphire Reserve® card better than the Chase Sapphire Preferred® card?
The Chase Sapphire Reserve® comes with more benefits than the Sapphire Preferred®, but it also has a much higher annual fee. If you’re looking for an inexpensive card with good benefits, you may want to consider the Chase Sapphire Preferred® card. Otherwise, the Chase Sapphire Reserve® card gives you access to better perks.
Is the Chase Sapphire Reserve® card a luxury card?
The Chase Sapphire Reserve® card is a premium credit card, but it’s not one of the cards in the Luxury Card portfolio. Luxury Card issues the Mastercard® Titanium Card™, the Mastercard® Gold Card™ and the Mastercard® Black Card™.
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