Hoping to increase the housing supply and help families build wealth, the Federal Housing Administration on Thursday proposed several changes to its guidelines that could make it easier to buy a house with an accessory dwelling unit or to build an ADU.
The agency’s proposal would allow lenders to offer renovation loans to build ADUs and consider future rent from the unit when calculating how much a customer can afford to borrow. Under current rules for FHA-backed loans, lenders can consider rental income from duplexes but not ADUs.
The proposal would address one of the main barriers that people with little home equity and low to moderate incomes encounter when they try to get a loan for an ADU. “This is a huge step in helping us actually build ADUs,” said Meredith Stowers, a loan officer at CrossCountry Mortgage in San Diego.
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Other parts of the proposal would allow FHA-backed construction loans to be used to build a house and an ADU.
FHA Commissioner Julia R. Gordon said the agency is trying to advance two important goals with the proposal: enabling more people to own homes that include income-generating property, as the FHA does for duplexes, and increasing the housing supply.
The proposal is just a draft at this point, though, and it could change in response to public input.
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The FHA doesn’t lend money directly; instead, it provides guarantees for loans issued by banks, which increase banks’ willingness to lend and reduces the interest rate charged. The guarantees are available only for loans that stay within the size limits set by the FHA. In Los Angeles County, the maximum for a one-unit property is just under $1.1 million. (The proposal would classify a single-family home with an ADU as a one-unit property.)
Under an FHA-backed renovation loan, homeowners can borrow more than the current value of their homes if the improvements they’re planning would justify it. But the FHA will back loans only if the monthly payments are deemed affordable, which means that they can’t push the borrower’s recurring obligations over a set percentage of the borrower’s income.
That’s why including future rents could make a big difference — increasing borrowers’ income makes it more likely that they’ll be able to borrow enough money to build an ADU, which can easily cost $150,000 to $200,000.
In contrast to the FHA’s proposal, Fannie Mae and Freddie Mac — two giant, federally chartered purchasers of home mortgages — do not support loans that factor in theoretical rental income from a yet-to-be-built ADU. The inability to consider potential rental income “is a massive obstacle in helping my clients obtain loans to build their ADUs,” Stowers said. Most of her clients are using home equity lines of credit to build ADUs, but the FHA’s proposal “would allow us to offer much lower-interest first mortgages” to finance the purchase of a home and the construction of an ADU.
“This is what the vast majority of Californians want,” she said. Many of her clients are families that combine the resources of multiple generations to build compounds consisting of two houses and two ADUs, she said. “Why wouldn’t you support that? These families are building a strong financial foundation, but also social ties that are invaluable.”
Gordon said the lack of historical data about ADUs and the value they add to a property has made them a challenge for the FHA, Fannie and Freddie. “It’s a little bit of a chicken-and-egg problem,” she said — there’s not enough data for lenders to figure out how to underwrite the projects, but without the loans, there’s no way to generate more data.
“To be honest, the easiest thing to do in that situation is always to do nothing.”
The FHA’s proposal seeks to support ADUs the way the agency has supported the construction and purchase of duplexes, but with some extra safeguards. For its rapid online loan evaluations, it would allow lenders to consider only 50% of the fair market rents a new ADU could generate — with duplexes, the limit is 75% — and those rents could constitute no more than 30% of the borrower’s total income when determining how large a loan to issue.
“This is new territory, and that’s why we’re putting this policy on the drafting table to receive public input,” Gordon said.
ADU construction has taken off in California, accounting for 15% of the housing units approved in the state in 2021. But this type of project is starting to be a national phenomenon, Gordon said, as more communities grapple with shortages of affordable housing and the need to increase density.
“It’s my sense that many jurisdictions find that permitting ADUs to be a more palatable political first step in making adjustments to zoning,” she said. “That’s why I do think we will start to see more interest.”
An ADU that can be rented out and appreciate in value over the years also creates a chance to build wealth from generation to generation.
“In a more modest neighborhood, the ability of a household to get into first-time homeownership of both the unit that they’ll be occupying and the unit that has a rental opportunity can be an excellent wealth-building opportunity,” Gordon said. “Many families over the years have successfully increased their own prosperity and really the stability and prosperity of the neighborhood in this way.”
Stowers praised the FHA for moving forward and recognized the agency’s concern about going too far too fast. But she added, “All the agencies have been tiptoeing toward this moment. But my hope is they will tiptoe a lot faster.”
About The Times Utility Journalism Team
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When most people picture a real estate agent, they think of someone salesy and outspoken: an extrovert. But today’s guest, Barry Karch, says that some of the best real estate salespeople are actually introverts. Tune in and discover how an introvert’s unique personality traits can be leveraged for superhuman success in sales. Plus, we discuss the El Paso real estate market, the reason why most people never remember their Realtor, and more.
Listen to today’s show and learn:
About Barry Karch [1:43]
How Barry got into real estate [2:11]
Will a college degree help your real estate career? [3:50]
What Barry would change about his first few years as an agent [5:45]
Why you must stay top of mind for repeat business [6:57]
Barry’s pre- and post-pandemic sales [10:02]
The El Paso real estate market [11:01]
Introverted personality traits [16:53]
Barry’s advice for introverted real estate agents [18:25]
How Barry got leads in the ‘80s compared to how he gets them today [20:16]
Barry’s #1 recommendation for introverted real estate agents [24:18]
One of the best inexpensive gifts for potential clients [25:38]
Advice for everyone on how to succeed in real estate [26:36]
Barry’s experience with real estate referrals via Homelight [29:53]
Barry’s real estate market predictions [32:17]
The Real Estate UnSalesperson podcast [32:52]
Why Barry, an introvert, loves real estate [33:48]
Barry Karch
Barry Karch has always considered himself an unlikely Realtor – quiet, introverted, unsalesy. Not your prototypical formula for success! Yet, Barry has been a top selling Realtor for 36 years, selling as many as 100 homes per year. He has come to realize that being an introvert in real estate gives him many advantages over his more extroverted colleagues. He has created a podcast called The Real Estate UnSalesperson to encourage and inspire his fellow introverted Realtors and has just launched the UnSalesperson community (find info at patreon.com/unsalesperson). His mission is to teach introverts that they have what it takes to succeed in real estate.
Related Links and Resources:
Thank You Rockstars! It might go without saying, but I’m going to say it anyway: We really value listeners like you. We’re constantly working to improve the show, so why not leave us a review? If you love the content and can’t stand the thought of missing the nuggets our Rockstar guests share every week, please subscribe; it’ll get you instant access to our latest episodes and is the best way to support your favorite real estate podcast. Have questions? Suggestions? Want to say hi? Shoot me a message via Twitter, Instagram, Facebook, or Email. -Aaron Amuchastegui
Where will you work out when you move to Tampa? How about in your own apartment community!
Having a fitness center in your apartment community can lead to all sorts of lifestyle perks. You won’t have to sacrifice your workout and you’ll have access to one of the best gyms in Tampa.
Here are some of the best apartment gyms in Tampa that will help you reach your fitness goals.
Source: Rent. / Olympus Harbour Island
Funky windows and colorful accents give the sleek workout space at Olympus Harbour Island a fresh look. Open 24 hours, you’ll find both cardio and strength machines in the main area, with a separate spin studio that offers fitness classes on demand. The gym also contains a CrossFit box and punching bags.
Located on an island in Southeast Tampa, there are plenty of taverns and restaurants in this quiet and walkable area. A trolley connects the island to the mainland. Olympus Harbour Island also provides its own recreation with an impressive pool area with a lot of lounge chairs, a giant chess set and cabanas.
Source: Rent. / Azula North
In Temple Crest, a more established community on the northeast side of Tampa, you’ll find the bright green-and-turquoise-accented gym at Azula North. This multi-sectioned fitness center has a row of cardio machines that wrap around the entire space. A CrossFit box and strength training equipment are toward the back. A separate yoga studio space has a massive mirror and soothing art.
Azula North also provides residents with a resort-style pool, planned social events, lake views and more.
Source: Rent. / AVE Tampa Riverwalk
The two-story gym at AVE Tampa Riverwalk has plenty of windows that extend all the way up. A smoke-free community in Northeast Tampa, the fitness center also has a Zen Yoga Room. Within the main section, a row of cardio machines face out, and an astroturf section with CrossFit boxes sits beside all the strength training equipment.
When it’s time to relax, the pool at AVE Tampa Riverwalk sits on a palm-tree-lined courtyard with a nice lounge area. There’s even a pet spa to pamper your furry friend.
Source: Rent. / Bell Channelside
Within the very urban and walkable neighborhood of the Channel District, you’ll find the amenity-laden community of Bell Channelside. There’s a pet spa and bark park, furnished guest suits, a 24-hour java bar and lounge and tranquil courtyards, just to name a few special features.
The fitness center at Bell Channelside consists of two rooms. The first contains all the strength training machines and equipment, while the second is full of cardio machines, a small kitchenette and a spin studio. Bright and colorful, with pops of orange and red, the fitness area totals 2,700 square feet.
Source: Rent. / Cortland Bayport
With free group classes and lighted tennis courts, Cortland Bayport is so much more than a basic place to live. The fitness center itself is nice and bright with funky mirrors and hints of burnt orange on the equipment. The community also has an on-site resident market, resort-style pools, a waterfront boardwalk and a community dock with boat slips.
Located in Town N County Alliance, this area is right off Old Tampa Bay, slightly apart from the hustle and bustle of the city center.
Source: Rent. / The Pointe on Westshore
Fresh towels and funky, modernistic lighting greet you at the fitness center at The Pointe on Westshore. There are also two rows of cardio machines, free weights, a CrossFit box and more in this fitness-on-demand facility.
A Southwest Tampa gem, The Pointe on Westshore also features two heated pools, a car wash, a pet spa and lounges. Sandwiched between Old Tampa Bay and Hillsborough Bay, the surrounding area provides a ton of water views and beachfront access.
Source: Rent. / The Oasis at Highwoods Preserve
A little ways from the city center, the quiet and suburban neighborhood of West Meadows sits to the northeast. Here, you’ll find The Oasis at Highwoods Preserve with a theater room, two dog parks, a saltwater pool and a game room with arcade games and billiards.
The gym doesn’t disappoint either. It’s open 24 hours and is a large, bright space with great lighting and nice windows. Equipment-wise, the gym provides a colorful and extensive assortment of all kinds of workout machinery.
Source: Rent. / Mezzo of Tampa Palms
An impressive space, with a nice assortment of equipment of all kinds, the fitness center at Mezzo of Tampa Palms is nicely stocked. Accented by wood panels, the main area contains cardio and strength machines. A glass entryway leads into the fitness studio with spin bikes and CrossFit boxes. Fitness-on-demand classes are available here too. There are also tennis and racquetball courts on the property.
Known for its golf courses and green spaces, you’ll find Mezzo of Tampa Palms in New Tampa. Specifically, this area is home to the Lower Hillsborough Wilderness Reserve with hiking trails and picnic spots, and the New Tampa Nature Park with a zip line and climbing wall.
Source: Rent. / Arbor Walk
Also in the neighborhood of Temple Crest, Arbor Walk is a green community with a resort-style pool, sundeck, bark park and cyber cafe with WiFi.
The gym is a bright and open space with a variety of machines wrapping around two walls of windows. Cardio and strength machines sit together, with a separate space for free weights and a CrossFit box.
Source: Rent. / Camden Bay
Surrounded by a 1,000-acre nature preserve, Camden Bay is an impressive place to live. Also in Town N County Alliance, the community provides private boat ramps with direct channel access to Tampa Bay. There’s also separate boat parking when you’re not going out on the water.
Camden Bay has lighted tennis courts and a fitness center that’s open 24 hours with neat rows of equipment. A cool space with wood paneling on the ceiling and faux greenery on the walls, the gym has a separate yoga studio complete with large mirrors.
Grab an apartment workout at one of the best gyms in Tampa
There are certain things Tampa locals all know to be true, one of which is that where you live matters. You want your home to be located near a beach and have fun places to go. You also want your home to offer you conveniences, like access to a gym.
There are plenty of Tampa apartments that can fulfill all your needs, and all you’ve got to do is start looking. Good luck!
Featured image source: Rent. / AVE Tampa Riverwalk
Last week brought little news aside from continued mortgage rate fluctuations as a result of Omicron concerns, Federal Reserve tapering, and more. Let’s cover the latest in this week’s holiday edition of the Mortgage Monday update!
Rates Update
Even with markets closing early in accordance with the shortened week, mortgage rates shifted from high to low and back again in the days leading up to Christmas. Freddie Mac’s PMMS reported an overall rate decrease between December 16 and 23, citing Omicron as a reason for recent market volatility. Still, Freddie’s survey results coming in mid-week leaves room for change – and we saw it last week as rates finished slightly higher, according to experts. Luckily this back and forth has resulted in little change for the average borrower.
Experts and major housing authorities are still expecting rates to climb in 2022. Of course, the rate at which this happens will likely depend on the severity of Omicron and its effects on consumer activity – an ongoing concern and a topic we’ll continue to cover for you as it develops. For now, the movement of mortgage rates remains minimal but will be important to keep an eye on as we begin the New Year.
Our rate forecast? Slight increases in January dependent on Omicron and the market’s response. Contact your Total Mortgage loan officer if you have any questions or concerns.
Still Important – Loan Limit Increases in 2022
In case you missed it, the Federal Housing Finance Agency (FHFA) and Federal Housing Administration (FHA) made big announcements regarding their borrowing limits for 2022. The result: more bang for your buck to help compete with rising market prices. With loan limit increases for both conventional and FHA options, these upcoming changes will benefit a wide range of borrowers and create more flexibility in the market. The start of the New Year will be a great time to lock in a new rate, so be sure to contact your Total Mortgage loan officer now to get the ball rolling.
For now, review the updated loan limits in detail below.
In Closing
The window to take advantage of low mortgage rates will likely close quickly in 2022. Among other things, the Fed doubling its tapering efforts will push rates higher, but this could be countered by Omicron at every turn. The gradual increase will continue, but its speed has yet to be determined – be sure to lock in a rate now while they remain at historic lows. Looking ahead, the remainder of the holidays should bring little change and relative stability to our industry. Enjoy the rest of your week and as always, stay tuned for our next Mortgage Monday update in 2022!
Yesterday we talked fall fashion. Today we have a moody fall mood board for your. While we may have a few more weeks to enjoy our typical Bay Area Indian Summer, we’re ready to stash the rosé for another day and uncork deep moody merlots. We’re also ready to say goodbye to bright summer colors and surround ourselves in dark classic colorways. And what’s more classic than black and white? From interior design to photgraphy, fashion or plating food, we will always die over this dynamic duo!
Some may think of black & white as a restricting palette with which to work, but as you can see above, the possibilities are in fact endless – the inspiration limitless. Black and white combinations are confident and dramatic, elegant and restrained all rolled into one. This pairing will never do you wrong!
Looking to add this bold and classic combo to your life? We’re loving these pieces! SHOP HERE
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How carefully do you budget? Do you account for every dime, or is there some wiggle room in your spending plan?
Since I got on the wagon with tracking my spending, there’s no miscellaneous category in my budget anymore. Every dime of my income is accounted for. I know how much I spent on parking meters last month ($2.75), as well as bigger ticket items like what my household utilities cost ($328).
That’s great for budgeting. I base my spending plans for the coming month on my actual spending from previous months. In theory, my household finances should be a well-oiled, debt-slaying machine.
In theory. In theory, there’s no difference between practice and theory. But in practice…
Too good to be true In practice, I end every month feeling pinched, wondering where all my money went and why my grocery envelope is so thin this week. Yes, I can check my spending records to get answers to those questions. But I would have thought that by now I’d have solved the problem.
I haven’t for two reasons. One is that I’ve deliberately cut our daily operating budget very close to the edge. We lived for a long time on less than half our current household income. Our income has gone up, but we still have debts to pay off. As uncomfortable as it can be to shake the last cup of black beans out of the cupboard because I ran out of grocery money, I’d rather spend a few more years living on a tight budget in order to get out of debt faster.
In other words, I make myself feel broke on purpose.
Back in the day, I used to come up against the end-of-month bills in a panic, staring at a dwindling bank balance and no back-up plan. Now I have the same immediate problem of squeezing money for the electric bill out of the grocery budget. But instead of a wad of maxed-out credit cards, I have zero credit debt and a nice start on an emergency fund building in my online savings account. That’s a huge improvement.
I’d still like to think, though, that after two years of tracking every penny I spend, I could accurately predict how much money I’ll need each week.
I fail because every month there are some irregular expenses. Sometimes they’re big, like a surprise $600 vet bill for our cats. Sometimes they’re small, like spending $30 at the charity book fair at my kids’ school or buying a $100 part for my oven.
The point is just that every month it’s something — something I neglected to account for. The more I plan ahead, the fewer these things take me by surprise. Our annual homeowner’s insurance bill no longer catches me off guard, and I’ve budgeted months in advance to pay the excise tax on our car.
But I’ll probably never be 100% accurate with my spending plans. I’ve learned the basic skills of tracking my income and expenses, and plotting out what I’ll need to spend in the coming month. I’m pretty good. I get it right to within a few hundred dollars every month.
Living in the Real World Given the complexity of our financial life and the reality of my ADHD brain, this is probably as good as it gets for me as a household financial manager.
If I can’t get better at predicting what I’ll spend, I need another strategy to solve my end-of-month budget crunch. While I love how our household income has gone up over the past two years, I know that more money is rarely the answer to a financial problem. I just need to manage what we have better.
Puzzling over this at the end of October, I realized the answer had been staring at me for months.
I need to budget for my mistakes.
When I wrote about travel budgeting in July, I quoted Ramit Sethi‘s rule of thumb: figure out what you think you’ll spend on housing, food and travel costs, and then add 20% for the unexpected stuff that comes up on any vacation.
That rule served me well during all my summer travel. I came in under budget, feeling great, and put the extra money back in savings for my next trip.
Clearly, I need to do something similar with my household budget. Given the scale of the numbers, 20% is probably excessive. But I need to rewrite my spending plan with a margin of error. Maybe 10% or even 5% will be enough.
This will be money I can safely spend on anything that comes up during the month:
Dinner out with a college friend
A trip to the emergency room
A car repair
And so on
This money is for all of the small costs that don’t merit dipping into our emergency fund, but weren’t accounted for in my spending projections at the beginning of the month.
If I use it up, fine. That’s what it was there for. If I don’t, I get a bonus prize: the chance to knock that much more money off my debt this month.
Nobody’s perfect Not only does that ease the pressure to be perfect with my spending a bit, but it gives me a short-term incentive to be extra careful. I wrote last week about my flagging interest in my own finances. Having to protect a pool of bonus money that might or might not go towards an extra debt payment at the end of the month is the kind of money hack that will keep me more engaged day-to-day.
Since I’m just starting this, I’m curious to hear from GRS readers: Do you have room in your budget for mistakes? How much do you allow? Does it help you stay focused, or give you an excuse to get sloppy with your spending? What advice can you give me?
Get ready to unlock a treasure trove of invaluable insights and expert advice that will revolutionize your vacation rental property. In this Redfin article, we dive deep into the world of vacation rentals, revealing powerful strategies to make your property shine and leave guests in awe. From savvy investments that boost your property’s allure to crafting an unforgettable resort-like experience, forging strategic partnerships, and crafting personalized guest interactions, we’ll equip you with the knowledge to exceed expectations and achieve unrivaled success in the fiercely competitive world of vacation rentals.
Whether you own a vacation rental property in the enchanting city of Orlando, FL, or the picturesque town of San Marcos, CA, this comprehensive resource is tailored to elevate your rental business to new heights. Here are 18 transformational secrets to maximize guest satisfaction, earn rave reviews, and propel your property to the one of the most sought after homes in the area.
1. Make your rental stand out
“To maintain a five-star rental property, you’ll want to go above and beyond tenant expectations. Our data shows that including a washer and dryer, upgrading to newer appliances, and providing freshly painted walls in neutral tones will not only make your rental stand out, but also make the process of finding great tenants faster,” recommends Doorstead. “Moreover, by ensuring access to a responsive property manager, you can guarantee that all aspects of the home are well taken care of, truly enhancing the tenant experience.”
2. Pretend your vacation rental is a five-star resort
“The most important thing to remember about managing a vacation rental is that this is the hospitality business, not the landlord and tenant business,” shares Todd Ortscheid, Co-Owner of Revolution Rental Management. “You have to think of what you’re offering more like a hotel or resort than a traditional rental property. This means cleanliness, fast response time, desirable amenities, and a well-maintained property. The more you think of your property as a five-star resort, the better off you’ll be.”
3. Consider creating strategic partnerships
“We recommend partnering with a company that specializes in exclusive vacation rental portfolios. If your property is a top-tier, five-star rental, it’s essential to align it with a company whose branding and services cater to the discerning needs of luxury clientele,” recommends Gary Doss, Co-Owner of SoCal Vacations. “Larger companies that offer a broad range of properties may not be able to meet the high expectations and unique demands of this premium market segment.”
4. Personalize communication
“To ensure a successful guest experience, effective communication plays a pivotal role. It is crucial to make your guests feel genuinely welcomed, leaving a lasting impression. One way to achieve this is by remembering their return and incorporating delightful surprises. Consider offering their favorite snacks accompanied by a bottle of wine, arranging fresh flowers, and providing a personalized welcome message upon their arrival,” recommends Ellie Paget, CEO of HomeSlice Stays.
“Prompt responsiveness is of utmost importance when it comes to addressing guest requests or concerns. Aim to respond to them in a timely manner, never exceeding a 15-minute timeframe. This level of attentiveness demonstrates your commitment to their satisfaction and enhances their overall experience.
By prioritizing personalized communication, you can create an exceptional guest experience that fosters satisfaction and builds positive relationships.”
5. Decorate with style
“When it comes to guest experience and satisfaction, décor has the potential to make a significant difference in how guests perceive your rental property. To ensure an exceptional experience, it is crucial to infuse your property with chic and stylish decor, incorporating appealing color schemes and well-curated furnishings,” recommends Ellie Paget.
“To achieve a truly unique and captivating aesthetic, consider leveraging the expertise of our dedicated team. They can assist you in designing your home, helping you create an environment that not only catches the attention of potential guests through eye-catching marketing images but also provides a one-of-a-kind experience during their stay.
By investing in stylish decor and enlisting professional guidance, you can elevate your rental property’s overall appeal, command top dollar, and leave a lasting impression on your guests.”
6. Make sure you have security and safety measures
“To prioritize the safety and security of your guests, it is important to emphasize on security and safety measures. Install reliable locks, smoke detectors, and fire extinguishers. Provide clear instructions on emergency procedures and ensure your guests feel secure throughout their stay. A focus on safety gives guests peace of mind and contributes to their overall satisfaction,” recommends Damir Dumo from Chalet.
“Smart locks with rotating access keys for each guest are must-haves nowadays. We use a smart home automation system that can be remotely managed for all of our homes.”
7. Leverage guest’s reviews
“Pay attention to guest feedback and reviews,” says Damir Dumo. “Actively seek feedback from your guests and use it to improve your property and services. Address any concerns promptly and implement suggestions that align with your goals. By consistently evolving based on guest feedback, you’ll maintain a high level of guest satisfaction and enhance your reputation as a top-notch rental property.
Ask for a five-star review on the day the guest checks out. If it wasn’t a five-star experience, ask the guest to give feedback directly to you.”
8. Discover your secret formula to winning a rave review
“We’ve found that rave reviews are the secret to creating successful, five-star rental properties,” says ALL IN. “This begins with maintaining excellent communication with our owners, guests, and community management teams. Maintaining a meticulous standard of cleaning, offering modern amenities, and assuring attention to every detail are non-negotiables that must always be upheld as a standard.
We invite the input of our guests and respond promptly to their questions, needs, and feedback. Creating memorable experiences keeps them wanting to share their experience with others.”
9. Elevate your guest’s stay with tailored upsells
“When catering to today’s travelers, it’s important to go beyond providing accommodation and focus on creating memorable experiences. Enhance your guests’ stay by offering exciting upsells and activities that align with your property’s location,” says Kennedy Williams from Mount.
“For instance, if you’re near a beach, consider providing e-bikes, or if you’re situated by a lake, offer kayaks. By incorporating these quality add-ons and upsells, you eliminate the guesswork and reduce trip planning stress for your guests, ensuring your property is a memorable stay for all the right reasons.”
10. Elevate your guest experience through realistic promises and delightful surprises
“The top-performing property managers consistently prioritize the basics of a well-maintained property, comfortable beds, and clean linens to create a memorable guest experience. They also excel in attentive guest communication, providing timely and personalized responses that make guests feel valued and supported,” mentions Hostaway.
“They’re also careful in setting realistic expectations by promoting property highlights without overpromising, along with adding delightful touches like unique decor, outdoor games, or welcome gifts, further enhancing the guest experience.”
11. Thoughtfully prepare your guest’s needs before they arrive
“Take the time to think about your guest experience from their perspective,” recommends Floorspace. “By anticipating their requests, you can provide the amenities, information, and special touches that will make their stay seamless and memorable, while also reducing the amount of communication required.
It’s also helpful to keep in mind the benefits of providing a positive guest experience, which can’t really be overstated. Not only will you garner more five-star reviews, but you’ll also increase your chances of repeat and direct bookings.”
12. Set a competitive pricing strategy
“One thing that often gets overlooked is pricing strategy. You can have high occupancy throughout the year, but if your pricing is not competitive, you will not reach your highest earning potential,” recommends Humberto Pacheco, CEO of Naya Homes. “You will need to research similar listings in your area and take into account factors such as location, size, amenities, and seasonal demand.”
13. Automate communication
“Automating communication in a natural tone through templates or automated messages streamlines your interactions with guests while maintaining a personalized touch,” suggests Alex Withorn from Thorn Point Vacation Rentals. “This approach allows you to experiment with different messaging strategies, refine your communication based on guest responses, and deliver consistently excellent customer service without guests realizing it’s not manual correspondence.
Investing effort in repeat business can significantly contribute to ensuring another great review. By fostering strong relationships with guests and providing exceptional experiences, you increase the likelihood of them returning, resulting in positive reviews from satisfied repeat guests.”
14. Harness the power of preemptive reviews
“When you give guests a five-star review, specifically letting them know before they leave their own review can encourage reciprocity and forgiveness. By expressing gratitude and acknowledging their positive experience, you create a positive feedback loop that encourages guests to leave similarly favorable reviews,” says Alex Withorn from Thorn Point Vacation Rentals
“Being upfront about expectations and educating guests about the review process is crucial for ensuring positive reviews. Transparent communication sets the stage for mutual understanding and helps guests provide feedback that aligns with their expectations, leading to more favorable reviews.”
15. Ensure your guests have a streamlined experience checking in and checking out
“Being in the cleaning industry for so long, I found that attention to detail, open communication, consistency, and streamlined processes leads to a five-star rental experience,” says Celestial Cleaning Service. “Every little thing counts, from beginning to end. The way your entrance is presented with wine and chocolates and a personalized letter, to the ease of checking out. Ensuring all staff members associated with delivering a five-star experience is up to date with your standards in delivering a great experience is key.”
16. Create a cleaning schedule
“To ensure a consistently high standard of cleanliness and maintenance in your vacation rental, it is important to establish a comprehensive cleaning schedule. This schedule should encompass tasks that need to be performed daily, weekly, quarterly, and seasonally,” recommends Jacqueline Barbosa from Morfin Cleaning Services.
“Examples of such tasks include carpet cleaning, window washing, and high dusting. Consider small details such as re-caulking, checking batteries, lightbulbs, filters, and even painting the unit if necessary. It is crucial to use quality products and professional cleaning services to ensure that every area, including appliances and windows, receives proper care.
Attention to detail is key when managing a rental property. In platforms like Airbnb, linens and bedding should be in excellent condition, and all appliances must work properly. Guests should have access to all necessary amenities such as toilet paper and soap, and a complete set of cooking utensils should be provided. It is important to regularly inspect these details and replace anything that is worn or damaged.”
17. Conduct inspections
“To maintain a high-quality vacation rental, it is important to regularly inspect, maintain, and upgrade the unit, including appliances and amenities,” says Jacqueline. “Providing a comprehensive guide for guests, which includes information on internet access, streaming services, local attractions, and useful tips, enhances their experience.
“Essential amenities and toiletries such as toilet paper, soap, and dish soap should be provided and regularly restocked after every visitor. Maintaining open communication with guests, checking in upon arrival, and seeking their feedback throughout their stay are key to providing excellent customer service and ensuring a positive guest experience.”
18. Provide uninterrupted guest service anytime, anywhere
“Providing a smooth and memorable guest experience is essential to maintaining a five-star rental. This involves communicating promptly with guests (no matter what time of the day or night), solving guest problems in a timely manner, and giving guests the tools to create the vacation of their dreams,” shares Sam Ripley from LocalVR.
19. Provide perfectly maintained appliances, ample storage space, and an inviting ambiance for your guests
“When it comes to keeping a five-star rental property, I recommend that all appliances and technology be well maintained and in excellent working condition,” suggests Norma Reyen, Professional Organizer and Owner of Simply Fresh Interiors. “I also recommend making sure that there is enough storage space, such as drawers, cabinetry, shelving, and hanging options. Having an appropriate amount of storage allows for a clean and decluttered space that all guests can enjoy. Lastly, maintaining a fresh-smelling home with good lighting and an airy ambiance will make your rental home memorable.”
20. Monitor booking requests
“Be communicative and professional, but warm and friendly. Don’t allow anyone to book without maintaining a standard; for example, guests must have previous and recent positive five-star reviews,” recommends Michael Skomina, from Host Easy BnB. “Liaise with your cleaners and laundry service, as they are the crux of the business and the most important asset to your success. Follow up and inspect after cleans; if necessary, guide and provide feedback in positive ways to help your services provide the best possible standard that you desire.”
Are you searching for a new place to call home? Look no further than Rockford, IL. Nestled along the scenic Rock River, Rockford perfectly balances urban amenities and natural beauty. But is it truly a good place to live? In this Redfin article, we’ll explore the various pros and cons of living in Rockford, exploring its affordability, recreational opportunities, and more. So, whether you’re already looking at apartments for rent in Rockford or you’re still considering the big move, let’s dive in and discover if Rockford is a good fit for you.
Pros of living in Rockford, IL
1. Affordability
One of the most significant advantages of moving to Rockford is its affordability. The cost of living in Rockford is lower compared to many other cities in Illinois and the surrounding region. A house in Rockford costs an average of $135,000, lower than the cost in nearby Chicago ($339,450), well below the national average of $408,031. Groceries are also relatively cheap, costing 6% less than the national average, and lifestyle expenses like haircuts and movie tickets are 10% lower. With lower living costs, residents of Rockford have more disposable income to allocate toward savings, investments, or leisure activities.
2. Natural beauty
Rockford boasts breathtaking natural beauty, with abundant parks, gardens, and riverside trails. Residents can enjoy the serenity of Anderson Japanese Gardens, explore the Rock Cut State Park, or stroll along the Sinnissippi Riverwalk. The city’s commitment to preserving and enhancing its natural surroundings provides plenty of things to do if you’re an outdoor enthusiast.
3. Cultural offerings
Despite being a mid-sized city, Rockford has a thriving cultural scene. It is home to several museums, including the Burpee Museum of Natural History and the Rockford Art Museum, showcasing diverse exhibits and art collections. The Coronado Performing Arts Center hosts concerts, Broadway shows, and other live performances, offering a lively entertainment scene for residents to enjoy.
4. Strong community spirit
Rockford’s residents are known for their strong sense of community spirit. The city has numerous active community organizations, volunteer opportunities, and neighborhood events. From local festivals like the Rockford City Market to charitable initiatives, residents have countless opportunities to connect and make a positive impact.
Cons of living in Rockford, IL
1. Limited shopping options
One of the cons of living in Rockford, IL, is the limited shopping options compared to larger metropolitan areas. While Rockford does have a selection of shopping centers, including CherryVale Mall and various strip malls, the variety and range of retail establishments may not be as extensive as in bigger cities. Residents looking for high-end fashion, luxury brands, or niche specialty stores may need to travel to nearby cities for a more diverse shopping experience.
2. Harsh winters
As with many Midwestern cities, Rockford experiences long and cold winters. Sub-zero temperatures, snowstorms, and icy conditions can be challenging for those unaccustomed to harsh winter climates. However, the city offers various winter activities, such as ice skating and skiing, which can help residents embrace the season.
3. Limited job diversity
While Rockford has a thriving job market, it is worth noting that the economy relies heavily on a few key industries, such as manufacturing and healthcare. This reliance on specific sectors can make the job market less diverse, potentially limiting opportunities for individuals in particular fields. Those seeking employment in niche industries or specialized professions may find fewer options in Rockford.
4. High unemployment rate
Rockford, IL has been grappling with a persistently high unemployment rate, and this stands as a significant drawback for those considering living in the city. Currently, Rockford’s unemployment rate stands at 6.2%, surpassing the national average of 3.7%. The repercussions of a high unemployment rate can ripple throughout the community, impacting local businesses, social services, and overall economic vitality. .
Is Rockford a good place to live? The bottom line
In conclusion, the question of whether Rockford, IL is a good place to live requires a thoughtful consideration of its pros and cons. The city offers affordability, a vibrant arts and culture scene, and proximity to natural attractions, providing opportunities for an enriching and enjoyable lifestyle. However, it is important to be mindful of the harsh winters, limited job opportunities, and the challenges posed by the city’s high unemployment rate. Ultimately, the decision to live in Rockford will depend on personal preferences, priorities, and the ability to navigate the potential challenges associated with the city.
One of the things we can remember about the show is its ending—is it beautiful or tragic, maybe boring, or doesn’t make sense, or a cliff-hanger Today, we’re discussing 17 TV shows with some of the worst endings ever!
1. ALF
One person said, “Nobody will remember this, but the correct answer is ALF. It was supposed to be a cliffhanger, but the show got canceled, and they ended the series with ALF being captured and taken away to be dissected. GOOD NIGHT KIDS!”
Another person replied, “Eventually, they made a made-for-TV-movie about five years later to attempt a wrap-up called Project: Alf. It had virtually no one from the original series besides Alf’s voice, and as I remember it, was almost universally panned.”
One Redditor added, “I remember seeing the movie. It was horrible. I loved the series as a kid. Nothing beats Alf singing Old time rock ‘n’ roll with a cucumber.”
2. The X-Files
“Glad I searched for X-Files because this was going to be my comment. Honestly the last 3 seasons were… not great (outside of a single episode here and there, usually written by Vince Gilligan, of course). Talk about a show with highs and lows. It could be the best show on television, and the next week it could be the most senseless garbage you’ve ever seen,” one user commented.
“The point for me where I felt the most disappointed was the episode that ‘resolved’ the disappearance of Samantha. Not only was it a confusing mess but it opened up some pretty aggravating plot holes retroactively. HATED it,” another commenter added.
Another user said, “I remember someone suggesting the final episode should have been Chris Carter and a flipchart explaining how everything fits together.”
3. My Name Is Earl
One user commented, “My Name Is Earl ended on a cliffhanger which was canceled soon after S4. The only resolution given was on the first episode of Greg Garcia’s next project Raising Hope where a TV news broadcast in the background said a man in Camden County completed his list. NBC had a knack for making bonehead decisions.”
The second person replied, “Yup. They didn’t plan on it being the series finale, and their surprise cancellation lead to them scrabbling last minute to come up with an ending. That’s what they settled on.”
4. Heroes
One person stated, “Heroes. God the writer’s strike really had that show go wildly off the rails.”
Another commenter said, “Hiro constantly losing his powers every season because of lazy writing and he is too strong… I gave it another try last year couldn’t finish watching the last season again. Still no idea how it ended.”
One Redditor replied, “I still don’t understand how Heroes went from being so good to such utter trash… like how did it happen? They fumbled way before the writers strike. I’m still upset.”
5. Pretty Little Liars
“Pretty little liars, the creator never even knew how it would end. I hate that show because it was great for the first maybe 2 seasons then just terrible from then on,” one user shared.
“It was a bunch of mystery building and no resolution for any of those mysteries. It should just be referred to as blue balls the show,” another added.
“I couldn’t believe what I was watching. I thought it was leading up to some [crazy] masterpiece and instead we got a long-lost evil British twin and Mona’s dollhouse. I was pissed I’d invested all that time into the series and got that [disappointing] of an ending,” another Redditor said.
6. House of Cards
“Should have ended when he got the presidency. It was all weak after that—Frank had a goal in the first few seasons; it’s what drove him. Then he gets it, and his motivation is just…keeping what he has. Perfect end scene was when he did his signature knock on the president’s desk. Cut to black. End show,” one person stated.
“I don’t understand how this didn’t end with Season 4 and having Frank ultimately impeached and arrested after gaining the presidency. That would both complete his arc and fit the theme of house of cards with 4 seasons of 13 episodes each,” the second person replied.
7. Merlin
One person shared, “Merlin. What the hell was it all for!?!?! Arthur rejects magic and they’re back to square one.”
Another person replied, “Not to mention that suddenly it becomes modern day, and poor Merlin is still alive, just waiting around in the hopes that Arthur will come back. He’s had to slowly watch everyone and everything he loves slowly die over the decades centuries. It’s just completely miserable and pointless, Merlin doesn’t deserve that.”
Finally, the third added, “God it’s been over a decade and I’m still mad I’m so glad I’m not the only one. Like why did they even make season 5? They should have ended after four and let fanfic do the rest.”
8. Sherlock
“The whole reason I loved that show was the mystery being explained by cold hard logic and the powers of observation. The entire last season was basically Sherlock sister has mind control which takes effect within seconds. Total BS and I hate it. That was my favourite tv series of all time and I felt physically ill when they just murdered the whole season like that,” one person stated.
Another user replied, “I wanted to mention this too. I loved Sherlock at first but there’s so much wrong with it that, and the 4th season really made me look at it differently. It was already going downhill, but then it really took a nosedive. My mother was a fan as well and I just told her not to watch the last season by explaining it was so bad. Fans were sure there was a secret 4th episode that was going to make everything okay again. She got the message.”
“Same. I binged Sherlock hard. Got to his sister and I totally stopped watching it,” a third commenter added.
8. Jericho
One person stated, “Jericho. That show had so much potential and they just loosely wrapped it up leaving me very unfulfilled with no conclusion or closure.”
Another added, “Jericho really did have a lot of potential. The comic books wrapped it up but I still wish they had made more of the TV show.”
One Redditor replied, “It wasn’t the writers it was the network. They were given three more seasons to finish but then when more than half the season was done they pulled the rug and the writers had to write a conclusion. It wasn’t great but acceptable under circumstances. The writers wrote comic books after the show which further went through the story and it was actually a nice conclusion to the storyline.”
9. Xena: Warrior Princess
“Xena: Warrior Princess… 20 years later and I am still [angry],” one person shared.
“Ah, I had to scroll way too far for this, I was starting to think I was the only one who remembered it! I was a Xena fanatic when it was airing, and the ending gutted me. Deciding to introduce yet another character that was important to Xena in the past, in the finale? A whole village of innocent people dying, but it was blamed on her despite it being an accident, if I recall correctly? The sheer unnecessary amount of brutality, and leaving Gabs alone in the end? So cruel. When I rewatch the series, I skip the finale and pretend the show ends on Many Happy Returns or When Fates Collide,” one Redditor replied.
Another added, “I found my emotional support thread! They did us dirty in the 90’s with that ending. The reveal of Xena’s body and Gabrielle’s reaction full on TRAUMATIZED me.”
10. Star Trek Enterprise
One user shared, “Star Trek Enterprise. It was a fun prequel that looked at the start of the United federation of planets. The last episode was an insult. A main character was killed off and it was in a TNG holodeck! Bloody rubbish, I’m stil livid.”
The second person replied, “That’s what I came here to say. Absolutely terrible ending to a series that otherwise had a great last season. I’m almost convinced that they tried to create a bad last episode because how did anyone think that was a good idea?”
The third added, “Yeah ST Enterprise is criminally underrated, especially toward the end…except for that awful finale.”
11. The Last Man on Earth
“Last Man on Earth, the show got cancelled on a cliffhanger and we never saw an end to it,” one person shared.
“I needed some closure, closure, closure, closuuuuuuure,” replied another.
“They canceled it at the same time as Brooklyn 99. Everyone resurrected Brooklyn 99 and I was waiting for Last Man on Earth to get the same reaction but I felt like the only one who cared. I’ve never laughed at a show harder. Still sad,” one user shared.
12. Teen Titans
“The show ended on a gut punch episode that was far more mature than anything else on Cartoon Network before or since. Emotionally clever storytelling that let the audience down. It was heartbreaking that they chose to end that relationship that way. But they expected a 6th season. To tie off the ongoing rivalry with Slade/tie up every character’s arc. It was canceled on the penultimate season. It had set up all the pieces set up—had finally graduated to the next level of storytelling; ratings were high…..then bam. Canceled. Now we’re left with a downer ending of an episode. It’s fantastic—but clearly not designed to be the real end,” one person stated.
“No no, I agree. Sad ending that almost felt like a universe-death when beast boy went out the all white doors. Surreal, depressing, not the best way to end a serious but light-hearted show,” another added.
13. The 100
One person stated, “The 100. Stupidest ending ever.”
Another person replied, “I’m so glad other people have this opinion. I binged it a few months ago and genuinely enjoyed the series, but the last season made me wish I never started it and erase the series from my mind. They destroyed Bellamy’s character and then killed him off in the lamest way possible.”
One commenter added, “My gf started watching that show and I swear all I ever heard was ‘my people this’ and ‘my people that.’ If you had a drinking game every time they said ‘my people’ in that show you’d be dead before the first commercial break.”
14. The Man in the High Castle
One person stated, “I feel like that show lost a lot of its vision after Season 1. John Smith, Minister Tagomi, and Chief Inspector Kido basically just carried the show by sheer force of personality.”
Another user shared, “That ending [makes me angry] more than GoT, which Also [made me angry]!”
One Redditor commented, “I was too confused to even be mad about that ending. I feel like they were trying to be profound or something, but can’t figure out what the message was supposed to be. Everybody’s moving in now?”
15. Star vs the Forces of Evil
“The entire show was derailed to make the popular ship canon, and they didn’t even do it well. And let’s not get into how the characters decided the best way to stop a genocide in their kingdom was to create a far bigger genocide on a multiversal scale, stranding countless innocent people away from their homes and families, but that’s okay because Star gets to be with her new boyfriend. There’s so much more I can get at, but this is GOT level bad. This show could’ve gone down with the likes of Gravity Falls but they massively dropped the ball in the last season,” one person stated.
“Once they woke up Eclipsa’s husband and he was completely harmless I finally admitted to myself they had abandoned whatever plan was originally in place,” another added.
“Man, the first 2 seasons were a lot of fun. But then shipping took over and it all went downhill,” another commenter shared.
16. Game of Thrones
One person shared, “I didn’t mind Bran as a character until that moment. Then I wanted him to get crippled all over again.”
Another replied, “Dude came with his own throne.”
Then the third added, “‘Why do you think I came all this way.’ Basically implies that he orchestrated literally everything in the show to make himself king. Bran is one of the greatest villains in TV history.”
View the original Reddit thread here.
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When you’re young and adventurous, international travel is the dream. You jump at any opportunity to go abroad without a second thought, start packing your suitcase, and promise yourself you’ll work out the details later.
But traveling — especially post-pandemic traveling — requires a bit of planning if you want a safe, inexpensive, and (relatively) stress-free trip. ️
Whether you’re traveling with friends or going solo, staying for one week or six months, traveling is much easier when you plan ahead with money-saving tips. Here are our best ideas to make your next international trip easy on your mind and your wallet.
What’s Ahead:
1. Be flexible with your dates and destinations
If you have flexibility in terms of where and when you travel, you have a major advantage: the ability to plan your trip around whatever amazing deal you can find. Without limitations on where and when you can travel, you can search within a specific timeframe or geographical area and shop around for low airfare and accommodations.
If you’re totally set on a particularly expensive destination, try to plan your trip for the off-season. You can often save big by traveling during less popular times, even in expensive areas. Conversely, if you have a specific window of time for travel, shop around for a destination that offers a good bang for your buck for that time of year.
A little flexibility goes a long way when you want to save on international travel.
Read more: Affordable international travel destinations that won’t empty your wallet
2. Decide what’s important to you and prioritize your spending
Before you hop on a plane with cash burning a hole in your pocket, take some time to think about your spending plan while you’re away.
I don’t necessarily mean you have to budget — although if that’s your style, stick with it. What I do suggest is you think about how you want to spend your money while traveling — starting with what’s most important to you.
Do you want a direct flight, or is a layover okay?
Do you love museums, or is seeing one enough?
Do you want to stay in a specific neighborhood, or wherever’s affordable?
Are you a big foodie, or is your dining experience an afterthought?
For example, if food is your thing, plan to spend big at restaurants. You’ll probably have to cut back in other categories — like lodging, cultural attractions, or transportation — but that’s okay. Giving this some thought before your trip will help you prioritize your favorite things.
Read more: How to travel for cheap: 7 ways to see the world for less
3. Get travel insurance
If you’ve traveled at all since COVID-19 upended the world, you know how different it is. After months — even years — of lockdown, many of us are jumping at the chance to travel abroad again. But after enduring such a lull in travel, it’s even more disappointing when things don’t work out.
That’s why travel insurance is a lifesaver.
The last thing you want is to plan an epic trip and miss half of it due to a flight cancellation. So even though you might bristle at the added expense of travel insurance, work it into your budget and enjoy the priceless feeling of security should something go wrong.
Like credit cards and bank accounts, there are lots of options when it comes to travel insurance. Several popular credit cards provide travel insurance, so you might already be covered. If not, shop around for a policy that fits your needs and budget. Sites like SquareMouth.com, TravelInsurance.com, and InsureMyTrip.com can help.
Read more: Best credit cards for travel insurance
4. Save digital copies of important documents
You know that feeling when you misplace your phone? Your stomach kind of drops, and panic sets in. (And approximately 12 seconds later you find it on the kitchen table.)
Imagine that feeling — x100 — when you misplace your passport while traveling internationally.
I know — you’ll do your best to keep all your stuff secure and organized. But things happen, you misplace this, you forget that. You’re human, and you should have a backup plan.
Make digital copies of all your important documents before you leave. Store them in multiple places, and make sure they’re accessible to you while abroad. I suggest making copies of the following documents:
Passport
Travel insurance paperwork
Vaccination information
Visa
Driver’s license
Travel itinerary
Store photos on your phone, in your email, in the cloud, and give copies to a trustworthy person at home.
5. Learn language basics
If you’re traveling to a country that speaks another language, take some time to learn key phrases and words.
Learning a new language opens all kinds of doors when you travel. The better you can communicate with locals, the more you’ll get out of your trip. Plus, having some basic language skills means you can better navigate outside of the main touristy areas — potentially saving you money by staying, eating, and shopping in under-the-radar locales.
Learning language basics can also give you a better cultural understanding of wherever you’re traveling. Not to mention locals will appreciate your interest in their language and culture.
If you’re thinking there’s no way you’ll ever learn to speak another language, start small. You don’t have to be fluent to reap the rewards of language skills. Instead, think about some simple words and phrases you know you’ll need often.
There are tons of accessible, free ways to learn a new language these days. You can download an app like Duolingo or Memrise, join a language exchange, or even take a community college class.
6. Have some local cash before you land
There are a million and one things to plan when traveling abroad, and it’s easy to neglect to get local cash before departing. You might just plan to use your card and withdraw money when you get there — but you can’t always count on this strategy.
You never know when you’ll have trouble with a card, and you’ll definitely need money when you land — to feed yourself and get to your lodging, at a minimum. So take the extra step of getting some local currency before you even step foot on the plane. And be sure you have enough to get situated when you get there.
Oh, and don’t wait until you get to the airport to exchange your cash. If you go to your bank or credit union, you’ll pay a lot less in fees and pay lower exchange rates than you will at an airport kiosk.
7. Get a local SIM card for your phone
Roaming data and temporary data passes are expensive, and there are better — and cheaper — ways to use your phone abroad.
Of course, you can always connect to Wi-Fi. But if you want to be able to use your phone without a Wi-Fi connection — say, to find the nearest pub while walking the rural English countryside — you can avoid exorbitant roaming fees by buying a local SIM card instead.
After you land at your destination, go to a local telecom store and buy a SIM card. Look for a pay-as-you-go or temporary SIM, which you might see being marketed to travelers. Choose a popular telecom store with lots of locations — that way, if you have issues later on, it’s easier to find help.
All you have to do is replace your regular SIM card with the temporary one (unless your phone allows dual SIM cards — then you can have both in at once) and make sure your roaming data is turned off. Voila! You’ve got yourself a working phone.
8. Stay in a local neighborhood
Rather than paying an arm and a leg for a bland hotel in the main tourist zone, look for a rental in a local neighborhood when planning your accommodations abroad. Aside from getting a unique experience, there are lots of benefits to doing this:
You can often save money by staying even a short walk from the hot spots
You’ll experience more of the local culture and cuisine
You can meet the locals — whether it’s an Airbnb host, a barista down the block, or a neighbor
If you’re traveling somewhere for an extended period of time (and depending on your risk tolerance), you can wait to find your long-term accommodations until you get there. Find a place to stay for a week or two while you get a feel for the area and chat with the locals. You’ll have a much better idea of where you want to be — plus some insider tips — by getting situated first.
9. Book a walking tour
If you ask me, there’s no better way to explore a new city than on foot. You see more, you start to orient yourself, and you can stop in whatever shops, cafes, and museums you see along the way.
To start your trip off on the right foot (literally), book a walking tour as soon as you arrive. They’re a great way to immediately learn about the city and scope out the places you want to revisit. Plus, walking tours allow you to meet other travelers. If you’re traveling solo, you’ll likely meet other people interested in exploring with you.
They don’t cost much — in fact, a quick Google search usually turns up lots of free walking tours.
10. Use local currency when paying with a credit card
When you’re traveling abroad and paying with a credit card, you may be prompted to choose between local currency or U.S. dollars when checking out. You may not realize it, but you’ll likely pay more by selecting your home currency.
Even if your card doesn’t charge foreign transaction fees, there’s usually a fee associated with paying in your home currency. The only real benefit is seeing what you’re paying in terms of the currency you’re familiar with. But this convenience comes at a price — usually around 3% of the charge — which can really add up over time. If prompted, always choose the local currency when paying with a credit card.
11. Use public transit
One of the best ways to save money when traveling abroad is to use public transit. And I promise it’s not as scary as it seems!
The reality is, Ubers, Lyfts, and cabs will quickly eat away at your budget. While convenient, they’re not cheap. If you can, rely on public transit to get where you need to go.
Depending on where you’re traveling, public transit may include:
Trains
Buses
Subways
Trams
Ferries
The ins and outs of navigating public transit vary widely, but it’s not as intimidating as it looks. Taking public transit will give you a chance to practice a foreign language and give you more of a local’s perspective on the city.
Plus — and I can tell you from experience — you’ll feel a huge sense of accomplishment (and relief) after navigating a foreign city’s public transit system.
One more note: it’s not a bad idea to set aside an emergency stash of money for a cab. If you’re out late or, for whatever reason, don’t feel safe taking the bus or train home, a cab is always worth the peace of mind.
12. Make use of grocery stores
No, you don’t have to go full Julia Child while abroad, but grocery shopping and cooking in a new country is a worthwhile adventure in itself. Plus, shopping for snacks, groceries, and ingredients — and cooking meals yourself — can save you a fortune while traveling.
When I went to Iceland, my flights and rental car were relatively inexpensive. Meals out, however, were pricey. I ended up saving a lot of money by shopping for groceries and cooking at home. There were some… interesting meals, but I saved money I wanted to spend on other things — like museums and awesome lodging.
If your hotel room, rental, or hostel has a kitchen, you can cook simple meals at home. Have fun browsing the shelves at grocery stores, specialty shops, and farmer’s markets for fresh and exotic ingredients, and see what culinary masterpiece you can cook up.
If your lodging doesn’t include a kitchen, you can still stock up on snacks. You can easily piece together a cheap and delicious picnic with grab-and-go-items.
Read more: 9 ways to save money on food and drinks while traveling
13. Check out local meet-ups
No matter how far from home you are, you can find community at a variety of local meet-ups. A quick online search can help you find free local meet-ups in whatever city you’re in — no need to spend on every experience while traveling. Plus, if you’re traveling solo, you’re almost guaranteed to meet other solo people with similar interests as you.
Not sure where to start? Check out these ideas for inspiration:
Creative Mornings — a live gathering of creatives who want to inspire, connect with, and learn from one another.
FuckUp Nights — a series of events showcasing stories of professional failure, vulnerability, and empathy.
MeetUp.com — a platform to help you find groups, events, and activities wherever you are.
If you meet locals during your stay, ask them about local events and meetups. It goes without saying, but stick to gatherings that feel safe.
Summary
International travel isn’t out of reach — especially if you take the time to plan wisely. There are lots of great ways to save on flights, food, transportation, and accommodations, as long as you’re willing to do your research.
Remember to take care of yourself and be a responsible traveler, too. The more effort you put into planning a safe, responsible, and wallet-friendly trip, the more enjoyable it will be.