14 Best Types of Investment Vehicles
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The post 14 Best Types of Investment Vehicles appeared first on Well Kept Wallet.
Miss your FSA deadline, and it can cost you as much as $2,850. Here’s what you must know about these tax-advantaged accounts for paying medical costs.
By the time your baby is 18, you will have spent close to a quarter-million dollars on your little bundle of joy. But, expensive as they are to raise, few things are as life-affirming and confer as much genuine satisfaction as watching your child grow up. Prioritizing personal finance as soon as you start contemplating adding to
The post Expecting a Baby? Here are 9 Personal Finance Tips for His or Her Future appeared first on MintLife Blog.
Have you started shopping yet? No, I’m not talking about shopping for the holidays; I’m talking about something more important â your health insurance.
It’s that time of year when many employers have their open-enrollment period and the federal and state health insurance marketplaces are open for business. Open enrollment is your annual opportunity to review and make changes to your health insurance plan so you end up with the best plan for your needs.</
It’s not too late to try to maximize your next federal income tax refund — or minimize your next tax bill.
Thinking of leaving these possessions in a car? Prepare for serious consequences.
No matter how on top of your money game you are as a freelancer, youâre bound to let a few things fall by the wayside. Between meeting project deadlines and hustling for new gigs, some of the âmustsâ on your ever-growing âto-doâ list may have turned into âWhoops. What happened?â As weâre settling into the
The post What Every Freelancer Needs to Know About Planning Ahead appeared first on MintLife Blog.
Disclosure: I am not an attorney or HR specialist. This is just my experience with, and understanding of, FMLA.
According to the United States Department of Labor (DOL) website, “The Family and Medical Leave Act (“FMLA”) provides certain employees with up to 12 workweeks of unpaid, job-protected leave a year, and requires group health benefits to be maintained during the leave as if employees continued to work instead of taking leave.” The whole point of FMLA is to promote work-life balance by taking a reasonable amount of leave to deal with personal or family issues.
Because many situations requiring use of FMLA are health-related, the law also requires that your health insurance be maintained as if you continued to work. The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows employees to stay on a former employer’s health plan for a limited time after job separation, provided they pay the full premium (employer share and employee share). Unlike COBRA, if you are on FMLA, then your employer still pays their share of the premium for your health plan, even if you are not being paid a salary during your leave.
Next week marks my two-month anniversary at my new job. Huzzah! In addition to celebrating my new, higher salary, I am also feeling simultaneously challenged and less stressed.
I feel challenged because my new job is in an entirely different industry than my former position. But I’m definitely less stressed because the performance expectations are reasonable and my colleagues are fun and friendly. I may even be celebrating a new coworker soon, since the friend who got me into SEO in the first place (and who was also one of my professional references for my current position) has applied for a job in my department.
While all of these are good things, one aspect of my job transition that was less than festive was the Consolidated Omnibus Budget Reconciliation Act (COBRA) insurance process. Since one of the features of an improved economy is an increased willingness to switch jobs — or even to leave a current job without having another lined up — I thought I would share my experience with COBRA.
From low premiums to extra benefits, here are five reasons retirees choose Medicare Advantage despite its disadvantages.