World of Hyatt members know how to benefit from the loyalty program, especially if they have World of Hyatt elite status.
But, if you need to reach Hyatt hotel customer service, what’s the easiest way? There are numerous ways that you can contact World of Hyatt customer service to help with your account, make a travel booking or request other assistance.
Depending on the nature of your request, there are multiple ways to reach out to the brand. These are all of the ways to reach Hyatt Hotels customer service.
Contacting the hotel directly
It is easiest to contact the hotel directly for many requests, such as reviewing a past invoice, checking on missing points or searching for a lost item. You can call the hotel’s phone number, which is available on its website, or contact them by email (if one is listed online).
Reaching out to the source of information rather than calling a Hyatt customer service phone number will be the fastest way to solve the issue.
Often, a customer service department may put you on hold while they contact the hotel directly (or connect you to the hotel). Leave out the middleman and contact the hotel independently for the fastest service.
Calling the Hyatt customer service number
Reservations
In the United States, the toll-free number is 800-233-1234. With this option, you’ll want to pay attention to the Hyatt customer service hours to be sure someone is available to answer the phone.
World of Hyatt
If your query is about the World of Hyatt rewards program, there is a different number for these types of account issues. Each country has its own toll-free number and email contact online. In the United States, the toll-free number is 888-344-9288. Luckily, if you’re inquiring about missing points, there is an online form that expedites the process, which we will cover.
Events
Can you chat with World of Hyatt?
Yes! It’s easy through the World of Hyatt app, which offers messaging service options where you can make special requests about a future stay or request account services.
You can also chat with some hotels directly within the app. Other options include connecting directly with Hyatt’s social media team through the app by way of X, formerly known as Twitter, or Facebook.
This is an easy way to connect with the brand when traveling or if picking up the phone isn’t convenient. You’re able to chat, much like direct messaging a friend.
How to get a copy of your Hyatt bill
If you need a past invoice, it can be done through a dedicated online form. Enter the requested details online; you’ll need the dates of travel and the credit card used during the stay. With many people doing online checkout, this can be a helpful way to get a copy of your invoice.
World of Hyatt Globalist members will want to review their invoice since elite status benefits members include special perks such as waived parking, breakfast, and resort fees on award stays. In fact, no World of Hyatt members get charged resort fees when staying on an award. You’ll want to make sure these charges are removed from your invoice.
Request missing World of Hyatt credit
Earning points is one of the best benefits of a loyalty program, especially the bonus you might receive when having elite status or using World of Hyatt Credit Card, which can offer as many as 9x points on Hyatt stays. If your points don’t process properly, you can contact World of Hyatt customer service online.
Fill out a “past stay request” to locate points that may not have been correctly posted. Be sure to allow two to three weeks following a stay before making a request, as it can take time for them to post.
How to make a compliment or complaint to Hyatt
If you want to share feedback on a recent Hyatt stay, there is an online form that requests particular stay details. Then you can share a compliment or complaint so the brand can get back to you. Another option is to use the World of Hyatt app’s messaging function.
How to complete a best rate guarantee claim
World of Hyatt has a best rate guarantee (similar to other brands like Marriott), assuring you will find the lowest rate when booking directly through a Hyatt channel. You’ll need to complete the online claim form within 24 hours of making the original reservation. If it is accepted, you will receive either 5,000 World of Hyatt bonus points or a 20% discount on the cost of the stay.
Even faster customer service with the World of Hyatt elite status
If you’ve earned elite status with World of Hyatt, there is an even quicker path to customer service since these members have dedicated phone numbers. Access to a private support line is one of the benefits of elite status membership with Hyatt.
For those that want a fast path to elite status, the World of Hyatt Credit Card comes with Discoverist status. This means that you earn bonus points for a stay (even more when paying for the stay with this card) and faster customer service assistance.
If you need to contact World of Hyatt
Your options are plentiful, which means no matter what your preference, you can get in touch with Hyatt customer service.
From picking up the phone, texting through an app, reaching out on social media, or sending an email, World of Hyatt and Hyatt Place customer service (among all other brands) are accessible with just a few touches of a button.
(Top photo courtesy of Hyatt)
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
Sure, short sales have come to a relative crawl after carving out a decent slice of the real estate market over the past couple years, but there are still some stragglers gaining bank approval and closing.
One of the more notable short sales to sell this week was in Greenwich, Connecticut. I say notable because it also happened to be the nation’s most expensive single-family home sale on record as well.
The so-called “Copper Beech Farm,” the only 50-acre estate located along Greenwich’s waterfront, sold this week for a reported $120 million.
Prior to the sale, the 12-bedroom, 7-bathroom (and two half-bathrooms) Colonial/Victorian residence was “enjoyed” by the Lauder Greenway family, who purchased it all the way back in 1904.
I guess that makes it the world’s oldest short sale too…
Original Asking Price Was $190 Million
The seller originally listed the sprawling property for $190 million last spring, earning it the distinction of the most expensive single-family home to come to market in the United States.
However, most realized it wouldn’t actually fetch that price, and after falling flat during its debut, the agent decided to get aggressive.
The asking price was dropped twice, including an initial $50 million price cut, followed by another $10 million price reduction.
That pushed the price down to $130 million, enough to garner a bite from a very rich buyer, who eventually paid $120 million.
It had plenty of room to fall and still snag the record, seeing that the next most expensive property to sell was a nine-acre Silicon Valley estate that went for $117.5 million.
That doesn’t include the $132.5 million sale of Montana’s Broken O Ranch, which is considered a working farm, not a SFR.
The 13,519 square-foot Greenwich property is actually zoned two-acre residential and subdivided into two tax lots of 20 and 30.6 acres, which could eventually be divided further.
The sales price of $120 million means it may have been sold short because property records indicated that the house was carrying at least $124 million in mortgage debt.
Of course, the owner may have paid the mortgage early since those numbers were reported, or simply brought in cash to make the deal happen.
It Is Located 40 Feet Above Mean High Water
Ironically, the property is situated “40 feet above mean high water” so you’ll never have to worry about it being underwater again. Well, until Greenland melts.
But if you like the water, you’ll love its 75-foot pool with spa (good thing because I hate when people skimp on spas!), along with its (almost) mile of shorefront and two private islands.
There’s also a grass tennis court if clay and hard court aren’t your thing, as well as a massive greenhouse, a stone carriage house with clock tower, a shingle cottage, a wine cellar, an elevator, and six garages.
Now that Copper Beech has sold, the next most expensive single-family residence on the market is a mansion occupied by Florida Panthers owner Vincent Viola, which is currently going for $114,077,000.
The property, which is located close to Central Park on the Upper East Side of Manhattan, was purchased for a mere $20 million back in 2005. It spans some 20,000 square feet.
Recognizing the potential to improve the lending process, Price transitioned from being a real estate agent to an assistant in the mortgage industry. In 2017, he started his own brokerage. “We opened up Price Mortgage so that I could do things how I wanted to and have an ideal place as an originator,” Price said. … [Read more…]
Summer, summer, summertime. There’s really nothing like it. And, on a scorching summer day, what could be better than kicking back by the pool, catching a few rays and riding out the heat with a few of your closest friends?
So, you want to throw a pool party that everyone will remember? Follow the expert tips below and set the new standard for summertime fun by throwing the most memorable pool party of the year.
Test your pool water
“Remember to test your pool water in the days leading up to your pool party,” urges a pool expert at Leslie’s.
This is “to ensure it’s safe and healthy for all. If your pool water isn’t clean, clear and sanitized, the pool party will not be fun for anyone!”
“Once you’re ready to party, you can add outdoor furniture, waterproof speakers, refreshments, snacks, games and cool pool floats to your backyard and pool!”
Create a welcoming ambiance
“Set the mood for your nighttime pool party with an impressive light show,” suggests Hannah Eubank of Pool Sharp TX.
“Most pool lights with automation have pre-programmed party modes where the lights create unique color patterns. From Mardi Gras to Independence Day themes, you can find something to suit your pool party vibes.”
Find what floats your boat
Christy, from the Happy Family Blog, suggests “having lots of fun colorful floats. Floats are a fun way to set the mood for the party. We also love to use them to serve things like popsicles or drinks on a bed of ice.”
Curious about the best pool floats? Find Christy’s picks on her blog.
Help yourself to some helium
“As summer heats up, you’ll need eye-catching décor and party supplies to create the perfect poolside event,” explains Dianne Pavek of Mayflower Distributing.
Encouraging creativity, Dianne went on to say, “Air-filled latex balloons can be assembled into countless displays! Colorful balloon animals, like dogs or swans, can float in the pool. Balloon columns and organic arches can also help showcase your event.”
Prioritize safety
“Pool party safety should be your number one concern,” explains Abe Breuer, CEO of John To Go and VIP To Go.
“You want people to be safe. Not only do unsafe conditions and accidents put people at risk, but they also eliminate the ability to have carefree fun. Try to get a trained lifeguard to attend the party. If it’s more of a demure, adult party, just having a licensed lifeguard is enough.”
Abe went on to explain how you should take extra precautions with youths, “If you’ll be having teens or young kids over, you may want to hire a lifeguard who has experience in keeping that demographic compliant with safety rules. Other adults, who are not attending for the express purpose of lifeguarding duties, may become distracted by the festive goings-on and/or the social aspect. Also, make sure that you have all the proper safety gear needed in a pool area such as non-slip grids, flotation devices, a first aid kit, a designated phone for emergencies and well-lit areas.
Abe wrapped up his thoughts by saying, “Finally, keep temps and sun exposure in mind. A pool party is not just about water safety. Make sure you have plenty of water on hand to keep dehydration at bay and set up a sunscreen station so all your guests can slather themselves in a coverup to prevent heat burns.”
Additional pool party safety tips:
Prohibit headfirst diving
Don’t allow tandem jumping
Prohibit breath-holding games
Avoid pool drains
Make sure at least one person attending the party is sober
If you’re in a communal pool, try to limit your party to one area
If you’re going to be hosting pool parties regularly, get CPR certified
Enjoy the warm weather
When it comes to beating the heat on a long summer day, nothing beats a pool party with your friends. Follow the advice above and enjoy a summer filled with the most memorable pool parties of your life.
A native of the northern suburbs of Chicago, Carson made his way to the South to attend Wofford College where he received his BA in English. After working as a copywriter for a couple of boutique marketing agencies in South Carolina, he made the move to Atlanta and quickly joined the Rent. team as a content marketing coordinator. When he’s off the clock, you can find Carson reading in a park, hunting down a great cup of coffee or hanging out with his dogs.
Summer, summer, summertime. There’s really nothing like it. And, on a scorching summer day, what could be better than kicking back by the pool, catching a few rays and riding out the heat with a few of your closest friends?
So, you want to throw a pool party that everyone will remember? Follow the expert tips below and set the new standard for summertime fun by throwing the most memorable pool party of the year.
Test your pool water
“Remember to test your pool water in the days leading up to your pool party,” urges a pool expert at Leslie’s.
This is “to ensure it’s safe and healthy for all. If your pool water isn’t clean, clear and sanitized, the pool party will not be fun for anyone!”
“Once you’re ready to party, you can add outdoor furniture, waterproof speakers, refreshments, snacks, games and cool pool floats to your backyard and pool!”
Create a welcoming ambiance
“Set the mood for your nighttime pool party with an impressive light show,” suggests Hannah Eubank of Pool Sharp TX.
“Most pool lights with automation have pre-programmed party modes where the lights create unique color patterns. From Mardi Gras to Independence Day themes, you can find something to suit your pool party vibes.”
Find what floats your boat
Christy, from the Happy Family Blog, suggests “having lots of fun colorful floats. Floats are a fun way to set the mood for the party. We also love to use them to serve things like popsicles or drinks on a bed of ice.”
Curious about the best pool floats? Find Christy’s picks on her blog.
Help yourself to some helium
“As summer heats up, you’ll need eye-catching décor and party supplies to create the perfect poolside event,” explains Dianne Pavek of Mayflower Distributing.
Encouraging creativity, Dianne went on to say, “Air-filled latex balloons can be assembled into countless displays! Colorful balloon animals, like dogs or swans, can float in the pool. Balloon columns and organic arches can also help showcase your event.”
Prioritize safety
“Pool party safety should be your number one concern,” explains Abe Breuer, CEO of John To Go and VIP To Go.
“You want people to be safe. Not only do unsafe conditions and accidents put people at risk, but they also eliminate the ability to have carefree fun. Try to get a trained lifeguard to attend the party. If it’s more of a demure, adult party, just having a licensed lifeguard is enough.”
Abe went on to explain how you should take extra precautions with youths, “If you’ll be having teens or young kids over, you may want to hire a lifeguard who has experience in keeping that demographic compliant with safety rules. Other adults, who are not attending for the express purpose of lifeguarding duties, may become distracted by the festive goings-on and/or the social aspect. Also, make sure that you have all the proper safety gear needed in a pool area such as non-slip grids, flotation devices, a first aid kit, a designated phone for emergencies and well-lit areas.
Abe wrapped up his thoughts by saying, “Finally, keep temps and sun exposure in mind. A pool party is not just about water safety. Make sure you have plenty of water on hand to keep dehydration at bay and set up a sunscreen station so all your guests can slather themselves in a coverup to prevent heat burns.”
Additional pool party safety tips:
Prohibit headfirst diving
Don’t allow tandem jumping
Prohibit breath-holding games
Avoid pool drains
Make sure at least one person attending the party is sober
If you’re in a communal pool, try to limit your party to one area
If you’re going to be hosting pool parties regularly, get CPR certified
Enjoy the warm weather
When it comes to beating the heat on a long summer day, nothing beats a pool party with your friends. Follow the advice above and enjoy a summer filled with the most memorable pool parties of your life.
A native of the northern suburbs of Chicago, Carson made his way to the South to attend Wofford College where he received his BA in English. After working as a copywriter for a couple of boutique marketing agencies in South Carolina, he made the move to Atlanta and quickly joined the Rent. team as a content marketing coordinator. When he’s off the clock, you can find Carson reading in a park, hunting down a great cup of coffee or hanging out with his dogs.
Content is based on in-depth research & analysis. Opinions are our own. We may earn a commission when you click or make a purchase from links on our site. Learn more.
Written By:
Updated: August 15, 2023
5 Min Read
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GoodFinancialCents® partners with outside experts to ensure we are providing accurate financial content.
These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times.
Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism.
Our expert reviewers hold advanced degrees and certifications and have years of experience with personal finances, retirement planning and investments.
Why You Can Trust GoodFinancialCents®
GoodFinancialCents® partners with outside experts to ensure we are providing accurate financial content.
These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times.
Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism.
Our expert reviewers hold advanced degrees and certifications and have years of experience with personal finances, retirement planning and investments.
About the Author
Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion – educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.
Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University – Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® – Accredited Asset Management Specialist – and CRPC® – Chartered Retirement Planning Counselor.
While a practicing financial advisor, Jeff was named to Investopedia’s distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC’s Digital Advisory Council.
Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.
Paul: [00:00:08] Hello, everyone, and welcome to the latest edition of NPA TV, one in which we are shining the spotlight on the Non-QM landscape. And it’s been quite the year for the mortgage industry at large. Of course, after a relative feast over the last couple of years, it’s been fanning for some … [Read more…]
Homeownership aspirations in the US are facing a considerable hurdle as mortgage interest rates have surged to their highest point since 2002.
The average interest rate for a 30-year fixed-rate home loan has now reached 7.09%, marking a stark contrast from just a couple of years ago. The abrupt increase in rates is a direct result of the Federal Reserve’s aggressive moves to curb inflation by raising interest rates.
In a span of two years, mortgage interest rates have more than doubled, significantly amplifying the financial burden for prospective homebuyers. For instance, the monthly payment on a $350,000 home, assuming a 20% down payment, has escalated to $1,880, compared to the considerably lower $1,159 in 2021 when interest rates remained below 3%.
Robert Dietz, the Chief Economist of the National Association of Home Builders, voiced concern, saying, “A lot of buyers have been priced out. If you don’t have access to substantial parental financial support for a down payment, the road to homeownership becomes exceedingly challenging.”
Notably, the ramifications of the escalating interest rates extend beyond potential first-time buyers. Existing homeowners are also hesitating to sell and upgrade their homes due to the prospect of higher mortgage interest rates. Dietz further explained, “Homeowners with existing 2% or 3% mortgages are in no rush to list their homes, given the potential for higher mortgage costs. This has led to a staggering 50% reduction in resale inventory compared to anticipated levels.”
The National Association of Realtors’ Chief Economist, Lawrence Yun, echoes these concerns, stating that the limited number of homes available for sale has led to a considerable drop in home sales. In June alone, sales of existing homes plummeted by 18.9% compared to the previous year.
The surge in mortgage interest rates closely correlates with the upward trajectory of the 10-year Treasury yield, which has also witnessed a recent ascent. This rise is attributed to growing expectations that the Federal Reserve will persist in maintaining higher interest rates in its bid to rein in inflation. The 10-year yield hit 4.3%, just a day after the release of the minutes from the latest Federal Reserve meeting.
As homebuyers grapple with the new reality of elevated mortgage rates, the housing market’s future remains uncertain, raising questions about its resilience in the face of mounting financial challenges.
Content is based on in-depth research & analysis. Opinions are our own. We may earn a commission when you click or make a purchase from links on our site. Learn more.
Quality Verified
GoodFinancialCents® partners with outside experts to ensure we are providing accurate financial content.
These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times.
Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism.
Our expert reviewers hold advanced degrees and certifications and have years of experience with personal finances, retirement planning and investments.
Why You Can Trust GoodFinancialCents®
GoodFinancialCents® partners with outside experts to ensure we are providing accurate financial content.
These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times.
Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism.
Our expert reviewers hold advanced degrees and certifications and have years of experience with personal finances, retirement planning and investments.
When I became an accredited investor, I found myself among an elite group with the financial means and regulatory clearance to access investments that many couldn’t. This opened doors to exclusive realms like hedge funds, venture capital firms, specific investment funds, private equity funds, and more.
Even though I had this “exclusive access” it took me awhile to start investing in alternative asset classes.
The Securities and Exchange Commission states that as an accredited investor, I possess a level of sophistication that equips me to craft a riskier investment portfolio than a non-accredited investor. While this might not be universally true for everyone, in my case, I had demonstrated the financial resilience to bear more risk (see barbell investing), especially if my investments took an unforeseen downturn.
One of the intriguing aspects I discovered was that investment opportunities for accredited investors aren’t mandated to register with financial authorities. This means they often come with fewer disclosures and might not be as transparent as the registered securities available to the general public.
The underlying belief is that my status as a sophisticated investor implies a deeper understanding of financial risks, a need for less disclosure on unregistered securities, and a conviction that these exclusive investment opportunities are apt for my funds.
On a personal note, as a practicing CFP®, I hadn’t always worked with accredited investors. Early in my career, I didn’t quite grasp the allure. But as time went on, I began to see the broader spectrum of investment options available to accredited investors.
As I learned more the clearer it became why this realm was so sought after. The variety and potential of these exclusive opportunities were truly eye-opening, reshaping my perspective on the world of investing.
Introduction to Accredited Investors
An accredited investor is an individual or a business entity that is allowed to trade securities that may not be registered with financial authorities. They are entitled to this privileged access because they satisfy one or more requirements regarding income, net worth, asset size, governance status, or professional experience.
The concept of an accredited investor originated from the idea that individuals or entities with a higher financial acumen or more resources are better equipped to understand and bear the risks of certain investment opportunities.
Historically, the distinction between accredited and non-accredited investors was established to protect less experienced investors from potentially risky or less transparent investment opportunities.
Regulatory bodies, such as the U.S. Securities and Exchange Commission (SEC), have set criteria to determine who qualifies as an accredited investor, ensuring that they have the financial stability and sophistication to engage in more complex investment ventures.
Criteria for Becoming an Accredited Investor
To be classified as an accredited investor, one must meet specific criteria set by regulatory bodies:
Criteria
Description
Income Requirements
An individual must have had an annual income exceeding $200,000 (or $300,000 for joint income with a spouse) for the last two years, with the expectation of earning the same or a higher income in the current year.
Net Worth Requirements
An individual or a couple’s combined net worth must exceed $1 million, excluding the value of their primary residence.
Professional Credentials
Recent updates have expanded the definition to include individuals with certain professional certifications, designations, or other credentials recognized by the SEC. Examples include Series 7, Series 65, and Series 82 licenses.
Business Entities
Entities, such as trusts or organizations, with assets exceeding $5 million can qualify. Additionally, entities in which all equity owners are accredited investors may also be considered accredited.
Best Investment Opportunities for Accredited Investors
Here’s a rundown of some of the top investment for accredited investors…
1. Fundrise
Minimum Investment: $500
Best for: Newbie Investors
Fundrise has revolutionized the real estate investment landscape. By democratizing access to real estate portfolios, it allows individuals to invest without the complexities of property management or the need for vast capital. The platform’s innovative approach provides exposure to a traditionally lucrative, yet often inaccessible, sector of the market
Through Fundrise, investors can access a diversified range of properties, from commercial ventures to residential units. The platform’s expert team curates these portfolios, ensuring a balance of risk and reward. With its user-friendly interface and transparent reporting, Fundrise has become a top choice for many venturing into real estate investments.
How it Works: Investors start by choosing a suitable investment plan on Fundrise. Once invested, the platform pools the funds with other investors and allocates them across various real estate projects. As these properties generate rental income or appreciate in value, investors receive returns in the form of dividends or appreciation.
Pros:
Diversified real estate portfolios.
User-friendly platform with transparent reporting.
Cons:
Limited liquidity compared to public markets.
Returns are dependent on real estate market performance.
2. Equitybee
Minimum Investment: $10,000
Best for: Experienced Investors
Equitybee offers a unique platform that bridges the gap between private companies on the cusp of going public and potential investors. This innovative approach provides a golden opportunity for investors to tap into the potential of startups and other private firms before they make their public debut.
The platform’s primary focus is on employee stock options. By allowing investors to invest in these options, they can potentially benefit from their appreciation as the company grows. With a vast array of companies, from emerging startups to established giants, Equitybee presents a diverse range of investment opportunities.
How it Works: Investors browse available stock options from various companies on Equitybee. Once they choose an option, they invest their funds, which are then used to purchase the stock options from the employees. If the company goes public or gets acquired, the investor stands to gain from the increased value of these stocks.
Pros:
Access to pre-IPO companies.
Diverse range of startups and established firms.
Cons:
Platform fee of 5%.
Potential risks associated with private market investments.
3. Percent
Minimum Investment: $500
Best for: Novice Investors
Percent stands as a beacon in the vast sea of the private credit market, illuminating a sector often overshadowed by traditional investments. This burgeoning market, valued at over $7 trillion, consists of companies borrowing from non-bank lenders. Percent offers a unique vantage point into this market, allowing investors to diversify their portfolios beyond typical stocks and bonds.
The allure of Percent lies in its ability to offer shorter terms and higher yields, combined with investments that are largely uncorrelated with public markets. This makes it an attractive proposition for those looking to step away from the volatility of traditional markets.
How it Works: Upon joining Percent, investors are presented with a plethora of private credit opportunities. After selecting an investment, funds are pooled with other investors and lent out to companies seeking credit. As these companies repay their loans, investors earn interest, providing a steady income stream.
Pros:
Access to the burgeoning private credit market.
Potential for higher yields.
Cons:
Requires understanding of private credit dynamics.
Less liquidity compared to public markets.
4. Masterworks
Minimum Investment: $10,000
Best for: Novice Investors
Masterworks paints a vivid picture of art investment, blending the worlds of finance and fine art. Traditionally, investing in art was a luxury reserved for the elite. However, Masterworks has democratized this, allowing individuals to buy shares in artworks from world-renowned artists.
The platform’s strength lies in its expertise. From authentication to storage, every facet of art investment is handled meticulously. This ensures that investors can appreciate both the beauty of their investments and the potential financial returns.
How it Works: After registering on Masterworks, investors can browse a curated selection of artworks. They can then purchase shares, representing a fraction of the artwork’s value. Masterworks takes care of storage, insurance, and eventual sale. When the artwork is sold, investors share the profits based on their ownership.
Pros:
Opportunity to diversify with fine art.
Managed by art experts.
Cons:
Art market can be unpredictable.
Long-term investment horizon.
5. Yieldstreet
Minimum Investment: $15,000
Best for: Advanced Investors
Yieldstreet stands at the intersection of innovation and alternative investments. It offers a smorgasbord of unique investment opportunities, ranging from art to marine finance. For those looking to venture beyond the beaten path of traditional stocks and bonds, Yieldstreet presents a tantalizing array of options.
The platform’s allure lies in its curated selection of alternative investments, each vetted by experts. This ensures that while investors are treading unconventional grounds, they’re not stepping into the unknown blindly.
How it Works: Investors begin by browsing through the diverse investment opportunities on Yieldstreet. After selecting their preferred asset class, their funds are pooled with other investors and allocated to the chosen venture. Returns are generated based on the performance of these assets, be it through interest, dividends, or asset appreciation.
Pros:
Wide range of alternative investments.
Potential for high returns.
Cons:
Some niches may be too specialized.
Requires a deep understanding of chosen investments.
6. AcreTrader
Minimum Investment: $10,000
Best for: Newbie Investors
AcreTrader, as its name suggests, brings the vast expanses of farmland to the investment table. It offers a unique opportunity to invest in agricultural land, combining the stability of real estate with the evergreen nature of agriculture. With the global population on the rise, the value of fertile land is only set to increase.
The platform meticulously vets each piece of land, ensuring only the most promising plots are available for investment. This rigorous process ensures that investors are planting their funds in fertile ground, poised for growth.
How it Works: Investors peruse available farmland listings on AcreTrader. After selecting a plot, they can invest, effectively owning a portion of that land. AcreTrader manages all aspects, from liaising with farmers to ensuring optimal land use. Investors earn from the appreciation of land value and potential rental income.
Pros:
Stable, tangible asset.
Potential for steady returns.
Cons:
Returns may be slower compared to other platforms.
Limited to U.S. farmland.
7. EquityMultiple
Minimum Investment: $5,000
Best for: Experienced Investors
Summary: EquityMultiple is a testament to the power of collective investment in the real estate sector. By leveraging the principles of crowdfunding, it offers a platform where multiple investors can pool their resources to finance high-quality real estate projects. This collaborative approach allows for diversification and access to projects that might be out of reach for individual investors.
The platform’s strength lies in its curated selection of real estate opportunities, ranging from commercial spaces to residential properties. With a team of seasoned real estate professionals at the helm, EquityMultiple ensures that each project is vetted for maximum potential and minimal risk.
How it Works: Upon joining, investors can explore a variety of real estate projects. After committing to a project, their funds are pooled with other investors to finance the venture. Returns are generated through rental incomes, property appreciation, or the successful completion of development projects.
Pros:
Diverse real estate opportunities.
Managed by real estate professionals.
Cons:
Market risks associated with real estate.
Longer investment horizons.
8. CrowdStreet
Minimum Investment: $25,000
Best for: Advanced Investors
CrowdStreet stands as a pillar in the commercial real estate investment domain. With its vast experience and industry connections, it offers a platform where investors can tap into prime real estate projects across the nation. From bustling urban centers to tranquil suburban locales, CrowdStreet provides a diverse range of investment opportunities.
The platform’s expertise ensures that each project is meticulously vetted, offering a blend of potential returns and stability. For investors looking to delve into commercial real estate without the hassles of property management, CrowdStreet is an ideal choice.
How it Works: After registration, investors can browse a myriad of commercial real estate offerings. Upon investing in a project, CrowdStreet manages the investment, providing regular updates and ensuring optimal project execution. Investors earn returns based on the project’s performance, be it through rentals, sales, or project completions.
Pros:
Access to prime commercial properties.
Established platform with a proven track record.
Cons:
High minimum investment.
Market dependency for returns.
9. Mainvest
Minimum Investment: $100
Best for: Newbie Investors
Mainvest offers a refreshing twist in the investment landscape, focusing on the heart and soul of the American economy: local businesses. From quaint cafes to innovative startups, Mainvest provides a platform where investors can support and benefit from the growth of small businesses in their communities.
The platform’s community-centric approach ensures that investments are not just about returns but also about fostering local economies. For those looking to make a difference while earning, Mainvest presents a unique opportunity.
How it Works: Investors can explore various local businesses seeking capital on Mainvest. By investing, they essentially buy a revenue-sharing note, earning a percentage of the business’s gross revenue until a predetermined return is achieved.
Pros:
Support and invest in local businesses.
Low minimum investment.
Cons:
Risks associated with small business investments.
Returns might be slower compared to other platforms.
10. Vinovest
Minimum Investment: $1,000
Best for: Novice Investors
Vinovest uncorks the world of wine investment, offering a blend of luxury, history, and financial growth. Fine wines have been a symbol of opulence for centuries, and Vinovest provides a platform where this luxury becomes an accessible investment.
With a team of wine experts guiding the way, the platform ensures that each wine is not just a drink but an investment poised for appreciation. From sourcing to storage, Vinovest handles every facet, ensuring the wine’s value grows over time.
How it Works: After signing up, investors set their preferences and investment amount. Vinovest then curates a wine portfolio based on these preferences, handling sourcing, authentication, and storage. As the wine appreciates, so does the investor’s portfolio.
Pros:
Unique investment opportunity in fine wines.
Managed by wine connoisseurs.
Cons:
Long-term holding for optimal returns.
Market influenced by external factors like climate.
11. Arrived Homes
Minimum Investment: $100
Best for: Novice Investors
Arrived Homes offers a fresh perspective on real estate investment, focusing on the charm of single-family homes. While skyscrapers and commercial complexes often dominate real estate discussions, single-family homes offer stability, consistent returns, and a touch of nostalgia.
The platform’s strength lies in its focus. By concentrating on single-family homes, it offers investors a chance to tap into a stable real estate segment, benefiting from both rental income and property appreciation.
How it Works: Investors browse available properties on Arrived Homes. After selecting a property, they can invest in shares, representing a portion of the home’s value. As the property is rented out, investors earn a share of the rental income. Additionally, any appreciation in property value benefits the investors.
Pros:
Low minimum investment.
Quarterly dividends.
Cons:
New platform with a shorter track record.
Limited to single-family homes.
12. RealtyMogul
Minimum Investment: $5,000
Best for: Novice to Experienced Investors
RealtyMogul stands tall in the commercial real estate investment landscape. It offers a platform where diversification meets opportunity, presenting a range of commercial properties for investment. From bustling office spaces to serene residential complexes, RealtyMogul provides a plethora of options for investors to expand their portfolios.
The platform’s prowess lies in its dual approach. Investors can either dive into non-traded REITs or make direct investments in specific properties. This flexibility ensures that both novice and experienced investors find opportunities that align with their investment goals.
How it Works: Upon joining RealtyMogul, investors can choose between REITs or direct property investments. Their funds are then channeled into these real estate ventures. Returns are generated through rental incomes, property sales, or successful project completions.
Pros:
Wide range of commercial properties.
Both REITs and direct investments available.
Cons:
Market risks inherent to real estate.
Higher minimums for direct investments.
The Future of Accredited Investing
The world of accredited investing is dynamic and ever-evolving. Emerging trends suggest a shift towards democratizing investment opportunities, with regulatory bodies considering more inclusive criteria for accredited investor status. This shift aims to balance the need for investor protection with the recognition that financial acumen can come from experience and education, not just wealth.
Furthermore, technological advancements are playing a pivotal role. The rise of blockchain and tokenized assets, for instance, is creating new avenues for investment and might reshape the landscape of opportunities available to accredited investors.
xAs the line between traditional and alternative investments blurs, the future promises a more integrated, inclusive, and innovative environment for accredited investors.
The Bottom Line – Top Investments for Accredited Investors
Understanding the role and opportunities of accredited investors is crucial in the modern financial landscape. While the distinction offers privileged access to unique investment opportunities, it also comes with increased risks and responsibilities.
As the world of investing continues to evolve, potential accredited investors are encouraged to stay informed, conduct thorough research, and seek professional advice. The realm of accredited investing, with its blend of challenges and opportunities, promises exciting prospects for those ready to navigate its complexities.
FAQs – Investment Options for Accredited Investors
Why is there a distinction between accredited and non-accredited investors?
The distinction is primarily for investor protection. Accredited investors are deemed financially savvy or stable enough to handle the risks associated with unregistered securities, which might be riskier and less transparent.
What investment opportunities open up for accredited investors?
Accredited investors gain access to a broader range of investment opportunities, including hedge funds, private equity, venture capital, certain private placements, and more.
Are investments for accredited investors riskier?
While not inherently riskier, these investments often come with less regulatory oversight and transparency, which can increase potential risks. It’s essential to conduct thorough due diligence before investing.
Do accredited investors have any advantages in the public stock market?
While the primary benefits of being an accredited investor pertain to private investment opportunities, the financial acumen and resources associated with accredited investors can also be advantageous in public markets, especially when considering more complex investment strategies.
About the Author
Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion – educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.
Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University – Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® – Accredited Asset Management Specialist – and CRPC® – Chartered Retirement Planning Counselor.
While a practicing financial advisor, Jeff was named to Investopedia’s distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC’s Digital Advisory Council.
Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.
Tomorrow (April 8th) at 11 am PST, Geek Estate is conducting a virtual discussion on affordable housing — facilitated by Matt Hoffman at HousingTech Ventures. It is a discussion, not a webinar…. so limited to 15-20 participants. If you are a founder/operator working on a solution in the space, we have a couple open slots. There is an agenda outline included below to give you a better sense of what will be covered.
If interested in joining, please shoot me a note (drew at geekestatelabs dot com).
Market level considerations
Will rents be paid? If not, what are the implications? (forbearance; lease modifications; evictions)
Will mortgages be paid? If not, what are the implications? (forbearance/foreclosure)
Government/Policy
What policy fixes will be short-term and what if any will be long-term?
How do we not waste this crisis to fix:
Zoning issues
NIMBY issues
Permitting issues
Other regulatory barriers
How do we not waste this crisis to get:
Cheaper capital for affordable housing
Funding for resident services
Solutions
What operational solutions are now likely to be more palatable for landlords/portfolio owners?
Will banks, insurance companies, and appraisers change underwriting criteria?
What tenant services are landlords likely to eliminate or want to adopt?
How can landlords/portfolio owners operate more virtually?
How do you get people’s attention in a time of crisis to try your service/solution?