Have you landed a new job opportunity on the other side of the country? Maybe you find yourself scrambling to find an apartment on a tight turnaround.
Finding an apartment isn’t easy, and conducting a long distance apartment search has many more difficulties. Here are some things you need to know to cut down on the stress of making a long distance search.
Research the area and building thoroughly
Finding an apartment that might work is just the beginning. Apartment Guide makes the early part of seeking an apartment much simpler and more efficient. Finding the right price range, number of bedrooms/bathrooms, and proximity to certain neighborhoods is the easier first step.
Think about how much you don’t know when moving to an apartment in a different part of town. Now that you’re not even in the same general area, you don’t even know the things you don’t know.
Here are some of the next steps you’ll need to take:
Research the building, landlord, and management company: Google is your best friend for this part of the process. Check the Better Business Bureau, and anywhere you find reviews of apartment buildings (our listings have reviews for exactly that reason). Keep an eye out for the trends in reviews. One person’s experience can be an anomaly, but if several people are reporting the same issue, it’s something you need to seriously consider.
Find travel times to important destinations: How long will it take to drive to your job, your kids’ school, the nearest gas station, or the grocery store? Can you walk to any of these places instead of driving? While a long drive might not be a deal breaker on its own, it can have a negative effect on your quality of life.
Find the right timing for your search: Some places have different schedules for renting, such as heavy tourist areas and college towns. If you’re looking at the wrong time, you might not be able to find anything, or apartments won’t be available until much closer to the move in date.
Visit in person or find someone local
It’s always best if you can go out ahead of time to check out the apartment and the area around it in person. If you can’t, this is where it’s especially useful to know someone in the area. Reach out to your social networks. You might not know anyone who lives where you’re looking, but perhaps you have a friend who does. They can fill in the gaps about what areas you should look at, and start to answer the questions you don’t even know to ask. A local contact can check out the apartment and neighborhood for you and even send you photos and video.
If you’re relocating for a new job, ask your employer for help. It’s likely that they will have someone in HR or their relocation department who can provide helpful resources on finding a place to live. They can also put you in touch with local employees and other workers who have relocated from out of town.
Be ready to act
If you are able to make an in-person trip, it’s likely that your time will be extremely limited. You can’t afford to miss out on the right place should you happen upon it. Be prepared to sign a lease immediately. This means coming equipped with all the necessary documentation, including:
Driver’s license, passport or state-issued ID
A utility bill with your current address
Social security card
Checkbook (in case you need to put down a deposit)
Bank statements (in paper or electronic form)
A letter from your employer or recent pay stub
Take a virtual tour
With every passing day, emerging technologies offer new and more efficient ways of doing what previously seemed impossible. Searching for a place to live in a far away location is no exception. Video tours are a growing way to see more of where you’re going to be moving. An increasing number of owners of apartments and rental properties are offering high definition photos, video walkthroughs, 360-degree imagery and in some cases VR apartment tours that you can take from your laptop or smartphone.
Search on ApartmentGuide.com and look for links to slideshow, video or tour in the top right corner of any property page. See the image below for reference.
Lean on the leasing agent
If you can’t get yourself or someone you know out to look at the apartment, you’re not out of luck. In addition to virtual tours, request to set up a video call with the leasing agent. They can walk you through the apartment to give you a better idea of the looks and layout. Never hesitate to ask them other questions, either. Their job is to help current and prospective renters, so take advantage of that.
Be cautious about anything suspicious
When you’re moving to another city, you’re in a difficult and busy situation. It’s easy to miss something. Not everyone is unscrupulous, but you have to remember that you’re vulnerable to being taken advantage of. Be cautious about anything you don’t understand or that looks suspicious. Always ask those questions, and don’t sign something that makes you uncomfortable.
Use this helpful apartment hunting checklist or consider creating your own.
Look for a sublet or short term lease
While shorter-term leases tend to be more expensive, that flexibility can be worth paying for. This gets you somewhere to live in the area for a short time. During that time, learn what you really need to know, and make a more informed decision a few months later. Subletting can give you the same opportunity for less money, at the cost of a little added complexity.
Need more help with your search? Online Apartment Search TipsTips for Researching Neighborhoods Online
Technology startups are considering whether or not it’s necessary to return to the office, and for those who think it is, they’re also rethinking what that office should look like.
Maria Gothsch, chief executive of Partnership Fund for New York City, told The Washington Post that many tech startups will decide that they want office space. She said many will decide against moving to a remote workforce on a permanent basis, even though companies like Twitter have already said they plan to do exactly that.
The thing is, the office serves as a place for people in their 20s and 30s to meet people.
“If you are not addressing that desire of that demographic—to give them a place to work—you are potentially impeding your ability to recruit those people,” Gotsch told the Post.
One tech startup that’s already reconsidering its office footprint is MikMak, an e-commerce software company. Its founder and CEO Rachel Tipograph recently broke her 18-month lease on a New York City office building at the height of the COVID-19 pandemic, and is now planning to sign a new lease once a vaccine has become widely available. She said her employees are free to move anywhere in the U.S. however, as the next lease she signs will be something more akin to an event space rather than a traditional office.
“I’m calling it a hub,” Tipograph told The Wall Street Journal. “You’ll do new employee onboarding, big team meetings, maybe fancy client presentations. But you don’t come there 9 to 5 every day to get work done.”
But while startups are re-imagining their offices spaces for the post-pandemic era, other more established companies are lining up more traditional office space in big cities. Facebook for example, recently signed a lease for 730,000 square feet of office space in the Farley Building on Manhattan’s West Side. Meanwhile, Amazon has said it plans to add 900,000 square feet of office space in Dallas, Denver, Detroit, New York City, Phoenix and San Diego.
Still, commercial office landlords are growing concerned, as more than 3 million square feet of office space in Manhattan alone was put up for rent during the third quarter. With so much space available, some landlords are now offering more flexible lease terms to attract companies back.
One such company is Two Trees Management, which operates several buildings in the New York area that house hundreds of startups. Faced with numerous startups that have deserted its offices in recent months, it’s now offering more flexible leases to startups that can be as short as just six months. Previously, its standard leases were offered for a minimum of three years.
Mike Wheatley is the senior editor at Realty Biz News. Got a real estate related news article you wish to share, contact Mike at [email protected]
Landlords in Los Angeles can resume evicting tenants for unpaid rent and other reasons come Feb. 1, the City Council confirmed in a vote last week.
The decision will end some of the longest-lasting tenant protections in the nation, first passed in March 2020 as part of the emergency response to the COVID-19 pandemic. Since then, landlords have not been allowed to evict their tenants for most reasons, including if the owners wanted to move into their own homes.
The emergency rules have also prohibited landlords from raising the rent in more than 650,000 rent-controlled units in the city, nearly three-quarters of L.A.’s apartment stock. Rent increases in such units will continue to be barred until February 2024.
The city’s emergency protections started amid fears that the deep job loss at the beginning of the pandemic could lead to a tsunami of evictions and worsen the spread of COVID-19. Federal, state and other local political leaders put into place similar anti-eviction rules and offered billions of dollars in financial assistance for those behind on rent.
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But as the pandemic wore on, the eviction protections passed elsewhere expired, leaving those in the city among the last of any major metropolitan area. L.A. County’s similar eviction prohibitions will end Dec. 31.
The local tenant protections have persisted as leaders worried that lifting them, especially as waves of coronavirus infection have continued, would exacerbate the region’s underlying homelessness and overcrowding problems.
“We already have 40,000 people living in the street and we don’t want it to be 40,001,” Councilmember Heather Hutt said at a rally for tenant protections this week, referencing the city’s homeless population.
In October, the council first voted to set Feb. 1 as the expiration date for the COVID anti-eviction rules, while also advancing measures that would expand renter protections in general. Most notably, landlords would no longer be allowed to evict tenants in any rental property, including single-family homes, unless there was unpaid rent, documented lease violations, owner move-ins or other specific reasons. Currently, only tenants living in rent-controlled apartments have this protection.
Then-Council President Nury Martinez brokered the deal to move the policies forward together. But less than a week after the October council vote, City Hall was rocked by the leak of an audio tape in which Martinez made a series of racist remarks in a 2021 conversation with Councilmembers Kevin de León and Gil Cedillo and Los Angeles County Federation of Labor President Ron Herrera. Martinez resigned and De León and Cedillo stopped showing up at council meetings amid protests over their behavior.
The chaos made it impossible to garner enough support to advance the original plan all at the same time, said Councilmember Nithya Raman, who now leads the council’s housing committee. Instead, last week’s council vote just set the end of the COVID rules, allowing evictions to resume Feb. 1.
Still, Raman and others believe it remains necessary to pass the further protections before the end of next month. Also under consideration are measures to block evictions until February 2024 for tenants who have unauthorized pets or who added residents who aren’t listed on leases and for tenants who are a month or less behind in rent.
“We made a commitment as a council that we would not move out of this period of emergency protections during COVID without a new set of protections for tenants in place,” Raman said. “It is absolutely essential that we keep that promise to the people of Los Angeles.”
The council won’t have much time. Its meeting Tuesday was the last before it recessed for the year. Council meetings resume Jan. 10.
Some of the proposed new protections have more support than others.
John Lee has been among the council members most consistently advocating to end the COVID anti-eviction rules, saying they’re unduly hurting small landlords. Lee said he backs expanding protections against evictions without lease violations, but not the proposal making it harder to evict people for unpaid rent.
“I’m not willing to create any situation where we’re discouraging investment in the city and won’t support anything that will reduce our housing stock,” Lee said.
Despite the rules barring most evictions during the pandemic, the process has been uneven and hard to follow. At various points, tenants have had to pay a portion of rent owed and provide written declarations to their landlord that they’ve been affected by COVID-19. Tenants who remain behind on their rent still owe it.
The level of eviction protection will depend on how long the back rent has been owed and whether tenants followed the notification requirements. In some cases, renters will be permanently barred from eviction for those old debts, though landlords can try to recover the money in small claims court. In other cases, tenants who are now behind will have at least until August before they can be evicted.
The confusionis probably already contributing to a surge in eviction cases even before the protections expire. The number of eviction filings countywide this June eclipsed the amount in February 2020, the last full month before the COVID rules went into place, according to L.A. County Superior Court records compiled by Kyle Nelson, a postdoctoral researcher at UCLA who has tracked them during the pandemic. Since then, filings have continued at pre-pandemic rates.
Nevertheless, many landlords have long been eager for the temporary protections to end.
Reid Rose’s mother-in-law died after a long battle with Alzheimer’s disease shortly before the pandemic began. Rents from her Silver Lake duplex had helped pay for her healthcare, and the plan always had been to sell the property and distribute the proceeds to the heirs after her death. But the eviction protections scared away would-be buyers who were uninterested if they couldn’t remove the tenants, Rose said.
Unwilling to sell at well below the property’s value, Rose said his family has been forced to remain landlords. The eviction rules have also prevented them from being able to move in relatives who were looking for housing in Los Angeles.
“We’re just being held in a state of limbo without being able to make any decisions that affect a substantial number of family members,” said Rose, 68. “We do not want to be landlords. The City Council is basically compelling us to be landlords.”
The first day the protections end, Rose said, the family plans to begin evicting their tenants.
When you make the decision to move into a new home, there are a lot of questions that you need to have answered. You need to know what you can afford, whether you should stay in the same neighborhood, how many rooms you need, and more. Another big question that you may need to consider is whether it makes sense to rent a home instead of buying one. (You can use our Renting vs. Buying Calculator to help you decide.)
If you choose to rent a home, ask these questions before you say yes.
What changes can you make? Ask your landlord how much you can alter the home. Can you paint the walls a bright color? What about making holes in the wall to hang pictures? Not being able to decorate your home the way you want may alter your decision; however, there are ways to make changes without upsetting your landlord.
How is maintenance handled? Should you be making the repairs yourself or will the landlord handle them? What about emergency repairs? Ask this question before you sign on the dotted line so you’re aware of your financial responsibilities.
What’s the penalty for breaking the lease early? Most leases have a time limit and a repercussion for breaking the lease. Find out the fee in advance so you can add it into your budget should you need to move.
How are utilities factored in? Ask if you will be responsible for paying the utilities or if you’ll owe the landlord a lump sum that is included in your monthly rent. Find out the details about your monthly utility bills before the lease is signed so you can budget properly.
Ask these questions so you choose a “Home Sweet Rental” that’s right for you!
When it comes to renting an apartment, understanding the different types of leases available is essential for both tenants and landlords. A lease agreement serves as a legally binding contract that outlines the terms and conditions of the rental arrangement. While the most common lease is the standard one-year lease, there are other types of leases that offer different durations and flexibility.
From month-to-month leases for those seeking short-term arrangements to fixed-term leases for individuals looking for a longer commitment, exploring the various lease options allows both landlords and tenants to find an agreement that best suits their needs. We’re covering the four different types of leases for apartments, providing insights into their benefits and considerations and enabling you to make an informed decision when entering into a rental agreement.
Fixed term lease
A fixed-term lease, also known as a lease for a specific term, is a type of rental agreement that establishes a period during which the renter agrees to occupy the rental property. Typically, fixed-term leases last for one year, but they can also range from several months to several years, depending on the agreement between the landlord and the tenant.
One of the key features of a fixed-term lease is its stability and predictability. Both the tenant and the landlord enter into a contract agreement that outlines the start and end dates of the lease, as well as any terms and conditions that the renter has to abide by. This provides a sense of security for both parties, as they know the duration of the lease and can plan accordingly or resign when their lease is up.
Ideal renter type: students, stable-income renters and families.
Month-to-month lease
A month-to-month lease is a type of rental arrangement that operates on a short-term basis without a fixed end date. Unlike a fixed-term lease, which has a specific duration, a month-to-month lease automatically renews on a monthly basis until either the tenant or the landlord provides proper notice to terminate the agreement.
One of the key advantages of a month-to-month lease is its flexibility. Renters have the freedom to continue renting the property on a month-to-month basis without being locked into a long-term commitment. This flexibility is particularly beneficial for individuals who may have uncertain or changing plans.
Ideal renter type: renters with jobs that relocate, students and renters who need flexibility and renters who want to test out a living area.
Joint lease
A joint lease, also known as a co-tenancy or shared lease, is a type of rental agreement in which two or more individuals sign the lease together. In a joint lease, all tenants are equally responsible for the obligations and terms outlined in the lease agreement.
One of the primary advantages of a joint lease is that it allows roommates to share the responsibility of renting a property. This is commonly seen among roommates or friends who wish to live together and split the rent and other expenses. By signing a joint lease, all tenants are liable, meaning that each tenant is individually responsible for the full rent payment and any other terms outlined in the lease. If one tenant fails to fulfill their obligations, the other roommates are responsible for covering the shortfall.
Ideal renter type: couples, close friends, relatives and students who want to live with others.
Sublease
A sublease, also known as a sublet, is an arrangement in which a tenant rents out all or part of their leased property to another individual. In this arrangement, the original tenant becomes the sublessor, while the new occupant becomes the sublessee. The sublessee pays rent directly to the sublessor, who then forwards that payment to the original landlord.
Subleasing is useful for certain situations. For example, if a tenant needs to relocate temporarily but doesn’t want to break their lease, they can find someone else to take over the remaining lease term.
Before entering into a sublease, it’s important to review the original lease agreement with the landlord. Some leases prohibit subleasing without the landlord’s consent, while others allow it under certain conditions. If the original lease permits subleasing, the tenant must typically seek the landlord’s approval before proceeding.
Ideal renter type: renters who get relocated, renters studying abroad or moving for an internship.
To lease or not to lease
Understanding the different types of apartment leases is essential to determine the right fit for you as a renter. By considering factors such as lifestyle, financial situation and future plans, renters can make informed decisions about the most suitable lease type for their specific circumstances. Regardless of the lease type chosen, clear communication, attention to detail and mutual understanding between landlords and tenants are key to fostering a positive renting experience.Ready to sign one of these types of leases in your dream apartment? Start here!
Typically when people think of an IRA or what you can hold in an IRA, they think of stocks, bonds, mutual funds, CDs, maybe even money markets. What a lot of people don’t know is that there are other things that you can hold in your IRA other than the usual suspects. Some of the things that people would like to hold in an IRA but they can’t are insurance policies, certain collectibles such as art, antiques, metals, rugs, gems, stamps, coins, or even maybe alcoholic beverages such as wines. Please see IRS Pub 590 for more information on what collectibles can’t be held into an IRA. Unfortunately, none of those can be held in an IRA. On the bright side here are eight things that can be held in your IRA.
1. Certain gold and silver coins minted by the US treasury.
These include the Gold Eagle and Silver Eagle Coins. You may also vest into high quality gold, silver, or platinum and palladium bouillon
2. Stock from an initial public offering.
Most are familiar with the letters “IPO“. If a company has never issued equity before, it would be considered an IPO. Since it’s an entirely new issue, there are certainly more risks involved.
3. Closely held stock.
Private or closed corporation stock offerings are not available to the public on the open market. Normally, they are made to pre-qualified individuals. These offerings must comply with the securities Blue Sky laws in the state in which the offering is made. The number of individuals included in the offering cannot exceed the maximum stipulated by state law.
These offerings, usually made by corporations seeking capitalization, can be in any class of stock described in their prospectus. Many corporations act as their own registrar as well as transfer agent. They may or may not use market makers for their offerings. Purchases and sales are described in their offering materials, which you should study closely.
4. Real estate Investments.
If you watched as much Flip That House as I have, you know that flipping a home can be a good real estate investment. But who ever thought you could hold that real estate in an IRA, right? Here some of the type of property that you can hold:
Single family and multi-unit homes
Apartment buildings
Co-ops
Condominiums
Commercial property
Improved or unimproved land (leveraged or unleveraged)
You can use a special type of IRA to hold real estate called a self-directed IRA. You can use a company called Equity Trust to hold your self-directed IRA.
5. Limited Partnerships
A partnership is a type of unincorporated business organization in which multiple individuals, called general partners, manage the business and are equally liable for the debts of the business.
Other individuals, called limited partners, may invest in the business but are not directly involved in management. Limited partners are liable only to the extent of their investments.
Unlike a limited liability company or a corporation, partners share equal responsibility for the company’s profits and losses, and its debts and liabilities.
The partnership itself does not pay income taxes, but each partner has to report their share of business profits or losses on their individual tax return. Estimated tax payments are also necessary for each of the partners for the year in progress.
General Rules Regarding Partnerships in a Self-Directed IRA or Real Estate IRA
Here are some general rules regarding self directed partnership investments in your self-directed individual retirement account or real estate IRA:
The partnership agreement must permit an individual retirement account or a qualified plan to be a partner.
The partnership must comply with the appropriate state law, have a determinate life, and be assignable.
The partnership subscription agreement must be signed by you as having been read and approved, and will be executed by Entrust for your benefit.
Partnerships may be subject to unrelated business income (UBIT) and other taxes. It’s important to consult your tax advisor for proper direction.
6. Oil and gas royalty interest.
Minerals, royalties and overriding royalties receive revenues from the production of oil and gas from a well without paying the drilling or monthly operating expenses from the well.
The term “royalties” can be used interchangeably to mean mineral interests, royalty interests, or overriding royalty interests. However, there is a difference between minerals and royalties, and an even greater difference between overriding royalties and both minerals and royalties. The similarity between mineral interests and royalty interests is that both involve ownership of minerals under the ground. Both receive portions of the income from the production of oil and gas. However, the difference is that the owner of a mineral interest also has the right to execute leases as well as collect bonus payments; whereas, the owner of royalty interests does not execute leases or collect bonus payments.
7. Stock options.
Unless you work for a major corporation, you probably aren’t familiar with stock options. Basically, a company will give their employees options on the company stock that can be redeemed hopefully as a gain later on. If held in an IRA, these gains could be deferred.
8. Notes or Mortgages
A note is a vehicle that is used to extend credit from one or more individuals or entities to another individual or individual’s entity.
There are two types of notes:
Secured notes are backed by collateral, providing the lender increased assurance of return of the loan amount and interest, such as mortgages and deeds of trust.
Unsecured notes are not backed by collateral. You might consider an unsecured note for perhaps a friend or a non-disqualified relative, but it is a higher risk—and sometimes reward—than a secured note.
Investing in Trust Deeds and Mortgage Notes
To clear up confusion a trust deed, deeds of trust, and mortgage notes are largely the same investment, depending on the state that you reside in.
These notes may be either in first or subordinate positions and may be purchased from brokers or private parties. Usually, the documentation is recorded at county recorder’s offices, and title to the property is insured as instructed.
Disadvantages of These Investments
While it’s an interesting and unique list, one of the disadvantages of doing so is that most of these types of investments are illiquid. From my personal experience, other than the gold coins, most of my clients have not attempted to hold any of these types of investments in their IRA’s.
For those that are approaching required minimum distribution age at 70 1/2 holding some of these illiquid investments will make it difficult to generate the cash that’s required to be taken out . And by not taking out the RMD you are subject to the 50% penalty that the IRS will impose.
In addition to that, it may be also difficult to find a trustee to actually that will be willing to hold these types of assets. Many investment or brokerage firms are not willing to do the extra work to hold such a unique asset in a self directed IRA.
Inside: Learn how much your 80k salary is hourly. Plus find tips to make more money and live the lifestyle you want.
Retirement can be a scary word to those who are not wealthy or afraid of having too much time on their hands.
People in the workforce often don’t know what they will do when their retirement comes around, but it doesn’t have to be that way after all.
For most retirees, there are many reasons they want to work after retirement. And that is 100% okay!
Low stress jobs after retirement make for great part-time careers while still providing enough flexibility to enjoy your personal life. Plus a little extra money is always helpful!
While there is no one “right” answer on which job for you, we compiled a list of 30 great options to consider. All of these jobs offer relatively low stress levels and plenty of opportunities for relaxation and enjoyment.
But before you jump on the first one that comes along, you want to consider which will work best and help ease your transition into the world of retirement.
When you retire, you want to find a job that is low stress and enjoyable. That’s why finding a good retirement job is so important!
The benefits of having a low stress job after retirement
After years of hard work, retirement is a time to relax and enjoy life.
However, for some retirees, working part-time or as a side job can provide additional earnings and a sense of purpose. The following jobs are perfect for seniors over 55, or those post-retirement. They have lower stress levels than the average job and offer many opportunities for growth.
Many retirees below starting a second career after retirement would be difficult and are looking for a job that has fewer strings attached. This may be due to the fact that many retirees feel they have reached the pinnacle of their careers and want more time freedom.
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Fortunately, there are many available jobs with increasing demand and most even have lower stress levels than average.
Retirement is a good time to consider additional earnings. This can provide a stream of money for people who want to enjoy life longer and need an additional income. In addition, working can help retirees stay mentally and physically healthy.
Jobs to Do after Retirement
The list is composed of jobs that are perfect for seniors over 55, or even post-retirement. They have lower stress levels than the average job and offer many opportunities for growth.
Some retirees prefer to work part time or as a side job; others want to find a full-time position that will keep them busy and engaged in their community. Whatever your preference, know that there are plenty of great options out there!
Retiring means starting a new life, so it is important to consider this change as the beginning of a new life and not the end of an old one.
So go ahead and take the plunge into retirement! It’s a new beginning full of endless possibilities.
There are plenty of good jobs for retirees!
What are fun jobs after retirement?
There are many fun retirement jobs that pay a small fortune! And what your personality prefers!
Some people choose to continue working in the same field, but in a more relaxed or part-time capacity. Other people choose to use their retirement to try something new and exciting, such as starting their own business, traveling, or taking up a new hobby.
What can I do after retirement to make money?
Now that you’re retired, you may be looking for ways to make some extra money. Luckily, there are plenty of options to make money in retirement available to you!
You could start a business, become a consultant, or tutor students. In addition, you could also look into working from home opportunities or start a blog.
Maybe you want one of the best part time jobs in retirement.
Whatever you choose, make sure you do your research and find something you enjoy so you don’t get bored!
Tips to Making Money in Retirement
The best fun jobs after retirement include working at a theme park, house sitting permanently on a beach or something crazy you never dreamed yourself to do!
One great way to make some money is by selling your skills and experience. For example, interior decorating is a low-stress field that often requires past experience. Alternatively, you could become a real estate agent. Both of these opportunities allow you to use the skills and knowledge you’ve acquired over the years.
Another great option for retirees is to take advantage of the growing gig economy. There are a host of jobs available through online platforms like Uber or Lyft that don’t require a lot of physical activity or travel time. Plus, they typically offer higher pay rates than traditional employment opportunities.
If you’re looking for something a little more relaxing, consider joining one of the many survey sites out there. These sites reward you with a small amount of money for each survey you complete. It may not be much, but it can add up over time!
Finally, if you’re looking for an easy way to make some money, consider something easy like greeting people. This is a great option because it’s so easy and doesn’t require any special skills or knowledge.
Which job is stress free and high paying?
There is no such job that is stress free and high paying. All jobs have their own unique stressors and rewards. It is important to find a job that is rewarding to you and that you find manageable levels of stress.
There are many jobs that are considered “stress free” after retirement.
For example, many seniors are now looking into jobs such as being a consultant or working in customer service. These positions offer a more relaxed work schedule and usually don’t require extensive training.
In addition, the amount of money one earns from a job is directly related to how much work one put into it. If you’re willing to put in the extra effort, you can make significantly more money than those who don’t.
Really Focused on less stress?
Many seniors are also looking for jobs that don’t involve stress or concern. Proofreading is one such position that meets these qualifications. The job requires native-level English proficiency and an excellent understanding of grammar to succeed. In order to be successful in this field, you have to proofread documents that contain no grammatical errors, punctuation mistakes, or syntactic flubs.
You need to find a job that feeds your soul and doesn’t seem like work.
Plus it is fun to tell others what do you do for a living.
Best low stress jobs after retirement
Some people want to use their retirement as a vehicle to start their side hustle and be more relaxed than they were during work hours. This is a great way to spend your retirement! Most cool retirement jobs require little-to-no experience, but some do.
At the end of the day, you must decide if you want to work for yourself and start your own company with a higher earning potential. Or work for someone else with less strings attached and lower pay.
In many cases, you might be stuck working because you didn’t save for retirement, so here are a few jobs that are perfect for seniors over 55 years old, or even after retirement:
1. Freelance writing
Freelance writing can be a good source of income when one has the skills and experience to do so. The best part? You get to set your own hours and take on as much or as little work as you want!
This may not sound like a low-stress job at first, but it’s actually an excellent low-stress job! Being your own boss offers incredible benefits. Best of all, you can do it in a completely stress-free environment by deciding in advance exactly how many hours you want to work.
In fact, my friend over at More Time to Travel does freelance writing for Forbes.
Freelance writing is a great way to make money from home. Be sure to have a strong portfolio and excellent writing skills to land quality freelance writing jobs. Here is a great freelance writing course.
2. Tour guide
This is perfect for someone who loves people and to discuss their worldly knowledge.
A tour guide is someone who accompanies tourists and provides information about the areas they are visiting. They are usually seniors because no special certifications or degrees are required. However, it can be a fun job for anyone who loves meeting people and has a lot of knowledge about their area. Some tour guide jobs offer tips and the opportunity to travel.
A good tour guide will have a deep knowledge of the areas they are touring and will be able to answer any questions the tourists may have. Plus cash tips are always a perk!
3. House Sitter
You can house sit for someone you know, or use a site like Mind My House to find paying gigs. Rates vary depending on the city, but typically you can expect to earn $25-50/day as a house sitter.
It allows you to live in new places without having to commit to long-term leases, and it gives you an opportunity to meet new people and explore new neighborhoods. Plus, it’s a great way to make some extra money on the side as well as lowering your monthly expenses!
If this is something you are seriously considering, then check out this book to learn how to housesit from an expert.
4. Librarian
Librarians are responsible for organizing and managing library collections, helping patrons find information and materials, and providing instruction on how to use library resources. They typically work regular hours in a library setting, and their work is relatively active.
They also need excellent research skills and the ability to stay up-to-date on new technologies.
However, job prospects are good to work in this quiet environment.
5. Customer Service Representative
Jobs in customer service usually don’t require a lot of experience or special training, so they can be a great way to ease into retirement. And since most customer service positions are in the service industry, you’ll likely get to meet new people and help them solve problems every day.
They may work in call centers, retail stores, banks, or insurance companies. In some cases, they may also work remotely from their homes. Customer service reps typically need strong communication and problem-solving skills, as well as the ability to stay calm under pressure.
6. Craft seller
Many people don’t have time for their crafts like they wanted when working full-time and raising kids. So, retirement is a perfect time to become an artisans who make and sell their own products.
You can set your own hours, work from home and sell whatever you like. There are many online marketplaces that cater to craft sellers, so you can find a platform that fits your style and interests. In addition, you can attend craft fairs and other events to sell their work in person.
Make sure to price your items competitively and take the time to create an attractive product listing. Plus ship quickly and provide excellent customer service to keep buyers coming back for more!
7. Crossing Guard
It only requires a few hours of work per day, and the pay is decent around $15 an hour.
The job does not require any special skills or training, so it is an ideal way to spend your golden years. Plus you can keep youthful by staying around all of the school-aged children.
8. Blogging
This is a form of expression for most retirees or those thinking about retiring.
It can be a low stress job after retirement, as you can do it from the comfort of your own home and set your own schedule. You don’t need any special qualifications or training to start blogging – all you need is a computer, an internet connection, and something to write about.
Blogging is a great way to create fresh, new content on a regular basis for your website. In fact, my friend over at Tuppennys Fireplace uses blogging to drive extra money to their retirement budget each month.
You can sell advertising space on your blog, use affiliate marketing to promote products and services, or even launch your own product or service. The sky’s the limit when it comes to making money from blogging – so if you have something interesting to say, go for it!
9. Elder Care Services
Services can range from in-home help to full-time nursing care, and each has its own benefits and drawbacks.
While this may seem odd as a low stress job in retirement, it is a good reminder that you are still youthful in others’ eyes.
These may be simple jobs such as picking up groceries, light cleaning, cooking meals, or companionship during the day. Given the cost of nursing homes and certified nursing assistance, this is an affordable option for families who want extra eyes on their loved ones.
10. Private Island Caretaker
Okay, this is the one I want!
If you are reading this and need a caretaker, I am happy to be the right person for your estate.
A lot of caretaker jobs are in private areas, such as private islands, ski resorts, large estates, and other remote or private areas. This is often because employers need someone they can trust to be on-site full time and take care of things.1) Private Island Caretaker
Caretaker jobs are a great way for retirees to stay engaged and active in their golden years. They can provide a sense of purpose and routine, as well as an opportunity to explore new places and meet new people.
11. Docent or Usher
One low-stress job that retirees can consider is becoming an usher at their local theater or sporting area. This job does not require much training and typically pays minimum wage, but it can be a great way to meet people and see new shows and watch sports.
A docent is someone who has expert knowledge about a certain subject and can teach people about it through guided tours and lectures. They are often found in museums, art galleries, and other places where people can learn about the arts.
For many retirees, these are the perfect jobs to get paid for enjoying their hobbies and events they didn’t have time to see when working full-time.
12. Work at Disney
Jobs at Disney parks can be both fun and challenging, with plenty of opportunities to make new friends and help guests have a great time. You’ll need to be able to work hard and stay cheerful under pressure, but the rewards are many.
If you’re interested in working at one of the happiest places on earth, visit the Walt Disney Company website to learn more about current openings and how to apply.
Perfect for the retiree to stay youthful!
13. Invest in Various Intiatvies through Crowdfunding
When it comes to investments, there are many options to choose from that can fit any personality type.
Crowdfunding was created to help more people invest in various businesses by pooling resources together. This makes it more affordable and less risky for everyone involved.
For many retirees, this is a great way to impact start-up businesses and maybe even have a great ROI on their money.
14. Tutoring
Tutoring can help students learn in a one-on-one environment, and help them to focus on the material. Tutoring can also help build a student’s confidence, and help them to ask questions they may be too embarrassed to ask in a classroom setting.
It’s a great way to help students who are struggling and give them the support they need to succeed. You also get the satisfaction of knowing that you’re helping young people achieve their goals. Tutoring can be done in person or online, so it’s a flexible job that you can fit around your schedule.
In today’s society, there are plenty of opportunities to help students achieve faster with tutoring. Most tutors are paid at least $30 an hour.
15. Virtual assistant
There are many low stress jobs that can be found online and Virtual Assistants are one of those jobs.
A virtual assistant is a professional who provides administrative, technical, or creative assistance to clients from a remote location. Often, virtual assistants work for multiple clients simultaneously, providing a wide range of services including social media management, email management, bookkeeping, and more.
They provide a service to their client through the internet and This is a great way for someone with retirement to start making money fast because most VAs make between $35 and $50 an hour.
Take free training for becoming a virtual assistant!
16. Personal shopper
A personal shopper may work in a store, helping customers find what they need, or they may work remotely for a customer who gives them a list of items to purchase. Either way, personal shoppers usually charge by the hour.
It also pays well, especially if you work for a high-end retailer. And since you’re working with customers one-on-one, this is a great job for someone who enjoys helping others. Perfect for a retiree to get out and about.
17. Personal organizer
They may work with individuals or groups, in both business and personal settings. Personal organizers usually have excellent time management skills, as well as a thorough understanding of the principles of organization.
This type of position is great to keep you moving as well as help others.
18. Animal shelter worker
They may feed, groom, and exercise the animals, as well as administer medication and vaccinations. They also clean cages and kennels, and may handle adoptions. The work can be physically demanding, but it is also very rewarding to help homeless animals find new homes.
For someone who loves animals, this is a perfect opportunity to make money and help neglected animals.
19. Book store assistant
The work is relatively easy, and there are usually no major deadlines to worry about. Plus, bookstores are typically quiet and calming environments, which can be a nice break from the hustle and bustle of everyday life.
If you’re looking for a relaxed job after retirement, this could be it!
20. Photographer
Some people take up photography as a hobby, some as an art form, and some as a profession. The beauty of photography is that it can be whatever you want it to be. There are so many different types of photography, based on your taste and choice you can choose which area to focus on first.
In addition, photography is a great low stress job after retirement!
It can be done freelance to supplement your income or on a full-time basis. There are many opportunities for photographers, and the work is generally enjoyable.
21. Life coach
After retirement, there are many low stress jobs that a person can take on. One such option is becoming a life coach.
This job involves helping people work through their problems and achieve their goals.
By becoming a mentor for the next generation, you are able to have a lasting impact and legacy. This allows you to share your wisdom and knowledge while also helping someone else in their career path.
As a life coach, it’s important to be a good listener and have strong communication skills. Additionally, new graduates might be able to offer you fresh perspectives on life that you may not have considered before. It’s easy to become a mentor to coworkers or people in your field; all it takes is some time and effort.
22. Consultant
Consulting is a broad term used to describe an area of work. It encompasses a wide range of activities and can be done by anyone with the appropriate skills and experience.
Many retirees choose to focus on the areas they enjoyed at work and avoid stressful parts, becoming consultants in those fields.
Often, retirees are a great resource for companies looking for short-term or project-based work. If you let your network know that you are available for consulting opportunities, they may be more likely to reach out to you when they have a need. Additionally, the average consultant salary is between $50 and $150 per hour, depending on experience level.
23. Walmart Greeter
Greeters welcome customers, help them find what they need, and provide general information about the store. They may also monitor security cameras and alarms in the store. The position requires little training, and most Walmart greeters are given on-the-job training.
However, greeters must be able to handle stress well, as they are often the first point of contact for customers who are angry or upset. The position also requires being able to work weekends and holidays.
24. Dog walker
Dog walking is a great job for people who love dogs and want to make a difference in the lives of animals. It is also perfect for retirees who want to stay busy and have flexible hours. The work can be enjoyable and rewarding, and it is a low-stress profession.
Dog walkers are typically paid by how many dogs they are watching at any given time, rather than by the hour. There are specific websites where you can find work as a dog walker like Rover and the average pay is $14 an hour.
25. Pet sitter
A pet sitter is a professional who is hired to take care of pets while their owners are away. Pet sitters typically visit the home of the pet owner to feed, water, and exercise the pet. They may also provide additional services such as grooming and medication administration.
For example, many retirees enjoy pet sitting because it allows them to form close relationships with animals while also providing a service to their community.
Find plenty of pet sitting gigs on Rover.
26. Camp Host
After retirement, many people are looking for a low stress job that will allow them to travel, get outside, and see new places. Campground jobs are perfect for this because you can work during the day and explore at night.
Camp hosts are people who work at a campground to provide information and assistance to guests.
Campsites allow for some flexibility in terms of location – you may be able to choose the state or national park you’d like to work in, as well as the dates of your stay. Additionally, many camp hosts have a good deal of control over their schedules, which can be a perk.
They usually work for minimum wage, but can often receive tips from guests.
27. Adjunct Professor
Many retirees take on part-time work as adjunct professors. The position offers a high level of flexibility, good pay, and opportunities for professional development. In addition, adjunct professors often have the opportunity to work with students from diverse backgrounds and help them grow academically.
This can be a great way to share your knowledge and expertise with the next generation of students. Contact your local college and see if they have any openings. Adjunct professors typically earn around $3,000 per class taught.
28. Author
Becoming an author can be a great way to enjoy your retirement years while still earning some extra money on the side. The job doesn’t involve a lot of pressure, and you get to set your own deadlines.
There are a few different ways to get your book published. One option is to work with an agent. However, this may not always be possible, especially if you are writing a non-fiction book. Another option is to self-publish your book. This can be a great way to get your book out there without having to go through a publishing house.
You will finally have time to tell your story from your perspective.
29. Focus group participant
Focus groups are gatherings of people who are brought together to discuss a certain topic. The participants can range from 6 to 12 people, and they are typically held in local hotels or conference centers. During the focus group, the participants will discuss upcoming products, services, trends, and issues.
Focus group participants are typically reimbursed for their time and participation in the discussion. This can be done in a variety of ways but is usually either through cash or gift cards.
30. Furniture flipper
Furniture flipping is a great business for those who want to make some extra money with little stress and no formal education needed. You can do it from the comfort of your own home, as long as you have the necessary tools and space. With a bit of hard work, you could be on your way to making some serious cash.
Furniture flippers are people who buy furniture at a low price and resell it for a profit. They usually start as furniture buyers who love hunting for deals at garage sales or estate auctions. This is a low-stress job that’s also profitable.
For many retirees, it may have been a hobby turned profitable.
31. Delivery driver
Delivery driver is a great job for retirees because it keeps them active and socially engaged. It can be difficult to sit at home all day, so this job is perfect for those who want to be out in the world meeting new people.
Delivering food is a great way to make some extra money in your spare time. It’s a low-stress job because you’re only out of the car for deliveries, and many companies offer drivers up to $20 per hour.
I love Doordash because their sign-up process is so easy–you can be up and running in minutes!
32. Rideshare driver
Ridesharing is a great way for seniors to make some extra money on the side while still having plenty of time for themselves. It’s very flexible, so they can work as much or as little as they want, and it doesn’t require them to take too much time out of their day.
Both Uber and Lyft require relatively little startup capital, and retirees can often make money driving for these companies.
Just make sure you have the proper auto insurance for ridesharing.
33. Taxi Driver
Taxis are in high demand in most cities, so there is always work to be found. In addition, the hours are flexible, so drivers can work as much or as little as they want.
And since driving a taxi is not very demanding physically, it is a good job for those who are no longer able to do strenuous work.
Many people who move to a foreign country find being a taxi driver a highly rewarding and lucrative way to make money.
34. School Bus Driver
There is a severe shortage of school bus drivers across the country.
This may not be a low stress job to many, but you can have a long lasting impact on the students. Right now, our students need positive influences in their lives.
What does the job entail? You must have a valid commercial driver’s license (or find someone who will provide the training) and be clear from moving violations in the last 3 years. In addition, you must pass a background check to work with students.
Many districts are desperate for school bus drivers and providing a signing bonus.
35. Chat moderator
Chat moderators are responsible for monitoring chat rooms and helping to ensure that the conversation remains on topic and respectful. They also work to resolve any disputes that may arise.
They work in a variety of settings, from social media to online gaming platforms.
But for the most part, the job is relatively low-stress, thanks to the ability to take breaks and work flexible hours. Chat moderators also often have the opportunity to learn new technologies and hone their customer service skills.
36. Babysitter & Nanny
Babysitting and nannying is a great way to make some extra money in your spare time. It’s perfect for people who love kids and have a few hours in the afternoon after school lets out. You can help out your neighbors by babysitting their kids or finding families near you who are looking for a nanny.
They offer a lot of flexibility, they’re relatively low stress, and they often come with a set schedule so you know what you’re doing each week. Plus, you can usually work from home, which is a big perk if you want to stay active in your golden years.
The average babysitter in the United States earns a bit less than $15 per hour, but some earn at least $20 an hour. It is easy to find work.
37. Event Staff
Event planning can be a very stressful job, but it can also be a very rewarding one. After retirement, many people look for a flexible job that they can do mostly on the weekends and in the evening. Event staff is a great option for those people.
They may work in a variety of industries, including entertainment, hospitality, marketing or nonprofit organizations.
Event staff often have to wear many hats during an event, handling duties such as coordinating with vendors, setting up event spaces, managing attendees, and serving as liaisons between organizers and other staffers.
This may not be the situation for everyone, but great for someone who likes to be in the action.
38. Research Assistant
After retirement, many people feel lost and without a sense of purpose. A research assistant helps others find information and discover problems to solve. They work with teams or individuals to locate the best information possible and help them use it effectively.
Research assistants are in high demand because they help other people find information and solve problems. They work on a variety of tasks, such as conducting research, organizing data, and writing reports. Their skills are in high demand by companies, governments, and individuals who need help conducting research.
The job is relatively low stress and pays between $18 and $22 per hour. It requires patience, communication skills, and a range of computer skills.
39. Substitute Teacher
A substitute teacher is someone who fills in for a permanent teacher when they are absent. This can be for a variety of reasons, such as paid vacation, maternity leave, or sick leave. It is a great option for retirees because it is one of the most respected and low-stress jobs after retirement.
This is one of the best retirement jobs because you can substitute teach any position within a school.
Substitute teaching can be extremely rewarding, as you are able to help students in need and fill in for teachers who are absent. You may also have the opportunity to work with different age groups and learn new things.
It is now possible to earn around $20 per hour on average as a substitute teacher. In order to become a substitute teacher, you need to have a bachelor’s degree in any academic discipline from an accredited college or university. With the right qualifications, you can enjoy a great deal of flexibility and earning potential while working with children.
40. Airbnb Host
You can earn up to $1,000 per month by listing your home on the site.
It’s also a low-stress job since you don’t have to worry about meeting deadlines or dealing with customers. And, since you’re working from home, you can easily take care of any last-minute changes or emergencies.
If you’re interested in becoming an Airbnb host, check out this guide on how to get started.
41. Proofreading
In this career, you would be reading documents or manuscripts and looking for mistakes in grammar, spelling, punctuation, and syntax. You would then mark the errors with a correction symbol and provide a note to the author about the mistake. Proofreading can be done independently or as part of a team.
It is also important to be able to meet deadlines because many publishers require that manuscripts be returned within a certain timeframe.
42. Park Ranger
They enforce park rules, help visitors enjoy their visit, and provide information about the areas they patrol. Park rangers may also conduct educational programs, research projects, and archaeological surveys.
The growing popularity of outdoor recreational activities will lead to more demand for these workers.
Rangers must be able to hike long distances in difficult terrain, often carrying heavy equipment. They also may need to work extended hours, including weekends and holidays, during peak visitor seasons.
43. Voiceover artist
Voiceover artists are people who provide the voice for a character or commercial. They must be able to understand and interpret the script, and then deliver the lines in a way that sounds natural and believable.
Voiceover artists are in high demand for their unique ability to provide a voice for various multimedia productions that requires no formal training. This work can be done from anywhere with a good internet connection, making it an ideal job for retirees or those with flexible hours.
44. Real Estate Agent
The work is often exciting, and you can set your own hours. However, it can also be demanding and require long hours during busy times.
They must be knowledgeable about the current market conditions and have strong negotiating skills. In order to succeed in this career, you’ll need to be able to work well independently and be comfortable networking with potential clients.
You’ll also need to develop a strong marketing strategy to attract new clients.
45. Sports Coach
They may also instruct athletes on the rules and regulations of a sport. Sports coaches typically have a college degree in physical education, kinesiology, or a related field.
Coaches often work long hours during the season and must be able to handle criticism from players and parents. However, for those who love sports and enjoy working with people, sports coaching can be an enjoyable and low-stress job after retirement.
46. Artist
Being an artist is a great job to have after retirement because it doesn’t require a lot of stress and you’re free to create whatever you like. The only requirement for the job is that you have some artistic ability, which most people do.
Working as an artist can be perfect for people who are looking to have more flexibility with their hours and want to work on the go. There are many different types of artist jobs that one can find, and the best way to find out what’s available is to do some research online or talk to other artists in your area.
47. Translator
Translation is a great option for those who want to use their second or third language skills in a professional setting.
Many retirees find themselves with time on their hands after retirement and may enjoy doing something that they are good at and can be successful at. Speaking another language can lead to many opportunities, including working as a translator or in a translation services company, or becoming a consultant in foreign affairs.
Translators must be able to understand the source material fully and then accurately convert it into the target language.
48. Interior decorator
Interior decorators are in high demand because they have an eye for design and can help people make their homes look beautiful. This is a low-stress career choice that allows retirees to work anywhere, which is why it is becoming increasingly popular.
Interior decorators are often retirees who have a wealth of knowledge and experience in interior design. They must build up a portfolio of their clients’ homes before they can become an interior designer and be able to charge more for their services.
Interior decorating is a creative line of work that can earn great money, and it’s often a side hustle for people who want to make more money while still having free time. Satisfying customers is another perk of this career!
49. Handyman Services
If you’re looking for a way to make some money after retirement, and enjoy doing hands-on home repair projects, consider working as a handyman. Handyman work can be done on your own schedule, so it’s a great option if you want more flexibility in your life.
Handyman services are becoming more popular because they allow you to set your own rates and work on your own schedule.
This is beneficial for both the worker and the customer, as it allows the worker to charge a fair price for their services and customers can get work done on their time. Additionally, handymen have a variety of skills and can fix many problems around the home, which makes them a valuable asset.
50. Professional cuddler
Cuddling has become a popular service in recent years. Companies like Cuddle Comfort offer professional cuddlers that will come to your house and provide you with a compassionate, understanding listening ear as well as some quality cuddle time.
Some people make a living from professional cuddling. These cuddlers can earn approximately $40 per hour for just being themselves and giving bear hugs. This is a growing industry with many people finding comfort and satisfaction in human touch.
51. Mediator
To become a mediator, you need to have either legal training or a bachelor’s degree in mediation. This gives you the skills needed to mediate and resolve disputes between two or more parties. Mediators usually have a low-stress job because of their flexibility and freedom to work from anywhere.
Mediators come from a variety of professional backgrounds, but the majority have some form of legal background. More than half of certified mediators work as general mediators, charging $100 to $250 per hour.
52. Data entry specialist
A data entry specialist is somebody who enters data into a computer system. This can be a very low stress job, especially if you have basic computer skills and typing speed and accuracy. The work is relatively easy to find and usually does not require any specific qualifications.
Data entry specialists are paid a modest wage for their work, but the pay is reliable and predictable. The job is also relatively easy to find, making it a great option for people who are looking for additional work during retirement or in their spare time.
Being able to type quickly and accurately in order to be successful in this role.
53. Waiter/ Waitress
If you have a gift of gab and service, then this might be the perfect industry for you. Especially as a bar back!
The work hours are flexible, the tips are usually good, and you get to meet new people all the time. Plus this type of job is fun, as it’s not high-stress and it allows someone who just retired or wants a job with flexible hours to stay active socially while they make money.
If you’re looking for an alternative after retirement, waiter or waitress work is definitely a good option.
54. Cook
Many families are looking for healthy options for dinner. What is better than a home-cooked meal?
While working as a cook for a restaurant, you may often work long hours in a hot, noisy kitchen. However, cooking for local families on a small scale may be the perfect scenario.
55. Become a Transcriber
Transcription is a great way to make some money after retirement. You can typically make around $18-$25/hour, depending on your skill level and experience.
The work is relatively low stress, so it’s a great option for those looking for a relaxing way to make some extra income.
56. Retirement planner
Some retirement planners offer training and certification for their employees. The employer might pay for your training and certificate if they feel confident enough in hiring you as an employee after seeing how well you do these tasks.
This may not be the ideal situation for many, but it pays well.
57. Flip Items
Flipping items for profit is a great way to make some extra cash. You can find deals at garage sales and online, and then turn around and sell them for more.
Be sure to look out for scams, however, as there are many people who try to take advantage of those looking to flip items.
To learn how to flip for a side hustle, check out Flea Market Flippers.
58. Professional Volunteer
Charity work is a great way to give back to the community and help those in need. There are many charities that need help, and by donating your time or money, you can make a big difference in someone’s life.
It can also be a great way to ease into retirement. Many charities are always in need of volunteers, and you can often find opportunities that fit your schedule. You may also be able to find paid positions with certain charities.
You will have the opportunity to help others and make a real difference in their lives. You may also find new friendships and learn new skills.
It keeps you social and busy, and it lets you help out in your community. Plus, many organizations offer volunteer opportunities tailored to retirees’ skills and interests.
In fact, many volunteer opportunities turn into paid jobs.
How to find a job that is low stress and matches your skills?
Which best jobs for retirees do you want?
When you’re looking for a job that is low stress and matches your skills, it’s important to consider a variety of factors. For example, employers want employees who can work independently and are well-organized. They also want employees who can communicate clearly. You should have a basic understanding of the job duties as well.
If you have specific skills, you may not need these things as much.
However, employers still want employees who can complete tasks without any help from others. There are a variety of ways to find out about such jobs, including using search engines or social media sites like Facebook and LinkedIn.
Also, whoever says you have to wait for retirement?? Find low-stress jobs that pay well without a degree now.
It’s also important to be aware of the pay structure. Often, employers want employees who will be able to work for them on a long-term basis. The pay structure is often predictable and employers know exactly how much work there will be available for each project. This makes it easier for both parties involved.
One way to find a job that is low stress and matches your skills is by using online platforms like Upwork, Freelancer, and Fiverr. These platforms offer many data entry jobs that are perfect for those looking for an easy way to make some money after retirement. In order to take advantage of these jobs, you’ll have to learn how to type fast.
Know someone else that needs this, too? Then, please share!!
If you can make a strategic decision about the time of year to search, choosing the right month could save you a few headaches and even a few dollars. Though the ideal time to rent an apartment varies according to a number of factors, here are a few details to consider.
Be realistic about the impact
While all of these can have an impact on the cost of your apartment, there’s nothing that’s going to work miracles for you here. You’re most likely to get a difference of about 5% between the peak and low season. It’s not nothing, but you’re not going to find yourself with an apartment in Manhattan for $1000 a month. It’s going to help, just calibrate your expectations appropriately.
The best moving season
The busiest season for moves happens between May and September. This makes sense when you consider that summer time is when kids get out of school, college students graduate, and the weather turns nice for outdoor activities like moving.
All of these factors make summer an ideal time for choice, but not for price. Demand is at is peak, so you’ll be best off financially waiting for the winter. The holiday season leaves a lot of people with little energy or money, so fewer renters are looking for apartments. Since an empty apartment makes no money, you can probably find landlords willing to trade lower rent for filling the apartment immediately during the winter. You can also get a good deal by signing a longer or shorter than normal lease that puts the unit back on the market in the summer, during peak moving times.
More apartment hunting articles for you: How to Find the Best Apartment for YouHow to Choose Your Ideal NeighborhoodHow to Get Started with Your Apartment Search
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Best time of the month for apartment hunting
So, you’re already looking for an apartment in the winter, between November and March but you think you can do better than just the month. Just when in the month is the best time to look for an apartment?
Most leases expire at the end of the month, so you’re going to have the most going on the market right at the end of the month or beginning of the next. Since you have to give notice 30 days in advance, listings going up will be available the next month, so if you want the most choice, look right about a month before you have to move.
But what if you’re interested in saving money? This is where you play into desperation and look in the middle of the month. The units that are still available in the middle of the month either have been or are at risk of sitting vacant for a while. Like looking for apartments in the winter, you might be able to get a better deal if property managers are scrambling to fill the unit and you’re willing to move in immediately.
The best time of day
Want to get really specific? Start looking at listings between 9 and 10 AM local time. This is when the business day is just getting started, so any new listings should be going up first thing in the morning.
Different cities have different peak times
The trends above are generally true, but depending on where you’re moving, there may be different trends. For example, if you’re moving to a college town or city with a significant student population, the best time to look is right after school starts in September, but you might not be able to move into a unit until the end of the school year in April.
Whatever you do, timing is everything. There are better times than others to rent an apartment, and finding the right timing can help you find the perfect place or save a little money.
American Savings Bank, in collaboration with Hawaiʻi Community Lending, made a $4.3 million investment in homeownership opportunities for Native Hawaiians eligible to reside on Hawaiian home lands.
Hawaiʻi Community Lending, a nonprofit community development financial institution, will use $4 million of American Savings Bank’s investment to offer interim construction loans requiring no down payment to Native Hawaiians across the state.
American Savings Bank’s investment comes at a time when the Department of Hawaiian Home Lands, under the leadership of new director Kali Watson, plans to spend $600 million in state funds for housing.
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“We mahalo American Savings Bank for their commitment to housing Hawaiians,” said Jeff Gilbreath, executive director at Hawaiʻi Community Lending. “This $4.3 million is just the beginning. It represents a down payment on what we believe will grow into the largest investment of private capital into housing Hawaiian home land beneficiaries since the creation of the trust lands more than 100 years ago.”
In addition to the investment, American Savings Bank will provide a $365,000 grant to Hawaiʻi Community Lending to support operations of the construction loan fund.
American Savings Bank leveraged a 2.6x match from the Federal Home Loan Bank of Des Moines under the Member Impact Fund, a $15 million initiative aimed to increase resources for affordable housing in Hawai‘i and other underserved states and territories.
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According to Gilbreath, nearly 800 Native Hawaiians with paper leases under Department of Hawaiian Home Lands’s Undivided Interest Lessee Program are unable to build homes due to lack of affordable construction financing and infrastructure.
“This type of partnership does not happen overnight,” Gilbreath said. “It requires us to be upfront and clear with one another about our intentions. As we move forward, American Savings Bank and Hawaiʻi Community Lending continue to have many conversations about how to best support the community.”
“I feel confident that we can provide interim construction loans to Hawaiian families who deserve them, and over time develop a larger, more extensive partnership that always puts community at the forefront,” Gilbreath added.
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With Department of Hawaiian Home Lands’ plan to use part of the $600 million allocation from the State for critical infrastructure needs, American Savings Bank’s investment in Hawaiʻi Community Lending will give native Hawaiians new capability to construct and own a home in Hawai‘i.
“We are committed to building on our efforts to expand access to affordable homeownership,” said Ann Teranishi, president and CEO at American Savings Bank. “It is our obligation and privilege to give back to the communities we serve. We are proud to partner with Hawai‘i Community Lending to create positive change for Hawai‘i.”
Native Hawaiian families in need of a construction loan on Hawaiian home lands are encouraged to sign up for Hawaiʻi Community Lendingʻs interest list so they can apply for a loan once funding becomes available.
To join the interest list, call Hawaiʻi Community Lending at 808-587-7656 or visit HawaiiCommunityLending.com/buy-a-home to complete the contact form.
Whether you’re renting your first apartment or just moving on up, you might ask yourself a question that many renters face: Furnished or unfurnished? Furnished apartments are less common but might possibly be the right choice for you. Furnished apartments usually come equipped with furniture, basic kitchen appliances and tableware, bathroom necessities such as a shower curtain, a washer/dryer set, and possibly a few other amenities. The exact items will vary depending on the landlord and what kind of place you’re renting.
Here are a few pros and cons to consider before you decide if furnished or unfurnished is right for you.
Furnished apartments: The pros
Moving will be a breeze. If you’re a frequent mover, you want to keep your stuff to a minimum. Renting a furnished place means you won’t own most of the big items in your place, and it’ll be easy for you to pick up and move on short notice. It’s also cheaper if you hire professionals, since they’ll have a lot less that needs to be moved. Plus, you could do without the joy of moving a couch up a flight of stairs, right?
You’ll save money buying furniture. This one has two sides – see the cons list later. A furnished apartment will save you a lot of money upfront if you don’t have furniture already. Do you really want to add a $1000 mattress to the things you have to pay for early on?
Read more: Short-Term Apartment Rentals: What You Need to Know
They’re good in a time crunch. Ideally, if you’re searching for a new apartment, you should measure your existing furniture and then pick a place that will fit your stuff. This can be a problem if you’re relocating on short notice, or if you’re moving across the country and can’t make the trip to see your new place in person before moving day. A furnished place takes the hassle out of moving in a time crunch – all you have to do is show up.
Sometimes you can get a shorter lease. Most furnished apartments won’t require a year-long lease, since they cater mostly to students and traveling professionals who don’t stay in one place for too long. If you’re not ready to commit to one place for too long, you’re probably better going after a furnished apartment. They’ll be willing to do a shorter lease, and you don’t have to do such a big move for a place you’re only staying in for a few months.
Read more: Month-to-Month Leases: What You Need to Know
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Furnished apartments: The cons
Your rent and security deposit might be higher. The money for the furniture has to come from somewhere. This isn’t a free gift for you, but money your landlord paid to make the apartment better. They’re going to build the price of the furniture into rent, and probably demand a larger security deposit to protect from damage to their valuable furniture. Speaking of which…
You face a higher liability. In an unfurnished place, you might not get your security deposit back if you accidentally bust a hole in the wall or your kid draws all over the walls with crayons. There’s a lot more to break in a furnished apartment. Did you tear the upholstery in the couch? Scratch the dining room table? That stuff doesn’t belong to you, so you’re going to have to fix it yourself or pay to get it fixed. Better be careful!
Tip: Take a video inventory of everything the landlord provides in a furnished apartment before you move in. Take note of anything that’s broken. That way, you’ll have indisputable evidence if your landlord tries to charge you for something you didn’t break.
Read more: Be Aware of Actions That Might Violate Your Lease Agreement
You’ll have no control over most of your décor. If you don’t like the couch in your furnished apartment, it’s a pain to get a different one. You could buy a new one, but you’ll have to figure out what to do with the old one, and if your landlord will let you in the first place. You can hang art on the walls and add other personal touches around the place, but you won’t have complete control over the look of your apartment. The look of the apartment is mostly determined by them, so if you care a lot about decoration, this probably isn’t the option for you.
You’ll have fewer apartments to choose from. There’s a reason rental income is listed as “passive” on tax returns: the preference is for less active work. Furnishing and maintaining the furniture in an apartment is a competitive advantage, but requires a lot of work by the landlord, so it’s not as common, leading to a lot fewer options than for unfurnished apartments.
The definition of “furnished” varies. You could be getting an apartment with everything you could think of to put in your apartment, or there might just be a bed frame and dresser. There’s no real standard of what “furnished” means, so you might still end up having to bring your own furniture to fill in some gaps anyway.
Not a lot of room for what you already have. You probably don’t have a lot of stuff if you’re looking at furnished apartments, but you already have something. Anything you bring with any bulk might be difficult to fit in the apartment, requiring some clever rearrangement to make everything fit and function.
Read more: Benefits of Renting vs. Staying in a Hotel