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Apache is functioning normally

Apache is functioning normally

Crossing over the Ohio River from Kentucky right into the Queen City is breathtaking, as it’s known for its architecture and expansive skyline. After a decline in population since the 1950s, Cincinnati has been slowly but steadily growing since the aughts.

Today, the greater Cincinnati population clocks in just below 1.8 million, with a median age of 32 years old. The average income of Cincinnati residents is a little over $40,000. Cincinnati isn’t the cheapest for its cost of living, but it’s definitely not the most expensive, so many are able to live comfortably.

Cincinnati’s culture is booming, as the city works with local businesses to bring bold colors, flavors and brews into town. The fine arts scene is expansive and residents love festivals, so there’s always something to do. Cincinnati is home to the University of Cincinnati and Xavier University, along with pro sports teams like the Cincinnati Bengals, Cincinnati Reds, FC Cincinnati and the minor-league hockey team, Cincinnati Cyclones. Made up of 52 neighborhoods with individual cultures, events and perks, there truly is something always going on in the Queen City! Here are the best neighborhoods in Cincinnati.

  • Median 1-BR rent: $685
  • Median 2-BR rent: $915
  • Walk score: 67/100

Clifton is historic and eclectic. Located in the heart of Cincinnati, it’s pretty convenient. Just nine minutes away from Downtown, it’s near the University of Cincinnati and its medical centers. Thanks to its location, the residents are a good mix of doctors, young professionals, students and artists alike.

The homes are what you might expect from a downtown area. Lots of trees line the old streets and cottages and mansions are speckled throughout the residential areas. But there’s one thing that’s different about Clifton: The neighborhood isn’t too partial toward chain restaurants and shops. So, in the heart of the borough on Ludlow Avenue, all the dining and shopping is local.

  • Median 1-BR rent: $710
  • Median 2-BR rent: $950
  • Walk score: 42/100

College Hill used to have two colleges. Although both colleges have closed down, the area maintains the well-manicured streets typical of college campuses. That combined with the local revitalization efforts going on thanks to the College Hill Community Urban Redevelopment Corporation (CHCURC) and $43.1 million building plans split between rentals and retail spaces, College Hill has been building up to the cusp of a big boom for years.

Plus, the area has big breweries coming in to join existing pubs, bringing in more outside traffic and attention to the area.

  • Median 1-BR rent: $675
  • Median 2-BR rent: $860
  • Walk score: 44/100

Columbia Tusculum, sometimes referred to as the oldest neighborhood in Cincinnati (dating back to a month before Cincinnati debuted in 1788), is home to the Victorian “Painted Ladies,” a row of brightly painted architectural homes overlooking the Ohio River.

The area has plenty of pubs and breweries — arguably more than restaurants — along with plenty of gyms and fitness centers. Here, residents can enjoy the hilly, river-view 94-acre Alms Park. Easy to see why this is one of the best neighborhoods in Cincinnati.

  • Median 1-BR rent: $1,532
  • Median 2-BR rent: $2,381
  • Walk score: 52/100

Downtown Cincinnati is the place for residents constantly looking for something to do. It’s got a little bit of everything for everyone. The kids enjoy the splash pad in Washington Park during hot summer days, and everyone in the family loves a trip to the Play Library to rent out games and toys for family game nights. There are ample boutiques and shops downtown to score local finds, clothes, vintage goods, plants and greens, kitchen utensils and even an old-school hat shop.

The Cincinnati Museum Center at Union Terminal is home to several museums inside the 1933 Art Deco train station. Look for the Cincinnati History Museum, the Duke Energy Children’s Museum, the Museum of Natural History & Science and the Cincinnati Historical Society Library. Bonus: It’s home to the OMNIMAX Theatre, too. Throw in some amazing dining and bar options, plus a few outdoor shows and concerts, and Downtown really is fun for everyone.

  • Median 1-BR rent: N/A
  • Median 2-BR rent: N/A
  • Walk score: 52/100

East End is one of the oldest neighborhoods in Cincinnati. Back in the day, it was known for the sublime wooden ships built in the shipyard. Located right off the bend of the Ohio River, this area saw a mass exodus, like much of the rest of the city, as residents fled for the suburbs. But now, seeing its potential, developers have started returning to the riverside area, bringing with it new amenities and residencies, retailers and restaurants.

  • Median 1-BR rent: $1,150
  • Median 2-BR rent: $1,100
  • Walk score: 70/100

Since 1896, Hyde Park has sought to provide residents with a quiet place to call home. It’s done just that, while providing a well-balanced mix of nature-driven and architectural respite, too.

At the heart of this best neighborhood in Cincinnati is the Square, a well-manicured lawn perfect for sitting under the shady trees to enjoy the weather, rest after browsing local shops or eateries or meet up with friends.

  • Median 1-BR rent: $1,100
  • Median 2-BR rent: $1,725
  • Walk score: 66/100

If you dream of a chill neighborhood with a view overlooking the city and the Ohio River, Mount Adams is what you’ve been looking for! Located on a hilltop for peak visibility, Mount Adams is the perfect mix between San Francisco and a European village.

As one of the more upscale areas, doctors, lawyers and young professionals tend to call this place home. But don’t let that fool you. While it’s a quiet area throughout the week, these professionals and neighboring college students line the streets to enjoy the nightlife. With loads of different food options, residents’ palettes are rarely bored.

Close to Downtown, there’s also an outdoor amphitheater and Playhouse in the Park, where visitors can catch a play or performance throughout the year.

  • Median 1-BR rent: $1,254
  • Median 2-BR rent: N/A
  • Walk score: 54/100

Mount Lookout is a hilly, slightly ritzy neighborhood with incredible views. It’s home to the country’s oldest working telescope at the Cincinnati Observatory (National Historic Landmark) and has an incredible vineyard-turned-park that’s a fan-favorite among locals.

The area is also packed with great dining and café options, along with a beautiful town square lined with shops and businesses.

  • Median 1-BR rent: $1,081
  • Median 2-BR rent: $1,430
  • Walk score: 66/100

Northside is a quick 15-minute commute north of Downtown and has become quite the hipster hangout. With coffee houses, breweries and pubs to call home, it’s no wonder there’s such a Northside following, making this one of the best neighborhoods in Cincinnati.

The neighborhood is notably a safe space for LGBTQ+ members thanks to the presence of allies and supporters. With an annual 4th of July parade and other events, everyone can feel at home in Northside.

  • Median 1-BR rent: $955
  • Median 2-BR rent: $1,350
  • Walk score: 95/100

Located just north of Downtown, German immigrants tended to settle into this area back in the day. Having to cross the Miami and Erie Canal to get to work, residents started calling it “the Rhine,” like the river that runs through Germany. Thus, the neighborhood’s name, Over the Rhine, was born.

It’s hard to imagine now, but Over the Rhine was once seen as one of the most crime-infested and dangerous areas in the city. However, over the past decade, Cincinnati has been pouring money and investments into the area to revitalize it. These efforts have worked and many Cincinnatians say OTR is now one of the most interesting and eclectic neighborhoods the city has to offer.

Once the city funding came through, trendy bars, restaurants and shops started coming into the area. The new businesses and the community mainstays, like the 1878 Music Hall that hosts symphonies, operas and ballets, have made OTR a beloved Cincinnati staple.

  • Median 1-BR rent: $1,299
  • Median 2-BR rent: $1,510
  • Walk score: 52/100

Pendleton, located to the east of Over the Rhine, is often referred to as the arts district. Not only is the Pendleton Art Center located there, but many residents have livened up the area by bringing bright colors to their homes’ exteriors and businesses have followed suit, as there are ample murals all over local shops and restaurants.

Aside from art, there’s a great food scene, lots of things to keep kids busy and cafés and bars for the adults. The supportive neighborly vibes run deep in this bright, cheery area.

  • Median 1-BR rent: $849
  • Median 2-BR rent: $1,054
  • Walk score: 46/100

Pleasant Ridge is one of Cincinnati’s oldest neighborhoods, dating back to 1795. Now, it holds up its end of a storied past, as most of the businesses have been locally and independently owned for years and years, earning Cincinnati’s first Community Entertainment District title.

After a push to reinvigorate the area in the early 2000s, Pleasant Ridge has been basking in the rays of success and is still a trending neighborhood today. The charming town is colorful, too, as its business district has murals throughout.

  • Median 1-BR rent: $1,299
  • Median 2-BR rent: $1,510
  • Walk score: 52/100

Traditionally, South Fairmount has been an overlooked area. Most people wrote it off as hopeless. But with $100 million being funneled into the neighborhood, it’s quickly turning around.

Thanks to the Lick Run Greenway, a creek with wide sidewalks running alongside the water, South Fairmount is on the upswing. What was once dreary and gloomy, this area is getting a lot of attention from businesses and restaurants looking to capitalize on the new Greenway’s attention and it’s the perfect time to join in on the commotion.

  • Median 1-BR rent: $944
  • Median 2-BR rent: $1,124
  • Walk score: 67/100

Founded back in 1804, Walnut Hills is rich with history and culture. One house in the neighborhood was a stop for the Underground Railroad, thanks to its resident, author of “Uncle Tom’s Cabin,” Harriet Beecher Stowe. Her house is now a historic landmark and offers tours.

Just two miles from Downtown Cincinnati, Walnut Hills serves as an overflow area for top professionals and creatives alike. Home to Eden Park, Walnut Hills residents can enjoy a lovely scenic stroll scattered with fountains, sculptures and playgrounds, along with the Art Museum and Kohn Conservatory.

  • Median 1-BR rent: $736
  • Median 2-BR rent: $760
  • Walk score: 29/100

Westwood is the city’s biggest neighborhood and has been through quite a revolution over the past couple of years. It’s still in the process of its makeover and newer residents have been smart to jump aboard and join the team.

Residents tend to stick around and for good reason. They see real potential in the neighborhood and they’re willing to find out they were right. Westwood’s foodie scene has popped off. From pizza to delis to more adventurous options like Ethiopian food, just about anything you try in Westwood is something worth writing home about

Find the best Cincinnati neighborhood for you

If one of these neighborhoods sounds like your ideal future home, be sure to check out these apartments for rent in the best neighborhoods in Cincinnati.

The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

Source: rent.com

Apache is functioning normally

Apache is functioning normally

Over the past year or so, home equity lines of credit (HELOCs) have become a lot more popular.

As a quick refresher, HELOCs are typically taken out as second mortgages in order to tap equity.

Importantly, this means the first mortgage is left intact, so the borrower gets to keep their low rate while also gaining access to cash in their property.

If we consider that most existing homeowners have 30-year fixed-rate mortgages with interest rates below 4%, this approach begins to make a lot of sense.

The question is how do you compare HELOC rates? Is it the same as comparing mortgage rates? Not quite, though there are some similarities.

Why Are HELOCs Gaining in Popularity?

As noted, HELOCs (and home equity loans for that matter) have become increasingly popular in recent years.

Volume of home equity lines of credit and closed-end home equity loans surged 50% in 2022 compared to two years earlier, according to the MBA’s Home Equity Lending Study.

It’s no surprise given the trajectory of mortgage rates, which hovered around 3% at the start of 2022, and are now closer to 7.5%.

Yes, you read that right. The 30-year fixed has more than doubled in less than two years, and might keep increasing (hopefully not).

At the same time, homeowners are sitting on a ton of equity because home prices have surged since before the pandemic and beyond.

This has created an odd situation where homeowners are equity rich, but not interested in tapping that equity if it means disturbing their low-rate first mortgage.

Per Freddie Mac, nearly two-thirds of homeowners have a mortgage rate below 4%, and most of those loans are 30-year fixed loans.

Simply put, the vast majority have no interest in refinancing, even if they need cash. Instead, they are likely going to turn to a second mortgage, such as a HELOC or home equity loan (HEL).

After all, if they were to refinance those loans to tap their home equity, they’d lose their ultra-low rate in the process.

How to Compare HELOC Rates

So we know HELOCs are a lot more prevalent today, and for good reason (you want to keep your low mortgage rate!).

But how does one go about comparing HELOC rates? Well, it’s a bit different than comparing regular old mortgage rates.

The reason is HELOCs are variable-rate loans that are tied to the prime rate, while most first mortgages are fixed-rate loans that never adjust.

The prime rate, which is the same for every American, combined with a margin, determines your HELOC rate.

The margin, like a regular mortgage rate, can vary by bank/lender and can be higher or lower based on your loan’s attributes.

Simply put, it’s the markup on top of the prime rate that is used by all banks and lenders, and is really the only differentiating factor to consider other than HELOC fees.

The prime rate is currently a whopping 8.50%. Each time the Federal Reserve increases their fed funds rate, the prime rate moves in lockstep.

Since early 2022, the Fed has increased the fed funds rate 11 times, and this has pushed the prime rate up 11 times as well, from 3.25% to 8.50% today.

Now we need to factor in the margin, which is the piece you need to keep an eye on when comparing HELOC rates.

Because everyone’s HELOC rate is subject to prime plus or minus a margin, you’ll want to shop for the lowest margin possible.

Remember, the margin + prime rate = your HELOC rate. So the lower the margin, the lower your HELOC rate.

This is basically what you’re going to compare from one HELOC lender to the next, as the prime rate will be no different.

Tip: HELOCs also typically have a floor rate and ceiling rate that they will never go below/above.

The Typical Mortgage Pricing Adjustments Apply to HELOCs Too

So now we know HELOC shopping is all about paying attention to the margin. But how do lenders come up with the margin?

Well, the bank/lender will look at the loan’s attributes, just like they would on a first mortgage.

This means considering the borrower’s FICO score, loan-to-value ratio (LTV), in this case the combined LTV, or CLTV, since it’s a second mortgage.

The occupancy type, such as primary residence, second home, or investment. And the property type, such as a single-family home, condo, or a triplex.

All of these are risk factors, just as they are on a first mortgage. The lower the risk, the lower the margin. And vice versa.

An additional factor for HELOCs is the line amount, which often can result in a discount if the line amount is larger as opposed to smaller.

For example, you might see a lower margin if the line amount is above $150,000, and a higher one is the line is say $25,000 to $50,000.

It’s All About the HELOC Margin!

Margin Prime Rate HELOC Rate
Bank A 1% 8.5% 9.5%
Bank B 2% 8.5% 10.5%
Bank C 0.25% 8.5% 8.75%
Bank D -1.01% 8.5% 7.49%

Once the risk attributes are factored in, we have to consider the company’s spread, or profit margin on top of that.

They may charge a higher or lower base margin than another company for the same exact loan.

For example, once you input all of your loan attributes, Bank A may say your rate is prime plus 2%, while Bank B says it’s prime plus 1%.

If we take today’s prime rate of 8.5%, that’d be a HELOC quote of 10.5% versus 9.5%.

Obviously, you’d want the 9.5%. Also keep in mind that as prime changes, your rate will go up/down accordingly.

So if prime goes down .50%, those rates would drop to 10% and 9%, respectively.

In other words, that margin is stuck with you for the life of the loan.

Ultimately, you just want to hunt down the lowest HELOC margin, since that’s all you can control.

Again, you need to compare margins from these different lenders since the prime rate will always be the same.

As a real-world example, I recently saw a company advertising a HELOC with a margin ranging from prime +1.55% (currently 10.05% APR) to prime + 7.50% (currently 16.00% APR). That’s quite a range.

Another bank was advertising prime plus a margin between 0.25% – 1.375%, while another was offering prime minus 1.01%. Yes, below prime.

These margins can be higher or lower depending on their risk appetite and hunger for HELOCs.

Also Consider HELOC Fees and Closing Costs

The HELOC’s margin aside, one final thing to consider is any fees and closing costs.

Often times, fees are pretty limited on HELOCs, though it can depend on the bank/lender in question.

This means there’s probably not a HELOC origination fee, though you might see costs for title insurance or an appraisal, depending on the loan amount.

You might also be charged an annual fee or an early closure fee, or potentially charged for recouped closing costs if you close your loan within a few years (early termination fee).

Lastly, pay attention to the minimum draw amount, which is the amount you must take out upon funding the loan.

This can result in additional interest charges if you don’t actually need the money, but rather are opening the HELOC simply as a rainy day fund.

But in the end, margin is probably the biggest pricing factor and one you should keep the closest watch on.

And like a regular mortgage, those with excellent credit will be afforded the lowest rates on their HELOC too. But be sure to shop around as you would your first mortgage!

Read more: The Top HELOC Lenders in the Nation

(photo: Jorge Franganillo)

Source: thetruthaboutmortgage.com

Apache is functioning normally

Apache is functioning normally

Welcome to the land of frigid winters and friendly people.

From bustling urban centers to tranquil suburban paradises, the North Star State offers an impressive selection of beautiful places to call home. Each location featured below is ideal for singles and established families, young professionals and retirees alike.

Whether you’re drawn to a rich educational landscape, unique career opportunities or simply the lure of lake life, this guide to the best places to live in Minnesota will provide you with an insider’s perspective of the towns and cities that truly excel in offering a top-notch quality of life in the North.

  • Population: 425,336
  • Average age: 32.3
  • Median household income: $70,099
  • Average commute time: 23.1 minutes
  • Walk score: 71
  • Studio average rent: $1,083
  • One-bedroom average rent: $1,483
  • Two-bedroom average rent: $2,177

With a thriving job market that includes the headquarters of major companies like Target and General Mills, Minneapolis offers a wealth of opportunities for skilled professionals in a number of fields. Sports fans can easily catch a Vikings game on Sundays, or check out something less conventional like a roller derby match. Foodies will revel in the city’s inventive culinary scene — from food trucks selling gourmet grilled cheese to high-end eateries that could hold their own in any global city.

When it comes to everyday life, Minneapolis hits it out of the park. Think kayaking on the Mississippi River after work, or cycling around one of the city’s lakes on a sunny Saturday. Education is top-notch, with an array of public and private school options, as well as higher education institutions like the University of Minnesota. And let’s not forget about the Skyway system, a godsend during those brutal winters, connecting downtown buildings and making it possible to navigate the city without braving the cold.

  • Population: 307,193
  • Average age: 32.5
  • Median household income: $63,483
  • Average commute time: 25.5 minutes
  • Walk score: 60
  • Studio average rent: $1,031
  • One-bedroom average rent: $1,300
  • Two-bedroom average rent: $1,580

As the other (some would say better) half of the Twin Cities, Saint Paul is undeniably one of the best places to live in Minnesota. Often seen as the more laid-back and historic sibling to Minneapolis, Saint Paul exudes a unique charm with its cobblestone streets and grand brick buildings. But don’t let the quiet elegance fool you; Saint Paul is a powerhouse capital city in its own right. Home to state government buildings and a bustling downtown, the city is steeped in history while maintaining its forward-thinking attitude, hosting a variety of tech startups and eco-friendly initiatives.

Everyday life in Saint Paul offers a delightful mix of leisure and excitement. The city’s gorgeous parks, like Como Park with its zoo and conservatory, provide green escapes right in your backyard. Passionate about education? Saint Paul boasts an impressive range of schools, from Montessori institutions to language immersion programs. The city’s public transportation makes it easy to get around, and the food scene is a smorgasbord of global cuisines, from authentic Italian eateries to cozy Ethiopian cafes.

  • Population: 53,266
  • Average age: 43.3
  • Median household income: $100,363
  • Average commute time: 22.2 minutes
  • Walk score: 21
  • Studio average rent: $1,503
  • One-bedroom average rent: $1,727
  • Two-bedroom average rent: $2,094

Minnetonka is a city that elegantly straddles the line between suburban tranquility and outdoor adventure, making it one of the best places to live in Minnesota. Just a stone’s throw away from downtown Minneapolis, Minnetonka offers a life that is both sophisticated and close to nature. The city serves as a backdrop to Lake Minnetonka, where locals and visitors alike sail, fish or bask under the Minnesota sun. Despite its close proximity to a bustling urban center, Minnetonka maintains an almost resort-like atmosphere, where winding roads often lead to picture-perfect lakeside views.

In terms of everyday living, Minnetonka scores high marks across the board. The city is peppered with excellent schools, upscale shopping centers and a ton of quality restaurants. The extensive trail system provides an idyllic setting for cycling, jogging or walking your dog. And when winter rolls around, there’s ice-fishing on the lake and miles of snow-covered trails for cross-country skiing.

  • Population: 79,828
  • Average age: 40.4
  • Median household income: $112,631
  • Average commute time: 23.9 minutes
  • Walk score: 18
  • Studio average rent: $912
  • One-bedroom average rent: $1,380
  • Two-bedroom average rent: $1,782

What do you get when you mix top-tier schools, a thriving job market and abundant green spaces? The answer is Plymouth, clearly one of the best places to live in Minnesota. Located just 15 miles northwest of downtown Minneapolis, Plymouth has its own self-contained charm while still offering quick access to the big-city amenities. With Medicine Lake at its heart, residents have plenty of opportunities to get out on the lake and enjoy the great outdoors. It’s a city where career-driven individuals and families find common ground, surrounded by cutting-edge technology firms and family-friendly venues alike.

In Plymouth, everyday life feels like a well-curated blend of recreation and relaxation. The city boasts a range of parks that include everything from dog-friendly areas to skate parks. The school system is often cited as being among the best in the state, setting up young minds for a promising future. Plymouth also spoils its residents with its shopping options, whether it’s farmers markets brimming with local produce or retail spots that cater to fashion-forward shoppers.

  • Population: 86,372
  • Average age: 33.7
  • Median household income: $58,014
  • Average commute time: 17.1 minutes
  • Walk score: 36
  • Studio average rent: $705
  • One-bedroom average rent: $1,575
  • Two-bedroom average rent: $1,602

Perched along the northwestern shore of Lake Superior, Duluth is a gem that makes a compelling case for being one of the best places to live in Minnesota. This port city isn’t just a pretty face; it’s an adrenaline junkie’s paradise and an environmentalist’s dream rolled into one. With the Boundary Waters Canoe Area Wilderness to the north and the endless horizon of Lake Superior to the east, Duluth is a haven for outdoorsy types. Kayaking, hiking and even surfing (yes, freshwater surfing!) are all in a day’s fun.

Duluth is a hub for healthcare and education, offering a variety of options for both. The local food scene ranges from casual lakeside grills to upscale dining experiences that feature freshly caught fish. For retail therapy, explore boutique shops that offer a curated mix of local and global goods. Meanwhile, a strong sense of community is reflected in the city’s frequent festivals and public events, which range from airshows to maritime celebrations.

  • Population: 53,318
  • Average age: 44.3
  • Median household income: $108,576
  • Average commute time: 21.3 minutes
  • Walk score: 37
  • Studio average rent: $1,208
  • One-bedroom average rent: $1,507
  • Two-bedroom average rent: $1,980

Edina is a suburban utopia that has more to offer than just neatly manicured lawns and sprawling homes. In this charming town, you’ll find a melting pot of professionals, retirees and families, all lured by the city’s top-notch amenities. High-end shopping experiences await at places like the Galleria and Southdale Center, while the Edina Art Center and the various galleries scattered around town appeal to the artsy types.

The school system in Edina is often considered among the best in the state, setting up young learners for academic excellence. Fitness and recreational activities abound; with plenty of parks, golf courses and even indoor ice rinks, there’s no excuse not to engage in some form of physical activity. Dining options range from artisan coffee shops to posh restaurants, catering to the most discerning of palates.

  • Population: 63,161
  • Average age: 40.2
  • Median household income: $120,170
  • Average commute time: 23.4 minutes
  • Walk score: 18
  • Studio average rent: $1,630
  • One-bedroom average rent: $1,350
  • Two-bedroom average rent: $1,590

Eden Prairie boasts a high quality of life that many aspire to but few actually achieve. This southwestern suburb of the Twin Cities offers a harmonious blend of natural beauty and modern convenience. Think swan-dotted lakes and extensive walking trails side by side with cutting-edge tech companies and a thriving business community. What’s more, Eden Prairie is home to the largest enclosed shopping center in the state, offering retail delights to those who are sartorially inclined.

Eden Prairie excels in serving up a comfortable and fulfilling life. A mix of highly rated public and private schools makes it a hit among families. For those who love the great outdoors, the city has more than 1,000 acres of active-use parkland. Work-life balance gets a new meaning here, as the city hosts several Fortune 500 companies, giving residents the option to work where they live.

  • Population: 121,465
  • Average age: 35.9
  • Median household income: $76,034
  • Average commute time: 20.7 minutes
  • Walk score: 30
  • Studio average rent: $1,257
  • One-bedroom average rent: $1,542
  • Two-bedroom average rent: $1,600

When people hear the name Rochester, they often think of the world-renowned Mayo Clinic. However, this southern Minnesota city is far more than just a healthcare hub. It is one of Minnesota’s best places to live, offering an attractive mix of urban sophistication and small-town charm. High-quality healthcare is undoubtedly one of its flagship features, but Rochester also scores points for its robust education system and a strong job market beyond healthcare, featuring a number of tech startups and innovative small businesses.

Life in Rochester is a pleasant blend of intellectual stimulation and recreational pursuits. The city’s public library is a hive of activity, with events that range from author talks to coding classes for kids. Meanwhile, the parks and nearby Zumbro River provide a scenic backdrop for everything from picnicking to fishing, ensuring weekends are never dull. For those who require retail therapy, Downtown Rochester offers a slew of shops and boutiques that provide a unique shopping experience, while the culinary scene is an exciting mix of traditional American fare and international cuisine.

  • Population: 44,693
  • Average age: 26.4
  • Median household income: $56,274
  • Average commute time: 17.7 minutes
  • Walk score: 40
  • Studio average rent: $995
  • One-bedroom average rent: $1,195
  • Two-bedroom average rent: $1,250

The phrase “college town” often conjures images of manicured campuses, lively sporting events and perhaps the occasional toga party. But Mankato, home to Minnesota State University, goes beyond the stereotype, landing it firmly among the best places to live in Minnesota. Located about 80 miles southwest of the Twin Cities, Mankato offers a dynamic lifestyle where education, commerce and natural beauty intersect. The presence of the university enriches the town with a youthful energy, and that’s complemented by a diverse business sector ranging from healthcare to high-tech.

Mankato is a paradise for outdoor enthusiasts with its well-maintained bike trails and Minneopa State Park, where you can see a waterfall and a herd of American bison. For those more inclined to indoor pursuits, there’s no shortage of cafes to sip your latte as you catch up on some reading. Parents will appreciate the quality of the local schools and the abundance of family-friendly activities, from interactive museums to public art projects.

  • Population: 68,818
  • Average age: 30.5
  • Median household income: $54,427
  • Average commute time: 21.4 minutes
  • Walk score: 34
  • Studio average rent: $724
  • One-bedroom average rent: $745
  • Two-bedroom average rent: $975

Saint Cloud shines as one of the best places to live in Minnesota. Situated along the Mississippi River, this central Minnesota city combines the allure of scenic beauty with a robust economy. Here you’ll find Saint Cloud State University, lending the town a youthful energy, and a thriving healthcare sector offering solid employment opportunities. It’s a city of contrasts where a 19th-century courthouse stands right next to tech startups.

Families and fitness junkies alike can take advantage of over 90 parks and a clutch of well-maintained trails for biking, walking or leisurely riverfront strolls. The Paramount Center for the Arts is a treasure trove for patrons of the arts, presenting a lineup of plays, concerts and exhibitions year-round. From locally-owned boutiques to big-box retailers, the shopping scene provides something for every type of spender.

There’s an apartment made for you in Minnesota

From the serene beauty of Minnetonka to the bustling energy of Minneapolis, and from the youthful verve of Mankato to the well-rounded appeal of Eden Prairie, Minnesota is more than just a place to endure cold winters; it’s a state where you can truly thrive. Choose wisely, but rest assured that in this incredible state, you’re almost guaranteed to find a community that feels like home.

Rent prices are based on an average from Rent.’s multifamily rental property inventory as of July 2023.
Other demographic data comes from the U.S. Census Bureau.
The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.

Source: rent.com

Apache is functioning normally

Apache is functioning normally

Welcome to the land of majestic Mount Rushmore, endless prairies and the dazzling Badlands.

When it comes to finding your forever home or maybe just a fresh start, South Dakota offers a ton of appealing options. From bustling urban hubs to cozy lakeside towns, this guide to the best places to live in South Dakota is your golden ticket to discovering the towns that boast excellent schools and stable job markets in undeniably beautiful surroundings.

  • Population: 196,528
  • Average age: 34.2
  • Median household income: $66,761
  • Average commute time: 18.5 minutes
  • One-bedroom average rent: $995

Sioux Falls is often considered one of the best places to live in South Dakota, and it’s easy to see why. This bustling city is a haven for outdoor enthusiasts, artists and aspiring professionals alike. The Big Sioux River winds its way through town, offering scenic beauty and outdoor activities like kayaking and fishing, right at your doorstep. But if you’re more of an indoor person, don’t worry; the city is home to the Washington Pavilion, a unique space with an art gallery, science museum and even a performing arts theater.

When it comes to everyday life, Sioux Falls is as practical as it is picturesque. The city boasts a robust job market, with opportunities in healthcare, financial services and retail, among other industries. Schools are top-notch, offering a quality education for the younger generation, while the healthcare facilities are some of the most advanced in the area. Ease of living is another big draw — traffic jams are a rarity, and most amenities are just a short drive away.

  • Population: 76,184
  • Average age: 37.2
  • Median household income: $58,072
  • Average commute time: 15.7 minutes
  • One-bedroom average rent: $1,205

If you’re thinking about the best places to live in South Dakota, Rapid City should be on your radar. Imagine a city where you can have breakfast Downtown, hike in the Black Hills National Forest by lunchtime, and be back in time for a locally brewed beer from Lost Cabin Beer Company and a buffalo burger for dinner. This isn’t a fantasy; it’s just an average Saturday in Rapid City.

Rapid City is surrounded by pristine nature and serves as the ideal home base for those looking to explore natural wonders like Mount Rushmore and the Crazy Horse Memorial. With an eclectic mix of art galleries, cozy coffee shops and historic architecture, Downtown Rapid City is more than just a pit stop, it’s a destination in its own right.

The Rapid City economy is strong, buoyed by tourism and a fast-growing tech industry, so you’ll find a variety of career options. Schools are solid, and there are ample parks and recreational facilities for kids and adults alike. The city also hosts a series of community events throughout the year, from summer concerts to winter ice-skating festivals.

What you won’t find? The hassles of big city living. Traffic is manageable, the cost of living is reasonable, and people generally say “hello” when you pass them on the street. Rapid City captures the essence of South Dakota — friendly, scenic and endlessly fascinating.

  • Population: 23,577
  • Average age: 24.5
  • Median household income: $53,845
  • Average commute time: 13.3 minutes
  • One-bedroom average rent: $940

Brookings emerges as a compelling choice as one of the best places to live in South Dakota, especially for those who appreciate a blend of intellect and community spirit. Home to South Dakota State University, the town has an atmosphere brimming with youthful energy and academic curiosity.

The McCrory Gardens offer a breath of fresh air and botanical beauty, while the Children’s Museum of South Dakota provides a magical world of learning for the youngest residents. College sports are a big deal here, and even if you’re not a student, you’ll find yourself swept up in the fervor of a Jackrabbits football game before you know it.

Excellent schools make Brookings ideal for families, and there’s a burgeoning job market in industries like agriculture, healthcare and education. Shopping and dining options are plentiful, offering everything from homegrown produce at the local farmers’ market to sushi and international cuisine. The town even has an active arts scene with frequent community theater performances, art walks and concerts. Safe streets and a strong sense of community make Brookings a place where neighbors know each other and people look out for one another.

  • Population: 12,358
  • Average age: 36.1
  • Median household income: $52,258
  • Average commute time: 17.6 minutes
  • One-bedroom average rent: $775

Known for its breathtaking landscapes, Spearfish is encircled by the Black Hills, Spearfish Canyon and a wealth of outdoor opportunities. Whether you’re into mountain biking, hiking or fishing, you’re practically destined to become an outdoor enthusiast here. But Spearfish isn’t just about the great outdoors; it’s also a hub for education and culture. The town is home to Black Hills State University, which adds a layer of youthful energy and intellectual depth to the community, along with venues like the Matthews Opera House & Arts Center, showcasing everything from plays to musical acts.

On the practical side of everyday life, Spearfish delivers and then some. The local economy is strong and diverse, benefiting from a mix of education, tourism and small businesses. Its public schools are top-rated, making it a safe bet for families, and the community itself is close-knit, often gathering for seasonal events and festivals. Plus, unlike some small towns where you have to drive miles for basic amenities, Spearfish has a solid range of shopping and dining options.

What truly sets Spearfish apart is its genuine sense of community combined with the backdrop of natural wonder. It’s a place where you can catch a university lecture one evening and find yourself fly fishing in crystalline waters the next morning.

  • Population: 28,324
  • Average age: 35.8
  • Median household income: $58,439
  • Average commute time: 10.9 minutes
  • One-bedroom average rent: $845

Known as “Hub City,” Aberdeen serves as a regional hub for healthcare, commerce and culture. The city boasts several landmarks like the Aberdeen Community Theatre and the Dacotah Prairie Museum, both of which offer regular events that enrich the social scene. If you’re in the mood for something more outdoorsy, Wylie Park and Richmond Lake are perfect spots for fishing, camping and unwinding under the South Dakota sun.

Aberdeen shines in terms of everyday convenience and quality of life. The job market is steady, with opportunities in healthcare, education and manufacturing. Educational facilities, from elementary schools to Northern State University, offer top-notch learning environments. Even better, Aberdeen has a low cost of living, making it easier to stretch a dollar whether you’re buying a house or enjoying a night out at one of the town’s tasty restaurants.

  • Population: 14,000
  • Average age: 38.7
  • Median household income: $69,868
  • Average commute time: 12.5 minutes
  • One-bedroom average rent: $755

As the state capital, Pierre is a hub of political activity, and you can feel the historical gravitas just by walking near the South Dakota State Capitol building with its iconic copper dome. But the city offers more than just legislative action; it’s also a sportsman’s paradise. Sitting on the banks of the Missouri River, Pierre is an angler’s dream come true with an abundance of walleye, and it’s no slouch when it comes to hunting either, offering some of the best pheasant hunting in the United States.

By and large, life in Pierre is straightforward and hassle-free. The local job market is solid, primarily driven by government jobs, healthcare and education. There’s a lot to do here for singles and families, whether it’s hiking along the scenic LaFramboise Island Nature Area or taking part in the many community events that pepper the town’s calendar. Pierre offers a unique blend of outdoor activities and political buzz, making it a distinctive spot for those looking to experience the best of South Dakota.

  • Population: 11,802
  • Average age: 23.3
  • Median household income: $47,920
  • Average commute time: 14.6 minutes
  • One-bedroom average rent: $995

Home to the University of South Dakota, Vermillion is a small but lively town where brains meet beauty on the banks of the Missouri River. You’ll find a mix of students, professors and residents enjoying everything from Coyotes football games to riverside picnics. The National Music Museum — featuring an awe-inspiring collection of musical instruments from various epochs and cultures — is another local treasure that elevates the town’s appeal.

The educational ecosystem in Vermillion is top-notch, with excellent public schools complemented by the intellectual resources of the university. Employment opportunities are ample, thanks to the university and a variety of small businesses. You won’t be stuck in traffic for hours; instead, you can spend that time enjoying local parks or taking in a college basketball game. What’s more, the cost of living here is quite reasonable, making it easier to enjoy what the town has to offer without breaking the bank.

  • Population: 15,453
  • Average age: 41.3
  • Median household income: $59,190
  • Average commute time: 11.6 minutes
  • One-bedroom average rent: $632

In a state rich with scenic beauty and friendly communities, Yankton stands out as one of the best places to live in South Dakota. Located along the Missouri River and famously the former Dakota Territory capital, Yankton melds historical significance with an array of modern attractions. Outdoorsy types will be quick to appreciate the town’s proximity to Lewis and Clark Recreation Area, where water sports, camping and hiking opportunities abound.

Everyday life in Yankton checks off all the boxes for a well-rounded experience. The local economy is buoyed by a mixture of manufacturing, healthcare and retail jobs. Education is a strong suit as well, with a range of public and private schools that consistently earn high marks. Local businesses — from cozy coffee shops to essential grocery stores — meet daily needs while the friendly residents make you feel part of a genuine community. Events like the annual Riverboat Days festival encapsulate Yankton’s communal spirit and offer an entertaining diversion for residents young and old.

  • Population: 22,722
  • Average age: 37.6
  • Median household income: $56,520
  • Average commute time: 13.5 minutes
  • One-bedroom average rent: $630

Known for its stunning lakes, particularly Lake Kampeska and Lake Pelican, Watertown is a haven for anyone who loves water sports, fishing or just gazing at beautiful sunsets over the water. And don’t forget the town’s signature attraction, the Bramble Park Zoo, which boasts an impressive collection of wildlife and offers educational programs designed for residents of all ages. Watertown is also home to the Redlin Art Center, showcasing the works of Terry Redlin, a renowned American wildlife painter, making it a hidden gem for art aficionados.

Watertown offers a high standard of living while maintaining that cherished small-town charm. The job market is steady with a focus on manufacturing, healthcare and retail industries. In terms of attractions, Watertown has plenty to offer, from shopping malls to restaurants that go well beyond the standard small-town fare. You’ll also find a rich social fabric here, marked by community events like outdoor concerts and seasonal festivals that provide plenty of opportunities for mingling with neighbors.

  • Population: 6,071
  • Average age: 37.0
  • Median household income: $58,564
  • Average commute time: 11.8 minutes
  • One-bedroom average rent: $640

Home to Dakota State University, Madison is a hub for technology and innovation, a place where you can bump into cybersecurity experts as easily as lifelong anglers. Speaking of lakes, Lake Herman and Lake Madison offer ample opportunities for fishing, boating and picnics, making them popular spots for family outings or tranquil solitude.

Madison delivers on the practicalities of daily life, too. With a stable job market centered around education, healthcare and local business, making a living here isn’t a high-stakes gamble. Plus, community events like the annual Prairie Village Jamboree add a layer of entertainment and social engagement that keeps life interesting.

Settle down in South Dakota

Whether you’re an outdoor enthusiast, a tech whiz or someone who just wants to enjoy the simple pleasures of a tight-knit community, South Dakota has something for everyone. From the buzz of the state capital in Pierre to the academic atmosphere of Vermillion, or the natural allure of Watertown, the Mount Rushmore State is an undiscovered gem for those looking to improve their quality of life.

Making a list of the best places to live in South Dakota isn’t just about numbers and statistics — it’s about understanding the lifestyle, culture and opportunities that make each place unique. So pack your bags and set your GPS, because your dream apartment might just be in a South Dakota zip code.

Source: rent.com

Apache is functioning normally

Apache is functioning normally

Thanks in part to hosting the 2002 Winter Olympics, the Games helped put this sleeper metropolitan city on the map and pushed the economy to create more things for younger, Mormon and non-Mormon populations alike to enjoy.

Now Salt Lake City is home to booming brewhouses, a trending food scene, a culture that thrives on supporting local businesses and outdoor/indoor sports galore. From hiking to skiing, you can enjoy the mountains surrounding Salt Lake Valley year-round.

As Utah’s state capitol, it’s home to about a third of Utah’s population, with the larger area’s population coming in at 1.3 million. The state as a whole has a pretty young population with the median age being 27 and Salt Lake City’s living is pretty affordable. The average rent for a one-room apartment is $1,317. The greater Salt Lake City area has 22 different neighborhoods, each one a little different in vibe and conveniences.

Salt Lake City is home to the following professional sports teams: The Real Salt Lake MLS team, the Utah Jazz NBA team and the Utah Warriors MLR. Along with some minor league teams like the Salt Lake City Stars NBA G League and the Minor League Baseball team the Salt Lake Bees.

Here are the best neighborhoods in Salt Lake City.

  • Walk Score: 67/100

If you’re all about the outdoors, then this quiet and small Arcadia Heights neighborhood is just the cozy place you’ll find yourself gravitating toward. Right at the base of the Wasatch Mountains, it’s near outdoor gear shops and hiking trails.

Arcadia Heights attracts middle-aged residents, but that just makes it all the more peaceful. This little neighborhood has parks, dog parks and country clubs, so you can enjoy nature no matter your preference. Head to the mountains from your own back door, or take a 10-minute trip over to the Millcreek Canyon for fly fishing, snow-related sports or a great biking challenge.

  • Walk Score: 72/100

Not to confuse it with the Bonneville Salt Flats, Bonneville Hills is a nice suburban area just west of East Bench, where young professionals, families and professionals tend to gravitate. The streets have older homes and trees and the area is well-manicured.

It’s conveniently located, letting you reach wherever you need to go in just a few minutes, while still giving you that quieter lifestyle.

Source: Rent./Seasons at Library Square
  • Median 1-BR rent: $1,412
  • Median 2-BR rent: $1,918
  • Walk Score: 89/100

The Central City area is a super biker-friendly neighborhood and touted as the City’s first hipster cove. Central City gives Capitol Hill a run for its money on coffee shops, too, but also offers the brunching destinations of your dreams, why it’s one of the best neighborhoods in Salt Lake City.

Walk around and enjoy the Tracy Aviary, the sculptures in Gilgal Gardens or the perfect view for sunsets in the Faultline Gardens. Thanks to all the parks, bars and restaurants, young professionals have understandably been flocking to the area for years.

  • Median 1-BR rent: $1,374
  • Median 2-BR rent: $1,499
  • Walk Score: 67/100

East Bench traditionally has an older population of retired folks — but they can make the best neighbors. It’s just 10 minutes from Downtown and provides a great suburban feel.

If you’re looking for something a little on the quiet, slightly upscale side with a golf course or two, East Bench is the place for you.

  • Median 1-BR rent: $1,006
  • Median 2-BR rent: $1,179
  • Walk Score: 60/100

The Glendale neighborhood is conveniently close to the downtown hustle and bustle, just west of I-15. This neighborhood loves the outdoors, as it has several parks. The biggest park, Jordan Park, hosts the weekly People’s Market where residents can get freshly grown and homemade goods.

Glendale’s home to the planetarium, Utah’s largest brewery and loads of dining options, too.

Source: Rent./The Charli
  • Median 1-BR rent: $925
  • Median 2-BR rent: $1,025
  • Walk Score: 67/100

What was S.L.C.’s industrial district, like so many other metropolitan areas, has become the revitalized hangout destination for young professionals. With outdoor murals all over the buildings in the Granary and Ballpark District, and so many eating and drinking options, it’s clear to see why so many flock to this area, even if they’re only there to catch a Salt Lake Bees game.

And what’s a minor-league baseball game without beer, right? The district is full of gastropubs and good brews, too, perfect for one of the best neighborhoods in Salt Lake City.

  • Median 1-BR rent: $925
  • Median 2-BR rent: $1,095
  • Walk Score: 64/100

Highland Park has a homey and local feel that’s packed full of history. There’s a pretty large historic preservation effort going on in the neighborhood, which was developed starting in 1910.

Like several other niche areas in S.L.C., Highland Park is all about supporting local businesses, and its efforts have curated quite a few cool shops. Stroll the streets to find a specialty plant retailer, a garden and bird supplier, a bookstore and an old-school pharmacy/gift shop. The food is great, ranging from Italian or Greek to Dutch or sushi.

Highland Park is also known for its Visual Arts Institute, along with its golf course. There’s something for everyone at Highland Park!

  • Median 1-BR rent: $1,125
  • Median 2-BR rent: $1,395
  • Walk Score: 67/100

The Liberty Wells area has a history of ebbing and flowing, due to its play in Salt Lake City’s history. From supporting the city through agriculture to streamlining streetcars, Liberty Wells has had its highs and lows.

Currently, it’s experiencing a massive high and is a huge upcoming residential area. As a part of that, the newer apartment buildings are ample, as are ways to enjoy the neighborhood. From wonderful food choices to Liberty Park or the Chase Home Museum of Utah Folk Arts, there’s pretty much always something to enjoy in the area.

  • Walk Score: 67/100

The 9th and 9th district likes to say it’s a one-stop-shop for all things dining, shopping and living-related and promotes a “buy local” lifestyle. The neighborhood has figured out that if you eat and shop locally, the money goes back into the community. Mom-and-pop shops are around every corner, and the big-box stores are a little harder to find. The 9th and 9th District calls itself the “anti-mall” community.

From breweries to Thai and Hawaiian eateries, this mellow little neighborhood packs a punch of diversity so its residents will never get bored.

  • Median 1-BR rent: $1,064
  • Median 2-BR rent: $1,449
  • Walk Score: 52/100

Rose Park is on an upward swing in Salt Lake City and is becoming one of the most up-and-coming suburbs in the area. It’s one of the most ethnically diverse areas in the city, and you can’t beat the easy commute!

Loaded with tons of community parks and filling up fast with families, this is a great area if you’re looking to escape the hustle and grind in the throes of a city, but don’t want to get too far out.

  • Median 1-BR rent: $1,602
  • Median 2-BR rent: $1,902
  • Walk Score: 67/100

Sugar House is one of the best neighborhoods in Salt Lake City neighborhood and it’s pretty progressive. In fact, it’s known as one of the most “hippy” neighborhoods in S.L.C. The fun name comes from its first settlers planting sugar beets.

Sugar House is actually one of the city’s oldest neighborhoods, established in 1853 and it’s home to Sugar House Park, a large park with great views on the Wasatch Mountains and ample running trails.

If you’re in the mood to shop, this little neighborhood scattered with Victorian-styled bungalows has you covered, stop into any slew of the hippy boutiques selling anything from olives to tarot cards or locally made goodies.

  • Walk Score: 41/100

While largely residential and suburban, Sunnyside East feels spread out and laid back with a little less than 700 residents. It’s a little further out from the heart of the city, so most residents are either retirees or families looking for something a little slower and quieter.

The attractions are pretty diverse though, as Sunnyside East is home to a golf course and the zoo. Those attractions bring in plenty of events throughout the year, too. With plenty of food options — pho, smoothies, curry, delis and sushi — there’s no reason to ever leave the area.

  • Median 1-BR rent: $1,200
  • Median 2-BR rent: $1,700
  • Walk Score: 68/100

If you’re into an old-town feel, something lined with old homes that need love, The Avenues is the S.L.C. neighborhood for you. Stretching up along the hillside, this region overlooks the State Capitol Building and has a storied, history-rich vibe. If you’re a coffee fiend, this is the neighborhood of your dreams. With all the political hustle in this neighborhood, the coffee runs faster than the Legislature.

Take a scenic stroll through architectural wonders like the nearby Cathedral of Madeleine, the State Capitol building itself or the Salt Lake Masonic Temple. For a slightly spookier journey, you could always try to find the city’s oldest grave in the Salt Lake City Cemetery. Be sure to catch a play at the theatre, too.

  • Median 1-BR rent: $925
  • Median 2-BR rent: $1,095
  • Walk Score: 67/100

The University District takes its name from the University of Utah. While it has a fair bit of students and medical professionals coming and going from day to day, this youthful niche has brought in a lot of great hangouts and events to the area’s residents.

Located at the foothills of the mountains, you can’t beat the scenery! Not only is it home to the Natural History Museum, but it also has all kinds of outdoor activities and parks to enjoy, too, like the famed Living Room hike. What you would expect from one of the best neighborhoods in Salt Lake City.

  • Walk Score: 41/100

Yalecrest is another one of Salt Lake City’s most treasured old historical neighborhoods. Often referred to as Harvard-Yale, these homes were designed with consistency in mind.

Keeping the same architectural motifs of period cottages throughout, there’s a continuity in the homes that’s pleasing to the eye while differing enough to keep you intrigued. It’s this reliability that makes it one of S.L.C.’s most historically well-preserved areas, thanks in part to its residents’ pride in the area.

Because of Yalecrest’s dedication to the original structures, there aren’t too many nonresidential buildings in the area, but the residents love the neighborhood’s charm so much they don’t mind going for a drive to get their groceries.

What’s the best neighborhood in Salt Lake City for you?

Whether you’re a teetotaler or a brewmaster, a golfer or a hiker, Salt Lake City has you covered. If you think you found your new neighborhood, be sure to check out current apartments to rent in Salt Lake City.

The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

Source: rent.com

Apache is functioning normally

Apache is functioning normally

Published on September 24, 2023


Courtesy of Astraeus Clarke

While full-on Crayola-like green conjures less than complimentary connotations—green with envy; green around the gills; the grass is always greener—take the hue down a notch by mixing in some gray or black and the color yields a whole different experience. Deep-green hues evoke nature in a more meditative manner. Such elements feel nearly spiritual; think of jade, pines, and seaweed. Green is the color of the outdoors and it nurtures the soul. So, pull deep green-decor into your home.

One might balk at the thought of a green dresser, but Acerbis’s Storet subtly teases color out of a rich walnut. Think of it as a functional fern in the corner of your bedroom. Astreus Clarke’s Roebling lamp is a minimalist and earthy green marble alternative to a banker’s lamp with a lollipop-green glass shade. And, it looks as home in a library as on a nightstand. Sara Hayat’s Bevel sofa is a statement piece around which one builds a room; luscious green velvet upholstery is much more inviting than gray. Dive into deep green; we consider a timeless neutral.

  • Sara Hayat scoured industry sources near and far to find a fill that would give the Bevel a bit of bounce while ensuring its cushions would retain their pebble-like shape. Indeed, each velvet-upholstered seat cradles a person perfectly. As it should: It takes the team about a month to hand-stitch this low-slung belted beauty. $28,495

  • Minotti who passed away in August, played with the idea of balance in the Solid Steel coffee table, despite the heavy-metal inference of its moniker. Party-ready glossy and mirrored finishes belie the architectural geometry of the streamlined, staggered slabs. Even with its fashion-forward feel (or backward: the materials reference 1970s glamour), it evokes an unflinchingly Bauhaus sensibility. Price upon request

  • Astraeus Clarke found inspiration in N.Y.C. The Roebling table lamp takes its form, albeit loosely, from the Brooklyn Bridge and its name from the bridge’s engineers, John A. Roebling and his wife, Emma. The lamp’s deep-green marble pillars support a gable-shaped top that hides the light source. But there’s a twist: That top segment pivots 360 degrees, allowing the user to direct illumination as needed. $12,500

  • New Ravenna. Duo, a waterjet mosaic, features boxy, mustard-toned cross-stitches that punctuate a large, dark grid over elegant marble with green veining. The coastal Virginia–based company replicates the texture of stone that has been well-worn by salt air, ensuring your kitchen, bath, or patio looks suitably lived-in. $229 per square foot

    • Source: robbreport.com

    Apache is functioning normally

    Apache is functioning normally

    The short answer is, yes, estate planning can be a smart move for everyone.

    Though it’s not much fun to think about what will happen to your loved ones after you are gone, doing some estate planning early on, and readjusting it as needed throughout your lifetime, can help you prepare for the future and protect the people you care about.

    One of the biggest reasons why is that without an estate plan, any assets you have may not go to the people you would have wanted to have them. And, if you have children, you won’t have a say in who becomes their guardian. Not having an estate plan can also create a lot of legal and administrative headaches for your family members and friends.

    Contrary to what many people assume, you don’t have to be old, rich, or have children to benefit from making a financial plan for after you are gone.

    Read on to learn what estate planning is all about and what you can do to get started.

    What Is an Estate Plan?

    Estate planning is deciding in advance and in writing who will get your assets and money after your death or in the event that you become incapacitated.

    It can be as simple as designating certain people as your beneficiaries on your financial accounts. Estate planning also typically includes creating a will. It can also include setting up trusts and creating a living will that can be used should you ever become incapacitated.

    Your “estate” is simply everything you own — money and assets, including your home and your car — at the time of your death.

    Your debts are also part of your estate. Anything you owe on credit cards and loans may have to be paid off first by your estate before any further money or assets are distributed to your heirs.

    Estate planning is not entirely about money, though. It may also leave instructions for how your incapacitation or death may be handled. For instance, you may not want to be kept on a life-support system if you were in a coma. You may want to be cremated instead of buried. These instructions can be included in your estate planning.

    An estate plan may also include choosing a guardian for your children and any specific wishes regarding how you want them to be raised.
    💡 Quick Tip: We all know it’s good to have a will in place, but who has the time? These days, you can create a complete and customized estate plan online in as little as 15 minutes.

    The Importance of an Estate Plan

    An estate plan can be beneficial no matter what your age, income, assets, or family status. Below are some key reasons why you may want to consider estate planning.

    You Decide Where Your Assets Will Go

    If you don’t have beneficiaries named in an estate plan, the courts will determine who gets your assets. That might be your closest kin (possibly someone you wouldn’t want to have your inheritance), and if you have none, the state may take those assets.

    Likely you have someone who you would prefer to leave assets to, and if not, you can choose a charity.

    You Have Children

    If you have children, it’s important for you to consider how you want them cared for if you and your spouse were to pass away, and who you would want to be their guardians.

    Your estate plan can even outline how you hope to pass on aspects of your life such as religion, education, and other values. You can also set up a trust so that your children receive an inheritance once they are 18.

    It Can Help Avoid Legal Headaches

    If you have beneficiaries you want to leave your assets to, having an estate plan and/or will can minimize the legal headache your loved ones have to deal with.

    Without any kind of estate plan, a probate court may have to determine how assets are divided, and this can take months or years, delaying those assets making it to the people you want to have them.

    It Can Help Prevent Family Conflict

    Your family members may all get along well, but it’s a good idea to write a will so that things remain harmonious.

    Regardless of the size of your estate, some careful estate planning can help prevent your family members from arguing over who gets what, whether it’s a small tiff or a full-on lawsuit.

    It Can Ease the Financial Burden of Final Costs

    Many people don’t consider planning their own funerals, and that may leave an emotional and financial burden on their loved ones.

    A funeral can cost, on average, around $7,900, and a cremation about $6,900. Consider whether your loved ones would be in a financial situation to be able to afford to cover that expense, plus any others involved with your final arrangements.

    Taking these final costs into consideration can be a part of your estate plan. You might decide to set aside funds to cover your funeral expenses.

    You can do this with a “payable on death” account, which can be set up through your bank and allows the designated beneficiaries to receive the money in the account when you pass away.

    Or, you might elect to purchase a prepaid funeral plan, which sends money directly to the funeral home to cover a casket, floral arrangements, service, and other aspects of your funeral. You may want to keep in mind, however, that prepaying for a funeral can lead to a loss of money if the funeral home goes out of business.

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    What’s Included In an Estate Plan

    While your estate plan will be unique to your own situation, there are a few things you might consider including.

    A Will

    Your will is the actual document that outlines who your beneficiaries are and what they will receive upon your passing. It may also identify a guardian if you have young children.

    This is also where you can identify the executor, who will carry out the terms of your will.

    Recommended: What Happens If You Die Without a Will?

    Life Insurance Policy

    Having this policy information with the rest of your estate plan makes it easy for your family to file a claim with your insurance company upon your death.

    A Living Will

    Death is not the only situation in which you may be unable to make a decision. You may be alive yet incapacitated, and in this scenario it can be difficult for your loved ones to know what you want them to do.

    Writing a living will can be highly valuable because it lays out how you want to be treated during your end-of-life care, including specific treatments to take or refrain from taking.

    A living will is often combined with a durable power of attorney, a legal document that can allow a surrogate to make decisions on behalf of the incapacitated individual.

    Letter of Intent

    This letter is directed to your executor, and provides instructions for carrying out your wishes in regards to your will, and possibly also funeral arrangements.

    A Trust

    If you have a sizable inheritance for your beneficiaries and don’t want them to have access to all the funds all at once, you can establish a trust with rules about how and when they receive the money.

    For example, you could stipulate that your children receive a fixed allowance each month until they graduate college or get married, or that they use the money for college.
    💡 Quick Tip: A trust is a customized estate planning tool that can be helpful for your heirs in addition to a will.

    Key Account Information

    You might also consider providing account numbers and passwords for bank accounts, investment accounts, and other important accounts that your family will need access to. This can make life much simpler for your loved ones.

    Recommended: What Is the Difference Between Will and Estate Planning?

    The Takeaway

    Whether you have children and want to ensure they’re taken care of, or you’re single and would like your assets to go to certain people or a charity you care about, it’s wise to have a basic estate plan.

    Having a financial plan in place in the event that you pass away or become incapacitated can protect surviving family members from unnecessary financial, legal, and emotional stress.

    When you want to make things easier on your loved ones in the future, SoFi can help. We partnered with Trust & Will, the leading online estate planning platform, to give our members 15% off their trust, will, or guardianship. The forms are fast, secure, and easy to use.

    Create a complete and customized estate plan in as little as 15 minutes.


    Coverage and pricing is subject to eligibility and underwriting criteria.

    Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers- for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.

    Ladder, SoFi and SoFi Agency are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other, Social Finance. Inc. (SoFi) and Social Finance Life Insurance Agency, LLC (SoFi Agency) do not issue, underwrite insurance or pay claims under Ladder Life™ policies. SoFi is compensated by Ladder for each issued term life policy.

    SoFi Agency and its affiliates do not guarantee the services of any insurance company.

    All services from Ladder Insurance Services, LLC are their own. Once you reach Ladder, SoFi is not involved and has no control over the products or services involved. The Ladder service is limited to documents and does not provide legal advice. Individual circumstances are unique and using documents provided is not a substitute for obtaining legal advice.

    Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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    Source: sofi.com

    Apache is functioning normally

    Apache is functioning normally

    Is Kansas City in Kansas, or is it in Missouri? It’s kind of both. Both are individually incorporated cities, but together they make up the greater Kansas City metropolitan area.

    Long ago, in the 1830s, KCMO got started as a trade outpost to fit hunters with furs and traps. Now, that’s morphed into manufacturing and it dabbles in tech, transportation and healthcare. For visitors, it’s better known for LEGOLAND, the National World War I Museum, tons of art galleries and museums, the Airline History Museum, too many fountains to count and, of course, Kansas City barbecue.

    The concentration of barbecue alone is enough to focus on, as Kansas City has the most barbecue restaurants per capita than anywhere else in the U.S. Characterized by burnt ends with extra flavor, and a thicker-than-most tomato-based sweet barbecue sauce smothered on the smoked meat (not on the side!), Kansas City barbecue has made a name for itself for obvious reasons.

    Residents cheer on several pro sports teams, like the Kansas City Chiefs, the Kansas City Royals and the Kansas City Current.

    The Kansas City metro area has 2.34 million residents. The median age is 35 years old and the median household earns about $55,000. With a whopping 240 neighborhoods making up the city, there’s plenty of variety and subcultures to add to the spice of life for Kansas City residents. Here are 15 of the up-and-coming best neighborhoods in Kansas City for 2022.

    • Median 1-BR rent: $1,135
    • Median 2-BR rent: $1,410
    • Walk score: 48/100

    Constructed in the 1920s, Brookside has that beloved historical feeling. But throw in a couple of community staples, like festivals, parades and fairs, and you’ve got a local color you can’t beat.

    Kansas City residents claim Brookside is “quintessential Kansas City.” From ghost tours, toy shops, local makers and retailers, art galleries and museums — not to mention all the great food, pubs and cafes — Brookside has a little bit of everything for everyone and offers a whole lot of fun.

    • Walk score: 83/100

    The Country Club Plaza can often feel otherworldly to the rest of Kansas City, thanks to its Spanish-inspired architecture. It’s a pretty popular area since it’s known as the shopping capital of the city, spanning 15 blocks of retail. From designer to local, there’s a shop for everyone.

    If visitors don’t come for the shopping, they probably came for the food because it’s just that good. And if they didn’t come for either, they definitely came for one of the two art museums in the neighborhood. If nothing else, maybe they’re there to count all the fountains, of which there are many. It’s no wonder this is one of the best neighborhoods in Kansas City.

    • Median 1-BR rent: $1,420
    • Median 2-BR rent: $1,695
    • Walk score: 85/100

    Like many neighborhoods in metropolitan cities across the U.S., Crossroads was once a warehouse district. When the manufacturers left, the area was vacant until someone had a vision. The area became what it’s known for today, the Crossroads Arts District.

    Each month on the first Friday, this neighborhood puts on an art crawl spanning 20 blocks with 70 retailers involved. The neighborhood is also home to the Kauffman Center for the Performing Arts, which stages theatrical performances, music and dance recitals.

    The area has plenty of breweries and bars to make a whole evening out of the arts, along with great restaurants, too. Hipsters and young professionals flock to the area for its creative vibes and good times.

    • Median 1-BR rent: $1,735
    • Median 2-BR rent: $2,420
    • Walk score: 69/100

    Home to LEGOLAND, the city’s aquarium, the Money Museum and a covered ice rink in the winter, there are tons of things to do in Crown Center for families and singles.

    Just south of Downtown, this neighborhood also has the Crown Center Mall where there’s plenty of shopping opportunities and local retailers, too. Obviously, the area has plenty of great dining options to boot.

    • Median 1-BR rent: $1,135
    • Median 2-BR rent: $1,410
    • Walk score: 48/100

    As one of America’s leading best downtowns, Downtown Kansas City has a lot to offer to keep itself in the ranks. Home to a year-round, Saturday-and-Sunday City Market, come rain or shine, residents have every excuse to go downtown on the regular.

    Downtown also hosts about 130 free events each year and boasts dining options from across the world.

    • Median 1-BR rent: N/A
    • Median 2-BR rent: N/A
    • Walk score: 48/100

    East Bottoms was a booming neighborhood closer to its founding back around 1800. It was well known for its J. Rieger & Co. Distillery, producer of over 100 different products, founded in 1887.

    The distillery was eventually forced to shut down during the prohibition, but in 2014, the original owner’s great-great-great-grandson got the distillery up and running again. In addition to its specialty spirits you can taste all over the country in craft cocktails, this distillery opened up its own tasting and dining rooms which revitalized the area and urged other pubs and breweries to join the mix, making it one of the best neighborhoods in Kansas City.

    This is a great area in Kansas City to meet up with friends to have a great time.

    • Median 1-BR rent: N/A
    • Median 2-BR rent: N/A
    • Walk score: 54/100

    Two of KCMO’s most notable, must-see museums are in the 18th & Vine District: The Negro Leagues Baseball Museum and the American Jazz Museum. Throw in some barbecue (there are plenty of options in the area), and you have three of Kansas City’s biggest passions: Baseball, jazz and barbecue.

    Since it’s such a storied area, residents and visitors can enjoy live entertainment and music regularly.

    • Median 1-BR rent: N/A
    • Median 2-BR rent: N/A
    • Walk score: 48/100

    In recent years, after a stint marked by crime, Manheim Park has gone under a reconstruction period. Merging together old historic constructions with modern designs, there’s a visual flow and continuity in this little neighborhood. This community-member-lead reinvigoration has even been published nationally.

    Manheim Park has put in the work to transform itself into an upcoming area with ample easy-living apartments, and the momentum isn’t slowing down anytime soon.

    Source: Rent./The Briarcliff City Apartments
    • Median 1-BR rent: $1,023
    • Median 2-BR rent: $1,200
    • Walk score: 28/100

    This quiet suburban area of Northland packs a punch thanks to the riverboat casinos, Worlds of Fun amusement park and a shopping district. Along with local retailers are art galleries, festivals and firework shows.

    There are also a couple of indoor sporting venues, like rock climbing, or the restaurant-and-play duo that brought pickleball to Kansas City, Chicken N Pickle.

    • Median 1-BR rent: N/A
    • Median 2-BR rent: N/A
    • Walk score: 66/100

    Another cove for older, architecturally rich and Victorian homes, Pendleton Heights is definitely worth checking out. Young professionals, families just starting out, artists and creatives tend to flock to this area, and its residents seem to stick around for the long haul.

    This rather diverse neighborhood is a tight-knit community where residents tend to look out for one another, and one of the best neighborhoods in Kansas City is also the perfect area to call home.

    • Median 1-BR rent: $1,504
    • Median 2-BR rent: $2,187
    • Walk score: 85/100

    Butting up against the Missouri River, River Market has gone by many names in the past, but was the city’s first incorporated district. Its name aptly implies that long ago, the river-side access lent this area to a lot of trade. That still carries into today, though it looks a little different now thanks in part to its bustling open-air farmer’s market.

    If you’re into old mobster histories, this district has plenty of that, thanks to its River Quay (just one of the area’s many previous names) era now long ago. A mob war broke out and resulted in burning buildings and businesses, along with a few mob members’ deaths. After the fiasco, the mob left the area, as depicted in “Casino.”

    If you lean away from all things true-crime, River Market’s fresh and bustling food, bar and boutique scenes serve as plenty of an attraction, too.

    Source: Rent./Gladstone Pointe
    • Median 1-BR rent: $645
    • Median 2-BR rent: $750
    • Walk score: 63/100

    About two miles east of downtown, overlooking the Missouri River, Scarritt Point is a well-located neighborhood full of history. With well-manicured streets and sidewalks, overhung with large shady trees, this area was prominent back in the day among affluent families who built large homes.

    If old historical residences are what you’re after, this neighborhood is right for you. It’s chock full of local flavors and good dining, too.

    • Median 1-BR rent: $940
    • Median 2-BR rent: $1,340
    • Walk score: 86/100

    If you’re looking for a beautiful, well-manicured area loaded with parks, creeks and lush greenery, maybe even a rose garden, then the South Plaza area is the ideal neighborhood for you.

    It’s home to the University of Missouri – Kansas City, the Kansas City Repertory Theatre and the National Museum of Toys and Miniatures, so residents have plenty to keep busy. Not to mention the creative and trendy restaurants on-hand in this neighborhood, too. All that goes a long way to help it stay one of the best neighborhoods in Kansas City.

    • Median 1-BR rent: N/A
    • Median 2-BR rent: N/A
    • Walk score: 48/100

    The Sunset Hill area is a beautiful neighborhood with great parks and lovely, Colonial- and Tudor-styled homes. This well-maintained area is where young families tend to gravitate, so there are plenty of amenities at hand.

    A quick 10-minute drive will bring you right to Country Club Plaza’s offerings, without having to sacrifice the quiet nature of this little suburban haven. With great food and drinks nearby, it’s hard to say no to Sunset Hill!

    Source: Rent./The Ridge at Chestnut
    • Median 1-BR rent: $765
    • Median 2-BR rent: $870
    • Walk score: 58/100

    Waldo is one of the main entertainment districts in Kansas City. It tactfully balances nightlife with family-friendly events, like the Waldo Fall Festival. Where good drinks are pouring, good plates are easy to find, as is shopping.

    Each year, Waldo is home to the Trolley Run, a race following the historic streetcar or trolley tracks throughout the neighborhood. There’s a tight-knit feeling in Waldo, where residents look out for each other and have fun together.

    The best neighborhoods in Kansas City — find one that’s right for you

    If you found a neighborhood that sounds like your own personal hiatus, check out these apartments for rent in Kansas City!

    The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

    Source: rent.com

    Apache is functioning normally

    Apache is functioning normally

    The capital of Ohio, Columbus, is famous for being home to the first Wendy’s — yes, that fast-food chain — but it offers much more than that along the banks of the Scioto River.

    The city underwent many name changes during its first days in the 1800s, later nicknamed “Arch City” after builders put arches over city streets. You can also experience the deep Native American and Appalachian roots and history in the area.

    Established historic neighborhoods like German Village offer some of the city’s oldest buildings as housing options, as well as beautiful, quiet tree-lined streets. Elsewhere, up-and-coming spots like Short North, the Brewery District and Downtown Columbus offer walkability, short commutes and fun arts and nightlife amenities.

    Ready to explore Columbus? Here are the 15 best neighborhoods in Columbus.

    • Median 1-BR rent: $1,212
    • Median 2-BR rent: $1,485
    • Walk Score: 88/100

    South of the German Village, the Brewery District is as hip as it gets. Music venues and brewery bars line the streets of this neighborhood. Plus, a high walkability factor makes it even more alluring. Watch your favorite comic at Shadowbox Live on weekends. You can also head to the nearby trails at Scioto Audubon Metro Park, bordering the Scioto River.

    You can find a one-bedroom apartment for $1,212 per month on average in the Brewery District. Head to pup-friendly Gresso’s for a slice before heading on a brewery hop.

    • Median 1-BR rent: $819
    • Median 2-BR rent: $1,049
    • Walk Score: 68/100

    Only six miles from downtown and convenient to Ohio State University, Clintonville has a mix of young professionals and college students. The beautiful Rose Gardens at Whetstone Park will captivate you with their scent, trailing above arches and along walkways. You can also explore the six glacial ravines that cut through the neighborhood, like Glen Echo.

    On the weekends, enjoy that high walkability score by heading to High Street for a bite at the many establishments like Lineage Brewing or enjoy a vegan sweet treat at Pattycake Bakery. You can find a one-bedroom apartment in the area for $819 per month on average.

    • Median 1-BR rent: $1,462
    • Median 2-BR rent: $1,987
    • Walk Score: 78/100

    The heart of Columbus, Downtown, has as much life as you expect. An outdoor amphitheater, the Columbus Museum of Art, a river walk along the Scioto River, National Veterans Memorial and Museum are just some of the things that make downtown shine. The Scioto Mile connects more than 175 acres of green spaces through the area.

    Public transit abounds in the area, making it easy to ditch your car in favor of walking to enjoy the nightlife. You can find a one-bedroom for $1,462 per month on average.

    • Median 1-BR rent: $739
    • Median 2-BR rent: $1,200
    • Walk Score: 61/100

    Franklin Park is the most gorgeous when in bloom. Visit the Franklin Park Conservatory and Botanical Gardens to enjoy the warm months and picnic in any corner of the 88-acre park. Just east of downtown, the historic neighborhood offers a farmers market in the summer or grab some tacos nearby at Alebrijes.

    You can enjoy this quiet neighborhood by renting a one-bedroom for an affordable $739 per month on average, only two miles from downtown Columbus.

    • Median 1-BR rent: $625
    • Median 2-BR rent: $725
    • Walk Score: 58/100

    An up-and-coming artists’ hub, the neighborhood of Franklinton has started creating its own personality in recent years. Right to the west of downtown Columbus, Franklinton is home to breweries, artists’ studios and newer co-working spaces — all on the background of the neighborhood’s history and industrial past.

    The Land-Grant Brewing Company and Taft’s Brewpourium anchor Franklinton’s beer scene and mural art adorn several buildings in Columbus’ oldest neighborhood. The neighborhood is quickly changing, but you can still find affordable rents at $625 per month on average for a one-bedroom.

    Franklinton residents have an average commute of 20 minutes, thanks to its proximity to Downtown.

    • Median 1-BR rent: $1,295
    • Median 2-BR rent: $1,850
    • Walk Score: 90/100

    It’s no surprise that the German Village neighborhood attracts young families and business professionals. With a nearly perfect walk score and high bike score, it’s easy to get around sans car and easily commute downtown. A one-bedroom apartment remains relatively affordable at $1,295 per month on average.

    Elder trees and historic red buildings line the streets of this neighborhood. Frank Fetch Park is an excellent weekday spot to enjoy your morning coffee and Schiller Park features trails, a playground and even an amphitheater.

    Nearby, the Schmidt Sausage Haus & Restaurant has been a local treasure since 1886, one of many German-inspired restaurants. The Book Loft is a bookworm’s dream with 32 rooms filled with books.

    • Median 1-BR rent: $1,701
    • Median 2-BR rent: $1,988
    • Walk Score: 66/100

    Harrison West has seen a slight increase in rents since Summer 2021, but you can currently get a one-bedroom for $1,701 per month on average. The Columbus neighborhood is only 2.5 miles from downtown and a hop and a skip from the beautiful Goodale Park.

    The Arena District offers access to a movie theatre, several restaurants and bars and a skating rink only a mile away. Huntington Park is home to the Columbus Clippers baseball team.

    • Median 1-BR rent: $800
    • Median 2-BR rent: $1,100
    • Walk Score: 77/100

    Indianola Terrace is a good option if you’re looking for an apartment convenient to Ohio State University and still walkable to everything. The neighborhood offers not only apartments but also multi-family units. You can find a one-bedroom in either option for $800 per month on average. Graduate students mainly reside in this neighborhood.

    The Ohio History and Research Center are nearby, offering a detailed look into the state’s history along with seasonal exhibitions. Glen Echo Park is only a couple of miles away in Clintonville, offering a playground, dog park and easy hiking trails.

    Source: Rent./Jeffrey Park Apartments
    • Median 1-BR rent: $1,38
    • Median 2-BR rent: $1,910
    • Walk Score: 87/100

    Just north of downtown Columbus, every corner of the Italian Village has a restaurant filled with regulars. Not to worry, while parking is hard to come by, walking is the preferred way to see the neighborhood. You can quickly see why the neighborhood, filled with young families and millennials, remains tight-knit.

    Try out two local breweries, Seventh Son Brewing and Hoof Hearted Brewery, or visit the local dive bar, St. James Tavern. Snag a one-bedroom apartment for $1,384 per month on average and grab your coffee at Fox in the Snow in the mornings.

    • Median 1-BR rent: $1,145
    • Median 2-BR rent: $1,995
    • Walk Score: 76/100

    King-Lincoln Bronzeville has a rich history as a historically African-American neighborhood. The neighborhood is home to the Lincoln Theatre and the King Arts Complex. Recently, more Columbus residents have been discovering the charm of the neighborhood.

    You can see beautiful murals throughout the King-Lincoln and visit the Bronzeville Bird and Butterfly Sanctuary. The Columbus Museum of Art is nearby, as well. You can find a one-bedroom apartment for $1,145 per month on average.

    • Median 1-BR rent: $1,087
    • Walk Score: 83/100

    Olentangy Trail, a gem in the North Campus neighborhood, connects the Ohio State University with other city parks and Olentangy River. It’s the perfect escape, not too far from the city. You can rent a one-bedroom for $1,087 per month on average.

    Nearby, you can find hot donuts at Buckeye Donuts, head to games at Ohio Stadium and stop by the Wexner Center for the Arts for the latest exhibitions.

    • Median 1-BR rent: $1,495
    • Median 2-BR rent: $2,325
    • Walk Score: 94/100

    Right in the heart of Columbus, Short North attracts renters keen on art gallery openings, city festivals and easy biking, thanks to the neighborhood’s grid pattern. The Short North comes alive with art walks and outdoor concerts at Goodale Park every summer. The 33-acre park is the oldest city and provides ample greenspace to city dwellers for picnics and more.

    The neighborhood’s arches on High Street light up the way for visitors to explore high fashion boutiques, a thriving dining scene and, of course, the many galleries. Stop by the North Market for an outdoor dining experience with various food hall vendors if you can’t choose where to eat.

    You can enjoy that walkability and gallery hop on the weekends for $1,495 per month on average for a one-bedroom apartment.

    • Median 1-BR rent: $1,548
    • Median 2-BR rent: $2,215
    • Walk Score: 61/100

    The best way to know if you’re in the Uptown District is by finding the Ohio Statehouse, a Greek Revival-style building in Colonial Square. The neighborhood has all the charm you want from a suburb while being near Columbus. Uptown District features many upscale restaurants like Veritas and Jeff Ruby’s Steakhouse. Breweries and cocktail bars also dot the area.

    You can find a one-bedroom apartment in this neighborhood for $1,548 per month on average, with easy access to the Ohio Theatre for a night out.

    • Median 1-BR rent: $1,250
    • Median 2-BR rent: $2,425
    • Walk Score: 87/100

    Can you picture going on an early morning walk surrounded by Victorian architecture? That’s what Victorian Village offers to its residents. Don’t miss the Gothic-style mansions and Queen Anne houses. Small shops and restaurants line the streets of this Columbus neighborhood. Goodale Park is within walkable distance to take your family for a picnic.

    The neighborhood is on the more expensive side if you want to rent a two-bedroom, but still affordable for those in need of a one-bedroom, available for $1,250 per month on average. Stop by for a pint at Cavan Irish Pub to explore the neighborhood’s Irish-American roots.

    Source: Rent./Grant Park Apartments
    • Median 1-BR rent: $1,481
    • Median 2-BR rent: $1,882
    • Walk Score: 87/100

    If you’re looking for public transportation and walkability, Weinland Park is the neighborhood for you. The bus system services the area heavily thanks to its grid system and proximity to old streetcar rails.

    Convenient to downtown, developers are revitalizing the industrial neighborhood with already slated multi-use developments. Weinland Park was home to several factories, many now converted into apartments and office space. The namesake park offers a picnic space and a playground. Grab a beer at Zaftig Brew Pub after.

    Find the best Columbus neighborhood for you

    Did you fall in love with this midwestern city? No surprise there! Columbus has historic neighborhoods, beautiful architecture, parks and walkable street grids. Whether you’re grabbing a beer in the Brewery District or strolling on your way to class at Ohio State, there’s a neighborhood for you. Ready to move on? Find apartments for rent in Columbus.

    The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

    Source: rent.com

    Apache is functioning normally

    Apache is functioning normally

    Located in “The Volunteer State,” Memphis is a city in Tennessee with approximately 633,000 residents. It’s is on the Mississippi River and is the second-largest city in the state, next to the capital city of Nashville.

    Memphis is full of musical history. Influential soul, blues and rock-n-roll legends like B.B. King, Elvis Presley and Johnny Cash recorded at the famous Sun Studio, commonly called the “birthplace of rock and roll.” You can stroll Beale Street and take in the rich history of Memphis.

    In addition to its musical history, Memphis has world-renowned barbecue. In fact, the annual World Championship Barbecue Cooking Contest draws 100,000 visitors alone.

    If you’re considering a move to Memphis and want to know a bit more about each of its neighborhoods, we’ve got you covered! We’ve done the research and highlighted the best neighborhoods in Memphis.

    15 best neighborhoods in Memphis

    Named after its Egyptian sister city on the Nile, Memphis means “established and beautiful” and it’s just that. Here are 15 of the best neighborhoods in Memphis. As you consider each one, keep in mind that all are within the city limits of Memphis, so you’ll get to experience all the culture that this great city has to offer.

    • Walk Score: 41/100

    Looking for a slice of Hollywood but without the traffic? Welcome to Belle Meade, home to part of the set of the Hollywood hit “The Firm.” But don’t worry, the lawyers in this town will let you move if you want to. Only Tom Cruise was unlucky on that front.

    This quiet suburban area is a great place for people looking to settle down near the downtown area. With many hiking trails and delicious restaurants, anyone would be happy living in Belle Meade. The neighborhood is very walkable and has an average commute time of 30 minutes to downtown Memphis.

    • Median 1-BR rent: $795
    • Median 2-BR rent: $950
    • Walk Score: 50/100

    Founded in 1893 by an Irish immigrant named W.H. Bingham, the neighborhood of Binghampton has evolved immensely through the years. The city and residents of Binghamton have made a dedicated effort to grow the city, as it once was a more isolated part of Memphis.

    Nowadays, the city has tree-lined streets, flower beds and art murals on prominent buildings and streets — like Broad Avenue —throughout to make it more appealing. The neighborhood has an annual art walk where street vendors and artists converge to play music, sell artisan crafts and food and mingle with the community. If you live in Binghampton, you definitely don’t want to miss this festive gathering. And if you’re a cyclist, the new two-way bike lane is underway! The neighborhood boasts of a walking score of 50 and an even better biking score of 63.

    Source: Rent./Kimbrough Towers
    • Median 1-BR rent: $930
    • Median 2-BR rent: $1,210
    • Walk Score: 69/100

    Another historic neighborhood in Memphis is Central Gardens, which was once home to upper-class families who moved during the cotton boom. Due to the historic nature and relevance of the homes in Central Gardens, the area is a historic conservation zone.

    While Central Gardens is densely populated, it’s a great option for singles as most of the households in the neighborhood are without children. The commute is nothing to complain about either with commute times averaging about 25 minutes. This area is home to several dining options, too. Residents of this area look forward to the Garden and Home Show every September.

    • Median 1-BR rent: $695
    • Median 2-BR rent: $725
    • Walk Score: 33/100

    Nestled on the north side of Memphis, Frayser is by the Wolf River, the Mississippi River and the Lossahatchie River. In the neighborhood alone, there are 10 parks you can frequent. Try Davy Crockett Park State Park, where you can camp, explore or visit a historic museum. This is a great neighborhood for those looking to bike, hike, dog walk and generally enjoy the outdoors.

    Frayser gets its name from a prominent Memphis physician named Dr. J Frayser who summered at a home near the railroad, which is to the east of the neighborhood. While Dr. Frayser could afford a summer home here, don’t let that fool you on the cost of the rent.

    • Walk Score: 41/100

    Harbor Town is known to its residents as a little oasis located just outside of downtown Memphis. This premiere neighborhood and urbanist town sits atop a large 132-acre sand bar known as Mud Island.

    While Harbor Town is known as a more upscale area, it’s also very affordable for young professionals looking to settle down near the city center. The town itself is very walkable and easy to navigate as it feels more like a mini-city. Take a walk down the main strip and you’ll pass by everything you need from a quaint grocery store to unique boutiques.

    Harbor Town is home to the iconic Paulette’s where you can stop in for a one-of-a-kind Sunday brunch.

    • Median 1-BR rent: $1,200
    • Walk Score: 48/100

    The High Point Terrace neighborhood is in the eastern part of Memphis. It’s close to Downtown so residents can enjoy the perks of Memphis but it also has a suburban feel. High Point Terrace is on the federal government’s list — the National Register of Historic Places. The architecture, buildings and overall neighborhood were deemed important to preserve due to its history in greater Memphis. One memorable claim-to-fame is the famous playwright, Tennessee Williams, who wrote his infamous play-turned-movie “Period of Adjustment” in the neighborhood of High Point Terrace itself.

    This neighborhood tends to have younger residents, with 40 percent of residents under the age of 45. If you’re looking to plant roots and start a family, this is a great neighborhood to consider. Full of shops, grocery stores, coffee shops and bars, High Point Terrace is a small community where you’ll be surrounded by kind, hard-working Tennesseeans.

    Source: Rent./Love Tunica
    • Walk Score: 37/100

    Another great area to live in on the north side of Memphis is Hyde Park. The main focal point of this neighborhood is Hollywood and Chelsea Streets. Here, you’ll find unique shops and yummy restaurants. Some of the top-rated restaurants are The Second Line and The Hollywood Fish Market. If you live in the south, you need to try their famous catfish and you can do just that at these two high-rated restaurants.

    This community is highly engaged and you’ll find your neighbors strolling the local parks or meeting at the Shasta Central community center. If you’re looking for a neighborhood near Memphis itself but with a close-knit neighborhood feel, give Hyde Park a try.

    • Median 1-BR rent: $660
    • Median 2-BR rent: $795
    • Walk Score: 58/100

    Known as a college neighborhood, Normal Station is home to part of the University of Memphis. Due to its close proximity to the university, this neighborhood is mainly composed of young college students. As you would find in any college town, Normal Station has several student rental homes, fraternities and small rental homes at affordable rates for students.

    The neighborhood itself isn’t very walkable, so a lot of the residents bike or drive to get around. If you’re a student looking for a great place to live out your college years check out Normal Station as your next home.

    • Walk Score: 41/100

    Pinch District is a historic area of Memphis located close to the Wolf River. Originally home to Irish, Russian and Jewish immigrants, Pinch District was the first commercial city in Memphis.

    During the 1990s, the famous Pyramid Arena was built in hopes of bringing new life into the neighborhood. However, things took a turn when several of its large commercial sites moved locations. Pinch District is currently undergoing a billion-dollar expansion that will surely bring new, exciting business to the neighborhood.

    While Pinch District is a quieter neighborhood in Memphis, it still has a lot of charm. There are some great coffee shops that recently opened such as Comeback Coffee or Alcenia’s. The commute from Pinch District to downtown Memphis is on average 15-30 minutes, so residents will likely need a car as the walk score is only 41.

    Source: Rent./The Meadows
    • Median 1-BR rent: $731
    • Median 2-BR rent: $803
    • Walk Score: 26/100

    Raleigh is a neighborhood in Memphis located on the northeast side of the city. It’s near the Wolf River and Frayser, another one of the best neighborhoods in Memphis.

    Raleigh is a neighborhood full of hard-working, kind people. The main economy is retail, however, Nike has a distribution center in this area, too. Stage Road is a popular area in the neighborhood where you can go for a walk, window shop and grab a bite to eat. Locals enjoy good food and shops in this town and a crowd favorite is Moma’s Bar-B-Q or Dindie’s Soul Food.

    • Walk Score: 58/100

    Steeped in folklore, Sherwood Forest is a neighborhood in east Memphis that has roots in the story of Robin Hood. While you probably won’t see Robin Hood’s merry men roaming around, you will see several streets named after the story like Robin Hood Lane, Maid Marion Lane and Little John Road.

    Sherwood Forest neighborhood is known as a family-friendly suburb with good schools for children to attend. The neighborhood is about a mile away from the University of Memphis, so you’ll have a good blend of college-aged students and recent grads living here. The area has a nice blend of shops and bars plus a wonderful park to get in touch with nature. Sherwood Forest Park has trails, tennis courts, a golf course and even a botanical garden.

    • Median 1-BR rent: $1,579
    • Median 2-BR rent: $1,679
    • Walk Score: 19/100

    Southwind is a neighborhood in Memphis on the southeast side of the city. This is an affluent neighborhood with several residents having bachelor’s degrees. The schools are highly recommended and it’s a good place for families.

    If you like golf, this is a great neighborhood because the Southwind Golf Course is on the PGA tour and is a World Championship Golf Course. Other outdoor activities include walks, hikes and strolling around local parks.

    Source: Rent./The Helix at the District
    • Median 1-BR rent: $880
    • Median 2-BR rent: $1,021
    • Walk Score: 72/100

    Feel like stepping back in time? The Victorian Village neighborhood is the place for you. Once known as Millionaires Row, Victorian Village is a town rich with history due to its many homes built in the late 1800s. While the neighborhood is still home to these impressive homes, the suburban area is a great place for all types of people.

    Victorian Village is home to many must-see museums such as the Woodruff-Fountaine House Museum. If you’re looking for a historic and walkable neighborhood in Memphis, then renting an apartment in Victorian Village is a great choice.

    • Median 1-BR rent: $904
    • Median 2-BR rent: $1,012
    • Walk Score: 41

    Voillintine-Evergreen is close to downtown Memphis. One of the prominent features of this neighborhood is the layout of ranch-style 78 buildings surrounding the old synagogue. It’s part of the National Register of Historic Places, in fact.

    People living in Voillintine-Evergreen like their history and fight to preserve it and its aesthetic. The residents are usually retired or empty-nesters, so it’s a great place for people looking for a more quiet lifestyle. That being said, you’ll still find plenty to do whether that’s eating at local eateries, sipping freshly brewed coffee or walking throughout one of the neighborhood parks.

    • Median 1-BR rent: $599
    • Median 2-BR rent: $835
    • Walk Score: 30/100

    You can’t help falling in love with this neighborhood. Whitehaven is most famous for “Graceland.” More than a half-million people come to visit Elvis Presley’s home-turned-museum each year and pay their respects to the rock-n-roll legend.

    While this landmark is cool for music lovers, residents of Whitehaven enjoy the suburban feel and parks like T.O. Suburban State Park. This neighborhood tends to attract empty-nesters, so it’s quieter compared to neighborhoods full of families.

    Find the best Memphis neighborhood for you

    Whether you choose a neighborhood in the heart of Memphis or elsewhere you can rest assured that you’ll find great people and apartments in any of the best neighborhoods in Memphis. Memphis is a city full of apartments for pet lovers, park lovers, nightlife lovers or even coffee lovers.

    The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

    Source: rent.com