If you’re still debating what you’re going to get your mom for Mother’s Day, here’s a thought: How about picking up one of these five ridiculously low-priced homes in various parts of the country, all asking for less than$100,000?
Now, if your mom isn’t the type who would like to kick back and relax in a cozy cottage, maybe consider springing for one of these deals for yourself instead.
These smaller-sized abodes have all been improved inside and could work as a starter home, a short-term rental to generate income, or a place to downsize.
Today’s high interest rates are less of an issue with prices like these. You’ll truly be surprised by what you can get for your money. Take a look.
Price: $61,500 Tiny house with a big yard: OK, so this cute little studio home might measure only 501 square feet, but the grassy lot it sits on comes in at 8,712 square feet, and there are gorgeous, mature trees shading it.
Originally built in 1950, it’s been completely redone, with a new roof, electrical, and plumbing. Cute and efficient, it even has a pantry, a closet, and washer-dryer hookups. With a comfy sofa bed and a flat-screen TV, you’ll have it made!
Of course, there’s plenty of room on the lot for additions. The previous owner used it as a short-term rental. After all, Kingstree, sitting right on the Black River, is a charming place to visit.
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Price: $96,900 Almost too good to be true: We see a lot of good deals on Realtor.com®. But this one rises above the rest. It’s a three-bedroom, two-bath house that measures 1,389 square feet. It features quality finishes and looks absolutely pristine. Who knew that living (and the payments) could be so easy?
There are luxe features like a kitchen with butcher-block countertops and a pot filler, and bathrooms with designer tile. You’d never guess it was originally built in 1929, because it’s been beautifully refurbished and comes with all-new lighting, furnace, water heater, and plumbing.
The delightful domicile sits on a relatively large lot—9,240 square feet—with tall trees shading it. Makes you want to pour yourself a glass of sweet tea, pull up a rocking chair on that adorable porch, and chat with the neighbors as they stroll by.
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Price: $99,999 Striking starter: This two-story home with a basement is a score. This one’s been around since 1916, and while it’s been completely renovated, it still has some of its original charm—so you get the best of both worlds, both old and new, for a song.
The 1,000-square-foot home with two bedrooms and one bath comes with fine features like a walk-in pantry, brand-new appliances, and a large back deck. In fact, it’s the perfect starter home that’s completely move-in ready.
There’s even a two-car garage on the 4,400-square-foot, grassy lot. The yard is completely fenced in, so pets would be happy here as well. You can easily walk your dog to shops and eateries in the area.
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Price: $99,900 Remodeled ranch: Here’s another great starter home. The owner of this two-bedroom, one-bath gem is a licensed builder who gave the place a refresh from top to bottom—and will guarantee the roof and siding for 10 years.
The 920-square-foot home was built in 1948, but many of its features are new, including an updated kitchen and bath, new appliances, cabinets, windows, lighting, LVP flooring, and on-demand water heater.
Another uncommonly practical feature is the sizable garage with a brand-new door. It’s got plenty of room for storage. For recreation, you might want to take a drive to the nearby Shiawassee River, or a little farther to Lake Huron.
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Price: $72,500 True blue: The paint job on this cozy cottage on the corner is enough to cheer anyone. So are its all-new features: flooring, windows, electrical, roof, and stainless-steel appliances. It’s just waiting for someone to move in and appreciate all that’s shiny and new, as well as its wide-open floor plan.
It has two bedrooms and one bath in 1,064 square feet of space, but there’s plenty of room to add on—the completely fenced-in lot measures 7,013 square feet. Currently landscaped to be low-maintenance, there’s much that can be done with a piece of land that size.
You’ll find plenty of peace and quiet here in Knox City, a town with fewer than 1,500 residents. That front porch, built in 1950, affords ultimate serenity.
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It’s that time of year again. The joyous, magical time of giving and receiving!
What do I want for Christmas?
This is a question that you may find yourself asking this time of year.
It can be hard to ask someone what they would like as it feels kind of weird and embarrassing! Even worse, is actually telling someone exactly what you want.
Many times people are so caught up in their own lives, with work and school, and other things going on, that they don’t know what the best gift to give each other might be! The last thing anyone needs is more stress (or anxiety) around the holidays.
So, I have compiled a list of some ideas for what you might like as a gift this Christmas!
To kickstart this list, I asked around to my besties – both women and men what they really want for Christmas. This list is from real people!
Guaranteed you will find the perfect gift for that someone special on your list!
things I want for christmas
I hope this holiday gift guide helps give you some ideas for what to ask for this year!
Deep down, I want big things like travel, quiet time, health, and hanging out with my family. But, my family always wants ideas.
Regardless, if you have a big Christmas list or small one, here are great ideas for you.
What do I want on my Christmas list?
When it comes to Christmas lists, it can be tough to figure out what you actually want.
After all, there are so many things to choose from! But don’t worry, we’re here to help.
Consider the five-gift rule:
Something I Want
Something I Need
Something to Wear
Something to Read
Something to Do
Some great gift ideas for Christmas include clothes, books, movies, gift cards, and experiences like a trip or a concert. But remember: these are just suggestions! You should put whatever you want on your list–after all, it’s your Christmas present!
What Do I Want for Christmas?
Hey everyone, it’s that time of year again when we all start to think about what we want for Christmas.
Personally, I’ve been doing a lot of online shopping and have compiled a list of items that I would love to see under the tree on December 25th.
If you’re like me and still haven’t decided on what you want, don’t worry! I’ve got you covered with this ultimate holiday gift guide.
1. Headphones / AirPods
First up are headphones. There are a ton of different options when it comes to headphones, but I love my Apple AirPods I received a few years ago.
The price tags on most of their devices seem steep at first, but you can find some great entry-level ones that offer great quality.
I highly recommend quality headphones for your Christmas wish list.
2. Money
Money is a popular gift option because it offers a lot of flexibility. You can use it to buy anything you want, and it’s always appreciated. Some people find it difficult to ask for money or receive it as a gift, but with the right attitude, it can be a great way to show your loved ones that you care.
One way to give money as a gift is in a brainteaser box. This fun idea turns giving money into a game, and your friends and family will love trying to figure out how to open it.
However, before you can enjoy the benefits of being on the giving or receiving end of money, you need to have realistic expectations.
Money doesn’t buy happiness, and expecting too much from your loved ones can lead to disappointment.
If you’re feeling brave, why not ask for money this Christmas? It’s always better than expecting something expensive from your loved ones. Here are great money gift ideas.
3. Digital Photo Album
One of the favorite features on my phone is when random picture memories pop up! It makes my heart sing!
If you want a unique gift that will always have these happy photo moments, consider a digital photo album.
This is a great way to store and organize all of your photos in one place, and it’s also easy to share with friends and family.
There are many different options when it comes to digital photo albums, so you can find one that fits your needs. For example, if they like to travel a lot, you might want to choose an album that includes GPS tracking so they can always know where their photos were taken. Or if they’re into scrapbooking, find an album that allows them to add text and other elements to their photos.
Whatever option you choose, make sure the digital photo album is easy for your loved ones to use. The last thing you want is for them to be frustrated with trying to navigate through all of their photos!
4. Shiatsu Massage Chair Pad With Heat Function
If you’re looking for a massage chair pad that will help alleviate muscle soreness, easy neck stiffness, and eliminate fatigue, the Shiatsu Massage Chair Pad With Heat Function is an excellent choice. This product comes with a rolling and spot massage, providing a comfortable, soothing feel to muscles. Plus, it’s an excellent alternative to a full-body massage chair if space and cost are constraints.
The Shiatsu Massage Chair Pad With Heat Function is made with a washable and reusable fabric. It also has anti-slip feet on the bottom to stay in place. The heat function can be turned off if desired, or there’s a timer that will automatically shut it off after 10 minutes of use. You can buy this product on Amazon and way cheaper than a full massage chair.
5. Indoor Smart Herb Garden
If you’re looking for a unique and special gift for the gardener in your life, look no further than an AeroGarden In-Home Garden System. This garden kit takes care of itself and can be placed anywhere in the house–no green thumb required!
The Smart Herb Garden is a great way to get started with gardening, and it’s also perfect for anyone who wants to add scent and beauty to their home or apartment.
You can purchase additional seed pod kits as well.
6. LiLash Purified Eyelash Serum
If you’re looking for the best beauty splurge, look no further than LiLash Purified Eyelash Serum.
Their eyelash serums are made with natural vitamins and minerals to give you noticeable results in just 6 weeks, and full results in 12 weeks!
LiLash is a purified eyelash serum that is vegan, gluten-free, non-toxic, and cruelty-free. It has over a million users and a 90-day satisfaction guarantee. They’re also easy-to-use and fit right into your daily routine.
I want to splurge on this eyelash serum to lengthen and thicken my lashes!!
7. Shower Bluetooth Speaker
Do you hate having to stop your music or podcast when you go in the shower? If so, I have the perfect solution for you!
A shower speaker is a small, water-resistant speaker that can be used in the shower, by the pool, or anywhere else near water. They are often Bluetooth-enabled so that they can be connected to a phone or other device for streaming music.
The Oontz shower speaker is waterproof, shockproof, and dustproof. That means you can take it with you wherever you go without having to worry about it getting wet or damaged.
The battery lasts forever on a single charge, so you can use it all day long if you need to. And if that’s not enough, there are a lot of popular Bluetooth speakers on the market, but this is the one I personally have. So no matter what kind of music or podcast lover you are, there’s sure to be a speaker that’s perfect for you.
So check them out today and get ready to rock out in the shower!
8. Everyday Hammock Chair
If you’re looking for the perfect gift for the person who wants to slip away and relax, look no further than a hammock! This high-quality hammock chair is made of oak wood and is personalized with the user’s name on it. It’s also a great gift for any occasion!
While many think hammocks are for camping or for hikers to relax after a long day of trekking through the wilderness, they are perfect for ANYONE who needs an escape to quiet. And what could be better than getting to relax in your very own personalized hammock?
Hammocks make a great gift for any occasion, but it’s especially perfect for Christmas.
9. Breville, the Barista Express, Espresso Machine & Specialty Coffee at Home
The Breville Barista Express is a high-quality espresso machine that is perfect for the at-home coffee lover.
The machine is compact and easy to use, making it a one-stop shop for quality espresso.
The Barista Express also delivers fresh, quality espresso in under a minute, so you can get your caffeine fix quickly. Getting authentic café style results in no time at all.
10. Instant Pot Duo Crisp Large 11-in-1 Air Fryer & Electric Pressure Cooker Combo
Instant Pot has come out with a new product that is sure to be a hit every holiday season. The Duo Crisp Large 11-in-1 Air Fryer & Electric Pressure Cooker Combo.
This is something I always wanted, but never wanted to research which one is best. So, my mom bought this one for me. I absolutely love it! And we use it multiple times per week.
This product is a pressure cooker and air fryer combo with 2 convenient removable lids. This means that you can air fry your food in one multi-cooker and easily transition between pressure cooking and slow cooking.
11. Himalayan Rock Salt Lamp
Salt lamps have been popular in western nations for a while now, and for good reason. They offer a number of benefits to those who have them in their home. improved energy, better sleep quality, and purified air are just a few of the advantages you can enjoy from having a Himalayan Rock Salt Lamp.
People who have salt lamps often report multiple benefits from having them in their homes. Some people find that they help improve their moods, while others appreciate the added beauty that the circular design brings to their décor. And unlike traditional lamps, these Himalayan salt lamps are flicker-free, meaning you can read or relax near them without being disturbed by any light flickering.
We have a Himalayan Rock Salt Lamp in each of our bedrooms.
If you’re looking for a unique and beneficial gift this holiday season, consider gifting someone a Himalayan Rock Salt Lamp.
12. Spa Gift Set For Women
When it comes to finding the perfect gift for a woman, sometimes it can be tough to think outside the box. But don’t worry, we’ve got you covered! This year, consider a spa gift set. Women love to relax and pamper themselves, and what better way to do that than with a luxurious set of spa products?
Hint…hint… a spa gift set is always a great option!
No matter what type of woman you’re shopping for, there’s sure to be a spa gift set that’s perfect for her. Whether she loves spending time at the spa or just enjoys pampering herself at home, she’ll love these luxurious gifts.
So if you’re stuck for ideas this Christmas, why not go with something she’ll really appreciate – time to relax and be pampered?
13. Stress Reliever Ball
Do you find yourself feeling stressed out often? If so, we have the perfect solution for you!
This Serenilite Stress Reliever Ball is perfect for relieving some tension during the workday. It’s a fun addition to your desk or party, with the goal of bringing relaxation into your life when you need it most.
Each ball is made with three densities – soft, medium, and hard. Perfect for strengthening your grip, joints, and muscles.
14. Gemstone Birthstone Necklace
This necklace is a beautiful piece that would make the perfect gift for any occasion. It comes with one pendant and is made of high-quality materials. The pendant measures approximately 13 millimeters in height and is sure to impress.
This minimalist-style gemstone birthstone necklace is perfect for anyone who wants a unique and personalized piece of jewelry. The pendants are engraved and sealed with the month of your choice, making it a special and one-of-a-kind gift.
Who doesn’t want a personalized item for Christmas?!?!
15. Deep Tissue Muscle Treatment Portable Handheld Massage Gun
This handheld massage gun is perfect for those who need deep tissue muscle treatment. It comes with several adjustable speeds to help tense muscles, relieve pain, and increase blood flow. The Shiatsu massage is an added bonus that helps make this gun a great choice for anyone looking for relief from muscle pain.
This device is a great option for those who are on a budget or live in small spaces. The rolling and spot massage work on the back, but this device can be used anywhere on the body.
16. Traeger Wood Pellet Grill
A Traeger wood pellet grill is a great gift for the holidays because the user can control it from anywhere with WiFi and Alexa technology. The grill also has a built-in meat probe, so the user can cook to perfection every time.
They are known for their 6-in 1 versatility, which allows you to use it as a grill, a smoker, a bake oven, a roast oven, a braise pot, and even a BBQ pit.
Traeger is the original creator of the wood-pellet grill. Who says mama can’t smoke meat too?
17. Fitbit Versa 2
The Fitbit Versa 2 is the latest and greatest addition to the Fitbit family.
This smartwatch has all the features you need to help you stay on track. You can create alarms, set reminders, check the weather or start an exercise with Alexa. Plus, it comes in a variety of colors to fit your style.
This smartwatch has an always-on display mode and Fitbit Pay, so you can easily check your pace and distance during a run or pay for something without having to take your wallet out. It also has built-in GPS, so you can track your progress on runs or hikes. Plus, the battery life varies with use, so it’s perfect for people who want a watch that does it all.
So overall, the Fitbit Versa 2 is exactly what you want for Christmas!
18. Robot Vacuum Cleaner
If you’re looking for an easy way to keep your floors clean, a robot vacuum cleaner may be the perfect solution. It was for me!!
Robot vacuums are automatic vacuum cleaners that do not need cleaning themselves and can be charged automatically. They come in a variety of shapes and sizes, with multiple cleaning modes and auto-clean scheduling.
Some of the more popular brands include iRobot, eufy, and Shark. While there are many robot vacuums on the market, each has its own unique features that set it apart from the competition. For example, some models are designed for pet owners or have special attachments for dealing with tougher messes.
When shopping for a robot vacuum cleaner, it’s important to consider your specific needs and budget. Many models are available online, so be sure to do your research before making a purchase. Less time cleaning is a win for you!
19. Kindle Paperwhite
If you’re looking for an e-reader this holiday season, the Kindle Paperwhite is a great option.
It’s easy to hold and use, and you can read in the sunlight without any screen glare. The Kindle Paperwhite also comes in a size similar to a regular novel, which makes it more comfortable than an ordinary book for readers of all ages. Plus, the Kindle e-Reader can hold thousands of books, and the battery lasts for weeks. And with the Kindle Unlimited, users can read as many books as they like from the store.
The Kindle Paperwhite is a popular option for those looking for an e-reader, and it’s great sale price — less than other options on the market. So if you’re looking for a great gift that your loved ones will actually use, be sure to consider the Kindle Paperwhite!
20. Memory Jars
Memory jars are a great way to capture memories and moments from your life. They can be filled with photos, tickets, mementos, or any other item that holds sentimental value to you. You can create a memory jar for any occasion-a birthday, graduation, wedding, or just because.
To make a memory jar, start by gathering your supplies. You’ll need a jar (or container) of some sort, Mod Podge or another sealant, paintbrush(es), photos or other items to decorate the jar with and scissors. Once you have your supplies ready, it’s time to start creating! Or you can buy straight from Etsy!
Just be sure to include the year so you can look back on your memories later!
21. Desktop Stand for Printer
This desktop stand is perfect for your printer and a great way to save space in your office!
The stand is stable and sturdy, making it perfect for stacking printers, fax machines, scanners, and other office equipment. The height-adjustable skid pads protect your table and floor from scratches or scuffs, making it easy to clean.
Pretty solution for your cluttered desk!
22. Outdoor String Lights
Outdoor string lights are a must for the holidays. They add a touch of festivity and cheer to any setting. I highly recommend these weatherproof string lights. They are beautiful, durable, and long-lasting.
This is more of the ambiance you have wanted on your patio, right? Each set is 25 ft, 50 ft or 100 ft in length.
Perfect to decorate your outdoor space!
23. Rain Shower Head
This rain shower head is a great upgrade from an old, rusty shower head. It provides good water pressure and is easy to install.
As for the shower head set, it comes with an 8′ large square rainfall showerhead, a high pressure handheld shower head, and a filter. The 8′ large square rainfall showerhead has a 360 rotation angle-adjustable solid ball joint nut for reliable leak-free connection and different angle position showers needs. The 5 setting handheld shower head is suitable for baby shower, massage or pets shower, etc.
Time for a quiet shower with your newly installed rain shower head and your Bluetooth speaker!
24. Collapsible Folding Tailgating Table
If you’re looking for the best gift for a tailgater, look no further than a collapsible folding tailgating table!
This gift is perfect for someone who needs to set up multiple tables in short periods of time. Plus, it’s very easy to transport and store – perfect for when you need to take your gear on the go!
Also perfect for the sports family who is always on the go and setting up meals in the parking lot of a sports complex.
25. UV Smartphone Sanitizer
The smartphone Sanitizer is a device used to clean your phone of germs and bacteria. It can be used for things like jewelry or even keyboards.
The sanitizer kills 99% of germs in 5-10 minutes and comes with a charger! This portable charger is affordable, easy to carry, and may be the answer to what I want for Christmas.
No more germs around the things you touch the most. Get your UV sanitizer for your home.
26. A Vitamix because you deserve it
A Vitamix blender is a great gift for anyone who loves to cook and wants to eat healthier. They are known for their high-quality construction, durability, and powerful motors that can blend even the toughest ingredients.
The variable speed control allows you to customize your blending experience, while the large batches make it perfect for preparing food for a crowd.
It has a 7- year full warranty, meaning that it will be covered for any damage or defects for the first seven years after purchase. I can attest they stand by this because my motor was replaced and it runs like new!
Best Christmas gift to myself – my Vitamix!
27. MICHLEY Unbreakable Wine Glasses
If you’re looking for a great gift for clumsy drinkers, look no further than the MICHLEY Unbreakable Wine Glasses!
These glasses are made of durable plastic and can withstand even the most strenuous of drinking sessions. Whether your loved one is an occasional drinker or not, these glasses will make sure their wine never ends up on the floor again. So why not give them the gift of unbreakable wine glasses this Christmas?
28. Bathtub Caddy with Gold Handles
This bathtub caddy is handmade and made to order.
You can choose from 20 different color options, and the board is made of knotty pine planks.
Imagine relaxing after a stressful day! Great for setting drinks, food, books, etc. Wouldn’t this be a perfect addition to your bathroom?
29. Subscription Gift Sets for Women
There are many different sets to choose from, so you’re sure to find one that fits the woman’s personality.
If she’s into fashion, consider buying her a set that includes designer handbags, jewelry, clothes, or tickets to a show. Or if she’s more of a homebody, go for a set that includes candles, bath salts, and other relaxation items.
No matter what set you choose, the woman is sure to appreciate your thoughtfulness. So why not surprise her with a gift set this Christmas? She’ll love you for it!
30. Yoga Leggings
Looking for a comfortable and stylish pair of leggings to wear this holiday season?
Look no further than the Healthyoga Yoga Pants! Made with a breathable and soft fabric, as well as a high-waisted fit, these leggings are perfect for people who work out or just want to feel comfortable during the holiday season. Plus, they come in several colors and patterns, including one that features beautiful butterflies.
Please don’t tell anyone how many pairs I already own; yet, I still want more!
What’s more, these leggings are perfect for people who like to take their workouts outdoors. They do not ride up when in the squat position, and they also have a handy pocket that is the perfect place to store essentials like your ID, phone, or keys. So don’t wait any longer–order your yoga pants today!
What Christmas Gifts Do I Want?
Christmas is a time where we all get together with our loved ones and exchange gifts.
It’s always a lot of fun to see what everyone gets, but sometimes it can be difficult to come up with ideas for what to put on your wish list.
If you’re struggling to come up with some ideas, don’t worry we included plenty of gift ideas to help you out!
What to consider when buying a gift for someone?
When buying a gift for someone, it is important to consider their interests and what will make them happy. It is also important to think about the occasion and what type of gift will be appropriate. If you are not sure what to get someone, it is always a good idea to ask them what they would like.
Another option is to give a handmade gift. This could be anything from a cake or cookies to jewelry or a scarf. The advantage of this type of present is that it’s personal and made by you, which makes it extra special.
Finally, if you’re still stuck for ideas, why not give a gift card? This gives the person receiving the present the freedom to choose something they really want. It also means you don’t have to worry about getting the wrong thing!
When buying someone a Christmas gift, it’s important to put some thought into it and make sure it’s something they’ll really like.
what do u want for christmas
That’s the question on everyone’s mind this time of year. And most of us are too afraid to articulate. Maybe you are hoping for a new outfit. Or maybe you’re hoping for something a little more luxurious, like a trip to Europe.
First, you need to be open and honest about what you want for Christmas.
We all want… Santa to come bearing gifts!
Now, Share What Do I Want For Christmas
I have you covered. Share this post with family and friends with numbers of which gifts were intriguing to you.
That takes the awkward conversation of gifts during the holidays.
Christmas is about love, joy, and giving gifts – not about getting the most expensive thing on the wish list.
But, here are the must-have items we heard loud and clear when asking around about what do I want for Christmas.
This will guarantee success this Christmas season and beyond!
Even better, you can order online from the comfort of your own home! Right now!
Also, this article has something for everyone and is perfect for any occasion. Whether you’re looking for a gift for Christmas, Hanukkah, Valentine’s Day, Mother’s Day, Father’s Day, or just because!
Know someone else that needs this, too? Then, please share!!
VA home loans remove many barriers to homeownership and allow eligible servicemembers and veterans to buy a home more easily. VA mortgage rates are lower than those of most other loan types. The VA loan is simply the best way to buy a home. Why? Because with a VA mortgage:
No down payment is required.
No mortgage insurance is required.
You get a great interest rate.
More lenient credit guidelines are available to you.
The VA home loan is an amazing benefit available only to current and former US armed forces service members who meet eligibility requirements. In 2023, the VA home loan will continue to be one of the most popular VA benefits.
Use your VA loan benefit and get a quote here.
Because VA home loans are backed by the federal government, VA-approved lenders can lend with greater flexibility. Your status as an eligible service member or Veteran lets you take advantage of this home buying benefit that is not available to just anyone
You’ve earned it, so complete this short one-minute form to use your VA home loan for your home purchase.
VA Home Loans Require No Down Payment, No Mortgage Insurance
VA home loans require zero down payment which significantly reduces out-of-pocket expenses. Qualified buyers can purchase a home costing up to $453,100 – or even higher with a VA jumbo loan – without a down payment.
Also, VA loans do not require mortgage insurance. Most other loan types require you to pay a significant amount each month to a private mortgage insurance company if you make a down payment of less than 20% of the purchase price. A VA loan eliminates that cost, freeing up that money for other expenses.
Use your VA loan and get a rate quote here.
Current VA Home Loan Rates
VA mortgage rates are some of the lowest we’ve seen in years. It’s a great time to buy a home and take advantage of these low VA rates.
A low rate on your mortgage means you qualify for more house. Today’s lower home prices combined with low rates means you might qualify for the home you’ve always dreamed of.
Use your VA Loan and start your home buying journey by completing this short online form.
VA Eligibility Service Requirements
There are several ways you may be eligible. General guidelines are that you have the following service history:
90 days in wartime while in active duty
181 days in peacetime while in active duty
2 years or the full time called if enlisted after 9/7/1980
You were separated from service due to a service-connected disability
You are an unmarried surviving spouse of a service member who was KIA/POW/MIA.
Check rates and get your Certificate of Eligibility here.
Additionally, eligibility may be established for those who have served in the Selected Reserves or National Guard, Public Health Service officers, cadets of the United States Military, Air Force, Coast Guard Academy, and others.
Apply for and use your VA home loan here.
How Do I Know if I am Eligible?
The only way to be 100% sure that you are eligible to purchase a home with a VA loan is to receive a Certificate of Eligibility (COE) from the VA. There are two ways to obtain your COE:
Have your lender obtain your COE through VA’s eligibility website. Typically a loan officer can obtain your COE in just minutes, often without a DD-214 (if separated from service) and your Request for COE Form 26-1880, although sometimes these forms are needed. Calling a VA-approved lender is the quickest and easiest way to obtain your COE. Complete a short contact request form.
You can order your COE by visiting VA’s eBenefits website. This process may take longer.
If you are an unmarried spouse of a veteran who was killed in action, you may be eligible for VA financing. You will need to complete Form 26-1817.
What Do I Need before I Contact a VA Lender?
For your initial call or contact request to a VA lender, you don’t need any documentation. Most of the initial information the lender will ask about, you already know.
The lender will request your COE, so they will need your service history information. To get pre-approved, the VA loan officer will need information on your monthly income, the approximate amount in your checking and savings accounts, and a few other personal details. This is all part of the VA home loan qualification process. Our lenders are pre-screened and reputable, so your information is safe and secure.
Check rates and get started on your pre-approval here.
What Types of Properties can I buy?
The VA home loan allows you to buy many types of properties:
Single-family homes (non-connected)
Two- to Four-unit homes
Attached townhouses (VA approved projects only)
Condominiums (VA approved projects only)
Mobile Homes/Manufactured Homes (provided the home comes with land, is permanently affixed, and the structure is at least 20 feet wide and 700 square feet if a double-wide.)
In some cases, you can buy land or a home in need of repairs, with the intent of constructing or repairing the home.
Get a personalized VA rate quote here.
VA loans are only valid on a home that you plan to keep as your primary residence. They cannot be used to obtain a rental home, investment property, or second home. They can, however, be used to purchase a 2- to 4-unit property even if you live in one unit but rent out the rest.
Homes must also meet Minimum Property Requirements (MPRs), which are standards for the condition of the home. For an in-depth look at MPRs, see our blog post or contact one of our VA loan professionals.
I’m Ready to Take Advantage of my VA Home Loan Benefit
As an eligible veteran, you’ve earned the privilege of using a VA home loan, one of the best mortgage products available today. As a VA buyer, you have an advantage over most home buyers: you don’t need a down payment.
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A farmhouse built in 1700 on a 22-acre horse property in Flemington, NJ, is the oldest home on the market this week on Realtor.com®.
Many period details remain in the three-bedroom home, including a walk-in fireplace, wide-plank floors, exposed-beam ceilings, and two staircases. A window seat, arched ceilings, and built-in cabinets can also be found throughout the comfortable dwelling.
Other historic homes to hit the market this week include an affordable abode in Connecticut, a Virginia farmhouse where Thomas Jefferson is believed to have once dined, and a modernized Cape in Massachusetts.
Scroll down for a full look at this week’s 10 oldest homes.
Price: $725,000 Year built: 1700 The ultimate vintage house: Designed for equestrian lovers, this three-bedroom residence sits on 22 acres and comes with a horse barn.
The bright kitchen has wide-plank flooring, an exposed-beam ceiling, and a built-in cabinet. The sunken dining room boasts a walk-in fireplace. There are two more fireplaces found on the main level. The bedrooms are all upstairs and spacious and feature wide-plank flooring.
There’s a screened porch that spans the back of the house, and a tack room, tractor barn, and fenced paddock are included in the sale.
But be forewarned: The listing states the home needs “a little TLC.”
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Price: $710,000 Year built: 1700 The Henry Marshall Garrison: This three-bedroom charmer features many original details, including the hardware, fireplaces, and built-in cabinetry.
The newly updated kitchen has a cathedral ceiling, exposed beams, stainless-steel appliances, and custom cabinets. The cozy living room has a wood-burning stove in the walk-in fireplace. The dining room features built-in cabinets, an exposed-beam ceiling, and hardwood flooring.
Enjoy views from the screened porch or oversized deck. The 1-acre, wooded lot also has a finished barn with a garage and storage space.
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Price: $1,595,000 Year built: 1700 Pretty as a postcard: This enormous spread offers income potential or the opportunity for multigenerational living with five separate living spaces.
The well-maintained main house boasts stone fireplaces, wide-plank flooring, and exposed-beam ceilings. The updated kitchen has a cathedral ceiling, custom cabinets, a spacious center island, and French doors that open to an oversized deck. Ten bedrooms and seven bathrooms can be found throughout the 6,442-square-foot property.
The 30-acre lot also features a two-stall horse barn, expanded bank barn, and carriage barn.
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Price: $899,000 Year built: 1706 Historic registry home: This building is listed on the National Register of Historic Places and features a stone section from 1706 and an addition made in the 1800s.
The well-maintained home offers three bedrooms and many period highlights, including exposed stone walls, a Dutch front door, wood-beam ceilings, and restored hardwood floors. The bright, modern kitchen features stone countertops, a farmhouse sink, and a center island with a prep sink. The cozy living room has a large fireplace with a cooking pot and wood mantel.
The almost 4-acre lot also features a pool, a gazebo, a two-bedroom guesthouse, and a building with a workshop and office.
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Price: $380,000 Year built: 1720 Affordable and adorable: This three-bedroom residence boasts original wide-plank flooring, three fireplaces, exposed-beam ceilings, and many built-in cabinets.
The 2,244-square-foot house features a family room with a cathedral ceiling and wood stove. The cute kitchen has been updated with stainless-steel appliances and a breakfast bar. The three bedrooms and one bathroom can be found upstairs.
The property also comes with a workshop with electricity, heat, and a half-bathroom.
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Price: $925,500 Year built: 1724 Elm Shadow Farm: This modernized, three-bedroom dwelling still features four fireplaces, pine floors, and oversized windows.
The kitchen comes with high-end appliances, an oversized fireplace with a beehive oven, and a butler’s pantry. The family room is surrounded by windows and has an arched, exposed-beam ceiling and hardwood flooring. The primary suite comes with a working fireplace and a walk-in closet.
The 1-acre lot includes a two-car garage with a home office above.
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Price: $339,000 Year built: 1736 Cape Ann Colonial: This four-bedroom home features wide-plank hardwood floors, custom built-ins, and two fireplaces.
The 2,628-square-foot dwelling offers an updated kitchen with many cabinets and stainless-steel appliances. A Dutch door opens to a back patio. The wood-paneled living room, study, family room, and dining room can also be found on the first floor. The spacious bedrooms are all located upstairs, and one even has a built-in office.
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Price: $1,100,000 Year built: 1737 Dunleith Estate:Thomas Jefferson is believed to have once dined in this four-bedroom farmhouse, according to the listing.
Historic highlights of the 4,358-square-foot home include pine floors, custom woodworking, exposed-beam ceilings, dormer windows, and several fireplaces. The updated kitchen features granite countertops, a farmhouse sink, stainless-steel appliances, and a spacious island with a cooktop.
You can enjoy views of the 42-acre lot from the covered porch or back patio with a pergola.
The property includes a two-bedroom cottage, a four-paddock barn, a tack room, and a regulation riding arena.
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Price: $985,000 Year built: 1739 Melding old and new: This three-bedroom Cape is said to be the oldest inhabited house in Stockbridge. It has been thoughtfully modernized over the years.
The 2,432-square-foot abode now offers an ultramodern kitchen with a cathedral ceiling and windows that overlook the private yard. Wood-paneled walls, numerous built-ins, and restored hardwood floors can be found throughout the home. The primary bedroom is on the first floor, and the remaining two bedrooms are found upstairs.
There’s also a studio with heat and custom cabinetry, and the 1-acre lot leads out back to the Housatonic riverfront.
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Price: $1,450,000 Year built: 1744 Built by Peter Wentz: This well-maintained farmhouse features original hardwood floors, custom millwork, exposed-beam ceilings, and five fireplaces with mantels.
The four-bedroom home spans 3,036 square feet of space. The cozy living room has built-ins and a stone fireplace. The family room has an original stone fireplace with a wood stove insert. The updated kitchen offers a walk-in fireplace, butcher block counter, modern appliances, and a coffee nook. The primary suite also comes with a fireplace.
The screened porch features a vaulted ceiling and a pass-through to the kitchen.
The 22-acre lot includes a 6,700-square-foot barn, several outbuildings, and a stocked pond.
Some of the greatest music albums of all time have been recorded in Los Angeles, the ‘Creative Capital of the World.’ Many of them at the legendary Cherokee Studios in West Hollywood, which opened in 1972, operated by the Robb brothers.
This is where David Bowie met Frank Sinatra and recorded his Station to Station album; it’s where Michael Jackson recorded Off the Wall, and where Warren Zevon recorded his final album. It’s basically holy ground for music lovers.
Though the studio was closed in 2007 and subsequently converted to residential ‘work/live condos,’ its legacy cannot be erased, and the spirit of the 70s can still be felt throughout the property. Now, you have a chance to tread in the footsteps of the iconic artists who recorded music at the studio.
Own a piece of music history for (just) $999,000
A two-story condo came to market at 751 N. Fairfax Avenue via The Agency‘s Nick Collins, and it’s asking $999,000. That’s a pretty good price considering you’d be owning — and living in — a piece of music history.
The 1,287-square-foot condo is part of Lofts @ Cherokee Studios, a LEED Platinum Work/Live residential complex that sits on the site of the former recording studio.
Developed by REthink Development with the help of studio founder Bruce Robb, the project includes 12 condos that can also be used as intimate recording studios, carrying on the legacy of the site.
Unit #1 at 751 N. Fairfax Ave. features 2 bedrooms, 2 bathrooms, and stunning views of Los Angeles from the rooftop deck.
Nestled behind a security gated entryway in West Hollywood, the stylish, turn-key condo features an expansive living space with 16-foot ceilings, a state-of-the-art kitchen, a cozy dining space looking onto a private balcony, and a light-filled master bedroom complete with a master bathroom.
The upper floor includes space for an office or sitting area, in-unit laundry, and also a guest bedroom. Additionally, the condo comes complete with 2 parking spaces and electric car charging stations.
For those who want to make the best of the property’s history, the condo also serves as the perfect setting for recording music.
Bruce Robb and his company A&R Studio Design + Construction worked with the developers to ensure that residents have the best acoustics and equipment available, and all the living spaces are pre-wired for 5.1 surround sound.
If you’re interested in seeing it live, The Agency is hosting two open-house events at the former studio, on Tuesday, July 9th from 11:00 AM to 2:00 PM, and on Sunday, July 14th, from 2:00 PM to 5:00 PM.
The magical history of Cherokee Studios
The Robb brothers set up the original Cherokee Studios in the early 70s at a ranch in Chatsworth. After MGM vacated its studios on Fairfax Avenue, the brothers moved in, and surprisingly ‘inherited’ some of the artists who had recorded with MGM, including Frank Sinatra.
The private studio quickly gained recognition; according to Bruce Robb, David Bowie showed up one day, played a chord on the piano, and concluded, ‘Cherokee..this will do nicely.’ He ended up recording his highly acclaimed Station to Station album there in 1975.
Other notable albums recorded at Cherokee Studios include Mötley Crüe’s Theatre of Pain and Shout at the Devil, Frank Sinatra’s Sinatra Christmas Album, and Warren Zevon’s final album The Wind. Rod Stewart, Ringo Starr, Henry Rollins, Barbra Streisand, Aerosmith, Diana Ross are among the other notable names to have recorded music here.
Check out the video below to get a glimpse into the magical history of 751 N. Fairfax Avenue:
Cherokee Studios is currently back in the recording business in a new Los Angeles location at 5241 Melrose Avenue.
Keep reading:
Hitmaker Nile Rodgers Wants $5.25M for His Waterfront House in Westport, CTSon of Beatles Legend George Harrison Lists Stylish Venice Beach Home at $3.99 Million This $12.9M Malibu Beach Home was once Frank Sinatra’s “Happiest Place on Earth” Take a Tour of Lenny Kravitz’s House, a Massive 1,000-acre Farm Compound in Brazil
Envisioning a shopping space where customers could feel at home, Danielle Desimone celebrated the grand opening of her home décor and interior store HŌM in late April—a process that was 10 years in the making.
With more than 20 years of retail experience, Desimone explained that she learned about what made each company successful, taking a piece from each of her experiences and melding it together when she created HŌM.
“It’s a home and interior store, but it’s laid out like a traditional home, so it has a full kitchen, dining room, living room, bedroom and bathroom,” Desimone explained. “All shoppable areas of the home, so whether you need towels for your kitchen, snacks for entertaining, a gift, sheets for your bed or skincare products, perfume, anything from any room of your house, is shoppable.”
HŌM celebrated its grand opening on Del Prado Avenue during the bi-annual REDO Vintage and Maker’s Market on Sunday, April 30.
“I was so overwhelmed with the turnout,” Desimone said. “I was overwhelmed with gratitude. The amount of people that showed up. They’re like, ‘We’ve been watching you build for a year. We’ve been so excited. Dana Point needs this.’ ”
Desimone worked with REDO Market founder Randy Hild to coordinate the new business launch with Sunday’s market.
For future events, Desimone noted that REDO might plan a private event in the store.
“Since I had all my grand opening stuff, he was like, ‘Let’s push this to the next REDO,’ ” Desimone said, adding: “That’s something that speaks to Dana Point. I feel like everyone that has a business in Dana Point, they want to see everyone grow, and REDO, they’re so supportive.”
Living in Dana Point until July 2020, Desimone said she loved walking down Del Prado and dreamed of opening a shop in the former District Salon space next to Jack’s Restaurant.
“When I got the green light with the investors, I was walking around looking at spaces, and I saw, what was the District Salon, and I was like, ‘Oh, my gosh, this would be perfect,’ ” Desimone said.
“I literally walked over to the new District Salon, and I asked for the landlord’s information for the old building, and the owner was like, ‘Oh, well, we moved, because that’s being torn down, so it’s not available,’ ” Desimone continued.
The building was the site of the former Dana Point Hotel, set to be demolished for a mixed-use development with 68 residential units and more than 10,000 square feet of commercial space and underground parking.
However, when father and son duo Marvin and Eric Winkler took over the project, they decided to largely keep the facade of the 75-year-old building the same.
“After a year of looking and never thinking I could get that space, I ended up getting the exact space that I wanted,” Desimone said.
“I’m so grateful because the Winklers are so amazing to work with, and I’m so excited to see everything that’s happening with the back of the building, all that renovation and rentals and Jack’s renovating,” Desimone continued. “I think that they’re so committed to bringing young life back into Dana Point, and I am so grateful that I am part of that team.”
Desimone noted that many of the businesses opening on Del Prado are locally owned.
“It’s cool to be a part of such a growth,” Desimone said. “I’ve been saying for years that retail is going back local, malls are going to be dead, and everyone just wants to shop in their local area.”
Over the past six years, Desimone noticed a change in retail trends in which “it was more about convenience rather than quality,” she said.
“I hated it. I hated that you never knew what you were getting, and no one could ever speak to the product or background,” Desimone said. “I wanted to have a store where people can trust in anything that they were buying, and I was able to speak to it, and not just like, ‘Oh, well, it was pretty, so I tried it.’ ”
Desimone added that whenever her friends ask for recommendations, she always has “the best” product to offer, because she has likely tried a dozen different products to find the best one.
“I wanted to take that mentality and curate it into a store,” Desimone said.
After working in retail for more than 20 years, Desimone said she wanted to make a change to the shopping experience.
“I am an entertainer at heart; jokingly, my house was called Hotel Desimone growing up, because we would always have people over, I was always cooking, always entertaining,” Desimone said.
“Retail became so cold, and it wasn’t a personal experience anymore, and I think that shopping is personal and it’s a tactile experience,” Desimone continued. “You can only get so much from online. But to be able to see, touch, smell the product, it gives us a lot more comfortability with what they’re buying.”
Hoping to support the local business community with her new retail concept, Desimone added that she’s a “firm believer that a rising tide lifts all ships.”
“The majority of the products I have in store are all local,” Desimone said.
Whether it’s carrying products from a San Clemente-based photographer or towel company, or an abstract artist Desimone has known since kindergarten, HŌM aims to support local businesses and small vendors.
“So, in purchasing at HŌM, you’re still keeping all of your shopping local, and that’s what I’m an advocate for,” Desimone said.
HŌM also features a working kitchen, which Desimone plans to use for private events, dinners and cooking classes.
“I want to make HŌM a staple for everyone,” Desimone said. “I want to be a source for designers, I want to be a source for people, for shoppers or anyone who can use the space to grow. I want to grow together.”
The products speak for themselves, Desimone said, adding that she hopes customers take away a sense of trust with HŌM.
“Story and experience are what sell in retail, and that’s what makes you comfortable and makes you loyal,” Desimone said. “Product speaks for itself; it sells itself.”
Desimone added that she would like customers to take away “the fact that they can trust whatever is at HŌM, and it’s not a gimmick, and it’s not anything that is just trying to be pushed down your throat. If it’s there, trust that it’s worthwhile.”
Last Updated on February 25, 2022 by Mark Ferguson
Buying one rental property may not make you a ton of money right away. However, rentals can be an amazing investment when held for the long-term and when multiple properties are purchased. There is also the opportunity to buy larger commercial or multifamily properties, which can increase returns as well. With a good rental property, you should be making money every month (cash flow); you should make money as soon as you buy by getting a great deal; you will have fantastic tax advantages, you can use financing which greatly reduces the amount of cash needed; and the property value and rents will most likely go up in value over time.
Rental properties have been a great investment for me. I make more than $100,000 a year from the cash flow on my rental properties after all expenses including mortgages, property management, maintenance, and vacancies. I now have 20 rental properties which are a mix of residential and commercial. I bought my first rental property in December of 2010 for $97k. I started with residential properties but now buy almost all commercial, including a 68,000-square-foot strip mall in 2018.
You cannot buy just any property and turn it into a rental if you want to make a lot of money. You have to buy properties below market value with great cash flow to be a successful rental property owner. Not only do I make money every month from my rentals with minimal work, but my rentals have also increased my net worth thanks to buying below market value and appreciation (I don’t like to count on appreciation, but it is a nice bonus). This is not just a hypothetical article. I have owned rentals for many years, kept track of their returns, and written many articles about what I have learned.
The cool thing about real estate is while I have more than $6,000,000 worth of rental properties, it did not take millions of dollars to buy them.
Why did I choose rentals?
One of my passions is automobiles. I purchased a 1986 Porsche 928 a few years ago, and I absolutely love that car. I also have a 1999 Lamborghini Diablo, a 1981 Aston Martin V8, a 1998 Lotus Esprit Twin Turbo, and a few other cars. In my early 20s, I never thought I could afford any of these cars in my early. However, I started to make decent money as a real estate agent in my mid to late 20s. The problem was I was not saving much money. I just kept spending it. I knew if I ever wanted to get ahead in life and be able to afford these cars, I would have to invest the money I was making. I researched everything I could and decided rental properties were the best investment. I worked very hard to save money to buy my first rental.
As soon as I started buying rentals, I could see the fruits of my labor. I was making money every month from rent, I made money as soon as I bought the house because I bought it below market value, and it was forcing me to save money. I wanted to buy as many as I could, and I knew with steady money coming in every month from the rentals I could someday feel comfortable buying expensive cars.
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Why are rentals a good investment?
Not all properties are a good rental, but if you can find properties that are, they can be an amazing investment. A rental property should have a number of attributes
Cash flow
Good rentals will make money every month after paying all expenses. The expenses should include mortgage, taxes, insurance, maintenance, vacancies, and property management. The cash flow is the rent minus all of these expenses. Some people like to shoot for different numbers, but I always liked to see $400 to $500 in cash flow per property.
Buy below market
I get a great deal on every rental I buy. I don’t want to pay retail when I can pay to 20% to 30% less than retail. It is not easy to get great deals, but it is possible. On almost every house I have ever bought, I got a great deal. That instantly increases my net worth, makes me more cash flow, and looks better on my balance sheet for banks.
Leverage
You can put as little down as 20 percent when buying rentals. You can put even less down when buying a property as an owner occupant and then turning the property into a rental.
Tax advantages
Most expenses on rental properties are deductible or depreciable. You can also depreciate the structure of a rental property, which means you can save thousands of dollars each year on your taxes. You can also complete a 1031 exchange on rentals to avoid capital gains taxes.
Appreciation
Many people only talk about housing prices when comparing rentals to the stock market, but appreciation is a bonus. It is not what you are shooting for when buying a rental property because no one knows for sure if prices will go up or when.
It is not easy to find rental properties that are a good investment. It takes me months to find great deals that make over $500 a month like mine typically have, and they are not available in every market. My typical rental property used to cost between $80,000 and $130,000, and it rented for $1,200 to $1,500 a month. I put 20 percent down on the properties and finance the rest with my portfolio lender. I usually end up spending $25,000 to $35,000 in cash to buy each rental property. Cash flow is not the only benefit of rental properties. I slowly pay down the mortgage every month; I have great tax advantages; and they will most likely appreciate.
I am able to save that much cash from each rental property because I make a very good living as a real estate agent as well as from fixing and flipping houses. I like to have nice cars and a nice house, but I always make sure I am saving and investing money first. There are ways to buy rental properties with little money down, but I think you will get further ahead in life by saving as much as possible and investing wisely.
How much do you need to buy a rental?
I go over the exact cost of a rental property here, but let us assume that it costs $30,000 to purchase and repair one rental. You do not have to invest $90,000 a year to buy three rentals a year because you can begin refinancing rental properties after you own them for a year and take cash out to invest in more rentals. You can also save the cash flow from your rental properties to buy more rental properties. I usually buy my properties for about $100,000, with a four percent interest rate and 20 percent down, which leaves a payment of $381 for principal and interest. Those numbers combined with rents from $1,200 to $1,500 a month leave me with at least $500 a month in income from my rental properties.
How much should a rental property cash flow?
It is not easy to make $500 a month in cash flow from a single rental property. I detail how to calculate cash flow here, and I created a cash flow calculator to help people determine cash flow. Cash flow is not the rent minus the mortgage payment: you must consider many other factors. My rents range from $1,250 to $1,600 a month, and my mortgage payments range from $450 to $650 a month. I have to account for maintenance and vacancies on my rental properties, which leaves me with about $500 in profit each month. I buy my properties for $80,000 to $130,000 and usually make quite a few repairs before I rent them out.
What are the long-term returns for someone with little money?
Investing in rental properties can provide fantastic returns when you have a lot of money to invest. Even if you have little money, you can invest in rental properties. I am going to walk through how many years it will take someone to accumulate one million dollars from investing $7,500 a year into long-term rental properties.
The more money you make and save, the easier it is to make one million dollars from rentals. However, even people who do not make a lot of money can get there, although it may take a little longer. I am going to write out this plan assuming someone has a $75,000 salary and can save 10 percent of their income a year.
When you first start out, $7,500 does not go very far, and it takes a lot of money to buy an investment property. Luckily, there are many ways to buy a rental property with much less money if you are an owner occupant or use some of the techniques I discuss here. In the first year, the best bet is to buy a HUD home or REO that needs some work but will still qualify for an FHA or conventional loan. The key to my strategy is buying houses below market value. HUD or REO houses are a great way to do that. We will assume the investor can buy a house similar to the ones I purchase in my area, which cost around $100,000. There are closing costs that the buyer is charged when they get a loan, but you can ask the seller to pay most of your costs.
Buying as an owner occupant year one
The first step is to buy a house. But you cannot buy just any house; you want to buy a house as an owner occupant that you can later turn into a rental. You also want to get a great deal on a house to gain instant equity. To get a great deal on a house, you may have to buy one that needs some repairs. With a HUD home, you can roll $5,000 of the repairs needed into the loan with the FHA escrow and only put 3.5 percent down for the down payment. If the home needs a lot of work, you could use an FHA 203K loan to roll more repairs into the loan. We will assume this house needs $4,000 in work to qualify for a loan, and you bought a HUD home with the costs rolled into the loan. With an FHA loan, you have to pay mortgage insurance every month and an upfront mortgage insurance premium (which could be $200 or more a month).
With a conventional loan, mortgage insurance is much lower than FHA, and you might be able to remove it after two years. However, you may not be able to roll the repairs into the loan, but you could get the seller to fix some items before closing. If the repairs are cosmetic items, you should be able to get a loan without making the repairs before closing. I will assume the total cash needed to close on this hypothetical house is about $5,000. Hopefully, this house was bought below market value because it needed some repairs and was a foreclosure. Once the house is repaired, it should be worth around $125,000.
Since you bought this house as an owner-occupant, you have to live in the home for at least one year.
Year two
After one year, you have gained about $22,000 in net worth; $125,000 – $100,000 purchase price – $4,000 repairs rolled into the loan + $1,000 gained in equity pay down. In year one, no rent was collected because the home was owner-occupied to get a low down payment. In year two, the house is rented out and you can buy another owner-occupied home using the same strategy. When you try to buy a home right away, you won’t be able to count the rent from the first house as income right away. It is best to buy houses priced low enough that you can qualify for two houses at once to make this work. Otherwise, you may have to wait up to a year for the rent to count as income and can buy again.
You can only have one FHA mortgage at a time, so this time you have to get a conventional loan with 5 percent down. In the second year, you have saved up another $7,500 from your job and have $2,500 left over from the first year for a total of $11,500 saved. The second home also costs $100,000, and the seller pays 3 percent closing costs. The down payment needed is $5,000, and $5,000 in repairs are needed on this second house. The total cash needed to buy an owner-occupied home is $10,000 and the repaired value is $125,000.
The first house is rented out for $1,300 a month (which I will do all the time on a $100,000 purchase), and the payment is $550 with taxes and insurance. Add vacancy, maintenance, mortgage insurance and we’ll assume $300 a month in positive cash flow.
Year Three
In the second year, you made $25,000 from buying house number two (equity) and made $3,600 from cash flow. You also made $2,500 from equity pay down on both loans (I am assuming each loan will pay down $500 more each year). In year two, all the savings was used from year one, but you saved $7,500 and made $3,600 in cash flow for a total of $11,100 savings. Buy another house using an owner-occupied loan and use $10,000 of cash. Net worth increases to $53,100 after adding the equity pay down, cash flow and equity gained in the purchase of a new home.
The second house is rented out again using the same figures, although the mortgage insurance may be less because we are using a conventional loan instead of an FHA loan.
Year Four
Another house is bought below market value in year four. Cash flow increases to $7,200 a year plus $1,100 in previous savings and $7,500 saved this year. You now have $17,300 cash saved up before we subtract another $10,000 for the purchase of a new house as well as cash for the repairs. Net worth has increased $25,000 on the purchase plus $4,500 in equity pay down. The total net worth increase is now $90,800 for the last four years.
You own four houses and three of them are rented out. At this point, you may be able to remove the mortgage insurance on the conventional loans that have been held for two years, but I am not going to in my calculations to keep things simple and conservative.
Year Five
In year five, we repeat the entire process again and come up with the following numbers. Cash flow increases to $10,800 and previous savings $5,800 and $7,500 saved up equals $25,600 saved cash. The investor purchases another property and uses $10,000 in cash to leave $15,600 in his cash account. Net worth increases by $7,000 for equity pay down: $10,800 for cash flow and $25,000 for the purchase of a new property. The total increase in net worth is now $133,600.
You may have noticed this investor just mortgaged his fifth house. For many people, getting a loan on more than four houses is very difficult. However, the investor is buying houses as an owner occupant, which makes it much easier to get a loan.
Year Six
The same process is repeated all over again. Cash flow is $14,400, previous cash is $14,100, savings equals $7,500 for $37,500 cash minus $10,000 for a new purchase. The investor has $27,500 left in his bank account. He increases his equity pay down to $13,500, has an increase of $25,000 in net worth from a purchase, and an increase in net worth from cash flow of $14,400. He now has increased his net worth by $186,500.
Year seven
In year seven, the seventh house is purchased. Cash in the bank equals $26,000 from previous savings, $18,000 in cash flow, and $7,500 in new savings, which totals $53,000. You are now able to buy two properties this year! Buy another owner-occupied property using $10,000 and an investor-owned property.
To purchase an investment property, we need to put at least 20% down, and we still need to make repairs. We are buying below market value still, so we are going to assume we are adding $25,000 more a year in equity and $3,600 more a year in cash flow. Estimated costs for down payment and repairs is $32,000 to buy an investment property. You have $11,000 of cash left after buying two properties this year. Net worth increased by $60,500 after adding the usual amounts to total $247,000.
Year eight
Year eight is very exciting because we get to add two properties into the mix instead of just one. With the extra houses added, increased cash flow, and continued equity pay down, our net worth increased $98,200 in just one year! Total net worth is now $345,200, and you are making real progress! You have $42,200 saved up after buying another house in year eight as an owner-occupant, so you can buy another investment property, but won’t, because our margins will be too thin with only a couple thousand in savings.
Even though you are still making only $75,000 a year, you increased your net worth by almost $100,000 a year. There are not many people who can increase their net worth by more than they make in a year!
Year nine
In year nine, you are adding $26,500 in equity pay down, $28,800 in cash flow, $25,000 in built-in equity with purchases, for a total net worth increase of $80,300. Your total net worth increase over nine years is now $425,500. You also have $60,000 saved up after paying for one house as an owner occupant, which is enough to buy another investment property, leaving $26,500 cash left over!
Year ten
In year ten, you have enough cash to buy two more properties and have $28,000 in cash left over. Net worth increases by $114,500, bringing us up to a total increase of $540,000.
Year eleven
You can buy two more properties and increase your net worth by $129,200 for a total of $669,200. Cash flow is at $43,200 a year, and there is $36,700 of cash left over after buying two more properties. You could buy a third house this year but decide not to stretch your limits. You need to make sure you have plenty of reserves for the rentals.
Year twelve
This year, you buy three houses because there is $94,600 in cash available. After buying the three houses, there is $22,100 cash left in savings, equity was paid down, and $44,500 and $50,400 in cash flow was generated. Total net worth is now $814,100! You are getting closer to making one million dollars investing in real estate!
Year thirteen
You have increased your net worth by $190,200 this year because you bought three houses last year. The total net worth increase is now $1,004,300! Your actual net worth will be higher than this because I did not calculate savings from your income into the net worth, just the gain from buying rental properties. Cash flow is now $61,200 a year, and you have paid off $54,000 of equity in one year!
You own 16 rental properties which are producing over $60,000 a year! The incredible part is we did not increase the rents at all, even though they are likely to go up over thirteen years. We assumed there was no appreciation, even though there likely will be over that time. Due to the tax advantages of rentals, you are probably taking home as much in passive income from your rentals as you are from your job.
Things we did not consider
This was a very basic calculation for how to make one million dollars investing in rental properties. It would take a book to go through all the variables and possible roadblocks that might come into play. Here are a few items we did not consider, which would have an impact on the time it takes to reach one million dollars in increased net worth.
Inflation will increase the prices of homes and wages as well as rents. While the investor has to pay more for houses each year, he will also be making more and saving more. The biggest factor is the rent increases. His rent on the first houses he buys will increase as time goes on, but his payments will stay the same. His cash flow will increase greatly as time goes on, which we did not account for.
Taxes were not accounted for either because that gets very complicated. The cash flow the investor is making would be income, but the investor could offset that with depreciation from the rental properties. I assumed those two factors even themselves out.
Investment property purchases had 20 percent down, where the owner-occupant purchases had 5 percent down. There should be an increase in cash flow on the investment property purchases because of the lower down payment, but I left them the same to make the math easier.
Refinancing was not considered either, but the investor could easily have refinanced a couple of properties to get more cash out to buy more rental properties. This would have increased cash flow and net worth due to the increased number of properties purchased.
Obtaining more than 4 or more than ten mortgages can be difficult. I am assuming the investor is able to get as many loans as possible with a lender. I can have as many loans as I want with my portfolio lender, but many people cannot. This would be a roadblock once he reached ten financed properties.
Buying owner-occupied properties each year is possible but may not be realistic. Moving thirteen times in thirteen years may put a bit of stress on the family!
I also assume the investor manages his homes himself, which is doable in the beginning but it maybe tough when he gets ten homes or more.
How Did I Build a Rental Property Portfolio
I have 20 rentals now, but I did not buy them overnight. I started in 2010 and slowly bought them over the last 9 years. I bought 1 in 2010, 2 in 2011, 2 in 2012, and kept building from there. I worked very hard to make a great living as a real estate agent, but I also used real estate to buy more rentals.
I bought my first rental by refinancing my personal house and taking cash out of it. I also refinanced some of my rentals along the way so that I would have more capital to buy even more rentals. I was lucky that our market appreciated so much, but I also bought every rental property way below market value, which allowed me to take cash out when I refinanced.
I stopped buying residential rentals in 2015 because the market in Colorado became too expensive. However, I was able to invest in commercial rentals in my area and cash flow on them. There are a lot of different ways to invest in real estate!
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How much have my rentals made me?
I put together some stats to show how much rentals made me after four years of owning them. It has been a few years since then, and things have gotten even better! At the time, I had bought 11 rental properties. After doing some calculating, I discovered my rental properties have appreciated and been bought cheap enough to produce a gain of $600,000 since December of 2010! It is important to remember that net worth is all on paper, and I would not realize $600,000 in profit if I decided to sell all of my rental properties today. I would have to have selling costs, and I would have a large tax bill if I sold my rental properties.
How much equity have I built with rentals?
One thing I have done with every rental property I buy is buying them below market value. I try to buy my properties at least 20 percent below the current value, and if a home needs repairs, I want that rental property worth 20 percent more than the price I paid plus the cost of the repairs. For example; if I buy a rental for $100,000 and it needs $20,000 in work, I want it to be worth $144,000 or more when I am done repairing the home ($100,000 + $20,000 = $120,000 * .20 = $144,000). That means I usually gain at least $20,000 in net worth on every rental property I buy. The 11 rentals I have bought have gained at least $220,000 (I buy many properties at more than 20 percent below market) just by buying homes at the right price.
I also have been lucky that prices have increased significantly in Northern Colorado in the last few years. I would say lucky for the sake of calculating net worth, but the increase in prices has made it harder to buy cheap rental properties with great cash flow. If you want to know how much my houses have appreciated, I broke down each rental and how much money it has made below.
Rental 1
I bought my first rental property for $96,900 on 12/5/2010. At the time I bought it, I knew it was worth at least $125,000, which is not a huge spread between the buy price and fair market value, but the home needed less than $2,000 in repairs.
The house is now worth at least $165,000 and most likely more. I had it appraised earlier this year, and the appraisal was $165,000 and our market values have increased since that time. If the house is worth $165,000, then my net worth increased about $66,000 after you subtract the repairs. The home was rented out for 1,050 a month when I first bought it and now is rented out for $1,400 a month.
Rental 2
I bought rental property number 2 for $94,000 on 10/5/2011. This home needed much more work than number one, and I spent about $15,000 repairing the house. At the time I bought this house, I thought it was worth $140,000 after it was repaired, and this house is now worth around $175,000. That leaves me with a net worth increase of about $66,000 on this property as well.
This house has been rented to my brother-in-law since I have owned it. The rent has been steady at $1,100 the entire time but could be $1,400 to $1,500. My brother-in-law has a house under contract and will be moving soon.
Rental 3
I bought my third rental property for $92,000 on 11/21/2011. This house needed repairs, and I spent about $14,000 getting it ready to rent. At the time I bought this house, I thought it was worth $135,000 fixed up, and this house is now worth around $170,000, which creates a net worth increase of $64,000.
This home has been rented to the same tenants for $1,250 a month, but we just raised the rent this month to $1,300 a month. It would probably rent for $1,400 to $1,500 to a new tenant.
Rental 4
I bought rental property number 4 for $109,000 on 1/25/2012. This home also needed about $14,000 in repairs before it could be rented. At the time I bought this house, I thought it was worth $145,000. This house is one of my most valuable rental properties and is worth $185,000 in today’s market. That leaves a net worth gain of $62,000.
This home was rented for $1,300 up until this year when I rented it to new tenants for $1,500 a month.
Rental 5
I bought rental property number five for $88,249 on 12/14/2012, and it needed more repairs than the others. The market had definitely begun to improve at this point, and finding a home that was under $100,000 was very tough. This home was a good deal, even though it needed $18,000 in repairs. I thought it was worth around $130,000 when I bought it, and I now think it is worth $165,000. That leaves a net worth increase of $59,000.
This home has been rented to the same tenants for $1,200 a month.
Rental 6
I bought rental property number six for $115,000 on 3/7/2013. This house needed about $15,000 in repairs, and I thought the property was worth about $150,000 after it was fixed up when I bought it. It is now worth $170,000, and that leaves a net worth increase of $40,000.
This home was first rented for $1,300 a month until earlier this year it was rented for $1,400 a month.
Rental 7
I bought rental property number 7 for $113,000 on 4/18/2013. This house needed only $9,000 in repairs, and I thought it was worth $155,000 when I bought it. This neighborhood has done great, and the home is now worth $185,000, which leaves a net worth increase of $63,000.
This home has been rented for $1,400 a month since I bought it.
Rental 8
I bought rental property number 8 for 97,500 on 11/18/2013. The home needed $15,000 in repairs, and I thought it was worth $150,000 once fixed up. It is now worth $165,000, and that leaves a net worth increase of $52,000.
This home has been rented or $1,400 a month since I bought it.
Rental 9
I bought rental property number 9 for $133,000 on 2/14/2014. This home only needed $4,000 in work before it was rented, and I thought it was worth $155,000 after it was repaired. I think it is worth $165,000 now, and that leaves a net worth increase of $28,000.
This home is rented for $1,400 a month.
Rental 10
I bought rental property number 10 for $99,928 on 4/13/2014. The home only needed $3,500 in repairs before it was rented, and I thought the home was worth $125,000 when I bought it. I think it is worth about $130,000 now, leaving a net worth increase of $26,500.
This home is rented for $1,250.
Rental 11
I just bought rental property number 11 on 7/24/2014. This house will need about $15,000 in repairs, and I paid $109,318. I think this house is worth $155,000 repaired, leaving a net worth increase of $30,000.
I think this home rents for $1,400 a month.
What is the total gain?
If you add up all these numbers, my total net worth has increased by $556,500, but these numbers do not tell the entire story. I had more costs than I listed when I first bought these houses, but I did not go back through each closing file to get those exact costs. On many of these properties, I had the seller pay some closing costs, which covered much of my buying costs. I also had some carrying costs while I was getting the properties repaired and they were not rented out yet. However, I also did not include any of my cash flow or the money I made on these properties since 2010. I used all of my cash flow to pay off rental property number 1, which added up to over $70,000. That $70,000 in cash flowdefinitely covers all the closing and carrying costs I had on each property and went directly to increasing my net worth by paying off a loan. Speaking of paying down loans, I did not include the equity I have gained over the last 3.5 years by paying down my loans. I have paid down thousands of dollars of loan balances with regular payments on my rental properties.
Net worth is not money in my pocket but what I am worth on paper. Even though it is cool to see this number increase over time, this money is not all readily available. I would have to sell my rental properties to see this money, and I would not see all of it. There would be selling costs when I sell the properties and taxes owed once I sold them. Since I am using the depreciation on the rental properties to save me in taxes, I would have a higher than normal tax bill because I would have to recapture that depreciation.
What about in 2019?
I have 20 rentals that have increased my net worth about $3,000,000 in the last 9 years. I have gotten lucky that Colorado has appreciated like crazy, but they were still awesome deals even without that appreciation. They make me about $13,000 a month after all expenses. The cool part is I have spent less than $350,000 on the properties after refinancing some to take money back out. Talk about an amazing investment!
You can see all my rentals here.
My book on making money with rental properties
I provide a lot of information on my blog and YouTube channel, but I also have written six books. My book Build a Rental Property Empire has been a best-seller for years. It goes over everything I do to find, finance, repair, manage, and even sell my rentals. I also added a commercial chapter to go over that aspect as well. You can find the book on Amazon as a paperback, audiobook, and Kindle. Build a Rental Property Empire: The no-nonsense book on finding deals, financing the right way, and managing wisely.
Conclusion
It can take time to make a lot of money with rentals, but it is possible. Over the years I have bought a 1999 Lamborghini Diablo, a 1998 Lotus Esprit, a 1981 Aston Martin, and more thanks to the rental properties. The rentals have also allowed me to be aggressive with my house flipping business because I know I have that cash flow coming in every month. We flipped 26 houses last year!
Leasing momentum continues Across the portfolio, leasing momentum continued: “We signed more than 1,200 leases for more than 5.9 million square feet in the quarter,” Simon said. “We have an additional 1,500 deals in our pipeline, including renewals for approximately $570 million in gross occupancy cost. More than 25% of our leasing activity in the … [Read more…]
CHICAGO — You can catch a screening of a White Sox documentary, shop local at the Spring Cleaning Market, check out the Logan Square Farmers Market on its opening day and more.
Here’s 19 things to do in Chicago this weekend:
1-7 p.m. Saturday
Chicago Fair Trade Museum, 1457 N. Halsted St.
The biggest World Fair Trade Day event is coming to Chicago this weekend. Learn how to grown your own greens at home, join a cross-cultural knitting project, compete in a bake-off using fair trade ingredients and more. There will also be tastings of fair trade chocolate, tea and wine. The event is meant to raise awareness of fair trade, a business model aimed at combating poverty, exploitation and climate change. You can buy tickets, enter the bake-off and donate online.
10 a.m.-7 p.m. Saturday-Sunday
Lincoln Avenue from Roscoe to School streets
Shop handmade paintings, sculptures, home decor, jewelry and more at this free North Side fair hosted by Special Service Area No. 27. Enjoy food, music, painting classes, selfie stations, interactive art activities for kids, Sunday morning yoga and more. Sign up online for a chance to win $100 in Art Bucks to spent at the fair. Attendees can also bring their gently used wall art to donate the Chicago Furniture Bank, a nonprofit that distributes furnishings and art to people who are leaving temporary shelters and moving into permanent housing.
5-11 p.m. Saturday
CHAOS Brew Club, 2417 W. Hubbard St.
Alongside a taco bar with all the fixings, birria and pastor, enjoy seasonal ales and lagers crafted by CHAOS brewers at this 10th annual Cerveza de Mayo. You’ll also be able to tour the brewhouse, listen to music by Brian Hoyt and sit by fire pits. Tickets are $45 online. Each ticket includes admission, unlimited food and drink and a 45-day membership to the brew club.
Spring Cleaning Market
1-5 p.m. Sunday
Easy Does It, 2354 N. Milwaukee Ave.
You can grab a glass of wine and oysters while buying art, ceramics, floral arrangements, vintage good and more from local artists. There will also be a motor shucker providing raw bar options and DJ at this market by Common Violet.
11 a.m.-3 p.m. Saturday
The Promontory, 5311 S. Lake Park Ave.
“Last Comiskey” is a new documentary about the White Sox’s final season at Comiskey Park, the team’s old ballpark. This event includes a screening of portions of the film and a Q&A with producer and director Matt Flesch, White Sox pitchers Donn Pall and Wayne Edwards, longtime Chicago sportscaster Tom Shaer and White Sox organist Nancy Faust. Admission is a $25 donation benefitting the Pediatric Epilepsy Surgery Alliance. You can buy tickets online.
6-11 p.m. Saturday
The Logan Theatre, 2646 N. Milwaukee Ave.
Presented by the Japanese Arts Foundation, “Melanated and Animated” is a 21-and-older event that highlights the intersections of Black and Japanese culture. Listen to a panel discussion with industry guests — including game designer, professor and digital artist Derrick Fields and Kotaku staff writer Isaiah Colbert — and watch the director’s cut of critically acclaimed anime series “Afro Samurai.” There will be music, Japanese spirits, onsite gaming and more. Tickets are $35 online.
10 a.m.-6 p.m. Saturday
Wicker Park fieldhouse, 1425 N. Damen Ave.
Herbs, vegetables, flowers, hanging baskets and other plants hand-picked by Wicker Park Garden Club members will be for sale this weekend in Wicker Park’s namesake park. There will also be free native pollinator seeds and a children’s potting area, where volunteers will work with children to decorate pots, fill them with soil and plant seeds to take home and grow.
Doors and silent auction 7 p.m., music 8 p.m. Saturday
Bim Bom Lounge, 5226 W. Belmont Ave.
Bim Bom Lounge’s new owners have spent the past year transforming the former dive bar into an recording space. Construction is still underway, and the studio will be literally raising the space’s roof this month. To kick off renovations and raise money for the studio, there will be a BYOB roof-raising show with music and a silent auction with goods donated by local creators. Entry is $10-$20 on a sliding scale. RSVP online or pay with cash at the door to avoid processing fees.
Noon-2 p.m. Saturday
Wilson Abbey, 935 W. Wilson Ave.
The Lighthouse Foundation, a Black- and queer-led social justice nonprofit, is hosting a soul food brunch where people can learn more about the organization’s efforts to ensure equity for Black queer people in Chicago’s LGBTQ nonprofits. The event will feature live music performances, a panel discussion among Black LGBTQ+ workers and a presentation by Executive Director Jamie Frazier. Tickets are free and available online, and a $35-$100 donation is recommended.
9 a.m.-3 p.m. Sunday
3025-3113 W. Logan Blvd.
Shop from more than 100 vendors this weekend for the first Logan Square Farmers Market of the year. The beloved outdoor market will be along Logan Boulevard between Milwaukee Avenue and Whipple Street. Logan Boulevard from Milwaukee to Sacramento avenues will be shut down to drivers to make more room for shoppers and vendors. Alongside produce and farm products, there will be live music and informational booths helmed by local organizations. The Sunday markets take place through Oct. 29.
Noon-4 p.m. Saturday
Mahalia Jackson Court, 1 E. 79th St.
Meet local designers, see some of their fashion, paint flowerpots with your child and shop for Mother’s Day at this free fashion show. There will be food, music and more.
8-10 a.m. Sunday
Lincoln Park Zoo, 2400 N. Cannon Drive
Lincoln Park Zoo is offering a Sensory-Friendly Morning for guests this weekend so they can experience the zoo in a comfortable and inclusive way. The Sensory-Friendly Morning program is offered to visitors who are sensitive to their environments, including people with disabilities, chronic illness, autism, PTSD and dementia. Modifications include limited capacity and muted attractions. The gift shop will open 8 a.m. and Landmark Café will begin selling beverages at 8:30 a.m. Admission is free, but you must register in advance online.
7:15-8:15 p.m. Sunday
Cuddle Bunny – Club, Care & Community, 2901 N. Clark St.
Stretch and rest your mind with bunnies at this bring-your-own-mat yoga class. All skill levels are welcome, and it’s open to people 8 and older. Admission is $22. Sign up online.
2-9 p.m. Saturday
Kehrien Center for the Arts, 5628 W. Washington Blvd.
Local, national and global artists will perform new and ancient South Asian pieces using a variety of instruments and languages at this is event presented by Kalapriya, a nonprofit that celebrates Indian performing arts. There will be Indian food to buy. Tickets are free and donations are encouraged. You can get your ticket and donate online.
Noon Saturday
National Museum of Mexican Art, 1852 W. 19th St.
Teens and young adults 13-25 are invited to a free printmaking workshop led by Marimacha Monarca Press, a queer and trans people of color collective of artists and educators based on the South Side. Attendees will create and carve an original design for a rubber block stamp, drawing inspiration from the “Giving Shape: Yollocalli Artistic Practice Through the Years” exhibition. Participants should bring their own items to print with their stamp, like a T-shirt or tote bag. Email [email protected] to register. Spaces are limited.
Bidi Bidi Boom Boom: The Selena Tribute Dance Party
6:30 p.m. Thursday, Friday and Saturday
National Museum of Mexican Art, 1852 W. 19th St.
Celebrate the legacy of Selena, the queen of Tejano and Cumbia music, at the National Museum of Mexican Art throughout the weekend. Dance the night away, sing your heart out to Selena’s music and enjoy drag performances by Chicago artists. This is a 21-and-older event. Tickets are $30 and include admission and adult beverages. You can buy tickets for Thursday here, Friday here and Saturday here.
2-4 p.m. Sunday
Epic Art House, 1850 N. Western Ave.
Create your own mosaic art from scratch this weekend at Epic Art House’s free Mother’s Day workshop for children and families. You will learn how to choose colors and materials, how to cut and arrange the pieces and how to adhere them to create your final piece of art. RSVP here.
Noon-3 p.m. Saturday
Rizzo’s Bar & Inn, 3658 N. Clark St.
Dress your pup in their best attire for Rizzo’s red carpet “Pup Prom.” There will be raffles, silent auctions and photo opportunities. The first 150 people to buy tickets will get a dog-friendly swag bag. All minors must be accompanied by an adult.
11 a.m. Saturday
Anne’s Haven, 5629 W. Irving Park Road
Anne’s Haven is a nonprofit where women, girls and nonbinary people of all ethnic, racial, sexual and religious identities can gather together, support and learn from one another. This weekend, the group is hosting a ribbon-cutting for Anne’s Haven Honor Tree, a piece of artwork honoring women. You can be part of the honor tree by buying a butterfly at the event, available on a sliding scale of $75-$150 or more. Pecan pie, cupcakes and champagne will be served. There will also be a pop-up market with women makers after the ribbon cutting.
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A restored 1725 farmhouse in Falmouth, ME, is the oldest home on the market this week on Realtor.com®.
The property also comes with an accessory dwelling that’s “waiting for you to complete,” according to the listing. The spacious estate offers lots of period charm and character, as well as expansion possibilities.
Other homes to hit the market this week include a restored Cape in Massachusetts and a saltbox in Connecticut featuring many original details.
Scroll down for a full look at this week’s 10 oldest homes.
Price: $1,990,000 Year built: 1725 Family farmhouse: This farmhouse with an accessory dwelling on 23 acres is an ideal setting for a large family.
The four-bedroom home features restored hardwood floors and built-in cabinets. A two-story, sunken living room is surrounded by windows, and the kitchen offers a fireplace and exposed, wood-beam ceiling. There is also a fitness room with a sauna, a new deck with a hot tub, and an outdoor pool.
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Price: $985,000 Year built: 1730 Cute Cape: This post-and-beam construction boasts many historic details, including a stone fireplace with a beehive oven and wide-plank wood floors.
A renovation in 2006 opened up the great room with its dramatic wall of windows that overlook a natural duck pond. The formal living room has wood-paneled walls, built-in shelves, a walk-in fireplace, and an exposed-beam ceiling. The main-level primary suite features a custom dressing closet.
The 1.5-acre property includes a two-story barn with a heated office/yoga studio, potting shed, and detached garage.
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Price: $550,000 Year built: 1731 Recently renovated: This cute Cape was recently renovated with custom millwork and leaded glass windows throughout its 1,903 square feet of living space.
The delightful domicile features three bedrooms and three full baths. Details include coffered ceilings, restored hardwood floors, fireplaces, and built-in shelves. The main-floor primary suite has a walk-in shower, and the two bedrooms upstairs come with a beautiful bathroom with marble flooring.
The home, which is just minutes from Nemasket River, is pending sale.
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Price: $545,000 Year built: 1734 The Cummings House: Highlights of this historic home include original paneling, milk-glass light fixtures, and three fireplaces.
Restored hardwood floors, including wide plank, can be found throughout the 3,754 square feet of living space. The five-bedroom home features a living room with wood-paneled walls, an exposed-beam ceiling, and a wood-burning stove. A cozy kitchen with a wood-burning stove was recently updated with granite countertops and a center island.
A sun-filled family room overlooks the private backyard of the 4-acre lot.
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Price: $495,000 Year built: 1735 The Millers House: This adorable, two-bedroom abode has been thoughtfully modernized and expanded.
The 1,096 square feet of living space boasts period details such as original doors, restored wood floors, and built-in cabinetry. The living room comes with a gas fireplace, and the updated kitchen has an exposed-beam ceiling, quartz countertops, and stainless-steel appliances.
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Price: $1,175,000 Year built: 1739 One of the oldest homes in Amherst: This well-maintained home has been carefully modernized.
The four-bedroom house features two fireplaces, hardwood floors, and crown molding. The living room comes with a fireplace and bookshelves, and the dining room opens to a brick patio. The updated kitchen still features wide-plank floors and an eye-catching wood ceiling.
A back staircase leads to a reading nook that is said to be part “of the original Asa Adams Farm,” an inn from the 1700s, according to the listing.
The 1-acre lot comes with a two-bedroom guesthouse and pool.
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Price: $549,900 Year built: 1740 Charm galore: This three-bedroom home still has many period details, including three fireplaces, wide-plank floors, and two staircases.
The 1,637-square-foot home also has two front parlors with fireplaces, and an additional room found on the main floor could be transformed into a bedroom.
The 3.6-acre property includes a barn that was the former home of Sundial Gardens tea garden.
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Price: $599,900 Year built: 1740 The Tavern House: This beautiful antique overlooks the Nanticoke River and still features the original blue-gray paint on the front staircase.
The waterfront property boasts original wood floors, moldings, and trim. Fireplaces can be found throughout the 3,426 square feet of living space. The updated farmhouse kitchen now offers a wood-burning stove, granite countertops, and custom cabinets. An original icehouse has been transformed into a pantry.
Enjoy views of the pool and outdoor kitchen from the enclosed side porch or back deck. The property also comes with a deeded boat slip across the street.
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Price: $1,285,000 Year built: 1741 New England saltbox: This renovated residence features three fireplaces, wood paneling, and lots of built-ins.
The updated kitchen has a vaulted ceiling with exposed beams, wide-plank flooring, custom cabinets, and stainless-steel appliances. The dining room features a walk-in fireplace with two Dutch ovens. One bedroom can be found on the first floor, with two more upstairs.
Featuring beautiful landscaping, the property also comes with a heated pool, detached garage, and one-bedroom guesthouse.
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Price: $589,000 Year built: 1743 Comfortable Cape: This 1,953-square-foot home features a comfortable family room with wide-plank wood flooring, an exposed-beam ceiling, a wood-burning stove, and built-in cabinetry. The formal living room and the wood-paneled dining room each feature a fireplace. Three bedrooms can be found upstairs.
A three-season room overlooks the backyard, which includes a bluestone patio and built-in fireplace. The property is pending sale.