charleston Archives - Page 3 of 5

Apache is functioning normally

November 5, 2023 by Brett Tams

Looking for a present for a birthday, baby shower, housewarming, anniversary, wedding or Christmas?

Meadow Aiken, which opened last month at 1216 Whiskey Road, offers a myriad of choices.

“We are a boutique that specializes in thoughtfully curated home décor and gifts,” said Malia Bybee, who co-owns the shop with her sister, Kristen Waters and her mother, Nikki Mackenzie.

“We find things we love that we would like to share with our friends,” Bybee added. “We also try to find things that are unique to Aiken.”

Hanging on a wall inside Meadow Aiken are brass animal heads, all of which are wearing spectacles. They include a rabbit, a bear and a mouse.

“There was a peacock, but it already has found a home,” Bybee said.

Also available for purchase are bath and body products, handbags, special order pieces of furniture, pottery, jewelry, cookbooks, gourmet items food such as truffles, jellies and jams, and much, much more.

“We have a men’s room with really cool leather goods, whiskey-themed things, cool games and some cool man candles,” Bybee said.

In addition, there is a room filled with baby gifts, including stuffed animals and clothing.

Bybee moved to Aiken from Austin, Texas, around six months ago. Her sister and mother still live there, but they travel to South Carolina on a regular basis and are “working their way” toward spending more time in the Palmetto State, Bybee said.

She learned about Aiken through circaoldhouses.com.

“It’s one of my favorite websites,” Bybee said. “They show old homes across the country, and Aiken just kept popping up on there.”

Bybee was intrigued and so were her sister and mother.

“We visited Aiken, and we just totally fell in love with it,” she said. “We loved the downtown that was full of local businesses and all of the activities in Aiken. When we got home, we couldn’t stop thinking about Aiken and picturing life here.”

The family has a similar business in Texas, Magpie Blossom Boutique, which is a floral and gift shop.

Meadow Aiken’s operating hours are 10 a.m. to 5:30 p.m. Tuesday through Saturday.

For more information, visit meadowaiken.com or the Meadow Aiken Home page on Facebook.

Meadow Aiken’s phone number is 803-998-7522.

Source: postandcourier.com

Apache is functioning normally

October 28, 2023 by Brett Tams

News Briefs

A ‘Greenery-Filled Terrarium’ Will Be at the Center of New ODA Skyscraper in Seoul

An expansive “sky garden” will sit at the middle of Terrarium Cheong-Dam, a new skyscraper in Seoul, South Korea, designed by architecture studio ODA. The 45-story, 200-meter tower will be built in the city’s Gangnam district and will have a mix of high-end residences and offices. The semi-private sky garden, which ODA refers to as a “terrarium,” will cut through the center of the modern building. Plus, the skyscraper will sit on a podium with a public park. The addition of the greenery is intended to enhance the surrounding urban landscape. Dezeen

U.S. Mortgage Rates Hit a 23-Year High

The interest rate for a 30-year fixed-rate mortgage has hit its highest level since September 2000, following the seventh consecutive weekly increase. Now at 7.9%, the highest interest rate in 23 years is driving mortgage applications to a 28-year low. “Mortgage activity continued to stall, with applications dipping to the slowest weekly pace since 1995,” MBA vice president and deputy chief economist Joel Kan said. “These higher mortgage rates are keeping prospective home buyers out of the market and continue to suppress refinance activity.” Reuters

U.K. Landlords Threaten to Quit Over Proposed Renters’ Reform Bill

More than half of landlords in the U.K.—54%—said they would consider quitting because of the proposed Renters’ Reform bill, which is now getting a second reading. One out of five landlords said abolishing no-fault evictions is one of the least attractive elements of the reform bill, as it is currently the only way to quickly evict tenants. “It’s important that landlords are given the time and information they need to prepare for significant upheaval in the coming years, so they can continue to provide much-needed housing for almost five million households nationwide,” said Alan Thomas, U.K. chief executive at Simply Business. PropertyWire

Danny McBride Lists Hollywood Penthouse for $1.8 Million

Actor and screenwriter Danny McBride is parting with his longtime Hollywood condo, which is now on the market for $1.8 million. McBride, who created the HBO comedy shows “Eastbound & Down,” “Vice Principals” and “The Righteous Gemstones,” purchased the duplex penthouse in 2009 for a little more than $1.4 million. The home, which has previously been listed both on the sales and rental markets, sits on the 10th floor of the landmarked Broadway Hollywood and overlooks the Hollywood Sign and the Capital Records Building. Spanning almost 2,200 square feet, the penthouse has double-height ceilings, one bedroom and two bathrooms. McBride and his family have primarily lived in Charleston, South Carolina, since 2017. Robb Report

Source: mansionglobal.com

Apache is functioning normally

October 27, 2023 by Brett Tams

Young professionals are becoming a major part of the workforce. Ranging in age from early-20s to mid-30s, young professionals are typically classified as working in a professional or white-collar field. However, as new careers emerge, the very definition and work of a young professional are changing and evolving on a daily basis.

It’s an exciting time for a young person in the workforce, with plenty of innovative opportunities, new directions and forward-thinking workplaces. To start their work lives off on the right foot, young professionals want to situate themselves in a good city with ample work opportunities in various fields.

But it’s not all about work. Young people want to have fun, as well! That’s why it’s imperative that a city wanting to cater to young professionals has a happening social scene. This can include everything from great restaurants to sports, live music and entertainment. A vibrant cultural scene gives young professionals a chance to let their hair down after work and connect with others in their community.

From a thriving jobs market to great after-work hours fun, these are the best cities for young professionals.

var divElement = document.getElementById(‘viz1639056573271’); var vizElement = divElement.getElementsByTagName(‘object’)[0]; if ( divElement.offsetWidth > 800 ) vizElement.style.width=’100%’;vizElement.style.height=(divElement.offsetWidth*0.75)+’px’; else if ( divElement.offsetWidth > 500 ) vizElement.style.width=’100%’;vizElement.style.height=(divElement.offsetWidth*0.75)+’px’; else vizElement.style.width=’100%’;vizElement.style.height=’727px’; var scriptElement = document.createElement(‘script’); scriptElement.src = ‘https://public.tableau.com/javascripts/api/viz_v1.js’; vizElement.parentNode.insertBefore(scriptElement, vizElement);

These are the 10 best cities for young professionals

To be a good place for young professionals, a city needs to have a diverse job market. But it isn’t enough to have plenty of companies and job openings. You need chances for advancement within fields and companies. Plus, you need plenty of fun things to do outside of work that appeal to a hip, youthful crowd. These 10 cities rank highest as the best cities for young professionals in America.

10. Boston, MA

Massachusetts’ capital city is one of the best cities on the East Coast for young people to live and work. With thriving industries in IT, tech, finance, insurance and healthcare, young professionals working or hoping to work in these fields have tons of options. It’s an especially good location for the healthcare field, as Boston is home to some of the best hospitals nationally and around the world.

Another big plus: Boston is the home of Harvard, MIT and other top universities. This gives young professionals the chance to pursue advanced degrees in their field or change career paths.

Boston’s city life is one of the most diverse and vibrant on the East Coast. The city is full of history, which you can experience in its architecture and museums. But it’s also fully in the present and looking to the future in giving its residents a good quality of life. In 2017, Boston was named one of the most innovative cities in the world, which is felt everywhere from its work and educational institutions to its urban planning and cultural offerings.

It’s also an extremely health-conscious city, with tons of parks, bike paths and pedestrian-friendly areas. It boasts of a renowned art, theater and live music scene, as well as great dining and nightlife. Neighborhoods like South End and Allston/Brighton offer affordable, trendy places to live.

9. Madison, WI

Once overlooked as young professionals flocked to major coastal metropolises, Midwestern cities like Madison are showing that they have a lot to offer ambitious young people. The University of Wisconsin-Madison has highly regarded tech and IT programs, fueling a citywide industry.

Alongside education, young professionals here have their choice of many interesting, cutting-edge industries like healthcare, energy, aerospace and agriculture. Madison’s proximity to Chicago and Milwaukee also allows young professionals to make connections and network with companies in larger cities while enjoying Madison’s more relaxed and affordable quality of life.

Outside of work, Madison bustles with the energy of a college town. Sports are huge here (Go Badgers!), with football, basketball, hockey and baseball. Be sure to watch all those games while enjoying a cold, locally-made beer. Alongside its love of brats and cheese curds, Madison is known for its craft brews.

To burn off all those good eats, hit the paths of Madison’s many parks, especially the scenic ones along the shores of Lake Mendota and Lake Monona. For the more artistically inclined, you can find live music, museums and art exhibitions in abundance.

8. Atlanta, GA

Pursuing a career in Atlanta is bound to set young professionals up for success in life. The city positively crackles with expectation and energy. People living here are all about big ideas and big dreams, setting the stage for innovation and collaboration. Healthcare and finance are major industries here. But it’s also a great spot for young professionals looking to break into communications, media, film and entertainment.

The young workforce can take advantage of local groups like the Young Professionals of Atlanta for guidance, networking and giving back to the community. The Hartsfield–Jackson Atlanta International Airport, which is a major hub, also allows for easy work travel.

Beyond that, Atlanta just knows how to have a good time. There’s always something going on, from a concert to a new restaurant to try. So, there’s always an incentive to go out. Live music is king here. Atlanta’s dominance in the hip hop, live music and entertainment scenes is undeniable. It has great sports teams like the Falcons, Hawks and World Champion Braves.

From southern comfort food like fried chicken and barbecue, Atlanta is all about the good eats. With its lush parks set against towering skyscrapers, it’s a great city to explore on foot. Finally, neighborhoods like Cabbagetown and Old Fourth Ward have affordable living close to work in the downtown area.

7. Austin, TX

Austin’s cultural scene is enough of a draw to get young people to move there. The city has seen tremendous growth over the past decade and for good reason. Austin is a town for creatives, from its live music to visual art to multi-discipline experimentation. Local museums, the University of Texas at Austin and the famous SXSW Festival foster a highly creative environment. And let us not forget how good the tacos are.

But it’s not all play, no work. By many metrics, Austin is one of the best cities for young professionals to learn skills, gain experience and develop their careers. It’s fast becoming a major center for tech, advanced manufacturing, digital media, start-ups and space technology. Even Tesla is transplanting its headquarters to Austin.

But for a town that’s so tech-focused, it’s still affordable with a rent-to-income ratio of about 10 percent. Young professionals can expect to earn high incomes here but will be shelling out less of their money for rent and cost of living. Austin’s population growth has been a cause for concern for its affordability, but there’s no denying it’s a great place to live as a young professional.

6. Minneapolis, MN

Alongside Madison, Minneapolis is another Midwestern city showing its chops. With a diverse job market, young professionals are here not only for work but also for the low cost of living and cultural landscape. The live music and nightlife scenes rival those of major coastal cities. And sports lovers enjoy games cheering on the Vikings and other local teams like the Minnesota Twins.

Healthcare, banking, finance, data centers and biosciences are just some of the fields young professionals can work in here. Young people hoping to go into the medical field should definitely have Minneapolis on their radar. Nearby Rochester is home to the internationally-renowned Mayo Center.

You can pursue higher education at local universities like the University of Minnesota. From top-tier career opportunities to a vibrant social scene, Minneapolis has everything young professionals need to launch their careers while enjoying their youth.

5. Washington, D.C.

If you’re a young professional looking to get into politics, there’s nowhere better than the nation’s capital. From internships to working in the offices of congresspeople, opportunities abound. And as politics revolve around connecting with people, networking is practically an art form here. At power lunches and events, young professionals can make valuable connections to parlay into prized job positions. But politics isn’t the only game in this town. Healthcare, communications, higher education and tech also have strong footholds here.

Apart from work, Washington, D.C., is a hit among young people for its nightlife, dining, arts and culture. Good public transit also allows for easy connection between neighborhoods and business districts. With D.C. having a high cost of living, this gives young professionals the chance to live more affordably outside the city center.

4. Denver, CO

The Mile High City also ranks very high on our list of the best cities for young professionals. For outdoor lovers, there’s nowhere better. The Rocky Mountains are right next door, with hiking, climbing and skiing. But there’s plenty of fun in town, as well, from dining to craft brews to cheering on the Denver Broncos. The nightlife here is hot.

When not out climbing peaks, young professionals can climb the ranks at work. Top industries in Denver include telecommunications, healthcare, financial services, IT and aerospace. Hip neighborhoods like Capitol Hill and Highland are centrally located, with easy access to downtown for work. An average commute of 25 minutes also means that living outside the city center isn’t a deal-breaker.

3. San Francisco, CA

The City by the Bay is a great place for young professionals to put down roots. This is especially true if they’re in the fields of tech, IT, software, digital and social media, international business and biotech. Thanks to its proximity to the tech hub of San Jose, San Francisco has become an outpost for innovative, forward-thinking young professionals all working on the next big thing.

It’s no secret that affordability is not San Francisco’s strongest suit. However, due to the in-demand careers and work opportunities present in the area, the median household income is $112,449. So, even with the high cost of living, it’s still possible to earn enough to enjoy a comfortable lifestyle. And most locals will say the high rents are the price you pay for living in such a dynamic place. With historic neighborhoods, parks, a robust performing arts scene and a food scene spanning cuisines from around the world, San Francisco is a great place for young professionals with active social lives.

2. Charleston, SC

The city of Charleston is known for its historic architecture, Southern cuisine and abundant history. But it’s fast getting a reputation as a great hub for young professionals. The city is home to major industries like aerospace, tech, defense and life sciences.

Housing here is also very affordable for renters. In popular neighborhoods like Harleston Village, North Charleston and James Island, the average rent is around $900 to $1,100. You can find higher education opportunities at the College of Charleston and the Medical University of South Carolina.

Charleston also boasts of a very lively social scene. That classic southern hospitality makes it a great place to go out and meet people. Young people living here have tons of activities to choose from in their free time. Charleston has a much-lauded dining scene, with tons of restaurants and cuisines to try.

The city also has a growing nightlife scene that will greatly appeal to the young crowd. Arts and culture lovers can get their fill at Charleston’s many museums and galleries. Live music is also getting a foothold here, offering something for the late-night crowd besides dancing and bars.

1. Seattle, WA

It’s called the Emerald City, but it’s taking home the gold as the best city for young professionals. Seattle is one of the West Coast’s top cities for industry and business. But it also provides unbeatable access to the great outdoors, art, culture, dining and live music. While Seattle is an expensive city, it has plenty of affordable neighborhoods that young professionals can call home.

Seattle is famously home to multiple Fortune 500 companies. Just to name a few, there’s Amazon, Starbucks and Microsoft. Many other household name companies are also based here, giving young professionals plenty of highly sought-after jobs to go after. The aerospace industry, tech and IT are also big players.

Beyond the competitive job market, young professionals in Seattle enjoy taking advantage of the city’s multicultural food scene, live music, theater and art. Heading out into the forests, waterways and mountains of Washington state is another popular way people living here unwind.

The top 50 cities for young professionals

Do the cities in the top 10 not have the right opportunities or connections you’re looking for? Craving a different type of scene? Don’t worry, there are plenty more options for great cities for young professionals.

The worst cities for young professionals

Not every city has the right tools for the job as one of the best cities for young professionals. Plenty of cities fall short due to factors like bad income-to-rent ratio, high rental rates and high unemployment rates among young people. These are the worst cities you can live in as a young professional.

Young professionals can have it all in these cities

Young people launching their careers want good opportunities. But they also want to enjoy the trappings of youth, like going out to parties or concerts. These cities provide the best of both worlds for young professionals.

Methodology

Cities were ranked based on a weighted scoring system using four broad categories: Demographics, Housing Costs to Income, Recreation and Community and Economics. Each category was weighted to account for 25 percent of the final score. Among the categories, features were weighted as follows:

Demographics: 25 points

Percent of the population age 25-34: 12.5 points
Percent of population with a bachelors degree or higher: 12.5 points

Housing Costs to Income: 25 points

Rent to income ratio: 25 points

Recreation and Community: 25 points

Bars and restaurants per capita: 6.25 points
Art/culture and nature/parks per capita: 6.25 points
Inbound migration, different state, 1 year: 6.25 points
Inbound migration, abroad, 1 year: 6.25 points

Economics: 25 points

Laborforce participation, Age 25-34: 8.33 points
The unemployment rate, Age 25-34: 8.33 points
Percent change in median income, 2015-2019, Age 25-44: 8.33 points

Data on population, educational attainment, migration, labor force participation, unemployment and median income are from the U.S. Census’ 2019 American Community Survey 1-year Estimates. Median income data from the U.S. Census’ 2015 American Community Survey 1-Year Estimates were used in calculating the percent change in median income.

Recreation data, including estimates of bars, restaurants, art and cultural institutions, and natural amenities are from commercially licensed business listings and are based on NAICS categories for Drinking Places (Alcoholic Beverages), Full-Service Restaurants, Independent Artists, Writers and Performers, and Nature Parks and Other Similar Institutions.

Cities with insufficient data were excluded.

The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.

Source: rent.com

Apache is functioning normally

October 21, 2023 by Brett Tams

Summerville, a picturesque town nestled in the heart of South Carolina, encapsulates a unique blend of southern charm, historic significance and modern convenience.

The overarching question — is Summerville, SC, a good place to live? — becomes easier to answer as one delves into the fabric of this quaint yet burgeoning locale. The aim of this article is to provide a well-rounded view of living in Summerville, the cost of living, employment opportunities and the social and cultural fabric that awaits newcomers and longtime residents alike.

Location, location, location

Summerville’s geographical positioning allows its residents to experience a plethora of sceneries and activities. Charleston Harbor is a mere 24 miles away, offering access to an expansive maritime vista, while a short drive to Folly Beach or Sullivan’s Island opens up a gateway to sun, sand and surf.

Demographic diversity in Summerville

The racial makeup of Summerville, SC, presents a mosaic of cultures, predominantly comprising white, Black, Latine and Asian communities, thus fostering a rich cultural blend. The inclusion of different ethnicities is a part of Summerville’s charm, allowing for a vibrant, multicultural community.

Historic significance

History aficionados would be drawn to Summerville’s rich history, with the town playing host to numerous historically significant sites. The Drayton Hall, Magnolia Plantation and the Aiken Rhett House Museum offer glimpses into the antebellum era and Civil War history.

Weather and natural disasters

While Summerville, SC, does experience hurricanes, the town has a solid infrastructure in place to manage and mitigate the effects of such natural disasters. Its inland location serves as a natural barrier, providing a level of protection against the harshest weather conditions.

Education and employment in Summerville, SC

Charleston Southern University, located a short drive away, is one of many educational institutions offering quality education to Summerville residents. The town also boasts a growing job market with varied employment opportunities, ensuring a stable economic outlook.

Recreational activities

The abundance of walking trails like the Oakbrook Nature Trail, and waterways such as Ashley River, provide ample recreational opportunities. The nearby Jessen Public Boat Landing is a favorite among boating enthusiasts.

Cost of living in Summerville

The cost of living in Summerville, SC, is generally lower than the national average, which is a significant draw for many. Housing, represented by a mix of historic homes, new construction, and Summerville homes in serene neighborhoods, is relatively affordable with the median home price being attractive to both young families and retirees.

Summerville’s real estate market

The real estate market in Summerville, SC is thriving, thanks to a boom in population growth and the subsequent demand for housing. Real estate agents are seeing an upward trend in property values, yet the cost of owning or renting a home remains affordable compared to many other regions in the South.

Culinary scene in Summerville, SC

The culinary palette in Summerville is as diverse as its populace. From smoked chicken to pork belly, ribeye steaks to fried green tomatoes, the food scene is a blend of traditional southern and modern cuisines. Restaurants and food trucks alike offer a wide range of food options, catering to different tastes.

Social aspects

Southern hospitality is alive and well in Summerville. The small town feel, coupled with the friendliness of Summerville residents, creates a welcoming environment. Community events like the Flowertown Festival are a testament to the town’s social cohesion, bringing together people from all walks of life.

Summerville’s growth trend

Summerville’s growth trend is a positive indicator of its viability as a place to live. The influx of more people, bolstered by opening doors of opportunity, is transforming the town while retaining its historic charm.

Conclusion

The blend of affordable living, a robust real estate market, promising job opportunities and a welcoming community makes Summerville, SC a great place to live. Its proximity to beaches, historic downtown Charleston and numerous tourist attractions, like the Folly Beach County Park, add to the allure.

Individuals and families considering moving to Summerville will find a balanced mix of historical essence, modern amenities, and a promising future. If you’re ready to make your move, take a look at our Summerville, SC, apartments for rent.

Source: rent.com

Apache is functioning normally

October 7, 2023 by Brett Tams

The Essentials is a weekly series interviewing notable people in and around Columbia about some of their favorite things

After several years selling and refurbishing antiques on Instagram, Ansley Whiteside has found a brick-and-mortar location for Turner and Moss, her shop that features homewares and art on Saluda Avenue in Five Points.

The shop is filled to the brim with goodies; tons of candles and votives and glassware line the walls and antique furniture dominates the corners of the tiny shop, but the effect isn’t overwhelming. It’s like stepping into a well-loved home with a touch of whimsy, and that’s exactly what Whiteside wants people to feel.

“I really wanted to figure out a way to incorporate everything that I love,” Whiteside said. “Not just the antiques and vintage but also the small makers, the artists, people that I personally have had in my home or follow… just things that I loved.”

Ansley Whiteside in her shop, Turner and Moss Curated Goods, in Five Points. The shop opened in August 2023.

Zoe Nicholson

The shop is a haven for homemakers and entertainers looking for unique plateware or a fun set of glassware — both items Whiteside said are essential in entertaining guests at one’s home.

Whiteside gave Free Times tips and tricks to entertaining, a pastime she heartily enjoys:

It’s about the details

I want everybody to feel like they’re just having a good time and they look at their watch and they’re like, ‘Oh my God, I’ve gotta go.’ I want all the little details covered and I just want them to just enjoy, kick back, relax. So, setting up a bar, things like that. It’s all those little details.

Light some candles

I always just like to have candles lit around the house. I think it’s important. It’s cozy. It smells nice. … Even in the daytime. I do it because it’s smells good, and I’m not as big of a baker. I wish I was, but I feel like (lighting a candle) is my equivalent to baking cookies to sell a house.

A champagne bucket and other cocktail accessories for sale at Turner and Moss Curated Goods.

Zoe Nicholson

Drinks at the ready

I love everybody to have a drink when you walk in. So we have some really cool vintage champagne buckets for setting up the bar. We’ve got an assortment of these. These are something I’ll always collect because I love that they make something fancy, casual. It makes it seem more approachable and chill. Which I think is great. Oh, and cocktail napkins.

I like a batch cocktail. Southern Living does a great — I forget the exact one I have it written in my recipe box — bourbon punch. But it’s just awesome. And it’s easy to do ahead of time. And I like gin, so a gimlet is really easy to reproduce in a batch. So I do that, and then I also love anything with Prosecco.

Mix it up

Glassware for sale at Turner and Moss Curated Goods in Five Points.

Zoe Nicholson

Always have glassware, an assortment of glassware. I’m all about the mix. I like to mix modern glassware with antique glassware, but if I find like a full set that’s not chipped, it’s coming to the shop.

And then china. I’m all about china; I love china. Mixing and matching the china is great, it’s all about layers. And I’m always looking for fun pieces.

When setting a table, you can totally mix and match, which is also the fun of it.

Make an effort so guests don’t have to

(Setting the table) makes people feel like you took the time to make it special. And I’m all about like making it easy. To give those details and give that feeling — with the brass candlesticks, it’s an easy way to elevate your tablescape real, real quick. (And actually light the candles.)

Source: postandcourier.com

Apache is functioning normally

September 28, 2023 by Brett Tams

Verification, Credit, Servicing, Automated QC, POS, DSCR Products; Events and Training Fast Approaching

This website requires Javascrip to run properly.

Verification, Credit, Servicing, Automated QC, POS, DSCR Products; Events and Training Fast Approaching

By:
Rob Chrisman

Wed, Sep 27 2023, 10:44 AM

Today I head to Phoenix area for the AzAMP annual conference, and am reminded that, “Change is inevitable, except from a vending machine.” The mortgage industry is constantly changing, although Freddie and Fannie have been a somewhat stabilizing influence. But explaining to someone not in the mortgage business what they, the government sponsored enterprises (GSEs) do, is not easy, but in another one of his Mortgage Musings, attorney Brian Levy offers his thoughts on 15 years of being in conservatorship and whether that means it’s time to drop the “S” in GSE. Let’s just hope they don’t become another Amtrak. (Sign up for Musings here.) One topic that has come up at a few conferences, besides Agency buybacks, is demand for “LIP” and “VLIP” borrowers. Are F&F pushing hard for Low Income Purchase and Very Low Income Purchase business, and requesting high percentages of those products with the “threat” of hitting their overall pricing? Address any questions to your Agency rep, but some would say that in this environment, with everyone fighting for every deal and reduced volume, it doesn’t seem fair or even logical to have such a high demand for sellers with something outside of their control. (Today’s podcast can be found here and this week’s is sponsored by Built. Built is powering smarter and faster money movement for the entire construction and real estate ecosystem, all while reducing risk. Hear an interview with Verisk’s Kingsley Greenland on state level structural issues with property insurance and the current state of federal flood insurance.)

Lender and Broker Software, Programs, and Services

“Unlock a world of potential with DSCR loan options, including programs for Foreign National and ITIN investors with Champions Funding. Our business purpose non-owner-occupied Accelerator, Ambassador, and ITIN Accelerator loan programs make homeownership a reality for global clients and expand your borrower pool across the planet. Access DSCR financing for properties up to $3M/80 percent LTV (Accelerator), $1.5M/70 percent LTV (FN), or $1M/80 percent LTV (ITIN) as a broker partner. Visit here for full guidelines & to register as a partner. There you’ll also find DSCR l No Ratio Accelerator for U.S. citizens, including first-time investors. The Champs are the key to unlocking possibilities for your business & your borrowers’ portfolios.”

“The next gen of Xactus360 is here and is it ever shaking up the industry! Xactus’ proprietary verifications platform offers game-changing features that streamline workflows and empower lenders to work more efficiently, such as a single login for Mortgage Credit and Pre-Qualification reports. Not only that, Xactus360 can help improve your automation with key integrations. Flood ReportsX was recently added. Did you know Xactus’ offers no close, no pay flood zone determinations? That means if the loan doesn’t close, you will not pay for it. Xactus360 also includes Appraisal FirewallX which has met the requirements and is capable of fulfilling Fannie Mae data collection orders in addition to supporting Freddie Mac’s ACE + PDR program. Intrigued? Meet with Xactus at the MBA Annual for a demo of Xactus360 and see how this innovative platform revolves around you. To set up a time, email us.”

Does it feel like your current point-of-sale vendor has lost focus on mortgage? At Maxwell, mortgage is all they do. Constantly looking to improve the origination experience, Maxwell Point of Sale offers unique features to help lenders stand out including lender configurability, technology that pre-fills the application for the borrower, a complete Spanish language application, payment capabilities, quick pre-approval letters and more. With an average implementation time of less than 2.5 weeks, Maxwell Point of Sale can start working to improve your bottom line quickly. Schedule a call with the team to learn more.

“Blue Water Financial Technologies Services (“Blue Water”) continues to add new originators, investors, and due diligence providers to its automated QC platform. Let us be your pipes. Our proprietary technology assists your team with rapidly identifying and remediating exceptions! QC is just one of the many capabilities offered by Blue Water’s proprietary platforms for mortgage assets. Your company can value, transact, transfer and QC your mortgage assets using our Single Sign on proprietary technology. Come meet our team in Philadelphia during the MBA Annual 23 from October 15th-18th for a demo and discussion on how Blue Water can help streamline your operational processes and enhance your throughput with our encrypted, onshore, cloud-based tools! Schedule a meeting with our expert sales team today! Services offered by Blue Water Financial Technologies Services, LLC.”

“Working to Provide the Best Homeowner Experience: Cenlar is more than just a mortgage subservicer. We strive to be our clients’ trusted partner each and every day. And a big part of that is how we care for our clients’ homeowners. A home is most likely someone’s largest asset. That’s why we are continuously evolving to provide the best homeowner experience. Whether that’s the regular cycle of onboarding, escrow, monthly payments and year-end or challenges facing homeowners like natural disasters, we are responsive, anticipatory and always caring. Let’s discuss how Cenlar can meet the mortgage servicing needs of your organization. Call 1-888-SUBSERV (782-7378) or visit here. We want to be your trusted partner, each and every day.”

Connect with Sagent @ #NEXTFALL23. Headed to Dallas next week? Make sure you block off a few dates and times to catch Team Sagent on stage at #NEXTFALL23, plus an opportunity to elevate your personal LinkedIn brand with a sponsored headshot station! On Wednesday 10/4 at 1:15 PM CT, join CLO Wendy Lee for an exclusive “AI” Hive roundtable, which will be a precursor to her Ethical AI Use Cases panel on Thursday, 10/5 at 9:15 AM CT. Plus (if you’re onsite), Sagent is sponsoring the Headshot Station during the event (10/4 @ 1:30PM – 4PM CT & 10/5 @ 10AM – 1PM CT), so reserve your spot via’s NEXT’s app and head on over for a warm welcome from Cheryl McKenzie (who will greet you with a glass of champagne) and get picture ready. For more information, click the link here. Hope to see you all there!

Events and Training

Like every other month, September has sailed by, and this Sunday is October. (No, we don’t change the clocks in most states until November.) What’s happening out there? A good place to start is here, and click on “events” for conferences in the future.

Join K&L Gates and special guest, John Beccia, Co-Founder and CEO of FS Vector, for a panel discussion on generative artificial intelligence (AI) in the Fintech and Banking industry on

Thursday, September 28th 9:00-10:30 AM – PT, 11:00 AM-12:30 PM – CT. Discussion will address the legal and ethical risks, mitigation, and best practices to consider across these industries as you develop generative AI products and services or use generative AI in the operation of your business.

In the Dallas area, the TMBA Education Symposium is November 6-7. The Symposium will be held at Westin Dallas Southlake, 1200 E State Hwy 114, Southlake. Early registration ends Oct. 2nd for the best registration rates. I will be there, so please say hi!

If your credit union’s due diligence for quality control relies only on last-minute adjustments during post-closing processes, chances are you’re spending too much time putting out fires rather than adequately serving members’ needs. Market changes demand a more comprehensive and proactive approach to due diligence, and the experts at ACES Quality Management have the wherewithal to help you make that adjustment. Tune into this Inside Track webinar on September 27th at 1 pm CST to learn the why’s and how’s of improving your QC processes.

Looking for more in-depth commentary on weekly mortgage news? Register here for “Mortgage Matters: The Weekly Roundup” presented by Lenders One. Every Wednesday at 2:00 PM EST/11:00 AM PT is a dive into a range of mortgage-related topics, including market trends, interest rate fluctuations, innovative mortgage products, and industry advancements. Listen to a unique mix of age perspective, expertise, and charisma to the screen, ensuring that the information is not only educational but also entertaining. Today features Phil Johnsen, SVP and General Manager of Altisource’s Servicing & Real Estate Solutions Group.

California MBA upcoming Mortgage Quality and Compliance Committee webinar, Navigating the Future of Work: Adapting Return to Office Policies, on Thursday September 28th at 11 A.M. PST. Expert panelists will provide valuable insight on the ever-changing work dynamics, the challenges of managing remote and in-house teams, and MLO enhanced requirements in CA (and other states).

Watch on demand, at your leisure: Millennials and Gen Z’ers represent the largest group of first-time homebuyers. In less than 10 years, 3.1 million will have entered the market. Of these buyers, roughly 75 percent of them report checking social media daily. Making social media a necessary strategy for loan officers. Join Homebot’s VP of Marketing, Ashley Remstad and Mortgage Advisor Sosi Avila as they discuss key strategies and tactics for using social media to your advantage. Register for the webinar here.

Friday the 29th is The Mortgage Collaborative’s Rundown covering current events in the mortgage market for 30-45 minutes starting at noon PT in “The Rundown”. Tom G. and I are joined by Laird Nossuli (iEmergent) and Evan Zuverink (First Commonwealth Bank) to take a dive into Special Purpose Credit Programs.

ACUMA’s Annual Conference is October 1-4 at Gaylord National Resort, National Harbor, Maryland. From legislative and regulatory issues to new marketing and service strategies to cutting-edge technology, conference topics are concurrent with today’s challenges, and networking is a paramount part of the program.

Educate & Elevate with National MI University’s October Webinars. 2023 NextGen Money Mindset: Findings & Insights with Kristin Messerli, October 3rd, 1pm ET. P&L and Balance Sheet Analysis for Self-Employed Borrowers with Marianne Collins – October 4th, 1pm ET. Coaching for Improved Performance with Andrew Oxley, October 5th, 2pm ET. Your Perfect Week with Rebecca Lorenz, October 24th, 1pm ET. Help! I’m in a Funk with Dr. Bruce Lund, October 25th, 2pm ET

MBAC 67th Annual Convention Oct 1-4, 2023 at the Francis Marion Hotel, Charleston, SC. Sponsorship opportunities available, reserve your room at the Francis Marion Hotel use Promo Code MBAC2023 for special rate, Last Day to reserve at this rate, September 11, 2023.

Join St. Louis MBA in Partnership with the Saint Louis Realtors Association for a presentation on the Headwinds & Tailwinds – Economy’s Impact on Housing Market and Where We’re Heading, October 5th, 10:00-11:00, at St. Louis Realtors Association, 12777 Olive Boulevard.

NYMBA ’23 Annual will be held at Turning Stone Resort Casino, October 4th -6th. Kick-off begins with the 2nd annual Golf Tournament at Turning Stone’s Shenendoah course, recently named in Golf Digest’s Editor’s Choice: Top 50 Golf Courses in the U.S. as one of New York’s award-winning courses.

Become a Certified Reverse Mortgage Specialist. CoAMP is partnering with NAMB to bring their CREV course to Denver, Friday, October 6th, 9:00 AM – 5:00 PM MDT at Steward Title: 7979 E Tufts Ave, First Floor Conf Room. Cost for NAMB Members is $199; Courtesy Associate Members and Non-Members is $298 (includes a NAMB Professional/Associate membership). The certification training will give you the information and tools necessary to successfully navigate the product, process, and conversation with potential borrowers.

ConFi Today’s third session webinar, Wednesday, October 11th 11:30 am–12:30 pm PT | 1:30 pm–2:30 pm CT | 2:30 pm–3:30 pm ET; Real Talk About Artificial Intelligence: How Will Enforcement Activity Impact the Use of AI in Consumer Financial Services, will focus on the latest issues and enforcement trends related to financial institutions using AI tools. Specific topics to be covered include Key risk areas, Emerging themes, Risk mitigation steps to take now.

Join Mortgage Bankers Association of Metropolitan Washington for a fast-paced, fun presentation walking through the Fed’s monetary policy, economy, interest rates and housing as we quickly approach 2024. Reading the Markets – A Real-time Economic and Interest Rate Discussion with Bill Bodnar, Thursday, October 19, 10 – 11 am.

Capital Markets

The “higher rates for longer” narrative from the Fed has led to selling in the bond markets over the last several days. Yesterday’s selling lifted yields on 10-year and 30-year Treasuries to fresh highs for the year. “Hawkish” chatter from Fed officials, the latest being Minneapolis Fed President Kashkari saying that a 25-basis point hike prior to year-end was likely, has been the main driver of investor sentiment. Economic data released yesterday showed weaker than expected New Home Sales (actual 675k, expected 695k) and a decrease in the Consumer Confidence Index for September. The U.S. Treasury sold $48 billion in 2-year notes to strong demand ahead of today’s $49 billion 5-year note auction.

Unfortunately, today’s calendar kicked off with mortgage applications decreasing 1.3 percent from one week earlier, according to data from the MBA. August durable goods orders have also been released (+.2 percent, stronger than expected). Later this morning brings a Treasury auction of $24 billion reopened 2-year FRNs and $49 billion 5-year notes. We begin the day with Agency MBS prices better by .125-.250 and the 10-year yielding 4.51 after closing yesterday at 4.56 percent.

Employment

“Are you ever overwhelmed and sense a lack of support? If you’re a business manager leading a hardworking staff and want more strategic guidance and additional resources to thrive, look no further. Nations Lending offers a full suite of tailored support for Producers. With a top-notch Operations department that focuses on streamlining processes to ensure efficient loan origination, with LO-friendly products like Direct Submit, for seamless loan file submission directly to Underwriting. And ACE (Accelerated Competitive Edge) Approvals, our comprehensive underwriting preapproval program saving you time. If you’re interested in excelling with a company that is credited with multiple awards, including three-time Inc. 5000 winner, eight-time winner of Scotsman Guide’s Top Mortgage Lenders, and three-time winner of Top Workplaces for Millennials by Fortune Magazine, then join our family. Become part of our nation and mission to make “home loans. made human.™,” visit Nations Lending to learn more.”

“Visit with a Mortgage Boutique at AIME’s Fuse National Conference in Vegas at booth #418 October 4-7! We are excited for the opportunity to connect with potential business partners, foster meaningful relationships, and explore collaborative pathways to enhance your lending capabilities. Dedicated to providing outstanding service to both clients and partners, a Mortgage Boutique places extraordinary talent at the forefront of our success. Allow us to introduce our newest addition, Alan Michaels, along with his dynamic team. Alan brings a wealth of industry knowledge and a track record of remarkable achievements to the AMB family. We’re thrilled to welcome him aboard and know his expertise will be an invaluable asset as we continue to expand our services and meet the needs of our clients. If you’re passionate about excellence and seeking to join a thriving team, consider a career with a Mortgage Boutique. Contact DJ Ziggas to learn more.”

Download our mobile app to get alerts for Rob Chrisman’s Commentary.

Source: mortgagenewsdaily.com

Apache is functioning normally

September 27, 2023 by Brett Tams

With all this talk about slipping equity and negative equity, Forbes decided to take a closer look at which cities were retaining their home equity amid the ongoing mortgage crisis.

Using data from Moody’s Economy.com, the publication looked at 200 of the country’s largest metro areas, discovering that Beaumont, Texas led that nation in equity at a solid 75 percent.

That’s well above the collective 46.2 percent homeowner equity reported nationwide in the first quarter of 2008, but still below the city’s 79 percent equity share in 2007.

One factor that likely contributed to their strong home equity position is the fact that only 1.39 of households in the city have two or more mortgages.

Next on the list is Corpus Christi, Texas, with a 72 percent home equity share, down slightly from 73 percent in 2007.

That’s followed by Gulfport, Mississippi with 71 percent equity, formerly 76 percent, Charleston, West Virginia with 67 percent equity, formerly 70 percent, and El Paso, Texas with 67 percent equity, down from 69 percent.

A reader aptly pointed out that Texas performed better than other states because of their strict homestead law, which generally restricts higher loan-to-value lending.

On the other end of the spectrum are places like Sacramento, California and Grand Rapids, Michigan, where equity as a percentage of home value is just 28 percent, down from 57 percent and 46 percent a year ago, respectively.

Then there are places like Stockton, California, where negative home equity (below zero) is as high as 95 percent, which explains why mortgage lenders continue to freeze home equity lines of credit and tighten guidelines.

(photo: napfisk)

Source: thetruthaboutmortgage.com

Apache is functioning normally

September 16, 2023 by Brett Tams

Country roads, take me home…

When it comes to finding the ideal place to put down roots, West Virginia is a state that often flies under the radar. Offering a singular blend of natural beauty, thriving local economies and rich cultural tapestries make the towns and cities featured below fantastic places to live in West Virginia.

Whether you’re a young professional chasing career opportunities, a family seeking quality education and safe neighborhoods or retirees looking for a peaceful retreat, the Mountain State has something for everyone. Let’s embark on a journey to uncover the unique qualities that make each town below stand out as one of the best places to live in West Virginia.

Population: 29,219
Average age: 24.2
Median household income: $36,991
Average commute time: 23.6 minutes
Walk score: 59
Studio average rent: $442
One-bedroom average rent: $750
Two-bedroom average rent: $742

Morgantown offers a harmonious blend of college-town energy and Appalachian tranquility. Home to West Virginia University, the town hums with a youthful vibe that infuses everything from its trendy coffee shops to its bustling arts scene. The university acts as a hub, drawing in world-class performances, sporting events and academic conferences. At the same time, its healthcare and biotech industries offer solid employment opportunities, making it a stable place to plant roots and raise a family.

Outdoor enthusiasts will never have a dull weekend here. Morgantown is just a stone’s throw away from the Cheat River, offering a playground for kayakers, anglers and hikers. Morgantown is also famous for its Personal Rapid Transit (PRT) system — an eco-friendly public transportation marvel — that whisks residents and students around town with futuristic flair. Affordable housing options, highly rated schools and an array of eateries serving everything from Appalachian comfort food to global cuisines make Morgantown an appealing choice for people of all ages and backgrounds.

Population: 48,018
Average age: 42.1
Median household income: $54,101
Average commute time: 17.1 minutes
Walk score: 33
Studio average rent: $549
One-bedroom average rent: $725
Two-bedroom average rent: $784

As the capital city, Charleston secures its spot as one of the best places to live in West Virginia through a compelling mix of political gravitas and natural beauty. It’s where marbled government buildings stand just a short walk from artisan boutiques and casual eateries. The Charleston Coliseum and Convention Center serves as the heartbeat of entertainment in the city, hosting concerts, sporting events and even the annual state dance festival. Job opportunities are abundant here, particularly in healthcare, education and government, making it a prime location for career-driven individuals and families alike.

Even if you’re not into politics or live shows, Charleston knows how to keep its residents engaged. The Kanawha River snakes through the city, providing a waterway for boating or a scenic backdrop for an afternoon jog. An appealing blend of modern amenities and a serene Appalachian setting make Charleston an irresistible place to call home.

Population: 46,025
Average age: 35.6
Median household income: $33,012
Average commute time: 17.9 minutes
Walk score: 49
Studio average rent: $690
One-bedroom average rent: $750
Two-bedroom average rent: $1,050

Huntington presents an engaging mix of academic excellence and industrial strength. This riverside town is home to Marshall University, an institution that contributes not just educated graduates, but also a youthful energy that permeates the city. You’ll find eclectic shops, buzzing cafes and a range of art galleries, thanks to this infusion of student spirit. Huntington is also a working town with deep roots in manufacturing and healthcare, providing diverse employment prospects for its residents.

Ritter Park is a community favorite, with trails for runners, gardens for botany enthusiasts and playgrounds for the little ones. The Ohio River provides an inviting setting for a variety of water activities, from fishing to boating. On the food front, Huntington surprises with a diverse menu of options that defy its small-town status, offering everything from classic American fare to sushi bars. Top-notch schools and community-centered events like the annual ChiliFest round out Huntington’s appeal as a hometown with both heart and hustle.

Population: 26,568
Average age: 43.9
Median household income: $43,483
Average commute time: 18.9 minutes
Walk score: 37
Studio average rent: $620
One-bedroom average rent: $745
Two-bedroom average rent: $910

Wheeling stakes its claim as one of the best places to live in West Virginia by elegantly blending its rich history with a dynamic present. As a gateway to the West in the early days of America, this city has a storied past visible in its Victorian architecture and historic sites like the Capitol Theatre, a 1928-built venue that still hosts shows today.

When it comes to recreation, Wheeling doesn’t skimp. The Ohio River offers ample opportunities for boating, fishing and scenic picnics. The Wheeling Heritage Trails system provides miles of well-maintained paths for bikers, runners and anyone looking to enjoy the outdoors. On weekends, residents flock to the Wheeling Artisan Center to shop for local crafts or head to Centre Market to enjoy quality food with a side of live music. With its strong sense of community, excellent school system and plentiful entertainment options, Wheeling is the sort of place that wins you over and convinces you to stay for the long haul.

Population: 9,257
Average age: 45.2
Median household income: $87,936
Average commute time: 16.9 minutes
Studio average rent: $610
One-bedroom average rent: $620
Two-bedroom average rent: $740

Bridgeport doesn’t just make the list, it shines brightly as one of the best places to live in West Virginia, thanks to its top-rated schools, booming economy and family-friendly atmosphere. This growing city is a hub for the aerospace and healthcare industries, drawing in professionals and families with its promise of well-paying jobs and a high standard of living. Those eager to ascend the corporate ladder will find companies like Pratt & Whitney and United Hospital Center offering a plethora of career opportunities.

Beyond its corporate and educational accolades, Bridgeport is a town that knows how to kick back and enjoy life. Options for recreation abound, from golf courses that would delight even a PGA pro, to the sprawling Bridgeport City Park with its sports fields, hiking trails and summer concert series. Add to this the appealing mix of dining options — everything from old-school Italian joints to modern farm-to-table experiences — and you’ve got a city that satisfies every palate. Combining a robust economy with a laid-back lifestyle, Bridgeport truly offers the best of both worlds.

Population: 18,209
Average age: 34.2
Median household income: $47,618
Average commute time: 24.1 minutes
Walk score: 40
Studio average rent: $830
One-bedroom average rent: $840
Two-bedroom average rent: $1,050

If you’re looking for small-town charm with big-city conveniences, Fairmont effortlessly earns its spot as one of the best places to live in West Virginia. Fairmont is a hub for technology and education, serving as the home for Fairmont State University, which not only educates but enriches the community through cultural and sporting events. Job seekers will find a range of opportunities in healthcare, education and technology. But Fairmont doesn’t lean solely on its academic and economic credentials; it also has a thriving arts scene, featuring galleries, theatres and even a symphony orchestra.

Fairmont sits along the Tygart Valley River, providing ample opportunities for fishing, kayaking and enjoying serene waterfront views. The local parks are generously dotted with playgrounds, skate areas and baseball fields, ensuring that families have ample space to spread out and play. Foodies can explore an array of culinary delights, from mouth-watering pepperoni rolls right from the Fairmont bakery where they first came to life — The Country Club Bakery — to upscale dining experiences. Coupled with affordable housing and a strong sense of community, Fairmont proves that you can indeed have it all.

Population: 1,494
Average age: 21.2
Median household income: $53,125
Average commute time: 17.2 minutes
Studio average rent: $830
One-bedroom average rent: $840
Two-bedroom average rent: $1,375

Anchored by Shepherd University, Shepherdstown easily ranks as one of the best places to live in West Virginia. As the oldest town in the state, it exudes a sense of timelessness through its cobblestone streets and centuries-old brick buildings. However, the presence of the university injects a youthful energy that manifests in trendy boutiques, indie bookstores and a surprisingly strong arts scene. From live music festivals to theater performances, the town’s cultural calendar is perpetually filled, offering an intellectual and artistic smorgasbord for locals and visitors alike.

But Shepherdstown isn’t just for the intellectually curious or artistically inclined; it also serves up a treasure trove of outdoor adventures. Situated along the Potomac River, kayaking and fishing are practically local pastimes. For outdoorsy types, the C&O Canal National Historical Park provides ample hiking and biking trails to explore. With its low crime rate, strong sense of community and high standard of living, Shepherdstown checks all the boxes for anyone looking for a charming yet modern place to call home.

Population: 3,868
Average age: 48.6
Median household income: $37,875
Average commute time: 15.0 minutes
Walk score: 73
Studio average rent: $630
One-bedroom average rent: $900

If you’re a fan of the arts and outdoor beauty, Lewisburg secures its spot as one of the best places to live in West Virginia. This quaint town in the Greenbrier Valley isn’t just a postcard-perfect scene; it’s a thriving cultural hub with a robust calendar of events, ranging from live theater at the Greenbrier Valley Theatre to the annual Lewisburg Literary Festival. Once named the “Coolest Small Town in America”, it’s a place where artists find inspiration, bringing visitors from all over to experience its unique creative ambiance. The town also has excellent schools and healthcare services, making it an ideal place for families and retirees alike.

When the curtain falls and the paint dries, Lewisburg offers a wealth of outdoor adventures to keep you active. Whether you’re an angler tossing lines into the Greenbrier River or a hiker eager to explore the surrounding Appalachian Mountains, there’s something for everyone. With an inviting mix of culture, convenience and the great outdoors, Lewisburg proves you can have sophistication and nature all in one stellar package.

Population: 18,835
Average age: 38.5
Median household income: $45,901
Average commute time: 28.8 minutes
Walk score: 45
Studio average rent: $775
One-bedroom average rent: $682
Two-bedroom average rent: $1,877

Martinsburg holds its own as one of the best places to live in West Virginia, particularly for those seeking a blend of small-town charm and big-city amenities. Conveniently located along the MARC commuter rail line, it offers easy access to Washington, D.C., making it a perfect base for professionals craving a peaceful retreat without losing the pulse of the city. Job prospects are abundant in healthcare and manufacturing, but the commuting option opens the doors to countless additional opportunities in the nation’s capital.

The nearby Shenandoah and Potomac Rivers are a paradise for fishing, kayaking or lazy scenic floats. For land-based fun, hiking trails offer miles of woodland exploration. Families enjoy quality time at the local parks, where weekend soccer games and barbecues are common scenes. Shopping centers and farmers markets offer everything from fresh produce to artisanal crafts, making errands more of a pleasure than a chore in the Eastern Panhandle of West Virginia.

Population: 29,403
Average age: 41.8
Median household income: $38,960
Average commute time: 20.5 minutes
Walk score: 46
Studio average rent: $625
One-bedroom average rent: $700
Two-bedroom average rent: $780

Straddling the banks of the Ohio River, Parkersburg defies expectations and proudly stands as one of the best places to live in West Virginia. This city refuses to be boxed into stereotypes, offering a captivating blend of industrial ingenuity and natural beauty. Parkersburg serves as a regional center for the petrochemical industry, providing robust job opportunities, while also boasting an array of museums, historical landmarks and even a wildlife refuge for bald eagles. You get the sense that this city is all about balance, serving as a stable foundation for working professionals, families and everyone in between.

The Ohio River supports boating and fishing, while Parkersburg City Park has a zoo, skate park and swimming pool to keep the entire family entertained. For the culturally inclined, the Smoot Theatre showcases local talent and brings in performances that you’d typically expect in much larger cities.

Downtown features an intriguing mix of antique stores, specialty shops and restaurants that offer everything from farm-fresh West Virginia produce to international delicacies. With low housing costs, excellent schools and a quality healthcare system, Parkersburg presents a compelling argument for anyone seeking an enriched life without the big-city chaos.

There’s a West Virginia apartment waiting for you

As we’ve seen, there’s a wealth of options when it comes to the best places to live in West Virginia. Each town and city offers a unique set of advantages, whether it’s the career opportunities in bustling economic hubs, the familial warmth in close-knit communities or the serene natural landscapes that offer a break from the frenetic pace of modern life.

West Virginia proves that the quest for a balanced life doesn’t require a compromise between economic stability and a high quality of life. The state serves as a microcosm of what’s possible when communities invest in education, infrastructure and cultural enrichment, making any of these towns not just a place to live, but a place to thrive.

Source: rent.com

Apache is functioning normally

September 4, 2023 by Brett Tams

C&R, a leading public relations agency in the luxury real estate and hospitality industries, is pleased to announce that Cayla Kondo has joined the firm as vice president, of real estate. With an impressive track record of results, leadership, creativity, and strategic execution, Kondo will invigorate the firm’s offerings and drive growth trajectory goals.

Kondo joins C&R most recently from Concord Companies, a vertically integrated real estate corporation based in Beverly Hills, CA with an estimated $1B AUM across the U.S. There, as chief marketing officer, Kondo was responsible for all marketing, branding, and communications for the organization. She executed a full rebrand for the parent company and its seven subsidiaries to attract higher caliber and institutional-quality investors.

“We are very excited to add Cayla to our team and confident she will bring tremendous leadership, high-impact relationships, and a diversified background to our team and clients,” said C&R Co-Founder Spencer Castillo. Caruso, as a leader in its retail, residential, office, hotel, and private club expansion as senior director of Marketing. Cayla was also director of VIP services for Caruso, where she created and implemented extraordinary experiences for the Portfolio’s most valued guests, including A-list celebrities, high-net-worth individuals, heads of state, and global executives.

“We are very excited to add Cayla to our team and confident she will bring tremendous leadership, high-impact relationships, and a diversified background to our team and clients,” said C&R Co-Founder Spencer Castillo. “It was important that the person we hired for this role brought a new perspective, a curated network, and a deep understanding of the luxury real estate consumer to our agency. We are confident we found that in Cayla.”

Kondo brings a roster of experience garnered from 10+ years of marketing and communicating with real estate industry executives, as well as a strong understanding of ultra-high-net-worth individuals. She is intimately familiar with C&R’s clients’ audience(s) and will be a valuable resource for all. Based in Los Angeles, Kondo will lead operations at C&R’s flagship Century City office, overseeing the agency’s real estate portfolio and contributing to the firm’s expansion efforts in new asset classes.

A sampling of current real estate clients within the agency’s portfolio includes Costa Palmas, Kukui’ula, Hualalai Resort, Martis Camp, East West Partners, Punta Mita, Montage International, Four Seasons Private Residences Las Vegas, Panther National, and Shell Bay, among others. A sampling of long-standing travel clients includes Four Seasons Resort Hualalai, Mayakoba, Malibu Beach Inn, Park Hyatt Aviara, Thompson Hotels located in Austin, Nashville, and Palm Springs, and more.

“Joining C&R presents an exceptional opportunity to redefine the art of communication and brand positioning of such high-end properties,” states Kondo. “I am excited to collaborate with this esteemed team of forward-thinking professionals to optimize our clients’ positioning across the real estate, travel, and golf sectors.”

C&R specializes in three key pillars for its partners: media relations, like-minded brand partnerships, and content development.

Led by former Robb Report Editorial Director and current Travel that Matters podcast host, Bruce Wallin, C&R Content is a full-service creative studio specializing in custom magazines, videos, and more. With clients including The Agency, Montage International, Hualalai, and Costa Palmas, C&R Content is a cornerstone of C&R’s ongoing commitment to providing authentic, thought-provoking value to its real estate clients.

C&R recently expanded its footprint across the country and continues to reinvest in core offices in Los Angeles, New York, Denver, Dallas, Chicago, and Charleston. The firm has newly partnered with a handful of high-profile clients in the hospitality and real estate spaces, including Aero (aviation), Andaz Maui at Wailea Resort by Hyatt, InterContinental Washington D.C. – The Wharf, Four Seasons Private Residences Las Vegas, Andaz Residences Turks & Caicos, Waldorf Astoria Residences Guanacaste, 21C Chicago, and others.

“As we head into our 15th year, we are more committed than ever to investing in top-notch talent, and the addition of Cayla to lead real estate is yet another example of that,” said C&R Co-Founder Pieter Ruig. “We take our client partnerships seriously, and it’s important we continue to deliver best-in-class service, leadership, and results.”

About C&R

Founded in 2009 by Spencer Castillo and Pieter Ruig, C&R is a public relations and content agency representing leading clients in the hospitality, real estate, and golf sectors throughout the U.S., Mexico, and the Caribbean. With offices in Los Angeles, New York, Denver, Dallas, Chicago, and Charleston, C&R works with the industry’s top journalists, like-minded brand partners, and digital influencers to deliver impactful results that drive awareness and credibility. C&R is innovative and forward-thinking, bringing together fresh ideas with results-driven strategies. Award-winning campaigns span-new build-outs and sales to renovations and openings – always with an eye on generating ROI for the agency’s partners. For more information, please visit www.candrpr.com.

Find topics in marketing, technology, and social media for realtors, and housing market resources for homeowners. Be sure to subscribe to Digital Age of Real Estate.

Latest posts by RealtyBiz News (see all)

Source: realtybiznews.com

Hanover Mortgages

The Refined Mortgage Lending Company & Home Loan Lenders

charleston

Apache is functioning normally

Apache is functioning normally

Apache is functioning normally

It’s about the details

Light some candles

Drinks at the ready

Mix it up

Verification, Credit, Servicing, Automated QC, POS, DSCR Products; Events and Training Fast Approaching

Apache is functioning normally

Apache is functioning normally

Country roads, take me home…

There’s a West Virginia apartment waiting for you

Sign up for our real estate newsletter!

Get the best of the Post and Courier’s Real Estate news, handpicked and delivered to your inbox each Saturday.

Sign up for our business newsletter.

Our twice-weekly newsletter features all the business stories shaping Charleston and South Carolina. Get ahead with us – it’s free.

These are the 10 best cities for young professionals

10. Boston, MA

9. Madison, WI

8. Atlanta, GA

7. Austin, TX

6. Minneapolis, MN

5. Washington, D.C.

4. Denver, CO

3. San Francisco, CA

2. Charleston, SC

1. Seattle, WA

The top 50 cities for young professionals

The worst cities for young professionals

Young professionals can have it all in these cities

Methodology

Summerville, a picturesque town nestled in the heart of South Carolina, encapsulates a unique blend of southern charm, historic significance and modern convenience.

Location, location, location

Demographic diversity in Summerville

Historic significance

Weather and natural disasters

Education and employment in Summerville, SC

Recreational activities

Cost of living in Summerville

Summerville’s real estate market

Culinary scene in Summerville, SC

Social aspects

Summerville’s growth trend

Conclusion

It’s about the details

Light some candles

Drinks at the ready

Mix it up

Verification, Credit, Servicing, Automated QC, POS, DSCR Products; Events and Training Fast Approaching

Option 1: Copy and send this link

Country roads, take me home…

There’s a West Virginia apartment waiting for you