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Hanover Mortgages

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[Wo]mentorship: How to Find and Maintain One

February 19, 2023 by Brett Tams

This panel will explore the power of mentorship and allies among women within lending and real estate and the benefits that these relationships can have for both junior-level and executive women in the industry. How can this relationship help support emerging leaders and balance out a male-driven industry? In what ways can those in the […]

Posted in: Mortgage, Paying Off Debts, Real Estate Tagged: 2022, balance, Benefits, Career, Credit, data, environment, estate, Finance, Financial Wize, FinancialWize, General, general counsel, How To, hwmember, industry, lending, Lennar, Marketing, Media, meta, Mortgage, president, Real Estate, Relationships, risk, Special Report, Special Reports, sustainable, title, will, women

Control Over Litigation and Agency Rulemaking – The Regulatory Review

January 30, 2023 by Brett Tams

Control Over Litigation and Agency Rulemaking  The Regulatory Review

Posted in: Savings Account Tagged: 2, 2023, All, author, balance, before, business, CFPB, chance, clear, color, commission, company, Consumer Financial Protection Bureau, Consumers, creditors, Crisis, decision, Enforcement, Enforcement actions, environment, Fall, Fees, Financial Wize, FinancialWize, front, General, general counsel, Google, home, How To, impact, Income, language, Law, Lawsuits, leadership, Legal, lenders, lending, loan, Loans, market, More, Mortgage, mortgage market, mortgage points, Mortgages, News, offer, Other, ownership, points, present, pressure, priorities, products, protection, questions, Refinance, Regulatory, Review, risk, room, safe, safety, second, time, Twitter, under, wall, will

UWM gave brokers big discounts to play with. It could be risky

January 25, 2023 by Brett Tams

Lawyers raised compliance questions regarding UWM’s “Control your Price” initiative. Meanwhile, other lenders want to copy it.

Posted in: Mortgage, Refinance Tagged: Abusive practices, agent, All, assessment, balance, Bank, big, Black Homeownership, Broker, brokers, business, CEO, CFPB, clear, closing, company, Competition, Compliance, Credit, credit scores, disclosure, Discounts, discrimination, Entrepreneurs, estate, fair housing, Fair Housing Act, fair lending, Fall, Financial Wize, FinancialWize, General, general counsel, Giving, great, Housing, housing regulation, How To, HUD, impact, industry, interview, Law, Lawsuits, lawyer, lawyers, Legal, legal burdens, lenders, lending, LO Compensation, loan, Loans, LOWER, Main, Make, making, market, markets, Mistakes, money, More, Mortgage, Mortgage Rates, Mortgages, needs, News, opportunity, Other, points, policies, Politics & Money, pool, price discounts, programs, protection, questions, race, rate, Rates, Real Estate, real estate agent, Regulatory, Review, risk, Risk assessment, shopping, smart, space, states, TPO, under, unique, United Wholesale Mortgage, UWM, volume, wall, will, work

A powerful nonprofit owns apartments for poor tenants. Why are some tenants trapped in their rooms?

January 21, 2023 by Brett Tams

The AIDS Healthcare Foundation has spent tens of millions on pro-tenant causes. Yet elderly and disabled tenants at one of its buildings complain they have spent months at a time without a functioning elevator.

Posted in: Spending Money Wisely Tagged: 2, 2021, 2022, action, affordability, All, apartment, apartments, assets, basic, Bathrooms, before, building, california, Campaigns, city, cost, country, Deals, Disability, estate, Ethics, eviction, expense, Fall, Financial Wize, FinancialWize, fire, floor, foundation, General, general counsel, goal, good, guests, healthcare, home, homes, hotels, Housing, improvements, industry, Inquiries, install, interview, Interviews, landlords, lawsuit, Lawsuits, lawyers, Legal, Live, low, low-income, LOWER, Luxury, luxury real estate, Main, maintenance, Make, making, money, More, Move, Moving, needs, neighborhoods, new, News, offer, offers, office, Opinion, organizing, Other, present, president, Press Releases, property, Real Estate, Rent, rent control, renters, Residential, Revenue, running, save, second, settlement, sleep, smoke, Social Media, Spring, tenant, timeline, under, upgrade, will, work, working

Waterstone Mortgage promotes Rico Garcia to VP

January 15, 2023 by Brett Tams

Wisconsin-based mortgage lender Waterstone Mortgage Corporation promoted Rico Garcia to vice president of enterprise risk.

Posted in: Mortgage, Refinance Tagged: Bank, Career, company, decades, digital marketing, Financial Wize, FinancialWize, General, general counsel, goal, industry, Learn, lending, LLC, loan, Loans, Marketing, markets, More, Mortgage, mortgage lending, new, Other, People Mover, portfolio, president, Promotion, Purchase, quality, Relationships, risk, states, title, Waterstone Mortgage, will, work, working

Meta rolls out new system to address housing ad discrimination

January 10, 2023 by Brett Tams

Meta’s prior ad delivery system used machine-learning algorithms to help determine which subset of an audience received a housing ad.

Posted in: Mortgage, Paying Off Debts, Real Estate Tagged: advertising practices, affordable housing, color, company, Credit, Demographics, Department of Justice, discrimination, Employment, Enforcement, Facebook ads, fair housing, Fair Housing Act, Fair housing laws, Financial Wize, FinancialWize, General, general counsel, Housing, industry, lawsuit, lawsuit settlement, Make, More, Mortgage, new, new york, Other, Politics & Money, president, race, Real Estate, Review, settlement, target, Technology, will

You Insure Your Car and Your Home – So How Can You Insure Your Financial Future?

September 8, 2021 by Brett Tams

Whether you’re concerned about market risk, outliving your retirement savings, protecting your qualified plan, your final years or your loved ones – here are five ways to insure your financial future.

Posted in: First Time Home Buyers Tagged: affordable, All, annuities, assets, bear market, beneficiary, Benefits, build, business, car, Children, College, cost, deductions, earnings, estate, expenses, Fall, Family, finances, Financial Goals, Financial Plan, Financial Wize, FinancialWize, floor, gap, general counsel, goals, Grow, health, home, How To, impact, Income, index, inheritance, inheritance taxes, Insurance, insurance coverage, Investing, investment, investments, investors, IRAs, legacy, legacy planning, Life, life insurance, Live, living expenses, long-term care, low, Make, market, markets, money, More, Mortgage, needs, offer, pandemic, permanent life insurance, Planning, portfolio, premium, principal, priorities, products, protect, protection, retirement, Retirement Income, retirement plan, Retirement Planning, retirement plans, retirement savings, risk, save, Saving, savings, second, security, social security, spouse, stock market, survey, target, taxes, term life insurance, united, vehicles, wealth, will, work, working

Retirement Tips for Women – Whether You’re 22, 62 or 102

April 22, 2021 by Brett Tams

Women of every age can benefit from the insights of this seasoned financial executive … and the wisdom of her 102-year-old grandmother. A Q&A with Nationwide’s Ann Bair reveals retirement strategies honed over three generations.

Posted in: First Time Home Buyers Tagged: 2016, All, annuities, apartment, ask, Bank, bank accounts, Benefits, big, brokerage, build, business, car, Car Insurance, Career, Careers, Children, covid, COVID-19, COVID-19 pandemic, dividends, Family, finances, financial lessons, Financial Planning, Financial Wize, FinancialWize, first apartment, general counsel, goals, Grow, happy retirement, home, How To, hsa, impact, Income, Inspiration, Insurance, Investing, investment, investments, investors, IRAs, job, Learn, Life, life insurance, Live, Loans, Make, market, model, money, More, News, pandemic, Personal, Planning, products, protect, questions, referrals, renters, Renters Insurance, renting, retirement, retirement accounts, Retirement Planning, retirement savings, Review, risk, save, Saving, Saving for Retirement, savings, Savings Account, security, social security, space, stage, Starting Out, stock market, student, Student Loans, taxes, tips, trust, will, women, work, working

I Found an Old Lien on My Home From a Past Refinance. How Do I Get Rid of It?

March 11, 2021 by Brett Tams

A forgotten lien can become quite the headache when trying to sell a home or refinance a mortgage, so it’s worth resolving before you need a new loan or want to sell your house.

The post I Found an Old Lien on My Home From a Past Refinance. How Do I Get Rid of It? appeared first on Real Estate News & Insights | realtor.com®.

Posted in: Market News Tagged: All, big, business, closing, Credit, equity, estate, Finance, Financial Wize, FinancialWize, general counsel, home, house, Law, lenders, liens, loan, Loans, Local, MarketWatch, More, Mortgage, Move, new, News, Operations, proof, Real Estate, Real Estate Attorney, realtor, Realtor.com, Refinance, Sell, selling, settlement, smart, title, will

The Fair Housing Act now applies to LGBTQ renters and home buyers. Here’s what changed

February 17, 2021 by Brett Tams

Under the Biden Administration, HUD is expanding the Fair Housing Act to protect LGBTQ individuals. Here’s what that means for renters and home buyers.

Posted in: Mortgage News, Refinance, Renting Tagged: 2021, affordable, agent, apartment, Biden Administration, building, buyers, Buying, Clothing, color, dating, Department of Housing and Urban Development, discrimination, Enforcement, estate, executive order, Fair Housing Act, Financial Wize, FinancialWize, gay, general counsel, goal, goals, home, home buyers, home buying, Housing, housing discrimination, Housing market, HUD, impact, landlord, low mortgage rates, Make, market, More, Mortgage, Mortgage News, Mortgage Rates, Move, Moving, president, principal, property, protect, race, Rates, Real Estate, real estate agent, rental, rental property, renters, renting, security, social security, Supreme Court, transgender, will
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