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200 Frugal Living Tips & Ideas For Busy People

January 10, 2023 by Brett Tams

These are the frugal living tips that helped me go from habitual impulse spender to conscious consumer. I wasn’t naturally frugal. I was $54,000 in debt, making about $35,000 a year, and spending every cent of my paycheck at restaurants,…

The post 200 Frugal Living Tips & Ideas For Busy People appeared first on Modern Frugality.

Posted in: Frugal Living, Real Estate News Tagged: 2, 401k, 529 plan, accountant, acupuncture, affordable, agent, airfare, All, allergies, Amazon, apartment, apartments, app, appliances, Apps, art, ask, at home, author, Auto, auto insurance, baby, Backyard, balance, Bank, bank account, bank accounts, bank of america, Banking, banks, bar, before, Benefits, best deals, big, biking, bills, black, black friday, blink health, Blog, blue, bonus, Books, brick, Budget, budgets, build, building, business, Buy, Buying, buying a new car, calculator, capsule wardrobe, car, car buying, Car Insurance, cars, chase, Checking Account, checklist, childcare, Christmas, Cities, city, Clean, cleaning, clear, Closet, closing, closing costs, Clothing, cocktails, codes, coffee, College, Commercial, commute, Commute Time, company, consumption, containers, contracts, cooking, coordinate, cost, country, couple, Couponing Tips, coupons, craigslist, crash, Credit, credit card, credit card rewards, credit cards, credit score, credit union, customer service, data, date night, Deals, Debit Card, Debt, Debt Freedom, Deductible, desk, disclosure, driving, Economics, education, electric, Emergency, Emergency Fund, energy audit, engagement, engagement ring, Entertainment, environment, environmentally friendly, equity, Essentials, estate, exercise, expense, expenses, expensive, experience, Fall, Family, fast food, Featured, Fees, Finance, finances, financial goal, Financial Goals, financial journey, Financial Wize, FinancialWize, financing, fitness, flooring, food, food budget, football, Freebies, Freezer Meals, friendly, front, frugal, Frugal Living, frugal living tips, Frugality, fun, funds, furniture, games, garage, gas, gifts, Giveaways, Giving, glasses, goal, goals, good, Graphic, great, Grill, groceries, grocery, grocery list, Grocery Shopping, grocery shopping online, Grow, guest room, guests, habits, health, Health Insurance, healthcare, healthy, heat, heating, helpful, Helpful tips, herbs, high yield savings, high yield savings account, Hiring, Holidays, home, home depot, home goods, home renovation, homeowners, homes, house, household, Housing, How To, hsa, Hulu, ideas, impact, Income, income tax, index, index funds, Inflation, install, Insurance, insurance plans, interest, internet, Invest, Investing, investment, investments, IRA, items, job, journey, kids, kitchen, landlord, landscaping, Learn, lease, library, Life, life insurance, Lifestyle, list, lists, Live, loan, loan interest, Loans, Local, low, low rates, maintenance, Make, makeup, making, making coffee at home, market, markets, married, meal planning, meal prep, Medical, medical bills, Medicare, memorial day, miles, millennials, Minimalist, Minimalist Lifestyle, Mint, model, modern, Modern Frugality, money, More, more money, Mortgage, Mortgages, Most Expensive, Move, movies, Moving, museum, Music, needs, negotiating, negotiating rent, net worth, netflix, new, News, no fee, offer, offers, office, older homes, organizing, Original, Other, outdoor, paint, Pantry, parents, party, pawn, paycheck, payments, Personal, personal finance, pets, pharmacy, pipes, Planning, plants, PMI, podcast, points, policies, pool, Popular, premium, prep, prescriptions, preventative, private mortgage insurance, programs, project, property, property taxes, Psychology, public transit, Purchase, quality, Raise, rate, Rates, ready, Real Estate, real estate agent, Recipes, Refinance, refinance your mortgage, refinancing, renovate, renovation, Rent, rental, renting, restaurant, restaurants, retirement, retirement accounts, rewards, rewards credit cards, roommate, Roth IRA, routine, running, RV, sales, save, Save Money, Saving, savings, Savings Account, Savings Accounts, School, search, seasonal, second, secondhand, security, Sell, selling, shopping, simplify your life, Simplifying, single, sleep, social security, solar panels, space, Spare Room, Spending, Spring, starbucks, staycation, staying healthy, stock, stock market, storage, storage unit, streaming, stress, student, Student Loans, Style, summer, survey, survey sites, sustainable, swagbucks, takeout, target, tax, tax credit, tax deductible, taxes, tenant, term life insurance, thankful, The Wall Street Journal, thredUP, thrift, tips, town, Transaction, Transportation, Travel, Uber, under, upkeep, used car, utilities, vacation, Video, volunteer, walking, wall, walmart, wardrobe, warranty, washing, water usage, wellness, wells fargo, white, will, windows, winter, wireless, wood, work, work from home, working, Yard, young

200 Frugal Living Tips & Ideas For Busy People

January 10, 2023 by Brett Tams

These are the frugal living tips that helped me go from habitual impulse spender to conscious consumer. I wasn’t naturally frugal. I was $54,000 in debt, making about $35,000 a year, and spending every cent of my paycheck at restaurants,…

The post 200 Frugal Living Tips & Ideas For Busy People appeared first on Modern Frugality.

Posted in: Frugal Living, Real Estate News Tagged: 2, 401k, 529 plan, accountant, acupuncture, affordable, agent, airfare, All, allergies, Amazon, apartment, apartments, app, appliances, Apps, art, ask, at home, author, Auto, auto insurance, baby, Backyard, balance, Bank, bank account, bank accounts, bank of america, Banking, banks, bar, before, Benefits, best deals, big, biking, bills, black, black friday, blink health, Blog, blue, bonus, Books, brick, Budget, budgets, build, building, business, Buy, Buying, buying a new car, calculator, capsule wardrobe, car, car buying, Car Insurance, cars, chase, Checking Account, checklist, childcare, Christmas, Cities, city, Clean, cleaning, clear, Closet, closing, closing costs, Clothing, cocktails, codes, coffee, College, Commercial, commute, Commute Time, company, consumption, containers, contracts, cooking, coordinate, cost, country, couple, Couponing Tips, coupons, craigslist, crash, Credit, credit card, credit card rewards, credit cards, credit score, credit union, customer service, data, date night, Deals, Debit Card, Debt, Debt Freedom, Deductible, desk, disclosure, driving, Economics, education, electric, Emergency, Emergency Fund, energy audit, engagement, engagement ring, Entertainment, environment, environmentally friendly, equity, Essentials, estate, exercise, expense, expenses, expensive, experience, Fall, Family, fast food, Featured, Fees, Finance, finances, financial goal, Financial Goals, financial journey, Financial Wize, FinancialWize, financing, fitness, flooring, food, food budget, football, Freebies, Freezer Meals, friendly, front, frugal, Frugal Living, frugal living tips, Frugality, fun, funds, furniture, games, garage, gas, gifts, Giveaways, Giving, glasses, goal, goals, good, Graphic, great, Grill, groceries, grocery, grocery list, Grocery Shopping, grocery shopping online, Grow, guest room, guests, habits, health, Health Insurance, healthcare, healthy, heat, heating, helpful, Helpful tips, herbs, high yield savings, high yield savings account, Hiring, Holidays, home, home depot, home goods, home renovation, homeowners, homes, house, household, Housing, How To, hsa, Hulu, ideas, impact, Income, income tax, index, index funds, Inflation, install, Insurance, insurance plans, interest, internet, Invest, Investing, investment, investments, IRA, items, job, journey, kids, kitchen, landlord, landscaping, Learn, lease, library, Life, life insurance, Lifestyle, list, lists, Live, loan, loan interest, Loans, Local, low, low rates, maintenance, Make, makeup, making, making coffee at home, market, markets, married, meal planning, meal prep, Medical, medical bills, Medicare, memorial day, miles, millennials, Minimalist, Minimalist Lifestyle, Mint, model, modern, Modern Frugality, money, More, more money, Mortgage, Mortgages, Most Expensive, Move, movies, Moving, museum, Music, needs, negotiating, negotiating rent, net worth, netflix, new, News, no fee, offer, offers, office, older homes, organizing, Original, Other, outdoor, paint, Pantry, parents, party, pawn, paycheck, payments, Personal, personal finance, pets, pharmacy, pipes, Planning, plants, PMI, podcast, points, policies, pool, Popular, premium, prep, prescriptions, preventative, private mortgage insurance, programs, project, property, property taxes, Psychology, public transit, Purchase, quality, Raise, rate, Rates, ready, Real Estate, real estate agent, Recipes, Refinance, refinance your mortgage, refinancing, renovate, renovation, Rent, rental, renting, restaurant, restaurants, retirement, retirement accounts, rewards, rewards credit cards, roommate, Roth IRA, routine, running, RV, sales, save, Save Money, Saving, savings, Savings Account, Savings Accounts, School, search, seasonal, second, secondhand, security, Sell, selling, shopping, simplify your life, Simplifying, single, sleep, social security, solar panels, space, Spare Room, Spending, Spring, starbucks, staycation, staying healthy, stock, stock market, storage, storage unit, streaming, stress, student, Student Loans, Style, summer, survey, survey sites, sustainable, swagbucks, takeout, target, tax, tax credit, tax deductible, taxes, tenant, term life insurance, thankful, The Wall Street Journal, thredUP, thrift, tips, town, Transaction, Transportation, Travel, Uber, under, upkeep, used car, utilities, vacation, Video, volunteer, walking, wall, walmart, wardrobe, warranty, washing, water usage, wellness, wells fargo, white, will, windows, winter, wireless, wood, work, work from home, working, Yard, young

14 Frugal Living Tips You Can Implement Today and Save Thousands

January 9, 2023 by Brett Tams

In this article, I discuss frugal living tips that you can start today and save thousands of dollars. Being a millennial who tries to save money is a hassle. But, know that frugal living does not mean you should have…

The post 14 Frugal Living Tips You Can Implement Today and Save Thousands appeared first on Modern Frugality.

Posted in: Real Estate News Tagged: 2, affordable, All, allowance, Amount Of Money, apartment, app, Apps, at home, author, Bank, Banking, banks, before, bills, Budget, build, business, Buy, Buying, car, cars, Checking Account, Checking Accounts, coffee, condo, consignment, Consumers, Control Your Spending, cooking, cost, coupons, Credit, credit card, credit cards, dinner party, disclosure, Europe, expenses, expensive, Extra Money, Fall, Family, Featured, Finance, finances, Financial Wize, FinancialWize, food, Freebies, frugal, Frugal Living, Frugality, fun, funds, furniture, gifts, Giving, goals, good, great, grocery, grocery budget, grocery list, Grocery Shopping, grocery stores, habits, health, helpful, home, How To, Income, interest, Investing, iPhone, items, Life, Lifestyle, list, Live, Local, low, Loyalty Programs, Luxury, Make, markets, meal planning, millennial, Mint, model, modern, Modern Frugality, money, More, new, News, offer, office, organize, organizing, Other, parents, party, Personal, personal finance, Planning, podcast, products, programs, Rent, rental, renting, renting an apartment, restaurant, restaurants, retirement, Review, save, Save Money, Saving, Saving for Retirement, saving money, savings, secondhand, shopping, shopping budget, shopping list, simplify your life, Spending, Spring, streaming, subscriptions, Technology, The Wall Street Journal, tips, Travel, upgrade, used car, Video, wall, washington, weather, Wedding, will, withdrawal, work, yahoo finance

Saving Money in The Short Term Versus The Long-Term Payback

January 9, 2023 by Brett Tams

When it comes to running a business, not all goals are the same. Is your business about one-time projects, or do you want repeat clients? Do you plan on expanding to other geographical areas? Or do you want to stick…

The post Saving Money in The Short Term Versus The Long-Term Payback appeared first on Modern Frugality.

Posted in: Real Estate News Tagged: All, ask, author, big, Budget, Budgeting, budgets, business, disclosure, discover, Enforcement, expenses, experts, Featured, Finance, Financial Wize, FinancialWize, frugal, Frugality, goals, great, Grow, guide, How To, inventory, inventory levels, Invest, Investing, Law, Legal, Local, Make, modern, Modern Frugality, money, More, most popular, new, News, Other, party, Personal, personal finance, podcast, Popular, projects, ready, ROI, running, sales, Save Money, Saving, saving money, Small Business, Spending, Start a Business, The Wall Street Journal, tools, versus, wall, will, work, work out, working

19 Delicious Meatless Meals for Any Day of the Week

January 9, 2023 by Brett Tams

Eating less meat isn’t just good for your health; it’s great for your budget. If you want to stretch your dollar farther at the grocery store incorporate these easy meatless meals into your week. With the release of multiple food…

The post 19 Delicious Meatless Meals for Any Day of the Week appeared first on Modern Frugality.

Posted in: Real Estate News Tagged: affordable, All, author, Bank, big, black, brown, Budget, business, Buying, data, disclosure, Easy Recipes, environment, expense, Family, Featured, Finance, Financial Wize, FinancialWize, food, frugal, Frugality, Giving, good, great, grocery, grocery bill, grocery budget, health, healthy, home, house, internet, Live, Make, making, market, meatless meals, meatless monday, modern, Modern Frugality, money, More, netflix, News, Original, Other, Personal, personal finance, pizza, podcast, ranch, ready, Recipes, restaurant, rich, save, Save Money, Spending, summer, summer recipes, The Wall Street Journal, vegetarian recipes, wall, will, work

thredUP Review – The Good, The Bad, & How to Save Money Without Compromise

January 8, 2023 by Brett Tams

ThredUP is the largest thrift and consignment shop on the Internet, but is it right for you? In this thredUP review, you’ll learn my experience with buying, others experience selling, and some alternatives to get you high fashion at low…

The post thredUP Review – The Good, The Bad, & How to Save Money Without Compromise appeared first on Modern Frugality.

Posted in: Real Estate News Tagged: 2, All, allergies, author, brick, business, Buy, Buying, cash back, Closet, Clothing, consignment, cost, disclosure, expensive, experience, Featured, Finance, Financial Wize, FinancialWize, frugal, Frugality, good, great, Holidays, How To, how to save money, internet, inventory, items, kids, Learn, low, Make, making, mess, modern, Modern Frugality, money, More, News, Opinion, Personal, personal finance, podcast, Purchase, Review, Reviews, save, Save Money, Saving, saving money, secondhand, Sell, selling, shopping, Spending, summer, The Wall Street Journal, thredUP, thrift, vacation, wall, wants, women, work, youtube

Blink Health Review – How to Find Legit Cheap Prescriptions

January 8, 2023 by Brett Tams

Prescriptions can be costly and oftentimes unavoidable. They can take a tight budget and squeeze every last penny out of it. In my Blink Health review, I look at a company that’s trying to fight the status quo by the…

The post Blink Health Review – How to Find Legit Cheap Prescriptions appeared first on Modern Frugality.

Posted in: Real Estate News Tagged: 2, All, Amount Of Money, app, ARM, author, bar, before, blink health, Broker, Budget, business, Buy, codes, company, Consumers, contracts, copay, cost, couple, Deals, Debt, Deductible, diet, disclosure, driving, existing, Featured, Finance, finances, Financial Wize, FinancialWize, flu, frugal, Frugality, fun, Giving, good, great, health, healthy, heat, home, house, How To, how to save money, Income, Insurance, Life, list, Local, low, Make, market, medications, millennial, modern, Modern Frugality, money, More, new, News, no fee, offer, offers, office, organizing, Other, Paying Off Debt, Personal, personal finance, pharmacist, pharmacy, podcast, policies, premium, prescriptions, Purchase, Review, Reviews, save, Save Money, Saving, savings, search, simplify your life, single, Spending, The Wall Street Journal, tips, wall, will, work, youtube

How to Host an Awesome Clothing Swap Party

January 8, 2023 by Brett Tams
How to Host an Awesome Clothing Swap Party

Clothing swaps are a rad way to scratch your shopping itch without spending valuable income. When we were paying off $78K of student loan debt there would be days I’d hate my wardrobe but I knew a new one wasn’t…

The post How to Host an Awesome Clothing Swap Party appeared first on Modern Frugality.

Posted in: Real Estate News Tagged: 2, All, allergies, ask, at home, author, bedroom, before, big, Books, business, Buy, Buying, capsule wardrobe, car, Christmas, Clean, clear, Closet, closets, Clothing, College, cost, Debt, declutter, decluttering, dining, dining room, disclosure, environment, environmentally friendly, Featured, Finance, finances, Financial Wize, FinancialWize, floor, Florida, friendly, frugal, Frugality, fun, General, good, great, grocery, guests, guide, Halloween, home, house, How To, ideas, Income, items, kitchen, library, Life, list, Live, living room, loan, Make, modern, Modern Frugality, money, More, needs, new, News, organization, organizing, party, Paying Off Debt, Personal, personal finance, planner, Planning, podcast, Popular, prep, rental, save, shopping, simplify your life, small space, space, Spending, student, student loan debt, Style, sustainable, target, The Wall Street Journal, tips, Top Tips, update, updates, wall, wants, wardrobe, washing, will, winter, woman, work

I Picked Out My Own Engagement Ring at a Pawn Shop

January 8, 2023 by Brett Tams
I Picked Out My Own Engagement Ring at a Pawn Shop

If there’s one thing I love almost as much as my husband, it’s getting a sweet deal on something I was going to buy anyway. While I’ve always been averse to parting with my paycheck, I’m not the most responsible…

The post I Picked Out My Own Engagement Ring at a Pawn Shop appeared first on Modern Frugality.

Posted in: Real Estate News Tagged: 2, All, appliances, appraisers, ask, author, Bank, before, big, browsing, Budget, business, Buy, buy rings at pawn shop, Buying, cash back, clear, Clothing, color, cost, craigslist, Credit, Deals, Debt, declutter, disclosure, Emergency, Emergency Fund, engagement, engagement ring, expensive, experience, Featured, Fees, Finance, finances, Financial Wize, FinancialWize, frugal, Frugality, General, good, great, house, ideas, investment, IRA, items, learned, Life, m1 finance, Make, making, married, model, modern, Modern Frugality, money, More, most popular, new, News, offer, online shopping, organization, organizing, Other, pawn, pawn shop jewelry, pawn shopping, pawns shop engagement rings, paycheck, Personal, personal finance, podcast, Popular, prescriptions, proof, Reviews, Roth IRA, save, Save Money, Saving, savings, Savings Account, search, security, Sell, selling, shopping, simplify your life, Spending, tax, taxes, The Wall Street Journal, tools, town, trend, trust, wall, will, work

Should You Refinance Your Student Loans?

January 8, 2023 by Brett Tams
Should You Refinance Your Student Loans?

If you have more student loans than you know what to do with then you’re always thinking about how to get rid of them. It always starts with looking into student loan forgiveness programs. Those programs suck. They either restrict…

The post Should You Refinance Your Student Loans? appeared first on Modern Frugality.

Posted in: Frugal Living Tagged: 2, 2016, aid, All, author, Bank, before, big, business, calculator, car, car loan, clear, closing, closing costs, Credit, Credit and Debt, credit card, Credit Card Debt, credit score, data, Debt, debt free, debt-to-income, deferment, disclosure, education, Emergency, experience, Featured, federal student loans, Fees, fico, fico score, Finance, Financial Freedom, financial stability, Financial Wize, FinancialWize, Forbearance, frugal, Frugality, fun, good, good debt, great, How To, Income, interest, interest rate, irs, jobs, lenders, Life, loan, Loans, low, Make, modern, Modern Frugality, money, More, Mortgage, new, News, offer, Other, Pay Off Debt, Personal, personal finance, podcast, points, principal, private student loans, programs, questions, rate, Rates, ready, Refinance, refinancing, Review, Reviews, save, Saving, savings, second, sofi, Spending, student, student loan debt, student loan forgiveness, Student Loan Repayment, Student Loans, survey, taxes, The Wall Street Journal, wall, will, work, working
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