New Mexico’s desert landscapes and cultural heritage create a compelling backdrop for renters seeking a extraordinary living experience. From the sun-soaked streets of Albuquerque to the historic ambiance of Las Cruces, the state offers a diverse range of cities worth exploring. This ApartmentGuide article takes you through the pros and cons of living in New Mexico so you can learn more about the “Land of Enchantment” and help you make an informed decision about your next home.
Renting in New Mexico snapshot
1. Pro: Rich cultural heritage
New Mexico’s cultural heritage is a blend of Native American, Hispanic, and Anglo influences, present in everyday life. The state is home to numerous cultural festivals, such as the Albuquerque International Balloon Fiesta and the Gathering of Nations Pow Wow, which showcase its diverse traditions and history.
2. Con: Water scarcity
Water scarcity is a significant issue in New Mexico, affecting both urban and rural areas. The state’s reliance on the Rio Grande and its aquifers means that drought conditions can severely impact water availability, leading to restrictions and conservation measures for residents especially in the summer.
3. Pro: Outdoor recreation
New Mexico offers unparalleled opportunities for outdoor activities, with landscapes ranging from the Chihuahuan Desert to the peaks of the Sangre de Cristo Mountains. Residents can enjoy hiking, skiing, and exploring national parks like White Sands and Carlsbad Caverns.
4. Con: Hot summers
During the summer months, New Mexico often experiences extreme weather conditions characterized by scorching temperatures and intense sunlight. Heatwaves are common, with temperatures frequently soaring above 100°F, especially in the desert regions. These extreme weather patterns can pose health risks, strain energy resources, and exacerbate water scarcity concerns.
5. Pro: Affordable cost of living
Housing, utilities, and daily expenses are generally lower in New Mexico, making it easier for residents to enjoy a higher quality of life. These affordable housing costs are evident in cities like Las Cruces which has a median sale price of $279,000 and an average rent price for a one-bedroom of $942.
6. Con: Limited public transportation
New Mexico faces challenges in providing comprehensive public transportation options, particularly in rural areas where services may be limited or non-existent. However even Albuquerque, New Mexico’s largest city has a transit score of 29 which makes it a car-dependent location.
7. Pro: Historic landmarks
New Mexico boasts numerous historic landmarks that contribute to its rich cultural heritage. Iconic sites such as Taos Pueblo, a UNESCO World Heritage Site dating back over a thousand years, and the historic adobe structures of Old Town Albuquerque provide glimpses into the state’s storied past.
8. Con: Limited cultural amenities in rural areas
In rural areas of New Mexico, access to cultural amenities such as theaters, museums, and galleries may be limited compared to urban centers. Residents in these regions often have fewer opportunities to engage in cultural events and activities due to the sparse population and distance from major cultural hubs
9. Pro: Culinary diversity
New Mexico boasts culinary diversity influenced by Native American, Hispanic, and Anglo traditions, offering a unique and flavorful dining experience. Dishes such as green chile stew, Navajo tacos, and carne adovada showcase the fusion of these cultural influences in New Mexican cuisine.
10. Con: Infrastructure needs
New Mexico faces infrastructure needs, particularly in transportation and utilities, which can pose challenges for residents. Issues such as road maintenance, broadband access, and water distribution systems may be inadequately developed in certain areas, leading to inconvenience and potential safety concerns.
11. Pro: Stargazing
New Mexico offers exceptional stargazing opportunities thanks to its clear skies and minimal light pollution, making it an ideal location for astronomers and stargazers. Notable sites like the International Dark-Sky Association-designated communities of Silver City and Clayton, as well as observatories such as the Very Large Array and the Apache Point Observatory, provide unparalleled views of the cosmos.
12. Con: Limited job opportunities
New Mexico faces limited job opportunities, particularly in certain industries and regions, which can be a drawback for residents seeking employment. For instance, the state’s reliance on the government sector, including national laboratories and military installations, may result in fewer private sector job prospects.
Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from Redfin.
North Carolina boasts a diverse range of landscapes, from the majestic Appalachian Mountains to the Atlantic Ocean’s tranquil shores. Its cities, such as Wilmington with its historic charm and Durham as a thriving academic and tech hub, offer unique living experiences. However, living in North Carolina comes with its challenges. In this ApartmentGuide article, we’ll explore both the pros and cons of living in North Carolina, giving you a clear picture of what to expect.
Renting in North Carolina snapshot
1. Pro: Rich historical heritage
North Carolina is steeped in a rich historical heritage that dates back to the early colonial days, offering residents and visitors a glimpse into America’s past. From the historic Roanoke Island, the site of England’s first settlement in the New World, to the Wright Brothers’ first flight at Kitty Hawk, the state is a living museum of American history.
2. Con: Hurricane risk
North Carolina’s location along the Atlantic coast makes it vulnerable to hurricanes and tropical storms. These natural disasters can cause significant damage to property and disrupt lives. The state has experienced several devastating hurricanes, including Hurricane Florence in 2018, which caused widespread flooding and destruction.
3. Pro: Diverse landscapes
From the majestic Appalachian Mountains to the serene beaches of the Outer Banks, North Carolina boasts a diverse range of landscapes. This variety not only provides stunning views and recreational opportunities but also supports a rich biodiversity, including the Great Smoky Mountains National Park, home to a vast array of wildlife and plant species.
4. Con: Pollen levels
North Carolina’s diverse flora contributes to high pollen levels, especially during the spring and fall. This can be a significant issue for residents with allergies, leading to discomfort and health concerns. Cities like Raleigh are often ranked among the worst in the U.S. for allergy sufferers due to their high pollen counts.
5. Pro: Thriving arts and culture scene
The state’s commitment to arts and culture is evident in its numerous museums, galleries, and theaters. The North Carolina Museum of Art in Raleigh and the Mint Museum in Charlotte are cultural landmarks, offering extensive collections and exhibitions. The state also hosts various arts festivals throughout the year, such as the Foothills Folk Art Festival in downtown Newton. celebrating everything from music to local crafts.
6. Con: Traffic congestion
Urban areas in North Carolina, particularly Charlotte and Raleigh, two of the largest cities in North Carolina are known for their traffic congestion. The rapid population growth and urban sprawl have led to increased traffic volumes, making commuting times longer and more stressful for residents.
7. Pro: Educational opportunities
North Carolina is home to some of the nation’s top universities, including Duke University, the University of North Carolina at Chapel Hill, and North Carolina State University. These institutions not only provide excellent educational opportunities but also contribute to the state’s vibrant research and innovation landscape.
8. Con: Seasonal weather extremes
The state experiences a wide range of weather conditions, from hot, humid summers to cold, snowy winters. In fact, North Carolina is among the most humid states in the nation with humidity levels of 82.83%. These seasonal extremes can be challenging for residents, affecting everything from daily activities to energy costs.
9. Pro: Affordable housing costs
Housing in North Carolina is relatively affordable compared to neighboring states. In popular cities like Charlotte, rent for a one-bedroom apartment is $1,519, while in cities like Fayetteville, it’s notably lower at an average of $988. Even when it comes to purchasing a home, the state’s median sale price of $360,100 falls below the national median.
10. Con: Poor infrastructure
There are many roads and bridges in North Carolina that contribute to the state’s poor infrastructure. For instance, 33% of the roads are in poor condition while many bridges in North Carolina were deemed structurally deficient. The state’s poor infrastructure can be challenging for residents especially in winter months when weather is extreme.
11. Pro: Outdoor recreation
North Carolina is a haven for outdoor activities that fit many lifestyles. With it’s diverse landscapes, you’ll be able to retreat into the scenic mountains for some camping or hiking, or enjoy a day at one of North Carolina’s beaches where you can fish or relax along the coast. With over 350 waterfalls, 300 miles of coastlines and its mountain ranges, there is a lot to explore in the state.
12. Con: Limited public transportation
North Carolina is mostly a car-dependent state, with many cities having low transit scores. You can expect minimal public transportation in rural cities, however even in populous cities like Charlotte, the transit score sits at 27 meaning that most errands require a car.
Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.
This ApartmentGuide article dives into the essence of life in the Empire State, highlighting the pros and cons of living there. With New York’s rich cultural heritage and endless opportunities for entertainment, dining, and outdoor activities, it’s an ideal destination for those looking to experience the best of both worlds. Whether you’re interested in upstate living with charming suburbs like Saratoga Springs, or want the hustle and bustle of Manhattan, New York has it all. Join us as we take a look on what life is like, so you can navigate what to expect.
Renting in New York snapshot
1. Pro: Diverse cultural experiences
New York is a melting pot of cultures, where you can immerse yourself in a multitude of cultural experiences. From the dazzling Broadway shows like Wicked in Manhattan to its numerous cultural festivals, such as the Greek Festival in Astoria, New York has plenty of experiences to appreciate all over the state.
2. Con: High cost of living
The cost of living in New York is significantly higher than the national average, especially in New York City where housing, groceries, and transportation can be particularly expensive. The median sale price in New York City is $776,500 and the average rent for a one-bedroom apartment is $5,147, making it challenging for residents to manage their finances comfortably.
3. Pro: Abundant natural beauty
New York boasts a variety of natural landscapes, from the scenic beaches of Long Island to the majestic Adirondack Mountains. The state offers countless opportunities for outdoor activities such as hiking, skiing, and boating, appealing to nature lovers and adventure seekers.
4. Con: Weather extremes
New York faces a range of extreme weather conditions, including flooding, severe storms, heatwaves, and winter blizzards. Additionally, heavy rainfall, exacerbated by factors like urbanization and climate change, can lead to flash floods in various regions of the state. Moreover, winter blizzards bring heavy snowfall and below-freezing temperatures, posing challenges for transportation and infrastructure maintenance.
5. Pro: World-class education institutions
New York is home to some of the world’s most prestigious universities and colleges, including Columbia University and New York University. These institutions attract individuals from all over the globe, contributing to the state’s vibrant intellectual community.
6. Con: Noise pollution
Noise pollution is a significant issue in many parts of New York, especially in urban areas. The constant background of traffic, construction, and urban activities can affect residents’ quality of life and well-being. If you’re walls are thin, you’ll want to learn how to soundproof a room.
7. Pro: Economic opportunities
As a global financial and business hub, New York offers vast economic opportunities across various sectors such as finance, media, technology, and healthcare. The city is home to Wall Street, the epicenter of the global finance industry, attracting top talent and investment from around the world. Additionally, New York City’s vibrant media landscape includes major publishing houses, television networks, and digital media companies, driving innovation and creativity in the industry.
8. Con: Traffic congestion
Traffic congestion is a common issue in New York, particularly in densely populated areas like New York City. This can lead to long commute times and increased stress for residents who rely on road transportation for their daily activities. Traffic congestion also allocates to the city’s noise pollution, stated above.
9. Pro: Culinary diversity
New York’s culinary scene is renowned for its diversity, offering everything from high-end dining experiences to street food from around the world. Food enthusiasts can explore a wide range of cuisines, reflecting the state’s multicultural population. For example, in New York City’s boroughs, one can find authentic Italian trattorias in Little Italy, while in upstate New York, be sure to try some amazing farm-to-table restaurants.
10. Con: Overcrowding in urban areas
Overcrowding is a problem in many areas of New York, particularly in New York City. High population density can lead to crowded public spaces, long lines, and a general sense of congestion, impacting residents’ daily lives. This issue is particularly evident in popular tourist destinations like Times Square and Central Park, where people gather year-round.
11. Pro: Vibrant arts scene
New York is a global center for the arts, home to iconic institutions like the Metropolitan Museum of Art, Museum of Modern Art and the The Corning Museum of Glass. The state’s vibrant arts scene includes a wide range of performances, exhibitions, and cultural events throughout the year.
12. Con: Limited affordable housing
Finding affordable housing in New York can be a significant challenge, especially in major urban centers. The high demand for housing often leads to competitive rental markets and high prices, making it difficult for many residents to find suitable accommodations.
Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.
In Big Sky Country, Montana’s scenic landscapes and open spaces offer an unparalleled living experience for renters. This ApartmentGuide article takes you through the pros and cons of living Montana, highlighting the picturesque views of Great Falls to the cultural richness of Missoula. However with every state, there are downsides to living there. Join us as we explore what life is like in Montana, so you can learn if a move to this state is right for you.
Renting in Montana snapshot
Population
1,132,812
Avg. studio rent
$837 per month
Avg. one-bedroom rent
$901 per month
Avg. two-bedroom rent
$1,070 per month
Most affordable cities to rent in Montana
Great Falls, Helena, Missoula
Most walkable cities in Montana
Helena, Bozeman, Missoula
1. Pro: Stunning natural landscapes
Montana has plenty of stunning natural landscapes characterized by its majestic mountains, pristine lakes, and expansive plains. Iconic examples include the rugged peaks of the Rocky Mountains in Glacier National Park, the crystal-clear waters of Flathead Lake, and the vast stretches of rolling prairie in the eastern part of the state.
2. Con: Harsh winters
Montana experiences harsh winters characterized by heavy snowfall, cold temperatures, and icy conditions. For instance, cities like Bozeman and Helena often see significant snow accumulation, while rural areas endure even more extreme weather, with temperatures plunging well below freezing for extended periods. These harsh winter conditions can pose challenges for transportation, outdoor activities, and daily life of residents.
3. Pro: Access to National parks
Big Sky Country offers easy access to iconic national parks, enriching residents’ lives with their breathtaking beauty and diverse ecosystems. For example, Glacier National Park showcases towering peaks, pristine lakes, and ancient glaciers, while Yellowstone National Park mesmerizes visitors with its geothermal wonders and abundant wildlife.
4. Con: Limited job opportunities
While Montana’s economy is growing, the state still faces challenges in providing diverse job opportunities, particularly in more rural areas. Sectors such as technology and healthcare may offer limited options outside of major cities like Billings and Missoula, leading to potential difficulties for residents seeking employment in these fields.
5. Pro: Rich cultural heritage
Montana’s rich cultural heritage includes a deep connection to Native American history and Western culture, which are proudly celebrated throughout the state. Events like the Crow Fair and Rodeo not only honor Native American traditions but also showcase Montana’s cowboy culture, attracting people from around the world to celebrate the enduring spirit of the American West.
6. Con: Distance from services in rural lands
Due to its vast size and rural nature, some areas of Montana can be difficult to access, especially in the winter months when heavy snowfall and icy conditions can impede travel. As a result, communities in these regions may face challenges reaching healthcare, schools and other important services.
7. Pro: Clean air and water
Montana boasts clean air and water thanks to its relatively low pollution levels and pristine natural environment. With vast expanses of untouched wilderness and few major industrial centers, the state enjoys air quality that is among the best in the nation. Additionally, Montana’s numerous rivers, lakes, and streams remain unpolluted, providing residents with access to fresh and clean water for drinking.
8. Con: Wildfire risk
There is a significant wildfire risk in Montana, especially during dry and hot seasons, due to its vast forests and grasslands. High temperatures and occasional drought conditions create ideal conditions for wildfires to ignite and spread rapidly, posing threats to property, wildlife habitats, and public safety.
9. Pro: Wildlife viewing
Montana offers exceptional opportunities for wildlife viewing, with its diverse habitats supporting a wide variety of species. For instance, visitors can observe majestic grizzly bears, wolves, and elk in the rugged wilderness of Yellowstone and Glacier National Parks. Additionally, the state’s expansive grasslands provide habitats for iconic species such as bison, pronghorn antelope, and golden eagles.
10. Con: High altitude concerns
Montana’s high altitude presents potential health concerns for residents and visitors alike. With elevations ranging from plains to mountains, individuals may experience altitude-related issues such as dehydration, altitude sickness, and respiratory problems, particularly when ascending to higher elevations.
11. Pro: Affordable cost of living
Montana has a relatively affordable cost of living compared to many other states, particularly in terms of housing. With a mix of urban and rural areas, residents can find affordable housing options. Major cities in Montana like Billings is a great example of affordability in a larger city. The median sale price in Billings is $365,000 whereas rent for a one-bedroom apartment is $1,295.
12. Con: Seasonal tourism impact
The state experiences an influx of tourists drawn to its stunning natural landscapes and iconic attractions such as Glacier and Yellowstone National Parks. During the summer months, visitors flock to the state for outdoor adventures like hiking, camping, and wildlife viewing, while winter brings enthusiasts seeking world-class skiing and snowboarding opportunities. The influx of tourists during peak seasons can lead to crowded attractions, increased traffic congestion, and higher demand for services.
Methodology : The population data is from the United States Census Bureau, walkable cities are from Walk Score, and rental data is from ApartmentGuide.
Welcome to the vibrant city of Reno, NV, where the majestic Sierra Nevada mountains provide a stunning backdrop to the bustling cityscape. Known for its lively entertainment scene, outdoor recreational opportunities, and thriving arts community, Reno offers a unique blend of urban excitement and natural beauty. So whether you’re searching for the perfect apartment in Reno or a cozy home for rent in one of the surrounding neighborhoods, you’ve come to the right place.
In this ApartmentGuide article, we’ll cut to the chase, breaking down the pros and cons of moving to Reno. Let’s get started and see what awaits in this vibrant city nestled in the heart of the Silver State.
Pros of living in Reno
1. Outdoor recreation
Reno, NV is a haven for outdoor enthusiasts, with its close proximity to Lake Tahoe and the Sierra Nevada mountains. Residents can enjoy a wide range of activities such as hiking, skiing, snowboarding, and water sports. The city’s beautiful parks and trails also offer opportunities for biking, camping, and rock climbing, making it an ideal location for those who love to stay active and explore the great outdoors.
2. Thriving arts and culture scene
Reno boasts a vibrant arts and culture scene, with numerous galleries, museums, and performing arts venues. The Nevada Museum of Art showcases a diverse collection of contemporary and traditional art. While the Pioneer Center for the Performing Arts hosts a variety of live performances, including theater, dance, and music. The city also hosts several annual art and music festivals, providing residents with ample opportunities to engage with the local creative community.
3. No state income tax
One of the major advantages of living in Reno is the absence of state income tax. This can significantly impact residents’ overall financial well-being, allowing them to keep more of their hard-earned money. The lack of state income tax can make a noticeable difference in the cost of living and provide an attractive incentive for individuals considering a move to the area.
4. Growing job market
Reno has experienced a surge in economic growth and job opportunities in recent years, particularly in industries such as technology, manufacturing, and healthcare. The city’s business-friendly environment and strategic location have attracted major companies, leading to an increase in employment prospects for residents. The growing job market makes Reno an appealing destination for professionals seeking career advancement and stability.
5. Affordable housing options
Compared to other major cities in the region, Reno offers relatively affordable housing options, making it an attractive choice for individuals looking to purchase a home or rent an apartment. The average rent for apartments in Reno, is between $1,162 and $1,747 in 2024. The diverse range of neighborhoods and housing styles provides residents with various choices to suit their preferences and budget, contributing to a more accessible and inclusive housing market.
6. Close-knit community vibe
Reno is known for its friendly and close-knit community vibe, where residents often feel a strong sense of belonging and connection. The city’s welcoming atmosphere and active neighborhood associations foster a supportive environment, encouraging social interaction and collaboration among residents. This sense of community can enhance the overall quality of life and contribute to a fulfilling living experience in Reno.
7. Access to higher education
Reno is home to the University of Nevada, Reno, a renowned institution that offers a wide range of academic programs and research opportunities. The presence of a reputable university enhances the city’s educational landscape, providing residents with access to quality higher education and lifelong learning resources. Additionally, the university contributes to the cultural and intellectual vibrancy of the community, enriching the overall living experience in Reno.
Cons of living in Reno
1. Limited public transportation options
One of the challenges of living in Reno is the limited public transportation options. With a transit score of 24, this can make it difficult for residents who rely on alternative modes of transportation. The city’s public transit system is not as extensive as in larger metropolitan areas, and the reliance on personal vehicles may pose challenges for individuals seeking more sustainable and convenient commuting alternatives.
2. Seasonal weather extremes
Reno experiences seasonal weather extremes, with hot summers and cold winters, as well as occasional droughts and heavy snowfall. The fluctuating climate conditions can impact residents’ daily routines and outdoor activities, requiring them to adapt to the changing weather patterns and prepare for potential environmental challenges throughout the year.
3. Limited diversity in dining options
While Reno offers a variety of dining establishments, the city may have limited diversity in culinary experiences compared to larger urban centers. Residents looking for a wide range of international cuisines and gourmet dining options may find the local restaurant scene relatively limited, potentially impacting their culinary exploration and dining preferences.
4. Traffic congestion
Reno has experienced an increase in traffic congestion due to population growth and ongoing development. The city’s infrastructure may face challenges in accommodating the rising number of vehicles on the road, leading to potential delays and longer commute times for residents. Addressing traffic congestion and improving transportation infrastructure are ongoing considerations for the city’s urban planning and development efforts.
5. Limited cultural diversity
While Reno has a rich arts and culture scene, the city may have limited cultural diversity compared to larger metropolitan areas. Residents seeking a more diverse and multicultural environment may find the local community relatively homogenous, potentially impacting their exposure to different cultural traditions and perspectives.
6. Impact of tourism on local economy
Reno’s reliance on tourism as a major economic driver can have both positive and negative implications for residents. While tourism contributes to the city’s vibrant entertainment and hospitality industries, it may also lead to seasonal fluctuations in employment opportunities and increased demand for resources, impacting the local economy and infrastructure.
Iconic tourist areas such as the Reno Arch and the National Automobile Museum draw visitors year-round, stimulating economic activity but also posing challenges for local residents.
7. Cost of living increases
As Reno continues to experience growth and development, the cost of living in the city has been on the rise. Factors such as housing demand, property values, and overall market trends can contribute to cost of living increases, potentially impacting residents’ financial planning and budgeting. Managing the rising cost of living is an important consideration for individuals looking to establish long-term roots in Reno.
Have you ever wondered, “Should I move to Fort Worth?” If so, you’re in the right place. As the fifth-largest city in Texas, Fort Worth offers a unique blend of urban amenities and natural beauty, with sprawling parks and scenic trails attracting outdoor enthusiasts year-round. Whether you’re in search of a charming apartment in the North Side neighborhood or eyeing a spacious ranch-style home in the suburbs, Fort Worth is a great place to set down roots. But before packing your bags, it’s a good idea to make sure your lifestyle fits with this city. In this article, we’ll discuss the pros and cons of living in Fort Worth to help you make your decision. Let’s get started.
Fort Worth at a Glance
Walk Score: 35 | Bike Score: 39 | Transit Score: 22
Median Sale Price: $330,375 | Average Rent for 1-Bedroom Apartment: $1,400
Fort Worth neighborhoods | houses for rent in Fort Worth | apartments for rent in Fort Worth | homes for sale in Fort Worth
Pro: Booming job market
Fort Worth’s economy is on the rise, with sectors like aerospace, manufacturing, and technology leading the charge. Companies like Lockheed Martin and American Airlines provide locals with ample employment options. This economic growth attracts people from various fields, making it a city with plenty of opportunities.
Con: Few public transportation options
One of the challenges of living in Fort Worth is the limited public transportation. With a Transit Score of 22, it’s apparent the city’s layout and infrastructure focuses more on vehicular traffic. This can be a hurdle for those without cars or those who prefer eco-friendly commuting options. It affects daily commutes and accessibility to different parts of the city.
Pro: Rich Western heritage
Fort Worth stands out with its deep-rooted cowboy culture. The city is home to the Cowtown Coliseum, the world’s first indoor rodeo in 1918, a testament to its Western heritage. The Stockyards offer a unique glimpse into the past with cattle drives and live music. This cultural richness provides residents with a unique lifestyle, blending modernity with tradition.
Con: Sweltering summers
The city experiences extremely hot summers, with temperatures often soaring above 100°F. This can limit outdoor activities during peak summer months and increase reliance on air conditioning, affecting both comfort and utility expenses. It’s a significant consideration for those moving from cooler climates.
Pro: Expansive green spaces
Fort Worth is home to numerous parks and green spaces, like the Fort Worth Botanic Garden and Trinity Trails. These areas offer residents a chance to enjoy nature, exercise, and relax within the city limits. The commitment to maintaining these spaces provides a quality of life that balances urban living with nature.
Con: High property taxes
While Texas has no state income tax, Fort Worth residents face high property taxes. This can significantly affect homeownership costs, making it a crucial factor for potential buyers to consider. It impacts long-term financial planning for residents and potential newcomers.
Pro: Thriving culinary scene
Fort Worth’s culinary scene has it all, from traditional Texan barbecue to delicious international cuisine. The city holds an abundance of restaurants, eateries, and food establishments catering to diverse tastes and preferences. Iconic establishments like Heim Barbecue and Angelo’s Bar-B-Que serves up mouthwatering brisket, ribs, and smoked meats. Additionally, Fort Worth boasts a thriving food truck culture, with popular spots like Salsa Limón and The Beignet Bus offering a wide range of creative and enticing street food options.
Con: Occasional severe weather
Living in Fort Worth means dealing with Texas’s unpredictable weather, including tornadoes and hailstorms. These weather events can cause disruption and require residents to be prepared for emergencies. It’s a natural aspect of life in the region that newcomers need to consider.
The sense of community in Fort Worth is palpable. Neighborhoods often host events and festivals, fostering a strong bond among residents. One example is the annual Fort Worth Stock Show & Rodeo. This beloved event brings together locals and visitors alike to celebrate Western culture and heritage through livestock exhibitions, rodeo events, and more. Additionally, Fort Worth hosts numerous festivals and events throughout the year, such as the Main Street Arts Festival and Mayfest, which showcase local artists, musicians, and performers, fostering a sense of pride and unity among residents.
Con: Competitiveness within the housing market
Fort Worth’s growing popularity has led to a somewhat competitive housing market. Finding affordable housing can be a challenge, especially in neighborhoods close to downtown. This competition can make it difficult for first-time buyers and renters to find their ideal home within their budget.
Pro: Access to quality education
Fort Worth offers locals access to quality higher education institutions renowned for their academic excellence and diverse programs. Texas Christian University (TCU), located in the heart of Fort Worth, stands as one of the city’s premier institutions. The university is known for its strong emphasis on undergraduate education and prestigious Neeley School of Business. TCU offers a wide range of undergraduate and graduate programs, including business, engineering, nursing, and liberal arts. Additionally, Texas Wesleyan University, a private liberal arts institution, offers a variety of undergraduate and graduate programs, with a focus on professional preparation and community engagement. These institutions, along with others like Tarleton State University – Fort Worth, provide residents with ample opportunities for academic growth and development.
Con: Summer water restrictions
Due to its hot climate and occasional droughts, Fort Worth sometimes implements water restrictions during the summer. These restrictions can affect gardening, lawn maintenance, and even some recreational activities. It’s an environmental consideration that reflects the city’s efforts to conserve water but can be a limitation for residents.
Jenna is a Midwest native who enjoys writing about home improvement projects and local insights. When she’s not working, you can find her cooking, crocheting, or backpacking with her fiancé.
Federal Home Loan Bank reform is in the air in Washington D.C.
The White House recently endorsed a plan to double FHLBanks’ mandatory contributions to affordable housing programs from 10 to 20% of their net income, following a recommendation by the Federal Housing Finance Agency. And the Coalition for Federal Home Loan Bank Reform, a group that I chair and started as a small group of D.C. insiders, has become a true coalition of nine national organizations representing hundreds of thousands of Americans.
Despite billions of dollars in public support, few Americans know about FHLBanks. The Federal Home Loan Bank system is made up of 11 regional banks that pass on discounted loans to their membership of banks, credit unions, and insurance companies. As a government-sponsored enterprise (GSE), the FHLBank system is Congressionally chartered to receive unique subsidies, tax exemptions, and powers, in exchange for providing the public benefits of supporting affordable housing and community development.
The Congressional Budget Office published a new report, which for the first time in two decades put a dollar amount on the public subsidies that FHLBanks receive, estimating that in 2024 the FHLBank system will receive $7.3 billion dollars(!) in government subsidies.
As I show in Figure 1, this subsidy partly flows from the FHLBanks’ tax-free status and regulatory exemptions. But the bulk of the subsidy comes from the way GSE status confers an “implied federal guarantee” on FHLBank debt: the perception that the federal government will stand for FHLBank debt if the system fails. CBO concluded that GSE status reduced FHLBanks borrowing costs by 0.4% and noted that if the system was “private instead of public” its credit rating would fall to AA or A instead of the current AA+ rating. None of these subsidies require Congressional appropriations but rely on federal guarantees, including the high costs of public bailout, were the FHLBanks to fail.
Under the current system, most of these billions in public subsidies flow on as private profits, rather than support public benefits. Congress mandates that FHLBanks devote 10% of their net income every year to affordable housing programs, which support affordable housing development and downpayment assistance. But that meant that in 2023, FHLBanks only paid $355 million towards Affordable Housing Programs while paying out nearly 10x that amount, or $3.4 billion, as dividends! Through these payouts, FHLBanks are redistributing a public subsidy as a profit to banks and insurance companies.
FHLBanks still believe in trickle-down economics. They claim that their discounted loans and dividends to members may trickle down to consumers in the form of discounted mortgage rates. However, many of their members are not even in the mortgage business anymore: a Bloomberg investigation found that 42% of FHLBank members had not originated a single mortgage over the last five years. It is unclear how cheap loans and big dividend payouts to insurance companies help Americans buy their first house or find an affordable rental.
Even the technocratic, impartial CBO questions this twisted system when it dryly noted in its report: “Other stakeholders of FHLBs, including the executives and owners of banks, might also realize benefits.” That is, parts of today’s public subsidy simply go towards supporting seven-figure executive pay at the 11 FHLBanks.
Whether it is coming from the White House, the FHFA, the Congressional Budget Office, or the Coalition, the status quo at FHLBanks is unacceptable. Wasteful government spending, especially amidst a national housing crisis where both parties are seeking solutions to our housing supply shortage, is a bipartisan issue.
Congress should demand greater accountability on how these public subsidies support public benefits. They can start by passing legislation that greatly improves the Affordable Housing Program contributions that FHLBanks make, from the current meager 10% to at least 30% – a set-aside that FHLBanks have shown they can sustainably make when they paid REFCORP contributions from 1989 to 2011.
I think it is time that the public learned about FHLBanks and how they are skirting their responsibility to help support our nation’s housing troubles. There is so much untapped potential here: imagine having the full leverage of $7.3 billion in public subsidies to truly support imaginative housing solutions.
Sharon Cornelissen is the chair of the Coalition for Federal Home Loan Bank Reform and Director of Housing at the Consumer Federation of America, a national pro-consumer advocacy and research non-profit.
Do you want to learn how to move out at 18 with no credit, little money, or even no money? Here’s what you need to know. There are many reasons for why you may want to move out at a young age – perhaps you have a difficult home life, you want to move somewhere…
Do you want to learn how to move out at 18 with no credit, little money, or even no money? Here’s what you need to know.
There are many reasons for why you may want to move out at a young age – perhaps you have a difficult home life, you want to move somewhere new, or you just want your own space.
I moved out shortly after turning 18 (about a week or so after my 18th birthday) into a rental home, and while I was not prepared at all, I do think being prepared to move out at a young age is extremely helpful. I made many mistakes that led to many, many tears, money wasted, stress, and more.
Today, I want to help you avoid as many problems as you can.
After all, moving out at 18 years old (or any other young age) is already really hard, and there is such a huge learning curve.
Moving out when you turn 18 is a big step into becoming an adult. Even though it can be exciting, moving out for the first time needs to be planned carefully. Before you leave, it’s important to make a plan to make sure you can afford it and stay on your own.
This means finding a job, making a budget you can stick to, and saving money for unexpected costs.
How To Move Out at 18
Below are ways to move out at 18.
Recommended reading: Buying a House at 20 (How I did it)
Make a plan to move out at 18
I highly recommend having a plan if you want to move out at 18 years old.
Moving out at 18 is a big step, and making a plan will help everything go a little more smoothly.
You will want to think about things such as:
Where you will work
How you will pay your bills
If you will live with a roommate or on your own
What your budget will be like
What you’ll do if things get tough, such as if you can’t afford your rent
What you will do for health insurance and medical bills
And so much more.
I will be going further in-depth on many of these below.
Find ways to make money
If you are 18 and want to move out, then you will need to have a stable source of income, of course. There are many options for earning money, from traditional jobs to more flexible side hustles.
A full-time job typically gives you more hours and benefits like health insurance, which are helpful when you’re living on your own. If you have other things going on, a part-time job might be better because it offers more flexibility while still giving you money (but, you may not earn as much money). You can find job openings online, at job fairs, or on community bulletin boards. Jobs like delivering food can be either full-time or part-time, and companies tend to need people.
If you want to make more money, you can side hustle to make extra income – a way to make extra cash that you do alongside your main job. You could freelance by doing things like writing, teaching tutoring lessons, or designing graphics. Or, you could babysit for families nearby, walk dogs, or help people with tasks or errands. These little jobs can add up to a lot of money and give you the flexibility to work when you want.
When I was young and first moved out, I worked full-time at a retail store. I also eventually started a few side hustles (like blogging, freelance writing, and selling stuff online) so that I could pay off my student loans quickly. Living on your own is not easy, especially when you are young and your income is not that high – so side hustles may be needed so that you can make enough money to pay your bills.
Some helpful articles to read include:
Create a budget
When you’re ready to step out into the world at 18, you need a budget. I can’t think of any young adult who would not need a budget.
Budgets are great because they help you keep track of your money coming in and going out. With a monthly budget, you’ll know exactly how much you can spend on different things each month as it helps you see how much money you have and where you might need to cut back on spending.
A budget will help you to figure out if you can afford to live on your own, if you need to have roommates, or if you need to find a cheaper living arrangement.
Making a budget is easy. First, write down how much money you make each month from your job or other places. Then, write down what you need to spend money on each month, like:
monthly rent
food
phone bill
internet
car
fuel
utilities like electrical, water, trash, sewer, gas/propane
car insurance
medical/health
pet care
restaurants
cable, satellite, or any TV monthly subscriptions
household essential items, like toilet paper, trash bags, etc.
and some money for fun stuff too
Knowing your monthly expenses will help you to better manage your money so that you won’t go into credit card debt.
Recommended reading: The Complete Budgeting Guide: How To Create A Budget That Works
Save for the move (and open a bank account)
When you’re getting ready to move out at 18, saving money is obviously very important. If you can help it, I do not recommend moving out with no money saved.
Think about all the costs you’ll face – like rent, your first security deposit, food, and any unexpected things that pop up. You’ll want to tuck away money for this.
How much should you save to move out? A good rule is to save at least three to six months of living expenses. For example, if you spend $1,500 a month, aim to save between $4,500 and $9,000 before you head out on your own.
This will be your emergency fund. An emergency fund is money you save up for unexpected things that might happen. This could be paying bills if you lose your job or if your hours or pay get reduced. It could also cover unexpected expenses like a car repair, medical bill, or fixing a broken window.
An emergency isn’t something like buying a birthday present, a new TV, or going on vacation.
Having an emergency fund is smart because it can stop you from getting into debt you don’t need. Some people rely on their credit cards for emergencies, but that’s not a good plan.
I also recommend getting your own bank account for all of the money you save. It’s a safe place for your money, and it helps you track what you earn and spend. Plus, you’ll need it for things like direct deposit from jobs or paying bills online.
I personally use Marcus by Goldman Sachs for my savings account as they have a very high rate. You can get up to 5.50% at the time of this writing through a referral link bonus. According to this high-yield savings account calculator, if you have $10,000 saved, you could earn $550 with a high-yield savings account in a year. Whereas with normal banks, your earnings would only be $46.
Improve your credit score and history
When you’re moving out of your parents’ home, having a good credit score is super helpful. This is because your credit score and credit history may be used for things like getting approved for an apartment and getting signed up for utility bills.
If your credit score is low, then you may be denied an apartment and even have to pay large deposits to get signed up for utilities (like water and electric).
Here are some important things to know:
Understand credit utilization – This is all about how much credit you’re using compared to how much you have. Try to use less than 30% of your credit limit. Say your card has a $1,000 limit. Aim to spend no more than $300.
Always pay on time – You should pay every bill on time, every time. Even being a little late can hurt your credit score a LOT!
There are other ways to improve your credit, such as by getting a secured credit card or becoming an authorized user on a family member’s credit card.
Here are two really helpful articles I recommend reading:
I also recommend keeping an eye on your credit by checking your score and report. Sites offer free checks, and it’s good to know where you stand. That way, you can fix any mistakes fast.
Think about where you’ll live
When planning to move out at 18, picking where you’ll live is a huge step.
Here are some things to think about:
Think about who you’ll live with. Living by yourself can be expensive so sharing rent and other bills with roommates can save you money, but make sure you choose your roommates wisely. You’ll be sharing your space with them, so it’s important to pick people who are responsible and trustworthy (and will actually pay the bills!).
Try using online tools to compare different areas. You can check things like crime rates, public transportation options, and how close they are to places you need, like grocery stores.
Think about the cost. Can you pay the rent and utility bills every month? Make sure to include these costs in your budget. Sometimes, living a bit farther from popular areas can be cheaper.
For my first home, I rented a very small 400-square-foot home with no real bedroom. But, it was within my budget and next to my college (I lived a few miles away), and surprisingly affordable.
Talk to your parents
When you’re getting ready to move out at 18, it’s important to have a conversation with your parents. This might feel hard or even impossible, but remember that clear communication is important.
I recommend choosing a time to tell them when your parents aren’t too busy or stressed as having this conversation when everyone is relaxed can make it easier for everyone to talk openly.
I think it is also helpful to think about how your parents might feel. If you’re the first to leave the home, they might find it tough. Try to understand their perspective and mention that you’ll stay in touch and visit.
And, be ready to show them your plan. Your parents will want to know you’ve thought things through. If you’ve been saving money, let them know. Talk about your job and how you’re managing to support yourself. It’s good to tell them about the place you’re planning to move into and how you chose it.
How to move out of your parents if it isn’t safe
So, after reading the above, I know that some of you may not have a good home life. You may not feel safe telling your parents that you are moving out.
If that’s the case, then I recommend reading this section.
Sometimes, home isn’t the safe place that it’s supposed to be. If you’re in a tough situation and need to leave at 18 but can’t talk to your parents about it, you’re not alone.
Here’s what you can do:
Find an adult you trust – Look for someone you trust, like a teacher, counselor, or family friend. They can maybe give you support and help you figure out your options.
Plan ahead – Start thinking about where you’ll go and how you’ll support yourself. Look into shelters, transitional housing programs, or staying with a trusted friend or relative.
Know your rights – As you turn 18, you have rights. Learn about your options for housing, education, and employment because there may be resources available to help you.
Stay safe – If you’re in danger at home, prioritize your safety. Contact local authorities or organizations that can help you leave safely.
Take care of yourself – Moving out can be tough, but remember to take care of yourself emotionally and physically, such as by talking to friends, finding support groups, or talking to a counselor if you need to.
Leaving home at 18 without being able to talk to your parents is hard, but it’s not impossible. Reach out for help, make a plan, and remember that you deserve to live in a safe and supportive environment.
Get free stuff for your new home
One of the big challenges of moving out on your own is affording all of the different things that you need.
Luckily, there are ways to get things for free or really cheap.
Some of the top ways include:
Facebook Buy Nothing groups – This is my favorite place to start if you want to get things for free. These groups promote recycling and reusing items instead of throwing them away when you’re done with them. To begin, look for and join a local Buy Nothing group on Facebook. You can search for groups for your city. People list their free stuff all the time, such as furniture, electronics, clothes, and more. You can even make a post asking if anyone has something that you need.
Ask family and friends – Your family and friends might have extra stuff they’re willing to part with. They might even be happy to see it go to a good home – your new home!
Check online platforms – Websites like Craigslist, Freecycle, and Facebook Marketplace can be goldmines for free furniture. People often list items they want to get rid of quickly.
Visit thrift stores and yard sales – Thrift stores and yard sales sometimes offer “free bins” or low-cost items they want to get rid of fast.
Attend college move-out days – If you live near a university, go there on move-out day. Students tend to leave behind perfectly good furniture that’s yours for the taking.
Community centers and churches – These places often have bulletin boards with listings for free items.
Always be safe when arranging pickups, especially with strangers. Always bring a friend or let someone know where you’re going.
Helpful articles:
Handling utilities and bills
Dealing with utilities and bills is a big step in moving out. Utilities are services you need like water, electricity, gas, and the internet.
Before you move, call or visit the websites of local utility companies. You’ll need to set up accounts in your name. This might include a deposit fee, so be ready for that.
I recommend making a list of all your expected bills. Rent, electricity, water, internet, and maybe gas are usually the basics. Add them up to see how much you’ll spend each month.
After you move in, you will want to find out when each bill is due. It’s your job to pay them on time as paying late can lead to extra fees or even getting your services turned off. Some companies let you set up automatic payments, and this means the money comes out of your bank account on its own each month. This can make sure you’re always on time.
You will want to hold onto your bills and receipts. This way, if there’s ever a mistake with a bill, your records will help fix it.
You can save money by being smart about using your services. Turn off lights when you leave a room and unplug electronics that you’re not using. You might also shop around for better deals on services like the internet.
After you get your first set of bills, you will understand why your parents wanted to keep the air conditioning off or why they always asked you to turn the lights off – things can be expensive!
Also, remember that different times of the year will impact your bills. For example, your electric bill will most likely be a lot more expensive in the summer than it will be in the spring or fall.
Maintain your home (housekeeping)
Moving out at 18 means taking on the responsibility of housekeeping. You might be surprised how quickly your new home can become cluttered and get dirty.
Keeping your home nice starts with regular cleaning, and I recommend setting aside some time each day for tasks like washing dishes, making your bed, and tidying up the living area. This way, messes won’t pile up and become overwhelming.
Then, once a week, dedicate your time to deeper cleaning such as vacuuming, mopping floors, cleaning the bathroom, dusting, and doing laundry.
Housekeeping also requires tools and supplies, so you will want to plan your budget to include items like sponges, cleaners, and trash bags.
Make friends in your new community
Moving out at 18 is a big step, and making friends in your new community is important. It can make your new place feel like home. When you move, you might not know many people, but there are fun and simple ways to meet people.
Here are some tips:
Get to know your neighbors – Start with a smile and say hi to your neighbors.
Join local groups or classes – Look for groups that interest you. Love to paint? Find an art class. Enjoy cooking? Maybe there’s a cooking group nearby. Like rock climbing? Go to the local climbing gym. This way, you meet people who like what you like.
Visit community centers – Many towns have a community center. They have activities like sports, games, and events.
Making friends might take time, but it’s totally possible! Just be yourself and be open to talking to new people.
Balancing work and personal life
I’m guessing you will have a lot going on, between trying to work full-time and enjoying your life, and even possibly furthering your education.
I recommend trying to schedule your time so you don’t get too busy. Use a calendar or app to make sure you’ve got time for work, taking care of your place, and doing fun things too.
It’s okay to say no if you’re too busy. If you’re working a full-time job, you might not be able to hang out with your friends all the time. It’s all about finding a healthy balance between earning money and enjoying life. I had to say no to my friends many times because I was simply too busy. If your friends still live at home, it may be hard for them to understand this unless you explain your situation.
Plus, remember to take breaks. When you’re planning your week, set aside some time just for relaxing. Watching a movie, reading, or hanging out in the park are all great ways to unwind and give your mind a break.
Frequently Asked Questions
Below are common questions about how to move out at 18 years old with little money.
How can I move out fast at 18?
To move out quickly, focus on making a steady income and finding affordable housing. Create a budget to manage your expenses and look for immediate job openings or housing options. Saving as much money as you can right now is also super helpful.
How much money should I have saved by 18 to move out?
Aim to save at least 3 to 6 months of living expenses before moving out. This safety net can cover rent, groceries, and unexpected costs, giving you financial stability as you start on your own.
Can you move out at 18 while still in high school?
Yes, you can move out at 18 while in high school, but make sure you have a support system in place. Balancing school responsibilities with living independently can be very hard.
How to move out at 18 with strict parents?
When moving out at 18 with strict parents, communicate your plans clearly and respectfully. Prepare a well-thought-out plan to show them you’re serious and capable of managing your own life.
Can your parents not let you move out at 18?
When you turn 18, you’re legally an adult in most places, and you can decide to move out even if your parents don’t agree. However, it’s important to respect their opinion and explain your reasons. There are some places where you have to be older, so make sure you do your research.
Do I have to tell my parents I’m moving out?
While you’re not legally required to inform your parents in most places, it’s nice to talk about your decision with them, as transparent communication helps maintain a positive relationship after you leave.
Can I move out at 18 without parental consent?
Yes, in most places, at 18 you’re legally permitted to move out without parental consent. You will want to make sure this applies to your local area.
What things do you need when moving out of your parents’ house?
There are many things that you will need to move out of your parents’ house such as a bed, blanket, pillow, kitchen supplies, towels, a place to eat, a dresser, cleaning supplies, groceries, and more.
Is it realistic to move out at 18?
It is realistic to move out at 18 if you have a reliable income, a budget, and a plan for handling responsibilities. You will want to be as prepared as possible to move out at a young age because there will be many hurdles thrown your way, most likely.
How To Move Out At 18 – Summary
I hope you enjoyed this article on how to move out at 18 years old.
It’s really important to have a plan for a successful move when you are just 18 years old.
You’ll need to find ways to earn money regularly, like getting a job and even doing extra work on the side.
Having savings in the bank and an emergency fund will help you handle unexpected expenses without ruining your plans.
There are also many other things to think about, such as the cost of living, utility bills, your credit score, and more.
I moved out when I was just 18 years old, so I completely understand where you are coming from. I had no financial help from my parents and found and did everything on my own – from making money to finding a place to live, making all of my own meals, and more. It was hard, but it was what needed to be done.
Do you plan on moving out soon? Do you have any questions for me on how to move out at 18?
Welcome to the vibrant city of Oklahoma City, where the spirit of the Wild West meets modern urban living. With its rich cowboy culture, thriving arts scene, and friendly community, Oklahoma City offers a unique blend of tradition and progress. From the bustling Bricktown entertainment district to the serene Myriad Botanical Gardens, there’s something for everyone in this diverse city. So whether you’re searching for a spacious home for rent in the historic neighborhoods or a trendy apartment in downtown, you’ve come to the right place.
In this ApartmentGuide article, we’ll cut to the chase, breaking down the pros and cons of moving to Oklahoma City. Let’s get started and see what awaits in the heart of the Sooner State.
Pros of living in Oklahoma City
1. Affordable cost of living
Oklahoma City offers a significantly lower cost of living compared to many other major cities in the United States. The average rent for apartments in Oklahoma City, is between $775 and $1,092 in 2024. Residents can enjoy affordable housing options, lower utility costs, and reasonable prices for everyday goods and services. This makes it an attractive option for individuals and families looking to stretch their budget without sacrificing quality of life.
2. Thriving arts and culture scene
Oklahoma City boasts a vibrant arts and culture scene, with numerous museums, galleries, and performance venues to explore. The Oklahoma City Museum of Art, the National Cowboy & Western Heritage Museum, and the Paseo Arts District are just a few of the many cultural attractions that residents can enjoy. From visual arts to live music and theater, there’s no shortage of creative expression to experience in this city.
3. Outdoor recreation opportunities
With its abundance of parks, lakes, and outdoor spaces, Oklahoma City offers plenty of opportunities for residents to enjoy nature. The city’s extensive network of hiking and biking trails, along with its beautiful botanical gardens and urban parks, provide a welcome respite from the hustle and bustle of city life. Whether it’s fishing, boating, or simply taking a leisurely stroll, outdoor enthusiasts will find plenty to love about Oklahoma City.
4. Strong job market
Oklahoma City’s economy is diverse and robust, offering a range of employment opportunities across various industries. The city is home to thriving sectors such as energy, aerospace, healthcare, and technology, providing job seekers with a wealth of options. Additionally, the relatively low unemployment rate and favorable business climate make Oklahoma City an appealing destination for those looking to advance their careers.
5. Friendly and welcoming community
Oklahoma City is known for its friendly and welcoming community, where residents take pride in their city and look out for one another. Whether it’s through local events, volunteer opportunities, or neighborhood gatherings, there’s a strong sense of camaraderie and support among the city’s diverse population. This creates a warm and inclusive environment for newcomers and long-time residents alike.
6. Delicious and diverse food scene
Oklahoma City offers a diverse culinary landscape, with a wide range of dining options to satisfy every palate. From classic barbecue joints and food trucks to upscale restaurants and international cuisine, the city’s food scene is a melting pot of flavors and influences. Whether residents are craving comfort food or seeking out new culinary adventures, they’ll find no shortage of delicious dining experiences in Oklahoma City.
Cons of living in Oklahoma City
1. Extreme weather conditions
Oklahoma City experiences a wide range of weather extremes, including hot summers, cold winters, and the occasional severe weather event. Residents must be prepared for temperature fluctuations, thunderstorms, and the possibility of tornadoes, which can impact daily routines and require extra precautions.
2. Limited public transportation options
With a transit score of 17, Oklahoma City’s public transportation system is relatively limited, with fewer options for commuters who prefer to rely on buses, trains, or other forms of transit. This can pose challenges for individuals who don’t drive, potentially leading to longer commute times and logistical hurdles.
3. Distance from major urban centers
While Oklahoma City offers its own unique attractions and amenities, it is situated at a considerable distance from other major urban centers. This can make it less convenient for residents who desire easy access to a wider range of cultural events, international travel options, or specialized services that may be more readily available in larger cities.
4. Limited nightlife and entertainment options
For those seeking a bustling nightlife and a wide array of entertainment options, Oklahoma City may not offer the same level of variety and excitement as larger cities. While there are certainly local venues and events to enjoy, the overall nightlife scene and entertainment choices may be more limited.
5. Limited diversity in some areas
While Oklahoma City is a diverse and inclusive community, some neighborhoods may have limited diversity in terms of cultural representation and ethnic cuisine options. Residents seeking a wide range of cultural experiences and international influences may find that certain areas of the city have a more homogenous cultural landscape.
6. traffic congestion and infrastructure challenges
Oklahoma City experiences traffic congestion during peak hours, and ongoing infrastructure projects may lead to temporary disruptions and detours. Residents should be prepared for potential delays and plan their travel routes accordingly, especially during times of heavy construction and road maintenance.
Is Oklahoma City the right move for you? Final thoughts
Moving to Oklahoma City offers both pros and cons. On the positive side, the city boasts a low cost of living, a strong job market, and a vibrant cultural scene. Residents can also enjoy the city’s beautiful parks and outdoor recreational activities. However, the city does have its drawbacks, including extreme weather conditions and limited public transportation options. Overall, Oklahoma City provides a mix of opportunities and challenges for those considering a move to the area.
Ally Home, the residential mortgage lending arm of Ally Bank, is offering a $5,000 grant for eligible homebuyers in the select markets of Charlotte, Detroit and Philadelphia, the company announced on Tuesday. The upfront lump sum can be applied toward a down payment, closing costs or other expenses related to the homebuying process.
Ally is partnering with HouseCanary, an AI-powered residential real estate data and analytics firm, to help consumers identify grant-eligible properties using the Ally ComeHome search portal. Ally created a one-stop shop with all the tools, resources and products a homebuyer might need, its news release stated.
“Buying a home is an unattainable dream for more than half of U.S. residents, which is why we strive to make homeownership more accessible to a wider range of individuals and families,“ Glenn Brunker, president of Ally Home, said in a statement.
“By bridging the affordability gap and easing the burden of the upfront costs of purchasing, our grants will help more people realize their dream of being a homeowner with the ability to enter the market, build equity and create generational wealth.“
The Ally home grant will be available for prospective homebuyers who are purchasing a primary residence. It will target individuals with an income less than or equal to 100% of the area median income (AMI) in the Charlotte, Detroit and Philadelphia areas, with possible expansion to come in the future.
There is a possibility to combine the grant with other offerings from Ally, including the Fannie Mae HomeReady Mortgage program. It enables consumers to purchase a house with a 3% down payment. Ally is considering expanding the program to more markets in the future.
“By incorporating our ComeHome technology into Ally’s website, we’re equipping Ally’s customers with a user-friendly platform that makes finding grant-eligible properties a simple and efficient process,“ Jeremy Sicklick, co-founder and CEO at HouseCanary, said in a statement.
Ally launched its ComeHome platform in collaboration with HouseCanary in late 2023. The platform has 53,000 users and continues to grow.