10 Reasons Today’s Older Workers Are Delaying Retirement
About 40% of workers say they are delaying retirement. Find out why.
About 40% of workers say they are delaying retirement. Find out why.
Online shopping has opened up a new world of convenience for busy multitaskers and shopaholics alike. The U.S. Census Bureau reported a 3.9% increase in e-Commerce sales in the second quarter of 2018, bringing online sales to $127.3 billion. With services offering to deliver your groceries, toiletries, and revamp your closet – itâs hard to
The post What is a Virtual Credit Card? appeared first on MintLife Blog.
Finances are a leading cause of stress that can deteriorate mental and physical health if left unchecked. Stress and finances are unavoidable parts of life, and youâd be hard-pressed to find someone who hasnât experienced money troubles themselves. In 2019, 59 percent of Americans were living paycheck to paycheck, and a majority expected to continue
The post Survey: Millennials Experience Daily Financial Stress, The Majority Ignore It to Cope appeared first on MintLife Blog.
Buy now, pay later is convenient but can quickly turn into a nightmare. It’s easy to fall into traps like missed payments and late fees. Even if you never miss a payment, BNPL purchases lack consumer protections and can make returns a hassle.Buy now, pay later is convenient but can quickly turn into a nightmare. It’s easy to fall into traps like missed payments and late fees. Even if you never miss a payment, BNPL purchases lack consumer protections and can make returns a hassle.
The post Buy Now, Pay Later: The Good, the Bad, and the Ugly appeared first on Money Under 30.
Are you your own worst enemy? Recently, I read a discussion in which people were talking about the ways they hold themselves back and cause themselves to fail at their dreams. This got me to thinking about all of the habits and mindsets we use, sometimes unconsciously, to hold ourselves back, and trust me, I’m […]
The post 4 Mindsets That Will Rob You Of Your Dream Life appeared first on Making Sense Of Cents.
Sometimes you have to spend more in the short term to save money in the long term.
The post Spending to save: When it’s smart to splurge appeared first on Discover Bank – Banking Topics Blog.
I spend a lot of time talking with people who have retired early or are otherwise financially independent. From a purely anecdotal point of view, I’d say most of these folks are well-adjusted. They work to maintain balance in life, and especially with their personal finances.
That said, I’ve noticed that a lot of retirees — early retired or otherwise — struggle to know how much they should spend. I believe this dilemma exists for a couple of reasons:
The general response to these two problems is to follow what has been dubbed the four-percent rule. Generally speaking, itâs safe to withdraw 4% from your portfolio every year without risk of running out of money. (There are a lot of caveats to this guideline. To learn more, follow that link to my Money Boss article — or wait for that story to migrate to Get Rich Slowly in a few days!)
The AAII Journal — the monthly magazine from the American Association of Individual Investors — has published two articles in recent months about the problem of spending in retirement. Let’s look at what they have to say.
Itâs pretty well accepted that social media can have negative consequences for our mental health. As we look through snapshots of the perfect lives our friends and family seem to be living, itâs hard not to view our own lives in a less impressive light. But spending too much time on social media – and
The post Is Social Media Ruining Your Finances? appeared first on MintLife Blog.
In each of these episodes, we offer insight and advice that will serve your finances well into the new year.