Temporary Buydowns – VA Home Loans – Veterans Affairs (.gov)
Temporary Buydowns – VA Home Loans Veterans Affairs (.gov)
Temporary Buydowns – VA Home Loans Veterans Affairs (.gov)
All financial advisers are legally required to act in your best interest. Still, they might have you sign that right away.
Spring break 2020 is right around the corner, so it’s time to start planning. Follow these tips to get the best spring break deals.
The post 4 Ways to Find the Best Spring Break Deals appeared first on MintLife Blog.
Still time to save: Today’s mortgage rates hold steady | Jan. 26, 2023 Fox Business
“How do you measure a year in the life? In daylights, in sunsets, in midnights, in cups of coffee?” I started The Best Interest on December 16, 2018. Itâs been three years! And this also marks three years since Iâve been tracking every single expense in my budget. E-v-e-r-y-t-h-i-n-g. There are a few ways I measure a year at The… Read More »2021 Year In Review
If you’re ready to account for where every cent of your money goes, You Need a Budget could work for you. The app is based on the premise of “giving every dollar a job,” meaning you budget for every expense — fixed, discretionary or otherwise. Want to buy a new purse or pair of shoes? If your monthly clothing budget is $100, then you may not be able to afford it this month. Friends want to double date at that trendy new Italian restaurant? It may not be in your $200 dining out budget.
The app makes budgeting straightforward, allowing you to see how much over or under you are for a particular line item. But it’s best for people who want to get serious about how much they actual spend and where they may need to make sacrifices to achieve a larger goal.
Zero-based budgeting is tough, but I can see its value. You have to account for every dollar coming in, either using it to cover monthly household expenses, pay off debt, for dining out and for what YNAB calls “quality of life” expenses like vacation. During this process, I realized that I’m not as good a budgeter as I thought. I do a good job of tracking our spending after the fact, but I could improve when it comes to setting aside money for specific purposes — basically being more financially proactive. For example, before using this app, I had no idea how much my husband and I spent each month dining out and we never really set aside a specific amount for this purpose. It was more like “we’ll eat out no more than two times a week.” I also had no gauge of my own discretionary spending, since this money comes out of my personal account. Using the tool allowed me to see that we spend less than $200 a month eating out, but that I need to keep a better eye on my discretionary spending for things like beauty and hair products and anything from Amazon.com (Amazon Prime admittedly has turned me into a shopping junkie). We plan to buy a house within a few years, so YNAB allowed me to see that these are two areas where we (or I) could curb spending and put that additional money toward a down payment. Actually seeing the budget also showed me that we could be saving more. We have more cushion than we need in our account for household expenses, so it might be better to put more of that money toward retirement or paying down my student loans.
Millions of American families are overscheduling their kids and spending huge amounts of money hoping to land their children a scholarship. But is it a good idea
The post How Much Should You Invest In Your Children’s Activities for a Chance at a College Scholarship? appeared first on Bible Money Matters and was written by Melissa. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
It’s a new year! Which means it’s a great time to do a new year money checkup. Perhaps you’ve set some goals for the year, or maybe you just want to make this year even better than the previous one. Whatever your reason may be, a new year money checkup can help you find places […]
The post Annual Money Checkup – 18 Ideas To Put On Your Checklist appeared first on Making Sense Of Cents.
There are a lot of legitimate, scam free apps that pay you money. Here are 21 apps that pay in cash or gift cards. Make extra money using smartphone apps!
The post 21 Apps That Pay You Real Money Fast appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
Know your taxes! I am a big fan of the philosophy: No one cares more about your money than you do. Even if a professional prepares your taxes every year, learn to do it yourself. Aside from what you’ll save in fees, here are two benefits of learning to prepare your taxes yourself:
Educate yourself. This is an excellent place to start â IRS tax tips.
Set up a meeting with your accountant/tax adviser.