The oh, so familiar residence that served as the exterior for sitcom stalwart “The Brady Bunch” is this week’s most popular home on Realtor.com®.
Located in the L.A. suburb of Studio City, the five-bedroom home appears almost exactly as you might remember it from the show, thanks to HGTV. The network purchased the place in 2018 and had its stars transform the interior and exterior to create a near-exact replica of the house on the iconic show that ran from 1969 to 1974.
Other homes you clicked on this week include a Nantucket-inspired home in Connecticut, an entire island in North Carolina, and a cheap antique in Illinois that includes houseguests. (Yes, you read that correctly.)
For a full look at this week’s 10 most popular homes, keep on scrolling.
Price: $360,000 Why it’s here: This adorable Cape Cod cottage is decked out in classic beach style and is being offered completely furnished.
From the salmon-colored door to the seafoam-green kitchen cabinets, the cool coastal vibe is apparent the moment you enter the two-bedroom unit.
Offering just 560 square feet of living space, the seasonal cottage sits in the community of Salt Air Village. The recently updated interior also offers new appliances and a tankless water heater.
A monthly homeowners association fee includes activities as well as beach access. The little place is pending sale.
Price: $1,260,000 Why it’s here: This sprawling six-bedroom home offers stylish single-level living.
The 4,500-square-foot interior reflects the midcentury modern style. Built in 1975, the home boasts a kitchen with a marble island and breakfast bar. There’s also a living room with a brick fireplace, built-in shelves, and walls of windows. The primary suite comes with a vaulted ceiling and a walk-in shower.
The 3-acre property includes a bonus space with a bathroom and a built-in dog bath out back.
Price: $500,000 Why it’s here: “This MCM home could be a great rehab or tear down,” the listing states. Naturally, we wanted a peek inside.
This three-bedroom home offers a classic midcentury style. The photos show a wall of windows in the living room as well as wood-paneled walls and ceilings, so the bones appear to be salvageable.
The residence sits on 1.4 acres and is pending sale.
Price: $684,900 Why it’s here: This luxury, Nantucket-inspired home is offered at a reasonable price.
Built in 1977, the exquisitely designed, 3,745-square-foot home boasts high ceilings, three fireplaces, shadowbox accents, bullnose arches, and many built-ins. A foyer clad in travertine features marble medallion inlay. The two-story great room comes with a cherry inlay floor plus a floor-to-ceiling stone fireplace. The chef’s kitchen comes with radiant floor heating, high-end appliances, and an oversized center island. The two-car carriage house provides extra storage space.
The wraparound porch with mahogany flooring and the private back deck are ideal spaces to soak in views of the 1.95-acre lot.
Price: $199,000 Why it’s here: This ultra-affordable antique needs some TLC, but it does come with many period details.
The cute three-bedroom home offers 1,141 square feet of living space. A glass-enclosed sunroom opens to the spacious living room with the original wood flooring and a brick fireplace. The dining room has a built-in cabinet, and the primary bedroom comes with two closets plus sliders that open to the back deck.
Price: $480,000 Why it’s here: This historic gem has been thoughtfully modernized.
Built in 1910, it boasts historic details, including seven fireplaces, stained-glass windows, and exquisite moldings. Restored hardwood flooring runs throughout the four-bedroom home, and there’s new plumbing and electrical.
There are two bedrooms on each floor, and the kitchen and two bathrooms were recently updated.
Price: $2,400,000 Why it’s here: If you’ve ever dreamed of owning your own island, here is your chance.
The 4-acre Waterway Island comes with an updated, 4,534-square-foot home, saltwater pool, kayak launch, and private beach.
The five-bedroom residence includes a chef’s kitchen and a living room surrounded by windows. The primary suite is on the third level and comes with access to a private deck.
Price: $130,000 Why it’s here: The enormous mansion comes with an affordable price tag—and tenants.
According to the listing, the antique is being sold as is and is “occupied.” Adding to the mystery, there are no interior photographs.
Originally built for local developer Charles Powers in 1910, the five-bedroom estate features “three full stories of grandeur.” The home sits on a corner lot of 1.3 acres.
Price: $199,000 Why it’s here: Attention, entrepreneurs! This historic building offers an opportunity to operate a restaurant, café, or retail business in the space.
Previously operating as a restaurant, the 1,825 square feet of space has been completely remodeled, though some historic touches remain. The industrial-style interior boasts beamed ceilings, concrete floors, and exposed brick walls. The covered back patio offers a nice spot for dining al fresco.
According to the listing, all of the furnishings are available for purchase.
Price: $5,500,000 Why it’s here: Here’s your chance to tell your own story in “The Brady Bunch” home. The exterior of this midcentury home was featured in the popular 1970s family show that became a cult favorite.
While the interiors of the beloved home of Carol and Mike’s blended family were originally shot on a soundstage, the interiors of this home were fashioned after the home we saw on TV.
That’s all thanks to HGTV. After purchasing the home in 2018, the network taped an entire series about the home’s interior makeover. From Alice’s kitchen with its burnt orange Formica countertops to the infamous sliders that open to the backyard where Peter hit Marcia in the nose with a football, the interior is decked out in groovy ’70s style.
“Curated furnishings and accessories are included in the sale,” the listing notes. However, “fireplaces and some appliances/fixtures are decorative only.”
Inside: Enjoy these millionaire quotes about achieving success! These statements will help you motivate yourself to achieve your goals and become a millionaire.
Success is not a destination- it’s a journey.
When you find yourself stuck, struggling to make progress on your goals, often the only thing that will inspire you to keep going is by reading quotes from other successful people who have been there before. So grab some time and read these meaningful quotes now!
Quoting people is a great way to remind yourself of your goals and stay motivated.
It’s easy to get distracted by the demands of life, so I like reaching for quotes that tell me what I need most right now.
Quotes by millionaires are a great source of inspiration and motivation for anyone looking to achieve success in life. Not only do they offer wise words of advice, but they also remind us that failure is an essential part of learning and achieving greater things.
So don’t be afraid to dream big and work hard towards making those dreams a reality.
In fact, here are the most inspiring millionaire quotes.
The power of millionaire quotes
Millionaire quotes have the power to change your life. If you’re feeling down or unmotivated, reading a few words from a millionaire can give you the boost you need to get back on track.
For example, Tony Robbins is one of the most successful millionaires in the world with a net worth of over $600 million. And he’s not the only one; there are countless millionaires out there who have made their fortune through hard work and determination.
When it comes to making money, these people know what they’re talking about! Their advice is worth listening to, and if you take their words to heart, you’ll be well on your way to success.
So next time you feel like giving up, read some inspiring quotes from millionaires and see how that changes your outlook on life. You may be surprised at just how powerful these words can be!
How to use millionaire quotes to achieve success
There is no one-size-fits-all answer to this question, as the best way to use millionaire quotes to achieve success depends on your personal goals and objectives.
However, some tips on how to use quotes to achieve success include:
Find quotes that resonate with you and inspire you.
Keep your goals in mind when reading quotes and using them to motivate you.
Write your own quotes and keep them in a place where you can see
If you’re looking to achieve success, millionaire quotes can be a great way to get started.
They provide inspiration and motivation and remind you that failure is not an option – which can be a great thing if you’re willing to learn from your mistakes.
The benefits of using millionaire quotes
Quotes by millionaires offer great advice and motivation for anyone looking to achieve success. They provide a unique perspective that can help you focus on your goals and push through any obstacle in your way. Additionally, these quotes can help increase productivity in any context and inspire creativity.
While it’s important to remember that not everyone is able to become a millionaire, following the advice of those who have achieved this level of success can be incredibly beneficial.
As Thomas A. Edison once said, “I have not failed. I’ve just found 10,000 ways that won’t work.”
This type of attitude will help you stay motivated even when things get tough.
Walt Disney also had some profound words of wisdom: “If you can dream it, you can do it.” This quote speaks to the idea that anything is possible if you put your mind to it.
Reaching your goals may seem difficult at times, but with enough determination and hard work, you’ll be able to accomplish anything.
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Millionaire Mindset Quotes
These inspirational, motivational, and wise words from millionaires who achieved success despite all odds teach us that determination and perseverance is the key factor in life.
Your mindset will determine your outcome.
Enjoy some of the best millionaire mindset quotes…
1. “I can accept failure, everyone fails at something. But I can’t accept not trying.” – Michael Jordan
2. “Start with the end in mind. If you want to be a millionaire, talk like one, act like one, work like one.”- Bob Proctor
3. “When everything seems to be going against you, remember that the airplane takes off against the wind, not with it.” – Henry Ford
4. “The easiest thing I ever did was earn a million dollars. The hardest thing I ever did, and it took years, was believing I was capable of earning a million dollars.” – Les Brown
5. “There is no monopoly on becoming a millionaire. If you’re jealous of those with more money, don’t just sit there and complain – do something to make more money yourself.” Gina Rinehart
6. “You can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something – your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life.” – Steve Jobs
7. “Think like a queen. A queen is not afraid to fail. Failure is another steppingstone to greatness.” – Oprah Winfrey
8. “To win big, you sometimes have to take big risks.” – Bill Gates
9. “Fail trying; don’t fail watching.” – Bob Goff
10. “There are a ton of ups and downs, and many times our highest points come immediately after our lowest.” – Pat Flynn
Motivation is key to success. It is what drives us to achieve our goals and reach our potential.
There are many reasons why motivation is so important, but here are some of the most important ones:
Without motivation, it’s hard to stay focused and push through difficult tasks.
You’ll be more likely to give up if you’re not motivated.
Motivation gives you the energy you need to work hard and achieve your goals.
When you’re motivated, you’re more likely to take action and make progress towards your goals.
Now, here are the best motivation millionaire quotes to keep you going.
12. “When something is important enough, you do it even if the odds are not in your favor.” – Elon Musk
13. “You simply have to put one foot in front of the other and keep going. Put blinders on and plow right ahead.” – George Lucas
14. “You cannot push any one up a ladder unless he be willing to climb a little himself.” – Andrew Carnegie
15. “The future of humanity: a choice between the past and the present, between stagnation or progress.” – Vladimir Vernadsky
16. “If people are not laughing at your goals, your goals are too small.” – Azim Premji
17. “Before you can become a millionaire, you must learn to think like one. You must learn how to motivate yourself to counter fear with courage.” – Thomas J. Stanley
18. “Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition.” – Steve Jobs
19. “I’d rather regret the things I’ve done than regret the things I haven’t done.” – Lucille Ball
20. “Do not be embarrassed by your failures, learn from them and start again.” – Richard Branson
Success Millionaire Quotes
Your goals will help guide your lifestyle and create a more meaningful journey for you.
By reaching your goals along the way, you find success. It is those small milestones that can help you along your journey. Believing bigger is about knowing deep down inside you are successful.
Now, here are some of the best success millionaire quotes to start believing in today!
21. “My dad encouraged us to fail. Growing up, he would ask us what we failed at that week. If we didn’t have something, he would be disappointed. It changed my mindset at an early age that failure is not the outcome, failure is not trying. Don’t be afraid to fail.” – Sara Blakely
22. “Success if not final. Failure is not fatal.” – Teri Ijeoma
23. “It doesn’t matter how many times you fail. You only have to be right once and then everyone can tell you that you are an overnight success.” – Mark Cuban
24. “I have had all of the disadvantages required for success.” – Larry Ellison
25. “It’s fine to celebrate success but it is more important to heed the lessons of failure.” – Bill Gates
26. “Obviously everyone wants to be successful, but I want to be looked back on as being very innovative, very trusted and ethical and ultimately making a big difference in the world.” – Sergey Brin
27. “You don’t have to be a genius or a visionary or even a college graduate to be successful. You just need a framework and a dream.” – Michael Dell
28. “Setting goals is the first step in turning the invisible into the visible.” – Tony Robbins
29. “You can never quit. Winners never quit, and quitters never win.” – Ted Turner
30. “All of us, in a sense, struggle continuously all the time, because we never get what we want. The important thing which I’ve really learned is how do you not give up, because you never succeed in the first attempt.” – Mukesh Ambani
Millionaire Mentor Quotes
Self-made millionaires offer great insight and motivation for those working towards success. They remind us that failure is often a part of the journey, but it’s important to stay true to ourselves along the way.
When you are building a business or starting a new endeavor, wouldn’t you want to have a mentor looking over your shoulder and motivating you?
So, although you may not be able to afford to meet these millionaires in person, you can write their quotes on your planner or near your computer to keep you focused on making your million.
When we spend time with people who have achieved success, their positivity rubs off on us.
We can begin to see the world through their lens and get motivated to achieve our own goals.
31. “The biggest risk is not taking any risk… In a world that is changing really quickly, the only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg
32. “I believe people have to follow their dreams – I did.” – Larry Ellison
33. “If you don’t live your life, then who will?” – Rihanna
34. “Money is just a consequence. I always say to my team, ‘Don’t worry too much about profitability. If you do your job well, the profitability will come.’” – Bernard Arnault
35. “If you want to be successful, find someone who has achieved the results you want and copy what they do and you’ll achieve the same results.” – Tony Robbins
36. “Dedicating myself to actually following through was my single biggest achievement.” – Nick Woodman
37. “Always make a total effort, even when the odds are against you.” – Arnold Palmer
38. “I’m an entrepreneur. ‘Ambitious’ is my middle name.” – Kim Kardashian
39. “Talent without working hard is nothing.” – Cristiano Ronaldo
Strong Millionaire Quotes
Okay, there are times you need to hear the hard stuff. Like the coach whispering exactly what you need to be told when you weren’t executing as you should be.
These strong millionaire quotes are the ones that put us back on track.
They remind us why motivating yourself to achieve great success is necessary.
40. “Swim upstream. Go the other way. Ignore the conventional wisdom.” – Sam Walton
41. “Winning is not always the barometer of getting better.” – Tiger Woods
42. “If you’re afraid to fail, then you’re probably going to fail.” – Kobe Bryant
43. “If you don’t find a way to make money while you sleep, you will work until you die.” – Warren Buffett
44. “If you’re changing the world, you’re working on important things. You’re excited to get up in the morning.” – Larry Page
45. “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.” – Oprah Winfrey
46. “As long as you’re going to be thinking anyway, think big.” – Donald Trump
47. “Confidence is the most important single factor in this game, and no matter how great your natural talent, there is only one way to obtain and sustain it: work.” – Jack Nicklaus
48. “You have to be able to accept failure to get better.” – LeBron James
Millionaire Quotes about Life
Successful people are usually happy because they have found a way to be content in life while still reaching for more.
Regardless of the type of millionaire they are, they all find happiness in some form or another from their work. This in turn leads to greater motivation and a desire to keep growing and achieving more. Additionally, small challenges help to keep these levels of happiness and motivation high.
Here are the best millionaire quotes about living life to the fullest!
49. “I’d rather be optimistic and wrong than pessimistic and right.” – Elon Musk
50. “A brand for a company is like a reputation for a person. You earn reputation by trying to do hard things well.” – Jeff Bezos
51. “Everybody has equal opportunity, and I think that is true for everything.” – Mukesh Ambani
52. “If you are born poor it’s not your mistake, but if you die poor its your mistake.” – Bill Gates
53. “Treat your life like a game.” – Ray Dalio
54. “Self-praise is for losers. Be a winner. Stand for something. Always have class, and be humble.” – John Madden
55. “Being rich is a good thing. Not just in the obvious sense of benefitting you and your family, but in the broader sense. Profits are not a zero sum game. The more you make, the more of a financial impact you can have.” – Mark Cuban
56. “People should only profit to the extent they make other peoples lives better.” – Charles Koch
Future Millionaire Quotes
Success is a tricky thing to quantify.
This perspective can help you stay motivated as you work towards your goals- knowing that things are always changing and evolving. Additionally, it’s important not to compare yourself with anyone else in this world. You’ll only end up insulting yourself!
So from one millionaire to the next millionaire (you), here are the future millionaire quotes to memorize.
57. “You can’t just wish to be a millionaire; you have to figure out how to earn it.” – Dolly Parton
58. “Sometimes life hits you in the head with a brick. Don’t lose faith.” – Steve Jobs
59. “The key to life when it gets tough is to keep moving. Just keep moving.” – Tyler Perry
60. “Have fun. The game is a lot more enjoyable when you’re trying to do more than just make money.” – Tony Hsieh
61. “Education is the most important for our children, and it’s also the best investment.” -Bill Gates
62. “I never took a day off in my 20’s. Not One.” – Bill Gates
63. “At the end of the day, you know yourself best.” – Abigail Johnson
Millionaire Quotes about Money
Millionaire quotes are a great way to get motivated and inspired to achieve success. They offer a glimpse into the mindset of millionaires and what drives them.
Money is often seen as the key to happiness.
And while it can certainly bring a level of comfort and ease, it is not the only thing that can bring happiness. Hard work and dedication are essential for success, and it is important to believe in yourself and your dreams.
So, enjoy these millionaire quotes about money…
64. “Never depend on a single income. Make investments to create a second source.” – Warren Buffett
65. “If you do not see riches in your imagination, you will never see them in your bank balance.” – Napoleon Hill
66. “Most people fail to realize that in life, it’s not how much money you make. It’s how much money you keep.” – Robert Kiyosaki
67. “Rule No. 1: Never lose money. Rule No. 2: Never forget rule No.1” – Warren Buffet
68. “Why pay a dollar for a bookmark? Why not use the dollar for a bookmark?” – Steven Spielberg
69. “I want the last cheque I write to bounce.” – Chuck Feeney
70. “It’s not about the money, it’s about what you can do with the money.” – Thomas J. Stanley
Which Thing will You do to Result in More Wealth Opportunities?
So there you have it, 70+ powerful millionaire quotes to help you motivate yourself to achieve success.
These are people worth at least 7 figures – maybe even 10 figures.
If you want to become a millionaire, it all starts with taking action towards your goals.
Use these quotes as inspiration and fuel to keep you going on your journey to success.
Remember, it’s not about the destination, it’s about the journey.
Enjoy the process and don’t stress too much about the outcome. As long as you’re taking action and moving forward, you’re on the right track. Who knows, maybe you’ll be the next millionaire!
Know someone else that needs this, too? Then, please share!!
These Virginia college towns are top of the class.
Virginia’s higher education landscape is peppered with prestigious colleges and universities that are nestled in picturesque towns and exude their own unique character and charm. In this article, we’ll delve into some of the most beloved college towns in Virginia, including Charlottesville, Williamsburg, Fairfax, Richmond and Blacksburg.
Home of the renowned University of Virginia, Charlottesville is largely regarded as one of the best college towns in the country. With its well-preserved architecture, bustling downtown mall and rotating cultural and recreational activities, Charlottesville has easily earned its spot atop this list. The city’s lively arts scene, including the Virginia Film Festival and the Charlottesville Opera, reflects the diverse interests of its student population and its full-time residents. Additionally, the picturesque surroundings of the Blue Ridge Mountains and the numerous vineyards, breweries and cideries make Charlottesville an enticing destination for those who think the great outdoors is best enjoyed with a beverage in hand.
The University of Virginia was founded by Thomas Jefferson in 1819 and adds historical charm to this lovely college town. The Rotunda, the architectural centerpiece of the university, is modeled after Rome’s Pantheon and stands as a symbol of the school’s commitment to fostering knowledge and intellectual curiosity. The Academical Village, designed by Jefferson himself, provides a unique living and learning environment that fosters a strong sense of community among students and faculty alike. The school’s prestigious academic programs and a strong commitment to student success are also key factors that contribute to Charlottesville’s appeal as one of the top college towns in Virginia and the country.
Another captivating college town in Virginia is Williamsburg, the home of the College of William & Mary. Steeped in history, this quaint town transports you back in time. The impeccably preserved Colonial Williamsburg, a living history museum, allows visitors to experience 18th-century America firsthand. Williamsburg also has a surprisingly innovative culinary scene, with various restaurants, cafes and breweries catering to diverse tastes. Busch Gardens, a European-themed amusement park, adds another layer of excitement to this charming town, making it an ideal destination for students and locals alike.
The College of William & Mary is an integral part of the allure of Williamsburg. Established in 1693, the college boasts notable alumni, including Thomas Jefferson, James Monroe and John Tyler. Its beautiful campus seamlessly blends with the surrounding town, creating an inspiring environment for higher education and personal growth. The college’s strong academics, combined with a close-knit community and abundant opportunities for research and internships, make Williamsburg one of the most attractive college towns in Virginia.
Located in Northern Virginia, Fairfax is another gem among Virginia college towns. Home to George Mason University, this bustling suburban town has a unique blend of urban convenience and suburban tranquility. Fairfax boasts a variety of shopping, dining and entertainment options, with the popular Mosaic District and Fairfax Corner providing a lively atmosphere. The city’s proximity to Washington, D.C., also provides students with unparalleled access to internships, research opportunities and unique cultural experiences. Outdoor enthusiasts will find plenty to do as well, with numerous parks and trails, like the picturesque Burke Lake Park, providing a natural retreat from the daily grind.
George Mason University offers a diverse array of academic programs and extracurricular activities. The university’s commitment to innovation and research has earned it a reputation for excellence in engineering, economics and public policy. The sprawling campus, dotted with modern buildings and lush green spaces, serves as a welcoming environment for students from around the world. The school’s emphasis on community engagement and service-based learning allows students to make a positive impact on their surroundings.
The capital city of Virginia, Richmond adds an urban flair to our list of the very best Virginia college towns. With Virginia Commonwealth University (VCU) and Richmond University at its core, Richmond is a diverse, energetic atmosphere that is perfect for young scholars seeking adventure and intellectual stimulation. The city is a cultural hotspot, with a thriving arts scene, fascinating museums and numerous galleries. For foodies, Richmond’s restaurant scene is a delightful blend of Southern comfort food and international cuisine. Be sure to check out locally-loved Cobra Burger for some of the best beef in the state, nay the country. Outdoor enthusiasts can also find their niche in Richmond, with the James River Park System offering opportunities for kayaking, hiking and biking.
VCU is a leading public research university that attracts students from around the globe. Its academic programs in fields such as fine arts, health sciences and business are highly regarded, providing students with a solid foundation for their future careers. VCU’s urban campus seamlessly integrates with the city, creating an environment where students can engage with their surroundings and immerse themselves in Richmond’s vibrant community. The university’s commitment to diversity and inclusion, along with its extensive resources and opportunities, make Richmond a standout choice among the college towns in Virginia.
Nestled in the scenic Appalachian Mountains, Blacksburg is home to Virginia Tech, one of the most respected research institutions in the country. Known for its strong engineering and technology programs, Virginia Tech attracts students who are passionate about innovation and discovery. Blacksburg’s picturesque setting provides an abundance of recreational opportunities, including hiking, mountain biking and exploring the natural beauty of the region. The city’s warm and welcoming atmosphere, combined with its vibrant downtown and lively arts scene, make it one of the most well-rounded college towns in Virginia.
Virginia Tech’s sprawling campus, with its iconic limestone buildings and immaculate landscaping, serves as a stunning backdrop for the university’s cutting-edge research. The school’s commitment to research, sustainability and service extend beyond the classroom, allowing students to engage with the local community and make a difference on a global scale. The university’s strong sense of community and tradition, coupled with its dedication to fostering intellectual curiosity and innovation, make Blacksburg an exceptional choice for students seeking a transformative college experience in a picturesque college town in Virginia.
Settle down in a Virginia college town
The top college towns in Virginia each have their own distinct charm and offer students an array of educational experiences and unique real-world opportunities. From the historic allure of Charlottesville and Williamsburg to the urban excitement of Fairfax and Richmond and the natural beauty of Blacksburg, the college towns featured above provide an enriching backdrop for higher education in the Old Dominion State. Students and visitors alike will find a wealth of culture, history and adventure waiting to be discovered in these captivating college towns in Virginia.
I started to write a post that helped 20 year-olds decide how much life insurance they needed to buy when something hit me – I’m not 20 anymore!
Instead of trying to remember what time frame that I was in my 20’s, I thought it would be better to go to the source directly. My junior advisor, Tyler, is 24, married, and working on his first child. He had the foresight to be a term life insurance policy before even getting hired by me.
Let me tell you that this is rare – extremely rare – for 20 year-olds. So here’s the decision process he went into buying life insurance and how much as a 20 year old…..
When I first started to look for Life insurance, I had many options to choose from and had to determine whether term vs whole life was best for me. It turns out the most suitable type of insurance for me was Term Life Insurance. Term life insurance is the cheapest form of life insurance, especially for someone my age. Term insurance does not have a cash value that you can borrow against such as in a whole life insurance policy. Term insurance is strictly life insurance.
The next thing you have to decide is how much term insurance do I need??? This amount is different for everyone, no matter your age. Typically you want to do a multiple of your income to protect your loved ones. This can be 4, 5, 6, 7 (x) your income. If you have kids you may even want to go higher such as 8, 9, 10, or more (x) your income.
Just imagine if you were to die (cheery thought, right?), would your family suffer financial loss? If so, you’ll need to give them a safety net, which is where life insurance comes in.
It gives them time and resources to find a way to permanently replace your income without having to worry about paying for basic expenses. For my case I do not have any kids right know, but we are planning on having kids in the near future. I also have a mortgage and a car payment that I would not want my wife to struggle with if something were to happen to me.
Debts are the single most important factor in your life insurance needs. This can be anything from mortgages and car payments to student loans and credit card bills. You don’t want to leave your loved ones with thousands of dollars of debt and no resources to help them pay it off.
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I ran several quotes just to give me a range on what kind of annual premium I was looking at.
Here are the results:
$500,000 30 Year Term Life Policy for 20 Year Old
$400,000 30 Year Term Life Policy for 20 Year Old
$350,000 30 Year Term Life Policy for 20 Year Old
For me the best option is probably the $500,000 policy. Right now at my age it is cheap enough for me to afford it, leaves my wife with more than enough money to pay our debts and put away money for our future kids college.
Life Insurance For Spouse as a 20 Year-Old
I am also wanting to get life insurance for my wife. Since she is planning on becoming a stay-at -home mom, her income will not be needed in the future. My income will be sufficient to pay the bills with. Since we will not be dependent on her income I am just going to get enough insurance on her to pay off our mortgage. I did to quotes on her to give me an idea of cost.
$125,000 30 Year Term Life Policy – Female
$100,000 30 Year Term Life Policy- Female
Now that I have a basic Idea of what everything is going to cost, I have decided to go with a $500,000 policy for myself and the $100,000 policy for my wife. These policies will cost a yearly premium of $476. This is a great price for the peace of mind that it will give us (and other 20 year-olds) if something were to happen to one of us.
As you can see, life insurance coverage is much more affordable than most applicants think. Before you run out to buy a plan, the quotes above are only generic examples. There are so many different factors which alter your premiums.
The biggest is your health. Just because you’re young doesn’t mean you’re healthy. Hopefully, you’re in good health, but if not, you’re going to pay for it.
Speaking of your health, you kick the bad habits like smoking cigarettes. Unless you want to pay double for your coverage, you need to let those cigarettes go.
It is important to keep in mind that while you are in your 20’s these policies are going to be SUPER cheap. If you put off getting a policy then you are going to pay much more. For example, a person looking to get an over 50 life insurance policy will probably pay twice as much as what Tyler is paying.
If you’re in your 20s, you have a huge advantage, you’re going to pay almost nothing for your life insurance, but even if you’re outside of your 20s (even WELL outside of your 20s) you can still get affordable life insurance coverage.
There are thousands of different companies on the market, all of them can sell you a life insurance policy that they claim is “the best coverage available” but how are you supposed to choose between all of these companies and policies?
This is why working with an independent agent is so important, we can help you navigate the murky waters of the life insurance journey. The joy of working whit us is you are actually working with 50 companies through one agent.
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There are millions of 20-year-olds that don’t have a life insurance policy, and for some of them, that’s okay. But there are millions of those that need a plan. If you’re one of those, don’t wait any longer.
In today’s modern world, the house goals of yesteryear are a distant memory.
Long gone are the days of window shutters, oversized crystal chandeliers, multiple small rooms, intricate designs, wrought-iron railings, small windows, and large porches with overhanging beams.
Modern mansions favor simple and clean designs with open spaces.
While traditional mansions offer intricate and elegant details, today’s luxury homes feature straight lines, geometric shapes, a flat or low-sloped roof, and clean exteriors with little to no texture.
Luxurious homes of the past featured building materials such as brick, wood, plaster, stucco, and stone. Meanwhile, contemporary mansions favor newer, more technologically-advanced building materials including reinforced steel and concrete.
And windows, lots and lots of floor-to-ceiling windows.
Sophisticated smart homes are all the rage, as are connected outdoor spaces, white rooms and simple color palettes, open floor plans, glass walls allowing for ample natural light, green features, security settings, and the utmost privacy.
While traditional mansions typically featured a number of small, single-purpose rooms, modern floor plans include seamless open-ended spaces.
After all, one cannot be confined to small spaces while living that luxurious lifestyle!
A closer look at 18 of our favorite modern mansions
When it comes to stunning estates, we’ve got you covered.
From wraparound pools featuring panoramic views to glass walls for days, to dream chef kitchens, to seamless indoor-outdoor living spaces, we’re taking a look at 18 modern mansions that have knocked our socks off.
And we think you’ll (really, really) like them too.
A Marc Whipple-designed modern mansion with a wraparound pool
Designed by acclaimed architect Marc Whipple, this massive 11,200-square-foot home in Beverly Hills is quite a stunner.
Offering six bedrooms, seven bathrooms, and two half baths, the multi-million dollar manse features disappearing walls of glass, so that its residents can enjoy the stunning views from each and every room.
Speaking of views, they’re completely unobstructed, with downtown Los Angeles, Catalina Island, and the coastline on full display. Those lovely landscapes can be seen from the home’s stunning wraparound pool.
Other luxurious amenities include a movie theater, a secret Zen garden, gym, guest house, glass wine cellar, gated driveway, and an outdoor kitchen.
This Beverly Hills manse had its moment of fame a few years back, when it was rented by Rockstar hitmaker Post Malone. It was later listed for sale with a whopping $26 million asking price.
A breathtaking Hollywood mega mansion with museum-quality energy crystals throughout
Built in 2021, this mega mansion is located in the heart of Hollywood.
Boasting panoramic views of downtown Los Angeles, the Pacific Ocean, and the canyon, the home offers six beds, nine baths, and nearly 10,365 square feet of living space.
Photo credit: Sean Gordon courtesy of The Agency
The sophisticated smart home features museum-quality crystals sourced from around the world and placed with extraordinary care throughout to energetically enhance the residence.
Offering double-height ceilings and incredible indoor/ outdoor living spaces, the California compound also includes a custom home theater, fitness center, wine cellar, second living room and all the finest custom finishes.
Photo credit: Sean Gordon courtesy of The AgencyPhoto credit: Sean Gordon courtesy of The AgencyPhoto credit: Sean Gordon courtesy of The AgencyPhoto credit: Sean Gordon courtesy of The AgencyPhoto credit: Sean Gordon courtesy of The AgencyPhoto credit: Sean Gordon courtesy of The Agency
Setting a new gold standard for Southern California living, the picturesque backyard — which is front row to the city and canyons — features a beautiful sparkling pool/spa, a built-in BBQ area, and a grassy green lawn.
See more of this unique Hollywood mega-mansion here.
A striking $150M modern mansion in Bel-Air with 360-degree views
This beautiful home in Bel-Air has all the bells and whistles you’d expect in a modern mansion (and then some).
Photo credit: Matthew Momberge courtesy of Compass
Designed by award-winning architecture and design firm, Saota, the private compound is perched on a promontory high above the city — opening up to unobstructed, 360-degree views of Los Angeles.
Set on a 1.15-acre lot, the swanky crib offers nine bedrooms and fourteen baths spread across 20,841 square feet.
Some of the luxury amenities include an infinity pool with a secluded cabana and pool-side sunken fire pit, three separate staff quarters, and a one-bedroom guest house with a separate, private pool.
Photo credit: Matthew Momberge courtesy of CompassPhoto credit: Matthew Momberge courtesy of CompassPhoto credit: Matthew Momberge courtesy of CompassPhoto credit: Matthew Momberge courtesy of CompassPhoto credit: Matthew Momberge courtesy of CompassPhoto credit: Matthew Momberge courtesy of Compass
This magnificent manse was owned by George Ruan, co-founder of online coupon-clipping company Honey (now part of Paypal).
The Razor House in San Diego, the real-life Iron Man house
The one-of-a-kind architectural masterpiece known as The Razor House was designed in 2007 by San Diego-based architect Wallace E. Cunningham.
Photo credit: Gary Kasl courtesy of The Agency
The striking concrete and glass mansion — dubbed ‘the Iron Man house’ due to its resemblance to Tony Stark’s mansion in the famous Marvel movie — is perched on the edge of a cliff overlooking the Pacific Ocean.
Offering endless concrete terraces, the stunning estate has mesmerizing views of surrounding hills and the ocean below.
Photo credit: Gary Kasl courtesy of The AgencyPhoto credit: Gary Kasl courtesy of The AgencyPhoto credit: Gary Kasl courtesy of The AgencyPhoto credit: Gary Kasl courtesy of The AgencyPhoto credit: Gary Kasl courtesy of The Agency
Featuring several outdoor lounge areas, the luxurious three-story home comes with six bedrooms and six baths, with nearly every room opening up to jaw-dropping views.
In 2019, Grammy Award-winning singer Alicia Keys and husband Swizz Beatz bought The Razor House in a $20.8 million deal.
Villa Vella, one of Europe’s finest contemporary homes
Spanish dream house, anyone?
Dubbed Villa Vela, this sprawling 23,476-square-foot property is located in the sun-bathed province of Andalusia, Spain.
Photo credit: The Agency
Sitting behind its own gates, at the end of a sweeping driveway, Villa Vela offers a total of six bedrooms and six baths.
The posh property has been designed to be free-flowing and, as such, has an open plan, including floor-to-ceiling retracting windows that open directly onto a terrace that stretches from one end of the house to the other.
Photo credit: The AgencyPhoto credit: The AgencyPhoto credit: The AgencyPhoto credit: The AgencyPhoto credit: The Agency
Not to mention, each of the suites has its own outdoor space, and they also all connect directly to the vast upper terrace, its lawn, garden, and dining area, and benefit from breathtaking views.
A futuristic, yacht-shaped mansion perched high atop the Los Angeles hills
This 17,000-square-foot modern residential oasis in the upscale LA neighborhood of Brentwood is redefining luxury living.
Photo credit: The Agency
Southern California-based architectural firm de Loren & Associates purposefully designed the building by superior wellness standards, without sacrificing on design but rather adding to it.
Inspired by the clean lines and interior spatial layouts of yachts paired with the motion of the sea, the curving exterior facades are reminiscent of ocean waves, wind, and clouds that make not only for an exhilarating lifestyle but also appealing to the eye.
The modern mansion boasts seven bedrooms, eight bathrooms, and three powder rooms across three levels.
Photo credit: The AgencyPhoto credit: The AgencyPhoto credit: The AgencyPhoto credit: The AgencyPhoto credit: The AgencyPhoto credit: The Agency
Featuring a massive list of upscale amenities, the beautiful Brentwood home offers a 610-bottle wine cellar, commercial speed glass elevator, movie theater, state-of-the-art gym, a 300 sq. ft. green wall, and a lower-level entertainment area with a full bar, pool table and more.
And there’s plenty of room for Stormi and Wolf to explore! Turns out, this luxurious residence is owned by none other than rapper Travis Scott.
A newly-built Encino mansion with bright, airy, and warm interiors
We can’t get enough of this amenity-rich mansion with modern interiors and a killer guest house.
Photo credit: LA Light Photography and The Luxury Level
The seven-bedroom, eight-bathroom Encino home offers 9,081 square feet of living space enclosed within a private, gated estate with surrounding landscape.
The stunning estate is a beautiful example of modern California living, with picture-perfect interiors, exquisite finishes, jetliner views, and plenty of attractive amenities.
Featuring warm wood tones, the large windows and Fleetwood doors open up to unobstructed views and plenty of natural light.
Photo credit: LA Light Photography and The Luxury LevelPhoto credit: LA Light Photography and The Luxury LevelPhoto credit: LA Light Photography and The Luxury LevelPhoto credit: LA Light Photography and The Luxury LevelPhoto credit: LA Light Photography and The Luxury Level
The carefully thought-out finishes give the home a modern vibe that extends into the bedrooms as well. The second level of this luxury Encino home has four bedrooms, including the master suite, which walks out to a 1,200-square-foot balcony with a fire table.
Naturally, this wonderful modern manse caught the eye of a famous buyer; it’s now owned by Modern Family star Jesse Tyler Ferguson and husband Justin Mikita.
A modern 4-story house facing one of the most beautiful coastal shorelines in all of California
We love this modern mansion set in the most desirable area of Manhattan Beach, The Strand, an oceanfront neighborhood lined with modern-looking mansions that typically sell in the $5 million to $15 million range.
Photo credit: Paul Jonason courtesy of Stroyke Properties Group
Spanning 6,978 square feet of modern living space, the home offers six bedrooms and eight baths.
Designed by renowned L.A. studio KAA Design, this four-story home was envisioned around life, in all its texture, at the beach.
Rather than cluster sleeping areas on a single floor, they’re strategically spaced across the four levels, with the third floor being home to a primary suite with a private office that’s luxuriously sequestered in the style of a penthouse.
Photo credit: Paul Jonason courtesy of Stroyke Properties GroupPhoto credit: Paul Jonason courtesy of Stroyke Properties GroupPhoto credit: Paul Jonason courtesy of Stroyke Properties GroupPhoto credit: Paul Jonason courtesy of Stroyke Properties Group
The private elevator takes residents and guests down to the beach room, which is level with the Strand itself, and lounge on the patio, front row to a peaceful scene of sea, sand, and sky.
Read more about this beautiful modern mansion here.
A $70M contemporary marvel that reimagines luxury living for the 21st century
Located in the coveted Brentwood neighborhood of Los Angeles, this modern mansion is what happens when a star-studded team consisting of award-winning architect Noah Walker, AD 100 interior designer, Jamie Bush, and renowned landscape designer, Christine London LTD comes together.
Image credit: Benny Chan courtesy of The Agency
Spanning 19,000 square feet, this beautiful abode is set on a sprawling four-acre lot and offers six bedrooms and 12 bathrooms alongside many recreation rooms.
The plush property has 270-degree views of the city, ocean, and canyon, and a long list of amenities that include a theater room — with acoustical wall paneling and a commercial cinema-quality projection system — a gym with a steam room, a 75-foot indoor lap pool, outdoor architectural pool and dual offices.
Image credit: Benny Chan courtesy of The AgencyImage credit: Benny Chan courtesy of The AgencyImage credit: Benny Chan courtesy of The AgencyImage credit: Benny Chan courtesy of The Agency
We first covered this luxurious contemporary home when it first came to market last year with an ambitious asking price of $70 million.
Just a few months later, it was purchased by music mogul Scooter Braun (better known as Justin Bieber and Ariana Grande’s manager, and Taylor Swift‘s manager-turned-foe) for $65 million.
The Ora House in San Diego, where contemporary architecture meets serene living
In the hilly, seaside neighborhood of La Jolla in San Diego, a modern cliffside mansion has all the dream house vibes.
Street view of the property. Photo credit: Blue Heron
Built by Blue Heron’s BH Elite custom home division, the Ora House, as the property has been named, is a true architectural marvel.
The stellar design team incorporated the same innovative biophilic design and advanced Savant technology used in Blue Heron’s flagship home, VM001 in Las Vegas, to “enhance the flow of life while creating an overall sense of peace and natural wellbeing.”
The cliffside estate is set in La Jolla’s exclusive Bird Rock Waterfront enclave and totals 8,878 square feet of living space.
Photo credit: Blue HeronPhoto credit: Blue HeronPhoto credit: Blue Heron
The architectural marvel has five bedrooms and eight baths across its four levels, with each level embracing the outdoors with spaces tailored for both entertaining and private moments.
A striking celebrity compound with a modern heptagon-shaped house
Check out this contemporary compound in La Crescenta, Calif.
Photo credit: Cameron Carothers courtesy of Compass
Designed by AD100 architect Michael Maltzan, this dramatic, heptagon-shaped house has spaceship vibes, is surrounded by seven exterior walls (some made out of glass), and is anchored by an open-air courtyard that sits right at the center.
Nearly all the rooms of the house come with sliding floor-to-ceiling windows that open up to either the serene courtyard or beautiful mountain and city skyline views.
Some of the stand-out features of the modern mansion include a primary suite with an entire wall of glass that opens up to a generously sized balcony and a particularly unique bathroom with a blue curved penny-tiled wall surrounding the shower.
Photo credit: Cameron Carothers courtesy of CompassPhoto credit: Cameron Carothers courtesy of CompassPhoto credit: Cameron Carothers courtesy of Compass
This unique home was owned by Red Hot Chili Peppers bassist Michael Peter Balzary, known professionally as Flea.
A $25 million Napa Valley glass house with killer views
Surrounded by over 40 acres of lush grounds set amidst California’s world-class wine country, this striking architectural home goes by the name of Karinya.
The highly suitable moniker originates from the Australian aboriginal culture and is simply translated as “peaceful home.”
Image credit: Adam Rouse courtesy of Coldwell Banker
Built in 2017, the stunning estate is nestled in the small community of Deer Park right next to St. Helena in Napa County.
Spanning 8,837 square feet, the impressive residence was built with natural materials, a deep connection to the valley’s views, and a design that boasts both beauty and luxury.
Not a detail is spared at Karinya, with many luxurious features such as endless walls of glass, a 2,000-bottle wine room, and an acoustically-designed media/ theater room.
Image credit: Adam Rouse courtesy of Coldwell BankerImage credit: Adam Rouse courtesy of Coldwell BankerImage credit: Adam Rouse courtesy of Coldwell BankerImage credit: Adam Rouse courtesy of Coldwell Banker
Fitting a modern dream house, it also comes with a detailed smart home system with mobile phone control access that controls the music, air conditioning, security and programmable LED recessed lighting in 11 separate zones and a fire sprinkler system.
See more of this lovely Napa Valley home here.
A modern mansion that was once featured in the Oscar-winning “La La Land” movie
Set in the popular Encino neighborhood of Los Angeles, this modern mansion offers an impressive cutting-edge design.
Photo credit: Compass
The six-bedroom home wows with its soaring ceilings and walls of glass that bring the outdoors in.
Complete with an infinity pool and spa (with a cascading waterfall) and a nifty pool/guest house with a sundeck for outdoor entertainment, the home is peppered with outdoor spots to relax and enjoy the lovely Cali weather.
In case you’re getting a strong sense of deja vu, this beautiful home was featured in the popular film, La La Land.
As the story goes, Mia (played by Emma Stone) and her friends attend a lavish party hoping to meet influential people in the business and finally get their lucky break.
You guessed it, this memorable movie scene was filmed at this gorgeous Los Angeles estate.
A celebrity chef’s former home with a massive kitchen anchored by a 24-foot stone island
Located in the coveted Via Bluffs enclave of Pacific Palisades, this modern mansion spans 6,500 square feet of luxurious living.
Photo credit: credit: Smith Cho / Compass
Offering massive sliding windows that open up to beautiful views of Potrero Canyon and beyond, the sumptuous five-bedroom, five-bathroom home is filled with natural light streaming in from the surrounding floor-to-ceiling windows and sliding glass doors, while the skylights pour even more light onto the main and top floors.
The Pacific Palisades property also flaunts features like a dual-faced fireplace, a nearly 24-foot kitchen island, and a distinct living room that’s pouring out onto the outside deck overlooking the pool.
A large open-layout living area is anchored by an impressive dream kitchen.
Photo credit: credit: Smith Cho / CompassPhoto credit: credit: Smith Cho / CompassPhoto credit: credit: Smith Cho / CompassPhoto credit: credit: Smith Cho / CompassPhoto credit: credit: Smith Cho / Compass
This beautiful home was once owned by celebrity chef, Everyday Italian, and Giada At Home star Giada de Laurentiis.
A beautiful modern mansion tucked in the Hollywood Hills
Built in 2019, this Marc Whipple-designed home is a true Hollywood gem.
Located on the glamorous Sunset Strip, in the Hollywood Hills West neighborhood of Los Angeles, this home oozes that clean-lined modernist approach, while still offering warmth and comfort.
Photo credit: credit: Jonathan Ducrest and Tom Hunter
The posh property incorporates five bedrooms, six bathrooms, as well as two half-bathrooms, all with breathtaking views spreading from the Hollywood sign right to the Pacific Ocean.
The main entrance offers an open-concept kitchen and three terraces that total 5,000 additional square feet of outdoor living space.
And, the middle level features a second living room and a luxurious ‘floating glass box’ master suite.
Photo credit: Tom Hunter Photography.Photo credit: credit: Jonathan Ducrest and Tom HunterPhoto credit: credit: Jonathan Ducrest and Tom HunterPhoto credit: Tom Hunter Photography.Photo credit: credit: Jonathan Ducrest and Tom Hunter
All the bedrooms offer easy access to the infinity pool, which provides stunning views of the surroundings and a perfect setting to enjoy summer nights and sunsets in complete privacy.
A Malibu gem that’s often rented to high-profile celebrities
This Malibu celeb magnet is the epitome of indoor-outdoor Cali living, featuring large glass walls that seamlessly blend the interior with the grounds.
Perched above the Pacific Ocean, the three-bedroom, three-bathroom, 2,100-square-foot Malibu mansion is every bit the modern gem.
Photo credit: Hagai Aharon
It’s the perfect property for entertaining, as it includes an infinity pool with fabulous ocean views, a spa, and a fire pit.
The entertainment continues inside, as the house includes not one, but three indoor fireplaces, as well as a media room, making sure you stay entertained throughout the entire year.
Amenities include everything you could possibly need, from in-unit laundry and air conditioning to five parking spaces, an outdoor patio, and a cabana.
The house not only rents out to celebrities such as Matthew Perry, Cardi B, and Taraji P. Henson, but it’s also owned by one.
Betty Moon, a celebrated Los Angeles musician, songwriter and producer, currently owns the plush property which she recently renovated before listing it for rent.
An impeccably designed modern mansion that embraces indoor-outdoor living
Located in the upscale neighborhood Pacific Palisades in Los Angeles, this three-story home was designed and built by renowned developer/designer duo David and Eliana Rokach.
Photo credit: The Agency
This multi-million dollar mansion offers a sprawling 13,543 square feet of modern living space and packs nine bedrooms and twelve bathrooms.
Boasting unobstructed views of the Pacific Ocean and the Santa Monica Canyon, the stunning estate offers an open-concept living/dining room finished in a chic, contemporary style.
The living room features custom-made electronic sliding steel doors that open to a beautiful outdoor area, which features a barbecue area, a grassy backyard, and an infinity-edge swimming pool opening up to views for miles.
Photo credit: The AgencyPhoto credit: The AgencyPhoto credit: The Agency
A modern hillside lair with canyon views
Situated in Los Angeles’ coveted Brentwood neighborhood, this hillside lair with expansive living spaces, eco-friendly details, and ultra-high-end finishes gives us serious dream house goals.
Photo credit: Noel Kleinman courtesy of Compass
The main entrance features a Japanese-imported Yakisugi front door and bonsai adorned atrium that leads to the open-concept living space.
Here, a chic palette of luxurious stone and reflective glass is accented by unique designer details, and floor-to-ceiling windows provide natural light throughout the day.
Photo credit: Noel Kleinman courtesy of CompassPhoto credit: Noel Kleinman courtesy of CompassPhoto credit: Noel Kleinman courtesy of Compass
Offering sweeping views of the canyon, the four-bedroom home comes equipped with the latest technology for entertainment, comfort, and sustainability.
This includes a full automation system, Lutron Solar System lighting, home theater and surround sound from Bang & Olufsen, a home gym, and much more.
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All right, let’s get this out of the way, right up front.
Dining alone in a restaurant is neither a shameful thing nor an experience to avoid.
Maybe you’ve had an experience like Jason Segel in “Forgetting Sarah Marshall.” Sometimes a server does make a fuss, but, really, most are happy you’re there — if you are happy to be there, yourself.
There’s an art to the solo dine. In the right frame of mind and with reasonable expectations, a solo diner can have a delicious experience.
It helps if you like to eat, of course.
These tidbits should help the reluctant learn from my own mistakes. Know thyself, dear diner, and feel free to enjoy a great meal, regardless of situational solitude!
[find-an-apartment]
Solo Dining 101 Ok, so the moment finds you hungry, sans social engagement. What to do?
Let’s start with a basic tenet: you’ve got to dispel any insecurity you might have about your right to eat alone.
American culture is a little crazy about food. As a result of what we’ve been taught, some of us feel self-conscious about enjoying eating, especially in public. But the fact is, we’ve all done it.
Confidence is key, here. If you find yourself wondering whether others in a restaurant are looking at you or judging your presence, remember they’re really more interested in the cannelloni.
Location, location, loca… Where you choose to sit in a restaurant has perhaps the greatest impact on whether you’ll enjoy your solo dining experience.
It’s up to you to share your seating preference: want to be situated in eaves-dropping distance of an interesting-looking group of folks? Prefer to pass the time in a more secluded area? Unless the joint is really jumping, any friendly establishment should be happy to accommodate your pleasant request.
Don’t feel that you have to dress to match the furniture. Whatever you’re wearing is just fine.
Read the restaurant Ah, this is important. I like to know a little bit about a place before I go there, just so there are no unpleasant surprises.
When you know the details – like how much the food costs, or that there will likely be patrons dressed to the nines – you can adjust your expectations. I’m not saying you should feel compelled to conform, but know the general guidelines. The point of the solo dine is for you to enjoy yourself.
Your meal on mobile (or, the smartphone connection) Here’s a call: to eat while connected, or no?
A meal alone certainly gives you a chance to catch up on emails, fave websites, and memes you’ve yet to have the time to embrace. Or you might want to cherish a few moments to yourself, entirely disconnected from the grind.
When I’m feeling digitally social in these situations, I like to philosophize by text with a friend who likely won’t respond right away. (Do you have those, too?) I might describe the scene, the people, the food. It’s sort of like talking to myself in the presence of another, online. I’ll hear what my friend has to say later, but, for now, I just want to put my impressions out there — and I want to enjoy the food.
What if you want to be social? Just because you arrive alone to a hip eatery doesn’t necessarily mean you wish to stay that way. Again, it’s up to you to signal your intentions.
Your body language tells the tale about whether you want to engage with other diners. A seat taken at the bar is a reasonable give-away, too.
The Staff and the Solo Diner Servers are generally friendly to those dining alone; ones who are frustrated about the desire for a larger table (and tip) really only spite themselves, if they take these feelings out on the solo diner. I choose to be super-nice to servers, but I tip based on the bill and the quality of service received — generally no more merely because I happen to be eating alone.
Here’s a man who knows what he likes. Sweet…or is it savory?
Enjoying a food scene with friends is one of the great pleasures in life, but there’s no rule that says it’s the only way to experience a restaurant. Go ahead, muster up your courage: “table for one, please.”
As the saying goes, if you can make it in New York City, you can make it anywhere. And in fact, many have.
Countless celebrities and A-listers, both past and present, call NYC home.
And that doesn’t come as much of a surprise, since New York City is considered to be one of the best cities in the world with its diversity, culture, and world-class restaurant and art scene, attracting people in droves.
Not to mention that rubbing shoulders with celebs is a common day occurrence in the Big Apple. And several landmark buildings, from the Dakota building to the San Remo, are magnets for A-list residents, making it far more likely for you to bump into some of the biggest people in showbiz.
And we’ve found the most extraordinary (and luxurious) new listings that are suitable for the elite home buyer — especially if one key criteria is living in the same building as some of your favorite celebrities.
Here are 5 hot new listings in buildings where celebrities live
Whether it’s movie stars, artists, rock stars or athletes, some of the world’s most rich and famous have set up residence in the Big Apple.
If you’re looking to follow in their footsteps — or just curious how much $$$ you’d need to shell out to to live in a star-studded building — we’ve rounded up 5 extravagant new listings located in buildings that some of New York’s most famous residents have called (and continue to call) home sweet home.
A sprawling 5,000-sq. ft. apartment at the San Remo (145 Central Park West)
Listing Price: $19,975,000
Listed by Frederick Warburg Peters of Coldwell Banker Warburg, this 5,000-square-foot home is a crown jewel housed inside the famed luxury co-op, the San Remo, New York City’s first twin-towered building.
If you’re not familiar with the building, the San Remo is a luxurious two-towered 27-floor co-operative apartment building in the Upper West Side of Manhattan located at 145-146 Central Park West between West 74th and 75th Streets.
The San Remo has been home to several celebrities, including Demi Moore and Bruce Willis, Tiger Woods, Steven Spielberg, Bono, Mary Tyler Moore, Dustin Hoffman, Diane Keaton, and Rita Hayworth, to name a few. Steve Jobs also had an apartment here, back in the day.
Featuring impeccable renovations and updates, the three-bedroom suite at the San Remo includes four bathrooms, one powder room, enormous rooms, brilliant lighting and French Doors opening to spectacular Central Park views.
Photo Credit: Coldwell Banker Warburg
According to the listing, this is the most glamorous and livable apartment available today on Central Park West.
A three-bedroom at The Dakota (1 West 72nd Street)
Listing Price: $10,900,000
Listed by Annie Cion Gruenberger of Coldwell Banker Warburg, this 3,800 square-foot suite offers three-bedrooms of elegance inside the prestigious co-op, The Dakota.
Stunning as the apartment might be, owning it also comes with bragging rights of living in the city’s most exclusive co-op building.
In fact, it’s so exclusive that even celebrities like Madonna and Antonio Banderas have been turned away by the building’s selective board.
Photo Credit: Coldwell Banker Warburg
This unmatched apartment’s design is truly breathtaking with gold-inlaid ceilings, Egyptian mahogany wood-panels, and stenciling throughout its walls and ceilings.
Featuring three bedrooms and three-and-a-half baths, there are top-of-the-line appliances and the most luxurious updates throughout the luxurious suite.
Photo Credit: Coldwell Banker Warburg
A wonderfully restored & updated apartment at the Dakota (1 West 72nd Street)
Listing Price: $5,475,000
Listed by Lisa Chajet and Bonnie Chajet of Coldwell Banker Warburg, this lavish suite inside the Dakota building offers several luxe features, including 14-foot ceilings, meticulous woodwork throughout, three bedrooms and three all-stone bathrooms, to name a few.
Photo Credit: Coldwell Banker Warburg
The Dakota is one of NYC’s longtime landmarks, located just two blocks south of the San Remo in Manhattan’s Upper West Side.
Often dubbed “the most famous apartment building in New York City,” the Victorian-era German Renaissance co-op apartment is located on the northwest corner of 72nd Street and Central Park West in the Upper West Side of Manhattan.
Photo Credit: Coldwell Banker Warburg
The Dakota has been (and continues to be) home to several famous residents, with its most illustrious occupants including John Lennon and Yoko Ono, Judy Garland, Roberta Flack, Lauren Bacall, Maury Povich and Connie Chung, to name a few.
To become a member of this highly exclusive club, interested buyers would have to shell out $5,475,000. Also included in the asking price: the highest level of privacy, security, service, and luxury in one of New York’s most distinguished landmark buildings.
It’s also worth noting that the home has been meticulously restored to showcase its historic character and detail, with the refinishing of the woodwork has been widely recognized to be among the very best in the building.
Photo Credit: Coldwell Banker Warburg
A two-floor apartment at the River House (435 East 52nd Street)
Listing Price: $12,000,000
Listed by Lisa Tarnopol and Linda Reiner of Coldwell Banker Warburg, this astonishing seven-bedroom apartment spans two full floors at the top of the renowned River House co-op.
Photo Credit: Coldwell Banker Warburg
With both floors accessible via private elevator, the suite’s two foyers open up to an elegant staircase, library with custom panels, a wood burning fireplace, a corner office space, and an ensuite bathroom for each of its seven bedrooms.
VIPs and A-listers such as actor Uma Thurman, author Barbara Taylor Bradford, and former U.S. Secretary of State Henry Kissinger have set up residence in the River House.
Located at 435 East 52nd Street in Manhattan, this 26-story iconic building was constructed in 1931. The River House has been notoriously known for having a strict board and turning away several high-profile New Yorkers, including Gloria Vanderbilt, Richard Nixon, Diane Keaton and Joan Crawford.
The current listing, priced at $12 million, sits at the very top of the coveted building. It packs 7 bedrooms across two floors, and its grand-scale rooms are accented by high ceilings, beautiful wood flooring and full-height windows, making it a sight to behold.
Photo Credit: Coldwell Banker Warburg
A completely revamped three-bedroom at 15 West 81st Street
Listing Price: $5,250,000
Listed by Michael J. Franco of Compass, this 2,400-square-foot apartment is located only blocks away from Central Park, The American Museum of Natural History and the Rose Planetarium.
The sprawling three-bedroom, three-bathroom home is the definition of living large in Manhattan. The stunning home was completely renovated and reimagined to include extraordinary details, like its solid oak dining bar, Bulthaup cabinetry, and herringbone floors.
Photo Credit: Compass//Michael J. FrancoPhoto Credit: Compass//Michael J. Franco
15 West 81st Street is a long-established, white-glove cooperative with a reputation for stellar service and is located on one of the most sought-after blocks in Manhattan just off Central Park West.
Emmy Award-winning actor Tony Shalhoub once lived in the building, which boasts one of the finest lobbies in the Big Apple.
Photo Credit: Compass//Michael J. Franco
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How does one take thousands of dollars each year, proverbially bury that money in the ground, and then assume that the money will multiply tenfold in the subsequent 30 years? The simple answer: long term investing takes faith.
Countless what ifs…
What if the economy falters? What if companies fail, your real estate market declines, or your investment advisor makes the wrong picks? There are countless scenarios that could spell ruin in your long term investing. Heck! Who says you’ll even live those 30 years to see the assumed investment profits?
Sell everything! Spend now!
Don’t do that. Tyler Socash (see his awesome TED talk here) recently told me the advice that his financial advisor gave him.
“There’s a balance,” he explained, “On one side, tomorrow is never promised. You should spend money today on the people and activities you love. But at the same time, you’ve got to consider the reality that you’ll likely live a long and healthy life, and that you’ll want to retire at some point.”
More articles on long term investing:
So that’s why you would want to invest. There’s a “likely reality” that you’ll end up wanting to retire, and you’ll want to have some money saved up.
But how to maintain faith that your long-term investing will actually appreciate, or increase, into more money than you have today? How do you combat the fear that your bets might backfire?
The Fulton Chain of Lakes
This genesis for this article popped into my head as I lay on a hammock on Fourth Lake, in New York’s Adirondack Park.
It was a beautiful sunny day. Loons called from the crystalline waters. My dog, Sadie, chased squirrels through the wooded undergrowth. The eastward winds pushed waves and sailboats alike.
Sadie, the Soviet Grandma, tuckered out from chasing squirrels (below)
Sadie, looking up at a squirrel nest
Those wind-blown waves belied an interesting detail. The waves of Fourth Lake were clearly flowing eastward. Yet all hydrology data notes that Fourth Lake drains westward into Third Lake, and that the entire Fulton Chain of Lakes flows westward into Lake Ontario.
In the short term, winds and boats and thirsty dogs can push Fourth Lake’s waters in any number of directions. But over the long term, gravity will always win out. The lake will slowly drain westward through the Moose River, the Black River, and into Lake Ontario.
The long term trend is clear and obvious and unavoidable, despite what I witnessed from my comfy hammock. The short term “what ifs” I witnessed were small—and ultimately inconsequential—deviations from the clear trend.
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Markets Behave Like Those Lakes
At least up to this point in human history, investment markets have acted like my experience on Fourth Lake. While short term stimuli can push the markets in any number of directions, long term investment trends show clear upward tendencies.
For example, let’s look at this detailed examination of 100+ years of stock market returns. Here’s one of the many charts from that post. This one shows portfolio values assuming that an investor contributed $100 per week for 30 years (a total of $156K invested).
At worst, someone who invested from 1953 to 1983 would have turned their $156K investment into $500K. That’s the worst case. That’s why investors have faith that their long term investments will have positive returns.
The market will wax and wane. The westward-flowing Fourth Lake can temporarily flow east. The actual data will overshoot and undershoot the trend-line average.
S&P 500 from 1953 to 1983, shown with a linear trend line
I bet some investors were pretty worried about their “buried money” in 1957, and 1962, and 1966, and definitely in 1970 and 1974. But by the time this particular 30-year period ended, the S&P 500 was at a level 800% higher than where it started.
Long term investing is based on this idea. Eventually, the market “flows up.”
“But it can’t go up to infinity, right?!”
Right. The stock market cannot go up forever. Eventually, the slow heat-death of the universe will ensure that the stock market has a finite cap.
Sorry, that was facetious. Here’s a serious answer.
It’s easy to look at the past 100 years of economic growth and think, “How could this ever continue at this rate? Surely we’re plateauing, right?!” But many experts—and some non-expert blog authors—think there’s still plenty of room for useful economic growth.
For example, I would argue that poverty is still an issue, both in the U.S. and around the world. Efforts to raise the impoverished out of squalor would, by definition, involve economic growth.
Or take a look at the current “green revolution” that’s occurring in the energy sector. Solar and wind power are rapidly becoming cheaper alternatives to carbon-based energy. This is an example of the “creative destruction” that ultimately leads to economic growth. Good ideas get replaced by great ideas, and the society as a whole benefits (or should benefit).
These ideas play into my faith in long term investing. As long as humans remain curious enough to build better stuff, our economies will continue to grow. And thereby, our long term investments will grow.
(End Times of) Long Term Investing
Faithful readers, it’s time to say “Amen” on this article.
Investing, like a wave, is full of up-and-downs, back-and-forths. It takes a degree of faith to believe that your long term investing will pan out, especially amid the proverbial roil.
If (and certainly when) the tides turn, I hope this post gives you the credence and conviction to see the light and continue your long term investing plan.
Thank you for reading! If you enjoyed this article, join 6000+ subscribers who read my 2-minute weekly email, where I send you links to the smartest financial content I find online every week.
-Jesse
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Northwestern Mutual Earns Record Showing on Latest National Ranking of Top Wealth Advisors MILWAUKEE, April 4, 2023 /PRNewswire/ — Northwestern Mutual today celebrated more than 130 of its advisors – a company record – who earned a ranking on Forbes’ Top Wealth Advisors “Best-In-State” list. “In this time of bank sector volatility, inflation and potential … [Read more…]
When Colleen Randall bought her house in 2016 for $174,000, she figured it was the perfect starter home. Then the past few years made the deal even sweeter: She doubled thesquare footage after redoing herunfinished basement. Now the three-bed, three-bath house in Hagerstown, Md., is worth at least $260,000. Refinancing in 2020 also lowered her mortgage rate from 3.25 to 2.75 percent and knocked off her private mortgage insurance.
And that’s the problem.
Randall, 33, and her husband want to have a second child, but their third bedroom is a sunroom and wouldn’t work for a new baby. They would normally justlook to move and sellit. But they can’t imagine giving up their ultralow rate for a newmortgage above 6 percent on a bigger house. The more likely scenario: delay having another kid and stay put.
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“My mortgage payment would essentially double if we purchased a house with around the same square footage, with just a better layout,” Randall said. “I just can’t do it. If I could predict the future, we’re probably going to stay where we are. It’s just too comfortable a position.”
Mortgage rates rise above 7 percent as Fed scrambles to slow economy
People like the Randalls are everywhere, and they’re causing unanticipated problems for the housing market.Home values soared in the past few years, as the pandemic reshuffled people’s housing needs, and buyers clamored for the few listings available. To cool that demand — and tame inflation throughout the economy — the Federal Reserve has been hiking interest rates at the fastest pace in decades. Those moves sent mortgage rates surging past 7 percent last fall, and while they’ve pulled back somewhat, the 30-year fixed rate was still around 6.35 percent last week, according to Freddie Mac.
But those increases are alsodiscouraging owners from putting their homes on the market and forfeiting thelow rates at which they borrowed money before last year. And that is cutting down on the supply of houses,especially for conventional starter homes that have long helped first-time buyers gain a foothold in the market.
It’s the perfect starter home. But it’s only for rent.
“The world is going back toward normal, but we still have the aftermath of what happened,” said Skylar Olsen, chief economist at Zillow. “That’s moving the housing market to behave this way.”
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Striking a balance between supply and demand in the housing market is key to getting inflation under control. But experts say they don’t see the logjam getting better until rates simmer down,whichprobably won’t happen until next year. Even then, the days of super-low rates are likely over for a generation of home buyers who came of age when it was much easier to get a cheap loan.
The vast majority of homeowners have rates below today’s average. At end of 2022, 62 percent of mortgage holders had a rate below 4 percent, and 82 percent had a rate below 5 percent, according to Redfin data. A whopping 92 percent had a rate below 6 percent.
The number of new listings hitting the market are also far below normal levels, as millions of homeowners decide not to budge. In February, listings were down more than 23 percent from the year before, according to Zillow, and more than 32 percent from pre-pandemic levels.
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The drop is more dramatic in certain areas. Listings in Winston, N.C., were down 65.6 percent in February compared with the year before, according to Zillow, and they dropped 49.6 percent in Milwaukee, 39 percent in Las Vegas, and 36.8 percent in D.C.
The decline in listings is unusual, even compared with before the pandemic. By that measure, listings fell 67.3 percent in Winston, and 45.9 percent in Las Vegas.
In normal times, Knoxville, Tenn., would have around 10,000 active listings at any given moment. But by the time Hancen Sale was shopping for his first home in late 2020 and early 2021, only1,300 properties were for sale. He still managed to buy a three-bedroom, two-bathroom historic home with a 2.75 percent mortgage rate for $291,000.
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Sale works for the Knoxville Area Association of Realtors and has seen how the pandemic turbocharged the college town’s housing market. In 2021, the annual income needed to afford the average house with a 10 percent down payment was $55,677, according to his research. By the end of 2022, it was $88,808. So at age 25, he can’t imagine giving up his situation, and if he ever did outgrow the house, he’d rent it out.
“It’s going to be hard for me, financially, to move elsewhere,” Sale said. “It’s kind of frozen me in place in a lot of ways. And even if I did move, I would probably be holding onto a house like this, because the rate is so low, it would be a good revenue-generating investment for me.”
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Meanwhile, scores of people are clamoring to find any homes available, even if that means taking on a high rate.
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Emily Engel and Tyler Young have been trying to buy their first home together for six months — ever since Engel’s landlord told her he wanted to sell the property where she lives. The long-distance couple has been scouring for a home in north-central Connecticut for around $325,000. They’ve lost out on six offers.
Last month, they were getting ready to put in their seventh. But while they were on the phone with their real estate agent, they were told someone else had just put in a massive bid. The only way for Engel and Young to get back to the front of the line would be to put down an extra $100,000 — cash.
“There’s an overwhelming sense of hopelessness — that’s the word — that washes over me every time,” Engel said. “This is insane. We’re not going to win. We’re not rich. We don’t have $100,000 extra. I’m almost 40. Am I not mature enough to own a house? You feel like a kid.”
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Engel said she doesn’t see any signs demand in New England is cooling. But the housing market is extremely sensitive to changes in interest rates,and there are some indications that the Fed’s moves are working as central bankers intended. The median existing-home price fell 0.9 percent in March from a year earlier, to $375,700, according to the National Association of Realtors. That marked the largest year-over-year price decline since January 2012.
Homes that do make it onto the market are taking longer to sell, which helps boost inventory and tame the buyer frenzy from earlier phases of the pandemic. Fed officials are betting that the slowdown will eventually trickle to the rental market, a crucial step since rent costs have become the main driver of inflation throughout the economy.
“We’re not seeing it yet in housing services,” Fed Chair Jerome H. Powell said in February. “But we expect to see that. We need that to happen. That’s another big part of the economy. It’s got to come. It should come in the second half of this year.”
But prices probably won’t drop markedly until there are simply more homes available. Experts have various estimates for how many more houses the country needs,with figures sometimes ranging from 1.5 million to 5 million. Last year, the White House unveiled its Housing Supply Action Plan, which aims to help close the country’s housing shortfall in five years.
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Persistent supply chain issues, labor shortages and the rising costs of construction have few experts hopeful that the plan can come to fruition. But the trend is at least moving in the right direction; the number of listings coming from new construction has been steadily climbing since 2016. At the end of 2019, right before the pandemic, almost 19 percent of listings came from new construction, according to Redfin data. By the beginning of 2023, that figure had grown to more than 33 percent.
Still, there is a long way to go, especially when it comes to luring people with ultralow rates.
Jonathan Levitt, 32, took advantage of remote work and moved from Boston to Boulder, Colo., during the pandemic. In 2021, he bought a three-bedroom house for $865,000. He locked in a 3.05 percent interest rate, and he estimated that if he bought the same house today,the monthly payment would be at least $1,000 higher.
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Levitt keeps an eye on Zillow listings, and sees other, less-appealing homes in his neighborhood selling for $200,000 more than he paid. He’s put money into upgrading the house — with solar panels, a sauna and workout equipment. He might rent it outdown the line. But he can’t imagine selling, or going back to his old Boston apartment with no outdoor space or parking.
“I’m losing money in that scenario,” Levitt said, “versus gaining.”