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The Secret of Financial Security: Consider Living Below Your Means

March 21, 2023 by Brett Tams

Many celebrities are happy living modestly despite the lavish lifestyle at their finger tips. If they can do it, so can you.
Posted in: Credit Cards Tagged: 2021, 2022, 2023, All, app, Apps, avalanche, average, balance, bedroom, Behavior, Benefits, bills, Borrow, Budget, Budgeting, buffett, build, Buying, car, choice, city, Clothes, coffee, couple, creativity, Credit, credit card, Credit Card Debt, credit cards, Credit Report, data, Dave Ramsey, Debt, Debts, dining, dining out, downsizing, eating out, Emergency, Emergency Fund, expense, expenses, expensive, experience, experts, Fees, Finance, finances, Financial Wize, FinancialWize, Free, free credit report, frugal, fund, future, groceries, Grow, guardian, gym, habit, happy retirement, healthy, Hollywood, home, house, Housing, Income, Inflation, interest, interest rate, interview, Invest, Investing, investment, job, kids, Life, Lifestyle, Live, Living, loan, Local, Luxury, Make, man, money, monthly budget, monthly expenses, More, more money, Move, Moving, needs, negotiate, new, new home, or, Other, Other Retirement Accounts, paycheck, paycheck to paycheck, payments, peace, penny, Personal, plan, priorities, programs, questions, rate, Rates, Rent, Research, restaurants, retirement, retirement accounts, save, Save Money, Saving, savings, second, security, shopping, sleep, smart, social, Spending, Spending Less, stage, story, Strategies, streaming, stress, Style, subscriptions, taxes, the balance, time, tips, tracking, Transportation, utilities, vacation, wants, warren, wealth, woman, workers, working, YNAB, young, Zero-Based Budgeting

Silicon Valley Bank 101

March 12, 2023 by Brett Tams

What happened – and is happening – at Silicon Valley Bank? Do you need to be worried about another financial crisis?

Posted in: Money Basics, Personal Finance Tagged: 2, 2023, action, All, assets, Bailout, balance, balance sheet, Bank, bank of america, Banking, banks, bills, Blog, bond, bonds, borrowers, buffett, business, business loans, Buy, company, country, crash, Crisis, data, deposit, depression, double, equity, Extra Money, FDIC, financial crisis, Financial Wize, FinancialWize, Giving, Goldman Sachs, good, government, great, healthy, helpful, ice, ideas, Insurance, interest, interest rates, investors, Janet Yellen, Leaders, Learn, Life, Links, loan, Loans, Main, Make, Make Money, making, Media, model, money, Money Basics, More, more money, Mortgage, mortgage loans, needs, new, News, one year, Opinion, Other, ownership, Personal, Personal Loans, podcast, portfolio, price, Prices, protect, quality, Raise, rate, Rates, rise, risk, safe, savings, Savings Account, second, securities, Sell, selling, shares, short, silicon valley bank, simple, single, stage, stock, stocks, story, svb, time, title, Treasury, treasury bills, unique, update, value, Venture Capital, Video, warren, will, work, youtube

Dying with Millions

March 3, 2023 by Brett Tams

Lawrence recently wrote in: Dear Jesse, My wife is 70 and I’m about to turn 70, and we’ve been retired for 8 years, and even with the tough market in 2022, our portfolio is up 40% from when we retired – from ~$3M to $4.2M. But I can’t bring myself to spend more…we spend exactly… Read More »Dying with Millions

Posted in: Money Basics Tagged: 2, 2022, 2023, 4% rule, ask, assets, Blog, Budgeting, buffett, Built, Buy, cashflow planning, charitable giving, Children, death, decades, estate, fiduciary, Financial Wize, FinancialWize, Frugality, fruit, funds, Giving, good, Grandchildren, Grow, habits, hold, interest, Investing, Investing & Retirement, Learn, Life, Links, Live, LOWER, Make, market, math, measure, money, More, needs, planner, Planning, podcast, portfolio, portfolios, Professionals, questions, retirees, retirement, retirement funds, running, save, saver, Saving, savings, society, spender, Spending, stock, stock market, story, The Stock Market, time, trust, trusts, warren, work

Agency MBS market is facing a supply-side threat

March 2, 2023 by Brett Tams
Agency MBS market is facing a supply-side threat

Issuance of agency MBS is projected to contract significantly over the next two years in the face of a housing-market contraction, but the actual supply of MBS available for purchase in the market is expected to swell to record levels over that period.

Posted in: Mortgage, Mortgage Rates Tagged: 2, 2021, 2022, 2023, action, actual, All, all-time highs, analysis, assets, Austin, Bank, banks, big, Blog, bonds, buffett, Buy, buyer, buyers, Buying, CEO, clear, CMBS, Commercial, couple, coupons, currency, data, Debt, environment, equity, estate, existing, Fall, Fannie Mae, fed, Fed Policy, Federal Reserve, Federal Reserve Bank of New York, fidelity, Financial Wize, FinancialWize, Fintech, Forecasts, Freddie Mac, front, fund, Ginnie Mae, good, government, home, home loans, Home Sales, Homebuyers, Housing, impact, Inflation, interest, interest rate, interest rates, investment, investments, investors, Jerome Powell, jump, lenders, Loans, low, LOWER, Main, Make, making, market, MBS, money, Money Management, Mortgage, mortgage market, Mortgage Rates, mortgage refinancing, Mortgage-backed security, Mortgages, Move, MSR, needs, new, new york, News, nick, Other, park, points, policies, portfolio, portfolios, pressure, principal, Purchase, rate, Rates, reach, Real Estate, real estate investment, refinancing, REITs, Research, Residential, rice, rise, risk, sales, seattle, Secondary, securities, Sell, sellers, selling, Servicing, Side, states, texas, the fed, time, trading, traditional, Treasury, Treasury bonds, trusts, under, Vanguard, volume, warren, will

How Trying to Time the Stock Market Destroys Your Wealth

February 25, 2023 by Brett Tams

Dipping out of the market at just the wrong time can utterly devastate your dreams of getting rich.

Posted in: Mortgage News Tagged: 2021, 2022, All, analysis, Banking, basics, before, Budgeting, buffett, build, business, Buy, Buying, company, Credit, crypto, data, decades, dream, education, estate, Estate Planning, Financial Wize, FinancialWize, Grow, hold, How To, how to invest, impact, index, Insurance, Invest, Investing, investment, investors, lessons, low, luck, making, man, manage, Manage Money, market, mistake, money, Money Basics, More, new, News, offers, Other, Personal, Planning, points, portfolio, quality, ready, Real Estate, Research, return, returns, rich, right, save, Save Money, Sell, shares, simple, Spending, Spending Less, stock, stock market, stocks, story, Strategies, taxes, tech stocks, The Stock Market, time, timing, timing the market, trading, warren, wealth, will, woman, workers, wrong

The 10 Most Admired Companies in the World in 2023

February 24, 2023 by Brett Tams

Who do you love? Compare your favorite brands to these most admired companies, according to Fortune magazine.
Posted in: Moving Guide Tagged: 2, 2017, 2021, 2022, 2023, All, Amazon, amazon prime, american express, android, apple, Auto, auto insurance, Banking, bankruptcy, before, bill gates, Books, buffett, building, business, castle, CEO, chase, Commercial, company, Consumers, country, covid, COVID-19, Credit, credit card, credit card issuer, credit cards, data, Deals, death, disney, double, Entertainment, Family, Financial Wize, FinancialWize, fruit, Gen Z, gift, Gift Cards, goal, Google, great, groceries, grocery, health, home, household, Insurance, internet, inventory, Investing, investors, items, jobs, JP Morgan, JPMorgan Chase, Land, list, Live, Make, making, market, markets, mobile, More, most popular, movies, new, News, offer, offers, office, oldest, organization, Original, Other, Personal, photography, place, plans, Popular, productivity, products, remote workers, Revenue, river, search, search engine, Software, startup, storage, streaming, Style, suite, summer, survey, surveys, taxes, time, tv, Video, warren, wealth, wealth management, Websites, windows, work, workers, young, youtube

Are my investments good?

February 24, 2023 by Brett Tams

Today we’re starting with a common question, and we’re going to answer it from a few different points of view. College student Cesar asked me, “Jesse, take a look at my investments. Do you think they’re good?” Sounds simple enough: are my investments good? But there’s more to the question than meets the eye, so… Read More »Are my investments good?

Posted in: Investing, Money Basics Tagged: 2, All, Amount Of Money, analysis, apple, ask, average, banks, baseball, Benefits, better than average, Blog, Books, buffett, Buy, buyers, Buying, chance, Choices, College, college student, company, data, Deals, deposit, Economy, emotion, expenses, experts, Fees, finances, Financial Wize, FinancialWize, Ford, fun, funds, funny, future, goal, goals, good, great, index, index funds, interest, Invest, Investing, Investing & Retirement, investment, investments, investors, knock, Learn, LOWER, Make, market, markets, money, More, Move, News, one day, Opinion, Other, ownership, park, pension, points, portfolio, pretty, price, Prices, Professionals, Purchase, retirement, returns, right, risk, savings, second, Sell, sellers, selling, short, simple, single, smart, stock, stocks, Strategies, student, time, trading, value, warren, will, work, young

All Weather Portfolio By Ray Dalio: Asset Allocation, Historical Data, and More

February 24, 2023 by Brett Tams

The post All Weather Portfolio By Ray Dalio: Asset Allocation, Historical Data, and More appeared first on Well Kept Wallet.

Posted in: Investing, Money Basics Tagged: 2, 2021, 2022, actual, advisor, All, all-time highs, app, Appreciate, Apps, asset allocation, assets, author, average, bear market, bear markets, before, big, bond, bond yields, bonds, Books, brokerage, brokerages, brokers, buffett, build, bull markets, Buy, Career, closing, commission, commodities, cons, corporate bonds, cryptocurrency, data, decades, decisions, deposit, diversification, dividend, dividends, DIY, due diligence, economic downturn, efficient, energy, ETFs, expense, experience, faq, Fees, fidelity, Finance, finances, Financial Advisor, Financial Wize, FinancialWize, fixed, fixed income, fractional, Free, fund, funds, futures, gap, goals, gold, good, great, growth, growth stocks, historical, hold, home, How To, ideas, improve your finances, Income, index, index fund, index funds, Inflation, interest, interest rate, Invest, Investing, investing apps, investment, investment ideas, investment performance, investment portfolio, investment risk, investments, investors, IRAs, legacy, low, LOWER, m1 finance, Make, Make Money, manage, market, markets, Media, minimal, money, More, more money, mutual funds, new, offers, one year, online brokerages, Other, passive, passive income, pinterest, Planning, Popular, portfolio, portfolios, Prices, probability, pros, protection, Purchase, questions, rate, rebalancing, Recession, Research, retirees, retirement, retirement accounts, retirement goals, return, returns, right, risk, Schwab, shares, short, Side, single, stable, stock, stock market, stocks, Strategies, Style, target, tax, tax-advantaged, taxable, The Stock Market, time, title, tools, tracking, trading, traditional, Treasury, Treasury bonds, trust, unique, Vanguard, volatility, warren, wealth, weather, will, young

4 Sacrifices Super Savers Make on the Road to Getting Rich

February 24, 2023 by Brett Tams

Those who quietly and consistently build wealth share some key characteristics, a study finds.

Posted in: Mortgage News Tagged: 2, 2021, All, at home, buffett, build, Buy, car, cars, Clothing, couple, data, dream, driving, Financial Wize, FinancialWize, front, Grow, home, house, household, How To, items, learned, Life, Lifestyle, Living, Make, making, man, Millionaire, money, More, nebraska, new, News, offer, one day, Other, penny, plans, principal, projects, retirement, retirement accounts, retirement plans, rich, robs, Salary, save, Saving, single, sofa, survey, time, tips, Travel, vacations, vehicles, warren, washing, wealth, will, woman, workers, Yard

How To Become a Millionaire Using 10 Simple Strategies

February 24, 2023 by Brett Tams

Many set a goal to become a millionaire but fail to make the necessary habit changes to achieve the goal. While many believe millionaires are simply lucky, more often a millionaire’s money is made through grit, “sweat equity,” and financial discipline. Strategies to become a millionaire can be easy to replicate but will also require

The post How To Become a Millionaire Using 10 Simple Strategies appeared first on MintLife Blog.

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