To paraphrase Mark Twain, history may not repeat itself, but it does rhyme. The U.S. mortgage industry recently had to remind itself of this fact when a CNN analysis found that the nation’s largest credit union, Navy Federal, has the widest disparity in mortgage approval rates between white and black borrowers of any major lender. The report, released back in December, noted that Navy Federal Credit Union approved more than 75% of white borrowers who applied for a new conventional home purchase mortgage in 2022 vs. less than 50% of black borrowers.
As ever, redlining — the intentional, systematic effort by American banks and government to refuse mortgages to African Americans and segregate U.S. cities — looms in the background. The practice wasn’t outlawed until 1968, and ongoing research at the University of California, Berkeley, School of Public Health finds that redlining affects non-white communities to this day in the form of air pollution, reproductive health disorders, and fewer urban amenities.
Is the mortgage industry offering fair access to loans?
The report suggests that the mortgage industry may be neglecting its duty to offer all applicants fair access to loans. With civil rights bills like the Fair Housing Act (FHAct) and Equal Credit Opportunity Act (ECOA) now the law of the land, most lenders will note that they rely on supposedly objective borrower screening algorithms to make lending decisions. But the results tell a different story.
The Federal Reserve’s Consumer Compliance Handbook observes that “evidence of discriminatory intent is not necessary to establish that a lender’s adoption or implementation of a policy or practice is in violation of the FHAct or ECOA.” If a lender has a supposedly neutral policy that results in them denying loans to people of a protected class (i.e., racial, religious, or gender minority) at a greater rate, that policy may constitute lending discrimination. To prove the policy is not discriminatory, the lender must show that the policy is justified by “business necessity.”
Meanwhile, repeated, heavily publicized evidence has dispelled the myth that algorithms are inherently neutral actors. Those in the data analytics field have long been aware that algorithms can not only encode but amplify bias. For example, Amazon had to stop testing an automated hiring algorithm in 2015 when it became obvious that the algorithm was systematically discriminating against women for technical jobs. Trained on the resumes of existing employees, most of whom were male, the algorithm reproduced that same bias when evaluating candidates.
Algorithmic bias in mortgage lending is just another example of the phenomenon that data analysts call “garbage in, garbage out.” Institutions that feed their lending algorithm data that encodes structural racism should not be surprised when the ending algorithm results in a disparate impact.
One of the biggest offenders in algorithmic bias is the almighty credit score.
Lenders rapidly expanded their use of computerized credit scores in the 1970s and 80s, ironically, to protect themselves against discrimination lawsuits. Experts point out that the supposedly objective credit scoring system still bakes in intentional discrimination from decades ago. Leaning too heavily on credit scores actually biases lenders against a large swath of potential homebuyers, including foreign buyers, younger buyers, and buyers from families with low financial literacy, who often lack robust U.S. credit histories.
To avoid discriminating against these groups, lenders need to scrap the credit score and start looking at cashflow. Cashflow underwriting is a transparent, data-driven approach that looks at an individual’s core financial behavior metrics. The main factors that cashflow underwriting looks at are the applicant’s balances, cashflow trends, and their ratio of discretionary-to-core spending. Cashflow underwriting puts income verification where it belongs: at the front of the process. By looking at an applicant’s behavioral metrics based on real-time financials from their bank data, cashflow underwriting is blind to racial and age discrimination. People qualify based on their ability to pay, not their placement in some opaque scoring system.
Cashflow underwriting also addresses another problem with traditional screening approaches, which is the overreliance on paystubs. According to the Bureau of Labor Statistics, over 10% of Americans are self-employed. With the growth of the gig and sharing economies, as well as the rise of social media influencers, an increasing number of Americans are getting their income from nontraditional sources. A cashflow-first approach acknowledges applicant income from all sources, based on their bank deposit history, rather than just payroll alone, making it easier for applicants to demonstrate their ability to pay.
With today’s artificial intelligence (AI) and machine learning technologies, lenders can make the switch to cashflow underwriting a lot more easily than they think. Innovative, AI-powered verification algorithms on the market right now can evaluate an applicant’s income, assets, employment history, and cashflow without invading anyone’s privacy. The applicant’s race, creed, sexual or gender orientation, current neighborhood, or place of origin never enters the picture.
Navy Federal may have received the bulk of the bad press this time around, but these problems — overreliance on credit scores, outdated expectations about employment — are industry wide. To avoid becoming the next Navy Federal, lenders must evaluate the whole picture. Following a cashflow underwriting approach and backed by AI, lenders can make safe bets, free from prejudice or the appearance of bias, to help people attain home ownership.
Tim Ray is co-founder and CEO of VeriFast, an identity and financial verification platform that reduces underwriting and costs while eliminating fraud. A serial entrepreneur and angel investor, Tim is an influential voice in the real estate and property management sectors.
This column does not necessarily reflect the opinion of HousingWire’s editorial department and its owners.
To contact the authors of this story: Tim Ray at [email protected]
To contact the editor responsible for this story: Tracey Velt at [email protected]
Imagine living in a neighborhood where everything you need is just a short walk away. For renters in Orlando, this isn’t just a dream, it’s a reality. Rentals may be a bit expensive, though, with the average one-bedroom apartment costing $1,755.
In this ApartmentGuide article, we’re taking you on a virtual tour of the most walkable neighborhoods in Orlando. Get ready to discover the charm and convenience these neighborhoods offer to those who prefer to navigate their day on foot.
All data sourced March 2024.
1. South Eola
Walk Score: 91
South Eola is the most walkable neighborhood in Orlando, with a Walk Score of 91. Known for its beautiful lake views and charming streets, residents and visitors alike can explore the area and take advantage of its walkable layout. Notable attractions include the Eola Wine Company and Lake Eola Park.
Search for South Eola apartments for rent.
2. Central Business District
Walk Score: 85
Adjacent to South Eola, the Central Business District has a Walk Score of 85, making it the second most walkable neighborhood in Orlando. There’s a lot to love about the area, from its bustling business scene to its lively nightlife. While you’re walking around the neighborhood, check out the Dr. Phillips Center for the Performing Arts and the Orlando Public Library.
See Central Business District apartments for rent.
3. Lake Eola Heights
Walk Score: 85
Lake Eola Heights is the third most walkable neighborhood in Orlando. There are numerous walkable areas and attractions throughout this historic neighborhood, like the Downtown Orlando YMCA Family Center and the Orlando Farmers Market. And if you’re in the mood for an adventure, you’re not far from Dickson Azalea Park.
Find Lake Eola Heights apartments for rent.
4. Park Lake-Highland
Walk Score: 84
Park Lake-Highland has plenty of amenities a resident might need within walking distance. From the Orlando Science Center to the Orlando Museum of Art, you’re sure to find something to love. A notable amenity is the Leu Gardens, which is a great spot for locals and visitors alike.
Browse Park Lake-Highland apartments for rent.
5. Colonialtown South
Walk Score: 84
As the fifth most walkable neighborhood in Orlando, Colonialtown South is known for its unique shops and local eateries. Consider exploring the East End Market or getting a bite to eat at Black Rooster Taqueria with friends. There are plenty of other amenities in this lively community as well, like the Colonial Plaza Mall and the Orlando Fashion Square.
Discover Colonialtown South apartments for rent.
6. Thornton Park
Walk Score: 83
Thornton Park has a Walk Score of 83, making it the sixth most walkable neighborhood in Orlando. Known for its brick streets and colorful bungalows, residents and visitors can choose from walkable amenities such as the Greenwood Urban Wetlands and Lake Underhill Park. While you’re out, check out the Lake Lawsona Historic District.
Look for Thornton Park apartments for rent.
7. Colonialtown North
Walk Score: 77
Colonialtown North is the seventh most walkable neighborhood in Orlando. This bustling community has quite a few hotspots for residents to visit on foot, including the Mills 50 District and the Quantum Leap Winery. While you’re walking, take a moment to smell the flowers at the Harry P. Leu Gardens.
Search for Colonialtown North apartments for rent.
8. East Central Park
Walk Score: 73
East Central Park has a Walk Score of 73, making it the eighth most walkable neighborhood in Orlando. There’s a lot to love about the area, from grabbing a bite to eat at nearby Tako Cheena, to taking a walk at Festival Park. If you’re up for a longer outing, nearby Demetree Park is popular among locals.
Find East Central Park apartments for rent.
9. Holden-Parramore
Walk Score: 72
The ninth most walkable neighborhood in Orlando is Holden-Parramore. Home to the University of Central Florida’s Downtown campus, Pedestrians can enjoy the variety of restaurants, cafes, and shops, like the Amway Center, Exploria Stadium, and Orange Blossom Trail. It’s also easy to walk over to the Camping World Stadium for a great day out.
Peruse Holden-Parramore apartments for rent.
10. Callahan
Walk Score: 72
Callahan is the tenth most walkable neighborhood in Orlando. Local attractions here include the Orange County Library and the CityArts Factory, providing residents a spot to get together and enjoy their community.
Discover Callahan apartments for rent.
Check out more walkable cities in Florida.
Methodology: Walk Score, a Redfin company, helps people find walkable, bikeable, and transit-friendly places to live, rating areas on a scale from 0-100. To calculate a Walk Score for a given point, Walk Score analyzes thousands of walking routes to nearby amenities, population density, and metrics such as block length and intersection density. Points are awarded based on the distance to amenities in each category.
Last April, when Bed Bath & Beyond held its store-closing sales after declaring bankruptcy, I popped into one of its Manhattan locations and found the shelves almost completely stripped of inventory, snagged by earlier shoppers who’d been quicker to the liquidation bargains. Dwell’s senior home guides editor Megan’s experience at another Manhattan location, though, seemed slightly less chaotic, and even in small but not insignificant ways gratifying. So last week, when Dwell’s managing editor Jack Balderrama Morley dropped a tweet in a team Slack channel pointing out the “crazy sales” at another major retailer, Joann, which on March 18 announced it filed for bankruptcy, and said: “Maybe a writer wants to go and see what home design can be pulled out of a dying store?” I bravely volunteered. Most of the online reactions I’d seen to Joann’s bankruptcy were more focused on corporate details than implications for crafters, but I assumed the news would circulate widely enough in at least some corners of TikTok’s DIY universe that the sales would generate a fairly quick clean out.
To be clear, my putting myself forward is only notable because from where I live in Manhattan, a trip to the craft store—or any department store, really—is a vastly different experience than in the suburbs. The Hudson, Ohio-based chain, which has operated for more than 80 years, has roughly 800 stores nationwide (all of which the company said will continue to operate as it restructures its finances). But none of those stores are in Manhattan, or even Brooklyn. Long Island has three locations, and there’s one in Scarsdale, about an hour’s drive north of my apartment (closer to Connecticut in actuality). Across the Hudson, there’s a Joann store in Paramus, New Jersey. Depending on the time of day, the drive is anywhere between 30 and 50 minutes.
My girlfriend and I have a Zipcar membership that we use almost solely for the purpose of completing another task that’s a vastly different experience when you live in New York City: grocery shopping. Every other month or so, we go to a Trader Joe’s outside of the city to stock up on groceries that we can drive home, not carry. We were due for another Big Shop and had also been talking about crafting over the weekend, since the forecast was gross and rainy. In Paramus, there’s a Trader Joe’s all but three minutes from Joann. So Paramus it was. We were making a Saturday of it.
The arts-and-crafts store, formerly known as Jo-Ann Fabrics, was a big part of my childhood. (Full disclosure: I was blissfully unaware of the 2018 rebrand and had been using the former moniker up until I learned about the recent bankruptcy filing, and am still having a tough time adjusting to the name change, in true millennial fashion.) In the early 2000s, the Jo(-)ann (Fabrics)(!) on the side of Highway 101 in Corte Madera, California, was where I bought fabric for weekly sewing classes with Winky Cherry (I’m serious), a kids’ sewing teacher and author, I’m just learning, who taught out of a downstairs room in her home. It’s where I found felt and appliqués for the DIY poodle skirts I wore to school sock hops. It’s also where I found the fabric, pom-poms, and ribbons I tasked my adult neighbor, whose children I babysat, with fashioning into a jester costume for me one Halloween; one side had blue fabric with a moon pattern, the other a maroon background with suns. There were elastic cinches at the wrists and ankles that created frilly cuffs. In retrospect, it was quite a vision for my young mind to conceive of, but stylistically…misguided.
Before last weekend, I hadn’t been back to one of the stores since that time in my childhood. One of Joann’s competitors, Michael’s, has locations in Brooklyn and Manhattan, and I sadly did not retain any sewing skills from Winky Cherry’s classes, so these days the selection there or at Blick Art Materials—of which there are many in New York City—does the trick for my occasional craft projects. I was expecting the scene to be somewhat depressing: sparse aisles stocked with the same art supplies you can now order to your front door on Amazon, piles of worse for wear fabric collecting dust, and nary a shopper born after the turn of the millennium (and that’s being generous). The latter, from my observation, was true, but other parts surprised me.
The clearance sale shelves at the front of the store, marked 25 percent off, were haphazardly stocked as though either winds of eager customers had already blown through them, spoiling any prior display order, or the employees had simply gathered items from other aisles—a partially unwound yarn bundle, decorative stickers, children’s trinkets, and, unexplainably, a pack of popcorn seasoning, and quickly dumped them in this section, knowing any real organization efforts wouldn’t be worth their while.
We set ourselves a $200 budget, keeping in mind a few DIY projects we discussed prior, and knowing that we like to keep a stock of craft supplies for impromptu projects, so this sale would be as good a time as ever to spend somewhat freely. First, we popped over to the bead aisles to scope out the four for $10 deals. We picked 15 bead strands—with between 10 to 40 beads per set, depending—and a roll of clear cord (for later necklace-making projects). We also grabbed a small organizer to keep the beads in; not on sale, but something we felt necessary, and reasonable for $4.50. The next aisles had some of the biggest steals we encountered: 10 for $5 on two-ounce acrylic paints, 50 to 70 percent off fine art canvases, and 25 percent off other art supplies, from paint brushes to sets of paint, pens, and colored pencils. We added a 10-pack of 8×10 canvases and two 5×5 canvases to our shopping cart, along with a 24-tube acrylic paint setand a few larger paint tubes, plus a can of black spray paint and some wooden semicircle cutouts for a DIY mirror project.
We walked toward the next part of the store we knew had something we wanted: fiber filling to revive our couch cushions, which we assumed we’d find near the fabric department. Between there and the robust yarn section, it felt, for a second, like we could be in any big box retailer of the home goods ilk. You could buy outdoor rugs, plant stands, picture frames, and storage containers just like what’s in stock at Target or Home Depot. In my memory, the Jo(-)ann (Fabrics)(!) of my youth was much less home decor-oriented.
Still, the crafts and sewing storage items were marked 50 percent off, so we grabbed three collapsible bins in the style of Hay’s recycled color crates for the space above our kitchen cabinets at $5.99 each. I also picked out an 11×14 black picture frame, with visions of repainting it with a two-tone trim using our new acrylics set. We grabbed two large bags of the fiber filling—40 percent off, $17.99 each—and at some point along the way picked up a five-pound bucket of air-dry clay, which ran us $6.99.
Every five or so aisles we’d pass another shopper, which, compared to the experience of shopping at most major retailers, is essentially like walking through a desert, but I’d imagined something much more vacant. I realized I was likely conflating my understanding of bankruptcy with the idea of returning to a forsaken mainstay from my childhood, so to see other customers at all made me feel like the place was sufficiently busy.
The general energy in the store, however, reminded me otherwise. At one point, I heard an exasperated yell from the next aisle, “Is it so hard for people to put things back where they fucking belong?!” I obviously had to check whose Public Display of Begrudge this was; when I walked past, there was only one woman, wearing a Joann apron and organizing inventory.
In the fabric section, we had to squeeze our cart past a plastic storage bin with wet floor signs on either side that was blocking most of the walkway in order to catch droplets from a ceiling leak. I saw another millennial-looking couple talking to a woman at the service counter and wondered what they were there for, feeling an instant sense of curiosity and camaraderie with the other shoppers visibly under 60. We thought about buying some fabric to fashion a small curtain/cabinet skirt to hide our eyesore kitchen trash area, but decided against it—mostly due to decision paralysis, but also because we weren’t sure anything from the fabric selection would even really improve the situation. (As a kid, the actual quality of Jo-Ann’s Fabrics was not something I noticed, apparently.)
At checkout, the sweet (older) cashier winced as our balance climbed and offered to add an extra coupon that was typically only available online to bring our total down. It seemed like she hadn’t rung up a $184.17 tab for anyone in a long time.
Our first DIY project was the easiest: we added the stuffing to our couch cushions, which have formed light indents in various spots because of my bad habit of WFH…from the couch. Then, we took some of the beads and Gorilla Glued them to a glass vase we already own. I painted the black picture frame with two blue acrylics and put a Really Bad Portrait of us from the Upper West Side flea market in it. (I’m still battling my partner to let us hang it up in the bedroom.)
Next, we spray-painted the wooden semicircles black and Gorilla Glued them to the side of our Ikea Hovet mirror, inspired by furniture we saw at Originario on a recent trip to Mexico City. (We still have enough left to do the same with another black mirror in our dining room.) We used some of the quick-dry clay to make a small, foot-shaped catchall—again, inspired by ceramics we saw in Mexico City. We’re still deciding on what to paint on the canvases, but now we have the supplies at the ready for when inspiration strikes. In fact, we’ve barely scratched the surface of what we bought on our haul, so that trip will last us many more DIY projects. And, should the clearance sales continue and we decide we want more bead deals or actually do want to give that cabinet skirt a try, our receipt has a promo code that can be used on Joann’s website, so we won’t have to brave another visit.
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In the kitchen, more Shaker-style cabinets, complete with a farmhouse sink, reinforce the theme.
Although the owner initially wanted an all-black kitchen, he and the designers eventually went with a light cream laminate for the cabinets at the top, with the black laminate kept to the cabinets at the bottom. As black laminate attracts fingerprints and dust, the designers selected a low-maintenance one that is less susceptible to marks.
Although fourth quarter mortgage originations were flat year-over-year, nonbank lenders that could provide products through multiple means were able to grow their business during that tough period, a Morningstar DBRS recap found.
“In addition to affordability challenges, seasonality and competition also impacted volumes and pricing,” the report from Shaima Ahmadi, assistant vice president, North American financial institution ratings, said. “However, on an individual company basis, those with omnichannel organization models continued to grow originations in [the fourth quarter] as they were able to capture a higher share of the market versus those with less diverse channels and refi heavy models.”
The top mortgage lenders benefited by undertaking business restructuring and making strategic shifts in order to capture more purchase business, Ahmadi said.
A shift underway that might not be going well is taking place at Finance of America, which had been at one point a multi-channel forward lender. After several previous strategy shifts, the company elected to focus on reverse mortgages. As part of that strategy, it bought American Advisors Group, which helped to drive FOA to a 40% market share in that segment.
“Despite market share gains, when excluding forward organizations in 4Q22, FOA’s reverse mortgage origination volume was down a significant 56% YoY in 4Q23,” Ahmadi pointed out.
“Meanwhile, Rithm Capital Corp. has made a number of acquisitions of mortgage servicing and alternative asset management businesses over recent years as part of the company’s strategic shift to become a real estate asset manager. Companies also continue to diversify their basket of mortgage loan offerings with added complementary services.”
The Mortgage Bankers Association’s fourth quarter industry profitability survey found that independent mortgage bankers and bank mortgage subsidiaries, both public and privately held, lost an average of $2,109 on every loan produced.
Furthermore, servicing was a net financial loss for the group of $24 per loan, while operating income for this function, which excludes amortization, gains/loss in the valuation of servicing rights net of hedging gains/losses, and gains/losses on bulk sales, was $108 per loan.
Mortgage servicing rights proved to be a double-edge sword in the fourth quarter. Companies reported fair-value losses on their MSR portfolios — a requirement of mark-to-market accounting that is tied to potential prepayments — but servicing fee income was up.
The publicly traded nonbank lenders tracked in the Morningstar DBRS report had a 6% increase year-over-year in their portfolios. But that ranged from a 14% gain at Mr. Cooper, which was active in the bulk purchase market, to declines of 5% at Rocket and 4% at United Wholesale Mortgage; UWM has been a strategic seller of servicing rights as part of its risk management strategy, executives noted on its fourth quarter earnings call.
FOA actually had a larger percentage increase at 38%, but that was primarily reverse servicing picked up in the AAG deal, and among the nine companies listed, it has by far the smallest portfolio.
Even though its portfolio is now smaller, Rocket bought MSRs originated with high rates for the potential refinancing opportunity.
“Given where mortgage rates currently are, borrowers have little incentive to refinance,” Ahmadi said. “However, some companies indicated that they expect a meaningful rebound in refinance activity when rates fall below 6%.” While the MBA thinks rates will sink under that mark, Fannie Mae’s latest forecast calls for them to just get to that level by the end of next year.
For the group losses narrowed as improved gain on sales margins were partially offset by lower origination volume.
Gross gain on sales margins, inclusive of fee income, net secondary marketing income and warehouse spread, was 334 basis points in the fourth quarter, up from 329 basis points three months prior, the MBA survey reported.
“We would expect margins to remain under pressure in 1Q given the negative impact seasonality typically has on both 4Q and 1Q,” Bose George, an analyst with Keefe, Bruyette & Woods said in an April 1 note on the survey. “Industry profitability is likely to be flat to down in 1Q as volumes should once again be low due to the seasonality associated with the quarter and the elevated average mortgage rate.”
Several public companies also reported major one-off expenses, including Pennymac Financial Services, which recorded $158.4 million in expenses from an arbitration ruling in favor of Black Knight (now part of Intercontinental Exchange) over mortgage servicing technology including allegations of breach of contract and misappropriation of trade secrets.
Meanwhile, Mr. Cooper’s November 2023 cybersecurity incident hit its results to the tune of $27 million.
Ahmadi also noted that the nonbanks had higher leverage ratios year-over-year for the fourth quarter, as debt levels increased slightly but was primarily caused by financial losses eroding company equity.
“During [the fourth quarter], nonbank mortgage companies were active in the high yield market, raising unsecured funding, which was partially used to pay down upcoming maturities in 2025, which we view positively for their credit profiles,” Ahmadi said. “Indeed, unsecured debt issuances increase nonbank mortgage companies’ financial flexibility by decreasing balance sheet encumbrance.”
Both Rocket and Pennymac Mortgage Trust were able to reduce their leverage ratios. But FOA’s debt-to-equity ratio increased to 97.8x compared with 49.7x one year prior, while Ocwen’s was at 27.2x, versus 22.9x over the same period.
With a slick Insta post captioned, “black is beautiful from my skin to even stars in a jet black sky 🖤,” Trippie Redd, the hit machine, showed off his Florida mansion, and it’s as unapologetically bold as his music.
We talking about Michael Lamar White IV here, known to the beat-droppin world as Trippie Redd. The American rapper, singer, and songwriter ain’t just making waves — nah, he’s creating tsunamis with his tracks.
Since bursting into the scene in 2017 with his debut mixtape A Love Letter to You, Trippie has been serving us double platinum-certified singles like a gourmet chef. His studio albums, like Life’s a Trip and Pegasus soared to the top of the Billboard 200.
His artistic alchemy ain’t just in the studio; it spills over into his abode, as majestic and enigmatic as his anthems, recently unveiled on the rapper’s Instagram feed.
Drenched in the slickest shade from roof to floor, Trippie’s all-black Florida mansion is flipping the script on our vanilla home dreams.
The moment fans peeped at the majestic mansion dipped in the deepest of blacks, the comments section lit up like the Fourth of July:
“That AC bill gonna be twerkin’ harder than us at a Trippie concert!” one commenter said, hinting at the sizzling Florida heat and the year-round sun hitting the black exteriors from sunrise to sunset.
And they aren’t wrong! Imagine the digits on that electric bill that, as one commenter pointed out “could straight up pass for a mortgage payment in Cali!”
Another chimes in with, “Gives very much Adams family, I see the vision 😂,” catching the eerie but swanky aura. Yet another fan found similarities with another famous movie house, “Bro is living in Gru’s house,” referencing the famous Despicable Me character and his black house.
Machine Gun Kelly himself, the rap game’s own rocker — who now goes simply by MGK — slid into the comments, hailing Trippie as the “real dark knight” — yeah, Batman’s got nothin’ on this superstar.
And MGK likely knows what he’s talking about, as he and Trippie have been spending lots of time together preparing for the release of their joint album Genre:Sadboy which came out on March 29. So don’t go stepping on Trippie Redd’s toes.
But let’s break it down for real — Trippie’s been serving us hits since 2017 with his debut mixtape and hasn’t slowed down, not even to take a breath. From A Love Letter to You to Life’s a Trip, and soaring through the Billboard charts with bangers like Dark Knight Dummo and Topanga, the man’s been on a relentless roll.
So, it only makes sense his house hits as hard as his tracks, right?
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A DIY-SAVVY homeowner has stunned her social media fans with a light feature she made using budget-friendly supplies.
She confessed that she was “obsessed” with the finished results as she showed it hanging on a wall in her home.
Kendra Nicole (@my_home_by_kendra) has garnered almost 210,000 followers on TikTok, where she shares her love of crafting.
She went viral on the app after showing the process of making a statement light feature.
She used two 4-foot pieces of wood from Home Depot, two wooden craft boxes and picture frames from Dollar Tree, and two LED battery strip lights from Walmart.
The creative painted the wood and craft boxes black before screwing them together.
She then replaced the image inside the picture frames with a sheet of marble effect paper.
Kendra attached the picture frames to the front of each craft box and ran the strip light along the back of the wooden board.
She placed the light features vertically on either side of a larger picture frame on her wall using a command hook.
She secured the cord and battery pack out of sight to make the light feature look expensive.
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“The cord is hot glued going up the backside of the bottom half,” she said.
“It goes toward the center box, where I have the USB battery pack.”
Over 130,000 viewers liked the video and many people took to the comment section saying they wanted to make it for themselves.
“Waittt you just saved me $120,” one person wrote.
“Jaw is on the floor!! Great idea girly!” another said.
“This is insanely brilliant. I wanna do this,” a third chimed in.
“Ma’am thank you so much for this cuz why these lights so expensive,” another added.
Budget interior design tips
Interior designer Judy Hoang shared her furniture tips with The U.S. Sun.
Thrift furniture and paint it to match your decor.
Test if an item is fit for its purpose before thrifting.
Shop at Target or HomeGoods for rugs, lamps, desks, and pillows.
Invest in classic timeless pieces.
Set up smart home lighting to save money.
Kendra isn’t the only creative home decor DIYer on the app.
Another DIY enthusiast went viral on TikTok when she shared a project that cost less than $40.
Abby (@a_lil_bee) said she was inspired by Pinterest to transform her non-functioning water fountain into a fairy garden.
She bought several figurines and miniature houses from Dollar Tree as well as a soil alternative.
She and her boyfriend cleaned the decaying fountain before using the expanding soil alternative to fill the wells.
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They then spent 15 minutes decoratively placing fairies, homes, and making paths.
Abby said she was “very happy” with the result and planned to add more figurines in the future.
“The California Mortgage Relief Program has achieved remarkable success by preserving homeownership opportunities which are so vital to ensuring our most vulnerable populations have a shot at building generational wealth,” CalHFA executive director Tiena Johnson Hall said in a media release. “This program stands as a testament to CalHFA’s commitment to building a more equitable … [Read more…]
Are you looking for the best low stress jobs? If you currently dread going to work and are looking for something new, here’s where to start. If your current job is too stressful, you may be thinking about switching to something less intense. Lots of jobs pay well without making you feel anxious or burned…
Are you looking for the best low stress jobs? If you currently dread going to work and are looking for something new, here’s where to start.
If your current job is too stressful, you may be thinking about switching to something less intense. Lots of jobs pay well without making you feel anxious or burned out all the time.
Whether you’re making online content, helping people get fit as a personal trainer, or organizing medical records, there are many options for a job that helps you stay calm and relaxed.
Recommended reading: 40 Best Jobs Where You Work Alone
Best Low Stress Jobs
There are many low stress jobs listed below. If you want to skip the list, here are some jobs that you may want to start learning more about first:
Below are the best low stress jobs.
Note: While these jobs are low stress for some, they may not be for all. There may be a certain aspect of it that may make it low stress for you, such as being able to work alone, being able to work from home, having a flexible schedule, or doing something that you enjoy. But, nearly all jobs have some sort of stress that is a part of the job, so that is something to keep in mind. And, that doesn’t mean that these jobs are easy. Many of the jobs below are still quite difficult, requiring schooling (even getting your doctorate degree!) and hard work.
1. Blogger
If you enjoy writing and sharing ideas, becoming a blogger might be the perfect low stress job for you.
As a blogger, you have the freedom to create content on topics that interest you. Whether it’s personal finance, cooking, travel, tech, or any hobby, your blog is a space to express yourself.
I started my blog, Making Sense of Cents, in 2011 without much planning. I just wanted to talk about my own experiences with money. Surprisingly, since then, I’ve made over $5,000,000 from it. And now, blogging is my main job!
I really enjoy being able to blog full-time, and it’s much less stressful than the previous day job I had. But, it is still running my own business, so there are other stresses that come along with that, of course.
But, there are many positives as well! I can work alone, I get to make my own schedule, I am my own boss, I get to do the work that I choose to do, and I can work from home. I have an amazing work-life balance, and I wouldn’t trade this job for anything else.
So, what’s a blog? Well, it’s like what you’re reading now – it’s writing on a website. You can write a blog about something you really like, something you know a lot about, or even something you want to learn more about. People like to read blogs because they get to follow along with someone’s real experiences and journeys!
You can learn how to start a blog with my free How To Start a Blog Course (sign up by clicking here).
2. Sell printables
Selling digital printables online is a great way to work from home with less stress and make money.
Creating printables can be a less stressful job because you only need to make one digital file for each product, and then you can sell it many times. It’s also not expensive to start because all you need is a laptop or computer and an internet connection.
Plus, you can do all of this from home and on your own time.
Printables are things you can get on the internet and print at home. They could be games for a bridal shower, lists for groceries, planners for managing money, invites for events, quotes you can hang on your wall, or designs you can use for crafting.
I recommend signing up for Free Training: How To Earn Money Selling Printables. This free workshop will give you ideas on what types of printables you can sell, how to get started, the costs of starting a printables business, and how to make money.
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
3. Bookkeeper
Bookkeepers handle money matters for businesses, and they write down sales, keep track of expenses, and create financial reports.
This job allows you to work independently, earning a typical salary of $40,000 or more each year. You’ll mainly work with numbers instead of interacting with people.
Many bookkeepers like their jobs because they work regular hours and don’t have as much pressure as some other jobs.
You don’t need a college degree to start as a bookkeeper either. This is something that you can learn to get started, as there are no education requirements.
You can join the free workshop that focuses on finding virtual bookkeeping jobs and how to begin your own freelance bookkeeping business by signing up for free here.
Recommended reading: How To Find Online Bookkeeping Jobs
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This free training will teach you what you need to know to become a virtual bookkeeper and make money from home.
4. Proofreader
If you already enjoy reading articles or books and spotting errors, then you may find this job interesting.
A proofreader’s main task is to read content and look for mistakes in spelling, grammar, and punctuation. They’re the last line of defense, ensuring that everything reads perfectly before it goes out into the world. Many proofreaders enjoy the flexibility this job has, as they can often set their own hours and work from where they feel most comfortable.
Many writers, website owners, and students hire proofreaders to improve their work. There’s a big demand for proofreaders, and you can find jobs on different sites.
Even the best writers can make errors in grammar, punctuation, and spelling. That’s why hiring a proofreader can be extremely helpful for almost everyone.
In fact, I have a proofreader for my blog. Even though I write all day long, I know that it is very important to have a proofreader go through everything that I write.
If you want to become a proofreader, I recommend joining this free 76-minute workshop focused on proofreading. In this workshop, you’ll learn how to begin your own freelance proofreading business.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).
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This free 76-minute workshop answers all of the most common questions about how to become a proofreader, and even talks about the 5 signs that proofreading could be a perfect fit for you.
5. Transcriptionist
Transcriptionists listen to recordings and type out what they hear.
Becoming a transcriptionist is a low stress job if you’re looking for flexibility in terms of work schedules and the comfort of working from your own space.
Online transcriptionists typically earn between $15 to $30 per hour on average, with new transcribers usually starting at the lower end of that range.
A helpful free training to take is Free Workshop: Is a Career in Transcription Right for You? You’ll learn how to get started as a transcriptionist, how you can find transcription work, and more.
Recommended reading: 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly
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In this free training, you will learn what transcription is, why it’s a highly in-demand skill, who hires transcriptionists, how to become a transcriptionist, and more.
6. Software developer
A software developer is a person who designs, creates, tests, and keeps up software applications, systems, and programs. They’re good at programming languages and frameworks, using their skills to make solutions that meet specific needs or solve problems.
Software developers work in different fields like technology, finance, healthcare, and entertainment. They work with other team members like designers, engineers, and project managers to finish software projects well and meet the needs of users.
I know many software developers who enjoy what they do. While it is a hard job, many of them are able to work from home, travel whenever they want, and they tend to enjoy solving complex technical issues.
Other less stressful jobs in a related field include becoming a computer systems analyst, software architect, computer hardware engineer, and web developer. For these jobs, you may need a bachelor’s degree in software engineering, computer science, or a related field.
7. Massage therapist
If you’re looking for a stress-free job that lets you help others, think about being a massage therapist. Massage therapists use their hands to ease pain, help people relax, and help people feel less stressed.
Massage therapy might be a little less stressful for you because the atmosphere at work is usually calm (after all, that’s why people are going there – to relax!), and you don’t bring work home with you (so, no late night phone calls from clients!).
Massage therapists usually work in places like spas, wellness centers, or chiropractic clinics. Some may also have their own private businesses or have mobile services, which lets them have a more flexible schedule and be their own boss.
To become a massage therapist, you will need to go to school for massage therapy and pass a state exam. This typically takes around 6 months to 2 years to complete (it depends on the state you live in).
8. Personal trainer
Personal trainers help people with their fitness and being more healthy, which can mean creating workout plans, motivating them to work out, or showing the right way to lift weights.
Personal trainers work in a gym, hospital, or even go solo as a freelancer.
This job has some flexibility, which is something that many personal trainers like. You get to choose who you train, where you work, and when you have sessions. Plus, you’re not stuck at a desk all day, which keeps things fresh and fun.
9. Dental hygienist
Dental hygienists clean teeth, check for things like cavities or gum disease, and teach patients the best ways to brush and floss.
You can start this career with an associate’s degree, which usually takes about two years to finish. Plus, you may be able to make over $75,000 a year as a dental hygienist.
10. Medical records technician
If you’re in the job search for low stress jobs in healthcare, then becoming a medical records technician may be for you.
Medical records technicians handle health information data, and they make sure that all the records (both electronic health records and paper files), such as patient history, test results, and treatments, are accurate, accessible, and secure.
It’s low stress because, unlike some roles in medicine, you won’t be on the front lines dealing with emergencies. Your work environment is typically calm, allowing you to focus on your tasks without the pressure of patient care.
To become a medical records technician, you typically only need a high school diploma, but some employers may want to see a certificate related to the field or higher education.
11. Optometrist
An optometrist is an eye doctor who helps people see better. They check your eyes, find out if you need glasses, and help keep your eyes healthy.
You may like being an eye doctor because:
You usually work regular hours. People don’t typically have optometrist emergencies.
The pay is great.
It’s usually a relatively calm job.
Plus, according to the Bureau of Labor Statistics, the median salary for optometrists is over $125,000 a year, and there is expected to be a 9% job growth outlook over the next decade.
12. Physicist
Physicists study the laws and principles that govern the universe, like gravity and motion, and how they apply to everyday life.
Most physicists work in research and development. Some work in offices, while others spend time in laboratories. There are also those who teach at universities.
The job comes with a reasonable stress level, as physicists frequently engage in deep thinking rather than dealing with tight deadlines or high-stress situations, and they typically conduct research. This can make for a fulfilling and low-pressure work environment if you enjoy physics.
To be a physicist, you will likely need a Ph.D. That means a lot of school, but it’s worth it if you love science and discovery.
13. Statistician
Being a statistician might be a perfect choice for your career if you love numbers and data.
Statisticians analyze data and identify patterns, such as by taking a bunch of numbers and turning them into useful information that companies can use to make decisions. Statisticians also might collect data from surveys and experiments.
Statisticians usually have pretty regular hours and it’s normally a quiet place to work, so you can focus just on your tasks without a bunch of noise. Plus, it’s not a job that is typically rushed, so you can take your time.
14. Mathematician
If you love numbers and problems that make you think, a related field to the above may be becoming a mathematician.
Mathematicians use mathematics to unravel patterns and address significant questions.
Mathematicians are needed in many different fields like academia, government, finance, and technology.
In academia, they work as professors and researchers, studying both theoretical and practical math ideas. Government agencies like NASA and the NSA hire mathematicians for jobs like exploring space and analyzing statistics. Financial companies hire mathematicians to make algorithms for things like evaluating risk, pricing items, and creating trading strategies. Also, big tech companies like Google and Microsoft use mathematicians to develop algorithms and analyze data.
15. Librarian
Becoming a librarian is a great job for someone who likes quiet places and books.
Being a librarian is not just about checking out books. It’s a role that’s all about helping people find information and enjoy reading.
Your main job as a librarian would be to help people find the books or online resources they need. You also get to put together fun programs, like story time for kids or book clubs. Keeping the library in tip-top shape is part of your work too, like putting books back on the shelves, managing schedules for employees and volunteers, and making sure everything is where it belongs.
Libraries are usually calm and quiet, which can make it stress-free for you. This makes your workplace quite relaxing, which is great if loud and busy spots make you feel stressed. Plus, you get to have a regular schedule.
Most librarian jobs need a bachelor’s degree at the minimum and sometimes, you will most likely need a master’s degree in library science (MLS) from an accredited program.
Librarians work in many places, such as public libraries, schools, law firms, universities, and more.
16. Orthodontist
One of the best high-paying jobs for people who don’t like stress is becoming an orthodontist.
An orthodontist is a specialized dentist who focuses on fixing teeth and jaw alignment problems. They help patients get straighter smiles and better oral health using treatments like braces, clear aligners, and retainers.
Orthodontists get extra training after dental school to become experts in diagnosing and treating issues like misaligned bites and other dental problems.
By carefully checking each patient, orthodontists make personalized plans to straighten teeth properly, leading to better-looking smiles and improved function of the teeth and jaws.
Being an orthodontist can be pretty low stress since they usually have a set schedule, seeing patients for regular appointments instead of dealing with sudden dental emergencies.
17. Groundskeeper/gardener
Becoming a groundskeeper or a gardener could be a great fit for you if you like being outside and want a stress-free job. You get to work with plants and make outdoor spaces look beautiful. This job is perfect if you’re looking for something that lets you enjoy fresh air and doesn’t have you sitting at a desk all day.
Here are some things that a groundskeeper or gardener may do:
Take care of plants and grass by watering, weeding, and trimming.
Make sure gardens look neat and are healthy.
Sometimes work with tools and machines, like lawn mowers and trimmers.
Shovel snow or take care of indoor plants.
This is one of the best low stress jobs because it is usually quiet, which makes it great for people who get overwhelmed by noisy places.
Recommended reading: 15 Outdoor Jobs For People Who Love Being Outside
18. Audiologist
Audiologists help people with their hearing, and this includes testing hearing, picking out hearing aids, and teaching people how to use them.
This is typically a low stress career choice because you get to work in an office and do similar tasks each day. You are not usually rushing around, instead you have a lot of calm one-on-one time with patients.
Audiologists work in different places like hospitals, clinics, private practices, schools, and research institutions.
19. Pet sitter
Becoming a pet sitter is a great job if you like animals and enjoy caring for them. This is a job that doesn’t typically have a lot of stress because it is not fast-paced. Plus, if you like pets, then you probably enjoy being around them, which can make the job fun.
A pet sitter’s main job is to look after pets while their owners are away. This might mean feeding them, giving them water, and playing with them. It’s important to make sure the pet feels happy and safe when their owner isn’t home.
You might have pets come to your home, or you can go to their owners’ place (this is something that is agreed upon beforehand). Dog walkers typically earn around $20 for every hour they spend walking a dog. Taking care of someone’s pet overnight can earn a person around $25 to $100 or even more each day.
I have used many pet sitters over the years for my dogs, and they all seemed to love what they do. Plus, my mother-in-law is a pet sitter as well, and she enjoys her time with the dogs that she takes care of.
20. Stock photo photographer
Stock photo photographers take photos of things like people, businesses, animals, and more, and sell them for other people to use.
Stock image sites are some of the most popular platforms for photographers to sell their pictures. These websites allow customers to purchase images for purposes such as websites, TV shows, books, and social media accounts. You can take a look at some of the stock photos I’ve purchased within this blog post as examples.
Stock photo photographers typically work by themselves, and this job can be done without much interaction with others. Most of the tasks involve using a camera and then uploading photos to a website.
As a stock picture photographer, you get to set your own schedule. This means you can choose when and where you work.
One great thing about stock photo sites is that they can be a great form of passive income. You can take pictures, upload them, and continue to earn money from those photos for months or even years into the future. Since everything is online and mostly automated, there’s no need to talk with anyone directly.
Recommended reading: 18 Ways You Can Get Paid To Take Pictures
21. Freelance writer
Freelance writers create content for clients, including blog posts, advertising materials, and more.
It’s common for freelance writers to work independently, receiving topics from clients and submitting their completed work. Occasionally, they may receive feedback, such as suggestions for improvement, but this is usually the extent of human interaction they’ll have.
This is one of the best low stress jobs from home where you work alone.
I have been a freelance writer for many years and I enjoy this job a lot. I get to work from home, make my own hours, work alone, and choose the topics that I write about.
Recommended reading: 14 Places To Find Freelance Writing Jobs As A Beginner
22. Graphic designer
A graphic designer is someone who creates designs for individuals and businesses.
They create things such as images, printables, planners, T-shirt designs, calendars, business cards, social media graphics, stickers, logos, and more.
Graphic designers tend to have the freedom to set their own schedules, especially if they work as a freelancer. This job allows you to work at your own pace, and most of the time, you don’t have to deal with rush hour traffic or crowds since a lot of graphic designers can work from home.
23. Hairstylist
We’ve all been to a hairstylist, so I don’t think I need to describe this job too, too much. Hairstylists cut, style, and take care of hair.
Hair styling is lower stress because you work with clients in a relaxed setting. Also, you don’t have to sit at a desk all day – you move around and talk with people.
Plus, you can set up your day the way you like it. If you want, you can take breaks between clients. This means you won’t feel rushed and can enjoy your work more.
24. Social media manager
Social media managers engage with people online and share news, pictures, and videos on behalf of a company.
You may find this to be a low stress job because you mostly type on a computer or phone as a social media manager. So, if talking in front of people makes you nervous, this could be the perfect job. Plus, you can often work from home.
25. Virtual assistant
One of my first side gigs was working as a virtual assistant, and it was both enjoyable and flexible for earning income.
While you have a boss as a VA, many of the tasks you handle will require you to take the lead and complete them independently, usually from your own home.
A virtual assistant is someone who assists people with office tasks remotely, whether from home or while traveling. This could involve tasks such as responding to emails, scheduling appointments, and managing social media accounts.
Recommended reading: Best Ways To Find Virtual Assistant Jobs
26. Litter cleanup worker
This is one of the least stressful jobs.
If you have a business, it’s important to keep it clean and neat. No one likes seeing trash scattered about when they’re shopping, correct?
That’s why some business owners pay someone to tidy up before their business opens. A clean space makes the place look inviting and pleasant for customers.
This low stress job without a degree can be started all by yourself, and you can earn around $30 to $50 for every hour you work. It’s quite straightforward too. All you’ll need is a broom, a dustpan, and some tools to help you pick up litter more easily.
People like this job because they can work alone and it’s easy to clean an area up.
Recommended reading: How I Started A $650,000 Per Year Litter Cleanup Business
27. Economist
Economists examine how goods and services are made, shared, and used within an economy. They use different tools, like math and stats, to grasp and predict economic patterns and actions.
Economists might work for the government, giving advice to policymakers on things like money policies and taxes. They also help businesses by explaining market trends, so they can make good decisions about prices, production, and investments.
A somewhat related field to this would be becoming an economics professor.
28. Astronomer
Astronomers study objects and events in space beyond Earth’s atmosphere, like stars, planets, galaxies, and cosmic happenings such as black holes and supernovas.
They use a mix of observations, data analysis, and theoretical models to learn about the origins, changes, and behaviors of these objects. Astronomers usually use advanced telescopes, both on the ground and in space, to observe and gather data from far-off parts of the universe.
They also work with physicists, mathematicians, and engineers to create new technologies and tools for exploring space. Through their work, astronomers help us understand big questions about the universe, like how old it is, what it’s made of, and what will happen to it in the future.
Unlike many jobs, being an astronomer means regular hours with few surprises. Plus, the quiet of a lab or observatory is perfect for staying focused and calm.
29. Actuary
Actuaries assess and handle financial risks by using math and stats to analyze data and forecast future events.
They mainly work for insurance companies, pension funds, and financial consulting firms. Actuaries examine how likely events like death, illness, accidents, and natural disasters are to happen, and what impact they could have on insurance policies and pension plans.
Based on their analysis, they help create insurance policies, decide on premiums, and suggest investment plans to make sure these financial products stay stable and have enough coverage for customers.
If you enjoy numbers and are looking for a job that’s pretty easy on stress, becoming an actuary could be a smart move. Actuaries help businesses look into the future and protect against loss.
30. Radiologist
If you’re interested in a career in the medical field that is both high-paying and considered to have lower stress, you might want to think about becoming a radiologist.
Radiologists specialize in diagnosing and treating diseases and injuries using medical imaging techniques like X-rays, CT scans, MRI scans, ultrasound, and nuclear medicine. They analyze images to find any abnormalities and give detailed reports to other doctors, helping with patient diagnosis and treatment plans.
Radiologists work closely with other healthcare professionals to make sure they understand the imaging results and can provide the best care for patients.
31. Data entry clerk
Data entry is one of the easiest low stress jobs without a degree needed.
Data entry clerks input, edit, and verify data in databases or spreadsheets. They enter details like numbers and names into computers to maintain organization and records.
This job can often be done remotely and independently, with little supervision or interaction with customers. For some people, this is key to having a stress-free job, and I completely get it – this is what I want as well!
Data entry positions generally pay around $15 to $20 per hour.
Recommended reading: 15 Places To Find Data Entry Jobs From Home
32. Yoga instructor
If you love helping others relax and stay fit, being a yoga instructor could be the perfect job for you if you want to find fun low stress jobs.
Yoga instructors lead classes and sessions in practicing yoga, a holistic discipline involving physical postures, breathing exercises, relaxation techniques, and meditation.
They help students through different yoga poses, focusing on correct alignment, breath control, and mindfulness. Yoga instructors create a welcoming environment where students of all levels can explore and improve their practice.
33. Dietitian
A dietitian talks to clients about their eating habits and helps figure out the best way to eat healthy.
Being a dietitian is usually not too stressful. You get to chat with people one-on-one or in small groups. You don’t have to rush around or handle dangerous equipment.
They can work in places such as hospitals, clinics, schools, community health centers, and food service establishments.
Frequently Asked Questions
Below are answers to common questions about how to find low stress jobs.
What’s the least stressful job?
The least stressful job will depend on your personality, as everyone is different. Some less stressful jobs include writing online, gardening, selling printables, and data entry. For me, I really like blogging, and I think it’s a great stress-free career that you can do at home.
How do I find a peaceful job?
If you want a peaceful job that doesn’t have a lot of stress, then I recommend first thinking about what you would find peaceful in a career, such as by looking for jobs with fewer deadlines and less contact with lots of people. Jobs where you can set your own pace, like a blogger or a freelancer, tend to have a peaceful workday. Think about what makes you feel calm, and then look for jobs that match that feeling.
What job is the easiest and pays the most?
Some jobs that are pretty easygoing and also pay well include orthodontist and optometrist. These jobs usually have regular hours and don’t need you to rush around. Plus, they pay more than enough to help you save for those things you love to buy.
What types of work-from-home jobs are low stress?
Working from home can be really laid back when you’re doing something like freelance writing, blogging, transcribing, or graphic design. You can pick the jobs you want and work when it suits you best.
What are the best low stress jobs for introverts?
If you’re quiet or introverted, then you might be interested in jobs where you can work solo or with just a few people. Jobs like a bookkeeper, transcriptionist, or data entry let you focus on your work without having to talk to many people.
What are high-stress jobs?
Some of the most stressful jobs include being a nurse, police officer, surgeon, social worker, anesthesiologist, firefighter, lawyer, airline pilot, paramedic, and in the military.
Best Low Stress Jobs – Summary
I hope you enjoyed this article on the best low stress jobs.
Nowadays, people are realizing how important it is to balance work and personal life and to take care of their mental health while lessening their anxiety about work. Some occupations, like software development and data entry, have this balance and a sense of calm.
Professionals such as dental hygienists, librarians, and dietitians also enjoy low stress roles with predictable schedules.
You don’t have to give up peace of mind to have a career. By thinking about what you’re good at and what you enjoy, you can find jobs that meet your goals while keeping stress levels low.
For me, I personally love having a career that has low stress. While it is still hard, I love that I can work from home, choose the work I do, and have a flexible schedule – all things that help me be less anxious and happier about the work that I do.
Pittsburgh holds a distinct place in the heart of America. Once the backbone of the nation’s steel industry, today it’s a center for technology, education, and healthcare. The city’s resilience and ability to reinvent itself are evident in Pittsburgh’s many thriving neighborhoods, cutting-edge universities, and well-supported arts scene.
Pittsburgh’s footprint, defined by the confluence of the Allegheny, Monongahela, and Ohio rivers, provides a scenic backdrop to a city that’s as friendly as it is hardworking.
Whether you’re a diehard sports fan, a classically trained artist, or simply someone looking for the perfect place in Pittsburgh, there’s no doubt that Steel City has something for everyone.
1. The Incline
The Duquesne and Monongahela Inclines offer a unique way to view Pittsburgh’s picturesque skyline and its river confluences. These historic funicular railways provide not just a practical mode of transportation but also a step back in time. Riding the incline is a beloved tradition for many, especially during sunset. The top stations serve as gateways to the stunning houses in the Mount Washington neighborhood, where fine dining and quaint shops await.
2. The Pittsburgh Steelers
The Pittsburgh Steelers, an NFL team with a nearly psychotically passionate fan base, are integral to the city’s identity. Known for their impressive six Super Bowl championships, the Steelers have a legacy of success and resilience. Game days transform the city into a sea of black and gold, as fans from all over the state gather to support their team. The camaraderie and spirit felt in the stadium or local bars during games underscore Pittsburgh’s community-oriented nature, making Steelers games an unforgettable experience for everyone lucky enough to be there.
3. The Andy Warhol Museum
The Andy Warhol Museum, dedicated to the Pittsburgh-born pop art icon, is a must-visit. As one of the most comprehensive single-artist museums in the world, it houses an extensive collection of Warhol’s artworks, including paintings, drawings, prints, and sculptures. The museum also offers a glimpse into Warhol’s life, showcasing his personal belongings and a vast archive of documents related to his career.
4. Pittsburgh’s Tech Scene
Pittsburgh has emerged as a nucleus for technology and innovation, drawing talent and investment from around the globe. The city’s transformation from steel to silicon is propelled by world-renowned institutions like Carnegie Mellon University and the University of Pittsburgh, which collaborate with tech giants and startups alike. This surprising tech scene has fostered developments in robotics, artificial intelligence, and health tech, contributing to Pittsburgh’s reputation as a city that looks to the future while still honoring its industrial roots.
5. Carnegie Museums
The Carnegie Museums of Pittsburgh encompass a collection of four museums. Each offers a world-class experience in its field, from the extensive dinosaur exhibits at the Natural History Museum to the vast art collections at the Carnegie Museum of Art. These institutions reflect the city’s commitment to education and accessibility in the arts and sciences, providing enriching experiences for visitors of all ages.
6. Primanti Bros.
A culinary icon of Pittsburgh, Primanti Bros. is a hearty creation that embodies the city’s no-nonsense attitude toward food. Originally designed to be a complete meal for truckers on the go, this sandwich stacks grilled meat, coleslaw, tomatoes, and French fries between two slices of Italian bread. Eating a Primanti Bros. sandwich is a rite of passage for visitors, offering a taste of Pittsburgh’s creativity and its history as a blue-collar town.
7. Three Rivers
The confluence of the Allegheny, Monongahela, and Ohio Rivers is central to Pittsburgh’s identity and development. This strategic geographical feature has shaped the city’s history, from its early days as a frontier fort to its rise as an industrial powerhouse. Today, the rivers are a focal point for recreation, hosting activities like kayaking, fishing, and scenic riverboat tours. The Three Rivers also set the stage for the city’s many bridges, adding to Pittsburgh’s unique skyline and architectural beauty.
8. PNC Park
PNC Park is celebrated as one of the most beautiful baseball stadiums in the United States, offering stunning views of the Pittsburgh skyline. Home to the Pittsburgh Pirates, the park is known for its intimate setting, with the game’s action feeling closer than ever. The park’s design cleverly incorporates Pittsburgh’s history and architectural heritage. Visiting here is a home run for baseball fans and architecture aficionados alike.
9. The Cultural District
Pittsburgh’s Cultural District is a testament to the city’s thriving arts scene, with an impressive amount of theaters, galleries, and performance spaces. This area buzzes with activity, hosting Broadway shows, ballet performances, jazz concerts, and much more.
10. Pittsburgh Zoo & PPG Aquarium
The Pittsburgh Zoo & PPG Aquarium is home to over 4,000 animals representing 475 species, including many endangered, the zoo is committed to conservation and animal welfare. The unique combination of a zoo and aquarium in one location allows guests to explore the wonders of both land and sea with ease in a family-friendly setting.