What is a Credit History When Renting?
Understanding how credit affects renters
The post What is a Credit History When Renting? appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
Understanding how credit affects renters
The post What is a Credit History When Renting? appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
If youâre buying or selling a home, chances are you may need to hire a moving company. Since many people conduct major moves only once…
The post 4 Tips for Hiring a Dependable Moving Company first appeared on Century 21®.
Show Summary Welcome back to the Real Estate Investing Secrets show! Today, we are going to talk about “rainy days”! The power of building your business to the point to where ‘rainy…
Use your debit card for one of these expenses, and you could risk more than you realize.
Today, I want to introduce you to Sean. He is a financial analyst by day and money blogger by night. He saved over $200,000 by age 27 and plans to retire in less than 10 years. Enjoy! No, that headline never gets any less surreal the more I read it. And no, I wasn’t a lucky […]
The post 8 Steps I Took To Save $200,000 By Age 27 appeared first on Making Sense Of Cents.
For many, college is a door to a prosperous future, and it elevates feelings of excitement and brings a taste of freedom. Itâs a younger studentâs chance to become an adult, learning both life and book smarts. Itâs an older studentâs opportunity to broaden their horizons and grow their passion or career. For whoever is
The post How to Save for College: The Ultimate Guide for Parents and Students appeared first on MintLife Blog.
Spring break 2020 is right around the corner, so it’s time to start planning. Follow these tips to get the best spring break deals.
The post 4 Ways to Find the Best Spring Break Deals appeared first on MintLife Blog.
If you’re ready to account for where every cent of your money goes, You Need a Budget could work for you. The app is based on the premise of “giving every dollar a job,” meaning you budget for every expense — fixed, discretionary or otherwise. Want to buy a new purse or pair of shoes? If your monthly clothing budget is $100, then you may not be able to afford it this month. Friends want to double date at that trendy new Italian restaurant? It may not be in your $200 dining out budget.
The app makes budgeting straightforward, allowing you to see how much over or under you are for a particular line item. But it’s best for people who want to get serious about how much they actual spend and where they may need to make sacrifices to achieve a larger goal.
Zero-based budgeting is tough, but I can see its value. You have to account for every dollar coming in, either using it to cover monthly household expenses, pay off debt, for dining out and for what YNAB calls “quality of life” expenses like vacation. During this process, I realized that I’m not as good a budgeter as I thought. I do a good job of tracking our spending after the fact, but I could improve when it comes to setting aside money for specific purposes — basically being more financially proactive. For example, before using this app, I had no idea how much my husband and I spent each month dining out and we never really set aside a specific amount for this purpose. It was more like “we’ll eat out no more than two times a week.” I also had no gauge of my own discretionary spending, since this money comes out of my personal account. Using the tool allowed me to see that we spend less than $200 a month eating out, but that I need to keep a better eye on my discretionary spending for things like beauty and hair products and anything from Amazon.com (Amazon Prime admittedly has turned me into a shopping junkie). We plan to buy a house within a few years, so YNAB allowed me to see that these are two areas where we (or I) could curb spending and put that additional money toward a down payment. Actually seeing the budget also showed me that we could be saving more. We have more cushion than we need in our account for household expenses, so it might be better to put more of that money toward retirement or paying down my student loans.
It’s a new year! Which means it’s a great time to do a new year money checkup. Perhaps you’ve set some goals for the year, or maybe you just want to make this year even better than the previous one. Whatever your reason may be, a new year money checkup can help you find places […]
The post Annual Money Checkup – 18 Ideas To Put On Your Checklist appeared first on Making Sense Of Cents.