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We make a goal out of building our dream home one day and we work hard to make it happen. Ever passed by a gorgeous house and just stared at it for a few minutes? I know I did! Then went about my business thinking I’ll probably never afford it anyway…
But what if you could create an amazing home using dollar store decorating hacks? After all, it’s just about combining cool ideas with good taste. And if you’re not the creative type, don’t worry! We’ll give you a list of ingenious home hacks that will transform your interiors.
Here are 16 of our favorite decor hacks for an affordable fancy home:
1. Use lighter colors when painting a small room to make it feel bigger
If you’re lacking on space, the first trick you can use to make a room feel larger is painting the walls in softer, lighter colors. White and beige never get out of style, but if these seem a bit dull, you can always choose soft shades like straw, pearl grey, blush, sage, sky blue or eggshell.
2. Signal your style by painting your front door in a vibrant color
Your front door is your home’s first impression. Tell your neighbors about your personality by painting it in a bold, glossy color.
In fact, you can even use take things a step further and make a statement with the color you choose for your front door and make use of conventions. For instance, in Feng Shui, a red front door simply means “welcome.” While in Scotland, painting your front door red means that you paid off your mortgage.
3. Hide your router inside a hollowed-out book
Tired of that router ruining the looks of your bookshelf or coffee table? Use a hollowed-out book to hide it. Just make sure to cut out the part that covers the router’s vents. This way you’ll prevent it from overheating.
4. To cast a lovely shadow, use a Sharpie to draw shapes on a light bulb
Or color it entirely if you love soft light. However, if you choose to simply draw a smiley face (let’s say) on a light bulb, the pattern will not be reflected on the walls. Not as you’ve drawn it anyway. But you can still do it for the sake of design.
5. Paint the sides of your doors a bright, playful color
This is a small DIY home decor hack that can actually make a big impact. Besides, it requires minimum time and effort. So grab a little tin of paint, pick an awesome color that you think goes well with the accents you’ve already incorporated in your home decor and dedicate an hour of your time for this small home project. You will love the result!
6. Use an old ladder to create your own shoe rack
We love DIY hacks that require little to no money. Depending on how your old ladder looks like, you can repaint it or just put it in the desired spot. At least now you won’t stumble over 10 pairs of shoes piling up at your front door.
7. Reinvent a boring dark lampshade by poking holes in it
Well, it’s more like creating a design or an image by poking the lampshade. You want to make it look more interesting, not ruin it. With a little dedication you can create a dreamy starry effect or your own big city lights.
8. Restore old furniture by using contact paper
If you’re looking for cheap home DIY decor ideas, breathe life into an old piece of furniture by covering the ‘damage’ with contact paper. The good thing about contact paper is that you can stick it on any dry, clean and flat surface (not to mention it comes in so many beautiful colors and patterns that your design choices are endless).
And just like that, your kitchen countertop has that marble look you love but can’t afford.
9. Use coins to decorate… whatever you want
Time to break the piggy bank and get creative. Make yourself a penny floor; glue your coin collection on a mirror frame or on a plate. Home decor hacks are a wise way to use your pennies.
10. Frame your favorite pictures with washi tape
Most of us love hanging memories on the wall, but when we lack space, picture frames can crowd the place even more. A great and cheaper alternative would be to frame your pictures with washi tape after attaching them to the wall.
11. Brighten your room with colorful throw pillows
Those small cushions are great accessories for your sofa. Don’t be afraid to mix and match colors and textures. Some crisp new pillow covers will change the overall appearance of your room.
>> Buy them here: Colorful and affordable throw pillows that will add extra flair to your room
12. Go bold with a stylish backslash
You can do it for both your kitchen and your toilet without breaking the bank. Pay special attention to colors and patterns to bring a cheerful feeling with very little work on your part. You can use peel and stick tiles so you don’t break the piggy bank.
>> Buy it here: Add Color And Drama To Your Room With Peel And Stick Wallpapers
13. Use mirrors to make your room look larger
Large mirrors reflect the room back and will trick you into thinking a place is bigger than it actually is. It’s a great visual trick to use to make your room feel larger (and fancier), just make sure not to try going into the ‘other room’.
14. Get rid of useless things
If you still have things you haven’t been using for years or a certain object makes you groan, get rid of it. Don’t act like a hoarder and give yourself some space to breathe. Less is usually better when decorating your home.
15. Pick fluffy towels you’ll love to use
Time to throw away those old discolored towels that make your space look dirty and cheap. Use the fluffy ones you keep in your closet. You know… those that make you feel like you’re staying in a fancy hotel. 🙂 You can easily score extra points here by playing around with the way you showcase them.
16. Place dishwashing products on a cake stand
This is literally one of the easiest decorating hacks out there. Add style to your boring dishwashing products by placing them on a cake stand. Talk about an easy hack to make your kitchen look more fancy in an instant!
What home decor tips have you tried and loved the results? Let us know in the comments, we’d love to feature them!
Bonus: 17. Breathe life into your space by adding indoor plants
Decorating with indoor plants is a cost effective way to add visual interest to any room without breaking the bank. Plants can be displayed in many different ways from bohemian macrame plants hangers to more expensive stand alone planters, depending on your budget. The great thing about decorating with plants is that unlike other home decor they are truly timeless and will grow and adapt to your interior over time providing a unique look.
More tips for your fancy home
10 of the Most Stylish Minimalist Wall Clocks You Can Buy on Amazon 7 Top Decorating Ideas for Your Bedroom this Fall: Making Your Room More Cozy & Stylish Here’s Everything You Need to Set Up a Meditation Corner in Your House These are ‘Queer Eye’ Bobby Berk’s Top 6 Choices for Wall Décor
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
Okay, you are reading this because you are overwhelmed with the fact that your kids have everything (or the kids you want to buy gifts for).
That is a tough situation to be in.
In today’s society, kids are quick to get anything and everything they want. There are a million different reasons for that. But, that is the reality our society lives in. In fact, research proves overindulged kids may experience lifelong consequences.
So, what do you get for kids who have everything?
You have to really search and put some thought into finding an awesome gift – even better a gift that is not a toy.
Maybe it is the year to consider a no gift Christmas?
Kids who have everything may seem like they have it all, but there are still gifts that will surprise and delight them.
Let’s dig into these cool gifts for kids who have everything.
What do you get a kid who has everything?
You need an off-the-wall gift that is out of this world.
In order to hit a grand slam, you must really know the kid you are purchasing a gift for.
And honestly, most of the best gifts are gifts of time – specifically experience gift ideas.
What to get a kid that’s not a toy?
If you are looking for non-toy gift ideas for kids, there are many options to choose from. You need to turn your mind off the traditional gift giving and think outside the box.
Great ideas include anything personalized, educational classes, sports gear, or experiences like ziplining.
Whatever you choose, the important thing is that it is something the child will enjoy and cherish.
Lifesaver Ideas to Turn To – The 4 Gift Rule
The 4 Gift Rule is a guideline to help you find the perfect gift for someone. It suggests that you should give something that the person needs, wants, or may not have already. Since we have determined that “something they want” is already taken care of, here are the other 3 gift rules to consider.
Something they need: Think about school, sports, and activities – what is it that they need? Do they play baseball and outgrown their catcher’s gear? Interested in robotics, but don’t have the computer subscriptions to keep learning? There are many unique options available as this is personalized to them.
Something to wear: Even if your child has a closet full of clothes, there are always new fashion trends and styles that come out each season. They may also need new shoes or accessories to go with their outfits.
Something to read: Books make great gifts for kids of all ages. If your child is into sports, you can get them a biography of their favorite player. If they’re into history, look for a book about a topic they’re interested in. Right now, graphic novels are the big hit!
Whether you’re looking for a unique gift for a loved one, or need some helpful ideas for yourself, check out some of these amazing options.
Need Creative Gifts?
Here are the best places to find creative gifts.
If you’re looking for creative gifts, turn to Etsy! It offers a wide selection of handmade and vintage items that will surely provide hours of fun.
Need something quick, check out these Amazon gift guides.
Unique Gift Ideas for Kids and teens – Specifically Gifts for Kids who Have Everything
Everyone loves gifts, and kids are no exception.
However, when you are on the hunt for cool presents to buy your child that they won’t get tired of playing with or using over and over again, you may find yourself coming up short.
This is where we come in!
We have compiled a list of 35 cool gifts for kids who already have everything or are just too young to know what they want.
These gifts are sure to make your shopping experience a breeze and will keep you from having to hear the dreaded question, “What do I get them?”
Subscription
One option for a kid who seems to have everything is to get a subscription to their favorite magazine or TV show. This will keep them entertained and give them something new to look forward to each month or week.
Great options include Amazon kids or Kindle Unlimited.
Subscription Boxes
There are so many reasons why subscription boxes are so much fun. They are a way to try out new things without committing to anything. Plus, they come with a lot of great discounts.
You can also find boxes that are perfect for specific interests.
Kitchen Science Kit
The Kitchen Science Kit is a great gift for kids who love to know how things work and want to learn more. It comes with plenty of pieces that your child needs to start testing their experiments. This kit will help your child learn life skills like patience, organization, and creativity.
Coding Games
There are many great coding games that make excellent gifts for kids who have everything.
One option is the Bitsbox coding subscription box, which is designed for kids ages 6-12 and provides them with a variety of STEM education activities.
Another option is the Booleen Box, which is a computer building game that is perfect for kids who are interested in technology and engineering.
Both of these games are great ways to get kids interested in coding and help them develop important skills for the future.
Time Capsule
Time Capsules are a great way to preserve your memories and experiences. You can store anything in a time capsule, such as photos, articles, and notes.
The recipient can open the capsule in the future and experience the memories stored inside. Get your time capsule container!
Spa Day Kit
If you are looking for a unique and thoughtful gift for a child in your life, look no further than the Spa Day Kit. This kit includes everything a child needs for fun and relaxing spa day, including a bath bomb, nail polish, and hair treatment. The easy-to-use instructions make it perfect for kids of all ages, and the kit makes a great gift for moms on any occasion.
Scientific Explorer – My First Mind Blowing Science Kit
The Scientific Explorer My First Mind Blowing Science Kit is perfect for kids who are just starting to learn about the scientific method. This kit comes with a lot of different materials that help kids learn about science. It’s a great way for kids to learn about science and see how it works.
Customized Journal
Customized journals are a great way to show your personality and interests. You can choose the cover, the paper, and the layout of your journal. You can also add your own photos and drawings.
This will be something special that the child can use to document their thoughts and experiences. Pick your design on the customized journal here.
Customized Planner
There are a lot of different things that you can get a kid that doesn’t want toys. One idea is to give them a customized planner.
This will help them stay organized and be able to keep track of their school work, extracurricular activities, and social events. Design your customized planner here.
Lego Chain Reactions Kit
This is a great gift for kids who like to build and experiment. The portable craft studio is easy to carry and organized by item type and color group.
If your kids seem like they have outgrown Legos, check out Gravitrax! Hours of wonder and fun for preteens and teens!
ABC Mouse
The ABC Mouse is a great gift for kids of all ages.
It features age-appropriate games and activities, as well as family-friendly shows that kids can watch. You’ll have peace of mind knowing that your kids are engaged with awesome content when you give them the ABC Mouse.
Customized Jewelry
One option for a unique gift for a kid who has everything is customized jewelry. You can find stores that will let you personalize items like necklaces, bracelets, and earrings with the child’s name or initials. This makes the gift special and something they can treasure for years to come.
Amazon Glow
Amazon Glow is an interactive entertainment and video-calling system designed for children. A great way to keep in touch with grandparents.
It has a huge 19″ touchscreen that let’s kids be kids, and an interactive video call on a tablet or smartphone. Amazon Glow is designed for children to learn and play with each other, making it the perfect gift for your tech-savvy kid.
The service requires an Amazon Kids+ subscription, which automatically renews every month. For just $4.99 per month, you can give your child access to a wide variety of toys that they are sure to love.
Craft Supplies
When you give someone a craft supplies as a gift, you are giving them the opportunity to create something special. This could be anything from a new piece of jewelry to a painting.
Craft supplies are also a great way to show your appreciation for someone.
Gift Basket
Kids love to get gifts, but it can be hard to come up with something unique and special. If you’re looking for a gift that your child will love, you should consider building a gift basket.
This is a great way to combine different types of gifts, and it’s a fun way to spend some time together.
For example, my daughter got a princess-themed gift basket when she was little.
Non-toy gift idea for kids: Experiences
Experiences make great gifts for kids because they can be educational, fun, and memorable.
Some great ideas for experiences to give as gifts include museum visits, sporting events, Broadway shows, dinner at a fancy restaurant, science exhibits, art exhibits, theme parks, comedy clubs, acting classes, and dance classes.
Master Classes
Master Classes are a great way for kids to learn from the masters.
They provide a unique experience that can help kids learn about anything (almost). Master Classes can be a great gift for kids because they can help them learn new things and improve their skills.
I remember and treasure all of the master classes I took growing up.
Spa Experience for Kids
One way to give the gift of a spa day to kids is to buy some bath bombs, nail polish, and hair treatments. Another way is to set up a little home spa kit.
Finally, you can spend some quality time together and have fun!
Grab all of your spa experience supplies here.
Tickets to a favorite play or concert
One option is to get tickets to the child’s favorite play or concert.
This will give them an experience they will enjoy and remember for a long time.
Every time Imagine Dragons come to our city, I always hear the kids practicing their lyrics.
Tickets to Sporting Events
There are a lot of great sporting events happening throughout the year that your kid would love to attend.
Whether it’s a professional game or a college game, sporting events make for great memories. And tickets aren’t as expensive as you might think!
Head to the Theatre for a Broadway Show
Do you have a family member or friend who loves to go to the theatre?
Perhaps they’ve seen a show before and are always looking for something new to see. Head to the theatre for a Broadway show!
Broadway shows are often full of excitement and suspense. Your loved one will have a memorable time and you’ll get to go out with them!
A day of sleeping in
One idea is to give the child a day of sleeping in especially popular with middle schoolers and high schoolers.
This can be a great gift for kids who seem to have everything and are always on the go. It can also be a chance for parents to spend some time alone or with other siblings.
A day at a zoo
One idea is to give the child a day at the zoo. This can be an all-day experience or simply a visit to see the animals.
It can be fun and educational, and it’s something different that the child may not have done before.
Game Night
Kids love the game night! It’s a great way to bond with friends, have some fun, and learn new things. There is a lot of fun non-toy gifts you can give your kids for a game night that will make it even more enjoyable. Here are a few ideas to get you started:
Set up a board game or card game in your home and let the kids play with you.
If your child is a competitive type, give him or her an incentive to win by offering a small prize for the winner of each game. This will make the game night more exciting.
If you are playing a card game, make sure to have plenty of snacks and drinks on hand in case anyone gets thirsty or hungry while playing the game.
Check out the latest games on the market!
A day of cooking with a celebrity chef
One unique gift you could give to a kid who has everything is a day of cooking with a celebrity chef. The child will get to learn how to cook their favorite dishes from the best in the business, and they will get to eat their creations afterward.
Great for the aspiring chef!
Theme Park Excursion
If you’re looking for a unique gift for a kid who has everything, why not take them on a day trip to a theme park?
A day at a theme park could be a great non-toy gift idea for kids. Kids would love the chance to go on rides, explore the park, and enjoy the company of their friends. .
They’ll get to experience all the fun and excitement of a theme park while spending time with you (and their friends).
Splash at a water park
A day at the water park can be a great gift for kids who have everything. They will enjoy hours of fun in the sun and get to cool off in the water.
Plus, they will be able to play with their friends and make some new ones. Maybe even consider a season pass?
Flight Lessons
If you’re looking for a unique and cool gift for a kid who has everything, how about flying lessons?
There are many different programs that offer this experience, and it is sure to be something the child will never forget. They will get to fly in the cockpit of a private jet or airliner, and may even have the opportunity to take the controls!
They may even make a career choice out of this gift.
A day with a celebrity
Could you imagine if this kid got a chance to hang out with Dude Perfect or Ninja Kidz all day?!?!
They would be on cloud nine.
That would be one unique and cool gift for kids who have everything.
Course at a local college
One idea is to give the child a day of learning by taking him or her to a local college for a course of their choice.
This will allow the child to explore new interests and learn something new in a fun and stimulating environment.
There are plenty of classes to choose from.
Kid’s Choice Dinner
One great gift idea for kids is to give them a Visa Gift card. This way, they can “pay for dinner” and have a fun experience doing it.
Also, you could also give them a gift card to a grocery store so they can cook their own dinner. This would be especially beneficial if you teach them how to cook their own dinner as well.
A day of doing nothing
When it comes to finding a unique and interesting gift for a kid who has everything, sometimes the best option is to give them nothing at all.
A day of doing nothing can be just what they need to relax and enjoy their birthday or special occasion.
Can adults have this one too, please?!
Dinner at a Fancy Restaurant
A dinner at a fancy restaurant can be a great gift for kids.
Kids will love the experience of trying a different cuisine and sitting at a high-end table. Plus, spending a special night out with friends can be a memorable experience.
A day of service at a local charity
One option for a kid who has everything is to give them a day of service at a local charity.
This will allow the child to spend time giving back and helping those in need, which can be just as rewarding as any material gift.
In fact, this is why mission trips are so popular!
Some other fun experience gifts for kids include go-karting, theme parks, and escape rooms. These experiences are exciting and new, and they’re something that the kids can enjoy together.
The Ultimate Gift Idea for Kids: Cold Hard Cash
Giving cash as a gift is a good idea because it is a tangible gift that can be used immediately.
It is also a great way to avoid any possible clash of interests with the child who might receive the gift. Cash is a low-key way to show your appreciation for the child, and it is also a way to avoid feeling obligated to give a gift.
Also, it helps kids to realize the value of money and how to manage it. Those life lessons might be well worth it!
Or a Gift Card
When you don’t know what to get a kid who seemingly has everything, a gift card is always a safe option.
With so many different stores and places to spend them, gift cards let the child choose what they really want. This way, you know they’ll be happy with their present.
Unique Fun Toys or Eyes to See the World?
Now, you have a decision to make…
Will you go with: unique fun toys or experiences? The choice is yours.
Just remember… one will leave a longer impact on the recipient than the other. That is why many families are opting for Christmas experiences over traditional gifts.
Which Creative Gifts Will You Get?
If you have a child that seems to have everything, it can be hard to know what to get them for gifts. However, there are still some great options out there.
It is proven that experiences bring more happiness than traditional gifts, so why not lean to towards those ideas.
There’s no need to spend a fortune on a gift for a kid who has everything. With a little bit of creativity, you can find a gift that will be sure to put a smile on everyone’s face.
Review our list and see what takes your fancy!
If you’re looking for a gift for a young person who has everything, our list of 35 cool gifts is sure to have something for everyone. From non-toys to clothing ideas, there’s something for everyone on this list.
So, what are you waiting for? Get shopping!
You probably need inexpensive gifts for the woman who has everything, right?
Need More Christmas Gift ideas?
Know someone else that needs this, too? Then, please share!!
Who amongst us hasn’t wondered at some point what it would be like to live in a castle?
Whenever we visit a castle, we think of what it must have been like to live there, and imagine ourselves as king (or queen) of our domain.
Then we unfortunately snap back to reality and go about our lives, always dreaming of that old stone castle perched atop a cliff overlooking a quaint English village…Right, back to our story here.
When you think of castles, your mind immediately goes to Europe. The dreamlike, fairy tale castles in Germany, England, Scotland, or France can make your jaw drop and your imagination run wild.
European countries are rich in history, and there are countless jaw dropping castles to visit, including Neuschwanstein in Germany, Alhambra in Spain, Corvin Castle in Romania, Kilkenny Castle in Ireland — the list can truly go on and on, and that’s not an exaggeration.
But what if you don’t have the means, the time, or the desire to travel across the ocean to visit these castles in Europe?
Well, if you live anywhere around New York, you’ll be glad (and perhaps even surprised) to know that there are various castles worth visiting right here in the Empire State. Don’t believe us? Keep reading to see what your own backyard has to offer.
1. Boldt Castle
First on our list is Boldt Castle, a landmark tourist destination located in the Thousand Islands area.
The castle was originally built as a private mansion for millionaire George Boldt, the general manager of the Waldorf-Astoria Hotel in NYC and the Bellevue-Stratford Hotel in Philadelphia.
Boldt and his family used to enjoy spending their summers at the family cottage on Hart Island (now Thousand Islands), and the businessman decided to build a bigger home for them there.
However, work on Boldt Castle came to a sudden halt in 1904, when George Boldt’s wife passed away. Heartbroken, Boldt gave up on the project, for good, and the castle was left vacant and in disrepair for 73 years.
After being purchased by the Thousand Island Transit Authority for just $1 in 1977, the castle was restored and renovated, and is now a popular tourist attraction, open to visitors from May to October.
It’s only accessible by water, either from the U.S. or Canada, and despite this fact, it’s one of the most visited attractions in Upstate New York.
If you want to visit a property that was truly built out of love, and later lovingly restored, be sure to pay it a visit.
2. Singer Castle
On the rocky, wild shores of Upstate New York lies another historic estate reminiscent of the quaint castles of Europe, namely Singer Castle.
Located on Dark Island, Singer Castle was completed in 1905 by Frederick G. Bourne, the president of the Singer sewing machine company. If you’re a fan of Gothic architecture and/or literature, then you simply have to visit Singer Castle.
The medieval-style fortress is your quintessential Gothic castle, featuring things like secret passageways, hidden buttons, wrought-iron chandeliers, huge fireplaces, and (just) 28 bedrooms.
Nobody knows why Bourne decided to include all these unusual features in the construction, but we’re definitely intrigued.
For instance, one of the panels in the library can be opened by pulling a specific book from the shelf, thus providing access to a secret passageway leading to the wine cellar. That’s something you’ve probably seen many times in mystery or crime movies, but this one is for real.
There’s also a secret dungeon accessible only via a hidden passage located in Bourne’s former office.
If this charming and mysterious property has piqued your interest, you might want to start planning a weekend getaway and get away from the hustle and bustle of the city.
You can book the Royal Suite for up to six people, and explore all the secrets of Singer Castle as if you’re characters in an Agatha Christie novel. Fun!
3. Highlands Castle
Looking at Highlands Castle, you’d be tempted to think it’s a medieval-age structure that’s housed many generations throughout the decades.
From the outside, the castle looks like it’s been plucked right out of a Game of Thrones episode – nevertheless, Highlands Castle was built in the mid-1980s, by a loving father.
“Someday I’ll build a house where we both will live. A place where you can bring your friends and create special memories… Someday Jason, I will build you a castle.”
John Lavender, the man who built Highlands Castle
John Lavender once made a promise to his young son that one day he was going to build him a castle. Parents make all kinds of grand promises to their kids, but Lavender actually kept his.
John Lavender invested years of his life building this grand castle for his son. He did a great job picking the location, in Bolton Landing, overlooking Lake George in the Adirondacks.
It was a huge undertaking; builders reportedly used more than 800 tons of stone to construct the property for Lavender, and included a 2,000-foot-long driveway leading to a stone wall with iron gates guarded by lion statues.
The interiors are equally impressive, and stepping inside, you’d think you’re on a movie set, filming the New York version of Downton Abbey.
The good news is that you can rent the castle and enjoy the views for yourself; prices start at $5,700 per night, but they’re well worth it, if you ask us.
4. Belhurst Castle
Located on the shores of Seneca Lake, Belhurst Castle was built in 1889, designed by Fuller & Wheeler in a Romanesque Revival style.
All the materials used in the construction were imported, mainly brought over from Europe, which is one of the reasons why the construction took roughly four years.
The castle was used as a private residence until 1932, when it was sold to businessman Cornelius J. Dwyer. The new owner transformed Belhurst into a popular entertainment and leisure destination, turning it into an upscale restaurant and adding a speakeasy and a gambling casino.
The restaurant was reportedly highly popular during the prohibition era, when liquor was brought down from Canada using the canal system.
Nowadays, Belhurst Castle is a top-class, resort-style destination in the New York area. Guests and visitors can enjoy fine wine and craft beer, delicious steaks at the Edgar restaurant, various best-in-class services at the on-site salon and spa, and more.
Those who want to spend the night can do so at the off-site Vinifera Inn and White Springs Manor, or they can book one of the 11 rooms available inside the castle.
5. Lyndhurst Mansion
A National Historic Landmark, Lyndhurst Mansion is one of the finest examples of Gothic Revival architecture in the country.
Sitting on a massive 67-acre lot close to the Hudson River in Tarrytown, the imposing castle was completed back in 1838, with a design by renowned American architect Alexander Jackson Davis.
Its first owner was New York City mayor William Paulding Jr., but the property was expanded and nearly doubled in size under the helm of its second owner, businessman George Merritt. He was also the one to rename the property ‘Lyndenhurst,’ after the linden trees on the property.
Merritt added a new four-story tower to the castle, as well as a new porte-cochere, a servants quarters, a new dining room, and extra bedrooms.
The third – and final – private owner was American railroad tycoon Jay Gould, who owned the property until his death in 1892. Eventually, the castle was donated to the National Trust for Historic Preservation.
Lyndhurst mansion is now open to the public, and Gothic architecture fans can explore the grounds as they please, either on their own or via guided tours.
Depending on the tour you choose, you can visit the first and second floors, the observation tower, the kitchens, the gardens, and the swimming pool building.
And, if the estate looks somewhat familiar, then you might have already seen it on your screen. Lyndhurst Mansion was featured in numerous movies, TV shows, documentaries, and even housed a 2017 episode of Project Runway.
More palatial estates
The Thrilling History of The Breakers, the Vanderbilts’ Iconic Summer Estate in Newport In Colorado, $20 Million Will Buy You a Real-Life Castle Steeped in History Winfield Hall, the Historic Woolworth Mansion in Glen Cove Richie Rich’s House is Actually the Biltmore Estate, America’s Largest Home
A deck in your apartment offers a multitude of advantages, from enhancing your living experience to providing an outdoor sanctuary where you can relax, entertain and enjoy the beauty of nature. We’ve compiled 11 reasons a deck can elevate your living experience and some ideas to utilize this versatile space.
1. An extra space to decorate for holidays
Creativity through decoration is one of the most fun parts of being a renter. A deck is an extension of your apartment and serves as an extra place to show the holiday spirit. Whether that be Christmas lights on the railing or a Menorah in the window, a deck is a unique opportunity to get creative around celebratory holiday decorations.
2. And a comfy place to entertain all summer
When the weather is nice, hosting an outdoor get-together is ideal. A deck offers a spot to host a wine night, grill-off or catch-up session with a friend. With cozy seating on the deck, an inviting atmosphere sets the stage for making memories and charming guests.
3. A people-watching spot
We’re all guilty of doing it, and for some, it’s a guilty pleasure. Seated in your own privacy on your deck, you’re able to soak up not only the sounds of the area below but the sights. Decks allow you to indulge in people-watching and observing the vibrant energy of the neighborhood you’re living in.
4. A place to spend time with your pets outdoors
Our furry friends mean so much to us and enhance our lives in countless ways. Balconies help enhance their lives too, providing a dedicated space where they can soak up vitamin D and play to their heart’s content. Additionally, the deck becomes a cozy spot where you can cuddle up with your pet, enjoying precious moments together in the fresh air.
5. Date night in your outdoor oasis
Spending time with your significant other is valuable time. Date nights are pricey and discovering new spots is tricky. A deck date night is a creative and cozy way to drink, dine and enjoy the presence of your person without ever leaving your apartment.
6. Gardening opportunities
If you have a green thumb or aspire to grow your own veggies and herbs, a deck addition is perfect for you. Between growing flowers to brighten your day or herbs to bring life to a meal, the growing opportunities are vast with a deck. Plus, you’ll enjoy the fragrant herb smells while you hang out outside.
7. Grilling and dining al fresco
Communal apartment grills are super popular, especially during warmer months. Skip the wait and utilize your apartment balcony to grill out and dine al fresco. An apartment with a deck easily transforms to your own private outdoor culinary haven with a grill and dining area.
8. Soak up the sun privately
Don’t have enough time to head down to the pool? Just want to enough a quick cup of coffee before you head to work? A deck solves these problems for renters, providing a convenient space for a quick sunbathing or a peaceful moment of relaxation.
9. Exercise and fitness space
Fitness classes are great outdoors. With most at-home workout classes and routines only requiring a small bit of space, an apartment deck serves as a perfect spot for a stretch. Also, the privacy provided by your apartment deck allows you to freely move and follow along with your workout without feeling restricted by crowded gyms or shared spaces.
10. Staycation escape
Utilizing your deck to escape and enjoy the sights and sounds of nature can really boost mental health, elevate your mood and enhance your overall living experience. Whether you want to stargaze, lose yourself in a book series or just take a breath of fresh air, recharging and reconnecting on your deck is easy.
11. Connecting with nature
There is an endless list of ways to connect with nature on your apartment deck. Installing birdfeeders, watching the sunrise and sunset, outdoor meditation and installing wind chimes are some of the ways renters can connect with the sights and sounds of the outdoors.
An amenity in the comfort of your own home
A deck enhances apartment living by providing a private outdoor space for relaxation, entertainment and connection with nature. It expands your living space and offers endless possibilities for personalization and enjoyment.
With a deck, you can fully embrace the joys of outdoor living while enjoying the convenience and comfort of apartment life. Ready to search for apartments with this perk? Start your apartment-hunting journey today!
Today, my friend Jillian, from Mini-Retirements Mastered course and Montana Money Adventures, is sharing a guest post about mini retirements. This subject is something I find to be super interesting and she is definitely the expert at it! Below is her story and advice.
Fifteen years ago, I fell in love with my husband and we started planning our life together. But I had this crazy idea. What if we took mini-retirements? Mini-retirements go by many names: Sabbaticals, Gap Years, Time Off.
Essentially, it’s all the same idea: taking time away from the 9-5 to focus on things that really matter to us. It could be for a year or two, or just a month off.
The problem? We were in NO place to be thinking about mini-retirements! That first year we had over $50,000 in debt and only earned 12k. The next year was a little better, but not by much. Still, I held on to that dream.
I just turned 35, and we are currently in our 5th mini-retirement. We have taken a few short ones (month long), some medium (6 months) and this one is going on two years now. Mini-Retirements might seem almost impossible, until you understand how to plan, prepare and execute them. After that, you’ll be able to sprinkle them in every few years and just maybe grow your net worth in the process!
Related content:
Four common misconceptions about mini retirement
1. You have to be a high-income earner
This just isn’t true! Our combined income averaged between 30k-60k over the last 15 years. Without a high income, you might need to start with shorter one-month mini-retirements. But there is a LOT of really cool things you can do with an extra month off. When I was 24, I took a month off from my job to travel cross country with my best friend. It was an incredible trip! And we did it for under $2,000.
2. You need to be self-employed
All five of our mini-retirements we either negotiated off from a regular employer or walked away from traditional employment. In my free video training, I walk through the exact process to negotiate a month off from an employer, even if your company doesn’t have a sabbatical program. This can be scary if you have never done it, but with a little preparation, it’s totally possible!
3. You can’t take time away if you have debt
It might take you ten years to pay off your student loans, or 30 years to pay off your mortgage. If there is something you are passionate about pursuing, I don’t suggest pushing that off until you turn 65. If you have a lot of credit card debt, it will be really helpful to pay that off first. It will help supercharge your savings rate and lower your monthly expenses once that bill is gone. But there is no reason you can’t have an amazing month-long experience if you still have a mortgage payment.
4. Taking time off will postpone financial independence
Maybe. But it doesn’t have to! During two of our mini-retirements, we also bought and renovated houses. Taking that time away actually greatly increased our net worth and passive income! If you really want to increase your income and net worth, simply add some of those activities to your mini-retirement. There are no rules about what you can or can’t use this time for.
There are so many incredible things you could do if you had a bit of time away from the 9-5. The first step in my full Mini-Retirements Mastered course is to help you narrow down what you really want to focus on in the next mini-retirement! Which things are very time-sensitive and if you don’t tackle it now, the opportunity might pass you by.
Four Mini-Retirement Options
1. Once in a lifetime opportunity
There are a few things in life we just don’t get second chances on. Sometimes because the timing is never right again or life just changes. We had a chance to move overseas when I was in my 20’s for four years. While we were there, we traveled almost every month. I took art classes in Amsterdam and literature classes in Rome. Everything was close by and made it affordable. Because we had made financial sacrifices earlier in our marriage, we had the resources to invest in those experiences.
I have known people who took time off to hike the entire Appalachian Trail or bike along the Croatian coast. In our current mini-retirement, we are traveling in a pop-up camper in the summers with our five kids. They are between two years old to ten. It just wouldn’t be the same if we waited 20 years! Seeing all the US national parks has been an amazing experience and we just didn’t want to miss this time with them.
2. Passion project
People often have that ONE THING they want to do. Maybe it’s volunteer overseas for a year. Design and build a house with minimal help. Start a non-profit. Or adopt a sibling group from foster care. These are the things that, if we do very little else with our life, at least we can look back and say, “But I did that!” And these are the perfect things to fit into a mini-retirement!
By saving an extra 10-15% of your income a year, you would have enough to take a year-long mini-retirement every decade!
3. Build Financial Freedom
When we moved back to the US from Germany, the housing market had crashed and was at an all-time low. We took time off two more times to buy and renovate our primary home and then two rentals. There were other people who might have wanted to do that but didn’t have the free time to make it happen. Taking those two mini-retirements actually helped us build $1,200 in passive rental income and grow our net worth. Instead of derailing our path to financial freedom, it sped it up!
4. Grow a business
This last mini-retirement has been focused around family/travel and growing a creative and entrepreneurial business. We carved out this time, starting with one year as a test. We wanted to lean into our interests. Test some ideas. See if we could find a project that we were passionate about and was a perfect fit for our lifestyle. Something that would leverage our talents and really help people. If there is a business you want to grow and see if you can scale up, a mini-retirement might be exactly what you need!
Of course, there are logistical challenges that scare us. You might be nervous about healthcare. Or scared that you won’t be able to find another job when the time comes. It might simply be the unknown cost! How much would this month-long adventure cost? How much would it cost to start a business, or travel the world for a year?
Once you decide you want to move in this direction, you will find, for every logistical challenge, there are multiple logistical solutions. Then it’s just the matter of finding the courage to live a life that perfectly lines up with everything you value, are passionate about, and meets your goals.
I want to dive into one of the logistical challenges that be top of mind for you. How can I afford this!?! This is the first logistical stumbling block for a lot of people. I want to show you how you can get started with any budget. Even a once-in-a-lifetime experience doesn’t have to break the bank to become one of your most cherished memories in 10 or 20 years.
Let’s start with the idea that you negotiated a month off from your current employer or find yourself between jobs for a month.
How to Budget for a Month Off
Find your Baseline Budget:
If you have been tracking your expenses and budgeting for a while, this might be an easy number to find. Maybe you spend $2,000, $3,000 or $6,000 a month. Now, this won’t include any investing or savings you do. We are going to put that on hold for a month. If you want to take multiple mini-retirements like we have, simply adjust your yearly investing to cover your off times. An extra 1-3% investing a year, could cover your investing during your mini-retirements.
Then subtract any extras from that baseline. Let’s say you normally spend $200 a month on entertainment. If you are going to be traveling for a month, that expense would be put towards your trip entertainment.
Now you have your month off baseline number. Let’s say it’s $2,500. (Even if you earn $4k a month, after taxes, investments and extra expenses, your core expense might only be $2,500.)
Find your Dream Budget:
What is it you want to do with this time? I like to focus on things that could only happen in this season of life. Things that, if I waited another 10 or 20 years, the opportunity might pass me by. I’m 35 now, but the trip I did at 24 isn’t something I could do again. I have five little kids at home. My best friend is now CEO of a large non-profit organization. There is simply no way we could both escape for a month long road trip! Plus, I have given up sleeping on the frozen ground or in the front seat of my Honda Civic. I’m in my thirties, I now require a mattress of some kind!
Once you know what your next month-long adventure will entail, it’s time to figure out the cost.
As I research each cost, I add them to an Excel sheet I name my dream budget.
A dream budget will serve two purposes. First, in the planning, your adventure will get better. You will refine and customize what you really want to do. Second, you will have specific prices for each piece. If you decide to start a side hustle to help save up for your mini-retirement, you will know exactly what your extra $100 earnings will bring you.
Your extra $100 might buy three nights at a youth hostel or national park campground. $20 will pay for food for the day. $80 will pay for a yearly science museum pass for the whole family.
Open up a dream budget checking account, and stash all the extra dollars in there. Each dollar is getting you closer to building that dream experience. Even $1 will buy you a scoop of gelato in Italy.
Let’s say you settle on a US road trip for two people. You plot it all out and come up with a dream budget of $3000 plus baseline expenses of $2500. $5500 is your total cost. If you want to do this in the next 18 months you will need to save about $300 a month between now and then. Maybe that’s in your budget or maybe it’s not.
Then the question becomes how do I hustle for $300 a month to put towards something I really care about? Or maybe you would be willing to give up your eating out budget to make this happen?
Once we narrow down exactly what the challenge is, we can start to problem solve and find solutions for that challenge.
This week I will be hosting a free training on how to take a month off. I’ll be teaching the three essentials to negotiate a month from an employer who doesn’t typically offer that benefit. I’ll also talk about how to pack a mini-retirement go bag for those unexpected opportunities. With all of this leading up to the only time this year my full Mini-Retirement Mastered course will be open.
If you ever want to be able to do something like a mini-retirement, you won’t want to miss it! Now is the perfect time to start laying the foundation!
What do you think of mini-retirements? Do you want to take one?
I started the Best Interest on December 16, 2018. It’s been two years! And this also marks two years since I’ve been tracking every single expense in my budget. E-v-e-r-y-t-h-i-n-g. Today’s post will be a year-in-review for both the blog and for my personal finances. There will be lots of fun numbers. And I’ll show you how my preaching works in practice.
To get your bearings, here’s the Year 1 Review.
Thank you!
Thank you. Yes, you. Thank you for reading, and thank you to my generous patrons.
I don’t write here because of financial gain (see the Sankey diagram in the Budgeting section). I write here because you’re reading. And because it’s incredibly fun and you readers make it rewarding.
I was recently asked about my mission statement. It’s just in draft, but:
I value helping and teaching. At my core, I want to help people improve their lives by teaching them valuable skills & knowledge. I think personal finance is a tangible, vital, and universal skill set.
Improving personal finance == improving lives.
Sharing with you is my mission. And you sharing your attention with me is a privilege that I don’t take for granted.
Every small compliment you’ve given me is extremely meaningful. I love answering your questions, your Tweets, and your Reddit comments. So again, thank you for being here.
Some Stats
Who doesn’t like statistics? Here’s what 2020 looked like on the Best Interest.
Back in 2019, about 19,000 people visited the blog. I was ecstatic.
In 2020, over 160,000 readers visited. I’m over the moon. In 2021, I’d like to hit 500,000.
As of this publication, about 210,000 words over 82 articles have been published in 2020. About 70% of those are my own, and the other 30% I can attribute to the wonderful bloggers I work with at the Money Mix.
The Money Mix is a group of like-minded writers, bloggers, and internet nerds. We share lessons learned, tips & tricks, and even share one another’s best written work. I’ve learned a ton since joining in April and attribute much of the Best Interest’s growth to learning from TMM.
The blog’s subscriber base grew by about 400% this year. If you haven’t joined, I send out a quick newsletter every week and include all new Best Interest articles.
Never miss another Best Interest post—subscribe here.
And lastly, the blog cost ~$2800 to operate and improve (notice the sweet logo?!), plus the hundreds of hours of writing and site maintenance. The mission makes it worthwhile. But if you’d like to support the cause, please join the patronage. I truly appreciate it. The more this site pays for itself, the more time I can devote to the mission.
Budgeting
Another year, another streak of tracking every single dollar using YNAB. If you’re looking for a smart Christmas present, YNAB is a great idea.
Note: you and I both get a free month of YNAB if you end up signing yourself (or someone else) up with the link above. No extra cost to anyone involved. You get a 34-day trial, and then an additional free month. That’s two months to figure out if you like it!
Below, you can see a snapshot of my YNAB journey from November 2018 until now. During this 2+ year period, I’ve used YNAB to budget and track every dollar that I earn and spend.
Is it overkill? Yes, tracking every dollar is overkill for most people. But I highly recommend that you run a budget, and I even interviewed some other experts for alternative budgeting ideas. Find the right budget for you.
Where the Money Goes
As for where my money actually goes, the Sankey diagram below is a terrific visualization.
I’ve normalized this diagram against 100% of my salary. Why? Because it helps visualize what percentage of my income goes where.
For example, 23.4% of my income went to taxes before I ever saw it. Only 59.42% of my income ever came to my bank account via paychecks and, therefore, was budgeted. Of that 59.4%, I spent about half and saved/invested the other half.
The bottom of the Sankey diagram shows how previous years’ investments grew, and shows the free money that comes from my employer’s 401(k) matching. If the stock market had gone down, the “Investment Interest” section could have been negative.
But as it sits, 2020 stock market returns added the equivalent of 25.44% of my salary to my portfolio. And my employer’s 401(k) match was equivalent to 6% of my salary (that’s free money, by the way). The Investments section below has more detail on those individual investments.
Between budgeted savings (Roth IRA, taxable brokerage account, emergency fund) and pre-tax savings (401k, HSA), about 45% of my salary went towards savings and investments. Add in the “extra” savings (investment returns, 401k match), and the equivalent of 76% of my salary went towards savings and investments.
Your results may vary. But this is how my preaching looks in practice.
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Investing
After plenty of questioning, I wrote an article in October that provided every detail of how I invest.
One of the nice things—for both you and I—is that it’s fairly easy to track my portfolio over time. There are four assets:
Large U.S. stock index fund (ex: Fidelity’s S&P 500 index fund, FXIAX)
Mid and small U.S. stock index fund (ex: Fidelity’s Russell 2000 index fund, FSSNX)
Bond index fund (ex: Fidelity’s Total Bond Fund, FTBFX)
International stocks fund (ex: Fidelity’s Total International Stock Fund, FTIHX)
As of 12/16/20, these assets have performed as follows in 2020:
S&P 500 Index = +13.3%
Russell 2000 Index = +17.6%
Bond Index = +3.6%
International Stock Index = +6.2%
For the 2019 year, these indices’ performances were:
S&P 500 Index = +28.9%
Russell 2000 Index = +23.72%
Bond Index = +9.9%
International Stock Index = +21.5%
What are the takeaways? 2019 performance was blistering, and 2020 performance feels oddly optimistic given current events. I don’t expect every year to be as “good” as the past two.
Nevertheless, I’m trying to leave my emotion at the door and stick with my plan. Specifically, I invest the same dollar amount every month, whether the market is up or down. If you want to learn why I’m confident in that plan (despite current events), I wrote all about it this past autumn:
Even if the markets are at all-time highs and it feels like a crash is coming, my outlook is long-term. I have faith the the long-term (10, 20, 30+ years) economic outlook is good.
Favorite Blogs Posts
I’m proud that my writing is highly regarded. I was featured this year on MSN, Grow/CNBC, the Ladders, the Good Men Project, SoFi, Budgets are $exy, the Plutus Awards Showcase, and elsewhere. Woohoo!
If you think my writing is worthy of someone else’s attention, I’d love for you to share it with them. Post a link on Facebook, Reddit, Twitter, etc. Send your Uncle Dave the article I wrote about him. If you found a post particularly useful, let your tribe know about it. Simple grassroots sharing.
Here are some of the best posts from 2020:
January—The 2010’s Will Happen Again—If you’re worried that the 2010’s were a “once in a lifetime” investing decade, this article will show you how that’s not quite true.
February—Index Fund Bubble: Arguments For and Against—I invest solely in index funds. So when well-known investors warned of a bubble, I wanted to understand for myself.
March—Viral Stock Market Strategies—Lots of Twitter experts discussed their personal investing techniques during the early days of COVID-19. So I wrote a MATLAB script to back-test all their best laid plans. Spoiler—the simplest approaches always fare best.
April—The Biggest Lesson from COVID-19—Slack. Safety net. Margin. Out of the many lessons from COVID-19, this article discusses the biggest one: how building slack in our systems—personal finance, business, hospitals, even hiking—is a life-and-death issue.
May—Jeff Bezos and the Meritocracy Kings—Jeff Bezos, resource allocation, Vonnegut, meritocracy, survivorship bias, systemic flaws, and quarantine kings.
June—Simple Financial Goals—a two-minute punch-list to start you down the path to better personal finances.
July—Do you know Dave?—a funny story about a man you know, and the perilous personal finance circumstances he finds himself in.
August—Long Term Investing Takes Faith—I returned from a camping trip rejuvenated. But memories of the rolling waves reminded me of slow, steady, long-term investing.
September—Amazing People Everywhere—inspired by Tim Ferriss’s Tools of Titans, I interviewed some amazing people in my own life, and asked them what lessons they’ve learned in their unique journeys.
October—The True Cost of Car Ownership—a detailed analysis of car costs, answering the important questions like:
How should I compare time owned vs. miles driven?
What’s the full-life true cost of owning a car?
How much does a car’s value depreciate over time?
How do I place value on the utility of my car (e.g. a work truck vs. a compact sedan)?
When is a used car purchase smarter than a new car?
How does leasing compare to owning?
Should I sink more money into an old beater? Or just get a new car?
November—Your Retirement Savings Goal for 2021—my first dabble into coding my own calculators. If you’re looking for an easy 2021 resolution, start by calculating your 2021 savings goal.
December—Curses, Miracles, and the Best Interest Student Loan Solution—The status quo is a haunting curse. The proposed solution is a divine miracle. I propose a middle-ground solution. And the math backs me up.
2020: Year of the Dog
We fostered nine sweet dogs in 2020. No dog goals for 2021, other than to keep fostering. There are lots of great dogs that just need a home. If you’re looking for a dog, consider adopting through a shelter or foster organization.
But because it’s fun and funny, here are the 2020 dog power rankings.
Starting at #9: Josie. She was one of Sadie’s puppies. And man, was she mean. Clearly, Josie learned that the meanest puppy always gets fed, and she would absolutely torment poor Oscar. If you’ve ever seen Tasmanian devils fighting on the National Geographic channel, that’s how Josie was at feeding time. Bad girl! But she’s a sweetheart now as a young adult 🙂
Next at #8, Ranger. While Ranger was a good boy, he chewed on too many things. Most dogs are athletes. Not Ranger. He was a happy, dopey, skittish, and unathletic dog.
Louis a.k.a. Mr. Bones a.k.a. Louie Long Legs comes in at #7. Not the cutest pup, and one of the only dogs that legitimately drew blood from his playful bites and claws. But he was just a pup, so you can’t hold it against him!
Jules is our current foster, and she comes in at #6. She’s a little whiny and took a poop behind the Christmas tree. Is she super cute? Sure. But a cute face only gets you so far on the Best Interest.
#5 is Raven, a solid puppy. The most athletic of Sadie’s puppies, there was nothing to dislike about Raven. If she has stayed around longer, she could have competed for the top 3. But she got adopted quickly and didn’t have much time to rise to the top of the heap.
Esther—coming in at #4—was one of two recent moms to come through our home. And poor Esther definitely missed her puppies, making multiple escape attempts over our fence. She was a sweetie. Not much is cuter than hearing a 25-pound part-Huskie give out a “big” wolf howl.
Sadie’s third-and-final puppy, Oscar, comes in at #3. This little guy was everyone’s favorite of Sadie’s three puppies. While we figured, “Ahh. Dad must have been a Blue Heeler,” we actually found out that Sadie is 55% Blue Heeler. Her recessive traits are expressed in her more slender physique and black color. Oscar’s phenotype, however, is very much the stocky, mottled grey Blue Heeler.
Scooby, the cutest bloodhound puppy around, is #2. Not only did Scooby have stellar looks, but he had the personality to match. He was playful, mostly potty-trained, and slept through the night from Day 1. He was wise beyond his weeks. The “Doobie Brother” was a very good boy.
Coming in at numero uno, it’s got to be Sadie. I’m a big softie for Sadie. She was our first foster and probably the only one who arrived at our door significantly unhealthy. She had been homeless in Houston, scrounging for nutrition to support herself and her three puppies (Josie, Raven, and Oscar). Sadie was only 27 pounds when she showed up. But we nourished her, fell for her, and adopted her ourselves! She’s now a sturdy 42 pounds and has been a great friend to all the other fosters to come through our house. She’s also kinda famous in the blogging world.
2021 and Beyond
In 2021, I’d love to help half-a-million (or more!) readers.
Monetization of the blog is something I’ve considered before. Right now, a few generous Patrons donate to the blog, and I don’t run ads (here’s why). But if the income from running ads allowed me to further the blog’s mission without interfering with that mission…would that be worthwhile? I’m interested in what you think about that idea. Do ads bother you?
Content-wise, I’m always looking for useful questions to answer. My own confusion inspired my Explaining the “Big Short” post. The many new parents in my life inspired this guide to 529 plans. If you want to learn something, let me know.
I’m excited for 2021! And I hope you are too.
Thank you for reading! If you enjoyed this article, join 6000+ subscribers who read my 2-minute weekly email, where I send you links to the smartest financial content I find online every week.
-Jesse
Want to learn more about The Best Interest’s back story? Read here.
If you prefer to listen, check out The Best Interest Podcast.
We are moving to Fruita, Colorado! Fruita is a small town near the town of Grand Junction (which is small as well), on the western side of Colorado.
Even though we came across many Craigslist scams, we found one house that we absolutely loved. We loved the location, the house was nice (the picture in this post is of the house we are renting), and it was below our budget.
We had everything pretty much riding on this one house though. We didn’t find anything else in the area that we liked and rentals seemed to go very fast in this small county.
We were nervous, but submitted an application and were accepted just a few days later.
The rental house is $1,400 per month, which is more than what we pay for the house we currently own. However, I’m still happy with this amount as our budget was $2,000 per month, which was an amount that I didn’t want to really reach.
Some of you may be wondering why we chose Fruita of all places in Colorado. It wasn’t even on our radar until recently, so I’ve never talked about this small town on my blog until today.
We chose Fruita, Colorado for many reasons:
The location is amazing. We are close to many different areas and near the highway so we can have day trips to some amazing places in the area. There are things to do to the west, to the east, to the north, and to the south. Some of these places are below.
We are located right next to Colorado National Monument. This means we’re just two miles away from rock climbing, hiking, bicycling, camping, and more in this awesome national monument. We are also right next to Rattlesnake Canyon which has the highest amount of arches outside of Arches National Park. Then there’s also the Kokopelli Trail that goes all the way to Moab from Fruita.
We are close to all of the outdoorsy fun in Moab, Utah. We are one hour away from Arches National Park and 1.5 hours away from Canyonlands National Park. We LOVED Moab when we visited last year, so we wanted to be close to this area.
Other places close by include Grand Mesa National Forest (I’ve heard the many lakes here are beautiful), Dinosaur National Monument, Uncompahgre National Forest, Gunnison National Forest, and more.
There are tons of things to do in the area including rock climbing, skiing, hiking, canyoneering, rafting, mountain biking (some of the best mountain biking is said to be right here), visiting one of the many wineries in the area, and more. While I haven’t done some of these things before, I definitely want to get more into them.
The weather. While the mountain towns in Colorado are beautiful, I knew I wasn’t ready for super cold weather just yet. Fruita has weather fairly similar to St. Louis, except that there’s way less humidity. The weather is perfect for us.
It’s affordable. We looked for rental homes in other areas, but couldn’t find what we were looking for unless we wanted to increase our budget by a few thousand dollars each month. That just wasn’t going to happen.
And those are some of the reasons for why we chose Fruita, Colorado. While we don’t know if we will be here next year (location independence for the win), I know that we will have a ton of fun exploring this new-to-us town while we have the chance.
Now, onto my moving bucket list.
Colorado National Monument
My Moving Bucket List
In less than two weeks, we will move over 1,000 miles away, as well as put our house on the market. This is probably the biggest change ever for the both of us.
Even though I will miss St. Louis a lot, I know we will have fun in Colorado. I am ready to leave St. Louis and see what else there is for us.
Before I move though, there are many things I plan on doing as sort of a bucket list so that I can enjoy the time we have left here.
I know we will be back again to visit friends and family, but creating a “moving bucket list” sounded like fun.
1. I plan on seeing my friends and family as much as possible.
While I don’t have any family left in St. Louis, Wes does. We will miss them dearly and plan on visiting often because we know we will miss them too much.
I also plan on hanging out with my friends as much as possible. I know I will miss my friends a lot.
I have several dates planned with all of them and I want to squeeze every second I can into my schedule so that I can see them as much as possible. This will be the hardest part of moving for me – not seeing my close friends as much as I currently see them. Luckily, I already know that I will be back in St. Louis three more times this year, so I will take full advantage of those times whenever I come into town. Love you guys!
2. I want to eat at my favorite restaurants.
Okay, so the rest of this moving bucket list isn’t as serious, but I still wanted to include them because before we leave I need to get a good fix on my favorite meals. I’ve already visited and said goodbye to my favorite Mexican restaurant located up the street, my favorite Korean restaurant, and I also went to my favorite bakery.
Now, I just need to eat enough fresh gooey butter cookies and some delicious St. Louis BBQ in order to be happy.
3. I need to visit my hair stylist.
Before you think I am a bad finance blogger for spending a ton of money on my hair, that is not true. I visit her just twice a year, but she is amazingly good at what she does and she is quite affordable.
I actually have an appointment with her today and I am still not sure what I plan on doing but I’m excited! Wish me luck!
4. I want to enjoy our house.
Our house is currently a construction zone with all of the updating that we are doing (read the post 5 Tasks We Need To Complete In Order To Sell Our Home Quickly if you are interested in what we are doing), but I still want to enjoy our house as much as possible.
This house is the first house we have ever bought (and the only one we have ever bought), and if you couldn’t tell already, I have attachment issues and I get attached to things pretty easily haha!
Most of our clutter is already packed away, donated, or thrown away, so there isn’t much left to enjoy except for our actual house, but I will find a way to enjoy it! I want to cook in my kitchen as much as I can, enjoy sleeping in my bedroom, and more.
For the last two weeks that we have, I am just going to take in all of the wonderful memories that I have had in St. Louis. Everything has been great here, but I am ready for the outdoorsy fun and beauty that Colorado will allow us to have.
What tips would you give to someone who is planning a long distance move? What would you add to your moving bucket list if you were to move somewhere far away?
Everyone has distinct tastes and preferences, and not every flavor is universally liked: especially ingredients with strong flavors. It’s inevitable that at some point in your life, you’ll encounter certain foods that you’ll find disgusting. We asked our friends on Reddit to tell us some of their least favorite ingredients.
1. Onions
Onions are a commonly used ingredient in cooking, but for some people, they can ruin the taste of a dish. Heartburn and acid reflux can cause discomfort, and their strong flavor and odor can overpower other ingredients. Additionally, the texture of cooked onions can be a turn-off.
A Very Distinct Flavor
One Redditor chimed in, “Onions. Doesn’t matter how they are cooked, I can tell they are in there and regardless of the texture I can’t and won’t eat it.”
2. Brussel Sprouts
Brussels sprouts have a bad reputation, despite how healthy and nutritious they are. The bitter taste and memories of overcooked Brussels sprouts are too much for many people.
Learn to Cook Veggies Well
The key to enjoying Brussels sprouts is to cook them properly by roasting, sautéing, or grilling until crispy and caramelized. Adding flavorful ingredients like bacon or garlic can also enhance their taste. Overall, we should give Brussels sprouts a chance and learn how to cook them correctly as they can be a delicious and nutritious addition to any meal.
One commenter said, “What I do is I cut the Brussel sprouts in half, season them, and grill them until slightly blackened. It takes away that bitter taste, and actually makes it much better. I hate plain brussel sprouts, but once you get a good recipe for them, it’s a game changer.
3. Raisins
While some people may not enjoy the taste or texture of raisins in certain dishes, others may find them a delicious addition. However, if raisins are not soaked or cooked properly, they can become tough and chewy, which can affect the texture of a dish. Ultimately, whether or not raisins ruin food is a matter of personal preference, and it’s up to each individual to decide whether or not to include them in their recipes.
4. Pickles
Pickles can be a tasty addition to many dishes, but their strong and tangy flavor can easily overpower a dish, and their crunchy texture may not complement certain foods. Additionally, if not used carefully, pickles can contaminate other foods and cause spoilage. If you’re trying to acquire a taste for pickles, use them in moderation and consider their impact on the overall taste and texture of the dish.
5. Parmesan
Some people believe that Parmesan cheese can ruin certain dishes due to its strong flavor or dry texture. The salty taste of Parmesan can easily overpower other flavors, and it may not be suitable for delicate dishes or desserts. Additionally, the crumbly texture of Parmesan may not work well in soups or stews. Ultimately, the impact of Parmesan on a dish depends on personal preference and the recipe in which it’s being used.
6. Cilantro
Cilantro is an herb with a distinct flavor and aroma that is often used in Mexican, Latin American, and Southeast Asian cuisine. However, some people believe that cilantro can “ruin” certain dishes if it is used excessively, or inappropriately, or if they simply do not enjoy its taste or aroma. Adding too much cilantro can overpower other flavors and make the dish taste unbalanced, and adding it to certain dishes might not complement certain ingredients or flavor profiles.
7. Beets
Beets are a vegetable that can add a unique earthy and sweet flavor to many dishes. However, some people might find that beet can “ruin” certain recipes if they are used excessively. Beets have a unique texture, and its deep color can stain other ingredients in a dish, so they can be an acquired taste. Despite these potential drawbacks, beets are still widely used in many recipes and can add vibrant color and flavor to salads, soups, and other dishes.
8. Mushrooms
Mushrooms are a commonly used ingredient that can serve as a meat substitute for vegetarians. However, whether or not they enhance or detract from a dish is subjective. Some find mushrooms to be a delicious addition, but others don’t enjoy their taste or texture. Some mushrooms have a strong flavor that overpowers other ingredients in a dish, and some individuals may have allergies or sensitivities to mushrooms, which can cause adverse reactions.
The impact of ingredients on a dish is a matter of personal preference, and what ruins a dish for one person may be a delicious addition for another. The key to enjoying different ingredients is to learn how to use them properly and find ways to incorporate them in a way that complements the overall taste and texture of the dish.
View the original Reddit thread here.
These are 10 Things That Completely Destroyed The Love in a Relationship
There’s no question that relationships can be confusing, but here are some of the top things to avoid if you want to keep your relationship healthy!
10 Actors and Actresses People Refuse to Watch Ever Again
We all have a favorite actor or actress, but most of us have a least-favorite as well. Check out this list of actors and actresses people never want to see performing again!
Top 10 Worst Human Inventions of All Time
Some inventions are world-changing, and some of them, well, they change the world in the wrong ways. Here are some of the worst inventions Redditors could think of.
10 Famous Celebrities Who Look Like They Smell Terrible
We’ve all had moments of hygiene faux pas—but these celebrities just look like they don’t take care of themselves at all.
10 Terrible Fads People Are Glad Died Out
Every fad has its time in the limelight, but some of them come and go faster than others; and some just need to die out right away. Check out this list of fads of which people were happy to see the last.
When it comes to living in Little Rock, residents are not only treated to a vibrant city full of history and charm, but also an impressive culinary scene that caters to diverse tastes.
Whether you’re searching for apartments in Little Rock or considering a house in the city, one thing is for certain: you’ll never be far from a tasty meal. In this Redfin article, we’ll take you on a culinary tour of the city, highlighting some of the mouthwatering restaurants in Little Rock that will quickly become your new favorites.
1. Cotham’s in the City
Cotham’s in the City is a timeless treasure that has been serving up delicious comfort food since 1917. With a rich history and a menu filled with Southern classics, Cotham’s is a must-visit for food enthusiasts. From their famous Hubcap Burger, a towering masterpiece that lives up to its name, to their lip-smacking catfish and tender chicken-fried steak, every dish at Cotham’s is made with love and attention to detail. The cozy atmosphere and friendly service make it the perfect spot to enjoy a satisfying meal with family and friends, creating lasting memories that are as comforting as the food itself.
2. Capital Bar & Grill
Nestled in the heart of downtown Little Rock, Capital Bar & Grill is a sophisticated culinary oasis. The moment you step into this upscale establishment, you’re transported to a world of elegance and refined flavors. Their menu showcases a fusion of Southern classics and international influences, with dishes that are as visually stunning as they are delicious. From their mouthwatering braised short ribs to their indulgent seafood platters, every plate at Capital Bar & Grill is a work of art.
3. Big Whiskey’s
Big Whiskey’s is a vibrant and inviting restaurant that offers a delightful blend of great food and a lively atmosphere. It has quickly become a favorite among locals and visitors alike. With an extensive drink selection and a menu that boasts creative and flavorful dishes, Big Whiskey’s has something for everyone.
From their signature Whiskey Burger, a juicy patty topped with smoky bacon and tangy barbecue sauce, to their perfectly cooked steaks and fresh seafood options, each bite is a celebration of bold flavors and culinary expertise.
4. The Root Cafe
The Root Cafe is a charming and welcoming eatery that prides itself on serving fresh and locally sourced food. Located in the Quapaw Quarter neighborhood of Little Rock, this farm-to-table gem offers a menu that showcases the best ingredients from local farmers and producers. Whether you’re craving a hearty breakfast, a delicious lunch, or a freshly baked pastry, The Root Cafe has you covered.
5. Maddie’s Place
Maddie’s Place is a Louisiana-inspired culinary haven located in the heart of Little Rock. Led by Chef Brian Deloney, this restaurant is dedicated to bringing the vibrant flavors of Cajun and Creole cuisine to Arkansas. The menu is filled with Southern comfort food elevated to new heights, from their chicken and andouille gumbo to their truffle parmesan fries. Each dish is carefully crafted using fresh, locally sourced ingredients and traditional cooking techniques.
6. Bruno’s Little Italy
Bruno’s Little Italy is a culinary gem that has been delighting the taste buds of Little Rock since 1949. With a rich history rooted in Italian traditions, this family-owned restaurant serves up authentic Italian cuisine in a cozy and inviting setting. From their hand-tossed pizzas, loaded with fresh toppings and baked to perfection, to their homemade pasta dishes, Bruno’s Little Italy gives food lovers an authentic taste of the country.
7. Whole Hog Cafe
Whole Hog Cafe is a barbecue lover’s paradise that has gained a loyal following in the city. This award-winning establishment takes pride in serving up authentic and flavorful slow-smoked meats that will leave you craving more. From their tender pulled pork to their melt-in-your-mouth ribs, every bite at Whole Hog Cafe is a celebration of barbecue perfection. The menu is filled with a variety of mouthwatering options, including their famous sandwiches and platters.
8. Petit and Keet
Petit and Keet is an upscale dining experience that combines culinary artistry with impeccable service. Located in the Riverdale area of Little Rock, this restaurant offers a refined menu that showcases seasonal and locally sourced ingredients. Whether you’re enjoying beautifully plated appetizers or exquisite entrees, each dish at Petit and Keet is a masterpiece in itself. With its cozy yet elegant atmosphere, it’s the perfect place to celebrate a special occasion or indulge in a memorable evening of fine dining.
This is the first of a planned series in which I interview friends and family about their attitudes toward money. Most of these will be anonymized (and much shorter). Some will not. This first interview is with Scott Durbin, a member of Imagination Movers, a rock band for kids. This band is an entrepreneurial venture that required a huge leap of faith.
Scott, what made you and the other Movers decide to form a band? And why a band for kids?
Once you get into your 30s, you begin to feel opportunities to be creative evaporating. This time in our lives is often devoted to starting families, working for the company, paying bills to stay above the proverbial water, or working on our various relationships (wife-husband, boyfriend-girlfriend, other). I could get philosophical about the conflict and guilt of doing something seemingly self-indulgent versus being a good father/husband/worker, but let’s save that for another day. Luckily I have an amazing wife!
Several forces led to the founding of the Imagination Movers.
1. First, the guys in the group are very creative fellows. Creativity bubbles to the top given an opportunity.
2. Strangely enough, having families created an environment that allowed us to pool our creativity. That and proximity. When the Movers started, we lived within walking distance from one another. We all started having kids at the same time (minus Smitty who is the Mover without children). Kids have birthday parties. Parents gather. A ritual is established, and instead of going to bars or wherever to hang out with your mates, you’re left with your two-year-old’s birthday party as a means of convening. But it’s all good. These gatherings became the second peice of the puzzle.
3. When you have kids, you are immediately introduced into a foreign culture. You acclimate yourself as best you can, discovering the latest coolest educational toys, kids’ music, enrichment opportunities, places to play or visit, restaurants where kids eat free, any video/audio that might make your kids smarter — the whole kit-n-kaboodle. You discover your children want to listen to something over and over and over and over and over again, so as a survival parent, you want to make sure you can tolerate whatever that music is. This was the third key to development of the Imagination Movers.
4. Meanwhile, my wife has a friend who works at the local PBS affiliate. My wife’s friend often asks me to participate in commercials or promos they do. So there I am dancing for a commercial advertising the station’s fundraiser, a Beer Tasting Fest. The commercial is a hit, so I am receiving a lot of local affiliate PBS love which I put on the shelf for later use. This is a fourth thread. (All these threads will come together, so stay with me.)
5. Finally, I am a huge fan of Mister Rogers and Captain Kangaroo — people who possess a sincere desire to better the lives of their audiences and an almost palpable integrity that assures you they are not full of crap. And on top of that, they are REAL and not cartoons. I love cartoons just as much as the next guy, but heck, you know live action children’s entertainment is needed. A cartoon can only model so far or translate so much. It’s two-dimensional. So when Fred Rogers passed away, I felt called to take his place. Sounds crazy, but that become this nagging gut thing for me. I wanted to create a local kids’ show that treated kids like people and not consumers. This was the last factor in the band’s creation.
So here’s where the threads start coming together:
I mention that I want to start a local kid’s show to my wife’s friend at the local PBS affiliate.
I talk about the idea with my friends (and future Movers) at parties or the local grocery (the neighborhood essentially).
As I begin waxing, I arrive at a name for the show — “Imagination Movers” — and a broad concept that Movers work in the other-worldy land of imagination, and it’s the job of a Mover to bring people good ideas when they have idea emergencies.
I pitch the initial notion to the guys at a party. They’re in. We start writing a treatment/script in the attic of Dave’s house that we plan to pitch to the local PBS station. As we work on the show, music becomes a cornerstone. Rich and Smitty whip out the guitars and jam. Since the first script is about ‘healthy snacks’, most of the songs are in that vein. Well, we start writing songs and sometimes play them at get-togethers. People love the songs. Really love the songs.
We pitch the show to the local PBS affiliate and they love it, but with PBS-type entities, they have NO money. We are disappointed, but everyone loves the songs. So Rich decides to invest in a home studio and we begin recording the music we wrote for the show.
The rest is Mover history.
So why did we become a kids’ band? For the most part, our children/families were where we were, and what we were about, so our songs became part observations of our lives, part honoring our wee ones (and hopefully creating something meaningful for other wee ones), and a sincere desire to be the new Mr. Rogers. But in our case, Mr. Rogers has been divided into four parts, and instead of wearing a cardigan … wears blue coveralls.
What was your family’s financial situation at the time you started the Imagination Movers?
At the time the Movers started, I was entering my sixth year of teaching. Picture if you will, being the ‘bread winner’ on a teacher’s salary. Ahhh, the luxury of it all. My better half worked full time-ish as an office manager for a web firm and was earning a little less than me. Our income, however, was supplemented by a rental property. Even so, we rented to friends and consequently asked for $150 month lower than market value for the area.
Having two wee ones, we were quite honestly living paycheck to paycheck. We had some credit card debt but nothing crazy.
Our biggest financial problem — and this sounds strange — was vacations. Here’s the recurring scenario: we would finally get ourselves into some kind of financial stability and then boom, we would go on a family vacation and put ourselves right back into a mini-hole. Not trying to shift blame from self, but ‘we’ were not as frugal when it came to vacations as we should have been. My wife having been raised in a close knit family that always took summer vacations, was pretty adamant that we take similar family vacations. The problem with vacations is that you’re more apt to splurge thus obliterating your vacation budget. It’s the mentality of saying to yourself, “Hey, we’re on vacation! We won’t be able to do this for awhile or eat this good or whatever.” And soon enough, your food budget no longer exists and you’re stuffing your face with $20 crab cakes. Viva la vacation!
How did starting the Imagination Movers affect your personal finances?
For a while, everything we did was out of personal pocket. As the organic nature of our project began to take root and blossom, it was clear that some kind of real investment needed to be made so our Big Ideas could be realized. That investment was a gut check: it meant we needed to use more of our own money. So began the Movers. Honestly, everything we did — from purchasing blue suits to buying equipment (such as a PA and wireless mics) to investing in a home studio — came from the pockets and sacrifices of Rich, Scott, Dave and Smitty. The great part is that we so believed in what we were doing that money, time and energy aligned themselves and we went into overdrive.
Rich and I were the initial big investors. Dave and Smitty pitched in when possible. Rich took the burden of financing a home studio, which led to the biggest collective cost we faced early on: the creation of our first audio release, Good Ideas. Taking into account the manufacturing of the CDs, paying someone to master them, and PR, we were looking at a few thousand dollars head-on. We didn’t have much disposable income, but we found the money. (I think Smitty sold plasma. I sold balloon animals. Dave panhandeled and Rich washed cars.)
All in all, to get the Movers started, we had to get out the shovel and dig into savings so the machine could begin to turn. Our first big hope was that sales from the CD and early shows would allow us to reap what we sowed. Either we’d get back what we paid into the project, or allow the money we made to lead us to other opportunities. The latter became the yellow brick road.
So to answer your question: my personal savings was hit, parts of my home were converted (putting up shelves for inventory, setting up a network system, getting filing cabinets), and little costs (mailers, paper, postage) sometimes cut to the bone. Instead of buying a six pack or going to a movie, my disposable income went to buying CDs and labels to burn early demo copies for people.
How did you and the other guys feel about this? It sounds to me exactly as if you’ve been starting a business. Do you feel this way too?
We had big ambitions from the start. Although it seemed like a great side project, we secretly treated it as an opportunity to become self-employed and as such worked it like it was a small business. I took on the role as visionary, aspiring to some very lofty goals.
When our demos turned into real products, the fire was lit and we added more goals: creating a coloring book based on one of the songs, printing t-shirts, looking to establish distribution for our burgeoning product line. You name it, and we were plotting it. We even financed a trip to Toy Fair in New York in an attempt to introduce the world to the Movers.
I will say we were smart about resisting investment from outside of the group. Some financial advice we received led us to just say no to third party investors. I remember something about us selling securities in the group if we did so; in other words, we’d be opening ourselves up to a very complicated financial and legal world.
We also had some great friends who encouraged us to form a business plan. Sounds incredible impetuous, but we formed an LLC, met with local business leaders (Idea Village, a business incubator in New Orleans), and started working on goals.
Naturally, guys in the group participated in the project as best they could. Some did much more than others, but we were aware of the sweat equity certain people were giving early on. Rich and I were in working situations that allowed us to devote more time to the project than Dave and Smitty. Dave was working hard as an architect and Smitty as a fireman. We were — and still are — doing something that we loved, so turning it into a business simply allowed us to keep everything on the up and up, as well as kept us organized.
Scott, how did Hurricane Katrina affect the Imagination Movers? How did it affect your personal financial situation?
Katrina, without question, was a reminder of just of fragile we are; how life can turn on a dime with very little warning. Its effects were truly devastating, but with destruction there comes new life and so it was with my family personally and the Movers professionally. First off, Katrina destroyed three Mover homes and most (if not all) possessions. Here is a picture taken near our home a few days after the levees broke.
Keep in mind, most of this water stayed around for days. Sadly enough, photographs, videos of a child’s birth — you name it — met a watery and moldy grave. Actually, it went further than that — it destroyed the neighborhood. The places you went to have coffee, ‘make’ groceries, the church you attended or the school you dropped your kids off were gone. In the blink of a wink, everything you saw for miles became ghost-like. Even today — more than a year plus after — empty houses, lonely streets, lost neighborhoods now whisper for anyone, anything to bring them back to their former selves.
The Mover office was also trashed. Countless CDs, coloring books, musical instruments were ruined. And guess what? The Movers didn’t have insurance. We had liability insurance, but we were so small and Mom-and-Pop-ish that we hadn’t needed more insurance — or so we thought.
Luckily Smitty lived on the West Bank, so although his home experienced minor wind damage, it escaped the destruction. The material things naturally hold memories, but not life and our thoughts focused on the well being of him and others like him soon after Kat hit.
Right after the disaster, everyone was reeling from the new reality we were forced into and for all intent and purpose had not processed the extent to which our lives would change, but we knew at the very least we did have the Movers. In particular, the Movers had two shows booked in Texas, one in Dallas on the Labor Day weekend and another in Plano. With the exception of Smitty (who was knee deep in search and rescue), we all rallied and went to Texas to fulfill our obligation. Quite honestly, no one knew about their jobs or future income or anything. All we could see in front of us was a small payday and so we went with quite honestly the clothes on our back. We had no instruments, no Mover suits — nothing, but we went. And we played. Here is a picture of the Mover suits we used in place of our trademark royal blue ones. Note: Kyle is our ancillary Mover and plays drums for live shows with us.
Life afterwards was surreal. We no longer had a place to live. My family lived with my parents and my brother and his girlfriend in a tiny house with one bathroom in Lafayette, Louisiana (about two hours west of New Orleans). My job as a teacher was in limbo. I spent time in line for food stamps and wondered what queer curiosity tomorrow would bring. All the while I was still a dad and husband and the well-being of my family was paramount to everything I did. I’m sure the rest of the Movers felt the same way.
Personally speaking, my family received help from people we knew and didn’t know. Friends sent us giftcards for bookstores so we could buy the kids books as our wee ones love to read. Other friends and people we didn’t even know sent assistance of clothing and toys and hope. Churches helped. Companies helped. People helped us restore the basics. The Movers too received emails of support and even a guitar was sent. The emails, for the Movers sake, really kept the project going. The simple act of someone somewhere taking the time to share with us how important what we did — musically speaking — meant in the lives of their children (many whom were going through the same situation as us) humbled us. Buckled our knees. We knew. We knew we had to continue despite the overwhelming sense of powerlessness we all felt.
All in all, looking back, I am a better person. Though I wouldn’t wish the ordeal on anyone — the goodwill (and Godwill) of so many showed taught me about selflessness and how truly to give of the heart. As for my personal financial situation, well I was unceremoniously dumped from my position as a teacher in an independent school in New Orleans. I hold no grudges but wished they would have done it with a little more humanity and compassion. It was a phone call and a FedEx package. Either way, no job meant no income and no health insurance. My wife had to go to work full time so we could have health insurance. Our situation was so transformed that we were unaware of what might happen next (food stamps, unemployment, ect). Lots of ‘what ifs’ came along. Lots of ‘how did we get here.’
On the good side, the reality of our immediate financial situation was: we forced ourselves to save, to tore up those proverbial nuts for winter. Some pluses included no longer having to pay some of our bills: electric, cable, water, etc. We did receive some emergency funds from Red Cross, FEMA and some monies from of our insurance companies. All in all, our financial situation was made very clear to us: the ins and outs of our money was front-and-center and we were forced to deal with our financial situation head on. Credit card debt — what to do about mortgage payments on a home we no longer lived in — paying rent, too — you name it. We dealt with how we were going to handle it, especially having lost my salary.
Since I had no job, the Movers became a full time gig. As it did with Rich and then later with Dave. Any reason we had not to jump headfirst into this venture disappeared and so we signed with Disney. What a crazy juxtaposition that is — you sign a deal with Disney and you still are having difficulty making ends meet. Most people believed we were rich once the Disney deal came — biggest misnomer you could ever imagine. Hopefully our financial situation will improve, but the fact is: reality and perception are clearly two different things. Our main source of income is not Disney. Instead it was and is playing live. It’s our favorite thing to do and so we do it — right now to survive financially and emotionally. As a sidebar: Major props to Music Rising as it was a Godsend. Without it, the Movers would be instrument-less.
It’s now been a year since Katrina. How are things now with the band? With your financial situation?
A year plus removed from Katrina, it seems everyone yearns for routine and normality. My life now is spent in a city two hours west of New Orleans. I am the only Mover who has not returned to NOLA. My family sold our house after having sat on it, hoping the city and state would give us reason to reinvest and rebuild. Translation: a plan of some kind or another. Unfortunately, they have failed miserably in my humble opinion. The local leadership has become invisible and crime has riddled a city in desperate need of hope.
The world wonders why the Saints meant so much to the city of New Orleans. The inside scoop: a simple football team allowed the city to be one, regardless of color or creed or financial state. It allowed all people to smile and be hopeful because the city itself didn’t offer those commodities.
Back to the Movers — We’ve been fortunate to have videos rolling on Playhouse Disney so it does raise our profile. We’ve been working our tales off to make half of what we were making as professionals: architect, journalist and teacher — so we could make this dream come true. Sidebar: Smitty still works as a fireman in New Orleans. Shows you our true reality. Even with that said, we have opportunity and that is all we can ask for. We finished a pilot presentation (we felt was incredible) and five new videos which will hopefully air soon. All of the filming was shot in LaPlace (which can be considered Greater New Orleans to some). We felt humbled to know that an idea we created was now employing 75-ish people, most of whom were from the local area. Good story. Gives you lumps in your throat.
As I type this, I really have no idea what the future holds — financial or otherwise. I just hope I can make my next payment! Money is, after all, like all the things lost in Katrina: it comes and goes. A person defined by money gets short-changed by life. Family and friends are what make life special.
Thanks to Scott for sharing his story. Look for more money interviews with other real people in the coming months.
To date, the Imagination Movers have released the following:
Compact Discs Good Ideas (2003), Calling All Movers (2004), Eight Feet (2005) DVDs Stir it Up (2005)
Want to hear what the Movers sound like? Here’s a song called “My Favorite Snack”. This song is popular among both the kids and parents we hang out with. You can find more mp3s for download at the Imagination Movers site.
Scott reports that the group has a brand new CD coming out on a major label in March. Want to hear what the Movers sound like? Here’s a song called “Clean My Room” that — among other things — reminds me of Aerosmith’s “Sweet Emotion”. You can find more mp3s for download at the Imagination Movers site.
Thanks to Scott for sharing his story. It’s a great example of the need for emergency funds and the realities of entrepreneurship (and making money from hobbies). I hope to do more money interviews in the future. I’m exploring the idea of making these podcast-based. If you have any thoughts on this, drop me a line.