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Capital One Quicksilver Student Cash Rewards Credit Card review: Earn 1.5% cash back, no annual fee, and build credit
The Capital One Quicksilver Student Cash Rewards Credit Card offers high risk, high reward. Are the perks worth the shortcomings?The Capital One Quicksilver Student Cash Rewards Credit Card offers high risk, high reward. Are the perks worth the shortcomings?
The post Capital One Quicksilver Student Cash Rewards Credit Card review: Earn 1.5% cash back, no annual fee, and build credit appeared first on Money Under 30.
30-Year Fixed Mortgage Rates Continue to Slide for Second Consecutive Week
Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 3.37 percent, down from 3.4 percent.
$39 an Hour is How Much a Year as Annual Income
You’re probably wondering if I made $39 a year, how much do I truly make? What will that add up to over…
Read More… $39 an Hour is How Much a Year as Annual Income
Millennials can’t afford to pay rent in these California cities because of the renter wage gap
L.A., San Diego, San Francisco, San Jose, Riverside and Sacramento have some of the biggest rent wage gaps for millennials, according to a Filterbuy analysis.
80 Ways To Make Money On The Side In 2023
If you want to learn new ways to make money, then you’ve come to the right place! Learning how to make extra income has completely changed my life for the better, and with the things I’ll talk about today, you can find several ways to make money that will work for you. Learning how to […]
The post 80 Ways To Make Money On The Side In 2023 appeared first on Making Sense Of Cents.
$36 an Hour is How Much a Year as Annual Income
You’re probably wondering if I made $36 a year, how much do I truly make? What will that add up to over…
Read More… $36 an Hour is How Much a Year as Annual Income
How to negotiate your salary (and earn an extra half-million dollars in your lifetime)
Some folks claim that if you do what you love, the money will follow. Others say that a job is just a job â you’re not meant to like it. The truth lies somewhere between these two extremes. There are few things worse than a job you hate; and many people enjoy fun, fulfilling careers while earning a good living.
Whatever the case, any job is more bearable if you’re paid well. Plus, a high wage means more money to pursue your goals and dreams. One of the best ways to increase your income is at the source: during salary negotiations when you land a job.
Why You Should Negotiate Your Salary
For many people, salary negotiations are awkward or scary. But in his book Negotiating Your Salary: How to Make $1000 a Minute, career coach Jack Chapman argues that those few minutes during which you ask for more money in an interview can make a difference of tens of thousands of dollars over your lifetime. Maybe even hundreds of thousands. He says you can literally earn $1,000 per minute if you do this right.
Research backs him up. According to a 2010 study conducted by George Mason University and Temple University, failing to negotiate on an initial job offer could mean missing out on over $600,000 in salary during a typical career.
“We spend years thinking about what we’ll be when we grow up,” Chapman writes. “But when it’s time for a raise, most of us just accept whatever we’re offered. How many minutes do we spend negotiating the money? Zero.”
Only about half of all applicants negotiate their salary; don’t be one of these folks. If you don’t ask for more money, your employer certainly won’t just give it to you.
Before we look specifically at negotiating salary, let’s review the basics of negotiation in general.
You Can Negotiate Anything
In his book You Can Negotiate Anything, Herb Cohen writes that there are three crucial variables in every negotiation:
- Power, or the ability to get things done. In salary negotiations, you gain power from perceived expertise or legitimacy. The better qualified you are for a position, the more leverage your have. You also gain power through persistence, attitude, and taking calculated risks. You have power if youâre willing to walk away; if youâre not, the company can name its price.
- Time. In negotiations, the side with the most time generally has an advantage. No matter how much pressure youâre under, always keep your cool, maintaining an appearance of calm. Having other options buys you time. Youâre in a better bargaining position if you already have a job (or job offer) and donât need to accept his one. When you believe you have to have something, the other side can easily manipulate you.
- Information is the final piece of the puzzle. The more you know, the stronger your position. Do your research before you negotiate. During negotiations, act on whatever new info comes to light. The interviewerâs questions, responses, and attitude all give you valuable information.
Now let’s look at two (very similar) methods for negotiating your salary.
Britney Spears’ House is a $7.4M Palatial Estate Fit for the Princess of Pop
Britney Spears lives in a beautiful Italian villa surrounded by 21 sprawling acres of private land â that includes manicured parks, an orchard, and a three-green golf course. But itâs the homeâs interiors that will take your breath away.
The post Britney Spears’ House is a $7.4M Palatial Estate Fit for the Princess of Pop appeared first on Fancy Pants Homes.
Mortgage and refinance rates today, Jan. 17, 2023
Today’s mortgage and refinance rates Markets were closed yesterday for Martin Luther King Jr. Day. And average mortgage rates just inched higher last Friday. So far this morning, it’s looking […]