The weather is nippy, the sun is low in the winter sky, and all thoughts are turning to comfort food. In other words, it’s officially the season to hunker down and gleefully embrace your homebody instincts to stay in.
If your household is anything like ours, these next few months will also be when the dining room becomes a place for more than just meals. Indeed, winter hibernation includes slow mornings over a book and long evenings with your latest craft in hand.
But your dining room might need some extra love these days, especially if your home feels a bit bare sans all the holiday decor. To help, we’ve gathered up some timeless dining room looks from Instagram that will make your space feel just as cozy as it did around the holidays.
Here are five decor ideas to keep the warm vibes going in your space well into the new year.
1. Dining room library
One of our favorite chic and snug looks for the season? This dining room/dream reading space by @kateabtdesign. The best part of this look is that it doesn’t take a lot of construction chops to achieve, just a few well-placed bookshelves.
“The concept of integrating a library into a dining room has grown more popular because it adds a layer of intellectual charm and character to the space,” says designer Guillaume Drew, of Or & Zon. “Bookshelves adds a warm, lived-in feel and a unique ambiance that’s both cultured and comfortable.”
Get the look: Get your dining room library off to an exciting start with this etagere bookshelf.
2. Warm wood side table
When creating a cozy space that you genuinely want to spend time in this winter, nothing achieves that feeling quite as well as vibrant wood tones. This is especially true when the wood vibes come in the form of a spotlight piece of furniture, like this side table from @oezlem.oezsoy.
“Warm wood tones have this inherent quality of making any space feel grounded and cozy due to their connection with nature and the outdoors,” says Drew. “The rich hues and grains pair well with both traditional and modern decor and evoke a sense of durability and timelessness.”
Get the look: Give your space a homey hue with this midcentury buffet in Acorn.
3. Woven-backed chairs
Another variation on the theme of using natural materials to create a grounded, comfortable space is a woven-backed chair, such as the ones featured by @heidicaillierdesign.
“Current dining areas are overwhelmingly wood—with hardwood flooring and built-in wood storage,” says designer Courtney Wollersheim, of FLOOR360. “Choose a dining room chair that has a complementary wood tone and woven seat back to tie the space together.”
Get the look: Complement your naturally decorated space with a set of these Astrid upholstered rattan dining chairs.
4. Grand-scale chandelier
Is a high ceiling making your dining room feel more formal than comfy? Not to worry. A perfectly placed grand-scale chandelier like this one from @chairishbydesign might be the thing to change that.
“Including a grand-scale chandelier in a dining room is more than just a statement. It’s about creating intimacy and ambiance,” says Drew. “The sheer size draws the eye up, then down, illuminating the room in a soft glow and shrinking to a more comfortable scale.”
Get the look: Cast a welcoming glow over your space with this Cassi 6 chandelier.
5. Tabletop taper candles
Taper candles are having a serious moment this winter. And if you’ve been feeling like your dining space lacks a certain glowing ambiance, then a few styled candles like these from @barwny_domek will work wonders.
“Your dining room tablescape is a space to showcase things that demonstrate your heritage, thrifting talent, eco-consciousness, and seasonal flavor,” says Wollersheim. “Tapered candles complement any style while adding an elegant vintage feel with warming, cozy candlelight.”
Get the look: Shop this collection of tapered candles on Etsy, or skip the matches and opt for a few of these Wick rechargeable LED table lights.
Inside: Learn what 11 an hour is how much a year, month, and day. Plus tips to budget your money. Don’t miss the ways to increase your income.
We are going to under the cover and discover $11 an hour is how much per year.
For most Americans, this is hovering near minimum wage.
Let’s get this straight… This is not a livable wage.
If you are in high school or college and have support from your parents, then this is great spending money for you.
However, if you are making it on your own, $11 per hour will not make ends meet each month.
For most people, being at minimum wage is common and the goal is to make your way up the payscale and quickly!
In this post, we’re going to detail exactly what $11 an hour is how much a year. Also, we are going to break it down to know how much is made per month, bi-weekly, per week, and daily.
That will help you immensely with how you spend your money. Because too many times the hard-earned cash is brought home, but there is no actual plan for how to spend that money.
When living close to minimum wage, you must know how to manage money wisely.
More than likely, you are living paycheck to paycheck and struggling to survive to the next paycheck. Take a deep breath and make this minimum wage just a season.
The ultimate goal is to make the most of your hourly wage with inspirations to make more money.
If that is something you want to do, then keep reading. You are in the right place.
$11 an Hour is How Much a Year?
When we ran all of our numbers to figure out how much is $11 per hour is as annual salary, we used the average working day of 40 hours a week.
40 hours x 52 weeks x $11 = $22,880
$22,880 is the gross annual salary with a $11 per hour wage.
As of June 2023, the average hourly wage is $33.58 (source).
This you are making WAY LESS than the average wage.
Let’s breakdown how that number is calculated
Typically, the average work week is 40 hours and you can work 52 weeks a year. Take 40 hours times 52 weeks and that equals 2,080 working hours. Then, multiply the hourly salary of $11 times 2,080 working hours and the result is $22,880.
That number is the gross income before taxes, insurance, 401K, or anything else is taken out. Net income is how much you deposit into your bank account.
Work Part Time?
But you may think, oh wait, I’m only working part time. So if you’re working part time, the assumption is working 20 hours a week at $11 an hour.
Only 20 hours per week. Then, take 20 hours times 52 weeks and that equals 1,040 working hours. Then, multiply the hourly salary of $11 times 1,040 working hours and the result is $11,440.
How Much is $11 Per Month?
On average, the monthly amount would average $1,907.
Annual Amount of $22,880 ÷ 12 months = $1,907 per month
Since some months have more days and fewer days like February, you can expect months with more days to have a bigger paycheck. Also, this can be heavily influenced by how often you are paid on and on which days you get paid.
Work Part Time?
Only 20 hours per week. Then, the monthly amount would average $953.
How Much is $11 per Hour Per Week
This is a great number to know! How much do I make each week? When I roll out of bed and do my job, what can I expect to make at the end of the week?
Once again, the assumption is 40 hours worked.
40 hours x $11 = $440 per week.
Work Part Time?
Only 20 hours per week. Then, the weekly amount would be $220.
How Much is $11 per Hour Bi-Weekly
For this calculation, take the average weekly pay of $440 and double it.
$440 per week x 2 = $880
Also, the other way to calculate this is:
40 hours x 2 weeks x $11 an hour = $880
Work Part Time?
Only 20 hours per week. Then, the bi-weekly amount would be $440.
How Much is $11 Per Hour Per Day
This depends on how many hours you work in a day. For this example, we are going to use an eight hour work day.
8 hours x $11 per hour = $88 per day.
If you work 10 hours a day for four days, then you would make $110 per day. (10 hours x $11 per hour)
Work Part Time?
Only 4 hours per day. Then, the daily amount would be $44.
$11 Per Hour is…
$11 per Hour – Full Time
Total Income
Yearly (52 weeks)
$22,880
Yearly (50 weeks)
$22,000
Monthly (173 hours)
$1,907
Weekly (40 Hours)
$440
Bi-Weekly (80 Hours)
$880
Daily Wage (8 Hours)
$88
Net Estimated Monthly Income
$1,455
**These are assumptions based on simple scenarios.
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Paid Time Off Earning 11 Dollars an Hour
Does your employer offer paid time off?
As an hourly, close to minimum wage employee, more than likely you will not get paid time off.
So, here are the scenarios for both cases.
For general purposes, we are going to assume you work 40 hours per week over the course of the year.
Case # 1 – With Paid Time Off
Most hourly employees get two weeks of paid time off, equivalent to 2 weeks of paid time off.
In this case, you would make $22,800 per year.
This is the same as the example above for annual salary making $11 per hour.
Case #2 – No Paid Time Off
Unfortunately, not all employers offer paid time off to their hourly employees. While that is unfortunate, it is best to plan for less income.
Life happens. There will be times you need to take time off for numerous reasons – sick time, handling an emergency, or even vacation.
So, let’s assume you take 2 weeks off without paid time off.
That means you would only work 50 weeks of the year instead of all 52 weeks. Take 40 hours times 50 weeks and that equals 2,000 working hours. Then, multiply the hourly salary of $11 times 2,000 working hours, and the result is $22,000.
40 hours x 50 weeks x $11 = $22,000
You would average $88 per working day and nothing when you don’t work.
$11 an Hour is How Much a year After Taxes
Let’s be honest… Taxes can take up a big chunk of your paycheck. Thus, you need to know how taxes can affect your hourly wage.
This is why you always wondering why your take-home pay is so much less.
Also, every single person’s tax situation is different.
On the basic level, let’s assume a 12% federal tax rate and a 4% state rate. Plus a percentage is taken out for Social Security and Medicare (FICA) of 7.65%.
Gross Annual Salary: $22,880
Federal Taxes of 12%: $2,746
State Taxes of 4%: $915
Social Security and Medicare of 7.65%: $1,750
$11 an Hour per Year after Taxes: $17,469
This would be your net annual salary after taxes.
To turn that back into an hourly wage, the assumption is working 2,080 hours.
$17469 ÷ 2080 hours = $8.40 per hour
After estimated taxes and FICA, you are netting $8.40 an hour. That is $2.60 an hour less than what you planned.
This is a very highlighted example and can vary greatly depending on your personal situation. Therefore, here is a great tool to help you figure out how much your net paycheck would be.
$11 an Hour Budget – Example
You are probably wondering can I live on my own making 11 dollars an hour? How much rent can you afford at 11 an hour?
Using our Cents Plan Formula, this is the best case scenario on how to budget your $11 per hour paycheck.
When using these percentages, it is best to use net income because taxes must be paid.
In this example, we calculated $11 an hour was $8.40 after taxes. That would average $1455 per month.
According to the Cents Plan Formula, here is the high level view of a $11 per hour budget:
Basic Expenses of 50% = $728
Save Money of 20% = $291
Give Money of 10% = $146
Fun Spending of 20% = $291
Debt of 0% = $0
Obviously, that is not doable when living so close to minimum wage. So, you have to be strategic on ways to decrease your basic expenses and debt. Then, it will allow you more money to save and fun spending.
To further break down an example budget of $11 per hour, then using the ideal household percentages is extremely helpful.
recommended budget percentages based on $11 per hour wage:
Category
Ideal Percentages
Sample Monthly Budget
Giving
10%
$76
Savings
15-25%
$114
Housing
20-30%
$572
Utilities
4-7%
$114
Groceries
5-12%
$153
Clothing
1-4%
$19
Transportation
4-10%
$114
Medical
5-12%
$191
Life Insurance
1%
$16
Education
1-4%
$10
Personal
2-7%
$29
Recreation / Entertainment
3-8%
$48
Debts
0% – Goal
$0
Government Tax (including Income Taxes, Social Security & Medicare)
15-25%
$451
Total Gross Income
$1,907
**In this budget, prioritization was given to basic expenses. Thus, some categories like giving and saving were less.
Living on $11 Per Hour
Living close to minimum wage can be a very difficult situation.
Is it doable? Probably not for long.
You just have to be wiser (or frugal) with your money and how you spend the hard-earned cash you have been blessed with.
A lot of times when people are making under the minimum wage mark, they feel like they are in this constant cycle that they can never keep up (which completely makes sense it is hard!).
When your thoughts are constantly focused on how you are struggling to keep up with bills and expenses, that is all you focus on.
You need to do is change your money mindset.
This is what you say to yourself… Okay, I am making near minimum wage for now. I have aspirations and goals to increase how much I make. For now, I am going to make sure that I am able to live on my 11 dollars per hour. I’m going to try and avoid debt and payday loans at all costs.
Other Tips to Help You:
Check your minimum wage for your state and city. You might find a higher minimum wage in a nearby city.
Look to living in a lower cost of living area to stretch your money.
Find ways to minimize your basic expenses.
Thrive with a minimalist lifestyle.
Decide if a roommate or moving back with your parents would help.
Bike or walk to work.
In the next section, we will dig into ways to increase your income, but for now, you must focus on living on $11 an hour.
5 Ways to Increase Your Hourly Wage
This right here is the most important section of this post.
You need to figure out ways to increase your hourly income because I’m going to tell you…you deserve more. You do a good job and your value is higher than what your employers pay you.
Even an increase of 50 cents to $11.50 will add up over the year. Even better $12 an hour!
1. Ask for a Raise
The first thing to do is ask for a raise. Walk right in and ask for a raise because you never know what the answer will be until you ask.
If you want the best tips on how specifically to ask for a raise and what the average wage is for somebody doing your job, then check out this book. In this book, the author gives you the exact way to increase your income. The purchase is worth it or go down to the library and check that book out.
2. Look for A New Job
Another way to increase your hourly wage is to look for a new job. Maybe a completely new industry.
It might be a total change for you, but many times, if you want to change your financial situation, then that starts with a career change. Maybe you’re stressed out at work. Making $11 an hour is too much for you and you’re not able to enjoy life, maybe changing jobs and finding another job may increase your pay, but it will also increase your quality of life.
3. Find a New Career
Because of student loans, too many employees feel like they are stuck in the career field they chose. They feel sucked into the job that they don’t like or have the potential they thought it would.
For many years, I was in the same situation until I decided to do a complete career change. I am glad I did. I have the flexibility that I needed in my life to do what I wanted when I needed to do it. Plus I am able to enjoy my entrepreneurial spirit.
4. Find Alternative Ways to Make Money
In today’s society, you need to find ways to make more money. Period.
There is no way to get around it. You need to find additional income outside a traditional nine-to-five position or typical 40 hour a week job. You will reach a point where you are maxed on what you can make in your current position or title. There may be some advancement to move forward, but in many cases, there just is not much room for growth.
So, you need to find a side hustle – another way to make money.
Do something that you enjoy, turn your hobby into a way to make money, turn something that you naturally do, and help others into a service business. In today’s society, the sky is the limit on how you can earn a freelancing income.
5. Earn Passive Income
The last way to increase your hourly wage is to start earning passive income.
This can be from a variety of ways including the stock market, real estate, online courses, book sales, etc. This is where the differentiation between struggling financially and being financially sound happens.
By earning money passively, you are able to do the things that you enjoy doing and not be loaded down, with having a job that you need to work, and a place that you have to go to. And you still make money doing nothing.
Here is an example:
You can start a brokerage account and start trading stocks for $50. You need to learn and take the one and only investing class I recommend. Learn how the market works, watch videos, and practice in a simulator before you start using your own money.
One gentleman started with $5,000 in his trading account and now has well over $36,000 in a year. Just from practice and being consistent, he has learned that passive income is the way for him to increase his income and also not be a slave to his job.
Tips to Live on $11 an Hour
In this last section, grasp these tips on how to live on $11 an hour. On our site, you can find lots of money saving tips to help stretch your income further.
Here are the most important tips to live on $11 an hour. Highlight these!
1. Spend Less Than You Make
First, you must learn to spend less than you make.
If not you will be caught in the debt cycle and that is not where you want to be. You will be consistently living paycheck to paycheck.
In order to break that dreadful cycle, it means your expenses must be less than your income.
And when I say income, it’s not the $11 an hour. As we talked about earlier in the post, there are taxes. The amount of taxes taken out of your paycheck is called your net income which is $11 an hour minus all the taxes, FICA, Social Security, and Medicare is taken out. That is your net income.
So, your net income has to be less than your net income.
2. Living Below Your Means
You need to be happy. And living on less can actually make you happier. Studies prove that less is better.
Finding contentment in life is one thing that is a struggle for most.
We are driven to want the new shiny toy, the thing next door, the stuff your friend or family member got. Our society has trained you that you need these things as well.
Have you ever taken a step back and looked at what you really need?
Once you are able to find contentment with life, then you are going to be set for the long term with your finances.
Here is our story on owning less stuff. We have been happier since.
3. Make Saving Money Fun
You need to make saving money fun. Period.
It could be participating in a no spend challenge for the month.
Check out the 200 envelope challenge (which is doable on your income)
It could be challenging your friends not to go to Target for a week.
Maybe changing your habits and not picking up takeout and planning meals.
Whatever it is challenge yourself.
Find new ways of saving money and have fun with it.
Even better, get your family and kids involved in the challenge to save money. Tell them the reason why you are saving money and this is what you are doing.
Here are 101 things to do with no money. Free activities without costing you a dime. That is an amazing resource for you and you will never be bored.
And you will learn a lot of things in life you can do for free. Personally, some of the best ones are getting outside and enjoying some fresh air.
4. Make More Money
If you want if you do not settle for less, then find ways to make more money. If you want more out of life, then increase your income.
You need to be an advocate for yourself.
Find ways to make more money.
It could be a side hustle, a second job, asking for a raise, going to school to change careers, or picking up extra hours.
Whatever path you take, that’s fine. Just find ways to make more money. Period.
5. No State Taxes
Paying taxes is one option to increase what you take home in each paycheck.
These are the states that don’t pay state income taxes on wages:
Alaska
Florida
Nevada
New Hampshire
South Dakota
Tennessee
Texas
Washington
Wyoming
It is very interesting if you take into account the amount of state taxes paid compared to a state with income taxes.
Also, if you live in one of the higher taxed states, then you may want to reconsider moving to a lower cost of living area. The higher taxes income tax states include California, Hawaii, New Jersey, Oregon, Minnesota, the District of Columbia, New York, Vermont, Iowa, and Wisconsin. These states tax income somewhere between 7.65% – 13.3%.
6. Stick to a Budget
You need to learn how to start a budget. We have tons of budgeting resources for you.
While creating a budget is great, you need to learn how to use one.
You do not have to budget down to every last penny.
You need to make sure your expenses are less than your income and that you are creating sinking funds for those irregular expenses.
Budget Help:
7. Pay Off Debt Quickly
The amount that you pay interest on debt is absolutely absurd.
Unfortunately, that is how many of these companies make their money from the interest you pay on debt.
If you are paying 5% to even 20-21% or higher, you need to find ways to lower that debt quickly.
Here’s a debt calculator to help you. Figure out your debt free date.
Paying off debt fast is your target and main focus. I can tell you from personal experience, that it was not until we paid off our debt that we finally rounded the corner financially. Once our debt was paid off, we could finally be able to save money. Set money aside in separate bank accounts and pay for cash for things.
It took us working hard to pay off debt. We needed persistence and patience while we had setbacks in our debt free journey.
Here are resources now for you to pay off your debt:
Jobs that Pay $11 an Hour
You can always find jobs that pay $11 per hour. Polish up that smile, fill out the application and be prepared with your interview skills.
Job Search Hint: Always send a written follow-up thank you note for your interview. That will help you get noticed and remembered.
First, look at the cities that require a minimum wage in their cities. That is the best place to start to find jobs that are going to pay higher than the federal minimum wage rate. Many of the cities are moving towards this model so, target and look for jobs in those areas.
Possible Ideas:
Cashiers
Back of the house restaurant staff
Landscape Laborer
Retail jobs
Paraeducators at schools
Janitors
Farm help
Warehouse workers
$11 Per Hour Annual Salary
In this post, we detailed 11 an hour is how much a year. Plus all of the variables that can impact your net income. This is something that you can live off.
$22,800
In this post, we highlighted ways to increase your income as well as tips for living off your wage.
Use the sample budget as a starting point with your expenses.
You will have to be savvy and wise with your hard-earned income. But, with a plan, anything is possible!
Try one of these ways to make money quickly to help you in the interim.
Know someone else that needs this, too? Then, please share!!
Did the post resonate with you?
More importantly, did I answer the questions you have about this topic? Let me know in the comments if I can help in some other way!
Your comments are not just welcomed; they’re an integral part of our community. Let’s continue the conversation and explore how these ideas align with your journey towards Money Bliss.
Known for its abundant natural resources and hard-working people, Ohio is also home to some of the most affordable towns in the United States.
Whether you’re a recent grad, an established family or a retiree looking to live it up without breaking the bank, Ohio’s most cost-effective towns provide plenty of options for anyone seeking a more budget-friendly lifestyle without sacrificing the comforts and conveniences of city living.
Lace up your boots, put on a smile and get ready to explore some of the top economic enclaves Ohio has to offer in this current real estate market.
Ohio’s average rent prices
Even though average rent prices in Ohio, for a one-bedroom apartment, rose by 1.3 percent over last year, the entire state is pretty affordable. Throughout, monthly rent for a one-bed averages out at $1,395, but the cheapest places to live in Ohio all come in well below this number.
The cheapest cities in Ohio for renters
Friendly people, and a connection to history, give the cheapest places to live in Ohio a central theme. Many sit around major cities but offer up their own fun list of things to do that make you want to stay put. These special places make living in Ohio enjoyable and affordable.
Springfield is an ideal destination for those seeking a cost-effective lifestyle. As one of the many hidden treasures of the Buckeye State, Springfield stands out with its significantly lower living costs compared to other parts of Ohio. The housing market here is especially attractive, offering everything from quaint, historic homes to modern apartments, all at prices that are a fraction of those in Ohio’s larger cities.
Springfield is not just about affordability; it’s a city steeped in history and unique in culture. The city boasts a stellar arts scene, exemplified by the Springfield Museum of Art and a lively downtown area that hosts events throughout the year. The Heritage Center Museum offers a glimpse into the region’s fascinating history, while the picturesque Wittenberg University campus adds a touch of collegiate energy to the city. Outdoor enthusiasts will appreciate Springfield’s parks and bike paths, particularly the scenic views along the Little Miami Scenic Trail.
In the heart of the Mahoning Valley, Youngstown stands as a testament to affordability and quality living. Once an industrial hub, Youngstown has transformed itself into a haven of affordability, with a cost of living that is significantly lower than the national average. This is particularly evident in the housing market, where renters and buyers alike can find incredible value. The median home cost in Youngstown is markedly lower than that of larger Ohio cities, offering spacious living options at a fraction of the price.
Youngstown’s revitalized downtown area brims with eclectic eateries, local breweries and small shops. Youngstown also prides itself on its green spaces, like the expansive Mill Creek Park, which offers a peaceful retreat with its beautiful gardens, walking trails and rec facilities. The city offers quality education options for families and a friendly, tight-knit community atmosphere, making it an ideal place to raise children.
Known as “International City” due to its cultural diversity, Lorain is a true gem in Ohio’s real estate market. The housing market in Lorain is particularly appealing, with a range of options from lakeside properties to cozy, suburban homes, all at surprisingly affordable prices.
Beyond its cost-effectiveness, Lorain is a city with a strong character and an unbreakable sense of community. The city’s waterfront is not just a beautiful backdrop but also a hub of activity, with the Black River Landing hosting Rockin’ on the River in the warmer months.
Lorain’s diversity is celebrated in its variety of international restaurants and community events, offering residents a taste of global cultures right at their doorstep. This blend of affordable living and picturesque natural surroundings makes Lorain an attractive and practical choice for a lot of people.
Akron’s cost of living is notably lower than the national average, making it a standout choice for budget-conscious renters and homebuyers. Housing in Akron is particularly affordable, offering an array of options from charming historic homes to modern apartments, all at prices that are significantly more attainable than in Ohio’s larger cities.
Akron boasts a lively culture, with attractions like the Akron Art Museum and the E.J. Thomas Performing Arts Hall, which regularly hosts a variety of concerts and events. The city’s growing downtown area is an epicenter of innovation and entertainment, complete with family-owned restaurants and shops. Akron is also home to the University of Akron, which only adds to its appeal as a dynamic and progressive city.
Canton stands out in the Ohio real estate market for its exceptionally low cost of living, especially in terms of housing. Whether it’s renting an apartment or purchasing a home, residents find that their housing dollars stretch much further in Canton compared to other Ohio cities.
Canton is steeped in history, offering residents a unique collection of experiences. From the ever-growing arts scene, including the Canton Museum of Art, to the historical sites like the William McKinley Presidential Library & Museum, there is always something to explore and discover.
Home of the University of Toledo Rockets, Toledo is a stellar spot to settle down on a budget. Renters and homeowners in Toledo enjoy prices that are substantially lower than the national average, allowing for a more comfortable lifestyle without the financial strain typically associated with city living.
Beyond its economic advantages, Toledo is renowned for its art scene, exemplified by the world-class Toledo Museum of Art. For those who love the outdoors, the Maumee River provides a scenic backdrop for a range of activities, from fishing to boating, while the nearby Metroparks of the Toledo Area offer miles of trails for hiking and biking.
Celebrated for its aviation history and innovative spirit, Dayton is a city where affordability meets quality living. Housing stands out as particularly affordable, with a variety of options ranging from charming historic neighborhoods to modern developments, all available at prices well below those in larger Ohio cities.
Dayton is a city brimming with culture and community. Dayton is blessed with a solid arts scene, anchored by institutions like the Dayton Art Institute and the Schuster Performing Arts Center. The city is also home to more than a few parks and green spaces, including the extensive Five Rivers MetroParks system, providing residents with ample opportunities to kick back and relax under the Western Ohio sun.
The affordability in Elyria is a major draw, with a variety of housing options available at prices that are much more accessible than in many other parts of Ohio. Residents enjoy the benefits of lower expenses not only in housing but also in everyday costs like groceries, utilities and healthcare, ensuring a cost-effective yet comfortable living experience.
Elyria’s appeal is further enhanced by its strong sense of community and natural beauty. The city boasts well-maintained parks and rec areas, including the stunning Cascade Park with its waterfalls and scenic trails, offering residents a peaceful retreat from urban life. Elyria’s downtown area is actively undergoing revitalization and, as a result, quickly becoming a desirable spot for local businesses and community events.
As the name implies, Middletown is conveniently located smack-dab in the middle of Cincinnati and Dayton. This city stands out for its significantly lower cost of living, particularly in the housing market where both renters and buyers can find exceptional value.
Middletown boasts a killer arts scene, highlighted by the Middletown Arts Center and a variety of local galleries, fostering a strong sense of creativity and community. Outdoor enthusiasts will enjoy the city’s parks and open areas, including the scenic Great Miami Riverway, perfect for biking, hiking and more.
Cleveland is one of the most affordable large cities in the country. The housing market in Cleveland is particularly appealing, with a wide array of affordable options ranging from downtown apartments to spacious homes, catering to a variety of lifestyles and budgets.
Beyond its economic advantages, Cleveland boasts an array of attractions and amenities that enrich its residents’ lives. The city is renowned for its arts and music scene, home to the prestigious Cleveland Orchestra and the Cleveland Museum of Art. For sports enthusiasts, Cleveland is home to some stellar pro sports teams as well, with organizations like the Browns, Guardians and Cavaliers.
Find an affordable spot in Ohio
The affordable Ohio cities featured above all offer a remarkable variety of affordable living options, each with a unique appeal. From the entertainment value in Cleveland and Dayton to the peaceful, community-focused atmospheres of Elyria and Middletown, Ohio, is a case study of the fact that economic living can still offer a fulfilling life.
These cities demonstrate that choosing an affordable place to live doesn’t mean compromising on quality, culture or community. Whether you’re drawn to the scenic beauty of Toledo, the historic charm of Springfield or the urban vibrancy of Akron, Ohio’s most cost-effective cities are ready to welcome you with open arms and a promise of a life well-lived within your means.
This dining room is full of eye candy, starting with the personal library that’s its centerpiece. Sarah Stacey of Sarah Stacey Interior Design says, “For this bookshelf, we made sure to balance the styling of them not only on each shelf, individually, but throughout the entire bookcase so that your eye moves around.” The result, she adds, “showcases a refined taste and love for a curated life.”
While it can be a challenge to keep up with both work and school, getting a part-time job while in college can help you cover your expenses and gain valuable work experience at the same time. In addition, some employers may even offer to pay a portion of your college tuition as a part of their benefits package.
There are all kinds of jobs for college students — from on-campus jobs with regular hours to side gigs you can do in your spare time. While students often find work in the retail and service industry, it’s also worth exploring other avenues for employment, including office work and even jobs related to your field of study. Read on for a basic guide to finding a job that can help you pay for college.
Table of Contents
Part-Time Jobs That Help Pay for College
Working part-time while you’re in college can help you pay for tuition and other expenses. These jobs typically offer flexible hours, allowing you to work around your class schedule.
You might start your search for jobs that help pay for college with businesses you already know and love. For example, you could see if your favorite cafe is hiring or ask about opportunities at the yoga studio you love. Even if they don’t have a paying position, some small businesses offer “service swaps” where you might be able to score free coffee, meals, or exercise classes for some light work. It pays to ask!
Here’s a look at other job opportunities that can help students earn money for college. 💡 Quick Tip: Make no payments on SoFi private student loans for six months after graduation.
On-Campus Jobs
Colleges and universities hire students for a variety of jobs on campus. Part-time on-campus jobs are not only convenient but typically provide flexibility so you can work around your class schedule. Plus, a lot of on-campus jobs can help you build relevant skills that will serve you after graduation.
The career center at your school will likely have lots of resources that can help you find employment on campus, including an online job board. Your school can also help you find a job campus through the federal work-study program. To see out if you’re eligible for work-study, which is a needs-based program, you need to fill out the Free Application for Federal Student Aid, or FAFSA.
Below is just a sampling of on-campus job options you might consider, plus what they pay, on average, per hour:
• Administrative Assistant: $16.80 per hour
• Teaching Assistant: $17.56 per hour
• Research Assistant: $20.62 per hour
• Fitness or Recreation Center Attendant: $14.10 per hour
• Lifeguard: $16 per hour
• Peer Tutor: $12.73 per hour
• Library Assistant: $14.49 per hour
• Campus tour guide: $14.81 per hour
Paid Internships
Your school’s career center may also be able to provide information about internship opportunities in your field of study. Some college internships provide college credits, which can help you pay for college by reducing your tuition bill. In other cases, internships are paid. On average, college interns in the U.S. earn $24.63 per hour.
Don’t want to work during the school year? Summer can be a great time to focus on a career-boosting internship without distracting you from your coursework. According to a 2023 Glassdoor report , some summer internships are paying as much as $9,064 a month.
Securing a paid internship tends to be competitive, so it can be wise to apply early and make sure your application materials are compelling and complete. Internships can provide valuable learning opportunities and some of the top-rated internships even offer the opportunity for future full-time employment.
Serving, Bartending, or other Service jobs
Many college students work part time in the service industry because the hours are flexible and you can often earn tips in addition to an hourly pay. This can be especially helpful during peak hours and holidays because your income could be higher than usual. Here’s a look at some service jobs and their average hourly pay and tips:
• Barista: $14.86 per hour (plus $20 in tips per day)
• Restaurant server: $16.06 per hour (plus $100 in tips per day)
• Restaurant host: $14.79 per hour (plus $35.00 in tips per day)
• Bartender: $15.97 per hour (plus $150 in tips per day)
Recommended: Guide to Paying for College
Retail jobs
If you’re looking for a part-time job that will help pay for college, you might consider working in a local boutique or other type of retail store. These jobs also provide you with valuable human and workplace skills that can be used later in your professional career.
A retail sales associate is typically required to set up store merchandise and assist customers with their shopping needs. You also might even be able to get employee discounts or earn a commission. The average retail sales associate salary in the U.S. is $14.90 an hour.
Tutoring
You’ve been hitting the books and now it’s time to put all of that newfound knowledge to good use. You may be paying for your education, but there are also people out there willing to pay you to share what you’ve learned, which can help make college more affordable. Consider tutoring other college students or younger students in your area of expertise. Rates will vary based on location, subject matter, and your experience level. On average, private tutors earn $25.12 an hour.
Virtual Assistant
Sometimes small businesses and entrepreneurs need someone who can answer their emails, perform odd jobs online, and otherwise provide administrative support virtually. You might look for these gigs online or through your school’s career development office. Before you take on a role, it’s important to know what’s expected: Are they looking for someone to be available during specific hours or could you get everything done on your own time?
On average, a virtual assistant makes $19.19 an hour.
Recommended: 3 Summer Jobs Ideas for College Students
Babysitting or Caregiving
Babysitting can be another job option to help pay for college if you’re looking for flexibility. You can schedule jobs for weekends or nights if you’re worried about work conflicting with your school schedule. As a bonus, you may be able to squeeze in some studying while the little ones are asleep. On average, part-time college nanny jobs pay $25 an hour.
Keep in mind that caregiving isn’t just limited to little kids. You may find meaningful roles working with elderly or ill people who need help, either with day-to-day tasks or with errand running, housekeeping, or even just keeping someone company while they shop. On average, a part-time caregiver earns $15 an hour.
Dog Walking
Having flexibility during the day can mean everything for people who work 9 to 5 and need someone to care for Fido. Consider working for a walking service rather than striking it out on your own: It may provide guaranteed hours or jobs, so you can get to know the pooches you work with. The average salary for a dog walker in the U.S. earns $17 per hour.
Ridesharing or Delivery Driving
Driving for a ride-sharing or delivery service can be a good option during college, since you can generally set your own hours and fit the job into your schedule. How much you could make will depend on your location and the times you’re available to drive. Many Uber drivers make between $15 and $25 per hour, while the average hourly wage for food delivery drivers nationwide is $19/hour.
It can also be helpful to talk to locals to get the lay of the land — national earnings surveys may be very different from your local area, and it can be helpful to anticipate just how much demand there might be before you sign on.
Recommended: 11 Ways to Make Money While You Drive
Freelance or Start a Side Hustle
If you have a sought-after skill or talent, such as writing, website design, photography, or coding, you might consider starting your own freelance business or side hustle. You can advertise your skills on a freelance platform like Fiverr or Upwork. Or, you could solicit clients in your community. For example, you might be able to build a website for a local small business or get hired to manage an off-campus store’s online brand and marketing.
Consider Companies That Help Pay Your Tuition
Part-time jobs can be one option to help you pay for college, but what if you can find a job that not only pays you a salary but also pays for tuition? There are some major companies that offer stipends or reimbursements toward college tuition or expenses like books, even for part-time employees.
Employers generally offer tuition assistance in one of three ways:
• Tuition reimbursement Here, the company reimburses you for tuition you’ve paid. There may be a tuition cap and/or a requirement to work a certain number of hours or months before the benefit kicks in.
• Direct payment Some employers will pay eligible college costs directly to the school. In some cases, they only partner with certain schools.
• Scholarships Some employers offer education scholarships to employees for a set amount of money. As with other types of scholarships, you typically need to submit an application for the award and may also be required to maintain a certain GPA.
Here are some national companies that have well-publicized tuition assistance policies:
Chipotle
At Chipotle , tuition reimbursement (up to $5,250 each year) is available for both part-time and full-time employees. They also offer a Debt-Free Degree program, which covers the full cost of a four-year degree at one of 10 universities. Typically, employees must work at least 15 hours a week for four months to qualify for tuition benefits.
Smuckers
Smucker’s helps employees further their knowledge and skills by reimbursing them for some of the costs of qualifying continued and/or higher education. The company also offers a scholarship program for children of employees.
Publix
At Publix , associates with 90 days of continuous service who work an average of 10 hours a week are eligible to participate in the company’s tuition reimbursement program. The program covers graduate and undergraduate degree coursework, as well as some individual courses, online programs, and technical training.
Starbucks
Starbucks is often featured on these lists for a reason: They partnered with Arizona State University (ASU) to create the Starbucks College Achievement Plan which offers 100% tuition coverage for a first-time bachelor’s degree through Arizona State University’s online program. All employees eligible for benefits (this includes part-time employees) may take advantage of this program.
If an employee doesn’t qualify for admission to ASU, they can take part in the Pathway to Admission program, which will help them qualify for admission, tuition-free.
UPS
UPS offers a tuition assistance program at most locations in the U.S. Through their “Earn and Learn” program, you can receive up to $5,250 per calendar year, with a lifetime maximum of $25,000. There are no course or subject restrictions.
Walmart
Walmart will pay 100% of tuition and books for an associate or bachelor’s degree program through several online accredited universities. This benefit is available to hourly part-time and full-time associates without a prior bachelor’s degree starting on day one.
Amazon
Amazon offers tuition assistance for employees seeking a Bachelor’s degree, a high school GED, or English-as-a-Second-Language (ESL) proficiency certification. You’re eligible for the program after 90 days of employment for as many years as you work in a regular, full-time role at Amazon.
Recommended: Finding Jobs That Pay Off Student Loans
Think About Your First Job Out Of School
Another benefit of finding a job that helps pay for college: You can figure out what you do (and don’t) want to do for a living. It can also be helpful to assess certain job paths, including how much they may pay entry-level employees. While there are always lists of most and least lucrative majors, the reality is that your major doesn’t necessarily determine your career. Talk to alums and people a few years out of school and have them give you the lowdown on their job path.
When looking for your first full-time job out of college, it’s also important to consider not just your salary, but what benefits may come into play. For example, many companies now offer employees assistance in paying off student loans. How it works varies by company, but the typical plan offers matching funds or a predetermined recurring monthly payment towards your loan. Usually, there’s a maximum dollar amount you can receive and some employers require a minimum amount of time on the job. 💡 Quick Tip: Would-be borrowers will want to understand the different types of student loans that are available: private student loans, federal Direct Subsidized and Unsubsidized loans, Direct PLUS loans, and more.
The Takeaway
The combination of scholarships, student loans, and a part-time job can help you cover the cost of going to college for four (or more) years. A part-time job will not only help you earn some money, but it could also help boost your resume. In addition, some companies offer tuition reimbursement or assistance programs for part- or full-time employees pursuing higher education. These programs may have specific requirements, such as attending a certain school or working a set number of hours per week, so be sure you understand the requirements.
If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.
Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.
FAQ
How do you ask a company if they offer tuition reimbursement?
To find out if a company offers education benefits like tuition assistance, you can talk to your manager or HR representative (if you already work there). If you’re in the interviewing process, you can ask the recruiter or hiring manager. Or, you can check the company’s website (often they will describe their benefits, including who is eligible and any other stipulations).
What are the disadvantages of tuition reimbursement?
One disadvantage of tuition reimbursement is that you typically need to pay for your classes upfront, then submit the bill to your company for reimbursement. Some tuition reimbursement programs also have strict requirements and limitations, such as a cap on the amount of money that can be reimbursed, or only covering certain types of courses or degrees.
Also keep in mind that balancing work and courses can also be challenging for some employees to manage successfully.
Why would a company offer generous tuition reimbursement?
Many companies offer generous tuition assistance programs in order to attract, develop, and retain high-performing employees.
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A proprietary reverse mortgage from Finance of America Companies (FOA) now secures the home of Rhode Island’s honorary historian laureate after the property was returned to the owner after attempts to bequeath it to a nonprofit historical society he founded. This is according to reporting from The Providence Journal.
The original reporting described the amount of the loan as nearly one-fifth higher than the current $4 million limit for “HomeSafe,” the private-label product offered by FOA’s reverse mortgage division Finance of America Reverse (FAR). The company later told RMD, however, that the loan was within current product lending limits.
The bequest asset
Patrick Conley, who was previously named Rhode Island’s honorary historian laureate, aimed to leave his waterfront home located in Bristol, R.I. to the Heritage Harbor Foundation. It is an organization Conley founded to “augment the audience, impact, or sustainability of existing programs, projects or initiatives aimed at increasing familiarity with Rhode Island history,” according to its official website.
Under the terms of the bequest, Conley and his wife would be able to remain in the home while the foundation continued to pay “one or more of their mortgages, totaling $880,000, according to a board member and a fundraising letter written by Conley,” the reporting said.
The terms of the bequest sound similar to those of an early-recorded instance of a reverse mortgage.
“The couple could potentially live out their lives mortgage-free,” the Journal reported. “The foundation would get what was described, in a January 2023 fundraising package, as a ‘prestigious headquarters … [and] site for small scale, but elegant events’ with its ‘voluminous library on American legal and constitutional development’ as a resource for nearby Roger Williams University‘s law school.”
Existing mortgage troubles
However, the foundation later returned the home to the Conleys in mid-2023, citing the existing mortgages as “encumbrances” that diminished the foundation’s ability to accomplish its grant-giving goals.
“We all voted happily to accept the gift when it was first offered,” said Kenneth Dooley, a foundation board member, to the Journal. “We again voted unanimously to return it when the mortgage payments cut into our grant-making ability. […] The Conleys returned all of the mortgage payments, with interest.”
The pandemic-era run-up in home prices and the property’s reappraisal made the burdens of the mortgage payments too high when deducted from the gift itself, Dooley explained to the outlet, despite the Conleys continuing to pay for taxes, utilities and renovations for the property.
Enter FAR/FOA
Conley did seek alternative means to satisfy the debt, but when those came up short he turned to the reverse mortgage industry.
After re-obtaining the property, “the Conleys applied for and received a $4.99-million reverse mortgage with Finance America that paid off the two existing mortgages” which also gave them a “substantial line of credit,” according to the reporting. However, the company clarified for RMD that the originally-reported amount is incorrect.
The 2023 reverse mortgage limit for Federal Housing Administration (FHA)-insured Home Equity Conversion Mortgages (HECMs) stood at $1,089,300, but proprietary reverse mortgages are not subject to FHA limits. The property is instead secured by FOA’s “HomeSafe” proprietary reverse mortgage product, where the loan amounts go up to $4 million.
When asked about the reportedly higher lending limit for this loan, a FOA spokesperson told RMD that the reporting on the loan amount is simply incorrect and that it is “within current HomeSafe lending limits.”
Estate planning application
The company also explained that this application of its private product emphasizes the utility of HomeSafe according to Paul Fiore, chief retail sales officer at FAR.
“It is gratifying to see our team help a borrower like Dr. Conley creatively use home equity to establish a living legacy,” Fiore said. “Because Finance of America has the widest range of home equity products designed for homeowners at or near retirement, we were able to create the financial flexibility the Conleys were seeking.”
Reverse mortgage industry professionals have long emphasized the potential for a reverse mortgage to serve as a retirement or estate planning tool, and Conley’s loan helps illustrate that, he said.
“We are thrilled that our HomeSafe product enabled these estate planning goals and generous philanthropic gift,” Fiore said. “It’s another real-life example of how our solutions can empower individuals and their families to take control of their financial futures and secure their legacies.”
When people think of the most affordable neighborhoods in Chicago, they don’t always think being close to the lakefront is an option.
In Chicago, most of the pricier rent districts are those closer to the Loop. This means it’s entirely possible to find an apartment in Chicago that’s affordable, safe and close to plenty of nightlife and entertainment options for less than $2,000 a month.
Here are 10 of the most affordable neighborhoods in Chicago, depending on the type of amenities you like within your community.
Photo credit Megy Karydes
Logan Square’s identity has changed so much within the past 10 years. Once a sleepy neighborhood with a large immigrant population, this community is now teeming with young, hip Chicagoans that don’t want to pay top dollar for a home in the nearby neighborhoods of Wicker Park and Bucktown.
Logan Square is also still home to plenty of immigrant families who’ve been living in the neighborhood for years, giving it a true neighborhood feel. Rental rates here are quickly rising, but you can still get more space for your buck and be near the picturesque Logan and Kedzie boulevards.
Logan Square is serviced by Chicago’s Blue Line, giving residents easy access to all of the city’s neighborhoods. The Chicago Transit Authority (CTA) also services the area with a variety of bus routes, making transit a breeze. However, residents rarely need to leave the neighborhood unless they want to do so, as there are plenty of nightlife options, restaurants, shops and amenities within Logan Square.
Photo credit Megy Karydes
Just north of Logan Square and three stops away on the Blue Line is Irving Park. Much of this neighborhood’s charm lies in its beautiful homes and suburban-like setting.
Although it’s still distinctly urban, Irving Park has a much quieter feel than some adjacent areas. If you’re looking for pretty tree-lined streets, old houses and a community vibe, Irving Park is a good option to consider.
In addition to the area’s Blue Line and bus access, Irving Park offers direct access to Interstates 90 and 94, so those who need to drive to get to work will want to consider this convenient option. It’s also home to two Metra lines within Old Irving Park, making it even more convenient for those who want to live in the city sans car but not in the heart of the Loop.
Photo credit Megy Karydes
Avondale is having a moment right now. That said, while you can expect to spend more than $2,000 on rent in some parts of Avondale, you can absolutely find less pricey apartments that still make it among the cheapest neighborhoods in Chicago.
Newer businesses, including music venue/coffee bar Sleeping Village, bowling alley Avondale Bowl and newly-opened membership-based Guild Row, have welcomed those who want entertainment options without having to deal with the crowds or parking issues.
Photo courtesy of Choose Chicago
Like many neighborhoods throughout the city, gentrification is taking hold and causing rent to increase. Humboldt Park is no exception. You’ll know you’re in this West Side neighborhood when you pass under the large Puerto Rican flag metal sculpture or notice the large Humboldt Park swan boats in the park’s lagoon.
Today, you can hear a bunch of men congregating at the corner of the park, chatting and catching up on the day’s events while a young couple walks along the sidewalk with a stroller in tow.
Photo credit Megy Karydes
Pilsen is probably one of the most colorful neighborhoods in Chicago. Its bright and large wall murals can be found along the main streets but also within the neighborhood as single-family homes and apartment buildings use their walls as canvases.
Once a haven for artists seeking low rent and large loft spaces, the area has been slowly gentrifying. Renters have been attracted to its location, just a few miles from downtown, as well as lower rents than other parts of the city.
Pilsen also offers access to employment, entertainment and nightlife options throughout the South Loop, Little Italy, Chinatown and University Village (which is home to the University of Illinois at Chicago). It’s definitely one of the most affordable neighborhoods in Chicago near the Loop. Regardless of the influx of new residents, Pilsen is still home to a proud and rich Latino culture.
Photo credit Megy Karydes
Those looking to live on the north side of the city don’t have a ton of budget-friendly options, but Uptown is a great option for those who want to be close to neighborhoods like Lakeview, Wrigleyville and Andersonville without wanting to shell out a ton of cash.
Uptown’s locale is its main draw, as is its access to Lake Michigan and the northern areas of Lincoln Park (we mean the park, not the neighborhood of the same name).
7. New Chinatown
Photo courtesy of Choose Chicago
Many Chicago residents might refer to New Chinatown as basically the intersection of Argyle Street and Broadway Avenue, or “Asia on Argyle,” within the northern end of the Uptown neighborhood. Part of the Uptown community, “Argyle Street,” as the locals reference it, is home to some of the best pho and other Vietnamese cuisine in the city. Within a few blocks are dozens of Southeast Asian restaurants and businesses — mostly Vietnamese offerings, along with Chinese, Cambodian, Laotian and Thai.
On Thursday nights during the summer, Argyle Street hosts its popular Argyle Night Market, where you can sample food from local restaurants while enjoying live cultural and musical performances.
Photo courtesy of Chicago Park District
The childhood home of former First Lady Michelle Obama, South Shore offers easy access to Lake Michigan, Rainbow Beach and Stony Island Arts Bank — an art gallery, media archive, gorgeous library and community center.
Another perk is that it’s within walking distance to the South Shore Cultural Center, which includes a 65-acre park with a nine-hole golf course, tennis courts, culinary center, nature center and a variety of cultural programming and classes.
Photo courtesy of Choose Chicago
If living in a really diverse neighborhood appeals to you, complete with businesses that cater to a number of ethnic groups, Albany Park might be the perfect neighborhood for you — it’s also among the cheapest neighborhoods in Chicago.
It’s not uncommon to walk along Montrose Avenue, Lawrence Avenue or Kedzie Avenue, the main streets in Albany Park, and pass restaurants selling everything from freshly-made pitas (Sanabel Bakery on Kedzie Avenue) to sweets and Middle Eastern groceries and staples (Dukan International Food Market, right off the Kedzie Brown Line stop) or serving delicious food at restaurants such as Afghan Kabob on Montrose Avenue or Noon-o-Kabab on Kedzie Avenue.
Photo credit Megy Karydes
Rogers Park is another diverse neighborhood, not unlike Albany Park. According to Choose Chicago, more than 40 languages are spoken in this area. Large apartment complexes and three-flats can be found between single-family homes, and there’s a mix of established families with transient neighbors thanks to Loyola University’s campus. It’s also among the cheapest neighborhoods on Chicago’s far north side.
Affordable Chicago neighborhoods
If you’re new to Chicago and looking for the cheapest neighborhoods, take the time to do some research and talk to those who live in the areas you’re considering. There are many ways you can do that now without knocking on doors. Social media platforms often have neighborhood group pages where you can let people know you’re considering a move to the area and would love to know what they like or don’t like about their neighborhood. You’d be surprised how honest people are when talking about their communities.
Nashville, often celebrated as the “Music City,” stands as a vibrant and culturally rich metropolis, weaving a diverse tapestry of attractions and contributions. Whether you’re a first-time apartment renter or a newcomer eager to delve into the heart of Nashville, this comprehensive guide is your gateway to understanding the city’s multifaceted identity. From its historical roots to the pulsating energy of its sports and entertainment scene, burgeoning job markets, natural resources, eclectic culinary offerings, thriving arts and literature community, academic prowess and captivating attractions, Nashville beckons exploration.
Unveiling Nashville’s storied past
To truly understand the essence of present-day Nashville, it’s imperative to embark on a journey through its storied past. Originally founded in 1779, Nashville emerged as a vital trading and transportation hub along the Cumberland River. The city’s strategic location made it a focal point during the Civil War, leaving an indelible mark on its history.
As the decades unfolded, Nashville’s identity evolved, weaving together threads of culture, music and industry. The city earned its moniker, “Music City,” during the 20th century, owing to its unparalleled influence on the country music scene. However, beyond the rhythm and melodies, Nashville’s history is a tapestry that encompasses economic transformations, social shifts and cultural milestones.
What is Nashville known for?
This historical intro sets the stage for an exploration of what makes Nashville a dynamic metropolis today. From its humble beginnings to the present, Nashville’s journey through time has shaped its character and laid the foundation for the diverse array of elements that make it a truly unique and captivating city.
Sports and entertainment
Nashville is not only a hub for sports enthusiasts but also a paradise for entertainment lovers and country music listeners. The city proudly hosts the Tennessee Titans, an NFL team that commands a passionate fan base. Nissan Stadium, the Titans’ home turf, resonates with the cheers of supporters during the football season, creating an electric atmosphere.
Beyond the gridiron, Nashville is synonymous with country music, and the Grand Ole Opry stands as a testament to the city’s musical heritage. Hosting legendary performances since 1925, the Grand Ole Opry is a beacon for country music lovers worldwide. The Country Music Hall of Fame, located in the heart of Nashville, stands as a hallowed tribute to the legends and pioneers of country music. Artists like Dolly Parton, Johnny Cash, Elvis Presley and Hank Williams can all be found in the Music Hall of Fame. A captivating repository of the genre’s history, this iconic institution showcases artifacts, exhibits and memorabilia that celebrate the enduring impact of country music on American culture.
The Ryman Auditorium, another iconic venue, has welcomed a myriad of artists from various genres, solidifying Nashville’s status as a musical melting pot.
The city’s vibrant nightlife, centered around the famous Broadway strip, pulses with live music pouring out from honky-tonk bars. These establishments have become an integral part of Nashville’s identity, attracting both locals and tourists seeking an authentic taste of the city’s musical soul.
Jobs and industries
Nashville’s economy is a thriving tapestry of diverse industries. While music and entertainment play a significant role, the city’s job market is more expansive than its country roots might suggest. Healthcare is a cornerstone of Nashville’s economy, with renowned institutions like the Vanderbilt University Medical Center contributing significantly to the city’s employment landscape.
The city has also emerged as a hub for technology and innovation, with a burgeoning tech scene attracting talent from around the country. The healthcare and tech sectors converge at the Nashville Entrepreneur Center, fostering startups and nurturing a culture of innovation.
Additionally, the city’s strategic location has fueled growth in logistics and transportation industries, making Nashville a crucial node in the nation’s supply chain. This diversification in industries has not only fortified the city’s economic resilience but has also created a myriad of job opportunities for its residents.
Natural resources
Situated along the Cumberland River, Nashville benefits from a wealth of natural resources. The river has historically played a crucial role in the city’s development, serving as a transportation artery for goods and people. The lush greenery surrounding Nashville adds to the city’s charm, providing residents with ample recreational spaces and contributing to a more sustainable urban environment.
The proximity to fertile agricultural land has also influenced Nashville’s culinary scene, ensuring a steady supply of fresh, locally sourced ingredients. From farm-to-table restaurants to bustling farmers markets, Nashville’s commitment to embracing its natural resources is evident in every bite.
Food
Nashville’s culinary scene is a delectable fusion of traditional Southern flavors, hot food and innovative gastronomy. While the city is renowned for its hot chicken, a spicy fried chicken dish that has become a local delicacy, Nashville’s food offerings extend far beyond this iconic dish.
The city’s diverse culinary landscape reflects its multicultural population, with restaurants serving everything from soul food to international cuisines. Food festivals and events celebrate the rich tapestry of flavors, turning Nashville into a gastronomic haven for food enthusiasts.
Arts and literature
Nashville’s commitment to the arts is evident in its thriving cultural scene. The Frist Art Museum showcases a diverse range of visual arts, hosting exhibitions that span various genres and periods. The Belcourt Theatre, a historic venue with roots dating back to 1925, offers an eclectic mix of independent, documentary and foreign films, enriching the city’s cinematic offerings.
In the realm of literature, Nashville has produced and inspired numerous writers, both contemporary and classic. The city’s vibrant literary community is celebrated through bookstores, author events and literary festivals. Nashville’s commitment to nurturing creativity ensures that the arts continue to flourish within its borders.
Education and research
Home to Vanderbilt University, Nashville is a recognized center for education and research. The university’s academic prowess extends across various disciplines, including medicine, law and engineering. The synergy between Vanderbilt and the city has elevated Nashville’s status as an intellectual hub, attracting scholars and researchers from around the globe.
The city’s commitment to education extends beyond higher education institutions, with a robust K-12 system emphasizing innovation and academic excellence. Nashville’s libraries, including the downtown Nashville Public Library, serve as community hubs, fostering a love for learning and knowledge-sharing.
Attractions
Nashville’s appeal goes beyond its musical legacy and economic vitality. The city is replete with attractions that captivate visitors and residents alike. The Tennessee State Capitol, a neoclassical marvel, stands as a symbol of the state’s history and political significance. Nashville’s Centennial Park, which held the Tennessee Centennial Exposition in the 1800s, provides a serene retreat in the heart of the city with historical significance.
Broadway, a pulsating artery of Nashville’s entertainment district, deserves special mention. This iconic strip is not merely a street; it’s a symphony of neon lights, live music pouring from honky-tonk bars, and an exuberant atmosphere that captures the essence of the city’s musical soul. It’s a must-visit for those seeking the quintessential Nashville experience.
Outside of the music scene, the Nashville Zoo at Grassmere offers a family-friendly adventure, showcasing a diverse array of wildlife and promoting conservation efforts. The vibrant neighborhoods, each with unique character and charm, beckoned exploration, from the historic Germantown to the trendy East Nashville.
Tradition and progress meet in Nashville
Nashville’s multifaceted identity is a harmonious blend of tradition and progress. From the fervor of its sports arenas to the soul-stirring melodies that resonate through its streets, Nashville stands as a testament to the enduring spirit of the American South. As the city continues to evolve, its rich tapestry of sports, entertainment, jobs, natural resources, food, arts, education and attractions will undoubtedly shape its narrative for years to come.
Live music and southern cooking await; explore available apartments in Nashville to make your move to the Music City and immerse yourself in its captivating and ever-evolving story.
Southern California’s luxury real estate market never sleeps. But this past year, it collectively caught its breath.
Luxury sales slowed down in 2023 — a combination of soaring interest rates, a newly introduced “mansion tax” and an inevitable drop-off from a pandemic market when megamansions flipped like hotcakes.
In 2022, there were 17 home sales above $50 million and 48 over $30 million in L.A. County, according to the Multiple Listing Service. In 2023, there were only five sales over $50 million and 23 over $30 million.
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But even in a down year, there were still plenty of headlines. Jay-Z and Beyoncé set the all-time price record in the state of California, while other celebrities sold homes and left L.A. just in time to avoid paying taxes under Measure ULA.
Here are the top sales of the year.
$200 million
History was made in May when Jay-Z and Beyoncé shattered California’s price record, paying $200 million for a concrete compound in Malibu.
The L-shaped house, which topped the previous record of $177 million, looks more like an airplane hangar or supervillain’s lair than a home. It was built by Tadao Ando, a decorated Japanese architect who also designed a home for Kanye West a few miles down the coast. Ando brought in 7,645 cubic yards of concrete to erect the 40,000-square-foot home.
It never officially hit the market, so photos are scarce. The property is perched above Malibu’s Paradise Cove and features concrete hallways and walls of glass that open to a swimming pool and lawn overlooking the ocean.
$60.85 million
Another power couple — Jennifer Lopez and Ben Affleck — claimed the second-highest home purchase of the year when they shelled out $60.85 million for a five-acre spread in Beverly Crest. High interest rates weren’t a problem; they didn’t need a 30-year-fixed. The pair paid in cash.
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The deal marked the end of a year-long house hunt for Lopez and Affleck, and the house boasts an array of amenities that few other mega-mansions can match. Across 38,000 square feet are 12 bedrooms, 24 bathrooms, 15 fireplaces, a movie theater, wine cellar, nail salon and sauna, as well as a 5,000-square-foot sports facility with a boxing ring and pickleball court.
The $60.85-million sale actually came at a discount; the home originally hit the market with a gargantuan price tag of $135 million.
$55 million
Some scratched their heads when Mark Wahlberg unloaded his Beverly Park mega-mansion for $55 million in February. The movie star spent years designing the French-inspired palace, and he originally asked $87.5 million when he first listed it in 2022.
But Wahlberg was a motivated seller. He moved to Nevada last year, and by selling the home in February, he avoided Measure ULA, a transfer tax that took effect April 1 and would’ve charged a 5.5% tax on the sale. At $55 million, Wahlberg’s tax bill would’ve been more than $3 million.
The European-inspired showplace is truly one of a kind, featuring amenities such as a five-hole golf course, driving range, grotto-style swimming pool and skate park. Wahlberg, a native of Massachusetts, also added a Boston Celtics-themed basketball court during his stay.
$52.056 million
Malibu’s second entry on this list comes via attorney Stuart Liner and his wife, Stephanie Hershey Liner, who sold their beach house on Point Dume for just over $52 million.
The Liners have made a fortune flipping houses over the years, including doubling their money on a house they bought from actor Danny DeVito. They scored a hefty profit here as well; records show they paid $21.758 million for the oceanfront home in 2020 before extensively remodeling the place.
The 6,000-square-foot house comes with a swimming pool and tennis court. It sold to Tom van Loben Sels, a partner at Bay Area tax firm Apercen Partners.
$52 million
For years, Villa Firenze was a cautionary tale, an extravagant reminder that while fortunes can be won in Southern California’s lucrative real estate market, you have to be strategic in how you sell to truly cash in.
Hungarian billionaire Steven Udvar-Hazy was not. The airplane mogul built the Italian-inspired mansion in 1998 and listed it for $165 million in 2017, which at the time was one of the most ambitious asking prices in California history.
Clearly overpriced, the house sat on the market for years until it was auctioned off for $51 million in 2021 to biotech entrepreneur Roy Eddleman, who, for some reason, tried the same thing as Udvar-Hazy.
Eddleman quickly attempted to flip the house for a massive profit, putting it back onto the market for $120 million just a year after he bought it. Unsurprisingly, there were no takers, and he died before it sold.
His estate slashed the price on the luxurious villa, which features 40-foot palm trees, 20-foot ceilings and a two-story library complete with a secret passageway that leads to a bedroom and bar.
After a year of price cuts, it finally sold in February for $52 million, just $1 million more than Eddleman paid for it at auction two years prior.
Do you ever feel like you’re just living your life between your home and the office? Does it get crowded feeling like home is completely your responsibility, and the office is only for work? If so, you might need to find what is often referred to as a “third place.” A third place is somewhere that allows for freedom of expression and exploration without the constraints of either your home or work environment. In this post, we’re discussing the top 15 ways in which you can discover how to create long-lasting moments in this particular spot.
1. High-School Gym
One user shared, “My high-school gym was like a third place. I originally went there because I had nowhere to go for lunch and a break. Didn’t want to become a target for bullying by looking lonely. Made some friends in the gym and got pretty strong in the process. After school, I joined a gym, which was the opposite experience. There’s no sense of community. Awkwardness and silent judgment fill the air. It’s more like the atmosphere of waiting at a bus stop.”
Another user responded, “I don’t really know if the gym counts as a third place anymore. Everyone’s on their air pods and not wanting to bother others or talk.”
2. City-Organized Adult Sports
Community sports are a good option, if there’s a thriving community already in place in your area. Sure, it’ll take some work at first. It might take time for your fitness level to reach the average on the sports team or group you join, and it almost always takes a while to really hit it off with new friends. But once you’re invested, the payoff can be really worthwhile. Imagine if you could count on meeting friends at least once a week, maybe more, to have a good workout, good conversation, and maybe even hang out afterwards?
Another user shared, “Depends a bit on the size of town/city you live in. In my city, there’s a group of runners that do like a Saturday morning group/ open to anyone running. Everyone is pretty friendly. Folks gather and chat for 30 minutes before the run.
“We also have adult sports throughout the city, so stuff like softball, soccer, and basketball, where they’ll paste together a team from singles or place you on a team that’s one person short. I also once took a class at REI in bike maintenance and met a couple of nice folks. REI also organizes events that I think probably draw in folks looking for an interaction (day hikes, trail runs, kayak trips).”
3. Library
Admittedly, libraries are probably not top-of-mind for most of us. But all the same, libraries have a lot more classes than just toddler story time. There’s often classes for things like poetry, story-writing, computer programming, art, and more. And while your skill might eventually outgrow the free library class, you could come away with a new hobby and new friends!
One user shared, “Hit the library friend. There’s all sorts of programming, and it’s free!”
4. Something We Have to Create
One observation of third places is that sometimes, we just have to create them. But honestly, it could be anywhere. Maybe you like hiking at a local park, or there’s a quiet coffee shop near your home. Maybe you have the space to create a special nook in your home with a bookshelf and twinkle lights, or the ability to build a shed in the backyard you can develop into your own special space. Maybe it’s as simple as sitting in your car for half an hour after you get home and playing some quiet music while you read a book for a few minutes.
“I’m glad finally someone brought it up. It’s something we have to create, and it could be anywhere. I sometimes chill in my car with the radio playing softly. Normally I am alone, but once I had a friend join me, surprisingly they said it was enjoyable,” one commenter chimed in.
5. Bars
Once upon a time, a local bar or pub made for a great third space. In some places they still do, but you may need to do some hunting. Look for a coffee shop that’s open late and maybe serves wine and bear. Maybe there’s a small diner with options affordable enough that you can become a regular. Whatever it is, a bar, coffee shop or restaurant can make an excellent third space.
One user commented, “That’s what bars used to be for.”
Another Redditor replied, “Too expensive nowadays …”
6. Suburban Strip Malls
One online Redditor commented, “I’m 24, and I’m in the same boat. I live at home in the suburbs, so I typically go to suburban strip malls or the gym, but I also don’t have much to do otherwise (other than work and occasional chores).”
7. Paddleboard
“Do you have any state parks or trails nearby? Arboretum? Rock climbing gym? What about exploring an apparatus like the Lyra or silks? Jogging outdoors?
“Do you have any lakes nearby? Paddleboarding can be an excellent meditative core workout.”, one user suggested.
8. A Tree Fort
One Redditor posted, “Build a tree fort near your house.”
Honestly, tree houses would probably still appeal to a lot of us. But even if not, why not build one for your kids? They’d probably love it, and you can instill in them the ability to curate their own special area.
9. Meetup Dot Com
“meetup dot com … Search for your interests. Rock climbing, CrossFit, doggie playdates, adult sports leagues through the park district, fibre arts, ultimate, pottery, etc.,” one user suggested.
The OP replied, “I’ve tried that, but it always seems geared towards an older demographic.”
10. A Local Recreation Center
If everyone in gyms is getting to focused on getting through their own workout without talking to anyone, try a community center. They’re usually already full of people who are looking for friendships and teammates!
One Redditor posted, “Try your local recreation center. They have classes, sports event sign-ups, sometimes pools depending on area, other resources and group gatherings.”
11. Athletic Courts
One user said, “If you’re specifically looking for fitness and activity, I would check out nearby athletic courts or social media for exercise groups.”
12. Discord Servers
“It sounds like what you need to do is meet other people as opposed to finding a new space. Are there any local Discord servers for your area for young adults? I found this very helpful for meeting more people and keeping in touch,” one Redditor stated.
13. A Community Center
Another commenter asked, “Do you have a community center? Like a YMCA or a community fieldhouse? My local ones usually have adult sports/activities going on, like basketball training, judo, etc. You can also pay to go for the day and just do whatever you want, like at the fieldhouse, people are using the different fields for basketball, soccer, football, baseball, etc.”
14. Disc Golf Place
One Redditor posted, “Disc Golf! Easier than golf, cheaper than golf, more laid back than golf. If you enjoy IPAs, jam band music, weed and dogs, then that’s a bonus.”
Another user added, “Disk golf seems a pretty social outdoor activity. Adult league sports teams. Kickball, softball, things like that. You can get a part-time serving job, decent extra money and servers like to get together after work. Maybe a local game shop has picked up games for D&D or some other tabletop game. There are local meetup apps and groups on social media.”
15. A Dance Studio
“I take weekly classes at a dance studio with all the same students for a full school year. There’s a large adult dance class offered at this studio. Many other places might not have as many options, but it’s nice to get to know the same people over the course of several months,” commented one user.
Which one have you tried already and want to try next? Share your thoughts with us below!
Source: Reddit.
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