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MSR Monitoring, Marketing, Lead Conversion Tools; USMI on the FHA MIP Cut
Remember, not all math puns are terrible…just sum. Analyzing residential servicing is a combination of math and psychology. If you were an institution thinking of buying mortgage servicing rights (MSR), or a lender running the numbers on retaining servicing rather than selling it to an aggregator like AmeriHome or Penny Mac, you donât like hearing the saying, âMarry the house, date the rate.â Youâd prefer that the loan stay âon your booksâ well into the future because you want the monthly cash flow. In 2020 and 2021 origination income was dominant. But in 2022 servicing income won the day for those who owned it. What will happen to servicing in 2023? No one has a crystal ball, but if rates stay in the 5âs or 6âs, loans funded in 2020 and 2021 still stick. Prepayments have plummeted: no one wants to pay off their 2.875 percent loan. Of course, there are numerous parties slicing and dicing the numbers. For example, Black Knightâs MSR Index takes a sample current note rate production portfolio and tracks the MSR performance throughout the month by comparing the current value to the first day of the month value. (Todayâs podcast can be found here and this weekâs is sponsored by Agile, bringing the mortgage capital markets into a new digital era. From lenders to dealers, Agile is the new way to quote MBS. Listen to an interview with entrepreneur and author Alexandra Nolan on launching and growing a successful business.) Lender and Broker Services and Products
Quick Points: How to get up to 10% of your miles back when you redeem with Capital One
Executives warm to pet-friendly, post-pandemic work spaces
The remote work trend has caused a lot of people to become more attached to their pets as they spend more time with their furry companions. Now, some companies are trying to entice their staff back to the office by making accommodations for pet-friendly work spaces. A recent survey from Canfield Pet Hospital and OnePoll […]
The post Executives warm to pet-friendly, post-pandemic work spaces appeared first on RealtyBizNews: Real Estate Marketing & Beyond.
Gwen Stefani Lists Beverly Hills Estate for $35M; Itâs Just as Quirky and Colorful as Youâd Expect
Price tag: a hefty $35 million. The sprawling estate, set within a small guard-gated enclave in the famed 90210 zip code (despite a Studio City address), comes with a massive master suite with two large baths and walk-in closets, 6 more bedrooms and 10 bathrooms, plus a lovely guesthouse. Not to mention: a large pool, tennis court, professional gym, theater, stunning […]
The post Gwen Stefani Lists Beverly Hills Estate for $35M; Itâs Just as Quirky and Colorful as Youâd Expect appeared first on Fancy Pants Homes.
A White-Label Selling Suite Connecting Brokerages to New Buyers
[Note from editor: The âMastermind Showcaseâ highlights companies and news from members of the GEM. Todayâs showcase: zavvie.] Zavvie offers a software suite that connects agents and their clients with instant sale, bridge, and other selling solution providers. Its products help agents present estimates for all…
The post A White-Label Selling Suite Connecting Brokerages to New Buyers appeared first on GeekEstate Blog.
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BBMC Mortgage Rates Reviews: Today’s Best Analysis
BBMC Mortgage has worked alongside homebuyers across the country for just under ten years, yet in that short time, it’s earned a positive reputation as a national online lender. The company offers a standard selection of home loan products, including conventional fixed and adjustable-rate mortgages, along with government-backed programs like FHA, VA, and USDA. BBMC’s […]
The post BBMC Mortgage Rates Reviews: Today’s Best Analysis appeared first on Good Financial Cents®.
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Victorian Homes That Inspire Romance
These elegant homes will melt your heart with their bygone-era appeal.