Last week, on my review of Kristin Wong’s new book Get Money!, a reader named Luke left an interesting comment. Luke wondered:
One thing that I’ve taken to heart is debt reduction. In my case, student loans. I refinanced a while back to get a lower rate and have been paying almost triple the monthly minimum to accelerate payoff. The goal was to finish the loan payments a few months before we buy our first home (which we are currently in the middle of saving for our 20% down).
But I’ve encountered a sort of catch-22. As the individual loans get rolled off when they get paid, it’s been hurting my credit score because my average age of credit is dropping. (I’m 27 years old.) This is exactly what I don’t need before applying for a mortgage.
Itâs a common trope: going to college is expensive. Thereâs tuition, the overpriced cafeteria plan, and the cramped dorm room that costs more than your parentâs mortgage. College costs have outpaced inflation and wages for years, and the costs can be seen everywhere. Especially in textbook prices. According to data from the Bureau of Labor
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Making a vision board is one of the most powerful things you can do to manifest your dreams and goals. A vision…
Read More… 10 Essential Vision Board Supplies You Need for Making an [Epic] Vision Board
Jim, a 66-year-old investor and retired paramedic, knew he was paying something, but he just wasn’t sure what. So he sought to move to another financial advisor and get some answers. Why he never asked anyone in the first place is beyond me; frankly, it was beyond him, too. But finally it occurred to him […]
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Making a second income from home, sounds like a dream, right? Wouldn’t we all love to sit on our couch, binge-watching Netflix and put some more money in our pockets? Thanks to the internet, there are a couple of ways that you can earn a little extra spending money in your free time. If you’ve […]
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If youâve been thinking about moving your investments to a new broker, Ally Invest needs to be on your shortlist. Part of the Ally Bank family, itâs one of the top investment brokerages available, especially when you look at all the services they have for just about every area of your financial life. About Ally […]
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When it comes to buying insurance for your pet, there are several different companies to choose from. Embrace Pet Insurance is just one option to check out, although they are often considered one of the best pet insurance companies out there due to their affordable policies and dependable claims process. Embrace Pet Insurance offers policies […]
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One of the principal subsidiaries of KeyCorp, KeyBank was created in 1994 after KeyCorp of Albany, New York merged with Society Corporation of Cleveland, Ohio. In many respects, the bank is much older, with a history dating back almost two hundred years to the 1800s. KeyBank’s mortgage options include conventional fixed-rate and adjustable-rate mortgages, FHA, […]
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When I was a teenager studying journalism at Indiana University, I dreamed of mixing things up in the newsroom of a major publication. I imagined myself trading barbs with my co-workers, asking hard-hitting questions and standing up to the editor-in-chief if they tried to neuter my story. I was going to be a grizzled, street-smart
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