TransUnion
Tips for Maintaining a Good Credit Score
Learning how to achieve and maintain a good credit score is a crucial part of your financial health. Not only can it be a badge that says your financial life is in good shape, it can also help you access credit and get approved for loans and insurance at more competitive rates. Being approved for […]
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Guide to Canceling a Pending Transaction
If you spot a pending credit card transaction that isnât correct or isnât even yours, canceling it will likely be your top priority. And for good reason: Itâs often wise to act quickly when dealing with this kind of financial situation rather than waiting to see how things work out. You want to take action […]
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Does Adding Your Spouse to a Credit Card Affect Your Credit?
While credit scores and credit histories don’t merge when you get married, there are some scenarios when your spouse’s credit can impact yours, and vice versa. That said, you may wonder if your union spells good or bad news for your credit. Your three-digit credit score can be an important factor in borrowing money at […]
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Best Salary Negotiation Tactics and Strategies
Salary negotiation is something that everyone should learn. Increasing your income early in your professional life can help set you up for a more lucrative career, stable finances, and comfortable retirement. And every time you don’t ask for a higher salary or raise, you limit your potential earnings from that moment on. The fact is, […]
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Removal of Tax Liens and Judgments Might Boost Mortgage Approvals
Beginning July 1st, the credit reporting bureaus (Equifax, Experian, TransUnion) will begin wiping tax liens and judgments off of millions of credit reports in a bid to improve accuracy. The backstory is that a lot of errors were showing up on credit reports, hurting Americansâ credit scores and preventing them from getting financing, including mortgages… Read More »Removal of Tax Liens and Judgments Might Boost Mortgage Approvals
The post Removal of Tax Liens and Judgments Might Boost Mortgage Approvals appeared first on The Truth About Mortgage.
FHFA sets timeline for credit score and reporting changes
The Federal Housing Finance Agency has released milestone dates for a process that would update consumer credit measures used in mortgage underwriting, make the use of various sources more competitive and potentially extend lending to more borrowers. The process, which is set to start next year, will be inclusive of mortgage companies and others affected … [Read more…]
What Is the Best Age to Retire for Longevity and Health?
Most people would like to retire when they are still healthy and active but financially secure enough to continue an energetic lifestyle. The younger the better, for most of us. However, the best age to retire for longevity is different for everyone. It depends on many factors, such as your finances, your health, and what […]
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Fed delivers a 25 bps rate hike amid bank failuresÂ
The Fed has decided to forge ahead in its fight against inflation, despite several bank closures that have caused turbulence in the financial markets.