Whether you live in a studio apartment, duplex or loft, making the most of your space can feel daunting, particularly with all your varied activities. How do you create specific areas for working, crafting, reading, relaxing and entertaining while retaining a sense of peace, tranquility, design and order?
The answer is room dividers! From elegant curtains to vintage beads from the ’60s, there’s a perfect solution, no matter your decorating style. Did someone say modern farmhouse fan? Today’s country cottage room dividers and sliding barn doors create the perfect blend of ambiance and functionality.
Let’s get creative and explore the top 11 room divider ideas and determine which is right for your special place.
How can you use room dividers?
Room dividers offer a way to break up your space while adding to the décor. They’re used to increase privacy, creatively section off an area and even maximize storage. Some incorporate heavy materials, like doors and repurposed wood, while others use light, sheer materials. With some creative ingenuity, you can even use bookshelves, artwork and shutters.
Whether you want to separate space in your living room, bedroom or kids’ room, these room divider ideas will inspire you to act!
11 room divider ideas for inspiration
If you’re looking to create a space for your unique hobby, a private oasis or your ideal area for entertaining, these room dividers can take you there.
1. Oversized artwork for the creative
Do you enjoy wandering through museums or find yourself stopping to appreciate street art while your friends yawn or continue walking? If so, you may possess the creative gene, one who explores the world through the eyes of an artist.
An oversized piece of art suspended from the ceiling with hooks makes a modern prominent visual display that will appeal to the artist within while creating separation. Make sure to check with the property manager before hanging things from the ceiling.
2. Hanging beads or macramé for bohemian chic
Bohemian style revolves around the natural world while emphasizing an eclectic free spirit with bold colors, designs and textures. The boho culture came alive in the ’60s and ’70s in the U.S., as did beaded curtains and wall hangings. Today, the possibilities are nearly limitless, from bamboo beads to crystals and carved wood.
If you appreciate the style but are unsure about hanging beads, hanging macramé offers another unique divider. Macramé uses different knotting techniques to create a textile and is very boho chic.
3. Repurposed barn doors for modern farmhouse flair
Nothing shouts modern farmhouse flair more than a repurposed barn door on sliders. You can keep the costs way down by finding an old barn door, cleaning it up and using one of the many hardware kits designed for this popular room divider.
If you like the rustic look, consider recycled wooden pallets put together with hinges. Attach paintings or photographs to make it uniquely yours.
4. Hanging curtains to create an elegant oasis
Draperies pulled back with elegant ties create a certain mystique. What lies beyond the veil? Consider a sheer weave underneath a solid fabric for extra elegance. Suspend a curtain rod from the ceiling and use hooks or rings to attach the material.
You can instantly create a little reading nook, corner office or dressing room by using a curved shower rod in the corner of a room. For a more modern design, trade in the curtains for ceiling-mounted shades. Shades offer sheer opacity that lets in filtered light or opaque fabrics for total privacy.
5. Open shelving units or bookcases for double duty
Do you seek out used bookstores or feel a smile spread across your face when you walk into a library? Then, imagine a divider filled with books, knickknacks and plants. Bookcases break up a room while adding additional storage. A win-win!
Shelving units are also great if you have kids sharing a bedroom. It creates a sense of privacy that children appreciate and offers storage for toys, books and art supplies. You can configure floor-to-ceiling pole shelving in numerous ways, and it doesn’t require a supporting wall. You can even add a built-in desk to one side of the shelving unit.
6. Plants for healthier air and an influx of nature
From hanging plants to palms, these beautiful room dividers offer a lush backdrop, life and a dose of oxygen. They may also provide a sense of calm. A systematic review in the International Journal of Environmental Research and Public Health found that indoor plants may lower blood pressure, reduce stress and improve academic or career achievement.
Consider tall plants that grow well in medium light, like dracaenas, snake plants, peace lilies and palms.
7. Repurposed large clothing racks for the environmentally conscious
Repurposing and reuse are on the rise as newer generations instill a more sustainable and eco-friendly mindset. With that in mind, what could be better than transforming a clothing rack into a room divider?
Consider hanging indoor plants on it for an open feeling. You can even interlace string that hanging plants and vines attach to, creating a wall of green. Hanging curtains or tapestries offer more privacy and a burst of color, texture or an intriguing design.
8. Bifold doors for flexibility and creativity
Bifold doors fold in and out, making them perfect for a room divider. You can even repurpose bifold closet doors using three or four panels and some hinges. Finish with woodland blue chalk paint for a weathered look.
Another ingenious use of bifold doors is painting them with chalkboard paint. Now, you have a blank canvas to create your own designs or favorite sayings. It’s also a great solution for kids drawn to the blank slates walls provide.
For those who appreciate fairy lights and a touch of whimsy, consider placing branches into panel-sized frames and stringing them with twinkle lights.
9. Folding screens for the impromptu interior designer
Do you find yourself rearranging furniture at a moment’s notice and switching artwork on a whim? You may possess an interior decorator who loves to break free in spontaneous bursts of passionate design. What could be easier to incorporate into your latest decor than folding screens on casters? These movable room dividers let you open and close them effortlessly and redecorate whenever the urge strikes.
You can also use folding dividers that rest on the floor. If you lean toward Asian-inspired design, traditional Japanese folding shoji screens are made of rice paper and wood-framed panels.
10. Reclaimed or salvaged shutters for a vintage look
Reclaimed shutters hinged together offer an ideal divider. Various kinds of wood, such as alder, cedar or basswood, create different aesthetics. Keep the slats open to let in the natural light and closed for complete privacy.
11. Linen fabric for simplicity
The minimalist design aligns with the power of simplicity. And there’s nothing much simpler than suspending sheer linen fabric. You can keep the material straight and neatly aligned by creating a hem on the top and bottom and inserting rods before hanging it from the ceiling.
Consider a natural color if sticking to a minimalist or biophilic design. Otherwise, a pop of color can bring a whole room together.
Choosing your room divider
As William Morris, a well-known 19th-century designer and artist, said, “Have nothing in your houses that you do not know to be useful or believe to be beautiful. ” When selecting a room divider, consider how you’ll use it and the design you’re going for.
If you’re wearing a smile after making your selection, chances are good you’ve found the perfect match. The same goes for the right apartment. Find it now.
A short ladder attack is a supposed trading condition in which hedge fund sellers come together to drive down a stock price that is already undergoing bearish pressure. Retail investors are often seen as the victims in this situation.
While not a purely defined strategy, some individual investors believe that these efforts work to the detriment of smaller traders. The theory is that as an asset’s price moves lower it prompts other investors to dump shares, leading to prices spiraling even lower.
How Does a Short Ladder Attack Work?
The short ladder attack strategy became notorious during the meme stock craze of early 2021 when shares of companies like GameStop (GME) and AMC Entertainment (AMC) experienced intense volatility and massive short squeezes. It was alleged that large investors responded with short ladder attacks to drive prices back down.
In 2022, there was even some chatter that various cryptocurrencies were targeted for the same bearish strategy.
A short ladder attack begins when an institution builds a large short position in a security. Being short involves buying shares, then immediately lending them out with the goal of re-acquiring them at a lower price. As the asset drops in value, the short seller profits.
The maximum profit on a short play is when the asset drops to $0, perhaps when bankruptcy is made official by the targeted company. A short ladder attack is meant to give the impression that shares of a stock (or any asset) are not worth what bullish investors believe, thus inducing other traders to dump shares or simply discourage others from buying.
Are Short Ladder Attacks Legal?
Short ladder attacks are usually legal trading tactics, but when market manipulation laws are breached, it becomes a serious crime. It is important to recognize that short selling volatile assets is an age-old Wall Street practice.
In general, there is nothing nefarious about shorting a stock. In fact, according to the U.S. Securities and Exchange Commission (SEC), short sellers add liquidity to the market. More liquidity can reduce trading costs for other market participants.
During bear markets, however, short sellers often come under scrutiny from both regulators and the investing public for their perceived efforts to bring down key stocks and the broader market.
In extraordinary situations, shorting stocks is sometimes ruled illegal — at least temporarily. Regulators will occasionally ban selling groups of assets short with the goal of stabilizing financial markets during periods of turmoil, such as during the Great Depression and the financial crisis of 2008-09. Beyond those instances, short selling is not illegal.
Short ladder attacks are infamous in the sense that traders engaging in such a strategy seek to drive asset prices lower. The tactic is not illegal, however. At times, though, there can be illegal attempts to take a stock price down.
Where is the line drawn? It’s when a trader manipulates the laws using malicious activities like lying about a company, bribing others to not buy shares of the targeted firm, or the practice of spoofing.
Example of a Short Ladder Attack
Short ladder attacks are not something traders see every day. In fact, they can be hard to spot. It’s not a truly defined term, rather it is a loose theory.
Still, market analysts and traders can suspect a certain stock is under this “attack.” Potential examples include popular Wallstreetbets meme stocks from early- to mid-2021: GameStop (GME), AMC Entertainment (AMC), and Bed Bath & Beyond (BBBY).
When shares of those companies began to falter during the first quarter of 2021, after their meteoric rise in the preceding weeks, conspiracies began to arise within internet chat rooms. Retail investors, who had lost money by being long those shares, claimed they were victims of unscrupulous trading strategies employed by large funds by way of short ladder attacks. It was thought that hedge funds came together to enter low bids that drove those securities lower.
Ask a short seller, and they might tell you that this strategy does not exist. After all, conspiracies to drive down a share price could venture into the market manipulation area, which would be against financial market rules.
💡 Quick Tip: Did you know that opening a brokerage account typically doesn’t come with any setup costs? Often, the only requirement to open a brokerage account — aside from providing personal details — is making an initial deposit.
How Can You Identify a Short Ladder Attack?
Even as big-time traders dismiss the practice, short ladder attacks are thought by some retail traders to be a normal practice. Spotting these maneuvers is no easy task since selling pressure can come from a host of market participants for a variety of reasons.
Perhaps there is bad news about a company that might fundamentally bring about the bears (who have no ill intent). Maybe a stock drops below a key technical level, leading to further selling. Moreover, it could be that major company insiders are dumping shares simply to raise cash for personal reasons. All these scenarios can give the impression of a short ladder attack.
You still might wonder, “what is a short ladder attack?” in real life. Some possible hallmarks could be high volume on downward price moves. Also, be on the lookout for brief squeezes in which short sellers are forced to engage in covering — when bears quickly buy back stock they are short to avoid steep losses. Also, stocks with high short interest could be targets of a short ladder attack. Basically, whenever floods of offers hit a stock for no apparent reason, that could be a short ladder attack signature.
You might recall the mother of all short squeezes (colloquially named MOASS) term. It’s when a flood of buyers bid up shares that were being shorted by other investors. GameStop’s example was one to behold in that the price jumped hundreds of percent over the course of a few days.
Short Ladder Attacks and Wallstreetbets
According to those on Wallstreetbets, short ladder attacks exist to work against individual investors. By flooding the market with offers, the supply/demand balance tips greatly in favor of the bears. Posts on Wallstreetbets attempted to call out the practice, but little (if any) regulatory action has been taken.
This abusive ploy is alleged to be executed by a consortium of hedge funds, prime brokers, and even potentially regulators and clearinghouses. Target stocks are determined and prioritized, almost like a hit list. After driving shares lower, the short sellers avoid capital gains tax since they never have to cover their shares.
The Takeaway
Short ladder attacks are alleged bearish trading activities performed by large institutional traders that work against retail traders who are long a stock.
While the practice is not illegal on its own, crossing the line into market manipulation will catch the eye of regulators. Many large hedge fund managers claim to be unaware of such a practice. Additionally, research firm Muddy Waters is highly skeptical that short ladder attacks truly exist. Still, retail traders on internet stock trading forums claim they were victimized by short ladder attacks.
Qualified investors who are ready to try their hand at options trading, despite the risks involved, might consider checking out SoFi’s options trading platform. The platform’s user-friendly design allows investors to trade through the mobile app or web platform, and get important metrics like breakeven percentage, maximum profit/loss, and more with the click of a button.
Plus, SoFi offers educational resources — including a step-by-step in-app guide — to help you learn more about options trading. Trading options involves high-risk strategies, and should be undertaken by experienced investors.
With SoFi, user-friendly options trading is finally here.
Photo credit: iStock/seb_ra
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Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire amount invested in a short period of time. Before an investor begins trading options they should familiarize themselves with the Characteristics and Risks of Standardized Options . Tax considerations with options transactions are unique, investors should consult with their tax advisor to understand the impact to their taxes. Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
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Updated: August 15, 2023
5 Min Read
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GoodFinancialCents® partners with outside experts to ensure we are providing accurate financial content.
These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times.
Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism.
Our expert reviewers hold advanced degrees and certifications and have years of experience with personal finances, retirement planning and investments.
About the Author
Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion – educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.
Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University – Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® – Accredited Asset Management Specialist – and CRPC® – Chartered Retirement Planning Counselor.
While a practicing financial advisor, Jeff was named to Investopedia’s distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC’s Digital Advisory Council.
Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.
San Francisco-based fintech Polly has hired Parvesh Sahi, a former executive from ICE Mortgage Technology, as chief revenue officer to scale the business in a highly competitive mortgage environment.
Sahi will be involved in all aspects of the corporate strategy, business development, sales and account management, the firm said Thursday. Sahi brings to the role more than 10 years across multiple executive positions in sales, strategy, client management and business development teams at companies including ICE Mortgage Technology and Ellie Mae.
In his management roles, Sahi helped to identify and execute on multiple key acquisitions and remained committed to driving mortgage innovation, a responsibility that will continue at Polly, the firm said.
“I have no doubt that he will be instrumental in institutionalizing and scaling key areas of our business,” Adam Carmel, founder and CEO of Polly, said in a statement.
Prior to joining Polly, Sahi spent 11 years in executive roles at ICE Mortgage Technology, where he led sales, strategy, client management, and business development teams across the Ellie Mae, MERS, and Simplifile brands. Ellie Mae was acquired by Intercontinental Exchange (ICE) in September 2020.
“One of the many things that attracted me to Polly is the company’s genuine commitment to product execution and delivering on client expectations to meet the evolving needs of lenders, and the industry as a whole,” said Sahi.
Polly, a software-as-service mortgage technology firm that operates a product and pricing engine (PPE) and loan-trading exchange, initially launched in 2019. Since then, the California fintech raised about $57 million in three rounds of funding.
In January 2022, the firm raised $37 million in Series B funding, led by venture capital firm Menlo Ventures. Movement Mortgage, First American Financial and FinVC also joined existing investors 8VC, Khosla Ventures and Fifth Wall.
The SaaS firm teamed up with mortgage insurance providers, including Arch MI, Enact and National MI, to streamline the mortgage process of calculating, quoting and comparing mortgage insurance offerings.
In its latest move to drum up business for lenders, Polly and Mortgage Coach teamed up on a new application programming interface (API) last year. The new API integration feeds real-time data from Polly’s cloud-based PPE into Mortgage Coach’s total cost analysis (TCA) presentation.
This, in turn, will enable borrowers to view accurate, side-by-side home loan comparisons, Mortgage Coach and Sales Boomerang had said in November.
Zillow is getting into the mortgage game as it bids to own more of the home buying process. The company has just acquired Mortgage Lenders of America to fuel its new bid, it said in an announcement timed to coincide with its second-quarter earnings report.
The company reported total revenue of $325.2 million for the second quarter, up 22 percent compared to one year ago. Profits came in at 13 cents per share, excluding certain costs, above Wall Street’s estimates of profits of 10 cents a share.
Mortgage Lenders of America is a national brokerage headquartered in Overland Park, Kansas. With the acquisition, Mortgage Lenders’ 300-odd employees will now become a part of the Zillow Group.
Terms of the acquisition were not disclosed.
Zillows move into mortgage lending doesn’t come as a surprise, as the company recently kicked off a new line of business this year that involves buying up homes, doing them up and selling them on. Zillow’s Instant Offers service was first made available in Phoenix, Arizona, and has already been expanded to Las Vegas and Atlanta since then. Now, by acquiring a lender, Zillow can serve its customers during more steps of the home buying process.
“We’re taking our huge advantages, which are our audience and our brand and our resources, and expanding into other business vertically,” Zillow CEO Spencer Rascoff said on the company’s second-quarter earnings call.
Zillow’s audience is certainly big enough, as it reported 186 average monthly users during its most recent quarter, up 4 percent year-over-year. This figure includes all of Zillow’s brands, including Trulia, RealEstate.com and StreetEasy.
“This quarter also marked a major milestone in Zillow Group’s history, as we launched our Homes business and began buying houses directly from homeowners in two cities through Zillow Offers,” Rascoff said in a statement. “At this exciting time in the real estate industry, Zillow Group is committed to developing innovative technology and services, like Zillow Offers and, with today’s announcement, potential for mortgage originations, that help our partners meet evolving consumer expectations, while generating more revenue opportunities.”
Mike Wheatley is the senior editor at Realty Biz News. Got a real estate related news article you wish to share, contact Mike at [email protected].
At what point after graduating college do we let go of collapsible dinner tables and high-end knock-offs? For interior designer Charlie Ferrer, the answer is ASAP. The Chelsea-based creative founded his own interior design studio and gallery in 2012, offering a plethora of furniture, lighting, and art by both notable and emerging designers. The joint practice has been the go-to agency for fellow creatives and private collectors who appreciate his eclectic eye. Here, Ferrer discusses his personal favorite artists, the importance of supporting smaller talent, and the secret to putting together a tasteful interior.
CULTURED: What do you think makes the New York art scene distinct?
Charlie Ferrer: The density of resources. New York has the highest concentration of galleries, dealers, institutions, working artists, curators, advisors, conservators, and, not least, collectors. This proximity of people and talent, money and ideas, breeds a highly productive atmosphere.
CULTURED: You’ve been billed as a “millennial designer.” What do you think this generation is doing right and wrong in their homes?
Ferrer: There are plenty of young collectors participating in the art and design markets at advanced levels, and that’s great. I wish for more participation at the emerging level. There is a vast world of young people making art. Where are their collector counterparts? I would love to see the coalescence of a larger community of “emerging collectors,” a group that supports their artist contemporaries, choosing art and design purchases as frequently as other discretionary categories like fashion and travel. The spend can be modest—it’s less about money and more about curiosity, education, a shift in focus. I rarely walk into the home of a 30-year-old or even a 38-year-old to find a handful of thoughtfully collected pictures or objects. I find this reality disappointing.
This same wish extends to interiors and collectible design. Millennials tend to consume commodified retail products. Why choose formless sectionals, poorly knocked-off Scandinavian design and Pierre Jeanneret reproductions when there are so many opportunities for an individualized expression of taste? Historical design and specialty goods for the home are more accessible now than ever.
CULTURED: How does a client’s art collection impact your vision for their interiors? How did you build your space around your own?
Ferrer: I am selling collected environments. When a client comes to me with an existing collection of art and/or design, we make space for it. I prefer that every room I touch contains art and objects, but I do not necessarily design rooms for art or the inverse—select art for specific rooms. I suppose large-scale works are one exception. If a work requires a massive wall, a special path of access into the space, etc, we plan for that early on in our process.
Philosophically, I believe in collecting for the sake of a collection and creating interiors that support and dialogue with that collection. I build spaces through an iterative process of layering in which every object is something of meaning on its own. As a project evolves, an assemblage of cool things grows. The vision for the project as a whole eventually takes form. The sum of its parts feels eclectic and organically collected because it is. The best projects are never really finished, they keep evolving, even if just in small ways.
When it comes time to install art, I do like to hang densely, often asymmetrically and sometimes unconventionally, so long as the client is on board.
David Morehouse worked at the Hammer during our years there. Through David, I enjoyed a lot of exposure to artists and collectors and dealers—artists like Mark Bradford, Mark Hagen, Elliott Hundley; collectors Eugenio López, Beth Rudin DeWoody, Bill Bell, Alan Hergott and Curt Shepard; dealers Shaun Regen, Hannah Hoffman, Nino Mier, David Kordansky. The art world in LA 10 plus years ago felt like a small club. That period in my life was vastly eye-opening. It clued me into a world I did not know. Though I had a gallery for a year where we showed furniture and art (featured in CULTURED‘s Spring 2013 issue), I don’t think I actually acquired any art for myself until I left for New York.
CULTURED: What is the first piece you ever bought?
Ferrer: An abstract painting by Shinpei Kageshima from Take Ninagawa at NADA, Miami Basel in 2011. That was an exciting moment for me—being at a busy fair, finding a work by a young artist that spoke to me, shown by a dealer who had come from so far away, offered at a price I could conceivably afford.
CULTURED: Which work provokes the most conversation from visitors?
Ferrer: A mixed media piece composed of used socks, silicon, and pigment on canvas called A Rag of Sorts by Jesse James Thompson. It is appealingly tactile and fetishistic. The colors are beautiful and so is the bronze frame I had made for it. I bought the work out of a group show of MFA candidates put on by Edsel Williams at The Fireplace Project in East Hampton.
CULTURED: Which artist are you currently most excited about and why?
Ferrer: Kevin Beasley, in particular his figurative sculptures, for their rich materiality and the palpable emotion they embody for me. Pretty much anything is shown by Gordon Veneklasen at Michael Werner. The quality of their program is impeccable. On the design side, I am impressed by what Alex May is doing with SIZED out of Los Angeles. The shows are broad and ambitious. They inspire me.
CULTURED: What was the most challenging piece in your personal collection to acquire?
Ferrer: For lovers, maybe, but for art I’m not one to play the hard-to-get game. I just don’t have the bandwidth to get involved at that level personally. I suppose for me the toughest acquisition was my César sculpture because it was a matter of finding the funds when I found the piece. Sometimes, I stretch my limits to get a work I know I want. There is a distinctive gut feeling, a reflex. I imagine others can relate… The timing was right enough for the César. Thankfully, the gallery was patient, and it worked out. I am very fond of that piece.
CULTURED: Is there one piece that got away, or that you still think about?
Ferrer: One of Christopher Wilmarth’s ethereal glasswork sculptures at Craig Starr Gallery. Craig put on a show in 2020 that I continue to daydream about.
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Whether you’re in the heart of Orlando, Florida, or the sprawling landscape of Oklahoma City, the dream of renovating or updating your property is nearly universal. And a project like building a detached garage combines practicality with creativity, providing space for your vehicles, storage, and hobbies. However, beginning this project requires careful planning and execution to ensure that your detached garage not only meets your needs but also adheres to local regulations and stands the test of time.
In this Redfin article, we’ll take you through each step of the process and what to expect, from researching and planning to adding the finishing touches. Whether you’re aiming for a small workshop or a spacious multi-bay garage, this guide will serve as your roadmap to success.
1. Research and planning
Local building codes and zoning regulations: Research your local municipality’s building codes and zoning regulations. These guidelines will dictate aspects such as setback requirements (how far the garage must be from property lines), maximum height, size restrictions, and any necessary permits. For example, some areas might require a minimum distance of five feet from property lines.
Permits: Obtain the necessary permits before beginning construction. Common permits might include building permits, zoning permits, and possibly environmental permits if your area has specific regulations regarding construction on the land.
Design considerations: Think about the purpose of your garage. Will it simply be for parking vehicles, or will you need additional space for storage, a workshop, or other uses? Consider the number of bays, ceiling height, and any unique features you’d like to incorporate.
2. Design and budget
Layout and dimensions: Sketch out the layout of your garage, including the placement of doors, windows, and potential interior walls. Decide on the dimensions based on the space available and your needs. For example, a two-car garage typically measures around 20 feet by 20 feet, but you might need more space if you plan to include a workspace.
Roofing and siding choices: Choose roofing materials and siding options that complement your home’s design and suit your climate. Asphalt shingles, metal roofing, and cedar shakes are some common roofing choices, while options for siding include vinyl, wood, and fiber cement.
Cost estimates: Research the cost of construction materials, labor, permits, and other potential expenses. Obtain quotes from contractors for the work if you plan to hire professionals. Be prepared for unexpected costs that might arise during construction.
3. Site preparation
Choosing the location: Select a location on your property that is both practical and adheres to local regulations. Consider factors such as ease of access, distance from the main house, and terrain. For example, if your property has a slope, you might need to consider leveling the area before construction.
Clearing the area: Remove any vegetation, debris, or obstacles from the chosen construction site. This might involve clearing shrubs, trees, rocks, or other objects that could impede construction equipment or foundation work.
Excavation and grading: If your chosen site isn’t level, you’ll need to excavate and grade the area to create a flat and stable foundation. This might involve moving soil, adding fill dirt, and compacting the ground to ensure a solid base for construction.
Utilities and drainage: Check the location of underground utilities (water, gas, electrical lines) before digging. Ensure proper drainage by grading the area away from the garage site to prevent water accumulation around the structure.
4. Foundation and footings
Foundation Type: Choose the appropriate foundation type based on your garage’s design, local climate, and soil conditions. Common options include:
Slab-on-grade: A concrete slab poured directly on the ground surface. It’s cost-effective but lacks a crawl space or basement.
Crawl space: Elevating the garage slightly with a crawl space underneath for ventilation and access to utilities.
Full basement: Providing additional space and potential for utilities but is more complex and expensive.
Excavation and footings: Excavate the area according to the foundation type chosen. Pour concrete footings that will support the weight of the garage walls and distribute it evenly across the ground.
Concrete slab: If opting for a slab foundation, pour and finish the concrete to create a level surface. Ensure proper curing to prevent cracking.
5. Framing and structural work
Wall framing: Use the appropriate framing materials (wood or steel) to build the garage’s walls. Follow building codes and engineering specifications to ensure structural integrity. Place framing members at the correct intervals to provide stability and support.
Roof trusses or rafters: Depending on your design, install roof trusses or rafters to form the roof’s framework. These components should be accurately positioned and securely fastened.
Sheathing: Apply sheathing (plywood or OSB panels) to the exterior walls and roof to create a solid surface for siding and roofing materials. This also contributes to structural stability.
Bracing and reinforcements: Install diagonal bracing and reinforcements as needed to prevent sway or structural weaknesses. This is particularly important in areas prone to high winds or seismic activity.
6. Roofing and siding
Roofing material: Install the chosen roofing material, considering factors such as durability, aesthetics, and weather resistance. Common options include asphalt shingles, metal panels, clay tiles, or wooden shingles.
Weatherproofing: Ensure that the roofing material is properly installed, and all seams and edges are sealed to prevent leaks. Install appropriate underlayment, flashings, and ventilation to promote moisture control and prevent condensation buildup.
Siding installation: Apply the selected siding material to the exterior walls. Follow manufacturer instructions for installation and maintain proper clearances to avoid moisture-related issues. Different materials may require specific installation techniques, such as nailing patterns and overlapping.
Insulation: While not part of the traditional roofing and siding process, this is a good time to consider adding insulation to the walls and roof if it wasn’t addressed during framing. Proper insulation helps regulate temperature and improve energy efficiency.
By carefully executing these steps, you’ll create the foundational structure of your detached garage and establish the exterior shell. These steps are crucial for ensuring the stability, weather resistance, and overall functionality of your garage.
7. Electrical and plumbing
Electrical planning: Determine the garage’s electrical needs based on its intended use. Plan the placement of outlets, switches, and lighting fixtures. Decide if you’ll need dedicated circuits for power tools or other equipment.
Wiring installation: Install electrical wiring according to local electrical codes. This involves running wires through walls and ceilings, connecting them to outlets and switches, and ensuring proper grounding. Hiring a licensed electrician is recommended for safety and compliance.
Electrical fixtures: Install light fixtures, outlets, and switches as per your electrical plan. Consider energy-efficient lighting options for both interior and exterior spaces.
Plumbing (if applicable): If your garage requires plumbing for a sink, bathroom, or other utilities, this is the stage to install the necessary plumbing lines, fixtures, and drainage systems.
8. Doors and windows
Garage doors: Install the garage doors based on your design. Choose from single or double doors, sectional doors, or roll-up doors. Ensure proper installation and mechanisms for smooth operation.
Windows: Install windows to allow natural light into the garage. Choose window sizes and placements that enhance both aesthetics and functionality. Properly seal and weatherproof around windows to prevent leaks.
9. Interior finishing
Insulation (if not done earlier): If insulation wasn’t installed during framing, add it now. Proper insulation helps maintain a comfortable interior temperature and reduces noise transfer.
Drywall or paneling: Cover interior walls and ceilings with drywall or paneling, depending on your design preference. Proper installation and finishing techniques are crucial for a polished appearance.
Painting and finishing: Paint the interior surfaces to enhance the space’s aesthetics. Choose paint colors that complement the overall design and lighting of the garage.
Flooring: Choose and install the appropriate flooring material for your garage. Options include concrete, epoxy coatings, rubber mats, or even tiles. Consider durability and maintenance when making your choice.
10. Final inspections and touch-ups
Inspections: Schedule final inspections with local authorities to ensure that your garage complies with building codes and regulations. This may include structural, electrical, plumbing, and fire safety inspections.
Addressing inspection feedback: If inspectors identify any issues during the final inspection, address them promptly to ensure compliance. This might involve making corrections, adjustments, or improvements.
Landscaping and exterior: Complete any exterior work, such as landscaping, driveway installation, and exterior lighting. This enhances the overall look of your property and provides a welcoming environment.
Final touch-ups: Take care of any remaining cosmetic touch-ups, such as paint touch-ups, caulking, and garage cleaning. This ensures that your detached garage is ready for use and visually appealing.
By following these final steps, you’ll complete the construction of your detached garage and transform it from a construction site into a functional and aesthetically pleasing addition to your property.
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GoodFinancialCents® partners with outside experts to ensure we are providing accurate financial content.
These reviewers are industry leaders and professional writers who regularly contribute to reputable publications such as the Wall Street Journal and The New York Times.
Our expert reviewers review our articles and recommend changes to ensure we are upholding our high standards for accuracy and professionalism.
Our expert reviewers hold advanced degrees and certifications and have years of experience with personal finances, retirement planning and investments.
When I became an accredited investor, I found myself among an elite group with the financial means and regulatory clearance to access investments that many couldn’t. This opened doors to exclusive realms like hedge funds, venture capital firms, specific investment funds, private equity funds, and more.
Even though I had this “exclusive access” it took me awhile to start investing in alternative asset classes.
The Securities and Exchange Commission states that as an accredited investor, I possess a level of sophistication that equips me to craft a riskier investment portfolio than a non-accredited investor. While this might not be universally true for everyone, in my case, I had demonstrated the financial resilience to bear more risk (see barbell investing), especially if my investments took an unforeseen downturn.
One of the intriguing aspects I discovered was that investment opportunities for accredited investors aren’t mandated to register with financial authorities. This means they often come with fewer disclosures and might not be as transparent as the registered securities available to the general public.
The underlying belief is that my status as a sophisticated investor implies a deeper understanding of financial risks, a need for less disclosure on unregistered securities, and a conviction that these exclusive investment opportunities are apt for my funds.
On a personal note, as a practicing CFP®, I hadn’t always worked with accredited investors. Early in my career, I didn’t quite grasp the allure. But as time went on, I began to see the broader spectrum of investment options available to accredited investors.
As I learned more the clearer it became why this realm was so sought after. The variety and potential of these exclusive opportunities were truly eye-opening, reshaping my perspective on the world of investing.
Introduction to Accredited Investors
An accredited investor is an individual or a business entity that is allowed to trade securities that may not be registered with financial authorities. They are entitled to this privileged access because they satisfy one or more requirements regarding income, net worth, asset size, governance status, or professional experience.
The concept of an accredited investor originated from the idea that individuals or entities with a higher financial acumen or more resources are better equipped to understand and bear the risks of certain investment opportunities.
Historically, the distinction between accredited and non-accredited investors was established to protect less experienced investors from potentially risky or less transparent investment opportunities.
Regulatory bodies, such as the U.S. Securities and Exchange Commission (SEC), have set criteria to determine who qualifies as an accredited investor, ensuring that they have the financial stability and sophistication to engage in more complex investment ventures.
Criteria for Becoming an Accredited Investor
To be classified as an accredited investor, one must meet specific criteria set by regulatory bodies:
Criteria
Description
Income Requirements
An individual must have had an annual income exceeding $200,000 (or $300,000 for joint income with a spouse) for the last two years, with the expectation of earning the same or a higher income in the current year.
Net Worth Requirements
An individual or a couple’s combined net worth must exceed $1 million, excluding the value of their primary residence.
Professional Credentials
Recent updates have expanded the definition to include individuals with certain professional certifications, designations, or other credentials recognized by the SEC. Examples include Series 7, Series 65, and Series 82 licenses.
Business Entities
Entities, such as trusts or organizations, with assets exceeding $5 million can qualify. Additionally, entities in which all equity owners are accredited investors may also be considered accredited.
Best Investment Opportunities for Accredited Investors
Here’s a rundown of some of the top investment for accredited investors…
1. Fundrise
Minimum Investment: $500
Best for: Newbie Investors
Fundrise has revolutionized the real estate investment landscape. By democratizing access to real estate portfolios, it allows individuals to invest without the complexities of property management or the need for vast capital. The platform’s innovative approach provides exposure to a traditionally lucrative, yet often inaccessible, sector of the market
Through Fundrise, investors can access a diversified range of properties, from commercial ventures to residential units. The platform’s expert team curates these portfolios, ensuring a balance of risk and reward. With its user-friendly interface and transparent reporting, Fundrise has become a top choice for many venturing into real estate investments.
How it Works: Investors start by choosing a suitable investment plan on Fundrise. Once invested, the platform pools the funds with other investors and allocates them across various real estate projects. As these properties generate rental income or appreciate in value, investors receive returns in the form of dividends or appreciation.
Pros:
Diversified real estate portfolios.
User-friendly platform with transparent reporting.
Cons:
Limited liquidity compared to public markets.
Returns are dependent on real estate market performance.
2. Equitybee
Minimum Investment: $10,000
Best for: Experienced Investors
Equitybee offers a unique platform that bridges the gap between private companies on the cusp of going public and potential investors. This innovative approach provides a golden opportunity for investors to tap into the potential of startups and other private firms before they make their public debut.
The platform’s primary focus is on employee stock options. By allowing investors to invest in these options, they can potentially benefit from their appreciation as the company grows. With a vast array of companies, from emerging startups to established giants, Equitybee presents a diverse range of investment opportunities.
How it Works: Investors browse available stock options from various companies on Equitybee. Once they choose an option, they invest their funds, which are then used to purchase the stock options from the employees. If the company goes public or gets acquired, the investor stands to gain from the increased value of these stocks.
Pros:
Access to pre-IPO companies.
Diverse range of startups and established firms.
Cons:
Platform fee of 5%.
Potential risks associated with private market investments.
3. Percent
Minimum Investment: $500
Best for: Novice Investors
Percent stands as a beacon in the vast sea of the private credit market, illuminating a sector often overshadowed by traditional investments. This burgeoning market, valued at over $7 trillion, consists of companies borrowing from non-bank lenders. Percent offers a unique vantage point into this market, allowing investors to diversify their portfolios beyond typical stocks and bonds.
The allure of Percent lies in its ability to offer shorter terms and higher yields, combined with investments that are largely uncorrelated with public markets. This makes it an attractive proposition for those looking to step away from the volatility of traditional markets.
How it Works: Upon joining Percent, investors are presented with a plethora of private credit opportunities. After selecting an investment, funds are pooled with other investors and lent out to companies seeking credit. As these companies repay their loans, investors earn interest, providing a steady income stream.
Pros:
Access to the burgeoning private credit market.
Potential for higher yields.
Cons:
Requires understanding of private credit dynamics.
Less liquidity compared to public markets.
4. Masterworks
Minimum Investment: $10,000
Best for: Novice Investors
Masterworks paints a vivid picture of art investment, blending the worlds of finance and fine art. Traditionally, investing in art was a luxury reserved for the elite. However, Masterworks has democratized this, allowing individuals to buy shares in artworks from world-renowned artists.
The platform’s strength lies in its expertise. From authentication to storage, every facet of art investment is handled meticulously. This ensures that investors can appreciate both the beauty of their investments and the potential financial returns.
How it Works: After registering on Masterworks, investors can browse a curated selection of artworks. They can then purchase shares, representing a fraction of the artwork’s value. Masterworks takes care of storage, insurance, and eventual sale. When the artwork is sold, investors share the profits based on their ownership.
Pros:
Opportunity to diversify with fine art.
Managed by art experts.
Cons:
Art market can be unpredictable.
Long-term investment horizon.
5. Yieldstreet
Minimum Investment: $15,000
Best for: Advanced Investors
Yieldstreet stands at the intersection of innovation and alternative investments. It offers a smorgasbord of unique investment opportunities, ranging from art to marine finance. For those looking to venture beyond the beaten path of traditional stocks and bonds, Yieldstreet presents a tantalizing array of options.
The platform’s allure lies in its curated selection of alternative investments, each vetted by experts. This ensures that while investors are treading unconventional grounds, they’re not stepping into the unknown blindly.
How it Works: Investors begin by browsing through the diverse investment opportunities on Yieldstreet. After selecting their preferred asset class, their funds are pooled with other investors and allocated to the chosen venture. Returns are generated based on the performance of these assets, be it through interest, dividends, or asset appreciation.
Pros:
Wide range of alternative investments.
Potential for high returns.
Cons:
Some niches may be too specialized.
Requires a deep understanding of chosen investments.
6. AcreTrader
Minimum Investment: $10,000
Best for: Newbie Investors
AcreTrader, as its name suggests, brings the vast expanses of farmland to the investment table. It offers a unique opportunity to invest in agricultural land, combining the stability of real estate with the evergreen nature of agriculture. With the global population on the rise, the value of fertile land is only set to increase.
The platform meticulously vets each piece of land, ensuring only the most promising plots are available for investment. This rigorous process ensures that investors are planting their funds in fertile ground, poised for growth.
How it Works: Investors peruse available farmland listings on AcreTrader. After selecting a plot, they can invest, effectively owning a portion of that land. AcreTrader manages all aspects, from liaising with farmers to ensuring optimal land use. Investors earn from the appreciation of land value and potential rental income.
Pros:
Stable, tangible asset.
Potential for steady returns.
Cons:
Returns may be slower compared to other platforms.
Limited to U.S. farmland.
7. EquityMultiple
Minimum Investment: $5,000
Best for: Experienced Investors
Summary: EquityMultiple is a testament to the power of collective investment in the real estate sector. By leveraging the principles of crowdfunding, it offers a platform where multiple investors can pool their resources to finance high-quality real estate projects. This collaborative approach allows for diversification and access to projects that might be out of reach for individual investors.
The platform’s strength lies in its curated selection of real estate opportunities, ranging from commercial spaces to residential properties. With a team of seasoned real estate professionals at the helm, EquityMultiple ensures that each project is vetted for maximum potential and minimal risk.
How it Works: Upon joining, investors can explore a variety of real estate projects. After committing to a project, their funds are pooled with other investors to finance the venture. Returns are generated through rental incomes, property appreciation, or the successful completion of development projects.
Pros:
Diverse real estate opportunities.
Managed by real estate professionals.
Cons:
Market risks associated with real estate.
Longer investment horizons.
8. CrowdStreet
Minimum Investment: $25,000
Best for: Advanced Investors
CrowdStreet stands as a pillar in the commercial real estate investment domain. With its vast experience and industry connections, it offers a platform where investors can tap into prime real estate projects across the nation. From bustling urban centers to tranquil suburban locales, CrowdStreet provides a diverse range of investment opportunities.
The platform’s expertise ensures that each project is meticulously vetted, offering a blend of potential returns and stability. For investors looking to delve into commercial real estate without the hassles of property management, CrowdStreet is an ideal choice.
How it Works: After registration, investors can browse a myriad of commercial real estate offerings. Upon investing in a project, CrowdStreet manages the investment, providing regular updates and ensuring optimal project execution. Investors earn returns based on the project’s performance, be it through rentals, sales, or project completions.
Pros:
Access to prime commercial properties.
Established platform with a proven track record.
Cons:
High minimum investment.
Market dependency for returns.
9. Mainvest
Minimum Investment: $100
Best for: Newbie Investors
Mainvest offers a refreshing twist in the investment landscape, focusing on the heart and soul of the American economy: local businesses. From quaint cafes to innovative startups, Mainvest provides a platform where investors can support and benefit from the growth of small businesses in their communities.
The platform’s community-centric approach ensures that investments are not just about returns but also about fostering local economies. For those looking to make a difference while earning, Mainvest presents a unique opportunity.
How it Works: Investors can explore various local businesses seeking capital on Mainvest. By investing, they essentially buy a revenue-sharing note, earning a percentage of the business’s gross revenue until a predetermined return is achieved.
Pros:
Support and invest in local businesses.
Low minimum investment.
Cons:
Risks associated with small business investments.
Returns might be slower compared to other platforms.
10. Vinovest
Minimum Investment: $1,000
Best for: Novice Investors
Vinovest uncorks the world of wine investment, offering a blend of luxury, history, and financial growth. Fine wines have been a symbol of opulence for centuries, and Vinovest provides a platform where this luxury becomes an accessible investment.
With a team of wine experts guiding the way, the platform ensures that each wine is not just a drink but an investment poised for appreciation. From sourcing to storage, Vinovest handles every facet, ensuring the wine’s value grows over time.
How it Works: After signing up, investors set their preferences and investment amount. Vinovest then curates a wine portfolio based on these preferences, handling sourcing, authentication, and storage. As the wine appreciates, so does the investor’s portfolio.
Pros:
Unique investment opportunity in fine wines.
Managed by wine connoisseurs.
Cons:
Long-term holding for optimal returns.
Market influenced by external factors like climate.
11. Arrived Homes
Minimum Investment: $100
Best for: Novice Investors
Arrived Homes offers a fresh perspective on real estate investment, focusing on the charm of single-family homes. While skyscrapers and commercial complexes often dominate real estate discussions, single-family homes offer stability, consistent returns, and a touch of nostalgia.
The platform’s strength lies in its focus. By concentrating on single-family homes, it offers investors a chance to tap into a stable real estate segment, benefiting from both rental income and property appreciation.
How it Works: Investors browse available properties on Arrived Homes. After selecting a property, they can invest in shares, representing a portion of the home’s value. As the property is rented out, investors earn a share of the rental income. Additionally, any appreciation in property value benefits the investors.
Pros:
Low minimum investment.
Quarterly dividends.
Cons:
New platform with a shorter track record.
Limited to single-family homes.
12. RealtyMogul
Minimum Investment: $5,000
Best for: Novice to Experienced Investors
RealtyMogul stands tall in the commercial real estate investment landscape. It offers a platform where diversification meets opportunity, presenting a range of commercial properties for investment. From bustling office spaces to serene residential complexes, RealtyMogul provides a plethora of options for investors to expand their portfolios.
The platform’s prowess lies in its dual approach. Investors can either dive into non-traded REITs or make direct investments in specific properties. This flexibility ensures that both novice and experienced investors find opportunities that align with their investment goals.
How it Works: Upon joining RealtyMogul, investors can choose between REITs or direct property investments. Their funds are then channeled into these real estate ventures. Returns are generated through rental incomes, property sales, or successful project completions.
Pros:
Wide range of commercial properties.
Both REITs and direct investments available.
Cons:
Market risks inherent to real estate.
Higher minimums for direct investments.
The Future of Accredited Investing
The world of accredited investing is dynamic and ever-evolving. Emerging trends suggest a shift towards democratizing investment opportunities, with regulatory bodies considering more inclusive criteria for accredited investor status. This shift aims to balance the need for investor protection with the recognition that financial acumen can come from experience and education, not just wealth.
Furthermore, technological advancements are playing a pivotal role. The rise of blockchain and tokenized assets, for instance, is creating new avenues for investment and might reshape the landscape of opportunities available to accredited investors.
xAs the line between traditional and alternative investments blurs, the future promises a more integrated, inclusive, and innovative environment for accredited investors.
The Bottom Line – Top Investments for Accredited Investors
Understanding the role and opportunities of accredited investors is crucial in the modern financial landscape. While the distinction offers privileged access to unique investment opportunities, it also comes with increased risks and responsibilities.
As the world of investing continues to evolve, potential accredited investors are encouraged to stay informed, conduct thorough research, and seek professional advice. The realm of accredited investing, with its blend of challenges and opportunities, promises exciting prospects for those ready to navigate its complexities.
FAQs – Investment Options for Accredited Investors
Why is there a distinction between accredited and non-accredited investors?
The distinction is primarily for investor protection. Accredited investors are deemed financially savvy or stable enough to handle the risks associated with unregistered securities, which might be riskier and less transparent.
What investment opportunities open up for accredited investors?
Accredited investors gain access to a broader range of investment opportunities, including hedge funds, private equity, venture capital, certain private placements, and more.
Are investments for accredited investors riskier?
While not inherently riskier, these investments often come with less regulatory oversight and transparency, which can increase potential risks. It’s essential to conduct thorough due diligence before investing.
Do accredited investors have any advantages in the public stock market?
While the primary benefits of being an accredited investor pertain to private investment opportunities, the financial acumen and resources associated with accredited investors can also be advantageous in public markets, especially when considering more complex investment strategies.
About the Author
Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. He was a financial planner for 16+ years having founded, Alliance Wealth Management, a SEC Registered Investment Advisory firm, before selling it to focus on his passion – educating the masses on the importance of financial freedom through this blog, his podcast, and YouTube channel.
Jeff holds a Bachelors in Science in Finance and minor in Accounting from Southern Illinois University – Carbondale. In addition to his CFP® designation, he also earned the marks of AAMS® – Accredited Asset Management Specialist – and CRPC® – Chartered Retirement Planning Counselor.
While a practicing financial advisor, Jeff was named to Investopedia’s distinguished list of Top 100 advisors (as high as #6) multiple times and CNBC’s Digital Advisory Council.
Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.
Where time-honored traditions meet the rhythms of modernity.
Charleston is more than just a city, it’s a cohesive collection of culture, cuisine and history. But like any great tale, the story of moving to Charleston, SC, isn’t just about the place. It’s about the journey, the experiences, the unexpected nuances and the age-old secrets whispered between cobblestones. If you’ve ever considered relocating to this Southern gem, there’s a new life narrative awaiting your discovery.
Charleston by the numbers
Population: 151,612
Average age: 35.3
Median household income: $71,755
Average commute time: 24.1 minutes
Walk score: 70
Studio average rent: $1,772
One-bedroom average rent: $1,837
Two-bedroom average rent: $1,502
Living in Charleston, South Carolina
Moving to Charleston is like stepping into a genteel time capsule, where cobblestone streets and antebellum architecture spin stories from the past. The air is thick with the aroma of magnolia trees and brackish water. Here, Southern hospitality isn’t just a phrase — it’s a way of life. The food, punctuated with soulful Lowcountry cuisine, is a delightful symphony of flavors. Expect shrimp and grits, she-crab soup and oysters fresh from the ocean. You might even find yourself in a local joint with the hum of jazz or bluegrass in the background, tying together history and modern sensibility.
While the city brims with historic charm, don’t be fooled—there’s a youthful vibrancy. College students, artists and entrepreneurs mingle at cafes and galleries, injecting a contemporary energy into the city’s timeworn streets. The festivals and markets, whether celebrating the arts, food or local history, keep the culture of Charleston alive and thriving.
The coastline, too, plays an integral part in Charleston’s allure. A short drive will lead you to pristine beaches where the horizon seems endless. Anyone considering moving to Charleston, SC, should be prepared for a more leisurely pace compared to other cities of its size. Here, moments are savored, conversations are cherished and the beauty of everyday life takes center stage.
In short, Charleston offers a harmonious blend of old-world charm and new-age dynamism, making it the ideal spot for those seeking a life enriched by history, culture and natural beauty.
Charleston’s top neighborhoods
In a city of more than 150,000 like Charleston, you’ll have plenty of choices for where to lay down your Lowcountry roots. Check out these top picks for neighborhoods.
Downtown Charleston (Historic District)
At the heart of Charleston lies the Historic District, a patchwork of cobblestone streets and centuries-old homes. This area is a dream for history buffs, with tons of landmarks, theaters and museums. It’s bustling, pedestrian-friendly and a proper representation of the charm and elegance the city is known for.
Mount Pleasant
Situated just across the Cooper River, Mount Pleasant blends suburban comforts with a touch of seaside allure. With tree-lined streets, large parks and chic shopping centers, it’s a great spot for families and young professionals alike.
West Ashley
Named for its geographical location west of the downtown peninsula, West Ashley has a healthy selection of dining, shopping and recreational activities. Rich in history and natural beauty, spots like Middleton Place and the West Ashley Greenway are particularly captivating.
James Island
Nestled between downtown and the sea, James Island exudes a relaxed vibe. The Island’s proximity to Folly Beach and the James Island County Park, equipped with a climbing wall and splash zone, makes it a magnet for outdoor enthusiasts.
Daniel Island
A master-planned community, Daniel Island promotes a balanced live-work-play lifestyle. Its manicured parks, pristine tennis courts and a plethora of dining and shopping options create a tight-knit, community-centric atmosphere that’s welcoming to all.
Folly Beach
A laid-back beach town where the surf and sand reign supreme. Folly Beach offers an array of water-based activities, from surfing to fishing and more. The atmosphere is casual, epitomized by the beach bars and seafood joints that line its streets.
Each of the neighborhoods above provides a distinct flavor of Charleston, catering to varied tastes and lifestyles. From the historic allure of Downtown to the coastal vibe of Folly Beach, the city’s mosaic of neighborhoods ensures everyone finds their slice of Southern heaven.
Three pros of moving to Charleston
Natural beauty and coastal allure: With its serene beaches, salt marshes and sun-dappled streets, Charleston’s beauty is undeniable. Whether you’re watching a sunrise over the Atlantic or enjoying a sunset in the marshland, Mother Nature’s artwork is always on display.
Genuine Southern hospitality: The warmth of Charleston’s community is palpable. Here, people greet you with a smile, neighbors quickly become friends and the sense of community is deeply rooted.
Rich history: Moving to Charleston means quickly becoming immersed in a city steeped in history. From preserved antebellum homes to landmarks like Fort Sumter, the city is a living museum, ensuring a daily dose of education and wonder for its residents.
Charleston’s famous food scene
Charleston’s food scene is a sensory journey where old-world traditions meld seamlessly with avant-garde creativity. Dive into the soul of the Lowcountry with dishes like shrimp and grits — a velvety harmony of flavors that tell a tale of land and sea.
But Charleston’s culinary canvas isn’t just painted in shades of seafood. The city embraces its agrarian roots with fervor, yielding farm-to-table experiences that are equal parts earnest and sophisticated. Meander through its historic streets, and you just might stumble upon a smoked barbecue joint that could put any place in Kansas City to shame.
Yet, what truly sets Charleston apart is its fearless spirit of reinvention. Among the storied establishments are modern eateries, led by maverick chefs pushing boundaries, experimenting with classic Southern flavors to create dishes that are fresh yet familiar.
And let’s not forget the drinks. Whether it’s the sweet allure of Southern iced tea or the burn of a finely crafted bourbon, Charleston’s beverage scene is as diverse and dynamic as its food. Craft breweries and innovative cocktail bars abound, ensuring the city’s thirst for creativity remains quenched.
The art scene in Charleston
Charleston has long been a simmering pot of artistic endeavors. Music permeates the air, where jazz, bluegrass and gospel merge in a symphony that’s as old as the city itself. Street corners become impromptu stages, with buskers and musicians evoking the soul of the Lowcountry. It’s a place where a bar’s soft hum can swiftly transform into a full-blown jam session, paying homage to Charleston’s deep-rooted musical legacy.
The visual arts, too, are omnipresent. Galleries dot the landscape, offering a kaleidoscope of works that range from traditional Southern landscapes to audacious contemporary pieces. And it’s no surprise that the annual Spoleto Festival USA calls Charleston home, bringing a whirlwind of world-class performances in theater, dance and opera to the city’s many theaters and open-air venues.
Beyond the established venues, there’s an undercurrent, a grassroots movement of young, rebellious artists. They congregate in tucked-away studios and pop-up events, challenging the status quo while redefining Charleston’s artistic narrative. Their work is edgy, provocative and a testament to the city’s evolving identity.
The literary world isn’t left behind either. Driven by its storied past and the allure of its Southern charm, Charleston continues to inspire novelists and poets. Literature festivals and intimate readings invite participation, blending the rich tapestry of stories old and new. Beyond all that, Charleston is also gaining on Atlanta as the ‘Hollywood of the South’ with hits like The Righteous Gemstones and more being filmed within the city limits each year.
Outdoor activities in Charleston
First stop: the waters. Kayak through the serene salt marshes, where the ebb and flow of the tides narrate a tale as ancient as the city itself. These waters have seen pirates, settlers and now, perhaps, a pod of playful dolphins tailing alongside your boat. For those looking for a deeper communion with the ocean, there’s always paddleboarding, or simply casting a line from one of the many public piers.
The beaches near Charleston, like Folly Beach and Isle of Palms, are perfect spots for a full day of fun under the sun. Surf the waves, hunt for seashells or simply let the rhythmic dance of the ocean lull you into a sun-soaked nap. For those looking for a more secluded area, the sands of Sullivan’s Island offer solace with a side of history.
But beyond the beaches, there’s the delightfully green embrace of places like the Magnolia Plantation and Gardens. Wander through gardens that seem plucked from a dream, where centuries-old oak trees draped in Spanish moss play guardian to a riot of azaleas, camellias and other wild blooms.
For cyclists and hikers, the West Ashley Greenway offers miles of trails, taking you through urban scapes, wetlands and forests. It’s a slice of nature in the midst of civilization.
Three cons of moving to Charleston, SC
Tourists, and lots of ’em: Charleston is no longer the sleepy Southern secret it once was. With increasing popularity, it has become a hot spot on the travel circuit. So if the idea of weaving through crowds of camera-toting folks with sun hats and pastel shorts doesn’t appeal to you, you might find certain areas of the city a touch…overwhelming.
Hurricane season: The risks and subsequent insurance costs from hurricanes are genuine concerns here. It’s the not-so-charming part of coastal living.
Pricey living: The secret’s out, and everyone wants a piece of the Charleston charm. With increasing demand, living here ain’t cheap. From housing to dining, you’ll feel the sting of its growing popularity in your wallet.
Make the move to Charleston today
In the grand odyssey of life, where we choose to plant our roots can shape our stories in ways we never anticipated. Moving to Charleston, SC, isn’t merely a change of address. It’s an embrace of a lifestyle, a dive into a rich stew of history and modern flair.
Yet, as with any location, there’s an ebb and flow — moments of magic juxtaposed with the challenges of new beginnings. As the sun sets over the marshes and you find yourself reflecting on the decision, one thing’s certain: Moving to Charleston is an adventure, with every day turning a new page in your personal story.
The popularity of growing your own garden has literally, well, grown over the past few years from homegrown herbs to houseplant huddles. But embarking on the journey of nurturing an indoor garden is an exciting yet daunting endeavor, especially for those taking their first steps into the world of plants.
Gardening indoors is a great way to connect with nature while developing personal responsibility. Plants also offer therapeutic and health benefits, making growing greenery multi-beneficial. We’ve gathered our ultimate indoor garden ideas tailored to first-time plant owners, providing inspiration and insights to help you curate your own green garden.
Benefits of growing plants
Developing your green thumb has multiple benefits that make nurturing plants not only a fulfilling hobby but also a rewarding lifestyle.
Stress reduction
Studies show that people who spend time cultivating plants have less stress in their lives. Plants soothe human beings and provide a positive way for people to channel their stress into nurturing. Indoor plants also help improve attention span and memory due to the daily tending to the plants.
Hobby/ learning opportunity
Growing your own indoor garden is a great way to spend time while learning about something new. Depending on the plant you growing, you have to research the specific needs and tend to them as needed, making it a great pastime within the comfort of your own home.
Aesthetic appeal
Plants add a touch of nature, color and vibrancy to the room they’re placed in. This easily increases the appeal of a room and serves as a great conversation starter as well.
Cons of indoor gardening
Of course, with all the benefits, comedy has a few downsides when it comes to green thumb life.
Limited space
When living in smaller quarters, plants can require more space to grow. This limits your selection of the type of plants you can grow. In smaller quarters like an apartment, you also run into the trouble of finding ample natural lighting which certain plant types require.
Maintenance and care commitment
Embracing your green thumb requires a lot of commitment when it comes to tending to the plant and keeping up with the maintenance surrounding your greenery. Depending on your plants, this can include watering, fertilizing, pruning, repotting and cleaning loose soil or fallen leaves.
Harmful for furry friends
Plants are not exactly pet friendly. Many common indoor plants are toxic to pets if ingested. Pets, especially cats and dogs, might be curious and nibble on leaves or dig in the soil, leading to potential poisoning. This requires research into non-toxic plants or just choosing plants that are out of pet’s reach.
Indoor garden ideas to get you started
By following these steps and tips, you will create an appealing arrangement for your indoor garden that will enhance the overall aesthetic of your space.
Assess your space and lighting, especially in small spaces
When embarking on your plant-growing journey, the first step is to find the best spot in your apartment based on space and lighting. You may have a lot of ample floor square footage for a cluster of plants, a top of a bookshelf to fill with greenery or space in the kitchen for a small herb garden. It all depends on the natural lighting in the space and the open room for plants to grow.
Select your plants and gather the necessary supplies
Now that you’re aware of the space you need to fill and the access to lighting, it’s time for the fun part, selecting your new plant or plants. When looking around, it’s important to also research the specific care requirements for each plant you choose so you’re aware of the commitment that comes with each one. This involves pots, containers, soil/fertilizer, watering supplies, gardening gloves and other additional tools depending on what the greenery requires. With your tools and plants in mind, check out these arrangement ideas and their suggested plants.
Placement ideas for your indoor garden
Location, location, location applies to not only your home but to your garden as well. Here’s how to make the most of the space you have and watch your new garden thrive.
Vertical garden
A vertical garden is a popular choice for those who lack usable floor space for their gardens. Use hanging planters, wall-mounted shelves or trellises to grow your trailing plants in a controlled way.
Recommended plants: pothos, philodendron, string of pearls, spider plant and English ivy.
Herb garden on a window ledge
Most apartments have window sill space which can make for the perfect spot to start an herb garden. Herbs require light so placing them here ensures better success for growing your herbage.
Recommended plants: basil, chives, mint, parsley and thyme.
Terrarium
If you’re looking for an arrangement that’s a little less time-consuming and more contained than free-standing plants, look no further. These mini-ecosystems, contained in a glass container, are filled with smaller plants and decorative items.
Recommended plants: succulents, tillandsia (air plants), mosses, ferns and fittonias.
Floating shelf garden
Another easily manageable garden idea is a floating shelf garden. Floating shelves are great for arrangements of compact plants and succulents. Because floating shelves are higher on walls, this is a great option for pet owners.
Recommended plants: string of pearls, golden pothos, succulents, lipstick plant and burro’s tail.
Corner cluster
For apartments with more floor space, consider a corner cluster. This is a more traditional garden and is ideal for those wanting to grow exotic plants that require vertical and horizontal space to grow. Typically, pre-potted larger plants thrive here, creating visual interest while serving as an outlet of creativity when designing the cluster.
Recommended plants: fiddle leaf fig, snake plant, monstera deliciosa, bird of paradise and ZZ plant.
Centerpiece
If you’re intimidated by taking on a larger garden, opt for a centerpiece garden to start off. Centerpieces are great decor while allowing gardeners to learn and practice their skills before taking on larger green projects.
Nurturing nature’s beauty with indoor garden design
Gardening has the power to not only make indoor spaces look better but also provide us with fresh goodies and a unique hobby. No matter your level of plant knowledge, indoor gardening is a superb way to connect with nature, learn new things about yourself and enjoy the simple happiness of watching your plants thrive right alongside you. Breathe new life into your apartment today!