Proximity to Pittsburgh and great cost of living make Braddock stand out.
Braddock, Pennsylvania (PA), located in Allegheny County, carries a storied past. As a town nestled near Pittsburgh, Braddock offers a slice of small-town living near urban conveniences. However, just as with any city, the consideration of relocating to Braddock requires a careful examination of various facets of living conditions. This article delves into the various factors that determine whether Braddock PA is a good place to live.
Demographics and racial makeup
The racial makeup of Braddock, PA, is diverse. A town rich in cultural heritage, it provides a multicultural environment which might be appealing for those looking for a vibrant community. The presence of diverse cultures contributes to the unique character of Braddock.
Crime and safety
A crucial factor when considering living in Braddock is the crime rate. Crime data indicates a mixture of violent crime and property crime that necessitates attention. The crime rates in Braddock can be compared using crime maps which provide a visualization of criminal activity in the area. These maps often show “red areas” where crime rates are higher. Violent crimes, although present, are relatively fewer compared to some nearby cities.
Comparatively, North Braddock, PA, has had its share of crime, which is something potential residents should be aware of. By contrasting crime data with other cities within Allegheny County and nearby cities, potential residents can get a better understanding of the crime landscape in this area.
Education and schools
Education is a significant concern for families considering living in Braddock. The town has several public schools that cater to the needs of the children residing here. However, the quality of education and the performance of schools in Braddock may vary, which is a common concern as seen in many towns.
Cost of living
Cost of living is a selling point for Braddock. It’s generally lower compared to the national average, which makes it an attractive option for individuals and families looking to save on living costs. The cost of housing, in particular, is lower than in many other cities in Pennsylvania.
Proximity to Pittsburgh
One of the pros of living in Braddock is its proximity to Pittsburgh. This closeness allows residents to enjoy the amenities and job opportunities present in a larger city while still relishing the quieter living conditions in Braddock.
However, it’s worth noting the cons of living in Pittsburgh, such as higher crime rates and a higher cost of living, which could indirectly impact the living conditions in Braddock.
Outdoor activities and healthcare
For those who fancy outdoor activities, Braddock has parks and is near rivers which provide a good opportunity for recreational activities.
One of the town’s highlights is the scenic Braddock Trail Park, which provides a serene natural setting for hiking, picnicking and birdwatching along the banks of the Monongahela River. Nearby, you’ll find the stunning Frick Park, a sprawling urban green space in neighboring Pittsburgh, perfect for hiking, biking and exploring wooded trails. Additionally, the Monongahela River provides opportunities for kayaking and fishing.
Moreover, access to health care is relatively easy with several health facilities located within a reasonable distance.
For example, the UPMC Braddock Hospital is a prominent healthcare institution in the area, offering comprehensive healthcare services, while nearby medical centers in Pittsburgh provide additional specialized care options for the community.
Economic conditions
The economic landscape in Braddock has seen changes in recent years. There are emerging opportunities for young professionals, although the business environment is still growing. The revitalization efforts within Braddock Hills and other neighborhoods have shown potential in elevating the economic status of Braddock.
Property and housing
The property scene in Braddock is fairly diverse, with a range of housing options available at costs lower than the national average. However, property crime is a concern, and potential residents should scrutinize crime maps to understand property crime rates and locations better.
Conclusion
Braddock, PA, carries a certain charm with its rich history, diverse cultural makeup, and proximity to Pittsburgh. However, considerations like crime rates, the quality of education and economic conditions play a pivotal role in determining whether it’s a great place for you to reside.
Ready to move to Braddock and enjoy views of the Allegheny Mountains? Take a look at our available apartments for rent here.
Summerville, a picturesque town nestled in the heart of South Carolina, encapsulates a unique blend of southern charm, historic significance and modern convenience.
The overarching question — is Summerville, SC, a good place to live? — becomes easier to answer as one delves into the fabric of this quaint yet burgeoning locale. The aim of this article is to provide a well-rounded view of living in Summerville, the cost of living, employment opportunities and the social and cultural fabric that awaits newcomers and longtime residents alike.
Location, location, location
Summerville’s geographical positioning allows its residents to experience a plethora of sceneries and activities. Charleston Harbor is a mere 24 miles away, offering access to an expansive maritime vista, while a short drive to Folly Beach or Sullivan’s Island opens up a gateway to sun, sand and surf.
Demographic diversity in Summerville
The racial makeup of Summerville, SC, presents a mosaic of cultures, predominantly comprising white, Black, Latine and Asian communities, thus fostering a rich cultural blend. The inclusion of different ethnicities is a part of Summerville’s charm, allowing for a vibrant, multicultural community.
Historic significance
History aficionados would be drawn to Summerville’s rich history, with the town playing host to numerous historically significant sites. The Drayton Hall, Magnolia Plantation and the Aiken Rhett House Museum offer glimpses into the antebellum era and Civil War history.
Weather and natural disasters
While Summerville, SC, does experience hurricanes, the town has a solid infrastructure in place to manage and mitigate the effects of such natural disasters. Its inland location serves as a natural barrier, providing a level of protection against the harshest weather conditions.
Education and employment in Summerville, SC
Charleston Southern University, located a short drive away, is one of many educational institutions offering quality education to Summerville residents. The town also boasts a growing job market with varied employment opportunities, ensuring a stable economic outlook.
Recreational activities
The abundance of walking trails like the Oakbrook Nature Trail, and waterways such as Ashley River, provide ample recreational opportunities. The nearby Jessen Public Boat Landing is a favorite among boating enthusiasts.
Cost of living in Summerville
The cost of living in Summerville, SC, is generally lower than the national average, which is a significant draw for many. Housing, represented by a mix of historic homes, new construction, and Summerville homes in serene neighborhoods, is relatively affordable with the median home price being attractive to both young families and retirees.
Summerville’s real estate market
The real estate market in Summerville, SC is thriving, thanks to a boom in population growth and the subsequent demand for housing. Real estate agents are seeing an upward trend in property values, yet the cost of owning or renting a home remains affordable compared to many other regions in the South.
Culinary scene in Summerville, SC
The culinary palette in Summerville is as diverse as its populace. From smoked chicken to pork belly, ribeye steaks to fried green tomatoes, the food scene is a blend of traditional southern and modern cuisines. Restaurants and food trucks alike offer a wide range of food options, catering to different tastes.
Social aspects
Southern hospitality is alive and well in Summerville. The small town feel, coupled with the friendliness of Summerville residents, creates a welcoming environment. Community events like the Flowertown Festival are a testament to the town’s social cohesion, bringing together people from all walks of life.
Summerville’s growth trend
Summerville’s growth trend is a positive indicator of its viability as a place to live. The influx of more people, bolstered by opening doors of opportunity, is transforming the town while retaining its historic charm.
Conclusion
The blend of affordable living, a robust real estate market, promising job opportunities and a welcoming community makes Summerville, SC a great place to live. Its proximity to beaches, historic downtown Charleston and numerous tourist attractions, like the Folly Beach County Park, add to the allure.
Individuals and families considering moving to Summerville will find a balanced mix of historical essence, modern amenities, and a promising future. If you’re ready to make your move, take a look at our Summerville, SC, apartments for rent.
HousingWire Editor in Chief Sarah Wheeler sat down with Matt Lehnen, chief technology officer at Deephaven Mortgage, to talk about building a tech stack for non-QM loans. Lehnen has been at Deephaven for the past five years leading the technology team.
Sarah Wheeler: What is DeepHaven’s philosophy on build versus buy?
Matt Lehnen: It’s situational. There are a lot of things out in the marketplace that are great solutions, that are mature products and there’s no reason that we wouldn’t explore them. And then there are some areas that are specific to our products in the non-QM lending space where there may not be anything in the market that is pre-built or off the shelf and the only opportunity to actually bring some of our lending products to market or execute on our on our strategies is to build something custom.
SW: What’s been a recent example of that?
ML: Our bank statement scenario tool, because a high number of our loans are bank statement income-based. And when we brought the product to market, there was no standard product that would do an income analysis. There are products that will pull data, but there’s nothing that will actually assemble that, do an analysis, make sense of the information, and calculate based on our guidelines.
SW: Because you do a lot of non-QM loans, where you might have to do more manual underwriting, how does technology fit into your overall process?
ML: It’s an integral part of the process. With non-QM, there are a lot of manual or semi-manual pieces, but there is still a lot of opportunity for technology to augment that. And anywhere that we can find time savings, reduce error, streamline a process for the users — that’s our main focus.
SW: Is there a part of your tech stack that you are very happy to have right now? Is there anything outperforming or outshining in this market?
ML: Our commitment to a unified tech stack has paid a lot of dividends. We’re in a virtualized environment so we’re very nimble, we’re very quick to deploy, we’re very scalable. When the market moves in a certain direction, we can deploy very quickly. With our bank statement analysis, income analysis, we have a very good set of partners working in the background that we’ve assembled our product on top of. We’re utilizing various Lego bricks of technology that are in the marketplace to assemble a very, very usable product.
SW: What are the particular advantages you offer brokers with your technology?
ML: There are different size broker shops, so for the smaller brokers, they don’t necessarily need to invest in their own technology to originate a loan. We provide the majority of the tools that they would need to prospect, whether that’s pricing engines, to be able to qualify and run eligibility on products, originating the file through our TPO portal and shuttling that loan to us. Deephaven’s operational staff is built specifically to be the one-stop shop for brokers. If the broker brings us a client, Deephaven gets the loan across the finish line in partnership with that broker.
SW: What kind of difference is AI making right now?
ML: AI is everywhere and everybody’s interacting with some component of AI every day, whether they know it or not. For example, all of our cybersecurity stack incorporates AI and machine models. All day, 24/7, across the board, in every facet of the network, there’s a portion of AI looking at something to find behaviors. So that’s an example of AI that’s completely behind the scenes.
On the front end, AI is deploying tools for our users. For example, if you have a year of bank statements to review — if you actually have PDF documents, or if you were to print it, they average hundreds of pages for a 12-month set of bank statements for a business. A human can review them, but it’s not time efficient. Our underwriters are best used for their expertise. They’re good at finding nuances, finding exceptions, making judgment calls. But behind the scenes, we let them train an AI model and machine learning model that says, okay, based on the inputs you give me, now we’ll let the system learn. And it becomes a training feedback loop.
If the human partner gives the AI good information, and teaches it, the AI, in turn, is going to make that human partner’s job easier. I think AI and machine learning and everything in that realm has tremendous potential, as long as it’s used ethically. It needs to benefit the employees, it needs to make people’s jobs easier, more repeatable, so we can use people for their expertise. We don’t need people doing manual menial tasks, we need people making judgment calls and making decisions.
And then for our clients and our customers: AI also has to be used fairly. You don’t want to just feed a bunch of data into a model, get the result and take it at face value. You want to interpret it and make sense of it. AI should be a tool to help get you somewhere faster, or double check your work or improve things. But you never want to rely solely on that for decisions, because you still have to be fair, equitable and do things in an in a transparent way.
SW: So your goal would not be to replace all of your humans with AI?
ML: No, it would be to use AI to do the tasks and activities that make our employees’ and partners’ lives and jobs more fulfilling.
SW: Where is technology helping you on cybersecurity?
ML: The technology helps us in every facet of it. There are so many endpoints — every single server, virtual machine, laptop, desktop, smartphone, every device that has the ability to connect or communicate with the internet is vulnerable. So we have to deploy tools on every endpoint, we have to collect telemetry from every endpoint, we have to aggregate all that telemetry and all that activity, and we have to make smart decisions as to what’s a true positive, what’s a false positive and what is just noise. And that’s probably the biggest area where the automation, the AI or machine learning, really helps. You have so much signal noise that you have to distill out the very specific signals that actually matter.
SW:Are you investing in technology in the midst of this slower market?
ML: The mortgage market has cooled with rates up, but for Deephaven and our non-QM products, and especially our DSCR product, there’s been an enormous uptick in volume. That’s a product tailored towards investors and there’s still a lot of investment activity in the market so that product has really taken off. So, volume has not necessarily ticked down for us, it’s just moved from one set of buckets into a different set of buckets.
To your question about technology, yes, we’ve been making enormous investments all year. And we’ll continue to do so. It’s streamlining. For the DSCR product, for example, we had to do a major revision of our workflows and processes to accommodate those products, make those products more efficient, because we know more of that volume would be coming through.
SW:Are there things that still defy automation or where tech doesn’t help as much as you might have thought when you got into the industry in 2007?
ML: In the broad sense of mortgage, tech has made enormous gains, especially in the agency and conventional space. The area where I thought we’d be further along is the consumer space, specifically, the back-end processes. Consumers will take an app online, a lot of them will e-sign documents, disclosures, they’ll upload documents electronically — they’ll even link their bank account. But we’re still not seeing as much adoption from the industry when it comes to closings. There’s still the traditional sit down at the table, and sign documents, which is due to a patchwork of different state laws and regulations. As a result, the post-closing processes are sometimes hindered, because those are still paper heavy processes on the back end.
If you knew at the inception of a loan process — from the very first interaction with a client or customer — that this could be a fully digital experience, that experience could be tailored one way. But if you don’t know if it can be fully digital or it might go down the conveyor belt only so far before it’s converted to non-digital — that’s where the some of the challenges lie.
SW: What keeps you up at night?
ML: The ever-changing landscape and how fast things accelerate. Anything that is true today is very likely to not be true tomorrow, and especially in the world of cybersecurity. It’s a complete arms race every day. For every advance in defensive techniques, defensive tooling, defensive products, there is probably three times as much investment in defeating those defenses.
And then on the mortgage technology side, it’s keeping up with products. What’s the next product? Did we make the right decision on where we put our resources, where we innovate? It’s a gamble. You don’t know, so we rely on capital markets and market research to advise us where things are going. The most important thing is anticipating the future and trying to make the right decisions now that are scalable for those future unknowns.
SW: Looking at the tech landscape, what makes you optimistic about the future?
ML: I think there’s still enormous demand for housing. There are also a lot of good things happening within the regulatory and lending environment on product mix and the way the agencies are adjusting to the new normal: the new makeup of families and what households are forming. I’m generally optimistic t
The honey badger labor market woke up on Friday and chose violence, biting the legs of any job recession bear it could find. The first reaction from the bond market was to shoot up bond yields and mortgage rates went higher. However, as the day progressed, bond yields decreased from the peak.
What is going on with the U.S. labor market? The answer is that we are just working back to normal.
Jobs data
From BLS:Total nonfarm payroll employment rose by 336,000 in September, and the unemployment rate was unchanged at 3.8 percent, the U.S. Bureau of Labor Statistics reported today. Job gains occurred in leisure and hospitality; government; health care; professional, scientific, and technical services; and social assistance.
Nothing has changed from my long-term view on the labor market recovery premise I have written about for years. If COVID-19 had never happened, based on our population growth and job growth data pre-COVID-19, we should have between 157 million and 159million jobs today. Until we get into this ballpark range, it’s all make-up demand. Today, we stand at 156,874,000, so we are close to breaking into the makeup labor data pool.
Here is a breakdown of the jobs gained and jobs lost in today’s report
In this job report, the unemployment rate for education levels looks like this:
Less than a high school diploma: 5.5%
High school graduate and no college: 4.1%
Some college or associate degree: 3.0%
Bachelor’s degree or higher: 2.1%
From BLS: In September, average hourly earnings for all employees on private nonfarm payrolls rose by 7 cents, or 0.2 percent, to $33.88. Over the past 12 months, average hourly earnings have increased by 4.2 percent. In September, average hourly earnings of private-sector production and nonsupervisory employees rose by 6 cents, or 0.2 percent, to $29.06.
Wage growth data has been cooling down since January of 2022; we don’t see any data that would implicate a wage spiral. If the trend continues, we will be close to the Federal Reserve‘s target for wage growth next year with their goal of 2% inflation. To me, 3%-3.5% will make the Fed so happy, and If we get any productivity growth, that will be icing on the cake.
It’s been straightforward with the Fed, bond yields and mortgage rates in 2022 and 2023. I don’t believe the Fed will pivot until jobless claims break over 323,000 on the four-week moving average. The one data line improving since July has been jobless claims, and bond yields have been trending higher. The four-week moving average is running at 208,750.
Bonds and mortgage rates
What does this mean for mortgage rates and the bond market after a crazy week? The bond market is oversold so that a rally could happen anytime, but can it get much lower with the jobless claims data being this strong? As we can see in today’s action, bond yields shot up, moved lower, but still ended higher than today’s lows.
I am currently looking at the 4.87% level on the 10-year yield as a line in the sand. The 10-year yield has just had a massive sell-off, and we need to find a stable level to bounce from, or this can keep going higher and higher. We had a weak attempt by a few Fed presidents and Treasury Secretary Janet Yellen this week to try to talk the bond market down, but bond traders didn’t care much. Actions speak louder than words, and when the Fed went with a hawkish future outlook, it gave traders the green light to sell bonds. And the jobless claims data is too low for the Fed to pivot off that hawkish tone.
All in all, the jobs report was a good one with good revisions. Wage growth is cooling and most likely, we will see some negative revisions to this report. However, this doesn’t change my mindset about the labor data; we are still in make-up mode for labor and working our way back to a normal job market.
Over the next 12 months, there will be new variables to test the economy, not only with higher rates, but now student loan debt payments will need to be made. We will take the economic data one day at a time, but I believe the story so far in 2023 is how well the jobless claims data is doing and we can’t have a job loss recession in America until that data line breaks over 323,000.
The state of the mortgage industry is rife with concern as elevated rates and low inventory have stunted both refinance and origination activity. As a result, the makeup of the mortgage ecosystem is shifting.
Private correspondent aggregators play an essential role in the upkeep of a balanced mortgage ecosystem. While this term may be unfamiliar to many, a private correspondent aggregator is a fancy title for an entity that purchases mortgages and repackages the loans into mortgage-backed securities.
When we think of aggregators, often the first entities that come to mind are the GSEs, Fannie Mae and Freddie Mac. However, private aggregators play an equally important part in the facilitation of a balanced market by providing small banks and independent originators with the infrastructure to securitize loans. These private entities not only oversee the eligibility for originators to deliver loans to the Enterprises, but they also serve as a technical resource when it comes to best pricing, underwriting and securitization practices.
Private aggregators provide a wide range of services, including an extra layer of risk mitigation. This has created an advantageous situation for the GSEs. However, recent pricing policies on behalf of the GSEs have illuminated that this relationship may not be as mutually beneficial as it once seemed.
Historically, the Federal Housing Finance Agency (FHFA) has been committed to pricing parity, which has ensured a level playing field for all lenders. The idea that all originators are entitled to a non-varying of loan fees promotes competition in customer service, quality, and efficiency amongst lenders, which benefits the borrower. Despite pricing parity’s vital role in ensuring a competitive market, the GSEs have strayed from this by engaging in activities that exacerbate disparate pricing in the correspondent channels.
We see this disparity most clearly through the pricing advantage Fannie Mae and Freddie Mac cash windows hold over private aggregators. While private aggregators enhance loan quality by essentially vetting a loan through a number of risk analysis practices, all loans that are sent directly through these cash windows secure more advantageous pricing.
The bias in Fannie Mae and Freddie Mac cash windows is contradictory to FHFA’s principle of price equity and promotes a deviation from risk-based pricing. Additionally, this practice has made the cash windows vulnerable to adverse selection, as many of the loans purchased through these windows have already declined in value in large part due to their lack of being properly reviewed.
The incentive to funnel loans directly through the cash windows benefits the Enterprises at the expense of private aggregators and consumers. Rather than evaluate and price loans based on their performance and value, Fannie Mae and Freddie Mac are promoting a system that rewards loans based purely on which channel they travel through.
Moving forward, it is imperative that FHFA addresses this problem in order to safeguard the viability of an equitable mortgage industry. The GSEs should be required to create a comprehensive Seller quality and performance ranking system under the thorough guidance of FHFA.
Such a system would motivate originators to enhance their loan quality, while also ensuring standardized compliance with regulatory requirements. Also, it’s important to promote policies that support aggregators. In a low origination market, there is a need for a strong group of aggregators that will compete for small and mid-sized IMB originators’ loans.
A small or midsized IMB will need to sell a percentage of their loan servicing release to generate the funds needed cover the negative cash flow of originating a mortgage. So, policymakers and regulators should support aggregators’ ability to meet the liquidity needs of small to mid-sized IMBs by having a competitive bid for their loans. Aggregators can only provide competitive pricing if there are treated fairly by the GSEs.
In any ecosystem, a disruption in one area has the potential to adversely impact the entire food chain. While the allowance of disparate pricing between correspondent channels may seem like a small problem in the grand scheme of the mortgage origination process, this inequity in pricing harms the health of independent originators and borrowers by reducing competition and incentivizing a lack of risk-mitigation.
The mortgage industry boasts the impressive reputation of being a highly competitive market because of important regulation that ensures a level playing field. Let’s keep it that way.
David Stevens has held various positions in real estate finance, including serving as senior vice president of single family at Freddie Mac, executive vice president at Wells Fargo Home Mortgage, assistant secretary of Housing and FHA Commissioner, and CEO of the Mortgage Bankers Association.
Ted Tozer is a non-resident fellow at the Urban Institute’s Housing Finance Policy Center (HFPC). He served as president of Ginnie Mae for seven years.
This column does not necessarily reflect the opinion of HousingWire’s editorial department and its owners.
To contact the authors of this story: Dave Stevens at [email protected]
Ted Tozer at [email protected]
To contact the editor responsible for this story: Sarah Wheeler at [email protected]
These places are so scary, you’ll revisit them when you’re trying to sleep.
As the autumn wind heralds in the ghostly season, thrill-seekers across the country set forth on a quest for the spine-tingling embrace of whatever is lurking in the shadows of the best haunted houses. The shivers down the spine, the echoing screams in poorly lit hallways and the chilling breath of unseen specters — there’s an allure to the macabre, an ageless intrigue that summons the bravest hearts to explore the folklore of fear.
From haunted hayrides in Spring City to ghostly estates in Phoenix, America’s best haunted houses offer a gateway to explore the eerie tales etched into the nation’s bone-chilling past. As the veil between the underworld and our world thins, the sinister tales enshrined within the nation’s premier haunted attractions await to regale the fearless with grim pageantry. Venture if you dare, on this journey to find the best haunted houses in America.
The Mortuary – New Orleans, Louisiana
Situated in the heart of New Orleans, The Mortuary claims a spot on the list of must-visit haunted attractions in the U.S. This chilling venue is set within an aged Victorian mansion, whose past life as a funeral home lends an authentic eerie aura to its premises. With the advent of the Halloween season each year, the establishment sheds its quiet demeanor, morphing into a spine-chilling haunted house teeming with meticulously crafted scares awaiting the brave souls who venture within its walls.
The creators behind The Mortuary are adept at reimagining the horror narrative, introducing fresh themes and frights each season to ensure a uniquely terrifying experience awaits its patrons.
The Mortuary’s frightful allure extends beyond its seasonal spectacle. The establishment carries a lore of genuine hauntings, with numerous accounts of ghostly sightings and unexplained paranormal occurrences. This haunted haven doesn’t just play host to thrill-seekers during the Halloween season but calls the curious year-round, becoming a notable checkpoint for ghost tours meandering through the historic and haunted streets of New Orleans.
Located in central Fall River, the Factory of Terror stands as a testament to the frightful allure of the Halloween season. Renowned for its dark themes and well-crafted set designs, this haunted attraction promises a journey of terrifying discoveries to those who dare to tread its eerie halls.
The masterminds behind the Factory of Terror continuously conjure new spectacles of horror, reinvigorating the terror-filled ambiance to enthrall both newcomers and returning horror enthusiasts alike. Its reputation is further cemented by glowing reviews from fright-seekers and industry aficionados.
The Factory of Terror prides itself on a cadre of professional and well-versed actors, whose performances breathe life into the phantasmal narrative, further intensifying the chilling experience. As visitors navigate through the labyrinthine corridors, they are transported from one ghastly scenario to another, each tale of terror unraveling as they delve deeper into the eerie unknown that is the Factory of Terror.
In Spring City, the foreboding edifice of Pennhurst Asylum stands as a behemoth of terror among haunted attractions in the U.S. Perched on the somber grounds of the former Pennhurst State School and Hospital, this spot is steeped in a sinister history that dates back to the early 20th century.
Originally conceived as a haven for individuals with disabilities, the facility, over its operational span from 1908 to 1987, descended into notoriety due to allegations of mistreatment and deplorable living conditions.
Embracing its macabre backdrop, Pennhurst Asylum morphs into a realm of fright, weaving the chilling vestiges of history with the artistry of horror. The attraction is revered for its impeccable set designs, troupe of professional actors and realistic special effects, all converging to conjure a spine-chilling milieu. A journey through its dark corridors unfolds a series of thematic scares, each tale echoing the unsettling lore that shrouds the site.
Amidst the glittering allure of Las Vegas lies The Asylum and Hotel Fear, a pair of interconnected haunted house attractions that stand as harbingers of terror. These enigmatic haunts emerge from the shadows, poised to ensnare the brave with their intricately designed sets and undeniably scary themes.
Celebrated for their compelling story-driven approach, The Asylum and Hotel Fear ingeniously entwine their dark narratives to craft a seamless journey into the deepest depths of fear.
While each venue harbors its own dark theme, they are linked through a shared backstory that burgeons into a nightmarish reality as one walks from the forlorn corridors of the Asylum to the hauntingly truly terrifying rooms of Hotel Fear.
Secluded in Stone Mountain, Netherworld Haunted House is a spectacle of terror that reigns supreme in the realm of haunted attractions in the South. With accolades adorning its ghostly halls, Netherworld has etched its name on the list of must-visit haunted houses across the nation. Renowned for its labyrinth of elaborate sets, bone-chilling special effects and a legion of professional actors, the attraction deftly intertwines reality with the ethereal, offering a mosaic of fear to those who dare to step within.
With an unwavering devotion to the eerie and macabre, the people behind Netherworld Haunted House continually reimagine the domains of terror housed within, each year offering a fresh selection of nightmares that call to local thrill-seekers and the fearless from afar.
Netherworld’s legacy transcends the fleeting screams of October nights. It has blossomed into a titan within the haunted attraction industry, its tendrils of influence weaving a pattern of excellence that challenges and inspires haunts nationwide. The grandeur of its horror extends beyond the autumnal veil, with its ominous gates creaking open for escape games and other spectral soirees year-round, sealing its status as a perennial epicenter of the bizarre and fearsome.
In the middle of Phoenix, lurks a realm of horror that has etched its name among the most chilling haunts across the nation — the 13th Floor Haunted House. This formidable hellhouse in the desert draws upon the superstitions tethered to the number 13. The very name sets a foreboding ambiance, preparing visitors for the spectral journey that lies ahead.
Each year, a fresh narrative of fear unfurls through its ominous halls, promising the uninitiated and the seasoned veterans a night of true horror. The venue blossoms into a medley of gruesome scenarios, each chapter narrated by a cast of horrifying characters, realistic sets and a cacophony of screams echoing through the cold night air.
It’s easy to see that the owners exercise an uncanny attention to detail, forging an authentic atmosphere that seemingly erases the line between the realm of the living and the abyss that is the 13th Floor. The authenticity of the sets, coupled with the haunting performance of the actors, plunges visitors into a narrative so chilling that it’s bound to carve memories of fright into the brave souls who dare to venture through.
Positioned in the desert expanse of Moriarty, McCall’s Haunted Farm emerges as a pinnacle of terror amidst the tranquil Southwestern scenery. Each facet of the farm is carefully crafted to embody the grim tale of Farmer McCall, a spectral figure believed to lurk within the shadows of the property.
There’s a palpable aura of dread that intertwines with the chilling narrative, immediately engulfing visitors in an authentic spine-tingling experience. The talented ensemble of actors combined with a serious collection of quality props add a layer of frightful realism.
The variety of horrors awaiting the courageous souls is as endless as the night. A haunted cornfield stretches across the desolate plains, concealing unspeakable terrors in its rustling maze. The haunted house stands as a grim monument of terror, its every corner echoing with the chilling lore of the land. For those seeking a blend of adrenaline and terror, the zombie paintball hunt offers a chance to face the apocalypse in a horrifically fun battle of survival.
Spook Hollow – Marquette Heights, Illinois
Spook Hollow’s ominous landscape and blood-curdling frights craft a journey of terror for the dauntless souls who dare to venture out to Marquette Heights. Every nook is crammed with meticulously crafted decorations and sinister set designs. The attraction is lauded for its relentless grip on terror and suspense, rendering each step into the unknown a truly nightmarish experience.
The people behind Spook Hollow are relentless in their pursuit of the sinister, tirelessly evolving the tableau of terror with new themes and scares each year. The fruits of their labor are a dark wonder to behold.
Spook Hollow’s venerable tradition and unwavering dedication to quality scares have cemented its position as a cornerstone in the pantheon of local Halloween festivities. In a domain where the boundary between the mortal realm and the eerie unknown blurs, Spook Hollow reigns as a cherished herald of the Halloween season.
Situated in Louisville, The Devil’s Attic stands as a formidable name in the realm of haunted attractions, drawing thrill-seekers into its cold embrace with a sinister backstory. According to lore, the devil himself has gathered the vilest of souls, imprisoning them in the attic, though a nefarious few are unleashed, free to haunt the corridors and torment the souls who dare to enter.
As visitors tread cautiously through this house of horrors, they are met with a cast of scare actors whose renditions of terrifying characters defy the imagination. A squad of adept makeup artists and set designers meticulously curate each ghastly scene, striving for a level of authenticity that might just make your blood run cold. With every carefully placed prop and each stroke of the makeup brush, they conjure a nightmarish reality, ensuring an immersive and bone-chilling experience for all who enter.
Within The Devil’s Attic, each room unfurls a new chapter of horror, populated by sinister characters ripped from the pages of myths, legends, and the most haunting tales of the past. The thematic diversity and the creative prowess at play keep the fright factor escalating, ensuring that horror-hungry hearts remain pounding from start to finish.
The Frightmare Compound holds a place of eerie esteem within the haunted heart of Westminster. Recognized widely as a pulse-pounding haunted attraction, it springs to menacing life each Halloween season, enveloping the brave people who dare to enter its ghastly domain. Its longstanding legacy of chills and thrills stretches back through the decades, earning it the chilling title of one of Colorado’s oldest haunted houses.
Year after year, the haunt evolves, introducing fresh themes and newly concocted scares to ensure a uniquely horrifying experience awaits all who enter. This unyielding commitment to conjuring a high-caliber and horrific spectacle has not only carved a place of honor for the Frightmare Compound in the halls of local Halloween lore but has also amassed a legion of devoted followers, eager to face the terrors anew with each passing season.
Yet, the scares birthed by skilled actors and intricate sets are merely the visible veins of horror running through the Frightmare Compound. The Frightmare Compound isn’t merely a haunted house; it’s a terrifying trek through the twisted tales and legendary horrors that dwell in the darkest corners of Westminster’s imagination.
If you’ve got it, haunt it
As the echoes of frightful laughter fade into the chilly autumn night, the sinister allure of America’s best haunted houses lingers, ever-awaiting to recount torrid tales enshrouded in shadows. It’s not merely the goosebumps or the breathless suspense, but the stirring narrative of each spot that reflects the rich and spine-chilling history of the lands they occupy.
The best haunted houses in the U.S. extend an invitation to not just face our fears but to revel in the undeniable allure of the unknown. As the spooky season graces the horizon once more, the realm of the macabre opens its creaking gates, ever ready to haunt the daring with the ghostly legacies of yore. Are you brave enough to take on one of the top haunted houses in the country? There’s only one way to prove it.
And if you’re looking for a new “haunt” in the more peaceful sense of the word, take a look at our available apartments for rent.
Visiting a theme park can be a great way to spend your vacation, especially if you’re interested in rides. This is certainly the case at the Universal Orlando Resort, where three theme parks feature a plethora of roller coasters and other thrilling attractions.
However, there’s more to Universal than just rides. The resort is also home to a variety of shows, including Harry Potter-themed storytelling, a Hawaiian Luau and animal actors. Here’s a look at the best shows at Universal Studios Orlando.
Does Universal Orlando do shows?
The Universal Orlando Resort is a large complex of hotels, theme parks, shopping and entertainment.
Among its many activities, you’ll find a number of shows and a 3,000-person auditorium where popular bands and comedians perform.
Best shows at the Universal Orlando Resort
There are four locations to catch Universal shows. This includes two of its three theme parks: Universal Studios Florida and Universal’s Islands of Adventure.
You’ll also find shows at select hotels as well as at Universal CityWalk, the resort’s main shopping and entertainment hub.
Universal Studios Florida
Universal Studios Florida is where you’ll find the majority of the action, since this theme park focuses on films and live entertainment.
So what shows are at Universal Studios Florida?
Animal Actors on Location!
One of the best shows for families, Animal Actors on Location! features animal actors performing skits, interacting with the audience and video segments. It’s 20 minutes and runs throughout the day, which means it’s easy to catch. You’ll see many animals during this show, including birds, dogs, cats, pigs and more.
Celestina Warbeck and the Banshees
If you’re a fan of Harry Potter, you’ll want to catch Celestina Warbeck and the Banshees. Located in The Wizarding World of Harry Potter Diagon Alley, you can catch this open-air show multiple times per day.
It features songs from the Harry Potter books — including “A Cauldron Full of Hot, Strong Love” over which Fleur Delacour and Molly Weasley argued in “Harry Potter and the Half-Blood Prince.”
The Bourne Stuntacular
If you’re a fan of action, you’ll want to visit The Bourne Stuntacular. It uses a mixture of physical props (including fire) and digital technology to create an immersive thrill experience for guests. Along with stunt doubles, you’ll see free-falls, moving vehicles and a 3,640 square-foot LED screen during the show.
🤓Nerdy Tip
The Universal Express Pass includes priority admission to in-demand shows such as The Bourne Stuntacular.
Universal Orlando’s Horror Make-Up Show
Few can make magic happen like Hollywood makeup artists, and this is especially true for those working on horror movies. In this show, you’ll learn how fake blood is made, check out how the process works and even participate, if you’re lucky.
Universal’s Islands of Adventure
Universal’s Islands of Adventure doesn’t have many shows, mostly because it tends to rely on larger rides and intensive theming to create excitement. The park lists three shows, two of which are located at The Wizarding World of Harry Potter Hogsmeade.
Triwizard Spirit Rally
One of the best shows in Universal Orlando for fans of the Wizarding World, the Triwizard Spirit Rally is a live demonstration put on by the students from Harry Potter and the Goblet of Fire. Representatives from international wizarding schools Beauxbatons and Durmstrang appear onstage next to Hogwarts students to perform a morale-boosting rally.
Universal Orlando Resort Hotels
Wantilan Luau
Located at the Loews Royal Pacific Resort, the Wantilan Luau takes place once per week. Shows are on Saturday evenings and tickets are required; registration begins at 5:30 p.m. and seating starts at 6 p.m. Along with live music, you’ll see hula dancers and fire dancers, all while enjoying an all-you-can-eat buffet.
Musica della Notte
If you enjoy live music, you’ll want to catch this free show at the Loews Portofino Bay Hotel. Taking place each evening, those in the Harbor Piazza will be treated to classic opera, festive melodies and “popera” by a chorus of singers.
Universal CityWalk
The Universal CityWalk includes many restaurants, shops, bars and entertainment venues, but Hard Rock Live Orlando dominates.
Hard Rock Live Orlando
You’ll need tickets to see an event at Hard Rock Live Orlando, which hosts acts such as George Lopez, Billy Joel and Kesha.
The best shows at Universal Orlando recapped
The Universal Orlando Resort features a lot to see and do, from high-speed roller coasters to traditional opera singers, a wide variety of shows and more.
In multiple locations — at two of the theme parks and CityWalk and in select hotels — visitors can find a luau, themed dancers, animal actors, special movie effects and more.
(Top photo courtesy of Universal Parks & Resorts)
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
Are you looking for the best side jobs for teachers? Teaching is a great career choice and teachers are very much needed in the world. Unfortunately, though, it is not the highest-paying job that exists. Due to that, you may be looking to find ways to make extra money as a teacher. Side hustles for…
Are you looking for the best side jobs for teachers?
Teaching is a great career choice and teachers are very much needed in the world. Unfortunately, though, it is not the highest-paying job that exists. Due to that, you may be looking to find ways to make extra money as a teacher.
Side hustles for teachers are great because they can help you make extra income, pay off debt, save for a vacation, and more.
Teachers have many useful skills, which make them a great fit for many different side hustles alongside their main teaching job.
Quick Summary on Side Jobs For Teachers:
Online tutoring and selling lesson plans are popular side jobs for teachers that use their existing skills
Selling crafts, selling printables, or teaching online courses can be a nice creative outlet
Short-term and seasonal side gigs like coaching sports or teaching summer school may be better for your schedule than year-round gigs
Best Side Jobs For Teachers
There are 36 side jobs for teachers listed below. If you want to skip the list, here are some jobs that you may want to start learning more about first:
Below are 36 side hustles for teachers.
1. Sell educational printables
Selling educational printables can be a great way for teachers to make extra income and it is great for anyone who wants to learn how to make passive income as a teacher.
An educational printable is a teaching resource, either digital or physical, that educators create to help with learning.
Other teachers buy these for their classes and so do parents.
Educational printables are things like math problems, vocabulary cards, and science experiments. They work for different grades and learning goals, making it an easy way to add to regular teaching or homeschooling. You can share these resources online or print them for in-person classes, making them a helpful tool for improving education.You can learn more at How I Make $400,000 Per Year Selling Educational Printables.
Do you want to make money selling printables online? This free training will give you great ideas on what you can sell, how to get started, the costs, and how to make sales.
2. Tutor online or in person
Tutoring services or helping kids get ready for standardized tests either online or in person can be a great side hustle for teachers.
This option can be a natural fit, as you can use your teaching skills to tutor students.
To start, check out different online tutoring websites like Tutor.com or you can also do in-person tutoring sessions. For in-person tutoring sessions, you can contact local tutoring companies or promote your services on social media or in local Facebook parent groups for your area.
3. Sell your lesson plans
As a teacher, you already make lesson plans for your classes. You can actually sell your lesson plans, earn extra money, and help other teachers.
The most popular platform for this kind of side job is Teachers Pay Teachers (TPT). Here, you can upload your lesson plans, activities, assessments, and other educational resources. Each time someone purchases one of your items, you’ll earn some income.
Lesson plans need to be well-organized, easy to understand, and tailored to specific grade levels and subjects (such as fifth grade math). You should include clear objectives and step-by-step instructions to make your lesson plans more appealing to potential buyers.
4. Coach a school sport or other after-school program
Coaching a school sport is something that you can do within your own school district as many schools are in need of help with their sports teams.
Some sports and after-school programs that can be a teacher’s side hustle include soccer, basketball, volleyball, and track-and-field, as well as clubs such as yearbook, chess, choir, and more.
5. Start a dog bakery
Starting a dog bakery can be a fun side job for teachers who love both dogs and baking.
You can make an extra $500 to $1,000, or even more, each month by making treats for dogs. You can make dog treats like cupcakes, cookies, cakes, and more.
You can learn more at How I Make $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!).
6. Sell crafts on Etsy
Selling crafts on Etsy can be a great way to make extra money by being creative.
Etsy is a website where people from all over can buy and sell handmade and digital products.
Some ideas for products you can create and sell on Etsy that are teaching-related include:
Classroom decor items
Educational games and activities
Customized planner pages and stickers
Flashcards and study materials
Of course, you can create things that aren’t related to teaching at all, such as knitwear, jewelry, and more.
7. Sell on Teachers Pay Teachers
Teachers Pay Teachers (TPT) is a site specifically for educators to buy and sell educational materials, and this is a popular teacher side hustle. If you’ve developed lesson plans, worksheets, or other teaching tools for your classroom, you can share and earn from them on TPT.
I know I talked about selling education printables and lesson plans above, but I want to talk more about Teachers Pay Teachers in its own section because it is such a popular teacher side hustle.
You can sell:
Lesson plans and unit studies
Worksheets and printable activities
PowerPoint presentations and interactive notebooks
Posters, charts, and visual aids
For example, I looked on Teachers Pay Teachers and searched for third grade lesson plans. There, I found over 49,000 results such as math lesson plans about rounding, substitute teacher plans for third graders, reading comprehension lesson plans, and more. Here’s an example of one that you can look at.
The average teacher on Teachers Pay Teachers can make around $300 to $500 extra, but there are some teachers that make hundreds of thousands of dollars extra each year.
8. Babysit
As a teacher, you may find that babysitting is an easy side job to pick up, and, depending on where you live, you may be able to earn around $15 to $25 an hour. Parents love hiring teachers as babysitters because they have so much experience with children.
While babysitting, you’ll find that your existing skills from teaching make a difference in providing the best care possible.
9. Teach English as a second language online
Teaching English as a second language (ESL) online is a popular side job for teachers. As an online ESL teacher, you can help students learn English and work from home.
Most jobs require you to be a fluent English speaker with a bachelor’s degree.
10. Teach summer school
One of the obvious ways for teachers to make extra money in the summer is to teach summer school.
It’s a great way to make use of your teaching skills while earning extra income. Plus, summer school takes place during summer break, so it should fit well with your schedule of already being off from school.
11. Summer camp counselor
Another great option during the summer months is to become a summer camp counselor.
As a counselor, you’ll supervise children in activities such as sports, arts, and crafts. Camps are always looking for instructors with teaching experience, making this a good side job for educators.
12. Grade papers
Grading papers as a side job may appeal to you if you’re looking for a more flexible, at-home option.
Companies such as Measurement Inc. hire teachers to grade student work, such as essays and test answers.
They are hiring evaluators to score in the subjects of English, mathematics, science, and more and pay starts at $15 per hour.
13. Work at a restaurant
If you’re looking for something completely different from teaching, you could take a part-time job at a restaurant.
Working in restaurants can be a good fit for teachers because they often offer flexible hours that can align with your teaching schedule. You can choose jobs like being a server, host, and more.
14. Proofread
As a teacher, you are probably already a great proofreader and are able to spot mistakes easily. With these skills, proofreading can be a great side job. By proofreading, you can help authors, website owners, students, and more improve their writing while earning some extra income.
Even the most skilled writers can make mistakes in grammar, punctuation, and spelling. That’s why hiring a proofreader can be very helpful for pretty much anyone and everyone.
If you want to find online proofreading jobs, I recommend watching this free 76-minute workshop all about how to get started proofreading.
Recommended reading: 20 Best Online Proofreading Jobs For Beginners (Earn $40,000+ A Year).
15. Blog
Blogging can be a fun way for you, as a teacher, to make extra money from home. Many blogs are run by teachers, and I completely get why – you can blog in your spare time and you don’t have to stick to any formal schedule.
To start your own blog, first, choose a topic that you’re interested in writing about, maybe something related to your teaching field or a hobby you enjoy.
You can make money from your blog in ways such as:
Affiliate marketing – Share links to products or services related to the topic you are writing about, and earn a commission for sales generated from your referral links.
Advertising – Include display ads or sponsored posts on your blog.
Courses and ebooks – You can create courses or ebooks related to your area of expertise, and sell them through your blog.
Since I began Making Sense of Cents, I’ve made more than $5,000,000 from my blog, and it all started as a side job.
Learn more at How To Start A Blog FREE Course.
Similar to blogging, a teacher could also start a YouTube channel, a TikTok, and more.
16. Freelance write
If you are looking for side jobs for teachers from home, then becoming a freelance writer can be a great choice.
Freelance writers write content for blogs, websites, magazines, newspapers, advertising companies, and so much more.
You can find different writing jobs on platforms like Upwork and Fiverr, or even find clients on your own, such as by reaching out to websites that you are interested in writing for.
Recommended reading: 14 Places To Find Freelance Writing Jobs – (Start With No Experience!)
17. Transcribe
An online transcriptionist’s job is to listen to video or audio files and then type out everything that they are hearing. There are many different types of transcriptionists, such as legal, general, and medical transcriptionists.
This job requires strong typing and listening skills, and you can work from home on your own schedule.
Transcriptionists earn around $15 to $30 per hour on average.
I recommend watching FREE Workshop: Is a Career in Transcription Right for You? You’ll learn how to get started as a transcriptionist, how you can find transcription work, and more.
Recommended reading: 18 Best Online Transcription Jobs For Beginners To Make $2,000 Monthly
18. Flip used items for resale
Flea market flippers find underpriced items at flea markets, yard sales, and thrift stores, then resell them for a profit. This job requires a good eye for finding valuable items that you believe can be sold for a higher price.
As a teacher, you could find and sell items in the evening, on the weekends, over holiday breaks, and in the summer. You get to make your own schedule, and it can be however many or few hours as you want.
Some items that you can resell include:
Vintage furniture
Collectibles, such as toys, coins, stamps, books, and more
Sporting equipment
Clothing
Electronics
I recommend signing up for a helpful webinar on this topic, How To Turn Your Passion For Visiting Thrift Stores, Yard Sales & Flea Markets Into A Profitable Reselling Business.
19. Bookkeep
Bookkeepers are people who keep track of all the money-related things for businesses. Bookkeepers do tasks like:
Tracking income
Organizing expenses
Making financial reports
This is typically a flexible job that you can do from home on your own time.
You can join the free workshop that focuses on finding virtual bookkeeping jobs and how to begin your own freelance bookkeeping business by signing up for free here.
Recommended reading: How To Find Online Bookkeeping Jobs
20. Sell Canva templates
Creating and selling Canva templates online allows you to work from home in your free time.
A Canva template is like a pre-designed layout that you can use for creating things like social media graphics, Pinterest pins, ebooks, or presentations. It is a helpful starting point if you’re not very skilled at designing from scratch. Business owners, marketing professionals, nonprofit organizations, educators, event planners, restaurants, and more buy templates all the time.
Canva templates come with blank spaces where buyers can add their own words or pictures, adjust colors and fonts, and more. They’re useful for people who want their graphics to look high quality without spending a lot of time in the process (or perhaps they don’t know how to do it so templates help them a lot!).
Making and selling Canva templates can be a great way to earn extra money as you only need to create them once, and then you can sell them as many times as you’d like.
Recommended reading: How I Make $2,000+ Monthly Selling Canva Templates
21. Rover (walk and watch pets)
Rover is a website that links pet owners with pet sitters and dog walkers. You can do this job on the weekends throughout the year, or simply only open up your schedule during the summer months. It is up to you.
Getting started is easy on Rover – you set up a profile that talks about your experience with pets and the services you can provide, like dog walking, pet sitting, and house sitting.
Then, you will receive requests from customers and talk about pricing. Rover takes care of processing payments, and you’ll receive payments directly into your account.
You can sign up for Rover here.
22. Care.com
Another platform for finding pet and house sitting side jobs is Care.com. Care.com is not limited to pet care and includes other caregiving services, such as childcare and senior care.
You can browse available jobs in your area and apply to those that match your skills and interests. Care.com also allows clients to contact you directly for your services after you’ve created a profile. Once a job is completed, you’ll receive payment through the site.
23. Be a virtual assistant
A virtual assistant provides administrative, technical, or creative support to clients from home.
Some of the tasks you might do as a virtual assistant include managing schedules, responding to emails, making travel arrangements, handling social media accounts, and even writing articles or creating presentations.
If you want to become a virtual assistant, I recommend taking the free workshop called 5 Steps To Become a Virtual Assistant.
Recommended reading: Best Ways To Find Virtual Assistant Jobs
24. Be a food photographer
Food photography can be a fun and creative way to earn extra income during your free time. Food photographers do just that – take pictures of food.
Whether you’re working directly for restaurants, magazines, or on a freelance basis, this job allows you to use your skills and interests to create beautiful images.
You can learn more at How To Become a Food Blog Photographer And Earn Over $50,000 Each Year.
25. House sit
As a teacher, you might be looking for ways to make some extra money during breaks or weekends. One option to consider is house sitting, and this is when you watch someone’s home (such as watering their plants and collecting mail) and sometimes take care of pets while their owners are away. People also hire house sitters so that their homes aren’t sitting empty because a visible presence can deter potential thefts.
To get started in house sitting, you can join house-sitting websites to find opportunities in your area, or ask friends and family for referrals (you might want to start by house sitting for people you know and then ask for references that you can use to broaden your job search).
26. Rent out an unused room in your home
If you have a room in your home that you are not using, then you may be able to rent it to someone on either a short-term (such as by becoming an Airbnb host) or long-term basis (getting a full-time roommate).
I have rented out rooms many times in the past, and it was a great way to make some extra income for space that I wasn’t using.
You can learn more at What You Need To Know About Renting A Room In Your House.
27. Rent your garage space
If you have empty storage space, such as a garage, driveway, closet, basement, or attic, you may be able to rent it out and make extra money. This can be a lucrative side hustle where you don’t have to use up much of your spare time.
You can use Neighbor to list your extra space for rent and make up to $15,000 per year by doing so. With Neighbor, you can rent out your garage, driveway, basement, or even a closet.
You can sign up at Neighbor for free here and list your space.
You can also learn more about Neighbor at Neighbor Review: Make Money Renting Your Storage Space.
28. Rent out a photo booth
Renting a photo booth can be a fun side job for teachers.
To get started, you will need to buy a photo booth as well as things like backdrops and props for people to hold in the picture (such as hats, signs, fun things to hold, etc.).
On average, photo booth rentals can range from $500 to $1,000 per event, and in some cases, even more for specialized events or packages with additional features.
I have personally rented a photo booth for an event in the past, and it was a lot of fun!
29. Online surveys and focus groups
Taking online surveys and answering questions for focus groups is very part-time and can be a way to side hustle for teachers.
You share your thoughts plus answer questions and can earn cash or free gift cards.
The survey companies I recommend signing up for are:
American Consumer Opinion
Survey Junkie
Swagbucks
InboxDollars
Branded Surveys
Pinecone Research
PrizeRebel
User Interviews – These are the highest paying surveys with the average being around $60.
Recommended reading: 18 Best Paid Survey Sites To Make $100+ Per Month
30. Voice over act
A voice-over actor is the person whose voice you hear but don’t see in YouTube videos, radio ads, educational videos, and more.
Different companies need a wide variety of voices, and that’s where you come in.
Recommended reading: How To Become A Voice Over Actor And Work From Anywhere
31. Mystery shop
I was a secret shopper in the past, and there were often mystery shops that gave me $100 to put toward a free dinner. I always looked forward to these, as I was living paycheck to paycheck, and I used these restaurant mystery shops to reward myself every now and then.
There were other mystery shops that paid me actual money, and some paid me in free items, such as makeup, movie theater tickets, and car oil changes.
Companies hire mystery shoppers to get an understanding of their customer’s experience. Companies want to know a real product opinion, how the customer felt they were treated at their business, how phone calls were handled, and more.
Basically, mystery shopping is a way to anonymously test the entire shopping experience.
You can learn more at How To Become A Mystery Shopper.
32. Fitness trainer
Fitness trainers help people reach their health goals through customized exercise plans and nutrition advice. This is typically a job where you can choose your schedule, so you can choose to work hours outside of your teaching job, such as in the evenings and on the weekends.
I actually know a few teachers who are fitness trainers on the side, so it must be a good fit!
Another positive is that you can even choose between in-person and online coaching. Online coaching can mean that you can work remotely, making it a more flexible side job for teachers looking to earn extra income.
33. Find random gigs on Craigslist
As a teacher looking for side jobs, you can look for random gigs on Craigslist to earn some extra income. To begin your search, simply go to the Craigslist website and select your city from the home page.
Here are some jobs I found through a quick search:
Cleaning a house
Help assembling furniture
Taking down a shed in a backyard
Garage cleanup
Mover
Handyman
Movie extra
Sign holder
You can even post your own services on Craigslist if you have a skill you’d like to share with others, such as giving music lessons or tutoring.
34. Deliver groceries with Instacart
Grocery delivery services are popular because there are more and more people who want someone to do their grocery shopping for them.
Services like Instacart need personal grocery shoppers, and the average shopper makes $15 to $20 an hour to deliver groceries. Drivers are paid per order, and you get to keep 100% of your tips. You also get to choose your schedule, so a teacher could choose to work in the evenings or on weekends. Or, you could choose to only deliver groceries during the summer.
You can click here to sign up to be an Instacart Shopper.
You can also learn more at Instacart Shopper Review: How much do Instacart Shoppers earn?
There are many other gig ideas that you can try out too, such as Uber Eats and DoorDash.
35. Real estate agent
Some teachers are real estate agents on the side of their full-time job as a teacher. This is because you can list and sell homes on your weekends, during breaks, at night, and over the summer.
Selling homes can be more difficult, though, as your clients may want your full attention during the day occasionally and you would be busy teaching, so this is something to think about.
36. Driver’s ed teacher
A common side hustle for teachers is teaching driving lessons to teenagers and adults. As a teacher, you may be able to check if the high school near you is in need of a teacher for this subject. Or, you can reach out to a local driving school to see if they are hiring.
Driving instructors make around $20 an hour more or less, depending on where you live.
Frequently Asked Questions
Below are answers to common questions about side hustles for teachers.
How can I make money on the side while teaching?
Some good side jobs for teachers include tutoring, freelancing, transcribing, blogging, selling lesson plans, and more.
What can teachers do to make extra money?
Teachers can do a lot of things to make extra money, such as jobs like tutoring, freelance writing, blogging, or creating educational printables.
What is a second career for teachers?
Second careers for teachers can include jobs such as educational consultants, curriculum developers, or even working in corporate training and development.
Do most teachers have 2 jobs?
Many teachers have two jobs. This is for many reasons, such as the typically low pay of a teacher as well as teachers wanting to make money while they are off in the summer.
How to make extra money on Teachers Pay Teachers?
Teachers can make extra money on Teachers Pay Teachers by selling lesson plans and printables.
How can teachers make money in the summer?
Teachers can make money when they’re off in the summer by teaching summer school, helping students with test prep, babysitting, selling lesson plans, working at a restaurant, working as a real estate agent, and more.
What to do after quitting teaching? How do you pivot out of teaching?
Quitting teaching and moving on to something else will take a few steps, and you can begin by thinking about your skills and interests. Then, start exploring different job options and connect with people in the field you’re interested in, attend industry events, and consider getting any certifications that you may need.
How can teachers earn extra income through online tutoring?
Sites like Tutor.com look for teachers to tutor students remotely, and you can even offer your services through social media.
How can a teacher make six figures by utilizing their skills?
While it’s not always easy for teachers to earn a six-figure salary, it is possible if you find ways to make extra income or by starting a business of your own.
What opportunities do music educators have for side income?
Side income ideas for music educators can include jobs like giving private music lessons or working as a weekend or evening instructor at a music school. Music educators can also sell lesson plans (I found some examples on Teachers Pay Teachers here).
What are some good side jobs for teachers?
I hope you enjoyed this article on the best side jobs for teachers.
Whether you are looking for side jobs for teachers from home, side jobs for teachers in the summer, or if you want to learn how to make passive income as a teacher, there are many ways to make extra money as a teacher.
Some of the best side hustles for teachers include:
Sell educational printables
Tutor online or in person
Sell your lesson plans
Coach a school sport
Start a dog treat bakery
Sell crafts on Etsy
Sell on Teachers Pay Teachers
Babysit
Teach English as a second language online
Teach summer school
Summer camp counselor
Grade papers
Work at a restaurant
Proofread
Blog
Freelance write
Transcribe
Flip used items for resale
Bookkeep
Sell Canva templates
Rover (walk and watch pets)
Virtual assistant
Food photographer
House sit
Rent out an unused room in your home
Rent your garage space
Rent a photo booth
Online surveys and focus groups
Voice over act
Mystery shop
Fitness trainer
Find random gigs on Craigslist
Deliver groceries
Real estate agent
Driver’s ed instructor
What do you think are the best ways for teachers to make extra money?
The city meets urban, suburban and rural in one, with the most well-known motor race in the country: The Indy 500. Apart from raceways and government buildings, Indianapolis is home to stunning waterways, unique memorials and a picturesque charm you won’t find in any other city. Indianapolis is altogether her own city and completely unique.
If you’re moving into Indy or just relocating within city limits, you’ll want to examine this list closely. You’ll find the best neighborhoods in Indianapolis for your needs as you try to make that all-important decision on where to move.
Median 1-BR rent: $1,796
Median 2-BR rent: $1,204
Walk Score: 37/100
Not far from Downtown is the bustling neighborhood of Broad Ripple Village. The district is one for relaxed vibes and a community with tons of playgrounds and small businesses where families love to spend their time. Boutiques, galleries, pubs, breweries, pottery schools and other exciting options collect in this eclectic neighborhood, with reasonably priced apartments and plenty of room.
Median 1-BR rent: $1,022
Median 2-BR rent: $1,145
Walk Score: 37/100
If you’re looking for a super-inclusive neighborhood in Indianapolis, then Crooked Creek is the place for you. It’s considered one of the most inclusive areas in the city, with plenty of activities for the whole family, whatever the age. Everyone can find something in one of the best neighborhoods in Indianapolis.
Crooked Creek is in the northwest part of the city in Marion County and offers you plenty of parks and bike trails, horseback riding options and the Juan Solomon Park. Average rent prices are more affordable, too. It’s farther from the center of the city than many of the other popular neighborhoods so you’ll probably need a car living here.
Median 1-BR rent: $1,399
Median 2-BR rent: $1,722
Walk Score: 84/100
Sometimes called the Mile Square, Downtown Indianapolis is a neighborhood for folks looking for an active life. The neighborhood is full of cocktail bars, local festivals and marathons, art exhibits, dining establishments and coffee shops, among others. Because of the incredible revitalization occurring in the area and the booming boutiques and restaurants, Downtown Indy is one of the most popular areas in the city, especially since rent is actually pretty reasonable here.
Median 1-BR rent: $1,022
Median 2-BR rent: $1,145
Walk Score: 37/100
Another historically inclined neighborhood in Indy is Fall Creek. Here you’ll find plenty of historic houses and tree-lined streets for a gorgeous, comfortable community. Nearby parks surround apartment buildings and modern amenities you’ll love.
The neighborhood went through a total urban revitalization in the early 2000s, turning the area into a cozy place where you have access to the rest of the city within minutes and lots of local dining, work and entertainment opportunities.
Median 1-BR rent: $1,250
Median 2-BR rent: $1,425
Walk Score: 77/100
Another popular neighborhood in Indy is Fountain Square. It’s an affordable neighborhood where singles and professionals flock for the European city square vibe at the central fountain and plaza, along with the active nightlife and walkability of the area.
In Fountain Square, you’ll find tons of cozy apartments, single-family homes and duplexes nestled among the popular bowling alleys, billiard halls, bars, comedy clubs, live music venues and ethically-sourced home goods boutiques. Shop for clothing next door, drop into the local brewery or grab Pad Thai or street tacos at the local eateries. This is the perfect makeup of a best neighborhood in Indianapolis.
Source: Rent./E Washington St.
Median 1-BR rent: $1,022
Median 2-BR rent: $1,145
Walk Score: 37/100
Named for Washington Irving, Irvington is a great neighborhood that’s filled with history and encompasses 545 acres overall. The neighborhood originally came to prominence back in 1875 and stayed as the chic spot into the late 1920s, when Butler University grew up around it. Now, the whole neighborhood is kind of a historical small town within the city with many houses on the National Register of Historic Places.
Irvington is friendly and walkable (though not so much for running errands) with plenty of easy streets and parks and green spaces for tranquil living in the middle of the urban area. You’ll find plenty of shopping and dining, as well, in the neighborhood.
Median 1-BR rent: $1,102
Median 2-BR rent: $1,388
Walk Score: 41/100
Residents in Keystone at the Crossing are predominantly renters, and anyone looking for a familiar vibe will find it right here. The neighborhood suits all types of renters, too, with a concentration of jobs and nightlife in one section for the young professionals or peaceful quiet portions for families looking for some chill atmosphere.
Keystone at the Crossing is also a shopping center focused on the favorite Fashion Mall at Keystone. Apartments in the neighborhood are affordable, comfortable and reasonably easy to find, making it one of the best neighborhoods in Indianapolis.
Median 1-BR rent: $1,711
Median 2-BR rent: $1,099
Walk Score: 89/100
Lockerbie Square is one of the city’s oldest surviving neighborhoods. The historic locale is Downtown and known for the residence of Hoosier poet James Whitcomb Riley. The historic district offers surprisingly affordable rent and plenty of gorgeous architecture and cobblestone streets in a highly walkable area.
In Lockerbie Square, you’ll find some Bavarian influence with German heritage events, year-round festivals and celebrations and plenty of biergartens and Bavarian restaurants. There will definitely be crowds in the hood every time there’s the annual German Fest or other German heritage events going on.
Source: Rent./N College Ave.
Median 1-BR rent: $1,022
Median 2-BR rent: $1,145
Walk Score: 37/100
Meridian-Kessler is just 20 minutes from Downtown, offering residents quick, easy access to pretty much anywhere in the city for a lower housing rate than some of the other popular neighborhoods. It’s the perfect blend of urban and suburban for families and young professionals looking for green spaces, quiet streets and easy access to the main part of the city.
The median age of residents in Meridian-Kessler is 25-34, so the neighborhood is active and home to tons of local events, while the gorgeous Tudor-style houses and Craftsman-style cottages are plentiful and affordable. Butler University is just down the street, too, making it the perfect neighborhood for those working at the University or older students continuing their education.
In Meridian-Kessler, you’ll find tons of amazing local shops and restaurants, too, with offerings like short ribs and Latin American fare. You can also find a mix of books, live music, craft beer, vintage clothing and even a bridal expo at the Indiana State Fairgrounds just nearby.
Median 1-BR rent: $750
Median 2-BR rent: $767
Walk Score: 51/100
Near Eastside is one of those areas of town that’s been reclaimed and turned into a hipster hotspot with trendy new restaurants and developments and loads of amenities urban dwellers are looking for. You’ll find super affordable rentals here, along with retail shops, movie theaters, breweries, coffee shops, fining and more. The vibe in this best neighborhood in Indianapolis is definitely younger millennials.
Median 1-BR rent: $1,022
Median 2-BR rent: $1,145
Walk Score: 37/100
Similar to the other “near” neighborhoods, Near North is close to the heart of the city and made up of several smaller neighborhoods starting to find shape in themselves. The Near North is home to century-old houses, tree-lined streets, cultural landmarks and loads of beauty.
Plus, it’s just a five-minute drive (or Uber) away from the core of Indy, where you’ll find any nightlife or shopping you crave if you haven’t already found it here in the Near North.
Source: Rent./Vivio on Tenth
Median 1-BR rent: $1,045
Median 2-BR rent: $1,200
Walk Score: 44/100
The Near Westside of Indy is a cluster of smaller neighborhoods that attract renters looking for affordable housing near the main urban area of the city. Near Westside is just 15 minutes from downtown and offers more spacious areas at a more affordable price than others a little closer to the busiest parts of town.
Near Westside is also convenient to Bloomington, Lafayette, Terre Haute and other nearby college campus towns.
Median 1-BR rent: $1,022
Median 2-BR rent: $1,145
Walk Score: 37/100
North Willow is a super family-friendly area with affordable rent and plenty of choices for folks looking to settle into a cozy neighborhood with or without the kids. You’ll find it within easy access of Castleton and Keystone at the Crossing areas, as well. Plus, of course, the local entertainment and dining you’ll come to love in one of the best neighborhoods in Indianapolis.
Median 1-BR rent: $1,145
Median 2-BR rent: $1,439
Walk Score: 29/100
Old Northside offers its residents and visitors a blend of historic beauty and modern appeal. Restored Victorian homes are common, some of which have landed themselves a spot on the National Register of Historic Places.
The neighborhood is a few minutes away from IU Health Methodist Hospital, making it the perfect location for folks working there. You can choose from single-family homes with yard space, condos, apartments and more. Old Northside is also home to Indiana’s first-ever gay bar and is the most LGBTQIA+ friendly neighborhood in the city.
In the neighborhood, you’ll be able to visit the Benjamin Harrison Presidential Site and check out local artists at the Harrison Center. You can also participate in regular art events, take a job on the Monon Trail or enjoy the thriving nightlife in the area. Most folks do recommend a car for residents here.
Source: Rent./The Block
Median 1-BR rent: $1,022
Median 2-BR rent: $1,145
Walk Score: 37/100
Some cities have a warehouse district. Indy has the Wholesale District.
Here you’ll find the shimmering lights of theater marquees and elegant soirees, where doormen welcome residents. Circle Centre mall makes way for shoppers, who fill the neighborhood with bustling expectations and a thriving art scene.
Find the best Indianapolis neighborhood for you
You’ve come to the right place to find the best neighborhoods in Indianapolis! With condos, townhouses and single-family apartments for rent in Indianapolis, you’re sure to find the right spot for your lifestyle, be that calm and cozy or hip and happening.
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
Which continuity error or plot hole in a movie always sticks out in your mind? After someone polled the internet, here are twenty-five top-voted films that stuck out.
1. The Butterfly Effect (2004)
“In The Butterfly Effect, it’s repeatedly shown that when Ashton Kutcher goes back in time and changes something, he is the only one who is aware of the changes, as he is then propelled back to the new future he created from that aberration.”
“So, for example, when he blows off his arms, he wakes up in the future and is shocked to be limbless, but all his roommates are like, ‘duh dude, of course, you have no arms.’ However, Kutcher is in prison at one point and attempts to make another prisoner believe his powers.”
The Butterfly Effect Prison Error
“So he travels back in time, stabs his hands, and returns to prison. Despite minor changes having the potential to create new timelines, he’s right back in prison, and the prisoner recognizes the new scars, which goes against all the logic the movie showed.”
2. Mean Girls (2004)
“In Mean Girls, when Cady comes home from the Halloween party, and Janis and Damian are watching a movie, and they get scared by her costume, the popcorn in the bowl goes flying everywhere, then the camera cuts back to them, and the popcorn bowl is full again,” another shared.
3. Harry Potter and The Prisoner of Azkaban (2004)
A Harry Potter fan asked, “Why don’t Fred and George Weasley see Peter Pettigrew on Ron’s shoulder on the Maurader’s Map while they’re at Hogwarts before his third year?” “If we’re gonna start in on Harry Potter, we’re gonna be here awhile,” joked another.
4. Remember The Titans (2000)
“In Remember the Titans, there’s a montage scene of football highlights where a Titan’s Corner Back intercepts the ball and continues running in the same direction as the receiver was,” someone pointed out.
5. Wonder Woman (2017)
All Ares had to do in Wonder Woman to win was nothing. His goal was to enlist Diana to his side by showing that humans are inherently evil and beyond redemption. But, of course, she would’ve come to that conclusion if he didn’t show up saying, “I influenced them.”
“Furthermore, Wonder Woman can kill him. But he can teleport and shapeshift, so the only way for her to ever reach him would be for him to present himself, which he does, and then gets destroyed.”
“It’s stupid. The villain could’ve won by staying home, eating a bowl of cereal, and walking outside. And this villain is the literal god of war but has no sense of any tactic ever.”
6. A Quiet Place (2018)
Someone asked, “If the creatures in A Quiet Place are blind and hunt via hearing, then why is their hearing threshold only slightly better than a human’s whenever someone is two feet away from them? Can they not hear heartbeats? Breathing? Fear-induced bowel movements?”
7. Ant-Man (2015)
“Ant-Man,” one replied. “Do the things that shrink keep their density or not? Paul Rudd is shrunk down and still packs the punching power of a grown man in tiny size, but a tank can be shrunk down and carried on a key chain?”
8. Star Wars: Episode I – The Phantom Menace (1999)
“My standout Star Wars continuity error is when young Anakin activates C-3PO while he’s still a build-in-progress. Anakin goes to plug in the C-3PO eye, picking up the eye part with one hand and installing the eye using his opposite hand in the next cut,” one Star Wars fan declared.
9. Batman Returns (1992)
“Batman Returns. Bruce rips his mask off, and his eye makeup is gone,” someone noted. “I like that Matt Reeves fixed this in the new The Batman,” another volunteered.
10. Superman Returns (2006)
“The entire conflict of Superman Returns,” shared one. “Lex Luthor brilliantly creates an entire island made of kryptonite. Superman can’t stop him there! But five rent-a-cops in a dingy could,” shared one disgruntled fan.
11. Monsters University (2013)
“Monsters Inc. Mike: You have always been jealous of me since the fourth grade. Next movie, they meet while in college,” said one. Another agreed, “It has always bothered me!”
12. Gremlins (1984)
“I just watched the original Gremlins,” confessed one. “They realize they can’t get wet but are all running around in the snow the entire movie—also, the bar scene where they’re all drinking beer, and it gets splashed around a lot.”
“It’s not meant to be a serious movie. But the whole first 30 minutes is setting the rules. Then, like 3/4 of the film, they make no difference after Stripe falls into the pool and multiplies like crazy.”
13. The Dark Knight (2008)
“I want to make it clear I LOVE the movie, and this doesn’t affect my enjoyment of it at all besides a ‘well huh’ every time I watch it. However, the dinner party scene in The Dark Knight, just ending after Bruce catches Rachel, has always stuck out to me,” shared one.
“There’s no explanation or follow-up, the scene ends, and the Joker somehow gets out of the Wayne building, and Bruce doesn’t try to catch him despite being on the ground while they’re all upstairs.”
14. The Karate Kid
“The Karate Kid wins the match with a kick to the face when kicks to the face get you disqualified,” stated one. A few people argued about the rule not being relevant to the third Karate Kid film before one said, “Daniel is the true bully. Watch Cobra Kai.”
15. King Kong (1976)
“An old one: Why did the natives build a big door for King Kong to get through? And why couldn’t he climb over the wall anyway? He climbed the f***kin’ Empire State Building!” one user exclaimed.
16. Beauty and The Beast (1991)
“Disney’s Beauty and the Beast. In the opening sequence, the Beast rips his portrait to shreds with his claws from the upper left corner to the bottom right. Later in the movie, when Belle discovers the picture, it’s torn from the bottom left to the upper right corner,” another reported.
17. Back to The Future (1985)
One user noted, “Back to the Future is a great movie, but in the final scene, Doc comes back and says quick Marty, you need to go with me now into the future. It’s your kids. Why does he have to hurry? It’s a Time Machine!”
18. The Goonies (1985)
In The Goonies, when the Fratellis are kidnapping Chunk, the driver starts singing, and you can still hear him in the next shot. But his reflection in the side mirror is just still. First continuity error I noticed as a kid, and it sticks with me,” one answered.
19. The Dark Knight Rises (2012)
“In the climactic fight scene towards the end of The Dark Knight Rises, after Batman has freed the Gotham Police force from the sewers and they go to confront Bane’s thugs.”
“Despite both opposing groups being armed, and there is at least some exchange of gunfire at the beginning, both sides quickly seem to forget that they possess firearms and instead engage in a ma-ive hand-to-hand brawl,” one user confirmed.
20. Double Jeopardy (1999)
“The entire premise of the Ashley Judd movie Double Jeopardy has always bothered me,” shared one. “It says that if you’re wrongly convicted of killing someone who faked his death, you can kill them for real after you get paroled and not face any legal consequences.
“It’s one big hole for a plot. The person who told her that was a former lawyer, and her parole officer (another former lawyer and law professor) didn’t correct her and even helped her hunt down her ex-husband.”
Double Jeopardy Cellmates
“Any lawyer would know it was BS, and I would have thought that even a regular person would instinctively know that there’s no legal loophole that will let you hunt someone down and kill them in cold blood.”
21. Jura-ic Park (1993)
“The elevation change in the T-Rex paddock in Jura-ic Park. No matter what the defenders say, that gap in the electric fence was not wide enough to warrant two ma-ively different elevations. The 100ft drop was ridiculous,” one suggested.
22. Thor: Love and Thunder (2022)
A Marvel fan asked, “If Thor could share his powers like in Thor: Love of and Thunder with others, then why didn’t he do that in Avengers: Endgame?’ Another answered, “He can’t. But Zeus’ lightning bolt let him do that.” However, many argued that it wasn’t explained in the film.
23. Top Gun: Maverick (2022)
“Top Gun: Maverick,” one stated. “There is no way anyone survives a crash at Mach 10. But I still love the movie.” Another argued, “Top Gun: Maverick is Star Wars with fighter jets.” Finally, a third added, “Star Wars is Dambusters with spaceships and no awkwardly named dogs.”
24. How To Lose a Guy in 10 Days (2003)
“How to Lose a Guy in 10 Days,” one asked. “Why didn’t she make the article up once she started falling in love with Matthew McCaughey? I know there’s journalistic integrity and stuff, but she didn’t have to keep torturing the guy. When she was at his parent’s, playing cards with his whole family was an excellent time to pull back on it.”
25. Forrest Gump (1994)
Finally, someone noted, “Forrest Gump. When Forrest realized that little Forrest was his son was one of the most emotional moments in the film, AND THAT IRON IN THE BACK KEEPS SWITCHING POSITIONS!!! I can’t ever unsee it now. And you won’t either. You’re welcome.”
Source: Reddit.
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