medical expenses
11 Tax Deductions You Can Claim Without Itemizing
You don’t have to itemize to claim these deductions on your tax return.
8 Federal Income Tax Breaks for Homeowners
Applying for a $20,000 Personal Loan
Youâll likely need a credit score in the Good range (670 to 739) or higher to qualify for a $20,000 personal loan with a competitive interest rate. If your credit rating is Poor or even on the lower end of Fair, you may have difficulty getting approved for a personal loan. Personal loans offer relatively […]
The post Applying for a $20,000 Personal Loan appeared first on SoFi.
My experience with alternative health insurance to Obamacare
A few months ago, I shared about how to survive without health insurance. To recap, I belong to a healthcare sharing ministry (HSM) called Christian Healthcare Ministries (CHM), just one of several ministries that are ACA-approved alternatives to health insurance. But I also want to share about my experiences with alternative health insurance to Obamacare.
What we belong to is not healthcare insurance; therefore, we don’t pay a premium (although we pay a “gift” each month or what amounts to a deductible, except it’s called a “personal responsibilty”). We chose this option because neither my husband nor I have access to an employer-sponsored plan. The most important consideration for us was cost, followed by coverage options. We opted for the most expensive level, which means that we have a $500 personal responsibility for each medical event that each of our family members experience on an annual basis.
Family of Five Pays $450 per Month for Health Insurance
At the time of the previous article, I was the only member of my family to belong, and I paid $150 per month. Now our entire family of five belongs for $450 per month. Even if our family size were to double, that is the maximum monthly contribution we’d have to make.
The Best Disability Insurance Companies of 2023
Disability insurance is one of the most misunderstood insurance products on the market today, which is why so few people who need this coverage actually have it. However, choosing a disability insurance policy could be the most important decision you can make for your family. Why? Because disability insurance protects your ability to earn income […]
The post The Best Disability Insurance Companies of 2023 appeared first on Good Financial Cents®.
Ameritas Life Insurance Corp. Review
Most people understand the importance of life insurance. They know how important it can be to provide for their loved ones if they were to pass away. Unfortunately, not nearly as many people understand how important disability insurance can be and why they should consider a policy. A Quick Background of Ameritas Life Insurance Corp. […]
The post Ameritas Life Insurance Corp. Review appeared first on Good Financial Cents®.
Peer-to-Peer Lending 101
Peer-to-peer lending has come on strong since the financial meltdown – and not by coincidence. That was about the time that banks decided they werenât lending to anybody. The decision opened up an opportunity for the free market to provide another way for people to borrow money. And that’s when the peer-to-peer phenomenon started getting […]
The post Peer-to-Peer Lending 101 appeared first on Good Financial Cents®.
Money in Flexible Spending Accounts Will Soon Evaporate
Miss your FSA deadline, and it can cost you as much as $2,850. Here’s what you must know about these tax-advantaged accounts for paying medical costs.
What to do when you get medical bills you canât afford
In the United States, the treatment costs of a single illness, accident or pregnancy can easily reach five figures. Even with insurance, that can leave you with an eye-popping balance due. Here, straightforward strategies to handle medical bills you can’t afford. With or without health insurance, medical bills add up fast. Here, straightforward strategies to handle medical bills you can’t afford.
The post What to do when you get medical bills you canât afford appeared first on Money Under 30.