Single-family rental market slammed by headwinds
Single-family rental investors and their lenders face challenges: rent growth is slipping, vacancy rates are growing and a possible recession looms.
Single-family rental investors and their lenders face challenges: rent growth is slipping, vacancy rates are growing and a possible recession looms.
Since the Dawn of Mustachianism in 2011, the same question has come up over and over again: And in these nine years since then, the movement towards socially responsible investing has only grown. Public pension funds have started to âdivestâ from oil company stocks, and various social issues like human rights, child labor, climate change […]
When someone close to you dies, it can be hard to think about finances but there are several potential financial events that can come at you quickly. One consideration you may want to think about is life insurance. If youâre ⦠Continue reading â
The post What Is a Death Benefit? appeared first on SmartAsset Blog.
Do you know how much you need for retirement?
The post Calculating your retirement needs appeared first on Discover Bank – Banking Topics Blog.
Individual investors â often called âretailâ investors â are wielding more power in the public markets than ever before. A flurry of innovation from the past couple of decades (low-fee index funds, no-fee trading, gamified mobile investing apps, etc.) has given millions of new investors a firm foothold in a world previously dominated by massive
The post How To Take Advantage of Private Market Investing appeared first on MintLife Blog.
There are multiple varieties of individual retirement accounts or IRAs, for short. Two available versions are the SEP-IRA and the Roth IRA. So, what are they? And, can you choose to have one or the other? â or even both? In fact, a reader submitted this exact question: “I have a question about the SEP […]
The post SEP IRA vs. Roth IRA: What’s the difference? appeared first on Good Financial Cents®.
Howdy! I’m Spencer, an active-duty Air Force officer investing for financial independence by age 40. Since 2016, my wife and I have saved half of my active-duty paycheck into our financial independence accounts. I started writing in 2012 about achieving FI in the military on my website Military Money Manual.
Because J.D. has no experience with the military, for Veterans Day he asked me to share the lessons I think every servicemember needs to know about getting rich slowly. These are the concepts I wish someone had explained to me as a newly-commissioned officer in 2010. (These lessons are just as applicable to the enlisted side of the house.)
I’ve split this article into two sections.
First, I’ll cover some basic lessons for beginners: taking care of yourself, emergency funds, military friendly banks, tracking your money, and TSP investing.
Next, I’ll cover some advanced topics: investing for financial independence, military deployment, travel, and military credit-card perks.
Let’s start with the basics.
One of the harshest life lessons you must learn early in your military career is this: “No one is looking out for you except you.â
You must take responsibility to educate yourself about saving, investing, spending, and achieving financial independence. If you have a really good supervisor or commander in the military, they may explain the Thrift Savings Plan (TSP) to you, but that’s probably it.
If you want to achieve financial independence in the military, you need to learn how to do it yourself. There are many resources available to learn about money, including:
I believe it’s important to always be learning, to always be asking questions. If you have questions about your military pay, benefits, or personal finance, type them into Google. Ask your supervisor. Ask your buddies (but don’t always take their advice haha).
Never be afraid to ask questions. Keep yourself educated about money.
If you worked in a job with a pension, this means you will receive ongoing benefits once you retire. A critical part of estate planning, then, will be figuring out what happens to that money when you die. The answer ⦠Continue reading â
The post What Happens to Your Pension When You Die? appeared first on SmartAsset Blog.
Educators are getting taken advantage of. They have amazing benefits, like summers off and pensions. But their investing world is the opposite of amazing. It’s infamously predatory. Their 403b programs introduce them to suboptimal advisors who too often guide teachers into poor investments.